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Cinch Home Services Reviews

4.1
12,712 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.
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Edited by: Ilana Hamilton
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Fact-checked by: Jon Bortin

About Cinch Home Services

With nearly 50 years of experience in the home warranty industry, Cinch Home Services stands out from its competitors by offering a 180-day workmanship guarantee (significantly longer than the 30- to 90-day standard most home warranty companies provide), plus coverage for unknown preexisting conditions and mechanical failures caused by rust and corrosion. Its three plan tiers are available in all U.S. states except Alaska and Hawaii.

Visit www.cinchhomeservices.com
Pros
  • Offers three combination plans
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Service fees of up to $150
  • No systems-only or appliance-only plan

Cinch Home Services Reviews

Over 10k reviews since 2014

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    2 featured reviews

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    Page 2 Reviews 35 - 75
    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed Oct. 3, 2026

    If you want a warranty, try Cinch Home Services. Cinch protects my appliances and things. I'd tell anybody to get home warranty to protect stuff. You usually pay less than what you would pay for a brand-new appliance. That's the good part. I've been with Cinch for 10 years. They were a better company than the one I was with previously. They have been doing what they're supposed to. There's room for improvement, but the majority usually goes well. They need to work on customer service and making it quicker.

    I submit claims online through my phone. It's okay to navigate. The hardest part is trying to talk to somebody. It takes forever to get a customer service. Also, they need to get more people to do that are favorable because the reviews on some of the people they use are horrendous. When I need something done, and you refer somebody, and you got to give it a time to call you. One of the people that just called me, their number is no longer available. Their phone is off. I had to get back in contact with somebody to call me back and switch the person. Other than that, Cinch has done well in replacing things that need replacing. They do their best to send somebody there quickly. And they follow up with you to see if the person's coming. If they haven't reached out, they follow up.

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    Response from Cinch Home Services

    Thank you for sharing your detailed experience with us. We're delighted to hear that you find value in our warranty services and have had a generally positive experience over the past 10 years. We acknowledge your concerns regarding customer service response times and the quality of some contractors. These insights are incredibly valuable as we continuously strive to improve our services. We are committed to enhancing your experience by working towards faster customer support and ensuring high standards with our contractor network. Thank you for your loyal support, and for recommending Cinch Home Services to others. If you have any further feedback or require assistance, please don’t hesitate to reach out.

    Verified purchase
    Customer ServiceCoverageTechPriceStaffRates

    Reviewed Oct. 3, 2026

    After I read the fine print and what the coverage was, I signed up with Cinch. I've been with them for at least 10 years and as much as I've used the service, which isn't very much, they've been very responsive. They've also been reasonably priced and I never really had an argument over what was covered and what was not covered. Usually, I call my claims in because I'm old-school and I like to talk to a person. It seems difficult now that it's more automated, but you just got to be patient and push through it. The contractors have been excellent and overall, having Cinch gives me peace of mind because I know they're going to be there. But they should make it easier to talk to a person instead of the automated service. I recently had a claim for an air conditioning unit and it was repaired with no issues. If anyone would ask me about the service, I would encourage them to sign up for it.

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for sharing your positive experience with Cinch and for being a loyal customer for over a decade. We are thrilled to hear that our service has provided you with peace of mind and that our contractors have met your expectations. We appreciate your feedback about the automated service and are committed to enhancing our customer experience, including making it easier to connect with a representative. Your satisfaction is our priority, and we're delighted to know that your recent air conditioning claim was resolved smoothly. We greatly value your recommendation and look forward to continuing to serve you.

    Profile pic of the author.
    Customer ServiceCoverageTechStaff

    Reviewed Oct. 2, 2026

    My AC went out September, I call Cinch on the the 23rd of September technician came out a part needed to be ordered. Today it's October 2nd and still the part hasn't been delivered. It's still sitting in Illinois to be shipped. I was informed 3-5 days and as you can see we're pass that. There's several finger pointing going on between Cinch and the A/C company, the sad part it's done at my expense, while my house reads 90 plus degrees, my refrigerator is now sweating inside due to the humidity, I had to find a place to sleep for my dog and I. I drenched in sweat so badly within 5 minutes of being in the house. Also the a A/C stated that they followed Cinchs protocol for ordering parts. Also she stated they can order the part and have someone pick it up and fix my A/C. Cinch does not want to cancel the part and allow the A/C coming to expedite it faster. The whole time I'm suffering while both sides of the is living comfortably. This is not ethical and no excuse can excuse this type of abuse. On top of that I stated I had to leave town by a certain day and now I have to find someone to open the door when they finally come. I don't want anyone to experience the time of torture and disrespect like I did. We pay into a system and then turn around and pay more just to get ripped off. Someone needs to expose Cinch for who they truly are.
    Not for the customer, just for the dollar.

    Not once did they try to resolve the issue. Class action lawsuit.

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    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed Oct. 2, 2026

    I had a service contract with SEARS warranty that was controlled by CINCH. I have cancelled it because it 11 service calls with long waits in between and my attorney's letter and over 6 months to finally have them agree to replace it. The only good thing was they gave me my choice of what I wanted. Take your best shot to get their warranty contract.

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    Cinch Home Services
    Response from Cinch Home Services

    We’re sorry the resolution of your claim took longer than expected and required multiple service visits. We understand how frustrating that experience must have been. While we’re glad a replacement option was ultimately provided, we regret that the overall process fell short of your expectations.

    Verified purchase
    TechPriceStaff

    Reviewed Oct. 2, 2026

    Cinch came with the house and our experience with them has been fine. When we have a need, we utilize them, and it's very easy. It's convenient as well. I don't have to hunt down service providers and that's what I like best about it. For plumbing issues, we've had the same company a bunch of times. It's good to know that we're dealing with someone that we had in the past. It would help if the cost was less expensive though. The cost goes up every year, but that's with everything.

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for sharing your positive experience with Cinch. We’re glad to hear that the convenience of our service has been beneficial for you, especially when resolving plumbing issues. We appreciate your feedback regarding the cost, and want you to know that we continuously strive to offer the best value. Your experience is important to us, and we look forward to continuing to provide you with reliable service. Thank you for choosing Cinch!

    Verified purchase
    CoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffRatesFollow-Through

    Reviewed Oct. 2, 2026

    I've been with Cinch for about a year. We bought a new house, and a Cinch home warranty came with it. They have covered the repairs I've asked for, though sometimes, they're a little slow. One of the repairs took quite a while. It took longer than it should have. It was for the gas furnace in the house. What they did do is give me credit to go buy some portable heaters, which I did. They reimbursed me for that. So, they followed through as they promised. Overall, the technicians have been good. They've taken care of the things I've asked for. I also had a claim for a leak at a toilet. The techs came out in a couple of days. They fixed it in an hour or less. Cinch has treated me fairly, so I would recommend them. They follow through on what they said they would do. The price was reasonable, too.

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    Cinch Home Services
    Response from Cinch Home Services

    Kevin - Thank you for sharing your experience with Cinch Home Services. We’re pleased to hear that the repairs, including your gas furnace and toilet leak, were handled effectively, and that you found the technicians to be helpful. We understand that timely service is important, and we appreciate your patience regarding the repair time frames. It's great to know that you were satisfied with the solution provided during the furnace repair. We appreciate your recommendation and value your feedback as it helps us to continually improve our services. Thank you for choosing Cinch for your home warranty needs.

    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaff

    Reviewed Oct. 1, 2026

    Submitting the claim was fine. The only hiccup we had was that Cinch said they would get back to us, and then I waited about four days, and I didn't hear anything. So then I called, and the rep said, “Well, yeah, you had requested the appointment for Friday.” I told him, “Nope, I didn't, but Friday's fine.” So then he said they would just call. They called the day before and gave me a window. From there on, it went smooth. The technician was wonderful and very informative. He came out to do the ice machine in the freezer, and he gave us tips on the other stuff too. He said, “Make sure and do this for your dishwasher, and make sure and do this for your washer and dryer.” So, he kind of went over all the different appliances to help us out in the future. It was a good experience. I would recommend Cinch.

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    Response from Cinch Home Services

    Katie - Thank you for taking the time to share your experience. We're pleased that, despite a slow start, your service experience improved and your appliance issue was addressed successfully. It's wonderful to hear the technician went above and beyond by offering helpful maintenance guidance as well. We truly appreciate your recommendation and look forward to assisting you again whenever needed.

    Verified purchase
    Customer ServicePunctuality & SpeedResolution

    Reviewed Oct. 1, 2026

    We just had used Cinch for an electrical problem. A thunderstorm knocked out the coming power to the house and two bedrooms were affected, not the whole house. They had to figure out where that power was coming from. They found out and set it back. Cinch addressed the issue quickly. They're calm and the lady I talked to over the phone was very polite.

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    Response from Cinch Home Services

    Scott - Thank you for sharing your experience with Cinch. We're pleased to hear that we were able to resolve your electrical issue quickly and that our service team, including the representative you spoke with, provided you with a calm and polite experience. We strive to ensure that our customers receive efficient and professional service every time. If you have any further needs or questions, please feel free to reach out. We appreciate your feedback and look forward to serving you again in the future.

    Verified purchase
    Customer ServiceTechSales & MarketingPunctuality & SpeedOnline & AppStaffTimeliness

    Reviewed Sept. 30, 2026

    Our Realtor recommended Cinch and I’ve been with them since July. We had a problem with the air conditioner, and they scheduled and sent out a repairman. I filed the claim through the app and then I had to call because I had some questions. The repairman got ahold of us prior to coming. It was within 48 hours, which was fairly quick. He had the part that was needed and after he put it on, it shorted out. He had to run and get another part but he came back the same day. We have nothing but high reviews for Cinch.

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    Cinch Home Services
    Response from Cinch Home Services

    Dina - Thank you for sharing your experience with Cinch. We're delighted to hear that your claim process was efficient and that the repair was swiftly addressed. It's great to know that our repairman was responsive and resolved the air conditioner issue promptly, despite the unexpected part replacement. We appreciate your positive feedback and are here to continue providing you with exceptional service. If you have any further needs or questions, please don't hesitate to reach out. Thank you for choosing Cinch!

    Verified purchase
    Customer ServiceResolution

    Reviewed Sept. 30, 2026

    Sometimes the customer service has been pretty consistent and good. Other times, I had a lot of issues where I had to do a lot of following up and things were getting escalated to supervisors and things like that. Also, there may have been things happening, like post-COVID with supply chain issues. I understood all that. But there was definitely a few times where I've had some challenges.

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for sharing your honest feedback. We’re glad to hear that you’ve had positive experiences with our customer service, but we’re sorry that there have also been times when getting a resolution required additional follow-up and escalation. We appreciate your patience through those challenges and value your feedback as we continue working to provide a more consistent experience for our members.

    Customer ServiceContract & TermsCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed Sept. 29, 2026

    Cinch used to be a reputable company, however our last two experiences were very poor. The first was for a hot water heater. The provider Cinch sent was not qualified to replace the water heater and did damage to our property. Specifically they were not aware of the city regulations that a permit had to be pulled and they damaged the pavers in the driveway. They (the provider) also charged additional fees that were not authorized. We paid out of pocket to have the water heater replaced by a reputable firm. The second incident was for a clothes dryer. The first service call was 27 July 2026. As of 29 September 2026, the washer is still not fixed. The first provider was out four times (also tried to charge me for the service call) and did not repair the unit. After the 4th visit, the washer shook violently and turned off. After many, many calls to Cinch a different provider was finally sent to the house where after 10 minutes he said the unit was damaged due to misuse. It was not us that damaged the unit but the first repair service sent my Cinch. Rather than replacing the unit that was damaged by the first provider, we are now waiting for parts which are not expected to arrive until October. During this whole process, Cinch did not communicate to us, we have had to continually reach out to them through Customer Service or email. At one point I asked to speak to a supervisor, which they have a whole narrative on why no supervisors are available, but they did finally set up an appointment for me to speak to a supervisor the following day. I had taken off work, but of course no supervisor called at the allotted time. The frustration level of dealing with this company is high. From reading other reviews, we are not a one off case, but the trend for this company is to choose poor service providers.

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    Cinch Home Services
    Response from Cinch Home Services

    We’re sorry to hear about the difficulties you’ve experienced with your recent claims. We understand your concerns regarding the service provider experience with your water heater claim, as well as the multiple service visits and length of time involved in resolving your current appliance claim. We have located your account and the information regarding your current claim and will be reviewing the matter further to determine the status and next steps. A member of our Customer Relations team will follow up with you directly.

    Verified purchase
    Customer ServiceTechStaff

    Reviewed Sept. 29, 2026

    Since I've had Cinch Home Services, I've only submitted two claims, with most recently the one for the plumbing. The process was easy. I submitted the claim via a voice call, and it was fine. Cinch sent someone within a couple of days. That was appreciated, and the work got completed and everything is fine. The vendor Cinch sent out was very helpful.

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for the 5-star review! We’re happy to hear that submitting your plumbing claim was easy, service was scheduled quickly, and the technician was helpful in getting everything taken care of. We appreciate you choosing Cinch and are glad we could be there when you needed us!

    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffTimeliness

    Reviewed Sept. 29, 2026

    My experience with Cinch has been fine. Submitting claims has been quite simple. Just call in and speak to the representative, and they order a service out. The service has been fairly prompt. They've always come the next day. And they've been good at what they do. With my recent claim, the tech was prompt. He was efficient. He knew what he was doing, repaired quickly, and suggested a couple of things that I might add to the call.

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    Cinch Home Services
    Response from Cinch Home Services

    Tim - Thank you for taking the time to share your experience with Cinch Home Services. We're delighted to hear that submitting claims has been easy and that our service has been prompt and effective. It's wonderful to know that our technician was efficient and provided helpful recommendations during your recent claim. We strive to ensure our customers receive top-notch service, and your feedback is greatly appreciated. We look forward to continuing to meet your home protection needs in the future.

    Verified purchase
    Customer ServiceClaims HandlingTechStaff

    Reviewed Sept. 28, 2026

    So far, our experience with Cinch has been fine. Their customer service has been good. Submitting a claim has been simple, and the techs have been fantastic. For our recent claim, the tech was knowledgeable, super nice, and very careful about having to cut through our drywall. So, I really liked him.

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for sharing your experience! We’re glad to hear that submitting a claim has been simple and that you’ve received great customer service. It’s especially wonderful to hear how knowledgeable, friendly, and careful your technician was during your recent repair. We appreciate you choosing Cinch and look forward to continuing to provide you with great service!

    Verified purchase
    Customer ServiceTechStaff

    Reviewed Sept. 28, 2026

    I had an issue back in May trying to get my claim taken care of properly, so I had to make a few calls. But other than that, Cinch was very professional. The technicians were good.

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    Cinch Home Services
    Response from Cinch Home Services

    Ronald - Thank you for sharing your experience with us. We're pleased to hear that, aside from the initial issue in May, you found the service from our team to be professional and our technicians to be competent. We appreciate your patience and understanding, and we're grateful for your positive feedback. We strive to ensure each interaction is smooth and efficient, and your comments help us maintain these standards. Thank you for choosing Cinch Home Services.

    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffFollow-Through

    Reviewed Sept. 27, 2026

    I've had this Sears warranty coverage since I purchased my appliances in 2007. I've paid my premiums, timely for the past 19 years and only have used the warranty coverage twice. Both times, in the past the repairs were completed both timely and as promised. However, I've just had my KitchenAid refrigerator stop working on 09/01/2026. I called Cinch warranty service and an automated agent scheduled my appointment for 09/04/2026. The whirlpool repairman diagnosed the problem and had to order 3 replacement parts. Of the 3 ordered, only 2 were available, the third item has been backordered, with no available status. I've called both the Whirlpool repair company and Cinch several times since the original repair date of 09/01/2026. I can't believe this hasn't been resolved yet, what good is an extended appliance warranty if your appliance can't be fixed in a reasonable time frame.

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for taking the time to share your experience and for your long-standing loyalty over the years. We understand how frustrating it is to be without a refrigerator for an extended period of time, especially when you have relied on your warranty coverage and expected a timely resolution.

    We have reviewed your account and understand that your refrigerator repair has been delayed due to a backordered part needed to complete the repair. We recognize the inconvenience this has caused and appreciate your patience while awaiting an update.

    We would like the opportunity to address your concerns and explore available options. A Resolution Specialist will be reaching out to you directly to review the status of your claim, discuss the repair delay, and work toward a resolution as quickly as possible.

    Thank you for bringing this matter to our attention. We value your many years of membership and appreciate the opportunity to assist further.

    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed Sept. 27, 2026

    When I have a claim, I go online and then place an order. I have to supply the models and serial number. There's a deduction that I have to pay for the order to go through. Then Cinch will call you back with the company and you set up a date. Then the company calls you. They come out and fix everything. I haven't had any issues with them.

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for sharing your experience! We’re glad to hear that submitting your claims has been easy and that your service needs have been taken care of without any issues. We appreciate you choosing Cinch and are happy to be there when you need us!

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedMaintenanceStaffTransparency

    Reviewed Sept. 27, 2026

    I've had Cinch since 2015 and submitting a claim has been very easy to do. I could either call or do it online. For the most part, my interactions with the technicians were pretty good. The only issue is waiting on the repairs. They gotta place the order to replace whatever needs to be replaced. So, that might take a while. The last thing I got replaced was my washing machine, and the motherboard took about three weeks to come. So, I just purchased a new washing machine. It's hit and miss with this washing machine that I got now. Matter of fact, I'm supposed to get a new washing machine tomorrow. Overall, Cinch is pretty good. But the coverage is a little pricey. Also, my deductible got raised for some reason, and I never got an explanation.

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    Cinch Home Services
    Response from Cinch Home Services

    Lamonte - Thank you for sharing your long-standing experience with Cinch. We're delighted to hear that submitting claims has been easy for you and that you've generally had good interactions with our technicians. We apologize for the delay you experienced with your clothes washer repair and for any inconvenience this might have caused. We're continuously working to improve our service standards to ensure faster resolutions. As for the pricing and deductible changes, we understand your concerns, and our team is always available to provide detailed explanations. We appreciate your feedback and thank you for choosing Cinch.

    Verified purchase
    Customer Service

    Reviewed Sept. 26, 2026

    I've been with Cinch for 10 years and it's been good. I submit claims over the phone. I'd like to be able to choose any person to come out instead of being stuck with what they have. Other than that, it's been fine.

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    Cinch Home Services
    Response from Cinch Home Services

    We’re pleased to hear that your overall experience has been a positive one. We appreciate your feedback regarding having more flexibility when choosing a service provider, and we’ll be sure your comments are heard. Thank you for continuing to trust Cinch with your home warranty needs!

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Sept. 26, 2026

    I've been with Cinch Home Services for over 20 years. When I got them, it was TotalProtect. I've had two continuous contracts. I have just the standard, then I upgraded. When I had a problem with my hot water tank. My husband didn't want to pay money to do it. I took the credit for what Cinch would allow me for the hot water tank. The company that would do it for me was unreliable. They were very unprofessional. It was winter months, and it was cold. It was in March, and it took them over a month and a half for me to get the hot water tank that they had. That was too long. When my air condition went out, I just had it repaired a few weeks ago. The tech was very professional. He said he was coming, which time he was coming, he was there.

    Over the years, I've had different companies that were not good. I have called into Cinch, and I have text messages. I went back and forth. I called Cinch and told them that I was not pleased. But every time I call Cinch, it's like I'm a new person. They conveniently lose stuff when you call back. You talk to many different people, they don't have a record. So, I just call and talk to a representative. I normally always end up getting the person's name I'm talking to also. But you never know who you're going to talk to, what state you're going to talk to, where the people are. I had one person that I had a personal contact with. She was good and got me some services when I needed it. It's now not as bad as it used to be. It is getting better when they changed it from TotalProtect to Cinch. And this last contractor is very good. That's the first time I've had that kind of service on a heating and cooling.

    I like the idea of having a home warranty system because it defrays some of the costs that I have to incur. I know that I will eventually get my items repaired. What I don't like is every time I call in, I never get a real person. I get a person, but I have to pay a $125 co-pay. A lot of times, I've already paid a co-pay for the unit, like the air conditioner or for a refrigerator, yet they will charge me again, and they won't talk to me until I pay that if I'm on an automated system. It takes forever to get to talk to a real person.

    I had a problem with my garage. I have a double garage door. One door went out. The contractor came in and repaired it. I called at another time. They told me they couldn’t because they repaired the garage door. I said, “No. I have a double garage door.” I never got that garage door company to come and fix that for me. They only paid for one garage door. I did not like that. They didn't tell me they only pay for one if you have a double garage door, and they would not pay for one. I had to pay out of pocket to get it repaired. It was because there was no way I could talk to anybody. They sent it to another department at Cinch, they denied the claim, and I didn't know on what grounds. I didn't have time ‘cause my husband was going out of town and needed the door fixed.

    I thought about going to another home warranty company because I have had problems over the years, but I've had Cinch for so long that I don't want to change it. I don't know if we’d have the same problem that I have with Cinch. I have been shopping around for another company that maybe can give more one-on-one, personal contact, talk to a live person, beause we got so much going on with AI.

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    Cinch Home Services
    Response from Cinch Home Services

    Sara - Thank you for your continued loyalty to Cinch Home Services over the years. We appreciate you taking the time to share your experiences with us. We’re sorry to hear about the difficulties you’ve encountered, particularly with service delays and communication. It’s crucial for us to ensure that our clients feel valued and receive timely assistance, and we regret that this hasn’t been consistently reflected in your experiences.

    Your feedback regarding the challenges with reaching a live person and the co-pay concerns is important. We are actively working on improving our customer service process to make sure interactions are smooth and responsive. Additionally, the issues you faced with contractors and service coverage are not what we strive for, so we will ensure that these insights are passed on for further review and improvement.

    We’re glad to hear that you find value in the home warranty system overall and that your recent experience with the air conditioning technician was positive. We are committed to continually enhancing our service and would love the opportunity to make your upcoming interactions with us more seamless.

    Thank you once again for your candid feedback and for choosing Cinch Home Services. Your input is invaluable in helping us refine

    Profile pic of the author.
    Customer ServiceCoverageTechPunctuality & SpeedRefunds & PayoutsMaintenanceStaff

    Reviewed Sept. 25, 2026

    I have been with Cinch for 5 years now and I have filed one claim with them for my ac unit. My ac unit went out doing the summer. The earliest a technician could come out was 2 weeks. Which I could understand. So, I repaired my ac unit myself and canceled the technician. On 9-16-26 I called Cinch because my washer stop working. A company reached out to me and said they will be out on 9-18-26. Friday came and went. No call no show for the company. I tried calling them on Friday and the following Monday but no answer. I called Cinch and told the rep what transpired. The Cinch rep said, he will call them. The rep came back and told me the company had a flood in the office and that's why no one came out on last Friday. I asked the rep, what that has to do with me? He tried to put me back in touch with them again. I told the rep to find another company to come out. He put me in contact with another company and told me to be sure I answer my phone and make sure you are home when the company comes. I told the Cinch rep, I took off from work on Friday. That company never came or call me on Friday. I told the rep, it sounds like you are taken they word of mines. But my washer is not working and I'm on the phone with you to get this matter resolved. I told him to make sure the company do what they suppose to do. 24 hrs later, I received one email from the company. I had to find a company on my on to have my washer repaired. I am paying for a service I can't get help, when I need help. The worst part. I tried to cancel my service with Cinch, but I can't. Now, I'm stuck with Cinch until next June. The current time we live in, people do not have money just to give away. 😡😡😡😡

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for taking the time to share your experience and for being a Cinch customer for the past five years. We understand how frustrating it is when a service appointment is missed, communication is lacking, and you are left without the support you expected when your washer stopped working.

    We have located your account and reviewed your concerns regarding the missed service appointment, the challenges you experienced with the assigned service provider, and your efforts to obtain assistance. We recognize the inconvenience this situation has caused and appreciate the opportunity to address it.

    We would like the chance to make this right. A Resolution Specialist will be reaching out to you directly to discuss your experience, review the claim, and work with you toward a satisfactory resolution.

    Thank you for bringing your concerns to our attention. We value your membership and look forward to speaking with you soon.

    Verified purchase
    CoverageTechPriceMaintenanceStaff

    Reviewed Sept. 25, 2026

    When we first bought our house, the company that they bought into was our warranty company, and we just kept it up. That company was sold to Cinch. We've stayed with Cinch for about 10 years. Each time that they've come out, everything has worked out fine. I got a brand-new washing machine, and the claim was taken care of very timely. If some of our major things break down, they either could repair it, or maybe we'd get another one without too much cost to us. Cinch has been very reliable and very helpful, and I would recommend them.

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    Response from Cinch Home Services

    Tommie - Thank you for sharing your positive experience with Cinch Home Services over the past 10 years. We're delighted to hear that our service has been reliable and helpful, especially when it comes to timely handling of claims like your clothes washer replacement. Your continued loyalty and recommendation mean a lot to us, and we look forward to providing you with exceptional service for many more years.

    Verified purchase
    Customer ServiceContract & TermsCoveragePriceStaffTimeliness

    Reviewed Sept. 25, 2026

    I sent a claim to Cinch Home Services this year for the air condition. But the problem is there are no people you can talk to anymore. It's just the system. I know that the war is going to the AI, but I hate it. “Send the picture. Send that one. Send that one.” I hate that part. I called because the air condition was not cooling correctly and was full of water in the basement. The guys that Cinch sent came the next day. They told me that one was not covered by the insurance, so I paid separate to him. So, I told him, “But I already pay the copay. Why I need to pay that one?” He said, “No. Because that one is not covered by the insurance.” He need to unclog the drain, air condition pipe.

    I told him, “The air condition is really old. It's 1986.” Imagine how many years we have. It’s 40 years old and it's not cooling correctly. I told them and they said, "We cannot replace it because it's still working.” I said, "It’s still working. But the electricity that I am paying is almost triple because the air condition is working really hard and is overheating the unit.” And he said that the unit is working. I understand that it's working, but not efficient anymore. The air conditioning should run almost 24/7 when it's summertime.

    I talked to Cinch before they sent it to say, “You tell me if you can replace it. And if you tell me, ‘We can offer whatever money,’ I can pay some different. I don't have a problem with that one.” I tried to be proactive and be able to replace it because one unit that is not cooling correctly cost me so much money. I am still with Cinch because I know the company was purchased from home. This was renewed automatically.

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    Response from Cinch Home Services

    Thank you for sharing your experience. We’re sorry to hear about the frustration you’ve experienced with the claims process and understand your concerns regarding your air conditioning system. We’d like the opportunity to take a closer look at your claim and service history to better understand what occurred. A member of our team will review the details and follow up with you directly.

    Verified purchase
    Customer ServiceContract & TermsTechPunctuality & SpeedStaff

    Reviewed Sept. 24, 2026

    We bought a house, and as part of our closing agreement, the seller included a year with Cinch Home Warranty. We used the service once when the AC went out and the reps were quick to help us and get it taken care of. They called a company and the techs put a new motor in. Everything's been good since then.

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    Response from Cinch Home Services

    Thank you for the 5-star review! We’re glad our team was able to respond quickly and get your AC back up and running. It’s great to hear everything has been working well since the repair. We appreciate you sharing your experience!

    Verified purchase
    Customer ServicePunctuality & SpeedHonesty & Transparency

    Reviewed Sept. 23, 2026

    I've been with Cinch Home Services as a customer for six months or less. I tried the service once and it was great. I submitted my claim over the phone. It was simple and easy. Cinch asked for the address, and I set up everything. I received a text message for one week to set the appointment. If we could get closer to the appointment, it would be an improvement. I had a problem with my HVAC in the attic, and Sears adjusted the motor speed of the blower. It was good. I told many friends about Cinch. They are the first home warranty. Others and I can deal with them because they are honest.

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    Response from Cinch Home Services

    Thank you for sharing your experience with Cinch Home Services Marwan. We're delighted to hear that your first claim process was smooth and that you've been satisfied with the service provided. Your feedback about potentially shortening the time to appointments is valuable, and we will certainly take it into consideration for future improvements. It's wonderful to know that you appreciate our honesty and have recommended us to your friends. We look forward to continuing to provide reliable service and hope to exceed your expectations in the future.

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffRates

    Reviewed Sept. 22, 2026

    I like Cinch’s service. The only problem I have is, when they assign you to one vendor, and that vendor may take time to schedule you for them to come and check what the problem is. But other than that, I like their service. What I like about the service, at least, if something is damaged in my house, they take care of it, unless if it is one that is not covered according to them.

    If it is the AC during summer, it may take too long for them to come and fix it. But other than that, I like the Cinch services because when you have a problem, you call, and they take care of it. It's the vendors that need to be improved. Most of the time, they will assign you to a contractor. But when you call the contractor, they may not pick up the phone. Some of them don't have people to answer the phone.

    My most recent claim went well. Just that, at the end of the day, they came to fix it. But it happened that they had to damage the wall to get to the root of the problem, because it was a plumbing issue. They had to look or search for where the water was coming. So, they made some openings. And they told me that those openings would not be covered 100%. But the fix went well. They covered the part that they could cover. So, I'm satisfied with them. I even try to convince other people to use them.

    However, the price is too much for me. It used to be 75, from 75 to 100, from 100 to 200. There was also a time when my stovetop cracked. Unfortunately, because it was a breakable one, they said that they wouldn't cover it.

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    Response from Cinch Home Services

    Thank you for sharing your experience with us! We’re glad to hear that your most recent claim was resolved and that you’ve been satisfied with our service overall. We understand how important timely scheduling and communication are, especially when dealing with an urgent issue like an air conditioning failure, and we appreciate your feedback regarding our service providers. It means a lot to know that you would recommend Cinch to others. Thank you for being a valued member!

    Verified purchase
    CoverageTechPriceStaff

    Reviewed Sept. 21, 2026

    I recently left Cinch Home Services after 10 years. In the beginning, everything was okay, but over time, there was less attention to detail. If you're a new homeowner, it's a good idea to have a warranty, but I don't know if I'd recommend Cinch. The larger scale items that I hoped to keep under warranty and potentially replace under warranty have been repaired at my expense, so it doesn't make sense to keep the warranty anymore. Shop around for different opportunities.

    I had an air conditioning unit issue, and the technician that Cinch chose to come out, take a look at it, told me there were no issues with the unit. I had a contractor come out, take a look at it after a repeat issue, and turned out that the unit needed to be replaced. The unit was close to 30 years old. And rather than play the piecemealing, fix it, charge me $200 every time they come out, just went ahead and replaced it.

    The individual was from Sears HVAC unit. He didn't even go underneath the house to take a look at it. Found out I had a bad contactor as well, and that contactor is on the outside unit. That tells me they did nothing more than to look at the thermostat and said nothing was wrong with it. I also had a dryer claim. Sears fixed it after multiple attempts.

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    Response from Cinch Home Services

    Thank you for sharing your experience and for being a valued customer for the past 10 years. We appreciate your feedback and understand your frustration regarding the service experiences you described, particularly with your air conditioning and dryer claims.

    We recognize how important it is to have confidence in both the service providers and coverage you rely on. We regret that your experience did not meet your expectations and that you felt the repairs and claim handling did not provide the value you were seeking from your home warranty coverage.

    Customer feedback helps us identify opportunities for improvement, and we take concerns regarding service quality and diagnostic accuracy seriously. We appreciate you taking the time to share these details and wish you the very best moving forward. Thank you again for allowing us the opportunity to serve you over the years.

    Verified purchase
    Customer ServiceTechPunctuality & SpeedMaintenanceStaffTimeliness

    Reviewed Sept. 20, 2026

    We’ve had Cinch for many years, since we purchased a home, and it’s been good. We were able to get the referral done quickly and get our issue with our washing machine taken care of quickly. It had a leak and I called to submit the repair ticket, and it was easy. The tech was informative, nice and very professional. Everything’s working fine and back to normal. We waited a long time for the part to get there, but that was just about it. They called me when it arrived. The repair was done the same day that I put in the claim. The contractor called us to make an appointment, and then they called again to reschedule the appointment. I told them I wasn’t available and they were able to accommodate and still get it within a reasonable time.

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    Response from Cinch Home Services

    Thank you for sharing your experience! We’re glad your washer is back up and running and that the technician made the experience a positive one. We truly appreciate your continued loyalty to Cinch over the years!

    Verified purchase
    CoverageTechPriceOnline & AppStaffRates

    Reviewed Sept. 20, 2026

    Cinch has been excellent. I've been their customer for 11 years and their website is not bad at all. Also, there's usually no issue in submitting claims. I just don't like the fact that it went up in price, and that was about $50. But I've been having some big jobs that needed to be done. So, I can't really complain because whatever was needed to be done got done. In 2025, the system outside and down in the basement that takes care of the heat went out. It was at midwinter, when it was really cold. The job cost almost $10,000 and I only paid $1,000 for everything for the guy that Cinch sent out. Then about five to six weeks ago, I needed a new hot water heater. I had to pay the 150 deductible, then I had to pay the contractor their price. So, Cinch must have covered the heater itself. Both the technicians who came out for the HVAC and the water heater were fine and I had no problem with them. Their work was excellent, too.

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    Response from Cinch Home Services

    Thank you for sharing your positive experience with Cinch. We truly appreciate your continued loyalty over the past 11 years. It's great to hear that you have been satisfied with the service you received, even amidst the necessary price adjustments. We understand how crucial efficient solutions are, especially during critical times like in midwinter. We're delighted that our technicians provided excellent service when handling your HVAC and hot water heater. Thank you for trusting us with your home warranty needs, and we look forward to continuing to serve you with the same dedication in the future.

    Verified purchase
    TechStaffTransparency

    Reviewed Sept. 19, 2026

    The person had Cinch when I bought the house and I just kept the warranty. It’s been seven years since I started using the service and I've had good experiences with them. Submitting the claim is easy and they take care of everything. The techs are very professional, friendly and on time, and the explanation is very clear.

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    Response from Cinch Home Services

    Thank you for sharing your positive experience with Cinch Home Services. We're thrilled to hear that the claims process has been easy and efficient for you over the years. Our goal is to provide professional, friendly, and timely service, and it's great to know that our technicians have consistently met your expectations. Your feedback is greatly appreciated and encourages us to continue delivering reliable service. Thank you for choosing us for your home warranty needs.

    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffTimeliness

    Reviewed Sept. 19, 2026

    We had bought a new house, and the previous owner gave us the warranty with Cinch. The air conditioning went out and needed a part replaced, and it took a few tries to find the right person who was able to come out in a good manner. But the tech was able to come out within the next day. He was friendly and did his job in a professional manner. I just let him do his thing, and if I had questions, he answered them. The work was good. The air conditioning is still operational and it’s been up for a couple of months now.

    Any time we’ve had issues with that and the water heater, everything’s been fine. If you have a house that you just recently bought and need a home warranty, Cinch has been good. They are quick and responsive. Whenever I’ve put in a request, I usually get a reply, or if I reach out to someone, there’s usually someone answering me within a couple of hours.

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    Response from Cinch Home Services

    Thank you for sharing your experience! We’re glad the technician was able to get your air conditioning back up and running and that it has continued to work well. We also appreciate your kind words about our responsiveness and your recommendation. We’re happy to be there when you need us!

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    Verified purchase
    Customer ServiceContract & TermsCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffTransparencyCoverage Limits

    Reviewed Sept. 18, 2026

    Updated on 09/25/2026: It was not until I left a review here and found the CEO's email address that we got any response. It took more than 21 days to get a determination if our AC unit would be repaired or replaced. Despite repeatedly asking via voice mail and email that I be the point of contact as both the sole policy holder and the head of household, Cinch only called my husband to provide any updates. We were asked to find out own technician after Cinch was unsuccessful in providing a technician who could perform the diagnostic and documentation requested to make a determination on our case. They also requested we provide a quote for the replacement cost from our technician then proceeded to underpay for replacement by half. Cinch refuses to reimburse for the diagnostic call they both requested and used to make their determination of the claim. Due to the prolonged delay in any service work being performed, they had authorized a window AC unit up to $350 dollars, then denied they authorized it, then agreed they had authorized it and requested receipt for reimbursement, and then claimed they offered the $350 up front for the purchase of the AC. Using Cinch Home Service has cost us so much money and time to get them to perform the contracted benefits. This has been a total nightmare. I would caution every home owner from considering Cinch as any piece of mind, unless you are an arsonist. Then they might be just what you are looking for.

    Original: We contacted Cinch on 8/27 for our central air. It look Cinch 4 days to approve the instillation of the part the technician had in stock. Once he installed it, it tripped the breaker. The next technician said it ok to keep using and just flip the breaker back if it tripped. Our house filled with smoke 10 minutes later. We called the fire department after the smoke detector went off. It took another 6 days to get another technician out. He submitted another report recommending replacement of the unit. It has been another 5 days, they told us they can’t find a technician to provide the information they need to be able to make a determination so if we want it fixed we have to find our own technician. They will only reimburse that work if they approve it.

    They said they are going to replace our deductible. We still don’t have a working central air. We live in MN. When the temperature drops our pipes will freeze. We checked the unit today to try and described what the issue is to our own technician. The part they installed now shoots sparks at the paper filter. But Cinch can’t figure out what is wrong with it or how to fix it, even though all of their technicians have reported to needs to be replaced. Cinch is making my home less safe and it has become a full job trying to get them to make good on their warranty. Crooks.

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    Response from Cinch Home Services

    We’re sorry for the frustration and concern this experience has caused, especially given the reported safety issues with your system. We have your information and will be following up directly to review what has occurred and determine how we can help move this toward a resolution.

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 18, 2026

    Submitting a claim to Cinch was easy and the customer service is straightforward. I’ve been with Cinch for two years and the techs have been nice.

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    Response from Cinch Home Services

    Thank you for sharing your positive experience with Cinch Home Services. We're delighted to hear that submitting a claim was easy and our customer service met your expectations. It's wonderful to know that over the past two years, our technicians have consistently been pleasant and efficient in addressing your needs. We are grateful for your continued trust in us and look forward to serving you for many more years.

    Verified purchase
    Claims HandlingTechStaff

    Reviewed Sept. 18, 2026

    I've been a customer with Cinch for about five years. Submitting a claim has been easy and good. I speak with their representative, and a technician comes in two to three days. The technicians have been good.

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    Response from Cinch Home Services

    Thank you for your loyalty and for sharing your positive experience with Cinch over the past five years. We are delighted to hear that submitting claims has been easy for you and that our representatives and technicians have consistently met your expectations. Your feedback is invaluable to us as we strive to maintain the high level of service you’ve come to expect. We look forward to continuing to serve you in the future.

    Verified purchase
    Claims HandlingTechStaff

    Reviewed Sept. 17, 2026

    My experience with Cinch has been excellent. It’s easy to submit a claim. I talk to their reps, and they help really well. The techs are nice, too, and they come out. The quality of their work has been excellent. I would recommend them.

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    Response from Cinch Home Services

    Thank you for sharing your wonderful experience with Cinch Home Services. We are delighted to hear that submitting a claim was easy and that our representatives and technicians provided you with excellent service. Your recommendation means a lot to us, and we greatly appreciate your kind words. We look forward to continuing to serve your home warranty needs.

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 17, 2026

    I started using Cinch since July and I got with them as part of the buying-the-home process. So far, I've submitted a claim with them and the process was okay. Their customer service was very good and overall, I had a 4-star experience.

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    Response from Cinch Home Services

    We appreciate you sharing your experience with us! It’s great to hear that your first claim went well and that our team provided excellent service. Thank you for trusting Cinch to help protect your home!

    Verified purchase
    CoveragePunctuality & SpeedStaff

    Reviewed Sept. 16, 2026

    Cinch Home Services came with the purchase of my first home that I got back in August. I've submitted claims online and it was easy. I had someone come out to take care of the garage door that needed help staying closed and he was great. The garage door was also doing well. Overall, I'm satisfied. I've had whoever come out, and they've done their repairs. So, it's been quick and I appreciate how easy it is to get help if I need it.

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    Response from Cinch Home Services

    Thank you for sharing your experience with Cinch Home Services. We are thrilled to hear that your claims process was seamless and that the technician provided excellent service for your garage door. It's wonderful to know that our service has met your expectations and made your first homeownership experience smoother. We appreciate your feedback and look forward to continuing to provide reliable support whenever you need it.

    Verified purchase
    Customer ServiceClaims HandlingTechStaff

    Reviewed Sept. 16, 2026

    When we bought the house, we were given a two-year warranty from Cinch and it was okay. We decided to renew it and then also add it to another house that we have. So, we have two homes with Cinch. Customer service has been great. They were very kind and helpful with all the questions and everything I needed. It was clear and good service. Submitting a claim was really easy. They sent a tech who was really good. My husband dealt with him but he told me he was okay. He explained to him everything that was needed and what he did, and everything was done right on time.

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    Response from Cinch Home Services

    Thank you for taking the time to share your wonderful experience with Cinch Home Services. We're thrilled to hear that our customer service team has been helpful and that the claims process was smooth and straightforward for you. It's fantastic to know the technician provided timely and effective service. We appreciate your continued trust in us for both of your homes and look forward to serving your home protection needs in the future. Thank you for choosing Cinch!

    Verified purchase
    Customer ServiceCoverageTechPriceBillingRates

    Reviewed Sept. 15, 2026

    We purchased a house in 2019, and it came with a home warranty. Cinch was under a different name at the time. They've switched their names. We kept them since then. I veered off for a little while because their prices had gotten higher. I couldn't find another company that would cover what they cover. So, I called my realtor, and she gave me their information again. I reupped with them. I've had them on and off since 2019.

    I had to call them for warranty work. But because of the area I live in, there's never any available people that they can send. So, I always have to find my own vendor, have them come out, pay the bill, and submit it back to them. So, it's a process, but eventually, I get the work done. They don't pay a high percent of replacing. I just had to have my mini split air conditioner replaced, and they gave me half of what it's actually worth to replace it. So, they gave me 700 and some dollars. The unit was like 1,400, and that's not including installation. Still, for the most part, they've been okay.

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    Response from Cinch Home Services

    Thank you for sharing your experience with us. We appreciate your loyalty to Cinch over the years, despite the challenges you've encountered with vendor availability and coverage limitations. We understand the inconvenience of having to find your own vendors due to location constraints, and we’re glad that you're ultimately able to get the necessary repairs completed.

    We also acknowledge your concern regarding the partial cost coverage for your mini split air conditioner replacement. Our goal is to provide valuable support within the terms of our warranty plans, and we appreciate your understanding as we work to balance coverage and affordability.

    Your feedback is invaluable in helping us improve our service. Should you have any further questions or if there's anything else we can do to assist you, please don’t hesitate to reach out to us. Thank you for your continued trust in Cinch.

    Verified purchase
    Customer ServiceTechPriceOnline & AppMaintenanceRates

    Reviewed Sept. 15, 2026

    My experience has been up and down. There's a web form online, and I use that. 99% of the time, it has all the settings I do. If it doesn't, I pick what's closest, and when I talk to the tech, let them know what's wrong. Things get resolved, and the people that come out and do stuff for Cinch Home Services do decent work. I've used Cinch a few times, and every once in a while you get that guy who just wants to go there, take the money from Cinch, and leave. Sometimes the quality of the techs are questionable. Other than that, Cinch did their part in trying to get somebody back out there again, which was good, and they didn't charge me extra for the service call, which was also good for getting somebody else out there after the first guy failed. That might just be the luck of the draw. So, if they know that that tech doesn't do a good job, hopefully, they do not send him out to any more calls.

    Overall, their service is good. I would seriously consider using them again. The only difference would be if somebody came up that I knew that was a better price. I don't have to travel 60 miles to fix something over at my daughter's place. That's the biggest thing. Also, I keep them out of trouble because I don't want them trying to fix anything.

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    Response from Cinch Home Services

    Thank you for sharing your experience with us! We’re glad to hear that overall, our service has worked well for you and that we were able to step in and get another technician out when things didn’t go as planned the first time. We appreciate your honest feedback regarding the consistency of our service providers, as we’re always looking for ways to improve. Thank you for choosing Cinch and for trusting us to help take some of the worry out of home repairs!

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Ste. 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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