Buyer's choice awards

Debt Settlement

How did we pick our winners?

The Buyer's Choice Awards, driven by consumer feedback, incorporate over 4 million reviews from ConsumerAffairs website users across the United States. These awards are based on sentiments important to consumers in various categories, identified through web research, and include assessments of whether consumers had positive, negative or neutral experiences with companies.

Best Customer Service Winners

Best for clients with $10,000 or more in unsecured debt. Says it could reduce your debt by up to 40%. Over $3 billion in client debt paid off. Your quote is 100% free and will not affect your credit score.

  • Accredited with BBB, AFCC, IAPDA
  • Various debt consolidation options
  • Free consultation
  • Experienced Consolidation Specialists

Specializes in debt settlement services. Debt can be settled in 24 to 48 months, and fees range from 15% to 25%. $7,500 minimum debt required. Track progress 24/7 via online dashboard. No-risk debt relief consultation offered.

  • No fees until settlement reached, authorized by client
  • Has resolved over $17 billion in debt in 20-plus years
  • Works with high debt amounts
  • Long-term credit recovery

Debt is often reduced by as much as 50%, with most cases settled in 24-48 months. Fees vary between 15-25% of enrolled debt. No upfront fees. $7,500 minimum debt required. Offers debt settlement services, not a loan provider.

  • Free consultation with debt coach
  • Free debt relief quote
  • Numerous accreditations

Best Experience with Staff Winners

Best for clients with $10,000 or more in unsecured debt. Says it could reduce your debt by up to 40%. Over $3 billion in client debt paid off. Your quote is 100% free and will not affect your credit score.

  • Accredited with BBB, AFCC, IAPDA
  • Various debt consolidation options
  • Free consultation
  • Experienced Consolidation Specialists

Specializes in debt settlement services. Debt can be settled in 24 to 48 months, and fees range from 15% to 25%. $7,500 minimum debt required. Track progress 24/7 via online dashboard. No-risk debt relief consultation offered.

  • No fees until settlement reached, authorized by client
  • Has resolved over $17 billion in debt in 20-plus years
  • Works with high debt amounts
  • Long-term credit recovery

Debt is often reduced by as much as 50%, with most cases settled in 24-48 months. Fees vary between 15-25% of enrolled debt. No upfront fees. $7,500 minimum debt required. Offers debt settlement services, not a loan provider.

  • Free consultation with debt coach
  • Free debt relief quote
  • Numerous accreditations

Finalists

Helps reduce the amount you owe on unsecured loans. Employs experienced credit representatives. Program typically lasts 24 to 48 months. Available in 30 states and Washington, D.C.

  • One monthly payment
  • Good credit not required
  • No upfront fees

Best for Transparency Winners

Best for clients with $10,000 or more in unsecured debt. Says it could reduce your debt by up to 40%. Over $3 billion in client debt paid off. Your quote is 100% free and will not affect your credit score.

  • Accredited with BBB, AFCC, IAPDA
  • Various debt consolidation options
  • Free consultation
  • Experienced Consolidation Specialists

Specializes in debt settlement services. Debt can be settled in 24 to 48 months, and fees range from 15% to 25%. $7,500 minimum debt required. Track progress 24/7 via online dashboard. No-risk debt relief consultation offered.

  • No fees until settlement reached, authorized by client
  • Has resolved over $17 billion in debt in 20-plus years
  • Works with high debt amounts
  • Long-term credit recovery

Debt is often reduced by as much as 50%, with most cases settled in 24-48 months. Fees vary between 15-25% of enrolled debt. No upfront fees. $7,500 minimum debt required. Offers debt settlement services, not a loan provider.

  • Free consultation with debt coach
  • Free debt relief quote
  • Numerous accreditations