Select Home Warranty Reviews

Mike ** was great, respectful, very helpful and patient with me. He gave me great information and I was sold. He was very understanding of my situation and gave me some suggestions and time to think about my decision.

I just called to renew my policy and the guy that answered, Greg, he said...was so abrupt! I told him I was "considering" a renewal as the policy expires tonight. I've received dozens of text messages urging my renewal, The last one was 50% off....when I called he rudely stated that will be $500.00. I told him I have other companies offering lower rates on the back burner so not interested. He asked, how much? I said $375.00. He said he might be able to get approval from his manager. I said fine. He then wanted a credit card number... I asked, "Did you get approval from your manager?" He said, "Yes, he's sitting right next to me". 🙄... Yeah right! Liar, such scam artists! Now I have total buyers remorse. Don't use this company.

Select Home sales representative Lucas was very helpful with my new home warranty policy for my first home. As a first time new homeowner you have several questions regarding coverage of the everyday items in your home used. Lucas went over each item that my home warranty would cover along with pricing options that were affordable to my budget. The coverage provided in the Select Platinum package offers affordability without compromising coverage. I no longer have to become anxious and scared at the thought of something happening and needing fixed or replaced. Peace of mind is what Select Home warranty offers.

JP was very professional, courteous and knowledgeable. He answered all my questions and worked with me to find the best plan for the best price. He was easy to talk to and was clear and concise. I would recommend JP and Select Home Warranty.

Representative explained program very well and gave me all available options. He was a pleasure to work with and I am very pleased with my purchase. This saved me a good deal of money over my current home warranty.

I had a great experience. Select sent text information after I inquired online. I called and was assisted by a very informed and friendly agent who answered all my questions. The price was great. It was a very easy process and I received my policy via email within minutes of purchase.

I purchased a home warranty and the first time time I have to use it is for a circuit board failure on my central air conditioning unit. I pay the $75 service fee per my contract, however Select Home Warranty denies my claim because they want 3 years of maintenance documents. Maintenance documents would not have made a difference for a circuit board for a 10+ year old air conditioning unit. They just do not want to pay for this repair! I have recommended them to others but have quickly called said friends and real estate agents to cancel plans immediately!

We commend Dylan not only on his excellent customer service skills! But also his knowledge and expertise in policies and procedures. He was very patient and courteous and explained everything in detail !! He gave us opportunities with various options and we’re happy to be covered for our home for repairs and replacements if need be! Thank you, Dylan!

I am a truck driver and I was out on the road till our sewer backed up. I filed a claim and waited. 48 hours later and nothing. I called them and they said we had no one in the area and so to find one ourselves and submit the receipt for reimbursement. I did just that and got denied. Tried to cancel my service with them and they kept hounding me to keep them. Poor service and customer service. Would not trust them to take care of my pet rock.

I had a pleasant experience with the CSR who assisted me. The rep remained polite and professional even when I did not allow him to upsell me on an extended warranty. I appreciate his patient tone and demeanor throughout the call. He did a wonderful job handling my call.

Select Home Warranty was highly ranks in several of the listed I looked at on the internet. The Select Home Warranty representative was knowledgeable and very helpful. The representative made it easy to switch my home warranty to Select Home Warranty and I saved over $1,500 in the process.

The agent was very helpful, polite and professional. The only problem that I have, and I'm not sure who's problem it was, but the reception was a little scratchy and cut out occasionally. But the agent, Richard, was very helpful, kind, and friendly!!!

Overall they try to do their best, it seems as if every time I contact them it cost me time and money. Rather than replace my oven, I had to entertain the repair man several times. There needs to be a more seamless process, this current one is not ideal.

I looked up several home warranties, Select Home Warranty answered all my questions, I was very satisfied with the results. I feel confident in my purchase and I hope that it will be a long lasting purchase...

I had great customer service with Select Home Warranty's representative. He was very knowledgeable and thorough. It only took me about 15 minutes to sign up and their premiums were cheaper than everyone else I tried, for the same coverage.

A+, Jake was knowledgeable and forthcoming and wanted to help straight out of the bat and not mislead like other insurance companies do. Looking forward to many years of a fruitful relationship. Thanks!

I am so disgusted with the service! I have a pool issue and they sent an electrician to take 3 photos of the filter!!! They denied the claim shortly afterwards! Still have not had a pool specialist come to the house! I have submitted documentation of maintenance we have done over the past several years and still not getting anywhere!

Very poor coverage. Denies most. Major runaround for claims check. Never got a check for one last year, gave up on calling. (Left on hold forever) fighting another one now. They bank on you giving up.

Connor was lovely to deal with after getting frustrated with AHS. After years of increases in annual premiums and service call costs, a price lock guarantee for 3.5 years with a base cost for 3.5 years costing less than 1 year for AHS was very appealing.

I have had Select Home Warranty for 3 years because of the yearly cost is a little lower than most. However, my garage door opened. Stopped working, it was not covered because the springs were the problem. Garbage disposal, received $75.00 total; cost to buy and replace was $200.00. Washer gave out; received $100.00; after the $65.00 service fee; received $35.00 for a new washer. Had a shower that was stuck; could not turn it on; nothing covered on that at all. Check the fine print, they knew the house was older and pretty much covered nothing.

The representative was very helpful. He offered various options and considered my age and financial status, as well as veteran status. I was impressed with his ability to answer any questions that I asked. I was successful in securing a home warranty that is comfortable/affordable/adequate for my needs.

Had a existing home warranty with another company. Was not happy with the service so I changed it was cheaper so I'm hoping is very good. Very friendly. So I made the switch. Be very interesting the first time I need service.

Jeff ** was excellent in getting me the coverage I needed to protect my home & at a great price. I was even able to add my septic, pool, & hot-tub for coverage. Now I can rest easy that my home is covered. Thanks again Jeff ** working with your supervisor to give me the best deal that I could afford.

I have a bad and awful experience with Select Home Warranty. They cancelled my policy and charged me $150 for cancellation and service fees which never happened. They are just worse and have no sense of helping customers. Select Home Warranty denied my claims two times, and they charged me monthly fees every month. I just wanted my $150 to be refunded to my account as I have never received their services and I got charged for nothing. I contacted my bank to dispute those unauthorized charges. They are liars. They did not fix my issues nor provide me a diagnostic. All they want is your money. I am so disappointed. I would never recommend anyone to sign up with them.

Kyle was very helpful explaining the various plans offered enabling us determine the best plan for our needs. We can rest assured that any unforeseen circumstances that arise will be manageable for us financially.

I called to inquire about a warranty for my home. Ed walked me through the coverage options and details. He answered all of my questions regarding the plan options. He provided excellent customer service.

DO NOT TRUST THIS COMPANY! Purchased two policies and paid for 3 years. Initiated an initial claim and it was initially denied. They then offered to provide $400 towards the amount $900. After learning my $65 service fee would not go towards the repair. I had second opinion done with a different company for no cost and what I was initially told was the problem with my AC was NOT the problem. This was confirmed when I paid for a 3rd diagnostic from different company! I was so upset, I called to cancel both policies. They want to deduct the $400 they were going to give me towards the repair from my refund!! It was never paid to the company they sent out, and the problem was not correctly diagnosed!!!!! I am still fighting with them!!!

When I called the 1-800 number to find out information about Select, the representative (Alan) was very friendly and was able to answer all of my questions. It sounds like it's going to be great, so I signed up!

The representative, Wayne **, was knowledgeable and helpful. He got me a budget friendly price for the coverage for all my appliances and services. I checked with a neighbor-friend, who recommended the company.

Daniel did an excellent job of explaining everything each time I have contacted him. I can't think of anything anyone else could have done a better job.

Had a very good experience with your representative. The only drawback was having to pay $2600 upfront instead of yearly. It would have been much easier if I could have paid the premium on a yearly plan.

I had a most pleasant conversation with your representative, Daniel. He gave me much information and reassurances regarding my service contract. He is a great asset to your company. Sincerely, Florence C. **

My experience with Mike ** was very professional. Mike explained how the Select Home Warranty coverage and claims process works, how to submit a cancellation notice and options for additional coverage. The only setback was I felt Mike was a little rushed in his presentation of the warranty

Great experience setting up my home warranty with Jake! Thank you! He was able to get me into a great plan with great coverage and the company offers great perks! I was surprised with everything he was able to provide me over the phone. Everything is covered in my house now, so I no longer have to worry in the near future about anything.

I have been with another warranty company for several years and was unsure about changing. After looking in to Select and starting the process, I received a phone call from Mike. He was very knowledgeable and patient. He was willing to answer all my questions and Select seems to be so much more affordable. I’m looking forward to using this company.

The agent was very knowledgeable and left me very satisfied with the information provided. He went through every question I had. I would recommend to all my friends. I’m very happy either way, the outcome.

Professional assistant, with helping make the right choice for our home protection, if there's a problem with our new home, a dedicated service that can be depended if ever needed, will remove any stress from the cost of repairing our home. 🏡

It was a pleasure speaking with Sean. His knowledge on my choices was amazing. He answered all my questions and concerns. I was able to receive 6 months free with my purchase of 3 years. The pricing was very fair based on my review of 3 other companies and the reviews I read were very good. Thank you for now covering my second home.

Very nice to work with lowered payment from the old companies. AHS BY HALF THANK THEM. Locked in for 3 years. Cut my service calls by 15$. Means allot to a senior citizen. Thanks again Jack. Awesome service. Talk to you in future. Dusty **

Easy to deal with. Clear and calm. Answered all questions. I was uncomfortable about using contractors I don’t know but he made it clear on the process and easiness of doing a claim. I would recommend this to anyone to protect you as a homeowner.

If I could give them 0 stars, I would! I've dealt with home warranty companies and this has to be the worst! DO NOT USE THIS COMPANY!!!! They are fraudsters. They will just take your money up front and not service your home or try to help. Their portal is basically useless, only good for filing a claim and nothing else. You have to call to check on a claim, find repair people, etc. Wait times on the phone averaged 40 minutes!!

Chase responded to my questions thoroughly through email and also when we wrapped the deal up via phone. Pleasant and informative. He assured me there were plenty of technicians in my area as well as informed me as to how to handle transactions where I have a long time technician who understands my systems when I would like to use them.

Signed up for a new home warranty plan from Select Home today. Process was very simple and agent spent the time to review and clearly explain all the available options. There was no pressure to select higher cost plans. The agent worked with me to select the best plan for my situation. Would highly recommend warranty company for anyone looking for a home warranty program.

J.P. Was wonderful. Had to call him back 3 times and he was pleasant and professional each time. He explained in detail the plans offered and assured me the one I chose would be good for me, new home buyer. I appreciate that.

My rep was very personable and did give me the hard sell. Looking forward to working with Select should the day come when I need it. I have had other home warranty policies with other companies in the past. From what I can tell, I will love using them!

Filed a refrigerator claim on 2/18/2026. After delays, they denied it saying my 9.5-year-old fridge was covered by LG 10-year warranty. That turned out to be misleading— the LG technician confirmed the warranty only covers the compressor, while the problem always involved other parts (~$500 repair). I reported this back, and then… nothing. No follow-up, no reimbursement. After nearly 2 months, I’m still being told to “wait 5–7 days” for a reimbursement form that never arrives. As of 4/15/2026: $0 paid. Poor communication, endless delays, and no accountability. Think twice before signing up.

Mr. ** was very professional and helpful the entire process. He understood all of my concerns and addressed all my questions. Mr. ** was also transparent with the standards and the agents I would be associated with. It was a pleasure talking to him about a potential relationship.

The best price and professional service I have found. I had one of these contracts years ago and it took over 30 days and lots of phone time to get my washer fixed!! I had to go to the laundromat all that time, lots of wasted money.

I’ve had a very good experience with Select Home Warranty. My service request was acknowledged quickly, the contractor arrived on time, and the repair was completed the same day. What stood out was how easy the process was — no runaround, no upselling, just straightforward service. If you want a warranty company that communicates clearly and handles issues without drama, Select is worth considering.

Smooth, simple, and professional. The sales rep made choosing a home warranty quick and stress‑free. I appreciated the follow‑up call after signing the contract—it shows they actually care about customer experience.

Connor ** is my Account Representative. He was very nice and helpful. He answered all our questions. I have used a competitor company for 11 years and never talked to a rep that pleasant. He was very quick getting information to us. He responded immediately when we sent an email with questions.

Select Home Warranty is the worst home warranty I have ever had. They look for every reason not fix broken appliances. They claim a Fridge that I have owned for about 10 years is still under manufacturer warranty and I should get with Frigidaire for repairs. This is despite that I have Coverage Plan: Platinum Care.

This company was probably the worst insurance experience I have ever had. After two years of accepting two claims that totalled 483.61. I had another claim that was going to total 650.00. They were going to send a plumber from 500 mi away and when I objected, saying there were good plumbers in our own state, I was told to get someone local and they would cover it. I did that and they refused the claim. I was angry and they said I could cancel the policy but would have to pay back the previous claim they paid of 483.61. They went ahead and cancelled it on their own. I am receiving 1148.61 for unused time forward, had to pay back my previous claim and I still owe the plumber 650.00.

I was called quickly and provided quick help. Chase provided me with multiple options and informed me of the best options and even promotions that are current. Thank you very much and I look forward to working with you.

Worst customer support. No support at all. Called multiple times for help and no progress. Claim has been sitting there for 3 weeks between assigning technician ordering parts and also using fine prints to charge me out of pocket. No supervisors available to resolve issue, one of the representatives was just putting me on hold then come back with same unhelpful messages. End up paying out of pocket, plus visit. Not recommended.

The process for filing a claim is simple. It can be a little slow at times depending on what broke. The first policy I ever purchased was a little clunky and it took around 2 months for a solution but overall not a bad price for what you get.

JP assisted me and he was polite and helpful with my questions. He listed all that my new policy covered. I would refer all my friends and family to Select Home warranty. I have peace of mind knowing that my whole house now covered.

My rep, Johnathan, was amazing and walked me through all the options that would best suit me after I closed on my home. It was a huge relief to find out that I was able to cover all the items I needed at home and lock in a rate for 3.5 years! Thank you all!

Select Home was half the price of my current home warranty company, and they offered the same services. The customer service was excellent, and there was no hard selling, so the process was straightforward and honest.

Service at the call center was very quick and helpful, getting me the exact information that I needed at setting me up with an improved and somewhat personalized plan. The website was less helpful, directing only towards a limited selection of plans with missing details. I recommend calling and speaking with a representative.

Liked the fact that he worked with me to get me a better deal. Nice voice, and had a good bedside manner. This is a reliable company from everything I read. And I'm elderly and can use all the help I can get!

I called select around 8 pm on Sunday. They still picked up and provided service. Alan was very polite and explained clearly. He tried selling me other products but was courteous and did not push unnecessarily which makes conversation much easier.

Ed was nice but there is a discrepancy with the service call price. Was supposed to be only $60 but my policy is saying $75 so definitely calling back about that. Covers lots of items inside plus hvac and roof leak issues.

My representative name is Mike ** and he explained every detail and review my Appliance in my home. Inform me of if planning to live in our home for five years or more we could save more on the warranty plan and also receive military discount. I purchased a five year warranty and receive one year free. Answer all my question. It made me feel comfortable and a better understanding of what items will be covered. Great job.

I tried to file a claim #** in December. The company that they assigned to me wasted my time. I tried several times to make an appointment with them and when I finally was able to get one, no on showed up! No phone call, nothing. Then today (4/13) I finally was able to try again to refile the claim, the person I was speaking to kept putting me on hold (why I don't know) and then a half an hour later, asked me for all the same information that I provided for the original claim months ago! At this point, I told them I would have to call them back in a few weeks or a month. They waste your time and are not worth the money. The never respond to your claims or take an hour phone call to submit one!

Zachary was very helpful in renewing my policy. He was very knowledgeable about the products offered. He offered me more options to consider. Thank you for your help. I hope to be able to use this service again.

They were extremely helpful and very convincing in the best way. They really took the time to understand my needs and worked hard to find me the best deals possible. I truly felt like they had my best interest in mind and were committed to helping me out. I highly recommend their service!”

My rep answered my questions and the process was very easy to come on board and leave my other home warranty company. My other company's rates are outrageous so this made the decision to come to Select a warranty a no-brainer.

JP was so easy to work with. He answered all my questions and concerns. He helped me make an informed decision on what I wanted to do. He never made me feel pressured. I wish all salespeople were like this.

The rep was extremely pleasant. He made sure I had all the relevant promotions that resulted in financial discounts which I appreciate. The rep made sure the policy selected would cover my home and meet its needs.

Received an advertising flyer in the mail. Our current home warranty with another company was coming up for renewal, so I thought I'd call SHW for a quote. They were about 40% more affordable for MORE benefits and coverage. Agent Jake answered immediately on a Sunday morning! He worked with my budget and offered a great deal for a multiple year contract. Highly recommend Jake as your contact.

The representative I worked with was absolutely fantastic. He was incredibly knowledgeable, took the time to thoroughly answer all of my questions, and made sure I felt confident every step of the way. His professionalism and patience really stood out, and he made the entire experience smooth and stress-free. Truly excellent customer service, I couldn’t have asked for a better experience!

I wasn’t sure what to expect honestly, as so many reps are just trying to make sales to get commission. The representative who helped me went above and beyond to help get me the right plan and the right discounts. I am so glad I spoke with him!

It’s my pleasure speaking to Jefferson ** (JP). He was polite and did an excellent job explaining the best coverage and promotion. I am very impressed and satisfied with the knowledge he has.. Thank you, JP

Prompt, courteous and understanding. Had a small contract issue that was resolved. Hoping the coverage is as great as is represented. The optional coverages are bit confusing, but they did help explain and verify it all. Will be utilizing them for a claim soon. First-time user.

Just signed up for home insurance and the service agent Dillan ** was very nice and very helpful. Don't have any reviews yet about service for repairs, yet but so far it's been a great experience!

The coverage provided at the cost for the plan is very reasonable. Similar plans with other companies were a few hundred dollars more. I withheld a star for two reasons. First, the salesperson was very pushy with trying to sell a multi year contract. While I appreciate the information and understand the benefits of doing so, I shouldn’t have to say no a few times to move on from the subject. Second, I had to call back two times to have the email of the contract sent to me. Having said that, I believe I made the right choice with Select based on the cost for coverage.

I have had to call your customer service at least 3 times about my pipe leak which has been going on for months, and all I got was the run around and we authorize up to 100.00 dollars for a licensed plumber to dx the problem and then fill out some forms for reimbursement, and if they can fix you'll have to pay out of pocket for the repair and then well reimburse you. If we could afford to prepay out of pocket for repairs to what was broken. We wouldn't need your service now, would we.

I have never dealt with a company like this before and I have had other warranty companies. If they can't find a company to service, you they ask you to find one in your area and they will pay you after you pay the company that did the work. Well, I did that and they take up to four to six months to repay you back and that is after you call them two to three times a week. I have a report in for service on my dryer. It is now over a week and still no service company yet. You be the judge if this ever gets up on the review board.

I spoke to a number of warranty companies and the rep at Select Home Warranty was able to understand my needs and was able to provide just that. I was happy to work with him and would not mind working with him in the future. We have not had to use the service at this time, but it sure does feel good to know that we are covered in case we do need something.

It is the biggest scam company. Do not trust this company. They are nice when they're trying to hook you up. After that You're done. If I have the option to give this company zero star I will do that. SCAM. SCAM. SCAM.

Bruce ** was the sales rep that helped me. He knew the product and understood my position not only as a homeowner, but also as an experienced real estate agent. Bruce got us a great deal on a warranty and I could not be happier.

Salesman was polite and was able to work within my budget. Have not used service yet but hope that the same customer service is applied. Salesman Kyle was able to get my warranty to a price I could afford and was able to do monthly payments.

They had the wrong address on my policy. It wasn't even close. Wrong street address and wrong street. Anyway the phone rep in the morning hours was able to correct it. So I am happy. I don't know how they had such a strange mistake. But she corrected the address and now it is the correct address.

We got this as part of our agreement when buying our house, and were bullied into extending the plan, but eventually discovered they will find a way out of fixing anything. The list of exceptions to what they’ll fix is disgraceful. The only thing they agreed to fix was our dryer, which was basically new, but the first guy they sent didn’t fix it right so we had to pay again for someone else to come fix it, and even that was a massive pain. I’m not fully convinced it’s a legitimate business.

I’ve had a home warranty, with several companies over the last 15 years. I went with this company because unfortunately they were the only ones I could find that serviced the area of the home we just purchased. BIGGEST mistake. Made all sorts of promises, including the amazing my rate will not go up for life which is what duped me. Well my pool pump went out. Seized.

Purchased a 5 year contract on 10/19/2025 for $2494.70. On 3/10/2026 I placed Claim #** to get my dishwasher repaired. A technician came out on 3/12/2026 and collected the $60.00 service call fee. I explained the dishwasher would only run for a minute and just shut down. Tech felt the control board was bad and ordered a new one for us. The control board was delivered on 3/25/2025. On 3/26/2026 I texted the tech letting him know we had the part. Never heard back. Called his number twice on 3/3032026, VM was full.

I just signed up with Select Home Warranty and liked the options I was given, and the answers to my many questions were in line with my expectations. The agent who worked with me was easy to talk to, and he stayed on task. High level of efficiency. I would recommend him to be awarded with recognition.

Sean was fantastic. He listened to my needs and guided me through the process of selecting the most appropriate coverage. He asked if I was a senior or a veteran, then offered additional benefits because I am both. When we discussed adding an additional property, he offered an additional incentive to do so. I hope that my experience with claims is as good as with Sean in sales.

So far I am not very happy with you guys, this is my first claim and it hasn't gone well. The dispatchers can't find a plumber in the Salinas Ca area to stop a leak in my Daughter's house! She is a single mom with 4 kids and they have told her to not use the bathrooms or take showers! Hopefully you find someone fast. As I said before this is my first claim with your company and it hasn't gone well. I dropped American Home Warranty as your sales agent presented a good review of you company so I am trying out your company. I have 2 accounts with you..

It was a pleasure speaking to the representative about getting my home covered with this home warranty and I would definitely recommend this company to anyone that needs to be covered with the best warranty possible

I called to simply activate my home warranty (which is weird that you have to do that when you pay for a warranty when buying a home and choose a date where it should be activated... It's almost like they WANT you to call so they can waste your time). My rep was extremely pushy and rude. After putting me on a five minute hold he wanted to discuss options for extending my warranty. I told him politely I did not have time to discuss as I was in the middle of the working day. Then he told me it would only take a minute. I responded by saying that I was not interested. He then said "Well that is a different story than not having the time."

My representative Richard helped me very much. He helped me decide which program to go with and for how long and available discounts. I highly recommend Richard. Has your employee and my advisor thank you for your time.

I spoke with Cameron ** from Select Home Warranty and he was an exceedingly nice sales rep. He basically told me everything the policy covered and the price and he did not push any extras on me at all. I really appreciated his manner and I would do business with him again.

I'm very pleased by the sales staff, well explained of the plan and options offered. I would definitely recommend anyone to this home protection company. I can write more about the interaction but I had every explained well with a great understanding of the plan and options. Very pleased by the sale staff.

I called SHW about an issue with my garbage disposal. They were very thorough, thoughtful and professional. It was an easy smooth process. I will definitely be recommending Select Home Warranty to others.

Dylan was a pleasure to work with and was able to provide the plan that was best for our needs. I was offered a Senior and Military Discount that significantly reduced the cost of the insurance. Definitely a Best Buy. The ability to have the plan move about with us or stay with the property is a tremendous bonus.

Having a terrible time getting them to complete the repair. Paid a service charge of $150 and I can’t get an answer if the repair will be completed. Very frustrating.

It has been a pleasure doing business with this company. Mike ** was great and answered all my questions and concerns. He explained everything very well and added things I wanted to the policy.

I have been a Select Home Warranty for three years and have been very satisfied with the service I have received. That's why I chose to renew my policy with them. Good customer service and prompt. I have one less thing to worry about when it comes to protecting my home.

This company over charges for service fees. They came out determined that an item that cost over $300 couldn't be repaired and offered me $95 towards the replacement. I should have stuck with the warranty companies I have used in the past or just not used one at all. Warranty companies are turning out to be scams. I spoke to someone over the phone who tried to justify offering $95.

I was searching for a home warranty for about a week. I chatted with COPILOT AI and it narrowed my list to three companies. I went to Select website and was directed to call for a special rate. I talked to ED **. He got me signed up with my home warranty. Answered my questions and in about 5 min I had a warranty. Quick and easy.

My representative, Tony **, made the sign-up process simple. He was patient with answering my many questions. He was calm and polite, and made me feel assured that contracting with Select Home was the right move for me. The transaction process was quick and easy. I received my documents by email just as promised by Tony during our call. It was a great experience, and I am glad to now be a Select Home customer.

Agent was very informative and polite. He took the time to answer all of my questions and helped me decide which plan to purchase. I didn't feel rushed or pushed into making a decision. I will recommend to friends and family.

They were very helpful. I am very happy with their service. The price is a very great price too. I am so happy to have found this company. I feel more confident about this so I can rest better knowing my house is covered.

From the moment I filed my claim with Select Home Warranty, the process felt designed to delay and deny rather than resolve anything. Every step seemed to create a new obstacle: repeated document requests, vague requirements, and slow responses that made it nearly impossible to get a straight answer. Instead of helping with a legitimate claim, the company seemed focused on finding reasons not to pay it.

Mr. Ryan ** assisted me. He was incredibly patient and helpful. He knew what I wanted and worked diligently to ensure that I got the right coverage at the best price point. I would totally recommend him and Select to future clients and purchases.

Tony G. was informative and direct with the policy and our questions! He stated how the policy covered internal and external items such as sewage, electrical lines, gas lines and such. We decided to pay 1 time per year and he took our information over the phone. He also explained the 30 day wait period and gave us his personal work email address and direct phone number. Thank you!

I definitely appreciated the deal that I was able to receive. I’m glad that I decided to give Select a try and move on from my previous home warranty company. I felt the benefits were worth the leap. Those I spoke to were helpful in getting me started.

Select Home Warranty promotes “Nationwide Coverage, Proven Service, Real Protection.” While I cannot speak to their geographic reach, my experience raises serious concerns about the quality of their service and the reliability of their protection. First, the claims process has shifted in a way that places a significant burden on the customer. Rather than dispatching a qualified technician, I was required to locate my own service provider in accordance with their guidelines. This undermines one of the primary reasons consumers purchase a home warranty in the first place—convenience and coordinated service.

My Sales Rep was Wayne E. He was very professional and proficient in assisting me in making my decisions. I appreciated that he explained all the different options to help me make my choice. I did not feel pressured and am quite happy that I encountered Wayne. Thank you for the 5-Star Service.

Excellent customer service and care, with a very easy sign up process. The product itself is of excellent quality, and I couldn't be happier with my decision to purchase from this company. I very highly recommend this home warranty to anyone!

I took the warranty agreement in good faith. But when my washer broke down, with a water valve issue. I was told it's NOT covered, and the representative said check your contract. Section 6. It did not say anything about the water valve pacifically. But it's is a main part of the washer and section 8 where it said they could it's not economically to repair I would get a cash value for it 20% to 40%. I feel this is a dishonest way to take money from us seniors. You should have section 8 pointed out and relieved to the potential purchaser before they agree to buy your product.

Great company and I was very happy with the service and assistance. Looking forward to working with them, the rep was very friendly and answered all of my questions. I would recommend them to anyone in the market for warranty.

Agent was very helpful and friendly. Explained everything that I questioned and was very patient. Calmed any of the concerns that I had with starting with a new company. Definitely made me want to experience Select Home Warranty.

Adam was great and helped me get a warranty for the buyers of my home. Very personable and explained everything to me properly. Would use them again for sure. We have not had to submit a claim yet so can't comment there.

I am a new customer, and my representative was very kind and patient. I asked about my floor furnace heater, and he told me it was covered, because with my other Home Warranty Policy DID NOT cover my furnace heater. If this is NOT correct information. I NEED someone to call or text me to let me know ASAP from Select company. Thank you.

This is the worst company I have ever dealt with. They have turned down both of our claims we have submitted. We are out of pocket around $3,000. What is a home warranty even for? We bought an older home so yes things are going to go wrong and that is what the turned us down for. So I suggest you not choose this company when looking for one. And no one I have talked to can speak English so I couldn’t understand a thing that said.

Dylan was very helpful in explaining what was covered and what options I had in warranty plans. It is also helpful that plans don’t automatically renew in case you aren’t satisfied and want a change.

Lucas was very friendly and helpful in selecting the best policy for my needs. He was patient and offered his time without making me feel rushed or pressured to purchase anything. You can’t go wrong with Select.

1-Star Review – Select Home Warranty. Select Home Warranty has been one of the most frustrating companies I’ve ever dealt with. I submitted a service request and was assigned a technician with a scheduled appointment window. The technician never showed up. When I called, I was told they were running late—but hours passed with no arrival and no communication. Eventually, I couldn’t even get through because their voicemail was full.

Do NOT buy a policy from Select Home Warranty. They do not stand behind their policy, honor their contracts, and do not pay claims. Horrible company to deal with. A waste of time and money. It cost me more in time and repairs with the warranty policy, than if I had paid for repairs without the policy. I escalated concerns on several occasions to a supervisors, and they were rude and dismissive. Scam Company!!!

JP our Rep was very helpful in answering our questions. We have had warranty coverage before, so we knew what we wanted, and JP assured us we would get that and more. We like that the price will be guaranteed for 3 years, and we know the value of a policy like this.

I switched from American Home Shield (AHS) in Oct 25' to save a little money by going with Select Home Warranty (SHW). It is now March 26', I've only made two claims, and SHW has failed to provide service as I had been accustomed to. The first issue was a work order for my refrigerator leaking. The first technician they sent said he fixed it (didn't get approval from SHW first), but only caused it to leak more. After which, he never returned my calls or SHWs, so they sent another worker, but this time from a PROPERTY MANAGER. NOT from a plumbing repair business but from a cheap property manager who hired his own cheap workers to do work for him. That technician repaired the fridge correctly but again failed to call SHW beforehand. All told, over three weeks to get a leak fixed on my refrigerator.

Agent was very polite and knowledgeable concerning all questions asked by me. Benefits were explained to me in its entirety. This is my first experience with Select warranty. Time will tell if they are reliable.

I just signed up on this and it’s a great deal, especially for seniors and retired military. I’m on a fixed income and this service at this price is very affordable. The Services covers everything in my home including my bathtub/hot tub. My refrigerator everything including my freezer. And of course, my ceiling fans. And I called the technician to come out to fix something very inexpensive especially because I’m on a fixed income.

I previously had Homeserve with 28 OK policies. Was very difficult to deal with this company and didn’t fulfill their obligation to the policies we had so we ditch them and went with a five star company. Hoping for the best. So far so good.

Glad to have your representative Ryan ** to guide me through the process. He is knowledgeable, professional, polite and patient. I was happy and satisfied and ordered the policy. Switched from Old Republic to Select Home Warranty.

We have had nothing but good experiences from SHW. They have saved us a ton of money and wonder why more people do not get home warranties. If you are in the market SHW is the place. Their online process is easy, the companies they work with are always top notch, and the value you get for the money will be worth it many times over.

Do not select this home warranty company, every time I call for an item that has went out like my most recent item the ice maker does not make ice anymore. They wait a few days. They call and say it is a add on and I don't have the add on insurance, it's built into the refrigerator. I will not choose them again and will not recommend them ever again. Dane **

A little early to be rating. I just started the plan (cancelling AHS), but if Ryan ** is any representation of their company I am in good hands. Give that kid a raise and a promotion... Great salesperson without being "salesy".

Before contacting Select Home Warranty, I saw that Forbes rated them number 1 as a Home Warranty Company. I then reached out and discussed my needs with Ed. Ed was able to answer most of my questions but put me in touch with Ron who was able to answer all my questions and complete the transaction. Both Ed and Ron were very responsive and did an excellent job of providing me the services that I required at a very competitive rate.

I recently worked with Bruce ** at Select Home Warranty and couldn't be happier with the experience. Bruce has been with the company for 9 years, and his experience really shows. He was incredibly knowledgeable, fair, and honest throughout the entire process. He didn't just try to sell me a plan; he took the time to look for every possible discount to ensure we got the best value. It’s rare to find that level of transparency. If you're looking for someone who knows the industry inside and out, ask for Bruce!

This purchase may prove valuable if something in my home needs repair or replacement, but even if nothing breaks it gives me peace of mind, which is worth so much! The account manager, Josh, was a pleasure to do business with.

Great experience so far. No issues with hidden costs. Although I have not had a claim yet (which is a good thing), I feel good in my decision to go with this company. I didn't have to go through a pushy sales pitch and everything was explained in great detail to me.

Their service reps are incredibly helpful, working hard to ensure the right coverage at an excellent cost! Plus, they’re available 24 hours a day. I called long before most companies would answer and they picked up almost immediately. Highly recommended!

The representative was very courteous and knowledgeable and very professional. I enjoy doing business with Jeff ** And made the whole transaction really fast and smooth, and I highly recommend them.

Representative was great. Able to provide a price that fits in my budget and gives me piece of mind for repairs. Would recommend them to friends and family. Most competitors were charging almost double for the same coverage. Also able to use your own company as long as they are licensed. Great benefit.

I only gave them a 1 rating because 0 isn't there! They are real quick to take your money and don't stop talking until they get it! I tried to tell the guy I really couldn't afford it being on a fixed income, but he only cared about his "pocket". I finally said yes just to get him off the phone. If you change your mind within that 30 days, which it says on their website you'll get a full refund if you do, it doesn't happen very quickly and not before 2 or 3 people there try to talk you into going with a lower plan. After too much time on the phone, I just wanted to get off the phone, get my full refund and forget I ever heard of their company. SHW, I hope you read this and refund my money ASAP!

This is my second year with Select Home warranty and I've been very pleased with coverage and support I've received. I highly recommend Select Home Warranty. I found them to be very competitive and more than willing to work with me on selecting the right home warranty.

Absolutely the worst home warranty I have ever dealt with in the past 15+ years, the company is a complete scam. I have filed total of 5 claims for the past 2 years, none of them was resolved in a decent manner. My first claim was for my AC, they advised to find my own technician since theirs were busy (the reality is that no company wants to work with them). My claim was for $700, they paid $600, later I found that they actually bought off the AC. What kind of buy out price for an AC is this, I can barely replace the filters for that kind of money. Next, my fridge. They sent techs, the techs misdiagnosed it as manufacturer defect and apparently not covered. I called LG, it was the compressor, my fridge is 5 yr old, so luckily LG warranty covered the compressor. My washer, bought it off for $175.

I've been with Select Home Warranty for several years now and they do not disappoint. They are fairly priced. And whenever I call I always get an answer. I'm not on hold for long at all. And the people that they send out are usually really good at what they do.

Jake saved me some money when I told him I was a senior. He answered all my questions and concerns. I was concerned about getting contractors out where we live (in a very rural area). He assured me that I would be covered and there are plenty of contractors in my area.

Jeff, my representative, was friendly, informative, and very helpful in answering my questions and explaining the terms and options presented by Select Home Warranty. I found the promotional offers to be very competitive with other providers I'd spoken with, and determined that Select would be an optimal choice for our Home Warranty Needs. The additional coverages (supplemental to the original plan) were well-suited to our circumstances, and I'm looking forward to having Select as our Home Warranty provider for years to come.

I had a very frustrating experience with Select Home Warranty. I filed a claim for an item that was covered under my plan, but the way it was handled was completely unacceptable. The company determined that the item could not be repaired — without ever sending a technician to actually inspect it in person. Making that kind of decision without even evaluating the issue firsthand feels careless and unprofessional. What made things worse is that they did not offer a replacement, nor did they provide any installation support. So essentially, I was left paying for a warranty that didn’t deliver any real help when I needed it most.

You have to use their technicians and they don't have the modern equipment to diagnose or fix the problems, therefore you have to pay extra for the technicians to diagnose or fix the issues. You can't use outside technicians as they have claimed you could. That's a lie!!! Also they won't let the technicians order the parts, they have to order the parts themselves which are cheap and don't work or the wrong parts. They won't let the experts order it, so they can save money.

Richard was great at communicating all plan options; Bronze, Platinum, and Gold. He explained in detail the difference not just in coverage but the cost. He also provided options for future renewals and potential cost savings.

It was a pleasure working with Ryan to finalize my warranty program. The phone conversation went very well as I had a lot of questions. All were answered clearly and concisely. Ryan went above and beyond to make the deal hard to resist, especially compared to my existing warranty from a competitor.

With a lot of questions, he had an answer. I didn’t feel pushed to make a decision which was nice. He did seem a little flushed with how many questions I had but he was always able to answer without hesitation.

Representative was knowledgeable and very descriptive of the product. Gave several options and answered all my questions. Gave a good price and guaranteed same or next day service. I will definitely reference them to friend and family.

My agent's name is Edd! Edd answered the phone introducing Select Home warranty as well as himself, I told him what I wanted, he gave me a selection, then ask if I was a senior citizen, I replied. He gave me about 3 more selections which was least expensive, but I refuse. My husband wasn't home. So I should stay with the first one and I did. Edd was prompt, professional, friendly and courtesy as well as knowledgeable. And I have 30 days to talk to my husband about it and change. Thank you Edd!!

Bit hard to get to a real Select rep, but once I did all was good, only thing, I signed up online few day before the promotion was offered to me, free month, Sam's Club Subscription, free, nothing offered. I found out myself with email ad.

I'm a new customer and can't no longer do my own home service due to my age and medical problems. Customer Service Rep was excellent, the Rep. gave me good service with wide range of options for my home, Including senior and military discount. I had review other home warranty companies, but SHW beat them all other competitors on Service call fee, monthly payment, and plan options. Thank you Rep.

Sam was my rep and he was very helpful. Very pleasant and spent time helping me figure out what plan to go with. I really appreciate all his help. He was trying different ways for me to save money and I really appreciate that times are really tough right now and I do appreciate everything he did for me. Thanks again Sam.

Excellent service. Professional and responsive. Zachary answered all my questions as well as inquiries for further discounts available such as senior citizen and multi year. I had a one year policy but decided a three year made more sense. Select was helpful and forthcoming in all discussion.

Mike helped us out with answering all of our questions, thanks for the seniors discounts it does help. Right now we cannot afford to get a 3 year additional extension. I'm sure this should take care of what is needed for my wife and myself. Thanks

This is my first year with Select. I recently submitted my first service request for my Kitchen Aid Dishwasher on 3/13. The tech they assigned could not come until 3/25. I called and was told to hire my local tech and submit the claim to Select and the service was completed which I did. Today I received and email stating my claim was denied because I should have done maintenance on the dishwasher. Who does maintenance on a dishwasher. I recommend finding any home warranty other than Select. They are a scam.

Great customer service, helped me with the entire process and also saved me money by pointing out the senior Select Home Warranty plan and providing me with all the details including cost for longer term plans.

My sales agent was super helpful and explained the plan. He offered multi-year offerings for a discounted price. He was knowledgeable about the plans and helped with what my specific needs were. He was able to explain the different levels of coverage. My only negative would be that the purchasing of the warranty happened very fast and when I asked if I could discuss with my husband and have the agent call me back, he stated that the offer would not be available at that time.

Everything they say they do is all lies. Keep your money. I’m looking into a lawsuit. They just give you a run around. I’ve called and called to get my heat pump fixed. They can’t find no one. Wants me to get one for a 100. To come out a they reimburse me. Not my job.

Speaking in response to my initial contact with Select Home Warranty, I’m very pleased with the clear and courteous customer service. Jim explained my options, without being pushy. And I’m saving nearly half of what I paid with my former Warranty.

I found SELECT HOME WARRANTY via a Forbes Home Warranty comparison in which they ranked #1. From the start, the experience was clear and pressure free. My rep, Jake ** was a true pro! He was clear with my options and went the extra mile to get me the right plan with the best possible price. I highly recommend SELECT HOME WARRANTY when searching for comprehensive home warranty protection.

The representative was very professional and helpful with me in choosing the right plan such as the platinum quote included full home coverage for major systems and warranty quote ac, heat, & appliances.

JP was so helpful! He was very responsive and flexible. He helped me sign up when I was unable to have a phone call and answered all of my questions quickly and efficiently. I liked the comprehensive features of the platinum plan.

Twice in need of a furnace repair. First time a few days before Christmas. No repair man could come for a few days. Found a local who came right away. Would not cover cost. Second time late evening temperatures in 20s, furnace stopped working. No repairman until some time next day. Found a local who came after midnight. First told part not covered. Furnace would not run without part. Then it was not covered because we needed to notify them first for approval. Lots of excuses.

My aerobic septic system broke, filed claim. My furnace broke, filed a claim. They did absolutely nothing, I paid in full to have the septic repaired (over $4000). I paid in full to have my furnace and A/C system replaced ($15,000). I filed a claim about a roof leak, they did absolutely nothing (it still leaks when raining). I filed a claim almost 4 months ago when my ice maker quit working, (OMG they sent a technician). He diagnosed that it needed replacing, took the fridge make & model numbers, collected the service call fee and then totally disappeared. Numerous calls to Select Home Warranty and was basically told, “Sucks to be you. Find your own repairman, pay him and then file for reimbursement"! So what do I pay them to do, besides just take my money?

I have recently become a Select Home Warranty customer. And I am guilty of not reading the fine print. My first service call was for my furnace. Instead of requesting proof of three years maintenance service on my furnace upfront Select scheduled and sent 2 repair companies to check my furnace (the first one disappeared). They denied my claim due to lack of maintenance. I was then told if I got a second opinion, they would reconsider. After paying for and sending them a second opinion on my own, I was then told to submit three years prior proof of maintenance. They wasted two months of my time when they should have asked for the required three months proof of service upfront. Cons. Do not go with this company.

I couldn't have asked for a better policy, price length of time covered or a Nicer agent. I'm just waiting now for a printed copy of my policy. I recommend Jefferson ** and Select Home Warranty.

Charles was very helpful and courteous in helping me with my service. Charles went above the standard service I expected and repeatedly asked if there was anything else he do for me. I had canceled a service contract with another warranty company that did not care about our only claim in two years and even though their representative agreed with us nothing was done to satisfy our claim.

Ed ** is very knowledgeable about service policies sold by Select Home Warranty. He answered all my questions and explained the policy to me. He also gave me his number if I have any questions in the future..

Greg made it quick and easy to lock in home warranty for our new home. He also worked diligently to extend our coverage so we can protect our latest investment as well as our financial position. Highly recommend Greg and Select.

Joshua was a delight to work with. He provided all of the information needed, answered every question and made the sign-up process very easy. I will be recommending my friends and Family call him for their home warranty needs!

The person I talked on the phone was very helpful. She was able to answer all my questions. She was very knowledgeable about the product I was interested in. I recommend Select Home Warranty to all my friends.

I had a great experience with Select Home Warranty. The representative I spoke with offered me a better deal than what was advertised online, which was a pleasant surprise. Their customer service was excellent—friendly, helpful, and easy to work with. After a frustrating experience with another home warranty company, I was hesitant to try again, but this completely changed my perspective. Thank you for making the process smooth and reassuring!

The customer service representative seemed very knowledgeable and a fairly painless process to enroll. He answered all of my questions and addressed any concerns. I haven't had to make a claim since I just enrolled, but anticipate it being fairly painless as well.

My guy was very attentive to our needs and budget. I am doing this for my mom’s home protection and your man was very good and respectful to me. Helped us out a lot! Thank you. Joy **/ Bonnie **.

The customer service was good, they answered all my questions and checked for every possible discount available for my product. My agent was very patient and courteous. They also matched my previous company with much better rates.

Your sales representative was very pleasant. He exerted no pressure and was very thorough with his presentation. It was a pleasure to work with him. I felt he was very supportive in helping me make my decision to purchase the program.

Kyle was very patient with all of my questions and concerns. He did not pressure me and that is so refreshing! Gave me great customer service and offered me multiple options. While I could not afford at this time a multiple yr plan, I will definitely look at it in the future.

I heard this company is much better than some of the others like American Home or evil Choice warranty. They charge your fee to come out but then the vendor never comes back to fix it. The good thing about Select is that they have a roof warranty. But it doesn't cover wear and tear and it only pays $400. I didn't get that because the tech they sent out said it was wear and tear but it was actually cat damaged from clawing the roof in that one section. It wasn't the entire roof so that's why it's not wear and tear.

The representative I spoke with, Adam, was very helpful. He was able to answer my questions upfront, provide additional information and options and encouraged me to contact him anytime if I have questions or concerns.

Called to check my membership status, took care of any discrepancies, courteous, professional and customer oriented. Explained other programs available to me on VIP status. Really enjoyed interacting with representative.

Richard was so kind and helpful! Wonderful Experience! He gave us a great plan and locked us into a great price! We will be telling all our friends and family about it! He was able to send a paper copy of our policy which was helpful to us!

Getting coverage for home warranty was made simple with Adam as my representative and accessing the available promotions. Adam was very patient with all my questions and good at explaining all my options. I now have peace of mind that I will have coverage when things break down.

I was told when to cancel my service so I won't be charged a fee. I was told by 3 associate that I would get fee back that I was charged. Associate 4/5 said I won't get it because I canceled early. I didn't

I had a most pleasant experience working with your sales representative, I think his name is Conner. Not only was very knowledgeable when describing your various plans and options, but he was very warm and friendly, and I did not for one moment feel pressured by him, as is typical of many sales representatives. Judging from my initial experience with your company, I highly recommend choosing Select Home Warranty.

Kyle was pleasant and professional. He answered all my questions. He was patient and sent the confirmed emails. He was able to get my monthly payments lowered which was truly appreciated. The rates were better than my previous home warranty policy and he stated they have same day emergency services and weekend availability.

Excellent enrollment and invitation to get me to switch from a different company. The company sounds excellent, and while I don’t want any breakdowns with any of my appliances or other items covered, it makes me feel secure knowing that should something go wrong, I am protected.

The salesman was extremely nice and made me feel valued. He offered good deals and worked with me to provide the best coverage I could afford. He convinced me that this is one of the best home warranty choices.

I signed up expecting convenience and peace of mind, but this has been one of the most frustrating experiences I’ve ever had. The online portal is essentially useless. They push you to use it, but after you submit a claim, you can’t track updates or progress in any meaningful way. Instead, you’re forced to call anyway—where they make you repeat everything you already entered and then try to upsell you on services that aren’t even part of your plan. It’s a complete waste of time. Scheduling a technician takes far too long, and even when someone is finally assigned, there’s a good chance they won’t show up. When they do, they often point out that most of the issue isn’t covered, which defeats the purpose of having the warranty in the first place.

I paid over $3,000 upfront for a multi-year “Platinum” policy with Select Home Warranty, and I’ve never had a single claim approved. My first claim years ago (ice maker) was denied. My second claim—an AC issue—was also denied, even though I was explicitly told on a recorded call that the blower motor would be covered. The technician confirmed the blower motor failed, but the company reclassified it as an “electrical issue” to avoid paying. I’m now stuck with a $750 bill out of pocket. When I called to escalate, I was told the decision would stand. When I asked to cancel, they refused to process it and instead tried to argue and sell me on keeping the policy. The call went in circles with sales language instead of actually helping.

Corey provided an exceptional customer experience from start to finish. He was extremely knowledgeable about home warranty options and took the time to clearly explain coverage details, pricing, and what to realistically expect—no fluff, just facts. What stood out most was his ability to break down complex information into something easy to understand, which made decision-making much more straightforward. He was patient, professional, and responsive, ensuring all of my questions were fully addressed without feeling rushed. If you’re looking for someone who is informative, transparent, and genuinely focused on helping you make the best choice, Corey is the person to work with.

My experience with this representative Henry was great. I had some not so great experiences, but he went in to give me some details reasons of why my experience was not good. We are back on board and referring everyone possible. Thanks

When purchasing our plan we were told that if an appliance is not reparable they will pay for the replacement. I specifically ask, would it be prorated for age and I was told no it would not be prorated. However, when our built in microwave was deemed irreparable they prorated it because it was 5 years old to $95. The only replacement we could find to fit in the existing opening was $325. When reading our contract it clearly state in the first page they cover repair and replacement costs. In the microwave section it states the same. Many pages later in small print it states that Select has the right to choose the repairmen, and if it is deemed irreparable Select can prorate the cost due to age of the appliances.

Most companies will tell you anything just to get a contract signed. Do not trust these companies. This home warranty company told me that my pool would be covered for repairs. If there is a existing problem with an appliance, it will not be covered even though you were informed it would be. Well, the repair did not happen because the pool was not covered at the time of request for the contract. I waited 30 days for the contract to become activated. Once activated, I placed a claim for my pool. I received a message that my pool was not covered by the contract. Make sure what you want covered is actually in the contract. I closed my account because of this issue inclusive to repair being denied.

Thank you Jerry for all your help and explaining all coverages along with price plans. You can hardly find good help these days. You have made it easier to trust and believe in others and knowing others can be true and helpful. Thanks again Jerry!

The purchase experience was good and not pushy. Only time will tell if the service lives up to the expectations, but thus far, it is far better than the scam of AHS. Had a horrible experience with the competitor who uses deceptive practices to cheat policyholders out of coverage and replacements, so I was seeking another Home Warranty company to protect my home. Better price, better coverage... Service will be determined!

Dylan ** was very helpful in getting me the best coverage and price. I am looking forward to having peace of mind knowing that my home and rental appliances are covered in this home warranty plan.

I just signed up with Select. It was simple to do. Salesman was very helpful. Each item that the warranty covers were explained to me. Also the service call amount was told to me! I was told that claims would start 30 days from today.

Select Home Warranty helps me as a senior to be able to budget my finances so that I'm not caught off guard with unexpected costs of home repairs. To me that is super helpful. The peace of mind that it gives me is important. I know that I'm able to budget to pay the premium and cost to call a repairman or to replace a system in my home is covered with my income. Again Thank you.