Select Home Warranty Reviews
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About Select Home Warranty
Select Home Warranty offers warranty plans to cover mechanical wear on appliances and systems. Coverage is available for single-family homes, mobile homes, condos and rental properties. The company does not cover commercial properties, residential properties used for business or foreclosed properties.
Visit www.selecthomewarranty.com- Transferable warranties
- Roof coverage available
- Frequent discounts
- Claims service available 24/7
- Some reports of delays in service
- Service call fee due every time a technician visits
- Not available in IA, NV, WA or WI
Select Home Warranty Reviews
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Reviewed July 9, 2026
If you want your blood to boil and double up the dosage of your blood pressure medication then go ahead and sign up with this home warranty company. They are like CAR dealerships that after you sign up and pay for those extended warranty coverages what they do is to just give you a run around in solving your concerns or problems. In the case of this said “Select Home Warranty Company”, I signed up and paid-in-full a coverage for 5 years, my first claim was about my malfunctioning refrigerator which they sent a technician who didn’t fixed the problem and was instructed by him and Select Home Warranty for me to check and look for the replacement part. So they expect me a senior person to call outlets and check if they carry those replacement part. Cutting the story short that problem was unresolved.
My latest problem was a more serious problem, water leaks inside my house every time I use my washing machine or laundry sink located at my second floor, so I ended up not being able to utilize those kind of work (laundry and using the laundry faucet and sink) for quite some time. Again till now nothing from their part (almost about a month) solved my problem so I ended up doing what I need to do, so I hired an independent plumber to fix my problem, otherwise more damages will occur inside the interior part of my house (wood flooring/walls etc). I have kept all documents and transcripts to authenticate these declaration.

Reviewed July 9, 2026
We live in AZ & if our AC breaks down in 100+ degree weather we can't wait a day or 2 to get it fixed. We called our AC technician who came right over to get us up & running. We also called Select & they spoke to our technician. We paid $725 for the repair & when we asked Select to reimburse us they wanted us to send receipts, photos, etc. I had no problem with that, however, they also wanted 3 years worth of maintenance records. I could come up with the last 2, so now they only want to pay us $150.00. The repair was not due to poor maintenance, but simply wear & tear. I am losing my faith in home maintenance companies, it seems they will tell you whatever it takes to get you to sign up but certainly do not deliver. Buyer be ware. I would not recommend this company unless I see a check for $725!

Reviewed July 9, 2026
We had a bad experience with this company. Our HVAC broke down with multiple components broken (it was a 20 year old unit) and they claimed it was only a Freon leak which isn’t covered. No amount of arguing from us our the HVAC technician convinced them. This company cost us extra money because of their delays (we had to buy portable AC units and had 3 service calls). Worse customer service experience we have had with any company.
Reviewed July 9, 2026
Sunday, July 5, our house had a leak from plumbing in the wall. We had a housesitter who was able to turn off the water to the house. We arrived in about 5 hours. We pulled up the LVP flooring that was wet along with the baseboard. We called Select Home Warranty (SHW) and put in the claim and paid the service fee. Monday morning we receive an email that they don't have a plumber. I called and talked with an agent and told him they overcharged me for the service call. We renewed for 2 years and were to be charged $60 per our contract not $85. The agent argued and finally said he would check into it. Never heard another word. Meanwhile he said we could call a plumber and have him diagnose and then call SHW for approval for the repair.
We called our plumber and after an hour he had cut open the wall and located the leak. We called an agent and he went over the estimate with her. She said it was too late to get approval but she would expedite. The plumber said it will be another $120 which I will put on the estimate as I have to come back again. This is 2 days without water. It just continued to be a nightmare as the plumber thought it might be rust or corrosion but he had not removed the parts. So now SHW says they won't cover rust. The plumber had removed the parts which showed no corrosion but a faulty sharkbite which he spelled out on his estimate.
So for Tuesday we talked with one agent after another and emailed pictures of the parts and estimate which explained the cause. It continues on until Wednesday afternoon. We have spoken to managers, now a manager of claims. He finally says it is approved to fix the leak but they will only pay $285. Now they have had the estimate since Sunday and did not send out another plumber to see if it could be done cheaper. They knew the cost but refused to pay more. And then after 4 days they inform us that the flooring, baseboard and drywall are not covered. So I have turned them into the BBB, NM insurance office, Attorney General, and now Consumer Affairs.
4 days without water, 3 hours on the phone, a bill of $664.56 that we had to pay because they didn't have a plumber. What plumber would work for 3 hours for $285?? We canceled our 2 year extension and are getting or money back. Oh and it takes 5 - 7 days for them to email the reimbursement form and 30 days to issue a check. Can you ask for a worse company which show no good faith in their insurance. Run away people!! Oh and we are 74 and 75 years old and my husband is 90% disabled and they left us without water for 4 days.

Reviewed July 9, 2026
Based on my experience, I would strongly discourage anyone from choosing Select Home Warranty. Nearly every claim I submitted was either denied or approved with minimal support. The most frustrating example was my dishwasher claim. Although the claim was approved, Select applied depreciation and offered only $50 toward a replacement dishwasher that would cost approximately $800 to replace. The payout was nowhere near enough to cover the actual expense.
A home warranty should provide meaningful protection when appliances and systems fail, but that was not my experience. After paying for coverage and receiving little value in return, I feel the policy was not worth the cost. Read the fine print carefully before signing up. I would not purchase another policy from Select Home Warranty and cannot recommend them to other homeowners. If I could rate 0 stars I would.
Reviewed July 9, 2026
I don't see no stars. This company is the devil. I'm warning you, don't buy into their pitch. You will regret it, I promise you. Used car dealer will at most give you a CAR. RUN AND DON'T LOOK BACK.
Reviewed July 8, 2026
If I could give you -10, I would. Do not use this company as they are dishonest about their services. When you need to get something fixed like an appliance, they don't even bother to send a repair service. They offer you minimum amount like 30 percent of the original value. Every other company that I used in the past, they either fix or replace the appliance. This company is a complete rip off. Don't waste your money, they are cheap for a reason. I have never been able to use their service. Wanted 2 years with them, cancelled today. They still charged me 75 for canceling. Even though they failed to deliver any services.

Reviewed July 8, 2026
I would stay away from this company. They lied to me about the coverage and being able to change policies between homes, doubled price without notification, then canceled my policy effective immediately, even though the request was made to cancel at end of month. The customer service is horrible; they never return calls or respond to emails in the time frame they give! The reason I was given for the price hike was inflation. It's not the price that was the issue; it's the lack of notification. I would rate less than 1 star if I could.

Reviewed July 8, 2026
I sent in my claim over the weekend and did not receive any feedback until Monday and had the technician come out late Tuesday. He told me that the air conditioner motor had to be replaced and the claim was denied due to electrical. According to my contract the motor is covered under section 6.3.6. Air Conditioning (Central).
"This Agreement covers the primary floor air conditioning unit of the covered home. This Agreement covers the following air conditioning components: (i) Condenser Fan motors; (ii) compressors; (iii) condensers; and (iv)thermostats (v)Capacitors (vi)relays (vii)Contactors (viii)pressure switch (ix)thermistor (x) cut in switches (xi) transformers (xii) Start Assist (xiii) defrost boards (xiv) Blower motors. Excluded: window, wall, portable air conditioning units. This Agreement does not cover (i)Freon; (ii) geothermal systems;(iii) air filtration systems; (iv) humidifiers; (v) condensation leaks; (vi) mismatched systems;(vii) freon leaks;(viii)damage caused by freon leak."
They referred me to the company and I could pay them directly to fix my issue which was replacing the motor. I contacted another company and their cost was half of that of the company Select Warranty sent out. They will not pay for the other company to fix my motor and I'm out 85.00 service call for a company that was trying to rip me off. I was also told I could pick my company in the beginning of the coverage. I think this is incredibly shady and I'm very disappointed.

Reviewed July 8, 2026
This company is the worst. Don’t get sucked in by ratings because they really are incorrect. The worst by all means!!

Reviewed July 7, 2026
On my hot water tank, the pilot wouldn't stay lit. I turned in a claim, and after 3 weeks they finally told me to find my own tech to give a diagnosis since they couldn't find one. They did give me 1 company to call and it was 11 1/2 hours away in Massachusetts. Everyone knows that on the hot water side of a tank the pipe sweats, so there was a little water deposits on it. They denied claim, saying any corrosion is not covered. So basically they have an out on any claim you have that has to do with water because water does leave deposits and corrodes. Then, when I wanted to cancel policy, they wanted to charge me 75 dollars just to cancel. What a rip-off.
Reviewed July 6, 2026
I DO NOT RECOMMEND THIS COMPANY! They will rip you off; they are unable to hire qualified contractors leaving you to fix your own problems. I bought the Select Home Warranty on 2/9/25 and prepaid for 5-years with an additional year free. The warranty period was 2/9/25 to 2/8/31. I had a claim on 11/3/25 where SHW coordinated with a local heating and air company which came out to diagnose the system in which I paid $65 on 10/14/25. The heating company recommended replacing a control board pending approval from SHW. Instead SHW ordered the control board and the heating company refused to install a part that was purchased by someone else other than them. SHW was not able to find anyone to install their purchased part when they told me to find someone myself to install the part. I ended up hiring another company and paid myself in order to get the heat back on.
SHW would only reimburse $144 of the $587.33 bill from the company I hired. I ended up cancelling my remaining SHW agreement and SHW deducted from the refund the amount paid out for the previous claim even though charging for the warranty period in effect. On 4/6/26 I received the refund of $1,267.07 of the original amount paid of $2,362.47 costing me $1,095.40 for the 14-month period. SHW was not able to find any contractor to do the work necessary leaving me to get the repairs done myself. This company will leave you hanging when you need them the most. I recommend not doing business with them.
Reviewed July 6, 2026
Do not trust Select Home Warranty's "Platinum Care" plan! I have a structural copper water line leak inside a ceiling cavity that impacted a downstairs neighbor. Despite my policy explicitly listing "Plumbing System" base coverage, and the terms explicitly stating that water line leaks and breaks are covered, their management team is refusing to authorize the repair. Complete physical and visual access has already been granted.
They initially accepted coverage and assigned a plumbing agency; but then the plumbing agency went unresponsive without even looking and SHW subsequently sent three completely different, conflicting denial letters in a single hour. Now, a supervisor is trying to claim that a major structural copper pipe replacement inside the ceiling is an uncovered optional "cosmetic plumbing fixture" like a faucet knob. Their bad-faith delays have gone on for weeks, forcing me to face a potential property damage dispute. Select Home Warranty distorts their fine print to avoid paying high repair costs. Avoid this company. (Claim #**).

Reviewed July 5, 2026
I was a customer of Select Home Warranty and this was my first time filing a claim. It has been an incredibly dishonest and frustrating experience. When I discovered a water leak in my wall, I followed the proper procedures and reported it immediately. Instead of providing a technician, the company informed me they couldn't find a contractor to assist and instructed me to find my own. I hired a great local company, Plumbing 911, to stop the active water damage to my home. The experience then turned into a 45-minute ordeal where I was forced to sit on hold while Select Home Warranty haggled over the cost of a standard valve. It was clear their priority was finding the cheapest possible part rather than helping a paying customer during an emergency. Because of the active leak, I authorized the work and paid Plumbing 911 their full, honest rate out of my own pocket.
hey did a great job, but Select Home Warranty immediately denied my reimbursement claim. To make matters worse, instead of honoring their contract and paying the invoice, Select Home Warranty simply refunded my monthly premiums to force a cancellation of my policy and wash their hands of the situation. This company is happy to take your money, but the second you have an emergency, they will haggle over pennies, leave you holding the bag, and drop your policy just to avoid paying a few hundred dollars. Do not waste your money on this company.

Reviewed July 3, 2026
I have had this service for almost 4 years, and had renewed during that time. Claims are addressed immediately and the copayment is low. Great service.
Reviewed July 3, 2026
Started a claim on May 5, 2026 and as of July 3, 2026, Select Home Warranty has done very little. They first assigned my claim to a firm more than 300 miles from me. Next, the firm assigned was more than 700 miles away. I never received any contact from the first, and only received any from the second after I initiated it. I finally got my own technician to come evaluate, diagnose, and estimate the needed repairs. I emailed the information to SHW. That was a week ago. Today, I got an email telling me that they were studying the information and I would have a reply within 48 hours. With this being Friday and tomorrow the 4th of July, I doubt I'll be hearing anything until Monday. Meanwhile, I have replaced the broken item. I would not recommend getting a policy with Select Home Warranty.

Reviewed July 2, 2026
DO NOT do business with Select Home Warranty. They make it impossible to do business with them or get appropriate reimbursement from them. Even with their Platinum policy. They undervalue your appliances and make it difficult to resolve anything. I do not trust them nor recommend them!! Caveat emptor!
Reviewed July 2, 2026
I got this warranty after the reps kept calling me saying that they have contractors in the area if I have an issue then try to sell me in on more months of the service contract. Glad I did not do it. Had an electrical issue. They did not answer for almost two weeks. Finally they told me to get someone in to check it. So, I did then they said it was not covering wire tracing and upgraded wire. But its services contract said it covers ALL Electrical System, so I said I know you cover junction boxes, etc. So put in another service order and YOU find the electrician because I am not about to do your job for a service I already paid for. I am a disabled Veteran, and I look at all of the complaint. How are these people still in business, so I told the rep on the phone I want a refund of my money now. Or put in another service order. This lady said you have to wait 30 days before you can put in another service order. Scam!!!!
Reviewed July 1, 2026
I do not recommend using this company. They increase your rates without allowing you the option to cancel. They hide contract information in the fine print. They will not allow you to cancel. They nickel and dime you.
Reviewed June 30, 2026
Select Home Warranty is not good. I put up the claim for breaker. they sent technician and he did not do anything and said nothing bad and took $65. I called my own technician, who showed me the burned breaker. Few days later, I put up the new claim for AC continuously running, SHW declined my claim that they want to see my AC replacement invoice, due to previously I had the Carrier AC but last year I replaced the AC which is Concord. Why they want to see new AC invoice as proof when they say that they will cover appliances no matter how old or new they are. They are cheater.
Reviewed June 30, 2026
Select Home Warranty was very nice and thorough. But it will take time for me to see if they actually provide everything they said. If they do, I will sing their praises from my roof. Thank You.
Reviewed June 29, 2026
This is a total scam. I have had multiple claims and nothing went as expected. For instance, my AC went down for a frozen compressor. Technician diagnosed as frozen compressor and because of that it was blowing fuses. They told us the claim was denied because there was a freon leak. We disputed it and they came back that it is an was an electrical issue and they don't cover it. Obviously they are going out of their way to not pay out any money.
Honestly they are probably not worse than any other home warranty. They are all a joke. I would never buy one again. BTW, the sales people will promise you the world and they are all speak great English without any accents. Once you are on board everyone you talk to is foreign and some can barley speak the language. I'm sure it's not a coincident. I asked one customer service rep how she sleeps at night knowing what they are doing is so unethical and she basically said it's better than being homeless and living on the streets.

Reviewed June 29, 2026
I have had an extremely disappointing experience with this company. Every claim I have submitted has been denied for one reason or another, and this latest claim is the final straw. I specifically paid an additional premium to have my septic system covered. The documentation I received clearly states that septic system coverage is included. After submitting my claim, I called and was informed that it had been approved. Shortly afterward, I received an email stating that the claim had been denied.
When I called back to ask for an explanation, I was told that the previous representative "must have been confused." I then asked where, specifically in my contract, it states that this particular component is excluded from coverage. No one has been able to point me to any language in the contract. Instead, I was told that because the item is not specifically listed in the contract, it is not covered.
That explanation is unacceptable. If I paid extra for septic system coverage, I expect the components necessary for the operation of that system to be covered unless they are explicitly excluded in the contract. Denying claims based on exclusions that are not clearly stated is both misleading and extremely frustrating. I am very dissatisfied with the way this claim has been handled and with the inconsistent information I have received from your representatives. DO NOT PURCHASE ANY PLANS FROM THIS COMPANY!! THEY ARE A JOKE!!!
Reviewed June 29, 2026
I submitted a claim online on June 22, 2026 about the anode rod in my hot water tank going bad. Within an hour a young lady called me and asked me to describe the issues I was having. I explained to her that there was a smell of rotten eggs when I turned on my hot water or flushed the toilet. That's how I knew the anode rod was bad. She told me that someone would call me in two days.
After not hearing from anyone I contacted your company again. This time I was told that my claim was denied even though no one had come to my home to check the problem. That is unsettling to say the least. How can you deny a claim and not know what the problem is. The gentleman that I spoke to today told me that no technician was dispatched to save me money. I call BS. Then he wanted to charge me $75.00 for cancelling the service with your company. All of this is unacceptable and either my problem needs to be repaired or I need the contract terminated. If I could give them a negative star I would.
Reviewed June 29, 2026
This is the worst warranty company. I have been a member for 6 years and they have failed me several times over! They promised to compensate me for the work I had to get done out of my own pocket. They asked for me to submit the invoice, I did several times and they never responded. Just recently they denied yet another claim falsifying the reason but digging for any loop hole. As a result I am having to swallow the entire cost of 8000.00. You would’ve thought they could’ve offered a discount for being a customer. No… I highly doubt not recommend this company unless you want to lose tons of money to a company that never benefits their customers. If so had 100.00 for every denial claim I received from them, I would be a millionaire.
Reviewed June 28, 2026
DO NOT BUY. Dangerously poor service. My AC died during a 100+ degree Texas heatwave. The technician diagnosed a failed capacitor and quoted $450. Select Home Warranty refused to authorize an immediate emergency repair, stating they needed "a few days" to think about it, leaving my indoor temperature at a dangerous near 90 degrees. When I called 2 days later to tell them the heat was a severe health hazard, customer service giggled and said they would fix it soon. I had to pay a local tech $115 out-of-pocket to bypass them and fix it safely.
Days later, without ever telling me their decision, they mailed a loose, unbranded part to my house which my licensed HVAC tech refused to install due to safety and liability. If I had waited for them to get it fixed, it would have been 6 days in 100+ degree heat and I have a dog. Now they are hiding behind a broken website portal and closed departments to prevent me from canceling my 3-year contract. Shoddy and unconscionable business practices. Filing complaints with Texas TDLR and the Texas Attorney General.

Reviewed June 25, 2026
Be very careful and thoroughly review the fine print before signing up with this company. I purchased a policy after being told that my pool and spa were covered, with coverage amounts discussed in the thousands of dollars. After the 30-day waiting period had passed, I opened a claim because my pool heater and pump stopped working properly and my jacuzzi jet pressure became very low. The company was unable to locate a technician in my area and asked me to find one myself. I did so, obtained a diagnosis and repair estimate exceeding $2,000, and submitted all requested documentation.
What followed was a series of changing explanations. Initially, I was told the repairs would be covered. Later, I was told I would receive $400 for the pool issue and $400 for the spa issue. After that, the amount was reduced to $150. Most recently, I was informed that nothing would be covered because the equipment was "not repairable."
The explanation and reimbursement amounts changed multiple times throughout the process, making it very difficult to understand what was actually covered under the policy. My experience has been extremely frustrating, and I would strongly encourage anyone considering this company to carefully review the contract terms and ask detailed questions about coverage, exclusions, and claim procedures before signing up.
Reviewed June 25, 2026
Completely worthless for warranty company. Slow response, slow reimbursements, low ball payments and really slow on getting repairs done.
Reviewed June 25, 2026
Select Home Warranty is a complete scam. They are quick to take your hard-earned money for a premium, but the moment you actually need a repair, they completely vanish or invent endless excuses to deny your claim. Here is exactly how they cheat you:
The "Ghost" Technicians: You will pay your service fee, file a claim, and then sit around waiting for weeks. They either assign a technician who never shows up, or they claim they "can't find a contractor in your area" and force you to do all the legwork yourself.
Constant Lies & Runarounds: Their customer service is trained to mislead you. Every time you call, you get a different agent who promises a manager will call you back or that your claim is "under review." It's an endless loop designed to make you give up.
Bad Faith Denials: They will use any microscopic loophole in their fine print to deny legitimate coverage. Air conditioner breaks down? They’ll claim it was a "pre-existing condition" or blame a lack of "maintenance records" just to avoid paying a dime.
Reviewed June 24, 2026
I called after I started getting my pool ready for summer use and found the pump was dead. I called Select Home Warranty, the very first time and waited for over a week only to have Nobody call me. Then they said I could get someone and they would reimburse me. No! I pay for them to set things up. So, I call to cancel my Service and the Agent argued with me about cancelling saying he needed a reason, I had already told him a couple of times why. I would give them a negative star rating, but it doesn't have that option. Oh, then they charged 75.00 for cancellation!
Select Home Warranty Company Information
- Company Name:
- Select Home Warranty
- Company Type:
- Private
- Address:
- 1 International Blvd #400
- State/Province:
- NJ
- Postal Code:
- 07495
- Country:
- United States
- Website:
- www.selecthomewarranty.com


