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Midland Credit Management

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Last updated: Oct. 18, 2017

172 Midland Credit Management Consumer Reviews and Complaints

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Verified Reviewer
Original review: Oct. 18, 2017

I am writing this review in protest against this company. I am a senior citizen who has been taken advantage of this company on a debt that was due more than 10 years ago. They called me and sent letters regarding a debt and I was harassed to a point of me making payment arrangements for this debt. I am still paying monthly for this debt and feel that I have been taken advantage of after a family member told me to write a review and give complaints about them. They have already taken over 1000k from my account and I am on a fixed income. Hope something can be done with companies like these.

Verified Reviewer
Original review: Oct. 12, 2017

I was called by these people twice this week. The callers were from an India call center. They kept telling me I owed several hundred dollars on a credit card account from 2009, an account I have never heard of and that doesn't show on my current credit report. I tracked down a 1-800 number on their website that was listed out of San Diego. When I spoke with a representative at that number, I was passed to an "account manager" which surprise, surprise, was another Indian speaking gentleman.

I asked them to send me a written letter of debt, verify my full social security number, and provide the banking account I supposedly used to make the last payment on the account back in 2009 and he said he could not do any of that. When I explained my frustration and concern was the reason I was wary of providing information on a supposed debt from 8 years ago, plus the fact that he couldn't verify anything with me (other than my last 4 SS# and my phone number) he became very agitated with me and I hung up.

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    Verified Reviewer Verified Buyer
    Original review: Sept. 28, 2017

    This John character keeps harassing me from multiple phone numbers claiming I took out an internet loan in 2007 and that it was unpaid. He threatened me saying I had a warrant out. This so-called loan was taken out and held on a bank account with a bank I had never been associated with. I asked repeatedly for a copy of something with my signature and he said he could not produce that till I paid the account in full. I fell for this scheme once a couple of years ago when this same company threatened me. I gave them a payment over the phone just to get them to stop the threats. They refuse to mail anything in writing. This imaginary debt is over 10 years old anyway and beyond Florida Statutes. Our government should shut these people down. At this point it may be worth retaining legal counsel to sue them.

    Verified Reviewer
    Original review: Sept. 18, 2017

    I have never had an account with Walmart, but this company keep on sending phishing mail that I owe them money, I am thinking of taking them to court and suing them for at least 100K for bothering me. They once agree to not send me any more mail but keep on doing that.

    Verified Reviewer
    Original review: Sept. 15, 2017

    Collection Harassment - Numerous calls per day as early as 8 am ET till 9:30 pm ET. They have been notified several times of an Attorney has been retained and a Bankruptcy filing is in the process. They still keep calling me and family. The latest, a letter was received from Midland with threats of referring it to a local Attorney for a lawsuit without any regards to the Bankruptcy in the process.

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    Verified Reviewer Verified Buyer
    Original review: Sept. 11, 2017

    I'm not home often, they have been calling my number, a friend of mine has been answering. Because she can't tell them where I am, they have started getting a really smart attitude with my friend. I told her not to give any names, they asked her name and when she wouldn't give it, he (John) was almost nasty. He wanted to talk to someone else. She was by herself, he said he heard voices, she told him it was the TV. I WANT TO TALK TO SOMEONE ELSE, I HEAR THEM, by then she was about to hang up because he was so rude! That's not how you deal with people!

    Verified Reviewer
    Original review: Aug. 21, 2017

    This company is stupid. They just sent a letter on some really old debt that they inflated to 5x the original amount that is out of statute and can't be reported to the bureaus and asked me to pay. Are they kidding? How stupid can they be? I will never call, talk to or acknowledge anything with them ever! If they try anything funny I will sic an attorney on them so fast. I have so much documentation on their illegal communication and processes and I will use it. Personally I want them to just slink off into the darkness they came from and never enter my world again. I don't even owe this debt. It was paid long ago but apparently they think otherwise.

    They don't have records of anything to even prove their case, but go ahead and try me you Midland towel head creepos. I will counter sue and win and you will be paying me. Because I do have documentation and a lot of it. Let's just start with the hundreds of calls to my cell phone you made for years on end that I never gave permission for you to call that number. At a minimum of $500 a pop that alone would make me a rich person. Midland is the epitome of pure evil!!!

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    Verified Reviewer
    Original review: July 26, 2017

    I got stuck with Midland because my Dentist's new employee sent me to an Oral Surgeon on South Cobb Dr in Smyrna. That Oral surgeon's Financial person "borrowed" money from Lending Club in my name, to pay for the surgery. I didn't know this is what she was doing until after I got the bill. I thought I was making a payment plan with the oral surgeon's office. Well, she told me the bill would be $47 per month. I told her that even though I don't get paid at all during Summers and sparingly during the other months because of the nature of my job, I still figured I could handle $47 per month. Well, a bill came from Lending Club (???) for $157 per month.

    I couldn't handle it. I paid what I could. Eventually, they send the bill to Midland. Midland's employee faked that I said I was okay with automatic withdrawals, which was a lie, so they snatched money out of my bank account. I told the bank that I never agreed to direct draft because I never knew when I would have money in the account on a consistent basis. The bank believed me because they could see my account. The bank got my money back from Midland. I have tried to pay Midland twice. The payment expected was $50 but I chose to pay $81 today.

    The system wouldn't take the payment! Florence, at Midland, said that it was because I was making a second $81 payment and the system didn't trust two payments of the same amount. (???) She told me to pay $81.02. I paid the $50 the system expected. They are trying to collect money but their website won't take two of the same payment amounts and won't take extra money on top of the payment amount they expect. They have deceitful employees and their online system has problems.

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    Verified Reviewer
    Original review: July 15, 2017

    I received several collection notices from Midland Credit Mgmt, in Sept 2016, over an expired, long paid debt. Because I'd previously dealt with them, I took legal action this time around. Unsurprisingly, months later, they responded to my attorney with several letters or notices, of the legal action as being "too cumbersome" to continue pursuing, and backed out, for avoiding court action. No further word or harassment from them since.

    Verified Reviewer
    Original review: July 14, 2017

    Recently, my income was reduced to half of what it was due to a job change. As a result, I had to stop paying on some lines of credit. Midland has picked up those accounts and now all I get are automated phone calls and recently have been getting "Pre-Legal Notification" letters in the mail. Also, today my parents received a phone call from Midland looking for me. The letters I got in the mail today (7/14/17) are dated June 30, 2017 and they state I have until July 15th to contact them regarding the accounts. I got home from work at 515 pm and cannot get through by calling the number provided on the letters. Really?

    I get the letter today in the mail, giving me until tomorrow to contact? I used to work in debt collection and know that they cannot contact me on a cell phone without getting my permission and they also cannot legally be contacting family members, friends, etc. without having permission. Can anyone help me with options? I see there have been Class Action lawsuits against this company for these practices. I searched and cannot find any current ones to enroll in. I am in Pennsylvania. Thanks.

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    Verified Reviewer
    Original review: May 31, 2017

    Believe it or not... I have had good experience with this company. At first they were jerks... only if you call and talk to them. Do yourself a favor and make the payments online!! They give you options on how long you want to pay off your debt... just go to their website and make an account. Hit make a payment and choose your options anywhere from 1 to 120 months to pay. I made the mistake by calling. The jerk put me on plan for 103.34 a month. If I did not call I could have made minimum payments of 35.00. If only I had paid my balance on my last card. I would not be in this situation! So for people complaining about this company, you went about it the wrong way by calling them. :(

    Verified Reviewer
    Original review: May 14, 2017

    I was notified by a distant family member that Midland Credit was suing me in small claims court for some 3rd party account. They did not even serve me with this paper. I have no idea what it's all about. If I receive anything about a court judgment I will make it my mission to cause them grief every day of my life. I better receive information about what this is I owe. I will sue them for defamation. I have read so many stories from reputable people about what ripoffs these people are. They have no idea who they think they are dealing with. I have neither spoken with or received anything from these people.

    Verified Reviewer
    Original review: May 13, 2017

    I received a phone call today from Amelia of Midland Credit Management, San Diego (858) 221-0191 re: a Walmart account that she claimed was past due. Amelia was requesting payment of over $400 on an account which I had paid $351 (limit was $300. Walmart closed the account because of late payments). Amelia then stated I had a balance due on an HSBC account of over $3000 due. I remembered this card. It had been charged off in 2004. The debt is over 14 years old. It was well beyond the statute of limitations of the courts for civil judgment collection.

    I explained this to Amelia. She spoke to me very politely. She went on and on about the fact that her company had purchased the debt and the money was owed. I explained to her the laws of the land having be through the process with the IRS. You learn quick when the IRS wants to collect. The debt is still outstanding and owed to that company them. You will always owe the debt until it has been paid. You owe the debt morally. Legally there is a statute of limitations in most of the 50 states which has a time frame to collect through the courts. The IRS has seven years to bring a case forward or they cannot collect. They came to my house six years and eleven months and twenty-two days and served me then they put a lien on for the estimated taxes on everything I had in site.

    Back to Amelia, she decided to get her manager, a nice fellow named Jake to speak to me. There was nothing Jake could say to me that would make want to pay a 14 yr old bill charge off that was out of the statute window for any type of legal action. He tried to make me state that I owed the money and should repay it. I said the following "Jake, what did you learn today?" He responded "Did you think about the SOL when you first used the card?"

    My answer "Today you learned that your company gambles when they purchase debt that is outside of the court system that requires a person to do the right thing morally. The laws have been put in place for both sides. I would like to pay you but legally, I do not have to and since the item has been charged off my credit record has been cleared. Now, I must ask your company or agents who represent Midland Collection Management not to call me again regarding this matter. I believe you said you were recording this call in an attempt to collect a debt. I am reporting you to Consumer Affairs."

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    Verified Reviewer
    Original review: April 22, 2017

    I have an old credit card account that totaled about $500 (I got disabled and couldn't pay it off). Midland contacted me about 3 weeks ago, very polite and said the bill was over $950. When asked, they said that it was not their responsibility to provide me with all the documents I asked for. I would not set up any kind of arrangement until they did. The next day, they started calling at least 3 times a day threatening to sue me. Last week, they called my mother, my father and a sister and gave this big song and dance and tried to see what they could do for me. Now I am getting calls that they are a process server and where do I live, etc. etc. Same story to my parents (both in their 80s). There have been several stories like this and I am getting really ** off. Reading these other reviews, I feel so relieved that it is not me. I have some work to do and educate myself. Thank you everyone.

    Original review: April 10, 2017

    These guys are a 3rd party agency. You as well as I {Consumer} are not required by law, to work with a 3rd party agency. The Federal Debt collections practices act, or F.D.C.P.A advises us of this. This protects consumers, and clients. I have an acct with Capital One Bank, I requested these guys to send this acct back to Capital One. Sent them a letter by fax, (received a letter in the mail on sat April 8th 2017th) stating they did get my letter. They were advised to send my acct back to the original creditor Capital One Bank.

    They was also (Which By law they have to) required to remove any and all negative information they have placed on the 3 national CBR's. They refuse to do so, and sent me a letter back saying the acct is a valid acct. Yes I admit it is, and I am not disputing the acct, I am and will only work with Capitol One Bank. People do your research, know your laws. I do and these guys are breaking Federal law, by not doing what I am requesting of them. I am filing a US ATTORNEY GENERAL COMPLAINT ON THEIR COMPANY...

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    Verified Reviewer
    Original review: March 30, 2017

    On February 22, 2017, I received a certified letter explaining that I was being sued in civil court for $1500 for an old credit card debt with Sears. I was appalled, not knowing that I could be sued for such a paltry amount. Being both disabled and poor, but not stupid, I realized something was wrong with this picture. Sure enough, Midland Credit Management is a disgusting excuse for a legitimate company. They are not legitimate, in my opinion, firstly because they go by a whole slew of different company names designed to confuse people and keep consumer affairs off their slick, dollar-greased backs. MCM is also known as Midland Funding LLC, Asset Acceptance LLC, Encore Capital Group, Midland Acquisition Corp, Midland Acquisitions Corp and MRC Receivables Corp. That in itself shows deceit in my opinion.

    Secondly, I collected the phone records from my home phone and determined that they called me at all hours of the day and night, after explicitly being told that I was disabled and they were disturbing me. In one year they called my house 190 times, which is in clear violation of Telephone Consumer Protection Act. Finally, I counter sued, or "cross claimed" a suit due to Midland's inability to furnish admissible debt documents, such as the credit card application itself and their complete disregard for my cease and desist letter. They contacted me 5 times after they received my letter and all of a sudden they were calling my house for another individual whom I have never heard of.

    Clearly, these vultures are hoping you won't show up and they get a default judgment, that you will show up and perjure yourself by admitting to the debt, if that's the case, and that you won't take the time to look up your own rights, collect your own evidence and prepare your own defense. Yes, it takes hours upon hours to educate yourself as to the legality of the individuals suing you, but it's worth the fight. Don't roll over and let these shysters abuse you... fight back! Stand up for yourself! Fight the false power and have no fear.

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    Verified Reviewer
    Original review: March 7, 2017

    WOW... What a surprise to receive a 1099C after I negotiated and paid off my debt. MCM picked up my bad debt from Wells Fargo for pennies on the dollar and then negotiated a 50% payoff on it. I was never informed that I would be 1099'd on the dismissal of debt. Had I know this I would of let them take me to court or negotiated a different payoff amount. My 1099 is equivalent to me paying back $5035.00 in taxes. No small chunk of change. The calls to MCM (many of them) are useless. They just put you on hold and read their script with no help whatsoever. What is my recourse. As a consumer who has never had a debt collector come after me, how was I to know? They will not send any documents showing or stating that they told me this information. They filed a court order to take me to court and then I negotiated. Does anyone know what course of action I can take? Has anyone experience this before?

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    Verified Reviewer Verified Buyer
    Original review: Jan. 19, 2017

    I had contacted MCM and spoke to one of their agents (Steve **) regarding on working on a deal to pay off my debt. He supposedly contacted his Division Manager (Tim **) to approve the agreement, which he supposedly did. He told me to send the payment to a specific address. I went and got a bank check and was going to mail it to the address. But it was a P.O. address only. I wanted to send it certified to get a signature for proof of payment, because it was a substantial amount. I called both Mr. ** and Mr. ** many times each looking for somewhere to send the payment for signature. I left numerous messages stating my intent on paying the bill with check in hand wanting a address where I can send it to get a signature. I never receive a return call. So I never sent the money, not without a signature, I'm not.

    Original review: Nov. 30, 2016

    My husband had an old credit card account that was placed with Midland Funding. We contacted them thinking we were going to be in for a battle because most collection companies assume you are a dirt bag loser and won't pay. We negotiated a pay off amount that was almost 1/2 of the balance. They agreed to delete the account from his credit file. I was worried once we paid the negotiated amount they would still want more money. Surprisingly they did exactly what they said they would do. We paid and they deleted from credit file. I was given a control # to send to bureaus if necessary.

    Verified Reviewer
    Original review: Nov. 1, 2016

    Midland sued me for a $7000.00+ debt that they claimed I had with Chase Bank, which also included legal fees and interest. I owed Chase about $2000.00 and was paid up with them. Midland took me to court anyway. I went to court (alone) and represented myself. The first thing I told the judge was that I had no business with Midland and my paid up debt was with Chase. I then asked the judge if I could see whatever paperwork Midland had on me concerning the so called debt. He asked Midland's lawyer to show it to me. She must have thumbed through a zillion pages dozens of times but could come up with nothing.

    She told (lied to) the judge that she must have left the papers on her desk. The judge immediately saw right through her and dismissed the case. I was in there less than 10 minutes. I left smiling. Best feeling in the world. Don't let them intimidate you. Fight for your rights and demand they show you evidence you owe them money. They are a disgusting group of bottom feeders. How do they sleep at night?

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    Original review: Oct. 15, 2016

    Called about an account opened in 2000, last payment was in 2014 they told me, then they told me it was in 2005. Either way told them that was not my account. Given the facts, the statute of limitations for Indiana is way past. The only way they can open a legal action is if YOU AGREE to a PAYMENT! This starts the account active again. They called me at my work, which is against the FTC rules. They say they have sent me letters about this. They say they acquired the account in 2008. Tricks and lies because it was an India fellow from Colorado who transferred me to a India fellow in California. If you block the number they will just use another one. DO NOT GIVE THEM ANY INFORMATION! I did give them my address because they didn't have anything correct, and that is all they got from me.

    IF I did have an account with Citibank, they have NO paperwork for it, the account is PAST the statute of limitations for civil in Indiana. They pick up dead accounts and try to get them back into the system with threats and harassment. DO NOT GIVE THEM ANY INFORMATION but try to get theirs and contact a lawyer if they keep calling. Some States let you sue them, check yours. Do turn them into the FTC. Midland Credit Management comes from a long line of credit collection businesses that have had to close down because the Federal filed suit against them and they keep changing their names. Must be a pretty good business for them to continue.

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    Verified Reviewer
    Original review: Oct. 1, 2016

    After receiving a letter by mail stating that I could handle a debt for a "settlement" amount of X dollars--I called them up. I was told over the phone that I could "settle" the debts of 3 different accounts for about 1/2 of the original balances. One account being nearly $900. I felt immense relief. I called today and the literally told me that this "settlement amount" I agreed to and what is in plain view was not really a "settlement" just what I "agreed to pay" and I still have the original balances subtracted from what I have already been paying upwards from a year ago!

    I am so frustrated and I really feel misled by this company and have no idea what I can do to end these debts. Outside of feeling literally lied to and misled. To know that what you have been sacrificing for nearly a year wasn't really true--just a ploy to get you to pay in full--an amount you know you agreed to settle is really disheartening. I will never do any sort of business with OLD NAVY, CREDIT ONE OR FINGERHUT AGAIN. They are clearly thugs.

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    Original review: Aug. 26, 2016

    There is not enough space in the blog world to express the pond scum this company is. They put a new definition to gutter rats. And I honestly cannot believe they can actually find so- called employees to work there. I have been recently sued by these flea bags but what gets me is where is THEIR PROOF. I only was made aware of this petty lawsuit when my employer was served with garnishment papers. After running to the courthouse to investigate and plead my case the judge was completely oblivious to the "false" claims made by these people on their attempts to serve me.

    One went as far as to state they confirmed with my neighbor but yet they cannot provide what neighbor it was. I DON'T KNOW ANY OF MY NEIGHBORS nor do they know me. How would one know if I was the person in question. Ironically, they found me no problem when they went to serve me garnishment papers. DAH - why didn't you try that in the first place?? Been with the same company for over 2 years. So now I am dealing with an overpayment which everyone of their bottom feeder employees state - "we have a 10 day business hold as that is our policy". Who gives you the right to hold money that does not belong to you.

    On top of it, my garnishment was released back on 8/8 and I still HAVE NOT RECEIVED MY REFUND. I am so over these freakin idiots. I have filed a complaint with the AZ Attorney General's office and today I will be filing a complaint with the FTC. These lazy good for nothing scathing rip off degenerates need to be stopped. What they do and how they do it is completely unethical. Where is the proof??? The courts now rely on the simplicity of "the defendant was served by alternative means"? Please explain that one. They are ridiculous and I will make every possible effort to unravel their obvious violations and file whatever means necessary to close them down. What is their PURPOSE??? UGH they make me sick to my stomach. They need to go find themselves real jobs with a purpose instead of being blood-sucking hounds.

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    Verified Reviewer
    Original review: Aug. 1, 2016

    To all who are having unsavory experiences with Midland Funding, LLC. This collection agency is comprised of a bunch of ignorant bottom-feeders. They bought two accounts I once had with Barclay Bank five years ago. I disputed both accounts with Barclay Bank and refused to pay anymore payments on the two credit cards. Mudland (yes, MUDland) Funding, LLC bought the two accounts several years ago and have been bothering me ever since. I told the bottom-feeders at Mudland that I had disputed both accounts, and requested that they cease bothering me. They did stop bothering me, but in their contemptible and spiteful manner of doing business; are reporting my two disputed accounts to all three credit bureaus in their sleazy effort to harass me and affect my credit scores.

    On July 21, 2016, I finally had had enough of these bugs and I filed a formal complaint with the Office of the Attorney General of Pennsylvania. If that action does not succeed, I will file a lawsuit against the bottom-feeders. That's what all of you should do. Don't let these bugs continue to bite you. They will go away only when you swat them. Try it.

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    Original review: July 9, 2016

    Huge language barrier. I spoke with the manager of my account manager and let me tell you I have never had the displeasure of dealing with someone so rude and nasty. If this company wants to collect debts and work with account holders this gentleman needs to go. This man was telling me what I had to do. Said I had to send post-dated checks in order to get the discount he had for me. He has no business being in customer service. This call left me frustrated and angry. He would not let me speak to anyone else about this matter.

    Original review: July 1, 2016

    This has been the craziest company I have ever dealt with. First issue is that there is a huge language barrier. I had a conversation with my account manager who constantly talked over me, and kept say "let me tell you something" which I found to be completely rude and unprofessional. I tried setting up a payment plan online and had nothing but issues. Called and still had issues dealing with their account managers.

    Verified Reviewer
    Original review: July 1, 2016

    I am receiving collection calls from this company, Midland Credit Management. I do not have any debt being collected. They are called on OFF hours of business for the task they are trying to complete. I am getting calls at 7:44 AM. The caller ID is not available so I can't track the number. I am also getting calls from various numbers from them. I have tried to tell them to take me off their calling list. I don't know what else to do. I am already involved in the class act settle against this company that will settle August 26, 2016. I don't know how they got my number in their calling list again. It's VERY ANNOYING. I don't know what else to do but file a complaint. The calls are just started to come again since June 16th, 2016. What are my options?

    Verified Buyer
    Original review: June 23, 2016

    I started getting harassing letters and calls from Midland. They told me that they had a Citibank account of mine. I do not nor have I ever had one. They got a court date for 4 thousand dollars and I never knew. They got a copy of my ex-husband's and his first wife's credit statement that had nothing to do with their claim. It was complete fraud and they are just horrible people.

    Verified Reviewer
    Original review: May 6, 2016

    I have been dealing with this fraudulent company for years! First of all I had a First Premier Bank credit card. I also when I applied for card accepted the credit protection for pennies on the dollar in case I became ill, lost job, etc. Well this was opened up over 11 years ago. In 1996 I became disabled in a car accident and had actually 3 credit cards with the credit protection on them. Anyways I received forms for my doctor to fill out and sent them in. I was denied the credit protection service I paid on monthly. Fast forward I couldn't pay credit cards and well stopped paying as I paid for years for the protection in case of such instances!

    This has been over 7 years and MCM still contacts me, threats to have a sheriff come and serve me with a court, calls to my grown son stating I will be arrested. Well I searched them and now know the facts. The debt is past the 7 year mark in California and needs to be taken off my credit reports. You must be subpoenaed by law if you get a letter. It's false! You can sue them for false credit reporting on a debt. Look into your states of statutory debts and how long it can stay reported on your 3 credit bureaus.

    They keep reaging years of last payment in order to keep trying to collect as the limit to collect is from last payment received. So if 7 year mark was in 2011 they reage account that I last made a payment in 2014 so in CA it's 7 years from last payment! Thus making it look like account is still under CA laws and less than 7 years so they can collect! They are being sued by many states. I've tried telling them about my credit protection plan I paid on monthly and they want to know with whom. I state when I applied for card and got approved it states "would you like to purchase credit protection" and I hit yes. It directs you to a second party, he'll. This was over 13 years ago. I don't know who they are! I haven't made a payment in over 9 years!

    Ok fast forward. I'm not worried anymore as I know they file fake court papers and remember you must be served personally! It's all a scam. Now the past 2 months they contacted an ex of 16 years looking for me, then my brother got a call stating they are charging me criminally! I say bring it on! Again they are being sued for many reasons, robot calling, calling relatives, threading calls, false reporting and much more. So if you get a call always write down date and time, record if you know how. I don't know how to do it on my phone. If they threaten you that you will be serve say "ok I'll be waiting. Here's my address!" I actually called back after they threatened me with that and stated that I'm on my porch and still waiting!

    Again don't worry about a court notice in the mail as it must be served to you personally! Record, or write down date and times and if it's a robo call = automatic dialing! And check your credit reports. Get your 1x a year report for free at I believe ** or google it up, and get your report. Ask for validation of debt, when opened, when last payment was received, etc. Write your state's attorney general, the BBB, and also free subscription to a company like lawsuits. I came upon it when I googled MCM and signed up for free. It states all the lawsuits going on with such companies. I actually qualified with MCM as I entered my phone number and now I am part of the settlement as they use robo calling! So don't be scared like I was years ago crying to everyone that I was going to jail! Fight back. I'm just trying to clear up my credit reports to buy a house! Good luck.

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    Verified Reviewer
    Original review: March 29, 2016

    I just received a summons from Midland Credit - they shoved it between the ornamental bars on my screen door. It was not in an envelope, and only had a paper clip holding all of the pages together. When I go to LASUPERIORCOURT.ORG to look for my case number, it states that it does not exist. These guys have been calling my cellphone and work phone almost everyday for the last 2 years, all to collect a thousand dollar debt. Although the court papers seem legit, and it tells me I have 30 days to respond, there are a couple of different dates on the summons (1/29/2016, 2/9/2016, and I just received the summons on 3/28/2016). These people are bullies, and half of them you can't even understand. Terrible, horrible company and employees...

    Midland Credit Management Company Information

    Company Name:
    Midland Credit Management