Nissan Versa Extended Warranty: Cost, Coverage and Plans

Nissan Versa extended warranty options

Security+Plus, Nissan’s factory-backed extended warranty, protects the Versa for up to 8 years or 120,000 miles. Your vehicle is serviced nationwide at authorized dealerships by factory-trained technicians using genuine or Nissan-approved parts.

Security+Plus plan levels

You can choose between three coverage tiers:

• Powertrain Preferred, which covers over 950 essential components
• Silver Preferred, which spans over 1,640 parts
• Gold Preferred is an exclusionary plan covering more than 2,320 parts, including infotainment and interior systems.

Each plan features flexible deductible options of either $0 or $100.

Third-party warranty differences

Manufacturer-backed warranties differ from third-party plans primarily in where repairs can be performed. While a Security+Plus plan requires service at an authorized Nissan dealership, third-party warranties generally allow you to use any ASE-certified shop. Note that some Nissan dealerships may offer both options.

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Nissan Versa factory warranty coverage

Every new Nissan Versa is backed by two primary levels of protection:

• A 3-year/36,000-mile bumper-to-bumper limited warranty covering most major systems
• A 5-year/60,000-mile limited powertrain warranty specifically for the engine, transmission, and drivetrain components.

Emissions and corrosion coverage

Nissan also provides specialized factory coverage for corrosion, seat belts, and emissions systems.

While federal law mandates a minimum emissions warranty of 2 years or 24,000 miles, California’s stricter regulations require at least 3 years or 50,000 miles of coverage. The Nissan Versa meets both standards, providing federal emissions performance protection for 2 years or 24,000 miles, with extended coverage of 3 years or 50,000 miles for vehicles in California.

Extended warranty considerations

Once the initial 3-year/36,000-mile limited warranty expires, a gap in coverage leaves you financially responsible for any major repairs. A Security+Plus plan bridges this gap, ensuring that your out-of-pocket costs for covered repairs are limited to your chosen deductible of no more than $100.

Before committing to any extended warranty for your Nissan Versa — whether manufacturer-backed or third-party — take the time to understand the terms of your vehicle's original factory warranty.

This is particularly important when buying a used vehicle; if factory coverage has already lapsed, an extended warranty can provide the necessary protection to keep you covered.

If you live where weather conditions are severe, budget for more frequent repairs and general maintenance — especially if you opt out of an extended warranty.

Nissan Versa extended warranty costs

The average cost of a Nissan Security+Plus plan is approximately $1,426.

However, quotes for 2025 Nissan Versas in North Carolina range from $762 to $3,202 for Gold Preferred and $852 to $2,490 for Silver Preferred. Rates reflect 4- to 8-year terms with a $100 deductible.

Prices typically increase after the vehicle's original limited warranty expires.

Nissan offers 0% interest financing for up to 24 months for its extended warranty — no credit check required.

Several other variables influence the final cost:

• Model year and mileage: Older vehicles or those with higher mileage generally have higher premiums.
• Coverage tier: The Gold Preferred plan is the most expensive option, as it covers the most components.
• Term length: While longer terms have a higher upfront cost, they often provide a lower cost-per-year breakdown.
• Deductible: Opting for a $0 deductible will increase the initial plan price compared to a $100 deductible.
• Location: Regional differences in labor and repair costs can affect local warranty pricing.
• Payment method: Paying the full amount upfront in cash may result in a better deal than financing the plan.
• Maintenance history: Used vehicles with documented, consistent maintenance may qualify for lower rates.

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Nissan Security+Plus benefits and exclusions

Security+Plus offers more than just mechanical coverage; it provides peace of mind through a comprehensive suite of additional benefits.

Roadside assistance and towing

Each plan includes 24/7 roadside assistance with no deductible for battery boosts, lockout assistance, fuel delivery, and tire services. Additionally, towing to the nearest repair facility is covered up to $100 per claim.

Please note that for contracts sold in California starting April 23, 2024, towing and roadside assistance may not be included.

Rental car and trip interruption

If your vehicle requires an overnight repair, the plan provides rental car reimbursement of up to $42 per day for up to five days. You are also covered for trip interruptions when more than 100 miles from home, with reimbursement for meals, lodging and alternate transportation up to $500 per claim.

Common exclusions to know

We recommend reviewing the full warranty contract before purchase to understand all exclusions. Specifically, Security+Plus plans do not cover:

• Routine maintenance: Oil changes, tire rotations, wheel alignments and fluids.
• Wear-and-tear items: Wiper blades, brake pads, rotors and air filters.
• Pre-existing conditions: Any mechanical issues present before the plan was purchased.
• Cosmetic and body damage: Glass chips or cracks, upholstery tears and stains.

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