Crowned Credit Reviews
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About Crowned Credit
Crowned Credit offers nationwide credit repair services with no long-term contracts. It works with all three credit bureaus to remove inaccuracies that lower credit scores. Clients can choose from three service plans. The company also offers stand-alone services for inquiry removal and ChexSystems disputes.
Visit getcrownedcredit.com- No long-term contracts
- Works with all three credit bureaus
- Month-to-month plans available
- Disputes items on ChexSystems
- Available nationwide
- Limited credit counseling
- Requires separate monitoring fee
How Crowned Credit works
Crowned Credit clients can start with a free consultation and choose from monthly or prepaid service plans. After reviewing a client’s credit reports, Crowned Credit identifies inaccurate or unverifiable items and prepares disputes with the appropriate credit bureaus or reporting agencies.
Clients may see results in 30 to 90 days, depending on the complexity of their case.
Crowned Credit services
Crowned Credit offers disputes with all three major credit bureaus, along with ChexSystems disputes and stand-alone inquiry removal services. Depending on the service plan, the company may also dispute information with other reporting agencies, including Innovis and LexisNexis.
The company reviews credit reports for issues such as duplicate accounts, inaccurate balances, outdated information, fraudulent activity and unverifiable entries. It then prepares disputes with the appropriate credit bureaus or reporting agencies.
Depending on the service plan, Crowned Credit may escalate disputes by filing complaints with the Consumer Financial Protection Bureau or involving legal partners when necessary.
Crowned Credit plans
Crowned Credit has three plans to choose from: Essential, Accelerated and Momentum. The Essential and Accelerated plans are billed monthly and can be canceled at any time, while the Momentum plan requires a one-time payment.
Plan features
Crowned Credit plans differ primarily in the level of dispute support, processing priority and the types of reporting agencies included. All three plans include disputes with the major credit bureaus and a full credit analysis.
| Feature | Essential | Accelerated | Momentum |
|---|---|---|---|
| Best suited for | Simple profiles | Moderate credit issues | Complex cases |
| Priority processing | No | Yes | Yes |
| Debt collector disputes | No | Yes | Yes |
| ChexSystems disputes | No | Yes | Yes |
| Innovis disputes | No | Yes | Yes |
| Experian dispute support | No | No | Yes |
| LexisNexis disputes | No | No | Yes |
Crowned Credit also offers stand-alone services for inquiry removal and ChexSystems disputes. These services may appeal to clients who only need help with a specific issue rather than full credit repair support.
Crowned Credit cost and fees
Crowned Credit offers two monthly subscription plans. The Essential plan costs $99 per month, while the Accelerated plan costs $199 per month. The Momentum plan costs a one-time fee of $1,095.
All plans require a SmartCredit monitoring subscription, which costs an additional $29.95 per month. Crowned Credit also offers stand-alone inquiry removal and ChexSystems dispute services for $300 each.
Crowned Credit requirements
To qualify for Crowned Credit services, you must have errors or inaccurate information on your credit report. Valid negative marks can’t be disputed.
Crowned Credit FAQ
Where is Crowned Credit available?
Crowned Credit is available nationwide and headquartered in Greensboro, North Carolina.
Can I cancel my service with Crowned Credit?
Yes, you can cancel Crowned Credit services at any time. There are no long-term contracts and no cancellation fees.
Does Crowned Credit include credit monitoring?
No, each plan with Crowned Credit requires the purchase of a credit monitoring plan for $29.95 per month.
Does Crowned Credit dispute all three credit bureaus?
Yes, Crowned Credit files disputes with all three major credit bureaus.
Still have questions?
Is Crowned Credit legit?
Yes, Crowned Credit is a legitimate credit repair company that offers nationwide credit repair and dispute services. The company is headquartered in Greensboro, North Carolina, and provides disputes with all three major credit bureaus, ChexSystems and other reporting agencies.
Crowned Credit follows federal credit repair laws, including the Fair Credit Reporting Act and the Credit Repair Organizations Act, which regulate how credit repair companies operate. The company also offers month-to-month service options with no long-term contracts and provides pricing information publicly on its website.
Crowned Credit Reviews
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Reviewed July 13, 2026
I can’t recommend Crowned Credit enough — they truly changed our lives. For the past 7 years, my wife and I have been battling frustrating credit report mistakes and wrong information that just wouldn’t go away. It felt like no matter what we tried, we kept hitting walls. I researched and reached out to several other credit repair companies, but none came close to the level of professionalism, care, and expertise that Crowned Credit showed us from day one.
Thank you so much, Crowned Credit, for your outstanding professionalism, clear communication, and genuine dedication to helping us. You’ve lifted a huge weight off our shoulders and given us back hope and confidence about our financial future. I will be forever grateful and will happily recommend you to anyone struggling with credit issues. Jim C
Jim, thank you so much for sharing this, it genuinely moved our team to read. Seven years of fighting the same errors is exhausting, and the fact that you and your wife kept going says everything about you. We're honored you chose us after looking at so many others, and even more grateful we could finally get those inaccuracies deleted and help restore what you'd worked so hard for. Getting approved for that Amex through Navy Federal is a huge milestone, and it's yours, you earned it. Thank you for trusting us with something this important, and for the kind recommendation. We're rooting for you and your wife every step ahead.
Reviewed June 13, 2026
Crowned Credit is really good with follow-up. Someone called me almost immediately, and he was really knowledgeable. He walked me through the program. He explained everything really well. He let me know what to expect. Everything that he said he was going to do, he did it almost immediately. It took me a minute to do the onboarding, but they followed up, and they were very patient. I didn't even realize that I had an issue. He called me back to correct it and made sure that it was fixed. Then another associate called me to check in to make sure that I was seeing everything that I was supposed to see, and that I understood what I was looking at, and made sure that I was knowledgeable about everything that was happening in the process, and that I understood how to use everything.
Anything that I was supposed to get in the mail was explained to me even before I got it. I was really concerned when something dropped on my credit, and it took a hit. Crowned Credit explained to me what it was. They went in, and everything that they said they were going to do, they did. Not only did they recover those points for me, but they surpassed my expectations. So, they helped me go past my goal.
I like that Crowned Credit is really good about communicating. They're very clear. The price is very fair as well. I saw results almost immediately. They walk you through every step of the way. They also update the app. They make sure that you know how to use it, and they make sure that they're keeping you in the loop, but they also offer other services. They had this homebuyer informational last night, and they sent me the information. Crowned Credit is very user-friendly. They're a great company, and I really appreciate what they do, especially for someone who may be in a different situation from mine, who might be looking to build credit or to restore it and start over, or to just learn. They offer a great service. So, I appreciate them.
Thank you for such a thoughtful review! Communication and follow-up are things we work hard at, so hearing the team kept you informed every step and went above your goal truly makes our day. We're so glad our resources have been helpful too. It's been a pleasure working with you and we appreciate you!
Reviewed Sept. 8, 2026
Crowned Credit had such good reviews and eventually, they got through Better Business Bureau which made me want to sign up with them. When I did, I had a lot of questions including what they could help out with. I was trying to ask questions like how long would the process take and I understood that how it works is on an individual basis. I thought it would be a little bit quicker and my score would increase a little bit higher but some of the stuff is taking a little longer to come off. I wasn't in a hurry to buy anything so I didn't hurry up and get it off but that's what I was hoping - to have a better credit score and report so that I could, in the future, refinance a car loan and get a credit card that has low interest rate.
I feel really supported with Crowned Credit. They provide a lot of resources and psychology behind my spending habits and what I can do to help boost my score while they're working on deleting the items that are negative. When my credit score got to a certain point that was not going to work for me, they told me what I needed to do like getting a credit card down to under 10%. However, there are times that I can't understand a rep because there's a heavy accent or the line is real staticky so I try to call back a couple times to get a clearer connection. But overall, I'm pleased with Crowned Credit.
Thank you for taking the time to write this out. It means a lot that you found us through our reviews and BBB profile, and even more that you've felt supported through the process.
You raised something we want to address directly. The call quality issue is on us, not you. Static and unclear connections make it harder to get the help you're paying for, and that is a fixable problem on our end. We are looking into it.
On timing, you described it exactly right. Every file is different, and the bureaus control their own investigation timelines, so some items come off faster than others. We would rather be honest with you about that than promise a date we cannot control.
We are glad the coaching side has been useful. Getting utilization under 10% is one of the highest impact moves available, and it sounds like you are doing the work alongside us. That combination is what gets people to a refinance and a better rate.
If you ever get a bad connection again, ask for a callback and we will reach you on a clearer line.
— Crowned Credit
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Reviewed Sept. 6, 2026
At the time that I saw Crowned Credit's ad, I was thinking about fixing up some of the stuff on my credit report, so I decided to give them a chance. For the most part, my experience was good. But it might not be worth it anymore because nothing has really changed in about three months or so. Before, they used to call, and I talked to them. But after X amount of disputes, I haven't really heard from them. I called them a few weeks ago, and they said that I needed to talk to one of their in-house lawyers. But I figured that was something that they would do because I'm paying them for the service. So, that was a little weird. I'm getting a little apprehensive about it. But they've done great so far.
Before, Crowned Credit would call me and tell me about what's going on with the credit. But in the past four months, they stopped reaching out. They just said to make sure my credit cards are in low usage. Now that it's slowing down, I'm trying to figure out what's the next step for me to be able to get the rest of the information off, or delete it, or whatever they need to do to help myself out when I first signed up. The slowdown is probably not on Crowned Credit. It's just because their process might take a while. They never said, "Hey, I guarantee you within a few months, all of this is going to be gone.” It could take up to a few months for certain things to start moving. Potentially, things will start coming off in a few months, depending on the severity and what they could do, and they were right.
Within a month or two of having Crowned Credit as a service, things did start to come off of my credit history. They've asked me to upload some of these documentations, which I did. So they're making great progress. They've done everything that they've said they can do. I just wish that things weren't slowing down. But that's probably more me than them.
Thank you for laying this out so clearly, and for being fair to us about what is and is not in our control.
There is something here we need to own. Going quiet on you is not acceptable. You should be hearing from us with status updates whether items are moving or not, and four months without outreach is a failure on our side.
On the disputes themselves, you described the process accurately. Older and more severe items take longer, and the bureaus set their own investigation pace. What we can control is keeping you informed while that plays out, and we did not do that.
Please reach out to us at info@getcrownedcredit.com and we will get you a full status review on every item in your file, plus a clear picture of what options remain. You are still a client and you should not have to chase us for that.
— Crowned Credit
Reviewed Aug. 6, 2026
I used other credit repair companies and spent a lot of money, and they didn’t do anything. Then, I saw the reviews for Crowned Credit and I checked Google, and they had good reviews and seemed like a lot of people had success. I decided to use them and saw results fast. I could see things being deleted from my credit report, unlike with other companies I had used before that didn't get anything deleted. Through them, I was able to purchase a home three months ago. They're one of the few companies that actually fix people's credit instead of just taking their money and hardly doing anything. They have other tiers in the program, but I'm on the lower tier where it's month-to-month.
Crowned Credit is a good company. They're responsive. I text them and they reply within their business hours. They do what they say they're going to do, even what's on their website. Usually, they have a number that you can text, and whoever is available will respond. It’s a team that I work with because I wasn't guaranteed the same person when I text. Probably in October, I want to have my wife sign up with Crowned Credit. There are people who charge more and do less or around the same price and do less. So, I was happy with the results that I got. Even within the first two to three months, I saw changes. Crowned Credit removed the things that were bad. But also on my end, I was making sure that I wasn't jeopardizing my credit, keeping my utilization low, and making sure I made my payments.
At the time I bought my house, I was at a 700, and I started at probably a 580. It took a little more than a year to improve my score. I was probably in the 620s within the first six months. But I waited until I was in the seven’s to even start looking for a home. The developer had a buyer incentive, so the interest rates were extremely low. My interest rate is 3.99. If I had qualified at 620, I would have gotten the 3.99 new construction, but I got on the last month, so now I get 4.99. And the national average is 5 to 6.
Congratulations on the house. That's the actual finish line and most people never post the part where they get there.
Worth pointing out what you said yourself, that you kept your utilization low and made your payments while we worked the disputes. That combination is why you went from 580 to 700 and not everybody does their half of it.
And yes, please tell your wife we're ready when she is in October. Referrals from clients who actually got results mean more than anything we could say about ourselves.
Enjoy the house!
Reviewed July 28, 2026
I like the integrity of the reps at Crowned Credit. It's amazing working with them. They've helped me clean up my credit. I've been with them for at least eight months now and within the first two months, I started seeing a difference. They have it set up to where you can communicate with them online. You can also monitor your credit. It's also a couple of things that they give you as far as the dark web. They have you set up where if anybody on the dark web is searching you or they find out your information is on the dark web, they send you notification and you get a chance to delete that. It's not removed right away, but it takes the process and it puts it into motion, then you get a feedback saying it has been removed.
Crowned Credit is a nice company to help you clean up your credit, but there are some things that you will have to do also on top of what you're hiring them to do. You have to make sure you check your mailbox and all the paperwork and that you send a response to what they ask you for. Crowned Credit could improve by not allowing the program to go as long. No one is waiting in hand every month for a whole year to get their credit clean. They could make the process go a little bit smoother, more economical and faster. They could also be on top of the process a little bit more. I'm going on a year now and I'm at 1,000-some dollars but there are other companies that I have been told about that, within five months, you're done.
Thank you for this, and thank you for saying the part about the mailbox and the paperwork. That's the piece most people skip, and the clients who respond fast on their end almost always move faster. You've been doing your part.
On the timeline, that's fair feedback and I'm not going to brush it off. The honest version is that some files clear quicker than others depending on what's on them and how the bureaus respond, and we don't control that side of it. But being on top of the process is on us, not on the bureaus, so I'd like to look at your account and see where we can tighten things up.
Reach out to us at info@client.getcrownedcredit.com or call 336-310-0090 and ask for a progress review. I'd rather walk through where you actually stand than have you wondering.
Reviewed July 22, 2026
I had been seeing Crowned Credit on Instagram for a while, and when someone I was married to for 20 years and divorced from less than a year died suddenly, it forced me to pull it together because life is short. I needed to get my credit together because it was all messed up. I'm well-versed in cleaning my own credit, but I have so much going on, and it takes time to sit down and get those letters. An outside source would be better to give a 30,000-foot view of what was really happening. And there are some things I may not know, so I needed someone else to take it on and do it.
The rep I spoke with during enrollment was amazing. He explained everything to me and offered other things, because I was paying for it all upfront. He offered the check systems and made sure that's clear. So, I was happy and pleased. He made sure I could get into my account right away. I didn't have to wait on anything, which was the one thing that sold me. Every time I've had to put in a message or a call, someone has reached out almost immediately, within an hour or less most of the time. They also call every month to go over everything, so I'm in good hands.
Everybody wants their credit cleaned fast and I want mine cleaned as well. But because I've tried to do it myself, I know that it doesn't work like that. My credit score got better and then got worse. I know what's happening and Crowned Credit’s reps are patient enough to explain to me what's happening. And I just love it. The main thing they take care of is sending the disputes, and that's not an easy task. The disputes are crazy and I can tell they're escalating those. They've let me know what can fix my credit as far as my debt-to-income ratio.
Working with Crowned Credit has been beneficial in getting some things off my credit report that I personally couldn't get off myself. Anyone considering them should give them a chance and be patient with them, but also be patient with themselves. It’s not going to happen overnight, even if they want to, because they’re dealing with outside forces and they should have a plan. Have a plan for six months, not three. Things can come up that you aren't expecting, like a medical bill showing up on your credit report and affecting your score. Give them patience, give yourself some grace, and be ready to fight.
Aalia, thank you for this. And I'm sorry about your loss. Twenty years is a long time with someone, and I can only imagine what it took to turn that into action on your own life instead of shutting down.
The part that stood out to me is that you already knew how to do this yourself and still chose to hand it off. That takes more self awareness than most people have. You were right that a second set of eyes catches what you can't see from the inside.
I'm passing your words about your enrollment rep along to him directly, and to the team on response times. That stuff matters and people rarely say it out loud.
Your advice about planning for six months instead of three is the most useful thing in here honestly. We tell people that constantly and it lands better coming from someone actually living it.
Keep fighting. We've got you.
Reviewed Sept. 19, 2026
I was lining up my credit to purchase property, and to my understanding, Crowned Credit was supposed to be professional and the best at doing it. They've been great. With real-life experiences going on, Crowned Credit is very helpful. It's been a great experience. I like having somebody who's knowledgeable when it comes to dealing with credit, being straightforward, and telling you honestly what it is. It's been about three months for me and my credit has increased.
Thank you for the review. We're glad the process has been straightforward and that you've seen progress in your first three months.
Being direct with clients about what's realistic is something we hold ourselves to — outcomes depend on the individual file and the bureaus' own investigation timelines, so we'd rather set honest expectations than overpromise.
If there's anything that would have made this a five-star experience, we'd like to hear it. You can reach us directly at info@getcrownedcredit.com.
— Crowned Credit
Reviewed Sept. 7, 2026
I started out with Crowned Credit online and then spoke to a person. They went over the steps around. I've had them for about two months. The first month I noticed differences, but the second month I haven't as of yet. I was thinking that the second round would have been a little more than what the first round was, but nothing has really happened around. I have had an increase, so that part was successful.
Thank you for the feedback. Seeing movement in the first month and then a quieter second month is a real frustration, and we would rather you tell us than sit with it.
What you are describing is common but we know that does not make it satisfying. The first round often clears the items that are easiest to challenge. Later rounds tend to target older or better documented accounts, and those take longer because the bureaus set their own investigation pace. A slower second month does not mean nothing is happening, but you should not have to guess at that.
Reach out to us at info@getcrownedcredit.com and we will walk you through exactly where each item stands and what the next round is targeting. You are two months in and you deserve a clear picture of the road ahead.
— Crowned Credit
Reviewed Sept. 5, 2026
I went with Crowned Credit when I needed my credit fixed but my experience with them has been up and down due to lack of communication on their part. They have helped a little though.
Reviewed Sept. 4, 2026
My consultant was very nice and helpful. He was very direct, and he explained everything in detail the step-by-step process. With my particular credit situation, they told me it would take at least about three months. It's been a little bit over three months. So I'm still waiting for that big stuff to come off. But so far, it's been a good experience. I appreciate Crowned Credit calling me and keeping me up to date with everything that's going on. If something's not right, they inform me. They're very responsive to my emails and my messages. So I'm very happy with them. I'm going to be referring my son to get his credit taken care of as well.
Thank you for this. Hearing that your consultant was direct and walked you through the process step by step is exactly what we aim for, and we are glad the communication has held up throughout.
You mentioned you are a little past the three month mark and still waiting on the bigger items. That is worth addressing honestly. Timelines we give are estimates based on your specific file, and the bureaus control their own investigation schedules, so the larger or older items often take longer than the initial ones. If you want a clear picture of where each item stands right now, reach out to us at info@getcrownedcredit.com and we will walk you through the current status.
Referring your son is the highest compliment you can pay us. Thank you for trusting us with your family.
— Crowned Credit
Reviewed Aug. 19, 2026
I had been looking for some solid credit repair. I wanted to remove anything negative on my credit report that was hindering me. I'm really satisfied with Crowned Credit. The only thing now is we're about five months in, and looks like the only thing that's holding me back now is hard inquiries. So, I was hoping to get those hard inquiries off way sooner. But for some reason, they're still on there. Other than that, Crowned Credit is helping me achieve my financial goals quicker.
Thank you so much for this — five months in and seeing real movement on your goals is exactly what we're here for, and it means a lot that you took the time to say it.
On the hard inquiries: that's a fair question and I want to give you a straight answer rather than a vague one. Inquiries are handled differently from collections or charge-offs on purpose. When an inquiry is attached to an account you currently have open, disputing it can prompt that lender to close the account — which usually costs more points than the inquiry itself was ever costing you. So we're deliberate about which ones we challenge and when.
The ones we do go after are inquiries that aren't tied to an open account, weren't authorized, or don't belong to you at all.
I'd rather walk you through your specific file than have you wondering. Give us a call at 336-310-0090 and we'll go through your inquiries one by one so you can see exactly where each one stands and why.
Reviewed Aug. 17, 2026
I just signed up, I heard good things about them. Hopefully they can help with my credit because it needs work..
Welcome aboard, and thank you for trusting us with this — we know choosing a credit repair company isn't a small decision, especially when you've heard mixed things about the industry.
You're in good hands with the team. Your specialist will walk you through what's on your report and what we're able to challenge, so you'll know what the plan is rather than wondering what's happening behind the scenes.
If anything comes up or you just want an update, call us anytime at 336-310-0090. Glad to have you with us.
Reviewed Aug. 12, 2026
Outstanding Service! As well, every communication thus far has presented itself with a wonderful staff member. This time it was Tamar. Wow! What a wonderful personality and informative conversation as to the business credits involved. Tamar made me feel very secure about choosing Crowned Credit. She was awesome! Tamar deserves nothing less than a raise and promotion. I think she could be a credible supervisor for internal affairs among the staff at Crowned Credit.
Thank you so much for taking the time to share this. Reading that Tamar made you feel secure about your decision means a great deal to us, because that is exactly what we want every conversation to feel like.
We are passing your words along to her directly and to her team lead. Recognition that comes from a client carries more weight than anything we could say internally, and this kind of feedback does not go unnoticed here.
We appreciate you choosing Crowned Credit and we are glad to have you with us. If you ever need anything along the way, we are here.
Reviewed Aug. 11, 2026
Crowned Credit is pretty good and should be trusted. My boyfriend told me about them and when I signed up, their reps were very helpful. They responded quickly when I had questions or any concerns. So far, my credit has been going up and hopefully, it continues to go up. Things are going great and I haven't had any issues with them yet.
Thank you for the five stars. And thank your boyfriend for us, word of mouth from someone who's actually been through it is the best thing we've got.
Glad the score is moving. Keep going!
Reviewed Aug. 8, 2026
I reached out to Crowned Credit due to the fact that I wanted some help with getting my credit fixed. So far, it's been good. They're able to help delete old accounts. It's a slow process, but it's working. Some months are better than others, depending on what's going on, but it seems to be okay. They're very communicative. They communicate with me through text messaging, emailing, and calling. It all depends on what it is that's needed.
If things change on your credit report, they tell you why they changed and what they're doing. They'll give you a heads up, like when they're sending out new letters. They'll tell you how many disputes have been solved or removed from your credit. So, their communication is fine. But I'm still trying to understand how they're doing it or what they're doing. It's not to say that they're not explaining it. It's just that I'm trying to understand the different loopholes and stuff of how they're able to help. So, it does take some time. They do explain it to you if you ask them and you call them.
Thank you for this — and especially for noting the communication, because that's something we work hard at.
On wanting to understand how it works: that's a good instinct and you should never feel like you have to just take our word for it. There aren't really loopholes involved. The short version is that everything reported about you has to be accurate, verifiable, and reported properly — and when something doesn't meet that standard, we challenge it with the bureaus and the furnisher and require them to prove it out. What comes off is what can't be substantiated.
Your specialist is happy to walk through your specific file and show you the reasoning on individual items. Call us at 336-310-0090 any time and ask — that's exactly the kind of conversation we want to be having.
And you're right that it's a slow process. Some months move more than others depending on how the bureaus and creditors respond. Appreciate you sticking with it.
Reviewed Aug. 7, 2026
I needed help with my credits. Crowned Credit lectures me on how to be responsible for my credits and how I can go about making a better score. They walked me through. I've been with them for about four months. They check with me at least once every week or every two weeks. I'm really impressed with their dedication to their customers.
Thank you — this means a lot to the team.
The education piece is intentional. Getting items removed matters, but knowing how to protect your score afterward is what makes the progress stick, so we'd rather you leave understanding your credit than just having a cleaner report.
Glad the regular check-ins are landing well too. Four months in and staying engaged like you have is a big part of why it's working.
If anything comes up, we're at 336-310-0090. Appreciate you.
Reviewed Aug. 6, 2026
Credit repair is a process, so the real verdict will come at the end. I'm still in the beginning stages, but the onboarding has been outstanding — exactly as promised. I'm going to come back and give a final review once I see how they actually help me with my credit.
Appreciate the five stars and the honesty. Onboarding is the easy part to do well, so hold us to the rest of it. We'll do our part. Come back and tell us either way.
Reviewed Aug. 5, 2026
My credit shot, and I wanted something that's going to be quick and rapid, that's worth it, and where I'm going to see results. I went with Crowned Credit after shopping around and then speaking with the rep, and then kind of the fact that he said they challenge everything at once. The main thing that really stuck with me was when he said, “Once it's off your credit, it doesn't come back on your credit.” A lot of things I hear from people is once they clean certain things up, then it'll be gone, and it'll come back. So, the fact that it's guaranteed for it not to come back on your credit once removed was my selling point right there. So far, so good. I just been a little disconnected the last two months. One of the reps tried to call just to update me on the second round that they did, but we kept missing each other. I haven't checked because I’ve just been swamped with work.
I noticed that my credit has gone up better than what it was, but I messed up with my credit cards and missed the bill just to miss the bill because life has just been that crazy. But I've been cleaning other things up because I don't want the work that they're doing to be affected by the work if I don't keep things up. Overall, I'm in a better place than I was before. And at least I know I'm gonna get where I need to be because of them helping me.
Thank you for this — and it's good to hear you're in a better place than when you started.
One thing worth clarifying, because we'd rather you have the accurate picture: when an item is removed, it generally stays off, but no company can guarantee that permanently. If a creditor later verifies and re-reports something, it can return — that's how the reporting system works, and we'd never want you told otherwise.The good news is what you're already doing matters. Staying current on your open accounts protects the progress on your report, so you're thinking about this the right way.
Let's get you reconnected with your specialist — call us at 336-310-0090 and we'll walk you through where round two landed. Appreciate you.
Reviewed Aug. 4, 2026
The first month I was shocking surprised because I can't believe how my credit is going up fast, all thanks to Crowned Credit.
Love hearing this. Congrats on the movement, keep going.

Reviewed Aug. 4, 2026
I had a great experience with Crowned Credit Repair. They were professional, responsive, and did exactly what they said they would. They’ve already helped remove items from my credit report, and the process has been much smoother than I expected. They kept me updated along the way and were always available to answer my questions. I’m really happy with the results so far and would definitely recommend them to anyone looking to improve their credit. Thanks again!
Thank you so much for taking the time to share this. Knowing the process felt smooth and that you always had someone available to answer your questions means a lot to our team, because that is exactly what we aim for. We appreciate you and we are glad to have you with us.
Reviewed Aug. 4, 2026
I had asked a friend about getting some credit repair, and Crowned Credit was sent over to me. I was hoping to get my score up. So far, so good. It's gotten up. Crowned Credit has emailed me several times, so I have a way to contact them if I'll have concerns. They definitely have helped my credit. I've only had them for a few months, but the results have been good. If you want to get your credit fixed, Crowned Credit is a company that I would go with. They do a really good job.
Thank you for sharing your positive experience with Crowned Credit. We're thrilled to hear that you've seen an improvement in your credit score and appreciate the communication from our team. Your recommendation means a lot to us, and we're glad to have been able to assist you in your credit journey. If you have any questions or need further assistance in the future, don't hesitate to reach out. We're here to help!
Reviewed July 31, 2026
Thank you, I am a skeptic, but they were helpful. I cannot begin to explain how I feel. Thank you, thank you! They were fantastic. My family and I needed the service, and they were able to provide details and a clear picture of the process.
This means a lot, thank you. Skeptical is the right way to come into this industry honestly, there's a lot of noise out there, so it means more that you gave us a shot anyway.
Glad we could help you and your family. If anything comes up, you know where to find us at info@client.getcrownedcredit.com or 336-310-0090
Reviewed July 29, 2026
The reps at Crowned Credit were pleasant. They had clear instructions as to how to begin and what the cost would be. It's a fair price and relatively quickly, I started seeing improvements. It's not perfect, but it's definitely been worth the value that's why I've kept them. I was gonna give them a call and see what else they're working on ‘cause there are some other improvements I'd like to see. But I have seen a movement from me being in the no sixes to sevens. With that, I've been able to qualify for certain credit cards that I was previously denied for. The only thing was I had to get a SmartCredit profile, and I didn't expect that. But it's not that much more. It allows me to keep track of what they're doing, so I stay with it. I'm pleased with the progress and I have recommended a couple of people to them.
This is great to hear, and congratulations on the card approvals. Going from the six hundreds to the seven hundreds and actually getting approved for things you were denied for before is the whole point. That's you doing the work too.
Thank you for referring people. That means more to us than a review does.
On SmartCredit, fair point that it caught you off guard. That should be made clearer up front and I'm passing that along.
Definitely give us a call. Reach out at info@client.getcrownedcredit.com or 336-310-0090 and ask about what else we can work on for you. Sounds like there's more we can do.
Reviewed July 27, 2026
I spoke with a couple of people that were on Google and Crowned Credit seemed they could help. I went with them but I had not been helped. My score is still the same. I would have wanted a higher score but at the end of the day, I'm still fighting. They're better than whoever I had, but I don't think they're the best. They charged me that lump sum fee to say that they can do it in 30, 60 days, but nothing has been done yet. For the first round they started on, they got a lot of things knocked off. But after that, it's been the same thing. They're sending me the same stuff back that they have already knocked off. I paid them for the check system. They were supposed to remove that and they did. Now, they're saying that I need early warning to remove two. I wouldn't recommend them. It's just about money, money, money.
Reviewed July 26, 2026
I mainly reached out to Crowned Credit simply because I needed my credit fixed, because I had job loss and I was unable to pay a majority of my credit cards, and I'm paying my credit. Credit is everything. So, I wanted the opportunity to see if I can get something fixed. Plus, I had also some issues where there was addresses on my report which I never lived. So, for the most part, I just wanted a clean slate.
The company's consultants weren't too bad at all. They contacted me when they needed to. I was contacted about a week ago about this being my last round. So, I'm just waiting to see how that goes. Customer support is keeping me up-to-date of what's going on, what's happening, and the process that they're gonna take to further assist me. They're being transparent. The biggest benefit is being able to be a part of the process. A lot of companies, they tell you that they're gonna do such, and such. But I'm actually seeing those changes and seeing what I need to work on. I just too didn't know that I could put in disputes on my end. So, they open that part for me. With the services, I experienced fast result, great customer service, their transparency, direct contact if I needed to talk to someone, which is important. They have a link on the app where you could actually get in contact with someone if you notice anything. So, it's, overall, a great experience.
Thank you for sharing your encouraging experience with Crowned Credit. We're thrilled to hear that you found great value in our service and appreciated the transparency and proactive communication. Empowering you to engage in the credit monitoring process and see real-time improvements aligns with our commitment to client support and satisfaction. We hope the final results exceed your expectations and look forward to continued success in your journey toward a clean slate.

Reviewed July 24, 2026
Hundred percent legit service ChexSystems removal results came in less than 24 hours.
Glad it moved that fast for you.
Worth mentioning that ChexSystems timing varies quite a bit from file to file, so yours was on the quicker end. Either way, good to hear it came through.
Thanks for the review.
Reviewed July 19, 2026
Crowned Credit said that they can bring my credit score up. They did some removals, but my score hasn't gone up. I'm still in the 500s after six months. But everybody's always polite. If I ask them to call me back, they call me back.
Six months in the 500s is frustrating, and worth a real look at why.
Removals don't always move a score on their own. It usually comes down to what's left on the report, balances and utilization, or too few positive accounts to build on. That's worth someone walking you through.
Call 336-310-0090 or email info@getcrownedcredit.com and ask the consultation team to review your file so you know where you actually stand.
Glad the team calls you back when you ask.
Reviewed July 18, 2026
We were looking to get some things cleaned up. There was a bunch of stuff on there, and we were too busy to do it ourselves. It was really good to be able to hand it off to Crowned Credit. The thing I liked the most was that they always kept following up. We were able to see what was going on. Communication was really good. We're ecstatic with the result. They were able to help.
Handing it off is the whole point, so glad that's how it felt.
Good to hear the follow-up and communication landed well too. That's the part we're pushing hardest on right now, so knowing it worked for you is genuinely useful.
Ecstatic is a great word to read. Thanks for taking the time.
Reviewed July 17, 2026
Crowned Credit was very good. I have a pretty low credit score. It was in the 580s, but after seven months, it's at 735. I have never had that score in my whole life, and I'm 65. They were pretty nice with me. They were also pretty much cheaper. They're the best.
735 at 65, from the 580s. That's a real accomplishment and it's yours, not ours. We just handled the paperwork.
Thank you for trusting us with it, and for saying so publicly. Reviews like this one matter more than anything we could say about ourselves.
Reviewed July 16, 2026
My credit was going bad, and I was trying to reach Crowned Credit. My experience has been okay. The process is working on my credit. I'm still a little tense, but it's not really heavy.
Thanks for taking the time to write this.
"Still a little tense" is honest, and pretty normal a few months into credit work. It usually eases once you can see what's been done and what's still moving, rather than waiting to find out.
If it would help to have someone walk you through where your file stands right now, 336-310-0090 or info@getcrownedcredit.com, ask for the consultation team.
Reviewed July 15, 2026
I love Crowned Credit. They're awesome. My girlfriend told me about them and they helped her out with her prior experience. So I gave them a try. I've been in the program for a few months and my credit score has been going up. It's a little slow, but it takes time. The quality of service is awesome. They could do a little little more follow-up and stay in contact with their consumers. But other than that, they're great.
This means a lot, and thank your girlfriend for us too. Referrals from people who have actually been through it are the ones we care about most.
You're right about the follow-up, and you're not the first person to say it. Staying in touch while the slow part is happening is exactly when it matters, and it's the thing we most need to be better at. Noted, genuinely.
Glad the score is climbing, even if it's taking its time.
Reviewed July 14, 2026
I have had a good and great increase with my credit score since I started with Crowned credit. It has been a awesome choice that I have made so thank you crowned credit. 💯 It is the most amazing thing I’ve ever done.
Thank you so much, Jonathan, this genuinely made our day! Knowing it's been an awesome choice for you is exactly what we hope for, and we're so grateful you trusted us to be part of your journey. Keep up the great work, you're the reason we do this!
Reviewed July 14, 2026
I wanted to improve my credit and heard about Crowned Credit on Facebook. They told me what it would cost to initiate the program and to start it, and it was simple. They explained to me that they would be able to help eliminate some stuff that were on my credit report. They seemed like they were really concerned and they explained to me what I could do to help increase my credit. However, I don't think they're as attentive as they were. I can't complain though. I'm the one trying to get the credit straight. My experience with the service has been up and down. They say they would do one thing, and sometimes it took a little longer than they would say. Still, I would give them 5 stars and tell people to give it a try. My credit score is going up a bit and their price is okay. It hasn't fluctuated, so I'm okay with that.
Thank you for the 5 stars, and more for being honest about what's slipping.
"Not as attentive as they were" is the part I want to take seriously. Early attention that fades is on us, and you shouldn't have to keep the momentum going yourself. Same with things taking longer than we said — if we gave you a timeframe and missed it, the fix is to stop giving timeframes we can't hold.
Glad the score is moving and the pricing has held steady.

Reviewed July 13, 2026
A short, true story, my credit score before Crowned Credit be like 416 or less. In a short term my credit go up and In Couple weeks I get approved for my first car and my personal credit line, my credit score now is over 700 thanks to this people. Now I have baby and sometimes the life is not easier but with this credit like I day before I have a new line of credit and that helping me to manage the cost of live. So thanks CC.
Thank you so much for sharing your story, it truly means the world to us! Hearing that you were able to get approved for your first car and open a line of credit, and that it's helping you manage life with your little one, is exactly why we do this. You put in the work, and we're just grateful we could be part of your journey. Wishing you and your baby all the best, and thank you for trusting Crowned Credit.
Reviewed July 13, 2026
The best. They really help me with my credit situation.
Thank you so much! It means a lot to know we could help with your credit situation. That's exactly what our team is here for, and we're grateful you trusted us to be part of it. Wishing you nothing but continued success!
Reviewed July 13, 2026
I just want to take this opportunity to thank the team from Crowned Credit and specially Gio. She is very professional, detailed oriented and would go the extra mile to help you out. I have been able to see improvements in my three credit reports and I’m very pleased with their services. I would recommend this company if you need to improve your credit ratings.
Thank you so much for the kind words, and for the special shout-out to Gio! We're so lucky to have her, and it means the world to hear she went the extra mile for you. Seeing improvements across all three of your reports is exactly the result we work for, and we're grateful you'd recommend us. It's been a pleasure supporting you!
Reviewed July 13, 2026
I initially saw Crowned Credit on social media. They were advertising what could possibly be done in 60 days. So, I gave it a try. I'm currently trying to see where I am. I'm supposed to talk with someone today pertaining to the work that has a lot of progress. But I've seen some improvement. It's been about two months and I've made two payments. I'm trying to get it to where I make another payment just to see where it is. I’ll know what I need to do once I've actually spoken with someone. But so far, they've been working with me. Any time I've called them or had any questions, they were available.
Thanks for this, and glad the team has picked up every time you've called!
Since you have a conversation today, that's the moment to get specifics: which items have come off, which are still being disputed, and what's realistically left. You shouldn't need to make another payment to find out where you stand.
Anything outside today's call, 336-310-0090 or info@getcrownedcredit.com.
Reviewed July 12, 2026
Crowned Credit was advertising through internet, then I reviewed the business things and read some reviews. That's where I got more information about that company and when I signed up, it was easy. The rep was very informative. He told me things and I was looking to get those things to fix my credit. It's just my third month with them right now and there have been lots of negative items that have been taken out, but they are still working on it. They promised me a lot of things, and I hope to see that done in a couple more months.
Thank you for the review. Good to hear items have already come off your report, and the work is still ongoing.
Worth being straight with you though: nobody can promise a specific outcome or timeline, and if anything was framed that way for you, I'd rather correct it than let it stand. We'll keep disputing and escalating, and be honest about what's realistic as your file moves.
To go over what's been done and what's next, call 336-310-0090 or email info@getcrownedcredit.com and ask for the consultation team.
Reviewed July 11, 2026
Crowned Credit's program is not bad. However, I've tried to purchase a vehicle, and also after being with them for about four months, and I have been unsuccessful. Initially, I was given a 45 days turnaround period to be where I need to be as far as my credit score. With the model scoring system, using VantageScore 3.0, my credit score has increased significantly. But with the model scoring, FICO Score 8 credit scoring system, my credit score have not moved at all. It has been poor still. I'm hoping that in the next few weeks, I will hear back some good information or my credit score will be good enough for me to purchase a home.
I was on Google and I was looking for some credit repair programs. Crowned Credit came up, and I decided to give them a shot. I've been with them for over four months now. The person that gave me the information gave me detailed information about the company when it started and how they can help us reach our goals around this time frame, etc. It was a pleasant experience initially. I would definitely recommend a friend for the experience.
Thank you for the review, and for saying you'd recommend us. You're right about the score gap. VantageScore 3.0 and FICO Score 8 are built differently and don't move at the same pace, and most monitoring services report VantageScore while auto and mortgage lenders pull FICO. That should have been explained to you clearly upfront.
I'd like us to look at your actual file rather than answer in general terms here. Please call us at 336-310-0090 or email info@getcrownedcredit.com and ask for the consultation team, and we'll go over where things stand and what's realistic for your goals.

Reviewed July 9, 2026
Was able to my check systems disputed cleared of inaccurate reports in 24 hours. Very happy about that.
Thank you so much for sharing this! We're thrilled you were able to check your systems and see those inaccurate items cleared. Moments like that are exactly what we work for, and it means a lot that you took the time to let us know you're happy. Thank you for trusting Crowned Credit, we're excited for what's ahead for you!
Reviewed July 4, 2026
My score went from 500s to 700s within 2 sessions!! Not to mention any questions or concerns I’ve had, I received a response from a real person via text or phone call within that same day. The associates are very patient and very good listeners. They also make sure to address everything on your report and every question you have, heck they made sure nothing was left unaddressed it’s my questions. I may have had things on my report. Their goal was not only to raise my credit, but make sure I was educated on how to keep it that way.
Thank you so much for sharing this! What means the most to us is that you always felt heard, with a real person there same day for every question. We are just as proud you walked away knowing how to keep your progress going. It has been a pleasure working with you!
Crowned Credit Company Information
- Company Name:
- Crowned Credit
- Address:
- 806 Green Valley Road, Ste. 200
- City:
- Greensboro
- State/Province:
- NC
- Postal Code:
- 27408
- Country:
- United States
- Website:
- getcrownedcredit.com
