CreditRepair.com

I saw a commercial for Credit Repair.com on tv and had been wanting to work on my credit to improve my financial future. I signed up online and within a few minutes received a call from them. They were friendly, polite, and very understanding about my credit and financial situation. They explained how the service would work and what they do and described each with easy-to-understand detail. I've had their services for a little less than 4 months now, I started with 7 negative items and I have 2 now. They've also worked with me on payments and due dates, when you follow through on your end, they do the same and often you get more out of it than they do. I chose to sign up, and their a business just as much as any other company. You can't sign up for a business and not expect to do your part in the service. If you're respectful and follow through on your end, they're gonna do everything and more that you want from them.

The day I signed up for this service I told the call taker that I would not be able to make any payments till I get back to work. I have been sick and need major surgery that was why I was looking for a loan been out of work for 10 months... They told me "No problem. We can work with your situation"... So I signed up and wow they got get of three 3 bad reports in just one day. I thought omg I will definitely recommend them out, but oh no... I see they are going to try to charge the card. They charged first 17 dollars with coming up on Oct 29 so I called told a female call taker this time who told me "No problem. We can move your payment"... I told her again can only pay on the 13 th of November since now I am finally back to work... I told her my husband card cannot be charged and if you can’t change the due date to the 13th I will have to cancel... No problem but was told could only push out till Nov 5 but she will add in notes.

Do NOT use CreditRepair.com -- they can NOT help you even though their scam artist sales reps will suggest they can. If I pay off my credit card balances, I have a 750+ credit score, so I hired them out of principal for a BS Toyota/Lexus late report. I had all kinds of documentation to support my case. They refused to use them. Instead, they said to trust our system -- We simply beat down the credit bureaus with letters until they remove you. Well after 17 months and $1,200 they produced zero results. I tried to quit two times and both times they talked me into trying just a little bit longer. It's a scam. You are better off paying down your credit card balance than waste your money with these scam artists.

Stay away from this company. Their agent said because I was a veteran, I would get 50% off the price, then they charge me full price. Then I only used their service for 15 days, I tried to reason with another agent. The agent wanted to charge me a fee to get out. I told her, why??? I was only using the service for a short time. Then she said the fee was waived. Next thing, she still charged me the $50. If I were you, don't use this company!!! It is like DirecTv. Once, they get you, they charge you these ridiculous fees to get out! I could see if I used their company for more than a month. But, I didn't. They charged me the first fee of $10, then $100. She said that they had to charge me a fee because of the hard work they did and they would have to close the reports. What?? It takes $50 to press cancel and send a few emails?? Really??? Find another company to do your credit fixing! This is the DirecTv of Credit!

I was told at the time of sign up that they would start working on repairing my credit before they would bill my credit card, A few days later they billed my credit card for $100.00 and nothing was started on repairing my credit. Six weeks later nothing was really done. They sent me an email stating that they sent a dispute letter for 2 of the 6 neg things on my credit report. I found it odd that after checking my credit report there were no disputes showing on my credit report. I tried unsuccessfully for several days to contact them, Phone, Text, email. They never returned my calls, emails or texts. I canceled their service. This company appears to be a scam. I'm out $200.00. Please don't be the next victim.

I was pleased with the service we received, until it was time to cancel. They continued to charge our account after I canceled the service and they refused to refund the fraudulent charges. I'll never use them again.

Avoid at all costs! Do not use them. Use one of their competitors. Any of their competitors, frankly. From the get-go, everything took forever to on-board. It took them two months to set up my account, even after badgering them about it (daily) for a month, via chat. In the 6 months that I used them, they removed but a single negative remark off of my credit. 1 out of the 20 (across the three major credit bureaus). Terrible execution on their part, from their membership correspondence to their ambiguously phrased chat responses. "We're sorry, we really are..." or "Bear with us, we are trying hard for you..." Blah, blah, blah, blah, blah...

My experience with creditrepair.com. It was the worst all around. The only good thing they're good at is stealing your money. I've been paying these guys for about 9 to 10 months for just 2 negative reports on my credit report. Just 2... 10 months later and they're still on my credit report. I'm so upset. Furious. What a waste of my TIME and MONEY.. SO IF I could prevent someone else FROM MAKING THE SAME MISTAKE I DID I'm all for it. Don't waste your time with creditrepair.com. They're thieves and a bunch of crooks. I wish I could get my money back. 5 stars my **. Negative 3 stars in my eyes.

They lie about their rating. On the BBB they have an F. They charge an initiation fee, but it's against the Credit Repair Organization Act to charge in advanced for work not yet done. They won't start your work until you pay this fee, so there is no way of avoiding paying ahead for services not yet rendered. They rush through my contract, I had no idea about an ending balance. They will charge a months fee at the end to cancel services. Beware of this company, for the services they do, the cost is not worth it. If you ask them to remove your payment method they will say no and offer no guarantee of no future charges. The customer service will curse at you on the phone if you get upset about the circumstances or just hang up. I wish I did more research before contacting this this company. I wish I could get my money back.

If you want your credit cleaned up this is the place you want to be. With CreditRepair.com I've come a long way to get my credit cleaned up. So far I am pleased to say I'm very happy with the outcome so far. Come join the team. You will be happy you did.