Cove vs. SimpliSafe

Two affordable, no-contract DIY security systems, compared

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Edited by: Matt Zane
SimpliSafe

Cove and SimpliSafe are among the most budget-friendly DIY security options available. Your choice comes down to subtle differences in monitoring plan features and equipment design.


Key insights

Cove is best for renters and budget-conscious homeowners who want the most affordable professional monitoring available. It’s the top choice for those who want a high-tech touchscreen hub and specialized "Triple-Touch" response (text, voice and phone) without a credit check or contract.

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SimpliSafe is best for shoppers who want a "smart" DIY experience with advanced protection features. It is the premier pick for those who want to self-monitor for free or pay for "Active Guard" monitoring, which lets agents see and speak to intruders through your cameras to stop a crime in progress.

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Cove vs. SimpliSafe: Quick comparison

Cove vs. SimpliSafe: What's the difference?

Cove is a newer entrant in the DIY security space, built around a touch alarm panel with a built-in camera for alarm verification. Its InstaText and RapidSOS technology connects you directly to the monitoring center, which can speed up emergency dispatch and reduce false alarm fines.

SimpliSafe has carved out a strong position in the affordable DIY market with a broad sensor lineup covering both security and environmental threats. Its top-tier plans include live agent intervention through Active Guard, a feature more commonly found in premium full-service providers.

What we like about Cove

  • Rapid alarm verification: Cove uses InstaText and RapidSOS to open a direct line to the monitoring center the moment an alarm triggers, helping dispatchers act faster and reducing the risk of false alarm penalties.
  • Contract flexibility: All plans run month-to-month, making Cove a practical option for renters or anyone who wants to avoid long-term commitments.
  • Low barrier to entry: Cove's equipment and monitoring prices are among the most affordable in the DIY category, with no hidden fees or confusing tier structures.

What to consider: Setup is DIY-only, which means sensor placement is your responsibility. Cove also has fewer smart home integrations than full-service providers and a limited selection of third-party camera options.

What we like about SimpliSafe

  • Active Guard technology: On Pro and Pro Plus plans, live security agents use AI and two-way audio to actively deter intruders through outdoor cameras, a capability that most DIY systems don't offer.
  • Scalable affordability: SimpliSafe's low starting price and month-to-month service let you begin with a basic setup and add sensors or cameras as your needs change.

What to consider: Professional monitoring costs more than competing DIY options like Ring and Cove. Installation is DIY, so you're responsible for correct sensor placement, though the process is designed to be straightforward.

Cove vs. SimpliSafe: System and installation

Both Cove and SimpliSafe rely on peel-and-stick, tool-free DIY installation. Here's how their setup approaches differ.

Cove system and installation

  • System type: Cove runs on a wireless, cellular-based platform built around a touchscreen alarm panel. The panel includes a built-in camera that helps the monitoring center verify alarms before dispatching emergency services.
  • Installation options: Cove is DIY-only. Sensors come pre-programmed and mount with adhesive strips, so most setups take around 15 minutes.

Cove equipment costs

Starter kits range from $120 to $300, depending on the number of sensors and cameras included.

SimpliSafe system and installation

  • System type: SimpliSafe uses a wireless, modular setup anchored by a base station equipped with a cellular chip and a 24-hour backup battery. The system is built to keep working through power outages or tampering attempts.
  • Installation options: SimpliSafe is fundamentally DIY, with no tools required and adhesive-mounted sensors. If you prefer help, professional installation is available through third-party provider OnTech, typically starting around $125.

SimpliSafe equipment costs

SimpliSafe runs frequent sales and offers flexible purchasing options. Pre-built packages start around $250 for the Foundation kit and can exceed $700 for comprehensive bundles with multiple cameras and environmental sensors. You can also build a custom system by purchasing components individually.

Cove vs. SimpliSafe: Monitoring plan costs

Both companies offer contract-free professional monitoring with no long-term commitments required.

Cove monitoring plans

  • Cove Basic: $19.99 per month. Covers 24/7 professional monitoring, environmental monitoring for fire and flood hazards and daily automated system tests.
  • Cove Plus: $29.99 per month. Adds smartphone app control, camera cloud storage, voice assistant compatibility with Alexa and Google and a lifetime equipment warranty.

Contract commitment: Cove runs on a month-to-month basis with no long-term agreements required. You can cancel at any time. A 36-month commitment applies only if you choose to finance your equipment rather than purchasing it outright.

SimpliSafe monitoring plans

  • Standard Monitoring: $21.99 per month. Provides 24/7 police dispatch and cellular backup, but does not include video verification or camera recording.
  • Core (formerly Fast Protect): $31.99 per month. Adds visual alarm verification, unlimited camera recording and Intruder Intervention for indoor cameras.
  • Pro / Pro Plus: $49.99 to $79.99 per month. Includes Active Guard Outdoor Protection, which lets live agents monitor outdoor cameras overnight (Pro) or around the clock (Pro Plus) and intervene via two-way audio.

Contract commitment: SimpliSafe has no long-term contracts. Every plan is month-to-month, and you can switch tiers or cancel at any time without penalty.

» COMPARE: ADT vs. Cove

Don't like scammers? You won't like burglars either. See your best security system.

Cove vs. SimpliSafe: Equipment and technology

Compare Cove's budget-focused hardware with SimpliSafe's modular, proprietary sensor ecosystem.

Reputation on ConsumerAffairs

What Cove customers say

Cove customer reviews describe an easy installation process, a good support team and customer service that goes the extra mile. There are mixed reviews for Cove on ConsumerAffairs, with some customers describing issues with cancellation, false alarms and other equipment concerns.

"The overall experience with Cove has been great. I can't compare them to others, as this is my first home alarm company I've used, but they've never given me a reason to seek another company. Great customer service, great security performance... I know it works because the various alarms have been triggered and it was always accurate. I've recommended several people to use this and continue to do so."
Michael of Santa Fe, NM

What SimpliSafe customers say

SimpliSafe customers say the system has competitive pricing and is easy to set up and install. They also like the remote monitoring capabilities through SimpliSafe's app. Some customers who chose to get help with install instead of going the DIY route describe issues with the contractor SimpliSafe uses for installations.

"The system is very easy to install and gives you total and complete control of every aspect of the alarm system ... It is all controlled with a smartphone and can be armed/disarmed remotely and cameras viewed as well. It is a very good system and the cost is very low with NO long term contracts. The ONLY setback is that you need to buy all the equipment upfront."
Kevin of Waco, TX

Bottom line: Cove or SimpliSafe

Choose Cove if you want to minimize your monthly bills while still having 24/7 professional eyes on your home. It’s perfect if you want a system that rewards you with $5 equipment credits every month and provides a lifetime warranty, and you don’t mind a smaller selection of proprietary cameras or smart home bells and whistles.

Choose SimpliSafe if you want a more complete ecosystem that includes smart locks, glass-break sensors, and high-end environmental detectors. It is the better fit if you want the flexibility to turn professional monitoring on or off whenever you like, or if you want the latest AI-powered video verification to ensure the fastest possible police dispatch.

» MORE: Ring vs. SimpliSafe

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