Natural Disasters

Latest

Winter weather wreckage: The most common home insurance claims — and how to avoid them

From frozen pipes to roof damage, insurance experts explain what winter storms break most — and what homeowners can do now to reduce losses

Featured Home and Living News photo

Winter storms can cause costly home damage, with frozen pipes, roof issues, fires, and personal injury liability among the most common insurance claims.

Many winter losses are preventable, and taking proactive steps — like insulating pipes, sealing drafts, and maintaining your roof — can reduce damage and help protect your coverage.

What you do before and after a storm matters, since neglect or lack of documentation can lead to denied claims, while photos, receipts, and qu...

Read Article
Featured Home and Living News photo
2025
Article Image

Feds warn consumers about carbon monoxide and fire hazards during winter storms

As a series of winter storms threaten millions across the central Plains, Midwest, Ohio Valley, and Mid-Atlantic regions this week, the U.S. Consumer Product Safety Commission has issued a critical warning to consumers about the risks of carbon monoxide (CO) poisoning and fires. These dangers are particularly heightened during power outages when portable generators are frequently used.

The CPSC emphasizes the lethal risk of CO poisoning from gasoline-powered portable generators, which can kill within minutes. Known as the "invisible killer," CO is colorless, odorless, and deadly. Symptoms such as nausea, dizziness, and weakness can onset rapidly, often leaving individuals unconscious before they can react.

On average, CO poisoning from portable generators claims about 100 lives annually in the U.S., according to the CPSC's latest report. To mitigate these risks, the CPSC advises:

  • Never operate a portable generator indoors, including in garages, basements, or enclosed spaces. Adequate ventilation cannot be achieved by merely opening doors or windows.

  • Use generators outdoors, at least 20 feet away from the home, directing exhaust away from buildings.

  • Follow safety instructions regarding electrical shock hazards, particularly in inclement weather.

  • Regularly maintain generators and ensure they are equipped with a CO shut-off feature, which significantly reduces the risk of CO poisoning.

Make sure alarms are working

The CPSC underscores the importance of functioning smoke and CO alarms. These should be installed on each level of the home and outside sleeping areas, with monthly tests to confirm their operation. Immediate evacuation is advised if an alarm sounds, followed by contacting emergency services.

Portable heaters, another common winter hazard, should be kept at least three feet away from flammable materials and placed on stable surfaces. They should never be left unattended, and electric heaters should be plugged directly into wall outlets, avoiding power strips.

The CPSC warns against using charcoal indoors due to CO risks and advises caution with candles, recommending flashlights or battery-operated alternatives. In the event of a gas leak, residents should evacuate immediately and contact authorities without using electronic devices.

For homes affected by flooding, the CPSC advises against touching wet appliances still connected to power sources. Professional evaluation is recommended before using appliances, with replacements for any gas control valves or electrical components submerged in water.

Article Image

A major winter storm brings misery to millions

The winter storm spreading across the middle of the country Sunday brought its share of consumer headaches, starting with canceled airline flights. FlightAware, an airline tracking app, counted more than 1,800 canceled flights on Sunday and at least 8,500 delays

The most affected airports lay in a band from Kansas City to Washington, DC, but nearly all U.S. airports were affected in some way because of connecting flights. 

Passengers whose flights were canceled are entitled to a refund of their ticket, not just a voucher for future travel. According to the U.S. Department of Transportation regulations, airlines are required to provide automatic cash refunds for canceled flights, regardless of the reason for the cancellation.

In late October, the Transportation Department strengthened its refund rule, requiring airlines to issue refunds “instantly” after canceling a flight.

“Passengers deserve to get their money back when an airline owes them—without headaches or haggling,” Transportation Secretary Pete Buttigieg wrote in an October post on X. “Today, our automatic refund rule goes into full effect. Airlines are required to provide prompt cash refunds without passengers having to ask.”

Power outages

Even some people who weren’t traveling were affected by the storm. The Weather Channel reports more than 260,000 households were without electricity as of early Monday morning and at least three deaths had been attributed to the winter storm. 

People without power are reminded not to use gasoline generators or propane grills indoors since both give off lethal levels of carbon monoxide.

Chapman, Kan., and St. George, Kan., got socked with the heaviest snowfall east of the Rocky Mountains. The Weather Channel said both areas recorded at least 18 inches of snow.

The storm, accompanied by frigid temperatures, is expected to continue moving east throughout Monday and Tuesday this week.

2024
Article Image

Hurricane Helene may cause a Christmas tree shortage

Christmas tree sales will likely increase Thanksgiving weekend, and if there are fewer live trees to choose from, you can blame Hurricane Helene.

North Carolina is a center of Christmas tree farms and several were devastated by Helene’s massive late September floods. Trinity Tree Company at Avery Farms, a third-generation family operation, lost 80,000 trees.

Besides creating a shortage of trees this year, owner Graham Avery says it may be 15 years before operations can recover. The floods not only destroyed the current crop of trees, it brought in pollution that poisoned the soil.

"It's going to be a tremendous amount of money to strip all this land back down, to take the dirt and start all over," owner Graham Avery told WJHL-TV. "It's millions of dollars, and it’s many years. It’s just awful."

The farm is located in the western part of North Carolina, which was the hardest hit region. Other Christmas tree farms in the region also suffered damage.

North Carolina sells more than 3 million Christmas trees per year and is a key market for seasonal decorations. In 2022, tree farms in the state produced $144 million in revenue.

Because of the long lead time it takes to harvest a Christmas tree, there few other producers not affected by the floods can do to alleviate any shortage. North Carolina is the second-largest grower of Christmas trees, just behind Oregon.

Oregon farmers tend to supply trees in the western states while states East of the Mississippi River are largely served by North Carolina farmers. The Frasier fir is the most common live Christmas tree grown in North Carolina.

2023
2022