United Debt Settlement Reviews

John ** and Raymond. I can honestly say my experience with United Debt Settlement has been life-changing. When I first started, I felt overwhelmed, stressed, and honestly a little hopeless about my financial situation. But working with their team helped me finally see the light at the end of the tunnel. They took the time to explain everything in a way I could understand, without judgment, and made me feel supported every step of the way. Instead of feeling buried by my debt, I now feel like I have a clear plan and real progress happening.

I don’t even know where to start. I called to find out about the program. The first person I spoke with was Gary **. He right away made me feel at ease and guaranteed me this was the place for me. He went on to tell me in depth about the program and broke it down so I could really understand. He was very supportive and helpful. He was very patient as I crunched numbers that I could do in my head. It didn’t take long at all. The budget was perfect. I recommend them. Then I get to the verification part after Gary transferred me and I speak with John **. Right away he is pleasant and polite. He made me also feel very welcomed. As he verifying my information we get to my Birthday and comes to find out we are birthday twins. That’s when I knew this was god sent. I recommend dealing with these two because I know they are going to do their job above and beyond.

I was nervous about this, as I'd tried so many things in the past involving debt consolidation, only to find out half the money I would be saving, would be going to the debt consolidation company and affiliates. I have felt so defeated lately as I didn't think I had any other options. I took a chance and spoke with United Debt Settlement. I couldn't have been more pleased with the outcome of the phone call. The fact that if all goes according to plan, in 6mos may be eligible for a loan to pay off my debts and through the process increase my credit score, was a driving factor in my decision. I am more optimistic than I have been in quite some time that this program and, hopefully, the possibility of an actual loan in the future will help me secure the refinance of my home.

I had just come into a financial hardship after planning a manageable budget. I had been praying for God to help me through the hardship, knowing that He would. After praying one morning, United Settlement came across my cellphone. I was very skeptical and fearful of scams, but I decided to at least call and inquire. I was so happy that I did. United Settlement worked everything out perfectly, and I am now able to handle what would have been a financial hardship just fine. This unexpected situation could have ended very badly for me, but thanks be to God, He came through for me by using United Settlement to equip me with the provisions I needed to continue to pay all my debt without ruining my credit forever.

Matthew ** was incredibly thorough, patient, and genuinely easy to talk to. From the moment our conversation started, he made me feel like I wasn’t just another client on a list, but someone whose situation and long‑term stability actually mattered. He took the time to walk me through every detail of the process, explaining things in a way that was clear, grounded, and never rushed. I never felt judged or overwhelmed, which is rare when you’re talking about finances, debt, and the stress that comes with trying to get everything back on track.

I'm so pleased - we are making great progress in settling my debt situation. The staff is wonderful and very responsive and supportive especially Saskia. She really helped me clarify some major questions I had. Thank you Saskia!!!

The first 6 months were magical! Debt reducing! Now nothing! Stagnant accounts! No return emails. I send multiple emails with no communication back. I paid 25,000 for what???? I want some of that money back and want to settle the rest of the debt myself, this is like hiring beginners to do the job.

My Debt reduction plan is right on schedule! I'll be debt FREE October 2027 from my original debt of $14,500. These guys are the BEST. They respond to my email requests within a day. Thank you United Debt Settlement.

I experience great customer service from Jay ** and John **. They both explained the service and answer my questions in a professional manner.

Jesse was wonderful. He was very friendly and caring and was very helpful with getting everything set up. He was not judgmental and was really just there to help me with this. Jesse and Josh.