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Allstate Homeowners Insurance Reviews

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About Allstate Homeowners Insurance

Allstate is the second-largest homeowners insurance company in the U.S. When you request a quote, Allstate suggests three different levels of coverage to choose from. You can further customize a policy to fit your needs. Although Allstate’s prices can be higher than some other companies', it has multiple discounts available and a high financial strength rating.

Visit www.allstate.com/home-insurance
Pros
  • Several coverage options
  • High financial strength rating
  • Plentiful discounts
Cons
  • Slightly high costs

Allstate Homeowners Insurance Reviews

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    How do I know I can trust these reviews about Allstate Homeowners Insurance?
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    Page 5 Reviews 380 - 530
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    Customer ServiceClaims HandlingStaff

    Reviewed April 18, 2017

    Allstate fought me entire claim process. Only $3,800 to fix. Denied claim initially cause they ask if windy: had to go to regional wind stats to prove wind blew down a live 100' oak. C'mon, how 100' oak fall. Took 5 hours for agent to tell me whose insurance, neighbor or me. Then, while I on phone w/ Allstate agent who tell me my insurance, I get call from same agency, voicemail say it's my neighbor insurance. Think about it - took Allstate 5 hours to respond and they give me different answers. I file claim, Allstate tell me do nothing (I have 3 dogs, fence so they safe). I do nothing for 3 days until Allstate call me and tell me they no visit site and don't know why I told do nothing. I was told by Allstate agent I should not file claim: why I even have insurance??? Think about it: Allstate no want to pay and put me thru hell watching my 3 dogs at all times. I have dog door and fence for a reason.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 18, 2017

    My husband and I submitted a claim to Allstate after we found a leak in our drain pipe between our walls. Below is the timeframe for the leak. The timeline for our leak and thus our claim: Tuesday, April 4, 2017 my husband crawled under our house to replace a filter in the late afternoon and saw a water leak that seemed to be coming from our kitchen sink/dishwasher. My husband immediately called our plumber to set up an appointment to inspect this. At this time, we immediately stopped using our sink and our dishwasher. We tried calling Allstate to file a claim and received the after-hours message.

    Wednesday, April 5, 2017 Early Wednesday morning, around 9 a.m. my husband called AllState to file a claim. At that time we were assigned a claim number and were told that an Allstate agent would call us to set up a time to inspect the damage. My husband also called Servepro to try to stop mold from forming and dry out the water. Servepro came out to our house and brought with them a dehumidifier that they placed under our sink.

    Thursday, April 6, 2017 Allstate called my husband to let him know that an adjuster would not be able to come to our house until Monday, April 10, 2017. Allstate told Servepro to discontinue all services until an Allstate agent was able to come out to our house to inspect the leak/damage. Thursday afternoon, my husband called a repairman who came to our house and cut through the back of our cabinet under our kitchen sink and found mold and wet rot.

    Friday, April 7, 2017 - My husband called to ask an Allstate agent to come out to our house immediately because of the mold and wood rot that was found on Thursday and Allstate told him that was not possible and that they were very busy and we were lucky that they were going to be able to come out on Monday, April 10, 2017. At approximately 10 a.m. on Friday, April 7, 2017, a plumber came to our house and replaced the pipe under our sink fixing the leak permanently.

    Monday, April 10, 2017 An Insurance AllState adjuster came out to our house and denied our claim. We followed the correct protocol for Allstate to cover this claim. We immediately acted upon this leak. The adjuster told my husband that the reason he was denying the claim was because mold and wet rot had formed. Both mold and wet rot are covered according to our insurance policy. Furthermore, mold can form well within the time frame that it took for an Allstate agent to come out to inspect this leak. We live in Charlotte, NC - it has been a very hot spring and we have a lot of humidity. These two conditions speed up the growth of mold.

    I have contacted several people within Allstate to let them know that I am appealing this claim. They continue to tell me that they will not cover the claim because this is considered a continuous leak and that the only way that mold and wood rot could occur is if this leak was a continuous leak. So my question is - if the only way that mold and wood rot would occur is if a water leak is continuous then why in their homeowner's policy statement do they say that they cover mold and wet rot? This is a contradiction to what they say they cover. We have been a client of Allstate for over ten years. We have never filed a homeowner's claim during this time with Allstate or any other insurance company. Any guidance you can offer me would be greatly appreciated.

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    Claims Handling

    Reviewed April 10, 2017

    I have been an Allstate customer over 15 years. I have over 8 separate policies with them. I have never filed a property claim with them. After several, severe hailstorms I filed a roof hail damage claim with Allstate. Allstate's inspector report (photo) did not denote any of the hail damage, only a few missing shingles. I never received any photos from Allstate's inspector. A local roofing company had previously provided me with an estimate and photos reflecting all the present damage (photo). Allstate denied my claim. I am taking my business elsewhere as a matter of principle. I refuse to do business with a company I believe did not in good faith assess my claim.

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    Customer ServiceClaims HandlingCoverage

    Reviewed April 5, 2017

    Yes, I completely agree with most of you... If there was a zero star that is definitely what Allstate deserves. First off, to address the customer service issues, people should understand that Allstate still seems to follow that guidelines set forth in the McKinsey Documents. Allstate paid roughly 4 million to not release these documents to a court in Florida. These documents are proof that Allstate purposely avoids paying out on claims. They tell homeowners repeatedly that their roofs were not build properly and that they do not insure poor workmanship. This is just an intimidation tactic because they know that the majority of homeowners will just roll over... after all how many of you just decided to give up?

    When my adjuster told me that 6 nails were required to each shingle and my shingles did not have six nail holes, I didn't just take his word for it. Especially since that is today's code and I know my home was not built in 2017. It was built in 2004. So I looked up the building code that my city uses and guess what... they didn't require 6 nails per shingle when it was built. Homeowners, please understand, most roofs require inspect and permits which means that the cases of poor workmanship are not as many as you might think. Never take Allstate's word for it. It is just something that they say to homeowners to intimidate them. All of the roofers that I have spoken to agree that this is just something that all Allstate adjuster say.

    Second, do your research. Allstate keeps stating that they are not required to match the shingles on my roof. The shingles on my roof have been discontinued. They are green and scalloped. Also, there are no other shingles on the market that have the same dimensions as the shingles currently on my roof. Therefore, I can't repair but must replace my roof, right? NO says Allstate. Just get another architectural shingle and cut it. Remove any undamaged shingle from the repair slope and use them to replace the damaged shingles on other slopes.

    Well, by the time any goof roofer has removed any type of shingle from a roof, I promise you it is damaged. It has existing nail holes and now you will be doubling those nail holes which means that you are now reducing the area of the shingle and weakening it. Not to mention that not all creases and cracks are apparent after removal. Any good roofer or engineer will tell you this is at the very least poor business practice. In fact I called the manufacturer of my roofing shingles and they said "No, don't do it. It will void the warranty on the shingles. Don't do it."

    So, Allstate was telling me, the homeowner, to devalue my roof, void the manufacturers warrant, and to use damaged materials to make repairs. Does that sound right to you? Of course not. Not to mention the fact that Allstate has also told me that they do not cover damaged/faulty material. So, if I were dumb enough to make the repairs that Allstate was telling me to do and incur more storm damage in the future. Guess what? That's right is not covered. Allstate is telling so many homeowners to do this and continues to get away with fraud.

    Furthermore, keep in mind that your roof must be repaired or replaced in accordance with the building code. If the jurisdiction that you live in uses the IRC (International Residential) code, then Allstate must follow the manufacturer's guidelines/instructions as so stated by that code in chapter 9 for roofs. My manufacturer says that the roof needs to be replaced and cannot be repaired. Allstate is still telling me to go ahead and violate building code by repairing it.

    Furthermore, Allstate continually low balls on estimates by excluding certain costs. They gave me an estimate for 3-tab shingles... not architectural shingles. They also estimated for depreciated value of materials when my policy called for the actual cost value to replace. They, also refused to estimate for the torn felt that needs to be replaced, flashing, drip edge, and permit. Keep in mind that Allstate doesn't want a homeowner to seek out a roof permit because they might be forced to replace the roof or make a more costly repair.

    Lastly, in the state of Georgia, yes, Allstate is required to match materials. Most policies state to replace with "like kind or like quality". How is this not matching? If all of the dimensions are different, different color, shape, composition, material... It is not like kind or quality. Something has to match but not only that the Georgia Superior Court has upheld in Mabry vs. State Farm, for auto insurance as well as homeowner's insurance, that materials should match. The property should be restored to it previous condition which means if the shingles are not the same color and do not match you can tell that a repair has been made. If the manufacturer voids warranty on the remaining shingles, the home has been devalued as well and the insurance company must pay for this.

    And it all state says that if it has to replace roofs rather than repair, it would cause premiums to rise. Remember the millions of dollars that it donates to various charities and not to mention the millions that the CEO makes every year. So yes, you are in good hands with Allstate, so long as you don't file a claim and if you do be warned that Allstate will be putting on the boxing gloves.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed April 4, 2017

    Remember those commercials that Allstate runs "You're in good Hands with Allstate". Don't believe the lies they are spreading. After 41 years with this company you would think they would know their customers and help them any way they can. They dont. 2005 the nightmare begins with a repeated request to the agent to review my policy to save me some money. I've driven since I was 15 years old, never had ticket or accident, so why are you charging me so much? $5400 and for 5 cars and only two of them can be driven at a time??? And driven no more than 4-5k a year, three of the cars and a truck sit most of their life parked. And I'm retired and my wife a flight attendant and gone two weeks at a time.

    After two years of excuses from their agent I changed companies. I gave this agent 48 hours of notice to cancel my policy that I was dropping him because of the poor service and I'm reporting it to Allstate as the reason. "I also have a home policy with them as well... which I'll add to what they did to me." This Allstate agent did cancel the policy for the autos. Why I even sent him a email to his office and "CC" myself back to show it was rec'd and sent. Very very clear it was only the auto policy that I was terminating.

    This agent one time told me that he didn't have access to my home policy because I wanted him to review it. But lo and behold this agent cancelled both policies home and auto. I found out the next following week by the agent who was in charge of my homeowner's policy, asking me why I cancelled it. I didn't. "Your other agent did... for revenge for turning him in for his actions and poor customer service... Poor customer service came about because never filed a claim. I had on a comp claim for windshield."

    Now I've been without a homeowners policy for my home for 4 days! Because of this guy. My homeowner agent said he didn't if it could be reinstated. This left with two options. The first was a call to the state insurance board here my state, the second to high level call to senior V.P. staff member of Allstate. She shocked that this happen to me, 41 years a loyal customer... And to receive such treatment, she promised me that everything would be taken care. I asked for a letter of apology be sent to me for the action and problems that this agent caused and to have a copy sent to my mortgage service company to show them it was Allstate's fault.

    That never happen. They said they would call them. They didn't want a public show of their wrong doing and cover up. In 41 years they insured my homes I have never in all that time ever had risk assessment done on any of the 7 homes I owned. Today I received a notice of non renewal!!! No report, no notice of
    changes required to maintain insurance, just the non renewal. I called my agent who somehow no longer is a agent for Allstate. The record of events that happened are missing. I contacted the state insurance board right away and filed a complaint against Allstate for this action, requested a copy be emailed and

    sent and received 9 excuses why they couldn't send or sent to wrong email, forgot to send, can't send pictures etc, etc. It took a call to state to get them to release this information to me.

    Now reading the information I discover a number of lies as I read through the report: example home owner wasn't home to review. This was lie because the property is a gated access to enter and he was at the gate because I met him. Another problem. No fire hydrant within a 1000 ft. He was right there. It's 50 ft in front of the northwest corner visible from the yard. Another was no railing on rear steps. Umm three step up (30inches) and railing? OHSA doesn't require one until 36".

    It was also marked for removal and the agent was informed of a pending addition at that site. Now this guy marked up this document to make it sound like the houses roof was in disrepair when the building he failed to remark about was not the house but the garage which the roofing material was being because a warranty issue class action lawsuit required to replace it. So it wasn't even up for discussion. So this non-renewal is looking more and more as a deliberate act by them because I wouldn't take my auto insurance back with them, they called me and tried hard... Bottom line, I thought well of this company, but they are over priced and lack real customer service and all about the money for them.

    Update: house was re inspected by a outside firm from different insurance company and the only thing they recommended was the house looked like the roof might be do for replacement in about five years, I told in about three according to the BASF warranty life. I have now a better rated company by the insurance state commissioner offices (Allstate scores a 8 of 21, with over 1421 complaints for home owner and more for auto). This new company scores a 18 of 21. Better coverage, better agent, get this $400.00 less.

    After thought, they wrote us up for having 5 just cars in my yard. These were the same 5 car that they insured before and now called them junk. Age range was from 1999 to 2012. All were current car tags... The first picture you see is the fire hydrant he couldn't find at a 1000 feet because it was sitting 50 feet from the picture. This just one of the examples than Allstate homes I've owned.

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    Claims HandlingStaff

    Reviewed April 3, 2017

    Although we have carried Allstate Homeowners for many years, we've never had a claim, which is a blessing. We also have a good relationship with the local office.

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    Customer Service

    Reviewed April 2, 2017

    Representative communicates by email or phone. Very convenient. Researched my needs and stayed in constant communication with Escrow.

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    Staff

    Reviewed March 28, 2017

    We were in a 94mph windstorm. Called agent & he said call roof company and if indeed damaged call him to send Allstate adjuster. A-Best & Turner both said extensive wind damage. Our agent sent first adjuster (Laurie **) a CAT adjuster and she denied saying roof faulty due to being over nailed. Our agent sent another (Tom **) who would not listen to Chris from A-Best. Roof man & agent both there this day. Roof co. argued with Tom & we realized he came to deny regardless. We were forced to hire a public adjuster because our roof was a mess. No shingles blew off but sections would lift holding on by top nail. This is why they thought they could get by with this lie. We live on a dead end street and Allstate adjuster passed four different roof companies replacing roofs on my street. Not to mention full grown 70 + foot trees uprooted all down street which I have multiple photos of all this damage. This was such an obvious lie.

    I am sending all documents & proof to journalists all over U.S. in hopes even one publishes this to protect other policyholders. Our public adjuster was getting nowhere until he told Allstate he was going to next level. We told him we were suing for bad faith if necessary. Guess what? Allstate paid for roof & said it should have been replaced. We knew that from day one based on what roof companies said. Our adjuster said 80% of roof companies would do for what Allstate gave so A-Best adjusted price to help us. We changed insurance companies and saved $1,600.00 a year by changing. Wow. We were with Allstate for 33 years and had no idea they were not only the worst but highest company in America. If this happens to anyone reading this hire a good bad faith lawyer. You have 2 years.

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    CoverageStaff

    Reviewed March 27, 2017

    I had a quote from Allstate for 3 vehicles with full coverage a boat and a home came back $500 cheaper than my previous carrier. They came out and took pictures of my house. Everything was good. Then they seen my 2 year old pitbull which is the nicest dog ever. He's around chickens, cats, other dogs and children. Best dog ever and they said they couldn't insure my home but wanted me to still start a Auto policy. I mean my dog rides in my cars also. Very disappointed in this and will have no business with them.

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    Punctuality & Speed

    Reviewed March 25, 2017

    Allstate was so great in the aftermath of a storm. They were prompt in taking care of everything and so kind while doing so. Premiums are also very fair. Thumbs up Allstate.

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    Claims HandlingStaff

    Reviewed March 24, 2017

    My agent, Peter **, in Yonkers, NY gives his customer personalized service so you don't feel like you are on your own either buying insurance or having to file a claim.

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    Customer ServiceCoveragePriceStaff

    Reviewed March 22, 2017

    I had a horrible experience switching my home and auto policy to Allstate. My home policy was due for renewal on 3-8-17. I emailed many companies for price quote. A few of the Allstate agents came back with quotes much lower. I worked with one agent and the pricing keep getting changed every time we talked. But overall their final quote was still lower than my current company. I approved them to do the new policy. It took them 3 weeks to get an inspection done on the house. My auto policy is not up until March 30, 2017. Because of the discount given on the multiple policies, I had to pay the full 6 month auto premium a month ahead before it is due. I had no choice but to pay it.

    Then a notice of cancellation came dated March 15, 2017, only 7 days after the home policy started, stating my house was not eligible because I work out at my house. Even though I have an office outside of my home, I choose to work at my home. Allstate decided they will cancel my policy. They had wasted me hours talking to their agents and waiting for their inspection. I can't imagine how many professional works at their house, and they cannot get home policy. Their agents are not responsive. I had to call the corporate to get the policy issued. Then they assigned another local agent. The local agent cannot even return a phone call for an inquiry of the policy.

    If there is a zero star, they deserve it. Do not use Allstate. They will try to send low quotes to get your attention, and then they use bait and switch to increase the price quote. Don't trust them. They knew I worked at my home when they came for the inspection. Even after they get my insurance business after their detailed inspection, then they decided to cancel my policy after all these work to get the policy issued. All State really needs to get their acts together.

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    Staff

    Reviewed March 21, 2017

    I have paying 8000 a year for my family home and our cars. We experienced the worst wind storm in the history of our state this week. My room was blown all over the place. There was a hole in my room the size car. The person on the phone told me to put a tarp over it and they will send someone in 2 weeks!!! The inspector said that they I should have someone fix it and they will pay me back but they refused to replace the flapping shingles saying that they would fix themselves during the summer time. How I don't know? His name was David **. If you get him just tell him to leave and ask for someone else. Don't waste your money. Go with someone else. When you need them they are not there and the people they send should be inspecting anything let alone a home. Don't let anyone you love or care about use this company.

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    Customer ServiceClaims Handling

    Reviewed March 17, 2017

    I was rear ended in more way than one. Their policy holder hit me and it's been an absolute nightmare to get my claim paid. They literally yelled at the auto body shop and made me return the rental car 4 days before my car was completed leaving me stranded without transportation. Horrible customer service and I will be filing a complaint with the dept of insurance... Shockingly bad business practices.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 6, 2017

    We have been with Allstate for 14 years and never filed a claim. We had a significant windstorm and hailstorm. About 11 shingles were blown off and you can see the damage from down the street. We constantly have contractors offering their services because they notice the damage. We had two quotes and two Allstate inspectors come out. The contractors showed us all of the damage. Of course Allstate was at our home for 15 minutes and denied any damage even though with an untrained eye you can see it.

    Our agent never followed up with us regarding the claim. I called her after not hearing from anyone for two weeks and her response was "Well we don't get involved in claims." Really! Then what do you do? Thank goodness our house didn't burn down. We would be out of luck. Horrible customer service. Thousands of dollars down the drain...

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    Customer ServiceClaims HandlingStaff

    Reviewed March 6, 2017

    On Feb 8 2017 my waterline burst on my toilet that I purchased a year ago. Water was flowing everywhere at fast pace. I panicked and so did my husband. The bathroom flooded my hallway two of my bedrooms and my washer and dryer room. I called my plumber and then I called my Allstate agent and explained what happened. She told me to call Servpro or Servicemaster so I choose Servpro. They came out sucked the water up with their machines and put dryers in the rooms and told me that my bathroom floor two of my bedroom floors along with my washer and dryer room floor which was recently put down two yrs ago had to come up and be replaced. They said water had gotten in the drywalls but the carpet in my hallway which is in front of my bathroom that got wet the most they said it only need to be cleaned but they removed half of the padding and pulled up the carpet and put dryers under it to dry.

    I called the claims department to start a claim because Servpro said the damages would be over my deductible. Well the dryers were here from Feb 8th until Feb 12th. Well by now I still haven't seen an adjuster only to find out that Servpro was acting adjusters. They were telling Servpro what was and wasn't as though they were the homeowners. They told Allstate that my hallway carpet didn't need to be replaced because it wasn't as old as the bedroom carpet. They also said that I had mold and I didn't. They would never talk to the insurance company in my presence. They always went to their truck to talk. They took up my floors and we had to walk on plywood because of it and I have a bad back. My claims rep sucked as though she pays my premium. Everything Servpro said that's what she believed. I have called corporate and they are no better.

    When the adjuster gave me my estimate after submitting my contractor estimate and her talking to him she tried to get him to lower his fee and he wouldn't. I told her that my vanity had water damage and she wouldn't consider it. I had a space saver damaged along with other things but none of it was considered. When she finished I had 422 to buy carpet for two bedrooms and a bathroom floor and a washer and dryer room and padding but the claims rep told me to go to Home Depot or Lowe's and price the materials and I did. And when I faxed her the prices she would not approve it. Then she said they were sending samples of my carpet to the lab but I never have heard back other than my claim was finished and to this day I have never seen an adjuster.

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    Customer ServiceClaims HandlingCoverage

    Reviewed March 1, 2017

    I have been Allstate customer for 15 years for home and auto. Recently they changed my husband's last name without our knowledge or consent. We bought a new home last summer. Allstate sent their agent to do the inspection and based on that gave us a quote. We took home insurance policy with them. 2 months later they increased our home premium by $700 without our knowledge/consent. BTW, there were no claims in 2 months. I wonder what changed in 2 months??? Also, in the original policy they had the right mailing address. But in the changed policy they used our old mailing address.

    Also, they did not send us any email about this change. I feel completely cheated. They changed the premium, mailing address, last name without our knowledge and consent; at their own discretion so that we would not know that they made these changes and we will keep paying higher premium. And by the time we realize this it would already be 6 months to a year when we generally review the policy.

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    Punctuality & Speed

    Reviewed Feb. 28, 2017

    On 10/13/16 I received a property inspection notice from Allstate for the 4/13/17 renewal on my homeowner's insurance. No date, no appointment and no contact number to arrange for an appointment. I live alone, rural and have, like 99 % of my neighbors (Allstate is quite aware of this), a locked gate. On 2/27/17 I was informed that my policy will not be renewed because "we have been unable to obtain a completed exterior inspection of your dwelling". I do unlock the gate for scheduled service and deliveries from 8-5. Allstate makes no effort to make an appointment or call you to open the gate. However Allstate is trying to 'dump' modular homes from their insurance roster and uses every excuse to do so.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Feb. 26, 2017

    My home had hail and wind damage in June 2016. I filed a claim with Allstate. It took a month for them to even come out. Then another month for another inspector to look at it. My roofer said damage was all over, both sides. Allstate said only 1 side was damaged and only paid for half of a roof. I was mad, never had a claim in over 6 years with them. They really let me down. They are the worst to deal with, keep putting it off and very hard to get answers from. I have left them for good. They lost my home and auto coverage. Agent never called me to talk or question why I left. I guess they just don't care, well neither do I. Common sense will tell you wind and hail damage BOTH SIDES OF A ROOF... They don't care about policy holders, only STOCK HOLDERS... Bolingbrook, IL. office.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Feb. 8, 2017

    We bought a house 3/15 and Allstate was the cheapest. They sent their inspector out to inspect the roof and we also had to provide our own independent inspection report. Two years later (1/9/17) there was a big windstorm that made national news. They waited a month to come out and review it because they were so busy with all the other claims in the area - meanwhile we had tiles all over our yard and more come off every single day.

    We had two independent roof inspectors come out and tell us our roof is organic and cannot be patched, but besides that not only have we lost a lot of tiles but the seals on the remaining tiles are broken now and with every gust we will continue to lose more and more. They are denying the roof replacement now on the grounds that the roof was poorly constructed to begin with (despite not being mentioned in the reports before they covered it/took premium or in any of the independent inspection reports).

    When we called the claims adjuster, he hung up on us. When we asked to have his boss call us (via customer service) - Andrew- told us he was told to call us but had nothing to say and hung up. When we called our agent, George **, he told me he hated his job because he wants to help people and he can't do that with Allstate because he has nothing to do with why they deny claims.

    He told us to rescind our claim since they aren't going to pay anything anyway and he didn't want it to count against us. He told us he doesn't understand why they aren't covering it and agreed it didn't make sense but he never bothered to even try to talk to the adjuster, and told us we should file suit/arbitration to get our claim paid instead and to save the receipts. That can't be legal can it?

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    Claims HandlingCoverageStaff

    Reviewed Feb. 3, 2017

    Unfortunately we had a series of bad events happened to us last year. My car was broken into at the school that I worked at followed by the next week have a trailer that was parked on a private secure lot being stolen with five ATV in it, followed by me being struck by another driver and having damage done to my car. Because of these multiple claims as we are in the process of purchasing a new home Allstate is refusing to insure us or stating that we will be three to five times more expensive because we are considered a high-risk claim. We were victims and now we have to pay for years and years we had gone without any claims on any of our insurance and because of one terrible tragic gear we must continue to suffer.

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    Claims HandlingPunctuality & Speed

    Reviewed Feb. 1, 2017

    After paying monthly our homeowners insurance for 9 years we had to file a claim for a water leak. We dealt with the noise from the company trying to dry the carpet and padding out and then the adjuster Kyle ** came and proceeded to write us a check for what he thought was enough. 2 months later, we are still trying to get money from him and Allstate. They only want to pay the bare minimum for materials, NO LABOR but they think it's included in the estimate for the check.

    BUYER BEWARE. Stay away from this company. All they want is your money and don't CARE ABOUT YOU.

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    Claims HandlingCoveragePriceStaff

    Reviewed Jan. 24, 2017

    I had two claim experiences with Allstate. I can say unequivocally the worst insurance company I have ever dealt with. They lie and will try to pay you so much less than your claim warrants. My roof leaked into my house. It caused a lot of damage. Every appraisal or estimate of repair I got was north of 7500.00. They tried to give me 2100. For five months I have battled with them. The damage after the contractors started tearing down was closer to 10,000. Yet they make it so difficult to get an appraisal you give up and pay. My 1000 deductible is now closer to 4000 because these pirates make you feel as though you are asking for more than is deserved.

    So the contractors are finally done and they did not complete the payment on the claim. They said not until work is completed. Well it has been done now for 13 days and the final check they promised within 3 days never came. So I will be @ a 6590 deductible. They gave me nothing for the roof. They said they did not get to see it so they won't pay. 8275.00 added to my now 6599 deductible. Lies, misrepresentations and wiggle outs.

    I would not recommend anyone insure with them. I believe they are patently dishonest. Pay your premium and have coverage that is only going to pay 20 to 30 percent. Their fine print screws you. They could not get a person out to assess the damage. My roof was leaking. I could not wait. I had to do repairs. Worrying about getting further damage gave them the uh oh! Should have put a tarp over it and waited. What a group of pirates. Good hands should be changed to sleight of hands. Any loophole they can create they will. I am embarrassed I insured with this dishonest company. My auto claim was just as bad. They offered half what it cost to fix. The body shop said, "That's the way they do it." Hope you will cash the check and buy a TV. They save thousands. What despicable people!

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    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 19, 2017

    I recently had water damages to my home from the ice maker of my fridge and it caused a leak in my basement. It took Allstate a week to send out an adjuster. While waiting for the adjuster they recommended a mitigation company to come out and dried out the moisture. They were not able to dried out the basement until they perform an asbestos test which took about 5 days including the weekends. We had to live with the noise of industrial fans and dehumidifier for four agony days and the agent did not respond to my voicemails that I left to see if we were able to stay at a hotel.

    We have a 2 year old at home and the condition was not livable yet nobody cares. She finally got back to us after I called up the mitigation company and was complaining. The adjuster came out to do his job and cut me a check for what he thought the damages were. I had 3 subcontractors came out to do the evaluation. There was only one that seems to be reputable so I decided to go with his quote.

    Of course the insurance company did not accept the proposal. They told me that removing the wall where the water damage is not necessary and that they can just paint it over. I told them my concern is not about making it look nice. There were concerns of mold and of course they told me that's not likely but yet they can't assure me that there is no mold underneath. The mitigation people that they sent over did not do the job correctly neither. They failed to check for mold and did not seal my basement and belongings before they start blowing industrial size fans which send dust particles everywhere.

    All I can say is Allstate did not care whether I was happy or not with the service. If they can save any dollar amount on the cost of fixing they would. Long story short, the water damages happened right before Thanksgiving and it's now January 19, 2017 and I'm still going back and forth with the insurance. My agent is no help as I should've known from the beginning when she does nothing. They want to do the bare minimum and that's their business regardless if it affects you or not. At the end of the day they save money and that's all they care about. They only care to make your damages "looks" good instead of doing it the correct way.

    I definitely would not recommend anyone to Allstate and will make sure everyone is aware of the situation I have to and is still going through. We have insurance for a reason and it's very sad that you pay for it yet do not get help in return when you need it. I might as well pay it to my savings account. At least I know the money will be there if I need it.

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    Claims HandlingStaff

    Reviewed Jan. 15, 2017

    My parents had Allstate for all 3 of their properties for almost 50 years and never filed a claim. One of these was a rental house in Napa. When their tenant asked them to reduce the already way lower than market value rent, they refused. Their malcontent tenant then squatted for 6 months and put over 10000 dart holes in the walls, flooded the bathrooms, and painted graffiti. Of course my Dad could not enter because they refused to communicate and in Napa renters have all the rights. At this time my mother was dying of cancer so it was not a high priority on Dad's list to pursue.

    After the 6 months was over, Allstate came in and said to my Dad, "If only you claimed this after it happened, we would be able to process." Dad just shrugged his shoulders and said "I guess that's that". His priority was in a different space. But I told him it wasn't right that he never claimed a thing and they (Allstate) did this. He agreed but did not pursue. I am writing this in the hopes that anyone that may consider them for insurance turn away. They are heartless thieves. Mom and Dad are both gone now and no one in our immediate and expanded family will ever use Allstate in any capacity and we hope that you will not either.

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    Customer ServicePrice

    Reviewed Jan. 8, 2017

    I shopped for home insurance when I first bought my house and Allstate gave me $1900 which was the best offer! One year later without knowing Allstate adds $400 and informs the mortgage company without letting me know!!! I accidentally knew when my mortgage company sent me the end of year escrow summary where I had a shortage that I have to pay!!!

    When I called them their answer was, "well your insurance company changed your policy and it jumped from 1900 to 2300!!!" When Allstate sends policy review they mention everything except the price!!! By the time I learned all of this I had already canceled my policy with them just because I felt that I keep paying more! And after knowing all of this I called Allstate for explanation. They said "well sorry we can't review your policy because you already cancelled it!!" This is the worst insurance company ever. I don't usually write reviews, but I don't want other people to get scammed so be careful stay away from Allstate!!

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    Claims Handling

    Reviewed Dec. 15, 2016

    I had a horrible adjuster, didn't honor my structural or content claim, both were damaged as a result of a wind storm, stated that nothing was wrong. Clearly didn't want to work, or honor my claim. What am I paying for? Auto and homeowners, I'm devastated, and so unsatisfied!

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    Customer ServiceClaims HandlingCoverage

    Reviewed Dec. 12, 2016

    I have had nothing but issues with this company. I bought my home in 2014 and the lender suggested Allstate, ok being a new homeowner I thought was ok. Well I had to file a claim for the roof and they said it was poor maintenance and paid 250.00 - WTF!!! This time they raised my premium so high that it wiped out my escrow money and now I have not enough to pay for my taxes. I spoke with my lender and she said they will pay my taxes but I will have to pay extra 75.00 on mortgage to cover that money. I really hate Allstate. So in order for me to get the premium down to a normal rate I can pay, I had to leave Geico insurance and add my jeep to a bundled policy with them. I feel like they bullied me into giving them my jeep as well. I cannot stress how much I hate them and this at the time of Christmas. When it is time to renew, I will call them to cancel because they are a horrible company. I never want to be in their hands again for anything.

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    Customer ServiceClaims HandlingStaff

    Reviewed Dec. 7, 2016

    We have been a customer of Allstate for 25 years. They have been fabulous to work with. We moved into a new custom home 10 years ago. At that time, Pex pipe was used in many custom homes. We had our first problem in Oct, 2012 when the house was six years old. This was when we found out about the class action lawsuit; however, there was no recourse available. We have had 3 more claims since that time; the total cost to Allstate for all claims was approx. $25K. We received a letter in Sept notifying us they would not renew our homeowners policy when it came up for renewal in December, 2016.

    I have called, written letters, talked to my local agent and congressional rep and nobody was able to get Allstate to allow us to remain their customer. The reason is because our claims were water related. I have never had this experience; i.e., being told by a company we do not want your business. Also, I never thought I would beg a company to keep me as a customer. I really thought Allstate was different from the horror stories I have heard throughout the years about insurance problems. It is unbelievable how insurance companies are allow to treat their customers and even more unbelievable is that we are forced to tolerate the treatment. Allstate is just like the rest... they love you until you need them and then, they are done with you.

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    Customer ServiceCoverageStaff

    Reviewed Dec. 2, 2016

    My neighbor's tree fell on my garage in mid July. I paid to have tree removed. An adjuster came out and gave estimate for repair. Allstate gave me name of contractor they use who came out and said garage could not be repaired and had to be torn down and rebuilt. Allstate sent out two engineers who confirmed this. That was months ago. They are still not giving me the insured value of the replacement. I cannot rebuild the garage for what they will pay and if I don't replace it, I can only put in a shed. The agent hasn't returned phone calls. I've been more than patient but after their baloney "you're in good hands" I am going to cancel my auto and homeowners with them. They are the worst!

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    Claims HandlingPrice

    Reviewed Dec. 2, 2016

    Allstate way overestimated the cost to replace my house for insurance purposes which caused my rate to be sky high. I had another company give me an estimate to replace my house and it was half of what Allstate was charging. I had to fire this company after they raised not only my house but auto insurance. They also bounced my checking account 2 times costing me $80 in overdraft fees when they were told not to use my bank account, that I would be paying with my credit card each month but they went ahead and robbed my bank account anyway.

    I feel this company is a complete scam when it comes to costs. I was told rate increase was from other people making claims on their houses. Yet I never made 1 claim on my house yet my insurance cost went up 2 times. I did find another company which I am much happier with and they do not overdraw my bank or raise my rates constantly. I feel I am due a refund for the money they overcharged me for years.

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    Customer Service

    Reviewed Dec. 1, 2016

    I'm a customer and when the time comes during an event that damaged my home, I feel the money I pay them, I deserve at least one phone call from the company suggesting what I should do. I'm not an insurance expert nor do I know protocol. I was left to figure out what to do, how to do it, etc. Never received one phone call from this company. This is my biggest complaint which justifies their 1 star rating. If I treated my customers this way I would be fired. To this day I cannot get someone in Allstate to answer me why their customer service was non existent. It's all about the almighty dollar and the consumer is 2nd. Allstate wake up. Without us you are nothing. I will keep writing reviews with different sites so I can protect other people from my experiences. I cannot recommend yr firm.

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    Customer ServiceCoverage

    Reviewed Nov. 29, 2016

    My home was robbed in my garage. They took all my cooking stuff, and food for my church dinner and my candelabras and centerpieces I borrowed from my sister. Allstate says "you can't have other people's stuff in your home." They will not cover. Also now the investigator wants phone records and bs. I never heard of any of this. That's why everyone is giving neg reviews. They lie to you and just want your money. The police came and found a print where they pried my garage open. It's so sad. So beware and check out insurance. And watch your home areas. It's holidays now.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 17, 2016

    After suffering a robbery of our home, Allstate all but slapped us in the face and basically we felt completely robbed again. 10K of items stolen, including a safe which held a diamond ring with an official appraisal which we had photos of. Not only did Allstate take 3 months to respond to the claim, they came back with a $354.00 check. It was literally surreal. They claimed we needed to list all our items with them or they are not covered. Also if someone is living there for 5 years with proof, but is not on the actual deed, then nothing they owned is covered at all!!! It was the most horrific experience to be violated and then to get completely violated again by the people you pay to protect you. The worst company ever, total scam. This whole ordeal has left me sick to my stomach.

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    CoveragePrice

    Reviewed Nov. 9, 2016

    RUN!!! I was a 14 yr. policyholder. My Advice --- do not do business with them. Research "which companies have highest re-enrollment rates" --- it's not Allstate. These hands are filthy lining their pockets with your money. Payout is almost impossible. July 13,2016 a faucet busted after I left for work. $280,000 home. By 1:15 pm an inch of water had covered first floor -- ~ 1300 sq ft. Allstate wanted to settle by giving me $15,158 to REPLACE kitchen cabinets, all wood floors, baseboards, paint, necessary electrical and plumbing costs. ARE YOU KIDDING ME???

    Vendor Estimates were over $40,000!! They delay, delay, and lowball settlement offers. I could not even start the job as I did not have the $25,000 difference. 3 Months passed. MOLD GREW due to delays. Costs escalated. They want to wait you out. They take NO responsibility. They refused additional living expenses so I could not even obtain equal living quarters during this time. I had to contact the STATE BOARD OF INSURANCE TO REPORT THEM.

    They refused to pay fair market value for wood flooring -- they assign the lowest possible value to your home at payout but highest value to set monthly rates they charge. Same problem with electrical. These were not upgrades -- they are replacements. This is November and the nightmare continues... INSANE and unethical. PLEASE REPORT YOUR ISSUES WITH THIS COMPANY TO YOUR STATE BOARD OF INSURANCE.

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    Claims HandlingCoverage

    Reviewed Nov. 4, 2016

    My rental home was damaged during a storm in November of 2015. I filed a claim with Allstate Insurance Homeowners Policy and was denied. The Insurance adjuster stated in his findings that Allstate does not insure homes with torch-down roofs. I provided proof that when the home was initially insured in 2005. It was stated that the home had a torch-down roof, and the policy was written with that understanding. I then filed a complaints with the Insurance Commission of Oregon, who did nothing to help me with my claim. Beware of Allstate. You're in "Good Hands" if they are taking your money and don't file any claim. What a Rip Off company.

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    Claims HandlingCoverage

    Reviewed Oct. 26, 2016

    I had renter insurance with Allstate for over 8 years without any claim. In May 2015 my wife and I were moving out our apartment and the neighbor created a hostile atmosphere which forced us to leave some household and personal belonging behind. I made a claim to Allstate of the loss ($2414) which the adjuster claimed was not in the contract... My understanding has been that a renter insurance is supposed to cover all contents for loss when the event occurs. If my situation was not covered as a legitimate claim what was the policy covering??? I would high urge consumers to boycott Allstate when they fail to cover a legitimate loss.

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 11, 2016

    Being a homeowner for over 20 years, downsizing to an apartment has had its adjustments. Since I've never had a Renter's Policy before, I wanted to stick with a highly reputable and well-known company - which is why I chose Allstate. I filed a claim after my neighbor upstairs had a leak that came down through my apartment with nasty brown-colored water that soaked and ruined clothing inside a closet. I sent the adjuster at Allstate pictures and video of the incident. Immediately... and let me repeat this, IMMEDIATELY. The adjuster began running down a list of excuses why they wouldn't pay. He even accused me of trying to scam them. When I called him out on it, his excuse was that they have a high incidence of fraud with renter's policies. I was shocked.

    While I understand adjusters have a job to do, not once was I reassured that Allstate was in my corner. Quite the opposite was true... you can tell a very STRONG emphasis is placed on them to get OUT of paying claims, and ZERO emphasis placed on quality customer service. I did not appreciate being called a liar - especially when I gave them all the proof they needed for the claim.

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    Claims HandlingCoverage

    Reviewed Sept. 30, 2016

    Very bad experience. I been their customer since 1996, sadly I had a theft claim last June and it's my first claim ever. I been through a lot with the whole situation and with ALLSTATE that I have to keep repeating myself over and over and asking me again and again for the list of the stolen items which they have it since 06/24/2016 because they want me to get fed-up and give up, and they are not even covering my whole loss, because my insurance policy is only $15000.00 and my loss is over double from that, almost all my jewelry is gone in gold and silver, my black watches bands, $1638.00 cash, gift cards, my home spare keys, some antiques and crystals, couple small brand name bags and wallets, coach key chains, perfumes etc...

    The thief has a long history of stealing and drugs, she is in jail, but I don't know where to find my stuff or some of it at least. I been suffering a lot from this situation even with my health with no help at all. And I used to think that AlllState is a good company, and they will be there for us BUT with this experience it came out to be it is a very bad. It seems that I have to get the media attention on the whole situation through Internet, newspaper's or whatever, and hire an attorney to file a lawsuit even if he will take all of the money from this claim. Their renters insurance claims department is horrible, they make me suffer more on the top of what I have from my loss and damage.

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 30, 2016

    I've been with AllState for a long time, and I have never file a claim. Two months ago, I got robbed, after living at the house for 16 years, needless to say I felt scare and violated. They took my two laptops where I had backup of photos and receipts. The agent, Steve **, or I think he's an adjuster, more like a clown have call me a liar for not be able to give him exact receipts from the merchants for the items stolen. Even though I have give him all receipts and paperwork he has asked for. He writes back letters telling me that those receipts are not acceptable. I'm in despair and looking for a lawyer at this point. I know he has a personal vendetta against me, or at least it feels that way.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Sept. 18, 2016

    One of their agents was very rude. About two weeks ago, I requested Allstate to investigate liability of my home damage. One of the agents called me to tell me that they cannot cover the damage because it wasn't under their policy. That's totally fine. All I wanted was to check back in with them and see whether it can be covered or not.

    The part that really offended me was that this guy's manner. He treated me as if I was the one who kept asking for money or arguing with him about the policy. He was defensive in the beginning of the call and kept going on with his argument. Then I asked for clarity on some damage coverage statements. He cut my question and repeated the same argument quickly as if I couldn't understand his statements. At that point I already got angry on his tone of the voice and manner. This unpleasantness ruined my morning. I don't know what type of call he made right before mine, but it was really unfair and offensive that I was treated as such since my claim was about investigating the situation with them and understand it not getting money from them.

    If they could simply explain how they investigated the case and answer my question in polite way, I would've been ok with this situation. I don't want to worry about talking with rude people in the future, especially when I am worried about the accident happened in my house. I appreciate companies with polite, right mannered agents and apparently Allstate is not one of them.

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    Coverage

    Reviewed Sept. 5, 2016

    My home is less than 2 years old and we have owned it for less than a year. An inspection of the home was completed by a home inspector and by Allstate prior to insuring the home in Aug. 2015. A hail storm occurred the first week of July 2016. Allstate did cover all damages related to hail damage EXCEPT the most expensive part, the roof. The adjuster told me and showed pictures of an estimated 50 chipped concrete roof tiles that he claimed not one single chip was due to the hail. I don't know how anyone can make that assumption knowing that the roof was inspected less than a year ago with no damage reported.

    Allstate claims that all of the chipped tiles are due to a manufacturer defect. So in their view, they are saying that at least 50 concrete tiles all chipped, on their own, in less than a year with no weather related damage. Other homes on my street with different insurance companies but the same type of roof ARE covering the damages to their roofs. I will not continue to insure my home with Allstate in the future.

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    Customer ServiceClaims Handling

    Reviewed Aug. 30, 2016

    We live in rented apartment community in Tampa, FL. We were out on vacation and when we came back our daughter bedroom roof came. Luckily, no one was hurt. When we called our apartment leasing office they told us while we were out there was a tropical storm and that caused the damage and we should file our claim with our Renters Insurance for all the personal property damage. When we filed our claim with Allstate and Castle Key insurance they said everything will be taken care of and we need to submit the picture of the damages. We did all that.

    After 3 months they came back stating the claim is denied. When we asked why they said the property manager said on the phone that the damages are not due to rain or wind. When I asked the insurance company whether the property manager gave anything in writing they said no, stating verbal communication is enough to deny the claims. I submitted all the email communication which I received from the same person to insurance stating it's the storm but the insurance company without any written communication or letter from the property manager denied the claim.

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    Customer ServiceStaff

    Reviewed Aug. 23, 2016

    We filed a claim for a hail damage back in April 2016. The insurance company issued a check but we had to return it as they had the mortgage company's name wrong. Fast forward to August 23, 2016 and we still haven't received the replacement check. We have called numerous times but we got no response from them, our agent is always "busy" or in a meeting. I am starting to lose hope that we will ever get our money back as we had to pay out of pocket for all the repairs. To everyone thinking of going with Allstate, please reconsider and save yourself all the headache of dealing with this company.

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    Customer ServiceCoveragePriceStaff

    Reviewed Aug. 19, 2016

    Got a quote online for a renter's policy. Was affordable and a few bucks cheaper than our policy with Geico. We signed up and paid the premium. A few days later, the local agent called and asked for appraisals for the 3 pieces of jewelry we listed in the online application. 2 weeks later we get a bill for $2500. I called to ask what this was since the policy we were quoted was $723 (and we paid it in full). The person insisted I made changes to the limits and this was why the policy went up.

    After arguing for over a week, someone called and admitted the policy was being jacked up to cover the jewelry (even though I listed them in the online quote to the penny) and insisted we were called and this was discussed and we agreed to pay this. They actually increased the premium 500% and didn't call - just expected us to pay. Laughingly, I asked her if she was being serious in asking us to pay $3500 per year for a renter's policy. She was dead serious. Asked to cancel it immediately, kept trying to talk me out of it and insisted I needed to send her an email to confirm the cancellation. That's more money than my parents paid for homeowner's insurance. Lol. Avoid.

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    Customer ServiceCoverage

    Reviewed Aug. 5, 2016

    I am now disabled and unemployed so I was shopping for better homeowners insurance so I went online for quotes for homeowner insurance. Allstate called to give me a quote for homeowner's insurance. The agents name was Diane. I was receiving a lot of calls from different insurance. Some called while I was talking to her and I did not like the way she was trying to get me to decide on the phone. I received a call and placed her on hold. It was Travelers. They had better coverage and better rates that I could afford. I agreed to sign with Travelers instead of Allstate. I switched back to the call with Allstate and she was gone but I received a call from another agent. Told her I had got a call from Diane but I went with another insurance. Diane was talking to my mortgage company unbeknown to me. I signed with Travelers, called my mortgage company three way, got everything set up and started.

    Next day I received a call from Diane's manager asking me why I did not choose Allstate. I explained and he ended the called saying that he was sorry about not getting me to sign. I then received a call from my mortgage company and that is when I found out Diane had called them and told them she was going to be my insurance agent. I said "no way." I had already signed with Traveler and spoke to another MORTGAGE REP. WHO CONFIRMED, SO THAT agent who spoke to Allstate called them and they had to resolve that between them.

    Now I just received a letter from a CC. A debt collection agency stated I have a past due debt with Allstate for the full amount of a policy I never signed nor agreed to. They kept sending me paperwork to sign and I never did. I repeatedly told them I did not want their homeowner's insurance. That I had insurance with another agency. I feel like I am not in America anymore. This is a terroristic move by ALLSTATE to take my civil liberties away. I HAVE A RIGHT TO CHOOSE WHO I WANT AS A INSURANCE COMPANY!

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    Customer ServiceCoverageStaff

    Reviewed July 26, 2016

    My wife and I recently purchased a home that was built in 1955. Allstate Homeowners Insurance was recommended to us. We purchased a homeowners policy and while doing so we were ask if we wanted to purchase a life insurance policy as well. Not knowing what the future holds we did decide to do this as long as our payments for the life policy would be deducted from our escrow account just as our homeowners policy and yearly taxes would be. The agent assured me that would be no problem to have it set up that way. Keep in mind that the Allstate Agent Bonny ** was told ahead of time that if this was not a possibility, that we did not want the life insurance policy.

    Everything was moving along smoothly until we were in our house for 3 days, then we received a cancellation notice for our homeowners policy due to the fact the "5" shingles on our roof were worn a bit. So then we moved on to another home owners policy, not that much headache involved. At that point we start getting notices from our bank about being overdrafted in our account...which by the way our account has never been overdrafted in the 3 years it has been open. Allstate was debiting money out of our account for the life insurance policy. We contacted Bonny ** for 3-4 straight days by email and telephone leaving several voice mails as to why Allstate was debiting the money out of our account when it was supposed to be taken out of the escrow account.

    Finally on the 4th day we received an email stating that she worked 5 separate offices and did not have time to keep up with every finite detail of her customers' lives and that we should have contacted her before closing on our home so she could have it set up that way. Also in her response was a statement that we purchased a policy and now we had to pay for it, the policy was not free of charge. We conceded thinking our mistake was not notifying Bonny ** about our closing. Ms. ** said now that the closing had taken place we could not set up the payments to come directly from the escrow account. We apologized and corresponded with Ms. ** about the payment and requested that all future payments come out of our bank account on the 21st of the month, not the 5th of the month due to our pay schedule. Ms. ** assured us that this would be no problem and we thought all was settled once again. It was not!!

    We continued to get cancellation notices from Allstate due to lack of payments. Again keep in mind we started the policy April 14th 2016 and paid her $90. May 1st Allstate direct drafted $91 from our account. I contacted Ms. ** about the cancellation policy notices and she stated that it was a billing issue and it was out of her hands and we would have to contact them to get any issue resolved. When we contacted billing and spoke with Christy she stated that it was set up on quarterly billing and that would be easy to resolve. However due to the fact that we wanted the payment date changed from the 5th of the month to the 21st of the month, we would have to send in another $91 and also on the 21st of July another payment of $91 would be direct drafted from our bank account. In doing this everything would be resolved and we would be caught up on all payments and everything would be resolved. It was not resolved.

    On July 22 I called the bank to make sure the direct draft came through - it had not. I called Allstate Customer Service Line and was told that the policy was in cancellation due to non payment. Summing up all this mess we have paid out $$270 and have gotten nothing in return except headache, stress, grief, and horrendous customer service. Now in order to cancel the policy we have to fill out a cancellation form and after Allstate approves it should they deem any refund due they will cut a check at that time.

    I will not recommend anyone purchase any policy with Allstate. We were not in good hands. As far as we are concerned Allstate Insurance is nothing like they advertise. Buying life insurance and home owners insurance should never be this stressful and hard. We have never had such a horrid experience anywhere like the one we encountered with Allstate Insurance and its agents. Please please please take our advice and run when you hear the words Allstate insurance. Trust us you will not be in good hands!!!

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    Claims HandlingCoverageStaff

    Reviewed July 6, 2016

    Just received a non-renewal notification from Allstate Homeowners Insurance Company. I have paid insurance through Allstate for the length of my home ownership, 15 years, starting at a premium of $899 which is now over $2200 per year. In those 15 years I have had a total of 2 claims, the first a little over $3000, which occurred in May of 2012. The second most recent was filed February of 2016, of which the entire payment was recovered from the other claimants insurance company.

    In other words Allstate recovered all of the monies that was paid to us for the damages incurred, an SUV struck our garden area destroying our brickwork. The non-renewal statement clearly shows both claims with the latter indicating $0.0 paid. It is beyond my belief how an insurance company whose slogan is "You're in good hands with Allstate" can be so heartless and drop a customer who has paid insurance for 15 years, but because of two claims which totaled less than $4000 can drop a customer with two months left on our policy.

    My recommendation to anyone considering going to Allstate for homeowners insurance is to not even consider them in the first place, and for current policyholders I would seriously consider looking into another company for insurance. Allstate should change its slogan to "You're in good hands with Allstate, until you file a claim". Apparently Allstate only cares about those customers who never file a claim. I thought the purpose of insurance is to cover your home for damages, but in Allstate's case its only purpose seems like to collect your money and hope you don't file a claim or two. This company turns out to be probably the worst insurance scam I have ever heard of.

    Apparently Allstate never heard of the power of social media. This letter to ConsumerAffairs is only the beginning, I intend to put this company on blast until it reaches the media, enough is enough with this company. I had no idea Allstate was this bad, and to find out how bad this way, makes it even worst. This is not the way to treat loyal customers, Allstate should be ashamed of itself. The claims filed were NOT of negligence, and was through no fault of our own. With the notice Allstate has the gall to state "Feel free to contact your Allstate representative to see if there are any ways Allstate can continue to work with you to meet your insurance needs". Really, why would I want to be a customer after this. Never again, not homeowners, not car, not rental, no insurance products ever again from Allstate for this household. I intend to pass this on to as many people as possible.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed June 30, 2016

    Which is why I'm writing this. So my fiance has Allstate & after reviewing his policy I contact his agent. Now this agent tells me that Allstate will cover a rental property or 2nd home so I go through the lengthy process of trying to determine the right coverage. He and another person at the office are very responsive to my emails. He calls me when I prefer not to be called, seems like a genuine guy. I pay one month's premium, but when I get the policy it say I live there & had another misprint on it. When I ask him if it's okay, because I don't live there, I get no response. I tell them I won't sign the papers & fax them back until I get an answer. This was 2 weeks ago & several messages later to him & the other person not a blip from either. No response whatsoever.

    So yesterday I finally call the 800# to clarify some things & just to verify I even have a policy, which they confirm I do. But I still feel leery. I mean who hounds you & then ignores you but makes you think a company is reputable? And I found out that most things can be handled by the 800# so why are there field agent offices? My car company, Wawanesa, doesn't have field agencies. It's a company & I never had an issue with a claim so this is weird to me someone courting you then "dumping" you once they get your money.

    Plus, I'm worried if something does happen, because the policy written isn't correct, that they'll deny any claim if they realize I don't live there even though they said it wasn't an issue. Why lie? Apparently my fiance's policy is written the same way, but he hasn't dealt with the guy in over 10 years (no claims). I think I will look into Liberty Mutual. I know a couple of people who have them & rate them very high.

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    Claims HandlingCoveragePunctuality & Speed

    Reviewed June 29, 2016

    I would never, ever recommended Allstate to cover ANYTHING! After 25 years of paying them they refused to cover a water leak in my home, before that my roof! Everyone around me had hail damage from a storm & had no problem getting a replacement, oh, but not me, I had ALLSTATE! My children & I went on vacation. During the time we were gone we had a pipe burst in our garage wall with backed up to kitchen/dining area. All dining room was ruined, things stored in garage was ruined. We filed a claim, that's why we pay right?? Wrong, we were denied, time after time! Switching today & will tell EVERYONE I know/see NEVER think you're in good hands with Allstate!

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    CoverageStaff

    Reviewed June 26, 2016

    I would not trust this company because I had insurance with them for renter insurance. Then I transfer to Homeowners after I bought my house. The first hurricane I received a letter saying they were no longer providing insurance in FL. They bailed on the people leaving us to find another company. They have engaged in the worst form of gamesmanship to achieve their own goals. Run away don't walk!

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    Customer ServiceStaff

    Reviewed June 25, 2016

    We recently switched from American Family for our homeowners to Allstate... What a huge mistake! The agency botched the switch over and we had to send in all the paperwork to our bank. A few weeks after we with Allstate, we received notice that we were missing 5 individual shingles on our roof due to a "windstorm" a few weeks earlier. We were much luckier than others in our neighborhood. 3 days later we had the 5 missing pieces replaced and we notified our agency the problem was corrected. Today we received a refund and cancellation notice for roof problems. We contacted our agency and received info that it was because their inspector could not make it out within the 20 days. I was upset and wanted to make sure this was just a "wires crossed" situation and they could not confirm.

    I called the agency when I got home, still upset, and demanded to get answer as to whether or not they were going to reinstall the policy or if I needed new insurance. The agency was unable to give me an answer. Fed up I left a negative review on their Facebook page. The agency owner reached out and asked to speak with me Monday to fix the problem, which I agreed to.

    One of the girls at the agency wrote a reply to my post telling me to go elsewhere and made an outright lie about a conversation with my wife. I contacted the agency owner and told him that since his people wanted me to go elsewhere and called us liars, we would not be looking to contact him. 15 minutes later the Facebook posts were deleted. What a mistake we made to save some money. Mayhem? Allstate and its agencies are the real mayhem. Hopefully someone will learn from this and not make the same mistake we did. Never been treated so rudely and unprofessionally in all my life.

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    Customer ServiceCoveragePriceStaff

    Reviewed June 20, 2016

    I made a BIG MISTAKE. I called Sughrue for a quote. I decided against switching. I verbally told them I would not be buying insurance from them. They charged my mortgage servicer for a year of homeowner's insurance. They were paid. In addition, my real Insurance company was paid. How did they get my mortgage info. I was told to get a quote I had to prove that I had insurance the past 12 months. I faxed the declaration page from my insurance company to them. When I called Sughrue I was told the person that had handled this was no longer employed. Conveniently her last day was just the day before. I asked to speak with Sughrue, before I could explain the problem he yelled at me "you have insurance with us" and he hung up on me. BTW I have written proof that I did not agree to the policy.

    My mortgage servicer called them. My mortgage servicer said what they did was ILLEGAL. ILLEGAL to have 2 insurance policies. It was agreed to refund what my mortgage servicer had paid them. Weeks later I receive a Cancellation Notice with a partial refund! Finally months later I did receive the full amount. Maybe it was an honest mistake, (who knows maybe that is why the person that initiated the quote was no longer there). If I had been treated courteously and if they had admitted I never had a policy and was sent the full refund I would feel differently. But this has gone on for months with several hours on the phone. I am filing a complaint with the Insurance Commission.

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    Coverage

    Reviewed June 9, 2016

    My area had bad storms last year that damaged home siding and roofs. Everyone on my block was affected. I was the only one insured with Allstate. Most had State Farm. I filed two claims for roof damage. Allstate refused. Their premiums are very high, they do not insure their customers, they ** them. We had a wind storm this year. I have sheets of shingles that flew off the roof. Allstate refuses coverage. Have had them for 16 years. Find another company. If enough people pull away maybe they will get the message. Oh, and contacting the Department of Insurance is useless. Allstate bought them.

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    Customer ServiceCoverageStaff

    Reviewed June 7, 2016

    I was ok, until I talked to the man that works there. He was rude, and treated me like I was not important. My husband try to call but he was rude to him too. I will never be insured with them again.

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    Claims HandlingCoverage

    Reviewed May 31, 2016

    Submitted claim to Allstate Homeowners Insurance in March of 2015. We had storm water damage that was caused storms. Water came in through windows from rain/windstorms. Dry wall and kitchen cabinets were damaged along with mold damage. Water damage was behind drywall, walls and kitchen cabinets, hence damage from mold incurred due to damage being unseen, not visible until over time.

    Allstate claims adjusters stated damage was "long term" and or maintenance related and therefore not covered. Their assessment incorrect as I have requested numerous times for Allstate to provide proof when damage started. They cannot provide that information or proof of damage starting. Therefore, they have not proven that it is long term damage. Over $6,500.00 damage, of which Allstate should have paid out $4000.00 to cover cost of damages. I have both Allstate Homeowners and Allstate Flood insurance and with all this coverage, Allstate refuses to stand behind its product and service. If you think you are in good hands with Allstate, you are sadly mistaking.

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    Customer ServiceClaims HandlingCoveragePricePunctuality & SpeedStaff

    Reviewed May 28, 2016

    I was with American Family for 15 years. The rates were a little high so I I decided to shop around. I choose Allstate. HUGE mistake. I see a lot of reviews regarding claims, I haven't even submitted a claim. I have only had them as my insurance company for three months. I have wasted so much time with them "straightening" things out.

    First off my homeowners insurance was a little higher with them but I was getting a significant savings on my car insurance. The first issue was they told me they would take care of cancelling my current insurance policy but they did not then they acted like they didn't know what I was talking about. Luckily American family refunded me for the extra six weeks I paid them. Second, they kept sending me a partial bill for my homeowners insurance. I called numerous times to straighten this out. This bill was to go to my mortgage company. I had to provide them with the contact information numerous times. They are A big company. They should know how this works.

    Third, they sent an inspector who decided we needed a new roof. Our roof was not horrible but did need to be replaced in the near future. They decided this a month after the policy started. They gave us little time to do this and who puts on a roof in March in the Midwest? They said they were cancelling the policy but would reinstate it when the roof was complete without a lapse. We got a new roof in their timeframe but because they took too long to send out an inspector the insurance lapsed. They reinstated the insurance about three weeks later. In the meantime my mortgage company tacked on some insanely high priced insurance because we didn't have any. So that was all done with and I was like "ok everything's good now."

    Haha I was so wrong. Today I'm balancing my checkbook and see Allstate took out $544. I was signed up for monthly automatic payments for my auto insurance, which should only be $100 or so. Naturally I'm fuming. I call my local agent thinking it has something to do with my homeowners insurance again but she tells me it's my auto insurance and she doesn't know what the deal is but will call back later.

    She calls back and tells me they made changes to my auto policy. Changes I have no idea about or authorized. She goes on to tell me that because I don't have proof of continuous auto coverage I lost that discount. So my insurance went up $1200 for a six month period. Mind you my insurance was $600 for six months. I was like "that's not true. I've had American Family for the last 15 years." My policy with Allstate started 2-19 and my coverage with American Family ended 2-23. There was no lapse. I've had Allstate for three months and they're just coming up with this now. No one contacted me about this.

    The lady at my local agency tells me they will charge me $544 next month too. I argue with her for a while that I did not authorize this charge and would never pay $1800 for six months of auto insurance. I didn't get anywhere. She tells me to call American Family and have them fax her the information stating when my insurance ended with them. They do so quickly. I get a call back from Allstate saying they received the information but it's not good enough for them. They need a special form that comes from corporate headquarters but she talked to American Family herself and they were going to get that for her. Once they get the form she will have the underwriters review it but that could take 7 days.

    Next American Family calls me and says Allstate is being difficult. He says this form will take 7 days or so to process but he will get it to Allstate ASAP. So now I'm looking at two weeks at least to possibly see my money again. Another interesting thing is that there seems to be this magical database for all insurance companies that has all this information from all insurance companies. Both Allstate and American family mentioned it but somehow American family could see that I had insurance through 2-23 but when Allstate looked at it my insurance ended in December. Weird? Why did it take Allstate three months to come up with this. Obviously when they gave me the quote three months ago they knew I had insurance when they gave me this discount for having insurance. Three months later there's an issue? They never called and said there's an issue. If they had I would have taken care of it.

    I regret setting up automatic payments but I did this with American Family for 15 years and never had an issue. I was always notified when there was a change in the amount they were taking out of my account even if it was a few cents. It's complete fraud. It's stealing in my opinion. I work hard for my money and feel ripped off. I filed a complaint with the Allstate corporate office but have not heard anything back yet. This is a major insurance company. They know what they're doing but they sure play stupid when you question them. They pass the blame or make up ridiculous excuses. Not professional at all.

    I'd love to get a lawyer because surely this has to be illegal but that would cost more than I lost. I am hopeful that I'll get this "straightened" out and get my money back. I'm sure there will be something else that comes up. I plan on looking for another insurance company after I get my money back. My advice is to stay as far away from Allstate as possible. Do not give them your business unless you like spending all your time dealing with them and having your money stolen.

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    Reviewed May 27, 2016

    My insurance company is planning to cancel me if I don't have the shingles on my roof fixed. I am indigent. I worked for 35 years with the State of South Carolina and now I am going to end up on the street. I am trying to go through the Lexington County Grant program but nothing can be done until the first of July. They are closing out their end of the year papers and my renewal for homeowners is July 1. I was told that if they send contract to Allstate I might get to go until July 20th. I would just like to say that I think Allstate should change their trademark "You are in good hands with Allstate". The last part should be "until something happens".

    I am very disappointed in Allstate. I have had the Auto 35 years and homeowners almost 12. If I could find another company that would take me I would leave Allstate in a skinny minute. I can't sleep. I stay keyed up all day knowing that I am going to lose my home. I just want to thank you so much for your non-help in this matter.

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    Reviewed May 26, 2016

    I am complain for stolen car from body shop. Contains in car. Allstate won't help you any way with paper work. They want you to make mistakes so they do not have to pay. They will take the extra mile not to pay. Do not buy vip policy thinking you are treated vip. Waste of money. Please do not think you pay extra you are treated better. NO. My case will be in court. When you have claim one day you will learn a good lesson. Please do not take a chance.

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    PriceStaff

    Reviewed May 24, 2016

    The continued increase in auto and home insurance is leaving me speechless. I contacted my insurance agent for a policy review. The meeting was excellent. I gained a much better understanding of why the increase in insurance. The increase comes from so many reasons but here are a few... if you're in an accident and you have injuries, or a person you hit has injuries your auto insurance pays yours and their medical bills however, if the cost of health care goes up, the cost of the insurance has to go up to keep up with the cost of the health care increase.

    And auto repair... when auto repair goes up, auto paint, labor, parts, etc. the cost of insurance has to go up to keep up with the cost of repairs. If you have a widget you're selling... and you have to get the parts from 4 different companies and those 4 companies raise their price, the widget price has to go up because cost of goods has gone up. Once it was explained to me I understood better. No one likes to pay more but at least I understand now.

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    Claims HandlingPunctuality & SpeedStaff

    Reviewed May 9, 2016

    I am very disappointed in my agent, Bill **. The company slogan is "You're in good hands," - maybe not with this agent. I would expect any agent to work for the company, but with me as well and not seemingly against me. I am a 26-year customer of Allstate who has never complained, paid premiums on time, and never once filed a claim. When I had a recent issue with a rental property, I became painfully aware I was dealing with an agent who didn't have my best interest at heart. I would recommend anyone dissatisfied with their agent to take action. Contact corporate, change agents, or even companies if need be. If still not happy, file a complaint with the Dept. of Insurance. After many years with Bill **, I am no longer recommending this agent.

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    Customer ServiceStaff

    Reviewed May 7, 2016

    I recently switched insurance companies for Allstate as they offered a cheaper rate, but the local agent called after I canceled my insurance with Liberty, and said I needed to add more to my insurance, which would be a higher rate. Then he called me again and said, "A inspector went to your property and we want you to paint the trim around the windows and replace a piece of vinyl siding, etc." I said, "My previous insurance co. never asked to do all this." He said, "We are a different company." If I knew they would be like that I would have picked a different co.

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    Reviewed May 2, 2016

    On 7/13/15 an area in Woodridge Illinois experienced a hail damage event, as documented by the national weather service. Many homes in the area had damaged roofs, and in the area that I live 85 roof replacement permits have been issued between 8/1/15 and 3/31/16. Many homes were visited by roofing companies that knew our area had damage. I had a roofer come out and stated that he did see roof damage and he showed me pictures. We did file a claim, and Allstate sent out a team of two to review the roof. Allstate found NO hail damage on our roof. Coincidentally our neighbor was also having their home inspected (State Farm) and they were granted a new roof. We are left to conclude that Allstate treats policyholders differently than other insurance companies.

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    Claims HandlingCoverage

    Reviewed April 22, 2016

    We had an F1 tornado in our area March 1st of this year. We filed a claim with Allstate for roof damage as did our neighbors with various other insurance companies. All other companies except Allstate are paying for new roofs for the damage. We had two companies inspect our damages and determined that the entire roof needed replaced. Allstate only wants to replace part of it which conveniently is up to the amount of our deductible. We cannot replace only part of the roof because the shingles have been discontinued by the manufacturer and cannot be matched.

    We live in a HOA which does not allow us to have mismatched shingles and Allstate knew this before they insured us. It has been an ongoing battle since this happened. The adjuster that they sent out bragged about how he is not giving any of their customers roofs. A couple of our neighbors were able to get another adjuster to look at the damage and are now getting their roofs but for some reason, we cannot get them to send another adjuster to look at our damage or to reevaluate our claim. For those that have AllState, please get rid of them and for any others, don't get this company. "You're In Good Hands With AllState" until you need to file a claim.

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    Claims Handling

    Reviewed April 8, 2016

    Found bottom shelf of cabinet in kitchen wet. Called plumber and All State. Plumber had to take out cabinet to find leak. Upon removing cabinet found cold water pipe split and shooting out like water fountain. Some mold had formed from the dampness. In order to fix the pipe plumber had to cut up a section of the floor. Plumber stated it looked like the pipe just burst. When adjuster arrived he took pictures and submitted the claim. First All State declined the claim stating it was due to seepage. I said how can it be seepage the pipe burst. Then they changed it to wear and tire. Claim is still denied. Told several friends about my claim and the first words out of their mouth was you must have All State. I kills me having AllState for over 15 years without a claim and they denied this. In good hands I think not.

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    Claims Handling

    Reviewed March 31, 2016

    On 12/24/2015, a terrible storm came thru my area - winds at 40-50 mph for about 45 minutes, hail, and lots of cloud to ground lightning. At 3am lightning lit up my house, the electrical outlets had electricity shoot out of them and the power went out. When the lightning hit, it sounded like a truck fell on my house (I was expecting a tree). My roof began leaking in the front and back of the house badly. At daylight, I discovered the inside of my chimney was missing - and some of the rocks had gone thru my roof - no damage around my chimney just the outer edges of my roof. My upstairs lights were out, and my double oven, stove and fridge were not working properly, my microwave was inop all together. I called a guy to come patch my roof and he sealed the leaks temporarily.

    I called Allstate and filed a claim - around March 10, they sent inspectors out and then engineers. The engineer that was to inspect my roof and chimney did not bring a ladder and could only take pictures from afar. He took pictures of the stones that had been sitting out in the wettest 3 months I have ever seen. It flooded 2 times and rained every day for 2 months and then claimed the damage was from deterioration and the discolored ceilings were from long term leakage. The ceilings have been up and intact for 40 years. The electrical inspector said the fuse box had discoloring but nothing else. I even pointed out to him the section that the circuit breaker upstairs was attached to was not only discolored but burnt off the box.

    Also I showed him where my power usage was negative the day of the strike (where electricity flowed backwards thru my meter into the lines outside). Ignoring all this and the 2 inspections I had done, Allstate said the damage was not storm related and denied the claim. Then sent me out a non-renewal notice due to un-repaired storm damage citing the roof, chimney and breaker box.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed March 29, 2016

    Allstate is an unbelievable poor excuse for an insurance company. On Easter Sunday we awoke to a flooded house due to an unknown pipe burst. We immediately contacted an after hours plumber and Allstate in order to ensure we alerted all the proper parties to the issue and to immediately get the claim in process. Come to find out we had a hot water pipe burst and although the plumber that arrived was not able to find the leak, he did stop the hot water from flowing. Allstate then referred us to a company called Blackmon Mooring (a water extraction company). I spoke to company and requested information around the cost and exactly what was going to be done. The company would not provide me any information and only stated "don't worry about it your insurance will pay for everything." Because of the lack of transparency I declined the work to be completed and began to dry out my house myself.

    The following day (Monday) I had a leak detection team find the leak and I also spoke to the claims adjuster to discuss the details. Right from the start the claims adjuster stated that the leak and all the damages would not be covered if the problem was found to be in the slab. He was also extremely rude and uncaring for the situation I was in. Needless to say the hot water leak was in the slab; however, the line went from my hot water heater to my bedroom and then was routed under the floor to the kitchen (completed by the builder at the time). This should have been completely covered. Furthermore, the inspector arrived at my house on Monday, stayed 5 minutes, took a couple pictures and told my wife nothing was covered - slab leak... Keep in mind this was not a slow slab leak, rather a sudden pipe burst.

    Once we heard that comment we rushed to the Allstate office to discuss the matter with the agent - the agent tried to make phone calls and stated he felt it should be covered, but his hands were tied - I find that hard to believe. We even tried to reason with the Adjuster and he literally laughed on the phone when my wife and I were going through our concern with the denial. This was all captured on speaker phone with the agent present - he did not come our defense once. The adjuster thought this was funny while our house sustained $20,000 in damage. Long story short, this was my first claim in 15 years and Allstate completely left me out to dry with $20,000.00 in damages....

    Now on to Blackmon Mooring. As I stated I declined to have the company come to my property on Easter Sunday. On Monday night two people from that company actually showed up at my house and asked if I was ready for service. I told them to leave, I did not want nor need their service. They left and as they were leaving they took a picture of the front of the house. My wife ran out to see what they were doing and the driver stated "My supervisor requested that I take a photo so we can bill for a visit".

    I brought this concern to Allstate and it fell on deaf ears. Apparently, Allstate feels as though this highly unethical behavior and fraudulent activity is something that is completely acceptable. All I can say is Allstate does not care about the customer and the customer is NOT in good hands with Allstate - it was a battle from the time a sudden and accidental discharge of water from a burst pipe that is a part of the insured dwelling completely ruined my wood floors, baseboards, and carpet.

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    Claims HandlingCoveragePricePunctuality & SpeedStaff

    Reviewed March 4, 2016

    Allstate in itself is a good company. The key is make sure you go with a good agent. They can make or break the deal. I have been with Allstate. I switch to keep my premiums low, of most importance is the quality and attentiveness of the agent. I love the low prices and flexibility of the policies. The people are very nice as well. I'm very satisfied with my insurance provider. I am satisfied with my car and home insurance with Allstate. My agent is very knowledgeable and has given me good advice on setting my policy limits. After a plumbing leak flooded the 1st floor of my home, Allstate covered all the repair costs and property damage. I've been with Allstate for almost 3 years and every time we filed a claim it was handled quickly. We never had a problem. The agent we deal with is very helpful and so were the ones handling the claims.

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    Staff

    Reviewed Feb. 27, 2016

    Nothing to complain about. They have answered all issues I have ever had. They have taken care of all my issues. We had a break in and it was handled very well. They replaced the stolen and damaged items. My wife and I were very pleased.

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    Customer ServiceCoverageStaff

    Reviewed Feb. 25, 2016

    I had Allstate Insurance in Wisconsin and I moved to the state of Florida. All I wanted to do was to switch my insurance from state to state and all I've had is a hassle for the last month. They never told me they were going to take 2 month premium out of my checking account which totals $500. They also told me my payment would be 126 a month and it was actually 2:36 a month and it took the $500 out of my account just to get it down to the 2:36. And all I've been doing is on the phone trying to get my money back and they are so evasive and will not help you. They say you're in good hands but you are definitely not in good hands with Allstate. Even corporate called me and said "There's nothing we can do." She actually had the nerve to say that "We don't give away free insurance."

    After I was quoted an amount from my local agent which was incorrect, they are not willing to do anything about the situation. But I'm not going to stop to get my money back and to let people know how shady this corporation is. I've never in my life been treated like this so poorly from any company. I worked in retail for 35 years and if this were my company I would be embarrassed. It's not even just about the money. It's about the fact that no one is willing to even apologize or do anything for me.

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    Price

    Reviewed Feb. 2, 2016

    Allstate Insurance could make me lose my home! Before purchasing my home I was told flood insurance was mandatory. I went to Allstate for coverage. After paying $300 for an elevation certificate, was told it would run $50 monthly. Based on the price, I decided to purchase the house. 2 months later they are now telling me the price will be over $200 a month, that I'd be billed retroactively and that I'm not allowed to cancel. I don't know what I'm going to do. Allstate should be ashamed of itself, for such a blatant lie about cost.

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    Claims HandlingStaff

    Reviewed Jan. 27, 2016

    I have severe agoraphobia and told the main office and talked to several people at the local office. They are cancelling my insurance because I am unable to have people in my yard to take pictures of the house. I told them, ALL of them - the photographer can go into the yard behind us, the yard next to us, both abandoned and empty. He could take all the pictures he wants and needs. No one will listen to me. This is a real and severe disability. I have it verified by a psychiatrist. I also have a verified heart condition and are not supposed to get this upset. No one will listen to me. No one cares. I have been a customer for almost 2 decades and never once filed a claim. I am obviously not in good hands.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Jan. 7, 2016

    First on the auto, the premium made a huge jump after the first six months and proceeded to go up every six months after that, although I never filed a claim. There was no roadside that was not out of pocket and after being stuck on the side of the road in the winter, I felt they did not handle my insurance needs as I requested. So I went with another insurance company.

    That leaves my homeowners insurance which is in my escrow, when this had made over a 100.00 jump in premium in two years with no claims filed, and on a very small home was ridiculously overpriced (which affects my mortgage payment) I decided to look elsewhere. For coverage that is slightly better with a another company, I saved 300.00. I have had quality insurance and this was not it. When it came time to get the refund, I had to pester the agent who finally replied that he "thought he had sent me the email of the refund" the date I requested it. Right, never mind the 3 emails I sent asking for a status. Poor company with poorer representatives. It did not used to be like this... years back. The agent never followed up except to sell more insurance. He did not try to save me money even though I had to repeatedly ask. To me this is poor customer service.

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    CoverageStaff

    Reviewed Dec. 12, 2015

    I'm in my late 30's and have been an Allstate customer for as long as I can remember. I have auto and home policies with them. I lived in my previous home for 7 years and it was built in 1904. Not once did an agent come inspect the house or make amendments to the policy. I purchase a home built in 2003 in March of 2015 and since purchase they have amended my policy 3 times to increase. It seems like they are trying to get me to change or not have a policy with them anymore. I make my payments on time 100% of the time. I can't understand how the policy can just keep changing and changing and my replacement value keeps increasing. I am not a fan of changing and my agent himself is great but looks like it may be time to move on.

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    Claims HandlingStaff

    Reviewed Dec. 1, 2015

    I had Allstate and filed a claim for roof damage. A complication arose when the roof started to leaked after the roof repair. Allstate was try to deny my claim saying that the leak was not related to the roof repair. After much deliberation on my part they paid for the repair. I had Allstate for over 15 years and paid very high premiums. I dropped them after this claim and have been with State Farm and have a great agent who cares.

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    Reviewed Dec. 1, 2015

    Had to contact Allstate once I realized our deductible was not correct. Have email from Allstate correcting this in may of 2015. Found when I went online today that the correction was not done. My deductible on the auto was corrected but not the homeowners. We are back at square one in getting them to correct it. I am now looking for a different insurance company.

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    CoverageStaff

    Reviewed Dec. 1, 2015

    I was robbed by people who were supposed to come in and help me get rid of stuff I no longer wanted, instead they robbed me. Allstate was great, I did not take out enough insurance so they are not to blame. I should have updated my policy as I accumulate more possessions. My assigned agent was not as helpful as the agent that took over at my request and she was caring and helped me all she could. The 5 stars go to her.

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    CoveragePriceStaff

    Reviewed Dec. 1, 2015

    I love working with a local Representative. Whenever I have problems I can walk into her office and she can usually get the problem addressed in two or three min. The only thing I do not like is I would like to get natural disaster coverage, but it is way overpriced and has a 10% out of pocket. So if the house is destroyed in an earthquake and is valued at $200,000, they will not pay anything till I pay $20,000. The natural disaster coverage is also not through them but a third party that they reference me to.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Dec. 1, 2015

    I have (4) policies with Allstate, (2) cars (2) homes. I've been with Allstate in the past and recently rejoined them about (3) years ago because of premium hikes with previous company. Can't offer feedback regarding process of claims because I have not had any claims yet. However, in January 2014, I had a situation where one of my homes (condominium rental) experienced some water damage because of a 3rd party's negligence. Even though I was not filing a claim I asked Allstate to please put me on their waiting list for "water extraction" team and I would pay for it and get reimbursed later from 3rd party's insurance because whole state was overwhelmed with busted pipes. They did as did several other companies and they were able to service me in (5) days. That was almost (2) years ago and I still have yet to hear from any of those other water extraction companies.

    Also, I was a customer of another Insurance company for over (13) years (Grange), started off with (2) policies and then (4) when I purchased 2nd home and car. I was satisfied for the most part until 2011 when I was experiencing what I thought was too high premium hikes (mainly my primary residence) for someone who had no claims. After bickering with them for years and raising my deductible at least (3) times to combat their price hike, I finally made the decision to branch out to other insurance companies. That is when I switched to Allstate because their premiums were excellent.

    The difference in premium for my cars were compatible. My condo home was also compatible. The policy that caused the most problems regarding premiums, my primary resident was the biggest difference. It was over $200 per year cheaper than Grange. Now, (3) years later, I have had a slight increase with car policies but not my (2) homeowner policies. I'm sure Grange premiums increased also. In addition to that Allstate also offers discounts if you pay premium in full, (10%). If you have the money it's well worth it.

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    Coverage

    Reviewed Nov. 30, 2015

    I had damage to my roof that 4 roofing experts stated should be covered by Allstate. Both neighbors on either side of my house within 90 feet both had storm damage to their roofs. Both had enough to have their roofs replaced. Both were insured by Allstate Home Owners. Allstate refused to see my damage and worst of when contacted Allstate and sent them pictures of my damage and a report from a roof expert refused to acknowledge the damage. I received a one sentence letter "We are not going to change our position." Allstate failed our family.

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    Verified purchase
    Claims HandlingStaff

    Reviewed Nov. 30, 2015

    Allstate charged me a $25 fee for a check that they could not cash because my bank put a freeze on my account due to identity theft. I replaced the check the next day after I discovering this and called their office. After 15 years of being their customer with NO CLAIMS ever, all my agent, Chuck ** could say was "you'll be missed". So I switched to State Farm and realized I was paying WAY TOO MUCH. I ended up saving hundreds of dollars by combining it with my auto insurance. Allstate, you WON'T be missed! Had I known how I was being ripped off, I would have switched a long time ago.

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    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Nov. 29, 2015

    We decided to use Allstate for our second house in Brenham, Texas because they had better rates than our State Farm company which still insures our first house in Killeen Texas and we are very happy with. We recently had need for a claim when a very large Oak tree fell on our roof during a storm in October 2015, Allstate insurance adjuster took almost a full month to appear to assess the damage after the incident. The roof sustained significant damage and one of the rooms suffered significant water damage from the leaks in the roof.

    Incident was on October 24, adjuster appeared on November 20, because of the long lag in time I was able to obtain many estimates from contractors 2 to 3 for every type of repair needed. The adjuster inspected the damage, developed an estimate within an hour and presented us with the estimate and a check. The check was for about a third of what all contractors bid to make the repairs. When I provided my estimates and indicated parts of the scope of work that were not included in the adjuster's estimate, he said that we would have to apply for supplemental payment and our contractor would have to justify any additional costs. I had to hire the lowest bidder which was at significant risk to me because the contractor was not insured or bonded and I only used because he came recommended by the company that removed the tree and a contractor that estimated the cost for sheet rock damage in the house.

    However, even with the lower labor rate the total including materials was double the insurance estimate which was only $447.15, two estimates from other contractors that were bonded and licensed were $1,406 and $1,800. When I contacted the adjuster and informed him about the roof cost and all of the missing parts of the work scope and errors in his estimates, he indicated that he had closed things on his end and gave me a phone number to call the office. When I indicated my displeasure with his estimate, he said he was sorry for everything he missed and said that he paid what his database told him he could pay. When I contacted the office, they said they would need to talk to the contractor and I provided a phone number.

    I have halted further repairs, as all estimates are significantly different from the insurance adjuster and I am currently trying to get Allstate insurance to honor all of the estimates I have that invalidate the adjuster estimates for the remaining repairs. I am now going into week two of this process and I'm getting calls for a second Allstate adjuster to come out, to which my reply is the roof work is complete and the only repairs left are internal and it is obvious a second adjuster is not going to fix the problem with the Allstate database which can't generate a realistic cost according to the first adjuster. I am trying to get them to honor the contractor estimates. I have filed a complaint with the Texas Department of insurance (TDI.gov) to see if I can get assistance.

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    Reviewed Nov. 24, 2015

    We've had Allstate for about 6 years now. They have very good rates and were very good when we had damage to our home during a past storm. It's very good to know that a company is so reliable. We feel very secure with this company. I would and have recommended this company to others.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 23, 2015

    We have had the same insurance company for several years. We have never had a need to use our insurance so I cannot say how well they handle claims. I will say our insurance broker does call periodically to check up on our needs and see if she can save us any money. She is always polite and courteous when she calls.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 22, 2015

    I was an Allstate customer for about seven years. Things went fine until I submitted a claim for my roof. The relationship immediately became adversarial. Allstate was slow to respond to my claim. The adjuster turned down the claim after a 5-minute inspection. Representatives from two roofing companies told me my roof was obviously damaged by wind and hail, but Allstate was more difficult to work with on claims than other companies. I tried to pursue an appeal, but after struggling with Allstate's bureaucracy for two more weeks, I got frustrated, dropped the claim and got a new insurance company.

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    Reviewed Nov. 19, 2015

    It is difficult to satisfy the insurance company, after all they are in business to make money. We have a lower premium with Allstate than we did with Farmers and they were harder to satisfy. Today is all about bundling and to get the car insurance we had to get their house insurance. Am definitely worried if we have to use it.

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    CoveragePrice

    Reviewed Nov. 17, 2015

    We actually have high risk insurance with Allstate. They are good about insuring an older house with old wiring. They are expensive, but we are happy with their coverage. When we put a new roof on our house a couple of years ago, they reduced our premium which was helpful.

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    Claims Handling

    Reviewed Nov. 17, 2015

    Only one claim, recent roof leak in 5-year old roof into bedroom. This happened during heavy rain, no wind or hail or hurricane yet Allstate stated it happened during rainstorm and had to calculate claim with 2% wind and hail deductible and regular $1000 deductible calculated to $5998 deductible on a $7000 claim. I was upset as it was not a hurricane or tropical storm wind or hail, just heavy rain.

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    Claims Handling

    Reviewed Nov. 17, 2015

    I have a good experience. It settle my claim quick without any problem and they stay in touch with me until the claim finish and they made sure that I was complete satisfied with my claim and they told me if anything I miss in the beginning of the claim to let them know and they will take care of it.

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    Claims HandlingCoverage

    Reviewed Nov. 17, 2015

    They were very lax and completely dropped the ball on the only claim I ever had with them. After 3 months delay (their fault not mine), at first they said they'd cover it and in the end denied my claim. I only found out after trying to switch companies that I could not switch until I myself had remedied the situation. I tell everyone who will listen NOT to go with Allstate.

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    Punctuality & Speed

    Reviewed Nov. 17, 2015

    To be very honest the current homeowner's insurance holder, myself, could not be any happier at this present moment in time with the services that are being given through this particular insurance company.

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    Customer ServiceStaff

    Reviewed Nov. 16, 2015

    We have had Allstate for over 15 years and have had a good relationship with them. We had had a lot of interaction with the insurance company and they have always been very receptive to us. Allstate is very helpful and willing to work with us in solving the issues that we face. We have been very satisfied with the customer service over the years. I would recommend Allstate to friends and other people.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 16, 2015

    They are the best. There has been a couple of times that I have had to use my insurance and they have been great. Quick to respond and more than generous. I wouldn't be afraid to recommend them to anyone. I use them for my car and truck as well as for my boat and camper. My agents have always been very pleasant and courteous.

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    Customer ServiceStaff

    Reviewed Nov. 16, 2015

    When I first started calling about homeowners insurance, I called Allstate first because I have auto insurance through them. They took the time out to go over different policies with me and explained each one to me. I've never had this before so I had a lot of questions. They answered each question to my satisfaction. They helped me pick out the one that was best for me. They even call me to check if anything has changed in my life to see if I need to upgrade my policy. They are very helpful and very easy to do business with. I would highly recommend them for all your Insurance needs.

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    Reviewed Nov. 16, 2015

    We have been with them for many years and are happy to have them as our provider. We have never put in an insurance claim. We will continue to be a customer of Allstate.

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    Claims Handling

    Reviewed Nov. 16, 2015

    Kept raising my rates despite me never making a claim. After superstorm Sandy my rates doubled and they told me that wasn't the reason why. Maybe I would have been better off having some damage, at least I could have received some satisfaction.

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    Reviewed Nov. 15, 2015

    I can not - my computer wouldn't let me. Insurance made us choose a building contractor. Hubby caught a lot of the tricks. Most of the things the contractors get the wrong sizes plus other items. The cleaning crew stole over 100 boxes of our things including my shoes, boots, all my crafts. One of the girls mentioned we have the same size foot, and her Grandma does crafts. A very rare cd collection never came back. DON'T USE SERVPRO IN OUR AREA OF GRAND RAPIDS, MICHIGAN.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Nov. 15, 2015

    The insurance agent is friendly and is willing to help me by answering questions and making sure I am getting the best value but still have the best coverage possible. I am able to pay my premium via the internet, mail, or in person which is helpful for my variety of situations like traveling on company business. My phone calls have always been answered quickly and if the answer to the question I have asked is not readily available the agent will find out the information and call me back in a reasonable amount of time. I have not had a claim so I cannot make any comments on how quickly the claim is handled but if it is like the rest of my experience it will not be a problem.

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    CoverageStaff

    Reviewed Nov. 15, 2015

    I have had Allstate homeowners insurance for a few months now, ever since making my first home purchase this past year. From the beginning, their agents have been nothing but top notch in all things home-owning and insurance. They set me up with a great policy that not only covers against fires, floods and general damages, but it also covers things like robbery, which is very important if you don't happen to live in the best, safest neighborhoods in town. My policy also comes at great value, given that I don't pay as much as I have paid in the past with competing companies (although it was for a different home in a different living zone). I can definitely say I am extremely happy and satisfied with my homeowners insurance.

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    Claims HandlingPunctuality & SpeedStaff

    Reviewed Nov. 15, 2015

    They respond to claims quickly and painlessly. They are awesome and reasonable. I trust them with my business. They are good at what they do. I have filed a claim on my roof and my fence. They came out to inspect my roof and paid my claim just like that. I filed my claim on my fence by simply taking pictures with my phone.

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    Customer Service

    Reviewed Nov. 14, 2015

    My home insurance been with them 15 years. They had answer a few question right but they always give what benefit me so I am satisfied with them right now. Don't know what the future hold but they are okay. I didn't say excellent.

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    Claims HandlingCoverageStaff

    Reviewed Nov. 14, 2015

    Allstate has very helpful and knowledgeable employees. However, since I only have homeowners with them, I do not get a multiple policy discount and only a 5% discount for a home security system. I have been a customer for the past nine years and keep seeing my rates increase even though I have never filed a claim with them. I think I could probably do better when my policy is up for renewal since their rates are too high.

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    Claims HandlingPunctuality & Speed

    Reviewed Nov. 14, 2015

    I have been using Allstate as my insurance provider for over 12 years. They are excellent to do business with. I have had my roof replaced and it is guaranteed for 30 years. The claim for a new roof was easy with hardly any effort on my part. They got in contact with me and were out very quickly. I have checked around for rates on homeowners insurance and found Allstate to be the best competitively priced and I would highly recommended them!

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    Reviewed Nov. 14, 2015

    I appreciated Allstate insurance company. Have help quite a bit. It a good company so that you Allstate insurance company. I hope this help you about insurance companies.

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    Coverage

    Reviewed Nov. 14, 2015

    I live in a double wide mobile home and I have total replacement coverage. I would never change insurance companies due to the fact that I couldn't get that coverage from any other company.

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    Customer ServiceStaff

    Reviewed Nov. 13, 2015

    They seem to be the best company for our home bar none. They have great rates and great customer service. I enjoy speaking with their rep and love knowing they will always be there for me and my family.

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    Claims Handling

    Reviewed Nov. 13, 2015

    The one time I made a claim for water damage at my home, I received a check from Allstate in about a week's time. Never thought an insurance company would settle a claim that fast. Was very surprised.

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    Price

    Reviewed Nov. 13, 2015

    We just recently switched our home insurance, so we don't really know much about it. We switched because they offered a better price than we had been paying.

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    Claims HandlingCoveragePrice

    Reviewed Nov. 13, 2015

    I haven't had the need to file any claims yet; but the policy seems to have good coverage at a very reasonable price. Been with them for three years now.

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    Claims HandlingCoverageStaff

    Reviewed Nov. 12, 2015

    I made a homeowner's claim because of the historic flood of 2014 & an adjuster came out & denied my claim due to the water coming from the "ground". Also I did not have a water backup rider which my agent never advised me I should have. Even though I have insured several homes & cars with them for years, I had to pay out of pocket for repairs needed--such as ruined drywall in garage, and items ruined in the addition of this house & paid for a company to remediate any mold & or damage. Many neighbors made claims thru other companies that were approved. Also, the rates continue to go up & the replacement costs is almost two times the value of this home. Lastly, don't know if they truly care about their customers! Insurance costs are higher in Michigan than other places I have lived!! Would like more personal help. Possibly looking for small town insurance company!!!

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    Customer ServiceCoveragePrice

    Reviewed Nov. 12, 2015

    I have never had to use my homeowner ins., but they have always been very helpful and been able to answer all my questions and give me the coverage I need at the best price.

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    Claims HandlingPunctuality & Speed

    Reviewed Nov. 12, 2015

    I have had Allstate for over 40 years. They paid all my claims for earthquake and flood incidents promptly and efficiently. I also have them for auto insurance and have given me the same service. As they use to say "you're in good hands with Allstate."

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    CoverageStaff

    Reviewed Nov. 12, 2015

    Great service from both my agent and the insurance company. I have a superior policy as well. That is all I have to say.

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    Reviewed Nov. 12, 2015

    So far everything is great. We haven't had any issues yet or reason to file a claim. The rates are normal or as normal as we have seen and we have checked with other companies to compare.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Nov. 11, 2015

    My home has been insured through Allstate since 1969 without a claim. I understand I'm paying a premium rate because I have an agent. However, because of a recent glitz at my bank, a payment wasn't sent. Never a letter, email or phone call. What I did get was a registered letter saying my policy would be cancelled. When I call my agent, I got attitude. So why the agent. Bye bye Allstate.

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    Punctuality & SpeedStaff

    Reviewed Nov. 11, 2015

    So far no problems, the sign up service was very fast. The person that I talked to was very polite and they showed me the different options that I can try too, and I think I choose the right one.

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    Claims Handling

    Reviewed Nov. 11, 2015

    I am fairly happy with this company as I think they did a decent job on my claim a couple of years ago. They were not as fast as they would lead you to believe in all their commercials and my premiums did go up after the claim.

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    Claims HandlingStaff

    Reviewed Nov. 11, 2015

    Purchasing was easy. The agent very friendly. Never had to make claim on my homeowners insurance but the rate of my homeowners is within my budget with a lot to offer. Would recommend insurance and agent.

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    Claims HandlingPricePunctuality & SpeedStaff

    Reviewed Nov. 11, 2015

    They are good at getting to you as soon as you need them. I've only had to make a claim one time, but they were very fast and helpful to me. They also have my auto insurance. They are competitive in their pricing also.

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    Claims HandlingStaff

    Reviewed Nov. 10, 2015

    I would highly recommend Allstate to anyone. Their employees and company Rosemarie are polite, courteous and efficient. I have never had a claim with them, but questions I've had or policy questions, they have always answered thoroughly.

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    Staff

    Reviewed Nov. 10, 2015

    I have had Allstate for over 30 years for my car and home. I only have the best praise for them. Has consistently contacted me on my policies to see if I had any changes and what they could further do for me. I would recommend them to everybody, they are wonderful and considerate.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 10, 2015

    We are satisfied with our Allstate policy. We recently had a claim and experienced no trouble with it. The representatives are good with customer service and communication skills.

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    CoveragePunctuality & Speed

    Reviewed Nov. 10, 2015

    Damage from hail storm, no issues at all. Allstate covered everything without a hassle including patio furniture, gas grill, and children's toys. Also, we had 2 deer related accidents and the cars were repaired promptly or replaced.

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    Claims Handling

    Reviewed Nov. 10, 2015

    I haven't had to place a claim, but Allstate has been very helpful in acquiring the policy and then working every year to make sure that the rates do not increase very much.

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    CoveragePrice

    Reviewed Nov. 9, 2015

    It is reasonable and okay for insurance. I would like better, friendly and cheaper insurance. From a great company with better insurance rates and trustworthy.

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    Claims HandlingStaff

    Reviewed Nov. 9, 2015

    I have never had any problems. We have only had to file one claim and there were no issues getting a settlement. They were very fair and reasonable and keep in touch with me to make sure everything was taken care of.

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    Customer Service

    Reviewed Nov. 9, 2015

    We have been with the same insurance company for over 25 years. We have had only 2 different houses and one apartment renters insurance while we built our second house. The one thing after being with them so long would be nice if they would send out a list of things that would help us on lowering the cost. The other day when I called to ask a question somehow I found out that because I had a new heating and cooling system I just needed to send them a copy and it will lower my homeowners insurance. So to make sure your clients feel like you are there for them by trying to make sure all discounts are given.

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    Customer ServiceCoverage

    Reviewed Nov. 9, 2015

    Have been with them less than a year, so far, all is well. Good coverage, friendly, always there to answer questions, and reasonably priced. I receive the same coverage that I had with another company, for much less. Allstate makes me feel that they are concerned about my well being.

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    Reviewed Nov. 9, 2015

    I had a house fire on the 5th of October. It's been 1 month since this happen. I filed a claim with Allstate and they said they would use their contractor to do the work. But no one has never came to do anything. I want to know why rmc contractors that they hired never came to do the work. I've given them more time than they needed. Can someone please help me with this matter. My name is Charles **. My house is at **. Thank you very much.

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    Reviewed Nov. 8, 2015

    I have had it over 15 yrs. Have never used it, and really hope I never have to use it. We have our car and house with the same company. It's easy that way. I can't say we have had any experience with our insurance. We just pay.

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    CoverageStaff

    Reviewed Nov. 8, 2015

    I have been with Allstate since I purchased my home back in 1994 and I have always had a good rate with them. I have compared what I pay with other family members and I pay a considerable lower amount than them. I had to use my homeowners insurance only once in this time and they came out to assess the damage in my house in a short amount of time. The agent that came out was very considerate and professional. He assessed the damage in a short amount of time and gave me an estimate of the covered amounts before he left my home. I received my check in a very timely manner without any complications.

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    Customer ServiceStaff

    Reviewed Nov. 8, 2015

    It's reliable. Great customer service. They are always so nice and sweet. Great environment when you go into the office and I just love how they are flexible, so pick Allstate cause they're the bomb.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Nov. 8, 2015

    I have had Allstate homeowners and car insurance since I purchased my home approximately 15 years ago. I have never had any claims on home. However I got into a fender bender about 1 year ago, at that time I had two cars and one was an suv which we hardly used at all but on this day I had taken the suv because our other car was having something being done. The suv was involved in a fender bender that was my fault. I called the police because I didn't know who the car belonged to so I filed a report with name and insurance. When Allstate called about the accident they told it is was not going to cover it because I only had insurance to cover that car in case something happened to like a fire or tree falling on it.

    Also I had my insurance automatically taken out of my checking account and noticed after a while the price kept getting higher and higher. I called to ask why my insurance was so high and I was going to change so they said they could get down. That was fine for a while and price started getting high again I cancelled my car insurance and only kept homeowners insurance. I received my homeowners statement in the mail saying it was going up 35 percent because I no longer qualified for the discount because of cancelling my auto insurance. I let them know that when my insurance for my home came up again I also will begin changing that.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 8, 2015

    My rental home was broken into on Wednesday. The AC unit was stolen and the burglar broke the glass slider from the kitchen to the backyard. I called Allstate Claims dept. on Thursday morning. After giving all the information to "Cheryl" she said that she was having computer problems and needed to transfer me to complete my claim. The person that she transferred me to was obviously in a bad mood and said that I already had a claim number and "here it is". I said, "I haven't given the address yet," "well ma'am, here's your number and an adjuster will be contacting you in 24 hours."

    24 hours pass and still no door - just a gaping hole. I call again and ask when the adjuster will be contacting me. The person at Allstate Claims says, "we don't have a claim number for you." Ok, let's do this all again. While we are in the process of re-hashing the information, we are disconnected and does not bother to call me back. I call my agent and explain what has happened - very apologetic - my agent get someone on the line for a 3-way conversation. Again, we go through the process and we are assured by Allstate Property Claims department that we will have an adjuster contact us within 24 hours from the time of that conversation (Friday 10:00am).

    It is now Saturday at 6:13pm. We called our agent's office and were given another number to call to report this incident. We were told that the Claims department will not contact us until Monday. That will certainly be helpful when a burglar takes the refrigerator, stove, microwave and curtains. I will only have to file one claim. Hope this helps in your decision. Once this incident gets resolved, I will be taking my 3 homes and 2 cars to another insurance company. Good riddance.

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    PriceStaff

    Reviewed Nov. 8, 2015

    They seem to care about the consumers and they have the best prices that I can see. I don't feel like a number, I feel like a valued customer. They are always nice, friendly, and loyal to their consumers. And I can't thank them enough for what they have done over the years.

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    Claims HandlingPriceStaff

    Reviewed Nov. 7, 2015

    Never had to file a claim, I just pay monthly. My insurance agent is professional and polite. It is rather expensive I must admit. I would like a better rate.

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    Price

    Reviewed Nov. 7, 2015

    Have had a mostly back and forth relationship. They tell me one price and the tell me another. This goes on and on for a while until I say that I am going to change providers and then suddenly they want to make things right.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 7, 2015

    I think Allstate is a good company. We have not had many claims. Has been a long time ago since we had a claim. Our agents are helpful and knowledgeable. If we have any questions about our policy they can answer quickly. Have a good relationship with the company. Have been with them many years and different agents over the years. Would recommend them to others. Checked around and found we have an older policy with house and car that we could not find better anywhere we checked!

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    Reviewed Nov. 7, 2015

    I have not made any claims. I have been a customer of Allstate for 50 years. Made one claim about 45 years ago. It was immediately resolved, so of course I would recommend them to anyone, and definitely stay with them.

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    Customer ServiceCoveragePriceStaff

    Reviewed Nov. 6, 2015

    Allstate is a great company to do with business with. Their prices may seem a little high, but it's well worth the excellent customer service you receive, as well as the coverage you receive. It's always pleasant when speaking with a customer representative. They also offer a variety of services, and will help you decide what best meets your needs. I truly believe that this company cares about their customers.

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    Staff

    Reviewed Nov. 6, 2015

    Allstate is a quality insurance company who really cares about its customers. If something goes wrong, they are always right there for you to make things right. When we needed help with a tree that had fallen, it did not take long for everything to work out and get fixed again. We hardly ever, thankfully, had to use the insurance, but knowing Allstate stands behind everything is so very comforting. We are definitely blessed to have such a wonderful insurance company and an agent who really cares. They always keep us informed about the latest and any changes we might be interested in. They are a Godsend.

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    CoveragePrice

    Reviewed Nov. 6, 2015

    This is probably the best homeowners insurance that I have ever owned. I typically review my service yearly and look for options or price reductions, and in the past 4 years I've had them I have not been able to beat their prices or their options. Absolutely fantastic.

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    CoveragePriceStaff

    Reviewed Nov. 6, 2015

    The policy provides good coverage, but it is expensive. The agent is not proactive in his dealings with me. Have used AllState for over 40 years but the company does not seem to appreciate my business.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 5, 2015

    We have had Allstate Homeowners Insurance for many years. The customer service is very courteous and helpful with any problems or questions we needed answered. Although we have never had to file a claim, we're sure that it would be handled professionally and honestly. We highly recommend this reliable company.

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    Claims HandlingStaff

    Reviewed Nov. 5, 2015

    I have enjoyed my insurance so far. We did have a recent issue in which claims person was very absent. It ended up costing us a few thousand dollars, but we are sticking with Allstate for now.

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    Claims HandlingCoverage

    Reviewed Nov. 5, 2015

    I like the way the insurance covered my home. It is very nice way to get this type of insurance and I am very happy to get the insurance like this and it is very easy to claim if there is any problem occurred.

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    CoverageStaff

    Reviewed Nov. 5, 2015

    The agents were well versed about their job and very professional and saved me lots of money. They were able to handle my case in one day even with more than one policy to complete.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 5, 2015

    I've never had to file a claim but they have been very helpful when I did have to call in to see if something was covered. They double checked to make sure it wasn't covered and called me back within 10 mins.

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    Claims HandlingCoveragePunctuality & Speed

    Reviewed Nov. 4, 2015

    I trust my insurance company. I have not had to ever file a claim yet but I trust that if I do they will come through with their promises. I have had citizens insurance years ago. We had a hurricane at the time we were covered by them. We had a tree fall on our home and had some damage to our home and also some other damage to our home from the storm and citizens paid our claim with no issues. The claim was paid fast and they were very fair with the amount of money that was given to us. I haven't had any problems with my new insurance which is now All State but I haven't had to file a claim with them yet.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Nov. 4, 2015

    We have made only 1 claim on our Allstate Homeowners Insurance. A winter storm took down a large, 40 foot tree in our front yard, taking part of a wood fence and part of our irrigation piping with it. I submitted a claim with Allstate though their website, with details and photos. Allstate quickly approved payment for the tree removal and repairs to the fence and piping. All in all, their response was quick and efficient. I would highly recommend them.

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    Allstate Homeowners Insurance Company Information

    Company Name:
    Allstate Homeowners Insurance
    Website:
    www.allstate.com