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Select Home Warranty Reviews

3.4
16,730 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.

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About Select Home Warranty

Select Home Warranty is a home warranty company headquartered in Mahwah, New Jersey. Founded in 2012, the company operates in 47 states, offering transferable, renewable service contracts with annual and monthly payment options. Its plans provide mechanical breakdown coverage for appliances and systems in single-family homes, mobile homes, condos and rental properties, and its independent service providers are fully licensed and insured.

Visit www.selecthomewarranty.com
Pros
  • Transferable warranties
  • Roof coverage available
  • Frequent discounts
  • Claims service available 24/7
Cons
  • Some reports of delays in service
  • Service call fee due every time a technician visits
  • Not available in IA, NV, WA or WI

Review Summary

✦ Generated by AI from verified reviews

Customers report mixed experiences with Select Home Warranty. Many praise easy signup and friendly representatives at quote and renewal calls. However, several describe denied claims, long waits for technicians or out-of-pocket payments on issues they expected to be covered.

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Reviews powering this summary

✦ Generated by AI from verified reviews

Reviewers' claim experiences with Select Home Warranty vary widely. Some customers describe smooth approvals and prompt replacements on appliances. However, many report denials tied to contract exclusions, and homeowners note paying out of pocket for repairs they expected to be covered.

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Reviews about claims

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Customers describe Select's coverage as broad on appliances and HVAC, with many homeowners citing it as a reason they signed up. Reviewers value the option to choose multiyear plans. Some mention surprise exclusions for things like freon or older systems after signup.

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Reviews about coverage

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Reviewers describe representatives as friendly, patient and clear during signup and renewal calls. Customers appreciate quick answers to basic plan questions. A few mention pushy sales tactics or aggressive retention calls.

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Reviews about customer service

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Reviewers' contractor experiences with Select are mixed. Some describe skilled technicians who diagnose and fix problems on the first visit. However, many report long waits for a tech to be assigned, missed appointments or having to find and pay their own contractor.

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Reviews about contractors

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Customers describe Select's response time as fast in many cases, with same-day or next-day technician dispatch on appliance claims. Reviewers note quick scheduling at signup. However, some mention waiting days or weeks for a technician on HVAC and plumbing issues.

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Reviews about response time

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Some customers cite reasonable monthly rates and savings on appliance replacements. However, many homeowners describe rising premiums, surprise out-of-pocket costs on claims and confusion about what monthly payments cover.

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Reviews about value and pricing

How does Select Home Warranty work?

Select Home Warranty provides service contracts that cover the repair or replacement of major home systems and appliances, such as heating, cooling, plumbing, electrical and kitchen appliances. Homeowners pay a monthly or annual premium in exchange for coverage. Contracts are renewable each year, with discounts available.

To get a covered appliance or system repaired with Select Home Warranty, follow these steps:

  1. File a claim. Claims must be filed within three days of discovering the problem.
  2. Pay a service fee.
  3. Select Home Warranty (or a contractor working on its behalf) will repair or replace your appliance or system.

Select Home Warranty requires the service providers it contracts with to provide a minimum 60-day workmanship guarantee. This exceeds the typical guarantee offered in the home warranty industry, which is 30 days at many companies.

Compare Select Home Warranty coverage

Select Home Warranty has three coverage plans:

  • Bronze Care covers eight major home appliances.
  • Gold Care covers six major home systems.
  • Platinum Care covers systems and appliances plus plumbing stoppages, garage door openers, ceiling fans and more.

Here are the items covered under each of Select Home Warranty’s plans.

Select Home Warranty costs

As of publishing, Select Home Warranty’s rates range from $60.42 to $63.75 per month. On average, home warranty costs vary from about $30 to $90 a month, so Select Home Warranty’s rates land right in the middle of the typical range.

You'll pay a service call fee every time a technician comes out (even if the issue isn't covered). Select Home Warranty’s service fees are $65 to $200.

Bronze CareGold CarePlatinum Care
Plan typeAppliancesSystemsCombo
Monthly cost$60.42$60.42$63.75
Yearly cost$629.99$629.99$674.99

Some home warranties have a “service recall period,” waiving the service call fee for any repeat visits for the same issue within a certain time frame. Select Home Warranty does not offer this. You must pay the service call fee each time a technician comes to your house.

Add-on coverage costs

The home warranty company also offers some nice-to-have optional add-on coverage plans.

Prices are based on quotes for a home in Houston and are accurate at the time of publishing.

Discounts

Select Home Warranty offers discounts for multiyear coverage plans. Select also offers periodic discounts and promotions. For example, as of the time of publishing, the company’s website details a promotion offering two months free, complimentary roof coverage and $150 off any home warranty plan.

Select Benefits Program

Select Home Warranty offers the Select Benefits Program, which may provide additional value beyond traditional home warranty coverage. Program members can access discounts of up to 75% on everyday purchases from participating retailers and service providers.

Select Home Warranty coverage limits

Many home warranty contracts will specify a coverage limit or cap, which is the most the company will pay out per item or per contract term. If the cost of a repair or replacement exceeds the set dollar limit, you are responsible for making up the difference to get the item fixed.

Select Home Warranty specifies the following replacement allowances in the contract:

How to file a claim with Select Home Warranty

To file a claim with Select Home Warranty, follow these steps:

  1. Contact Select via phone or email, or submit a claim online.
  2. Select will contact an independent contractor to provide repairs within two business days (up to four days if you make a claim during a weekend or holiday).
  3. You pay a service call fee to the contractor (starting at $65). If the repair is covered by your warranty, Select covers the rest of the cost up to any applicable caps.

Coverage begins after a 30-day waiting period, so claims submitted before your policy is effective won’t be covered. During the claims review process, Select Home Warranty may request documentation showing that a covered system or appliance has been properly maintained.

Not having maintenance records can lead to claim denial or repairs not being fully covered. Beverly, a ConsumerAffairs reviewer from Arizona, said, "We paid $725 for the repair & when we asked Select to reimburse us they wanted us to send receipts, photos, etc... however, they also wanted 3 years worth of maintenance records. I could come up with the last 2, so now they only want to pay us $150.00."

Even when a claim is approved, coverage limits may apply, meaning homeowners are responsible for any repair or replacement costs that exceed the plan's maximum payout.

Select Home Warranty coverage exclusions

Warranties generally don’t cover preexisting conditions, cosmetic issues or item upgrades. Select Home Warranty’s terms and conditions specify that it does not cover anything related to hazardous materials like asbestos, lead or gas leaks. It also doesn't cover damage that’s the result of an act of nature or due to previous improper care, installation or failure to properly maintain a system or appliance.

The following are some of the general exclusions to covered appliances and systems:

  • Shelves
  • Doors
  • Displays
  • Latches
  • Timers
  • Cosmetic issues
  • Gaskets
  • Leak searches
  • Noise
  • Dispensers
  • Installation
  • Electrical failures
  • Power surges
  • Wi-fi or Bluetooth connectivity features
  • Sinks, tubs and showers

Sometimes, parts or components of a covered home system or appliance are not covered. For example, Select Home Warranty lists the following exclusions for its air conditioning system coverage: refrigerant, water or refrigerant leaks, air purification systems, load-management devices, humidifiers, damper systems and zoning systems.

A full list of exclusions can be found in Select Home Warranty’s terms and conditions, which will be listed in your contract.

FAQ

Is Select Home Warranty legit?

Select Home Warranty is a legitimate home warranty company that has been in business since 2012. However, it gets mixed reviews from customers. Some are happy with the savings and customer service they receive. Others complain that the company denies claims and does not provide the coverage promised.

Where is Select Home Warranty available?

Select Home Warranty is available in 46 states. Iowa, Nevada, Washington and Wisconsin are excluded from the company’s service area.

Does Select Home Warranty require a home inspection?

Select Home Warranty does not require a home inspection to purchase coverage. There is also no maximum age for home systems and appliances as long as they are in good working condition when you enroll in the plan.

Can I cancel Select Home Warranty?

Yes, you can cancel your warranty with Select Home Warranty. If you cancel within 30 days of signing up, you’ll receive a full refund as long as no service calls have been made. If you cancel after 30 days, or if you have made any claims, you can receive a prorated refund minus a $75 cancellation fee.

Still have questions?

Is Select Home Warranty a good company?

Select Home Warranty may be a good company for homeowners seeking affordable coverage for older home systems and appliances, as well as landlords and owners of rental properties who want protection against unexpected repair expenses. However, it may not be the best fit for homeowners who want higher coverage limits, fewer exclusions or greater flexibility in choosing their own contractors.

Select Home Warranty has received mixed reviews from customers. Some reviewers report positive experiences with helpful and informative sales representatives, while others have faced challenges with claims processing, coverage exclusions and denials. Issues such as delays in service, difficulty finding technicians, and denials based on technicalities have been noted. Some customers have also expressed frustration with communication and reimbursement processes.

If you're considering Select Home Warranty, compare its plans, service fees, coverage limits and exclusions with those at other providers to determine which company offers the best value for your home and budget.

Select Home Warranty Reviews

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    Page 1 Reviews 0 - 35
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    Contract & Terms

    Reviewed Oct. 13, 2026

    Bruce was awesome. He took time to answer my questions. And worked out a 3-year agreement with six months added gratis.

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      Staff

      Reviewed Sept. 25, 2026

      Answered all my questions and concerns; offered advice and weren’t pushy at all - very professional. Haven’t had to use it yet though.

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      PriceRates

      Reviewed Sept. 5, 2026

      The price was definitely right. I got 3 years of service for slightly more than our old Home Warranty Company. Who knows how the claims service and process will be until we need it.

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      CoverageSales & MarketingStaff

      Reviewed Aug. 30, 2026

      They cover everything that I was concerned about and Toney the sales representative explained everything in detail and also brought something up that no one else ever mentioned before about the senior savings plan. Which can save me quite a bit of money. I really appreciate that and Thank you again. With one less thing to worry about.

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      Customer ServiceCoverageStaffHonesty & TransparencyCoverage Limits

      Reviewed Aug. 27, 2026

      I had been looking for coverage for appliances, AC, etc. Select Home warranty came up for me and I called them. I spoke to a young man named Dylan. He was amazing. He made everything so clear and easy for me. I was delighted. I was able to get a policy with him that I could afford that made sense and actually sound like pretty much of a bargain. I had read reviews which helped me make my choice, but honestly, it was all Dylan. Dylan was just amazing. He explained everything to me so well so clearly that it became an easy decision to make to take advantage of select home warranty. I start my coverage in October. I will definitely visit this site again.

      After I have any use of calling SHW. If this company stands up to what Dylan explained to me. I will get back on this site and give you another report. Like I said to me it sounded like almost too good to be true. That expression makes me very nervous so, as much as I hope that I don’t have any issues, I’m anxious to see how well they take care of my problems. Thank you, Dylan. You were great.

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      CoveragePricePunctuality & SpeedRefunds & Payouts

      Reviewed Nov. 7, 2026

      I’ve paid Select Home Warranty since 2023, but the three times I’ve actually tried to use the warranty, they couldn’t provide someone in my city. Each time I was told to handle it myself and submit for reimbursement. Then, when I finally had enough and tried to cancel, they wanted another $50 for an early termination fee. I asked to speak with a supervisor, and instead of getting that conversation, I woke up the next morning to find my policy canceled and my debit card charged. What exactly was I paying for? After three attempts to use the service and getting essentially the same answer every time, I’m done. This is by far the worst home warranty company I’ve dealt with.

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      Punctuality & SpeedBilling

      Reviewed Nov. 7, 2026

      They are a bunch of thieves. They take your money and you get no service. I been since early spring of '26 to get heater fixed. They dont have anyone in my area. So they want me to pay 300.00 of the 503.00 bill. You better stay away from these crooks.

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      Customer ServiceCoverageTechSales & MarketingRefunds & Payouts

      Reviewed Nov. 7, 2026

      This is a scam. They delay on put up reasons to deny coverage. They tell you to get your own tech but never reimburse for the call. Then they keep asking over and over for the diagnosis. I would give them a zero.

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      Customer ServiceCoverageTechPriceMaintenance

      Reviewed Nov. 6, 2026

      They did not honor claims, the cost of the repairs were considerably less than the cost of the warranty itself. When coming to the end of the term, they told me to actually file the claim I needed to extend and renew the contract. The service calls at 60 dollars a pop are the same amount as hiring someone or business. The only thing they really covered was some parts on occasion. In other instances, they claimed that because the appliance was over 10 years that they couldn’t just fix it and would have to prorate the depreciation rather than fix it and I could either buy a new one or use that toward the repair.

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      CoverageHonesty & Transparency

      Reviewed Nov. 3, 2026

      I would NOT get Select Home Warranty to insure a dog house. Let alone my house. They have a million excuses why they won't cover a claim. They will find any little thing they can. You're honestly better off going with someone else. I would have given them lower then a 1 star if I could.

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      Customer ServiceCoverageTechPunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingCommunicationTimelinessFollow-Through

      Reviewed Oct. 30, 2026

      **1-Star Review – Contractor Warning: Nonpayment, Broken Promises, and Poor Communication.** As a contractor who has provided services for Select Home Warranty, my experience has been extremely disappointing, both from a contractor's perspective and from what I have witnessed my customers go through. The biggest issues are **nonpayment, lack of communication, and failure to follow through on promised resolutions**. Contractors are expected to respond promptly, diagnose problems, complete repairs professionally, and provide quality service to Select Home Warranty customers. However, when it comes time to compensate contractors for completed work, getting answers or receiving payment becomes an ongoing struggle.

      What's even more concerning is how customers are being treated. **I have customers who were promised cash buyouts by Select Home Warranty but still have not received their payments, despite completing every step and providing everything the company requested.** These customers have followed the instructions, submitted the required information, and waited for the resolutions they were promised, only to be left without payment or meaningful communication.

      This puts independent contractors in an extremely difficult position. We are the ones showing up at customers' homes, diagnosing their problems, and representing the warranty company in person. When Select Home Warranty fails to communicate or honor its payment commitments, customers often turn to the contractor for answers that we cannot provide.

      Repeated attempts to communicate about outstanding contractor payments have resulted in little to no response. Independent contractors have businesses to operate, expenses to cover, and obligations to meet. We should not have to chase a large home warranty company to receive compensation for services already performed. **My warning is for both contractors and homeowners.** Contractors should seriously consider the financial risks before accepting assignments from Select Home Warranty. Homeowners should also be aware of the difficulties my customers have experienced trying to receive promised cash buyouts.

      Based on my firsthand experience, I cannot recommend Select Home Warranty as a reliable business partner. **Contractors deserve to be paid for completed work, and homeowners deserve to receive the benefits and payments they were promised.** A company that collects payments from customers and relies on independent contractors to fulfill service requests should be held accountable for its commitments to both.

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      Contract & TermsCoverageTechPriceRefunds & PayoutsStaffCoverage Limits

      Reviewed Oct. 30, 2026

      SELECT HOME WARRANTY — WHAT EXACTLY ARE YOU BUYING? I have learned an expensive lesson about Select Home Warranty. My air conditioner developed a leak in its attic evaporator coil. The replacement cost me $10,000. Select paid nothing. To be fair, the evaporator coil was excluded under my contract. So I’m not accusing Select of violating that provision. But that’s precisely my complaint. An evaporator coil leak is a common air-conditioning failure. Why would I purchase a warranty to protect my air-conditioning system if it excludes a major component that’s known to fail? Then my $1,600 cooktop needed replacement. Select offered $200. Then my $2,500 ceiling fan needed replacement. Select offered $45. Three failures. $14,100 in equipment costs. A grand total of $245 offered. That’s 1.7% of my costs, not including the premiums and service fees I’ve paid.

      I understand that Select has contractual exclusions and payout limits. My criticism is that the protection I actually received was so limited that the warranty was practically worthless to me. A warranty can comply with its fine print and still be a terrible investment for the consumer. That’s the lesson I want other homeowners to learn before they buy. Read the exclusions. Read the payout caps. And ask yourself: If the most expensive and foreseeable failures aren’t meaningfully covered, what exactly am I paying for?

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      Claims Handling

      Reviewed Oct. 30, 2026

      If I could give no stars, I would! They are full of shit and I will never recommend them to NOBODY. As long as you paying they fine. As soon as you need to file a claim they do everything in their power to not pay the claim.

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      Customer ServiceCoverageTechPriceStaff

      Reviewed Oct. 29, 2026

      Select Home Warranty denies 4 out of 5 claims. Customer service does not help the customer at all. Beware they charge a $75.00fee to cancel your contract even after being with them for years. They don’t make sure the covered items are replaced with comparable items and let the tech. replace with cheap equipment. I will never recommend this company.

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      Customer ServiceTechSales & MarketingPrice

      Reviewed Oct. 29, 2026

      They refused to repair a part on my HVAC system. So after reading the fine print of the contract there are loopholes for them to get out of paying any claim. So now I am trying to cancel my contract which costs $75 and I can’t get anyone to answer the phone and they won’t do it online. DO NOT do business with this scam of a company!

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      Sales & MarketingFollow-Through

      Reviewed Oct. 29, 2026

      The worst, scam company, lots of promises and they don't follow through. Never again will I be scammed by Select Home Warranty.

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      PriceRefunds & PayoutsHonesty & Transparency

      Reviewed Oct. 28, 2026

      Terrible company that lies, and keeps on lying to deny your claim. Their track record of penalties, consumer restitution, and legal disputes across multiple states (CA, GA, UT, AZ, NJ, IL, TX, and others) raises serious concerns about their business practices, and the amount of penalty, fine they pay keeps rising everyday. You can check the review on BBB website as well. They will approve minor repair and replacements task that cost between $100-400, but when it's about repairing or replacing items over $400, they are a monster. They lie and lie, and suddenly, they find crooked reason to deny your claim. Run away from this company.

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      Customer ServiceTechPunctuality & SpeedCommunication

      Reviewed Oct. 28, 2026

      The customer service people are very nice, but ineffective. All they can do is say sorry for the TERRIBLE product SHW provides. Select Home Warranty hires the most inept, incompetent contractors to string you along with no-showed appointments and poor communication. Then the contractors say they're waiting on orders/payments from the warranty company, and can't move forward till SHW does what they need to do.

      I have had to call SHW a LOT of times to sort things out, and they never really get sorted out. They keep arranging me with the same ghost contractors (nothing online about them) after I EXPLICITLY tell them not to connect me with those specific people. I am still waiting on multiple claims to be started, let alone completed. What did I pay these people for??!? They just waste your time.

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      Sales & Marketing

      Reviewed Oct. 27, 2026

      Select Home Warranty is a scam. They will take your money and deny your claim.

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      TechRefunds & PayoutsStaffHonesty & Transparency

      Reviewed Oct. 26, 2026

      This company is not accountable nor reputable and in the short time I have been their customer, have personally experienced their repeated attempts to evade valid claims and have gone as far as falsifying and misrepresenting their technician's reports claiming they included language warranting denial under the terms of the contract. They frequently engage in deceptive trade practices and are in clear violation of numerous consumer protection statutes, and should have their licenses revoked for breach of contract and bad faith practice at the very least.

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      CoverageTechPricePunctuality & SpeedMaintenanceStaffBilling

      Reviewed Oct. 23, 2026

      Avoid at all costs! They are slow to schedule a technician, take $125 payment for diagnostic work to the contractor and then deny a repair. When they deny to repair instead of paying to replace the unit they give you a fraction of its cost to replace. $150 for a $1000 dishwasher not including installation in my case.

      I had to do way too much to try and get repairs done. A month and a half later I still have a dead dishwasher and no choice but to take their $150 offer. The website promises easy, quick repairs, not slow denials and insulting replacement offers.

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      Tech

      Reviewed Oct. 22, 2026

      Horrid!!! First time we’ve used them our furnace is leaking and they keep acting like they didn’t get the claim. That the tech didn’t send the claim and it’s like they’re rehearsing off of the same page. It’s been going on for two months now. They just gave you the runaround and the runaround and the runaround till you want to give up. Do not use them. Absolutely horrible. Complete waste of money.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Oct. 22, 2026

      I had Select Home Warranty for 5 years. No claims until 2 weeks ago when our washing machine was acting up. I called them. First, trying to reach a person is extremely difficult. If and when you do, they are difficult to understand. I was to wait for an email in 24 hours with further instructions. No email, no call back from Select, no nothing. I called after a week and the person I reached was rude. I stated that I no longer want this warranty and I’m closing the account. He was nasty and kept repeating that I have to pay $75 to close my account! Think not. I will continue to expose Select for the company they are. Stay away.

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      Coverage

      Reviewed Oct. 19, 2026

      One of the worst warranty companies. I made several claims. Air Conditioners, Refrigerators but they did not fixed either of them. They made reasons and told me its components are not covered. Same with central Aircondition. Worst company to go by. Won’t recommend to anyone.

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      Customer ServiceCoverageTechSales & MarketingPriceMaintenanceStaffBillingRates

      Reviewed Oct. 19, 2026

      Select Home Warranty is essentially a scam. Upfront (page 2 of their policy) they say: "Your covered item is repaired or replaced." Simple as that. On page 10 they say: Select shall have the sole and exclusive option to:
      i. Select the Independent Service Technician to perform repair and/or replacement services;

      ii. In the event a covered system or appliance is deemed irreparable or it is not cost-effective to repair, Select may replace the system or appliance with a system or appliance of like capacity, the price of which shall not exceed the depreciated value of the system or appliance being replaced.

      No one would bother to pay $2,200 for a 4 year home warranty if they were not moving into a house with older appliances. No one could replace those items with their depreciated value. After refusing to pay a $930 estimated repair cost for our range, Select Home Warranty offered us $225 to replace our range. $225 would not buy any range on the market. Select Home Warranty is a scam. Additionally on two claims, they were not able to provide a repairman. No one in Santa Fe, NM wants to work with them. We had to find our own repair serviceman, assuring them we would pay them and not let their payment be held up by Select Home Warranty. Eileen **

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      Customer ServiceClaims HandlingCoverageTechSales & MarketingPriceMaintenanceStaffHonesty & TransparencyNetwork QualityCoverage Limits

      Reviewed Oct. 17, 2026

      I would give this company a zero if possible. From the start the salesman lied about my policy being active in time to start when my current policy was ending. Then when my hvac stopped working I was told my policy wasn't active; this occurred two weeks after the stated date from the salesman. They would not do anything and refused to fix my hvac.

      Then I tried to cancel my policy. The line leading to this "department" had me on hold for 45 minutes several times with no one ever picking up. I can't stay on hold for hours! Then I called the claims line and immediately reached someone, asked them to help me cancel the policy, they transferred me back to the same dead end.

      I wrote customer service an email and received a response that I needed to call that same dead end. This started in August, it is now October and I have no heat. Frustrated, I tried to put in a claim to get my heat fixed and received an email that they did not have an available technician but they would give me a $100 credit to use my own technician. What on an hvac system costs only $100 to repair?? The salesman told me I would have up to $10,000 to replace my system. Lies lies lies. I will be seeking legal support. Please avoid this company at all costs, it is a huge scam.

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      Customer ServiceTechStaff

      Reviewed Oct. 15, 2026

      During a massive heat wave we needed our air conditioning replaced. The technician Select Home Warranty came out to inspect and confirm. We paid our call fee but he never furnished the inspection report to SHW. After many phone calls to SHW and in desperation we called our own local qualified technician to do an inspection report. The claims dept. refused their report and eventually denied our claim. BEWARE.

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      Customer ServiceCoveragePunctuality & SpeedWait Time

      Reviewed Oct. 15, 2026

      Bad customer service. Long wait times. 1+ hours. Very difficult to cancel coverage. $75 to cancel coverage.

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      CoveragePricePunctuality & Speed

      Reviewed Oct. 14, 2026

      While they are not very good at covering many of the issues, when I sold my property I had to cancel the policy. It was a hassle, they charge cancelation fee and also ask me to wait for 4 months so that they won't charge the cancelation fee. That is so absurd.

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      Customer ServiceSales & MarketingPriceRefunds & PayoutsMaintenanceStaffSales Tactics

      Reviewed Oct. 13, 2026

      If you want a company that automatically offers depreciated value for your broken item (50 cents on the dollar that is based on your broken item), refuses to pay installation cost and takes months to reimburse, this is your company. ALSO, surprise cancellation fees, EXTREMELY pushy sales, and customer service agents; where each person says something different and cannot be trusted, then this is your company.

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      Contract & TermsClaims HandlingCoverageTechSales & MarketingRefunds & PayoutsMaintenanceStaff

      Reviewed Oct. 12, 2026

      Buyer Beware: A Complete Rip-Off and Deceptive Practices! Do NOT use Select Home Warranty. I signed up with them and paid for a full 3-year contract upfront. The sales representative was incredibly nice but completely hid the fine print from me. When my refrigerator broke down, I filed a claim and paid out of my own pocket for a technician to come out for the diagnosis. That is when Select Home Warranty showed their true colors.

      Their claims department denied my claim, stating I was "a few days under the 60-day coverage period" and refused to fix or pay for the new fridge fan. Because they refused to cover me, I immediately canceled my service. It then took them 3 full months just to mail me my refund check. To make matters worse, they deducted over $120 in "coverage fees" for the exact time period they told me I wasn't even covered! They will happily take your money upfront for years, deny your claims using hidden fine print, and then steal your money through cancellation fees for "coverage" they refused to provide. Save your money and your sanity—stay far away from this company!

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      TechSales & MarketingPriceStaff

      Reviewed Oct. 12, 2026

      DON'T USE Select Home Warranty. I bought a 3 year home warranty from Select Home Warranty and they have denied every claim I've made for the past 3 years. Plus they charge you $65 to send a technician out anytime you make a claim to verify the issue. Select Home Warranty is a TOTAL SCAM!!!

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      Customer ServiceCoverageTechSales & MarketingPriceRefunds & PayoutsMaintenanceCoverage Limits

      Reviewed Oct. 12, 2026

      This company is the worst. They make you think you’re getting a good deal at $500 a year. We had a built in expensive microwave that is broken, they said they couldn’t fix it and would give $200 towards a new $3,000 one after charging a $60 service fee. Then we had a 6 year old air conditioner that wasn’t working, again charge a $60 service fee and sent out a company that said it was a leak and they do not cover leaks. So we get another company to come out and they say no it was not a leak. It was a $200 part.

      So we filed an appeal to get reimbursed and they would not reimburse us saying that we didn’t get approval to have another company fix it then we had a second air conditioner in the main house, that’s not working and after three weeks of not hearing from them now they tell us it’s not covered. Only one air conditioner is covered and they didn’t even pay for the one that was broken. This is a scam company. I do not recommend them, and we paid upfront for five years, now we’re in the process of trying to cancel the warranty for the next four years.

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      Tech

      Reviewed Oct. 9, 2026

      This is a useless company that does not honor their contract and I highly recommend you find better choices. This also demonstrates the recklessness of your website, ConsumerAffairs and shows its lack of reliability.

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      Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsRatesHonesty & Transparency

      Reviewed Oct. 9, 2026

      I Purchased my plan this summer and after submitting claims for 2 appliances and waiting 3 weeks with no assistance, I decided to cancel the plan and get a refund. I spoke to over 5 people before I could get a manager to agree to cancel my plan. I was told I could only get 2/3 of my original purchase price even though it had been less than 2 months. I was told I would see a refund in 30 days. It has been 32 days and still no refund. When I called, I was informed it would be another 6 weeks. They are deceptive, lie to their customers, and never provide the service they claim to cover.

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      Customer ServiceTechPriceMaintenanceStaffBillingCommunication

      Reviewed Oct. 9, 2026

      Terrible service. Had washer problem, said repaired, quit on next use, called company, and was put off. Called again and was told to find someone local. Was going to but it started working again. Then quit again. called company and was told to find someone local. Was going to do and it started working again. Called again and said it was over 30 days and I would have to pay $60 again. Company came out and said it has to be the computer board and said GE was bad for that. Work on and off. Had another problem with furnace and A?C thermostat. Told to call someone local. Guy came said computer board in thermostat was bad. Replaced and was there about 1/2 hr..

      Called Select and they said they wanted a diagnosis. He told them the computer chip in thermostat was shot and he replaced. He tried to explain and Select didn't understand what he was talking about and was saying the furnace computer was bad. Service man said No. The thermostat is bad and he replaced. Select had no idea. said to hold on and he will have to ger authorization. Just a poor communication. The service man was on the phone 45 minutes. If it was me, I would have added that time to my service call bill. Just ridiculous.

      The person from Select was very hard to understand with his poor English and couldn't understand the problem of which was simple. So a 1/2 hr service call and repair took this guy 1hr and 20 minutes. Poor service. Would never recommend and I'm still upset I got charged for 2 service calls on my washer for something that was not fixed the first time and through all the bullshit, taking over 30 days, I paid double.

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      CoverageTechSales & MarketingRefunds & PayoutsMaintenanceHonesty & Transparency

      Reviewed Oct. 8, 2026

      STAY AWAY FROM SELECT. They are nothing more than a scam to collect money. They lie, they will tell you anything to avoid fixing or paying for the issue. I got a royal screwing by going with this company. I have a Whirlpool washer that cannot be repaired as the main control panel is no longer available. Confirmed by Whirlpool. Select keeps telling me the part is available, knowing that it is not. It has been one month without the use of the machine, and we are getting nowhere trying to get this resolved. At this point, I realize Select does not want to stand behind the contract, so I will have to pay out of pocket to replace the washer.

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      TechRefunds & PayoutsMaintenanceTimeliness

      Reviewed Oct. 8, 2026

      Left me hanging with a broken washer and part for almost a month. Tech came eval and order part. VM said out of state with a family emergency. SHW kept giving me his #. I ended up paying a private company $273.00 same day to do their own eval & install the pump. Then they increase my $42 month pay to $59.99 w/o approval then cancel me for reporting fraud on my account. Nasty people except for Justin who authorized a partial refund.

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      Customer ServiceCoveragePunctuality & Speed

      Reviewed Oct. 7, 2026

      Every claim that I have filed has been denied but Select Home Warranty is quick to take my money for their policy and service calls!!!! Tried to cancel and got the run around!!! THE WORST EVER EXPERIENCE!!!!

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      Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffRatesTransparencyCommunicationCoverage Limits

      Reviewed Oct. 7, 2026

      DO NOT BUY SELECT HOME WARRANTY. My refrigerator stopped working on 9/26, and we filed a claim with Select Home Warranty at 3:00 AM on Sunday when we discovered it was no longer cooling. By Monday afternoon, we still had not received any update, so my wife had to call customer service before they finally sent someone out.

      The person they sent was a plumber, not a refrigerator technician. He admitted he knew nothing about refrigerators. After opening the fridge, condensation dripped onto the floor, and he claimed it might be a leak. He even suggested pulling out the refrigerator, cutting drywall, and filing a homeowner's insurance claim, despite having no evidence of an actual leak.

      Select Home Warranty used the plumber's report as an excuse to delay the claim instead of sending a qualified appliance technician. We couldn't wait any longer, so we hired our own technician, who quickly diagnosed and fixed the problem by replacing the inverter. The repair cost was $475, plus the $80 service fee. Select Home Warranty only approved $225, leaving me to pay the rest out of pocket. My experience was frustrating from start to finish. Poor communication, an unqualified service provider, delays, and inadequate reimbursement. I would not recommend Select Home Warranty to anyone. Rating: 1/5 Stars.

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      Select Home Warranty Company Information

      Company Name:
      Select Home Warranty
      Company Type:
      Private
      Address:
      1 International Blvd., Ste. 400
      State/Province:
      NJ
      Postal Code:
      07495
      Country:
      United States
      Website:
      www.selecthomewarranty.com
      Do you have questions about Select Home Warranty?