Beyond Finance Reviews

The whole sign up process was easy, quick, and reassuring. The specialist I’m working with explained the whole process and the best options specifically for me. It’s weird to be so excited about finally being able to see a future without debt. And a near future! Not 20 years of high interest credit. I got denied for personal loans because of my situation but honestly, this way is better than paying off thousands with another high interest loan or the awful alternative a bankruptcy. Instead they will work to lower what I owe and while I’m paying I’m freeing up several hundred dollars a month to no longer rely on credit cards. If you feel like you're drowning in debt with no way out don’t wait another day to start your journey too.

Dorian was very helpful in explaining the whole program in detail to me and didn't make me feel pressured into doing anything. He answered all my questions and concerns and helped me navigate through my whole situation and found the best fit plan for me. I was never in this situation before where I found myself struggling to make ends meet and seeing that my efforts weren't making much of a difference to decrease my debt and payments.

I signed up with Beyond Finance in March 2025, due to financial issues that were beyond my control. I was a bit hesitant at first, but they seemed legit. After I signed up with them, I wanted to take back two accounts, which I was able to do with ease. I had a credit union credit card, and my credit union told me they did not work with Beyond or any other debt resolution company. The credit union also refused to work with me in resolving my late payments. The credit union started court proceeding, and when I mentioned this to a Beyond representative I was informed that Beyond has legal assistance which I wasn't aware of.

​Thank you, Working with Beyond Finance was an incredible experience. From the very beginning, their customer service team was empathetic, knowledgeable, and truly dedicated to helping me get my finances back on track. They carefully explained the process of negotiating with my creditors and worked diligently to secure lower payments that made a real difference for me. Thanks to their support, I feel much more in control of my financial future. I wanted to add to my experience information about your App Beyond Finance. It's a 20 star rating. The program is fast, with a long list of resources needed for communication with client and company, it's also user friendly....

I’m newly enrolled in Beyond’s program and thus far I am truly happy. After speaking with staff members about my situation I feel encouraged and have told them that I can finally see the light at the end of the tunnel. I appreciate the thorough conversations and explanations of the contract/agreement. I look forward to the day when I am totally free of the burden and peace of mind I have not had in quite some time. Thank you Beyond for that you have done, are doing and continue to do on my behalf to make it happen.

I am just getting start with Beyond Finance, but the process of getting things set up was great. They were very knowledgeable and helpful. After being screwed over with a bankruptcy firm, I am looking forward to hopefully taking care of my debt this route. So far so good!

I approached this company based on the great ratings that I read about. They listened very good to me and my situation. They very carefully explained to me the process of consolidating my debts. My questions were very carefully listened to and explained. I feel that I’m in good hands. I’m grateful for this opportunity.

Rob was thorough and a great communicator. Very personal and professional. Rare breed today.

Great service, friendly customer service, Christopher was very professional, very thorough with his explanations, answered all my questions. I had found a flyer from SoFi that I received in the mail so I called. Best thing I could have done. Going to save me money, time and not have worry.

The information provided to me was easy to understand and all of my questions were answered.

Explained everything effectively and I understand everything so I'm ready to go.

It was very well instructed. Very detailed and explained thoroughly.

Thanks to Wesley ** for his outstanding support and WONDERFUL CUSTOMER SERVICE.

Made me feel comfortable with the situation and hopeful that this will get better

Just made life so easy how everything was explained! The experience was amazing!

I had a very patient lady that helped me. I am sure I made the right decision. She answered all my questions and explained everything completely. Thank you.

I just got started so I’m a little skeptical. But everything I have been trying isn’t getting me anywhere so fingers crossed.

Still very new to the process. I felt very nervous at first, but Catie helped with all my questions and put me more at ease. The future looks brighter that my debt will be paid, and not every dollar I make going to credit card bills every month.

Joann gave us great help and thoroughly answered all our questions so we could make the best decision for our situation. I am feeling very relieved to be on the path to getting out of the weight of debt! Joann was very transparent with us through the process.

Finally, I can have some debt relief thanks to Beyond Finance.

The team at Beyond were courteous, professional and offered sound actionable advice. Inevitably, there will be some early credit impact as Beyond works through resolutions that are fair for all parties. I, however, was impressed with the candor, transparency and speed of the process. From the first call to the onboarding, all Beyond members were pleasant to work with.

They were very informative and helpful, they walked me through the whole process and helped me understand what I'm doing wrong with my finances.

I was just checking to see what rates I would be qualified for. However, Lawrence went above and beyond! Not only did he understand my financial struggle but he also understood how I got in this financial struggle. It is so uncommon nowadays to find people who are truthful and understanding. Then, he gave me the breath of fresh air, seriously, a weight was lifted from my shoulders. Thank you for helping me get back on track to get out of debt!

Beyond Professional, extremely understanding, and very patient customer service. I actually felt understood and valued.

Such great customer service. Kirk was so knowledgeable and I really appreciate his insight and caring nature.

They are not honest, All they care about is taking your money, stay away from them.

All in all this gave me my life back. Being weighed down with debt is no way to live. I never thought I would be in this position, but one hurricane proved me wrong. Everyone at Beyond Finance was so helpful impatient and made me feel better about myself.

Well I joined Beyond, February 2025. So far one debt was paid off and 8 left. I just made my first payment of 4 to Bank of America. I must say, it's a very slow process, and you should be aware that the debts you list with them will pretty much be what they settle with which includes their fees. So even if they get you a better deal, their fee will surely be that original amount so they get their high fee. But if I hadn't reached out to them I think I would have been in worse shape, because my part time job is unpredictable, so they helped me that way. My score was 760 when I started and now it is 560, so I have taken a pretty hard hit. I am not sorry I signed up, just make sure you are really a hardship case, like me before you sign up.

Do not do business with Beyond Debt settlement. In 2022 I entered into contract with Beyond to settle 4 credit card accounts because I couldn't work anymore because of heart surgery. Well the agreement was not to talk to my creditors and let them seek settlements. I paid $200 a month for 9 months all while ignoring my creditors as I was instructed. Well after 9 months I asked, "When are you going to start settlements because my phone is ringing off the hook." Well they didn't contact even 1 of my 4 creditors and when I checked my account they paid their selves $1800 and my account was $0 balance. I decided I was not going to keep sending them money knowing that they weren't concerned about me but more concerned about taking my money. By that time all 4 of my creditors closed the accounts and sent them to collection.

Well explained program. Being a vet on a fix income and interest rates climbing quietly my wife and I were drowning. We were barely making minimum payments. The saving are great.

Michael was very efficient with his presentation and made sure we understood everything we were signing. Very pleasant transaction.

Dallas was very helpful, friendly, and explained everything in detail, even as I was stumbling with the info he needed. Great guy!

Helpful, kind, understanding and patient. Dani was great as was Jason!!

Everyone was respectful, friendly, professional, and helpful. They made sure that I understood the process and knew what to expect.

The onboarding was amazing. They walked me through the whole process step by step to make sure I understood what I was getting. So far I'm happy with everything and looking forward to debt freedom.

Very professional. Very helpful. Made a very stressful situation feel better.

Highly recommend this company to others who need genuine help. Times are tough. They will help you get back on track. Simply the easiest people to talk to and they understand every circumstances. Get a fast quote and see how much you'll save.

What drew me to this company was their incredible good reviews on every website that I checked and they were just so kind and patient and compassionate.

Based on my personal experience thus far I would definitely recommend a person consider using the program. But the experience will be different for each individual. Working with Savanna was very easy. She was very helpful and kind. Here’s hoping it all goes according to plan.

I have experienced the most helpful, knowledgeable staff, which has made this whole process very easy. I feel like a weight has been lifted off my shoulders and I will finally be able to feel better about my life. Every representative has been kind and patient, supportive and they helped me understand every step of the way. This has truly been a positive experience and I was very relieved to find that to be so.