Equifax Reviews

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About Equifax

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  • User-friendly online access
Cons
  • Long wait times for support

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Equifax Reviews

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    How do I know I can trust these reviews about Equifax?
    • 4,768,662 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10

    Reviewed Nov. 7, 2025

    Very dissapointed with Equifax. I have a monthly payment for their services, that I thought they were good, but I applied for a credit card here in Florida, removed first the lock and I didn't get an alert of the inquiry, I got the card, I activated and used it. And just today November 7 I got an Equifax alert that I have a new card since October 22. What kind of protection do they provide..??

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    StaffTransparencyGold Quality

    Reviewed Oct. 20, 2025

    Why is there even a credit system in this country? This Equifax LLC which means even if it's not correct they are not liable. I recently found out the address I resided at 15 years ago was still in their records as my current address. I gave them online a copy of my now lease. I have rented at over 5 different places in 3 different states since. None of these are on their report. Now I get a letter in the mail saying the information I uploaded didn't match their records. Of course no shirt that was the purpose because equifax information is not up to date. I'm now looking to move abroad because this company is hindering me from living my best quality of life

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      Customer ServiceSales & MarketingPricePunctuality & SpeedStaff

      Reviewed Oct. 16, 2025

      Why is there not a 0 rating? The worst of the worst! Please get your credit score elsewhere or get scammed by these thieves. My husband and I have called over 12 times and are told differently every time. Paid over 30.00 To get a free credit score. LOL. Still can’t get it unless we pay another approx. 30 within 1 week of already paying. Was told we need to be on the phone at the same time so I can get my husband's score so we did 3-way calling and they magically don’t accept 3-way calling. Any excuse to get more money. DO NOT USE This place!! NEVER!

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      Customer Service

      Reviewed Oct. 14, 2025

      Equifax has got to be the worst credit reporting agency. Horrible customer service, no sense of responsibility in removing incorrect information or reporting correct information. Why we allow a company outside of the US to handle sensitive information and hold us captive with credit scores is unbelievable.

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      Punctuality & SpeedStaff

      Reviewed Sept. 28, 2025

      Many mistakes and fraud on my account. It took very long to correct this. Over 4-5 months of constantly submitting dispute requests and they did not handle this in a timely manner. They should have relationship managers, that can take on this work and complete it within a couple days for their customers.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Sept. 25, 2025

      I am sadly disappointed after dealing with frustrating and unhelpful customer service at this company. After several calls on several days and having to hold on each time and then authenticate my ID card and my face, I still cannot get into my account which is the reason why I called in the first place. Instead of seeking solutions they're trying to blame my laptop for my not being able to get into my account. On my last call the representative promised that they would address the situation and follow up and call me back and of course no one did and I am done with the company.

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      Alex increased rating by 2 stars.
      Customer ServiceStaff
      After a positive interaction with Equifax, Alex increased their star rating on Sept. 5, 2025.

      Updated review: Sept. 5, 2025

      Despite their poor communication, once they received the specific things they were looking for, they processed the dispute very quickly.

      Original Review: Aug. 31, 2025

      Updated on 09/12/2025: After submitting all the required documents, I thought maybe Equifax can perform accordingly if all documents are submitted as they want. However, they removed one mistake and left another due to an incorrect account number from a third party. I got the third party to correct the account number. I then submitted THE EXACT SAME documents that was previously accepted with the corrected account number for the secondary mistake. The result: I got another email saying missing documents. I called and the person just said that I can submit a new dispute and they will add a note. I'm applying of for a mortgage and this massive delay is affected me negatively.

      Original Review: I had a dispute open that had all documents that they said to upload. A couple days later I get an email saying that they did not accept the documents and closed my case. I called asking what happened. The guy said that it seems I provided all documents and that he would escalate my dispute to a special case and that I should receive in email. I never got an email. I called back a couple days later, and it sounded like I was talking to an outsourced lady from another country with a hard to understand accent.

      The new person said there's no special case, my case is simply closed. Luckily she told me what new document they wanted which wasn't even on the list of required documents, wants a second ID, and sent me an email with the new ticket. She sent it to an incorrect email address and luckily I made sure to verify that my email was spelled correctly which it was not. I'm just shocked that this is the experience from such an important company that handles people's financial information and has serious consequences on people's lives.

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      StaffReliability

      Reviewed Aug. 27, 2025

      Holy hell this is horrible. The more up you get with supervisors, the ruder and more unhelpful the service. Somehow unable to provide tracking for a physical credit report, and unable to understand why customers are unable to login and access their credit report. Each person I spoke to offered me different information and solutions and told me their supervisor would tell me the same thing. Each time the supervisor presented me with completely different information which also didn't work. The top supervisor was the rudest of them all. Horrible, horrible, horrible.

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      PriceOnline & AppStaff

      Reviewed Aug. 27, 2025

      What a nightmare. Trial for 4.99 is not worth it. They say you can cancel on their website but the cancellation button is greyed out so you have to call. 30 minutes, on hold multiple times, and I won't even know if it worked until the next billing cycle. The representative is in a crowded noisy room and the language barrier doesn't help.

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      Reviewed Aug. 19, 2025

      The whole system that Equifax uses is flawed, someone can register a loan against your credit without Equifax knowing it's really valid. Equifax cannot do anything to remove the fake registration...what a bunch of idiots. Then they try and sell you the other stupid items they offer...stupid people!

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      Equifax author review by Ashley Eneriz

      Equifax is one of the three biggest credit bureaus in the United States. They work with over 800 million consumers and 88 million businesses worldwide. Equifax has grown from a consumer credit company into a multifaceted information company.

      • Equifax Complete Premier: This subscription product provides three-bureau credit scores, provides alerts about suspicious activities and helps monitor your credit and Social Security number. This product is also available in a family plan.

      • Credit reports: Consumers may choose from a credit report from Equifax or a credit report from each of the different credit reporting agencies.

      • Fico products: Equifax offers a Credit Score Watch program which monitors the consumers FICO score. Their Score Power program includes a personalized score explanation and score simulator.

      • Credit report assistance: Equifax assists consumers in obtaining their free annual credit report and disputing information on a credit report. Additionally, individuals may request a fraud alert and place a security freeze on their report.

      • Credit education: The Equifax educational portal informs consumers about credit scores, credit reports, credit monitoring as well as identity theft protection.

      • Trusted: Equifax is one of the major credit bureaus and has a highly regarded reputation.

      by Ashley Eneriz Deputy Editor, Personal Finance

      Ashley is an expert finance writer who worked for 12 years with top names in the industry, including Discover, The Hartford, ScotiaBank, Chime and Synchrony. She joined ConsumerAffairs in 2022, and specializes in coverage of banking, credit repair and debt management. Her writing has also been featured in Forbes, Time, Yahoo, MSN and Reader’s Digest. In her personal life, she enjoys homeschooling her three daughters and writing children's books.

      Equifax Company Information

      Company Name:
      Equifax
      Year Founded:
      1899
      Address:
      1550 Peachtree Street, Mail Drop 65
      City:
      Atlanta
      State/Province:
      GA
      Postal Code:
      30309
      Country:
      United States
      Website:
      www.equifax.com