Credit One Bank Reviews

Enjoying my experience with Credit One. The benefits are realistic, and the card usage is relatively easy.

Credit One gave me credit when other companies wouldn't.

Please do yourself a favor. Don’t bother wasting your time on this stupid card. You’re literally better off not having a card than this one. 1) It takes weeks for them to process your payment. 2) Every purchase (if you’re lucky it goes through..even though your balance is at 0) it will require your phone approval every time. 3) You will never speak to anyone or have any way of getting a hold of these airheads who run the card. 4) It’s the most humiliating card you can have.

Have to jump thru hoops when calling and wanting to speak to someone. They have no chat function. Understanding the representatives accent is difficult. No online dispute transaction form. You are inconvenienced having to call in.

Thank you for offering me a credit line, so I can build my credit. Hopefully, in not a far distance my credit line will increase.

Credit One serves clients with a passion and delivers on promises at all time.

If I could give this place zero stars I would. Almost impossible to cancel your account. I was on the phone for 45 minutes while they are saying the same thing over and over trying to get me to stay. Then they kept the $300 I put down for a deposit to get the card. Said I never paid them money… insanely unprofessional and doesn’t help your credit. I wouldn’t recommend this place to my worst enemy. Stay away from this bank. RUN AWAY!!!! BUYER BEWARE!!!!

Bad CC. Look Elsewhere. I was after calling twice to close this bad cc. They insisted that I keep it. Nope I said. I even recorded the conversation and when I told them I was recording for my records they hung up. They Continue To bill me with interest on a card I never wanted or used.

This week’s event: My debit card was involved in fraud. My Credit Union alerted me instantly, canceled card, ordered replacement. I need a debit or credit card to pay as they don’t accept checks or cash. All done online. With my rent money I made a payment, paying a $4.95 fee to rush payment to my card **. I then discovered that my payment was unavailable until the 4th. If my rent is not paid by midnight on the third there is a $100 late fee and a hit on my credit. After a long stressful call to your customer service representative and the supposed talk with the manager there was nothing the company could do to help. I made a call to CAPITAL ONE to check their policy. No problem!!! I borrowed the money to make the $1000 deposit yesterday late afternoon, it was posted at midnight, I paid my rent 5am this morning.

I’m enjoying it. Thank you. It has help me in hard time. Wish it was a little more but it helps.

Positive experience, no false fraud flags, A+. Thanks.

I am starting with a good experience. So far very good

I’m just beginning my new journey and hope to get amazingly good and be successful moving forward with my credit.

Called yesterday to close my husband's account. Had already sent them the paperwork showing that I am his power of attorney. Credit One refused to acknowledge that paperwork and asked to talk to the account holder anyway. Also, they charge to add an authorized user of their card to the account. We will not be returning to this service.

It came just like it said and has been a tremendous help

Made first purchase. Transaction was quick and simple.

Personally, I believe it’s going to be a good relationship and furthermore, I’m looking forward to increasing my limit quickly and efficiently.

It's a good app and to keep your credit checked without bad credit score by checking. It's safe to use. I recommend this app.

Love all of my Credit One accounts.. Card are extremely easy to use and taken everywhere..

I think the Credit One credit card is a blessing. I was able to complete the application and acceptance online and obtain a virtual card that really helped me and my wife while I am changing jobs. The features have been hassle free.

It was fast to get approved. The process was easy.

I can't believe I got a credit card, my first one at the age of 46. It's awesome, very happy. Keep it responsible.

I’m very happy with my experience with Credit One Bank. The application process was easy, the card arrived quickly, and everything has been simple and convenient to manage. I really appreciate the customer service and the benefits the card offers. So far, I’m very satisfied with my Credit One card and I would definitely recommend Credit One Bank to anyone looking for a good credit card and a reliable bank.

Great Card, Love it! It's so easy to use wherever I use it.

Credit one came at the right time. I am very grateful for the opportunity to have a start with you all. Thank you very much.

I am very calm with everything except for one detail, it was never visible in the offer or in the mail where my card arrived that they were going to charge me an annuity of 95 dollars.

Credit one is awesome. The application was easy to fill out. It only took 2 or 3 minutes. I got approved in no time.

Here's what I think of Credit One: they have an easy setup process, they have helpful staff, and they have an user-friendly mobile app.

It is really nice knowing I have this card as a backup card.

Credit One Bank very good for everyone. I love it very much! Thank you.

Title: Warning: Payment processing issues as soon as my credit improved. Review: I originally opened this card to improve my credit score, but I have run into a highly suspicious pattern. For months, everything went smoothly. However, the moment my credit rating increased, Credit One Bank suddenly started claiming that they "did not receive" my payments on time. I have proof that my payments were sent, yet they hit me with late fees and threatened to hurt the very credit score I worked so hard to build.

Amazing!!!!! I’m going to keep my payments and credit on point!!! Very professional and understanding!!!!!!

Happy with you. I will recommend to all my friends. Thanks.

Ridiculous & unprofessional! Received pre-approval but the app keeps telling me I don't know my own social security number. I even tried calling in and got same response after 7 attempts to complete my info online. This has to be one of the worst banks ever. I mean who sends out pre-approvals and then tells the customer they don't know their own social security number??? I read there is a class action suit against them and i hope they lose every penny and go bankrupt. We have plenty of fraud in all our money systems now. Cut 'em off now!!!!

I’m enjoying Credit One so far. I’m just doing what I suppose to do.

I love this card. It is helping me get my credit built back up to where it is supposed to be.

I like it so far. I would recommend it people and it builds your credit.

Charged me an annual fee ($75) without a warning, then my actual purchases take forever pending so I can't even tell how much credit I have.

I couldn’t be more pleased with Credit One. I’ve been trying to get my credit score up. They gave me a chance and I’m so grateful. My card arrived on time, and it’s easy to use. The app is easy to use. I look forward to doing business with them.

I spoke with Ally after repeatedly contacting Credit One regarding the same unresolved payment issue. My $286.71 payment has cleared and is posted to both my bank account and my Credit One account. Nevertheless, Credit One continues to withhold the corresponding available credit. Despite multiple calls, no representative has provided a clear explanation or meaningful resolution.