Accredited Debt Relief Reviews
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About Accredited Debt Relief
Accredited Debt Relief has delivered custom financial solutions to individuals across the U.S. since 2011. It matches clients with personalized debt consolidation options to help them regain control of their finances.
- Accredited with BBB, AFCC, IAPDA
- Various debt consolidation options
- Free consultation
- Experienced Consolidation Specialists
- Must have debts of $10,000+
- Coverage limited to 35 states
Helpful Reviews
What is Accredited Debt Relief?
Accredited Debt Relief offers debt consolidation options to customers who have accumulated substantial debt. It operates in 30 states and Washington, D.C., and employs a team of professional consolidation specialists to act as an intermediary between you and your creditors. The company offers debt consolidation options through affiliated lenders.
Accredited Debt Relief is an accredited member of the Better Business Bureau (BBB). It is also accredited by the American Association for Debt Resolution (AADR).
How does Accredited Debt Relief work?
Here’s how you can enroll in Accredited Debt Relief’s debt consolidation program:
- Sign up for a free consultation.
- Accredited Debt Relief reviews your financial situation and gives advice on the best program for you.
- After you take out a debt consolidation loan that pays off your creditors, you make monthly payments that can be more than 40% lower than what you were paying before. It can take as little as 24 to 48 months to be debt-free.
Accredited Debt Relief services
Accredited Debt Relief offers debt consolidation loan services that help customers combine multiple debt payments into a single monthly payment. It works with affiliates that offer loans ranging from $1,000 to $100,000. You can take out a debt consolidation loan to pay off credit card debt, personal loan debt or medical debt.
Accredited Debt Relief cost
Accredited Debt Relief does not charge upfront fees. The cost of the loan depends on the loan terms you get from one of its affiliate lenders.
According to Accredited Debt Relief, at the time of publishing, annual percentage rates (APRs) on the debt consolidation loans it helps arrange are from 4.9% to 35.99% at the time of publishing. There is also an origination fee that ranges from 1% to 6% of the financed amount.
Accredited Debt Relief FAQ
What is debt consolidation?
Debt consolidation is the process of consolidating all your financial obligations or debts into one monthly payment. You can do this by taking out a debt consolidation loan, which you use to pay off multiple creditors. A debt consolidation loan allows you to:
- Free yourself from dealing with multiple creditors
- Lower your interest rates
- Reduce your monthly payment
- Streamline the paying process with just one monthly payment
- Avoid delinquencies
How does Accredited Debt Relief affect your credit?
Taking out a debt consolidation loan can have both negative and positive effects on your credit. The lender will do a hard inquiry on your credit, which lowers your credit score. Once you sign for the loan, you add a new account to your credit file, which also drops your credit score. However, if you are paying off a credit card with the loan, it lowers your credit utilization, which increases your credit score. Over time, you can also raise your credit score by making on-time payments on the loan.
Is Accredited Debt Relief legit?
Yes, Accredited Debt Relief is a legit company. Accredited Debt Relief is one of the most trusted debt consolidation companies. We highly recommend this company for clients who are good candidates for debt consolidation as a debt relief strategy. It treats debt consolidation with a personal approach by assigning a dedicated representative to guide you through the process.
How do customers feel about Accredited Debt Relief’s staff?
The majority of Accredited Debt Relief reviewers that mention staff are pleased, like Mike from Sacramento, California. “(My rep) was very understanding and helpful. Took the time to explain everything and compare different approaches,” he said. “(She) continues to be there for me even after I had already signed up.”
Reviewers told us that staff members were kind, encouraging and sensitive to their financial situations.
How do customers feel about Accredited Debt Relief’s process?
The majority of recent reviewers were happy or satisfied with how the company handles the debt consolidation program, from enrollment to graduation.
Reviewers described a smooth sign-up experience that made it easy to get started. Many appreciated how they were kept informed of their options and progress throughout. Some cited Accredited Debt Relief’s financial counseling as a particularly beneficial part of the process.
How do customers feel about Accredited Debt Relief’s customer service?
Reviews frequently reported that company reps responded promptly to requests and offered clear, comprehensive explanations about program details.
Ultimately, more than 99% of recent reviewers who mentioned customer service were happy or satisfied.
How do customers feel about Accredited Debt Relief’s transparency?
Of recent Accredited Debt Relief reviewers who talked about transparency, 100% were satisfied or happy.
“Easy to work with, helpful, took the time to answer any questions I had and if the answer was not at their fingertips, they were transparent and took the time to find out with me,” said Hector from Phoenix, Arizona.
Still have questions?
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