Equifax

Equifax Reviews

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Equifax Reviews

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    How do I know I can trust these reviews about Equifax?
    • 4,534,189 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Customer Service

    Reviewed Oct. 11, 2024

    I have been using Equifax monitoring off and on... This last experience with customer service was terrible. It was easy buying the product..but canceling the product after more than 2 yrs having the product..they gave me hard time... They told me I have to declare my identity... Asked many ridiculous security questions...and also questions of my son's school loan under my name... I think they just wanted to keep me on the product...getting the auto payments. I called 3x before I could get off the product.. They sent me a link to take a picture of my drivers license and took my facial picture. I even started thinking they're fraud. All over $19.99 auto payments... They're taking off my account monthly. Equifax has changed. I called them... before October payment due date... They still went ahead to deduct October payment.... I will not use them again.

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    Customer ServiceStaff

    Reviewed Oct. 7, 2024

    I am unable to freeze my credit report with Equifax. They keep saying they can't verify me. I easily was able to do it with Transunion and Experian. The customer representative kept repeating herself to me like a broken telephone. I was so disgusted and hang up.

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      Customer ServiceStaff

      Reviewed Oct. 3, 2024

      They are very slow at updating credit reports and you must write to these people many times and they are not going to answer the phones and you can use the application but that does not mean your services will be any better.

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      Reviewed Oct. 1, 2024

      Equifax is blindly messing and ruining the credit score of people without asking and knowing proper facts. These creditors are fabricating and manipulating the fake charges and sending to the equifax. The Equifax company intentionally ruining the credit history of the person without checking the facts.

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      Customer ServicePrice

      Reviewed Sept. 27, 2024

      If you want to get in contact with Customer Service it can be impossible. I understand it is cheaper to do everything through a computer but this is ridiculous. Have spent over an hour to trying to speak with a human. I have a time sensitive issue and can't get them to answer the phone. They keep trying to make me use their automated system. I am extremely disappointed with them.

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      Customer ServiceStaff

      Reviewed Sept. 21, 2024

      I registered Equifax because my information was compromised through medical breach. I tried contacting Equifax. What I did get was the runaround. The automated feature did not understand even when I typed in the answer. No matter what number I dialed, I got the same result. I could not get a real person for customer service to save my life. The automated feature would say I do not understand and then it would jump back to something else. It was a few times where it says OK bye. It was a stressful situation when I finally got through to speak to real person. I was done. Cancel subscription. All the lady can say was, "I am sorry."

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      Customer ServiceStaff

      Reviewed Sept. 13, 2024

      Equifax has to be the worst out of all 3 bureaus. It is difficult to speak to an agent. My online account I can not get access to and that is when I have to call and be on hold for over 1hr and a half until I finally get to speak to an agent. They have no patience with you on the line and mind you I am the one that waited over an 1hr to speak to the agent. For some reason my online account will not work. They sent a link to reset the password and I have done so 3x and still will not WORK!!!! Pls someone make it make sense to me because this is absolutely ridiculous! I have had enoughhhhhhhh with them. Why are they still in business?!?!? Gosh I need someone to advise me on what to do because I can’t keep calling and being on hold this long to speak to someone to tell me all is fine when it isn’t. And why is it the LAST one to update your information….It is horrible and they need to do better.

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      Reviewed Sept. 11, 2024

      I'm not surprised to see all 1 star for Equifax. The online way of cancellation would have saved my last 6 months of unused product. At least an email while charging my account would have alerted me to stop the payments

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      Customer Service

      Reviewed Sept. 5, 2024

      The worst of the worst. Account locked, wait on hold 1/2 hour, they say it is fixed, hang up, no fixed. A horrible company where if I have my identity stolen, it is due to their complete incompetence.

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      Customer ServicePunctuality & Speed

      Reviewed Sept. 4, 2024

      The wait times are insane. I have been on hold for over an hour. I signed up for the Equifax Core Credit, and it was automatically canceled. I had to call because it was canceled in error. It was an absolute nightmare dealing with this company.

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      Equifax author review by Ashley Eneriz

      Equifax is one of the three biggest credit bureaus in the United States. They work with over 800 million consumers and 88 million businesses worldwide. Equifax has grown from a consumer credit company into a multifaceted information company.

      • Equifax Complete Premier: This subscription product provides three-bureau credit scores, provides alerts about suspicious activities and helps monitor your credit and Social Security number. This product is also available in a family plan.

      • Credit reports: Consumers may choose from a credit report from Equifax or a credit report from each of the different credit reporting agencies.

      • Fico products: Equifax offers a Credit Score Watch program which monitors the consumers FICO score. Their Score Power program includes a personalized score explanation and score simulator.

      • Credit report assistance: Equifax assists consumers in obtaining their free annual credit report and disputing information on a credit report. Additionally, individuals may request a fraud alert and place a security freeze on their report.

      • Credit education: The Equifax educational portal informs consumers about credit scores, credit reports, credit monitoring as well as identity theft protection.

      • Trusted: Equifax is one of the major credit bureaus and has a highly regarded reputation.

      by Ashley Eneriz Deputy Editor, Personal Finance

      Ashley is an expert finance writer who worked for 12 years with top names in the industry, including Discover, The Hartford, ScotiaBank, Chime and Synchrony. She joined ConsumerAffairs in 2022, and specializes in coverage of banking, credit repair and debt management. Her writing has also been featured in Forbes, Time, Yahoo, MSN and Reader’s Digest. In her personal life, she enjoys homeschooling her three daughters and writing children's books.

      Equifax Company Information

      Company Name:
      Equifax
      Year Founded:
      1899
      Address:
      1550 Peachtree Street, Mail Drop 65
      City:
      Atlanta
      State/Province:
      GA
      Postal Code:
      30309
      Country:
      United States
      Website:
      www.equifax.com