Americor Reviews
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About Americor
Americor is a fintech company that helps individuals get out of debt. It partners with Credit9 to offer qualifying clients debt consolidation loans. It also has debt settlement services for clients who do not qualify for a loan. The company’s services are available in all states except Colorado, and it says that clients can become debt-free within 24 to 48 months.
Visit americor.com- Free debt assessment with soft credit pull
- No upfront fees
- Consolidates unsecured debt into one monthly payment
- Charges fees based on percentage of enrolled debt
- Debt settlement can lower credit score
What is Americor?
Americor’s debt settlement program is available for individuals with more than $7,500 of unsecured debt. Americor negotiates with creditors on your behalf to lower your overall debt load. Debts covered include medical bills, credit cards, department store cards and personal loans.
For those who wish to tackle their debt through consolidation, Americor partners with Credit9, an online lender, for debt consolidation loans from $2,500 to $45,000. You can sign up for a free debt assessment online with only a soft credit pull (that won’t impact your credit).
How does Americor work?
After a free consultation with one of Americor’s certified debt specialists, you choose the debt repayment path that seems best for you. If you select Americor’s debt settlement program, you will stop paying your creditors and instead make a monthly payment to Americor. These funds will be held in a special account until you have enough money for negotiations.
Americor states you can get your first settlement within three to six months of starting the program and that it can negotiate your original debt down to 40% to 50% less than what you owe. In total, you could become debt-free within 24 to 48 months.
Americor services
Americor’s main service is its debt settlement program, in which the company uses its negotiation skills to help clients reduce their debt significantly. Keep in mind that debt settlement can lower your credit score, so make sure you understand the potential consequences before enrolling.
Americor also partners with Credit9 for debt consolidation loans. These loans are an option instead of debt relief or after you’ve been in the debt settlement program for six months, as a way to pay off the rest of the creditors and improve your credit score.
» COMPARE: Debt Consolidation Companies
Americor pricing
Americor does not disclose exact pricing for its debt settlement program. However, it doesn’t charge any fees upfront. This means you will not pay a signup or cancellation fee.
Once your debt is settled, then you will pay a percentage of the total debt enrolled — this number varies by state but typically ranges between 14% to 29%, according to the company. Americor’s “Pay-No-Fee” guarantee means you will not have to pay anything to the company unless it settles your debt.
Interest rates on debt consolidation loans from Credit9 can vary, typically ranging from 6% to 20%. You will also have to pay an origination fee of between 1% and 10% of the loan amount.
Americor FAQ
Will using Americor hurt my credit score?
Your credit score may be negatively impacted in the short term. Since you will not be paying your creditors while Americor settles your debt on your behalf, you will have negative marks on your credit. However, Americor says that 85% of its clients reported their scores being better than or the same upon graduation as it was when they first enrolled in the program.
Does Americor offer any refunds or money-back guarantees?
Americor offers a satisfaction guarantee. The company does not complete any settlement until you approve it. Additionally, if the company cannot settle your debt, you do not have to pay for Americor’s services.
What is the difference between debt settlement and debt consolidation?
Debt settlement is when you negotiate a lump-sum payoff of debt at a discount. Debt consolidation allows you to repay all of your current debts under one loan. Your debt load is not reduced, but the loan should help you to have a lower interest rate and just one monthly payment.
What debts can Americor help with?
Americor can help with most unsecured debts (i.e., debts not backed by collateral). This includes medical bills, department store cards, credit cards, personal loans and some student loan debts.
Still have questions?
Is Americor legit?
Americor is a legitimate company that says it has helped over 200,000 people with their debt situation. To date, the company says it has relieved over $2 billion in debt. Americor is also a member of the Association for Consumer Debt Relief (ACDR), which promotes standards in the industry.
Americor Reviews
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Reviewed July 16, 2026
About three years ago, I reached a point where my debt had become completely overwhelming. After several years of financial hardship, I felt like I was out of options. I was seriously considering bankruptcy because I couldn’t see another way forward. After doing some research, I decided to give Americor a chance. Looking back, it was one of the best financial decisions I’ve ever made. From the very beginning, the Americor team walked me through every step of the process. They negotiated with my creditors, helped me understand what to expect, and made the payment process manageable. Whenever I had questions or concerns, they were there to help, which gave me peace of mind during an incredibly stressful time.
The journey wasn’t overnight, it took about three years, but it was absolutely worth it. By the time I completed the program, I had saved nearly $25,000 compared to what I would have paid otherwise. More importantly, Americor saved me from years of continued stress, constant calls from creditors, and the possibility of bankruptcy. Today, I have a fresh financial start, and I couldn’t be more grateful for the guidance and support I received throughout the process. I truly appreciate everything Americor did for me, and I will always recommend them to anyone who feels overwhelmed by debt and is looking for a path forward.
Thank you for sharing your incredible journey with our team! We're so pleased to hear that our support made a positive impact during such a difficult time. It's wonderful to know that you found peace of mind through our clear guidance and negotiations. Saving you thousands and helping you steer clear of bankruptcy is why we do what we do. Your recommendation means the world to us, and we're honored to have been part of your path to a fresh financial start. Please don't hesitate to reach out anytime—you can count on us always!
Reviewed June 6, 2026
I needed to get out of credit card debt and I went with Americor based on the information and the time they took to explain everything to me. I talked with other companies, but it didn't seem like it would be a good fit for me and some of my concerns. I felt like I was kind of being pressured, so I dismissed those. I had guidance throughout the enrollment process. Even when I had some technical issues, I was helped along the way, so it is working out for me.
The process started progressing in about two and a half weeks. I had a few creditors reach settlements, and I was very impressed with how quickly things moved. They said 30 days, but it was quicker than that. The communication has been very impressive. Every time I get an email, I also get a text to make sure that I received it, and to let me know I can call if I have any concerns. For my payment plan, we went through the paperwork and all my creditors. It gives a breakdown of where we are at. I was locked out of my account and couldn't see anything, but I called and within two minutes, it was squared away. I was back on track and able to review all the creditors and where I stand. I like it.
Thank you for sharing your experience with Americor! We're pleased to hear that the service has been a great fit and that the enrollment process was smooth and well-communicated. It's wonderful that you have seen results quicker than expected and that our team's communication throughout has stood out. We’re glad technical issues were quickly resolved, keeping your experience positive. We're committed to providing continued support on your journey to financial freedom. Thank you for choosing Americor!
Reviewed Aug. 21, 2026
I've been through this process with two different companies now, and the difference comes down to one thing: knowing what's actually happening with your money. Americor's portal is the best interface I've used, period. I can log in any time and see exactly where each settlement stands — what's been negotiated, what's been paid, what's still in the pipeline. Nothing is a mystery. They also have an app, so I can check on things from my phone without having to sit down at a computer or call someone and wait on hold.
Before this I was with National Debt Relief, and their platform just didn't give me that. I never had the same clear picture of where my accounts stood, and I found myself guessing or having to reach out to get answers that should have been right in front of me. Debt settlement is stressful enough. Being able to open an app and see real progress on your own accounts makes an enormous difference in how you feel about the whole process. If you're deciding between companies, the portal is worth taking seriously — Americor's is the reason I'd recommend them.
Thank you so much for sharing such detailed feedback! We’re thrilled to hear that our portal and app have given you the transparency and peace of mind you deserve throughout your debt settlement journey. Being able to easily track your progress and understand where your accounts stand is incredibly important. We truly appreciate your recommendation and are grateful to be part of your journey toward financial freedom! 🙌
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Reviewed July 21, 2026
I saw an ad for Americor and it was the first one that I went with. I was on the phone with them for an hour and the lady was very informative. She went through everything, and they set up my account. They waited on the phone, made sure I logged in and everything was straight, and then told me about exactly how they were gonna take the payments and how much the threshold I would be saving compared to the interest rates if I paid it off myself. They put the payments in a certain account that I can view. Everything I've deposited is in it, and a bunch of stuff is in negotiations. Now, I'm looking at my account, and there's still stuff here.
It's been about three months now since I signed up for Americor's debt relief program and I don't think anything has been paid yet, but the service has been great. I called them one time, too. They called once again, and they broke everything down for me. They said, “You can go ahead and stop the auto payments,” but I didn't because I didn't want to get affected really bad, as bad as this is. Once I can start seeing them make some payments, then it'll be good. If I had to rate Americor, I would give about a 4. It's hard to tell right now because we haven't done anything yet. I see everything in the app under negotiations, but there's only one that’s a settled account.
Thank you for sharing your detailed experience. We’re glad to hear that your enrollment was thorough and that our team took the time to explain the program and answer your questions.
We also understand your concern about not seeing more progress after approximately three months. We’d like the opportunity to review your account and discuss the current status of your enrolled debts with you directly. The timing of settlements can vary based on individual circumstances, creditor requirements, and available funds, and we want to make sure you have a clear understanding of where things currently stand.
We also understand your hesitation about stopping payments to your creditors. This decision can have important consequences, so we encourage you to review your program information and discuss any questions with our team before making changes.
If you’d like us to review your account and address your concerns, please contact our Office of the President at officeofthepresident@americor.com. We appreciate your trust and want to make sure you feel informed and supported throughout the process.
Reviewed July 15, 2026
I reached out to Americor and spoke with a representative. The lady that I spoke with in the beginning spoke well. There wasn't any pressure. I had an opportunity to say no. We had a discussion and I ended up enrolling with them for a three-year program. I pay them $500 a month and it's less than what I was paying. However, I really don't understand the philosophy of it. They don't challenge like you think they would. They do them a little bit at a time. I've received some information from some of my creditors, and I tell them it's part of my debt consolidation program. I don't know if Americor had time to reach out to those people. We've got a couple of accounts started, but I have more than two accounts that I put on there. I'm 2 or 3 months into the program but I don't know their process.
Thank you for sharing your experience and for trusting Americor to help you on your journey to becoming debt-free. We're glad to hear you felt comfortable during the enrollment process and that your representative took the time to answer your questions without pressure.
We understand that the debt settlement process can feel unfamiliar, especially in the early months. Each creditor has its own policies and timeline for negotiations, so accounts are not always settled at the same time. As funds accumulate in your dedicated account, our Negotiations team works to pursue settlement opportunities with each enrolled creditor when the timing and available funds are appropriate.
We appreciate your feedback and are grateful for the opportunity to assist you. If you have any questions about the status of your enrolled accounts, please don't hesitate to contact us—we're always happy to help.
Reviewed July 10, 2026
I wanted to get some old stuff taken care of and Americor looked like they had the best option for what I was needing. So far, it looks like they've been doing everything pretty good. They contacted all of the creditors and I've gotten letters for settlements already. I used one company about 10 years ago and they did a fine job, too. They got my debt cleared up in about a year until I got a pretty good score. Then I got a girlfriend who liked to shop too much, and it went down. But that was my own fault. So, I have to work on getting my score back up. Americor did everything quickly and their website is good, which is one of their selling points. But sometimes, you don't know exactly what they're doing behind the scenes, which is fair because if we did, we'd do it ourselves. So that's why we're paying for the service. Also, I'm not disappointed because I'm paid for the service, so I'm happy.
Thank you for sharing your positive experience with Americor! We’re pleased to hear that the process has been smooth and efficient for you, with all creditors being promptly contacted. We're glad you find our website useful, and we appreciate your understanding of the behind-the-scenes work involved. Your satisfaction and progress in rebuilding your credit mean a lot to us. If you ever have any questions, please feel free to reach out—we’re always here to support you!
Reviewed June 27, 2026
I searched online for ways to do debt relief or debt consolidation, and I was reading about Americor. I reached out to them and they were very honest. They explained the process very well. The rep was very helpful in getting me situated with the webinars. He gave me his contact info if I have any questions or needs that I want to talk to with him.
I'm about three months into a two to three-year process which is a little lengthy. It's $12 every time they make a deposit which is not astronomical. The only thing is I wish that they would negotiate everything at once then pay it, instead of paying specific ones. But it's really not a gripe. They were very transparent about it. Other than that, I'm very happy with the service so far. I can view everything through their app. It's so quick and easy to navigate through. I see every video. It's been a pleasant experience with Americor. The customer service is fabulous. They've helped me and I would recommend them to a friend.
Thank you for taking the time to share such a detailed review! We're glad to hear that our team provided honest guidance, clear explanations, and the support you needed throughout the enrollment process. We appreciate your feedback about the program timeline and payment process, as well as your recognition of the transparency provided by our team. It's wonderful to know you’re enjoying the app and finding the resources helpful. Thank you for trusting Americor and for recommending us to others we’re grateful to be part of your financial journey!
Reviewed Aug. 27, 2026
Got a flyer in the mail on Wednesday, called on Thursday to inquire.....and by the end of the call....I was approved and on a reasonable/easy to navigate payment plan!
Thank you for sharing your experience! We’re so glad to hear that the process was quick and straightforward, from receiving the flyer to getting set up with a payment plan that works for you. We’re happy the process was easy to navigate and appreciate you choosing Americor. Wishing you continued success on your journey toward financial relief! ⭐⭐⭐⭐⭐
Reviewed Aug. 27, 2026
My experience was very good with Americor, no hassle. Just smooth, every question answer and never felt rushed. After talking with Bradford ** I really felt that I was making the right decision. Americor was very patient with me when it came to reviewing documents online. They really made me feel confident about my decision to have them help me to begin a better start to my future. When I would call with questions (often) they never made me feel like I was an inconvenience... I will recommend them to friends and family and to whoever read this review.
Thank you so much for sharing such a thoughtful review! We’re thrilled to hear that your experience with Americor was smooth, comfortable, and informative. It’s wonderful to know that Bradford took the time to answer your questions and helped you feel confident in your decision.
We also truly appreciate you recognizing our team’s patience and willingness to assist you, especially while reviewing your documents online. You should always feel comfortable asking questions, and we’re glad our team made you feel supported rather than rushed or like an inconvenience.
Thank you for trusting Americor and for recommending us to your friends and family. We’re grateful to be part of your journey toward a better financial future! ⭐⭐⭐⭐⭐
Reviewed Aug. 26, 2026
I was very pleased with Americor. They answered all of my questions, were very empathetic and at no time was I made to feel irresponsible or at fault for my financial situation. They make every effort to simplify the process and leave ones dignity intact. I already feel a higher level of customer satisfaction and have only been signed up with them for 3 days. I look forward to seeing how things progress over the next few months and anticipate great results.
Thank you for sharing your positive experience with Americor. We're delighted to hear that our team has been able to support you with empathy and respect, ensuring you feel confident and informed about your financial journey. It’s fantastic to know that the process has already made a positive impact in just a few days. We look forward to continuing to assist you and anticipate delivering excellent results as your journey progresses. If you have any questions or need further assistance, we're always here to help. Thank you for choosing Americor as your trusted partner.
Reviewed Aug. 26, 2026
Great customer service. The process was quick and easy. I would choose Americor every time.
Thank you for sharing your enthusiastic feedback! We're thrilled to hear that you found the process with Americor to be quick and easy. It's wonderful to know that our efforts to deliver outstanding customer service have made a lasting impression. We truly appreciate your trust and loyalty, and we're here to support you every step of the way. If there's anything else you need or further assistance required, please don't hesitate to reach out. Thank you for choosing Americor each time!
Reviewed Aug. 26, 2026
I had a wonderful experience working with Greg **, Financial Consultant at Americor. He was an absolute pleasure to work with—he was professional, patient, and completely free of judgment. Greg took the time to explain every aspect of our financial records in detail and made sure we understood the process every step of the way. He made what could have been a stressful experience feel simple and manageable. Thanks to his knowledge and guidance, the entire process moved like a breeze. I truly appreciate Greg’s professionalism, understanding, and willingness to help. I would highly recommend him to anyone looking for financial guidance and support.
Thank you for sharing your wonderful experience with us! We’re delighted to hear that Greg provided you with such professional, patient, and judgment-free support. It’s gratifying to know he helped make your financial process simple and manageable. We truly appreciate your recommendation and are thrilled that Greg’s guidance made a positive impact on your journey. Should you need any further assistance or have any questions, please don’t hesitate to reach out. We’re here to help!
Reviewed Aug. 25, 2026
I can honestly say that this company has helped me carry less weight and breathe easier without constantly worrying so much about my debt. Choosing to work with them was one of the best decisions I’ve made to help me get out of debt. I’m looking forward to paying off my debt faster and having the peace of mind that comes with it. Freddi ** was extremely helpful, caring, and genuinely interested in helping me. I truly appreciate the time and effort Freddi ** put into helping me find a solution that works for me.
Thank you for sharing your positive experience with us. We're thrilled to hear that partnering with us has brought you peace of mind and eased your financial journey. It's wonderful to know that Freddi was instrumental in providing the support and care you needed. We appreciate your trust and are committed to helping you achieve your goal of being debt-free. Please reach out if there's anything else we can do to assist you further on this journey.
Reviewed Aug. 25, 2026
Top notch. First class. Totally professional. I can't find the words to express how good these people are. You will not be disappointed. I am relieved.
Thank you for sharing your exceptional experience with us! We're elated to hear that you found our service to be top-notch and professional. Knowing that we've met your expectations and provided you with relief is incredibly rewarding. We're dedicated to maintaining this level of service and support for all our valued customers. If there's anything more we can do for you, please don't hesitate to reach out. We’re always here to help!
Reviewed Aug. 24, 2026
My Experience with Americor. I had a great experience with Americor. From the beginning, the team was professional, patient, and helpful. They took the time to listen to my situation, explain my options, and answer my questions without making me feel rushed or judged. I really appreciated how they kept me informed throughout the process and made everything easier to understand. Their customer service made me feel like I was being treated as a person, not just another customer. I’m grateful for the help and guidance I received from Americor and would recommend them to anyone looking for assistance with their financial situation.
Thank you for sharing your wonderful experience with Americor. We're thrilled to hear that our team made you feel valued and understood throughout your journey. It's our mission to provide professional, patient, and attentive service, ensuring every client feels informed and supported. Your recommendation means a lot to us, and we're grateful for the opportunity to assist you with your financial situation. If you ever need further assistance, don't hesitate to reach out. Thank you for choosing Americor as your trusted partner.
Reviewed Aug. 24, 2026
Working with Americor has been a dream come true! The app is very user-friendly and the customer service is top-notch. Finally, having somebody in your corner means something!!!
Thank you for sharing your wonderful experience with Americor! We're thrilled to hear that the user-friendly app and top-notch customer service have made such a positive impact on your journey. Having a supportive team in your corner truly does make a world of difference, and we're delighted to be that support for you. If you have any questions or need further assistance, please feel free to reach out. We're always here to help!
Reviewed Aug. 22, 2026
The most professional transparent people. You get the best in the business in my opinion.
Thank you for your wonderful feedback! It's truly rewarding to hear that you consider us the most professional and transparent in the business. We strive to maintain the highest standards in our service, and your recognition affirms our commitment. If there's anything more we can do for you, please don't hesitate to reach out. We appreciate your trust and look forward to continuing to serve you!
Reviewed Aug. 22, 2026
Had a great time on the phone yesterday August 22. I am now with Americor and I think I’m going to like joining.
Thank you for sharing your positive experience! We're thrilled to hear you enjoyed your conversation on August 22 and that your journey with Americor is off to a promising start. We appreciate your trust and are here to support you as you embark on this path. Should you have any questions or need assistance, please don't hesitate to reach out. Welcome to the Americor family!
Reviewed Aug. 21, 2026
My sister recommended Americor to me. I called them, and Ray ** made the process of becoming a member so easy. This will help me get back to my financial freedom.
Thank you for sharing your experience with us! We're thrilled to hear that Ray made the process easy for you and that you're on your way to regaining financial freedom. We're here to support you throughout your journey. If you have any questions or need further assistance, please don't hesitate to reach out. Welcome to our community!
Reviewed Aug. 20, 2026
I'm in my first week with America, and I'm flooded with information which is a good thing, but it is a lot of information
Thank you for sharing your experience! We understand there can be a lot of information to take in during the first week, and we’re glad you feel it has been helpful. We’re here to support you throughout the process and answer any questions along the way. Welcome to Americor! 😊
Reviewed Aug. 19, 2026
My experience Was very helpful and Useful. Also done nicely.
Thank you for sharing your positive experience with us! We're delighted to hear that you found our service both helpful and nicely executed. Your satisfaction is important to us, and it's wonderful to know we met your expectations. If there's anything more we can assist you with in the future, please don't hesitate to reach out. We're here to help!
Reviewed Aug. 19, 2026
On-boarding with Americor was a smooth, hassle-free process. My representative was John **, and he was patient and answered my questions thoroughly. I feel like I've taken a positive step by enrolling with Americor.
Thank you for sharing your positive experience with our onboarding process at Americor! We are delighted to hear that John was patient and thorough in addressing your questions, making your enrollment smooth and hassle-free. Taking this step is a significant move towards achieving your financial goals, and we are thrilled to be a part of your journey. If there's anything more you need or any questions come up, please feel free to reach out. We're here to support you every step of the way!
Reviewed Aug. 19, 2026
They were very accommodating to my problem and were quick on getting on top of it.
Thank you for sharing your positive experience! We're thrilled to hear that our team was accommodating and quick to address your concerns. Providing timely and effective assistance is a priority for us, and we're glad it made a difference for you. If you need any further support or have additional questions, please don't hesitate to reach out. We're here to help!
Reviewed Aug. 18, 2026
I'm not convinced that this company is on my side. Twice my bank account has gone past the negative. The first time they withdrew 2 payments without letting me know. I was given an excuse that it was a downpayment. No one advised me of this at all. This morning I went to the store to buy something and their withdrawal was taken out on the 18th while the last payment was taken out on the 20th. I've never had a company change a payment date on me. Now I have to straighten all of this out with my bank. Would not recommend this company.
We’re sorry to hear about the frustration and inconvenience caused by the unexpected deposit dates. We would like the opportunity to review what occurred and address your concerns. Please contact us at officeofthepresident@americor.com so we can further assist you.
Reviewed Aug. 18, 2026
So far the onboarding process has been really easy and super helpful. Looking forward to working with this company!
Thank you for sharing your positive experience with our onboarding process! We're thrilled to hear that everything has been easy and helpful so far. It's wonderful to know you're looking forward to working with us, and we're equally excited to have the opportunity to support you. If you have any questions or need further assistance as you continue, please feel free to reach out. We're here to help ensure your journey with us is as smooth and successful as possible!
Reviewed Aug. 17, 2026
Kyle was very informative about everything and was able to answer all my questions.
Thank you for sharing your positive experience with us! We are delighted to hear that Kyle provided informative and comprehensive answers to all your questions. Ensuring our customers feel well-informed and supported is a top priority, and it's wonderful to know Kyle exemplified this during your interaction. If you have any more questions or need further assistance, please feel free to reach out. We're here to help!
Reviewed Aug. 17, 2026
They were very good and informative and polite and kind.
Thank you for sharing your positive experience with us! We're delighted to hear that you found our team informative, polite, and kind. Providing exceptional service is our top priority, and knowing we met your expectations reaffirms our commitment. If there's anything more we can assist you with in the future, please don't hesitate to reach out. We're here to help!
Reviewed Aug. 16, 2026
I am beyond excited to have completed this program to resolve my debt. I started with almost $100,000 and because of Americor they negotiated with my creditors very successfully. It was a tough 2 1/2 years but I survived it and made it using cash and 2 low balance credit cards. Gonna continue this pattern. Americor was very professional in all of our conversations and correspondence. Very glad to have this behind me!!
Thank you for sharing your fantastic experience with Americor! We're thrilled to hear about your success in resolving such a significant amount of debt with the help of our program. Completing this journey in 2.5 years is a tremendous accomplishment, and we're delighted to have been part of it by providing professional support throughout your process. Your commitment to using cash and maintaining low credit balances is commendable, and we're glad to hear you plan to continue this positive pattern. Congratulations on this remarkable achievement, and thank you for trusting us to assist you. If you need any further assistance, we're always here to help!
Reviewed Aug. 14, 2026
Really friendly and really helpful. They help me through getting started.
Thank you for sharing your positive experience! We are delighted to hear that our team was both friendly and helpful in getting you started. It's our goal to ensure every customer feels supported throughout their journey. If there's anything else you need or any further assistance required, please feel free to reach out. We're here to help!
Reviewed Aug. 13, 2026
I've got in a little bit of debt that I need to get taken care of. Americor called me and asked if I was interested. I had a good conversation with them and got enrolled pretty easy. It looks like they only contacted a couple of my creditors because I've seen that there were three of them that they worked with. But I have eight of them and I get unwanted phone calls all the time. And it's been three months that I've been with Americor. But other than that, I'm trying to pay them so they can do what they need to do, and they get that dispersed out. So far, I've seen stuff getting done, but I'd like to see if they can get some of these other creditors so we can get the accounts down.
Thank you for sharing your experience and for your patience as you move through the program. We understand how frustrating it can be to continue receiving calls from creditors while waiting for additional accounts to progress.
We’re glad to hear you’ve already seen some activity and that our team has been able to work with several of your creditors. Each account can progress at a different pace depending on the circumstances, and we appreciate your continued patience. We encourage you to stay in communication with our team so we can help address any questions about the status of your remaining accounts. Thank you for choosing Americor!
Reviewed Aug. 13, 2026
Had help in getting the resolution. Company I started four months ago found out they're being sued for their practices so joined your group to start the new resolutions. Originally wanted to get a loan but not available with my problems. We are starting a new horizon. Hoping for the best to get my finances under control.. Not much more to say until we get better acquainted in the processes. Hope to get this under control for better service. Thank you.
Thank you for sharing your journey with us. We're pleased to hear that you're committed to making positive changes and are hopeful for your financial future. While we understand that obtaining a loan wasn't possible at this time, we're glad to partner with you as you explore new resolutions for managing your finances. Our team is here to assist and guide you as you become more familiar with our processes. We appreciate your trust and are looking forward to supporting you on this path toward financial control. Thank you for choosing us as your ally.
Reviewed Aug. 12, 2026
I'm new to Americor and I really was very impressed with the way they set me up with them. I feel really good about doing business with them!
Thank you for your feedback and welcoming message to Americor! We're thrilled to hear that you're impressed with the setup process and feel confident about partnering with us. Providing a great start for our new clients is our priority. Should you have any questions or need support along the way, we're always here to help!
Reviewed Aug. 12, 2026
My experience with the agent was very pleasant and helpful. He was able to explain the program in a way I could understand. He answered my questions in a very respectful and professional way. He was very patient.
Thank you for sharing your positive experience! We're delighted to hear that you found our agent both pleasant and helpful, and that the explanations and responses met your expectations for professionalism and respect. We're committed to providing this level of service consistently, and if you need further assistance, feel free to reach out.
Reviewed Aug. 12, 2026
I was drowning in credit card debt four years ago. I reached out to Americor, their representative was very patient and reassuring explaining the plan. Oh my four years of a rather large amount drafted out of my account every month seemed impossible but I felt I had no choice. The months went by and I felt such relief from the pressure of all those bills coming and no way to pay them, I just trusted the Americor system and today four years later I’m so glad I took the leap! Thank you Americor for helping me become debt free and regain my peace of mind.
Thank you so much for sharing your inspiring experience! We’re incredibly happy to hear that, after four years, you’ve reached the incredible milestone of becoming debt free. Taking that first step when you’re feeling overwhelmed by debt can be difficult, and we’re honored that you trusted Americor throughout your journey. It’s wonderful to know that the program helped relieve the pressure and brought you peace of mind. Congratulations on becoming debt free, and thank you for allowing us to be part of your journey!
Reviewed Aug. 11, 2026
Wonderful Experience. They are professional, expedient, and willing to understand pressure with a solution and a path to understanding what works. Very Professional.
Thank you for your positive feedback! We’re thrilled to hear that you found our service professional and expedient. Understanding our customers' needs and providing effective solutions is our top priority. Your recognition reassures us that we're meeting those goals. If you have any further questions or need assistance in the future, we'd be more than happy to help!
Reviewed Aug. 10, 2026
When I found myself in a pretty bad situation where I lost a significant amount of my income, I found Americor (Advantage Law/Credit9). I was explained the process and understood what I was signing up for, even though I was greatly mislead by the Salesperson (let's be honest, there are Salesperson and not financial advisors).
I'm 2 years in the program and about half way through my debt and things are progressing. However, when I signed up, I was told that after 6 months, I would be eligible for a loan through Credit9, which would automatically be reviewed and I would be contacted about. That never happened. Not once I have been reached out to to discuss this, even though my attempts through customer service. The only time I hear from anybody is when they need more $ to settled a debt or when I have to approve a settlement. Not once has their been a follow up by the individual who signed me up (was told their would be check ins from time to time).
Knowing what I know now, I'm not sure if I would have gone this route. I was okay with the high monthly payments knowing that a loan was suppose to coming to help alleviate those high payments, but here I am, still 2 years later making those high payments and still struggling. If you are considering using Americor, do your research and understand what you are signing up for. Do not trust a word they tell you, only what you read in the contract. All they care about is your signature on the contract, and are willing to tell you anything to get you to sign.
Thank you for taking the time to share such detailed feedback. We’re sorry to hear that your experience has left you feeling disappointed, particularly regarding your expectations around a potential Credit9 loan and follow-up communication. We understand how frustrating it can be to plan your finances around an expectation and not receive the communication you anticipated.
We’re glad to hear that your debt settlement program is progressing, but we also recognize that this does not diminish the concerns you’ve raised. We take feedback regarding sales expectations and communication seriously, and we would appreciate the opportunity to review your experience more closely. Please contact our Office of the President at officeofthepresident@americor.com so we can discuss your concerns and see how we may assist.
Reviewed Aug. 10, 2026
I was so thankful for Melissa and her walking me through step by step on everything I had to do. She made me feel so much better about myself and I didn't feel ashamed for me having this debt..I am so grateful for this program and for helping me breath again..Thank you so much.
Thank you for sharing your experience! We're delighted to know that Melissa's support helped you feel better and empowered. Our program aims to provide relief and confidence, and it’s wonderful to hear that you can breathe a little easier now. We truly appreciate your gratitude and are proud to assist you on this journey. Please don't hesitate to reach out if you need further assistance.
Reviewed Aug. 7, 2026
So far the team and staffs demonstrated good knowledge of the process. They are professional and sincerely willing to help the customer. They gave me opportunity to ask clarifying questions, and emphasized the pros and cons of the program.
Thank you for sharing your positive experience with us! We're pleased to hear that our team demonstrated professionalism and helped you understand the process clearly. Providing knowledgeable and supportive service is our priority, and we're glad we met your expectations. Should you have more questions or require further assistance, please don't hesitate to reach out. We're happy to help!
Reviewed Aug. 6, 2026
I was approved yesterday through Americor, and I had an excellent experience. Samuel ** was extremely helpful, professional, and friendly throughout the entire process. Samuel took the time to explain everything clearly, answered all of my questions, and made me feel comfortable, reassured, and confident in my decision to work with Americor. The process was quick, easy, and easy to understand. I truly appreciate the outstanding customer service and look forward to working with Americor as I move forward toward my financial goals. Thank you, Samuel, for making the experience stress-free and positive.
Thank you for sharing your supportive feedback about your recent experience with Americor. We're delighted to hear that Samuel was able to make your journey stress-free with his helpful and friendly guidance. Our goal is to provide clear and reassuring service, and we're thrilled to know it made a positive impact for you. Should you need any further assistance as you work toward your financial goals, please don't hesitate to reach out. Thank you for choosing Americor!
Reviewed Aug. 6, 2026
How does one describe an unforgettable experience regarding my financial situation? Not easy! To begin, I was extremely nervous and afraid if I was doing the right thing, as I'm alone with nobody to share my feelings with. But then I received the letter from Americor, and called the number listed. A gentleman named Eddie answered, talked with me, and set my fears to rest. He was so kind, knowledgeable, and so very, very patient as he walked me through this amazing program. To end, I put my trust in Eddie and Americor, and joined with them to solve my financial debts. I slept with ease last night. There is a light in my tunnel again. Thank you to all. Carol
Thank you, Carol, for sharing your experience with us! We're delighted to hear that Eddie provided comfort and guidance as you embarked on your financial journey. Trust is fundamental, and we're grateful you've placed yours in Eddie and Americor. Knowing you're sleeping peacefully and seeing light at the end of the tunnel reinstates our commitment to helping others find financial peace. Should you have any further questions, we're here to support you every step of the way.
Reviewed Aug. 6, 2026
Contacted Americor today for some debt relief and I spoke with Ralph. He was very helpful, very knowledgeable and he was able to help me with my debt. Now I can breathe better without worrying how I’m going to pay my credit cards. I recommend Americor to anyone who is struggling with debt. Thank you Ralph.
Thank you for sharing your wonderful experience! We’re so glad to hear that Ralph was helpful, knowledgeable, and able to provide the guidance you needed. It’s great to know you’re feeling a sense of relief and more confident about managing your debt. We truly appreciate your recommendation and will be sure to share your kind words with Ralph. Thank you for choosing Americor!
Reviewed Aug. 5, 2026
I have enjoyed my interaction with this company. I feel like they were very honest and very detailed about the process I am getting into, with a lot of transparency in the terms and what I'm supposed to expect over the next few years. I also trust their overall public image. And even my ChatGPT pre-screened them before I even dealt with them.
Thank you for sharing your positive experience! We’re delighted to know that our commitment to transparency, honesty, and detail has made a favorable impression on you. Trust is fundamental, and we’re thrilled that our public image and clear communication resonated with you. If there’s anything more we can do or questions you have, please feel free to reach out. We're here to support you throughout your journey!
Americor Company Information
- Company Name:
- Americor
- Website:
- americor.com
