Nissan Titan extended warranty: cost, coverage and plans
Why an extended warranty could make sense
+2 more
Nissan Titans are known to have average reliability, meaning an extended warranty might be worthwhile for long-term ownership or high-mileage driving.
We’ll break down what a Nissan Titan warranty covers, how much it costs, what your options are and whether a warranty is worth it in the long run.
All new Nissan Titans come with a three-year/36,000-mile bumper-to-bumper warranty and a five-year/60,000-mile powertrain warranty from the factory.
Jump to insightQuotes we received for an extended auto warranty on a 2021 Titan ranged from $1,075.08 to $1,701.94 a year. That’s more expensive than the average cost of an extended warranty.
Jump to insightNissan has average reliability compared with other vehicles.
Jump to insightGetting an extended warranty on a Titan gives you peace of mind and protection against repair bills once the factory warranty expires.
Jump to insightNissan Titan extended warranty coverage
An extended auto warranty is an optional, paid extension of the factory warranty your Titan comes with. For context, Nissan Titans come with the following warranties from the factory:
- A three-year/36,000-mile bumper-to-bumper warranty
- A five-year/60,000-mile powertrain warranty
Factory warranties follow the vehicle, not the owner. So if you buy a 2-year-old truck with 20,000 miles on it, you still have one year or 16,000 miles worth of factory bumper-to-bumper warranty remaining.
For an extended warranty on your Nissan Titan, you have two options:
- Buy the official Nissan extended warranty, called Nissan Security+Plus.
- Buy a plan from a third-party extended warranty company, which allows you to take your truck to any ASE-certified mechanic for repairs.
Only 41% of Americans have enough in savings to pay for a $1,000 car repair out of pocket, and 13% say they have no way to handle a bill that large — even by borrowing.
Whether you get a third-party plan or a warranty from a dealer, a plan that offers comprehensive, exclusionary protection (often called bumper-to-bumper or Platinum) will provide the most value. These plans cover almost all the parts on your vehicle. Less comprehensive plans (e.g., Gold, Silver, powertrain) may be cheaper, but they also cover fewer parts per dollar.
Note that auto warranties only pay for repairs and replacements of parts that are specifically covered and fail from normal wear and tear. They don't cover damage from accidents or aftermarket modifications. In general, repairs also aren’t covered under warranty if you don’t properly maintain the vehicle.
In general, here are the differences between what a bumper-to-bumper warranty and a powertrain warranty cover:
| Warranty type | Typical coverage | Not covered |
|---|---|---|
| Bumper-to-bumper | ||
| Powertrain | Parts that create power and deliver it to the wheels | Parts not related to the engine, transmission or drive axle |
Note that some extended auto warranty plans fall somewhere between bumper-to-bumper and powertrain coverage.
» LEARN: What to know about manufacturers’ extended warranties
How much does a Nissan Titan extended warranty cost?
We were quoted $1,701.94 a year from olive for three years of bumper-to-bumper coverage for a 2021 Nissan Titan registered in Austin, Texas, with 40,000 miles. From Endurance, the quote for similar coverage was $1,075.08 annually for 30 months of coverage for the same vehicle with the same mileage. Both quotes assumed a $100 deductible. Note that both of these are third-party extended auto warranty companies.
The “official” Nissan extended warranty is called Nissan Security+Plus, and it may cost less than a third-party option. Be sure to get a quote from your local Nissan dealer to compare your options.
This is a small sample of quotes for a warranty on your Titan. Shop around and get multiple quotes so you know you're getting the best deal.
In general, quotes for extended auto warranties vary based on coverage, vehicle, deductible, location and other factors. A 2022 Titan with zero miles typically has cheaper extended warranty options than a 2020 model with 50,000 miles, for example.
For context, the average cost of an extended warranty is around $1,000 per year of coverage. The quotes we collected for our hypothetical 2021 Nissan Titan were more expensive by comparison.
You can save money by going with less coverage, but bumper-to-bumper plans usually provide better value because of how much more protection you get.
Some third-party providers start counting the coverage at the time when you purchase the plan. For example, if you get a 36-month, 185,000-mile plan from olive, you're covered for three years after purchasing the plan, or when your vehicle hits 185,000 total miles. Other providers may start the timer from the original purchase date of the car. In that case, you'll have to subtract the car's current age and mileage (plus any remaining factory warranty) from the length of the plan to determine how long coverage will last.
Is a Nissan Titan extended warranty worth it?
Yes, a Nissan Titan extended warranty is worth it. In general, an extended auto warranty is worth it if any of the following are true:
- Your vehicle has a bad reputation for reliability.
- The warranty costs less than you expect to spend on repairs.
- A big repair bill could hurt you financially.
- You don’t mind paying for peace of mind.
Nissan as a brand has average reliability, with J.D. Power ranking Nissan 15th out of 29 car brands for overall dependability. As for the Titan specifically, RepairPal gave it a 3.5 out of 5.
Many ConsumerAffairs reviewers reported issues with their Nissan Titans.
“I got a 2017 Nissan XD Titan. The high pressure fuel pump went out. Now they want 23k to fix,” said Bonnie in Washington.
Melinda in Utah had several problems: “Our 2018 Nissan Titan SV developed an engine knock and the transmission was slipping between 2nd and 3rd gears. It took two months to diagnose, submit and get approval for the warranty and to complete the repairs. ... husband pays the warranty deductible and then is told the truck is leaking antifreeze.”
Nissan Titans with V8 or V6 engines are generally reliable. However, they have lower fuel efficiency and horsepower, and newer models may experience engine issues due to low-viscosity oil (used by the manufacturer to increase fuel efficiency) and occasional electrical problems.
These issues with Nissan Titan maintenance suggest that an extended warranty is a good idea. The likelihood of needing repairs and the prices we found for Nissan Titan extended warranties means you’re likely to come out ahead by purchasing a protection plan.
Article sources
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:
- J.D. Power, “Vehicle Dependability Slumps as Rate of Deterioration Increases, J.D. Power Finds.” Accessed Aug. 14, 2024.
- RepairPal, “Nissan Titan Reliability Rating.” Accessed Aug. 14, 2024.
