Business Insurance Business Insurance

 4.3/5 (136 reviews)
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Overall Rating4.3 out of 5
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About Business Insurance

Are you looking for an independent insurance agent? At, you can find a large selection of independent insurance agents and carriers. Because a Trusted Choice independent insurance agent has access to multiple insurance companies, they are able to offer you competitive pricing, a broad choice of products and valuable advocacy.

Pros & Cons


  • Broad coverage for varied industries
  • Provides custom coverage options
  • Works with 55 providers


  • No online quotes

Bottom Line

Trusted Choice Business Insurance gathers quotes from many providers to offer customizable coverage options. Contact its agents for a quote.

Top Business Insurance Reviews


TrustedChoice's website is user-friendly because I'm not very computer savvy and I didn't remember having problems. I got right to it. It gave me the insurance companies and ... t...

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Trusted Choice was very helpful. I was needing some business insurance, and they gave me several different options. It was very easy and they provided a really good service. The r...

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How Trusted Choice Business Insurance works

Trusted Choice is an independent insurance agency that gathers quotes from up to 55 insurance providers to find you the best offers. Its application process has minimal requirements — the company only asks users to provide their business type, number of employees, years in business and the types of coverage they're interested in. After you give that information, a Trusted Choice agent follows up by phone or email with quotes.

Trusted Choice agents make it convenient to get the best quotes. The company's simple process saves time for busy business owners and helps those in high-risk industries find companies to cover their liabilities.

Trusted Choice Business Insurance coverage

Because Trusted Choice works with national providers, customers can find business coverage for any need — from general liability to niche equipment coverage. Customers can select up to three coverage types they want quotes for, including:

  • General liability
  • Professional liability
  • Workers’ compensation
  • Property
  • Business vehicle
  • Directors & officers
  • Contractors equipment
  • Inland marine
  • Employment practices liability
  • Cyber liability
  • Errors and omissions
  • Builders risk
  • Bonds
  • Umbrella

Trusted Choice agents are available to help customers determine their coverage needs. Other options exist for customers with needs that aren’t listed, and you can also select a customized collection of these services.

Trusted Choice Business Insurance cost

Trusted Choice evaluates the needs of each business and gathers quotes, which typically fall between $300 and $1,200 per year for low-risk small businesses with basic coverage. The premiums for companies that are considered high risk by insurance providers are typically higher than average — business insurance for these companies can cost thousands or even millions of dollars.

The factors that affect premiums include a business’s:

  • Number of employees: More employees means more liability, so large companies pay more per month than small businesses.
  • Likelihood of data breaches: Recovering from data breaches is expensive, so companies that are likely to have one pay more in premiums.
  • Likelihood of accidents: Companies in industries that have a higher-than-average rate of accidents, such as construction businesses, pay higher premiums.
  • Likelihood of lawsuits: Companies that have a history of lawsuits or a high likelihood of being sued have higher insurance rates.
  • Likelihood of damages: Businesses that are more vulnerable to theft or damages are more expensive to cover.

Although the monthly premiums may seem expensive, business insurance protects owners from going bankrupt in the event of a lawsuit. Business Insurance FAQ

Is Trusted Choice a business insurance provider?

Trusted Choice agents are independent brokers, which means they act as intermediaries that connect customers with business insurance providers all over the country. Final contracts and payouts come from the provider you choose, not from Trusted Choice.

Can I customize a Trusted Choice business insurance package?

Yes. Customers select up to three coverage preferences when searching for a policy. The system then recommends insurance providers that can cover those needs. Customers can also customize business owner policies to meet their needs.

Who do I contact when I need to make a claim for a Trusted Choice policy?

In most cases, it’s best to contact your insurance provider directly.

Do we recommend Trusted Choice Business Insurance?

Trusted Choice Business Insurance makes it simple to get low quotes from many providers at once, especially if you’re in a high-risk industry. You can’t view these offers online, but if you’re willing to meet with an agent, the company can help you understand your options, evaluate your needs and choose a provider. Business Insurance Reviews

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Page 1 Reviews 0 - 10
Verified Reviewer Verified Buyer
Original review: July 28, 2020

We were looking for insurance that would work for us and TrustedChoice was one of the agencies offering it. The online application form was easy to fill out. It was pretty intuitive so I just filled that out and the response was quick. I got the quote immediately, which is one of the main reasons I went with them. It's been good since we got the insurance.

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Verified Reviewer Verified Buyer
Original review: July 25, 2020

I started a new business about the middle of May and they were able to fine-tune to exactly what I needed. The agent was very pleasant and very professional. She was great.

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    Verified Reviewer Verified Buyer
    Original review: July 24, 2020

    I hit Google and was one of the options. The website was user-friendly. TrustedChoice provided me with enough options. One of the people they referred is who we are gonna go with in September.

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    Verified Reviewer Verified Buyer
    Original review: July 23, 2020

    It was easy to log in but the TrustedChoice website makes no sense. The reps gave me different numbers but it’s to the same insurance company sometimes. So, I called the same people three different times to be told the same thing. Then I realized that there was something wrong with the website. It was a little frustrating with some things but it gave me an answer the first time if I can get the insurance. It did its job. I don't recommend it but it wasn't a horrible experience. It just didn't do the job that I was hoping it would do.

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    Verified Reviewer Verified Buyer
    Original review: July 13, 2020

    I went on the web and tried to find insurance, and then it came up with Trusted Choice. Using the website was easy and smooth. I put in my name and email, and what I needed insurance on. Several of the insurance people called me with quotes and then, I told them to shoot me an email and went with the top two of them. It helped me make my decision on who I wanted.

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    Verified Reviewer Verified Buyer
    Original review: May 29, 2020 was able to provide me a match so it is very good. I had a couple of people call me back and I ended up with one them.

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    Verified Reviewer Verified Buyer
    Original review: May 19, 2020

    I was looking for workers’ comp insurance and seeking out an independent agent on Trusted Choice was the only way I could get the coverage. It got it done very quickly, so I was happy. It went very smoothly.

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    Verified Reviewer Verified Buyer
    Original review: May 9, 2020

    I have a business that I opened up in Alabama and I needed a local liability. TrustedChoice matched me with some guys but Alabama is tricky with their stuff. The guy that I ended up with didn't wanna write me, but then he came back and wanted to write me but it was incredibly a lot more expensive. Their website was user-friendly and I spoke to some people but I didn't end up doing any business with any of the guys they recommended me to.

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    Verified Reviewer Verified Buyer
    Original review: May 1, 2020

    I found TrustedChoice online and everything was fine with them but I found a business insurance provider locally before they got anything.

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    Verified Reviewer Verified Buyer
    Original review: March 27, 2020

    I was trying to get insurance for my business. I contacted a bunch of big-time insurance companies but they didn’t cover what I needed. They told me to look for an individual broker. I recently enrolled with TrustedChoice and it delayed until June. But navigating the website was easy. They gave me a list of five brokers, I picked a couple of them and went through with it.

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    Company Name:
    100 N 6th street Suite 302A
    Postal Code:
    United States