Lexington Law Reviews
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About Lexington Law
Helps ensure clients have a fair, accurate and verifiable credit report. Seeks updates for inaccurate, unsubstantiated, unfair or questionable negative information. Monthly fee is $139.95. Cancel services anytime. Not available in Oregon.
- Free online credit assessment
- Straightforward service plan
- Online chat available
- Pricier than some competitors
Helpful Reviews
What is Lexington Law?
Lexington Law is a credit repair firm that assists you in your journey to address inaccurate or questionable items affecting your credit score. Since 2004, Lexington Law Firm clients have seen over 83 million items removed from their credit reports.
How does Lexington Law work?
New clients can take a free assessment by visiting Lexington Law's website. During the assessment, you’ll receive a summary of your credit analysis. Once you become a client, you’ll also have access to your credit reports, with guidance from Lexington Law throughout the process.
The firm then proceeds to challenge credit report items like duplicate accounts and fraudulent accounts. If you have fraudulent inquiries on your credit report, Lexington Law will provide attorney-written letters for you to send our yourself. Sometimes items require more than a challenge letter to be removed — in these cases, Lexington handles additional correspondences with creditors.
How much does Lexington Law cost?
Lexington Law offers one plan that costs $139.95 per month and provides bureau challenges and creditor interventions.
Lexington Law FAQ
How much does Lexington Law charge?
Lexington Law costs $0 upfront, then you pay $139.95 for your first payment 5-15 days from your start date. Then, it costs $139.95 per month until you cancel.
What is the phone number for Lexington Law?
Lexington Law doesn’t accept sales calls, and the listed number, 844-713-4465, directs callers to the company’s website for assistance. Potential clients who want to learn more about Lexington Law’s process should visit the website or use its live chat feature to ask specific questions.
How long does Lexington Law take?
The amount of time it takes before you begin to see changes or positive improvements on your credit depends on your specific case. That being said, 87% of Lexington Law clients who saw their score improve, saw an increase of 40 points. 72% of all clients saw their score improve while using Lexington Law's services.
Can Lexington Law remove charge-offs?
No, Lexington Law can not remove incorrect charge-offs. However, Lexington Law can help you challenge the accuracy. You have the right to an accurate, fair, and substantiated credit report. If something on your credit is inaccurate or unfair, you can correct/repair it with the credit bureaus and your creditors.
Can Lexington Law remove unpaid collections?
Lexington Law can’t guarantee your credit will be repaired, but the company can promise to help you work to address any unfair or inaccurate negative items hurting your credit profile.
Still have questions?
Is Lexington Law legit?
Yes, Lexington Law is legitimate. The firm has a long track record of success. Lexington employs real lawyers, and the staff stays up to date on the often-changing laws around credit reporting and disputes. If you need credit repair services, it’s worth scheduling a free online credit assessment with Lexington Law.
Lexington Law Reviews
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- 4,882,793 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
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Reviewed Nov. 3, 2025
I'm recently divorced and my ex-wife was paying my son's student loan and I didn't even have the login information for it. I got dinged on my credit, it goes from 785 to 540, because she did not pay the loan. It looks like I just defaulted on four different loans. And as a business owner and somebody who uses their credit for business, that's a bad deal for me. And I really had no idea what's happening. And so, I got it put on my credit report. And the first thing I did obviously was call the student loans and said that I need to make it right, but it was on my credit and told me there was nothing they could do about it. Lexington sent out some letters on it. They removed it from my credit. Even though my credit still isn't back to what it was prior, it's not 540 anymore. It's gonna take time.
I also have a daughter that was born with a heart disease. So, we had doctors on our credit we've never heard of before and never got a bill before. Credit is a wild thing and people tend to not understand it. And I didn't fully understand it either. So, I started looking into it. But they've helped get my credit back on the better side of it.
It’s worth it to have Lexington Law. I also use them to monitor my credit. So, they let me know when something happened. I’ll recommend them to people who are looking to get their credit straight. The price is worth it for the peace of mind although it's a little high for the average consumer, especially for people who are not really needing a lot of letters sent, a lot of consultation, and just for maintenance.
Thank you for sharing your detailed experience! We’re glad to hear that our team and tools were able to support you through challenging credit issues and provide timely updates. It’s great to know that our services have offered peace of mind and helped you monitor and improve your credit over time. We appreciate your trust in Lexington Law and your recommendation to others navigating similar situations.
Reviewed Nov. 1, 2025
I had identity theft. I did a free trial with Lexington Law and they were good. They kept me updated, sent me alerts and helped me a lot with my credit score. Everything was great.
Thank you for taking the time to share your experience. We’re glad to hear that our services, communication, and customer support met your expectations and made a positive difference in rebuilding your credit after identity theft. Our goal is to provide consistent, transparent support throughout each client’s journey, and your feedback reinforces that commitment. We truly appreciate your recommendation and the trust you placed in us. If you have any specific questions, our knowledgeable agent representatives are available to assist you through our chat: https://www.lexingtonlaw.com/about-lexington-law/contact-us.
Reviewed March 26, 2026
I was searching for a credit repair program and I came across Lexington Law. I had a really good credit report, and then I went late on one of my cards. I had made arrangements with Priceline, and they wouldn't give me grace on it. What happened was I had a check coming in and things were tight. I told them I got a check coming in over the limit, but if they'd arrange me a day once it processes, I'd pay them right away. They said yes. Then, when I went to pay it, they came up with a 30-day late. I called them and they said it was late and there was nothing they could do.
When I got back into good financial shape, I had over an 800 credit score and my 800 credit score ballooned to almost at 850, but this was still on my report. I got to get this thing off somehow. So, I went to Lexington because they said they could dispute it for me. It took them over a year to do it, but they finally got them for it. They had to let go eventually. What they did is they kept disputing it and Priceline kept denying it and sending me letters that they said, after review, they could not do it. They finally got it off. Getting it off was a big thing, but I lost a lot of points, too. From my 841, I went down to an 800 and change. I was still in an exceptional rating, but it took a lot of points to do that.
On my other cards like American Express, it went down to 821 and it went back up. Still, it didn't hurt it that bad. Lexington had explained to me that it was going to go down some, but they could clear it. Eventually, they got it to go. It just took time for them to get into the Priceline Visa for it. I was really happy that I finally got it off because now I have a clean record. I have really not a whole lot of anything else on it right now. I'm thankful to Lexington for doing it for me. Even though it took some time and took some credit points off, it removed the one late that I didn't want on that record at all.
I have a clean record now. Everything zeroed out. So, when people see my credit report, they say, "Well, heck, this guy's got a good credit report." Lexington put me on the right track. The credit card company wouldn't bend. I tried it myself, but they wouldn't do it. I've seen how much trouble they gave Lexington, too. They tried to repeat. They just kept resubmitting and resubmitting and finally, they let go. Lexington came through.
Thank you for sharing your experience! We’re glad to hear that our team was able to help remove the unwanted late mark and guide you toward a clean credit record. We understand that some disputes can take time and may temporarily impact your score, but it’s great to know that the outcome was successful and helped put you back on track. We appreciate your trust in Lexington Law and are happy to have supported you on your credit journey! If you need anything further reach out to our team via chat https://access.lexingtonlaw.com/content/client/us/en/login.html.
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Reviewed March 14, 2026
I was asking a guy at work how to rebuild my credit after something happened to me when I was younger and it ruined it. He told me his daughter used Lexington Law, and her credit went up in six months to a year. I reached out and gave them all the information they needed and went from there. During the application process, they asked for my Social Security, driver’s license, and information about my credit cards and loans to make sure everything was accurate. At the time, I was paying $100 a month. Sure enough, my credit went up after they disputed a lot of things that needed to come off my record, and I never had a problem with them. Later on, after I got married and had kids, I reduced what I was paying to about $20 a month.
I still get emails from Lexington Law about things showing on my credit, although it doesn’t seem like they’re working as hard as when I was paying $100 a month. But they took care of what needed to be taken care of. Hopefully, they never give out my information to anybody. I started with them around 2011, and I’m hoping to get back to where I was at that time. I went through a divorce a couple of years ago, which affected my credit again.
Thank you for sharing your experience! We’re glad to hear that our team was able to help improve your credit and successfully dispute the items that needed attention. We understand that life events can impact credit over time, and we’re here to provide guidance and support as you continue working toward your credit goals. We also want to assure you that your information is handled securely and confidentially. If you ever need assistance reviewing your account or monitoring your credit, please don’t hesitate to reach out. To address your concerns, please reach out to us via our website's live chat feature at https://access.lexingtonlaw.com/content/client/us/en/login.html.
Reviewed March 9, 2026
I noticed that I had paid a medical bill, but my credit was getting knocked down. I had paid the same medical bill several times, and I couldn’t get anything done about it. It kept going to collections, and it was just a small amount. I sought help because it’s so confusing and hard to understand what to do when places are wrongly charging you for bills. Lexington Law found out I was being charged for no reason, and they took care of it and got it straightened out. I checked my records again and it showed that I paid that same bill four times, and it shouldn’t have been in collections. It ruined my credit.
I heard about Lexington Law on a television commercial years ago and when I went through the application process, it was decent. I talked to several people on the telephone and when I had a question, they answered it well and fixed the situation. The guidance from Lexington was excellent and fair. It’s nice to have something where, if you have issues like that, you can turn to someone who does that for a living. If you don’t know what to do, especially with legal matters, it helps to have someone do it for you.
Thank you for taking the time to share your experience. We understand how frustrating it can be when a medical bill you’ve already paid continues to appear in collections and impacts your credit. Situations like that can be confusing and difficult to resolve on your own, especially when the same account appears multiple times. At Lexington Law, our goal is to help clients review their credit reports, identify potential inaccuracies, and work toward getting those issues addressed with the credit bureaus when appropriate. We’re glad to hear that our team was able to help clarify the situation and guide you through the process. It’s also great to know that our representatives were able to answer your questions and provide the support you needed along the way. Thank you again for trusting us to assist you on your credit journey.
Reviewed March 1, 2026
When I was going to be getting into an apartment, and I didn't have the credit for it, and Lexington Law popped up. I got ahold of them and they helped me get into the apartment because I was going to start working on my credit. I've been with them for a while now and they're professional about everything. I also have good customer service if I have questions or I need answers for something. I deal with them over the phone and working with them has been easy. They stopped the garnish that I had, which was the biggest thing. My credit has been going up some and it went up a lot since I started with them. There are still a couple of things on there and they're still disputing one that shouldn't be there, but that's the only one. It was the late fees for Chrysler and that should be cleared because the loan car was through my ex-wife though I was co-signer on it, and it's been paid off.
Thank you for sharing your experience and for trusting Lexington Law with your credit journey. We’re glad to hear that our team has been able to support you and that you’ve found the process easy when working with us over the phone. Providing professional service and clear answers when our clients have questions is very important to us.
It’s also great to hear that you’ve seen progress with your credit since getting started. Our team will continue working with you on the remaining items, and we appreciate you allowing us the opportunity to assist you along the way. Please reach out to us via our website's live chat feature at https://access.lexingtonlaw.com/content/client/us/en/login.html, where one of our credit agents will be available to assist you promptly.
Reviewed Feb. 21, 2026
I filed for bankruptcy and the lawyer that helped me told me about Lexington Law. I signed up with them and the process was okay. I knew how to fill in the forms as I knew all the information needed and it didn't take long. I've been with them for a long time now and the guidance they provide has been excellent. They helped me tremendously. They explained to me everything that would be happening as far as knocking off the negative items and keeping up with the credit bureaus. If I needed any more help, they were always willing to be there to help me. They answered all my questions, and right now, they're doing certain escalation letters and they’re working 100% on my behalf.
If anyone ever needs help with that type of law firm, Lexington Law Firm is good for them to join in, because the lawyers for fighting off negative information, getting your score back, and taking off things that have been there for years, are good at what they do. They know what they're doing perfectly and I could sleep at night knowing they are working.
Thank you for sharing your experience with us. We truly appreciate you taking the time to highlight the guidance and support you’ve received throughout your journey. It’s great to hear that our team has been able to assist you, answer your questions, and provide clarity on the process while continuing to advocate on your behalf with the credit bureaus. We’re grateful for the opportunity to work with you and look forward to continuing to support you as you move toward your credit goals.
Reviewed April 30, 2026
I needed to fix my credit rate. I'm a girl who does a lot of research and after learning about Lexington Law online, I felt that they were the best. The application process was easy and the person I got was really good at explaining everything. I've been working with them for four years and the guidance they've given me has been really good. About a year ago, they helped me find a cheaper way to use them, so that was great. So far, my credit rate has improved and anybody I call or talk to has been very professional, courteous, and very informative. I would recommend them.
Thank you for sharing your experience with us!
We’re glad to hear the process has been clear and supportive from the start, and that you’ve found value in the guidance provided over the years. It’s great to know your credit has improved and that our team has been able to assist in finding options that work for you.
We truly appreciate your recommendation and your continued trust. If you ever need anything, we’re here to help!
Reviewed April 27, 2026
Lexington Law is amazing and I would recommend it to my friends and family before anybody else. What they have done for me is correct. My credit report for errors and my credit score is amazing. Through the roof. Thank you!
Thank you so much for your kind words and recommendation, we truly appreciate it! We’re glad to hear you’ve had a great experience and that you’ve seen positive changes in your credit. Helping to address credit report errors while supporting your overall credit goals is what we strive for. Thanks again for your trust, and if you need anything further, please reach out to us via our website's live chat feature at https://access.lexingtonlaw.com/content/client/us/en/login.html.
Reviewed April 25, 2026
Someone I met told me about Lexington Law and I wanted to join them. They were credible. I filled out an application online. Most of my interactions with the reps were good. It was just a bit time-consuming. But the guidance was good. Recently, I had to get them to send something to the credit bureaus for me. That's the last thing that was on that I’ve had done. I'm waiting to see an attorney at the moment. Overall, Lexington Law is a great company. They have removed several things that didn’t belong to me, so I’m grateful for everything that they have done for me.
Thank you for sharing your experience! We’re glad to hear your application process was straightforward and that your interactions with our team have generally been helpful and supportive, even if some steps required a bit of time.
It’s also great to hear you’ve seen positive results, including items that didn’t belong on your report being addressed. We appreciate your trust as you continue through the process and while awaiting the next stage of review.
We remain committed to providing guidance and support as you work toward your credit goals. If you ever need assistance, please reach out to us via our website's live chat feature at https://access.lexingtonlaw.com/content/client/us/en/login.html.
Reviewed April 17, 2026
My daughter is in the military like me and she needed her credit corrected because she was getting ready to buy a house. So, we signed up with Lexington Law as a package thing and we were doing it together. My daughter did the application for me but as far as the stuff that I had to deal with, everything went through very easily. My daughter needed to be at a certain score and they helped her get to that score. After that, she stopped. But I continued and I've been using their services now for seven years. I would highly recommend it. As a matter of fact, one of my sons is getting ready to join also. Their price is great and they've been good to me. I haven't had any problem.
Thank you so much for your service and for sharing your experience with us, we truly appreciate it! It’s great to hear that both you and your daughter were able to benefit from the process, especially during such an important milestone like preparing to buy a home. We’re glad everything went smoothly and that you’ve continued to see value in the service over the years. We’re honored to have earned your trust and recommendation, and we look forward to continuing to support you and your family on your credit journeys!
Reviewed April 16, 2026
I wasn't taking credit seriously until it went downhill. I reached out to Lexington Law to clear my credit, re-establish it, and get it back to normal. The application process was simple as can be. The Lexington Law team was outstanding. I'm able to speak to people online, and chat with them instantly or just make a phone call. Overall, the repair process has been extremely professional.
Thank you for sharing your experience! We’re glad to hear the application process was simple and that our team has been accessible and supportive whenever you’ve needed assistance. It’s great to know you’ve found the service professional and helpful as you work toward rebuilding and improving your credit. We appreciate your trust and remain committed to supporting you throughout the process.
If you have any questions, we are here to help support, please reach out to us via our website's live chat feature at https://access.lexingtonlaw.com/content/client/us/en/login.html.
Lexington Law Company Information
- Social media:
- Company Name:
- Lexington Law
- Year Founded:
- 2004
- Address:
- P.O. Box 510290
- City:
- Salt Lake City
- State/Province:
- UT
- Postal Code:
- 84151
- Country:
- United States
- Website:
- www.lexingtonlaw.com
