Cinch Home Services Reviews
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About Cinch Home Services
Cinch Home Services is a home warranty company that’s been in business for over 45 years. It offers three types of plans and different service fee options for flexible pricing. It also offers a 180-day workmanship guarantee and coverage for unknown preexisting conditions and mechanical failure due to rust and corrosion damage.
Visit www.cinchhomeservices.com- Offers three combination plans
- Coverage for unknown preexisting conditions
- 180-day workmanship guarantee
- Available in most states
- Service fees of up to $150
- No systems-only or appliance-only plan
Cinch Home Services Reviews
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Reviewed Aug. 21, 2026
As I said we had two policies for two properties . We didn't have any outstanding claims or issues as long as we paid our policies on time . Our central air broke and we called this company . The sent a repair out who inspected the unit and said this is broken and you will need a new unit . cinch then looked at our history and stated that we had a dirty coil and this repair will not be covered . I looked at my coil and replied back that this is how a coil looks on a thirty year old unit . They are not shiny and clean . They turn gray and look like they have been used . cinch then replied that in 2024 we had a repair tech say that our coil was dirty . my response was the tech that they sent out didn't do any thing to the unit . he saw a dirty filter and said oh your coil is dirty and left and billed me for a service call . I complained about this but nothing was done . So this entire claim has been denied because of a bad service call that happened in 2024. The company is completely full of crap and i would suggest that you do not use them . THEY WILL NOT PAY OUT ON YOUR CLAIM .
Thank you for taking the time to share your concerns. We value your longtime membership and understand your frustration with this claim outcome.
After a thorough review of the technician's findings and the claim history, we determined that the failure was related to maintenance-related conditions, which are not covered under the home protection plan. While we recognize this was not the resolution you were hoping for, our review supports the original claim determination.
We appreciate your feedback and the opportunity to review your concerns.
Reviewed Aug. 21, 2026
I've had Cinch Home Services since I've had my house, and I've had my house for almost three years. The contractors are very professional. The first guy took the AC apart. He cleaned it out and serviced it. However, the AC is not working as well as I know it should have in the past. I don't know if it's the unit going out, or if it was because it wasn't serviced correctly the second time, or because of the record number heat that we have here in Texas. But Cinch has been very prompt to send somebody out in regard to fixing whatever issues I have. I haven't had to wait long. If I call in an order that I needed something, the response is very quick, and they make sure I get an appointment set up quickly.
Thank you for being a valued Cinch customer for nearly three years and for taking the time to share your experience. We're pleased to hear that our contractors have been professional and that we've been able to respond quickly when service has been needed.
We understand your concerns regarding your air conditioning system and how difficult it can be to determine whether performance issues are related to the unit itself, prior servicing, or the extreme temperatures you've been experiencing. We appreciate your feedback and are glad to know that, whenever an issue arises, you've found our claims process responsive and appointments are scheduled promptly.
Thank you for trusting Cinch with your home protection needs. We appreciate your continued support and look forward to serving you in the future.
Reviewed Aug. 20, 2026
Cinch bought out the previous company I had. I was with that company for a while. I wish the deductibles were lower. They used to be $100, and now they're 200. I do like the fact that you can get quick service, and then you know you don't have to spend more than a certain amount. Submitting a repair ticket on the website is very quick and easy. I get basic information about the contact information of who will be coming out. Having Cinch gives me peace of mind.
Thank you for sharing your experience and for being a valued Cinch customer. We're glad to hear that you find our online claims process quick and easy to use and that having home protection provides you with peace of mind when unexpected repairs arise.
We appreciate your feedback regarding deductibles and understand the importance of affordability. It's wonderful to know that you've been pleased with the speed of service and the confidence that comes from knowing your covered home systems and appliances are protected. Thank you for choosing Cinch and for taking the time to leave your review!
Reviewed Aug. 18, 2026
I've been with Cinch Home Services for maybe three years in June. My account got canceled for some reason. I don't know what that was all about. Cinch fixed it. It wasn't a problem when I talked with them. Also, the techs are good. I like them. They're cool.
Omar, Thank you for sharing your experience with Cinch Home Services. We're delighted to hear that, despite the unexpected account cancellation, the issue was resolved promptly to your satisfaction. We are also pleased that you find our technicians to be reliable and personable. Your feedback is invaluable to us, and we're grateful for your continued trust over the years. If there's anything more we can do for you, please don't hesitate to reach out. Thank you for choosing Cinch Home Services!
Reviewed Aug. 18, 2026
I have a pre-owned home and it was 10 years old. So, it was nice to have a safety net. Cinch was referred to me by my Realtor. I've been a customer for about six months now. I submitted a claim, and the technician that came was great. He was very helpful, very nice, very knowledgeable, and he did a good job.
Thank you for sharing your experience and for trusting Cinch to help protect your home. We're delighted to hear that your Realtor's recommendation led you to us and that your recent service experience was a positive one. It's wonderful to know that the technician was helpful, knowledgeable, and provided quality service. We appreciate your feedback and look forward to continuing to serve you and provide the peace of mind that comes with home protection. Thank you for choosing Cinch!

Reviewed Aug. 17, 2026
I would NOT recommend this service to anyone. We recently purchased a new home and have the cinch warranty. We put in a service request for the stove, which the front burner does not light and the oven door does not stay closed. I have been through 3 companies now and the fourth company is assigned to our case. The problem isn’t that companies aren’t coming out, the problem is that the company submits a diagnosis, cinch reviews the diagnosis, cinch closes the case and opens a new case for a new company to diagnose. We even had an instance where cinch CANCELLED my request and we had to call to get it reopened and told we would have to pay the $200 deductible again. I will say cinch finally fixed that and reopens my case after a few phone calls. I just got off the phone with customer service, who refuse to put us on with a supervisor, whom say they have “no record” or any of the services coming out. I literally have proof from garden state property services LLC, and Midwest property services LLC. Cinch receives a submission, reviews it, closes the original and submits a new claim every single time. Customer service can’t answer our questions on when does this end/what is the process.
Hi James, we understand your frustration with the delays and multiple service providers involved in addressing your stove claim. After reviewing your feedback, we were able to locate your account and recognize that this experience has not met your expectations.
A member of our team will be reaching out to you personally to review the claim and assist with moving the matter toward resolution. We appreciate you bringing these concerns to our attention and look forward to helping.
Reviewed Aug. 17, 2026
The latest time I requested service from Cinch, I submitted my inquiry to their website. Then they found some technician. They sent him out to my place. He found out what the problem was, and he fixed it. So, it was straightforward. Overall, my experience was good but not perfect.
Thank you for sharing your feedback. We're glad to hear that the claims process was straightforward and that the technician was able to identify and resolve the issue efficiently. We also appreciate your honest comments, as we recognize there's always room for improvement. Thank you for choosing Cinch, and we're pleased that your overall experience was a positive one.
Reviewed Aug. 17, 2026
The claim process with Cinch is reasonably easy. I had to call to place a claim, and their representative was fine. The technician was great. Overall, Cinch was very helpful considering that the first company that they chose was non-responsive. The second company they chose refused because we have a crawl space and not a basement. The third company was great. They did the work all in one day on the hottest day of the year in Kansas City, and it was an air conditioner issue. So, I appreciate that they worked so hard to find somebody to come fix it.
Thank you for sharing your experience. We're glad to hear that our representative and the technician provided helpful service and that your air conditioning issue was ultimately resolved. We understand how frustrating it can be when initial service providers are unable to assist, especially during extreme heat. We appreciate your patience throughout the process and are pleased that our team was able to find a contractor who could complete the repair quickly and professionally. Thank you for choosing Cinch and for allowing us the opportunity to assist you.
Reviewed Aug. 16, 2026
I’ve been with Cinch for 11 years now. My most recent claim was within 90 days, so there wasn't a second deductible for me, which made that nice. Overall, it's been pretty good. I like to choose who I'm going to use to do the repairs 'cause I've got some experience with some companies, and I like the way they work and the service they give. So far, so good. Everybody that I've wanted has been approved. My experience with the reps has been good as well. It hasn't been a real long wait here lately. But in the beginning, it was a long wait time, but that seems to have improved. The techs have been good as well. I've got a well and septic tank, and Cinch doesn't cover that. That's kind of a concern. But it is what it is. If it would be covered, I'd be glad to add that to the policy, too. But it's not. I’ve also always had additional costs when something is going wrong. But overall, it has worked out for us.
Thank you for being a valued Cinch customer for 11 years and for sharing your experience. We're pleased to hear that your recent claim qualified under the recall period, eliminating the need for an additional service fee, and that you've had positive experiences with our representatives and service providers. It's also great to know that you've been able to work with contractors you trust and that wait times have improved over the years. We appreciate your feedback regarding well and septic coverage and understand your interest in having those systems protected as well. Thank you for your continued trust in Cinch, and we're glad our coverage has helped when unexpected home repairs arise.
Reviewed Aug. 16, 2026
Cinch was recommended by my realtor and I am covered with them this year. When I have a claim, I contact them by phone and the turnaround time is less than 48 hours. Recently, some technicians came out and they were great. Cinch sent out a local appliance company, and they were professional and expediently. I had one appliance repaired and I had another one replaced. Overall, I'm very happy with Cinch.
Thank you for sharing your experience! We're delighted to hear that your realtor's recommendation led you to Cinch and that you've been happy with the service you've received. It's wonderful to know that the claims process has been smooth, with quick response times and professional local technicians who were able to repair one appliance and replace another. We truly appreciate your kind words and are grateful for the opportunity to help protect your home. Thank you for choosing Cinch!
Reviewed Aug. 15, 2026
We've had our home warranty with Cinch since March. It is very easy to navigate their site. I did a claim online for our HVAC system that wasn't working. They gave us the name of the company and we were able to research and make sure that that was what we wanted. They came in and evaluated it. We needed some kind of condenser. Our dehumidifier thing that's in it wasn't working. So, they had to replace that and they scheduled the repair within a week. Cinch is right on the money. They were prompt, and they picked a company that was prompt to get us repaired. So far, they've been great.
Thank you for sharing your experience! We're delighted to hear that your online claims process was easy to complete and that your HVAC claim was handled promptly. It's great to know that the service provider was able to quickly diagnose the issue, complete the necessary repairs, and get your system back up and running within a week. We appreciate your kind words about our responsiveness and the quality of the contractor selected for your claim. Thank you for choosing Cinch, and we're glad to hear we've provided you with a positive experience so far!

Reviewed Aug. 14, 2026
Avoid. We are now 25 days waiting for a repair to our range top. Cinch has delayed approval, swapped vendors and repair contractors, and their only offered solutions require further delay.
Thank you for sharing your feedback. We're sorry to hear about the delays you've experienced while waiting for your range repair. We have reviewed your account and understand your concerns regarding the timeline and the solutions that have been offered. A member of our team will continue to review the status of your claim and follow up directly to address your concerns.
Reviewed Aug. 14, 2026
Terrible customer service. If claim over $1500, you will never see a dime, minus the $150 deductible you are already charged. 6 weeks still waiting. Ended up canceling contract and they still took my auto pay. Scam.
Thank you for your feedback. We're sorry to hear about your experience and understand how frustrating it can be when a claim remains unresolved and expectations are not met.
We take concerns regarding claim handling, communication, and billing seriously. We have reviewed the information available to us and will be reaching out directly to discuss your concerns in greater detail and ensure they receive appropriate attention.
We appreciate the opportunity to address your concerns.

Reviewed Aug. 14, 2026
I have just put my 1st claim in. They have reassigned 6-7 service providers. When I call these service providers, they have no idea what I'm talking about, not work orders. I call back in Cinch again delays, speaks down to me, and schedules with a mythical new service provider. This will be over 2 weeks from my initial claim to "hopefully" have some body come out.
All of the customer service reps speak in an annoyed tone and claim they haven't been the ones who did this so they can't speak to any of them
Hi, Cait, We're sorry to hear about the delays and frustration you encountered while trying to obtain service for your washer. We understand how disappointing it can be when multiple provider reassignments impact the scheduling process, particularly when you're waiting for a repair appointment. We also regret that your interactions with our customer service team left you feeling unheard or unsupported.
We appreciate you bringing these concerns to our attention. A member of our team will review your experience and follow up with you directly to discuss your concerns. Thank you for the opportunity to address this matter.

Reviewed Aug. 14, 2026
Cinch needs to make this right now.
Thank you for sharing your experience. We're sorry to hear about the difficulties you've encountered and understand how frustrating it is to be dealing with a leaking water heater while experiencing delays and uncertainty regarding service.
We strive to provide timely assistance and clear communication throughout the claims process, and it's concerning to hear that your expectations were not met. We appreciate you bringing these concerns to our attention. Our team would like the opportunity to review your claim, the service delays, and the communications you've received so we can better understand what occurred and address any outstanding issues.
A member of our team will be reaching out directly to discuss your concerns and review your claim in more detail. We value your feedback and appreciate the opportunity to assist.
Reviewed Aug. 14, 2026
We were recommended to Cinch by a family member who used them. We've been using them for probably 10 years. Our most recent claim was for plumbing. Everything was seamless, and the communication was great. A technician was out within a week to get the diagnosis, and then it was up to us after that when we had the cabinets out. There was a leak in the waste line behind my kitchen sink. So, the kitchen cabinets had to come out in that area. It was kind of almost a month-long process. The guy had to have us take the cabinets out. Then the plumber came back out, and then we put the cabinets back in. The technician was knowledgeable and courteous, and he did quality work.
Doing a claim online is easy. I prefer it that way. It's hard for me to understand people's accents. With a lot of these companies now, that's what you get. I just want to do it any time of the day, right on the PC or phone. It's easier. I do recommend Cinch as peace of mind. There are other things like if you have to get a new roof, they do the deductible reimbursement up to so much. Mine is $500. My mom is a $1,000 per Cinch plan. It's one of those things that a lot of people don't know about.
Thank you for being a loyal Cinch customer for the past 10 years and for taking the time to share your experience. We're delighted to hear that your recent plumbing claim was handled seamlessly and that communication throughout the process met your expectations.
We appreciate your patience during the repairs and are pleased to know the technician was knowledgeable, courteous, and provided quality workmanship. It's also great to hear that our online claims process offers the convenience and flexibility you value.
Thank you for highlighting the peace of mind your home protection plan provides and for recommending Cinch to others. We truly appreciate your continued trust and support and look forward to being there whenever you need us.
Reviewed Aug. 14, 2026
I like the service with Cinch. I've had them for over 15 years and the service has been good. They repaired a ceiling light and ceiling fan, and it went really well. I did the claim online. The turnaround time on this one was a little bit longer, but it was tolerable. It was 72 hours. Everything worked out good once the tech got here and performed and did the job.
Thank you for your loyalty and for being a Cinch customer for over 15 years. We're thrilled to hear that your recent claim for the ceiling light and ceiling fan repair was successfully resolved and that the technician provided quality service. While we understand the turnaround time was a bit longer than expected, we're glad it remained manageable and that everything worked out well once the technician arrived. We truly appreciate your continued trust in Cinch and look forward to serving you for many years to come.

Reviewed Aug. 13, 2026
I have been dealing with Cinch Home Services for more than two months over a completely nonfunctioning Jenn-Air induction stove. I paid my required copayment, Cinch sent multiple service providers, and the first attempted repair did not work and actually made the problem worse.
Both service providers ultimately identified an additional part that they could not obtain. Cinch then told me its research team had ordered the part and that it would arrive by August 6. It never arrived. Cinch cannot provide a tracking number or confirmation that it was ever shipped. I was then given another expected date, and the part still has not arrived. That part was supposed to arrive yesterday. As of August 13th, it's not there. The service provider told me the part does not exist. CINCH is delaying to replace my stove.
I have called Cinch approximately seven times, have three young children at home, and have been without a functioning stove for more than two months. Every call seems to result in another delay, another department, or another promise without a resolution.
At this point, I have filed a BBB complaint and am requesting full replacement compensation for my induction stove. I will gladly update this review if Cinch resolves the issue, but the experience so far has been extremely frustrating and unacceptable.
Thank you for sharing your experience. We sincerely apologize for the extended delays and frustration you've encountered while trying to resolve your stove claim. We understand how difficult it is to be without a functioning stove, especially with a busy household.
We have received your complaint and are actively reviewing the history of your claim, including the parts research, repair attempts, and communication you've received throughout this process. Our goal is to ensure all available options are thoroughly evaluated and that you receive a clear update as soon as possible.
We appreciate your patience and the time you've taken to bring these concerns to our attention. A representative will be following up with you directly regarding the outcome of our review.
Reviewed Aug. 13, 2026
I bought this home in May, and the homeowner had Cinch. They passed it on to us. I had a claim and the technician who was sent out was excellent. He changed the garage system, and put in a reinforcement on the doors like a rail that goes across the top and in the middle. I like that the service was fast. The deductible was reasonable because I knew it was going to cost more to have the problems on the resolution. This is the first issue that we have ran across. I highly recommend Cinch.
Thank you for sharing your experience and for recommending Cinch! We're delighted to hear that your claim was handled quickly and that the technician provided excellent service while completing the garage door repairs and reinforcements. It's especially rewarding to know that your first experience using your home warranty after purchasing your home was a positive one. We appreciate your kind words about the value of the coverage and the reasonable service fee. Thank you for choosing Cinch, and we look forward to being there when you need us in the future.
Reviewed Aug. 12, 2026
I've been with Cinch Home Services since we closed on our house last March. However, I can't do anything with my recent my problem. The claim became more of a consultation. It takes so long to get hot water out of the pipes. The water heater works fine, and it's easier to live with it. Paying for the co-pay on it then not having it fixed was disappointing, but that's to be expected. I was very satisfied.
Thank you for sharing your experience and for being a Cinch customer. We understand your disappointment that the issue was not resolved as you had hoped, and we appreciate your feedback. While we're glad to hear you were satisfied with the service provided and that your water heater was found to be operating properly, we recognize that ongoing hot water delays can be inconvenient. Thank you for your understanding and for giving us the opportunity to assist you. We appreciate your membership and look forward to serving you in the future.
Reviewed Aug. 12, 2026
I had an oven that malfunctioned and started a fire because of poor electrical wiring and Cinch refused to cover it because they said they don't cover accidents that are caused by fire. They used the clause in their policy that says if there is a tornado, hurricane, house fire, or flooding from a monsoon, and the damage was caused by fire or water, they don't cover it. But the damage to the oven wasn't caused by a fire in the house. The unit itself started on fire and I'm lucky my whole house didn't burn down. So, it was a problem with the oven. They should have covered it and they didn't. It took two months of trying to work with them. They initially said they were gonna cover it, and then they escalated it. They turned around and denied it in the end. I gave $100, and they wouldn't give me the $100 back.
One girl was very nice. So, she'll give them the edge. But when I escalated this all the way up, the nine other people I talked to just kept saying that their clause states they don't have to fix anything including or involved in fire damage. I kept reiterating that it is not fire damage that is the problem, but the oven. So, they were terrible. I also had an issue with a water softener and Cinch sent a company to look at it. They replaced it because it was broken. The company that came out was amazing. I would recommend them a million times over again. The tech was knowledgeable, quick and efficient. So, my experience with Cinch has been 50-50.
I'm appreciative that they replaced my $800 water softener. But with the oven, it’s the principle of the matter that they didn't cover that. I had a traumatic experience with Cinch and tried to deal with 20 different people who weren't helpful at all. So, I have an off-putting feeling towards them, still. The warranty came with the purchase of the house and I've been protected for about eight months. People considering them should proceed with caution. Cinch is working for themselves and to benefit themselves. They're not working to protect you as the customer.
Thank you for taking the time to share your experience. While we're pleased to hear you were satisfied with the service received on your water softener claim, we're sorry to learn that the outcome of your range claim did not meet your expectations. We understand your frustration and appreciate your feedback, as it helps us identify opportunities to improve the customer experience.
Reviewed Aug. 11, 2026
I was having an issue with my refrigerator. It was leaking and freezing inside the refrigerator. It was a defrost issue. Cinch has been really nice. They made an appointment right away. When it keeps happening, they schedule a new appointment and fix a new thing. The techs have come out four times. This last time the tech was out was just a couple of days ago, and it does seem like there's no problem. But it was frustrating, and there was a lack of communication. But the tech was very quiet, accommodating, and very professional. Also, the Cinch reps were very helpful when I submitted the claim. They also answer their phone right away, and they're friendly. It's been a good experience with Cinch.
Thank you for sharing your experience. We appreciate your patience throughout the repair process and understand how frustrating it can be when an issue requires multiple visits to resolve. We're pleased to hear that our representatives were helpful, easy to reach, and that the technician provided professional and accommodating service. Thank you for choosing Cinch, and we're glad to know things appear to be working properly now. If you ever need assistance in the future, we're here to help.
Reviewed Aug. 11, 2026
I've been with Cinch for 14 months, and so far, I've experienced kind, quick and courteous service. I do my claims online. It's pretty easy. I get the name of whoever is coming out, their address, the phone number, and their website. The contractors are of good quality. Most recently, my AC unit upstairs was not pumping out cold air, and they got a guy out there, and he told us that we needed to change the air filter that was in the attic, and to clean it periodically when the seasons change. He did it for us, and then showed us how to do it. Overall, I like the affordability of Cinch and the speed of when the contractors can come out. The only thing I don't like is I have to pay the deductible for each item.
Thank you for being a valued Cinch customer and for sharing your experience. We're delighted to hear that you've found our online claims process easy to use and that you've received kind, prompt, and courteous service. It's great to know your technician was able to resolve the issue with your AC unit while also taking the time to explain proper maintenance and show you how to care for the filter moving forward. We appreciate your feedback regarding service fees and are grateful for your recognition of our affordability, quality contractors, and quick response times. Thank you for choosing Cinch!
Reviewed Aug. 10, 2026
I’m honestly tired of calling and getting the same excuses over and over. It feels like they’re just giving me the runaround and hoping I’ll give up.
Very frustrating experience. I definitely would not use this company.
Thank you for sharing your experience. We sincerely apologize for the extended delay and frustration you've encountered while waiting for your claim to be resolved. We understand how disappointing it is to receive repeated assurances without seeing progress, especially after several months.
We have located your account and are currently reviewing the details of your claim. A Resolution Specialist will be reaching out to you directly to discuss your concerns, provide an update, and work toward a resolution as quickly as possible.
We appreciate your patience and the opportunity to address this matter. Thank you for bringing your concerns to our attention.
Reviewed Aug. 7, 2026
Mid-July, my washing machine wasn't working properly. Cinch sent a repairman who determined there was a short in the wiring.
PLUGGED POWER BACK INTO UNIT, UNIT STARTED TO MAKE ARCHING SOUNDS AND SMOKE STARTED TO SEEP FROM UNIT, UNIT WOULD
NOT POWER ON. I DON'T RECOMMEND FURTHER REPAIR IN OLD UNIT FOR SAFETY REASONS."
It is now August 7th.
I have called Cinch about 20 times. Three different reps have told me that the washer will be replaced, but each one says something slightly different and each one is apparently either not updating their system to report what we discussed, or is simply incorrect. Because each time I talk to new rep, that new rep says that a new washer hasn't yet been authorized.
When I check my Cinch account online, it says only that I should make an appointment to have the repair person return and try again to fix it. He's already sent in his report that it isn't safe to do so.
When calling Cinch, I've been disconnected multiple times while on hold, and the automated system glitches out with garbles or silence so it's impossible to even know what number to press for a particular problem. I've tried texting and emailing, but it seems that no one reads texts or emails at Cinch.
I finally got a Cinch rep to call back today but she said she couldn't hear me and hung up on me. I called back using a different phone. A different Cinch rep claimed to be unable to hear me and hung up. So, this is either a tactic they use when they can't/won't answer a customer's question, or their phones don't work. But when I called back a third time and pretended to be a prospect rather than a customer, the call went through just fine.
Transferred to customer service and again, got disconnected.
I don't know when or if they will replace my washer but they were sure quick to take my money for the repair's deductible.
Meanwhile, my AC also malfunctioned a couple weeks ago, and Cinch told me they didn't have a contractor and to get my own. It was a simple repair and as instructed, I sent Cinch all the documents they requested within 24 hours of the service call (I actually sent those the same day). Cinch has not reimbursed me for the service call nor given me any information on why there is a delay or when I will be paid.
Home warranty companies all have pretty bad reputations. I've used two others and dropped them due to slow response times. Cinch actually sends contractors quickly, but won't pay out and won't replace what it promises to replace. And when you try to get answers, you get stuck in AI voice system hell, are eventually transferred to an agent who, from the uniform accents of all the agents I've spoken to (lots) sound like they're based in India or Pakistan. They are (when you aren't disconnected first) quite polite but never solve the problem.
That's worse than being slow with the initial call. I therefore nominate Cinch for worst ever.
Thank you for sharing your experience. We sincerely apologize for the frustration and inconvenience you've encountered regarding your washer claim, HVAC reimbursement, and attempts to obtain updates.
After further review, we were able to locate additional information related to your account. We understand your concerns and want to ensure they receive the attention they deserve. A Resolution Specialist will be reaching out to you directly to review the details of your claims, address your concerns, and provide any available updates.
We appreciate your patience and the opportunity to work toward a resolution.
Reviewed Aug. 6, 2026
Cinch Home Services is the WORST service that I have ever had. I bought mine from a representative selling it in Sam's Club. He told me everything that I wanted to hear. When I put in a claim about three to four years after having the service, they took over two (2) months to try to resolve the issue. Then they came back and denied my claim.
Another thing was trying to get to a live agent was like digging for gold in Arkansas. I was bounced from one place to another by the AI Bot. The live representative seemed afraid to tell the customer the truth, and kept apologizing without actually giving me an answer to what I had called for.
I would not recommend Cinch Home Services to anyone because they misrepresented themselvs and I could never trust them
Thank you for sharing your experience. We sincerely apologize for the frustration and disappointment caused by the handling of your claim and the outcome of our review. We understand how upsetting it can be to wait for a resolution only to learn that a claim has been denied.
We also regret the difficulty you experienced when trying to reach a live representative and understand the importance of receiving clear communication and timely updates throughout the claims process. While coverage decisions are based on the terms and conditions of the home protection agreement and the specific product conditions reported during diagnosis, we recognize that this does not lessen your frustration with the experience.
Your feedback regarding both the claims process and customer service has been shared internally for review. We appreciate you taking the time to provide your perspective and are sorry we did not meet your expectations.

Updated review: Aug. 14, 2026
I want to thank Glen ** for resolving my claim with Sears Cinch Home Services, he was very professional and responded immediately to solve my claim.
Original Review: Aug. 6, 2026
Worst experience not proffesionalI would not recommend Cinch Home Warranty services. In May 2026 I placed a call for my jet tub pump. They sent the only plumbing business that has a contract with cinch Ikmar plumbing they couldn’t figure it out. The next day I received a call from Cinch, saying I had to find a company my self and get the pump fixed, I did exactly that. When I sent diagnostic, estimate and paid invoice they keep making up excuses to not pay me back, they keep giving me the runaround asking for the same paper work every time. Cinch is a scam made me contract a plumber had my own pump fixed and now they denied me payment.
Thank you for sharing your feedback. We sincerely apologize for the frustration and inconvenience you've experienced throughout this process. We understand how disappointing it can be when a claim does not progress as expected, especially after the time and expense you've incurred to address the issue.
We have located your account and have arranged for a Resolution Specialist to review your concerns in detail. They will be reaching out to you directly to discuss the history of the claim, address the reimbursement concerns you raised, and provide any available next steps. We appreciate you bringing this matter to our attention and look forward to the opportunity to assist further.
Reviewed Aug. 5, 2026
Refuses to assign another Air Conditioner Company that is not an hour away (EMS Home services)...EMS has been disrespectful, rude, takes money from the elderly and still has not fixed an issue after 3 weeks. ...a 76 year old grandmother/retired school teacher deserves better than to sit in a 95 degree house when Cinch won't help her get a different A/C 3rd party company that will help her.
Thank you for sharing your concerns. We sincerely apologize for the frustration and inconvenience this situation has caused. We understand how difficult it is to be without air conditioning, especially during periods of extreme heat, and we appreciate the opportunity to address your feedback.
Our team has been in direct contact with you regarding this matter and is actively working toward a resolution. We are thoroughly reviewing the service experience, including the concerns raised about the assigned service provider, repair recommendations, and associated costs. We understand the importance of ensuring our customers feel respected and supported throughout the claims process.
Please know that your concerns have been escalated, and we remain committed to working with you to reach an appropriate resolution.
Reviewed Aug. 5, 2026
The funny thing is on their outmoded answer they don’t even an option to cancel the working request and I have to try many different ways to speak to a customer service. They asked me why you want to cancel and I told them because you couldn’t find me a provider can fix the problem in a reasonable time, but they kept arguing that they are still looking for a provider even after I told them I brought someone and fixed the problem. Finally it took me more than 30 minutes to cancel the request and the will refund my visit charge ($120) within 3-5 business days.
Thank you for sharing your experience. We understand how frustrating it can be when you're dealing with an air conditioning issue during hot weather and are unable to obtain service as quickly as expected. We also apologize for the difficulty you experienced when trying to cancel your service request.
We appreciate your feedback regarding provider availability and the cancellation process. Your comments help us identify areas where we can improve the customer experience. We're glad you were able to have your system repaired and that your service fee refund was processed.
If there is anything further we can assist with, please send a private message with your full property address and the phone number associated with your account. We'd be happy to review your concerns further.
Reviewed Aug. 4, 2026
Don’t waste your time or money with this company, we had total protect for years and had our AC fixed a couple of times very smoothly and quickly, 2 weeks ago I called as our ac was making a funny noise and after assuring me they were a professional company who hired professional technicians I paid my $150 deductible so they could give me an appointment. They gave me a appointment 2 weeks out, I called the contractor every day and managed to bring it 4 days closer, a week after the initial call it stopped working completely and it was a Sunday so nobody could help us, the Monday morning we got an appointment for Wednesday, the technician actually came out on Tuesday and immediately filed his report, we are now 7 days since the report was filed and they haven’t passed the repair yet , I live in Arizona it is August we actually have a severe heat warning and my house is currently 97 degrees and they do not care. This is a unit that is serviced every year.We have called multiple times every day and nothing changes, they are going backwards and forwards with the technicians over the fact that Cinch said they are asking for too many hours in the repair time,this is a company they picked not one we picked as we were not allowed to, you would think they would trust the people they hire. Our situation has so they say been classed an emergency which I totally agree with, but apparently they don’t know what an emergency is. I’m guessing if this was the winter and someones heat went out in a state where it was very cold, they would probably be treated the same way, I did find that we have emergency accommodation up to the amount of $1200 but that is with a entirely different insurance company and we have to stay in said accommodation and then maybe we can be reimbursed after we have put the claim in and they decide, my next port of call will be the BBB. Just to clarify my air has been completely out for 9 days it’s August in Arizona with a severe heat warning and my house is currently 96 degrees and this company simply does not care and good luck trying to talk to anyone in authority, it’s almost as if they are part of some secret service and are not allowed to talk to their customers
We understand how frustrating it is to be without air conditioning during extreme summer temperatures, especially after experiencing delays throughout the service process. We sincerely apologize for the inconvenience and discomfort this situation has caused.
Our goal is always to process claims as quickly as possible while ensuring we have the information needed to support the recommended repair. We recognize that this claim has taken longer than expected, and we understand your concerns regarding communication and the time it has taken to reach a resolution.
We've located your claim and are currently reviewing the matter. A member of our team will reach out directly to discuss your concerns and provide an update.
Thank you for bringing this to our attention. We appreciate the opportunity to address your experience.
Reviewed Aug. 1, 2026
I purchased a home warranty for one reason: peace of mind. Unfortunately, my experience with Cinch Home Warranty was the exact opposite. Ultimately, I canceled my plan.
When my claim was assigned to Act Services, the process quickly became frustrating. The contractor repeatedly failed to communicate, changed appointments without notifying me, and caused me to miss valuable time from work. Instead of stepping in to resolve the situation, Cinch essentially left me to deal with the contractor on my own.
The most disappointing part was Cinch’s response. I was informed they would not intervene because the contractor had already ordered parts. From my perspective, that shouldn’t relieve a home warranty company of its responsibility to ensure its customers receive timely, professional service. If a contractor in their network fails to communicate or perform appropriately, I believe Cinch should be willing to take corrective action rather than simply referring the customer back to the same contractor.
By the end of this experience, I had lost approximately $3,200 in income due to repeated scheduling issues and time away from work. While those losses were caused by the contractor’s actions, I believe Cinch shares responsibility because it selected the contractor and declined to provide a meaningful solution when the problems became apparent.
After five years as a paying customer, I have cancelled my Cinch Home Warranty subscription. I no longer have confidence that the company will stand behind its service or advocate for its customers when problems arise.
As an active duty military service member, reliability and accountability are especially important to me. Based on this experience, I intend to share my concerns with base housing and consumer resource offices so other service members can make informed decisions and be aware of the issues I encountered.
A home warranty is only as good as the companies it sends into your home and the support it provides when something goes wrong. Cinch failed on both counts.
Based on my experience, I cannot recommend Cinch Home Warranty.
Thank you for sharing your feedback. We regret to hear that your experience did not meet your expectations. We understand how frustrating it can be when service delays, scheduling issues, and communication challenges impact your daily life and work obligations.
Cinch works closely with our service network to facilitate covered repairs, and we recognize the concerns you've raised regarding your service provider's responsiveness and the overall claims experience. Providing reliable service and support throughout the repair process is important to us, and we're sorry to hear you have not felt supported during this claim.
We have reviewed your concerns and would welcome the opportunity to discuss them further. A member of our team will be reaching out directly to review your experience in greater detail and address any remaining questions.
Reviewed Aug. 1, 2026
We started out with HMS 15 years ago. They changed their name to Cinch. Their reps have been very nice and helpful. You just go online and submit a claim. It's easy. We’ve had several claims. They were good. The most recent one was the HVAC guy, and he was top-notch. He was the best I've seen. He was right on top of it. He did everything he could to help us. He did everything, because we had extenuating circumstances with our situation. He went above and beyond to try to help get it fixed.
We had an issue where Cinch didn't wanna cover something. That was their fault that it was broken to begin with.They authorized a replacement of part of the HVAC system years ago. We were having problems with the system because that part that they put in was not compatible with the rest of it, which we would have no way of knowing. They said, "That's not our problem. That's a problem with whoever fixed it last summer.” “But that was you guys. You all did that.” And they said, "We can't fix it.” But once we got to a higher up and they understood what was going on, they came back and approved the repair. The replacement was fair. I can understand why they refused at first, because it was a repair that they made years ago before, that they didn't have record of anymore. But once they went back and found out that they were the ones who authorized that repair, they fixed it.
Fifteen years of membership is something we don't take for granted, and we're grateful you've continued to place your trust in us throughout that time. It's especially wonderful to hear that your recent HVAC technician made such a strong impression. Going above and beyond for homeowners, particularly during challenging situations, is exactly the kind of service we hope to provide.
We also appreciate you sharing the details of your HVAC repair experience. While we're sorry the process required additional review, we're glad the situation was thoroughly investigated and that the team ultimately reached a fair resolution once the history of the prior repair was confirmed. Your balanced perspective and long-term loyalty mean a great deal to us.
Thank you for being a valued Cinch customer and for taking the time to share your story.
Reviewed July 31, 2026
Reported my heat pump failure in mid-June. Took them a week to dispatch a Sears tech to look at it. He pronounced the system dead with a failed compressor and coolant leak but Sears could not repair it. Another provider was assigned by Cinch for repair. After calling, he came out to get model information from the system. Then...nothing. The provider said he was awaiting information from Cinch. Cinch said they were waiting information from the provider. Three weeks into the case, Cinch admitted that they did not have a provider and sent me documents and instructions allowing me to hire my own provider. I hired a well-respected local company to repeat the analysis. They confirmed the leak but did not find fault with the compressor. However, due to the age, 16 year, and condition, the system was passed its expected life and not cost-effective to repair. Partial system replacement was not possible because the refrigerant is no longer used in new systems. I send the results back to Cinch with the analysis invoice and system replacement estimate. However, because I felt the estimate was too high, I did solicit two other bids, one of which I accepted. Now I receive email from Cinch that they need more information before they can proceed. Information that was not specified in the instructions they sent, meter readings, photographs, etc. I already paid a company $422 to answer questions from Cinch and now they want more. I argued with them that they should have received that information from they own provide, Sears, the first time, and Sears should return to finish the job. The response was "Once the job is assigned to an outside provider, the original information from Sears is disregarded". We're now five weeks into the process. Fortunately, the company which contracted to replace the system, installed temporary window air conditioners so we could move out of the basement. They sent a tech out to gather the information Cinch demanded (for the third time). Finally, after 5 1/2 weeks, a new system is installed. The next day, Cinch comes through with their generous offer: $350. Not even what I paid for the analysis. Their reasoning is that the system could by fixed by inserting a stop-leak substance, which, according to online searches is a highly dubious, short-term solution, with a low success rate. I'll be filing complaints with as many rating and regulatory agencies as I can find, as well as with Sam's Club, where I bought the policy.
Thank you for taking the time to share your experience. We understand how frustrating it can be to experience delays and communication challenges during a major HVAC claim, especially during the summer months when reliable cooling is essential. Our goal is always to provide timely service and clear guidance throughout the claims process, and we regret that your experience did not meet those expectations.
We take your concerns seriously and would like the opportunity to review the handling of your claim in greater detail. A member of our team will be reaching out directly to discuss your concerns and ensure they are thoroughly reviewed.

Reviewed July 31, 2026
SCAMMERS WITH HORRIBLE CUSTOMER SERVICE! Do not seek coverage from this company. We’ve been waiting for our subzero refrigerator repair or replacement for over 8 months and they continue to give us the runaround.
Thank you for sharing your feedback. We sincerely apologize for the extensive delay and understand how frustrating it must be to be without a resolution for your Sub-Zero refrigerator after so many months. This is not the experience we want for our customers.
We have forwarded your concerns for immediate review, and a specialist will thoroughly evaluate your claim and current status. A member of our team will follow up to discuss the next steps and work toward a resolution as quickly as possible.
Thank you for bringing this to our attention. We appreciate the opportunity to address your concerns.
Reviewed July 30, 2026
My experience with Cinch has been great. I've been with them for eight years. As far as submitting a claim, I call or I make a online request and they give me a call back with the individuals that’ll be coming out to do the service and give me the time frame. Then they handle it. With the latest claim that I could recall, I had to call back because the service provider that they sent out messed up something else that was not supposed to be. So, I spoke to their rep. They work somewhere, and I barely could understand them.
The interaction with the technician was fine. It's just they wanted to say that they weren't responsible for the error that they made in replacing the garbage disposal. They knocked out the power to the dishwasher and they wanted to say that it was already that way, but that was incorrect. So, I contacted the representative for Cinch, and there was a language barrier of sorts. So, they told me to contact the company. The company ended up sending someone else to make the repairs.
Thank you for your loyalty over the past eight years and for taking the time to share your experience. We're pleased to hear that the claims process has generally been smooth and that you found it easy to request service and schedule appointments.
We do apologize for the frustration you experienced with your recent claim. We understand how concerning it can be when an issue arises after a repair, and we're sorry for any communication challenges you encountered while seeking assistance. We're glad the service provider ultimately returned and completed the necessary repairs. Your feedback is valuable and helps us identify opportunities to improve both our service and customer experience.
Thank you for choosing Cinch Home Services. We appreciate your continued trust and support.
Reviewed July 29, 2026
Updated on 07/30/2026: So, I need to correct myself, the monthly payment amount is actually $75.00 and thank goodness. But today the plumber came at a little after 8am. He did not look happy to be here. He also failed to state he did not speak much English. So, while trying to show him everything thing, he heard 1 thing then rushed out of my house, came back in with his phone and a messaged made from Google translate that said we needed a professional plumber and he was not one. Then he left again and brought me the yellow job completed slip without my signature and left. The Right guys plumbing and heating have not answered the phone for myself or Cinch and have also not closed out the work order. I explained exactly what was going on over the phone on the weekend to the right guys and they never said this was something they couldn't do. This man who is not a plumber made sure to offer services he was incapable of providing just so he could leave. The man I spoke to over the phone at cinch was very helpful and I told him what I thought about his company, how they treat their costumers. And while its not his fault, I wanted him to express how difficult its been this whole week being home with an autistic child and being a disabled person myself. There are tons of plumbers who will respond in 24 or less and cinch insisted on using a company that made us wait a week and then ran out on us because he couldn't speak English, and didn't want to work.
Original Review: I have been dealing with Cinch since 2025. We have a home that a family member left to us in a will and trust. Every time we call and set up a work request for things that are urgent like A/C when it is 100 degrees outside, the stove which was leaking gas, and now a serious plumbing issue, they send us to a provider that makes an appointment that is a week out. When the service technician gets here they are never equipped to fix the problem that day they always have to order parts and we are without working air, stove and I am sure this time without working plumbing for another week. Everywhere we look there is 24 hour response HVAC plumbers but the one Cinch sends us to can't get out here for 5 days. We pay $165.00 a month foebthis service and $150.00 for each repair request and we can't even get a quicker response time. Unbelievable! If you can find another home warranty I definitely will not be using this one after we sell this home.
Thank you for sharing your experience. We understand how frustrating it can be when service is needed for essential home systems and repairs cannot be completed as quickly as expected. Delays related to appointment availability, part procurement, and follow-up repairs can be especially difficult when they impact your comfort and daily routine.
We have reviewed your feedback and would like the opportunity to take another look at your concerns. Our team will follow up directly regarding your account to review the service history and current plumbing claim, as well as address any questions about the service process and provider scheduling.
We appreciate you bringing these concerns to our attention and will work to ensure your feedback is thoroughly reviewed.

Reviewed July 29, 2026
DO NOT every use Cinch. I have been without air conditioning for more than a year and they have not fixed it. They even charged me thousands of dollars to fix it and then refused to refund me when we realized it wasn't actually fixed due to a part being installed incorrectly. Every service company that comes out here says it needs to be replaced, but they refuse to pay for it. This is a criminal company that profits off of defrauding customers.
Thank you for sharing your feedback. We are sorry to hear about your experience and understand your frustration with the length of time this matter has remained unresolved.
Our records confirm a dedicated case manager has reviewed your concerns, discussed the available options under your home protection agreement, and provided the outcome of that review. While we recognize this is not the resolution you were hoping for, we can assure you that your situation was thoroughly evaluated.
We regret the inconvenience and disappointment this experience has caused and appreciate the opportunity to have reviewed your concerns.
Reviewed July 28, 2026
On 8/14/26 I submitted a service request for my stove and a service provider was assigned to the request. The reason that we submitted the request originally was because our stove was smoking and created a burning electrical smell making it unsafe to use.
The technician from the service provider came out to our home and starting taking apart our stove (banging things around in the process). They then called me over and tried to explain that they didn’t break anything. They said that they think the smell was coming from the fan and then said they will file a report. Upon trying to reassemble our stove they explained that it was broken and we were left with the cooktop now separated from the front panel making it further unsafe to use while not fixing the original issue either.
I reached out to Cinch immediately to document the interaction and was told the situation was being escalated. They also informed me that I should contact the service provider to report the damage, which I did.
Over the weekend I received an automated message that my service order was complete. I called this morning and was informed that the service provider reported that there were no issues with the stove and no damage was done so my request was closed out.
The Cinch representative informed me that Cinch has no liability and would not assist. This is completely unacceptable as a paying customer to be treated this way when their contracted service provider further broke our item covered under our warranty with Cinch.
Thank you for bringing this to our attention. We sincerely apologize for the frustration and concern this situation has caused. After reviewing your feedback, we were able to locate your account, and an Executive Claims Specialist has been assigned to personally review your claim and address the concerns you've raised regarding both the service experience and the handling of your service request. The specialist will conduct a thorough review and contact you directly to discuss the findings and next steps. We appreciate the opportunity to investigate this matter further and work toward a resolution.

Reviewed July 27, 2026
I purchased a Cinch Electronics Protection Plan in June 2026 based on the coverage information provided during the sales process. Unfortunately, when I filed a claim, I discovered that the agreement contains conflicting information.
The agreement has three different sections describing covered items:
In the section titled "This Agreement covers the item(s) listed below:", several products, including my Home Theater System, are not listed.In another section titled "Covered Products", those same products are listed as covered.
A third section, "Eligible Products," also lists Monitors and Televisions, even though they are missing from the "This Agreement covers the item(s) listed below" section.
Because of these inconsistencies, my claim was sent to a third-party administrator, who denied coverage for my Home Theater System, Monitors, and Televisions, stating they were not included in my agreement.
The most frustrating part has been the customer service. Every time I contact Cinch, I receive a different explanation. Cinch representatives tell me that the third-party administrator is responsible for claim decisions, while the third-party administrator tells me that Cinch is responsible because Cinch created the agreement. As a customer, I am being passed back and forth with no one taking ownership or providing a resolution.
I purchased this protection plan in good faith based on the coverage advertised. If the agreement contains contradictory terms, that should not become the customer's problem. Cinch should honor the coverage that was represented at the time of purchase or provide a corrected agreement that clearly identifies all covered products.
I hope Cinch reviews its sales agreements, improves communication with its third-party administrators, and treats customers fairly instead of making them navigate conflicting information and shifting responsibility.
We regret the frustration and confusion you've experienced regarding your protection plan coverage and claim. Our goal is to ensure customers receive clear information and responsive support, and we understand your concerns when different explanations are provided throughout the process.
We have your information and will review the details of your account, agreement, and claim history. A member of our team will reach out directly to discuss our findings and next steps. We appreciate you taking the time to share your feedback.

Reviewed July 24, 2026
I have had Cinch for 6 years. Used them periodically and never had any issues. HVAC, garbage disposal, washing machine. The last issue was a drip from house water shut off valve. Simple enough, failing part needed replacing. They initially approved the repair and called technician back and said they couldn't cover entire $450 charge and I would have to pay $150 on top of $150 deductible. When I called to complain they read page 16 and subsection 1000 about modifications not covered. The tech replaced a failing part!!!! He did have to add a 3 inch piece of PVC after taking failed part off. Whatever, ...its always the small print. I will be changing companies primarily because Cinch premiums are really expensive and this experience didn't help retain me.
Thank you for sharing your feedback. We're sorry to hear your recent claim experience left you disappointed.
We understand your frustration regarding the additional charges associated with the repair. While some costs required to complete a repair may not be eligible for coverage under the home warranty agreement, we recognize that unexpected expenses can be frustrating and can impact your overall experience.
We appreciate your long-standing membership and regret that this situation has affected your confidence in our service. A member of our team will be reaching out directly to discuss your concerns and review the claim in greater detail.
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