Best Credit Repair in Indianapolis, IN
Indianapolis ranks in the top 10 cities with the lowest credit scores in the country. The average credit score in the city is 653, which is slightly lower than the state average of 660 and well below the national average of 680. If you want to improve your credit score, consider hiring a credit repair company in Indianapolis.
Top 11 Indianapolis Credit Repair Companies | ||||
|---|---|---|---|---|
| Credit Saint | Read 46 Reviews | A credit restoration company. Changes to credit history are often seen in 45 days. A 90-day money-back guarantee includes a personal advisor and online system to track progress. Monthly fees range from $60-100. |  | toll freenumber(844) 598-8459 Visit Website |
| Sky Blue Credit Repair | Read 74 Reviews | Sky Blue Credit Repair professionals do not work on commission and focus only on helping clients reach goals. Since 1989, the company has helped millions of consumers erase erroneous credit report items and raise credit scores. |  | toll freenumber(844) 729-7792 Visit Website |
| Lexington Law | Read 1494 Reviews | Free personalized credit consultation and three service levels offered that range from $89.95-$129.95/month. One-time first-use fee charged 5-15 days after sign-up. Service is month-to-month and can be cancelled anytime. |  | toll freenumber(855) 464-9621 Visit Website |
| CreditRepair.com | Read 24 Reviews | Credit Repair services are unique because they go beyond one-time credit repair by helping clients develop a long-term healthy relationship with credit. Certified FICO professionals empower people for long-term financial success. |  | toll freenumber(844) 211-7298 Visit Website |
| The Credit Pros | Read 33 Reviews | The Credit Pros began in 2009 when an attorney and a business man banded together to fight the Big 3 credit bureaus to help change consumer lives. Clients can enjoy better lifestyles as a result of the accurate credit reports. |  | toll freenumber(844) 335-5496 Visit Website |
| Credit Dispute Cloud | Read Expert Review | Provides free consultations. Clients typically see results after two months. Full-service credit repair plans start at $89. |  | |
| Greenline Credit | Read Expert Review | Offers free consultations. No enrollment fees. Plans range from $79.95 to $99.95 per month. |  | |
| InCreditable Advisors | Read Expert Review | Provides free initial consultations. One-time enrollment fees range from $50 to $250. Credit repair plans range from $50 to $175 per month. Clients typically see results in two to three months. |  | |
| Jenks Credit Repair | Read Expert Review | Charges a one-time fee of $149 for credit analysis. Plans start at $99 per month. Clients typically see improvements in 30 to 90 days. No cancellation fee. |  | |
| National Credit Fixers | Read Expert Review | Offers free consultations. Charges a $199 initial fee for setting up an account. Plans start at $149 per month. |  | |
| Promise Credit Solutions | Read Expert Review | Offers free credit evaluations. Credit repair packages start at $249.99. Ongoing services cost $124.99 per month. |  |
Having a low credit score can put you at a significant disadvantage when making major purchases. If you have bad credit, you may have difficulty getting a loan or renting an apartment. Companies also charge people with low credit scores higher interest rates.
Credit repair fees average
$50 - $175
per month in Indianapolis
Credit repair companies attempt to remove bankruptcies, repossessions, collections, late payments, medical debts, judgments and foreclosures from Indianapolis residents' credit reports. Removing these negative entries increases their customers’ credit scores, enabling them to receive better interest rates and be approved for loans.
Before you hire a credit repair company in Indianapolis, do your research: get multiple quotes, compare costs and read reviews to find the right company for you.
Credit repair regulations in Indianapolis
Indianapolis credit repair FAQ
Indianapolis credit repair company information
InCreditable Advisors provides credit counseling, debt settlement and student loan consolidation services. Consumers have access to a 24/7 client portal, mobile apps and automatic email alerts. The company employs FICO-certified professional and certified credit consultants.
- Service areas: Indianapolis, Plainfield and surrounding areas
- Address: 22 E. Washington St., Ste. 640A, Indianapolis, IN 46204
- Phone: (317) 202-1297
- Hours: M - F: 9am - 6pm
- Website: creditindy.com
National Credit Fixers helps consumers remove negative items from their credit reports, including bankruptcies, foreclosures, repossessions, late payments and collection accounts. The company has educational resources for credit building, FICO and credit cards on their website.
- Service areas: Indianapolis
- Address: Serves Indianapolis residents
- Phone: (888) 623-4937
- Hours: M - F: 9am - 6pm
- Website: nationalcreditfixers.com/indianacreditrepair.php
Credit Dispute Cloud helps consumers with credit analysis and credit report consultations. The company also assists with error correction and removal, identity theft recovery and fraud. Clients have 24/7 access to their online accounts. The company has helpful financial education resources on its website.
- Service areas: Indianapolis metro area
- Address: 201 N. Illinois St., Ste. 1600, Indianapolis, IN 46204
- Phone: (800) 714-1792
- Hours: M - F: 9am - 5pm
- Website: creditdisputecloud.com
Greenline Credit helps its clients improve their credit score by removing negative items such as medical collections, student loans delinquency and late payments. The company provides a 24/7 secure client portal so clients can monitor their progress.
- Service areas: Indianapolis metro area
- Address: 8425 Woodfield Crossing Blvd., Ste. 100, Indianapolis, IN 46240
- Phone: (317) 855-9007
- Hours: By appointment
- Website: greenlinecredit.com
Promise Credit Solutions helps consumers repair their credit and protect their identities. The company works to remove late payments, repossessions, foreclosures and other items that negatively affect credit scores. Other services include ongoing fraud alert assistance and credit counseling.
- Service areas: Indianapolis metro area
- Address: 152 E. New York St., Indianapolis, IN 46204
- Phone: (317) 556-5008
- Hours: M - F: 9am - 7pm
- Website: promisecreditsolutions.com
Jenks Credit Repair works with creditors and credit bureaus to fix credit scores. The company also offers debt consolidation services. Jenks Credit Repair provides financial education resources and tools to help its customers rebuild and maintain good credit.
- Service areas: Indianapolis metro area
- Address: 6751 E. 38th St., Indianapolis, IN 46226
- Phone: (317) 515-8496
- Hours: M - Th: 8am - 8pm; Fri: 8am - 5pm; Sat: 9am - 12pm
- Website: jenkscreditrepair.com