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Simply Business Reviews

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About Simply Business

Simply Business is an online comparison tool that provides tailored coverage and rate options for small businesses. The company, which originally opened in the U.K., expanded to the U.S. in 2017. It lets small business owners access their coverage options from various leading insurance providers online.

Visit www.simplybusiness.com

Helpful Reviews

Fairburn, GA
Verified purchase
Terrible terrible customer service. Been with them for years. They got the suite # on my policy wrong (previous/old suite #). They are not thorough. Have been on the phone for hou...

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Ocklawaha, FL
Verified purchase
I own my own business and I needed a new warranty. Someone recommended Simply Business… they did everything for me and I didn’t have to do anything. Then they sent me the stuff an...

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What is Simply Business?

Simply Business is an online insurance comparison tool that offers straightforward protective solutions for small businesses. Simply Business makes it easy to shop for the insurance that small businesses need. With its online quote form, you can get expert policy recommendations, browse coverage options from trusted insurers and buy your policy online.

It has nearly 20 years of experience supporting small businesses, with over 1 million customers worldwide. Founded in the UK in 2005, Simply Business launched its US operations in 2017 and today has offices in London and Northampton in the UK, and Boston and Atlanta in the US.

How does Simply Business work?

Simply Business works much like a broker to relieve some of the stress associated with finding business insurance. If you’re a small business owner, you can fill out a simple questionnaire to explain your insurance needs and how your business works, then Simply Business compares policies and plans from leading providers to help you find the best coverage fit.

Whether you need liability insurance or want to protect your equipment from theft or damage, Simply Business’ online tools help you find transparent, thorough quotes and a vast array of policy options.

Simply Business products include:

  • Small business insurance
  • Business insurance
  • Commercial insurance
  • General liability
  • General liability insurance
  • Professional liability
  • Errors and omissions insurance
  • Workers' compensation insurance
  • Cyber insurance
  • Business owner's policy insurance
  • Tools and equipment insurance
  • Sole proprietors workers' compensation insurance

Simply Business rates

Simply Business doesn’t offer insurance; instead, it connects businesses to adequate coverage solutions from top providers. It charges no fees for its services, but it also doesn’t offer providers’ rates on its site. However, several customer reviews say its model helped them find affordable coverage. Do note that you might have to pay a cancellation fee if you end service before your contract is up.

Simply Business FAQ

Does Simply Business offer other types of insurance?

Yes. Simply Business offers general liability, professional liability, home-based business and errors and omissions insurance.

Where is Simply Business available?

Simply Business’ services are available only to businesses in the U.S. and might not be available in all states.

Who owns Simply Business?

Simply Business is owned by Travelers Insurance, who bought the company in 2017.

Where is Simply Business located?

Simply Business is located at 1 Beacon St., Floor 15, Boston, Massachusetts. It also has a location in London.

Still have questions?

Is Simply Business legit?

Simply Business is a good solution for business owners who want to compare a wide variety of insurance options at once. It has no local agents, so it’s not a full-service solution — but it does provide an easy way to find affordable coverage online. Its quote process is lengthy, but because it’s thorough it can help businesses find policies tailored to their needs, making it especially ideal for niche businesses.

Shop with confidence

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Simply Business Reviews

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    Page 1 Reviews 0 - 40
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    Customer ServiceSales & Marketing

    Reviewed Aug. 21, 2026

    Just like all the other reviews I have had an awful experience with Simply Business. I have been trying to cancel my policy for weeks now and they refuse to answer emails and the only way to cancel the Policy is to call them but I have been on hold with them for hours multiple times and could not reach anyone. Pure scam company, do not use them.

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    CoveragePriceBilling

    Reviewed Aug. 11, 2026

    Predatory insurance broker. Do yourself a favor and stay far away. They will start you off for first year or two with low cost coverage then comes an increase of 300%. Then as a predator, they will automatically renew even when you cancel your policy. You will need to report your credit card stolen and get another to keep them from ripping you off.

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      Customer Service

      Reviewed March 19, 2026

      Terrible trying to contact them to cancel policy. Told had to go online but then online would direct me to call. I have been on hold for over 2 hours and have previously requested a callback which never happens. Terrible customer service.

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      Customer ServiceCoverageMaintenanceStaff

      Reviewed Feb. 13, 2026

      Terrible terrible customer service. Been with them for years. They got the suite # on my policy wrong (previous/old suite #). They are not thorough. Have been on the phone for hours, multiple days, all different times of days. No humans to be found. Once they swipe your money…you will never reach a human to fix a small issue like changing my suite #. Do yourself a favor…Don't waste your time with this crap 💩 customer service company.

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      Simply Business
      Response from Simply Business

      We sincerely apologize for the frustration you’ve experienced. To help us investigate this further and provide assistance, we’ll require some additional information from you. Can you please email us at service@simplybusiness.com so we can locate your account? Please include your account information and Consumer Affairs Review.

      Best,

      The team at Simply Business

      Verified purchase
      Customer ServiceCoverage

      Reviewed Nov. 9, 2025

      They sold my small business a general liability insurance but when I ask multiple times for them to add a manufacturer on the list of covered names (a very common and simple request) they never even responded to my multiple email requests. Providing no support service once the sale is done and not even the courtesy of an email response is just not bad customer service, it is no customer service.

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      Customer ServiceContract & TermsPricePunctuality & SpeedOnline & AppRefunds & Payouts

      Reviewed Jan. 15, 2025

      Terrible company. You can’t accomplish anything on their website, so you have to call them. Be prepared to wait an hour or more on the phone to speak to anyone each time you do. They charge fees for cancellations, and don’t issue refunds for the unused portion of cancelled policies. In short, they are thieves. I’m glad to be done with Simply Business and will never go back.

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      Customer ServiceCoverage

      Reviewed Nov. 5, 2024

      I have been on hold for a combined 112 minutes. I have sent several emails and I am on day 4 of attempting to cancel my insurance. Cancel my insurance! Ticket number **. Simply Business increased premiums by 20% after I completed my first year. I recommend doing business elsewhere.

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      Simply Business
      Response from Simply Business

      We appreciate you taking the time to share your feedback with us and we apologize for any frustration you may have experienced.

      It appears our customer service team has successfully contacted you to resolve the matter and appreciate your patience throughout the process.

      If you have any further questions or concerns, please don't hesitate to reach out.

      Sales & MarketingRefunds & PayoutsBilling

      Reviewed Sept. 20, 2023

      This company is a scam. Please stay away. They don't process cancellation requests and issue refunds from your deposits to your current credit card. They force you to keep your account active all the time and pay them forever.

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      Verified purchase
      Customer ServiceStaffTimeliness

      Reviewed June 18, 2022

      I called Simply Business because I needed some information and they responded right away and took care of it. Everything was good.

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      Verified purchase
      CoverageStaff

      Reviewed June 15, 2022

      They've always been a great help in a questions or concerns I may have, concerning my insurance or anything that my knowledge is lacking. Top notch and great listeners. I've got off track talking about life and the lady on the other end was gracious and helpful to assistant my needs and this included hearing me vent. Top notch to day the least.

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      Verified purchase
      Punctuality & SpeedRates

      Reviewed June 9, 2022

      The rates were lower than the others. I did everything online so the overall experience was simple. It broke everything down for me step by step. Walked me through everything and that was it. It was a quick process and the rates are wonderful. I was extremely satisfied.

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      Verified purchase
      PriceRefunds & PayoutsRates

      Reviewed June 4, 2022

      I went online and the options from Simply Business were good. I liked their price. I paid for the policy and have done absolutely nothing, and probably never will.

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      Verified purchase
      Customer ServiceStaff

      Reviewed June 3, 2022

      Speaking with the rep over the phone was nice, easy and straightforward. We specialize in power washing and spot washing, and we’re in our first month with Simply Business. And I haven't had any issues or problems.

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      Verified purchase
      Coverage

      Reviewed May 15, 2022

      I was having difficulty getting insurance and they found it. They got the job done.

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      Verified purchase
      Customer Service

      Reviewed May 3, 2022

      The customer service with Simply Business has always been good as well as the plan options. They fit what I need. It was simple signing up with them.

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      Verified purchase
      Customer ServiceStaff

      Reviewed May 1, 2022

      We purchased a policy with them last year. The customer service rep was very nice.

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      Verified purchase

      Reviewed April 30, 2022

      The process was easy. But the only problem is how much you make a year. That's the only thing that you can put on there because it's not accurate. They would ask how much you are making yearly and if you put the wrong thing, they're gonna go off that. All those times that you get jobs and you don’t have jobs, so you never know how much you're gonna make. But they're good people.

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      Verified purchase
      CoverageStaff

      Reviewed April 27, 2022

      I had a fine experience with them. I like that they didn't require me to have a couple of years of the business being open in order to get insurance through them as qualifications. The representative I spoke with was also very good.

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      Verified purchase
      Coverage

      Reviewed April 22, 2022

      Simply Business’ recommendations were good. When I went online and researched the different insurance companies, Hiscox was the particular one I wanted. So, it was fine. I was very satisfied with the service.

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      Verified purchase
      Staff

      Reviewed April 19, 2022

      The rep from Simply Business was fantastic. I liked his attention to detail and he consistently kept in touch and communicated to make sure that we were on the same page. This was my first time venturing out to do my own thing. So, I didn't know exactly what I needed. I left that up in his hands. He told me what the options were and made a recommendation. He also told me why he made that recommendation and where I could do my own research. I did and he was correct. So, I went with it.

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      Verified purchase
      CoverageStaff

      Reviewed April 18, 2022

      I run a small business and I needed insurance, and Simply Business was fantastic.

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      Verified purchase
      Coverage

      Reviewed April 15, 2022

      They were able to give us the insurance that we needed and it fits our company's needs. I'm completely satisfied.

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      Verified purchase
      CoveragePrice

      Reviewed April 14, 2022

      My experience was great. They hooked me up with some insurance and everything went smoothly. I like the cost savings and the ability to insure a small company.

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      Verified purchase
      Customer ServiceStaff

      Reviewed April 13, 2022

      I spoke with a representative and the communication was excellent. The guidance was good.

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      Verified purchase

      Reviewed April 12, 2022

      The options that they had given me were very good. I was satisfied with their service.

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      Verified purchase
      Customer ServiceStaff

      Reviewed April 8, 2022

      The process was simple because it was done online. After submitting something and putting the information in, it would be better to get a consultation call to better help me understand what it is I signed up for.

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      Verified purchase
      Customer ServiceStaff

      Reviewed April 7, 2022

      I did everything online. I got the PDF file of the policy online and I was able to upload it to Amazon and they were fine with it. It's been straightforward. So far, the process is pretty self-explanatory and I was able to do it very easily over the phone when I talked with one of the agents.

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      Verified purchase
      CoverageStaff

      Reviewed March 31, 2022

      I did the web search and the run-through, and so far, so good. It's a user-friendly interface and it made things very easy. The recommendations are fine. Simply Business brought me back to the same insurance company that I worked directly with a few years back.

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      Verified purchase
      Customer Service

      Reviewed March 29, 2022

      Customer service was very good and navigating their site was very easy. They did well providing me with the correct person. Everything is so great for me, what they did.

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      Verified purchase
      Customer ServiceCoverageMaintenanceStaff

      Reviewed March 25, 2022

      Simply Business was easy to do. The customer service was great. There was something I didn't like in the factor of the coverage. I have a barbershop, so I have barbers that work under me and if they don't have insurance on their own property, then I cover it under my insurance, and it's kind of confusing because what if somebody breaks into my barbershop and steals their stuff as well. The rep didn't elaborate much about it because it got kind of busy when I was asking questions. Other than that, I haven't had any issues at all right now.

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      Verified purchase
      Customer ServicePriceOnline & App

      Reviewed March 23, 2022

      Navigating through the Simply Business website wasn't too hard. I clicked on the website a little bit and did a little background. I called them and they explained everything. Also, they were the most affordable option.

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      Verified purchase

      Reviewed March 14, 2022

      I spoke with somebody because I was curious as to whether I could add on to the same policy or if I had to have a separate policy. I had to have a separate one but it was easy.

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      Verified purchase
      Customer ServicePriceOnline & AppStaffBillingRatesTransparency

      Reviewed March 11, 2022

      Working with Simply Business is really simple. Some of the other companies were asking a lot of questions and so much stuff. I was like, “How am I supposed to know these things?” I looked up Simply Business' information and I was like, “Okay, this is what I'm talking about.” When you're a business owner and you're trying to open, you don't have time to be doing deep investigations into the dimensions of the building and stuff.

      The only feedback I will give is that as I was growing, I finally got approved for an actual business bank account. I prefer to be able to navigate a website on my own terms and don't necessarily always have time to make in-person or real-time calls, and I did have to call to switch my payment information over. It would have been easier to access that on the website. Sometimes, I'm up at one o'clock in the morning, and I'm switching things over and I can't necessarily pick up the phone and call. So it will be easier to navigate things online because that's something I really don't need help for. I'm pretty savvy at navigating websites.

      Overall, I was able to access the policy immediately. It’s very simple. I love that they send reminders when it's time for it to be paid. The policy was exactly what I was looking for. I liked it because as a new business owner, I know I can always update my policy. It was a very affordable price for someone who's just starting out.

      Thanks for your vote!
      Verified purchase
      PriceRates

      Reviewed March 10, 2022

      Simply Business is very easy to work with online and their prices are very competitive.

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      Verified purchase
      PriceRates

      Reviewed Feb. 25, 2022

      Simply Business is easy to deal with, and the prices were good.

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      Verified purchase
      Staff

      Reviewed Feb. 17, 2022

      Simply Business has been great and very helpful. They sent me an agent and I was satisfied.

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      Verified purchase

      Reviewed Feb. 11, 2022

      I'm happy with Simply Business' service. They already knew the requirement from Amazon, so it made it easy.

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      Verified purchase
      Price

      Reviewed Feb. 10, 2022

      Simply Business was the most cost-effective. I hadn't had a reason to utilize their services at any time just yet, but they've done what I needed them to do.

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      Verified purchase
      Customer ServiceCoverageTechPriceBillingRates

      Reviewed Feb. 9, 2022

      I needed business insurance to get a job to secure a contract. So, I needed some easy type stuff. My friend told me he had Simply Business and it was pretty easy and straightforward. I called them and then they gave me the rate. It was way more cheaper than the other quotes I got from a local agency. It was like three times cheaper. Their guy gave me a killer deal. I missed a payment and they canceled it, and then I ended up calling them again. I didn't even know it got canceled. I got a new card and I forgot that I had to switch the card numbers over. They gave me a cheaper deal than they gave me the first time. So, I liked them for that. It was nice to get it for even cheaper. Saving money is always a good thing.

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      Verified purchase
      Customer ServiceStaffTimeliness

      Reviewed Feb. 4, 2022

      The rep was very knowledgeable and provided me with all the information I needed. Anytime I've had an issue or needed a document, I would email them or call and they would reply within the next day or two. Simply Business has always been good to me. They treat me well and I've been very happy with my experience with them.

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      Simply Business Company Information

      Company Name:
      Simply Business
      Year Founded:
      2005
      Address:
      1 Beacon St. 15th Floor
      City:
      Boston
      State/Province:
      MA
      Postal Code:
      02108
      Country:
      United States
      Website:
      www.simplybusiness.com