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Lemonade Pet Insurance Reviews

4,942,310reviews on ConsumerAffairs are verified
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Edited by: Jon Bortin
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Fact-checked by: Jon Bortin

About Lemonade Pet Insurance

Lemonade Pet Insurance helps cover treatment costs for a variety of accidents and illnesses, with optional preventive care coverage. You can file claims through the Lemonade app, and some eligible claims may be paid instantly. The company also offers multiple add-ons, annual limit options up to $100,000 and discounts for bundling, insuring multiple pets or choosing annual billing.

Visit www.lemonade.com
Pros
  • Pricing starts at $10/month
  • Multiple discounts
  • Quick reimbursement times
  • Up to $100,000 annual coverage limit
  • Preventative care for puppies and kittens
Cons
  • Not available in every state
  • No local agents

Lemonade Pet Insurance Reviews

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    1 featured review
    How do I know I can trust these reviews about Lemonade Pet Insurance?
    • 4,942,310 reviews on ConsumerAffairs are verified.
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    Page 4 Reviews 230 - 380
    CoverageSales & MarketingPriceOnline & AppTimeliness

    Reviewed Feb. 20, 2025

    We decided to get insurance for our dog after an expensive ordeal. Our premiums are very reasonable and the claim submission is very easy. I love the app interface. Claim status gets reviewed same day or the next and gets processed right away in my experience.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're happy to hear that you've found our premiums reasonable and the claim submission process easy. It's great to know that you love the app interface and appreciate the quick review and processing of claims. We're here to support you and your furry friend whenever you need us!

    Customer ServiceCoveragePunctuality & Speed

    Reviewed Feb. 20, 2025

    I have contacted Lemonade several times for claims and adjustments to my policies. Every time the response was quick with no hassles at all. I would highly recommend their service. The only negative is the inability to adjust coverages upon renewal if a pet has ever had a claim.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for your feedback and recommendation! We're pleased to hear that you've had positive experiences with our quick and hassle-free service. We understand your concern about adjusting coverages after a pet claim and appreciate your input. If there's anything more we can do to assist, please don't hesitate to let us know. Your satisfaction is important to us!

    Profile pic of the author.
    Customer ServiceStaffBilling

    Reviewed Feb. 20, 2025

    The claim service is incredibly user-friendly. Very timely response from the reviewers. Ease of document upload & bill breakdown. Made the traumatic experience of emergency vet visits far less stressful.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're glad to hear that our claim service helped make a stressful situation a bit easier. It's great to know that the quick responses and simple document upload process worked well for you during your emergency vet visits. We're always here to support you and your furry friends!

    CoverageStaff

    Reviewed Feb. 18, 2025

    This company is with ASPCA which pays the president millions and takes from the people who care about the animals. Did not cover my claim for simple rabies and nail trims which were needed. I have cancelled my service and will find a better insurance if that is even possible.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We understand your frustration and appreciate your feedback. It's important to us that our customers know what is covered under their policies, and we regret any misunderstandings regarding coverage for specific services like vaccinations and nail trims. If you'd like to discuss your experience further or have any unresolved concerns, please reach out to us at fixthis@lemonade.com . Your feedback helps us improve and ensure clarity for all our customers.

    CoveragePunctuality & SpeedStaff

    Reviewed Feb. 14, 2025

    I always receive quick reimbursement from all my claims and the claims are very easy to file. Lemonade is an excellent company and I would highly recommend them for all pet insurance needs. Very quick and easy!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks for sharing your experience with us, Melissa! We're here for you.

    Customer ServiceCoverageSales & MarketingOnline & App

    Reviewed Feb. 13, 2025

    Lemonade makes the claim process so easy. I am happy with my decision to use them for pet insurance. It only takes seconds to process a claim on the app and when questions arise they can handle by text, email or in the app.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We're delighted to hear that you're enjoying our pet insurance and that the claim process has been a breeze for you! Our team is always here to help in whatever way works best for you. Give your furry friend some extra love from us!

    Sales & MarketingPriceOnline & AppStaffRates

    Reviewed Feb. 13, 2025

    We have had our policy for about a year now. The rates are affordable and we have just had our first claim. It was easy to submit, the app just walks you thru it all. My claim was approved and the money in my bank in about 4 days, with no questions asked. So easy and gives us peace of mind knowing we can take good care of our pup using this policy.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're thrilled to hear that you found our rates affordable and that your first claim experience was straightforward and hassle-free. It's great to know that our app made the process easy for you and provided peace of mind for taking care of your pup. If you need anything else, we're always here to help!

    Profile pic of the author.
    CoveragePunctuality & SpeedStaff

    Reviewed Feb. 13, 2025

    I have kept Lemonade’s insurance on my cat, Tanuki, for several years. They have saved her life more than once. They helped me be able to cure her hyperthyroidism with radiation therapy, and most recently, they’ve helped her pull through an emergency surgery for an accident that totaled around $10,000 on her release.

    Never once have I felt like Lemonade was going out of their way to find ways to deny coverage, as so many other insurance companies do. Read your policy carefully, and you will know exactly what is covered and what is not. Their UI is the most convenient I’ve ever experienced. Their human agents are sincere, prompt, and helpful. What’s not to love? I work with animals every day and I constantly sing Lemonade’s praise. 10/10, Lemonade has earned my full loyalty and trust!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your heartfelt experience! We're truly honored to have been there for Tanuki in critical times and are delighted to hear that our coverage and service have met your expectations. Your trust and confidence in us, especially coming from someone who works with animals every day, means a great deal. We're committed to providing clear, reliable service and appreciate your kind words and recommendation. If you ever need further assistance, we're always here for you and Tanuki!

    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Feb. 12, 2025

    Lemonade provides a simple user-friendly platform to process my furbabies' medical bills. The funds were deposited directly to my account within a few days. Quick customer service is much appreciated!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your positive experience! We're glad to hear that our platform made managing your pet's medical bills straightforward and that our quick customer service met your needs. If you ever need anything else, we're here to help you and your furbabies!

    Sales & MarketingStaff

    Reviewed Feb. 11, 2025

    This is pure scam! They are making up preexisting conditions when there are none. Even my veterinarian doesn’t understand where they found it. Absolutely don’t recommend. Kia and Mariella ** are just unprofessional and clueless.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We're sorry to hear about your experience and frustration. We strive to ensure all claims are handled fairly and accurately. Please reach out to us at fixthis@lemonade.com so we can review your case and address any discrepancies. Your feedback is important to us, and we want to assist you further.

    Profile pic of the author.
    Customer ServiceCoveragePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Feb. 11, 2025

    I purchased this insurance for my kitten based on a recommendation from a coworker. I work at a veterinary hospital. I filed a claim for a visit for vomiting. Mind you I can see when they requested records and when we sent them. They lied about when they sent request and received. I have send a couple emails and called with nothing helpful but thanks for your patience. It’s still says reviewing records 3 weeks later. He’s only been to the vet twice so it’s not like there is much to review.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We're sorry for the delay and understand how frustrating this must be. We value your feedback and want to resolve this issue for you. Please contact us at fixthis@lemonade.com with your policy details, and we'll prioritize looking into your claim to ensure it is handled promptly. Your experience is important to us, and we're here to help.

    CoveragePunctuality & SpeedStaffBilling

    Reviewed Feb. 9, 2025

    EASY to file claims and very quick payments! Nothing but an excellent experience with Lemonade pet insurance! Even when I hade a claim for over $3k, I expected a problem but nothing but ease! Definitely recommend getting it!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your positive experience! We're so glad to hear that the claims process was straightforward and that payments have been quick, even for larger amounts. Your recommendation means a lot to us, and we're here for you and your furry friend whenever you need us!

    CoveragePriceBilling

    Reviewed Feb. 7, 2025

    I've had Lemonade for about a year for a cat and a dog. They both went to the vet and the bill was covered toward their deductible. My cat then went in for constipation. SAME reason for the visit already covered and was denied the claim. He then went in for a UTI and was again denied as they said it was pre-existing because it was listed in the constipation claim. WHAT? TOOK A MONTH to get that ruling.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We apologize for the difficulties you've experienced with your claims. It's important to us that the reasons for claim decisions are clear and fair. Please reach out to us at fixthis@lemonade.com so we can review your situation and ensure your concerns are addressed appropriately. Your feedback is important to us, and we're here to help.

    Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Feb. 5, 2025

    We love Lemonade! It’s simple and fast with no catches. You get the coverage that you pay for. Claims are done on your phone in just a few minutes and the money gets moved into my account just as quickly in most cases. It’s very dependable, and I’ve had experience with other pet insurance companies.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks for your feedback! We're glad that our service is seamless and dependable, delivering the coverage you expect. Feel free to reach out anytime!

    CoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Jan. 31, 2025

    I've had Lemonade Pet insurance since November 2024. I took our new cat into a vet for a simple wellness exam which will be a month ago in 3 days. I read her policy THOROUGHLY and her exam was covered as well as her medication. Our cat had NO health issues except was prescribed a de-worming shot and sent home with medication to treat her symptoms for 1 week. She is well! Today is January 31, 2024, I still have NOT been reimbursed their portion of her insurance. It's been all excuses and I'm tired of it really. I read a bunch of fake 5 star reviews about the fast claims process and it's a bunch of malarkey! Please be aware of this insurance company. You've been warned!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We're sorry to hear about your experience and understand your frustration. We strive to process claims efficiently and provide clear communication. Please contact us at fixthis@lemonade.com with your policy details so we can look into your claim and work towards a resolution. Your feedback is important, and we're here to help.

    CoverageTechPriceRefunds & PayoutsTransparencyTimeliness

    Reviewed Jan. 29, 2025

    On Jan 3. 2023 I brought my cat Leo to the vet. Because my cat was vomiting, and having diarrhea. The vet didn’t know why. He thought there was something stuck in his stomach, and or something he ate. I told him no, the cat only eats cat food. The vet told me there have been a lot of reports of cats getting sick from seafood. He told me to stay away from fish.

    They gave Leo cat food, probiotics, and something to calm him down from the stress. Including the visit that came out to the total cost of $247.69. I submitted the total cost to Lemonade Pet Insurance for reimbursement on Jan 3, 2024. They told me there is other paperwork that they need to see. They want to know what the vet said. They want to look at the vet notes. I was told that I do not have them. They will get it from the vet, and I will be reimbursed within 2 to 3 days.

    Jan 16, 2024, I contacted Lemonade Pet Insurance about my reimbursement? They said they never received anything from the vet office. The same day I contacted the vet office and they said that they gave the paperwork to Leo’s pet insurance on Jan 3rd, and Jan 8th. On Jan 17th I got an update from the insurance company saying “we’re closely reviewing Leo’s medical history so we can best handle your claim.” Today is Jan 29th and it is still saying that. It is almost a full month, and they still didn’t handle my claim.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We apologize for the inconvenience and delay you're experiencing with your claim for Leo. We’re committed to resolving this issue as quickly as possible. Please contact us at fixthis@lemonade.com with your policy details so we can expedite the review process. Your feedback is important, and we're here to help.

    Customer ServiceCoverageStaff

    Reviewed Jan. 29, 2025

    Using Lemonade for pet claims is easier than making toast! It usually takes less than five minutes and I’ve never been disappointed in the result. If you’re considering an insurance carrier, you should really consider lemonade. Our pet went to the hospital and instead of being stressed trying to figure out what they would cover or not, they made it very clear and had fantastic customer service! I highly recommend them.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your positive experience! We're delighted to hear that you've found the claims process straightforward and quick, and that our customer service has been supportive during your pet's hospital visit. Your recommendation means a lot to us, and we're here for you and your furry friend whenever you need assistance!

    CoverageRefunds & Payouts

    Reviewed Jan. 24, 2025

    I was expecting a big hassle when filing claim online. Super easy experience!!! Once receipt from doctor's visit was uploaded, I was reimbursed almost immediately. I would highly recommend Lemonade pet insurance.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're delighted to hear that the online claim process was super easy and that you received prompt reimbursement. Your recommendation means a lot to us, and we're here for you whenever you need support for your pet.

    CoverageSales & MarketingOnline & AppStaff

    Reviewed Jan. 24, 2025

    Really easy to submit claims and good coverage. 10/10 recommend for pet insurance! I have really appreciated being able to file claims for both my cats via the app over the last two years. Policy documents are easy to understand and there are a lot of different coverage options.

    Thanks for your vote!
    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for your fantastic feedback! We're happy to hear that submitting claims via the app has been easy for you and that you're satisfied with the coverage options. It's great to know that the policy documents are clear and meet your needs for your cats. Your recommendation means a lot to us! If you need anything else, feel free to reach out.

    Profile pic of the author.
    Customer ServiceCoveragePriceStaffBillingRates

    Reviewed Jan. 17, 2025

    I got pet insurance from Lemonade for my 2 dogs. I paid the quote. Seems I did not understand part of the application. They told me there may be a change in the cost of the policy. On a Saturday evening they told me they were charging my credit card on Sunday for $282. Lemonade's phone answering answering system said that I could not speak with anyone until Monday. They took my money without my informed consent. Had I known that Aliya's policy would be so expensive, I would have said no thank you. When I tried to get clarification, the representative blew smoke at me. And then, they sent my complaint to the person I was complaining about! Wow! I guess Lemonade's management isn't interested in their employee's behavior. Don't trust them!!!!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We're sorry to hear about your experience and the frustration this situation has caused. Transparent and clear communication is important to us, and we want to address your concerns. Please reach out to us at fixthis@lemonade.com so we can look into this matter further and work towards a resolution. Your feedback helps us improve our service.

    Verified purchase
    CoveragePunctuality & SpeedBilling

    Reviewed Jan. 16, 2025

    All claims filed via the Lemonade app which walks you through submission process. Very prompt reimbursement for routine covered claims, i.e. vaccines, wellness etc. Turnaround time receiving payments for routine covered claims has been as fast as one business day. Good coordination for claims requiring more time/support for processing including immediately assigning a Lemonade contact upon receipt of the claim.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're glad to hear that the app has made the claims process straightforward and that you’ve received prompt reimbursements for routine claims. It’s great to know our team has been supportive for more complex claims as well. If you need anything else, we’re always here to help!

    Profile pic of the author.
    Verified purchase
    Customer ServiceContract & TermsCoveragePricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Jan. 5, 2025

    With an approx 4 month rescue puppy with no medical record/history, I was expecting claims to be challenged or problems. This was not my experience with Lemonade and its easy/fast claim process and clear communication. I was used to other insurance companies paying out on customary charges reduced for geographic area, which is always an issue in an area as large as Los Angeles. This did not happen with Lemonade. In a 2 month period they paid 80% for X-rays on first vet visit, kennel cough 4 weeks later and laceration surgery from a dog attack the following month. This rescue puppy would have cost me $$$ more money without the excellent coverage of Lemonade. I chose the $150 month coverage with $250 deductible. Keep up the good work Lemonade!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your positive experience! We're delighted to hear that our claims process was seamless and met your expectations, especially in a large area like Los Angeles. It's rewarding to know that our coverage has been beneficial for your rescue puppy's medical needs. We're here to support you and your pup, and we appreciate your trust in us. Keep enjoying your time with your furry friend, and we'll keep working hard for you both!

    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 2, 2025

    DO NOT GET LEMONADE. This is the worst insurance company I've ever dealt with, and that's saying something. My 2.5 year old dog, who has never had ANY major medical issues, was denied reimbursement for his ear infection medication because Lemonade claims that he has a history of ALLERGIES and that an EAR INFECTION is somehow an ALLERGY RESPONSE. Therefore, they assert, it is a PREEXISTING CONDITION and does not qualify for coverage. Nor does the cost of his doctor visit. Nor does the cost of his flea medication, ear infection prescription, or preventative care shots. SO WHAT IS COVERED?! WHAT IS THE POINT?! You guys are horrible. EAR INFECTIONS ARE NOT ALLERGIES YOU IDIOTS.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We're sorry to hear about your experience and understand your frustration. We aim to handle all claims fairly and transparently. Please reach out to us at fixthis@lemonade.com so we can review your case and see how we might assist further. Your feedback is important to us, and we want to help.

    CoverageStaff

    Reviewed Jan. 2, 2025

    Lemonade is a really excellent insurance company. Filing a claim is easy and userfriendly. I feel like they do their best to help the consumer get a positive outcome. I use them for my coverage for my home insurance, too. I'll definitely continue using their services.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for your kind words! We're delighted to hear that you find our claims process easy and that you've had positive experiences with both our home and pet insurance. We’re committed to providing the best support and appreciate your ongoing trust. If you have any questions or need assistance, we’re here to help!

    CoveragePunctuality & Speed

    Reviewed Dec. 31, 2024

    I can definitely say that Lemonade is the best pet insurance I have ever experienced. I am always grateful for their prompt work. My dog ​​has diabetes and needed cataract surgery due to the diabetes. Lemonade covered it all. So my dog ​​is now living a new life. Thanks Lemonade.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're so glad to hear that our coverage helped make a difference for your dog and that the claims process was prompt. It's wonderful to know your dog is living a new life post-surgery. We're here for you whenever you need us, and we appreciate your trust!

    Coverage

    Reviewed Dec. 30, 2024

    I started my pet policy on 12.23.24. On 12.27.24 I requested to add coverage to my policy, which Lemonade states needs to be made within 14 days of the start date of policy. Obviously well within the time frame, yet, they are denying the added coverage. This is my first experience with pet insurance, and it appears Lemonade does not honor their own policy rules. I will be canceling my policy with them and moving it elsewhere.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Hi there, we’re really sorry to hear about your experience. We understand how frustrating this must be, especially as this is your first pet insurance policy. Since our policy doesn’t allow for coverage upgrades after a claim has been filed, we’re unable to make the changes you requested. We truly appreciate your feedback and will take it into consideration to improve our service. If you have any other questions or need assistance, feel free to reach out.

    CoveragePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Dec. 29, 2024

    They have always been fast and helpful! I have never had an issue getting refunded after my dogs have had 2 accidents! I will always use Lemonade for my future pets and always recommend to everyone that needs pet insurance!

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    CoverageMaintenanceStaff

    Reviewed Dec. 28, 2024

    Lemonade has allowed me the opportunity to bring my Great Dane to the vet without a fear of breaking my bank. The claims process is quite simple! Having my dog covered with insurance from Lemonade has been amazing and I highly recommend using them. I will be a return customer.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for your wonderful feedback! We're thrilled to hear that our coverage gives you peace of mind and that the claims process has been easy. We're delighted to be a part of your dog's care journey and look forward to serving you in the future. Your recommendation means a lot to us!

    CoverageSales & MarketingPunctuality & SpeedOnline & AppRefunds & PayoutsHonesty & Transparency

    Reviewed Dec. 22, 2024

    I’m so thankful I’ve gotten this insurance! Super easy to file claims and I got money back so fast! Literally a touch of a few buttons in the app and just send a picture of my receipt from the vet and I was good to go! Honestly was surprised on how easy it was!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're glad the process of filing claims and receiving money back quickly was seamless through the app. Let us know if you have any questions!

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    CoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Dec. 19, 2024

    Don't bother using this insurance. They take forever to handle claims and constantly try to find tiny bits of excuses to deny legitimate claims. They rejected to reimburse my golden retriever suffering from blockage due to ingesting chicken bones, because she had diarrhea in the past.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We understand your frustration and apologize for the inconvenience you've experienced. If you have any further questions or concerns, please feel free to reach out to us at help@lemonade.com . Your feedback is important, and we're here to listen.

    Price

    Reviewed Dec. 19, 2024

    I took my cat Bentley in for a basic exam and bloodwork recently. When I got home, I jumped on the Lemonade app to file a claim for both the exam fee and blood work costs. Not only was process of submitting the claim extremely easy, I received an instant approval. Wasn’t expecting that. Super easy process.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience with us! We're delighted to hear that filing a claim for Bentley's exam and bloodwork was straightforward and that you received instant approval. We strive to keep things as easy as possible for our customers. If you ever have more needs or questions, we're here to assist!

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    CoveragePricePunctuality & SpeedBilling

    Reviewed Dec. 13, 2024

    I have two dogs 2 and 4 years old and both have had Lemonade insurance their whole lives. They have been affordable and have been so easy to work with on all of our claims. Quick payments, upload receipts, and no hassle. Coverage that does exactly what it is supposed to do.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your positive experience! We're thrilled to hear that you find our service affordable and hassle-free, and that our coverage has met your needs for your dogs. We’re always here to support you and your furry family members. If you need anything else, just let us know!

    Customer ServiceCoverageSales & MarketingRefunds & PayoutsStaffTransparency

    Reviewed Dec. 11, 2024

    If you're considering Lemonade Pet Insurance to protect your furry family member, let me save you some heartbreak: Don’t. This company exemplifies everything wrong with the American insurance system; false promises, shady fine print, and blatant denial of legitimate claims. I signed up for Lemonade thinking their quirky branding and "AI-driven" system would mean efficiency and transparency. Instead, it meant zero accountability. When my pet needed care and I submitted claims, I was met with arbitrary denials and vague justifications. Your pet's issue can be twisted into a "pre-existing condition" or a "non-covered expense," even if it clearly falls under what they advertise.

    Their entire model seems designed to rake in premiums without ever paying out. Want reimbursement for a vet visit? Good luck. Need help during a stressful medical emergency? Prepare to fight tooth and nail through a soulless chatbot and endless bureaucracy. The cherry on top is their smug, tech-bro marketing that tries to convince you they’re "different" from traditional insurers. Spoiler: They’re not. They’re just as predatory and profit-driven, hiding behind a veneer of pastel colors and cute illustrations. My vet no longer recommends Pet Insurance because it's a scam. Save yourself the extra money and pay out of pocket.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We're sorry to hear about your experience and understand your concerns. We strive to provide clear and fair services, and we want to address any issues you've faced with your claims. Please reach out to us at fixthis@lemonade.com so we can review your situation and work towards a resolution. Your feedback helps us improve, and we appreciate the opportunity to assist you.

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    CoverageStaff

    Reviewed Dec. 11, 2024

    Quite simply the best insurance company I have ever dealt with in my 60 years. They are super responsive. Have a simple claims process. My last claim was posted for a vet's visit on 4th December and was paid into my account on the 9th of december.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for your wonderful feedback! We're delighted to hear that your experience with us has been so positive and that our claims process has been smooth and prompt. If you ever need anything, we're here to assist you!

    CoverageTechStaffEase of UseTransparency

    Reviewed Dec. 11, 2024

    Filing claims with Lemonade has been very easy. The preventative ones get approved almost immediately and match what the contract says it will cover. For claims in regards to accidents/injuries, I had one claim within a year. It was around a cracked tooth. And while dental cleaning wasn't covered in my dog's plan, the injury for the cracked tooth was. So while the processing took a little bit of time, I was pleased with the outcome and what was covered. It showed that Lemonade cared about my dog's health and stayed true to what I contractually signed with them. I will continue to use them due to the transparency and ease of use.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're pleased to hear that the claims process has been easy and transparent for you, and that we were able to support your dog's health needs effectively. It's great knowing our coverage aligns with your expectations. We're here whenever you need us, and we appreciate your trust and continued support!

    CoverageStaff

    Reviewed Dec. 11, 2024

    Lemonade Pet Insurance is the real deal! Our dog has had a few unfortunate illnesses requiring vet care, and Lemonade has always paid exactly what they said they would. The last claim was paid in 1 second! Of course, we don’t want claims, but if we ever need them, they’ve been there. Highly recommended!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're so glad to hear that our pet insurance has provided the support you needed and that your claims have been handled promptly. We're here for you and your furry friend whenever you need us. Your recommendation means a lot!

    CoverageSales & MarketingPunctuality & SpeedOnline & App

    Reviewed Dec. 11, 2024

    Lemonade is such a wonderful company. Everything is in the app. It is fast, convenient and servicing is very efficient. Submitting claims is easy and the approval turnaround is quick! The coverage is also great for the process point. Love this company!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for your fantastic feedback! We're delighted to hear that you're enjoying the convenience and efficiency of our app. It's great to know that the claims process and coverage meet your expectations. If you ever need anything, we're here to help!

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedOnline & AppStaff

    Reviewed Dec. 7, 2024

    I couldn't be happier choosing Lemonade for my pet's insurance! Everything has been seamless, from the easy sign-up process to the quick claims approval. The app is user-friendly and provides a smooth experience when submitting claims, typically processed in just a few hours. I’ve had peace of mind knowing that if my pet needs medical care, Lemonade will cover the expenses. Their customer service is also top-notch—whenever I had a question, they were quick to respond and very helpful. Lemonade has made caring for my pet’s health much easier and more affordable. I highly recommend it to all pet owners!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your wonderful experience! We're delighted to hear that our service has provided you with peace of mind and that you find the app user-friendly. It's great to know our quick claims process and responsive customer service have made things easier and more affordable for you. Your recommendation means a lot to us, and we're here for you and your pet whenever you need us!

    Customer ServiceSales & MarketingStaff

    Reviewed Dec. 5, 2024

    Literally a scam. No one will call you back or have any answers. Just a useless app with people that don’t actually work there and if you actually get a human on the other line, they won’t be able to help you with anything.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We're concerned to hear about your situation. We aim to provide effective support, and we'd like to address your concerns. Please reach out to us at fixthis@lemonade.com so we can ensure you receive the assistance you need.

    CoveragePunctuality & Speed

    Reviewed Dec. 4, 2024

    The pet insurance feature is superb! Glad I had coverage. My pup had emergency labs that were needed over a 48hr period. I didn't diagnostics were covered, I'm sure glad it was!! One test was $450 by itself. Thanks Lemonade for making my claim easy and allowing me to get a speedy reimbursement.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're thrilled to hear that our pet insurance feature met your needs during your pup's emergency. It's great to know that the claims process was smooth and that you received a speedy reimbursement. We're here for you and your furry friend whenever you need us!

    CoveragePunctuality & Speed

    Reviewed Dec. 1, 2024

    Everything is so, so easy! This is the first insurance I’ve had on my own- everything is very clear and the claims process is so simple. Everything is processed very quickly and the money hits your account usually within 2 days. I have both the renters and pet insurance- the pet insurance has saved me so much money this year with my new kitten, especially the preventative plan. Highly recommend!!!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Great to hear that both renters and pet insurance are working so well for you. We're happy the preventive plan has been valuable for your kitten this year!

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    Sales & MarketingOnline & AppRefunds & PayoutsTimeliness

    Reviewed Nov. 29, 2024

    I took my dog Luna for her yearly visit, so she got her vaccines, and some lab work. I submitted the claim on the app, it was a super easy process, and the best part was that I got my refund the next day!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We're delighted to hear that the process was easy and that you received your refund so quickly! Luna's health is important to us, and we're glad we could make things hassle-free. If you need anything else, feel free to reach out!

    CoverageStaff

    Reviewed Nov. 27, 2024

    Every time I use or need something from Lemonade their team is so efficient, helpful, and friendly! They make insurance so easy and accessible. I have previous experiences with insurance companies and it was nothing but stress, with lemonade I’m always confident I know what is happening and they will help me to the best of their ability.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    It's great to hear that insurance is easy and accessible with us. Thanks for your trust, and remember we're here whenever you need support!

    CoverageSales & MarketingOnline & AppStaffRates

    Reviewed Nov. 26, 2024

    Very straightforward experience for pet insurance - professional and polished app & website, everything explained in an easy to understand manner. Filing claims couldn't be easier and more convenient through the app, and they do not unnecessarily hassle you before reimbursements. Very competitive rates too.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your positive experience! We’re thrilled to hear that you find the app and website user-friendly and that the claims process is hassle-free. We're also glad that our rates meet your expectations. If you need any assistance, feel free to reach out!

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    CoveragePriceRates

    Reviewed Nov. 25, 2024

    Very glad I switched to Lemonade for my dog's insurance, I wish I switched sooner!! For the price the service and coverage are very good. I was with Prudential paying $20 more a month and it didn't cover the basics like lemonade does, plus more! Highly recommend!! And very easy to submit a claim.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your positive experience! We're delighted to hear that you're satisfied with the coverage and service, and that making claims is easy. We appreciate your recommendation and are thrilled to have you with us!

    CoveragePunctuality & Speed

    Reviewed Nov. 23, 2024

    Lemonade is the second insurance I purchased. It is night and day. Lemonade is super easy. Super quick. They explain what they covered and why. It gives our family peace of mind that all 5 are protected with lemonade insurance.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for the positive feedback! We're delighted to hear that our easy and transparent approach gives your family peace of mind. We're dedicated to keeping all of you well-protected!

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    CoveragePunctuality & SpeedStaffTransparency

    Reviewed Nov. 21, 2024

    I've been incredibly satisfied with my experience with Lemonade Pet Insurance. My little troublemaker has had two emergency hospitalizations this year and both times my claim was processed quickly and without hassle. The policy is very transparent and easy to understand and the claim submission process is quick and easy. I'm very happy that he has insurance and was reassured that I did not have to worry about finances while dealing with his emergency care and could just focus on his health.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for your kind words! We're glad to hear that your claims were processed quickly and smoothly during such critical times. It's our goal to make sure you can focus on your pet's health without financial worries. We're here for you and your little troublemaker whenever you need us!

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    CoveragePunctuality & SpeedStaffTimeliness

    Reviewed Nov. 21, 2024

    Lemonade Pet Insurance has been amazing for my 4-year-old English bulldog. After using it for over three years, I’m thrilled with their comprehensive coverage and how fast they process claims—usually within days. Highly recommend for any pet owner seeking reliable, hassle-free insurance!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We're happy to hear you're pleased with our service for your bulldog. Fast claims and reliable coverage are our priorities. Thanks for recommending us!

    CoverageSales & MarketingPunctuality & SpeedOnline & AppStaffBilling

    Reviewed Nov. 16, 2024

    Lemonade is Very responsive to assess the situation and commit to claim payments. They are always understanding and helpful with their support and the app makes it super fast and easy. I have work with other pet insurance and nothing like Lemonade.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks for the great feedback! We're happy that our team and app provide such a positive experience. It’s an honor to be a standout in your pet insurance experience.

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    Coverage

    Reviewed Nov. 16, 2024

    We have Lemonade insurance for our 10 month old pup. I took out the insurance a few months ago thinking I probably wouldn’t need it, but the pup did get sick with an ear and skin infection. I put in a claim on a Sunday and by the following Thursday of the same week the claim had been settled. Everything was done electronically so there were no piles of paperwork to submit. What an awesome experience. I highly recommend this company. If you can get all your records from your vet electronically to attach them to the claim, this will certainly expedite your claim.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're delighted to hear that the claims process was quick and efficient for your pup's ear and skin infection. It's great to know that handling everything electronically made things smoother for you. We appreciate your recommendation and are here if you need anything else!

    CoveragePricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Nov. 16, 2024

    My boxer pulled a leg muscle early Saturday morning and we took him to Vet , the bill was very high. My Lemonade insurance covered 80% of the bill in which they reimbursed me in my account on the following Wednesday. My dog has had several trips to the vet and Lemonade had help me reduce the out of pocket cost. I normally don't write reviews but this one is overdue.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're glad to hear that Lemonade could help ease the financial burden of your boxer's vet visits. It's wonderful to know that we've been able to assist you in reducing out-of-pocket costs. If you need anything else, we're here to help!

    Staff

    Reviewed Nov. 14, 2024

    I have nothing but positive reviews for Lemonade! The process is straightforward, everyone on the Lemonade Team is very helpful and super nice. I already have enough stress when my dog and cat are not feeling well. I can now focus on their health instead of worrying if I can afford to take them.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for your wonderful feedback! We're glad to hear that our team and process have made things easier for you. It's our goal to let you focus on your pets' health with peace of mind. We're always here to help you and your furry family!

    CoveragePriceStaffBillingRates

    Reviewed Nov. 12, 2024

    I have had Lemonade Pet Insurance for a little over a year now and I cannot even begin to put into words how amazing they have been. I have 2 dogs, a 4 year old Italian Greyhound and a 1 year old Whippet...Needless to say vet bills can add up. The peace of mind in knowing financially I don't have to choose between being able to afford my pets getting the care they need is worth more than I can put into words. Their prices are fair and they live up to their policies. I will never go with another choice.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your wonderful experience! We're thrilled to provide you with the peace of mind and support you need for your furry family members. We're here for you and your pups whenever you need us!

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    CoveragePunctuality & SpeedStaff

    Reviewed Nov. 11, 2024

    I selected Lemonade for pet insurance when I first adopted my dog, not knowing how much they would help us in the future. After years of having our policy and never needing to make a claim, my dog was recently (and still is) dealing with early symptoms of a rare liver disease. I am now a forever fan of Lemonade, and recommend them to EVERYONE! The claims and reimbursement process is so fast and easy, which is critical when your dog is receiving frequent tests and medications! I have been able to care for my dog in a way I wouldn’t have been able to do without Lemonade. Seriously - cannot recommend them enough. I wish my own health insurance was this simple!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you so much for sharing your experience and for your kind words! We're grateful to have been able to support you and your dog during this challenging time. It's wonderful to hear that our claims process has made things easier for you. We're here for you whenever you need us, and we appreciate your recommendation!

    CoveragePricePunctuality & SpeedStaffBillingTimeliness

    Reviewed Nov. 9, 2024

    Hey let's face it. Having money kicked back to you to help offset the cost of your pet's veterinarian bills is a must in this economy, especially for emergency situations. I have enjoyed the experience I have had with Lemonade. Yeah, sure there are some things that are not covered, such as dental cleanings, but with the money I save on preventative, and emergency situations, that's not such a big worry. The fast, and effective way the claims are done, makes me a very happy customer. Funds usually deposit the next day after filing a claim. I have no regrets on choosing lemonade pet insurance!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for sharing your experience! We're delighted to hear our service has been helpful and that you're satisfied with the quick claims process. We appreciate having you with us!

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    Customer ServiceCoverageRefunds & PayoutsStaff

    Reviewed Nov. 7, 2024

    Love their service! It is simple to get reimbursed in few minutes. All can be done on phone the paperwork and claim work! I used the bundle option of home and pet insurance. They are nice and also helpful.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for the kind words! We're thrilled our service and the bundle option work well for you. If you ever need assistance, we're just a call or message away!

    CoveragePriceStaff

    Reviewed Nov. 7, 2024

    I have been using Lemonade Insurance for a year with my pup and have just added my second dog to my policy. It is cheap, easy to understand and super reliable. I hear back in just a few hours for all my claims and they are always available to chat if I have any queries. Definitely recommend.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks for the recommendation! We're thrilled to hear that you're finding our service reliable and easy to use. We're here whenever you need us, and we’re happy to help take care of both your pups!

    Reviewed Nov. 6, 2024

    I have policies for both of my cats through Lemonade. Their process for filing claims is simple and easy. So far I've filed several claims and haven't had any issues. The funds are transferred directly to my account which is very convenient.

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    Punctuality & SpeedRefunds & Payouts

    Reviewed Nov. 5, 2024

    Quick and easy to submit a claim and had my money within 2 days. Company has been very easy to work with. My kitten had a preventative appointment and everything was reimbursed up to 90% under the kitten policy. I have accident and injury on both of my cats as well. I haven't had to use either, thankfully.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Happy to hear it's been quick and straightforward for you! It's great that the kitten policy covered so much, and we're glad the accident and injury policies are there for peace of mind. We're always here if you need us!

    CoveragePricePunctuality & SpeedStaffEase of Use

    Reviewed Nov. 3, 2024

    Super easy to use the friendly app and to make a claim! The type of treatment and procedures done are itemized and easy to find making reimbursement quick and easy! I received funds in my bank quickly and hassle free. :) I highly recommend Lemonade if you're looking for an affordable pet insurance! ❤️

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks for sharing! It's wonderful to know our app made your claim process smooth and efficient. We're happy to help simplify things and provide quick reimbursements.

    CoveragePriceRates

    Reviewed Nov. 2, 2024

    I have been using Lemonade for more than 3 years now and love it. Insurance costs do rise each year, which concerns me as my dog ages, but so far has remained reasonably priced for the protection it affords. I wish I could say the same about my human insurance!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks for sticking with us for over three years! We wish human insurance was as straightforward too!

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    CoveragePunctuality & SpeedRefunds & PayoutsStaffTimeliness

    Reviewed Nov. 2, 2024

    It was super easy and quick to file a claim. Their staff is friendly and helped make this process as smooth as possible. I got reimbursed the next day which was super fast. I'd recommend Lemonade insurance to my family and friends.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks for your review! Your loyalty and recommendation mean a lot to us. ☺​

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    CoverageRefunds & Payouts

    Reviewed Oct. 31, 2024

    I am very happy with Lemonade. So far my experience has been easy, my cat Simon had a rare pulmonary disease and I was spending thousands of dollars on his treatment, and I filled out the claims and I really I thought that I would have a time getting reimbursed (as usually insurances takes long time and find issues in everything) but Lemonade surprised me, after a week or so my claim was accepted and the money was in my account in couple of hours. Thank you so much for supporting me in this hard journey.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We're really glad to have been there for you and Simon during such a tough time. Please give Simon a cuddle from us!

    CoverageSales & MarketingOnline & AppEase of Use

    Reviewed Oct. 31, 2024

    I have had pet insurance through Lemonade for almost 4 years. The app is easy to use and reimbursement usually occurs in less than a day upon unloading your receipts. I’ve been a satisfied customer and appreciate having the security of pet insurance through Lemonade.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks for your sharing your experience with us! We're so glad we could be there to help.

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    CoveragePrice

    Reviewed Oct. 31, 2024

    So simple and easy to file a claim for my pet insurance! Very affordable! I never thought it would be this easy! I would definitely recommend to anyone with a pet! My new puppy deserves a healthy life.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We’re thrilled to hear that! If you ever need anything else, we're just a tap away!

    CoveragePricePunctuality & SpeedRefunds & Payouts

    Reviewed Oct. 30, 2024

    Very easy process to submit your receipt to Lemonade, I got an immediate refund. Having this insurance for my baby is giving me peace of mind. It’s wonderful and worth it. You do pay at the vet and then submit later but it’s a very smooth process.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks for sharing your experience! We're thrilled to hear that the process was smooth and provided peace of mind for you and your pet. If you ever need assistance, we're here to help.

    CoverageTechPricePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed Oct. 27, 2024

    This year I switched over to Lemonade for my pet Insurance, and so far I am very happy with my choice. Within the past month and a half I've filed two claims for my 2 year old male golden retriever and both times the claims were reviewed and my refund was received within a week. My previous pet insurance provider sometimes took up to a month to review and approve my claims, so I really appreciate the quick turnaround as vet bills are not cheap.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks a million for sharing your experience and thoughts with us. Welcome to Lemonade!

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    CoveragePunctuality & Speed

    Reviewed Oct. 27, 2024

    I have filed 3 claims in the last year. 2 for prescription medicine and 1 for an accident. All 3 claims were handled quickly and reimbursement came within 24 hours. I would recommend Lemonade insurance.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Mission accomplished! Glad we could help. ☺​

    CoveragePunctuality & SpeedStaffTransparency

    Reviewed Oct. 25, 2024

    Pay attention to all the reviews regarding claim denial. They take your money immediately but then very slow on claim review (6 weeks), while tech friendly, human compassion and explanation are missing. My rep had horrible work ethic and made up rules about pre-existing conditions. Shelters beg for pet adoption to prevent kill orders and Lemonade offers false hope of preventative care and emergency coverage. Christina was my rep and she stated that my kitty’s dehydration and lethargy was a preexisting condition. She had lethargy after her vaccines when we adopted her. My kitty gets lethargy again and Christina made it a preexisting condition and would not cover a $115 claim. There’s also no accountability checks, supervision etc. While the claim is low, this is principle and I care about wasting money. Do NOT waste your money and your time. You’ve been warned.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    I'm really sorry to hear about your experience. It’s disappointing to learn that we didn't meet your expectations, especially regarding compassion and communication. We understand how frustrating it can be when claims don't go as expected. Your feedback is invaluable and will help us improve our services. Thank you for sharing your experience with us.

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    CoveragePunctuality & SpeedStaffEase of Use

    Reviewed Oct. 23, 2024

    Lemonade is the world’s absolutely BEST and USER FRIENDLY insurance! 10+++. Friendly and fast, easy and clear. I couldn’t ask for anything more! I’m so happy to hear they are doing cars now also. I’m going to look into it.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Wow, thank you for the amazing review! We're excited about diving into car insurance too, and we’d love to have you on board for that journey! ☺​ If you have any questions, just give us a shout.

    CoveragePriceStaffEase of UseValue

    Reviewed Oct. 23, 2024

    Fair. Easy to use. Worth the money and effort. We're so grateful Lemonade has helped us take care of our sweet (accident prone) dog and made it possible for him to get the extensive care we would not be able to give him were it not for their pet insurance.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Big thanks for your review! Thrilled to hear you're enjoying it. ☺​

    CoveragePricePunctuality & SpeedOnline & AppRefunds & PayoutsStaffEase of UseTimeliness

    Reviewed Oct. 20, 2024

    There are many options out there for pet insurance and after much research, I chose Lemonade and I'm so glad I did! Every experience has been super simple and speedy - after meeting my deductible (not hard to do with my pets!), I am reimbursed within minutes after filing my claim. Their app is easy and user friendly. I have recommended Lemonade Insurance to many others.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks for the love, Jill! That's music to our ears! If there's anything else we can do, just let us know.

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    CoverageTechStaffTimeliness

    Reviewed Oct. 20, 2024

    We decided to go with Lemonade as our insurance provider when we first brought home our miniature Golden doodle! This is hands down the best and easiest company to work with. Most reimbursements are immediate if not same day. Never any issues and super friendly staff if you need to talk to someone. I would say look no further than lemonade when looking for your animal's insurance.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you so much for the wonderful review! We're delighted to hear that your experience with Lemonade has been smooth and that you're happy with our service. Your feedback about our quick reimbursements and friendly team is greatly appreciated. Wishing you and your miniature Golden doodle all the best!

    CoverageStaff

    Reviewed Oct. 20, 2024

    Lemonade is amazing. I swear our beagle, Bruno, has the best insurance of anyone I know!!! So glad we have this service. The claims process is super easy and they cover so much! We have used for emergency services because we knew we would get a reimbursement and it makes the whole situation so much less stressful.

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    Customer ServiceCoveragePricePunctuality & SpeedOnline & AppRefunds & PayoutsStaffBillingEase of UseRatesTransparency

    Reviewed Oct. 20, 2024

    Updated on 10/27/2024: I appreciate your response and do understand prices are rising but my biggest increases seem to be after my pup started on his ** which is about $70 a mo. (My dog only needed it every 2 or 3mos) I would hope that most pet ins. companies don't charge to reflect use.Y our customer service and claims process is fantastic and get 5☆ all day for that. You're a great company to deal with and the website is so user friendly as well as the claims process, the price increase is the only reason for 3☆.

    Original Review: I'm giving a middle of the road rate only because of the claims process, customer service and quick claims payment. My yorkie is 9 and has only medical issue that arose while covered with Lemonade. The price started low about 4 yrs ago, and needs allergy shots every 3 mos or so. They were paying about $63 toward the shots or a prescription of pills if I couldn't make it to the vet for his shots or if he needed more. I started out paying close to like $30-$35 about 4 yrs ago and they slowly crept up in price to $90 so I had no choice but to switch to something more affordable. Even wit

    My yorkie is healthy and I've made no other health claims but for this. I can't imagine what the increase in price would have increased to if he needed other treatments, meds or another health issue because I'm sure that would have raised my price to reflect that too. To have my premium almost double in a year is not ethical in my opinion. I hope your pet doesn't get sick or you have to use Lemonade insurance at all because they will recoup that money in premiums then you're stuck trying to find another company. I can tell you from experience, none pay for pre existing conditions so then you're stuck starting over with hopefully a healthy pet. Spot insurance turned out to be 1/3 the cost.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thanks for sharing your experience with us. We understand how frustrating premium increases can be, and we appreciate your feedback. Our pricing reflects a variety of factors, including rising vet costs, but we aim to keep it fair while providing great coverage. We're glad you found value in our claims process and customer service, and we're sorry to see you go. If you have further questions or need assistance, feel free to reach out. Wishing you and your yorkie the best!

    CoveragePunctuality & SpeedEase of Use

    Reviewed Oct. 19, 2024

    I have used this service for pet insurance for a few years and it has been a great experience. It is extremely easy to navigate and make claims. Every time I have used a claim it has been very easy and fast. I will continue using this service for my current pets and future ones.

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    CoveragePriceStaff

    Reviewed Oct. 19, 2024

    Lemonade makes pet insurance easy and affordable. Having Lemonade was a life saver when my cat was diagnosed with epilepsy and had to spend time in the hospital. I was so worried about submitting a claim and fighting for reimbursement but the Lemonade process was so streamlined and easy. Everyone was very responsive and helpful.

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    Coverage

    Reviewed Oct. 19, 2024

    I was looking for an insurance company for my beloved cat and studied many, but settled on Lemonade. And I have never regretted it to date! Signed up for Lemonade since February. The money is returned immediately. Now I have signed up not only for pet insurance, but also for car and apartment insurance. Happy to be under their protection! They are the best!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for your fantastic feedback! We're thrilled to hear that you've had such a positive experience with Lemonade for your cat's insurance and that you've also chosen us for car and renters coverage. We're glad to have you as part of the Lemonade family and look forward to continuing to serve your insurance needs. Thank you for choosing Lemonade!

    Coverage

    Reviewed Oct. 18, 2024

    When we decided to get a French bulldog puppy we knew we needed pet insurance. After a ton of research we ended up going with Lemonade. I was more than impressed when my claims were processed within a day or two and the funds made their way into my bank account within 24 hours of the claim being processed. Our little frenchie ended up having horrible allergies starting at 12 weeks old and were super relieved to have such great insurance!

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    Customer ServiceCoveragePunctuality & SpeedStaffRates

    Reviewed Oct. 17, 2024

    Had both renter's insurance and still have pet insurance with them. Claim process for pets is super easy (chatbot) and quick for approvals. I did generic vaccines and annual checkup claim. Renter's insurance monthly rate is much lower than most, saying this from leasing agent perspective as I also lived in Seattle and worked in apartment industry.

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    Customer ServiceRates

    Reviewed Oct. 17, 2024

    Extremely competitive rates! The claims process is really easy. You do everything from your phone, takes less than 5 minutes. Some claims are processed instantly but at most less than a week. I have 3 brachycephalic breeds with Lemonade!

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    Customer ServicePricePunctuality & SpeedValue

    Reviewed Oct. 17, 2024

    Lemonade has been so wonderful and well worth the money. Responses have always been quick. Reimbursements have been almost instant. I feel like my pets are in wonderful hands with this company and am glad to have found them.

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    CoveragePunctuality & Speed

    Reviewed Oct. 17, 2024

    Always an easy process to submit a claim. Just need digital copy of invoice and after visit summary and ready to submit and get it approved within few minutes. Also noticed money posted on bank quickly. Happy to have pet insurance with Lemonade.

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    Customer ServiceSales & MarketingPricePunctuality & SpeedOnline & AppStaffEase of UseRates

    Reviewed Oct. 17, 2024

    Super fast review and responsive customer service. I always get my claim back within a week. And the app is very easy to use. Highly recommend and the pricing is also very reasonable! I can keep a peace mind if my doggo is sick now!!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for the wonderful review! We're delighted to hear that you've had a great experience with our fast claims process and responsive customer service. It's fantastic that you find the app easy to use and our pricing reasonable. We're glad we can provide peace of mind for you and your furry friend!

    CoveragePricePunctuality & SpeedStaffBilling

    Reviewed Oct. 11, 2024

    Getting my payment was so quick and easy. The standardized process is easy to follow and the people are so helpful. I have used this insurance for over a year now and they have helped me make back costs from my vet's bills consistently.

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    CoveragePunctuality & SpeedBilling

    Reviewed Oct. 10, 2024

    Last April my pup completely shredded her ACL leaving me with a 9000.00 bill for her surgery. I did not have insurance at this time and after being told the likelihood of tearing her other side dramatically increases I set out to find an insurance policy. I did some research and settled on Lemonade. While there is a six month waiting policy for her other leg (fingers crossed she never needs it). I found this policy to best suit my needs. I recently filed a claim for some things discovered in her annual physical and I will say the process was super fast and funds were deposited directly into my bank account. I’m super happy with my decision to open this insurance policy

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    CoverageRefunds & PayoutsTimeliness

    Reviewed Oct. 10, 2024

    Lemonade is the EASIEST insurance company I have ever worked with. I was so impressed the first time I filed a claim. We have Pet insurance for my dog and cat, and I liked it so much that I switched my car insurance over, also! Got my claim money back the next day straight to my account. I appreciate the flexibility in coverage as I can customize it to our needs. Highly recommend!

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for the awesome review! We're thrilled to hear that your experience with Lemonade has been so positive and that our flexibility and quick claims process have impressed you. We're glad to have your fur fam and car insured with us. Your recommendation means a lot!

    Price

    Reviewed Oct. 9, 2024

    I love Lemonade! They have made some scary times a lot easier! I don’t have to worry about cost of vet visits and just do what is best for my furbabies! I was able to take one of my dogs to PT during unsure times due to them!

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    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Oct. 9, 2024

    Absolutely love Lemonade. We have had to take our pup to the ER twice now, and both times we got money back. I have a few friends who have had pet insurance prior with other companies and have never gotten any money back on any claim. To file a claim with Lemonade is really as easy as they say it is. It takes about 10 minutes is all. I also had to call them once, and there were not a bunch of prompts to get through. Actually, the guy that was handling my claim answered the phone! So their customer service is not only easy to access, but they are very helpful and kind as well. I have nothing but great things to say about this company, and I am happy to pay this bill every month because it gives me peace of mind that my pup is always protected.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    Thank you for the fantastic review! We're so glad to hear that filing claims with Lemonade has been easy and that our customer service team has been helpful and kind. It’s great to know that we could provide peace of mind for you and your pup when you needed it most. Your positive feedback truly means the world to us!

    CoveragePunctuality & SpeedStaff

    Reviewed Oct. 6, 2024

    Lemonade has been terrific and we would highly recommend it to anyone looking for pet-child coverage! The claim process was a bit out of our wheelhouse at first, but they have been so helpful and so accommodating throughout the process. The reimbursement is fast, if not instant, thank you!!

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    CoveragePriceTransparency

    Reviewed Oct. 5, 2024

    We've always had a great experience with Lemonade Pet Insurance. Our claims have always been approved and sometimes on the spot. We had a situation where we forgot to update our address after moving to a more expensive area, and they didn't have any issue and just had us update the address when we figured out the address hadn't been updated. Very happy with our service.

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    CoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Oct. 3, 2024

    Get refund in Lemonade is super smooth and quick! This is the insurance I got that least like a insurance, I have been using lemonade for four years and I have recommended it to all of my friends who has a pet.

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    Customer ServiceCoverage

    Reviewed Oct. 3, 2024

    Our 7 month old puppy got a bone lodged in his jaw. We had to get him to a vet at 6:00 am on a Monday. The entire process was super easy. I was able to do everything from my phone shortly after we got back from the ER vet. The claim was filed and paid within less than 30 minutes. All insurance should work this way.

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    Reviewed Oct. 2, 2024

    I would not recommend Lemonade. My pet vomited once in June from a harmless upset stomach. Because of that, when my pet ingested something that made them very sick in September, they denied the claim because they had vomited before in June and my vet made a note of it. Doesn't matter the reason for the vomiting and it doesn't matter that the episodes were completely unrelated and months apart. Don't waste your money - they'll obviously use any excuse they can to not pay their part.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    I understand your frustration, and I appreciate you sharing your experience with us. It’s important for us to evaluate each claim with care, and I’m sorry we didn’t meet your expectations. Your feedback is valuable and will help us improve our processes moving forward.

    Thank you for taking the time to share your thoughts with us.

    CoveragePunctuality & Speed

    Reviewed Oct. 2, 2024

    I have been very happy with Lemonade. The claims process is very easy and mine have always been approved quickly. It gives me peace of mind knowing that my girls are covered, especially as they get older.

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    CoveragePunctuality & SpeedStaff

    Reviewed Oct. 2, 2024

    Having Lemonade has really helped with handling both well and sick visits for my pup. The claims process is quick and easy. I’ve had this insurance for 3 years now and have never had any issues. Highly recommend!

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    Customer ServiceSales & Marketing

    Reviewed Oct. 1, 2024

    Company bought my info from my apartment complex and is bombarding me with spam emails. I don't know why it would be legal for a company to do this, but it shouldn't be. Since they got my email I've received several spam emails with attempts to defraud me. Disgusting tactics for a disgusting company. Unethical.

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    Lemonade Pet Insurance
    Response from Lemonade Pet Insurance

    We take privacy very seriously and want to assure you that we don’t buy or sell personal information. It sounds like there’s been a misunderstanding or misuse of your information, and we’d like to help resolve it. Please email us at fixthis@lemonade.com so we can investigate and assist further.

    Thank you for bringing this to our attention, and we’re sorry for any frustration this has caused.

    Customer ServiceSales & MarketingOnline & AppStaffEase of Use

    Reviewed Sept. 29, 2024

    Lemonade makes it super easy to file a claim, and they follow up in a timely manner. Very happy with their customer service as well; if I don’t have a document from my vet, they can help follow up. The app is very intuitive.

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    CoveragePriceStaffBilling

    Reviewed Sept. 28, 2024

    I will forever and always recommend Lemonade to anyone that has a pet. It has single handedly helped me to care for my cat this year with his recent diabetes diagnosis. I chose Lemonade for pet insurance because of the things I read online and I must say - they were all true. The claims process is easier than easy, every team member I speak with is so friendly, and the processing of payments on my claim is never longer than 1-3 days (with most of them being issued at the same time I submit the claim) if you have a pet - get Lemonade. It is MORE than worth it. 1000/10!!!

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    CoverageSales & MarketingPricePunctuality & SpeedOnline & AppStaffRates

    Reviewed Sept. 28, 2024

    I’ve been Lemonade’s client for almost 3 years now, I use their insurance for my two dogs. I love their pricing, ease of filing a claim, and SPEED of reimbursement. Zero issues for the whole time I’m with them. And the app is very user-friendly and clear. I also love their customer support! 10/10.

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    CoverageOnline & AppRefunds & Payouts

    Reviewed Sept. 27, 2024

    Horrendous insurance. They may be the cheapest, but you get what you pay for. They will not cover basic illness visits and search for any oblique reason to deny it. If your pet has one infection (ear, diarrhea, skin) prior to being insured, they will deny all future visits for any similar events. They will state that it is a "pre-existing condition". It defies common sense and they are very concrete. The site is also a real pain to submit any documentation. Stay away...

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    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Sept. 27, 2024

    I was initially concerned about putting in a claim online without speaking on the phone with someone. This is not the first time I’ve submitted a claim but Lemonade makes it oh so easy. They are extraordinarily efficient and pleasant. A representative took my information online and two days later I had my money. It’s rare to get that level of service these days but Lemonade sets the standard. Aside from that their rates are extremely competitive. I’d recommend them to family and friends.

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    Contract & TermsCoveragePriceStaff

    Reviewed Sept. 26, 2024

    Lemonade Pet Insurance is the best thing I ever purchased for my pet. He wind up with lifetime medical issues that would've cost me thousands a year and it definitely helped me kept my little buddy healthy through his issues. Highly recommended.

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    CoverageSales & MarketingOnline & App

    Reviewed Sept. 25, 2024

    We have been so happy with Lemonade and their claims process. It's super easy and we have zero complaints. Process is very simple and you can do it right from the app. We will never go without pet insurance again.

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    CoveragePriceRates

    Reviewed Sept. 23, 2024

    I have really loved using Lemonade as both my pet insurance and renter's insurance. The prices are extremely fair. Unfortunately, my cat was diagnosed with diabetes. I am so grateful that I had purchased Lemonade Insurance before her diagnosis - I now have far less stress about her medications and vet visits. It makes a really difficult time much, much easier!

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    Sales & MarketingPunctuality & SpeedOnline & AppStaffEase of Use

    Reviewed Sept. 22, 2024

    Submitting claims for my pup through Lemonade's app was an incredibly smooth and easy process! The app is super intuitive and easy to navigate, which made filing a claim stress-free. I really appreciate the quick approval process—it’s clear that Lemonade values their customers and their pets. So far, it's been a fantastic experience with Lemonade!

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    Customer ServiceCoverageStaff

    Reviewed Sept. 22, 2024

    Lemonade is the best pet insurance. It only takes a moment to file a claim and their response is almost immediate. Everyone there is knowledgeable and friendly and are concerned about your pet's well-being!

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    Price

    Reviewed Sept. 22, 2024

    They have been here for us every time we needed them. From the small issues to the very large issues. They make it super easy for us and will do the same for you. We recommend Lemonade to EVERYONE! We have a French bulldog who has seizures and has had to be hospitalized a few times. You can imagine the cost of that. With a few questions, we were paid easy as that.

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    Customer ServiceCoverageStaff

    Reviewed Sept. 22, 2024

    Lemonade is a great insurance for your pets! I submitted a claim and it was approved within 72 hours!!! Great customer service and helpful staff! I got pet insurance when I got my pup and I'm so happy I did!

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    Verified purchase
    PricePunctuality & SpeedStaff

    Reviewed Sept. 21, 2024

    Lemonade has provided consistently fast service with a very easy-to-navigate claims process. Knowledgeable agents understand our medical history and help manage our claims more efficiently. Premium costs are fair and deductibles are reasonable.

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    Staff

    Reviewed Sept. 20, 2024

    It’s so easy to submit claims after my pet’s vet visits, no fuss no complications. Takes less than minutes to submit and claims are reviewed within the hour — the turnover is amazing! I love how simple it is and the reimbursement amounts are clear!!

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    Verified purchase
    PriceOnline & AppRefunds & PayoutsStaffEase of Use

    Reviewed Sept. 20, 2024

    The cost for the value of the service is outstanding! Has easily saved me hundreds. The process time is also impeccable and the website is easy to use. It starts with some simple questions and a copy of the invoice from the vet and you get your money back!

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    Coverage

    Reviewed Sept. 19, 2024

    Terrible!!!! So hard to make a claim, impossible for them to review it within a month, and always a ridiculous reason it can’t be covered. If your dog has a cough once it is now considered a pre existing condition that they refuse to cover.

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    Verified purchase
    CoverageStaff

    Reviewed Sept. 19, 2024

    If only every insurance company operated with the efficiency and warmth of Lemonade! Not that you want warm lemonade. But you get it. The team was so friendly, efficient and clear, and the claim process could not have been easier. Thank you!

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    Coverage

    Reviewed Sept. 19, 2024

    Lemonade makes me feel so lucky and safe. When I got my first dog as a puppy, I was so nervous, anything he did I wanted to go to the vet to make sure he was okay, and because of Lemonade, I did. Now that he’s older I continue to take him when needed with no fear. When I’m out of town I always tell the dogsitter, if anything weird happens at all, just take him to the vet, no problem. I don’t say this because I have a ton of money, but that I trust Lemonade and how efficient and great they are. My first dog and on a whim I got the best insurance possible for him, I won’t be going anywhere else in the future.

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    Customer ServiceCoverageSales & MarketingPriceOnline & App

    Reviewed Sept. 19, 2024

    Lemonade has been great for my French bulldog. Having a frenchie, I knew I should get insurance and after much research I selected Lemonade. She had BOAS surgery, nares, and a partial ovary removal from an improper spaying and Lemonade covered 80% after my deductible. Best part is it is so easy to file a claim and it’s all done on my cell phone through the app. I highly recommend Lemonade.

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    CoverageTechPricePunctuality & SpeedBillingRates

    Reviewed Sept. 18, 2024

    I was in the pet ER for 28 hours with my golden retriever who had aspiration pneumonia. The bill was $3600. Without pet insurance, I was have lost all of that. After comparing many providers Lemonade had the best prices by far. They are also so quick with approving claims. I submitted on a Sunday and was approved by Tuesday and my money was on its way back to me. If you’re questioning if you should get pet insurance, just know that the answer is YES.

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    Reviewed Sept. 15, 2024

    Lemonade is super easy to work with and work directly with our Vet when we can’t fill in any necessary information. I have nothing but positive things to say at this point about our overall experience.

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    CoverageEase of Use

    Reviewed Sept. 15, 2024

    I’ve used Lemonade for my homeowners and pet insurance for a few years. It is the easiest company to use if you prefer everything to be digital and intuitive. I have never been left wishing I had someone to chat with as the AI they use works for everything I need. I will continue to use them for anything I need insurance for in the future.

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    CoveragePunctuality & Speed

    Reviewed Sept. 13, 2024

    I have absolutely loved using Lemonade for renters and pet insurance! We’ve submitted two claims for pet insurance and the process is so quick and easy! They’re super straightforward and easy to work with. Would recommend to anyone!

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    StaffEase of Use

    Reviewed Sept. 13, 2024

    Very helpful and easy to navigate! It’s automated when you claim a claim but still very helpful! I have never had a problem or discrepancy with Lemonade! They always contact my vet with no issues. Highly recommend.

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    Verified purchase
    CoverageRefunds & Payouts

    Reviewed Sept. 12, 2024

    I have been using Lemonade for two years now and I have no complaints. They make it very easy to submit a claim by uploading your invoice and answering a few questions. It takes them no time to review, approve and reimburse you for the claim. So glad I found Lemonade for my pet insurance.

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    CoveragePricePunctuality & SpeedRefunds & Payouts

    Reviewed Sept. 11, 2024

    I’ve just submitted my first claim for my dog’s annual checkup and I was so impressed with how quick and simple the process was. I was sure to mention that my dog had insurance at the vet. They made and sent the receipt to me and I provided the receipt to Lemonade and got reimbursed for more than half the cost of the appointment a few days later!

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    Verified purchase
    Customer ServiceCoverageSales & MarketingPunctuality & SpeedOnline & AppRefunds & PayoutsStaff

    Reviewed Sept. 11, 2024

    We've been with Lemonade for a while now, starting with two dogs. Sadly, we lost one since we first signed up, but every step of the way—from signing up, to submitting claims, to receiving funds, and even canceling part of our policy when our dog passed—has been incredibly simple. I've never been so impressed with a company.

    I make it a point to submit claims before leaving the vet's office parking lot. I take my itemized receipt, open the app in my car, and start messaging their friendly person/bot to submit a claim. It's so easy. The first time, you need to enter your vet's information, which takes a little longer, but after that, it's quick. You select your vet, the services received, add the totals, and explain why your dog needed the visit (if it wasn’t for preventative care). You can do this via voice memo, video message, or email. After submitting, they typically get back to you in a few days, and we’ve never waited more than two weeks for a decision. It's usually just 3-5 business days, with the money automatically direct deposited into our account shortly after. We don’t have to do anything—it's so simple.

    I wish other companies would follow Lemonade's lead. Thank you for being an honorable company and not setting up ridiculous loopholes to "win" your money back from customers. We also have a life insurance policy through Lemonade, and we wouldn’t change it for anything. In fact, we're considering getting another. We have a meeting with our current home insurance rep this month, and if they don't meet our expectations, we'll be switching to a combined policy with Lemonade.

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    CoveragePriceRefunds & Payouts

    Reviewed Sept. 10, 2024

    I have really enjoyed having Lemonade. Prior to that, I was with another big-name pet insurance company for at least 5 years. Not once did anything get approved for reimbursement. Essentially I was paying for nothing. The cost went from $106 to $113, which was reasonable. Then $113 to $148, not great but we can make it work. Finally from $148 to $192 and that was my limit. I couldn't pay close to $200 monthly to a company that never even approved my claims. I searched around and did a lot of comparing and settled on Lemonade. It has the same coverage but is significantly cheaper. I put our first claim in and to my surprise, it was covered! Most recently I put a claim in for $87 (the cost of his medication) and didn't include the other items on the receipt because I didn't think they qualified. To my surprise, they took the time to review the whole receipt and I got $200+ back! The process is so unbelievably easy and I've been loving it.

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    StaffValue

    Reviewed Sept. 9, 2024

    Lemonade has been amazing when the puppies get sick or need any help! They have always been super fair to us and it's a great value for the service. We'll continue to use lemonade in the coming years!

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    Customer ServiceSales & MarketingPunctuality & SpeedOnline & App

    Reviewed Sept. 8, 2024

    I really like this company, filing a claim is so easy. You just do it through the app on your phone and it takes less than 5 minutes. They are very quick to review your claim and will hear back from them in less than 24 hours.

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    Coverage

    Reviewed Sept. 8, 2024

    After researching almost a dozen pet insurance companies, we decided to go with Lemonade because they offered the best preventative package for our rescued bulldog. The claim process and user interface for submitting a claim is surprisingly easy, and if a claim is denied, the company is easy to contact and thoroughly explains their reasoning and suggestions for moving forward. We like that if our claims are approved, they’re deposited straight into our bank account. Overall, we’re really happy we decided to go with Lemonade and recommend it to everyone!

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    CoveragePunctuality & Speed

    Reviewed Sept. 7, 2024

    Lemonade is the best and easiest pet insurance we have ever used! The claims process is simple and the review process is prompt. We have been so pleased that we purchased renters insurance for our son as well. Highly recommend!

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    Customer ServiceCoveragePricePunctuality & SpeedStaff

    Reviewed Sept. 6, 2024

    I’ve had a great experience with Lemonade! The plans are flexible and affordable, and the claims process is quick and easy. Customer service is always helpful, and I love the peace of mind knowing my pet is covered for both routine and emergency care. Highly recommend!

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    Customer ServiceCoverageStaffBilling

    Reviewed Sept. 5, 2024

    The team at Lemonade have made pet insurance such an easy process. Scan a receipt w my phone, upload easily, and payment goes right into the bank account. I couldn’t imagine how you could make this any easier.

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    CoveragePunctuality & Speed

    Reviewed Sept. 5, 2024

    My cat started having some mild but persistent health issues that required multiple vet visits in a short time. I got Lemonade Pet insurance since I was already using their rental insurance, and have found it to be incredibly simple to file a claim with a quick turnaround time for reimbursement. It relieves a lot of stress knowing my pet is covered.

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    Refunds & Payouts

    Reviewed Sept. 5, 2024

    We are very new customers but our experience so far is so good. We were very surprised how easy to make a claim and getting paid back was. Hopeful for a continued successful experience with this company.

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    CoveragePriceRefunds & PayoutsRates

    Reviewed Sept. 5, 2024

    I have only had great experiences with Lemonade. Very affordable and easy to make claims with if necessary. Getting reimbursed for my dog’s checkups is great due to the vet rates. I would recommend Lemonade insurance all my family/friends.

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    CoverageSales & MarketingPunctuality & SpeedOnline & App

    Reviewed Sept. 5, 2024

    I have Lemonade’s Pet Insurance for my dog and it was the best choice I’ve ever made! I had to use several times because of his allergies and the service is great! It’s very easy to file a claim in the app, they always review and pay you very quickly. I have friends that have other insurances for their pets and they are constantly complaining about them, I just have good things to say about Lemonade. I would definitely recommend it!

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    CoveragePriceStaffRates

    Reviewed Sept. 1, 2024

    Everyone I've had contact with has been wonderful. They make everything as easy as possible to not only file a claim, but can edit your claim if the service/medications provided were not listed on the list of things covered. I suggest pet insurance to everyone I can. It is definitely worth the price for the peace of mind. I have save much more money on veterinary care than I spend on insurance. Get the pet insurance while they're still young and are likely to need something!

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    CoveragePunctuality & SpeedStaffTransparency

    Reviewed Aug. 31, 2024

    Lemonade is super user-friendly. Everything you need as far as making a claim is right beneath your fingertips. It’s self explanatory and takes less than 10 minutes to submit a claim. People get back to you quickly and e-mails are sent to update you on your claim as well, which helps ease the nerves or anticipation. As someone who’s been intimidated by claims, insurance and all that stuff, I’m glad I found and went with Lemonade. My dog is covered and I feel good knowing all the info is accessible.

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    Customer ServiceCoverageSales & MarketingOnline & AppTimeliness

    Reviewed Aug. 31, 2024

    I chose Lemonade for pet insurance based solely on internet reviews and have not regretted it for a second. I have had a policy with them for almost 2 years now and have filed multiple claims, ranging from normal, annual vaccines to kennel cough visits to x-rays when he broke a toe running around the yard. The claim filing process, on the app, is INCREDIBLY easy. For example, I filed last week for a kennel cough illness visit, and it took maybe 5 minutes to file on my phone, and the money for my coinsurance coverage was wired into my bank account that same day. I would (and have) recommended Lemonade to both friends and family for their pets.

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    CoveragePriceOnline & AppStaff

    Reviewed Aug. 30, 2024

    I can’t say enough good things about Lemonade! From the moment I signed up, the process was incredibly straightforward, and the coverage options were both comprehensive and affordable. Their app is user-friendly, making it easy to file claims and track everything related to my pet’s health.

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    Verified purchase
    Customer ServiceCoverageTechPriceStaffBilling

    Reviewed Aug. 30, 2024

    Why buy pet insurance? Typically, you do that to protect something that has high value. My fur baby is like my child and I wanted the peace of mind knowing that if something should happen, I could help her. A few weeks ago, she had an emergency that required 3 nights in the animal hospital to treat a severe case of pancreatitis. I thought we lost her. The vet/animal hospitals require you to pay upfront and of course you want to save your baby's life, so you say YES!! The bill was a little over $7,500.

    Most important, she recovered, she is ok!! Then came the stress of the financial burden. The process to submit a claim with Lemonade was EASY. You have the option to record a voice note or video to explain what happened, it's easy to upload documentation from the vet/animal hospital and you can track the progress of the claim right from your phone.

    I submitted the claim on a Tuesday and by the next Tuesday, 90% of the total bill, minus my deductible was in my account. I cannot say enough how much peace of mind having Lemonade has given me. Some companies make you jump through ridiculous hoops and process. With Lemonade it was SO EASY!! I tell all my friends and family that having this peace of mind is priceless; but you need the right partner and for me Lemonade is it!

    Questions I get include, how much is it? How much will they cover? What will they cover? The answer is, it depends (age of dog, any pre-existing conditions, the type of plan you want, etc.) It doesn't hurt to look at the plans and get a quote. I'm so grateful I did. For me, making sure my girl is protected and can get the care she needs, when she needs it, is TOP priority. Lemonade made that possible for me. They have a customer for life if they continue to provide this level of customer care and service.

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    CoveragePriceRates

    Reviewed Aug. 29, 2024

    Lemonade has gotten me out of at least 3 tough situations my dog has gotten himself into, and for that I’m forever grateful. Very reasonable price too. It’s about $60 a month for max coverage on everything for my 4-year-old 55 lb mixed breed.

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    Customer ServicePunctuality & SpeedOnline & AppStaffEase of Use

    Reviewed Aug. 29, 2024

    Lemonade has an excellent customer service experience with timely responses and their app is very easy to use. They are true to their word and pay promptly with a few clicks of a button! Just upload your receipt and answer a few questions. I have suggested Lemonade to friends, family and vet clinics. Great company!

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    PriceEase of Use

    Reviewed Aug. 28, 2024

    Lemonade is super easy to use - we use it for our home and pets. I haven't run into any issues and have always been able to file claims easily. I also love that Lemonade keeps the costs low and donates to a good cause.

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    Reviewed Aug. 28, 2024

    Lemonade was the best option for my pet. I got the best option for my dog and wouldn’t have it any other way. It’s not a financial burden anymore for me. Feel like my dog is Protected Financially and as well as myself.

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    Customer ServiceStaff

    Reviewed Aug. 27, 2024

    We have had Lemonade since fall of 2024, shortly after getting our new puppy. It has been so So easy to put in claims. The customer service has always been kind and helpful. We are working with some health issues for our pup and we are so grateful for Lemonade. We had been recommended it before we got it and we Highly recommend it to others!

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    CoveragePricePunctuality & SpeedStaffBillingTimeliness

    Reviewed Aug. 26, 2024

    Everything from getting a quote for coverage to filing a claim and getting a payment is so quick and easy. The claim filing is a quick chat with a rep, an upload of the vet invoice and instant information on how much/what is covered. Then the money is usually wired to my account the next day!

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    CoveragePunctuality & SpeedStaff

    Reviewed Aug. 22, 2024

    Lemonade has been awesome since day one! They are fast, efficient, friendly, and remove the stress (as much they can control and is possible) out of making insurance claims. They’re a great option for folks getting insurance for the first time too because they are so accessible. I have renters insurance and pet insurance with them, and when I need other types of insurance in the future, I will definitely go with them!

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    CoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 21, 2024

    They denied to pay my claim citing pre-existing conditions even though it was a claim for an ear infection and dermatitis which had not re-occurred for more than two years prior to the current infection. Their policy states the following: 'Conditions that existed before the policy’s Start Date or during a Waiting Period, such as Chronic Conditions, Bilateral Conditions, or intervertebral Conditions aren’t covered. However, we do cover some Pre-Existing Conditions that can be Cured, so long as there have been no symptoms or treatment for at least 12 months. Knee Conditions cannot be cured.' How would an ear infection and dermatitis that had been treated with antibiotics more than two years ago and not recurred be classified as 'pre-existing condition? Daylight robbery of premiums.

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    Customer ServiceCoverageStaff

    Reviewed Aug. 5, 2024

    They are the absolute worst. If your dog has any symptom ever that was written by a vet and your pet goes in and gets an exam or ER and they write one of those symptoms again (even if it’s not the reason you went in for) they will NOT cover it. Also it’s a hassle filing the claim and getting in touch with customer service. The staff is also the absolute worst. Don’t go with Lemonade.

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    Profile pic of the author.
    CoverageStaffBilling

    Reviewed July 24, 2024

    I have a 1 year pet mix dog named Izzy. I chose Lemonade Pet insurance based on a Google search of pet insurance companies in which Lemonade ranked in the top 5 pet insurance companies. Initially they handled my basic wellness visits without any issues. But when I submitted a claim for a limping issue my dog was having that’s when their true colors shown through. Upon checking into to veterinary office for the limping issue I started to the vet technician that I believe she is limping on the same side that the Humane Society told me was fractured. I misspoke…the records from the Humane Society stated that my dog’s fractured was on the right side. Because of what “I” said my claim was denied. This was a new symptom.

    In order to determine what was causing the limping the veterinarian did X-rays on my dog’s hind legs which showed that there was a previous fracture to her right side and that she has hip dysplasia (common in a lot of breeds). The veterinarian also prescribed pain and joint medication. My bill was $515. My original claim was filed on June 7th 2024 and was informed that it was denied on June 11th 2024. I admittedly appealed their decision. I’ve submitted all the medical records from the Humane Society and VCA (the veterinary clinic) has provided Lemonade with all the necessary medical records plus an additional letter clarifying that there no previous issues with the left hind area.

    It’s been almost 2 weeks and I’m still in the appeals process. Per the agent I’m working with. Appeals are handled on a 1st in 1st out priority basis which says to me that there must be a lot customers that believe their claims were unjustifiably denied. Not a good look for Lemonade indicating that there’s quite a backlog of appeals. Please remember that it’s not the fault of the agent assigned to you. They are just workers doing what the company is paying them to do. It’s the company. In it to make money and for now using every trick they have to keep that money. They haven’t been in the Pet Insurance long…entered in 2015. After I’m done with this appeal I’ll be canceling my account with them and go with a more established Pet Insurance company. This has been a very frustrating experience.

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    Lemonade Pet Insurance Company Information

    Company Name:
    Lemonade Pet Insurance
    Website:
    www.lemonade.com