Credit Card Tips & News

Shoppers reminded to be cautious about store credit cards11/6/2017

Zero percent interest likely comes with strings attached

Uber targets millennials with new credit card10/27/2017

The Uber Visa Card offers generous cash-back incentives and charges no annual fee

Credit card interest rates poised to go higher10/20/2017

Consumers are urged to aggressively pay off balances to avoid accumulating debt

More than 29 million Americans have years-old credit debt9/28/2017

Study finds older consumers are especially prone to carrying debt that is at least two years old

Consumers piled on credit card debt in second quarter9/11/2017

WalletHub study projects $60 billion in new debt by the end of the year

Two co-branded credit cards for consumers to consider9/6/2017

Chase and American Express find partners for new rewards cards

New credit accounts growing faster than consumers' incomes9/5/2017

Report warns growth in premium travel cards isn't sustainable

American Express introduces mobile payment system8/30/2017

Pay It Plan It lets you pay for small purchases immediately, larger purchases over time

Best credit cards and bank accounts for students8/24/2017

Look for low fees and generous rewards

American Express pays redress to Spanish-language customers8/23/2017

The company discriminated against consumers in Puerto Rico and elsewhere, feds say

Report finds subprime credit cards not effective at boosting credit scores8/22/2017

There are lots of fees and users tend to max out their accounts

Feds end consumer measure that earned wrath of payday lenders, Republicans and sex industry8/21/2017

The Trump administration says the banking policy allowed the feds to target merchants for political reasons

J.D. Power: great time to be a credit card customer8/17/2017

Firm finds increased competition resulting in more perks

Credit card rates hit another record high7/27/2017

CreditCards.com puts the average rate at 16.11%

Discover adds security features to its credit cards7/20/2017

Will monitor the 'dark web' for members' Social Security numbers

Cash won't be king if Visa has its way7/13/2017

The credit card company is offering merchants cold hard cash to go cashless

Safe ways to cut credit card debt and rebuild credit scores7/6/2017

A non-profit credit counselor may be able to get your started

Navy Federal bucks trend of rising credit card rates7/5/2017

Credit union lowers rate on two popular cards

Average credit card interest rate hits record 16%6/30/2017

Those rates will probably go even higher in the months ahead

Best credit cards for renting a car this summer6/28/2017

Citibank cards come out on top in WalletHub analysis

CFPB reins in four 'credit repair' firms6/27/2017

The agency charges the firms misrepresented their services and charged illegal fees

Six good credit cards for gasoline purchases6/21/2017

Depending on your circumstances, one of these cards could be rewarding

The difference between 'deferred-interest' and '0% interest'6/9/2017

Consumer agency seeks more transparency in these kinds of offers

Credit card debt closing in on $1 trillion6/8/2017

Credit card balances rapidly catching up with student loans

Credit card rates at another record high6/8/2017

With a Fed meeting looming, they could go even higher

Should you store your credit card information online?6/5/2017

Online security experts advise against it

Credit card fraud alerts on the rise5/15/2017

Fraudsters have increased their activity in the last two years

Report predicts credit card fraud about to explode5/1/2017

Technology firm finds 200% increase in credit card 'testing'

Credit card rates at record high4/27/2017

CreditCards.com says the average interest rate is now 15.74%

Consumers increase credit card use for small purchases4/11/2017

Survey finds purchases that once went on debit cards now going on credit cards

AGs ask Congress not to abolish protections for prepaid debit card users4/5/2017

A Congressional measure would block protections about to go into effect

NetSpend settles with FTC for $53 million4/3/2017

The company was charged with using deceptive practices to sell prepaid card products to consumers

Supreme Court weighs in on credit card swipe fees3/29/2017

The justices unanimously said existing regulations inhibit free speech, returned the case to a lower court

Credit card and student loan complaints on the rise3/29/2017

CFPB report details gripes over fraudulent charges, identity theft, and rewards programs

Venmo, other p2p systems eclipsing banks, which are planning to fight back3/27/2017

Big banks are launching Zelle, a Venmo-like service, later this year

Temkin rates Discover number one among credit card companies for customer experience3/24/2017

The industry as a whole rates higher with consumers

Average credit card interest rate at record high3/23/2017

Credit card default rate also rose last month

What's the best credit card for business use?3/16/2017

CreditCards.com picks three that it says are the best of 2017

Consumers racking up record credit card debt3/10/2017

The parallels to 2007 are eerie and ominous

Credit Sesame offers new credit card pre-qualification tool3/1/2017

Consumers can find out which Capital One cards they can get

Feds assess $13 million in fines and restitution for RushCard meltdown2/1/2017

The 2015 breakdown left thousands of consumers unable to access their money

Why you really need to start paying down your credit cards1/27/2017

The average rate is the highest since 2007 and is going higher

10 good credit card choices for 20171/10/2017

From travel to cash back, these cards can be rewarding

Returning a purchase? Your credit card may help1/6/2017

Nearly all card networks provide some type of extended return benefit

When a modest credit card debt can feel crushing12/23/2016

A large debt with a small income always spells trouble

Rising concern about credit card debt12/14/2016

NerdWallet study says average household owes more than $16,000

Another reason to skip the extended warranty12/9/2016

Your credit card probably already provides one

Credit card report sounds the debt alarm12/8/2016

Consumers on track to add $80 billion in credit card debt in 2016

Credit card late fees may rise in 201711/28/2016

American Express has already announced it will take advantage of higher federal limits

Credit accounts surge just before Black Friday11/22/2016

But point-of-sale incentives usually not that attractive

Will mobile wallets make headway this holiday season?11/4/2016

Fin-Tech executive says they can increase consumer security

Consumers rejected for credit cards take it personally11/1/2016

But knowing why you were rejected can help you get accepted next time

Should you open a store credit account?10/21/2016

If you already have a general purpose credit card, probably not

How to select the best credit card9/21/2016

Money magazine consults with NerdWallet to offer the top picks

Here are three highly-rated business credit cards9/19/2016

The Capital One Spark Cash for Business makes just about everyone's list

Wells Fargo reportedly faces probe by federal prosecutors9/15/2016

The other shoe may not have dropped in the bogus account scandal

Whose credit card application is the easiest to understand?9/7/2016

A study finds banks are now doing a better job at transparency

Should an annual fee be a credit card deal breaker?8/1/2016

It all depends on how you plan to use the card

Santander Bank to pay $10 million for overdraft service violations7/14/2016

Telemarketers sold overdraft protection deceptively, signed up customers without consent

Sam's Club needles Costco, notes it accepts all credit cards6/28/2016

Costco membership card can be used as a credit card at Sam's through July 4th

Here's what credit card companies look for when you apply6/21/2016

You may be surprised at what can get your application rejected

Your Amex card's no good at Costco anymore6/20/2016

The warehouse chain has switched its allegiance to Visa cards

Consumer credit slowed in April after surging in March6/8/2016

Independent study shows worrisome trend in credit card debt

Costco's switch to Visa from Amex doesn't sit well with everyone6/7/2016

The new Visa card features higher cashback credits, but not everything about it is so rosy

Four good credit cards for buying gas6/7/2016

These cards pay a higher cash back reward for gasoline purchases

Discover to provide free FICO credit score to everyone5/23/2016

Has been providing it free to customers since 2013

Walmart sues Visa to require PIN use with chip credit cards5/11/2016

Retailers continue to insist the new cards aren't as fraud-proof as they could be

Three good credit cards for small business owners4/29/2016

All three have business-friendly features and no annual fee

Best credit cards for poor credit, bad credit, and no credit4/26/2016

Used responsibly, they can be tools for rebuilding your credit

Survey: 42% of retailers are still swiping credit cards3/28/2016

More than half of consumers think that's just fine

Credit card showdown: Chase Freedom vs. Blue Cash Preferred3/24/2016

Both cards are excellent for day to day purchases

The four best airline credit cards3/14/2016

They aren't for everyone, but if you travel a lot you can reap generous rewards

Banks tracking customers' cell phone locations to detect fraud3/7/2016

The opt-in program should also reduce declines when customers are traveling

Attorneys general join push for PINs with new chip cards11/17/2015

Nine state officials say new chip cards need added protection

RushCard: Systems restored, reimbursements pending for customers who suffered financial losses10/30/2015

Russell Simmons: "I will not rest" until customers' trust is regained

Sales down, debit card fraud up at Walmart10/14/2015

What's the best way to safeguard your debit card? Don't have one

Pay attention to credit card update notices, consumer site warns9/15/2015

The benefits your card offers aren't etched in stone; they can disappear overnight

Citibank fined $700 million for illegal credit card practices7/21/2015

CFPB: Consumers spent millions of dollars for services they didn't order

American Express introduces Express Checkout7/13/2015

Promoted as a safer, easier way to buy things online

New mass retail/business hacking: customer data stolen from Harbortouch Point-Of-Sale systems5/1/2015

How many businesses are affected, and which businesses are they? That information is not yet available

Target offers $10 million settlement over 2013 data breach3/19/2015

Individual victims could claim up to $10,000 in damages, if a federal judge accepts Target's proposal

Costco picks Citi Visa to replace American Express3/2/2015

Costco customers will be offered a new co-branded card to replace their Amex

Don't let “breach fatigue” leave you vulnerable to hackers and malware1/5/2015

Everyone's sick and tired of all these hackings — except the hackers themselves

“Replay” lets fraudsters disguise fake credit card charges as legitimate chip-card transactions10/27/2014

Banks and card companies disagree over who is responsible

Home Depot customer database hacked?9/2/2014

Early reports indicate all U.S. stores might be affected, ever since last April or May

Thermal-imaging devices can steal your PINs and passcodes9/2/2014

Luckily, a NASA engineer discovered an easy way to protect yourself

Wocket Wallet: Is it the wallet of the future?7/11/2014

Digital device holds all your cards and encrypts the data

How hackers profit: a look inside a professional “carding shop” 6/5/2014

A security blogger visits a black market in the Internet underworld

Bank of America to pay $727 million for deceptive marketing of credit card add-ons4/9/2014

Feds say at least 1.4 million consumers were harmed by the illegal practices

Unauthorized Credit Card Charge May Mean Your Card Has Been Hacked8/9/2012

Credit card thieves are apparently making purchases to verify cards are still valid

Capital One To Refund $140 Million to 2 Million Consumers7/18/2012

The bank also faces a $25 million penalty imposed by the Consumer Financial Protection Bureau

Credit & Debit Card Processor Hit by Data Breach3/30/2012

Global Payments Inc. not yet saying much about the situation

American Express Offers $25 Credit On 'Small Business Saturday'11/16/2011

Consumers get money back for spending at small businesses

Chase Snips Debit Card Perks, Blames Feds3/22/2011

No more free miles on Continental or United for Chase debit card holders

How Secure Are RFID Credit Cards?3/3/2011

Identity theft group is impressed, so far

New Law Brings Credit Card Clarity2/16/2011

CARD Act makes pricing clearer, more competitive, study finds

Study: Credit Card Reward Programs Lead to More Debt12/30/2010

It all started with those frequent flyer points

Credit Card Processor Agrees To $26 Million FTC Settlement5/15/2008

Marketers deceived small businesses nationwide

Unauthorized Charge? How To Fight It3/11/2008

Dialing for dollars doesn't work; disputing the charge often does

First National Card: Too Good to be True?1/7/2008

Skipping the fine print can get expensive

High-Fee, Low-Credit Charge Cards Prey Upon the Poor11/8/2007

Feds override state consumer protection laws

"Trailing Interest" Snags Bank Of America Customers10/3/2006

Paid in full? Doesn't matter. You may still be charged "trailing interest"

Plastic Peril: Credit Cards and Students5/15/2006

Three Ways To Avoid Credit Card Fraud1/14/2006

Credit card fraud is on the rise, with thieves stealing numbers and making millions of dollars of purchases

New Forms of Credit Scoring6/8/2005

New Opportunity Or New Set of Problems?

Senate Passes MBNA's Bankruptcy Bill3/11/2005

Bill is a victory for banks, a disaster for consumers

Questions About Ordering Your Credit Report

Credit Knowledge: A Long, Hard, Struggle

Credit Reporting Questions