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Credit One Bank Reviews

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About Credit One Bank

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Credit One Bank was founded in 1984 and provides access to credit for those who are often overlooked by traditional banks. Currently the company serves more than 12 million customers across the United States. Credit One Bank offers a variety of cards, including cash back credit cards, travel rewards cards, and more. Customers can manage their accounts online or through Credit One's mobile app and can access the customer service team 24/7 by phone or email.

Pros
  • Regular credit line increases
  • Free credit score summaries
  • Options for bad credit
Cons
  • High annual fee
  • High interest rates

Credit One Bank Reviews

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    How do I know I can trust these reviews about Credit One Bank?
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    Page 2 Reviews 5 - 35
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    Billing

    Reviewed June 30, 2026

    I am thankful to Credit One Bank for giving me opportunity to build my credit scores up and the fact that they trust me enough to take a chance allowing me to have their card and they also have low monthly payments. I learn how to budget my finance through them.

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    Reviewed June 30, 2026

    Really good experience. I would definitely recommend this card to start building your credit.

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    Punctuality & Speed

    Reviewed June 30, 2026

    Super satisfied with my experience with credit one. Getting approved was quick and easy. I look forward to doing business with Credit One.

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    Reviewed June 30, 2026

    It's been wonderful so far to know that a company will give someone like me a second chance.

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    StaffTimeliness

    Reviewed June 29, 2026

    So far seems secure and Professional as other Banks. I am concerned with consolidation of my other accounts as this was done 4 to 5 days ago and even though it show paid on their side, it's not on the merchant's side which was the criteria. When I pay it's cleared the same day. Due date's coming up so that has me a bit worried...

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    Customer Service

    Reviewed June 28, 2026

    Trusted Communication! Great Customer service. Wished credit line was better.

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    Reviewed June 27, 2026

    Everything is good purchasing my food. Everything went through.

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    Staff

    Reviewed June 27, 2026

    Approved and ready to go in minutes. Helped me in a desperate emergency situation, I’m glad I got it, thank you Credit One.

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    Customer Service

    Reviewed June 27, 2026

    Very satisfied with Credit One. Great communication and offers. Very pleased I applied for the card.

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    Reviewed June 27, 2026

    I’m enjoying my new card. Although I haven’t used it yet, I’m hoping to build something with this new card.

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    Billing

    Reviewed June 26, 2026

    Awesome credit card. No problem or worries. Very good app also.

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    Staff

    Reviewed June 25, 2026

    Great company, easy to work with and helped in a time of detrimental need!

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    Staff

    Reviewed June 25, 2026

    I am happy with Credit one. They gave me a chance with my card than no one else would... It has been help when I needed extra funds...

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    Staff

    Reviewed June 24, 2026

    I really enjoy my card! It is just what I needed to help me rebuild my credit and also it really came in handy when I got low on cash until payday!

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    Punctuality & SpeedEase of Use

    Reviewed June 24, 2026

    It got here quickly and it's easy to use anywhere online or in store.

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    Punctuality & Speed

    Reviewed June 24, 2026

    I got the offer later for 5000 but once I applied I got 2000 limits.

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    Reviewed June 24, 2026

    Awesome. Thank you for the service. Been great so far and I am happy to be a customer.

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    Customer ServiceStaff

    Reviewed June 21, 2026

    The application process was smooth. My phone call with a representative was informative and professional.

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    StaffRates

    Reviewed June 21, 2026

    Love my Amex Card by Credit One. Comes in handy when needed, Always available 24/7 with low rates and great Rewards for membership, What else could you ask for!!

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    Reviewed June 20, 2026

    I made the mistake of signing up for this card, and the fees are almost as high as the credit line. This is a joke and I’m gonna try to cancel immediately.

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    PriceBillingRates

    Reviewed June 20, 2026

    For the interest and the credit amount is not a good credit card, with high interest rate and the credit amount is not a and monthly charges is a rip-off. I made a mistake.

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    Reviewed June 19, 2026

    Thank you. Really appreciate you guys. Great experience for me.

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    Rates

    Reviewed June 19, 2026

    Very easy to apply and get approved, with not so great credit and gave me a fair credit line. I also was impressed at the interest rate, lower than most with a lower credit score.

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    Reviewed June 19, 2026

    Awesome card, awesome company, and even better service.

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    Reviewed June 19, 2026

    It was good experience. I would like to other people experience the same.

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    PriceStaffBilling

    Reviewed June 19, 2026

    My Credit One Bank Credit Card is so Amazing. It feels good to be able to charge the things i truly need. Whether it's groceries, clothes, Shoes Or things for my garden. I also enjoy getting cashback from some of the places and things I Purchased.

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    Customer Service

    Reviewed June 17, 2026

    Called to check on the annual fee on my credit and was able to get it reduced and my credit limit increased.

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    Customer ServiceStaff

    Reviewed June 17, 2026

    I was trying to reach customer service representative to speak in regards to my card. To my surprise, there is no option to choose to speak to agent. I think this should be added. I found it very difficult to reach them.

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    Staff

    Reviewed June 17, 2026

    Outstanding. Gave me a chance to build my credit. Thanks.

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    Customer Service

    Reviewed June 17, 2026

    Love it. Easy to activate and use. Customer Service is also great!

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    Credit One Bank Company Information

    Company Name:
    Credit One Bank
    Website:
    www.creditonebank.com