Accredited Debt Relief Reviews
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About Accredited Debt Relief
Established in 2011, Accredited Debt Relief offers debt relief and debt consolidation options to individuals across the U.S. Its debt relief program works with creditors to reduce eligible monthly payments, while its loan options are offered through affiliates.
Visit www.accrediteddebtrelief.com- ACDR, IAPDA and AFCPE accredited
- Nationwide availability
- Free consultations
- More than 15 years in business
- Must have debt of $5,000+
- Possible temporary credit impact
Helpful Reviews
How Accredited Debt Relief works
Accredited Debt Relief starts with a free consultation to discuss your financial situation and match you with a debt relief or debt consolidation option.
Here’s how you can enroll in Accredited Debt Relief’s debt consolidation program:
- Sign up for a free consultation.
- Accredited Debt Relief reviews your debt, income and monthly expenses and provides advice on the best program for you.
- If you enroll, Accredited Debt Relief creates a program tailored to your financial situation. The company says its debt consolidation programs typically last 24 to 48 months.
Accredited Debt Relief services
Accredited Debt Relief offers debt relief services for unsecured debts, including credit card, personal loan and medical debt. It does not handle tax debt, child support, alimony, or secured debt such as mortgages and auto loans. Some private student loans may qualify, but most student loans are not eligible for the company’s programs.
If you pursue a debt relief program with Accredited Debt Relief, the company will negotiate with your creditors to lower your monthly payments. You’ll make one monthly payment to Accredited Debt Relief that is held in an account and eventually disbursed to your various creditors. The company states that on average, its clients ultimately end up paying back about 55% of their debt, plus Accredited Debt Relief’s fees.
Accredited Debt Relief also works with affiliates that offer debt consolidation loans ranging from $1,000 to $100,000. This option involves combining your debts under one new loan that is used to pay off your balances with existing creditors. You then make payments on the consolidation loan.
Accredited Debt Relief Accredited Debt Relief cost and fees
For clients pursuing a debt relief program, Accredited Debt Relief says that fees range from 15% to 25% of your total enrolled debt. Fees are success-based and may vary based on the enrolled amount and state. Your monthly payment to Accredited Debt Relief includes the company’s service fees.
Accredited Debt Relief also works with lending partners that offer debt consolidation loans. APRs on these loans range from 4.9% to 35.99% at the time of publishing. Origination fees range from 1% to 6% of the financed amount, and loan terms range from four to 84 months.
Accredited Debt Relief requirements
To use Accredited Debt Relief’s website and request information, you must be at least 18 years old and a legal resident of the United States.
Accredited Debt Relief requires at least $5,000 in unsecured debt. Eligible debts include credit card debt, personal loan debt and medical debt.
FAQ
Where is Accredited Debt Relief available?
Accredited Debt Relief offers evaluations and debt relief services in all 50 states and Washington, D.C.
How does Accredited Debt Relief affect your credit?
A free consultation from Accredited Debt Relief won’t affect your credit score, but debt relief and debt consolidation options, including loans, can. The impact depends on your current situation and the type of solution you choose.
Are there any types of debt Accredited Debt Relief doesn’t cover?
Accredited Debt Relief doesn’t cover mortgages, home equity loans, auto loans, tax debt, child support, alimony or most student loans.
How long does debt relief take with Accredited Debt Relief?
Accredited Debt Relief says most clients complete the program in 24 to 48 months. The timeline depends on total debt, debt type and monthly deposit amount.
Still have questions?
Is Accredited Debt Relief legit?
Yes, Accredited Debt Relief is a legitimate company. It has been in business since 2011 and evaluates consumers for debt consolidation options in all 50 states and Washington, D.C. Accredited Debt Relief is an accredited member of the Association for Consumer Debt Relief (ACDR). Its debt consolidation specialists are trained and certified by the International Association of Professional Debt Arbitrators (IAPDA) and the Association for Financial Counseling and Planning Education (AFCPE).
Accredited Debt Relief reviews on ConsumerAffairs are overwhelmingly positive, with an overall rating of 4.9 stars at the time of publishing. Reviewers often mention helpful staff, clear explanations and a smooth process. Eileen from Orlando, Florida, said her representative was “dedicated, informative, thoughtful, and excited to help me.” Ashley from Middleburg, Florida, said that the staff “addressed my concerns with professionalism and understanding, ensuring that I felt informed and comfortable with every decision.”
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Accredited Debt Relief Company Information
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- Accredited Debt Relief
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