Liberty Home Guard Reviews
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- Our moderators read all reviews to verify quality and helpfulness.
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About Liberty Home Guard
Liberty Home Guard offers three major home warranty plans to help protect homeowners from unexpected repairs. It also has several add-ons so you can customize your coverage to your situation. The company offers plans in all 50 states and Washington, D.C., and has an extensive network of qualified technicians for necessary repairs. Liberty Home Guard’s website makes it simple to track the status of claims and view plan details.
- No inspection required
- Flexible coverage terms, including month-to-month
- 60-day workmanship guarantee
- 24/7 claims availability
- Can't always choose your own service technician
- 30-day waiting period
Review Summary
Reviewers describe broad coverage, knowledgeable contractors and fast turnaround on appliance repairs. Some mention partial reimbursements or pushy sales calls, but most see Liberty as reliable.
Reviews powering this summary
He was very patient and answered all of my questions, He helped me attempt to file a claim but said I would have to call the billing dept tomorrow.
Read full reviewThen they didn't want to fix it. They want to replace it, which would have been fine except that they're only gonna pay 100 dollars for it.
Read full reviewI am so satisfied with the service that Liberty Home Guard provided me on my dryer and the reimbursement ruling on your behalf!
Read full reviewAs we are new customers, we haven't had to file a claim yet, so we don't know how fast the actual repair services are.
Read full reviewWe usually get online to do our claims to Liberty Home Guard. It would be easier to call though.
Read full reviewOverall, Liberty Home Guard has been okay. We've used it a couple of times and the process has been pretty smooth.
Read full reviewHe took his time and processed two claims that I requested. I really appreciate Ostin’s assistance in making the two claims.
Read full reviewWhen I submitted a claim for the garage door, it was easy to do online. It was fast. The contractor came and rewired a few things.
Read full reviewYou aren’t told when you sign up that LHG pays very little on your claims. They only pay a small portion of the unit and nothing toward labor.
Read full reviewIt’s never an easy process submitting a claim with Liberty. I’ve submitted many claims, and it’s different every time.
Read full reviewOutstanding & Professional Customer Service - Fair Price - Coverage handles items needed to be covered - Thank you very much!
Read full reviewKevin was helpful explaining the benefits and options.
Read full reviewYou get a better deal being a veteran. Was very impressed with all that is covered under this policy.
Read full reviewIf he didn’t take the extra steps to look into alternatives options for me, I wouldn’t have purchased this policy.
Read full reviewHunter offered other options, but the policy I’ve chosen was great. Detailed information about the policy were provided clearly. Thank you Hunter.
Read full reviewBut sometimes I have to follow up several times. So, 85% of the contractors have been fine. We have two homes that are covered by Liberty.
Read full reviewErica answered all of my questions thoroughly and even provided more vital information regarding my policy.
Read full reviewHe was a delight and I highly recommend him when researching and looking for the best home warranty plans that are available.
Read full reviewI strongly recommend reading your contract agreement very carefully—they provide minimal coverage and seem to only include minor, easy-to-fix parts.
Read full reviewVery good and knowledgeable. Very patient. Went over all the details and convinced me to go with the lock in program as it is more economical.
Read full reviewWe signed up today for a 6 year contract and can honestly say it was in large part due to Alex being so efficient, knowledgeable and not pushy at all!
Read full reviewJohn ** is an outstanding professional who consistently goes above and beyond. He’s reliable, knowledgeable, and a pleasure to work with.
Read full reviewHe worked well with me. Unfortunately phone call had a glitch and disconnect the sound but that wasn’t his fault. He called me right back.
Read full reviewKevin was professional, knowledgeable, and straight to the point. He made getting our home warranty easy and seamless.
Read full reviewKeith was professional, articulate, and understanding
Read full reviewDave explained everything in a way that made sense, breaking down the fine print and helping me understand what actually matters.
Read full reviewSean was well-spoken and didn’t come across as a pushy salesman. He explained everything and was willing to repeat things without an attitude.
Read full reviewDave ** was more than helpful and truly a professional. I’m so happy to start using Liberty Home Guard.
Read full reviewCompany, they used for fixing Refrigerator (TopLine appliance), they have worst customer service. They are not replying phone calls, or text message.
Read full reviewIf the contractor is as efficient as her we will be back in cool comfort soon.
Read full reviewThe HVAC system's been tripping a breaker. A repairman came out the other day but couldn't figure out what was going on with it.
Read full reviewThe technician originally assigned to our repair wanted money from us to book an appointment.
Read full reviewIt was a pleasure working with the technician on my with my washing machine.
Read full reviewPlumber had to replace parts inside toilet to correct. Liberty HomeGuard said it was install rather than a repair because parts were replaced.
Read full reviewI am an 88 year old lady who has had 3 bad experiences. Pro Tech recommended your company. Dave patiently and clearly answered my many questions.
Read full reviewThe contractor who came out was outstanding. They replaced the control board on the oven that would not light.
Read full reviewA couple of weeks later the same issue, the same technician came out and replaced the breaker (outside by the condenser).
Read full reviewDo not purchase this home warranty. They will scam you on the price and send technicians that are not licensed.
Read full reviewI had an issue with a filter that had leaked and was supposed to be replaced. The plumber who was hired installed the wrong filter.
Read full reviewMike listened to our needs and kept it within our budget. It is important not to try and upsell more than once.
Read full reviewCustomer service is very diligent and hard working in ensuring the work is done to our satisfaction.
Read full reviewHe quickly put my mind at ease and worked a long time on the phone to get my price down to where I can afford it. He is great!
Read full reviewTheir website and app, for the most part, offer a convenient user experience despite the communication delays.
Read full reviewIt is so nice to talk to someone that is empowered to handle the call immediately. Calling companies and being transferred around is trying.
Read full reviewHighly recommend. He got back to me so quickly and made sure I went with the right package that fit my needs. The best!
Read full reviewI appreciated how quickly he answered my questions and how proactive he was in following up to ensure I was comfortable before proceeding.
Read full reviewFrom start to finish, everything took less than seven minutes, which was extremely convenient and much faster than I expected.
Read full reviewFreddy was referred to me from my brother who he wrote three policies for and he was very professional and well prepared on the product
Read full reviewThis was yesterday. The next day, I received an email telling me that someone would call me to set up appointment. I waited all day, no one called.
Read full reviewKevin was spot on with the prices and coverage! I appreciate his expeditious service and professionalism!
Read full reviewPricing was reasonable and fair. Updated Liberty Home and timing was prompt. Extra charge for $250 was paid for by Liberty home.
Read full reviewI did not feel rushed to make a decision and my experience makes Dave very worthy of a 5 star rating.
Read full reviewI ended up getting a new unit through them and it literally cost me a fraction of the price. I paid $100 deductible🫣.
Read full reviewI am satisfied with what I paid and extremely relieved that the warranty moves with me.
Read full reviewHi, I feel great switching from AHS, even though our monthly fee was much lower with AHS. It was possible ONLY BECAUSE of your staff, Alex **.
Read full reviewTried to replace my $900 stainless steel dishwasher with a $295 plastic dishwasher. The policy claims they will replace it with one that is similar.
Read full reviewNow Liberty home guard only wants to pay 199.00 on washer and 299.95 on dryer. This is for the cost of parts only.
Read full reviewI basically told them you send money and I’ll send paid invoice, never heard from them, they refused to send 90$ service fee.
Read full reviewSo if the refrigerator costs $1000 new and it's now 8 years old, then your maximum cover on repair or replace will be $200.
Read full reviewReviewers describe Liberty's claims as easy to submit by phone or online, with many customers reporting quick approvals on appliance and HVAC repairs. A few cite partial reimbursements or denials tied to contract exclusions.
Reviews about claims
He was very patient and answered all of my questions, He helped me attempt to file a claim but said I would have to call the billing dept tomorrow.
Read full reviewThen they didn't want to fix it. They want to replace it, which would have been fine except that they're only gonna pay 100 dollars for it.
Read full reviewI am so satisfied with the service that Liberty Home Guard provided me on my dryer and the reimbursement ruling on your behalf!
Read full reviewAs we are new customers, we haven't had to file a claim yet, so we don't know how fast the actual repair services are.
Read full reviewWe usually get online to do our claims to Liberty Home Guard. It would be easier to call though.
Read full reviewOverall, Liberty Home Guard has been okay. We've used it a couple of times and the process has been pretty smooth.
Read full reviewHe took his time and processed two claims that I requested. I really appreciate Ostin’s assistance in making the two claims.
Read full reviewWhen I submitted a claim for the garage door, it was easy to do online. It was fast. The contractor came and rewired a few things.
Read full reviewYou aren’t told when you sign up that LHG pays very little on your claims. They only pay a small portion of the unit and nothing toward labor.
Read full reviewIt’s never an easy process submitting a claim with Liberty. I’ve submitted many claims, and it’s different every time.
Read full reviewCustomers describe Liberty's coverage as comprehensive. Reviewers value protection across HVAC, plumbing, appliances and electrical systems. A few mention exclusions for parts under separate warranties, sometimes found only at claim time.
Reviews about coverage
Outstanding & Professional Customer Service - Fair Price - Coverage handles items needed to be covered - Thank you very much!
Read full reviewKevin was helpful explaining the benefits and options.
Read full reviewYou get a better deal being a veteran. Was very impressed with all that is covered under this policy.
Read full reviewIf he didn’t take the extra steps to look into alternatives options for me, I wouldn’t have purchased this policy.
Read full reviewHunter offered other options, but the policy I’ve chosen was great. Detailed information about the policy were provided clearly. Thank you Hunter.
Read full reviewBut sometimes I have to follow up several times. So, 85% of the contractors have been fine. We have two homes that are covered by Liberty.
Read full reviewErica answered all of my questions thoroughly and even provided more vital information regarding my policy.
Read full reviewHe was a delight and I highly recommend him when researching and looking for the best home warranty plans that are available.
Read full reviewI strongly recommend reading your contract agreement very carefully—they provide minimal coverage and seem to only include minor, easy-to-fix parts.
Read full reviewReviewers praise Liberty Home Guard's representatives. Many homeowners describe agents who walked them through coverage carefully and explained renewal options. Customers say signup and claim filing are typically handled in a single call.
Reviews about customer service
Very good and knowledgeable. Very patient. Went over all the details and convinced me to go with the lock in program as it is more economical.
Read full reviewWe signed up today for a 6 year contract and can honestly say it was in large part due to Alex being so efficient, knowledgeable and not pushy at all!
Read full reviewJohn ** is an outstanding professional who consistently goes above and beyond. He’s reliable, knowledgeable, and a pleasure to work with.
Read full reviewHe worked well with me. Unfortunately phone call had a glitch and disconnect the sound but that wasn’t his fault. He called me right back.
Read full reviewKevin was professional, knowledgeable, and straight to the point. He made getting our home warranty easy and seamless.
Read full reviewKeith was professional, articulate, and understanding
Read full reviewDave explained everything in a way that made sense, breaking down the fine print and helping me understand what actually matters.
Read full reviewSean was well-spoken and didn’t come across as a pushy salesman. He explained everything and was willing to repeat things without an attitude.
Read full reviewDave ** was more than helpful and truly a professional. I’m so happy to start using Liberty Home Guard.
Read full reviewCompany, they used for fixing Refrigerator (TopLine appliance), they have worst customer service. They are not replying phone calls, or text message.
Read full reviewHomeowners describe Liberty's contractors as skilled and professional. Reviewers highlight technicians who diagnosed and fixed issues on the first visit, with strong work across HVAC and plumbing. A portion of customers describe contractors who took longer or required them to find their own pro.
Reviews about contractors
If the contractor is as efficient as her we will be back in cool comfort soon.
Read full reviewThe HVAC system's been tripping a breaker. A repairman came out the other day but couldn't figure out what was going on with it.
Read full reviewThe technician originally assigned to our repair wanted money from us to book an appointment.
Read full reviewIt was a pleasure working with the technician on my with my washing machine.
Read full reviewPlumber had to replace parts inside toilet to correct. Liberty HomeGuard said it was install rather than a repair because parts were replaced.
Read full reviewI am an 88 year old lady who has had 3 bad experiences. Pro Tech recommended your company. Dave patiently and clearly answered my many questions.
Read full reviewThe contractor who came out was outstanding. They replaced the control board on the oven that would not light.
Read full reviewA couple of weeks later the same issue, the same technician came out and replaced the breaker (outside by the condenser).
Read full reviewDo not purchase this home warranty. They will scam you on the price and send technicians that are not licensed.
Read full reviewI had an issue with a filter that had leaked and was supposed to be replaced. The plumber who was hired installed the wrong filter.
Read full reviewCustomers describe Liberty's response as fast and dependable. Many reviewers report same-day or next-day technician dispatch on AC and plumbing emergencies. A few mention longer waits when an assigned contractor had to be reassigned.
Reviews about response time
Mike listened to our needs and kept it within our budget. It is important not to try and upsell more than once.
Read full reviewCustomer service is very diligent and hard working in ensuring the work is done to our satisfaction.
Read full reviewHe quickly put my mind at ease and worked a long time on the phone to get my price down to where I can afford it. He is great!
Read full reviewTheir website and app, for the most part, offer a convenient user experience despite the communication delays.
Read full reviewIt is so nice to talk to someone that is empowered to handle the call immediately. Calling companies and being transferred around is trying.
Read full reviewHighly recommend. He got back to me so quickly and made sure I went with the right package that fit my needs. The best!
Read full reviewI appreciated how quickly he answered my questions and how proactive he was in following up to ensure I was comfortable before proceeding.
Read full reviewFrom start to finish, everything took less than seven minutes, which was extremely convenient and much faster than I expected.
Read full reviewFreddy was referred to me from my brother who he wrote three policies for and he was very professional and well prepared on the product
Read full reviewThis was yesterday. The next day, I received an email telling me that someone would call me to set up appointment. I waited all day, no one called.
Read full reviewReviewers' value impressions of Liberty Home Guard are mixed. Some customers cite reasonable monthly rates and meaningful payouts on covered repairs. However, many homeowners describe partial reimbursements on claims or rising rates at renewal.
Reviews about value and pricing
Kevin was spot on with the prices and coverage! I appreciate his expeditious service and professionalism!
Read full reviewPricing was reasonable and fair. Updated Liberty Home and timing was prompt. Extra charge for $250 was paid for by Liberty home.
Read full reviewI did not feel rushed to make a decision and my experience makes Dave very worthy of a 5 star rating.
Read full reviewI ended up getting a new unit through them and it literally cost me a fraction of the price. I paid $100 deductible🫣.
Read full reviewI am satisfied with what I paid and extremely relieved that the warranty moves with me.
Read full reviewHi, I feel great switching from AHS, even though our monthly fee was much lower with AHS. It was possible ONLY BECAUSE of your staff, Alex **.
Read full reviewTried to replace my $900 stainless steel dishwasher with a $295 plastic dishwasher. The policy claims they will replace it with one that is similar.
Read full reviewNow Liberty home guard only wants to pay 199.00 on washer and 299.95 on dryer. This is for the cost of parts only.
Read full reviewI basically told them you send money and I’ll send paid invoice, never heard from them, they refused to send 90$ service fee.
Read full reviewSo if the refrigerator costs $1000 new and it's now 8 years old, then your maximum cover on repair or replace will be $200.
Read full reviewHow does Liberty Home Guard work?
Liberty Home Guard offers three coverage plans designed to help homeowners manage the cost of repairing or replacing major home systems and appliances.
In addition to its core plans, the company offers optional add-ons that allow customers to tailor coverage to their specific needs. Liberty Home Guard does not require a home inspection to enroll, making it easier to sign up quickly.
The company operates nationwide and connects customers with a network of licensed service technicians when a covered item breaks down.
Liberty Home Guard coverage and plans
Liberty Home Guard offers three home warranty coverage plans as well as optional add-ons for an extra fee.
Customers with high-end, pro-series or commercial appliances or systems in their homes should inform the company so it can underwrite and apply the appropriate coverage.
| Coverage | Appliance Guard | Systems Guard | Total Home Guard |
|---|---|---|---|
| Air conditioning | |||
| Electrical | |||
| Heating | |||
| Plumbing | |||
| Ductwork | |||
| Water heaters | |||
| Exterior sewer lines | |||
| Exterior water lines | |||
| Interior plumbing lines | |||
| Interior electrical lines | |||
| Sump pump | |||
| HVAC tuneups | |||
| Refrigerators | |||
| Dishwashers | |||
| Oven | |||
| Range | |||
| Cooktop | |||
| Built-in microwaves | |||
| Built-in food centers | |||
| Garbage disposals | |||
| Trash compactors | |||
| Ice maker | |||
| Instant hot/cold water dispensers | |||
| Range exhaust hood | |||
| Kitchen exhaust fan | |||
| Clothes washers | |||
| Clothes dryers | |||
| Toilets | |||
| Whirlpool bathtub | |||
| Faucets | |||
| Ceiling fans | |||
| Attic fan | |||
| Central vacuums | |||
| Doorbells | |||
| Garage door openers | |||
| Roof leak repairs | |||
| Main breaker | |||
| Plumbing stoppages | |||
| Home electronics | |||
| Smoke detectors | |||
| Jetted tub components | |||
| Monthly premium cost | $49.99 | $54.99 | $59.99 |
| Annual premium cost | $499.99 | $549.99 | $599.99 |
| Type | Appliances | Systems | Combo |
| Plan name | Appliance Guard | Systems Guard | Total Home Guard |
| Monthly cost | $49.99 | $54.99 | $59.99 |
| Annual cost | $499.99 | $549.99 | $599.99 |
| Monthly cost | $49.99 | $54.99 | $59.99 |
| Monthly cost | N/A | N/A | N/A |
| Monthly cost | N/A | N/A | N/A |
Liberty Home Guard cost
Liberty Home Guard offers flexible payment options. You save money by purchasing an annual plan, but month-to-month plans are available.
Total home warranty costs vary by plan and location, so you have to request a custom quote to get the most accurate information.
We asked for a quote for a home in Houston and got the following pricing information for Liberty Home Guard’s three plans and additional coverage:
| Plan | Monthly cost* | Annual cost* |
|---|---|---|
| Appliance Guard | $49.99 | $499.99 |
| Systems Guard | $54.99 | $549.99 |
| Total Home Guard | $59.99 | $599.99 |
| Optional coverage | Monthly cost* | Annual cost* |
|---|---|---|
| Pool and spa | $19.99 | $199.99 |
| Lawn sprinkler system | $9.99 | $99.99 |
| Generator | $19.99 | $199.99 |
| Casita/guest unit | $35.99 | $359.99 |
| Electronics protection | $19.99 | $199.99 |
| TV mounting (up to 85-inch TV) | $19.99 | $199.99 |
| Sump pump | $8.99 | $89.99 |
| Well pump | $12.99 | $129.99 |
| Septic system pumping | $12.99 | $129.99 |
| Central vacuum | $8.99 | $89.99 |
| Stand-alone freezer | $5.99 | $59.99 |
| Water softener | $13.99 | $139.99 |
| Swamp cooler | $14.99 | $149.99 |
| Ice maker (in-fridge) | $3.99 | $39.99 |
| Wine cooler/fridge | $11.99 | $119.99 |
| Instant hot water dispenser | $9.99 | $99.99 |
| Reverse osmosis water filter system | $14.99 | $149.99 |
| Pro-series refrigerator | $24.99 | $249.99 |
| Pro-series microwave | $9.99 | $99.99 |
| Pro-series washing machine | $11.99 | $119.99 |
| Pro-series clothes dryer | $11.99 | $119.99 |
| Limited roof leak | $11.99 | $119.99 |
| Re-key | $9.99 | $99.99 |
| Gutter cleaning | $14.99 | $149.99 |
| Carpet cleaning | $19.99 | $199.99 |
| Lighting fixtures | $7.99 | $79.99 |
| Plumbing fixtures | $7.99 | $79.99 |
You’ll also need to pay a per-claim fee each time a technician comes out. The sample contract online lists this fee as $90 for the Total Home Guard plan.
Discounts
If you pay annually, you’ll get two months of coverage free. You can get an additional discount if you purchase home warranties for more than one property.
Liberty Home Guard coverage exclusions
Liberty Home Guard warranties cover breakdowns caused by regular use and expected wear and tear of your appliances and systems. A warranty doesn’t cover damage caused by abuse or a natural event, such as a hurricane, tornado or earthquake. Here are items not covered by the company, according to a sample contract:
- Routine maintenance
- Improper installation, repair or modification
- Commercial-grade equipment or systems
- Professional or luxury appliances
- Flues, vents, chimneys and exhaust lines
- Electronic, computerized or smart components
- Filters associated with covered items
- Cosmetic defects
- Items under manufacturer recall or safety warning
- Costs related to refrigerant recovery or disposal
Liberty Home Guard claims process and coverage limits
You can file a claim with Liberty Home Guard 24 hours a day, 7 days a week, 365 days a year online or over the phone. You can track the status of your claim from your account online.
Once you’ve submitted the request, Liberty Home Guard notifies a local technician. This service provider will work with you to schedule an appointment when convenient. Typically, you’ll have someone there to make repairs within 24 to 48 business hours.
This aligns with the experience of Steven in Arizona, who noted: "The plumber was assigned and called nearly immediately, and was able to accommodate my schedule for the repair."
If your claim is denied, you can file an appeal with Liberty Home Guard. First, ask for a written explanation of why your claim was denied. Then, gather evidence such as photos, maintenance records and inspection reports to support your claim. Finally, file your appeal explaining why the claim should be reconsidered.
Coverage limits
Liberty Home Guard's coverage limit is $2,000 per covered item and resets every year. Diagnosis and repair/replacement is limited to $500 for plumbing, electrical and optional items. It's also limited to $250 within the first 90 days of your coverage.
Liberty Home Guard has an extensive network of licensed contractors nationwide to complete home repairs, and each repair comes with a 60-day workmanship guarantee.
Liberty Home Guard Mobile
Liberty Home Guard Mobile, the company’s mobile app, lets you manage your home warranty from one place. The app lets you file claims and gives real-time updates on their progress. It is available for iOS and Android.
The app also lets you make and keep track of payments, connect with the company’s technician to get immediate assistance or schedule service or access troubleshooting tips and resources.
What customers are saying about Liberty Home Guard
Customers frequently highlight positive experiences with Liberty Home Guard’s representatives, noting their professionalism, knowledge and patience. Many say they received clear explanations of coverage options, pricing and claims processes, which made it easier to understand their plans. Some also report being offered special rates or flexible payment options, helping them feel more confident in their decision to purchase a home warranty.
Liberty Home Guard FAQ
Does Liberty Home Guard require a home inspection?
No, Liberty Home Guard doesn’t require a home inspection before you can buy a warranty.
How long is Liberty Home Guard’s workmanship guarantee?
Liberty Home Guard offers a 60-day workmanship guarantee when you use a technician from its network.
Can I pick my own service technician with Liberty Home Guard?
Under certain circumstances, you may be able to select your own service technician who meets LHG’s standards. However, the company recommends using a technician in LHG’s network to save money.
Where is Liberty Home Guard available?
Liberty Home Guard plans are available in 50 states and Washington, D.C.
What is Liberty Home Guard's coverage limit per item?
Liberty Home Guard’s coverage limit is $2,000 per covered item, resetting annually; $500 for plumbing, electrical, and optional items.
Can I cancel Liberty Home Guard?
Yes, you can cancel your Liberty Home Guard plan. Cancellation terms and any applicable fees depend on your contract, so it’s best to review your agreement or contact customer service for details.
Still have questions?
Is Liberty Home Guard legit?
Yes, Liberty Home Guard is a legit home warranty company. If you’re looking for a home warranty, Liberty Home Guard’s plans have some good features.
Liberty Home Guard may be a good fit for homeowners who want flexible coverage options and the ability to customize a home warranty plan. With three coverage tiers, dozens of optional add-ons and both month-to-month and annual contracts, the company appeals to homeowners.
Liberty Home Guard is also reasonably priced, especially if you pay annually and get two months free each year. Liberty Home Guard’s work also comes with a 60-day workmanship guarantee.
However, Liberty Home Guard may not be the best option for homeowners who prefer saving money for home system and appliance repair expenses rather than purchasing a warranty, or for those who want complete freedom to choose their own service technician.
Liberty Home Guard Reviews
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- 4,915,594 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Liberty Home Guard Company Information
- Company Name:
- Liberty Home Guard
- Company Type:
- Private
- Address:
- 4101 Avenue U
- City:
- Brooklyn
- State/Province:
- NY
- Postal Code:
- 11234
- Website:
- www.libertyhomeguard.com


