Nissan Murano Extended Warranty: Cost, Coverage and Plans

Nissan Murano extended warranty coverage options

Nissan offers three coverage tiers with its Security+Plus extended warranties, all of which can provide protection for up to eight years or 120,000 miles, whichever comes first.

• Powertrain Preferred: This is a powertrain warranty that covers more than 950 components, including the Murano’s engine, transmission, suspension system, steering assembly, brakes, fuel system and air conditioner.
• Silver Preferred: This plan covers more than 1,600 components, including everything in the Powertrain Preferred tier, plus the electrical system, anti-lock braking system and audio/video/entertainment equipment.
• Gold Preferred: This is the most comprehensive coverage, protecting 1,990 components and effectively extending the Murano’s factory bumper-to-bumper warranty.

These tiers are similar to what you’ll find from third-party auto warranty companies, though the cost of a plan directly from Nissan is lower, on average. Nissan’s extended warranties average between $830 and $4,300, while third-party warranties generally cost between $1,800 and $5,000. Prices vary by plan and provider, however.

Nissan’s extended warranty vs. factory warranty

Nissan’s factory warranty on all new Muranos includes the following:

• Bumper-to-bumper warranty: This includes comprehensive coverage for most parts, systems and components. This base factory warranty lasts for three years or 36,000 miles, whichever comes first.
• Powertrain warranty: This covers the Murano’s powertrain components, including the engine, transmission and drivetrain, for five years or 60,000 miles, whichever comes first.
• Corrosion warranty: This protects against perforations from corrosion for five years, with no mileage limits.
• Federal emission warranties: This guarantees emission performance for two years or 24,000 miles, covers emission defects for three years or 36,000 miles and includes long-term defect protection for eight years or 80,000 miles, whichever comes first.
• California emission warranties: For Muranos sold and operated in California, this guarantees emission performance and no short-term defects for three years or 50,000 miles, and it provides long-term defect protection for seven years or 70,000 miles.
• Seatbelt warranty: This guarantees proper functionality of the vehicle’s seatbelt assemblies for 12 years with no mileage limits.

The biggest differences between the factory warranty and Nissan’s official extended warranty are the length of coverage and the price. Factory warranties are included with your new Murano and don’t cost anything extra, but they only protect your car for up to 36 months or 36,000 miles. Nissan’s extended warranties require out-of-pocket costs but can extend coverage to eight years or 120,000 miles.

To purchase one of Nissan’s extended warranties, your Murano should still be under factory warranty, which means it must be newer than three years old and have fewer than 36,000 miles on it. Once that factory warranty expires, your extended warranty coverage kicks in and can extend it up to eight years or 120,000 miles, depending on the term you choose.

Nissan extended warranty exclusions

If you’re considering buying an extended warranty for your Nissan Murano, you should first understand what your car warranty covers and what it excludes. Below are some things that Nissan’s extended warranties don’t cover:

• Damages caused by accidents: Anything that your insurance should cover, such as collisions and vandalism, isn’t included in your warranty protection.
• Vehicle maintenance: Oil changes, tire rotations, fluid top-offs and other maintenance tasks aren’t included.
• Paint and body damage: Damage to the exterior paint or body components are excluded.
• Exterior light assemblies: Headlights and taillights are excluded from Nissan’s extended warranties.
• Normal wear and tear: Anything related to normal wear and tear is not covered, including all consumable components such as brake pads, filters and spark plugs.
• Issues related to a lack of proper maintenance: Nissan won’t cover issues caused by your failure to properly maintain the vehicle.
• Damages related to misuse: Towing, racing or overloading your Murano can void all or part of your warranty coverage.
• Commercial use: Nissan will void your coverage if you use your Murano for commercial purposes in any capacity.
• Cosmetic damage: All cosmetic damage, including chipped paint and deterioration, is excluded from warranty coverage.

For a complete list of exclusions, read the “What Is Not Covered” section in Nissan’s extended warranty service contract.

Nissan Murano extended warranty benefits

In addition to prolonging coverage for eligible components on your vehicle, a Nissan Murano extended warranty comes with other benefits that can help you save money and provide you with some extra peace of mind. All three Security+Plus tiers include the following perks:

• 24-hour emergency roadside assistance: Emergency roadside services for jumpstarts, flat tire changes, fuel delivery, lockout assistance or towing, up to $100 per occurrence
• Trip interruption coverage: Up to $500 per occurrence for meals, alternate transportation and lodging if a covered mechanical issue causes a breakdown more than 100 miles from home
• Towing: Up to $100 reimbursement per occurrence for towing services if a covered issue causes a breakdown
• Rental car reimbursement: Reimbursement up to $42 per day for a maximum of five days, or $210 total, for a rental car if a covered mechanical issue leads to lengthy repairs

An extended warranty from Nissan also gives you access to an extensive service network for Nissan maintenance and repairs, genuine Nissan replacement parts and components, and dealer-certified mechanics.

Nissan Murano extended warranty cost

The average cost of a Murano extended warranty from Nissan is between $830 and $4,300. While this is certainly a broad range, several factors can influence the cost of coverage.

• Coverage tier: The extent of the coverage you opt into is the most important cost factor. More comprehensive coverage costs more, so Gold Preferred is likely to push costs closer to the $4,000 range, while powertrain-only coverage could cost less than $1,000.
• Contract length: You can choose extended warranty terms of 24, 36, 39, 42, 48, 60, 72, 84 or 96 months. Longer terms drive all-in costs higher, but they usually bring down annual charges.
• Current mileage: Most dealers charge more the longer you wait to purchase an extended warranty. Buying coverage at the beginning of your factory warranty or within a year and 12,000 miles usually means lower costs for coverage. You may pay more for coverage as your Murano approaches the end of its factory warranty.
• Planned mileage: How many miles you put on your Murano each year doesn’t necessarily affect your total cost, but if you hit the mileage caps early, you could effectively pay more per year for coverage due to a shortened term.
• Deductible option: Nissan lets you choose either a $0 or a $100 deductible. Plans with lower deductibles cost 20% to 25.5% more, but you also enjoy no out-of-pocket costs for covered repairs.
• Payment option: If you pay in cash, you’ll avoid financing charges. Nissan offers 0% financing for its extended warranties, but if you don’t pay off the balance within the 24-month introductory period, you’ll end up paying interest, which drives your total costs higher.

Nissan Murano extended warranty buying tips

If you think an extended warranty may be worth it for your Murano, there are a few things you can do and consider to ensure you get the best value for your money.

• Think about coverage tiers carefully: If you only want coverage for some of the most expensive repairs, such as engine and transmission issues, the Powertrain Preferred plan is your best option. The Gold Preferred plan from Nissan is much more expensive, but the peace of mind it provides could be well worth the investment, depending on your needs.
• Read your contract thoroughly: Make sure you read the entire vehicle service contract, paying particular attention to the included coverage and exclusions.
• Choose the right deductible: Go with the $100 deductible if you want the lowest upfront cost, but you may consider the $0 deductible if you want peace of mind in the future. Lower deductibles tend to be worthwhile on longer extended warranties.
• Consider third-party warranties: Look at warranty options from third-party providers to compare coverage, costs and value. Third-party auto warranty companies usually have more flexibility, so one of these providers may be a good choice if you want plan customization options.
• Get at least three quotes: Different Nissan dealerships may offer different pricing for extended warranty plans, so shop around and get multiple estimates. Collect quotes from online extended auto warranty companies as well; they often have discounts.
• Know what maintenance you need: Most auto warranties exclude issues related to a lack of proper maintenance, so read your contract for specifics and to understand your responsibilities to maintain coverage.

When comparing Nissan’s extended warranty plans to third-party options, it’s also a good idea to ask the following questions to make sure you understand what you’re buying and how it can benefit you:

• When does coverage start?
• How do deductibles work?
• What does the claim-filing process look like?
• Can I transfer the warranty to a new owner?
• What maintenance is required to get the benefits of coverage?
• What additional perks do I have access to?
• What mechanics can I use, and what certifications do they have?
• Does coverage include genuine Nissan parts?

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