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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company that’s been in business for over 45 years. It offers three types of plans and different service fee options for flexible pricing. It also offers a 180-day workmanship guarantee and coverage for unknown preexisting conditions and mechanical failure due to rust and corrosion damage.

Visit www.cinchhomeservices.com
Pros
  • Offers three combination plans
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Service fees of up to $150
  • No systems-only or appliance-only plan

Review Summary

✦ Generated by AI from verified reviews

Customers praise Cinch's claims process and broad coverage. Reviewers describe knowledgeable representatives, fast claim approvals and reasonable pricing on appliance and HVAC repairs. Longtime customers report repeat positive experiences. Some mention long waits or run-around on complex repairs.

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Reviews powering this summary

✦ Generated by AI from verified reviewsAbove industry average

Reviewers describe Cinch's claims as easy to submit by phone or online. Many customers report quick approvals and prompt replacements on appliances. Longtime homeowners note repeat positive outcomes across HVAC and plumbing. Some mention slower resolution on complex repairs requiring multiple visits.

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Reviews about claims

✦ Generated by AI from verified reviewsAbove industry average

Reviewers cite strong protection on dishwashers, washers, dryers and refrigerators. Some mention specific exclusions or surprises on age-related parts.

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Reviews about coverage

✦ Generated by AI from verified reviewsAbove industry average

Reviewers praise Cinch's customer service representatives as friendly, knowledgeable and patient. Many homeowners describe agents who explained coverage carefully and resolved questions on a single call. A small share mention difficulty escalating issues to a supervisor on complex claims.

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Reviews about customer service

✦ Generated by AI from verified reviews

Homeowners report mostly positive contractor experiences. Many reviewers praise technicians who fixed problems on the first visit, with strong work across appliances and HVAC. A portion of customers describe contractors who required multiple visits or couldn't resolve the issue.

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Reviews about contractors

✦ Generated by AI from verified reviews

Customers describe Cinch's response as fast and dependable. Reviewers report same-day or next-day technician dispatch on appliance claims, with quick scheduling at signup. A few homeowners mention longer waits when parts had to be ordered for complex HVAC or refrigerator repairs.

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Reviews about response time

✦ Generated by AI from verified reviewsAbove industry average

Reviewers describe Cinch's pricing as a strong value. Longtime homeowners report savings on major appliances over the years. However, some mention rising premiums or unexpected charges.

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Reviews about value and pricing

Cinch Home Services coverage and plans

Cinch Home Services sells three home warranty plans: Repair Only, Repair + Replace and Repair + Replace Premier. All of its plans cover mechanical failures caused by rust, corrosion or sediment. And its Repair + Replace and Repair + Replace Premier coverage stands out for its $500 homeowners insurance deductible reimbursement.

The company's top-tier plan, Repair + Replace Premier, includes coverage for outside water, sewer and gas lines, as well as an additional $2,000 benefit for costs that aren’t usually covered, such as permits, code upgrades and equipment disposal.

Add-on coverage

Cinch’s add-on coverage includes:

  • Pool or spa only (heater included)
  • Pool with spa (heater included)
  • Septic tank and pumping
  • Well pump

Cinch Home Services cost

Cinch Home Services' plans cost $27.99 to $89.99 per month for a home in Houston, Texas. It also offers three service fee options: $100, $125 and $150. The service fee you choose will affect the overall monthly cost of your plan.

Costs are accurate at the time of publishing.

Cinch Home Services coverage exclusions

Cinch Home Services has some coverage exclusions and limitations.

Coverage exclusions

Cinch excludes coverage for the following:

  • Routine maintenance
  • Items covered by any other warranty, insurance or guarantee
  • Failures caused by anything other than normal wear and tear, such as mold, neglect, misuse, abuse or acts of nature
  • Costs of construction, code upgrades, modifications, disposal of old equipment and more
  • Commercial-grade appliances
  • Flues, venting, chimneys and exhaust lines
  • Items without a visible model or serial number
  • Recalled or defective items (as determined by the Consumer Product Safety Commission or a manufacturer)
  • Improper installation or repairs

Coverage limits

Cinch Home Services plans have a $10,000 total coverage limit per agreement term. Specific limits vary by plan. The Repair Only plan generally has lower caps than the Repair + Replace and Repair + Replace Premier plans.

How to file a claim with Cinch Home Services

To file a claim with Cinch Home Services, follow these steps:

  1. Request service through your online account or by calling the company directly.
  2. Once the request has been submitted, Cinch will provide a referral to one of its service professionals, usually within two hours during business hours.
  3. Schedule the repair visit.

If your claim is denied, reach out to the company’s customer service team and file a formal appeal with documentation to support your claim.

FAQ

Does Cinch Home Services require a home inspection?

No, Cinch Home Services doesn’t require a home inspection before purchasing a Cinch home protection plan.

Can I pick my own service technician with Cinch Home Services?

You typically can’t pick your own service technician with Cinch Home Services since the company prefers to select a technician from its network for service. However, it may let you choose your own technician if you request approval.

Does Cinch Home Services have an age limit on systems or appliances?

No, Cinch Home Services does not have an age limit on systems or appliances. It covers all makes, models and ages of systems and appliances that are included in its coverage list.

Where are Cinch Home Services warranties available?

Cinch Home Services warranties are available in 48 states.

Can I cancel my Cinch warranty plan?

You can cancel your Cinch warranty plan over the phone or through your online account. You’ll receive a full refund of the contract fees paid if you cancel within 30 days of the coverage effective date.

What is the waiting period for Cinch Home Services?

The waiting period for Cinch Home Services is 30 days, after which your coverage will start.

Still have questions?

Is Cinch Home Services legit?

Cinch Home Services is a legitimate home warranty provider that has been in business since 1978. We like Cinch’s 180-day workmanship guarantee, which is much longer than the 30- to 90-day guarantees other companies offer. All of its plans include comprehensive systems and appliance coverage, and it’s easy to submit and track a claim through the Cinch online portal.

Many customers on our site have reported a positive experience with Cinch Home Services, citing an easy claims process online or by phone, professional and knowledgeable technicians and high-quality repairs.

However, some customers on our site have expressed frustration with Cinch Home Services, citing issues with long wait times for repairs, multiple visits from contractors without resolution and unexpected out-of-pocket charges for supposedly covered repairs.

Cinch Home Services Reviews

Over 10k reviews since 2014

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    How do I know I can trust these reviews about Cinch Home Services?
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    Page 1 Reviews 0 - 35
    Verified purchase
    Claims HandlingCoverageTechPunctuality & SpeedStaff

    Reviewed Sept. 10, 2026

    I've had Cinch in 2013, before they became Cinch. They are a good organization to work with. They are a dedicated and loyal company that takes care of its customers. Try to sign up early when you're renewing. Be patient because they do good work, but sometimes, the human error comes in. But that's something that they fix when you bring it to their attention. Being patient is what ultimately working with these people are all about. They know their business. It would always be nice to get something new. But if they can repair it, that also helps me because my familiarity with the product is good. It makes me feel like I made a good purchase. And the fact that it can be repaired is also a good thing.

    My most recent claim was a washer and dryer. Filing a claim is simple. I don't like the computer piece where I have to press so much buttons. That's the most challenging, trying to get to speak to a human being. Also, it took three months to get my washing machine fixed, which was very frustrating. The initial guy said something was seized up. He would recommend that the machine be replaced. But Cinch didn't do that. They brought somebody back out. They looked at it, and said they would have to order parts. So, instead of getting rid of the item and getting me a new one, they found somebody else who could have fixed it.

    It took a while. The guys came out. They broke down the system. They found what the part was. Took the washing machine completely apart. I got to learn about some of the innards of the washing machine. But after that, they said that part couldn't be replaced. They had to order a complete system to do that replacement. So, that took longer. And in three months, it got fixed. We tried to be patient. They repaired it. We were inconvenienced. But we didn't make a big issue of it.

    The technicians were awesome. I like to learn. They are generous, and they keep on doing their work, but they explain a little to me. I ask questions and try to help them if possible, if they don't mind, so I can learn a little about what the machine is all about. They give me ideas how to do better in the future. Great servicemen. They do good. But when they put the washing machine together, they missed connecting a hose. So, when they left, there was water coming out of one of the hoses that wasn't properly connected. Also, they had to come back to redo some pieces on the dryer. They said a fuse went out, but they said I have electrical issues here, which doesn't make sense. Other than that, I like Cinch. I would recommend them to neighbors if they asked me.

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      Verified purchase
      Customer ServiceTechPricePunctuality & SpeedRefunds & PayoutsStaffBillingRatesTimeliness

      Reviewed Sept. 1, 2026

      It's good to have a warranty on all of your things. We've had Cinch Home for 10 years as the warranty came with the house when we bought it and we just kept it. We've had pretty good experience with them but with our last claim, it was not great. When I came home from vacation about 8 PM at night, my air conditioning wasn't working. So I called Cinch and they told me that a dispatcher would call me the next day. I asked how soon would someone be out here and they said in a week. But it was 90 something degrees outside. I pay these people every month and I've never missed a payment. So that's not acceptable. If they have to get a third party out here, they should do that.

      Also, everybody that you're talking to is foreign and they're probably in another country. So, I asked to talk to a supervisor and the supervisor was just reading from scripts. I told them to stop reading from a script and to talk to me. But that was all they know, so that pissed me off. I got tired of that and I decided to just call back in the morning. When I did, I learned that they assigned Sears to my claim. I told them to get me another company because it was unacceptable that it was going to take a week or them to come out.

      So, they got me another company, and I waited for them to call, but they did not call. So, I called them in the afternoon, and they came out the same day. The technician only had one arm, which I thought was very odd. But he was able to get the thing off of my central air conditioner and when I came back out, yeah, he was putting it back together and said said he was going to see if they had the part. But they did not have a part, so he had to come back the next day. Someone else came with him when he came back and they did the work, so I have no complaint.

      But the whole contacting thing ticked me off. I don't have anything against foreigners, but you need to be able to communicate in a way that is satisfactory. It was very aggravating. So far, I've only had a few things go wrong. I've had an electrical issue, and a problem with my dishwasher. So, over a 10-year period, I don't think that's very much to go wrong. I live in a 30-year-old condo, but it's in good shape. Also, like everything else, the price keeps getting higher each year. When we first got the warranty, the deductible wasn't that much. But now, it's $200, which is still a lot better than paying for a whole new central air.

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      Verified purchase
      Customer ServiceTechPunctuality & SpeedMaintenanceTimeliness

      Reviewed Aug. 19, 2026

      I'm working with Cinch right now. I put in a phone call Monday morning of this week for a garage door service to be done, and they told me that within 48 hours the vendor would call me back with an appointment. So, I checked with them this morning, and they had not made an appointment for me. I also heard from Cinch wanting to know if they had contacted me, and I said no. So, I contacted them just about an hour ago, and they've got me on a schedule now for Thursday. I had a claim before the most recent one that went well. The best one I had was the first problem I called in for was a icemaker not working on a GE refrigerator. That was really the best because they sent somebody from GE. The guy came in and checked it all out. Then he found out also the refrigerator had another problem that he couldn't fix.

      I got the exact replacement for a two-door GE refrigerator and that went super smooth. I couldn't believe that the guys pulled out the old refrigerator and put the new one in. A half hour later, they were gone. The second one right after that was the stove had a gasket that goes around the door, and something had melted that thing against the door. They gave that, instead of to GE, to some outside vendor. It took weeks to get scheduled. The guy finally came. I've had a ton of problems. Cinch has been great. The only thing I have to question maybe is the vendors that they use. Right now, I'm not really impressed with the garage door people because I had to call them back to get a schedule.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your experience and for your continued trust in Cinch. We're pleased to hear that your previous claims, especially your refrigerator replacement, were handled smoothly and met your expectations.

      We also appreciate your honest feedback regarding your recent garage door claim. We understand how frustrating it can be when appointment scheduling does not occur within the expected timeframe, and we apologize for the inconvenience. While we're glad an appointment has now been secured, we recognize that delays and the need for additional follow-up can be disappointing.

      Your comments about our service network are valuable and will be shared with the appropriate teams as we continuously work to improve the customer experience. We appreciate your patience and are grateful for the opportunity to assist with your home service needs. Thank you for being a Cinch customer and for taking the time to share your feedback.

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenance

      Reviewed Aug. 15, 2026

      I've had Cinch Home Services since I've been in this house, which is for over 20 years. Originally, I had HMS and Cinch took over them. I spoke with a person this last time and they set up my ticket. But they still required me to pay that $200 upfront when, originally, that wasn't how it went. It was when the repairperson got there and made the assessment because sometimes it's passed on to something else if it's beyond what they can do, and you pay your $200. The deductible went up tremendously from when I first obtained the policy for the homeowner thing. The last service that I had provided the deductible was $200. Previously, it was $50. That's a big difference from what it was.

      If you're talking to a person, you give them the information and they make the contact with the contractor. I didn't have to speak to the contractor unless they had a delay in their appointment time. I spoke to a contractor, but all the information was already given so they already expected that I would call them. When I called for the AC, it was delayed but I know Cinch normally connects it with more than one service contractor to come out to perform. But it was a little wait on it because it was hot. Other than that, the service has been on point. The contractors always satisfied what I called them for. The tech did what he was supposed to do as far as getting the air condition up and running. It was during the real-world hot days, and all of a sudden, the air condition wasn't blowing out anything. The tech got it back on track and I haven't had an issue until this point.

      It could be more beneficial for you to have CInch as opposed to not having it. Because if something breaks in your house and it's unexpected, such as an air condition, you don't have a lot of money laying around where it might be something that costs you $3,000 or $4,000 or even more to get repaired. It would be imperative that you consider having Cinch.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for being a loyal customer for more than 20 years and for sharing your thoughtful feedback. We truly appreciate your long history with us and are pleased to hear that our representatives and service providers have consistently delivered quality service. We understand your concerns regarding changes to service fees and the timing of payment, and we value that feedback. We're also glad to know that, despite the delay during a period of extreme heat, your air conditioning issue was resolved successfully and has continued to operate properly. Thank you for recognizing the value of home warranty coverage and for trusting Cinch to help protect your home when unexpected repairs arise.

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffBilling

      Reviewed Aug. 13, 2026

      Cinch was what came along when we bought the house and we continued with them. I'm not very happy that the payment amounts have increased drastically over the years and the deductibles have gone through the roof. I used to only pay a $25 deductible and it's now $150. The monthly premium is $165 a month now from $25 a month. Also, I'm in West Des Moines, Iowa and they don't have that many contractors out here, so eventually, I have to find my own. There were a couple of times when I couldn't for the longest time. Our furnace, in minus 20-degree wind chill, broke down. I called Cinch on a Wednesday and told them that my kid, wife and dogs are freezing to death. They said they would send someone over and to get space heaters in the house so I don’t freeze the pipes out.

      On Friday, they said they didn’t have anyone to send over so they would look at it on Monday. Then on Friday evening at five minutes to 5:00, I got a message saying they couldn’t look at it till next Monday. Nobody would pick up the phone. But I found the CEO's phone number and I left a very apologetic message saying I understand it's late at night and nobody likes to be called at home. But I have a situation here. I've begged and borrowed space heaters from everyone I know. I got one in every room going. But this is untenable, because it's minus 20 outside. Some of the pipes are gonna freeze. I got a callback in 15 minutes from the CEO and she said that they screwed up. I made my payments and called it in on Wednesday, and they said they would fix it and not to worry.

      The repair guy came in at 10 p.m. to fix the furnace. He said he works with Cinch and that he didn’t care what it would take. He had to find someone to open the warehouse, get the part and get the heat going in the house. I sent an email back to the CEO saying that people often tend to get righteous and sit on a high horse, thinking they do everything themselves and that nobody does anything for them in return. That experience showed me otherwise. I've stayed with Cinch, just because of that one incident where they fixed an issue in the middle of the night. I don't know who the new president is but at that time on the internet, you could find phone numbers for the companies. There was a website but it got closed down. Overall, I'm happy with Cinch in the 15 years that I’ve been with them.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your experience and for being a valued Cinch customer for the past 15 years. We appreciate your candid feedback regarding premium and deductible increases, as well as the challenges you've encountered securing service providers in your area. We understand how frustrating those concerns can be.

      We are especially sorry for the difficulties you experienced during your furnace breakdown in extremely cold weather. No homeowner should have to face those circumstances, and we appreciate you bringing the situation to our attention at the time. While we regret the delays and communication issues you encountered, we're pleased our team was ultimately able to coordinate the emergency repair and restore heat to your home when it was needed most.

      We sincerely appreciate your loyalty over the years and are grateful for the opportunity to continue serving you. Thank you for recognizing the efforts of those who stepped in to help during a critical time, and for taking the time to share your story with us. We value your membership and look forward to being there when you need us in the future.

      Profile pic of the author.
      Customer ServiceTechSales & MarketingPunctuality & SpeedStaff

      Reviewed Sept. 12, 2026

      ⭐ 1/5

      As a Realtor, I used Cinch Home Warranty for a seller after another Realtor recommended them. Unfortunately, this experience has been extremely frustrating.
      We waited nearly two weeks for an electrical repair because the first contractor Cinch assigned never answered or scheduled the appointment. Cinch eventually reassigned the request and the electrical panel was repaired—but we received NO service report or documentation showing the diagnosis or work performed.

      When I called Cinch for the report, I was told the records are "internal" and that I could basically write down what the representative told me was repaired. The electrical contractor, however, told us Cinch had to provide the report.

      The exact same thing happened with a kitchen exhaust fan repair/replacement. Work completed, but no report. After approximately a week of calls trying to obtain documentation, I still don't have it.

      This is a HOME SALE. A dashboard saying "completed" is not adequate documentation of repairs performed on a property.

      If Cinch offers home warranty packages to sellers, there should be a reliable process for providing documentation of completed work. Instead, I've spent an unreasonable amount of time chasing Cinch and its contractors for basic records.

      Based on this experience, I cannot recommend Cinch to my sellers, buyers, or fellow Realtors.

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      Cinch Home Services
      Response from Cinch Home Services

      We're sorry to hear about your experience and appreciate you bringing your concerns to our attention. We understand the importance of obtaining documentation regarding completed repairs, particularly when preparing for a home sale.

      We regret the delays you experienced with the initial electrical service request and understand your frustration regarding the difficulty obtaining information about the repairs that were completed. We also recognize your concerns about the kitchen exhaust fan service request and the time spent seeking documentation related to that repair.

      We would like the opportunity to review this matter further; however, we were unable to locate an account based on the information associated with your review. Please send a private message with the property address, the home warranty contract or claim number (if available), and your contact information so that we can further review your concerns and determine what information may be available regarding the completed service requests.

      We appreciate your feedback and the opportunity to assist further.

      Ashley increased rating by 2 stars.
      Customer ServiceCoverageSales & MarketingPriceMaintenanceStaff
      After a positive interaction with Cinch Home Services, Ashley increased their star rating.

      Original Review: Sept. 11, 2026

      This company is for sure a scam. We used Cinch for 9 years and only kept renewing because we knew our HVAC system would need replaced at some point. Well, it finally did need replacing, but the amount

      Cinch paid to “replace it” was 1/3 of what it actually cost to replace it. Plus, the $250 deductible and all those months paying this company. It would have been more affordable to put that $70 aside each month and save up for a new system rather than hand it to Cinch. Lesson learned and we would never recommend this company to anyone. I also plan to call our realtor and advise him to advertise a different company.

      It is also very difficult to talk to an actual person. When you do finally reach an actual person, they are difficult to understand, as they are probably from overseas.

      I’m so utterly disgusted and feel I have been robbed. I hope this review helps someone to not make the same mistake.

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      Cinch Home Services
      Response from Cinch Home Services

      We're sorry to hear that you are dissatisfied with your experience. We understand that a major HVAC replacement can be a significant expense, and we recognize your frustration regarding the out-of-pocket costs associated with the replacement of your system.

      Home warranty coverage is intended to address covered mechanical failures and is subject to the terms, conditions, and limitations of the warranty agreement. Claim payments are not based on the full retail cost of a new HVAC system and may vary depending on the equipment involved, the approved scope of work, and applicable contract provisions.

      We also regret to hear of your concerns regarding customer service and your experience attempting to obtain assistance. Providing clear communication and support is important to us, and we appreciate you bringing these concerns to our attention.

      A member of our Customer Relations team will be reviewing your account and reaching out to you directly to discuss your concerns in greater detail. We appreciate your longstanding business and the opportunity to address this matter further.

      Profile pic of the author.
      Customer ServiceContract & TermsCoverageTechPunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingTransparencyResolution

      Reviewed Sept. 11, 2026

      I have maintained a Sears Home Warranty via Cinch plan for approximately 8 to 10 years and currently pay about $59 per month for coverage. I have consistently made these payments with the expectation that covered appliance repairs would be completed within a reasonable timeframe.

      Date of Service Request: In early August 2026, I submitted a repair request for my refrigerator. A Sears technician came to my home on August 4, 2026, diagnosed the issue, and determined that replacement parts were needed. The required parts were ordered and arrived approximately one week later.

      What the Business Committed to Provide: Under the terms of my home warranty agreement, Sears committed to repair covered appliances, including my refrigerator, in a timely manner.

      Details of the Dispute: Since the parts arrived, Sears has repeatedly rescheduled my repair appointment. For more than a month, every scheduled repair visit has either been delayed or rescheduled. As a result, I have been without a functioning refrigerator for over six weeks.

      In addition to the excessive delays, Sears has made it nearly impossible to obtain information about my repair status. The customer service phone numbers direct callers to automated AI systems, and I have been unable to reach a live representative to discuss the issue, obtain updates, or escalate my concerns.

      Attempts to Resolve the Problem: I have attempted multiple times to contact Sears for updates and assistance regarding the repair. However, I have not been able to speak with a live person, and no meaningful resolution or timeline for repair has been provided. The only result has been continued appointment cancellations and rescheduling.

      Desired Resolution: I am requesting that Sears immediately complete the refrigerator repair or provide an alternative resolution. I would also like an explanation for the excessive delays and the lack of customer support. After paying for warranty coverage for nearly a decade, I believe it is unreasonable to be without a working refrigerator for more than six weeks while being unable to reach anyone who can assist.

      This experience has been extremely frustrating and has caused significant inconvenience. I am seeking BBB assistance in obtaining a prompt resolution to this matter.
      Plan: **

      Refrigerator service confirmation: **

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      Cinch Home Services
      Response from Cinch Home Services

      We appreciate you bringing these concerns to our attention. A member of our Customer Relations team is reviewing your claim and will be reaching out to you directly to discuss the status of the repair, address your concerns, and work toward a resolution. Thank you for your patience, and we appreciate the opportunity to assist further.

      Profile pic of the author.
      Customer ServiceCoverageTechRefunds & PayoutsMaintenanceStaffTimeliness

      Reviewed Sept. 11, 2026

      I'm calling my lawyer to fight this one. When I booked a service request to fix my air conditioning system (when here in Texas temperatures are in 100 F), they booked with local providers that were not available until a week from that day. I called to look for another provider that can come sooner. The one they booked did not respond nor confirm with me nor with Cinch. I found a professional, licensed and well recognized company that went to my house the same day. When I tried to submit the invoice from this provider for reimbursement, Cinch just claimed that that was not approved by the company, so they declined to reimburse. I won't do any more business with this company. They do not care about you even if you are cooking in your own home for having a non-working A/C.

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      Cinch Home Services
      Response from Cinch Home Services

      We're sorry to hear about your experience and understand how challenging it can be to be without air conditioning during extreme summer temperatures.

      We recognize your concerns regarding the availability of service providers and the steps you took to obtain assistance as quickly as possible. We have reviewed your comments and would like the opportunity to discuss the circumstances surrounding your claim in greater detail.

      A member of our Customer Relations team will be reaching out to you directly to review the matter and address any outstanding questions or concerns. We appreciate your feedback and the opportunity to further evaluate the situation.

      Verified purchase
      Customer ServiceTechPunctuality & SpeedStaff

      Reviewed Sept. 11, 2026

      It has been three years since we've been with Cinch Home Services. We like the simplicity of the process. Also, they have not quibbled about anything that we brought up. We'll stay with them because they're very reliable. Submitting a repair request is quite advanced. I was able to work with the service provider, which was great. They followed up, and did a good job. We've had some bad technicians in the past, but Cinch has taken care of that situation fast. We haven't had issues in the last three services. That's over a year and a half now. The service people seems to upgrade over the last few years. Cinch got better people working for them for servicing appliances, and that's a plus because that's going to simplify getting whatever you have fixed.

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      Verified purchase
      CoverageTechPriceRefunds & PayoutsRates

      Reviewed Sept. 11, 2026

      The property manager bought the warranty with Cinch for me when I bought the house and the hardest thing has been contacting them when I have questions. I had questions about the people doing work on my air conditioner, and I wasn't able to get in touch with anyone to ask about that. The contractors I've worked with have not been great but not bad either. I have recommended Cinch because it saved me a lot of money. The full price of getting my air conditioning fixed would have been much higher than what I paid for my copay. The coverage price is a little high but it's still worth it.

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      Customer ServiceTech

      Reviewed Sept. 10, 2026

      I received the Cinch home warranty for free when I bought my house, and it was included in my contract. Since then, I have had one issue with my furnace/AC, and the experience was good. I got it fixed within a couple of days, and my house is still cold, so I'm happy. I handle everything by phone, and I only had to talk to somebody twice, and there were no problems.

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      Verified purchase
      Customer ServiceClaims HandlingTech

      Reviewed Sept. 9, 2026

      My experience with Cinch’s service has been good. It’s easy to submit a claim. They send me the name of the business, the address, and the phone number. The quality of the contractors has been 90% good as well. I like Cinch.

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      Cinch Home Services
      Response from Cinch Home Services

      Jill - Thank you for sharing your positive experience with Cinch Home Services! We're pleased to hear that submitting a claim has been easy for you and that our communication about the contractors has met your expectations. We're also glad to know that the quality of the contractors has been largely positive. Your feedback is invaluable, and we're grateful for your trust in Cinch. We'll continue to strive for excellence in providing you with the best service possible. Thank you for choosing us!

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      Customer ServiceTechStaff

      Reviewed Sept. 9, 2026

      The reps on the phone have been great. Just very recently, my central unit was acting up pretty badly. Apparently, I had a small leak. The contractor fixed that and cleaned the unit. But it's a very old unit so at some point in time, it will have to be replaced. I might have to have them back out again. Other than that, so far, so good.

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      Customer ServiceTechPricePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed Sept. 8, 2026

      My most recent claim to Cinch has taken forever to get fixed, but that was not Cinch's fault. That was the contractor’s. Cinch is on top of everything, trying to get everything handled, so they've been doing a good job. My AC has been out all summer, and it sucks. At first, they got a person to come out. They said it was the belt. So, they said they got to order the part. Then weeks went by, and nothing was happening. So, I called Cinch. They tried to call this company. They never answered. They just stopped picking up. So, then they got me in touch with another company. They came out, looked at it, and put the belt on. It broke not even 24 hours later.

      It was taking so long, so they gave us our money back. Now, we're waiting on this other part to come in. They said that was supposed to be three to five days. It's past that now. Either way, Cinch has been doing everything they can. It's just these contractors don't care. My other claims went way different. Everything else got fixed. It's just been for the AC. Cinch is definitely a good company to go with. They're affordable, and they do everything they can try to get the job done.

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      Claims HandlingCoverageTechMaintenanceStaffTimeliness

      Reviewed Sept. 8, 2026

      Cinch fixed the air conditioner. A technician came out the next day after I submitted a claim. He was really nice. He repaired the flux capacitor. I have an AC tech coming out because he needs to fix something that's under the house that has nothing to do with my Cinch warranty. I'm having him check to see if it needs a recharge, too, because it runs all day.

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      Customer ServiceCoverageTechPricePunctuality & SpeedStaffTimelinessFollow-Through

      Reviewed Sept. 7, 2026

      To the Executive Leadership Team at Cinch Home Services,

      I am appalled by the way this company treats its customers. After an entire month of dealing with your delay tactics, I still have no resolution for my washer repair. My request began on August 25, 2026, and the process has become mentally exhausting — not to mention the inconvenience and cost of repeatedly going to the laundromat.

      First, your company forced me to interact with an AI bot to diagnose the issue. The bot sent me useless parts and instructions, as if I were expected to repair the washer myself. Then a technician arrived and ordered a separate set of washer parts. Those parts arrived the next day, yet the technician repeatedly canceled my repair appointments.

      I am left to assume this was due to laziness, incompetence, bias, or a combination of all three.

      After all of that frustration, I finally reached someone from your Cinch Correspondence team. They did follow through and sent another technician with more parts. The last technician concluded — after reviewing the machine thoroughly — that the washer cannot be repaired after 10 years of use. He provided a full write-up and photos documenting his findings.

      Despite this clear evidence, your company still refuses to do the right thing and provide a replacement washer as required under the warranty.

      You have taken my hard-earned money

      for years without hesitation. My deductible has been paid. Yet I still have no resolution.

      Because you have made this process unnecessarily difficult, I have contacted our local news station so the public can understand exactly what kind of company Cinch Home Services is.

      You ask, "Why choose Cinch?"
      Let me tell people why they shouldn't choose Cinch:
      Dishonesty.
      Service providers are allowed to cancel appointments repeatedly with no accountability, no follow-up, and no apology from your claims department.
      Endless loops with AI bots designed to frustrate customers into giving up.
      When you finally reach a live agent, you are treated as though your concerns are an inconvenience rather than a legitimate issue caused by Cinch Home Services.

      I could list more, but the point is clear: Do not do business with Cinch Home Services. They take your money and have no intention of honoring their warranty obligations.

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      Cinch Home Services
      Response from Cinch Home Services

      Tonya, we're sincerely sorry for the frustration and inconvenience you've experienced throughout this process. We want to assure you that we have received your messages and concerns. A Resolution Specialist is actively reviewing your claim today and will be reaching out to you personally as soon as possible with an update. We understand how disruptive it has been to be without your washer for this length of time, and we appreciate your patience while we work to thoroughly review the matter and provide assistance.

      Verified purchase
      TechPunctuality & SpeedStaff

      Reviewed Sept. 7, 2026

      My experience with Cinch was good. They got my situation resolved quickly. My garbage disposal quit working. My drain kept getting clogged up because it wasn't working. So, they got it fixed within two days. The technician that came was great. He was gone in like an hour. He had a brand new disposal put in. I'm satisfied and I'm still with Cinch after about 15 years. I don't have too many claims, but so far so good.

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      Customer ServiceTechPriceStaff

      Reviewed Sept. 7, 2026

      I've done a claim online, but a couple of times I've had to do it by phone because it was a recall on something that supposedly had already been fixed. So, you can't do that online, and they tell you to call. Cinch is definitely worth it, depending on the age of your appliances and any of the appliances. My fee was almost 1,000 for the year, and I've already eaten that up because I've got them coming out again next Tuesday, and this is a recall for the third time for a plumbing issue. If I didn't use Cinch and just used a regular plumber, I don't know if they would have stood by their work that many times and for that long period of time. But with Cinch, I know that they'll stand by it. They'll take care of it. Overall, Cinch is a good thing to have. Sometimes I had difficulty understanding some of the reps, but for the most part, it's not a problem.

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      Customer ServiceCoverageTechPunctuality & SpeedOnline & AppStaffTimelinessHonesty & Transparency

      Reviewed Sept. 6, 2026

      I heard bad things initially about American Home Shield, then my sister had Choice and she had a bad experience. So, when I saw good ratings for Cinch, and since my mother also had them, I went with them. They typically deal with more qualified people and the coverage they offer is pretty good. But it's hard to get the stuff moved within their atmosphere. A claim has got to go here, then it got to move here, and got to go through approval. When you’re dealing with something leaking, that's a problem.

      I've been dealing with water leaking for almost two weeks in my home and that's unacceptable. I've been with Cinch for three years and they take money from me every month for three properties. But when I got to call, they told me to wait. It took me two weeks almost to get someone out to my repair and it's terrible. So, I'm not happy with it right now. They should have something more faster where something can be elevated. My HVAC claim involves a piece inside of the unit that was leaking. The water was frozen, then it unfroze. So, I called the thing in on the 3rd of August. Somebody came out to look at the property on the 5th and they submitted their reports on the 6th. They were nice people and I didn't have a problem with them.

      On the 12th, I still hadn't heard anything. When I reached out to Cinch, they kept telling me that they were going to call me back in 24 hours and that reviews take 48 hours. But I got nothing, so they really lie to customers to get people off the phone. On the 14th, I still hadn't heard anything. So on the 17th, I called the company back who went to my home because maybe they have a better way of getting in touch with Cinch and getting the ball moving because they are promoting the warranty company on their website. Their rep said that the order had never been touched by Cinch. So, she said she'd call them to see what was going on. Then, Cinch called me the next day and told me I was responsible for $700 for whatever they had to do. It turned out that they had to drain the unit of the Freon, then redo it. So, it's been a nightmare and if anyone is considering signing up with Cinch, I would tell them to be mindful when putting a claim in.

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      Cinch Home Services
      Response from Cinch Home Services

      We appreciate your feedback and are sorry to hear you were dissatisfied with the handling of your HVAC claim. We understand how frustrating it can be when you're dealing with a water leak and feel that progress is moving too slowly.

      While our records indicate the necessary repairs were ultimately completed, we recognize that your concerns center on the time it took to move the claim through the review and approval process, as well as the difficulty you experienced obtaining updates along the way. We understand how that experience can lead to frustration, especially when you are trying to address an issue that requires timely attention.

      We value your business and appreciate you taking the time to share your experience, as feedback like yours helps us identify opportunities to improve the service we provide to our customers.

      Verified purchase
      Claims HandlingCoverageTechMaintenanceStaff

      Reviewed Sept. 6, 2026

      For 10 years, I've had Cinch. When we were buying the house, it was offered to us, and we took the opportunity. Filing a claim has been relatively easy. The website's completely fine. We had some issues back last year. We had the issue with the washing machine. We had to find somebody within their network to be able to cover repairs on that washing machine. Then it became a situation where they had to come multiple times because they didn't fix it correctly each time, and then it just broke again. It was multiple times that they had to come over to the house. The parts were either the wrong part, or it was a situation that he fixed one part, and then realized he needed to fix another part, and then it was still making the noise, and we were still having issues. So, I had to spend another $150 to have another service come out there. We got a different repairman this time, and he fully fixed it, and it's working fine now.

      The most recent technician was a very friendly guy. He helped me out greatly. He was able to get the washer repaired, and it's been working phenomenally. It used to make a clicking sound. It doesn't even make that clicking sound anymore. So, it's like brand new. As far as Cinch, I'd give it a 4 because the work still gets done, and they really can't really control what the repair technicians are going to do, but they still at least help get the job done.

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      Contract & TermsTechPricePunctuality & SpeedRefunds & PayoutsMaintenance

      Reviewed Sept. 5, 2026

      I have an A/C unit from Sears who more uses Cinch. This is news to me and I finally had my unit serviced and during the hottest time in summer the unit is blowing hot air! Why! It worked fine for 2 years without service and a tech comes out in April and by July is not working? Why? Since service maintenance is now free, I have to pay for a tech to come back out? No sir/ma'am! I run my unit at 76 and above it should still be working! Now I have to wait for the tech to come out for the fall service. I will be watching. Fail me once shame on me! Fail me twice, I leave bad reviews & cancel my service! I'm addition to them not servicing my 2nd unit and wanted to charge me for a second trip. NOT! SUCH A RIP OFF!

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      Resolution In Progress
      Verified purchase
      Customer ServiceTechPricePunctuality & SpeedMaintenanceStaffCoverage Limits

      Reviewed Sept. 5, 2026

      I bought a house in June, and Cinch was included with the purchase. They’ve been very conscientious about the issues I've had and have followed up to make sure that the individual who needed to repair things came on a timely basis. The air conditioning was having issues, and my son-in-law, who handled it, said that the techs were very professional. They got the piece in. They came out after hours to install it, and the gentleman was extremely nice.

      I was very pleased with Cinch. They responded to me quickly and followed up. When the air conditioning people did not call me back for an appointment, I contacted them and then Cinch called me and asked if I had heard from them. I said no, and they got on the phone and kept everything moving. I liked that a lot. The only thing was that it's a $200 deductible per occurrence. It's just $75 with the other home warranty services I've had. But for $200, the wide scope of service I got was nice. The guy fixed the air conditioning, and it works great. So, based on that, people could consider getting the warranty with Cinch. You can call them anytime if something is on the brink and they can respond, rather than having to wait a day to do something.

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      Cinch Home Services
      Response from Cinch Home Services

      Susan, Thank you for sharing your experience with Cinch. We're thrilled to hear that our team has been responsive and proactive in addressing your home repair needs, and that the air conditioning issue was resolved professionally and efficiently. It's great to know that our follow-up efforts and the commitment of our technicians have contributed to your satisfaction. We understand that the $200 deductible might seem high compared to other services, but we're glad to hear that you found the scope of our service to be worthwhile. We appreciate your recommendation and look forward to continuing to provide you with reliable support in the future. Thank you for choosing Cinch. ✅

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      TechStaff

      Reviewed Sept. 5, 2026

      Cinch asked me about my order being complete. I told them I haven't received the reimbursement for the dishwasher. Other than that, the service in the past has been good. I've been a customer with Cinch for about 17 years. I only had one problem with a technician, and they sent a different company out to take care of my issue, and it's been okay since then.

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      TechRefunds & PayoutsStaffResolutionFollow-Through

      Reviewed Sept. 5, 2026

      The seller of the home provided us with a home warranty, and Cinch was the one they chose. I'd never used Cinch before, and I didn't know anything and had never heard of them. And I had some concerns as to whether Cinch was the home warranty company that we would want to use moving forward. But since the seller had already paid for it, we accepted the service. I decided to look at another home warranty company that may or may not be better, so I signed up with another home warranty company, and it was a horrible experience. I immediately went to Cinch and told them what the situation was and they jumped in and took care of the problem. So, Cinch is my home warranty company moving forward because they've done what they said they would do, and they've done it in an orderly time.

      The people who have come into my house have been very nice, respectful and professional. My most recent claim was for an electrical issue and I did both the online claim and spoke with someone. Dealing with the representative and the service from the technician were both very good. Cinch will be my home warranty company. The home warranty is only for a year, but I'm going to be renewing it. They've done what they said they would do, and a lot of times, in the service industry, that doesn't happen. With them, it absolutely happened. The other warranty company said they would have someone out to me in 24 hours, which turned into a week, which turned into two weeks. Just trying to get resolution to the issue was horrible. But I never had that with Cinch.

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      Customer ServiceTechMaintenance

      Reviewed Sept. 4, 2026

      The AC went out. It was blowing out warm air. The tech that came out didn't speak English too well. But he said it in a way that I understood the point he was trying to get across. He needed to see where the electrical box was in the house. At first, I didn't know what he was talking about. But he did a good job. He fixed the problem, so the air conditioner is working much better than before. Cinch gets the job done. Once they get a request from Lester, they will notify me that a contractor has been selected and that a contractor will be coming out or will be calling me. They will provide that contractor's name, business number, and phone number. Cinch is a good company to use, services-wise.

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      Customer ServiceCoverageTechPunctuality & SpeedOnline & AppMaintenanceStaff

      Reviewed Sept. 4, 2026

      I'd tell anybody to go with Cinch. They've done a great job for us. Our realtor selected them for us when we bought the house in February and so far, we've had four different calls. Some have been maintenance, ended up being maintenance, and the other ones were a couple of repairs. The recent one was for a microwave that quit, and they just replaced it rather than repair it. With the parts ordered and everything else, the whole thing took five days. They contractors were quick and efficient. I went online to submit my claims and typed in what I needed on their website. They sent somebody else to take care of my service requests and then if I could tell them a model number or what equipment was having an issue, that helped them a lot to find parts quicker. All in all, having Cinch Home gives us peace of mind that if something goes wrong, it'll be covered.

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      Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenanceRates

      Reviewed Sept. 4, 2026

      Cinch has come out every time I needed them or called. There was just one time when one guy they had assigned to me was shady. But other than that, it's been fine. I've been with Cinch since about 2009, and it’s been good. I just call in when I need to submit a repair, and it's easy. All the contractors have been good quality except for one. I love that I could just pay a low price and have somebody come out and check whatever I need, and if it's broken, Cinch will replace it. They're a good company to go with. In my most recent repair, there was an issue with the bathtub faucet, and the repair people had to go into the wall for some reason and do some work behind it. Then I had to find somebody to go into the wall to fix it, and Cinch hasn't reimbursed me yet. But the faucet is performing fine now.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for sharing your experience with Cinch Home Services Kamren. We're pleased to hear that overall, your experience with us since 2009 has been positive and that you've found the process of submitting a repair request to be straightforward. We apologize for the inconvenience caused by the issue with the bathtub faucet repair and the reimbursement delay. Your satisfaction is important to us, and we'll review your situation to ensure this matter is resolved promptly. We appreciate your trust in our services and your valuable feedback. Thank you for choosing Cinch Home Services for your home repair needs.

      Verified purchase
      TechPriceRates

      Reviewed Sept. 3, 2026

      Cinch was the warranty that was on the house when I bought it 8 years ago. I've used them a couple times and I like them. The price is a little high, but it's not the worst. When something happens, I know exactly what I need to pay. The people are great but I hate the AI service. Also, the service is not the fastest, but that's also based on who they're partnered with. When a heating and cooling issue happened, it was really bad. The people that they're contracted with aren't that very reactive. I have pets and stuff that rely on a temperature being maintained. There's one company that I would love if they partnered with which is One Hour Heating and Cooling. When my heat went out, they showed up the day of.

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      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaffRatesTransparencyCommunicationTimeliness

      Reviewed Sept. 3, 2026

      We bought our home last year and were told that Cinch Home Services was an outstanding home warranty company, so we paid in full for the first year and extended the coverage for a second year. During the second year, our refrigerator went down at the end of June. I called on July 1, and Cinch sent a tech out. He didn't look at the refrigerator and just assumed what the problem was. He replaced a part and said he was waiting on another part. We waited almost two weeks and did not get a reply from the gentleman, so we called Cinch. They called the guy and he came back out the same day. He said the refrigerator was fixed and told us to give it some time plugged in so it could start to get the actual coldness in the actual fridge. But it never got cold inside in 12 hours, and the house started to fill up with a chemical or burning smell.

      I unplugged the refrigerator and opened another work order. Cinch sent a different technician and this was on August 5th. I plugged the refrigerator back in so he could see what was happening. He touched the back of the refrigerator, almost burned himself, and immediately unplugged it. He told us he was glad it had mostly been left unplugged. He found that several parts were missing, including parts related to the fan assembly, and said he would send his diagnosis to Cinch.

      After that, three weeks went by without an update. I called the technician's company and was told the diagnosis had already been submitted. When I called Cinch again, a supervisor apologized for the inconvenience and said I would receive an update, but no call or email ever came. When I followed up again, a young lady was able to help me out. She said she couldn't see those notes in the system, but she marked everything and finally got the process moving.

      The last technician Cinch sent told me not to plug the refrigerator back in because it could be a serious safety hazard. I was glad he told us that. At that point, I wasn't even concerned about the refrigerator anymore. I was concerned that a technician had come out, said the refrigerator was repaired, and closed the work order. When the refrigerator was plugged back in, it became clear that something was still wrong. The final technician found that several parts were missing, and the refrigerator had been pushed back into place and left plugged in. I was grateful that Cinch sent that last technician because he explained what was going on. Otherwise, I probably would have left the refrigerator plugged in, thinking the smell would eventually go away.

      The two most recent representatives I spoke with were wonderful. They were very understanding and put themselves in my shoes. We had been living without a refrigerator for two months and relying on takeout and eating out because of it. The coverage itself has been good, and the price has been fair. My biggest frustration was communication. When I called in, I wasn't told that I needed to get updates directly from the technician's company. If I couldn't get answers from the third-party contractor, I should have been able to get answers from Cinch instead of being sent back and forth. For the first month, I felt like nobody was telling me anything, and I wasn't receiving updates about what was happening with my claim.

      A week ago, I was ready to give up and buy a refrigerator myself because we had already spent so much money out of pocket. My mother reminded me that we paid for the warranty for a reason and should use it. The first year with Cinch was outstanding. This refrigerator claim has been frustrating because of the delays and lack of communication, but I appreciate the representatives who have recently stepped in to help move things forward.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for taking the time to share your detailed experience Harold. We sincerely apologize for the inconvenience and frustration you experienced with your refrigerator claim. It's clear that communication issues led to unnecessary delays, which is not the level of service we strive to provide. We're relieved that the final technician was able to identify the safety risk and grateful for the understanding and assistance offered by our recent representatives who helped to get the process back on track. We appreciate your feedback and will use it to enhance our service and communication processes. Thank you for your patience and for choosing our warranty services.

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      Customer ServiceCoverageTechPunctuality & SpeedRefunds & PayoutsStaff

      Reviewed Sept. 3, 2026

      The previous homeowner bought the Cinch policy when we moved in, and we are satisfied with the services. So, when it runs out, we'll use it again. I've never had a negative experience with Cinch. I like how they're pretty timely. They've always called me right back, and the customer service is really, really good too. Cinch always tells me the name of the company, and then how long they'll take to come out. It kind of depends on the company they dispatch. Some of them have been really good. There was one company that was ignoring me and the Cinch. So, we just switched to someone else. But that was the only negative experience I've had.

      I have an active claim right now for my AC. They're supposed to be bringing a motor this week. With the home warranty, it does take longer to get certain things fix, which I totally understand. You're saving a lot of money. But I've been without my AC since the end of June, going back and forth with all that. If you're not paying out of pocket yourself for it, it's not gonna get done at the time that you want it to get done. It's a great service to have, especially with certain repairs. It does save you a lot of money. Just be aware that sometimes you're waiting a little longer than you want to, but it is what it is.

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      Customer ServiceMaintenance

      Reviewed Sept. 2, 2026

      Cinch Home Services hasn't been doing a good job. My air conditioner has been broken for a month, and they haven't got anybody out here. I've called Cinch a couple of times. Last time I called, they said they haven't heard anything from the company they called to come out here. They said they didn't know anything.

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      Cinch Home Services
      Response from Cinch Home Services

      Thank you for bringing this to our attention. We’re sorry to hear about your experience and understand how frustrating it can be to be without air conditioning for an extended period of time. We have located your account and would like the opportunity to review the situation further. A member of our team will be reaching out directly to discuss your concerns and work toward a resolution. We appreciate your feedback and look forward to speaking with you soon.

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      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaff

      Reviewed Sept. 2, 2026

      I’ve been with Cinch since June. When I had a claim, it was pretty easy. I called. The rep charged me $100 and sent somebody out. And the tech fixed it. The refrigerator had an issue. The fan on the condenser was going out. It was making a lot of noise. And the tech replaced the fan. I’ve had a positive experience with Cinch because they were quick. The people that they brought to the home were very good communicators and did a very good job fixing the problem and also cleaning up after themselves.

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      Customer ServiceTechPricePunctuality & SpeedStaff

      Reviewed Sept. 2, 2026

      Cinch Home Services has been very quick and thorough. I usually file for repairs online, and they call me on the phone to schedule it. I talk to the technicians. They tell me what they're doing, and it's all well described. Paying $100 is a lot cheaper than doing it myself. I've actually recommended Cinch to a few friends.

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      Customer ServiceContract & TermsClaims HandlingCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffRatesResolutionTimelinessCoverage Limits

      Reviewed Sept. 1, 2026

      My clothes washer needed a repair to the door lock, so I called and verified that the door lock was still available because it was an old Maytag. I loved that washer. The door lock was available, but it wasn't until after we got that all done that the repairman said he'd better check the controller because sometimes when these parts go, they blow out the controller. And that's what happened. There was no longer a controller available because Maytag doesn't make it anymore. So, I had to get a new washer, which I didn't want to do at the time. I was worried because I was so spoiled by the Maytag. It was a front loader that did all kinds of wonderful things, and I thought anything newer wasn't going to be as good. But the new one is a better washer than I expected. It has done a fabulous job. Cinch replaced the Maytag with a wonderful washer for me.

      I don't like how the claim process works, though. I don't want to have to pay $150 before I even have a chance to talk to somebody about whether they even have these parts. I had to call Maytag or Whirlpool, who owns them now, to find out that they still made the parts for the door lock. There was nobody that I could talk to just for advice on whether I wanted to do a claim or not, whether I should just do this myself, go shop, or call a repairman myself. There was nobody that could tell me whether they did or didn't make those parts anymore, so I would know that I was looking at a new machine. That happened before with my boiler, too, and that was one I wasn't happy about.

      I called the repairman myself before I called Cinch, figuring it was a simple door lock fix. They still made me go through the whole process again, even though I used the guy that they had sent before to service my refrigerator. They made me go right through the whole thing again. I paid the deductible, even though I'd already paid for that first guy to come out on his own. So, I wasn't happy with the startup process. I would have called them first if I could have gotten advice. Instead, I spent more money to get a guy who had to come back just to say that I needed a new washer because I didn't have the part anymore and they don't make the part anymore. It's ridiculous.

      The technician for the washer was great and I liked him. He's been here before and knows my refrigerator. Cinch sent a quality guy. But they never should have sent the heating and boiler guy. He killed my boiler and he was not qualified to do the work. It was a simple flapper valve vent that went through the roof. It went up and vented. It started making noise and humming, and it apparently had locked up right when a serious, cold-temperature blizzard for a month started. The tech took four days to get here, and he was the second guy that Cinch recommended.

      The first guy had asked if they couldn't find somebody closer because it was snowing. When this guy came, he had no clue. The very first thing he did was dry-fire my boiler up to 250 degrees, not once but twice. He didn't listen to me. I showed him and pointed to the piece that had been making the noise, and I told him that once it started humming louder, the water pump started to shake, so I turned it off. He replaced the water pump first, but it still didn't address the issue. Then he replaced the thermostat because it got too hot, so maybe it was the thermostat that was wrong. Then he got to the little piece in the back, before it actually started operating and sounding right.

      The last piece that the tech replaced was the flapper valve. But when we put water back in, all of a sudden the boiler was leaking. He fired it up to 250 degrees twice. He cracked all the pipes when he fired it up dry. After that, all that Cinch could say was to take it up with his company. He's insured, so I had to go there. I didn't understand why Cinch couldn't at least help me start a claim with his insurance company or get an expert on the phone with me to listen to my tapes from when I called. Had I known that I would have had to validate everything he did, I would have videoed him while he was here.

      I had told customer service that the little part in the back was what was making the noise. That's what I told him when he came. She could hear it escalating on my original phone call. They were no help at all. That's where there is a lack of effort between customer service and somebody at Cinch who actually knows the equipment that they're insuring.

      The technician said his neighbor had been working on boilers for 50 years, so he was going to talk to him about what could be going on. I asked him if he thought it was leaking maybe because he had dry-fired it the first day he came, and he gave me a very sheepish shrug, like maybe. Then by Monday, he told Cinch that he had to repair all those things before he could figure out that it had cracks in the pipes, and they believed him. It took this guy a month to do that much. He kept saying things were on special order and that he had to special-order the water pump. Two weeks later, he finally replaced the first part. Meanwhile, I was buying firewood, keeping a fireplace going, and using heating fans all around. I had just put that boiler in last year.

      It cost me four times more than Cinch reimbursed me to get a new boiler, because that's what it takes. I used somebody else for that. It was $8,000, and they paid too. Don’t trust that Cinch is sending the right repairman, and if he's not listening to you, videotape everything he does so you can go to his insurance company later. It’s a very sad situation. And it's why I called the repairman myself and didn't go through Cinch when my washer gave up. I figured I was going to go through their crap and have them send out somebody I didn't know. I was going to go with a guy they sent before that I liked, who told me what was going on, fixed it, and knew what he was doing. As far as requesting a specific vendor, Cinch has their own people, so that's not normally an option. But I did on this last one. I forgot that I had to call him back for the refrigerator.

      The refrigerator leaked, and it was a hose in the back that took the repairman five minutes to fix. By the time I realized it was that and not maybe a boiler-related thing, it was leaking in the wall. I did a good job emptying the water out, apparently, but I thought the wall was leaking, so I had to call my regular home insurance company. My whole kitchen floor got trashed because of the little tube in the back of the refrigerator. It was a GE design flaw. They put this little water tube that feeds the ice maker, and it only leaked when it was feeding the ice maker. I don't use a lot of ice, so it was a slow leak that I didn't see.

      I looked behind the refrigerator and I was ready to tear it out and see what radiator pipes needed to be fixed. Winter was cold for so long. It was below freezing, and it was the lowest temperature it's been since I moved into the house. So, it's been a nightmare year for the house. The washer was way better than I thought it was going to be, and it was definitely equivalent to what I had. But the boiler experience was the one that made me unhappy with Cinch. The thing that was lacking was an expert for the customer service person to consult with. Even if they wouldn't let me talk to somebody first and ask whether I really needed to do a claim, there was nobody that they could call. The customer service person gave me the excuse that it was Saturday night on a weekend and they had all gone home.

      I was thinking about where their on-call guy was. Everything happens on the weekend and at night. It took days to get back to me, so I ended up making calls on my own because I was going to call a repairman myself. By the time I found one who knew something about boilers, I told him what the other guy had done. He said he wished he hadn't done that. He was on the other side of town, and I didn't want to make him drive in the snow. At that point, I had already started the claim process, already paid my deductible, and felt stuck with the technician Cinch had sent. My price has gone up every year. It's equivalent to other, maybe better-rated companies that the repairmen like to work with better. There are good repairmen that won't work with Cinch, and they wouldn't work with HMS either. There are other companies, and I thought I would go explore them.

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      Response from Cinch Home Services

      Cynthia - Thank you for taking the time to share your detailed experiences. We deeply regret the challenges you faced, particularly with the boiler technician and the claim process. It's concerning to hear about the issues with finding qualified repairmen and the difficulty in obtaining timely assistance. We are pleased that your new washer exceeded expectations, but we acknowledge that the resolution of your boiler issue fell short of your needs. We are committed to reviewing these concerns internally to improve our service process and contractor network. Please know that your feedback is invaluable in helping us enhance the experience for all our customers. We appreciate your patience and understanding as we strive to provide more reliable support.

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      Customer ServiceTechPricePunctuality & SpeedMaintenanceBillingRatesTimeliness

      Reviewed Sept. 1, 2026

      I was with Total Protect then it switched over to Cinch, and it's been a great experience with them. When you call them, they provide a rapid response and I don't have to pay the deductible to the service people. I'm on monthly payments with them and it's automatically taken out of my account. They have a quick turnaround. On one of my claims, the service person came out the same day. That was great because I only got serviced two times. One time was a few years ago for a water heater and it was the same company that was used this time. I had to get the water heater replaced. Having Cinch, you can save money when you have emergencies in the home. However, the price could be cheaper. The deductible could have been lower, especially for people who don't use the service that often. My deductible is $150 but the person that came and did the repair said it would have been approximately about $450 to do it.

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      Reviewed Aug. 31, 2026

      Twice we had very poor results with Cinch and have now cancelled and gone to Choice !Buyers beware!

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      Response from Cinch Home Services

      We're sorry to hear your experience did not meet expectations. We understand how frustrating unresolved service concerns can be and appreciate the opportunity we had to serve you. We wish you the best moving forward.

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      PricePunctuality & SpeedOnline & AppRefunds & PayoutsStaff

      Reviewed Aug. 31, 2026

      Cinch came with the mortgage as part of the home purchase and we've stayed with them because we haven't had any major issues. Submitting repair tickets through the website is easy. The first ticket we requested a couple of years ago was assigned to Sears, and I wasn't happy with that experience because they didn't try to get in touch with us and just canceled the ticket. That left a bad taste in my mouth. I like the Always Affordable Air people. If I could always select them, they would be my go-to. They've always been professional and punctual. The program with Cinch gives me the benefit of not having to pay for everything out of pocket. Someone considering this service should compare the companies side by side before making a decision.

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      CoverageTechOnline & AppStaff

      Reviewed Aug. 31, 2026

      Our coverage with Cinch came with the purchase of our home eight years ago and we just remained with that company. It's easy to submit a service request with them and we normally do it online on their website. We provide them with the basic information about the issue and what kind of appliance needs to be looked at. So far, the contractors that they've sent out were a 10 out of 10. Recently, we had a claim for our air conditioning unit and the techs had to install a new blower motor. Then they had to come out and install a new fan. Since then, the unit has been functioning well. If anyone is considering Cinch as their home warranty provider, they should do their homework and speak to people who actually have it because it wouldn't have been my first option, but because it came with my home, I decided to keep it.

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      Response from Cinch Home Services

      Markia - Thank you for taking the time to share your experience with Cinch. We are delighted to hear that submitting service requests has been straightforward and that our contractors have consistently met your expectations. It's wonderful to know that your air conditioning unit is functioning well after the recent repairs. We appreciate your recommendation for potential customers to do their research and speak with current users, as personal experiences can be invaluable. Your decision to stay with Cinch over the years means a lot to us, and we are committed to continuing to provide you with reliable service. If you have any further feedback or need assistance, please feel free to reach out.

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      Customer ServiceCoverageTechPunctuality & SpeedRefunds & PayoutsMaintenanceStaff

      Reviewed Aug. 31, 2026

      I’ve been with Cinch for 14 years now. My experience with their reps has usually been nice. They tell you anything, but they don't quite get anything done. It seems to be a 48-hour period before they can make a decision. Then it turns into another 48 hours. In other words, they call the repairman, and he comes. He's got 48 hours or 24 hours to respond. And then they come and look at it. Then if there's something wrong, they've got another 28 hours. You get to call Cinch again to find out what the repairman said, and it's another 28 hours. It just goes on and on. That’s my biggest problem. They kind of stand me off.

      I've had about four different repairs. And some of them went along fine. But the last one with the refrigerator in the garage: they replaced the compressor, and then the compressor broke down after a week. Then they sent another repairman out. He put another compressor in. It didn't work when he left. Then, it went into another 48-hour program here and there. Finally, three weeks later, they did reimburse me for my refrigerator. But it was long, drawn-out, and sort of painful.

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      Response from Cinch Home Services

      We appreciate your feedback regarding communication and turnaround times. Customer input helps us identify opportunities to improve the claims experience, and we regret the inconvenience and frustration this situation caused. Thank you for your longstanding loyalty and for taking the time to share your experience.

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      Cinch Home Services Company Information

      Social media:
      Company Name:
      Cinch Home Services
      Company Type:
      Private
      Year Founded:
      1978
      Address:
      4700 Exchange Court, Ste. 300
      City:
      Boca Raton
      State/Province:
      FL
      Postal Code:
      33431
      Country:
      United States
      Website:
      www.cinchhomeservices.com

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