Lexington Law

Lexington Law

 3.3/5 (163 reviews)
Lexington Law
3.3(163)

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Overall Rating3.3 out of 5
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About Lexington Law

Lexington Law is a firm focused on credit repair. Its services revolve around removing inaccurate or questionable negative items listed on your credit report through credit report analysis, credit disputes, dispute escalation and credit score analysis.

Pros & Cons

Pros

  • Free consultation
  • Straightforward service plans
  • Online chat available

Cons

  • Pricier than some competitors
  • May charge for additional reports

Bottom Line

Lexington Law helps clients improve low credit scores. Fees are higher than those of some competitors, but new clients get a free consultation. The company employs lawyers to help execute credit repair services.

Top Lexington Law Reviews

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… Lexington Law has been very helpful in how I understand my credit and how important it truly is. In just shy of 1 year they have helped me build my credit from a score of 4 to a...

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Lexington Law has been helping me repair my credit after my divorce. I am thankful for their help because it was so overwhelming for me to do myself. They have also educated me on...

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What is Lexington Law?

Lexington Law is a credit repair firm that helps amend inaccurate or questionable items affecting your credit score. Credit repair agents analyze your credit reports and financial information. Lexington Law has removed more than 1 million negative items from their clients’ credit reports in the last year, according to the company.

How does Lexington Law work?

New clients can set up an initial consultation with Lexington Law by visiting its website. During the consultation, you get copies of your credit reports and a summary of your credit analysis.

The firm then proceeds to dispute credit report items like duplicate accounts, incorrect inquiries and fraudulent accounts. Sometimes items require more than a dispute letter to be removed — in these cases, Lexington handles additional correspondences with creditors. The firm also offers financial mentoring to help clients maintain their improved credit scores.

How much does Lexington Law cost?

Lexington Law offers three plans, with costs ranging from $99.85 to $139.95.

  • Concord Standard is the company’s basic package. It starts at $99.85 per month and provides bureau challenges and creditor interventions.
  • Concord Premier costs $119.95 per month and includes bureau challenges, creditor intervention, additional score analysis, InquiryAssist, ReportWatch and TransUnion alerts.
  • PremierPlus costs $139.95 per month and comes with everything in the Concord Standard and Premier packages. It adds services for cease and desist letters, a FICO score tracker, identity protection resources and personal finance tools.

Lexington Law FAQ

How much does Lexington Law charge?

Lexington Law has three plans that range from $99.85 to $139.95 per month.

How long does Lexington Law take?

According to Lexington Law, the firm averages about 10 items removed per client, or 24% of their representing negatives, in four months. However, the length of your credit repair process varies based on your specific situation.

Can Lexington Law remove charge-offs?

Yes, Lexington Law can remove incorrect charge-offs.

Can Lexington Law remove unpaid collections?

Yes, Lexington Law can help you remove questionable charges or unpaid collections.

Is Lexington Law legit?

Yes, Lexington Law is legitimate. The firm has a long track record of success. Lexington employs real lawyers, and the staff stays up to date on the often-changing laws around credit reporting and disputes. If you need credit repair services, it’s worth scheduling a free consultation with Lexington Law.

Lexington Law Reviews

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Page 1 Reviews 0 - 5
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Verified Reviewer
Original review: Jan. 28, 2023

It was very easy to complete what I needed to do, there's efficient, professional, knowledgeable, sincere and cared about my situation. They made sure that everything was done correctly and I was happy from the beginning to the end.

Lexington Law response

We can’t thank you enough for the kind words. Your review means a lot to us and lets us know we’re on the right track. We appreciate you taking the time to leave a recommendation.

2 people found this review helpful

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    Verified Reviewer
    Original review: Jan. 6, 2023

    I’ve already recommended at least 4-5 family members to Lexington Law. My score was at 400 due to bills and collections I was in at the start of 18 years old. I was never truly taught about credit scores. My friend did his research and found Lexington law. When I hired Lexington law it was the best decision I could’ve made. Their customer service is spectacular. They were so patient, understanding and really well trained in communicating with their customers. They explained so much to me and helped me understand everything. The actual person who worked my case was amazing as well. In the end they gave me advice and my score went from 400 to 730.. I am currently at 730 something and it’s ALL thanks to Lexington law. If your credit is bad and you need to fix it and don’t know where to start. Lexington law is the place to go. I will continue to tell anyone and everyone who has bad credit to go here.

    Lexington Law response

    We appreciate you sharing your experience so far. If there’s anything else we can do to help, please let us know.

    13 people found this review helpful
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    Verified Reviewer
    Original review: Oct. 2, 2022

    Great. Lance saw items that were not even mine on my report and sent the escalation after I sent the documents he needed..The company does a great job but I would like calls to keep me informed..great for removing items that are reported wrong and also shows all three bureaus. They show the usage on each card..

    Lexington Law response

    We appreciate you sharing your experience so far. If there’s anything else we can do to help, please let us know. As we are working with your creditors and the credit bureaus, we’ll notify you of updates to your credit profile via email. When you have items removed or improved, you will see them first on your credit report, which is updated regularly online. To access your account online, use the login information you created during the signup process. If you’re having any problems logging in, or just need additional assistance, feel free to give us a call at(800) 341-8441.

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    Verified Reviewer
    Original review: Aug. 10, 2022

    LexingtonLaw is working to help me get into a home with no money down and rent to own help to increase my credit score. And I want to consolidate my retirement account with the help of LexingtonLaw. I have never been late paying my monthly bills and now I am able to restore my credit score for the future.

    Lexington Law response

    We appreciate you sharing your experience so far. If there’s anything else we can do to help, please let us know. As we are working with your creditors and the credit bureaus, we’ll notify you of updates to your credit profile via email. When you have items removed or improved, you will see them first on your credit report, which is updated regularly online. To access your account online, use the login information you created during the signup process. If you’re having any problems logging in, or just need additional assistance, feel free to give us a call at (800) 341-8441.

    7 people found this review helpful
    Verified Reviewer
    Original review: Aug. 4, 2022

    I gotta say, when I first started looking into these credit repair places, I was hesitant and not very hopeful of a positive outcome. All I can say right now is, I would pay the price Lexington Law charges for the services, 10 times over, for the great work that they have done. They have been amazing over the past month and a half. I see their work and I am beyond happy with the outcome and change I see almost daily. It could not have came at a better time in life for me. Credit has always held me back even though Most of it was medical and identity Theft issues from the past that I never could clear up. Lexington law to care of it for me! Completely bad** company and I can’t wait to see what happens in the next month with them helping me rebuild my credit. 100% Worth the cost absolutely!!

    Lexington Law response

    We are so happy to hear this—thank you for choosing us to be a part of your credit repair journey.

    5 people found this review helpful
    Verified Reviewer
    Original review: May 27, 2023

    I never even got to speak to a person. They said it is because of Covid. What a joke. The rest of the country has moved on from Covid but LL wants to keep charging full price for a half price effort. They will only challenge 1 or 2 things a month so that they can keep you on the hook for next month. This place is a scam

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    Verified Reviewer
    Original review: May 26, 2023

    There is a misrepresentation of what can be accomplished, the timeline, and the cost. There are hidden costs and also no real communication except standard generalized emails. There is a recurring cost so please keep close eye and do what is necessary to speak to an actual person. Once they get your attention even if overpromising, they don't really care because by the time you realize they can't really help you they would have gotten multiple installment payments and then the value you get is nonexistent.

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    Verified Reviewer
    Original review: May 24, 2023

    They went right to work on my credit in a matter of a couple weeks. Credit score went up 70 plus points. I would recommend Lexington Law to anyone. The application is also very helpful. Give Lexington law firm a try. You won't be unsatisfied.

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    Verified Reviewer
    Original review: May 22, 2023

    My initial consultation was the best experience and the lady made me feel so much better. I wish I knew her name to thank her personally. I will definitely recommend this company to anyone. I was extremely satisfied.

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    Verified Reviewer
    Original review: May 19, 2023

    Do not waste your time, paid them 156.00 a month for over a year with no repair to my credit. They overlooked the collection I needed help with, all they do is send letters with no prevail. They don't communicate with you, they just take your money every month. Once I canceled they asked me to come back at a discounted rate just to take more of my money.

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    Lexington Law Company Information

    Company Name:
    Lexington Law
    Year Founded:
    1991
    Address:
    257 E 200 S
    City:
    Salt Lake City
    State/Province:
    UT
    Postal Code:
    84111
    Country:
    United States
    Website:
    www.lexingtonlaw.com