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    Social Security recipients to get tiny benefit increase in 2014

    But, there will be no hike in Medicare premiums for most

    For seniors receiving Social Security benefits your check will be a little bigger starting in January. But don't go on a spending spree as it won't be THAT much bigger.

    According to the Social Security Administration, monthly Social Security and Supplemental Security Income (SSI) benefits for nearly 63 million recipients will increase 1.5% in 2014. That will add about $19 to the average monthly benefit check, taking it to $1,294.00.

    The cost-of-living adjustment (COLA) will begin for Social Security benefit recipients in January 2014. Increased payments to more than 8 million SSI beneficiaries will begin on December 31, 2013.

    The COLA is based on the percentage increase in the Consumer Price Index (CPI) from the third quarter of the last year a COLA was determined to the third quarter of the current year. If there is no increase, there can be no COLA.

    No Medicare increase

    Meanwhile, the government says there will be no increase for most people in Medicare's Part B premium next year. Most people paid the Part B premium of $104.90 each month this year and that will not change in 2014.

    However, if your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you may pay more.

    Giveth and taketh

    But the news isn't all good.

    Based on the COLA increase, the maximum amount of earnings subject to the Social Security tax (taxable maximum) will increase to $117,000 from $113,700. Of the estimated 165 million workers who will pay Social Security taxes in 2014, about 10 million will pay higher taxes as a result of the increase in the taxable maximum.

    CPI

    Part and parcel of all of this is the inflation report for September.

    The government says higher energy prices contributed to an 0.2% increase in the CPI last month.

    The cost of energy rose 0.8%, with gasoline up 0.8%, fuel oil posting an 0.9% increase, natural gas surging 1.8% and electricity rising 0.5%. Even with the September increase, energy prices are down 3.1% over the past 12 months, with gasoline showing a drop of 7.5%.

    Food prices were unchanged in September after rising in each of the three previous months, thanks largely to an 0.9% decline in the cost of fruits and vegetables, and 0.2% dip in nonalcoholic beverage prices -- the third straight monthly decline. In contrast, cereals and bakery products were up 0.2% and prices for meats, poultry, fish, and eggs, and for dairy and related products increased 0.1%. percent.

    Core rate

    The costs of all items excluding the volatile food and energy categories, rose 0.1% -- the same as in August. Contributors to the increase in this “core” rate of inflation included shelter and medical care, new vehicles, and airline fares. Prices for clothing and recreation declined.

    The full September CPI report is available on the Labor Department website.

    For seniors receiving Social Security benefits your check will be a little bigger starting in January. But don't go on a spending spree as it won't be THA...
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    A rebound in mortgage applications

    Contract interest rates fell to their lowest levels since June

    Mortgage applications bounced back during the week of October 25 after dipping during the previous week.

    Data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey show the Market Composite Index, a measure of mortgage loan application volume, increased 6.4% on a seasonally adjusted basis.

    The Refinance Index jumped 9%, pushing the refinance share of mortgage activity up 2 percent -- to 67% of total applications, the highest share since June 2013. The adjustable-rate mortgage (ARM) share of activity decreased to 7% of total applications.

    Interest rates

    The average contract interest rate for 30-year fixed-rate mortgages (FRMs) with conforming loan balances ($417,000 or less) decreased to 4.33%, the lowest rate since June, from 4.39%, with points decreasing to 0.26 from 0.41 (including the origination fee) for 80% loan-to-value ratio (LTV) loans. The effective rate decreased from last week.

    The average contract interest rate for 30-year FRMs with jumbo loan balances (greater than $417,000) decreased to 4.36%, the lowest rate since June, from 4.43%, with points increasing to 0.27 from 0.26 (including the origination fee) for 80% LTV loans. The effective rate decreased from last week.

    The average contract interest rate for 30-year FRMs backed by the FHA decreased to 4.06%, the lowest rate since June, from 4.15%, with points decreasing to 0.17 from 0.27 (including the origination fee) for 80% LTV loans. The effective rate decreased from last week.

    The average contract interest rate for 15-year FRMs decreased to 3.42%, the lowest rate since June, from 3.51%, with points remaining unchanged at 0.30 (including the origination fee) for 80% LTV loans. The effective rate decreased from last week.

    The average contract interest rate for 5/1 ARMs decreased to 3.17%, the lowest rate since June, from 3.25%, with points increasing to 0.38 from 0.26 (including the origination fee) for 80% loans. The effective rate decreased from last week.

    Mortgage applications bounced back during the week of October 25 after dipping during the previous week. Data from the Mortgage Bankers Association’s (MBA...
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    Secondary recall follows expansion of Reser's Fine Foods recall

    The products may be contaminated with Listeria monocytogenes

    In response to a recall earlier this month by Reser's Fine Foods of select products due to the potential of Listeria monocytogenes contamination, Taylor Farms Florida, Inc. ("TFFL"); Taylor Farms Illinois, Inc. ("TFIL"); Taylor Farms Maryland, Inc. ("TFMD"); Taylor Farms Texas, Inc. ("TFTX"); and Taylor Farms Tennessee, Inc. ("TFTN") are issuing a secondary recall on a limited number of deli products that contain components implicated in Reser's expanded recall.

    To date, there have been no reported illnesses associated with these recalled items:

    STORE
    ITEM DESCRIPTION
    BEST IF USED BY DATE
    PRODUCTION FACILITY
    STATES PRODUCT WAS DISTRIBUTED TO
    Florida Food Service Inc.Broccoli Slaw Crunch Kit (Sold at Deli Counter)11/01/13, 11/03/13TFFLFlorida
    SyscoBroccoli Slaw Crunch Kit (Sold at Deli Counter)10/23/13, 10/26/13, 10/27/13, 10/28/13, 11/01/13, 11/02/13, 11/03/13TFFLFlorida
    Dominick'sSignature Caf� Italian Pasta Salad Kit (Sold at Deli Counter)10/23/13, 10/25/13, 10/27/13, 10/30/13, 11/1/13TFILIllinois
    Ahold Financial ServicesBroccoli Crunch Salad Kit (Sold at Deli Counter)10/25/13, 10/26/13, 10/27/13, 10/28/13, 11/01/13, 11/02/013, 11/03/13TFMDMassachusetts
    All Island Food Distributors CorpBroccoli Crunch Salad Kit (Sold at Deli Counter)10/25/13, 11/01/13TFMDNew York
    All Island Food Distributors CorpDiced Summer Slaw Kit (Sold at Deli Counter)10/25/13, 11/01/13TFMDNew York
    Associated Wholesalers Inc.Broccoli Crunch Salad Kit (Sold at Deli Counter)10/24/13, 10/26/13, 10/27/13, 10/31/13, 11/02/13, 11/03/13TFMDPennsylvania
    Associated Wholesalers Inc.Diced Summer Slaw Kit (Sold at Deli Counter)10/24/13, 10/26/13, 10/27/13, 10/31/13, 11/02/13, 11/03/13TFMDPennsylvania
    Big Y FoodsDiced Summer Slaw Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/28/13, 11/01/13, 11/03/13TFMDMassachusetts
    C&S Wholesale Grocers Inc.Broccoli Crunch Salad Kit (Sold at Deli Counter)10/24/13, 10/25/13 10/26/13, 10/27/13, 10/28/13, 11/02/13, 11/03/13TFMDNew York, Massachusetts, Maryland
    C&S Wholesale Grocers Inc.Broccoli Cheddar Kit (Sold at Deli Counter)10/25/13, 10/27/13, 11/03/13TFMDNew York, Massachusetts, Maryland
    C&S Wholesale Grocers Inc.Cole Slaw Kit (Sold at Deli Counter)10/24/13, 10/26/13, 10/28/13, 10/31/13, 11/02/13TFMDNew York, Massachusetts, Maryland
    C&S Wholesale Grocers Inc.Diced Summer Slaw Kit (Sold at Deli Counter)10/24/13, 10/25/13, 10/26/13, 10/27/13, 10/28/13, 10/31/13, 11/01/13, 11/02/13, 11/03/13TFMDNew York, Massachusetts, Maryland
    Crescent Packing Corp.Broccoli Crunch Salad Kit (Sold at Deli Counter)10/28/2013TFMDNew York
    DPI Mid Atlantic Inc.Broccoli Crunch Salad Kit (Sold at Deli Counter)10/25/13, 11/01/13TFMDMaryland
    DPI Mid Atlantic Inc.Diced Summer Slaw Kit (Sold at Deli Counter)10/25/13, 10/26/13, 10/28/13, 11/01/13, 11/02/13TFMDMaryland
    Market BasketBroccoli Crunch Salad Kit (Sold at Deli Counter)10/26/13, 10/28/13, 11/02/13TFMDMassachusetts
    Market BasketDiced Summer Slaw Kit (Sold at Deli Counter)10/26/13, 10/28/13, 11/02/13TFMDMassachusetts
    Mars Super Markets Inc.Broccoli Crunch Salad Kit (Sold at Deli Counter)10/25/13, 11/01/13TFMDMaryland
    Mars Super Markets Inc.Diced Summer Slaw Kit (Sold at Deli Counter)10/25/01, 11/01/13TFMDMaryland
    Price Chopper / Golub CorporationBroccoli Crunch Salad Kit (Sold at Deli Counter)10/24/13, 10/26/13, 10/31/13, 11/02/13TFMDNew York
    Price Chopper / Golub CorporationDiced Summer Slaw Kit (Sold at Deli Counter)10/24/13, 10/26/13, 10/28/13, 10/31/13, 11/02/13TFMDNew York
    Redner's MarketBroccoli Crunch Salad Kit (Sold at Deli Counter)10/26/13, 11/02/13TFMDPennsylvania
    RLB Food DistributorsCole Slaw Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/28/13, 11/01/13, 11/03/13TFMDNew Jersey
    RLB Food DistributorsDiced Summer Slaw Kit (Sold at Deli Counter)10/25/13, 11/01/13TFMDNew Jersey
    RLB Food DistributorsKings Summer Slaw Kit (Sold at Deli Counter)10/27/13, 10/28/13, 11/03/13TFMDNew Jersey
    Shaw'sBroccoli Crunch Salad Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/28/13, 11/01/13, 11/03/13TFMDMassachusetts
    Shaw'sCole Slaw Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/28/13, 11/01/13, 11/03/13TFMDMassachusetts
    Shaw'sDiced Summer Slaw Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/28/13, 11/01/13, 11/03/13TFMDMassachusetts
    Supervalu Inc.Broccoli Crunch Salad Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/28/13, 11/01/13, 11/03/13TFMDVirginia, Pennsylvania
    Supervalu Inc.Cole Slaw Kit (Sold at Deli Counter)10/27/13, 11/01/13, 11/03/13TFMDVirginia, Pennsylvania
    Supervalu Inc.Diced Summer Slaw Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/28/13, 11/01/13, 11/03/13TFMDVirginia, Pennsylvania
    C&S Upper MarlboroG&G Italian Pasta SGCAF (Sold at Deli Counter)10/25/13, 10/26/13, 10/27/13, 10/28/13, 11/01/13, 11/02/13, 11/03/13TFMDMaryland
    Trucchi's SupermarketsBroccoli Cheddar Kit (Sold at Deli Counter)10/25/13, 11/01/13TFMDMassachusetts
    Trucchi's SupermarketsBroccoli Crunch Salad Kit (Sold at Deli Counter)10/25/13, 11/01/13TFMDMassachusetts
    Trucchi's SupermarketsDiced Summer Slaw Kit (Sold at Deli Counter)10/25/13, 11/01/13TFMDMassachusetts
    Wakefern Food CorporationBroccoli Crunch Salad Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/28/13, 11/01/13, 11/03/13TFMDNew Jersey
    Wakefern Food CorporationBroccoli Cheddar Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/28/13, 11/01/13, 11/03/13TFMDNew Jersey
    Wakefern Food CorporationCole Slaw Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/28/13, 11/01/13, 11/03/13TFMDNew Jersey
    Wakefern Food CorporationDiced Summer Slaw Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/28/13, 11/01/13, 11/03/13TFMDNew Jersey
    Weis Markets Inc.Broccoli Cheddar Kit (Sold at Deli Counter)10/24/13, 10/26/13, 10/27/13, 10/28/13, 10/31/13, 11/02/13TFMDPennsylvania
    Randalls / Tom ThumbCabbage Coleslaw Kit with Dressing (Sold at Deli Counter)10/24/13, 10/27/13, 10/29/13, 10/31/13, 11/03/13TFTXTexas
    Randalls / Tom ThumbBroccoli Crunch Salad Kit (Sold at Deli Counter)10/25/13, 10/27/13, 10/29/13TFTXTexas
    Randalls / Tom ThumbItalian Pasta Salad Kit (Sold at Deli Counter)10/25/13, 10/27/13, 1029/13, 11/01/13TFTXTexas
    Priceless FoodsBroccoli Crunch Salad Kit (Sold at Deli Counter)10/24/13, 10/25/13, 10/28/13, 11/07/13TFTNTennessee, Georgia, Kentucky, Indiana
    Cooke's Food StoreBroccoli Crunch Salad Kit (Sold at Deli Counter)10/24/13, 10/25/13, 10/28/13, 11/07/13TFTNTennessee, Georgia, Kentucky, Indiana
    Food WorldBroccoli Crunch Salad Kit (Sold at Deli Counter)10/24/13, 10/25/13, 10/28/13, 11/07/13TFTNTennessee, Georgia, Kentucky, Indiana
    BILOSpinach Antipasti Salad Kit (Sold at Deli Counter)10/29/2013TFTN
    Winn DixieBroccoli Crunch Salad Kit (Sold at Deli Counter)10/23/13, 10/24/13, 10/27/13, 10/29/13, 11/05/13, 11/06/13TFTNFlorida, Georgia, Alabama, Louisiana, Mississippi
    Winn DixieSpinach Antipasti Salad Kit (Sold at Deli Counter)10/23/13, 10/24/13, 10/27/13, 10/29/13, 10/30/13, 10/31/13, 11/03/13, 11/05/13, 11/06/13TFTNFlorida, Georgia, Alabama, Louisiana, Mississippi
    Houchen's MarketBroccoli Crunch Salad Kit (Sold at Deli Counter)10/24/13, 10/25/13, 11/07/13TFTNKentucky
    MeijerBroccoli Crunch Salad Kit (Sold at Deli Counter)10/23/13 ,10/24/13, 10/25/13, 10/28/13, 10/30/13, 11/06/13, 11/07/13TFTNIllinois, Indiana, Michigan, Ohio, Kentucky
    MeijerSpinach Antipasti Salad Kit (Sold at Deli Counter)10/23/13, 10/24/13, 10/27/13, 10/29/13, 10/30/13, 10/31/13, 11/03/13, 11/05/13, 11/06/13TFTNIllinois, Indiana, Michigan, Ohio, Kentucky
    Performance Food GroupBroccoli Crunch Salad Kit (Foodservice Kit)10/27/13, 10/29/13, 11/05/13TFTNKentucky, Tennessee, Alabama
    Performance Food GroupSpinach Antipasti Salad Kit (Foodservice Kit)10/27/13, 10/29/13, 11/05/12TFTNKentucky, Tennessee, Alabama
    Performance Food GroupGiardiniera Vegetable Salad Kit (Foodservice Kit)10/27/2013TFTNKentucky, Tennessee, Alabama
    Piggly Wiggly Carolina CoBroccoli Crunch Salad Kit (Sold at Deli Counter)10/23/13, 10/25/13, 10/28/13TFTNSouth Carolina, Georgia
    SchnuckSpinach Antipasti Salad Kit (Sold at Deli Counter)10/23/13, 10/27/13, 10/30/13, 10/31/13, 11/03/13, 11/06/13TFTNMissouri, Illinois, Indiana, Kentucky, Wisconsin, Iowa
    SyscoBroccoli Crunch Salad Kit (Foodservice Kit)10/28/13, 11/02/13TFTNGeorgia, Alabama, Florida, Tennessee, North Carolina, South Carolina, Mississippi, Arkansas, Kentucky, Virginia, Indiana, West Virginia
    SyscoBroccoli Slaw Kit (Foodservice Kit)10/23/13, 10/26/13, 10/27/13, 10/28/13, 11/04/13, 11/05/13TFTNGeorgia, Alabama, Florida, Tennessee, North Carolina, South Carolina, Mississippi, Arkansas, Kentucky, Virginia, Indiana, West Virginia
    US FoodserviceBroccoli Slaw Kit (Foodservice Kit)10/26/13, 11/05/13TFTNNorth Carolina, South Carolina, Tennessee, Ohio, Kentucky, Indiana

    The grocers involved have been instructed to remove any remaining product from their deli case and to dispose of any of the remaining product in their inventory. No other products or code dates are affected by this recall.

    Customers who have purchased these products are urged not to consume the products and should dispose of the recalled products immediately.

    Consumers may call for further information at 1-866-508-7048 between 9 am and 5 pm (PST),Monday through Friday.  

    In response to a recall earlier this month by Reser's Fine Foods of select products due to the potential of Listeria monocytogenes contamination, Taylor Fa...
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      Shutdown and debt worries send consumer confidence tumbling

      Volatility is expected during the near term

      The government shutdown earlier this month, along with jitters about the debt ceiling, took a toll on the way consumers viewed the economy.

      The Conference Board says its Consumer Confidence Index fell sharply in October on the heels of September's moderate decline. The Index now stands at 71.2 -- down 9 points from where it stood last month. The Present Situation Index decreased to 70.7 from 73.5, while the Expectations Index fell to 71.5 from 84.7 last month.

      “Consumer confidence deteriorated considerably as the federal government shutdown and debt-ceiling crisis took a particularly large toll on consumers’ expectations,” said Lynn Franco, director of economic indicators at The Conference Board. “Similar declines in confidence were experienced during the payroll tax hike earlier this year, the fiscal cliff discussions in late 2012, and the government shutdown in 1995/1996. However, given the temporary nature of the current resolution, confidence is likely to remain volatile for the next several months.”

      How they see it

      Consumers’ assessment of current conditions declined moderately. Those who think business conditions are “good” decreased to 19.0% from 20.7%, while those claiming business conditions are “bad” edged down to 23.0% from 23.9%.

      Consumers’ appraisal of the job market was less favorable than last month. Those saying jobs are “plentiful” was virtually unchanged at 11.3%, while those saying jobs are “hard to get” jumped to 35.8% from 33.6%.

      Consumers’ expectations, which had softened in September, plunged in October. Those expecting business conditions to improve over the next six months fell to 16.0% from 20.6%, while those expecting business conditions to worsen increased to 17.5% from 10.3%.

      There was also more pessimism about the outlook for the labor market. Those anticipating more jobs in the months ahead decreased to 15.3% from 16.1%, while those anticipating fewer jobs increased to 22.7% from 19.1%. The proportion of consumers expecting their incomes to increase rose to 15.8% from 15.1%. However, those expecting a decrease rose to 15.4% from 13.9%.

      The monthly Consumer Confidence Survey is conducted for The Conference Board by Nielsen, a provider of information and analytics around what consumers buy and watch. The cutoff date for the preliminary results was October 17.

      The government shutdown earlier this month, along with jitters about the debt ceiling, took a toll on the way consumers viewed the economy. The Conference...
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      When should you start holiday shopping?

      There's no one answer but chances are, it isn't Black Friday

      Some people – superior beings who are extremely organized – do their holiday shopping throughout the year. As the holidays approach, they are blissfully free of the stress that plagues the rest of us.

      There is something to be said for that but shopping in April not only lacks the holiday spirit, the deals might not be as attractive. So it raises the question, when exactly should you start your holiday shopping?

      “It's a good idea to start saving now rather than start buying now,” said Cameron Huddleston, a contributing editor at Kiplinger's. “The deals aren't that good right now on most of the things people really want for Christmas. The deals get better the closer you get to the holidays.”

      That's because retailers start to feel the pressure the closer the holiday's get. Black Friday gets its name from the fact that, for most retailers, they only become profitable for the year – “getting in the black” – during the holiday shopping season.

      Some research suggests that shopping on Black Friday, itself, doesn't always yield the best results. The $199 laptop draws people in but the store may only have six of them at that price. Much of the rest of the store's merchandise is likely to be at the regular price. 

      A week after Black Friday

      Hitting the stores a week after Black Friday might yield better results. Stores will have had the chance to assess what sold and what didn't the week before and price merchandise accordingly. Some stores are even staging holiday sales events before Black Friday.

      Remember, you don't always have to show up at the store to get a good deal. Increasingly stores are offering special prices online – and not just on Cyber Monday. These special deals might be offered at any time.

      Rather than spending your shopping dollars all at once, take time to review advertising circulars and online specials, tracking prices on the items you want. After having their advertising plans leak online, many retailers are now taking the initiative, releasing their Black Friday ads well ahead of time.

      Get a sneak peak at the ads

      There's an entire category of websites now that offer sneak-peaks at advertising slicks. They include TheBlackFriday.com, BlackFriday.com, and GottaDeal.com , among others. These sites can alert you to what things will be selling for on Black Friday, allowing you to comparison shop now. It's not unheard of finding an item advertised as a Black Friday special on sale at the same price weeks before the big event. last weekend, Best Buy held a two day pre-holiday sale, marking down TVs, Macbooks, smartphones, tablets, and cameras.

      While you can save money by doing your shopping after Black Friday, you don't want to wait too late. A RetailMeNot.com survey found that more than 90% of respondents reported overspending by waiting until the last minute to do their holiday shopping. This group said it plans to spend an average of $167 per person on gifts.

      Avoiding deal envy

      The survey authors say the high cost spent per person on gifts is worrisome when you consider that more than a quarter of shoppers surveyed this year indicated last year that they set a budget and went over it. According to the report, exceeding a holiday budget sparks symptoms of Deal Envy, including guilt for more than a quarter of gift givers and anxiety for one in five.

      Though there are plenty of bargains late in the game, it may be that late shoppers don't take the time to seek them out. As the holidays get closer, the priority for consumers becomes crossing items off their shopping list and not getting the best price. So whether you shop on Black Friday or not, doing most of your shopping early rather than late will probably end up saving you money in the long run.

      Some people – superior beings who are extremely organized – do their holiday shopping throughout the year. As the holidays approach, they are b...
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      Teens busted for "shopping while Black" at Barneys New York

      Two New Yorkers say police harassed them after their purchases

      The good news for New York college student Trayon Christian is this: he stands a good chance of finishing his education without the massive student-loan debt burden that plagues so many of today’s young graduates.

      The bad news is: it’s because of the lawsuit Christian has filed against luxury clothier Barneys New York, after Christian bought a designer belt there with his debit card last April, and Barneys allegedly called police on suspicion that Christian’s debit card surely must be stolen. (It wasn’t; Christian paid for the belt with money he’d saved from his part-time work-study job.)

      The New York Daily News broke the story of Christian’s resulting lawsuit on Oct. 22. Christian, now 19 years old, studies engineering at the New York City College of Technology and lives with his mother in Queens. He is African-American, and strongly suspects that’s why Barney’s staffers suspected him of stealing the money he spent on the $349 Ferragamo belt.

      On the other hand. Barneys has denied any responsibility for Christian’s ordeal, and released a statement saying:

      “It is clear that no employee of Barneys New York was involved in the pursuit of any action with the individual other than the sale . . . . We are very sorry that any customer of our store would have this experience."

      Christian said that on April 29, he went to Barneys after work and bought the belt, which he’d been wanting for some time. The store clerk asked to see his ID before selling him the belt; Christian showed his ID, signed for the belt and left the store with his purchase.

      According to the Daily News, here’s what happened next:

      [H]e got no more than a block from the store when two undercover NYPD detectives stopped him … “They said my card wasn’t real, it was fake. They said someone at Barneys called to report it,” said Christian.

      The male detectives — whose names he never learned — asked to see ID and look in his bag, he said. They also asked him if he worked, and where.

      “I showed them my school ID and my driver’s license,” said Christian … “I kept thinking, ‘Why is this happening to me?’” he said.

      “The detectives were asking me, ‘How could you afford a belt like this? Where did you get this money from?’” he said.

       Christian’s lawsuit alleges he was then handcuffed, taken to the police station and detained in a holding cell for two hours, before police released him with an apology. The NYPD, for its part, admits that Christian was detained but disagrees over how long: a police spokeswoman said Christian was brought in at 7:04 pm and released at 7:45. His attorney said Christian wasn’t charged with anything.

      The day after breaking the news of Christian’s lawsuit, the Daily News reported a distressingly similar story: a black, 21-year-old nursing student named Kayla Phillips alleges that in February, she bought a designer handbag from Barneys, then plainclothes police harassed her three blocks from the store.

      Barneys CEO Mark Lee responded to the second story with a statement repeating that:

      Barneys New York believes that no customer should have the unacceptable experience described in recent media reports, and we offer our sincere regret and deepest apologies … we want to reinforce that Barneys New York has zero tolerance for any form of discrimination. We are a strong proponent of equal rights and equal treatment for all human beings. Our mission is to ensure that all customers receive the highest-quality service—without exception.

      To this end, we are conducting a thorough review of our practices and procedures as they relate to these matters to ensure that they reflect our continued commitment to fairness and equality. To lead this review, we have retained a civil rights expert, Michael Yaki, who also serves on the U.S. Commission on Civil Rights. … In addition, Barneys New York has reached out to community leaders to begin a dialogue on this important issue.

      As consumer journalists, we generally advise people to avoid buying $349 belts or $2,500 handbags anyway, on the grounds that there are much better uses for your money. But we never imagined we’d have to add a disclaimer warning our readers (regardless of skin color) to avoid such extravagant purchases for fear of being arrested.

      The good news for New York college student Trayon Christian is this: he stands a good chance of finishing his education without the massive student-loan de...
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      Feds tighten safety rules for bassinets, cradles

      Infants at risk of falls, suffocation in some circumstances

      Tightened safety regulations for bassinets and cradles will be going into effect next year. The Consumer Product Safety Commission (CPSC) adopted the rules after learning of 426 incidents involving bassinets and cradles, including 132 fatalities, from November 2007 through March 2013.

      Two such deaths occurred in 2008. In one case, Kennedy Brotherton slipped between the mattress and the side railing after the mattress came loose from the frame of her Simplicity bassinet, her aunt, Melissa Brotherton, told ConsumerAffairs.com in a phone interview in August 2008.

      Kennedy's body slipped through a space between the mattress and the railing until she dangled by her head on the lower bar of the railing and choked, according to Capt. Ron Copeland of the Shawnee Police Department in Kansas.

      "She was laughing and smiling when her parents put her to bed," Brotherton said. "They checked on her three times within an hour period. They were in the living room less than 10 feet away. She never cried."

      In the fall of 2007, Katelynn Simon suffered a similar fate in the same bassinet. "The rail design allowed her to slip her legs through and as she kept inching out she slipped lower," Simon's grandmother, Lori Crammond, wrote in a complaint to ConsumerAffairs.com. "Finally, her lungs were unable to expand."

      Improved testing

      The new regulations require improved testing and tighten the stability requirements, among other changes.

      Bassinets and cradles are defined as small beds designed specifically for infants five months or younger, and should no longer be used "when the child is able to push up on his/her hands and knees."

      Commissioner Nancy A. Nord dissented from portions of the decision although she said in a statement that she supported the goal of the modifications.

      "Bassinets have had a number of incidents—fatal and otherwise—over the years. These are heart-wrenching tragedies, and this rule seeks to address them."

      She said the suffocation death of a three-month-old infant was particularly tragic and prompted a joint response from the CPSC and the infant furniture industry, developing a test to ensure that segment mattresses in bassinets would not pose a similar suffocation hazard.

      Nord's objections centered around the testing procedure and the imposition of mandatory regulations instead of voluntary standards.

      Tightened safety regulations for bassinets and cradles will be going into effect next year. The Consumer Product Safety Commission (CPSC) adopted the rul...
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      Three critical things to consider before retiring

      It starts with figuring out what retirement is

      Retirement is everywhere these days. And no wonder, the Baby Boom cohort is either 65 years old or getting close. Financial services companies fill the TV airwaves with commercials, hoping to entice these graying citizens to buy their products.

      But these commercials are not all completely self-serving. Some raise issues that people contemplating retirement should think about. The first, and maybe the most important, is what retirement actually is.

      For people who have spent most of their working lives getting up early, making a daily commute and sitting in an office 40 hours a week, retirement first and foremost means not having to do that anymore. But it begs the question, if you aren't doing that, what will you be doing?

      Hopefully, it's something productive because, if it is, you might be able to earn some income from it. It's work, but work on your terms.

      Warren Buffet long ago reached the age at which he could retire but he probably didn't slow down enough to even think about it. He was too busy buying companies and adding to his billions.

      Keep working

      The point is that just because you hit 65 and quit your day job, you don't stop working altogether. If you find something you enjoy doing, you keep going. It not only gives you a reason to get up in the morning it supplements your retirement income. And with people routinely living into their 90s, that's important.

      Jack Williams is a clinical psychologist in State College, Pennsylvania. He has suggested that you should look at retirement simply as a career change. 

      “Retirement is a career change because it has all the practical hallmarks of a career change, such as the need for planning, the need to learn about your own strengths and priorities, the need for networking, the change in income, the need to try out new things, and the choice of a new direction,” he writes in his blog. “To have a thriving retirement, you need to be doing something that you believe in and that feels important to you.”

      If you have all the retirement income you think you will ever need – but who, besides Buffet, does? – you can choose a new vocation regardless of whether it brings compensation or not. But for most people entering retirement, income is very important.

      Sources of income

      That brings us to another critical consideration. How will you support yourself during your golden years? If you have a new retirement job or career you will get some income but probably not as much as you earned pre-retirement. Other sources of income include Social Security, your retirement savings and investments, and any pension your previous jobs provided.

      You can draw Social Security beginning at age 62, though most financial planners frown on drawing it before age 66 and many would prefer that you delay it until age 70. Here's why: your monthly Social Security payment is proportionately increased by two-thirds of one percent for every month you delay taking Social Security after reaching full retirement, up until age until age 70.

      Actuaries have crunched the numbers and figured out how much money you should receive between your retirement and your death. If you start drawing it at 62, those payments are smaller because they are spread out over more years. If you wait until age 70, they're larger. It's simple math. Social Security provides an online calculator to help you figure it out. 

      But while the total amount of money you will receive over your lifetime may be close to the same, regardless of when you start receiving it, you may need those larger payments later in life, when age-related infirmities may reduce your ability to earn additional income, or your retirement savings and investments begin to run low.

      If you draw Social Security at 62, make sure you can live on it. The government penalizes you by reducing your benefit for every dollar of income you earn over a certain limit.

      Stay healthy

      The third critical consideration is health. Health in old age is not just a quality of life issue but also an economic one. According to a recent retiree health care costs estimate calculated by Fidelity Benefits Consulting, a 65-year-old couple retiring in 2013 is estimated to need $220,000 to cover medical expenses throughout retirement. 

      You might not be able to prevent some diseases but many health conditions, especially those associated with aging, are preventable. Before reaching retirement age take steps to improve your health by shedding excess pounds, eating a balanced and nutritious diet and getting plenty of exercise. Maintain that lifestyle once you enter retirement.

      Retirement is everywhere these days. And no wonder, the Baby Boom cohort is either 65 years old or getting close. Financial services companies fill the TV ...
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      Audi, Volvo, GMC break Japanese dominance of Consumer Reports' reliability ratings

      Lexus, Toyota, Acura took the top three spots in the annual rankings

      European and U.S. automakers have broken Japanese dominance of Consumer Reports' annual auto reliability rankings, with Audi, Volvo and GMC taking three of the top 10 spots in this year's rankings.

      Three Japanese brands, Lexus, Toyota, and Acura captured the top three spots in the survey, which was conducted by the Consumer Reports National Research Center. The survey is believed to be the largest of its kind; findings are based on CR subscribers’ experiences with 1.1 million vehicles. Non-profit Consumer Reports uses the survey data to compile reliability histories on vehicles and predict how well new cars that are currently on sale will hold up.

      For more than a decade, Japanese brands have had a lock on most of the top spots in the survey. It’s been rare for a European, Korean, or U.S. carmaker to achieve anything higher than seventh or eighth place.

      Audi, Volvo

      But Audi, which has shown steady improvement in vehicle reliability during recent years, moved up four places this year to finish fourth overall—the top European manufacturer in the survey. Three Audis, the A6 sedan, Q7 SUV and Allroad wagon, have “much better than average” reliability.

      Volvo jumped 13 places to seventh. GMC emerged as the top domestic brand, finishing ninth—three places higher than last year. Moreover, every model from Audi, GMC, and Volvo, for which CR has data, earned an average or better reliability score.

      The top predicted-reliability score went to the redesigned 2014 Subaru Forester SUV, which hadn’t been on the market for very long when CR conducted the survey. The Ford C-Max Energi plug-in hybrid got the worst score, and the regular C-Max Hybrid wasn’t much better.

      General Motors fared better than other domestic brands.  In addition to GMC, Buick climbed nine slots to 12th place over last year.

      Japanese brands took seven out of the 10 top spots in the survey. Nissan sank to 22nd among the 28 brands in the rankings. Ten of those highest scorers were Toyotas. Of the eight Lexus models in CR’s survey, six got top marks. 

      Two popular models, the redesigned 2013 Honda Accord V6 and the 2013 Nissan Altima, scored too poorly in the survey for Consumer Reports to continue Recommending them. Last year, CR had predicted that both vehicles would have at least average reliability.

      Of the 31 Ford models in Consumer Reports’ survey, only one, the F-150 pickup with the 3.7-liter V6, was above average. 

      Chrysler is still below par overall, but a bright spot is the very nice Chrysler 300 C which scores above average—last year it was the company’s most troublesome vehicle.

      In recent years, Hyundai and Kia were beginning to challenge the Japanese at the top of Consumer Reports’ reliability rankings. In 2011, they scored well ahead of Detroit and most European companies. But they slipped a bit in the 2013 survey, with Kia ranking midpack and Hyundai sliding to 21st place.

      BMW and Mercedes-Benz remained around midpack among all brands. Volkswagen, which turned in a middling performance, was especially hampered by the trouble-prone Beetle, GTI, and Touareg. All three Minis in our survey made a very poor showing.

      Electronic trouble spots

      One of the key problem areas in Consumer Reports’ survey centers on in-car electronics, including the proliferating suite of audio, navigation, communication, and connected systems in newer cars. Of the 17 problem areas CR asks about, the category including in-car electronics generated more complaints from owners of 2013 models than for any other category. 

      In many cases, the survey revealed touch-screen infotainment systems have been buggy, with frustrating screen freezes, touch-control lag, or a reluctance to recognize a cell-phone, an MP3 device, or a voice command.

      Hybrids, electrics do well

      Hybrids and electric cars continue to do well. The Toyota Prius, Lexus ES 300h, Toyota Prius C, and Honda CR-Z hybrids, as well as the Nissan Leaf electric car, were among the top models. Ford’s C-Max and Fusion hybrids were the only exceptions. 

      The Tesla Model S electric car performed well enough in the survey to earn a Recommendation from CR for the first time. CR gathered data on more than 600 2012 and 2013 models. Owners of the 2012 model reported very few problems, although 2013 owners reported quite a few more. Problem areas included wind noise, squeaks and rattles, and body hardware (including the sunroof, doors, and locks). 

      Complete reliability report and results for all models are available at www.ConsumerReports.orgtoday, and in the December issue of Consumer Reports, on newsstands November 5. 

      European and U.S. automakers have broken Japanese dominance of Consumer Reports' annual auto reliability rankings, with Audi, Volvo and GMC taking three of...
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      Home prices on the rise again

      Year-over-year gains are the best in more than 7 years

      Home prices continued to claw their way higher in August.

      The S&P/Case-Shiller Home Price Indices showed that the 10-City and 20-City Composites gained 1.3% in August, with Las Vegas leading the cities with an increase of 2.9% -- its highest since August 2004. Detroit and Los Angeles followed with gains of 2.0% each.

      Year-over-year, the indices shot up 12.8%.

      “The 10-City and 20-City Composites posted a 12.8% annual growth rate,” says David M. Blitzer, chairman of the Index Committee at S&P Dow Jones Indices. “Both Composites showed their highest annual increases since February 2006.”

      Positive returns

      All 20 cities reported positive year-over-year returns. Thirteen cities posted double-digit annual gains. Las Vegas and California had year-over-year increases of over 20%. Denver and Phoenix posted 20 consecutive annual increases; Miami and Minneapolis 19. Despite showing 26 consecutive annual gains, Detroit remains the only city below its January 2000 index level.

      “The monthly percentage changes for the 20-City composite show the peak rate of gain in home prices was last April,” Blitzer noted. “Since then home prices continued to rise, but at a slower pace each month. This month 16 cities reported smaller gains in August compared to July. Recent increases in mortgage rates and fewer mortgage applications are two factors in these shifts.”

      More new highs

      Denver and Dallas again set new highs. All the other cities remain below their peaks. Boston and Charlotte are the two Metropolitan Statistical Areas closest to their peaks with only 8-9% left to go. Las Vegas is still down 47.1% from its peak level.

      All twenty cities posted monthly gains in August, although most cities showed deceleration compared to July. Las Vegas was at the top of the range at +2.9% and Seattle was at the bottom with a return of +0.5%. Month-over-month, San Francisco has been losing momentum as prices increased 4.9% in April 2013 and 0.9% in August 2013.

      Fourteen cities showed year-over-year rate acceleration in August versus last month. Las Vegas was the leader with an annual rate of 29.2%, its highest since March 2005. Denver and San Francisco posted their highest growth rates since August 2001 and March 2001, respectively. Although Dallas did not break into double-digit returns, the city posted its highest annual gain since it was first published in January 2000.

      Home prices continued to claw their way higher in August. The S&P/Case-Shiller Home Price Indices showed that the 10-City and 20-City Composites gained 1....
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      Fritos case may crumble, judge is skeptical

      Similar suit against Nestle's Buitoni pasta products dismissed

      The latest trend in consumer class actions is suing big food manufacturers over their labeling, particularly claims that products are "natural." But judges aren't all buying the argument.

      A federal judge last week expressed misgivings about a suit filed against Frito-Lay accusing it of misrepresenting the nutritional content of its snack products.

      In another case, a federal judge shot down a suit claiming Buitoni misleading labels its stuffed pasta products "all natural." 

      The lead plaintiffs -- Markus Wilson and Doug Campen -- claim Frito-Lay is deceiving customers by making false claims about its potato chips, corn chips and other snacks. The company says the "all natural" description is accurate since the chips contain potatoes and vegetable oil, among other things.

      But U.S. District Judge Samuel Conti balked at Wilson and Campen's claim that they should have standing to sue over the labeling of 85 Frito-Lay products as well as the handful of products they actually bought and, presumably, consumed.

      “Plaintiffs do not plead to have bought these products. Instead they simply provide long lists of products that they flatly state contain unlawful or misleading statements,” Judge Conti said. “Plaintiffs have taken lists of snack foods ... and asserted in their briefs — not in their pleadings — that they are all basically the same.”

      He also dismissed the plaintiffs’ claims that Frito-Lay website content constituted “labeling.”

      The plaintiffs alleged that by printing “Visit our website @ fritolay.com” on the back of packaging, any language on the websites constituted misleading labeling.

      Buitoni stuffing

      In the Buitoni case, a California federal judge shot down the customer’s interpretation of the phrase "all natural."

      Plaintiff Maritza Pelayo claimed she had bought the pasta because of the “all natural” assurances on the product label, and that she would not have bought them if she she knew they contained artificial ingredients. But U.S. District Judge John F. Walter dismissed her claims, finding she had failed to offer an objective or plausible definition of the phrase “all natural” as it appears on the label of Nestle’s Buitoni brand of products.

      The latest trend in consumer class actions is suing big food manufacturers over their labeling, particularly claims that products are "natural." But judges...
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      Wholesale prices dip in September

      A decline in food prices offset an uptick in energy costs

      A dip in the cost of food more than made up for a slight increase in energy costs, sending the government's Producer Price Index (PPI) down 0.1% in September. The decline follows a rise of 0.3% in August and a flat PPI in July.

      The decline was due largely to a drop of 1.0% in consumer foods, the largest since April, thanks to a plunge of 17.9% in the cost of fresh and smaller drops in prices for carbonated soft drinks and processed poultry.

      Energy prices, on the other hand, were up 0.5% with one-third of that attributable to a 6.0% jump in home heating oil costs. Higher prices for residential natural gas also were a factor.

      The “core” PPI, less the volatile food and energy categories, moved up 0.1%.

      The full report is available on the Labor Department website.

      Retail sales

      In a separate report, the government said retail sales were down 0.1% last month, in line with the forecast from economists at Briefing.com.

      The entire decline was due to a drop of 2.2% in motor vehicle sales. Excluding that volatile category, sales were up 0.4%.

      Sectors showing sales gains in September include grocery stores (1.0%), food services and drinking places (0.9%) and electronic ans appliance stores (0.7%). Sales at gasoline stations were flat.

      The complete retail sales report can be found on the Commerce Department website.

      A dip in the cost of food more than made up for a slight increase in energy costs, sending the government's Producer Price Index (PPI) down 0.1% in Septemb...
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      Taylor Farms recalls broccoli salad kits

      Salad dressing may be contaminated with monocytogenes

      Taylor Farms of Jessup, Md., is recalling approximately 5,084 pounds of broccoli salad kit products.

      The kits contain salad dressing in packets that may be contaminated with Listeria monocytogenes. There have been no reports of illnesses associated with consumption of these products.

      The salad kits were shipped to distributors and retail locations (delis) for consumer purchase in Connecticut, Delaware, Maryland, Massachusetts, New Jersey, New York and Vermont. The following products are subject to recall:

      • 6.06-lb. boxes labeled “TAYLOR FARMS BROCCOLI CRUNCH WITH BACON AND DRESSING ” with the case code 310151, produced on Oct. 21 and Oct. 22, 2013.
      • 12.13-lb. boxes labeled “TAYLOR FARMS BROCCOLI CRUNCH WITH BACON AND DRESSING ” with the case code 310153, produced Oct. 21 through Oct. 23, 2013.

      Case labels bear the establishment number “EST. 34522” inside the USDA mark of inspection. Retail consumers and the general public will not typically see the boxes and labels, because the product is typically unboxed by retailers (such as deli counters and restaurants) and the kit used to make salads for retail sale. The boxes and labels would be more likely to be seen by distributors and retailers.

      Consumers with questions regarding the recall can contact Taylor Farms Customer Service at 866-508-7048.

      Taylor Farms of Jessup, Md., is recalling approximately 5,084 pounds of broccoli salad kit products. The kits contain salad dressing in packets that may ...
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      Volkswagen recalls Audi A8 and S8 vehicles

      The sunroof glass panel that may shatter

      Volkswagen Group of America is recalling 1,120 model year 2013-2014 Audi A8 and S8 vehicles equipped with a standard sunroof, manufactured March 12, 2013, through July 15, 2013.

      These vehicles are equipped with a standard sunroof glass panel that may shatter. Should the sunroof's glass break while the vehicle is in use, the falling glass could injure the driver or passengers. It could also distract the driver, increasing the risk of a crash.

      Volkswagen will notify owners, and dealers will replace the sunroof glass panel, free of charge. The recall began on October 21, 2013.

      Owners may contact Audi of America at 1-800-822-2834. Volkwagen's number for this campaign is 60B6/1L.

      Volkswagen Group of America is recalling 1,120 model year 2013-2014 Audi A8 and S8 vehicles equipped with a standard sunroof, manufactured March 12, 2013, ...
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      Reser's expands recall of refrigerated ready-to-eat products

      The products may be contaminated with Listeria monocytogenes

      Reser's Fine Foods of Beaverton, Ore., is expanding the recall it issued earlier this month of refrigerated ready-to-eat products because they may be contaminated with Listeria monocytogenes.

      There are no confirmed illnesses associated with these products.

      The recalled refrigerated ready-to-eat products were distributed throught the U.S. and Canada.

      The product is sold in retail and food service establishments. The packages will be marked with a Use-by-Date or Best By Date and followed by a plant identifier code of 20. Products affected by this recall are listed below:

      Affected Products

      Item#Item DescriptionUse By Date
      YYYYMMDD
      Plant Code for
      Topeka Salad
      20
      58108.30144SLAW DIXIE HMSTYLE CVF 2/7#  2013100520past expiration date
      58108.30155SLAW SHORT SHRED CVF 2/7#    2013100520past expiration date
      71117.18232SLAW COLE DILLON'S  12/14z   2013100520past expiration date
      71117.67307PASTA ITALIAN SYSCO 2/8#     2013100520past expiration date
      74865.79731PASTA CALIFORNIA SALAD BB 2/5#2013100520past expiration date
      22486.15881SLAW COLE SHORT SHRED IMA 2/7#2013100720past expiration date
      22486.15888PASTA ITALIAN SALAD IMA 2/8# 2013100720past expiration date
      71117.67123SLAW HSTYLE DELI DESIGN 6/2.752013100720past expiration date
      71117.67690SLAW HOMESTYLE SHRED SYSCO 2/72013100720past expiration date
      28919.00240SLAW COLE TARGET CAD 12/425g 2013101020past expiration date
      58108.30156PROT SEAFOOD SALAD CVF 2/8#  2013101020past expiration date
      58108.30157POTATO RED ROYALE CVF 2/8#   2013101020past expiration date
      71117.00210POTATO CLASSIC RESER 2/8#    2013101020past expiration date
      71117.00282SALSA MANGO BAJA CAFE 2/5#   2013101020past expiration date
      71117.11150POTATO BAKED CHEFS CHOICE 2/8#2013101020past expiration date
      71117.14105POTATO RED SPEC CUT W/SKIN 2/82013101020past expiration date
      71117.14195RSTD CORN/BLACK BEAN SLD 2/5#2013101020past expiration date
      71117.18231POTATO RED DILLON'S 6/16z    2013101020past expiration date
      71117.19010PROT SEAFOOD SALAD AM CL 6/12z2013101020past expiration date
      71117.61581SLAW COLE HOMESTYLE RSR 6/4.5#2013101020past expiration date
      73474.55031POTATO MY PREMIER 2/5#       2013101020past expiration date
      81131.91755PROT TUNA SLD WALMART 12/12z 2013101020past expiration date
      71117.00265COOKIES & CREAM RESER 2/6#   2013101220past expiration date
      71117.11415PROT SEAFOOD SALAD RESER 2/8#2013101220past expiration date
      71117.11446KIT RED POTATO W/BC&BCN 2/5.5#2013101220past expiration date
      71117.18257POTATO DEVIL EGG DILLON 12/16z2013101220past expiration date
      71117.18262DELIGHT PISTACHIO RESER 6/11z2013101220past expiration date
      71117.18424POTATO DEVILED EGG DILLON 6/322013101220past expiration date
      71117.19038POTATO DEVILED EGG AM CL 6/16z2013101220past expiration date
      71117.85500POTATO REDSKN TEXAS RESER 3/8#2013101220past expiration date
      73474.01038SLAW COLE YODER 6/30 oz      2013101220past expiration date
      58108.30162SPEC CARROT/RAISIN CVF 2/8#  2013101520past expiration date
      71117.06125PASTA TRI-ROTINI RSR 6/3.1875#2013101520past expiration date
      71117.15345POTATO NEW ENGLAND RESER 2/8#2013101520past expiration date
      81131.91687POTATO REDSKIN WALMART 6/32z 2013101520past expiration date
      71117.14177BEANS SPICY/BOLD MILLER'S 6/3#2013101620past expiration date
      71117.14178BEANS W/BEEF MILLER'S 12/16z 2013101620past expiration date
      71117.19005POTATO RED SKIN AM CL 6/16z  2013101620past expiration date
      71117.14210SPEC CARROT/RAISIN RESER 2/8#2013101720past expiration date
      71117.16987DIP CREAMY SPINACH RESER 2/8#2013101720past expiration date
      71117.67273SPEC CARROT/RAISIN SYSCO 2/8#2013101720past expiration date
      72299.15160POTATO HOMESTYLE GILES 2/5#  2013101720past expiration date
      72299.15260SLAW AMISH SHREDDED GILES 2/5#2013101720past expiration date
      06795.28683PASTA CALIFORNIA WC 2/5#     2013101820past expiration date
      58108.30148PASTA CALIFORNIA CVF 2/5#    2013101820past expiration date
      58108.30164PASTA ROTINI CVF 2/8#        2013101820past expiration date
      58108.30168PASTA BOW TIE CVF 2/4.5#     2013101820past expiration date
      71117.00556POTATO BAKED SALAD RESER 2/5#2013101820past expiration date
      71117.11439KIT SEAFOOD RESER 2/4.9375#  2013101820past expiration date
      71117.11464KIT SEAFOOD SALAD 2/6#       2013101820past expiration date
      71117.14807PASTA TWIST BASE RESER 2/2.5#2013101820past expiration date
      71117.15314PASTA BOW TIE FLORENTINE 2/4.52013101820past expiration date
      71117.67307PASTA ITALIAN SYSCO 2/8#     2013101820past expiration date
      74865.79731PASTA CALIFORNIA SALAD BB 2/5#2013101820past expiration date
      74865.79733PASTA BOW TIE FLORTNE BB 2/4.52013101820past expiration date
      81131.91682SLAW WALMART 12/15z          2013101820past expiration date
      81131.91688SLAW WALMART 6/30z           2013101820past expiration date
      71117.14820KIT BROCCOLI SALAD 2/1.75#   2013101920past expiration date
      22486.15888PASTA ITALIAN SALAD IMA 2/8# 2013102020past expiration date
      28919.00237POTATO SLD TARGET CAD 12/454g2013102020past expiration date
      28919.00239MACARONI TARGET CAD 12/454g  2013102020past expiration date
      41303.82021SLAW COLE EE 6/15z           2013102020past expiration date
      52548.51755PASTA MEXICAN 7-11 12/7z     2013102020past expiration date
      54627.20863MACARONI CREAMY ELBOW YUM 3/8#2013102020past expiration date
      58108.30146POTATO DICED w/EGG CVF 2/8#  2013102020past expiration date
      58108.30150POTATO STHRN MUSTARD CVF 2/8#2013102020past expiration date
      58108.30160MACARONI SC & CHEDDAR CVF 2/8#2013102020past expiration date
      58108.37387POTATO FAMILY STYLE CVF 2/8# 2013102020past expiration date
      71117.14107POTATO MUSTARD DILLON'S 6/4# 2013102020past expiration date
      71117.14256PASTA ZESTY ROT W/BTN MUSH 2/82013102020past expiration date
      71117.14270PASTA CALIFORNIA RESER 2/5#  2013102020past expiration date
      71117.14729DRSG. ROTISSERIE CHICKEN 6/32z2013102020past expiration date
      71117.14759PASTA ITALIAN RESER 2/8#     2013102020past expiration date
      71117.15124SLAW REGULAR RESER 2/7#      2013102020past expiration date
      71117.18031DIP ART/JALAPENO SMK 6/10z   2013102020past expiration date
      71117.18233MACARONI ELBOW DILLON 12/16z 2013102020past expiration date
      71117.18234POTATO DILLON'S 12/16z       2013102020past expiration date
      71117.18235POTATO MUSTARD DILLON'S 12/16z2013102020past expiration date
      71117.18431POTATO MUSTARD DILLON'S 6/32z2013102020past expiration date
      71117.61586POTATO SOUTHERN SAM'S 6/4#   2013102020past expiration date
      71117.67504POTATO REGULAR SYSCO 3/8#    2013102020past expiration date
      71117.67505POTATO CLASSIC W/EGG SYSCO 3/82013102020past expiration date
      71117.67517POTATO HOMESTYLE SYSCO 1/30# 2013102020past expiration date
      71117.67685SLAW COLE COURSE SYSCO 2/7#  2013102020past expiration date
      71117.67687SLAW SHREDDED SYSCO 2/7#     2013102020past expiration date
      74865.79728PASTA GOUR W/CHDR CHSE BB 2/5#2013102020past expiration date
      81131.91685POTATO MUSTARD WALMART 6/32z 2013102020past expiration date
      81131.91689BEANS BAKED WALMART 6/32z    2013102020past expiration date
      81131.91745MACARONI AMISH WALMART 6/32z 2013102020past expiration date
      81131.91747POTATO AMISH WALMART 6/32z   2013102020past expiration date
      71117.00224MACARONI HMSTYLE SEASHELL 2/8#2013102220past expiration date
      22486.15885POTATO SALAD w/EGG IMA 3/8#  2013102320expires 10/23/13
      22486.15905POTATO S STYLE MUSTARD IMA 3/82013102320expires 10/23/13
      41303.82013POTATO SALAD ORIG. EE 6/16z  2013102320expires 10/23/13
      41303.82014POTATO SALAD HMSTYLE EE 6/16z2013102320expires 10/23/13
      41303.82016POTATO SALAD MUSTARD EE 6/16z2013102320expires 10/23/13
      41303.82023MACARONI CLASSIC EE 6/16z    2013102320expires 10/23/13
      41303.82029MACARONI & CHEDDAR EE 6/16z  2013102320expires 10/23/13
      41303.82034POTATO DEVILED EGG EE 6/16z  2013102320expires 10/23/13
      58108.30157POTATO RED ROYALE CVF 2/8#   2013102320expires 10/23/13
      71117.00158SALSA BLACK BEAN BAJA 2/5#   2013102320expires 10/23/13
      71117.00210POTATO CLASSIC RESER 2/8#    2013102320expires 10/23/13
      71117.00213MACARONI GOUR W/CHS RESER 2/8#2013102320expires 10/23/13
      71117.00214POTATO SOUTHERN MUST. RSR 3/8#2013102320expires 10/23/13
      71117.00215POTATO REGULAR RESER 3/8#    2013102320expires 10/23/13
      71117.00221POTATO HOMESTYLE RESER 1/30# 2013102320expires 10/23/13
      71117.00485POTATO RANCH HVR AM CL 2/8#  2013102320expires 10/23/13
      71117.00557POTATO DEVILED EGG RESER 2/8#2013102320expires 10/23/13
      71117.11150POTATO BAKED CHEFS CHOICE 2/8#2013102320expires 10/23/13
      71117.11588POTATO ORIGINAL DICKEY'S 3/8#2013102320expires 10/23/13
      71117.14138PROT TUNA SALAD RESER 2/5#   2013102320expires 10/23/13
      71117.14163PASTA SPIN w/CAVTAPI SFY 2/4.52013102320expires 10/23/13
      71117.17000POTATO REGULAR SS 12/3.5z    2013102320expires 10/23/13
      71117.17010MACARONI ELBOW  12/3.5z      2013102320expires 10/23/13
      71117.17100POTATO REGULAR SS 12/5.5z    2013102320expires 10/23/13
      71117.18263DELIGHT AMBROSIA RESER 6/11z 2013102320expires 10/23/13
      71117.18339BEANS SMOKEHOUSE BBQ RSR 6/16z2013102320expires 10/23/13
      71117.19010PROT SEAFOOD SALAD AM CL 6/12z2013102320expires 10/23/13
      71117.19014SLAW CHOPPED AM CL 6/15z     2013102320expires 10/23/13
      71117.19044MACARONI AMISH AM CL 6/16z   K2013102320expires 10/23/13
      71117.19045POTATO AMISH SLD AM CL 6/16z K2013102320expires 10/23/13
      71117.19047POTATO SALAD HVR AM CL 6/16z 2013102320expires 10/23/13
      71117.19300POTATO ORIGINAL AM CL 6/3#   2013102320expires 10/23/13
      71117.19303POTATO MUSTARD AM CL 6/3#    2013102320expires 10/23/13
      71117.19315MACARONI AMISH AM CL 6/3#    K2013102320expires 10/23/13
      71117.19316POTATO AMISH SLD AM CL 6/3#  K2013102320expires 10/23/13
      71117.19318POTATO SALAD HVR AM CL 6/3#  2013102320expires 10/23/13
      71117.61502POTATO LOADED w/BACON SMK 6/3#2013102320expires 10/23/13
      71117.61581SLAW COLE HOMESTYLE RSR 6/4.5#2013102320expires 10/23/13
      71117.65135POTATO DICED W/EGG 3/8#      2013102320expires 10/23/13
      71117.67120POTATO REG. DELI DESIGN 6/3# 2013102320expires 10/23/13
      71117.80400SPEC CRANBRY/ORANGE SALAD 2/8#2013102320expires 10/23/13
      73474.01039POTATO AMISH YODER 6/32 oz   2013102320expires 10/23/13
      73474.01045MACARONI AMISH YODER 6/32 oz 2013102320expires 10/23/13
      73474.01046POTATO AMERICAN YODER 6/32 oz2013102320expires 10/23/13
      73474.01047POTATO MUSTARD YODER 6/32 oz 2013102320expires 10/23/13
      73474.01048MACARONI DELI MATE YODER 6/32z2013102320expires 10/23/13
      73474.55009POTATO AMERICAN YODER 2/5#   2013102320expires 10/23/13
      73474.55010POTATO MUSTARD YODER 2/5#    2013102320expires 10/23/13
      71117.00225POTATO DEVILED EGG RESER 2/8#2013102520expires 10/25/13
      71117.00265COOKIES & CREAM RESER 2/6#   2013102520expires 10/25/13
      71117.00446SLAW AMISH RESER 2/7#        2013102520expires 10/25/13
      71117.00480POTATO DEVILED EGG AM CL 6/3#2013102520expires 10/25/13
      71117.14251PASTA ROMA FETA RESER 2/5#   2013102520expires 10/25/13
      71117.15190SLAW OIL AND VINEGAR 2/9#    2013102520expires 10/25/13
      21130.06741POTATO R SKN w/DILL SFY 12/16z2013102820expires 10/28/13
      71117.15345POTATO NEW ENGLAND RESER 2/8#2013102820expires 10/28/13
      81131.91681POTATO REDSKIN WALMART 12/16z2013102820expires 10/28/13
      81131.91687POTATO REDSKIN WALMART 6/32z 2013102820expires 10/28/13
      71117.19005POTATO RED SKIN AM CL 6/16z  2013102920expires 10/29/13
      72299.15870SPEC APPLES SPICED GILES 2/5#2013103020expires 10/30/13
      58108.30151POTATO COUNTRY STYLE CVF 2/8#2013110220expires 11/2/13
      58108.30158SPEC CUCUMBER SALAD CVF 2/8# 2013110220expires 11/2/13
      71117.14106POTATO DILLON'S 6/4#         2013110220expires 11/2/13
      71117.14107POTATO MUSTARD DILLON'S 6/4# 2013110220expires 11/2/13
      71117.14135SPEC 4-BEAN SALAD RESER 2/5# 2013110220expires 11/2/13
      71117.14743BASE ROTISSERIE CHICKEN 6/2# 2013110220expires 11/2/13
      71117.18042DIP CREAMY SPINACH SMK 6/11z 2013110220expires 11/2/13
      71117.19012PROT TUNA SALAD AM CL 6/12z  2013110220expires 11/2/13
      71117.67546POTATO COUNTRY SYSCO 3/8#    2013110220expires 11/2/13
      71117.67780POTATO MUSTARD GOURMET SYS 3/82013110220expires 11/2/13
      71117.67785POTATO MUSTARD CLASSIC SYS 3/82013110220expires 11/2/13
      74865.79728PASTA GOUR W/CHDR CHSE BB 2/5#2013110220expires 11/2/13
      79453.46925POTATO SLD SLCD STKHSE OK 2/5#2013110220expires 11/2/13
      81131.91678POTATO ORIGINAL WALMART 12/16z2013110220expires 11/2/13
      81131.91686MACARONI WALMART 6/32z       2013110220expires 11/2/13
      81131.91690POTATO REGULAR WALMART 6/4#  2013110220expires 11/2/13
      81131.91691POTATO MUSTARD WALMART 6/4#  2013110220expires 11/2/13
      81131.91745MACARONI AMISH WALMART 6/32z 2013110220expires 11/2/13
      81131.91747POTATO AMISH WALMART 6/32z   2013110220expires 11/2/13
      21130.06716POTATO CLASSIC SFWY SS 12/5.5z2013110420expires 11/4/13
      71117.06035DRSG. CHICKEN SLD RESER 5/4# 2013110420expires 11/4/13
      22486.15883POTATO HOMESTYLE DLXE IMA 3/8#2013110520expires 11/5/13
      41303.82013POTATO SALAD ORIG. EE 6/16z  2013110520expires 11/5/13
      41303.82016POTATO SALAD MUSTARD EE 6/16z2013110520expires 11/5/13
      41303.82023MACARONI CLASSIC EE 6/16z    2013110520expires 11/5/13
      41303.82029MACARONI & CHEDDAR EE 6/16z  2013110520expires 11/5/13
      71117.00162POTATO REG PARTY-PACK RSR 6/4#2013110520expires 11/5/13
      71117.00189POTATO COUNTRY RESER 3/8#    2013110520expires 11/5/13
      71117.00193DELIGHT AMBROSIA RESER 2/8#  2013110520expires 11/5/13
      71117.00219POTATO HOMESTYLE RESER 3/8#  2013110520expires 11/5/13
      71117.00223POTATO ORIGINAL RESER  3/4#  2013110520expires 11/5/13
      71117.00224MACARONI HMSTYLE SEASHELL 2/8#2013110520expires 11/5/13
      71117.00227POTATO MUSTARD RESER 3/4#    2013110520expires 11/5/13
      71117.00258POTATO MUSTARD CLASSIC 3/8#  2013110520expires 11/5/13
      71117.00278POTATO REGULAR RESER 2/10#   2013110520expires 11/5/13
      71117.00286MACARONI ELBOW RESER 3/4#    2013110520expires 11/5/13
      71117.06103DRSG. COLE SLAW 18/20z       2013110520expires 11/5/13
      71117.14283SPEC CUKE & ONION 2/8#       2013110520expires 11/5/13
      71117.17000POTATO REGULAR SS 12/3.5z    2013110520expires 11/5/13
      71117.17010MACARONI ELBOW  12/3.5z      2013110520expires 11/5/13
      71117.17100POTATO REGULAR SS 12/5.5z    2013110520expires 11/5/13
      71117.19000POTATO ORIGINAL AM CL 12/16z 2013110520expires 11/5/13
      71117.64600POTATO OLD FASH KNG SOOPR 3/4#2013110520expires 11/5/13
      71117.64605MACARONI ELBOW K SOOPER 3/4# 2013110520expires 11/5/13
      71117.64640POTATO MUSTARD KING SOOPR 3/4#2013110520expires 11/5/13
      71117.67121POTATO MUST. DELI DESIGN 6/3#2013110520expires 11/5/13
      71117.67122MACARONI ELBW DELI DESIGN 6/3#2013110520expires 11/5/13
      71117.80400SPEC CRANBRY/ORANGE SALAD 2/8#2013110520expires 11/5/13
      73474.01047POTATO MUSTARD YODER 6/32 oz 2013110520expires 11/5/13
      41303.82019POTATO SALAD MUSTARD EE 6/3# 2013110620expires 11/6/13
      41303.82020POTATO SALAD ORIGINAL EE 6/3#2013110620expires 11/6/13
      71117.00215POTATO REGULAR RESER 3/8#    2013110620expires 11/6/13
      71117.18405MACARONI ELBOW RESER 6/32z   2013110620expires 11/6/13
      06795.28683PASTA CALIFORNIA WC 2/5#     2013110820expires 11/8/13
      58108.30148PASTA CALIFORNIA CVF 2/5#    2013110820expires 11/8/13
      71117.00556POTATO BAKED SALAD RESER 2/5#2013110820expires 11/8/13
      71117.11396PROT SEAFOOD DELUXE RESER 2/5#2013110820expires 11/8/13
      71117.11439KIT SEAFOOD RESER 2/4.9375#  2013110820expires 11/8/13
      71117.14807PASTA TWIST BASE RESER 2/2.5#2013110820expires 11/8/13
      71117.67307PASTA ITALIAN SYSCO 2/8#     2013110820expires 11/8/13
      74865.79721PROT TUNA DELUXE SLD BB 2/5# 2013110820expires 11/8/13
      74865.79731PASTA CALIFORNIA SALAD BB 2/5#2013110820expires 11/8/13
      74865.79736PROT SEAFOOD DLX SALAD BB 2/5#2013110820expires 11/8/13
      22486.15888PASTA ITALIAN SALAD IMA 2/8# 2013111020expires 11/10/13
      41303.82021SLAW COLE EE 6/15z           2013111020expires 11/10/13
      71117.11586POTATO LOADED BAKED RESER 2/5#2013111020expires 11/10/13
      71117.14270PASTA CALIFORNIA RESER 2/5#  2013111020expires 11/10/13
      71117.15124SLAW REGULAR RESER 2/7#      2013111020expires 11/10/13
      71117.67685SLAW COLE COURSE SYSCO 2/7#  2013111020expires 11/10/13
      71117.85506PROT TUNA GOURMET RESER 2/5# 2013111020expires 11/10/13
      06795.28681SLAW COLE CLASSIC WC 2/4.75# 2013111320expires 11/13/13
      58108.30149PROT CHIX SALAD CVF 2/5#     2013111320expires 11/13/13
      71117.00485POTATO RANCH HVR AM CL 2/8#  2013111320expires 11/13/13
      71117.00486PASTA BCN RANCH HVR AM CL 2/8#2013111320expires 11/13/13
      71117.00557POTATO DEVILED EGG RESER 2/8#2013111320expires 11/13/13
      71117.11392PROT CHIX CRANBERRY/PECAN 2/5#2013111320expires 11/13/13
      71117.11587POTATO O.F. DILL DICKEY'S 2/5#2013111320expires 11/13/13
      71117.18274DELIGHT CRANBERY AMBROSIA 6/9z2013111320expires 11/13/13
      71117.19008PROT CHIX SALAD AM CL 6/12z  2013111320expires 11/13/13
      71117.19010PROT SEAFOOD SALAD AM CL 6/12z2013111320expires 11/13/13
      71117.19047POTATO SALAD HVR AM CL 6/16z 2013111320expires 11/13/13
      71117.68007PROT CHIX SYSCO 2/5#         2013111320expires 11/13/13
      73474.55031POTATO MY PREMIER 2/5#       2013111320expires 11/13/13
      73474.55032POTATO MUSTARD MY PREMIER 2/5#2013111320expires 11/13/13
      73474.99042SPEC BEAN KIDNEY SALAD DS 2/5#2013111320expires 11/13/13
      74865.79725POTATO RD SKN W/SC&DILL BB 2/52013111320expires 11/13/13
      79453.21477PASTA ITAL STYL ZITI OK 2/4.5#2013111320expires 11/13/13
      81131.91755PROT TUNA SLD WALMART 12/12z 2013111320expires 11/13/13
      21130.06688POTATO DEVILED EGG SFWY 12/16z2013111520expires 11/15/13
      21130.06731POTATO PICNIC SAFEWAY 12/16z 2013111520expires 11/15/13
      22486.15887PROT CHIX SALAD IMA 2/5#     2013111520expires 11/15/13
      71117.00225POTATO DEVILED EGG RESER 2/8#2013111520expires 11/15/13
      71117.00272STRAWBERRIES & CREAM RSR 2/6#2013111520expires 11/15/13
      71117.00400POTATO BAKED SALAD RESER 2/8#2013111520expires 11/15/13
      71117.11400PROT CHIX RESER 2/5#         2013111520expires 11/15/13
      71117.11446KIT RED POTATO W/BC&BCN 2/5.5#2013111520expires 11/15/13
      71117.14251PASTA ROMA FETA RESER 2/5#   2013111520expires 11/15/13
      71117.18262DELIGHT PISTACHIO RESER 6/11z2013111520expires 11/15/13
      71117.85500POTATO REDSKN TEXAS RESER 3/8#2013111520expires 11/15/13
      77509.63308PROT CHICKEN/CRAN/PECAN 6/12z2013111620expires 11/16/13
      21130.06741POTATO R SKN w/DILL SFY 12/16z2013111820expires 11/18/13
      71117.15345POTATO NEW ENGLAND RESER 2/8#2013111820expires 11/18/13
      71117.16902PROT SEAFOOD SALAD RESER 2/5#2013111820expires 11/18/13
      81131.91681POTATO REDSKIN WALMART 12/16z2013111820expires 11/18/13
      81131.91687POTATO REDSKIN WALMART 6/32z 2013111820expires 11/18/13
      71117.00281BEANS CAROLINA BBQ w/MEAT 2/5#2013111920expires 11/19/13
      71117.14177BEANS SPICY/BOLD MILLER'S 6/3#2013111920expires 11/19/13
      71117.14179BEANS W/BEEF MILLER'S 6/3#   2013111920expires 11/19/13
      72299.15260SLAW AMISH SHREDDED GILES 2/5#2013112020expires 11/20/13
      06795.28677MACARONI ELBOW WC 2/5#       2013112320expires 11/23/13
      58108.30145PROT TUNA SALAD CVF 2/5#     2013112320expires 11/23/13
      58108.30146POTATO DICED w/EGG CVF 2/8#  2013112320expires 11/23/13
      58108.30151POTATO COUNTRY STYLE CVF 2/8#2013112320expires 11/23/13
      58108.30159POTATO MUSTARD DICED CVF 2/8#2013112320expires 11/23/13
      58108.30166PROT HAM SALAD CVF 2/5#      2013112320expires 11/23/13
      71117.11428KIT HONEY DRSG F & NUTS 6/40z2013112320expires 11/23/13
      71117.14135SPEC 4-BEAN SALAD RESER 2/5# 2013112320expires 11/23/13
      71117.14139PROT HAM SLD SUPREME RSR 2/5#2013112320expires 11/23/13
      71117.18233MACARONI ELBOW DILLON 12/16z 2013112320expires 11/23/13
      71117.18234POTATO DILLON'S 12/16z       2013112320expires 11/23/13
      71117.18235POTATO MUSTARD DILLON'S 12/16z2013112320expires 11/23/13
      71117.19012PROT TUNA SALAD AM CL 6/12z  2013112320expires 11/23/13
      71117.67505POTATO CLASSIC W/EGG SYSCO 3/82013112320expires 11/23/13
      71117.67513MACARONI HOMESTYLE SYSCO 3/8#2013112320expires 11/23/13
      71117.67546POTATO COUNTRY SYSCO 3/8#    2013112320expires 11/23/13
      71117.68049PROT TUNA SALAD SYSCO 2/5#   2013112320expires 11/23/13
      74865.79728PASTA GOUR W/CHDR CHSE BB 2/5#2013112320expires 11/23/13
      81131.91679POTATO MUSTARD WALMART 12/16z2013112320expires 11/23/13
      81131.91685POTATO MUSTARD WALMART 6/32z 2013112320expires 11/23/13
      81131.91744MACARONI AMISH WALMART 12/16z2013112320expires 11/23/13
      21130.06685POTATO CLASSIC SAFEWAY 12/16z2013112520expires 11/25/13
      21130.06686MACARONI CLASSIC SFWAY 12/16z2013112520expires 11/25/13
      21130.06689POTATO MUSTARD SAFEWAY 12/16z2013112520expires 11/25/13
      41303.82023MACARONI CLASSIC EE 6/16z    2013112620expires 11/26/13
      41303.82029MACARONI & CHEDDAR EE 6/16z  2013112620expires 11/26/13
      71117.00189POTATO COUNTRY RESER 3/8#    2013112620expires 11/26/13
      71117.00193DELIGHT AMBROSIA RESER 2/8#  2013112620expires 11/26/13
      71117.00212POTATO MUSTARD RESER 3/8#    2013112620expires 11/26/13
      71117.00224MACARONI HMSTYLE SEASHELL 2/8#2013112620expires 11/26/13
      71117.00278POTATO REGULAR RESER 2/10#   2013112620expires 11/26/13
      71117.00286MACARONI ELBOW RESER 3/4#    2013112620expires 11/26/13
      71117.00288MACARONI HMSTYLE ELBOW RSR 3/82013112620expires 11/26/13
      71117.11402PROT HAM RESER 2/5#          2013112620expires 11/26/13
      71117.14172BEANS SMOKEHOUSE BBQ 2/8#    2013112620expires 11/26/13
      71117.14282DELIGHT HAWAIIAN RESER 2/6#  2013112620expires 11/26/13
      71117.18263DELIGHT AMBROSIA RESER 6/11z 2013112620expires 11/26/13
      71117.18330POTATO ORIGINAL RESER 12/16z 2013112620expires 11/26/13
      71117.18334POTATO MUSTARD RESER 12/16z  2013112620expires 11/26/13
      71117.18335MACARONI ELBOW RESER 12/16z  2013112620expires 11/26/13
      71117.19000POTATO ORIGINAL AM CL 12/16z 2013112620expires 11/26/13
      71117.19300POTATO ORIGINAL AM CL 6/3#   2013112620expires 11/26/13
      71117.19303POTATO MUSTARD AM CL 6/3#    2013112620expires 11/26/13
      71117.19305MACARONI SALAD AM CL 6/3#    2013112620expires 11/26/13
      71117.19316POTATO AMISH SLD AM CL 6/3#  K2013112620expires 11/26/13
      71117.61650POTATO REGULAR SAM'S 6/5#    2013112620expires 11/26/13
      71117.64605MACARONI ELBOW K SOOPER 3/4# 2013112620expires 11/26/13
      71117.65135POTATO DICED W/EGG 3/8#      2013112620expires 11/26/13
      71117.80400SPEC CRANBRY/ORANGE SALAD 2/8#2013112620expires 11/26/13
      73474.55010POTATO MUSTARD YODER 2/5#    2013112620expires 11/26/13
      73474.55015MACARONI YODER 2/5#          2013112620expires 11/26/13
      71117.00215POTATO REGULAR RESER 3/8#    2013112720expires 11/27/13
      71117.06102DRSG. BROCCOLI RESER 18/18z  2013121720expires 12/17/13
      71117.00266SPEC 4-BEAN RESER 2/8#       2013122320expires 12/23/13
      71117.17050DIP RANCH SS 12/4z           2013122720expires 12/27/13
      51933.19720PIMENTO SPRD SAV-A-LOT 12/12z2014010320expires 01/03/14
      71117.00003PIMENTO SPREAD MRS WEAVR 12/7z2014010320expires 01/03/14
      71117.00134SALSA PICO DE GALLO 2/5#     2014010720expires 01/07/14
      71117.02793PIMENTO SPRD MRS WEAVER 6/24z2014011520expires 01/15/14
      71117.02793PIMENTO SPRD MRS WEAVER 6/24z2014011620expires 01/16/14
      71117.14752DRSG. COLE SLAW RESER 2/4#   2014011720expires 01/17/14
      71117.02400PIMENTO SPRD MRS WEAVR 12/12z2014020620expires 02/06/14
      71117.02793PIMENTO SPRD MRS WEAVER 6/24z2014020620expires 02/06/14
      71117.15235PARFAIT STRAWBERRY RESER 2/8#2014031720expires 03/17/14

      Canadian Distribution

      Item#Item DescriptionBest By Date
      YYYYMMDD
      Plant Code for 
      Topeka Salad
      20
      71117.18244SLAW CRUNCHY CAD 12/425g     2013101020past expiration date
      71117.61225SLAW CRUNCHY RSR CAD 6/1.25kg2013101020past expiration date
      71117.61251POTATO HOMESTYLE CAD 6/454g  2013101020past expiration date
      71117.61254SLAW OIL/VINEGAR CAD 6/425g  2013101020past expiration date
      71117.00164POTATO GOURMET CAD 6/1.81kg  2013101220past expiration date
      71117.61209POTATO GOURMET RED CAD 12/340g2013101220past expiration date
      71117.61252POTATO DEVILED EGG CAD 6/454g2013101220past expiration date
      71117.61629POTATO HMS RED CAD  6/2.27kg 2013101520past expiration date
      71117.61206DIP CREAMY SPINACH CAD 12/454g2013101720past expiration date
      71117.18241MACARONI CHEESY CAD 12/454g  2013102020past expiration date
      71117.61227MACARONI CHEESY CAD 6/1.25kg 2013102020past expiration date
      71117.18240MACARONI ELBOW CAD 12/454g   2013102320expires 10/23/13
      71117.18242POTATO SALAD CAD 12/454g     2013102320expires 10/23/13
      71117.18243POTATO w/EGG CAD 12/454g     2013102320expires 10/23/13
      71117.61320POTATO SLD CAD 6/1.25kg      2013102320expires 10/23/13
      71117.61321POTATO w/EGG CAD 6/1.25kg    2013102320expires 10/23/13
      71117.61322MACARONI REG CAD 6/1.25kg    2013102320expires 10/23/13
      71117.00164POTATO GOURMET CAD 6/1.81kg  2013102520expires 10/25/13
      71117.61629POTATO HMS RED CAD  6/2.27kg 2013102820expires 10/28/13
      71117.61206DIP CREAMY SPINACH CAD 12/454g2013103020expires 10/30/13
      71117.61227MACARONI CHEESY CAD 6/1.25kg 2013110220expires 11/2/13
      71117.61322MACARONI REG CAD 6/1.25kg    2013110520expires 11/5/13
      71117.00164POTATO GOURMET CAD 6/1.81kg  2013111520expires 11/15/13
      71117.61252POTATO DEVILED EGG CAD 6/454g2013111520expires 11/15/13
      71117.61629POTATO HMS RED CAD  6/2.27kg 2013111820expires 11/18/13
      71117.18240MACARONI ELBOW CAD 12/454g   2013112620expires 11/26/13
      71117.18243POTATO w/EGG CAD 12/454g     2013112620expires 11/26/13
      71117.61320POTATO SLD CAD 6/1.25kg      2013112620expires 11/26/13
      71117.61321POTATO w/EGG CAD 6/1.25kg    2013112620expires 11/26/13

      Consumers who purchased the product may take it back to the store for a refund or discard it.

      For more information contact Reser's Fine Foods Consumer Hotline 1-888-257-7913 (8am-10pm EST).

      Reser's Fine Foods of Beaverton, Ore., is expanding the recall it issued earlier this month of refrigerated ready-to-eat products because they may be conta...
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      Keeping up with scams a never-ending job

      For law enforcement, it's like playing Whack-a-Mole

      Scammers always seem to be one step ahead of the authorities, victimizing unsuspecting consumers with impunity for years before justice finally catches up. But sometimes, justice does, in fact, catch up with scammers.

      Four years after consumers first began reporting frightening calls from abusive debt collectors trying to shake down victims over phony payday loans, a federal court has stopped operations in Atlanta and Cleveland it said were running the scam.

      Since 2009 thousands of people have received calls, threatening them with arrest because of an unpaid payday loan. This scam was particularly dangerous because the caller had the victim's personal information, raising the possibility of identify theft.

      While victims are now breathing a sigh of relief, it isn't clear if other, unrelated operators are also running the same scam. Time will tell.

      New scam targets African-Americans

      Meantime, authorities are trying to run down another scam that is targeting African-American farmers. Scammers are contacting them, offering assistance in filing claims in the Black Farmers Discrimination Litigation against the U.S. Department of Agriculture.

      “It has been brought to our attention that there are individuals and organizations who are holding meetings statewide and charging a fee to help black farmers file claims and participate in lawsuits when, in fact, the deadline to do so has long since passed,” said Mississippi Attorney General Hood. “We are looking into these allegations and what we can do about them, but feel the need to warn consumers to be wary.”

      The litigation was real. African-American farmers sought compensation from USDA for racial discrimination in farm loans and loan servicing between 1981 and 1996. However, the settlement was reached in 2011 and the deadline to file a claim was May 11, 2012.

      “Wherever there is money involved, we find scammers trying to steal it from those who most need it,” Hood said. “What a shame that we have to send out such a warning. You can never be too careful these days.”

      Internet is dangerous place

      Indeed. While scammers in the past relied mostly on the telephone and the U.S. mail, today's charlatans are more likely to use the Internet. The above-mentioned fake payday loan scam may have delivered its threats by phone but it's likely the schemers targeted their victims by their submission of personal information online.

      Stephen Ebbett, President of Protect Your Bubble, an insurance company that writes policies protecting against identity theft, says consumers have to exercise extreme caution online. Rule number one, he says, is to only input personal information at trusted and verified sites.

      “Virtually all reputable ecommerce sites provide a Secure Sockets Layer (SSL) certificate, which means that a secure link between the site and your browser has been verified – it’s an assurance that the site uses encryption to keep hackers away from credit card data and other personal information,” Ebbett said.

      Check the address

      You can tell if a website has an SSL certificate by paying attention to the URL at the top of the browser. It should begin with HTTPS instead of HTTP. There should also be an icon in the form of a lock to the left of the address. If you click on the lock you can see the name of the certifying organization that verified data encryption for the site.

      Sophisticated scammers are wise to this and are starting to create convincing HTTPS sites, so this is not a foolproof tell.

      Increasingly, identity theft is where the money is in the scam game so consumers who take steps to protect their identities in online activities can do a lot to keep scammers at arm's length. The numbers are staggering.

      A Javelin Strategy and Research study and Federal Trade Commission statistics show that there were almost a million more cases of identity theft in 2012 than there were in 2011. Nearly 13 million Americans were victims of identity thieves in 2012.

      Scammers always seem to be one step ahead of the authorities, victimizing unsuspecting consumers with impunity for years before justice finally catches up....
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      Honda planning late release of 2014 Civic

      Absence from showrooms has industry tongues wagging

      If you've visited a car dealer lately you know that in most cases, the 2014 models are on the lot and salesmen are eager to send you home in a 2013 model, to make room. But the 2014 Honda Civic, one of America's best-selling cars, has yet to make an appearance.

      Just when the new Civic will show up in showrooms is anyone's guess, because Honda hasn't said. Industry guesses have ranged from late fall to early first quarter 2014. However, the public will get its first glimpse at the 2013 Specialty Equipment Market Association (SEMA) Show in Las Vegas Nov. 5.

      While Honda has had little to say about the new Civic it recently confirmed that the car will be receiving a "mid-cycle refresh," meaning the Civic will get some new enhancements. If the changes turn out to be major, it would be the third straight year for that.

      Winning converts

      The Civic has always been a popular entry-level car but won new converts when it moved from the sub-compact to the compact class in 2001. U.S. sales totaled nearly 318,000 in 2012.

      Automotive site Edmunds.com notes the 2012 Civic got a major makeover that was not received all that enthusiastically. Honda responded with a significant refresh that earned high marks from Edmunds reviewers, along with others in the industry.

      Improvements in the 2013 model, including enhanced fuel economy that bumped the highway rating to 39 mpg, have helped the Civic stand out as a compact segment leader. In the absence of details, dealers are left to speculate and hope. Benson Honda of San Antonio suggests that if the automaker implements a version of its Earth Dreams engine in the new Civic, it's possible that the car will break the 40 mpg highway barrier.

      Integrated Internet radio

      One improvement might be in the Civic's entertainment system. The automotive site Best New Cars expects the addition of a system that allows drivers to connect to Pandora Internet radio and have text messages read aloud over the audio system. It also predicts push-button start and heated seats. 

      “As far as security technologies in 2014 Honda Civic will have ACC and CMBS. ACC allows you to set a constant speed and the distance from the vehicle in front of you. All this is possible thanks to the sensor which is located behind the front grille,” the site says. “CMBS system pre-screen in front of your vehicle and promptly notifies you if you need to take a specific action. If necessary, starts and braking.”

      4-Car Reviews, an automotive industry blog, predicts only small changes to the 2014 Civic.

      “The Honda Civic will not change beyond perhaps a new color choice or two or maybe some juggled functions,” the site says. “Gas mileage is unlikely to get much better unless Honda goes extreme and presents a new automated gearbox.” 

      The civic has gotten bigger over the years, but may not get any larger. After all, Honda must protect its midsize model, the Accord. Still, many industry insiders note that the Civic boasts passenger volume of nearly 100 cubic feet, which might help explain its continued popularity.

      It completes with the Ford Focus and Fiesta and Chevrolet Cruz, which are already out with their 2014 models and perhaps, are taking a few sales that might have gone the Civic's way. On the other hand, Honda is building a buzz among industry insiders and, it hopes, with consumers.

      If you've visited a car dealer lately you know that in most cases, the 2014 models are on the lot and salesmen are eager to send you home in a 2013 model, ...
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      Researchers find new genes linked to Alzheimer's

      More genes identified in three-year study than in all of the previous 20 years

      The largest international study ever conducted on Alzheimer's disease has found 11 new regions of the genome involved in the disease, providing new understanding of the underlying molecular processes.

      "This study clearly demonstrates that there really is strength in numbers to identify genes that individually have a small effect on risk of Alzheimer's," said Lindsay A. Farrer, PhD, Chief of Biomedical Genetics and professor of medicine, neurology, ophthalmology, genetics & genomics, epidemiology, and biostatistics at Boston University School of Medicine. "But it's not the magnitude of the odds ratio that's really important. Each gene we implicate in the disease process adds new knowledge to our understanding of disease mechanism and provides insight into developing new therapeutic approaches, and ultimately these approaches may be more effective in halting the disease since genes are expressed long before clinical symptoms appear and brain damage occurs," he added.

      Since 2009, 10 genes for Alzheimer's disease have been identified. However, much of the individual susceptibility to develop the disease remains unexplained. So in February 2011, the leaders of the four largest international research consortia on the genetics of Alzheimer's joined forces to accelerate the discovery of new genes. Their findings are reported in the current issue of Nature Genetics.

      In three years, the researchers identified more genes than had been identified over the previous 20 years. They collected genetic data on 74,076 patients and controls from 15 countries and were able to discover 11 new genes in addition to those already known, and identify 13 other genes, yet to be validated.

      These 11 new confirmed genes may open new avenues to understanding the causes of Alzheimer's. For example, one of the most significant findings suggests the involvement of the immune system in the disease. In addition, this same region has also been associated with two other neurodegenerative diseases, one known to have an immune mechanism, multiple sclerosis and another not previously thought to have a major immune component, Parkinson's disease.

      The work demonstrates that, given the complexity of such a disease, only a global collaboration of research efforts will quickly find solutions to tackle this major threat, the researchers said.

      "Alzheimer's is a complex and devastating disorder, and if we are to reach our goal of finding effective therapies to treat it, then collaboration is key," said Neil Buckholtz, PhD, National Institute on Aging Division of Neuroscience Director. "[The consortium's] sharing of DNA samples, data sets and scientific insights proves that team concept, and NIA is gratified to have provided the infrastructure and support needed to move the team forward."

      The largest international study ever conducted on Alzheimer's disease has found 11 new regions of the genome involved in the disease, providing new underst...
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      App developers say uploading consumers' address books harms no one

      The developers say consumers suffered no damage and have no legal standing

      Does the information in your online address book have any value? A group of online developers say it doesn't and that, therefore, you shouldn't complain if they copy it without bothering to ask. 

      Using that argument, the developers want a federal judge to throw out a lawsuit accusing them of violating consumers' privacy by swiping the names and email addresses stored on their computer or smartphone. 

      The developers basically say the consumers have no "standing" -- meaning that they have not been harmed or affected in any way and therefore should, basically, sit down and shut up. 

      Besides, the developers note, in most cases they didn't charge the consumers anything for the apps they downloaded so there were no economic damages.

      You might ask why somebody would bother to steal something that has no value, but that's another question.

      It all started ...

      The origin of the case dates back to March 2012, when a Texas resident, Marc Opperman, sued Path and other developers who allegedly uploaded address books from his iPhone. A month earlier, the Federal Trade Commission had sued Path for allegedly violating its users' privacy by swiping their address books.

      Path, a somewhat obscure social network, apologized and said it had deleted the information. It also settled the FTC complaint.

      Since then, Opperman's original case has expanded to include many more developers, including Instagram, Yelp, Hipster and Twitter.

      The developers have asked U.S. District Court Judge Jon Tigar in San Francisco to dismiss the suit with prejudice, meaning that it could not be refiled, saying that consumers have not demonstrated any damage. 

      “Plaintiffs have not identified any use of their address books by any defendant or third party that caused plaintiffs any harm or that devalued plaintiffs’ address book information,” they argue.

      Does the information in your online address book have any value? A group of online developers say it doesn't and that, therefore, you shouldn't complain if...
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