United Debt Settlement

The rep asked me the credit cards I wanted to give up. I told him I wanted to keep at least three. I told him what I owed and he wrote it down. Every time I called, they answered and spoke with me professionally. But what I couldn't understand is that nobody could let me know how much they were getting from the money that I'm paying. Initially, the rep was fast-talking like how some people are when they're trying to get your money. So I said, You can't fast talk to me like that because I work too hard and retired. You need to slow down." Other than that, I stopped getting the credit calls while in the program. Also, I now have an excellent credit score of 738. They might have overcharged me at $477 every month for four years but for the mere fact that I don't get a phone call anymore, I don't care.

The guy who I was talking to at United Debt explained the options where I might be able to do a loan to consolidate the debt, but we decided that that wasn't a viable option. In the end, they bought out my debt so I could pay it off through them and I would stop paying high interest. The rep I worked with was very knowledgeable and explained things so that I understood them perfectly well. He went over the whole contract and how it would go down before I even agreed to anything. They were also incredibly flexible with respect to the payment plan and their customer service was far better than I had expected it to be. There was one time where I had to cancel a payment because I needed the extra money that week to pay for rent, and they made it work, and I was able to make up the payment the following month.

They weren't pushy or anything at all, which I really liked. Also, with United Debt, it was like a friends-to-friends kind of thing. It was like I knew someone in the business, but I didn't. I've been living on my own since I was 19, so I didn't really have a lot of financial stability, and they didn't judge me on it. I never felt like I was doing something wrong.

First and foremost, my husband and I would like to recognize Ben **!! Ben assisted my husband and I in our new beginning to overcome our debt solutions!!! Ben went over and beyond all expectations and gave us all the tools to solve our debt and to begin to have a better future one day at a time!!! As many know, this process is not easy. Fortunately, we had the extreme pleasure of working with Ben **!! He made the process very manageable. He is extremely knowledgeable, thorough and most of ALL PATIENT!! We will definitely recommend United Debt Settlement and of course Ben to anyone that may be looking for a company that would assist in resolving financial matters!!

Most of my experience with United Debt was fine. After a point, it became a little disappointing. In the beginning, I was told what the program was going to cost me over the life of the program. I was able to pay it off early because of some unexpected funds that came through. I asked for a payoff amount. When I got the payoff amount, I was told that it may or may not cover. At that point, I was paying more than what was projected at the beginning of the program. In addition to that, I had several creditors that I pulled out of the program. I came back, and then had some representatives come back to me later on and say, "We need additional funds to finish these last creditors."

United Debt Settlement explained how the program worked. We talked about how the different accounts I had would work with payments. And we got signed up. They emailed me back quickly if I emailed them. If not, I just give them a call, and they've always been very helpful. I pay my monthly amount and they help me take care of the bills. It's still stressful paying the monthly amount because it's way more than my mortgage. But it has been helpful that I know that stuff is getting taken care of. I would recommend working with them. It has been a positive experience.

I gave United Debt Settlement a call and I went through the whole process. They explained their process to me. I thought about it and went with them. I'm still in the program. They have always been there to answer any questions I have and always keep me in the loop for what is going on. With them working with the debt issues, it was a huge help to me and it impacts my life for the better.

The person that I worked with at United Debt Settlement was very pleasant on the phone, and seemed passionate about what he did for a living, which surprised me. And we had a good rapport. He was always willing to take my calls. It was a smooth experience. The rate at which I paid off was fine. They negotiated on my behalf well. The difference between what I owe the people that I bought some chemicals from and what they settled for was substantially reduced. So, I was very impressed with that. I ended up paying off early. The whole process went well.

Getting enrolled was very easy and I was impressed with their kind attitude and knowledge about their product. Working with them has made life easier. We set up an amount that they take automatically out of my checking account. I’d tell others to give United Debt a call and sign up.

I was buried before and now, I'm almost out of the hole. But I've been a little disappointed by some of the settlements. United Debt Settlement promised out of the gate that they'd shoot for 50% or 60% but it feels like I've been in the program a little longer than intended and I'm still in it.