Credit One Bank Reviews

Credit One Bank gave me a second chance at re-establishing my credit. I went through some minor medical issues, but I am fully recovered. I paid off all of my medical bills, CASH, and am starting all over. I am sure other folks can attest to having to payoff medical bills, when your insurance doesn't cover everything. Nevertheless, you have to have someone understand your plight, and give you a second chance. That is what Credit One Bank did for me, and I am grateful. Now it is on to a 760 credit score within 6 months. Everything Is Possible, For Him Who Believes - Mark 9:24.

I have grown to like working with Credit One. I am a senior on a fixed income. I also have a disability that limits the work I can do to supplement my retirement, which is necessary. I have two credit cards and my car note is through this company. They took a chance with me while I've been building credit. As my income has fluctuated, they've continued to work with me and I as a customer have tried to hold up my part by paying on time. I'm happy to say they've assisted by keep me notified of any issues and I'm doing a lot better. Unfortunately the car note I have is too high and I need to refinance the car for something cheaper. Maybe, they'll let me come back here and let you know how that went. Lol

This is the best bank card to date if you have no credit or poor credit and you are serious about improving your credit. Everything was completely explained and true to their words. Customer service was very helpful also! It's nice to know that there's a bank and card that really does give you another chance. Everything is reasonable and they have an app to follow your spending and payments. Thank you Credit ONE, you are awesome!

Hello, I would like to provide my evaluation of Credit One Bank based on my experience over the past period. Overall, my experience with the bank has been good, especially in terms of the ease of using the app and the speed of updating information. Customer service was helpful most of the time, and my issues were resolved without major delays. However, there are a few points I hope can be improved, such as clearer information about fees and interest rates, and reducing the number of repeated credit checks during the month. In general, I appreciate the services provided by the bank and hope to see continued development and improvement.

I've had a positive experience with Credit One Bank. The application process was simple, and I was able to get approved quickly. Their online account management tools make it easy to track spending, make payments, and monitor my credit progress. Using my card responsibly has helped me build my credit history and improve my credit score over time. Customer service has been helpful whenever I've had questions, and I appreciate the convenience and accessibility the card provides. Overall, Credit One has been a useful financial tool for helping me strengthen my credit profile

Made first purchase. Transaction was quick and simple.

Personally, I believe it’s going to be a good relationship and furthermore, I’m looking forward to increasing my limit quickly and efficiently.

It's a good app and to keep your credit checked without bad credit score by checking. It's safe to use. I recommend this app.

Love all of my Credit One accounts.. Card are extremely easy to use and taken everywhere..

I think the Credit One credit card is a blessing. I was able to complete the application and acceptance online and obtain a virtual card that really helped me and my wife while I am changing jobs. The features have been hassle free.

It was fast to get approved. The process was easy.

I can't believe I got a credit card, my first one at the age of 46. It's awesome, very happy. Keep it responsible.

I’m very happy with my experience with Credit One Bank. The application process was easy, the card arrived quickly, and everything has been simple and convenient to manage. I really appreciate the customer service and the benefits the card offers. So far, I’m very satisfied with my Credit One card and I would definitely recommend Credit One Bank to anyone looking for a good credit card and a reliable bank.

Great Card, Love it! It's so easy to use wherever I use it.

Credit one came at the right time. I am very grateful for the opportunity to have a start with you all. Thank you very much.

I am very calm with everything except for one detail, it was never visible in the offer or in the mail where my card arrived that they were going to charge me an annuity of 95 dollars.

Credit one is awesome. The application was easy to fill out. It only took 2 or 3 minutes. I got approved in no time.

Here's what I think of Credit One: they have an easy setup process, they have helpful staff, and they have an user-friendly mobile app.

It is really nice knowing I have this card as a backup card.

Credit One Bank very good for everyone. I love it very much! Thank you.

Title: Warning: Payment processing issues as soon as my credit improved. Review: I originally opened this card to improve my credit score, but I have run into a highly suspicious pattern. For months, everything went smoothly. However, the moment my credit rating increased, Credit One Bank suddenly started claiming that they "did not receive" my payments on time. I have proof that my payments were sent, yet they hit me with late fees and threatened to hurt the very credit score I worked so hard to build.

Amazing!!!!! I’m going to keep my payments and credit on point!!! Very professional and understanding!!!!!!

Happy with you. I will recommend to all my friends. Thanks.

Ridiculous & unprofessional! Received pre-approval but the app keeps telling me I don't know my own social security number. I even tried calling in and got same response after 7 attempts to complete my info online. This has to be one of the worst banks ever. I mean who sends out pre-approvals and then tells the customer they don't know their own social security number??? I read there is a class action suit against them and i hope they lose every penny and go bankrupt. We have plenty of fraud in all our money systems now. Cut 'em off now!!!!

I’m enjoying Credit One so far. I’m just doing what I suppose to do.

I love this card. It is helping me get my credit built back up to where it is supposed to be.

I like it so far. I would recommend it people and it builds your credit.

Charged me an annual fee ($75) without a warning, then my actual purchases take forever pending so I can't even tell how much credit I have.

I couldn’t be more pleased with Credit One. I’ve been trying to get my credit score up. They gave me a chance and I’m so grateful. My card arrived on time, and it’s easy to use. The app is easy to use. I look forward to doing business with them.

I spoke with Ally after repeatedly contacting Credit One regarding the same unresolved payment issue. My $286.71 payment has cleared and is posted to both my bank account and my Credit One account. Nevertheless, Credit One continues to withhold the corresponding available credit. Despite multiple calls, no representative has provided a clear explanation or meaningful resolution.

I'm very upset with this card, my account got hacked and they did nothing to help me resolve my issue. I literally got 2 cards to build my credit and have been doing amazing with 1 card and never did 1 transaction with the Credit One card, but they say I made cash advance transactions. I'm so sad and mad.

They are liars, cheaters and steal and hurt people’s credit. I had 800 credit score and they were supposed to waive a fee $43.00 and they sent in to creditors saying I owed fee when they said they would waive. Do not use. They will wreck your credit. They take advantage of people. Bunch of sorry nasty rude people.

Great customer service. Very helpful. Love my new card.

Friendly and good service. Good customer service. Been with them for some time. I've always taken care of me.

I'm trying to get my life back together. And it's good to have backup money in case if my refrigerator or stove goes bad. Thank you

It is a decent card for bad credit. I have a reasonable credit limit. It came just when I needed it, so I was able to treat my daughter for her birthday! Interest rates and fees are high, but that’s to be expected with bad credit.

Love this card. It arrived in a timely manner and has been awesome.

I really do enjoy having my Credit one card, it came on time. I use it for gas, small lil pick ups from the store.

Once I got it activated, it really was a lifesaver. Thank you.

Have have no problem so far. Haven't used it yet. Still have to pay most of my other one off. Thank you for taking this time to contact me.