Credit Solutions of America

I wasted 30 minutes of my life listening to his pitch. Money back? I'll see. He tried to upgrade me for like 79 dollars. I didn't take the offer, then he cut the price in half. I forget all the details but there were more offers like over a hundred dollars that kept getting reduced every time I refused. I finally get the booklet and he goes on for at least 3 quarters of the book telling stories and facts everyone already knows, nothings new. Then he tells you not to be late on payments and if you are ask the creditor nicely to forgive you and remove the late payment. In other words don't have late payments and if you have to borrow money to make the payments then pay your creditors.

Nearly lost our house due to them telling us "Do not pay mortgage". They lied to us about what credit cards were paid for. No responses, BBB ordered them to pay us back all monies. To date they have yet to pay the remaining 45%. We had to go into bankruptcy in 2010 due to them. Otherwise we would have been on the streets. They never talked to any of our creditors. Never Again.

They just called me today, and if your deal was the same they are offering now, it is an excellent way to get rid of credit debt. They offer a lower interest rate (an APR that averages 6%) compared to credit card companies who often demand 18%-24%. And they did emphasize I was selected due to my good payment history, so they could rely on me to make the payments. You do not say whether you 1) did you not understand the agreement, or 2) whether it was not disclosed to you.

I signed up with them several years ago and was mislead about their service. They said I didn't need to pay my credit cards and they would take money out of my account and pay my debts. Several months later I was served papers from sheriff's that I was being sued for not paying. I called credit solutions and they said they would check on it then ask me how much money I could come up with to settle it. I went thru them because I didn't have money, the whole reason I went with them. Then they blew me off after taking couple thousand dollars from me for nothing. They are nothing but crooks.

I paid, was told the total was 700 but 50 off if you make larger down payment. I paid 450 up front and the rest were smaller payment. That last payment I drag my feet paying and "Bree" from that company called me every week until I paid that last $. Once that balance was taken out of my account, I never heard from her again. I called that number several times every day for about a week until some ** lady called me back and told me that location had closed and I will be dealing with her now. I lost the number she called me from but she told me that when my credit reports come, to fax them to this number 214-233-0758 and of course I haven't seen any reports to fax them anything. I have left several messages and NO ONE has called me back and when I went to the website, they took their website down. TOTALLY RIP off and I will not let them get away with this. By all means I will take this to the fullest extent! I kept every email and recorded every call.

They act like they really want to help. They have you pay a monthly amount and they get it all over several months and believe me won’t hear from them again. They are the worthless and get your credit worse than it ever was. Bill collectors calling worse than before even though they are suppose to deal with the calls. I don’t understand how they are still in business. They’re thieves and literally steal everything.

I too enrolled with credit solution and never got anything out of it. I paid 200 dollars a month payment until I was about 2000 thousand paid in when I was subpoenaed to court with one of my bad credit cards. And then there was no help from credit solution when I needed to get out of this court case, instead I got a big bill from the bad credit card and had to make payments to them to pay them off. So now I was paying 2 places. Well I stop paying credit solution and demanded a refund of all the money I gave them because they did nothing for me but make things worse and got my credit worst. But I got nothing from them. They never answered my calls or my letters. So I too am looking to see if there is a class suit against these people that I can get in so maybe I can get some of my money returned to me. I did contact BBB but it respond that it is a close business so I got no wearer with that. So help anyone thanks

I had signed up with Credit Solutions because I had lost my job and could no longer keep up with the payments. I was told that they would settle for a lot less than what I owed. I was receiving letters from the creditors and I called Credit Solutions. They advised me to send all correspondence to them and not to worry. I kept receiving letters and finally summons from court. I called them and was furious and asked what were they doing with my money. I was told that these were tactics that creditors use to try and get me to pay up without going through Credit Solutions. I believed them. They took my money for almost 3 years and now I have to appear in court for debts that they never paid.

I hope you all kept and printed your emails from Credit Solutions. If you did, click on the blue highlighted creditsolutions.com/service/awards (they are still out there). I've been ripped off too of $5,600 and they didn't finish the job they were paid for. What is the law going to do about them?

This involves the experiences of two people: myself and my girlfriend.