Consumer Complaints & Reviews
Just received a non-renewal notification from Allstate Homeowners Insurance Company. I have paid insurance through Allstate for the length of my home ownership, 15 years, starting at a premium of $899 which is now over $2200 per year. In those 15 years I have had a total of 2 claims, the first a little over $3000, which occurred in May of 2012. The second most recent was filed February of 2016, of which the entire payment was recovered from the other claimants insurance company.
In other words Allstate recovered all of the monies that was paid to us for the damages incurred, an SUV struck our garden area destroying our brickwork. The non-renewal statement clearly shows both claims with the latter indicating $0.0 paid. It is beyond my belief how an insurance company whose slogan is "You're in good hands with Allstate" can be so heartless and drop a customer who has paid insurance for 15 years, but because of two claims which totaled less than $4000 can drop a customer with two months left on our policy.
My recommendation to anyone considering going to Allstate for homeowners insurance is to not even consider them in the first place, and for current policyholders I would seriously consider looking into another company for insurance. Allstate should change its slogan to "You're in good hands with Allstate, until you file a claim". Apparently Allstate only cares about those customers who never file a claim. I thought the purpose of insurance is to cover your home for damages, but in Allstate's case its only purpose seems like to collect your money and hope you don't file a claim or two. This company turns out to be probably the worst insurance scam I have ever heard of.
Apparently Allstate never heard of the power of social media. This letter to ConsumerAffairs is only the beginning, I intend to put this company on blast until it reaches the media, enough is enough with this company. I had no idea Allstate was this bad, and to find out how bad this way, makes it even worst. This is not the way to treat loyal customers, Allstate should be ashamed of itself. The claims filed were NOT of negligence, and was through no fault of our own. With the notice Allstate has the gall to state "Feel free to contact your Allstate representative to see if there are any ways Allstate can continue to work with you to meet your insurance needs". Really, why would I want to be a customer after this. Never again, not homeowners, not car, not rental, no insurance products ever again from Allstate for this household. I intend to pass this on to as many people as possible.
Which is why I'm writing this. So my fiance has Allstate & after reviewing his policy I contact his agent. Now this agent tells me that Allstate will cover a rental property or 2nd home so I go through the lengthy process of trying to determine the right coverage. He and another person at the office are very responsive to my emails. He calls me when I prefer not to be called, seems like a genuine guy. I pay one month's premium, but when I get the policy it say I live there & had another misprint on it. When I ask him if it's okay, because I don't live there, I get no response. I tell them I won't sign the papers & fax them back until I get an answer. This was 2 weeks ago & several messages later to him & the other person not a blip from either. No response whatsoever.
So yesterday I finally call the 800# to clarify some things & just to verify I even have a policy, which they confirm I do. But I still feel leery. I mean who hounds you & then ignores you but makes you think a company is reputable? And I found out that most things can be handled by the 800# so why are there field agent offices? My car company, Wawanesa, doesn't have field agencies. It's a company & I never had an issue with a claim so this is weird to me someone courting you then "dumping" you once they get your money.
Plus, I'm worried if something does happen, because the policy written isn't correct, that they'll deny any claim if they realize I don't live there even though they said it wasn't an issue. Why lie? Apparently my fiance's policy is written the same way, but he hasn't dealt with the guy in over 10 years (no claims). I think I will look into Liberty Mutual. I know a couple of people who have them & rate them very high.
I would never, ever recommended Allstate to cover ANYTHING! After 25 years of paying them they refused to cover a water leak in my home, before that my roof! Everyone around me had hail damage from a storm & had no problem getting a replacement, oh, but not me, I had ALLSTATE! My children & I went on vacation. During the time we were gone we had a pipe burst in our garage wall with backed up to kitchen/dining area. All dining room was ruined, things stored in garage was ruined. We filed a claim, that's why we pay right?? Wrong, we were denied, time after time! Switching today & will tell EVERYONE I know/see NEVER think you're in good hands with Allstate!
I would not trust this company because I had insurance with them for renter insurance. Then I transfer to Homeowners after I bought my house. The first hurricane I received a letter saying they were no longer providing insurance in FL. They bailed on the people leaving us to find another company. They have engaged in the worst form of gamesmanship to achieve their own goals. Run away don't walk!
We recently switched from American Family for our homeowners to Allstate... What a huge mistake! The agency botched the switch over and we had to send in all the paperwork to our bank. A few weeks after we with Allstate, we received notice that we were missing 5 individual shingles on our roof due to a "windstorm" a few weeks earlier. We were much luckier than others in our neighborhood. 3 days later we had the 5 missing pieces replaced and we notified our agency the problem was corrected. Today we received a refund and cancellation notice for roof problems. We contacted our agency and received info that it was because their inspector could not make it out within the 20 days. I was upset and wanted to make sure this was just a "wires crossed" situation and they could not confirm.
I called the agency when I got home, still upset, and demanded to get answer as to whether or not they were going to reinstall the policy or if I needed new insurance. The agency was unable to give me an answer. Fed up I left a negative review on their Facebook page. The agency owner reached out and asked to speak with me Monday to fix the problem, which I agreed to.
One of the girls at the agency wrote a reply to my post telling me to go elsewhere and made an outright lie about a conversation with my wife. I contacted the agency owner and told him that since his people wanted me to go elsewhere and called us liars, we would not be looking to contact him. 15 minutes later the Facebook posts were deleted. What a mistake we made to save some money. Mayhem? Allstate and its agencies are the real mayhem. Hopefully someone will learn from this and not make the same mistake we did. Never been treated so rudely and unprofessionally in all my life.
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I made a BIG MISTAKE. I called Sughrue for a quote. I decided against switching. I verbally told them I would not be buying insurance from them. They charged my mortgage servicer for a year of homeowner's insurance. They were paid. In addition, my real Insurance company was paid. How did they get my mortgage info. I was told to get a quote I had to prove that I had insurance the past 12 months. I faxed the declaration page from my insurance company to them. When I called Sughrue I was told the person that had handled this was no longer employed. Conveniently her last day was just the day before. I asked to speak with Sughrue, before I could explain the problem he yelled at me "you have insurance with us" and he hung up on me. BTW I have written proof that I did not agree to the policy.
My mortgage servicer called them. My mortgage servicer said what they did was ILLEGAL. ILLEGAL to have 2 insurance policies. It was agreed to refund what my mortgage servicer had paid them. Weeks later I receive a Cancellation Notice with a partial refund! Finally months later I did receive the full amount. Maybe it was an honest mistake, (who knows maybe that is why the person that initiated the quote was no longer there). If I had been treated courteously and if they had admitted I never had a policy and was sent the full refund I would feel differently. But this has gone on for months with several hours on the phone. I am filing a complaint with the Insurance Commission.
My area had bad storms last year that damaged home siding and roofs. Everyone on my block was affected. I was the only one insured with Allstate. Most had State Farm. I filed two claims for roof damage. Allstate refused. Their premiums are very high, they do not insure their customers, they rape them. We had a wind storm this year. I have sheets of shingles that flew off the roof. Allstate refuses coverage. Have had them for 16 years. Find another company. If enough people pull away maybe they will get the message. Oh, and contacting the Department of Insurance is useless. Allstate bought them.
I was ok, until I talked to the man that works there. He was rude, and treated me like I was not important. My husband try to call but he was rude to him too. I will never be insured with them again.
Submitted claim to Allstate Homeowners Insurance in March of 2015. We had storm water damage that was caused storms. Water came in through windows from rain/windstorms. Dry wall and kitchen cabinets were damaged along with mold damage. Water damage was behind drywall, walls and kitchen cabinets, hence damage from mold incurred due to damage being unseen, not visible until over time.
Allstate claims adjusters stated damage was "long term" and or maintenance related and therefore not covered. Their assessment incorrect as I have requested numerous times for Allstate to provide proof when damage started. They cannot provide that information or proof of damage starting. Therefore, they have not proven that it is long term damage. Over $6,500.00 damage, of which Allstate should have paid out $4000.00 to cover cost of damages. I have both Allstate Homeowners and Allstate Flood insurance and with all this coverage, Allstate refuses to stand behind its product and service. If you think you are in good hands with Allstate, you are sadly mistaking.
I was with American Family for 15 years. The rates were a little high so I I decided to shop around. I choose Allstate. HUGE mistake. I see a lot of reviews regarding claims, I haven't even submitted a claim. I have only had them as my insurance company for three months. I have wasted so much time with them "straightening" things out.
First off my homeowners insurance was a little higher with them but I was getting a significant savings on my car insurance. The first issue was they told me they would take care of cancelling my current insurance policy but they did not then they acted like they didn't know what I was talking about. Luckily American family refunded me for the extra six weeks I paid them. Second, they kept sending me a partial bill for my homeowners insurance. I called numerous times to straighten this out. This bill was to go to my mortgage company. I had to provide them with the contact information numerous times. They are A big company. They should know how this works.
Third, they sent an inspector who decided we needed a new roof. Our roof was not horrible but did need to be replaced in the near future. They decided this a month after the policy started. They gave us little time to do this and who puts on a roof in March in the Midwest? They said they were cancelling the policy but would reinstate it when the roof was complete without a lapse. We got a new roof in their timeframe but because they took too long to send out an inspector the insurance lapsed. They reinstated the insurance about three weeks later. In the meantime my mortgage company tacked on some insanely high priced insurance because we didn't have any. So that was all done with and I was like "ok everything's good now."
Haha I was so wrong. Today I'm balancing my checkbook and see Allstate took out $544. I was signed up for monthly automatic payments for my auto insurance, which should only be $100 or so. Naturally I'm fuming. I call my local agent thinking it has something to do with my homeowners insurance again but she tells me it's my auto insurance and she doesn't know what the deal is but will call back later.
She calls back and tells me they made changes to my auto policy. Changes I have no idea about or authorized. She goes on to tell me that because I don't have proof of continuous auto coverage I lost that discount. So my insurance went up $1200 for a six month period. Mind you my insurance was $600 for six months. I was like "that's not true. I've had American Family for the last 15 years." My policy with Allstate started 2-19 and my coverage with American Family ended 2-23. There was no lapse. I've had Allstate for three months and they're just coming up with this now. No one contacted me about this.
The lady at my local agency tells me they will charge me $544 next month too. I argue with her for a while that I did not authorize this charge and would never pay $1800 for six months of auto insurance. I didn't get anywhere. She tells me to call American Family and have them fax her the information stating when my insurance ended with them. They do so quickly. I get a call back from Allstate saying they received the information but it's not good enough for them. They need a special form that comes from corporate headquarters but she talked to American Family herself and they were going to get that for her. Once they get the form she will have the underwriters review it but that could take 7 days.
Next American Family calls me and says Allstate is being difficult. He says this form will take 7 days or so to process but he will get it to Allstate ASAP. So now I'm looking at two weeks at least to possibly see my money again. Another interesting thing is that there seems to be this magical database for all insurance companies that has all this information from all insurance companies. Both Allstate and American family mentioned it but somehow American family could see that I had insurance through 2-23 but when Allstate looked at it my insurance ended in December. Weird? Why did it take Allstate three months to come up with this. Obviously when they gave me the quote three months ago they knew I had insurance when they gave me this discount for having insurance. Three months later there's an issue? They never called and said there's an issue. If they had I would have taken care of it.
I regret setting up automatic payments but I did this with American Family for 15 years and never had an issue. I was always notified when there was a change in the amount they were taking out of my account even if it was a few cents. It's complete fraud. It's stealing in my opinion. I work hard for my money and feel ripped off. I filed a complaint with the Allstate corporate office but have not heard anything back yet. This is a major insurance company. They know what they're doing but they sure play stupid when you question them. They pass the blame or make up ridiculous excuses. Not professional at all.
I'd love to get a lawyer because surely this has to be illegal but that would cost more than I lost. I am hopeful that I'll get this "straightened" out and get my money back. I'm sure there will be something else that comes up. I plan on looking for another insurance company after I get my money back. My advice is to stay as far away from Allstate as possible. Do not give them your business unless you like spending all your time dealing with them and having your money stolen.
My insurance company is planning to cancel me if I don't have the shingles on my roof fixed. I am indigent. I worked for 35 years with the State of South Carolina and now I am going to end up on the street. I am trying to go through the Lexington County Grant program but nothing can be done until the first of July. They are closing out their end of the year papers and my renewal for homeowners is July 1. I was told that if they send contract to Allstate I might get to go until July 20th. I would just like to say that I think Allstate should change their trademark "You are in good hands with Allstate". The last part should be "until something happens".
I am very disappointed in Allstate. I have had the Auto 35 years and homeowners almost 12. If I could find another company that would take me I would leave Allstate in a skinny minute. I can't sleep. I stay keyed up all day knowing that I am going to lose my home. I just want to thank you so much for your non-help in this matter.
I am complain for stolen car from body shop. Contains in car. Allstate won't help you any way with paper work. They want you to make mistakes so they do not have to pay. They will take the extra mile not to pay. Do not buy vip policy thinking you are treated vip. Waste of money. Please do not think you pay extra you are treated better. NO. My case will be in court. When you have claim one day you will learn a good lesson. Please do not take a chance.
The continued increase in auto and home insurance is leaving me speechless. I contacted my insurance agent for a policy review. The meeting was excellent. I gained a much better understanding of why the increase in insurance. The increase comes from so many reasons but here are a few... if you're in an accident and you have injuries, or a person you hit has injuries your auto insurance pays yours and their medical bills however, if the cost of health care goes up, the cost of the insurance has to go up to keep up with the cost of the health care increase.
And auto repair... when auto repair goes up, auto paint, labor, parts, etc. the cost of insurance has to go up to keep up with the cost of repairs. If you have a widget you're selling... and you have to get the parts from 4 different companies and those 4 companies raise their price, the widget price has to go up because cost of goods has gone up. Once it was explained to me I understood better. No one likes to pay more but at least I understand now.
I am very disappointed in my agent, Bill **. The company slogan is "You're in good hands," - maybe not with this agent. I would expect any agent to work for the company, but with me as well and not seemingly against me. I am a 26-year customer of Allstate who has never complained, paid premiums on time, and never once filed a claim. When I had a recent issue with a rental property, I became painfully aware I was dealing with an agent who didn't have my best interest at heart. I would recommend anyone dissatisfied with their agent to take action. Contact corporate, change agents, or even companies if need be. If still not happy, file a complaint with the Dept. of Insurance. After many years with Bill **, I am no longer recommending this agent.
I recently switched insurance companies for Allstate as they offered a cheaper rate, but the local agent called after I canceled my insurance with Liberty, and said I needed to add more to my insurance, which would be a higher rate. Then he called me again and said, "A inspector went to your property and we want you to paint the trim around the windows and replace a piece of vinyl siding, etc." I said, "My previous insurance co. never asked to do all this." He said, "We are a different company." If I knew they would be like that I would have picked a different co.
On 7/13/15 an area in Woodridge Illinois experienced a hail damage event, as documented by the national weather service. Many homes in the area had damaged roofs, and in the area that I live 85 roof replacement permits have been issued between 8/1/15 and 3/31/16. Many homes were visited by roofing companies that knew our area had damage. I had a roofer come out and stated that he did see roof damage and he showed me pictures. We did file a claim, and Allstate sent out a team of two to review the roof. Allstate found NO hail damage on our roof. Coincidentally our neighbor was also having their home inspected (State Farm) and they were granted a new roof. We are left to conclude that Allstate treats policyholders differently than other insurance companies.
We had an F1 tornado in our area March 1st of this year. We filed a claim with Allstate for roof damage as did our neighbors with various other insurance companies. All other companies except Allstate are paying for new roofs for the damage. We had two companies inspect our damages and determined that the entire roof needed replaced. Allstate only wants to replace part of it which conveniently is up to the amount of our deductible. We cannot replace only part of the roof because the shingles have been discontinued by the manufacturer and cannot be matched.
We live in a HOA which does not allow us to have mismatched shingles and Allstate knew this before they insured us. It has been an ongoing battle since this happened. The adjuster that they sent out bragged about how he is not giving any of their customers roofs. A couple of our neighbors were able to get another adjuster to look at the damage and are now getting their roofs but for some reason, we cannot get them to send another adjuster to look at our damage or to reevaluate our claim. For those that have AllState, please get rid of them and for any others, don't get this company. "You're In Good Hands With AllState" until you need to file a claim.
Found bottom shelf of cabinet in kitchen wet. Called plumber and All State. Plumber had to take out cabinet to find leak. Upon removing cabinet found cold water pipe split and shooting out like water fountain. Some mold had formed from the dampness. In order to fix the pipe plumber had to cut up a section of the floor. Plumber stated it looked like the pipe just burst. When adjuster arrived he took pictures and submitted the claim. First All State declined the claim stating it was due to seepage. I said how can it be seepage the pipe burst. Then they changed it to wear and tire. Claim is still denied. Told several friends about my claim and the first words out of their mouth was you must have All State. I kills me having AllState for over 15 years without a claim and they denied this. In good hands I think not.
On 12/24/2015, a terrible storm came thru my area - winds at 40-50 mph for about 45 minutes, hail, and lots of cloud to ground lightning. At 3am lightning lit up my house, the electrical outlets had electricity shoot out of them and the power went out. When the lightning hit, it sounded like a truck fell on my house (I was expecting a tree). My roof began leaking in the front and back of the house badly. At daylight, I discovered the inside of my chimney was missing - and some of the rocks had gone thru my roof - no damage around my chimney just the outer edges of my roof. My upstairs lights were out, and my double oven, stove and fridge were not working properly, my microwave was inop all together. I called a guy to come patch my roof and he sealed the leaks temporarily.
I called Allstate and filed a claim - around March 10, they sent inspectors out and then engineers. The engineer that was to inspect my roof and chimney did not bring a ladder and could only take pictures from afar. He took pictures of the stones that had been sitting out in the wettest 3 months I have ever seen. It flooded 2 times and rained every day for 2 months and then claimed the damage was from deterioration and the discolored ceilings were from long term leakage. The ceilings have been up and intact for 40 years. The electrical inspector said the fuse box had discoloring but nothing else. I even pointed out to him the section that the circuit breaker upstairs was attached to was not only discolored but burnt off the box.
Also I showed him where my power usage was negative the day of the strike (where electricity flowed backwards thru my meter into the lines outside). Ignoring all this and the 2 inspections I had done, Allstate said the damage was not storm related and denied the claim. Then sent me out a non-renewal notice due to un-repaired storm damage citing the roof, chimney and breaker box.
Allstate is an unbelievable poor excuse for an insurance company. On Easter Sunday we awoke to a flooded house due to an unknown pipe burst. We immediately contacted an after hours plumber and Allstate in order to ensure we alerted all the proper parties to the issue and to immediately get the claim in process. Come to find out we had a hot water pipe burst and although the plumber that arrived was not able to find the leak, he did stop the hot water from flowing. Allstate then referred us to a company called Blackmon Mooring (a water extraction company). I spoke to company and requested information around the cost and exactly what was going to be done. The company would not provide me any information and only stated "don't worry about it your insurance will pay for everything." Because of the lack of transparency I declined the work to be completed and began to dry out my house myself.
The following day (Monday) I had a leak detection team find the leak and I also spoke to the claims adjuster to discuss the details. Right from the start the claims adjuster stated that the leak and all the damages would not be covered if the problem was found to be in the slab. He was also extremely rude and uncaring for the situation I was in. Needless to say the hot water leak was in the slab; however, the line went from my hot water heater to my bedroom and then was routed under the floor to the kitchen (completed by the builder at the time). This should have been completely covered. Furthermore, the inspector arrived at my house on Monday, stayed 5 minutes, took a couple pictures and told my wife nothing was covered - slab leak... Keep in mind this was not a slow slab leak, rather a sudden pipe burst.
Once we heard that comment we rushed to the Allstate office to discuss the matter with the agent - the agent tried to make phone calls and stated he felt it should be covered, but his hands were tied - I find that hard to believe. We even tried to reason with the Adjuster and he literally laughed on the phone when my wife and I were going through our concern with the denial. This was all captured on speaker phone with the agent present - he did not come our defense once. The adjuster thought this was funny while our house sustained $20,000 in damage. Long story short, this was my first claim in 15 years and Allstate completely left me out to dry with $20,000.00 in damages....
Now on to Blackmon Mooring. As I stated I declined to have the company come to my property on Easter Sunday. On Monday night two people from that company actually showed up at my house and asked if I was ready for service. I told them to leave, I did not want nor need their service. They left and as they were leaving they took a picture of the front of the house. My wife ran out to see what they were doing and the driver stated "My supervisor requested that I take a photo so we can bill for a visit".
I brought this concern to Allstate and it fell on deaf ears. Apparently, Allstate feels as though this highly unethical behavior and fraudulent activity is something that is completely acceptable. All I can say is Allstate does not care about the customer and the customer is NOT in good hands with Allstate - it was a battle from the time a sudden and accidental discharge of water from a burst pipe that is a part of the insured dwelling completely ruined my wood floors, baseboards, and carpet.
Allstate in itself is a good company. The key is make sure you go with a good agent. They can make or break the deal. I have been with Allstate. I switch to keep my premiums low, of most importance is the quality and attentiveness of the agent. I love the low prices and flexibility of the policies. The people are very nice as well. I'm very satisfied with my insurance provider. I am satisfied with my car and home insurance with Allstate. My agent is very knowledgeable and has given me good advice on setting my policy limits. After a plumbing leak flooded the 1st floor of my home, Allstate covered all the repair costs and property damage. I've been with Allstate for almost 3 years and every time we filed a claim it was handled quickly. We never had a problem. The agent we deal with is very helpful and so were the ones handling the claims.
Nothing to complain about. They have answered all issues I have ever had. They have taken care of all my issues. We had a break in and it was handled very well. They replaced the stolen and damaged items. My wife and I were very pleased.
I had Allstate Insurance in Wisconsin and I moved to the state of Florida. All I wanted to do was to switch my insurance from state to state and all I've had is a hassle for the last month. They never told me they were going to take 2 month premium out of my checking account which totals $500. They also told me my payment would be 126 a month and it was actually 2:36 a month and it took the $500 out of my account just to get it down to the 2:36. And all I've been doing is on the phone trying to get my money back and they are so evasive and will not help you. They say you're in good hands but you are definitely not in good hands with Allstate. Even corporate called me and said "There's nothing we can do." She actually had the nerve to say that "We don't give away free insurance."
After I was quoted an amount from my local agent which was incorrect, they are not willing to do anything about the situation. But I'm not going to stop to get my money back and to let people know how shady this corporation is. I've never in my life been treated like this so poorly from any company. I worked in retail for 35 years and if this were my company I would be embarrassed. It's not even just about the money. It's about the fact that no one is willing to even apologize or do anything for me.
Allstate Insurance could make me lose my home! Before purchasing my home I was told flood insurance was mandatory. I went to Allstate for coverage. After paying $300 for an elevation certificate, was told it would run $50 monthly. Based on the price, I decided to purchase the house. 2 months later they are now telling me the price will be over $200 a month, that I'd be billed retroactively and that I'm not allowed to cancel. I don't know what I'm going to do. Allstate should be ashamed of itself, for such a blatant lie about cost.
I have severe agoraphobia and told the main office and talked to several people at the local office. They are cancelling my insurance because I am unable to have people in my yard to take pictures of the house. I told them, ALL of them - the photographer can go into the yard behind us, the yard next to us, both abandoned and empty. He could take all the pictures he wants and needs. No one will listen to me. This is a real and severe disability. I have it verified by a psychiatrist. I also have a verified heart condition and are not supposed to get this upset. No one will listen to me. No one cares. I have been a customer for almost 2 decades and never once filed a claim. I am obviously not in good hands.
First on the auto, the premium made a huge jump after the first six months and proceeded to go up every six months after that, although I never filed a claim. There was no roadside that was not out of pocket and after being stuck on the side of the road in the winter, I felt they did not handle my insurance needs as I requested. So I went with another insurance company.
That leaves my homeowners insurance which is in my escrow, when this had made over a 100.00 jump in premium in two years with no claims filed, and on a very small home was ridiculously overpriced (which affects my mortgage payment) I decided to look elsewhere. For coverage that is slightly better with a another company, I saved 300.00. I have had quality insurance and this was not it. When it came time to get the refund, I had to pester the agent who finally replied that he "thought he had sent me the email of the refund" the date I requested it. Right, never mind the 3 emails I sent asking for a status. Poor company with poorer representatives. It did not used to be like this... years back. The agent never followed up except to sell more insurance. He did not try to save me money even though I had to repeatedly ask. To me this is poor customer service.
I'm in my late 30's and have been an Allstate customer for as long as I can remember. I have auto and home policies with them. I lived in my previous home for 7 years and it was built in 1904. Not once did an agent come inspect the house or make amendments to the policy. I purchase a home built in 2003 in March of 2015 and since purchase they have amended my policy 3 times to increase. It seems like they are trying to get me to change or not have a policy with them anymore. I make my payments on time 100% of the time. I can't understand how the policy can just keep changing and changing and my replacement value keeps increasing. I am not a fan of changing and my agent himself is great but looks like it may be time to move on.
I had Allstate and filed a claim for roof damage. A complication arose when the roof started to leaked after the roof repair. Allstate was try to deny my claim saying that the leak was not related to the roof repair. After much deliberation on my part they paid for the repair. I had Allstate for over 15 years and paid very high premiums. I dropped them after this claim and have been with State Farm and have a great agent who cares.
I was robbed by people who were supposed to come in and help me get rid of stuff I no longer wanted, instead they robbed me. Allstate was great, I did not take out enough insurance so they are not to blame. I should have updated my policy as I accumulate more possessions. My assigned agent was not as helpful as the agent that took over at my request and she was caring and helped me all she could. The 5 stars go to her.
I love working with a local Representative. Whenever I have problems I can walk into her office and she can usually get the problem addressed in two or three min. The only thing I do not like is I would like to get natural disaster coverage, but it is way overpriced and has a 10% out of pocket. So if the house is destroyed in an earthquake and is valued at $200,000, they will not pay anything till I pay $20,000. The natural disaster coverage is also not through them but a third party that they reference me to.
Matthew BrodskyInsurance Contributing Editor
Matthew Brodsky is an established expert on insurance, having written hundreds of articles and other pieces of content on the subject, interviewed countless practitioners, and attended dozens of conferences and events. He served as an editor at industry magazine Risk & Insurance for six years.
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Allstate is one of America’s largest and most popular insurance companies. The company provides many types of insurance, including auto insurance, life insurance, homeowners insurance and more.
- Accessible: Allstate offers insurance across America, making it a convenient choice for a homeowners insurance policy no matter where a person lives.
- Reward programs: This company offers helpful programs for people who pay for protection but don’t need to use it, such as the claims-free rewards program,. Even if discount programs aren’t advertised, consumers should call or email their insurance representatives to ask about discounts, since many companies award them without publicizing them.
- Convenience: Allstate has an excellent Web presence and convenient online tools. Potential customers can request custom quotes via tools on the company’s website.
- Customer service: Allstate is a huge company, but it operates with thousands of local agents around the country.
- Best for Traditional homeowners, condo owners, mobile home owners
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