Cinch Home Services Reviews
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About Cinch Home Services
Cinch Home Services is a home warranty company that’s been in business for over 45 years. It offers three types of plans and different service fee options for flexible pricing. It also offers a 180-day workmanship guarantee and coverage for unknown preexisting conditions and mechanical failure due to rust and corrosion damage.
Visit www.cinchhomeservices.com- Offers three combination plans
- Coverage for unknown preexisting conditions
- 180-day workmanship guarantee
- Available in most states
- Service fees of up to $150
- No systems-only or appliance-only plan
Review Summary
Customers praise Cinch's claims process and broad coverage. Reviewers describe knowledgeable representatives, fast claim approvals and reasonable pricing on appliance and HVAC repairs. Longtime customers report repeat positive experiences. Some mention long waits or run-around on complex repairs.
Reviews powering this summary
Submitting a claim with Cinch was effortlessly done online using the paperwork from my house purchase.
Read full reviewWhen it comes to filing claims, I usually handle everything online because their website is simple to navigate, making the process straightforward.
Read full reviewThe customer service explained that there’s a period of 180 days that I can follow up on the claim where I don’t have to pay another deductible.
Read full reviewOur Realtor recommended Cinch and we’ve ben with them since. Filing a claim was very easy and the technician was very professional and prompt.
Read full reviewThe claim submission process was smooth, and the response was prompt. I experienced no troubles or issues afterward.
Read full reviewCinch serves as an extra warranty for my home. I just dial the number that they provided and submit the claim.
Read full reviewThe most recent claims were for the washing machine and the oven, and the same company did both. For the oven, they had to fix the starter.
Read full reviewSubmitting a claim is an easy experience and the contractors have been very good, but I am having problems with an older heating unit.
Read full reviewThe claims process goes well because it's all online though I like being able to call a lot better. However, the pricing is a little steep.
Read full reviewThe approval process for the claim and the ordering of the parts has taken entirely too long. They have ordered the wrong coil twice now.
Read full reviewThat incident motivated me to reconsider my options, as I expected problems to be addressed before reaching such a critical state.
Read full reviewWhile discussing my experiences, I would rate them highly in various aspects, offering top ratings for customer service, coverage, and pricing.
Read full reviewThere was a time when a technician visited, assessed the situation, and informed me that the issue wasn't covered, leaving me to pay for nothing.
Read full reviewI like the website, and Cinch is affordable and has good coverage.
Read full reviewThere are certain things that they said are not covered and I don't remember paying as much money out of pocket
Read full reviewThe initial contractor didn't follow through, resulting in a delay of around eight weeks before Cinch sent an alternate who resolved it promptly.
Read full reviewIt ended up taking four days because they had to order parts. Overall, Cinch Home Services is good. Go ahead and get a home warranty.
Read full reviewThey will talk a good game selling you a plan but they will not responded when you need them. Check and see if you can get an agent on the phone.
Read full reviewI have gone years without any claims, and my coverages were changed without my consent and the services I have always had
Read full reviewI have very bad experience with cinch insurance , I had problem in my dry wall and they told me will covered but later they didn’t ?
Read full reviewI been without my air conditioner for a whole month in a hot house with three kids they keep asking when we gonna get our air fixed
Read full reviewIt was a minor repair, and the experience was good. I called on Friday and by Monday, I had someone out.
Read full reviewThe technicians are professional. Here's my one and only complaint: The app to start the process is very unfriendly.
Read full reviewDespite one disappointing incident, the customer service team has always been helpful and understanding.
Read full reviewI believe in letting the professionals take care of them. If my air conditioner goes down, I got people to come work on that.
Read full reviewThey're easy to work with. If I request a certain professional that's worked on my equipment before, they always send them.
Read full reviewThe automated system could be more user-friendly, as reaching a live representative was initially difficult.
Read full reviewCustomer service representative refused to allow this option and made no attempts to offer alternatives.
Read full reviewCinch overcharged me, and every time I called customer service, they were unable to find basic records
Read full reviewCinch customer service promised a supervisor call at 930am, I even got an email appointment reminder.
Read full reviewOther than the plumber being delayed, there were no real issues. They were properly professional and understanding of the issue.
Read full reviewThe contractors are very nice, especially with the plumbers who came over here. They are awesome and I even asked them for a card.
Read full reviewSo far, so good. Recently, right after the ice storm, I had a heater pump go out in my central heat and air unit. The tech did great.
Read full reviewI'm very pleased with it. The person came out the same day. I'm satisfied with Cinch, but I'd also like a verbal discussion with somebody on an issue.
Read full reviewThe last technician who came out was telling me what it would cost if I just called them directly. He told me the price that I pay Cinch was worth it.
Read full reviewThe reps were friendly and helpful. The technicians have been awesome. The guy who came to help with the heater was phenomenal and honest.
Read full reviewIt feels like these problems are never fully resolved, only temporarily patched up - technicians are sent out repeatedly without long-lasting fixes.
Read full reviewThey were very helpful and when I submitted a service request, the techs came out right away. The contractors were really pleasant and nice.
Read full reviewWe also had some very poor service by electricians and plumbers who were unqualified and actually caused more damage to our house.
Read full reviewWell I now have no water no ice several dents and scratches from the repair man trying to repair it and I'm still waiting for a part to be approved
Read full reviewThere was one time a tech had to order a part and come back. But for the most part, the repairs are done on the same day.
Read full reviewWhen we encountered some problems with a broken dishwasher motor and refrigerator issues impacting the freezer’s cooling efficiency, Cinch promptly
Read full reviewOne of the key highlights for me was how self-explanatory the entire process was, and how responsive the service was in scheduling appointments
Read full reviewAfter calling, a technician reached out the next day, visited promptly, diagnosed the issue, and ordered the necessary part.
Read full review80% of the time, everything's fixed and scheduled quickly. About 20% of the time, it's a delayed response, they can't find the vendor or a solution.
Read full reviewBut then, I managed to speak with someone from their office who promptly arranged for a technician that afternoon.
Read full reviewI let Jason know that and he got me some documentation today. Other than the language barriers, the interactions with technicians have been fine.
Read full reviewIt's usually no longer than a few days. One time, it was right after the next day. I've been happy with service providers so far.
Read full reviewThe heat went out right after the snow storm. So, my house dropped to 30 degrees, and I had to wait two days in the cold for somebody to come.
Read full reviewYou will wait at least 3-4 days to have your AC or your Fridge fixed! I'm curious how most people in Florida can wait that long??
Read full reviewOver the years, they've saved me a lot by covering several repairs and even replacing a microwave, which made it a cost-effective solution
Read full reviewThey've done a good job like the previous one. I suppose the prices have gone up, and I know the deductible has gone up over the years.
Read full reviewBut at the time, the deduction was really low and the price was not that bad, so I sucked it up. I don’t like that the cost is high now.
Read full reviewLater, when my hot water tank began to leak, the repair was efficient, though the $200 deductible felt a bit steep for replacing just a $10 part.
Read full reviewThey tried to make me wait 2 weeks for a tech to come out. The flat deductible rate is $200, previous warranty companies is have seen around $50.
Read full reviewThe actual service has improved. They will call you back and ask you how you feel, whether you like the work, and if you've got it done.
Read full reviewWe are appreciating Cinch. It could be cheaper. But with that cheaper comes cheaper quality of work. So we're happy.
Read full reviewI paid the outrageous service fee of $200. I have called every day to have a service provider come to my home to repair the unit.
Read full reviewCinch delayed coil repair for a month, offered inadequate $682 settlement, then left us displaced in hotels for 11+ days costing $3K+
Read full reviewThey charged the deductible, only for a technician tell me that the pipe in the kitchen was clogged. I knew that, and I'm not a plumber.
Read full reviewReviewers describe Cinch's claims as easy to submit by phone or online. Many customers report quick approvals and prompt replacements on appliances. Longtime homeowners note repeat positive outcomes across HVAC and plumbing. Some mention slower resolution on complex repairs requiring multiple visits.
Reviews about claims
Submitting a claim with Cinch was effortlessly done online using the paperwork from my house purchase.
Read full reviewWhen it comes to filing claims, I usually handle everything online because their website is simple to navigate, making the process straightforward.
Read full reviewThe customer service explained that there’s a period of 180 days that I can follow up on the claim where I don’t have to pay another deductible.
Read full reviewOur Realtor recommended Cinch and we’ve ben with them since. Filing a claim was very easy and the technician was very professional and prompt.
Read full reviewThe claim submission process was smooth, and the response was prompt. I experienced no troubles or issues afterward.
Read full reviewCinch serves as an extra warranty for my home. I just dial the number that they provided and submit the claim.
Read full reviewThe most recent claims were for the washing machine and the oven, and the same company did both. For the oven, they had to fix the starter.
Read full reviewSubmitting a claim is an easy experience and the contractors have been very good, but I am having problems with an older heating unit.
Read full reviewThe claims process goes well because it's all online though I like being able to call a lot better. However, the pricing is a little steep.
Read full reviewThe approval process for the claim and the ordering of the parts has taken entirely too long. They have ordered the wrong coil twice now.
Read full reviewReviewers cite strong protection on dishwashers, washers, dryers and refrigerators. Some mention specific exclusions or surprises on age-related parts.
Reviews about coverage
That incident motivated me to reconsider my options, as I expected problems to be addressed before reaching such a critical state.
Read full reviewWhile discussing my experiences, I would rate them highly in various aspects, offering top ratings for customer service, coverage, and pricing.
Read full reviewThere was a time when a technician visited, assessed the situation, and informed me that the issue wasn't covered, leaving me to pay for nothing.
Read full reviewI like the website, and Cinch is affordable and has good coverage.
Read full reviewThere are certain things that they said are not covered and I don't remember paying as much money out of pocket
Read full reviewThe initial contractor didn't follow through, resulting in a delay of around eight weeks before Cinch sent an alternate who resolved it promptly.
Read full reviewIt ended up taking four days because they had to order parts. Overall, Cinch Home Services is good. Go ahead and get a home warranty.
Read full reviewThey will talk a good game selling you a plan but they will not responded when you need them. Check and see if you can get an agent on the phone.
Read full reviewI have gone years without any claims, and my coverages were changed without my consent and the services I have always had
Read full reviewI have very bad experience with cinch insurance , I had problem in my dry wall and they told me will covered but later they didn’t ?
Read full reviewReviewers praise Cinch's customer service representatives as friendly, knowledgeable and patient. Many homeowners describe agents who explained coverage carefully and resolved questions on a single call. A small share mention difficulty escalating issues to a supervisor on complex claims.
Reviews about customer service
I been without my air conditioner for a whole month in a hot house with three kids they keep asking when we gonna get our air fixed
Read full reviewIt was a minor repair, and the experience was good. I called on Friday and by Monday, I had someone out.
Read full reviewThe technicians are professional. Here's my one and only complaint: The app to start the process is very unfriendly.
Read full reviewDespite one disappointing incident, the customer service team has always been helpful and understanding.
Read full reviewI believe in letting the professionals take care of them. If my air conditioner goes down, I got people to come work on that.
Read full reviewThey're easy to work with. If I request a certain professional that's worked on my equipment before, they always send them.
Read full reviewThe automated system could be more user-friendly, as reaching a live representative was initially difficult.
Read full reviewCustomer service representative refused to allow this option and made no attempts to offer alternatives.
Read full reviewCinch overcharged me, and every time I called customer service, they were unable to find basic records
Read full reviewCinch customer service promised a supervisor call at 930am, I even got an email appointment reminder.
Read full reviewHomeowners report mostly positive contractor experiences. Many reviewers praise technicians who fixed problems on the first visit, with strong work across appliances and HVAC. A portion of customers describe contractors who required multiple visits or couldn't resolve the issue.
Reviews about contractors
Other than the plumber being delayed, there were no real issues. They were properly professional and understanding of the issue.
Read full reviewThe contractors are very nice, especially with the plumbers who came over here. They are awesome and I even asked them for a card.
Read full reviewSo far, so good. Recently, right after the ice storm, I had a heater pump go out in my central heat and air unit. The tech did great.
Read full reviewI'm very pleased with it. The person came out the same day. I'm satisfied with Cinch, but I'd also like a verbal discussion with somebody on an issue.
Read full reviewThe last technician who came out was telling me what it would cost if I just called them directly. He told me the price that I pay Cinch was worth it.
Read full reviewThe reps were friendly and helpful. The technicians have been awesome. The guy who came to help with the heater was phenomenal and honest.
Read full reviewIt feels like these problems are never fully resolved, only temporarily patched up - technicians are sent out repeatedly without long-lasting fixes.
Read full reviewThey were very helpful and when I submitted a service request, the techs came out right away. The contractors were really pleasant and nice.
Read full reviewWe also had some very poor service by electricians and plumbers who were unqualified and actually caused more damage to our house.
Read full reviewWell I now have no water no ice several dents and scratches from the repair man trying to repair it and I'm still waiting for a part to be approved
Read full reviewCustomers describe Cinch's response as fast and dependable. Reviewers report same-day or next-day technician dispatch on appliance claims, with quick scheduling at signup. A few homeowners mention longer waits when parts had to be ordered for complex HVAC or refrigerator repairs.
Reviews about response time
There was one time a tech had to order a part and come back. But for the most part, the repairs are done on the same day.
Read full reviewWhen we encountered some problems with a broken dishwasher motor and refrigerator issues impacting the freezer’s cooling efficiency, Cinch promptly
Read full reviewOne of the key highlights for me was how self-explanatory the entire process was, and how responsive the service was in scheduling appointments
Read full reviewAfter calling, a technician reached out the next day, visited promptly, diagnosed the issue, and ordered the necessary part.
Read full review80% of the time, everything's fixed and scheduled quickly. About 20% of the time, it's a delayed response, they can't find the vendor or a solution.
Read full reviewBut then, I managed to speak with someone from their office who promptly arranged for a technician that afternoon.
Read full reviewI let Jason know that and he got me some documentation today. Other than the language barriers, the interactions with technicians have been fine.
Read full reviewIt's usually no longer than a few days. One time, it was right after the next day. I've been happy with service providers so far.
Read full reviewThe heat went out right after the snow storm. So, my house dropped to 30 degrees, and I had to wait two days in the cold for somebody to come.
Read full reviewYou will wait at least 3-4 days to have your AC or your Fridge fixed! I'm curious how most people in Florida can wait that long??
Read full reviewReviewers describe Cinch's pricing as a strong value. Longtime homeowners report savings on major appliances over the years. However, some mention rising premiums or unexpected charges.
Reviews about value and pricing
Over the years, they've saved me a lot by covering several repairs and even replacing a microwave, which made it a cost-effective solution
Read full reviewThey've done a good job like the previous one. I suppose the prices have gone up, and I know the deductible has gone up over the years.
Read full reviewBut at the time, the deduction was really low and the price was not that bad, so I sucked it up. I don’t like that the cost is high now.
Read full reviewLater, when my hot water tank began to leak, the repair was efficient, though the $200 deductible felt a bit steep for replacing just a $10 part.
Read full reviewThey tried to make me wait 2 weeks for a tech to come out. The flat deductible rate is $200, previous warranty companies is have seen around $50.
Read full reviewThe actual service has improved. They will call you back and ask you how you feel, whether you like the work, and if you've got it done.
Read full reviewWe are appreciating Cinch. It could be cheaper. But with that cheaper comes cheaper quality of work. So we're happy.
Read full reviewI paid the outrageous service fee of $200. I have called every day to have a service provider come to my home to repair the unit.
Read full reviewCinch delayed coil repair for a month, offered inadequate $682 settlement, then left us displaced in hotels for 11+ days costing $3K+
Read full reviewThey charged the deductible, only for a technician tell me that the pipe in the kitchen was clogged. I knew that, and I'm not a plumber.
Read full reviewCinch Home Services coverage and plans
Cinch Home Services sells three home warranty plans: Repair Only, Repair + Replace and Repair + Replace Premier. All of its plans cover mechanical failures caused by rust, corrosion or sediment. And its Repair + Replace and Repair + Replace Premier coverage stands out for its $500 homeowners insurance deductible reimbursement.
The company's top-tier plan, Repair + Replace Premier, includes coverage for outside water, sewer and gas lines, as well as an additional $2,000 benefit for costs that aren’t usually covered, such as permits, code upgrades and equipment disposal.
| Coverage | Repair Only | Repair + Replace | Repair + Replace Premier |
|---|---|---|---|
| Air conditioning | |||
| Electrical | |||
| Heating | |||
| Plumbing | |||
| Ductwork | |||
| Water heaters | |||
| Exterior water lines | |||
| Interior plumbing lines | |||
| Interior electrical lines | |||
| Sump pump | |||
| HVAC tuneups | |||
| Refrigerators | |||
| Dishwashers | |||
| Oven | |||
| Range | |||
| Cooktop | |||
| Built-in microwaves | |||
| Built-in food centers | |||
| Garbage disposals | |||
| Trash compactors | |||
| Ice maker | |||
| Instant hot/cold water dispensers | |||
| Range exhaust hood | |||
| Kitchen exhaust fan | |||
| Clothes washers | |||
| Clothes dryers | |||
| Toilets | |||
| Whirlpool bathtub | |||
| Faucets | |||
| Ceiling fans | |||
| Attic fan | |||
| Central vacuums | |||
| Doorbells | |||
| Garage door openers | |||
| Roof leak repairs | |||
| Main breaker | |||
| Plumbing stoppages | |||
| Home electronics | |||
| Smoke detectors | |||
| Jetted tub components | |||
| Monthly premium cost | $27.99-$39.99 | $54.99-$66.99 | $77.99-$89.99 |
| Annual premium cost | N/A | N/A | N/A |
| Type | Combo | Combo | Combo |
| Plan name | Repair Only | Repair + Replace | Repair + Replace Premier |
| Monthly cost | $27.99, $36.32 or $39.99 | $54.99, $63.32 or $66.99 | $77.99, $86.32 or $89.99 |
| Annual cost | N/A | N/A | N/A |
| Monthly cost | $27.99 | $54.99 | $77.99 |
| Monthly cost | $36.32 | $63.32 | $86.32 |
| Monthly cost | $39.99 | $66.99 | $89.99 |
Add-on coverage
Cinch’s add-on coverage includes:
- Pool or spa only (heater included)
- Pool with spa (heater included)
- Septic tank and pumping
- Well pump
Cinch Home Services cost
Cinch Home Services' plans cost $27.99 to $89.99 per month for a home in Houston, Texas. It also offers three service fee options: $100, $125 and $150. The service fee you choose will affect the overall monthly cost of your plan.
| Service fee | Repair Only | Repair + Replace | Repair + Replace Premier |
|---|---|---|---|
| $100 | $39.99 per month | $66.99 per month | $89.99 per month |
| $125 | $36.32 per month | $63.32 per month | $86.32 per month |
| $150 | $27.99 per month | $54.99 per month | $77.99 per month |
Cinch Home Services coverage exclusions
Cinch Home Services has some coverage exclusions and limitations.
Coverage exclusions
Cinch excludes coverage for the following:
- Routine maintenance
- Items covered by any other warranty, insurance or guarantee
- Failures caused by anything other than normal wear and tear, such as mold, neglect, misuse, abuse or acts of nature
- Costs of construction, code upgrades, modifications, disposal of old equipment and more
- Commercial-grade appliances
- Flues, venting, chimneys and exhaust lines
- Items without a visible model or serial number
- Recalled or defective items (as determined by the Consumer Product Safety Commission or a manufacturer)
- Improper installation or repairs
Coverage limits
Cinch Home Services plans have a $10,000 total coverage limit per agreement term. Specific limits vary by plan. The Repair Only plan generally has lower caps than the Repair + Replace and Repair + Replace Premier plans.
| Repair Only | Repair + Replace | Repair + Replace Premier | |
|---|---|---|---|
| Kitchen and laundry appliances | Up to $1,000 per claim | Up to $2,000 per covered appliance | Up to $2,000 per covered appliance |
| Septic coverage | $500 for pumping; $1,000 for replacement | $500 for pumping; $1,000 for replacement | $500 for pumping; $1,000 for replacement |
| Pools and spas | Up to $1,000 per agreement term | Up to $1,500 per agreement term | Up to $1,500 per agreement term |
| Well pump | Up to $1,000 per agreement term | Up to $1,500 per agreement term | Up to $1,500 per agreement term |
| Free-standing freezer | Up to $1,000 per agreement term | Up to $2,000 per agreement term | Up to $2,000 per agreement term |
How to file a claim with Cinch Home Services
To file a claim with Cinch Home Services, follow these steps:
- Request service through your online account or by calling the company directly.
- Once the request has been submitted, Cinch will provide a referral to one of its service professionals, usually within two hours during business hours.
- Schedule the repair visit.
If your claim is denied, reach out to the company’s customer service team and file a formal appeal with documentation to support your claim.
FAQ
Does Cinch Home Services require a home inspection?
No, Cinch Home Services doesn’t require a home inspection before purchasing a Cinch home protection plan.
Can I pick my own service technician with Cinch Home Services?
You typically can’t pick your own service technician with Cinch Home Services since the company prefers to select a technician from its network for service. However, it may let you choose your own technician if you request approval.
Does Cinch Home Services have an age limit on systems or appliances?
No, Cinch Home Services does not have an age limit on systems or appliances. It covers all makes, models and ages of systems and appliances that are included in its coverage list.
Where are Cinch Home Services warranties available?
Cinch Home Services warranties are available in 48 states.
Can I cancel my Cinch warranty plan?
You can cancel your Cinch warranty plan over the phone or through your online account. You’ll receive a full refund of the contract fees paid if you cancel within 30 days of the coverage effective date.
What is the waiting period for Cinch Home Services?
The waiting period for Cinch Home Services is 30 days, after which your coverage will start.
Still have questions?
Is Cinch Home Services legit?
Cinch Home Services is a legitimate home warranty provider that has been in business since 1978. We like Cinch’s 180-day workmanship guarantee, which is much longer than the 30- to 90-day guarantees other companies offer. All of its plans include comprehensive systems and appliance coverage, and it’s easy to submit and track a claim through the Cinch online portal.
Many customers on our site have reported a positive experience with Cinch Home Services, citing an easy claims process online or by phone, professional and knowledgeable technicians and high-quality repairs.
However, some customers on our site have expressed frustration with Cinch Home Services, citing issues with long wait times for repairs, multiple visits from contractors without resolution and unexpected out-of-pocket charges for supposedly covered repairs.
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- 4,962,754 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Cinch Home Services Company Information
- Social media:
- Company Name:
- Cinch Home Services
- Company Type:
- Private
- Year Founded:
- 1978
- Address:
- 4700 Exchange Court, Ste. 300
- City:
- Boca Raton
- State/Province:
- FL
- Postal Code:
- 33431
- Country:
- United States
- Website:
- www.cinchhomeservices.com
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