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Liberty Debt Relief Reviews

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About Liberty Debt Relief

Based in California, Liberty Debt Relief is a debt settlement company that helps consumers settle their unsecured debt for less than the full amount owed. It also offers help with private student loan debt and offers a debt consolidation program for clients who want to roll their debts into one manageable bill. It is an accredited member of the American Fair Credit Council (AFCC).

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Pros
  • Available for private student loans
  • Free consultation
  • Accredited by AFCC
Cons
  • Not available in all states
  • High fees

Helpful Reviews

Columbia, MO
Verified purchase
Liberty charged me what my actual credit card account was, without interest. Everything they said they were gonna do, they did. Everything worked pretty good, except they haven't ...

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Nashville, TN
Verified purchase
I was trying to pay off my debt and Liberty Debt Relief offered their debt consolidation program. I've been enrolled since august of last year and I'm paying down my debt. The onl...

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What is Liberty Debt Relief?

Founded in 2013, Liberty Debt Relief helps clients get out of debt through debt settlement and debt consolidation. It does not work with secured debt (debt that is backed by collateral, such as mortgage debt or vehicle debt). The company offers services for private student loan debt, but it cannot help with federal student loans. It offers 24/7 support.

As a client, you will receive access to an online portal that allows you to track the progress of your account, as well as communicate with your debt specialist directly.

How does Liberty Debt Relief work?

The process for each service varies slightly, but every Liberty Debt Relief client must request a free assessment. This free assessment will evaluate which debt can be enrolled into services and which service is the best match for you. You should also receive more information about the service terms, too, including the cost and how long it will take.

Liberty Debt Relief products and services

Liberty Debt Relief offers two main services: debt settlement and debt consolidation. Requesting a free consultation can help you better understand how the company performs each of these services.

Debt settlement
Through debt settlement, Liberty Debt Relief will negotiate for a lower debt bill that you can pay off. Typically with debt settlement, you stop paying debtors and instead send the money to a specialized savings account that your debt settlement company can use to negotiate debt payoff.
Debt consolidation
Debt consolidation allows individuals to combine all of their debts into one monthly bill. Unlike debt settlement, you don’t reduce the amount of debt you owe; instead, you take out an easier-to-manage loan to pay off various debts. Liberty Debt Relief says that it provides this service, but it does not mention if it works with a third-party lender or what the loan repayment terms are.

Liberty Debt Relief fees

Exact fees with Liberty Debt Relief vary depending on your debt situation. Liberty Debt Relief does not charge any fees upfront. The company charges up to 29% of the debt to be collected after a debt is settled, and fees can vary depending on your state. The company does not publish its fees for debt consolidation.

Liberty Debt Relief FAQ

Does Liberty Debt Relief have a money-back guarantee?

Liberty Debt Relief does not guarantee its services or offer a money-back guarantee.

Will using Liberty Debt Relief hurt my credit score?

If you use the debt settlement program, it can hurt your credit score, since debt settlement usually requires clients to stop paying creditors. Debt consolidation generally has significantly less impact on your credit because you pay off debts using a loan.

Still have questions?

Is Liberty Debt Relief legit?

Liberty Debt Relief is a legitimate company and is an accredited member of the AFCC, which sets professional standards for its members. You can start by contacting the company for a free debt relief consultation and find out if you’re eligible for its services.

Liberty Debt Relief Reviews

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    How do I know I can trust these reviews about Liberty Debt Relief?
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    Verified purchase
    Customer ServiceSales & MarketingOnline & AppRefunds & PayoutsStaffBillingRates

    Reviewed Sept. 1, 2026

    I got an email from Liberty Debt Relief and when I enrolled in their program, I felt a sense of relief that finally, somebody's fighting for me. They're taking my high interest credit cards and negotiate with my creditors where instead of having to pay $2,000, they'd be getting a debt down to 700. I give them the same amount every month, then they pay off whatever settlements they make for me. So, I'm also getting the boost on my credit quicker.

    Their online tools are pretty good. The app is a little harder to navigate, but can go online without the app and that's pretty easy. So I've been trying to use the app and it's something I just push to the back because their online stuff is good enough. Aside from that, they give you 100% and make you feel like you're their only client. And that's a big plus for me, because I don't want to have to make a million phone calls to talk to somebody.

    If a good settlement has come up, they don't email you. They call you directly and they tell you what's going on, then they advice you to get this signed because it's a good deal. And they've taken care of some very high amounts for me, with just a drop in the bucket. So, they've been very good. I also recommended Liberty to a friend of mine. It's one of the best programs I've seen. Since working with them, I've been looking at how I utilize credit cards a lot better now. I have one that's for emergencies, and that's it. You don't want to keep setting yourself up for problems, and they show you that there's a better way.

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    Response from Liberty Debt Relief

    Thank you for sharing your experience with Liberty Debt Relief.

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      Verified purchase
      Customer ServiceContract & TermsPunctuality & SpeedStaffBillingLoan Process

      Reviewed Aug. 31, 2026

      Liberty Debt Relief got everything that I wanted them to pay off. There were seven creditors, and they would continue to pay those off. I make the monthly payments to them, but they are supposed to pay all those off, and I pay Liberty. My rep who set me up did good. But he didn't tell me that when I call my bank for some stop payments, I have to pay $30 a piece, four times for those stop payments. I was just told to call my bank and tell them to stop the payments. When I called my bank, I had to pay a $30 fee for every one of them. So, I didn't them all on one night. I waited a month later, and did the last two and paid those $30 fees for those.

      I haven't got any information about the payoffs on some of those loans, like the $20,000 loan that I had outstanding. I was more concerned about that one getting taken care of. But for some reason, it's still on my credit. I was gonna give my rep a call to ask what's going on with some of the ones still showing up on my credit. This is my first time doing it. If I can't understand, I'm leaving. Also, I didn't get any information as far as my payoffs. I got a few texts or emails saying they settled with a couple of them, but that was three months ago. I should’ve got more information by now. Other than that, everything is good so far.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer ServiceContract & TermsPricePunctuality & SpeedRefunds & PayoutsStaffBillingLoan Process

      Reviewed Aug. 18, 2026

      I've been with Liberty Debt Relief for over two years now. They've always been very polite when I've talked to them. They usually try their best to answer any questions I might have from the few interactions I've had with them when I've called them on my own. From a business standpoint, I get it. But I'm not enthused with the fact that they're a debt relief program that's trying to help you out, but any of your debts that they get negotiated way less than what you actually owe, they keep all that. But at the same time, they offer me a service. So, they expect to get paid for it. That makes sense, even though they already charge you a fee for the service anyway.

      They should be more forthcoming of exactly what the process entails. I understand people come to them when they're in a bad situation. So, the second they hear someone's willing to help them, they're less likely to ask a bunch of questions. But I would have thought a bit more about the program before I entered into it if I would have known that if they settle a debt that's supposed to be a couple grand, and they settle it for half of that, they just keep all that extra money because you're still paying it.

      It was nice going from paying seven different people different amounts every month that would charge based off what I still owed them to just paying one solid amount every month and not having to worry about it because it’s on auto withdrawal. It is nice until you realize you have a payment coming out that you don't get paid in enough time to pay, then it's an issue. This month would be payment 40 out of 48. I've been with them longer than that. My last payment is supposed to be in May of next year. But I'm trying to get approved for a loan so I can just pay them the rest of it now and graduate the program early.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience with Liberty Debt Relief.

      Verified purchase
      Customer ServiceRefunds & PayoutsStaffBillingRatesFollow-Through

      Reviewed July 30, 2026

      I found Liberty Debt Relief on Facebook, and I contacted them. They have been really good. I've liked all of the stuff that they've done for me. It's been really gratifying to be with them. I had some credit card issues, and I was trying to get that resolved. I didn't wanna file bankruptcy, so that's why I contacted them. I've made all my payments every month religiously. If I need to reschedule a payment, I could always call them. It worked out fine. Liberty would notify me if something was getting ready to change, but the monthly payment never changed. There was one time that Liberty called me and asked me if I could adjust it to a higher rate. I told them I could not, and then the attorney called me.

      When the attorney got involved in it, he sent me the letter and it's been three weeks ago that I had to sign and send it back to him. It threw me off a little bit, and I'm still a little bit concerned about it. But I called one of the Liberty agents, and we talked about it. He told me to just keep paying what I was paying. He said, “By January, it'll be over with.” So, I hope that’s what works out.

      Customer service has always been very helpful. There were no ill feelings. It was always yes and no answers, and that was fine with me. Liberty has done what they said they were gonna do, and I’ve done what I said I was gonna do. It took a lot of burden off of me. I was fine with paying my debt to Liberty because they were gonna handle it for me. So, I had no problems. When I first signed up with Liberty, they told me it was gonna be a two-year process, and it has been. They have been fair with me, and I've been fair with them.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience.

      Verified purchase
      Customer ServiceRefunds & PayoutsStaffBilling

      Reviewed July 10, 2026

      My experience with Liberty Debt Relief has been great. Everything that they have said to me has been true. Communication has been 100%. Any time I've had questions, I've called. The online portal has pretty much shown me any information I needed to know as far as how much I paid and what it went towards and the whole nine.

      The program took a lot of weight off my shoulders. Instead of trying to come up with thousands of dollars every month to pay off payments on my cards, I was able to do it in one payment to one place and not have a bunch of calls and not have to deal with a bunch of different accounts. And that was the main thing for me right there. Instead of dealing with seven accounts, it was one account taking care of those other accounts. It made things a whole lot easier. And the biggest benefit was being able to take care of stuff a lot quicker. I was able to put money back and save money. They also have clear-cut and straight-to-the-point communication. Any time I called, they answered. And then whatever I called about, once they answered it, I also was able to have them email me exactly what we talked about. That way, just in case I needed something to reference from, I had that.

      I also did the legal side, whereas if anything happened while I was going through the program, all I had to do was get the paperwork to them, and then they would take care of it on their end as far as lawyers. They took a chance and helped me get to where I was trying to get to. And sometimes that's all we need: just a chance.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience.

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      StaffRates

      Reviewed Oct. 2, 2026

      Your help with my debt has made my life much easier, and lifted a burden. I couldn't seem to work enough before and because of high interest, I was getting nowhere. Now I feel like I can breathe. And I thank you so much for all you've done, and continue to do for me.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer Service

      Reviewed Oct. 1, 2026

      Very happy with them. I like to emails that I get so I informed of what's going on and I trust them.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Punctuality & Speed

      Reviewed Oct. 1, 2026

      So far so good, waiting for Credit One to give up. Or should I say settle?

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase

      Reviewed Oct. 1, 2026

      It’s been a very Relaxing feeling knowing that LDR is on my side & ensuring all my Debt Negotiations will & are being resolved.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer ServicePunctuality & Speed

      Reviewed Oct. 1, 2026

      My call was handled quickly and professionally. All of my questions were answered.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer ServiceStaffBilling

      Reviewed Sept. 27, 2026

      Liberty Debt Relief's service has been good. They tailored my payment plan to my income. Their customer service representative is always positive and I get good feedback.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase

      Reviewed Sept. 14, 2026

      I feel like my questions for being answered satisfactory. There are still a few things that I'm not sure about. I was able to have one account settled so far. Which I am happy about.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedBilling

      Reviewed Sept. 13, 2026

      I have legal representation, but I've heard from other people that it's not legit, that it only works for in-state representation. You have to go through a third party. I'm not sure I'm covered on that. Also, Liberty Debt Relief wants my withdrawal to be 885. There is no way I can make an $885 payment for $50,000 worth of debt. So, every month, I have to call and reschedule it, change the deposit amount. If they get it down to around $400, it's more manageable for me. I have enough debt to deal with already without having another $400 on top of it.

      I've talked to Ken about it, and Ken reassured me. “Yeah, it'll be less than $400.” It has never been less than $400. Every time I have to reschedule, it's always a pain in the ass. They don't want to do what they agreed to do. I'm still with them. They got three settlements, but I'm not overly satisfied with them. Liberty should allow me to change my deposit in an easier fashion instead of having to call all the time. Usually, the website said you can do that, but it never lets me do it.

      I have to call Liberty this month because I don't have the money this month. I'm still waiting on a possible money coming in, but it may not come in. If it doesn't come in, I'll be able to cancel it this month. But I'm waiting until last minute and see if that money comes in. A lot of times, canceling payments takes 24 or 48 hours, and it doesn't show up until after the weekend. But to get it canceled is easy as long as I call within three or four days before the due date.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Hi Gerald, thank you for taking the time to share such detailed feedback. We're glad to hear you've already received three settlements, and we're sorry that adjusting your deposit has been such a hassle. We understand how important it is to have a monthly payment that fits your budget, and we want to make sure your questions about your legal representation are fully answered too. Please reach out to our team at complaints@libertydebtrelief.com with any concerns so we can review your account and work with you on a solution.

      Verified purchase
      Billing

      Reviewed Sept. 5, 2026

      I have only been with the program for about a year, but already Liberty Debt Relief has negotiated settlements with all of my creditors. I am well on my way to being out of debt. In just under two years, I will be free and clear, and my bills are already lower.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Punctuality & Speed

      Reviewed Sept. 5, 2026

      My direct deposit works fine and I'm just waiting patiently for them to settle all my claims. They done 3 already and I'm very pleased with that....

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Staff

      Reviewed Sept. 5, 2026

      You guys have helped me with negotiating with my money problem. I know it's gonna take awhile but I feel confident working with you guys.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer ServiceStaff

      Reviewed Sept. 5, 2026

      I am getting an excellent service and a good communication with customer service.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer ServicePunctuality & Speed

      Reviewed Sept. 5, 2026

      So far I'm happy with everyone in the company for quick response to my questions.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Staff

      Reviewed Sept. 5, 2026

      Staff at Liberty Debt Relief has always been courteous, knowledgeable and always willing to help.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Staff

      Reviewed Sept. 5, 2026

      You guys have been a great help to me. Thank you so much for your help

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer Service

      Reviewed Sept. 5, 2026

      I have been very well pleased with the service as well as the communication I have received from Liberty Debt Relief.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer ServiceContract & TermsTechCommunication

      Reviewed Sept. 5, 2026

      No communication. Took way too long to make agreements to pay creditors. My credit is shot. I could have done better on my own. I wish I wouldn’t have allowed them to persuade me into this contract. Lesson learned the hard way.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Hi Christy, thank you for sharing your feedback, and we're sorry the process felt slow and that communication fell short of what you expected. We want you to know that all of your accounts are now settled. As we continue making payments to your creditors over time, your credit should start to improve. We'd love the chance to walk you through where everything stands, so please reach out to our team anytime and we'll be happy to help.

      Verified purchase

      Reviewed Sept. 5, 2026

      I’m very impressed with this company. Thank you again Liberty Debt Relief! I will recommend your services to family and friends.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer Service

      Reviewed Sept. 5, 2026

      Everything is super easy. Your negotiation with my creditors has been wonderful. The phone calls have completely stopped.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase

      Reviewed Sept. 4, 2026

      Paid in full, you're still taking money out of my account, put me in the negative, will not refer you

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Hey Deborah, thank you for letting us know, and we're sorry for the trouble this caused. It appears that you have graduated from the program, which means your balance is paid in full and no further payments should be coming out of your account.

      Verified purchase
      Staff

      Reviewed Sept. 4, 2026

      So far Liberty Debt Relief has been great. We still have a way to go but am seeing a light at the end of the tunnel. Everyone is polite, helpful, and caring. I am looking forward to being Debt free. Thank you Liberty Debt Relief for the hope.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer ServiceOnline & App

      Reviewed Sept. 4, 2026

      Their app sucks. It took about 4 phone calls to even get it started. So far 3 stars is generous

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      We’re sorry to hear about your experience. We understand how frustrating it must have been to need multiple calls just to get the process started. That is certainly not the experience we want for our customers. We appreciate you sharing this feedback, and we’ll use it to help improve the process moving forward.

      Verified purchase
      Staff

      Reviewed Sept. 4, 2026

      They’ve provided great guidance and support. I’m feeling confident about reaching and settling matters.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      StaffBilling

      Reviewed Sept. 2, 2026

      Enrolling with Liberty Debt Relief was easy and simple. Their rep had a lot of information. He knew a lot about what he was doing, and gave me good information about the company. Sometimes, it takes me a couple of days to get somebody, but I keep trying. Eventually, I get somebody, but I don't usually get them right away. Other than that, the program will help me clear off some of my debt. So far they cleared out one credit card out of seven accounts. Think about going with them. It's probably going to take a while before a credit card can get cleared. It’s not a one-two-three process.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

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      Verified purchase
      Billing

      Reviewed Aug. 31, 2026

      I am truly disappointed. One of the biggest challenges was reorganizing my monthly budget based on a fixed payment. I was assured that the payment would not change; however, it was changed twice. They should not make promises they cannot keep.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      We’re sorry to hear about your experience and understand how frustrating it can be when changes to a monthly payment affect your budgeting. We take concerns about communication and expectations seriously, and we regret that your experience did not align with what you were expecting. We’d appreciate the opportunity to review what happened and better understand the changes to your payment. Please reach out to our team directly so we can look into your account and address your concerns.

      Verified purchase
      Customer ServiceStaff

      Reviewed Aug. 30, 2026

      Having Liberty Debt Relief gets things resolved. They have given me relief that things can come back together. They reach out to the individual creditors and come up with a settlement with them. The lady I worked with was very helpful. She seemed very knowledgeable. Made me at ease. There was one experience when I felt rushed through the call. There was an email at one point that I sent, and I got an automated response. I could tell it was automated because they said the same thing no matter what I said to them. That was frustrating to me. But most of the time, it has been good.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer ServiceRefunds & PayoutsStaffBilling

      Reviewed Aug. 29, 2026

      My daughter recommended me to go with Liberty Debt Relief. I called them, and I'm glad. It was easy to get set up with them. I was desperate. I cannot pay my bills. So, since I stuck with Liberty's rep, he told me I didn't have to do another payment to my credit card. So, that was great and that made me feel better. I will recommend Liberty like my daughter did with me.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience!

      Verified purchase
      Customer ServiceStaffBilling

      Reviewed Aug. 19, 2026

      Liberty Debt Relief's program has been good. Communication's been fair. I've been trying to get some calls back. When I reached out, the rep has been on hold and then hang up. Other than that, Liberty has been really good. We got one thing done right now. We have two more. The payments are going good, too.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience with Liberty Debt Relief.

      Verified purchase
      Customer ServiceStaffLoan Process

      Reviewed Aug. 17, 2026

      I received a letter from Liberty Debt Relief for a loan, so I called them. It was 100% very useful for me. Their reps were very straightforward and communicative. They helped me a lot with my debt consolidation.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience with Liberty Debt Relief.

      Verified purchase
      Customer ServiceTechStaffBilling

      Reviewed Aug. 12, 2026

      I sought Liberty Debt Relief’s services to see if they could lower the bills for OneMain Financial. At first, it was difficult because when I called, it was another company that was dealing with Liberty. So, I was getting the runaround from them and it didn’t make sense. But with Liberty, it all makes sense. Working with the rep was easy. He explained how they was gonna lower the debt and how long it would take. It happened within a couple of weeks. I just started with the program and it will run for probably two years. My experience with Liberty was good. But the third parties they deal with have to be trained more because when I tried to speak with them about Liberty, it was just like pushing me into the program without giving me extensive knowledge about the company.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience.

      Verified purchase
      Customer ServiceBilling

      Reviewed July 31, 2026

      Liberty Debt Relief has done a good job during my enrollment process. I was impressed that they were working with me. Usually, I keep track of my progress by a phone call. With the program, I got my bills consolidated. Liberty is easy to work with.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience.

      Verified purchase
      Staff

      Reviewed July 29, 2026

      Everything's always been fantastic with Liberty Debt Relief. They got good reviews so we chose to go with them. The application process was very simple. They've been absolutely amazing. They're always very responsive and understanding.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      We appreciate you sharing your positive experience with Liberty Debt Relief! It's fantastic to hear that our team’s responsiveness and understanding have been beneficial to you. Thank you for choosing us, and we're here to ensure everything continues smoothly for you.

      Verified purchase
      Staff

      Reviewed July 28, 2026

      I saw the reviews for Liberty Debt Relief and thought they would work out for me. The enrollment process was smooth and easy. The rep explained everything that I needed to know. I've worked with a couple of reps and they were informative and helped me out without any hassles. The quality of service was excellent and everything’s been good. People asking about Liberty should go for it because it seems to be helping so far.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience.

      Verified purchase
      Customer ServiceSales & MarketingPriceOnline & AppStaffBillingEase of Use

      Reviewed July 25, 2026

      I wanted to clear my debt and have a better future, and I was looking online for options. I looked at Liberty Debt Relief’s site and they gave me a call one day. I also looked at reviews from other people and on Reddit, and Liberty seemed very legit, and people seemed to get good results from them. The spokesperson I spoke with was very nice, which made me lean toward dealing with Liberty.

      My consultant was very nice and understanding. He gave good answers to any questions I asked. He was good at explaining everything from the documentation to the process. He let me know not to be stressed about everything that was going on. There would be an impact on my credit, but it was for the better in the future. Liberty worked with me very reasonably on my payment plan. Without them, I would be paying over $200 more. They brought my payment down by about $200, and now I'm able to do the little things I want to do in life without worrying so much about money.

      The service has been good so far. Anytime I get a settlement, I receive immediate text messages explaining the process and what they're paying based on what I pay monthly. I also have the app, which is fairly easy to use and makes it easier for me to understand the process. Overall, I've had a good experience, and I'm excited for the future.

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      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience.

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      StaffBilling

      Reviewed July 16, 2026

      So far, Liberty Debt Relief has been okay. They are paying off our credit cards. They have really good customer support. Working with them helps bring bills down a little bit and into one lump sum. Everything is a one lump sum and we don't have to worry about a bunch of payments with just one payment.

      Thanks for your vote!
      Liberty Debt Relief
      Response from Liberty Debt Relief

      Thank you for sharing your experience.

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      Liberty Debt Relief Company Information

      Company Name:
      Liberty Debt Relief
      Company Type:
      Private
      Year Founded:
      2013
      Address:
      333 City Blvd W Fl 17TH
      City:
      Orange
      State/Province:
      CA
      Postal Code:
      92868
      Country:
      United States
      Fax:
      (949) 835-0390
      Website:
      libertydebtrelief.com