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Lexington Law

Lexington Law

 3.8/5 (206 ratings)
  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

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About Lexington Law

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Lexington Law is a firm focused on credit repair. Its services revolve around removing inaccurate or questionable negative items listed on your credit report through credit report analysis, credit disputes, dispute escalation and credit score analysis.

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    Overall Satisfaction Rating

    • 5 stars
    • 4 stars
    • 3 stars
    • 2 stars
    • 1 stars

    Pros

    • Free consultation
    • Straightforward service plans
    • Online chat available

    Cons

    • Pricier than some competitors
    • May charge for additional reports

    Bottom Line

    Lexington Law helps clients improve low credit scores. Fees are higher than those of some competitors, but new clients get a free consultation. The company employs lawyers to help execute credit repair services.

    Top Lexington Law Reviews

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    Rated with 5 stars
    Verified

    … Lexington Law has been very helpful in how I understand my credit and how important it truly is. In just shy of 1 year they have helped me build my credit from a score of 4 to a...

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    Rated with 5 stars
    Verified

    Lexington Law has been helping me repair my credit after my divorce. I am thankful for their help because it was so overwhelming for me to do myself. They have also educated me on...

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    What is Lexington Law?

    Lexington Law is a credit repair firm that helps amend inaccurate or questionable items affecting your credit score. Credit repair agents analyze your credit reports and financial information. Lexington Law has removed more than 1 million negative items from their clients’ credit reports in the last year, according to the company.

    How does Lexington Law work?

    New clients can set up an initial consultation with Lexington Law by visiting its website. During the consultation, you get copies of your credit reports and a summary of your credit analysis.

    The firm then proceeds to dispute credit report items like duplicate accounts, incorrect inquiries and fraudulent accounts. Sometimes items require more than a dispute letter to be removed — in these cases, Lexington handles additional correspondences with creditors. The firm also offers financial mentoring to help clients maintain their improved credit scores.

    How much does Lexington Law cost?

    Lexington Law offers three plans, with costs ranging from $89.85 to $129.95.

    • Concord Standard is the company’s basic package. It starts at $89.85 per month and provides bureau challenges and creditor interventions.
    • Concord Premier costs $109.95 per month and includes bureau challenges, creditor intervention, additional score analysis, InquiryAssist, ReportWatch and TransUnion alerts.
    • PremierPlus costs $129.95 per month and comes with everything in the Concord Standard and Premier packages. It adds services for cease and desist letters, a FICO score tracker, identity protection resources and personal finance tools.

    Lexington Law FAQ

    How much does Lexington Law charge?
    Lexington Law has three plans that range from $89.85 to $129.95 per month.
    How long does Lexington Law take?
    According to Lexington Law, the firm averages about 10 items removed per client, or 24% of their representing negatives, in four months. However, the length of your credit repair process varies based on your specific situation.
    Can Lexington Law remove charge-offs?
    Yes, Lexington Law can remove incorrect charge-offs.
    Can Lexington Law remove unpaid collections?
    Yes, Lexington Law can help you remove questionable charges or unpaid collections.

    Is Lexington Law legit?

    Yes, Lexington Law is legitimate. The firm has a long track record of success. Lexington employs real lawyers, and the staff stays up to date on the often-changing laws around credit reporting and disputes. If you need credit repair services, it’s worth scheduling a free consultation with Lexington Law.

    Lexington Law Reviews

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    How do I know I can trust these reviews about Lexington Law?
    How do I know I can trust these reviews about Lexington Law?
    • 3,304,550 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    For more information about reviews on ConsumerAffairs.com please visit our FAQ.

    Page 1 Reviews 0 - 5
    Rated with 5 stars
    Verified Reviewer
    Original review: Feb. 26, 2021

    Been to many Credit Fix or Repair Co., the ones, that say we can get rid of your debt in 2 to 3 yrs just for only one easy payment to fit your budget. Ok, Yeah, Right!! I done that only 4 or 5 times and end up saying I paid you enough and I still owe, what? They only pay each creditor a portion of what you owe and take their fee. Mean, while they do keep the creditor off your back but it ends up taking a long time. I just ended up saying I paid you enough!

    That is where I read about Lexington Law! When I called them, first the lady paralegal, she was so nice and professional. I like when she started from the beginning and explained all about everything and what I wanted to know. Then afterwards she asked me if I had any questions. I said she was very nice and was good at explaining everything. I am very impressed what all they have done, went to creditors and negotiated with them, also I only had 2 late payments change so it looked on my credit report. L. L. working on my case as I am here. I started with my FICO score at 587. Been with them going on about 8 weeks and my FICO score is right now 647. Now I can go out and Buy a home which I have had 2 in my lifetime, but I had a setback and now I am back again, thanks to Lexington Law!! I recommend Lexington Law to anyone!!!! They will Satisfy You!!!

    22 people found this review helpful
    Rated with 5 stars
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    Verified Reviewer
    Original review: Feb. 1, 2021

    Why Lexington Law? First and foremost Lexington law stand behind what they offer. I must admit I did not know what to expect after enrollment. After couple weeks I was extremely impressed by the results and the turnaround of each dispute that have cause a negative impact to my credit score, Lexington law took immediate action towards the creditors That have may have extreme negative impact reporting to TransUnion and Equifax. Lexington law will dispute what’s more important to your credit score, Lexington law will initiate an aggressive route if creditors fail to remove certain reports as per request from Lexington law. And the best part Lexington law app constantly will update your progress as cases pending. I have also showed results to friends and family members and they are now part of Lexington law clients. I am pleased and satisfied by this. Thank you Lexington law for outstanding service! - hazim

    17 people found this review helpful

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      Rated with 5 stars
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      Verified Reviewer
      Original review: Jan. 8, 2021

      I started my journey with Lexington Law after discovering my horrendous credit when applying for a rent to own home. I was shocked at what came up on my credit when I investigated it further and realized that not only were there inaccuracies but there was twenty theft as well. My hopes for moving into a better situation were dashed. Lexington Law approached me via email and I figured a free consultation couldn't hurt at this point. They were straightforward with me about their services and how they would approach my case. They did not make me empty promises regarding my credit status and repair. To date they have removed 9 negative items from my credit report. They update me regularly on the progress of my case and are always pleasant and upbeat when I have needed to speak with them. I would recommend Lexington Law to anyone seeking to improve their credit.

      20 people found this review helpful
      Rated with 4 stars
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      Verified Reviewer
      Original review: Nov. 21, 2020

      I would absolutely in NO way recommend Lexington Law. I only had 7 items on all three of my credit reports. I had two misses payments about a year apart from a finance company both this were when I had surgery and was out of town. There was one error on only one of my credit reports, it took Lexington Law several months but they did get one late payment resolved off three of the credit companies and the error... I call and talk to these people but all I get is excuses and no action. I was originally told that I could downgrade to the 25.00 per month once the initial month was over. Then I was told I need to keep it to make sure the issues were resolved...

      After a few months, I again questioned and was told I could drop down to the 80 some dollar amount, After pushing them I got the 25 some dollar a month fee. When asking then who this was taking so long again all I got was excuses. But they will talk to the lawyers and see if they will do their more aggressive approach. My response was why in the heck did they not do that in the first place... These people are like all the others, they only want your money and will bleed it out as long as possible to suck every last dime out of a client as possible...

      73 people found this review helpful
      Rated with 5 stars
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      Verified Reviewer
      Original review: Sept. 1, 2020

      Updated on 11/12/2020: I called the paralegal to ask for the details of my case, I was mostly asking her to tell me, "everything is going to be ok, you will be fine, it will be over soon." Only she told me the truth and it wasn't that bad, I could handle that. I really appreciated that. She listen to what I had to say and answered me back the truth in a way I could understand, without being condescending. I would definitely go to them again if I ever need to and absolutely would recommend them to friends and family.

      Original Review: They have not guaranteed result but I Am very confident that they will get me satisfaction. They have been very forthcoming so in all our discussions. Everyone is very sincere and no one is the least bit condescending.

      3 people found this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: July 27, 2021

      Yes I decided to give Lexington a call and I did their initial dollar to process to make sure my account was good and all that and then today I go to pay my rent. Can't do it because Lexington law went ahead and took over $150 from me without even me signing a contract. I'd be wary if I were you. They are scammers. Yeah they may fix your credit but along the room they're taking double what they're supposed to be so user beware.

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      Rated with 1 star
      Verified Reviewer
      Original review: July 27, 2021

      I've had an excellent experience with the last paralegal I spoke with, so far I'm still waiting for Lexington Law to do anything concerning my case accept bill me. Hopefully I will see some positive action in the near future.

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      Rated with 5 stars
      Verified Reviewer
      Original review: July 25, 2021

      Very hesitant at first but with trust they built quickly established a working relationship. I would recommend their service to family and friends without a doubt. Very respectful, and highly motivated to help their client. With easygoing attitude, nonjudgmental, understanding, and caring motives. I loved their service after my initial fears. I would return in a heartbeat if I required their service. Oh, and affordable.

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      Rated with 5 stars
      Verified Reviewer
      Original review: July 21, 2021

      I was referred to Lexington Law from my brother. As soon as I signed up, I was given very detailed information regarding my credit. Since day 1 they have gone beyond the call of duty. Not only did they educate me on my credit, but they took up for me when it came to bill collections. My credit score has improved tremendously. I now have the confidence to allow good credit to affect my life. I thank Lexington Law for their services and I trust them to represent me for life.

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      Rated with 1 star
      Verified Reviewer
      Original review: July 21, 2021

      I have reached out to them several times to reach a language barrier on the other end. I am all fine for expanding and outsourcing to save and preserve. I have spent hours on the line to no avail and have had no assistance. Terrible customer service and misled from all angles. I am terribly disappointed in this company. I have emailed chat and called 4 different numbers to reach no one with no help no assistance.

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      Lexington Law Company Information

      Company Name:
      Lexington Law
      Year Founded:
      1991
      Address:
      257 E 200 S
      City:
      Salt Lake City
      State/Province:
      UT
      Postal Code:
      84111
      Country:
      United States
      Website:
      www.lexingtonlaw.com