The settlement covers three lawsuits filed in federal court claiming that some consumers’ credit reports contained inaccurate tax liens or civil judgments. The suits claimed affected consumers suffered lower credit scores and may have been denied credit, or paid higher costs as a result.
As part of the settlement, Experian has set up mediation and arbitration programs for affected consumers. Those who meet certain requirements may be eligible to mediate claims for money through these programs, though payment is not guaranteed. These benefits are available until August 22, 2020.
Consumers are eligible to take part in the settlement if they requested their credit report from Experian between January 15, 2011 and September 21, 2018 and it included an incorrect public record such as a bankruptcy, judgment, or tax lien.
Consumers are also eligible if Experian sent their credit report to a third party between January 15, 2014 and September 21, 2018 and the report contained inaccurate information.
Experian has established this website to guide consumers who may be eligible for the benefits.