TrustedChoice.com Business Insurance Reviews

4,896,076reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About TrustedChoice.com Business Insurance

Are you looking for an independent insurance agent? At TrustedChoice.com, you can find a large selection of independent insurance agents and carriers. Because a Trusted Choice independent insurance agent has access to multiple insurance companies, they are able to offer you competitive pricing, a broad choice of products and valuable advocacy.

Pros
  • Broad coverage for varied industries
  • Provides custom coverage options
  • Works with 55 providers
Cons
  • No online quotes

Helpful Reviews

Chesapeake, VA
Verified purchase
This is one of if not the worst insurance agencies I’ve been through. One they have there pay contacting them. Well never happened not unless you miss a payment. Then trying to ge...

Read more

Birmingham, AL
Verified purchase
We were looking for insurance that would work for us and TrustedChoice was one of the agencies offering it. The online application form was easy to fill out. It was pretty intuiti...

Read more

How Trusted Choice Business Insurance works

Trusted Choice is an independent insurance agency that gathers quotes from up to 55 insurance providers to find you the best offers. Its application process has minimal requirements — the company only asks users to provide their business type, number of employees, years in business and the types of coverage they're interested in. After you give that information, a Trusted Choice agent follows up by phone or email with quotes.

Trusted Choice agents make it convenient to get the best quotes. The company's simple process saves time for busy business owners and helps those in high-risk industries find companies to cover their liabilities.

Trusted Choice Business Insurance coverage

Because Trusted Choice works with national providers, customers can find business coverage for any need — from general liability to niche equipment coverage. Customers can select up to three coverage types they want quotes for, including:

  • General liability
  • Professional liability
  • Workers’ compensation
  • Property
  • Business vehicle
  • Directors & officers
  • Contractors equipment
  • Inland marine
  • Employment practices liability
  • Cyber liability
  • Errors and omissions
  • Builders risk
  • Bonds
  • Umbrella

Trusted Choice agents are available to help customers determine their coverage needs. Other options exist for customers with needs that aren’t listed, and you can also select a customized collection of these services.

Trusted Choice Business Insurance cost

Trusted Choice evaluates the needs of each business and gathers quotes, which typically fall between $300 and $1,200 per year for low-risk small businesses with basic coverage. The premiums for companies that are considered high risk by insurance providers are typically higher than average — business insurance for these companies can cost thousands or even millions of dollars.

The factors that affect premiums include a business’s:

  • Number of employees: More employees means more liability, so large companies pay more per month than small businesses.
  • Likelihood of data breaches: Recovering from data breaches is expensive, so companies that are likely to have one pay more in premiums.
  • Likelihood of accidents: Companies in industries that have a higher-than-average rate of accidents, such as construction businesses, pay higher premiums.
  • Likelihood of lawsuits: Companies that have a history of lawsuits or a high likelihood of being sued have higher insurance rates.
  • Likelihood of damages: Businesses that are more vulnerable to theft or damages are more expensive to cover.

Although the monthly premiums may seem expensive, business insurance protects owners from going bankrupt in the event of a lawsuit.

TrustedChoice.com Business Insurance FAQ

Is Trusted Choice a business insurance provider?

Trusted Choice agents are independent brokers, which means they act as intermediaries that connect customers with business insurance providers all over the country. Final contracts and payouts come from the provider you choose, not from Trusted Choice.

Can I customize a Trusted Choice business insurance package?

Yes. Customers select up to three coverage preferences when searching for a policy. The system then recommends insurance providers that can cover those needs. Customers can also customize business owner policies to meet their needs.

Who do I contact when I need to make a claim for a Trusted Choice policy?

In most cases, it’s best to contact your insurance provider directly.

Still have questions?

Do we recommend Trusted Choice Business Insurance?

Trusted Choice Business Insurance makes it simple to get low quotes from many providers at once, especially if you’re in a high-risk industry. You can’t view these offers online, but if you’re willing to meet with an agent, the company can help you understand your options, evaluate your needs and choose a provider.

Shop with confidence

Compare with top companies

TrustedChoice.com Business Insurance Reviews

Filter by Rating

  • (82)
  • (28)
  • (18)
  • (4)
  • (8)

Popular Mentions

    How do I know I can trust these reviews about TrustedChoice.com?
    • 4,896,076 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about TrustedChoice.com?
    • 4,896,076 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 20
    Customer ServiceCoverageStaffBilling

    Reviewed April 4, 2024

    This is one of if not the worst insurance agencies I’ve been through. One they have there pay contacting them. Well never happened not unless you miss a payment. Then trying to get an agent on the phone is like throwing rocks at a brick building and if I do get them on the phone hopefully they won’t say, "Hold up. Ima call back," cause they never Will. They ah actually ignore your calls.

    Thanks for your vote!
    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedOnline & AppEase of Use

    Reviewed July 28, 2020

    We were looking for insurance that would work for us and TrustedChoice was one of the agencies offering it. The online application form was easy to fill out. It was pretty intuitive so I just filled that out and the response was quick. I got the quote immediately, which is one of the main reasons I went with them. It's been good since we got the insurance.

    Thanks for your vote!

    Not sure how to choose?

    Get buying tips about Business Insurance delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Verified purchase
      Staff

      Reviewed July 25, 2020

      I started a new business about the middle of May and they were able to fine-tune to exactly what I needed. The agent was very pleasant and very professional. She was great.

      Thanks for your vote!
      Verified purchase
      Staff

      Reviewed July 24, 2020

      I hit Google and TrustedChoice.com was one of the options. The website was user-friendly. TrustedChoice provided me with enough options. One of the people they referred is who we are gonna go with in September.

      Thanks for your vote!
      Verified purchase
      Customer ServiceCoverageStaff

      Reviewed July 23, 2020

      It was easy to log in but the TrustedChoice website makes no sense. The reps gave me different numbers but it’s to the same insurance company sometimes. So, I called the same people three different times to be told the same thing. Then I realized that there was something wrong with the website. It was a little frustrating with some things but it gave me an answer the first time if I can get the insurance. It did its job. I don't recommend it but it wasn't a horrible experience. It just didn't do the job that I was hoping it would do.

      Thanks for your vote!
      Verified purchase
      Customer ServiceCoveragePriceStaff

      Reviewed July 13, 2020

      I went on the web and tried to find insurance, and then it came up with Trusted Choice. Using the website was easy and smooth. I put in my name and email, and what I needed insurance on. Several of the insurance people called me with quotes and then, I told them to shoot me an email and went with the top two of them. It helped me make my decision on who I wanted.

      Thanks for your vote!
      Verified purchase
      Customer Service

      Reviewed May 29, 2020

      TrustedChoice.com was able to provide me a match so it is very good. I had a couple of people call me back and I ended up with one them.

      Thanks for your vote!
      Verified purchase
      CoveragePunctuality & SpeedStaff

      Reviewed May 19, 2020

      I was looking for workers’ comp insurance and seeking out an independent agent on Trusted Choice was the only way I could get the coverage. It got it done very quickly, so I was happy. It went very smoothly.

      Thanks for your vote!
      Verified purchase
      TechPriceOnline & AppStaff

      Reviewed May 9, 2020

      I have a business that I opened up in Alabama and I needed a local liability. TrustedChoice matched me with some guys but Alabama is tricky with their stuff. The guy that I ended up with didn't wanna write me, but then he came back and wanted to write me but it was incredibly a lot more expensive. Their website was user-friendly and I spoke to some people but I didn't end up doing any business with any of the guys they recommended me to.

      Thanks for your vote!
      Verified purchase
      CoverageTech

      Reviewed May 1, 2020

      I found TrustedChoice online and everything was fine with them but I found a business insurance provider locally before they got anything.

      Thanks for your vote!
      Verified purchase
      Coverage

      Reviewed March 27, 2020

      I was trying to get insurance for my business. I contacted a bunch of big-time insurance companies but they didn’t cover what I needed. They told me to look for an individual broker. I recently enrolled with TrustedChoice and it delayed until June. But navigating the website was easy. They gave me a list of five brokers, I picked a couple of them and went through with it.

      Thanks for your vote!
      Verified purchase
      CoveragePricePunctuality & Speed

      Reviewed March 21, 2020

      We were looking for the best quote possible and when we reached out to Trusted Choice, we were able to get what we needed and not have to come up with all the money that was required. They offered us a good deal and they worked with us. Everything was easy and we were able to get the business insurance in about three days. They had a quote ready for us but it took longer because we had to come up with the money. So, they were waiting on us initially. Other than that, they’re good people.

      Thanks for your vote!
      Verified purchase
      Customer ServiceCoveragePriceStaff

      Reviewed March 20, 2020

      I was looking for other insurance that would give me a better deal. Trusted Choice's online process was easy and they gave me three options. I got calls from an insurance company, and then I got Global Indemnity, which was informative. They got me some quotes and I had the best quote. There was one guy who helped me out a lot too. So, it was good what he did.

      Thanks for your vote!
      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed March 18, 2020

      We started an IRA and I was referred to Trusted Choice by a friend. They then gave me enough options. Our experience with Kathy, the independent agent, was seamless. I called her up, and she got back to me promptly and took care of what I needed. I was waiting for weeks with other people, and she got it done within a week. Overall, Trusted Choice is working fine.

      Thanks for your vote!
      Verified purchase
      CoveragePriceStaffBilling

      Reviewed March 15, 2020

      I was unhappy with my agent because they kept screwing up my billing. I used TrustedChoice.com and the process was really easy. I ended up going with Hiscox Insurance. They gave me a really straightforward quote and that was that.

      Thanks for your vote!
      Verified purchase
      CoveragePriceOnline & App

      Reviewed March 14, 2020

      I had a new start-up business and I did not have any business insurance, so I searched for one. I inquired through Trusted Choice to find that insurance, but I found and went with something else because of the cost. Nevertheless, their website is easy and simple.

      Thanks for your vote!
      Verified purchase

      Reviewed March 8, 2020

      Using Trusted Choice was easy and everything went well, but I ended up using my own company.

      Thanks for your vote!
      Verified purchase
      Customer ServiceCoveragePriceStaffProcess

      Reviewed Nov. 23, 2019

      When we needed business insurance for one of our properties, a motel, we decided to go through an independent agent company. It was affordable and had reasonable rates with the same coverage. Trusted Choice had all of our requirements and they knew our needs, so we went with them. The process of the website was easy, simple and self-explanatory. However, we didn’t get a confirmation. The broker was very professional and asked us questions in terms of our needs. I also had questions, which they answered, and if they didn’t know the answer, they got back to me. And once we got the underwriting, it was a simple process.

      Thanks for your vote!
      Verified purchase
      Price

      Reviewed Nov. 16, 2019

      I just started a business so I was hoping to have business insurance. I was trying a bunch of different people out and Trusted Choice had a good quote. The website was helpful and they guided me in the right direction. I had a good experience.

      Thanks for your vote!
      Verified purchase

      Reviewed Nov. 14, 2019

      ADP messed up my comp and dropped me. I went with TrustedChoice and I'll definitely recommend them.

      Thanks for your vote!
      Loading more reviews...

      TrustedChoice.com Business Insurance Company Information

      Company Name:
      TrustedChoice.com
      Address:
      100 N 6th street Suite 302A
      City:
      Minneapolis
      State/Province:
      MN
      Postal Code:
      55416
      Country:
      United States
      Website:
      www.trustedchoice.com