Cinch Home Services Reviews
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About Cinch Home Services
With nearly 50 years of experience in the home warranty industry, Cinch Home Services stands out from its competitors by offering a 180-day workmanship guarantee (significantly longer than the 30- to 90-day standard most home warranty companies provide), plus coverage for unknown preexisting conditions and mechanical failures caused by rust and corrosion. Its three plan tiers are available in all U.S. states except Alaska and Hawaii.
Visit www.cinchhomeservices.com- Offers three combination plans
- Coverage for unknown preexisting conditions
- 180-day workmanship guarantee
- Available in most states
- Service fees of up to $150
- No systems-only or appliance-only plan
Cinch Home Services Reviews
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Reviewed Sept. 14, 2026
My experience working with Cinch was good. Whatever I had going on, I filed a report. They took it in and set up an appointment. They came out and took care of it. They came out and repaired my heating unit one time. I had just bought the house, and it hadn't become cold yet. So, when they did the inspection, they inspected the air, but they didn't inspect the heat. So, when it turned cold in the end part of November, and when we did go to try to turn the heat on, the heat did not come on. They came in and said something about the thermostat in the attic. And then my Google Nest wasn't working right, and I got a new Google Nest thermostat in the hallway too. Cinch is a good company. I would recommend them.
Thank you for sharing your experience! We're delighted to hear that filing a claim was easy and that our team was able to schedule service and get your heating system working properly when the issue was discovered. It's great to know the repair and thermostat concerns were resolved to your satisfaction. We truly appreciate your recommendation and your trust in Cinch. Thank you for being a valued customer!

Reviewed Sept. 12, 2026
⭐ 1/5
We waited nearly two weeks for an electrical repair because the first contractor Cinch assigned never answered or scheduled the appointment. Cinch eventually reassigned the request and the electrical panel was repaired—but we received NO service report or documentation showing the diagnosis or work performed.
When I called Cinch for the report, I was told the records are "internal" and that I could basically write down what the representative told me was repaired. The electrical contractor, however, told us Cinch had to provide the report.
The exact same thing happened with a kitchen exhaust fan repair/replacement. Work completed, but no report. After approximately a week of calls trying to obtain documentation, I still don't have it.This is a HOME SALE. A dashboard saying "completed" is not adequate documentation of repairs performed on a property.
If Cinch offers home warranty packages to sellers, there should be a reliable process for providing documentation of completed work. Instead, I've spent an unreasonable amount of time chasing Cinch and its contractors for basic records.
Based on this experience, I cannot recommend Cinch to my sellers, buyers, or fellow Realtors.
We're sorry to hear about your experience and appreciate you bringing your concerns to our attention. We understand the importance of obtaining documentation regarding completed repairs, particularly when preparing for a home sale.
We regret the delays you experienced with the initial electrical service request and understand your frustration regarding the difficulty obtaining information about the repairs that were completed. We also recognize your concerns about the kitchen exhaust fan service request and the time spent seeking documentation related to that repair.
We would like the opportunity to review this matter further; however, we were unable to locate an account based on the information associated with your review. Please send a private message with the property address, the home warranty contract or claim number (if available), and your contact information so that we can further review your concerns and determine what information may be available regarding the completed service requests.
We appreciate your feedback and the opportunity to assist further.
Original Review: Sept. 11, 2026
Cinch paid to “replace it” was 1/3 of what it actually cost to replace it. Plus, the $250 deductible and all those months paying this company. It would have been more affordable to put that $70 aside each month and save up for a new system rather than hand it to Cinch. Lesson learned and we would never recommend this company to anyone. I also plan to call our realtor and advise him to advertise a different company.
It is also very difficult to talk to an actual person. When you do finally reach an actual person, they are difficult to understand, as they are probably from overseas.
I’m so utterly disgusted and feel I have been robbed. I hope this review helps someone to not make the same mistake.
We're sorry to hear that you are dissatisfied with your experience. We understand that a major HVAC replacement can be a significant expense, and we recognize your frustration regarding the out-of-pocket costs associated with the replacement of your system.
Home warranty coverage is intended to address covered mechanical failures and is subject to the terms, conditions, and limitations of the warranty agreement. Claim payments are not based on the full retail cost of a new HVAC system and may vary depending on the equipment involved, the approved scope of work, and applicable contract provisions.
We also regret to hear of your concerns regarding customer service and your experience attempting to obtain assistance. Providing clear communication and support is important to us, and we appreciate you bringing these concerns to our attention.
A member of our Customer Relations team will be reviewing your account and reaching out to you directly to discuss your concerns in greater detail. We appreciate your longstanding business and the opportunity to address this matter further.

Reviewed Sept. 11, 2026
I have maintained a Sears Home Warranty via Cinch plan for approximately 8 to 10 years and currently pay about $59 per month for coverage. I have consistently made these payments with the expectation that covered appliance repairs would be completed within a reasonable timeframe.
Date of Service Request: In early August 2026, I submitted a repair request for my refrigerator. A Sears technician came to my home on August 4, 2026, diagnosed the issue, and determined that replacement parts were needed. The required parts were ordered and arrived approximately one week later.
What the Business Committed to Provide: Under the terms of my home warranty agreement, Sears committed to repair covered appliances, including my refrigerator, in a timely manner.
Details of the Dispute: Since the parts arrived, Sears has repeatedly rescheduled my repair appointment. For more than a month, every scheduled repair visit has either been delayed or rescheduled. As a result, I have been without a functioning refrigerator for over six weeks.
In addition to the excessive delays, Sears has made it nearly impossible to obtain information about my repair status. The customer service phone numbers direct callers to automated AI systems, and I have been unable to reach a live representative to discuss the issue, obtain updates, or escalate my concerns.
Attempts to Resolve the Problem: I have attempted multiple times to contact Sears for updates and assistance regarding the repair. However, I have not been able to speak with a live person, and no meaningful resolution or timeline for repair has been provided. The only result has been continued appointment cancellations and rescheduling.
Desired Resolution: I am requesting that Sears immediately complete the refrigerator repair or provide an alternative resolution. I would also like an explanation for the excessive delays and the lack of customer support. After paying for warranty coverage for nearly a decade, I believe it is unreasonable to be without a working refrigerator for more than six weeks while being unable to reach anyone who can assist.
This experience has been extremely frustrating and has caused significant inconvenience. I am seeking BBB assistance in obtaining a prompt resolution to this matter.Plan: **
Refrigerator service confirmation: **
We appreciate you bringing these concerns to our attention. A member of our Customer Relations team is reviewing your claim and will be reaching out to you directly to discuss the status of the repair, address your concerns, and work toward a resolution. Thank you for your patience, and we appreciate the opportunity to assist further.

Reviewed Sept. 11, 2026
I'm calling my lawyer to fight this one. When I booked a service request to fix my air conditioning system (when here in Texas temperatures are in 100 F), they booked with local providers that were not available until a week from that day. I called to look for another provider that can come sooner. The one they booked did not respond nor confirm with me nor with Cinch. I found a professional, licensed and well recognized company that went to my house the same day. When I tried to submit the invoice from this provider for reimbursement, Cinch just claimed that that was not approved by the company, so they declined to reimburse. I won't do any more business with this company. They do not care about you even if you are cooking in your own home for having a non-working A/C.
We're sorry to hear about your experience and understand how challenging it can be to be without air conditioning during extreme summer temperatures.
We recognize your concerns regarding the availability of service providers and the steps you took to obtain assistance as quickly as possible. We have reviewed your comments and would like the opportunity to discuss the circumstances surrounding your claim in greater detail.
A member of our Customer Relations team will be reaching out to you directly to review the matter and address any outstanding questions or concerns. We appreciate your feedback and the opportunity to further evaluate the situation.
Reviewed Sept. 11, 2026
It has been three years since we've been with Cinch Home Services. We like the simplicity of the process. Also, they have not quibbled about anything that we brought up. We'll stay with them because they're very reliable. Submitting a repair request is quite advanced. I was able to work with the service provider, which was great. They followed up, and did a good job. We've had some bad technicians in the past, but Cinch has taken care of that situation fast. We haven't had issues in the last three services. That's over a year and a half now. The service people seems to upgrade over the last few years. Cinch got better people working for them for servicing appliances, and that's a plus because that's going to simplify getting whatever you have fixed.
Reliable service and an easy process are exactly what we want for our customers! We’re glad your recent experiences have been consistently positive and that our team has been there to quickly address concerns when needed. Thank you for your continued trust in Cinch!
Reviewed Sept. 11, 2026
The property manager bought the warranty with Cinch for me when I bought the house and the hardest thing has been contacting them when I have questions. I had questions about the people doing work on my air conditioner, and I wasn't able to get in touch with anyone to ask about that. The contractors I've worked with have not been great but not bad either. I have recommended Cinch because it saved me a lot of money. The full price of getting my air conditioning fixed would have been much higher than what I paid for my copay. The coverage price is a little high but it's still worth it.
Reviewed Sept. 10, 2026
I received the Cinch home warranty for free when I bought my house, and it was included in my contract. Since then, I have had one issue with my furnace/AC, and the experience was good. I got it fixed within a couple of days, and my house is still cold, so I'm happy. I handle everything by phone, and I only had to talk to somebody twice, and there were no problems.
A quick repair and a comfortable home sounds like a win! We’re glad the process was easy and our team was helpful along the way. Thank you for choosing Cinch and sharing your feedback!
Reviewed Sept. 9, 2026
The reps on the phone have been great. Just very recently, my central unit was acting up pretty badly. Apparently, I had a small leak. The contractor fixed that and cleaned the unit. But it's a very old unit so at some point in time, it will have to be replaced. I might have to have them back out again. Other than that, so far, so good.
We’re glad to hear our team has been great to work with and that your recent AC issue was taken care of. It’s always reassuring to have reliable support when you need it. Thank you for sharing your experience!
Reviewed Sept. 9, 2026
My experience with Cinch’s service has been good. It’s easy to submit a claim. They send me the name of the business, the address, and the phone number. The quality of the contractors has been 90% good as well. I like Cinch.
Jill - Thank you for sharing your positive experience with Cinch Home Services! We're pleased to hear that submitting a claim has been easy for you and that our communication about the contractors has met your expectations. We're also glad to know that the quality of the contractors has been largely positive. Your feedback is invaluable, and we're grateful for your trust in Cinch. We'll continue to strive for excellence in providing you with the best service possible. Thank you for choosing us!
Reviewed Sept. 8, 2026
Cinch fixed the air conditioner. A technician came out the next day after I submitted a claim. He was really nice. He repaired the flux capacitor. I have an AC tech coming out because he needs to fix something that's under the house that has nothing to do with my Cinch warranty. I'm having him check to see if it needs a recharge, too, because it runs all day.
We’re happy to hear your AC claim was handled quickly and that you had such a positive experience with your technician. Thank you for taking the time to share your feedback!
Reviewed Sept. 8, 2026
My most recent claim to Cinch has taken forever to get fixed, but that was not Cinch's fault. That was the contractor’s. Cinch is on top of everything, trying to get everything handled, so they've been doing a good job. My AC has been out all summer, and it sucks. At first, they got a person to come out. They said it was the belt. So, they said they got to order the part. Then weeks went by, and nothing was happening. So, I called Cinch. They tried to call this company. They never answered. They just stopped picking up. So, then they got me in touch with another company. They came out, looked at it, and put the belt on. It broke not even 24 hours later.
It was taking so long, so they gave us our money back. Now, we're waiting on this other part to come in. They said that was supposed to be three to five days. It's past that now. Either way, Cinch has been doing everything they can. It's just these contractors don't care. My other claims went way different. Everything else got fixed. It's just been for the AC. Cinch is definitely a good company to go with. They're affordable, and they do everything they can try to get the job done.
We’re sorry your AC repair has been such a long and frustrating process, especially during the summer. It means a lot that you recognize our team’s continued efforts to keep things moving and find a resolution. Thank you for your patience and for recommending Cinch!

Reviewed Sept. 7, 2026
To the Executive Leadership Team at Cinch Home Services,
I am appalled by the way this company treats its customers. After an entire month of dealing with your delay tactics, I still have no resolution for my washer repair. My request began on August 25, 2026, and the process has become mentally exhausting — not to mention the inconvenience and cost of repeatedly going to the laundromat.
First, your company forced me to interact with an AI bot to diagnose the issue. The bot sent me useless parts and instructions, as if I were expected to repair the washer myself. Then a technician arrived and ordered a separate set of washer parts. Those parts arrived the next day, yet the technician repeatedly canceled my repair appointments.
I am left to assume this was due to laziness, incompetence, bias, or a combination of all three.
After all of that frustration, I finally reached someone from your Cinch Correspondence team. They did follow through and sent another technician with more parts. The last technician concluded — after reviewing the machine thoroughly — that the washer cannot be repaired after 10 years of use. He provided a full write-up and photos documenting his findings.
Despite this clear evidence, your company still refuses to do the right thing and provide a replacement washer as required under the warranty.
You have taken my hard-earned moneyfor years without hesitation. My deductible has been paid. Yet I still have no resolution.
Because you have made this process unnecessarily difficult, I have contacted our local news station so the public can understand exactly what kind of company Cinch Home Services is.
You ask, "Why choose Cinch?"Let me tell people why they shouldn't choose Cinch:
Dishonesty.
Service providers are allowed to cancel appointments repeatedly with no accountability, no follow-up, and no apology from your claims department.
Endless loops with AI bots designed to frustrate customers into giving up.
When you finally reach a live agent, you are treated as though your concerns are an inconvenience rather than a legitimate issue caused by Cinch Home Services.
I could list more, but the point is clear: Do not do business with Cinch Home Services. They take your money and have no intention of honoring their warranty obligations.
Tonya, we're sincerely sorry for the frustration and inconvenience you've experienced throughout this process. We want to assure you that we have received your messages and concerns. A Resolution Specialist is actively reviewing your claim today and will be reaching out to you personally as soon as possible with an update. We understand how disruptive it has been to be without your washer for this length of time, and we appreciate your patience while we work to thoroughly review the matter and provide assistance.
Reviewed Sept. 7, 2026
My experience with Cinch was good. They got my situation resolved quickly. My garbage disposal quit working. My drain kept getting clogged up because it wasn't working. So, they got it fixed within two days. The technician that came was great. He was gone in like an hour. He had a brand new disposal put in. I'm satisfied and I'm still with Cinch after about 15 years. I don't have too many claims, but so far so good.
What a great outcome! We’re happy your repair was completed quickly and everything is back in working order. Your continued trust over the years means so much to us. Thank you for the five stars!
Reviewed Sept. 7, 2026
I've done a claim online, but a couple of times I've had to do it by phone because it was a recall on something that supposedly had already been fixed. So, you can't do that online, and they tell you to call. Cinch is definitely worth it, depending on the age of your appliances and any of the appliances. My fee was almost 1,000 for the year, and I've already eaten that up because I've got them coming out again next Tuesday, and this is a recall for the third time for a plumbing issue. If I didn't use Cinch and just used a regular plumber, I don't know if they would have stood by their work that many times and for that long period of time. But with Cinch, I know that they'll stand by it. They'll take care of it. Overall, Cinch is a good thing to have. Sometimes I had difficulty understanding some of the reps, but for the most part, it's not a problem.
Thank you for the wonderful review! We’re especially glad to hear that you value knowing Cinch will be there to help see things through when an issue needs additional attention. We appreciate your trust in us and your five-star rating!
Reviewed Sept. 6, 2026
I heard bad things initially about American Home Shield, then my sister had Choice and she had a bad experience. So, when I saw good ratings for Cinch, and since my mother also had them, I went with them. They typically deal with more qualified people and the coverage they offer is pretty good. But it's hard to get the stuff moved within their atmosphere. A claim has got to go here, then it got to move here, and got to go through approval. When you’re dealing with something leaking, that's a problem.
I've been dealing with water leaking for almost two weeks in my home and that's unacceptable. I've been with Cinch for three years and they take money from me every month for three properties. But when I got to call, they told me to wait. It took me two weeks almost to get someone out to my repair and it's terrible. So, I'm not happy with it right now. They should have something more faster where something can be elevated. My HVAC claim involves a piece inside of the unit that was leaking. The water was frozen, then it unfroze. So, I called the thing in on the 3rd of August. Somebody came out to look at the property on the 5th and they submitted their reports on the 6th. They were nice people and I didn't have a problem with them.
On the 12th, I still hadn't heard anything. When I reached out to Cinch, they kept telling me that they were going to call me back in 24 hours and that reviews take 48 hours. But I got nothing, so they really lie to customers to get people off the phone. On the 14th, I still hadn't heard anything. So on the 17th, I called the company back who went to my home because maybe they have a better way of getting in touch with Cinch and getting the ball moving because they are promoting the warranty company on their website. Their rep said that the order had never been touched by Cinch. So, she said she'd call them to see what was going on. Then, Cinch called me the next day and told me I was responsible for $700 for whatever they had to do. It turned out that they had to drain the unit of the Freon, then redo it. So, it's been a nightmare and if anyone is considering signing up with Cinch, I would tell them to be mindful when putting a claim in.
We appreciate your feedback and are sorry to hear you were dissatisfied with the handling of your HVAC claim. We understand how frustrating it can be when you're dealing with a water leak and feel that progress is moving too slowly.
While our records indicate the necessary repairs were ultimately completed, we recognize that your concerns center on the time it took to move the claim through the review and approval process, as well as the difficulty you experienced obtaining updates along the way. We understand how that experience can lead to frustration, especially when you are trying to address an issue that requires timely attention.
We value your business and appreciate you taking the time to share your experience, as feedback like yours helps us identify opportunities to improve the service we provide to our customers.
Reviewed Sept. 6, 2026
For 10 years, I've had Cinch. When we were buying the house, it was offered to us, and we took the opportunity. Filing a claim has been relatively easy. The website's completely fine. We had some issues back last year. We had the issue with the washing machine. We had to find somebody within their network to be able to cover repairs on that washing machine. Then it became a situation where they had to come multiple times because they didn't fix it correctly each time, and then it just broke again. It was multiple times that they had to come over to the house. The parts were either the wrong part, or it was a situation that he fixed one part, and then realized he needed to fix another part, and then it was still making the noise, and we were still having issues. So, I had to spend another $150 to have another service come out there. We got a different repairman this time, and he fully fixed it, and it's working fine now.
The most recent technician was a very friendly guy. He helped me out greatly. He was able to get the washer repaired, and it's been working phenomenally. It used to make a clicking sound. It doesn't even make that clicking sound anymore. So, it's like brand new. As far as Cinch, I'd give it a 4 because the work still gets done, and they really can't really control what the repair technicians are going to do, but they still at least help get the job done.
Thank you for being a Cinch customer for 10 years! We’re glad to hear your most recent technician was able to get your washer fully repaired and working like new. We appreciate your patience through the earlier challenges and are happy everything ultimately came together.
Reviewed Sept. 5, 2026
I have an A/C unit from Sears who more uses Cinch. This is news to me and I finally had my unit serviced and during the hottest time in summer the unit is blowing hot air! Why! It worked fine for 2 years without service and a tech comes out in April and by July is not working? Why? Since service maintenance is now free, I have to pay for a tech to come back out? No sir/ma'am! I run my unit at 76 and above it should still be working! Now I have to wait for the tech to come out for the fall service. I will be watching. Fail me once shame on me! Fail me twice, I leave bad reviews & cancel my service! I'm addition to them not servicing my 2nd unit and wanted to charge me for a second trip. NOT! SUCH A RIP OFF!
Reviewed Sept. 5, 2026
I bought a house in June, and Cinch was included with the purchase. They’ve been very conscientious about the issues I've had and have followed up to make sure that the individual who needed to repair things came on a timely basis. The air conditioning was having issues, and my son-in-law, who handled it, said that the techs were very professional. They got the piece in. They came out after hours to install it, and the gentleman was extremely nice.
I was very pleased with Cinch. They responded to me quickly and followed up. When the air conditioning people did not call me back for an appointment, I contacted them and then Cinch called me and asked if I had heard from them. I said no, and they got on the phone and kept everything moving. I liked that a lot. The only thing was that it's a $200 deductible per occurrence. It's just $75 with the other home warranty services I've had. But for $200, the wide scope of service I got was nice. The guy fixed the air conditioning, and it works great. So, based on that, people could consider getting the warranty with Cinch. You can call them anytime if something is on the brink and they can respond, rather than having to wait a day to do something.
Susan, Thank you for sharing your experience with Cinch. We're thrilled to hear that our team has been responsive and proactive in addressing your home repair needs, and that the air conditioning issue was resolved professionally and efficiently. It's great to know that our follow-up efforts and the commitment of our technicians have contributed to your satisfaction. We understand that the $200 deductible might seem high compared to other services, but we're glad to hear that you found the scope of our service to be worthwhile. We appreciate your recommendation and look forward to continuing to provide you with reliable support in the future. Thank you for choosing Cinch. ✅
Reviewed Sept. 5, 2026
The seller of the home provided us with a home warranty, and Cinch was the one they chose. I'd never used Cinch before, and I didn't know anything and had never heard of them. And I had some concerns as to whether Cinch was the home warranty company that we would want to use moving forward. But since the seller had already paid for it, we accepted the service. I decided to look at another home warranty company that may or may not be better, so I signed up with another home warranty company, and it was a horrible experience. I immediately went to Cinch and told them what the situation was and they jumped in and took care of the problem. So, Cinch is my home warranty company moving forward because they've done what they said they would do, and they've done it in an orderly time.
The people who have come into my house have been very nice, respectful and professional. My most recent claim was for an electrical issue and I did both the online claim and spoke with someone. Dealing with the representative and the service from the technician were both very good. Cinch will be my home warranty company. The home warranty is only for a year, but I'm going to be renewing it. They've done what they said they would do, and a lot of times, in the service industry, that doesn't happen. With them, it absolutely happened. The other warranty company said they would have someone out to me in 24 hours, which turned into a week, which turned into two weeks. Just trying to get resolution to the issue was horrible. But I never had that with Cinch.
There’s no better compliment than hearing we’ve earned your trust and your continued business! We’re delighted that you’ve received the timely, professional service you deserve and that your experiences have given you confidence in your coverage. Thank you for choosing Cinch!
Reviewed Sept. 5, 2026
Cinch asked me about my order being complete. I told them I haven't received the reimbursement for the dishwasher. Other than that, the service in the past has been good. I've been a customer with Cinch for about 17 years. I only had one problem with a technician, and they sent a different company out to take care of my issue, and it's been okay since then.
We truly appreciate your many years with Cinch! It means a lot to know that when an issue has come up, we’ve been able to help get things back on track. Thank you for your continued trust, loyalty, and wonderful rating!
Reviewed Sept. 4, 2026
I'd tell anybody to go with Cinch. They've done a great job for us. Our realtor selected them for us when we bought the house in February and so far, we've had four different calls. Some have been maintenance, ended up being maintenance, and the other ones were a couple of repairs. The recent one was for a microwave that quit, and they just replaced it rather than repair it. With the parts ordered and everything else, the whole thing took five days. They contractors were quick and efficient. I went online to submit my claims and typed in what I needed on their website. They sent somebody else to take care of my service requests and then if I could tell them a model number or what equipment was having an issue, that helped them a lot to find parts quicker. All in all, having Cinch Home gives us peace of mind that if something goes wrong, it'll be covered.
We love hearing this! Knowing you’ve had quick, efficient service and feel confident that your coverage is there when you need it is exactly the experience we want for our customers. Thank you for recommending Cinch and for the fantastic 5-star review!
Reviewed Sept. 4, 2026
The AC went out. It was blowing out warm air. The tech that came out didn't speak English too well. But he said it in a way that I understood the point he was trying to get across. He needed to see where the electrical box was in the house. At first, I didn't know what he was talking about. But he did a good job. He fixed the problem, so the air conditioner is working much better than before. Cinch gets the job done. Once they get a request from Lester, they will notify me that a contractor has been selected and that a contractor will be coming out or will be calling me. They will provide that contractor's name, business number, and phone number. Cinch is a good company to use, services-wise.
We love hearing that your AC is back up and running better than before! Providing dependable service and keeping you informed along the way is so important to us. Thank you for the kind words and for choosing Cinch!
Reviewed Sept. 4, 2026
Cinch has come out every time I needed them or called. There was just one time when one guy they had assigned to me was shady. But other than that, it's been fine. I've been with Cinch since about 2009, and it’s been good. I just call in when I need to submit a repair, and it's easy. All the contractors have been good quality except for one. I love that I could just pay a low price and have somebody come out and check whatever I need, and if it's broken, Cinch will replace it. They're a good company to go with. In my most recent repair, there was an issue with the bathtub faucet, and the repair people had to go into the wall for some reason and do some work behind it. Then I had to find somebody to go into the wall to fix it, and Cinch hasn't reimbursed me yet. But the faucet is performing fine now.
Thank you for sharing your experience with Cinch Home Services Kamren. We're pleased to hear that overall, your experience with us since 2009 has been positive and that you've found the process of submitting a repair request to be straightforward. We apologize for the inconvenience caused by the issue with the bathtub faucet repair and the reimbursement delay. Your satisfaction is important to us, and we'll review your situation to ensure this matter is resolved promptly. We appreciate your trust in our services and your valuable feedback. Thank you for choosing Cinch Home Services for your home repair needs.
Reviewed Sept. 3, 2026
We bought our home last year and were told that Cinch Home Services was an outstanding home warranty company, so we paid in full for the first year and extended the coverage for a second year. During the second year, our refrigerator went down at the end of June. I called on July 1, and Cinch sent a tech out. He didn't look at the refrigerator and just assumed what the problem was. He replaced a part and said he was waiting on another part. We waited almost two weeks and did not get a reply from the gentleman, so we called Cinch. They called the guy and he came back out the same day. He said the refrigerator was fixed and told us to give it some time plugged in so it could start to get the actual coldness in the actual fridge. But it never got cold inside in 12 hours, and the house started to fill up with a chemical or burning smell.
I unplugged the refrigerator and opened another work order. Cinch sent a different technician and this was on August 5th. I plugged the refrigerator back in so he could see what was happening. He touched the back of the refrigerator, almost burned himself, and immediately unplugged it. He told us he was glad it had mostly been left unplugged. He found that several parts were missing, including parts related to the fan assembly, and said he would send his diagnosis to Cinch.
After that, three weeks went by without an update. I called the technician's company and was told the diagnosis had already been submitted. When I called Cinch again, a supervisor apologized for the inconvenience and said I would receive an update, but no call or email ever came. When I followed up again, a young lady was able to help me out. She said she couldn't see those notes in the system, but she marked everything and finally got the process moving.
The last technician Cinch sent told me not to plug the refrigerator back in because it could be a serious safety hazard. I was glad he told us that. At that point, I wasn't even concerned about the refrigerator anymore. I was concerned that a technician had come out, said the refrigerator was repaired, and closed the work order. When the refrigerator was plugged back in, it became clear that something was still wrong. The final technician found that several parts were missing, and the refrigerator had been pushed back into place and left plugged in. I was grateful that Cinch sent that last technician because he explained what was going on. Otherwise, I probably would have left the refrigerator plugged in, thinking the smell would eventually go away.
The two most recent representatives I spoke with were wonderful. They were very understanding and put themselves in my shoes. We had been living without a refrigerator for two months and relying on takeout and eating out because of it. The coverage itself has been good, and the price has been fair. My biggest frustration was communication. When I called in, I wasn't told that I needed to get updates directly from the technician's company. If I couldn't get answers from the third-party contractor, I should have been able to get answers from Cinch instead of being sent back and forth. For the first month, I felt like nobody was telling me anything, and I wasn't receiving updates about what was happening with my claim.
A week ago, I was ready to give up and buy a refrigerator myself because we had already spent so much money out of pocket. My mother reminded me that we paid for the warranty for a reason and should use it. The first year with Cinch was outstanding. This refrigerator claim has been frustrating because of the delays and lack of communication, but I appreciate the representatives who have recently stepped in to help move things forward.
Thank you for taking the time to share your detailed experience Harold. We sincerely apologize for the inconvenience and frustration you experienced with your refrigerator claim. It's clear that communication issues led to unnecessary delays, which is not the level of service we strive to provide. We're relieved that the final technician was able to identify the safety risk and grateful for the understanding and assistance offered by our recent representatives who helped to get the process back on track. We appreciate your feedback and will use it to enhance our service and communication processes. Thank you for your patience and for choosing our warranty services.
Reviewed Sept. 3, 2026
Cinch was the warranty that was on the house when I bought it 8 years ago. I've used them a couple times and I like them. The price is a little high, but it's not the worst. When something happens, I know exactly what I need to pay. The people are great but I hate the AI service. Also, the service is not the fastest, but that's also based on who they're partnered with. When a heating and cooling issue happened, it was really bad. The people that they're contracted with aren't that very reactive. I have pets and stuff that rely on a temperature being maintained. There's one company that I would love if they partnered with which is One Hour Heating and Cooling. When my heat went out, they showed up the day of.
Thank you for the 4 stars and for trusting Cinch with your home over the years! We’re happy to hear your coverage has provided value and peace of mind, and we appreciate your honest feedback about where the experience can improve.
Reviewed Sept. 3, 2026
The previous homeowner bought the Cinch policy when we moved in, and we are satisfied with the services. So, when it runs out, we'll use it again. I've never had a negative experience with Cinch. I like how they're pretty timely. They've always called me right back, and the customer service is really, really good too. Cinch always tells me the name of the company, and then how long they'll take to come out. It kind of depends on the company they dispatch. Some of them have been really good. There was one company that was ignoring me and the Cinch. So, we just switched to someone else. But that was the only negative experience I've had.
I have an active claim right now for my AC. They're supposed to be bringing a motor this week. With the home warranty, it does take longer to get certain things fix, which I totally understand. You're saving a lot of money. But I've been without my AC since the end of June, going back and forth with all that. If you're not paying out of pocket yourself for it, it's not gonna get done at the time that you want it to get done. It's a great service to have, especially with certain repairs. It does save you a lot of money. Just be aware that sometimes you're waiting a little longer than you want to, but it is what it is.
Thank you for sharing your experience with us! We’re glad our team has consistently provided responsive and helpful service, and we truly appreciate your patience when repairs take longer than expected. It means a lot to know you see the value in your coverage and would choose Cinch again!
Reviewed Sept. 2, 2026
Cinch Home Services hasn't been doing a good job. My air conditioner has been broken for a month, and they haven't got anybody out here. I've called Cinch a couple of times. Last time I called, they said they haven't heard anything from the company they called to come out here. They said they didn't know anything.
Thank you for bringing this to our attention. We’re sorry to hear about your experience and understand how frustrating it can be to be without air conditioning for an extended period of time. We have located your account and would like the opportunity to review the situation further. A member of our team will be reaching out directly to discuss your concerns and work toward a resolution. We appreciate your feedback and look forward to speaking with you soon.
Reviewed Sept. 2, 2026
I’ve been with Cinch since June. When I had a claim, it was pretty easy. I called. The rep charged me $100 and sent somebody out. And the tech fixed it. The refrigerator had an issue. The fan on the condenser was going out. It was making a lot of noise. And the tech replaced the fan. I’ve had a positive experience with Cinch because they were quick. The people that they brought to the home were very good communicators and did a very good job fixing the problem and also cleaning up after themselves.
What a great experience to hear about! Quick service, great communication, and a job well done are exactly what we want for our customers. We’re happy to have you with Cinch and truly appreciate you taking the time to share your feedback!
Reviewed Sept. 2, 2026
Cinch Home Services has been very quick and thorough. I usually file for repairs online, and they call me on the phone to schedule it. I talk to the technicians. They tell me what they're doing, and it's all well described. Paying $100 is a lot cheaper than doing it myself. I've actually recommended Cinch to a few friends.
Reviewed Sept. 1, 2026
I was with Total Protect then it switched over to Cinch, and it's been a great experience with them. When you call them, they provide a rapid response and I don't have to pay the deductible to the service people. I'm on monthly payments with them and it's automatically taken out of my account. They have a quick turnaround. On one of my claims, the service person came out the same day. That was great because I only got serviced two times. One time was a few years ago for a water heater and it was the same company that was used this time. I had to get the water heater replaced. Having Cinch, you can save money when you have emergencies in the home. However, the price could be cheaper. The deductible could have been lower, especially for people who don't use the service that often. My deductible is $150 but the person that came and did the repair said it would have been approximately about $450 to do it.
It’s great to hear that your coverage has been there when you’ve needed it most, especially with such quick service! We appreciate your continued loyalty and your honest feedback about pricing. Thank you for choosing Cinch and for taking the time to share your experience!
Reviewed Sept. 1, 2026
My clothes washer needed a repair to the door lock, so I called and verified that the door lock was still available because it was an old Maytag. I loved that washer. The door lock was available, but it wasn't until after we got that all done that the repairman said he'd better check the controller because sometimes when these parts go, they blow out the controller. And that's what happened. There was no longer a controller available because Maytag doesn't make it anymore. So, I had to get a new washer, which I didn't want to do at the time. I was worried because I was so spoiled by the Maytag. It was a front loader that did all kinds of wonderful things, and I thought anything newer wasn't going to be as good. But the new one is a better washer than I expected. It has done a fabulous job. Cinch replaced the Maytag with a wonderful washer for me.
I don't like how the claim process works, though. I don't want to have to pay $150 before I even have a chance to talk to somebody about whether they even have these parts. I had to call Maytag or Whirlpool, who owns them now, to find out that they still made the parts for the door lock. There was nobody that I could talk to just for advice on whether I wanted to do a claim or not, whether I should just do this myself, go shop, or call a repairman myself. There was nobody that could tell me whether they did or didn't make those parts anymore, so I would know that I was looking at a new machine. That happened before with my boiler, too, and that was one I wasn't happy about.
I called the repairman myself before I called Cinch, figuring it was a simple door lock fix. They still made me go through the whole process again, even though I used the guy that they had sent before to service my refrigerator. They made me go right through the whole thing again. I paid the deductible, even though I'd already paid for that first guy to come out on his own. So, I wasn't happy with the startup process. I would have called them first if I could have gotten advice. Instead, I spent more money to get a guy who had to come back just to say that I needed a new washer because I didn't have the part anymore and they don't make the part anymore. It's ridiculous.
The technician for the washer was great and I liked him. He's been here before and knows my refrigerator. Cinch sent a quality guy. But they never should have sent the heating and boiler guy. He killed my boiler and he was not qualified to do the work. It was a simple flapper valve vent that went through the roof. It went up and vented. It started making noise and humming, and it apparently had locked up right when a serious, cold-temperature blizzard for a month started. The tech took four days to get here, and he was the second guy that Cinch recommended.
The first guy had asked if they couldn't find somebody closer because it was snowing. When this guy came, he had no clue. The very first thing he did was dry-fire my boiler up to 250 degrees, not once but twice. He didn't listen to me. I showed him and pointed to the piece that had been making the noise, and I told him that once it started humming louder, the water pump started to shake, so I turned it off. He replaced the water pump first, but it still didn't address the issue. Then he replaced the thermostat because it got too hot, so maybe it was the thermostat that was wrong. Then he got to the little piece in the back, before it actually started operating and sounding right.
The last piece that the tech replaced was the flapper valve. But when we put water back in, all of a sudden the boiler was leaking. He fired it up to 250 degrees twice. He cracked all the pipes when he fired it up dry. After that, all that Cinch could say was to take it up with his company. He's insured, so I had to go there. I didn't understand why Cinch couldn't at least help me start a claim with his insurance company or get an expert on the phone with me to listen to my tapes from when I called. Had I known that I would have had to validate everything he did, I would have videoed him while he was here.
I had told customer service that the little part in the back was what was making the noise. That's what I told him when he came. She could hear it escalating on my original phone call. They were no help at all. That's where there is a lack of effort between customer service and somebody at Cinch who actually knows the equipment that they're insuring.
The technician said his neighbor had been working on boilers for 50 years, so he was going to talk to him about what could be going on. I asked him if he thought it was leaking maybe because he had dry-fired it the first day he came, and he gave me a very sheepish shrug, like maybe. Then by Monday, he told Cinch that he had to repair all those things before he could figure out that it had cracks in the pipes, and they believed him. It took this guy a month to do that much. He kept saying things were on special order and that he had to special-order the water pump. Two weeks later, he finally replaced the first part. Meanwhile, I was buying firewood, keeping a fireplace going, and using heating fans all around. I had just put that boiler in last year.
It cost me four times more than Cinch reimbursed me to get a new boiler, because that's what it takes. I used somebody else for that. It was $8,000, and they paid too. Don’t trust that Cinch is sending the right repairman, and if he's not listening to you, videotape everything he does so you can go to his insurance company later. It’s a very sad situation. And it's why I called the repairman myself and didn't go through Cinch when my washer gave up. I figured I was going to go through their crap and have them send out somebody I didn't know. I was going to go with a guy they sent before that I liked, who told me what was going on, fixed it, and knew what he was doing. As far as requesting a specific vendor, Cinch has their own people, so that's not normally an option. But I did on this last one. I forgot that I had to call him back for the refrigerator.
The refrigerator leaked, and it was a hose in the back that took the repairman five minutes to fix. By the time I realized it was that and not maybe a boiler-related thing, it was leaking in the wall. I did a good job emptying the water out, apparently, but I thought the wall was leaking, so I had to call my regular home insurance company. My whole kitchen floor got trashed because of the little tube in the back of the refrigerator. It was a GE design flaw. They put this little water tube that feeds the ice maker, and it only leaked when it was feeding the ice maker. I don't use a lot of ice, so it was a slow leak that I didn't see.
I looked behind the refrigerator and I was ready to tear it out and see what radiator pipes needed to be fixed. Winter was cold for so long. It was below freezing, and it was the lowest temperature it's been since I moved into the house. So, it's been a nightmare year for the house. The washer was way better than I thought it was going to be, and it was definitely equivalent to what I had. But the boiler experience was the one that made me unhappy with Cinch. The thing that was lacking was an expert for the customer service person to consult with. Even if they wouldn't let me talk to somebody first and ask whether I really needed to do a claim, there was nobody that they could call. The customer service person gave me the excuse that it was Saturday night on a weekend and they had all gone home.
I was thinking about where their on-call guy was. Everything happens on the weekend and at night. It took days to get back to me, so I ended up making calls on my own because I was going to call a repairman myself. By the time I found one who knew something about boilers, I told him what the other guy had done. He said he wished he hadn't done that. He was on the other side of town, and I didn't want to make him drive in the snow. At that point, I had already started the claim process, already paid my deductible, and felt stuck with the technician Cinch had sent. My price has gone up every year. It's equivalent to other, maybe better-rated companies that the repairmen like to work with better. There are good repairmen that won't work with Cinch, and they wouldn't work with HMS either. There are other companies, and I thought I would go explore them.
Cynthia - Thank you for taking the time to share your detailed experiences. We deeply regret the challenges you faced, particularly with the boiler technician and the claim process. It's concerning to hear about the issues with finding qualified repairmen and the difficulty in obtaining timely assistance. We are pleased that your new washer exceeded expectations, but we acknowledge that the resolution of your boiler issue fell short of your needs. We are committed to reviewing these concerns internally to improve our service process and contractor network. Please know that your feedback is invaluable in helping us enhance the experience for all our customers. We appreciate your patience and understanding as we strive to provide more reliable support.

Reviewed Aug. 31, 2026
Twice we had very poor results with Cinch and have now cancelled and gone to Choice !Buyers beware!
We're sorry to hear your experience did not meet expectations. We understand how frustrating unresolved service concerns can be and appreciate the opportunity we had to serve you. We wish you the best moving forward.
Reviewed Aug. 31, 2026
I’ve been with Cinch for 14 years now. My experience with their reps has usually been nice. They tell you anything, but they don't quite get anything done. It seems to be a 48-hour period before they can make a decision. Then it turns into another 48 hours. In other words, they call the repairman, and he comes. He's got 48 hours or 24 hours to respond. And then they come and look at it. Then if there's something wrong, they've got another 28 hours. You get to call Cinch again to find out what the repairman said, and it's another 28 hours. It just goes on and on. That’s my biggest problem. They kind of stand me off.
I've had about four different repairs. And some of them went along fine. But the last one with the refrigerator in the garage: they replaced the compressor, and then the compressor broke down after a week. Then they sent another repairman out. He put another compressor in. It didn't work when he left. Then, it went into another 48-hour program here and there. Finally, three weeks later, they did reimburse me for my refrigerator. But it was long, drawn-out, and sort of painful.
We appreciate your feedback regarding communication and turnaround times. Customer input helps us identify opportunities to improve the claims experience, and we regret the inconvenience and frustration this situation caused. Thank you for your longstanding loyalty and for taking the time to share your experience.
Reviewed Aug. 31, 2026
Cinch came with the mortgage as part of the home purchase and we've stayed with them because we haven't had any major issues. Submitting repair tickets through the website is easy. The first ticket we requested a couple of years ago was assigned to Sears, and I wasn't happy with that experience because they didn't try to get in touch with us and just canceled the ticket. That left a bad taste in my mouth. I like the Always Affordable Air people. If I could always select them, they would be my go-to. They've always been professional and punctual. The program with Cinch gives me the benefit of not having to pay for everything out of pocket. Someone considering this service should compare the companies side by side before making a decision.
Tyler - Thank you for sharing your experience with Cinch Home Services. We’re glad to hear that submitting repair tickets has been easy for you and that you appreciate the services of Always Affordable Air. We apologize for the inconvenience you faced with your first service request with Sears, and we appreciate your feedback. Your satisfaction is essential to us, and we’ll continue working diligently to provide prompt and professional service. Thank you for your suggestion on comparing companies, and for choosing to stay with Cinch. We’re here to assist you with any future needs.
Reviewed Aug. 31, 2026
Our coverage with Cinch came with the purchase of our home eight years ago and we just remained with that company. It's easy to submit a service request with them and we normally do it online on their website. We provide them with the basic information about the issue and what kind of appliance needs to be looked at. So far, the contractors that they've sent out were a 10 out of 10. Recently, we had a claim for our air conditioning unit and the techs had to install a new blower motor. Then they had to come out and install a new fan. Since then, the unit has been functioning well. If anyone is considering Cinch as their home warranty provider, they should do their homework and speak to people who actually have it because it wouldn't have been my first option, but because it came with my home, I decided to keep it.
Markia - Thank you for taking the time to share your experience with Cinch. We are delighted to hear that submitting service requests has been straightforward and that our contractors have consistently met your expectations. It's wonderful to know that your air conditioning unit is functioning well after the recent repairs. We appreciate your recommendation for potential customers to do their research and speak with current users, as personal experiences can be invaluable. Your decision to stay with Cinch over the years means a lot to us, and we are committed to continuing to provide you with reliable service. If you have any further feedback or need assistance, please feel free to reach out.
Reviewed Aug. 30, 2026
I've had Cinch Home Services for more than 10 years. I had it since I bought the house. I had trouble before this recent claim. Also, Cinch has been raising the price every time. I started at $65. Now, it's more than $100. I'm starting to think of going someplace else. I gave Cinch to four different friends. My niece in Virginia and two of my friends here in New York are using it. One in Suffolk country. They are lesser in price. I'm an old customer but I have a higher price. I don't know why. Other thant that, my last claim was very easy and fast. The techs were good people. They solved the problem straight away.
Khalid - Thank you for being a loyal customer of Cinch Home Services for over a decade. We appreciate your feedback on the smooth and efficient handling of your recent claim, and we're happy to hear our technicians were able to resolve the issue promptly. It's also great to know you've recommended our services to your friends and family.
We understand your concern regarding the price changes over the years. Pricing can vary based on a number of factors, and we strive to offer competitive rates while maintaining quality service. We value your feedback and appreciate you taking the time to share your experience with us over the years. ☺️
Reviewed Aug. 30, 2026
We've been very pleased with Cinch. We've had it ever since we moved into our house, and we had a different company before that. We've been able to use it several times. One thing I don't like when I call the company is that everything's recorded, and you have to pick a number or say talk to an AI. Also, normally, when I get my bill, they send me an email and tell me that I'm getting my bill or that it's due, but then I don't actually get a bill in the mail. I like to have a piece of paper in my hand so I can keep track of when it's due, and an envelope so I can mail the payment in. I like to get the bill at least two weeks ahead of time.
I've talked to different people and asked when I was gonna get a bill. Then I forget about it because I don't get the bill, and they call and say my payment was due, or it's due tomorrow, and it's not going to get there in time. If I pay with a credit card, they charge 3%. When you call about something, the rep takes your credit card information immediately to pay for it, and then when the techs come out and fix something, it's already collected on your credit card. So, the claim is when you call and say, "I need something fixed," and they come to fix it.
We had our air conditioning fixed a few months ago, and the guy needed to find a motor. He found it for us, and he was very good. He fixed it right away for us as soon as he got the motor in. So far, the coverage has been good, but it's getting pricey. It used to be a $100 deductible, and now it's $150. Considering we pay $600 or $700 a year and then add the $150 to that, it turns out to be almost as much as buying a new product. But I would recommend Cinch because I know people who don't have it, and they spend a fortune on repairs.
Kathleen - Thank you for sharing your detailed feedback about your experience with Cinch. We're glad to hear that you've been pleased with our service overall and that your recent air conditioning repair went smoothly. We appreciate your satisfaction with our coverage, even as you acknowledge the rising costs.
Regarding your concerns about the billing process and customer service interactions, we understand how important it is for you to receive paper bills and have a more personable phone interaction. We apologize for any inconvenience this has caused. Your input is essential, and we're continuously working to improve these aspects for our customers.
If you have any further questions or need assistance with billing or service processes, please reach out to us. We're here to help and ensure your experience with Cinch remains positive. Thank you again for recommending our services to others and for your continued trust. ⭐
Reviewed Aug. 30, 2026
My experience with Cinch has been positive so far. They have coordinated a few different efforts related to our air conditioning system. They've connected us with a few HVAC technicians. Unfortunately, all the work that we ended up doing wasn't covered because it was primarily cleaning or upkeep service that isn't covered by the warranty, which kind of made sense, but also, on top of the deductible. It's a little bit annoying. So, all they've done for us so far is just connect us to qualified technicians that have been able to help. But the actual policy hasn't saved us any money.
Given that our deductible was $100 for each visit, we could have potentially paid a little bit more each time those technicians came out. But the first time it was just a check-in to make sure the unit was up and running, so that if anything did come up, it would be covered. And then the second time, we paid a $100 deductible. The tech came out. Cinch didn't cover the cleaning. We paid an additional 65 for that. I'm fairly certain that had I called them on my own, it would have been nearly $165. I don't have any issue with Cinch. But so far, we haven't gotten a lot of value out of Cinch. But their coverage makes sense, and they've been helpful coordinating the efforts. I'm fortunate that we haven't had to call on them for anything else. Their customer service has been helpful as well.
Thank you for sharing your experience with us Graham. We're pleased to hear that you found our efforts in coordinating services helpful and that our customer service has been supportive. We understand how important it is to feel you're getting value from your coverage and that service charges can sometimes lead to frustration. Your feedback regarding the warranty coverage and deductibles is invaluable to us, and we will continue working to enhance the experience for all our members. If there's anything else we can do to assist you, please don't hesitate to reach out. We're here to help and ensure you get the most out of your policy.
Reviewed Aug. 29, 2026
We had issues with our AC unit and Cinch sent out a company to fix it. They did that within a couple of days. So, it worked out well. Setting up the claim was easy and straightforward. They gave me a couple of options for the date and time, and the company that they scheduled reached out and told me when they would be coming. The tech was nice and thorough, and tried to explain everything that he did. He offered additional services from their company, such as maintenance, and sent me a couple of quotes for those things.
Thank you for sharing your positive experience with Cinch Home Services Alma. We're delighted to hear that setting up your claim was easy and straightforward, and our service met your expectations with prompt and thorough assistance. It's wonderful to know the technician was helpful and provided additional service options for you. We appreciate your feedback and look forward to continuing to serve your home warranty needs in the future. Thank you for choosing Cinch! ✅
Reviewed Aug. 29, 2026
We just got our house. We decided to go with Cinch due to a recommendation from our Realtor. We've had Cinch for not even a year yet. We've done claims. The first time somebody came out, they weren't able to handle the problem. They didn't have the equipment. But the second time they came out, it took a few minutes, and then the problem got handled. We didn't have to worry about it from there. We have a French drain and if it becomes obstructed, it will back up and flood the basement. What was obstructing it was apparently some roots and a balloon that had been flushed down the toilet before we even moved in. So, they cleared it for us. It's not had a backup since. I can store things in my basement now.
When I was doing the claim, I attempted to do it online. The online portal is a little difficult to navigate, as far as figuring out what exactly applies and how I'm supposed to word things. It was a lot easier just to talk to somebody and have it done like that. I dealt with a very nice guy. He did try to upsell me on getting continuing services, but I understand that it's his job. Other than that, it was perfectly fine. He was a very amicable guy. The moment I said, "Hey, I'm gonna see how this claim goes before I invest more money into this," he took that at face and didn't try to continue to push any more services, which I respect. He was very cordial and very polite. I'm happy that the problem got taken care of quickly, and I didn't have to worry about it.
Thank you for sharing your experience with Cinch Home Services and for choosing us on your Realtor's recommendation. We're pleased to hear that despite initial challenges, the second visit effectively resolved the issue with your French drain. Your feedback about our online portal is valuable, and we're glad our representative could assist you efficiently over the phone. We appreciate your understanding of the upsell attempt and are pleased to hear you were treated with respect and professionalism. Ensuring our customers' satisfaction is a priority, and we are delighted you can now store items in your basement without concern. Thank you for your trust in Cinch, and we look forward to serving your home warranty needs in the future.
Reviewed Aug. 29, 2026
The seller of the house included a year of warranty with Cinch with the purchase and I ended up needing to use it in that first year, and it was very helpful. So, I have continued it ever since. I like most that it covers large expenditures that normally aren't covered by any other kind of insurance coverage. The first year that I had it, I had to replace my hot water heater, which isn't covered by anything else. So, it would have been a fully out-of-pocket cost for me. But I had Cinch. And they helped cover the cost of the installation and the actual item, but didn't cover any of the code upgrades, which is understandable.
My most recent experience took probably four months to get my clothes dryer repaired, and it ended up being replaced. It took so long but normally, that's not the case and it still ended up working out well. I am hoping that that's just an outlier. If the whole process could be sped up a little bit, that would be great. Other than that, I like Cinch. I've called in to submit a claim, and I've also logged into my account online and submitted the claim online. I've done it both ways and it’s the simplest thing I've ever done. The service is helpful in not having large out-of-pocket expenses out of the blue. As a homeowner, that happens regularly, got to keep everything working.
My contract just recently renewed and I was hoping to remove some covered items that I don't have in this house. But I was too late, and so I can't do that until the next time it comes around. So, I just have to remember that on my own. So, maybe a courtesy phone call that my renewal is coming up, and whether I have any changes or everything is still the same, would maybe be nice. People should get the Cinch warranty. They’ll need it and use it, and they’ll appreciate it. It's probably one of the most useful things that I have as a homeowner.
Thank you for sharing your experience with Cinch Home Services Brady. We're delighted to hear that the coverage provided has been helpful, especially with significant expenses like the hot water heater replacement. It's wonderful to know that our service has been making a difference in managing unexpected costs.
We appreciate your patience during the recent clothes dryer repair experience. While it’s not typical for such processes to take longer, we value your understanding and are committed to improving our response times. We also take note of your suggestion regarding courtesy renewal reminders and will consider it to enhance our customer service.
Thank you for your continued trust and recommendation. We're honored to be a valuable resource for you as a homeowner and look forward to being of service in the future. ✅
Reviewed Aug. 28, 2026
I've been with Cinch since April, and my experience has been good. When I set up a claim, I didn't do the online. The AI part of it is not good. But whenever I had to deal with a real person, it was good. They followed through. There was a process, but for the most part, they were good at taking care of my issues.
Thank you for sharing your experience with Cinch Home Services David. We are delighted to hear that your interactions with our team have been positive and that we have been able to address your concerns effectively. We appreciate your feedback regarding the AI component, and we will certainly take it into consideration as we strive to enhance our services. Your satisfaction is very important to us, and we're pleased to know that you've had a good experience overall. Thank you for choosing Cinch, and we look forward to continuing to serve you!
Reviewed Aug. 28, 2026
In July, Cinch had to take care of my washing machine issue. They sent someone to do a diagnosis. Then they fixed it in a timely manner. Cinch has been good to us every time I call and need some repairs or if something happened. They always reply back ASAP and come out and have somebody come out to handle the situation. The only thing is the deductible is too high. It seems like it's increasing every year now.
Thank you for taking the time to share your positive experience with Cinch. We're delighted to hear that our team was able to promptly address and resolve your washing machine issue. It's our goal to ensure your satisfaction with timely and effective service each time you reach out to us. We appreciate your feedback regarding the deductible and will consider it as we strive to provide the best possible service for our customers. Thank you for choosing us for your home protection needs.
Reviewed Aug. 28, 2026
I've been with Cinch for two years now and I like being able to call them and then they figure out who to send out. When our dryer wasn’t heating, the contractor plugged in a part that was broke, but then it happened again, and they replaced the heating element. It's been good so far.
Thank you for sharing your experience with us! We are glad to hear that you appreciate the convenience of our service in arranging for the right contractor. It's great that your dryer issue was resolved with the replacement of the heating element, and that everything has been working well since. Your feedback is valuable, and we look forward to continuing to serve your home warranty needs.
Reviewed Aug. 27, 2026
We've been a customer with Cinch since we purchased our home about four months ago. I've submitted two claims online. The claim process was extremely easy. The service technicians were fantastic. We've had nothing but excellent work from those guys. So, I'm very happy with it. Cinch is a good thing that I'm glad we ended up buying it. It's something very nice to have when you're purchasing an older home.
Thank you for sharing your experience! We're thrilled to hear that both of your claims were easy to submit online and that the service technicians provided excellent workmanship. It's especially rewarding to know that your coverage has given you added confidence and peace of mind while owning an older home.
We're grateful for the trust you've placed in Cinch during your first few months of coverage and are pleased that your experiences have been such positive ones. Thank you for choosing Cinch Home Services, and we look forward to being there whenever you need us.
Reviewed Aug. 27, 2026
I've had Cinch for at least five years and I don't use it as much, but it's been convenient so far. We usually call for our claims. I don't like the online one. They assign us to a company, and then we move on from there. A lot of times, if I'm calling, it's something that needs to be taken care of. The time to get a technician out is usually problematic. It could take a week. The last claim we did was the heating system, and we waited for a week and then we waited for another two weeks to fix it.
I like the fact that Cinch covers a variety of options when it comes to the house. It's good coverage. But one thing to be changed is the time for the service. Usually, it takes a long time. If we call in, it will be for something that needs to be taken care of within a day or two. I don't like the waiting time for the service people. But usually, Cinch doesn't have control over how soon they take care of the problem. Usually, it's left to the company and how busy they are, and that always takes a much longer route.
Thank you for being with Cinch for the past five years and sharing your detailed feedback with us. It’s great to know you appreciate the extent of coverage we offer for your home. We understand the frustration with the time it takes to dispatch and have a technician handle urgent repairs like your heating system. Your concerns about delays are genuinely important to us. While service schedules can depend heavily on local providers, we are actively working on enhancing our network and response times to improve your experience.
Also, we note your preference for phone claims. Your input is crucial, and we will continue seeking improvements to meet your needs better. We appreciate your loyalty and look forward to continuing to serve you more efficiently in the future. Thank you again for your valuable feedback.
Reviewed Aug. 27, 2026
Cinch has been great and I’ve had them for approximately four years. The first year was good. I had a couple of claims that I put in and they were able to get the job fixed. They're doing the upkeep on my rental property as well. So, I have no complaints and I've maintained services with them and extended it to my primary home as well. They’ve improved my one concern, which was quality assurance. Once the job is completed, having somebody to follow up to make sure the customer is satisfied and that the job was complete. They implemented that this year.
Cinch lets you sleep well at night knowing that you have some coverage and you have a reliable company and service that could be provided in the event you have some type of emergency at the house when it comes to your appliances. The cost savings is the biggest benefit that I get from having the service. If I didn't have this, I'd be paying a lot of money out of pocket to repair the appliances in my house that I've been getting covered for the last two or three years.
Thank you for sharing your positive experience with Cinch Home Services. We're thrilled to hear that you've been satisfied with our service over the years and that we've been able to meet your needs for both your rental and primary properties. It's great to know that our improvements in quality assurance have enhanced your experience and provided peace of mind. We truly value your feedback and are grateful for your continued trust. Thank you for choosing Cinch for your home warranty needs, and we look forward to serving you for many more years.
Reviewed Aug. 26, 2026
I bought my home in February of 2020 and the people who had the house before me already had the Cinch warranty and it was paid all the way up, so we decided to keep it and see how it worked. So far, we've been satisfied. Submitting a repair ticket is not a bad experience because once we talk to somebody, within the next couple of hours, we get a response back about who's coming and what day they're coming. It's not a bad turnaround as far as a quick response. The quality of the technicians has not been a problem. We had a plumbing problem in our kitchen and we called on a Saturday. Cinch doesn't have an emergency service where somebody comes out right then and there, so the repair guys couldn't get to us until Friday. But they were there first thing that Friday morning.
We get our information and it lets us know if the price has gone up or stays the same, and we do what we have to do and keep it moving. Overall, it's not a bad experience. People considering Cinch would be pleased with the service. The online tools are very informative, so you'll know what you're purchasing and whether you want to purchase it or not.
Thank you for sharing your experience and for choosing to continue your Cinch coverage after purchasing your home. We're glad to hear that your overall experience has been positive and that you've found our claims process straightforward, with timely communication and service scheduling after submitting a request.
We appreciate your understanding when it comes to repair scheduling, especially for non-emergency service needs, and we're pleased that the plumbing professionals arrived as scheduled and provided quality service. It's also great to know that you find our online resources helpful and informative when managing your coverage and reviewing plan details.
Thank you for your continued trust in Cinch and for recommending our services to other homeowners. We appreciate your feedback and look forward to serving you whenever you need us.
Reviewed Aug. 26, 2026
Weichert Realtors told me about Cinch Home Services and I ended up signing with them. I have them for two years now and I've had different claims with them, anything from repairing a dryer, to working on an AC unit, to plumbing. The service has been good but there are some things that are not covered. So if anyone is considering them, I'd advise to leave some room for some potential additional fees. Other than that, they recently sent out technicians to my home and they were professional. They came out and did the job.
Thank you for sharing your experience and for being a Cinch customer over the past two years. We're pleased to hear that we've been able to assist with a variety of home repair needs, from your dryer and air conditioning system to plumbing concerns.
We also appreciate your honest feedback regarding coverage and out-of-pocket costs. Understanding plan coverage and potential non-covered expenses is an important part of home warranty ownership, and we encourage homeowners to review their agreements to ensure they have a clear understanding of their benefits.
Most importantly, we're glad to know that your recent service experience was a positive one and that the technicians who came to your home were professional and completed the work to your satisfaction. Thank you for choosing Cinch Home Services and for taking the time to share your thoughts.

Reviewed Aug. 25, 2026
Cannot speak with a live person.
Multiple appointments and repairs were not made due to a lack of knowledge by the service provider
Reviewed Aug. 25, 2026
Cinch Home Services is a good service, but it can take a long time to get something done. I've been with them since April. I bought a house and the seller purchased the plan for me. Recently, my central heat and air stopped working and someone came out, worked on it, and fixed that particular problem. He was friendly. He came out as soon as he could and fixed the first problem. It was fixed within three weeks. But the next day, it leaked water into the pan and it was about to overflow. I called the same guy that worked on it but he said he couldn't do it. He called me once, and he said he had truck trouble. It's a long story. It has been two months of this. I've texted him a couple of times the last couple of weeks and he hasn't responded. Cinch assigned the repair to someone else and I've been trying to get them to come out to my house for three weeks but they haven't come. I'm still waiting on the second repair to happen.
Thank you for sharing your experience. We're sorry to hear about the delays you've encountered. Our team has been in communication regarding this matter and will continue to follow up with all parties involved to support a timely resolution.
Reviewed Aug. 24, 2026
Cinch Home Services has been great. The policy was transferred over to us when we purchased the property, and I will definitely be renewing it when the time comes up. All the experiences I've had have been positive. The online tools are easy to navigate and the claims process is good. I just call in and let them know the issues I'm having. I've had to use the services twice, and it was very convenient. The first service call I put in was for our washing machine and they replaced the springs in it. They fixed it. The recent service call I had was for our HVAC system and the guy had to come out there and replace a damper motor. He was very professional and he knew what he was doing. He got the system running temporarily until he came back out to fix it permanently. So, he did a very good job, above and beyond.
I'll definitely tell people to get the services. The value outweighs the price. I have peace of mind knowing that I'm covered. There are expensive repairs that can pop up anytime when a home is covered. It paid for itself. It's 700 and some dollars a year for the coverage and the HVAC system repair alone probably covered most of the warranty that we paid for.
Reviewed Aug. 23, 2026
In December, I will be with Cinch Home Services for two years. The people that I bought this condo from gave me a two-year warranty. Cinch was who they chose because I wanted a two-year warranty because the furnace and so forth were old. I submitted two claims. I put in a claim and gave Cinch $200. Within a day or two, they gave me the name of a company or someone. The first thing was my water heater had to be replaced. They gave me the name and the guy came and replaced the water heater, did a great job, and that was the end of that. The other one was I have a stack washer and dryer in my condo and it made a lot of noise and I was afraid something would break down. I paid Cinch $200 and they sent somebody out. He came and looked everything over. He made a couple of adjustments and everything was fine. I've had people say that they don't like having to pay the $200. But that is what I paid to get a water heater replaced.
Thank you for sharing your experience and for taking the time to leave a review. We're delighted to hear that your home warranty has provided the peace of mind you were looking for when purchasing your condo and that both of your service experiences were positive.
It's great to know that your water heater replacement was completed smoothly and that the technician who serviced your washer and dryer was able to make the necessary adjustments to resolve your concerns. We understand that service fees are an important consideration, and we're pleased that your coverage helped with a major expense such as replacing a water heater.
Thank you for choosing Cinch. We appreciate your trust and look forward to continuing to serve your home protection needs.
Reviewed Aug. 22, 2026
I'm a happy Cinch customer.They do what they're supposed to do. Any request I've made has been done. I have not had any issues. I make my requests through their website. And then if I have any issues, I call. It is extremely easy to get a representative. I get the company name, and then usually, the employee's name that will be making the house call, their phone number and website. I've been extremely happy with everyone that has come out. I did have one issue with my oven/stove/range that I did not really appreciate the service provider that much, but everything else has been A+.
Thank you for being a loyal Cinch customer and for sharing your feedback. We're delighted to hear that you've had such a positive experience with our service and that submitting claims online, reaching a representative, and receiving service provider information has been easy and convenient.
We're especially pleased to know that the service professionals who have assisted you have consistently delivered excellent service. While we're sorry to hear that one experience did not meet your expectations, we appreciate your feedback and are always working to ensure our customers receive quality service from every provider in our network.
Thank you for your continued trust in Cinch. We truly appreciate your support and look forward to being there whenever you need us.
Reviewed Aug. 21, 2026
As I said we had two policies for two properties . We didn't have any outstanding claims or issues as long as we paid our policies on time . Our central air broke and we called this company . The sent a repair out who inspected the unit and said this is broken and you will need a new unit . cinch then looked at our history and stated that we had a dirty coil and this repair will not be covered . I looked at my coil and replied back that this is how a coil looks on a thirty year old unit . They are not shiny and clean . They turn gray and look like they have been used . cinch then replied that in 2024 we had a repair tech say that our coil was dirty . my response was the tech that they sent out didn't do any thing to the unit . he saw a dirty filter and said oh your coil is dirty and left and billed me for a service call . I complained about this but nothing was done . So this entire claim has been denied because of a bad service call that happened in 2024. The company is completely full of crap and i would suggest that you do not use them . THEY WILL NOT PAY OUT ON YOUR CLAIM .
Thank you for taking the time to share your concerns. We value your longtime membership and understand your frustration with this claim outcome.
After a thorough review of the technician's findings and the claim history, we determined that the failure was related to maintenance-related conditions, which are not covered under the home protection plan. While we recognize this was not the resolution you were hoping for, our review supports the original claim determination.
We appreciate your feedback and the opportunity to review your concerns.
Reviewed Aug. 21, 2026
I've had Cinch Home Services since I've had my house, and I've had my house for almost three years. The contractors are very professional. The first guy took the AC apart. He cleaned it out and serviced it. However, the AC is not working as well as I know it should have in the past. I don't know if it's the unit going out, or if it was because it wasn't serviced correctly the second time, or because of the record number heat that we have here in Texas. But Cinch has been very prompt to send somebody out in regard to fixing whatever issues I have. I haven't had to wait long. If I call in an order that I needed something, the response is very quick, and they make sure I get an appointment set up quickly.
Thank you for being a valued Cinch customer for nearly three years and for taking the time to share your experience. We're pleased to hear that our contractors have been professional and that we've been able to respond quickly when service has been needed.
We understand your concerns regarding your air conditioning system and how difficult it can be to determine whether performance issues are related to the unit itself, prior servicing, or the extreme temperatures you've been experiencing. We appreciate your feedback and are glad to know that, whenever an issue arises, you've found our claims process responsive and appointments are scheduled promptly.
Thank you for trusting Cinch with your home protection needs. We appreciate your continued support and look forward to serving you in the future.
Reviewed Aug. 20, 2026
Cinch bought out the previous company I had. I was with that company for a while. I wish the deductibles were lower. They used to be $100, and now they're 200. I do like the fact that you can get quick service, and then you know you don't have to spend more than a certain amount. Submitting a repair ticket on the website is very quick and easy. I get basic information about the contact information of who will be coming out. Having Cinch gives me peace of mind.
Thank you for sharing your experience and for being a valued Cinch customer. We're glad to hear that you find our online claims process quick and easy to use and that having home protection provides you with peace of mind when unexpected repairs arise.
We appreciate your feedback regarding deductibles and understand the importance of affordability. It's wonderful to know that you've been pleased with the speed of service and the confidence that comes from knowing your covered home systems and appliances are protected. Thank you for choosing Cinch and for taking the time to leave your review!
Reviewed Aug. 18, 2026
I've been with Cinch Home Services for maybe three years in June. My account got canceled for some reason. I don't know what that was all about. Cinch fixed it. It wasn't a problem when I talked with them. Also, the techs are good. I like them. They're cool.
Omar, Thank you for sharing your experience with Cinch Home Services. We're delighted to hear that, despite the unexpected account cancellation, the issue was resolved promptly to your satisfaction. We are also pleased that you find our technicians to be reliable and personable. Your feedback is invaluable to us, and we're grateful for your continued trust over the years. If there's anything more we can do for you, please don't hesitate to reach out. Thank you for choosing Cinch Home Services!
Reviewed Aug. 18, 2026
I have a pre-owned home and it was 10 years old. So, it was nice to have a safety net. Cinch was referred to me by my Realtor. I've been a customer for about six months now. I submitted a claim, and the technician that came was great. He was very helpful, very nice, very knowledgeable, and he did a good job.
Thank you for sharing your experience and for trusting Cinch to help protect your home. We're delighted to hear that your Realtor's recommendation led you to us and that your recent service experience was a positive one. It's wonderful to know that the technician was helpful, knowledgeable, and provided quality service. We appreciate your feedback and look forward to continuing to serve you and provide the peace of mind that comes with home protection. Thank you for choosing Cinch!

Reviewed Aug. 17, 2026
I would NOT recommend this service to anyone. We recently purchased a new home and have the cinch warranty. We put in a service request for the stove, which the front burner does not light and the oven door does not stay closed. I have been through 3 companies now and the fourth company is assigned to our case. The problem isn’t that companies aren’t coming out, the problem is that the company submits a diagnosis, cinch reviews the diagnosis, cinch closes the case and opens a new case for a new company to diagnose. We even had an instance where cinch CANCELLED my request and we had to call to get it reopened and told we would have to pay the $200 deductible again. I will say cinch finally fixed that and reopens my case after a few phone calls. I just got off the phone with customer service, who refuse to put us on with a supervisor, whom say they have “no record” or any of the services coming out. I literally have proof from garden state property services LLC, and Midwest property services LLC. Cinch receives a submission, reviews it, closes the original and submits a new claim every single time. Customer service can’t answer our questions on when does this end/what is the process.
Hi James, we understand your frustration with the delays and multiple service providers involved in addressing your stove claim. After reviewing your feedback, we were able to locate your account and recognize that this experience has not met your expectations.
A member of our team will be reaching out to you personally to review the claim and assist with moving the matter toward resolution. We appreciate you bringing these concerns to our attention and look forward to helping.
Reviewed Aug. 17, 2026
The claim process with Cinch is reasonably easy. I had to call to place a claim, and their representative was fine. The technician was great. Overall, Cinch was very helpful considering that the first company that they chose was non-responsive. The second company they chose refused because we have a crawl space and not a basement. The third company was great. They did the work all in one day on the hottest day of the year in Kansas City, and it was an air conditioner issue. So, I appreciate that they worked so hard to find somebody to come fix it.
Thank you for sharing your experience. We're glad to hear that our representative and the technician provided helpful service and that your air conditioning issue was ultimately resolved. We understand how frustrating it can be when initial service providers are unable to assist, especially during extreme heat. We appreciate your patience throughout the process and are pleased that our team was able to find a contractor who could complete the repair quickly and professionally. Thank you for choosing Cinch and for allowing us the opportunity to assist you.
Reviewed Aug. 17, 2026
The latest time I requested service from Cinch, I submitted my inquiry to their website. Then they found some technician. They sent him out to my place. He found out what the problem was, and he fixed it. So, it was straightforward. Overall, my experience was good but not perfect.
Thank you for sharing your feedback. We're glad to hear that the claims process was straightforward and that the technician was able to identify and resolve the issue efficiently. We also appreciate your honest comments, as we recognize there's always room for improvement. Thank you for choosing Cinch, and we're pleased that your overall experience was a positive one.
Reviewed Aug. 16, 2026
I’ve been with Cinch for 11 years now. My most recent claim was within 90 days, so there wasn't a second deductible for me, which made that nice. Overall, it's been pretty good. I like to choose who I'm going to use to do the repairs 'cause I've got some experience with some companies, and I like the way they work and the service they give. So far, so good. Everybody that I've wanted has been approved. My experience with the reps has been good as well. It hasn't been a real long wait here lately. But in the beginning, it was a long wait time, but that seems to have improved. The techs have been good as well. I've got a well and septic tank, and Cinch doesn't cover that. That's kind of a concern. But it is what it is. If it would be covered, I'd be glad to add that to the policy, too. But it's not. I’ve also always had additional costs when something is going wrong. But overall, it has worked out for us.
Thank you for being a valued Cinch customer for 11 years and for sharing your experience. We're pleased to hear that your recent claim qualified under the recall period, eliminating the need for an additional service fee, and that you've had positive experiences with our representatives and service providers. It's also great to know that you've been able to work with contractors you trust and that wait times have improved over the years. We appreciate your feedback regarding well and septic coverage and understand your interest in having those systems protected as well. Thank you for your continued trust in Cinch, and we're glad our coverage has helped when unexpected home repairs arise.
Reviewed Aug. 16, 2026
Cinch was recommended by my realtor and I am covered with them this year. When I have a claim, I contact them by phone and the turnaround time is less than 48 hours. Recently, some technicians came out and they were great. Cinch sent out a local appliance company, and they were professional and expediently. I had one appliance repaired and I had another one replaced. Overall, I'm very happy with Cinch.
Thank you for sharing your experience! We're delighted to hear that your realtor's recommendation led you to Cinch and that you've been happy with the service you've received. It's wonderful to know that the claims process has been smooth, with quick response times and professional local technicians who were able to repair one appliance and replace another. We truly appreciate your kind words and are grateful for the opportunity to help protect your home. Thank you for choosing Cinch!
Reviewed Aug. 15, 2026
We've had our home warranty with Cinch since March. It is very easy to navigate their site. I did a claim online for our HVAC system that wasn't working. They gave us the name of the company and we were able to research and make sure that that was what we wanted. They came in and evaluated it. We needed some kind of condenser. Our dehumidifier thing that's in it wasn't working. So, they had to replace that and they scheduled the repair within a week. Cinch is right on the money. They were prompt, and they picked a company that was prompt to get us repaired. So far, they've been great.
Thank you for sharing your experience! We're delighted to hear that your online claims process was easy to complete and that your HVAC claim was handled promptly. It's great to know that the service provider was able to quickly diagnose the issue, complete the necessary repairs, and get your system back up and running within a week. We appreciate your kind words about our responsiveness and the quality of the contractor selected for your claim. Thank you for choosing Cinch, and we're glad to hear we've provided you with a positive experience so far!
Reviewed Aug. 15, 2026
I've had Cinch Home Services since I've been in this house, which is for over 20 years. Originally, I had HMS and Cinch took over them. I spoke with a person this last time and they set up my ticket. But they still required me to pay that $200 upfront when, originally, that wasn't how it went. It was when the repairperson got there and made the assessment because sometimes it's passed on to something else if it's beyond what they can do, and you pay your $200. The deductible went up tremendously from when I first obtained the policy for the homeowner thing. The last service that I had provided the deductible was $200. Previously, it was $50. That's a big difference from what it was.
If you're talking to a person, you give them the information and they make the contact with the contractor. I didn't have to speak to the contractor unless they had a delay in their appointment time. I spoke to a contractor, but all the information was already given so they already expected that I would call them. When I called for the AC, it was delayed but I know Cinch normally connects it with more than one service contractor to come out to perform. But it was a little wait on it because it was hot. Other than that, the service has been on point. The contractors always satisfied what I called them for. The tech did what he was supposed to do as far as getting the air condition up and running. It was during the real-world hot days, and all of a sudden, the air condition wasn't blowing out anything. The tech got it back on track and I haven't had an issue until this point.
It could be more beneficial for you to have CInch as opposed to not having it. Because if something breaks in your house and it's unexpected, such as an air condition, you don't have a lot of money laying around where it might be something that costs you $3,000 or $4,000 or even more to get repaired. It would be imperative that you consider having Cinch.
Thank you for being a loyal customer for more than 20 years and for sharing your thoughtful feedback. We truly appreciate your long history with us and are pleased to hear that our representatives and service providers have consistently delivered quality service. We understand your concerns regarding changes to service fees and the timing of payment, and we value that feedback. We're also glad to know that, despite the delay during a period of extreme heat, your air conditioning issue was resolved successfully and has continued to operate properly. Thank you for recognizing the value of home warranty coverage and for trusting Cinch to help protect your home when unexpected repairs arise.

Reviewed Aug. 14, 2026
Avoid. We are now 25 days waiting for a repair to our range top. Cinch has delayed approval, swapped vendors and repair contractors, and their only offered solutions require further delay.
Thank you for sharing your feedback. We're sorry to hear about the delays you've experienced while waiting for your range repair. We have reviewed your account and understand your concerns regarding the timeline and the solutions that have been offered. A member of our team will continue to review the status of your claim and follow up directly to address your concerns.
Reviewed Aug. 14, 2026
Terrible customer service. If claim over $1500, you will never see a dime, minus the $150 deductible you are already charged. 6 weeks still waiting. Ended up canceling contract and they still took my auto pay. Scam.
Thank you for your feedback. We're sorry to hear about your experience and understand how frustrating it can be when a claim remains unresolved and expectations are not met.
We take concerns regarding claim handling, communication, and billing seriously. We have reviewed the information available to us and will be reaching out directly to discuss your concerns in greater detail and ensure they receive appropriate attention.
We appreciate the opportunity to address your concerns.

Reviewed Aug. 14, 2026
I have just put my 1st claim in. They have reassigned 6-7 service providers. When I call these service providers, they have no idea what I'm talking about, not work orders. I call back in Cinch again delays, speaks down to me, and schedules with a mythical new service provider. This will be over 2 weeks from my initial claim to "hopefully" have some body come out.
All of the customer service reps speak in an annoyed tone and claim they haven't been the ones who did this so they can't speak to any of them
Hi, Cait, We're sorry to hear about the delays and frustration you encountered while trying to obtain service for your washer. We understand how disappointing it can be when multiple provider reassignments impact the scheduling process, particularly when you're waiting for a repair appointment. We also regret that your interactions with our customer service team left you feeling unheard or unsupported.
We appreciate you bringing these concerns to our attention. A member of our team will review your experience and follow up with you directly to discuss your concerns. Thank you for the opportunity to address this matter.

Reviewed Aug. 14, 2026
Cinch needs to make this right now.
Thank you for sharing your experience. We're sorry to hear about the difficulties you've encountered and understand how frustrating it is to be dealing with a leaking water heater while experiencing delays and uncertainty regarding service.
We strive to provide timely assistance and clear communication throughout the claims process, and it's concerning to hear that your expectations were not met. We appreciate you bringing these concerns to our attention. Our team would like the opportunity to review your claim, the service delays, and the communications you've received so we can better understand what occurred and address any outstanding issues.
A member of our team will be reaching out directly to discuss your concerns and review your claim in more detail. We value your feedback and appreciate the opportunity to assist.
Reviewed Aug. 14, 2026
I like the service with Cinch. I've had them for over 15 years and the service has been good. They repaired a ceiling light and ceiling fan, and it went really well. I did the claim online. The turnaround time on this one was a little bit longer, but it was tolerable. It was 72 hours. Everything worked out good once the tech got here and performed and did the job.
Thank you for your loyalty and for being a Cinch customer for over 15 years. We're thrilled to hear that your recent claim for the ceiling light and ceiling fan repair was successfully resolved and that the technician provided quality service. While we understand the turnaround time was a bit longer than expected, we're glad it remained manageable and that everything worked out well once the technician arrived. We truly appreciate your continued trust in Cinch and look forward to serving you for many years to come.
Reviewed Aug. 14, 2026
We were recommended to Cinch by a family member who used them. We've been using them for probably 10 years. Our most recent claim was for plumbing. Everything was seamless, and the communication was great. A technician was out within a week to get the diagnosis, and then it was up to us after that when we had the cabinets out. There was a leak in the waste line behind my kitchen sink. So, the kitchen cabinets had to come out in that area. It was kind of almost a month-long process. The guy had to have us take the cabinets out. Then the plumber came back out, and then we put the cabinets back in. The technician was knowledgeable and courteous, and he did quality work.
Doing a claim online is easy. I prefer it that way. It's hard for me to understand people's accents. With a lot of these companies now, that's what you get. I just want to do it any time of the day, right on the PC or phone. It's easier. I do recommend Cinch as peace of mind. There are other things like if you have to get a new roof, they do the deductible reimbursement up to so much. Mine is $500. My mom is a $1,000 per Cinch plan. It's one of those things that a lot of people don't know about.
Thank you for being a loyal Cinch customer for the past 10 years and for taking the time to share your experience. We're delighted to hear that your recent plumbing claim was handled seamlessly and that communication throughout the process met your expectations.
We appreciate your patience during the repairs and are pleased to know the technician was knowledgeable, courteous, and provided quality workmanship. It's also great to hear that our online claims process offers the convenience and flexibility you value.
Thank you for highlighting the peace of mind your home protection plan provides and for recommending Cinch to others. We truly appreciate your continued trust and support and look forward to being there whenever you need us.

Reviewed Aug. 13, 2026
I have been dealing with Cinch Home Services for more than two months over a completely nonfunctioning Jenn-Air induction stove. I paid my required copayment, Cinch sent multiple service providers, and the first attempted repair did not work and actually made the problem worse.
Both service providers ultimately identified an additional part that they could not obtain. Cinch then told me its research team had ordered the part and that it would arrive by August 6. It never arrived. Cinch cannot provide a tracking number or confirmation that it was ever shipped. I was then given another expected date, and the part still has not arrived. That part was supposed to arrive yesterday. As of August 13th, it's not there. The service provider told me the part does not exist. CINCH is delaying to replace my stove.
I have called Cinch approximately seven times, have three young children at home, and have been without a functioning stove for more than two months. Every call seems to result in another delay, another department, or another promise without a resolution.
At this point, I have filed a BBB complaint and am requesting full replacement compensation for my induction stove. I will gladly update this review if Cinch resolves the issue, but the experience so far has been extremely frustrating and unacceptable.
Thank you for sharing your experience. We sincerely apologize for the extended delays and frustration you've encountered while trying to resolve your stove claim. We understand how difficult it is to be without a functioning stove, especially with a busy household.
We have received your complaint and are actively reviewing the history of your claim, including the parts research, repair attempts, and communication you've received throughout this process. Our goal is to ensure all available options are thoroughly evaluated and that you receive a clear update as soon as possible.
We appreciate your patience and the time you've taken to bring these concerns to our attention. A representative will be following up with you directly regarding the outcome of our review.
Reviewed Aug. 13, 2026
I bought this home in May, and the homeowner had Cinch. They passed it on to us. I had a claim and the technician who was sent out was excellent. He changed the garage system, and put in a reinforcement on the doors like a rail that goes across the top and in the middle. I like that the service was fast. The deductible was reasonable because I knew it was going to cost more to have the problems on the resolution. This is the first issue that we have ran across. I highly recommend Cinch.
Thank you for sharing your experience and for recommending Cinch! We're delighted to hear that your claim was handled quickly and that the technician provided excellent service while completing the garage door repairs and reinforcements. It's especially rewarding to know that your first experience using your home warranty after purchasing your home was a positive one. We appreciate your kind words about the value of the coverage and the reasonable service fee. Thank you for choosing Cinch, and we look forward to being there when you need us in the future.
Reviewed Aug. 12, 2026
I've been with Cinch Home Services since we closed on our house last March. However, I can't do anything with my recent my problem. The claim became more of a consultation. It takes so long to get hot water out of the pipes. The water heater works fine, and it's easier to live with it. Paying for the co-pay on it then not having it fixed was disappointing, but that's to be expected. I was very satisfied.
Thank you for sharing your experience and for being a Cinch customer. We understand your disappointment that the issue was not resolved as you had hoped, and we appreciate your feedback. While we're glad to hear you were satisfied with the service provided and that your water heater was found to be operating properly, we recognize that ongoing hot water delays can be inconvenient. Thank you for your understanding and for giving us the opportunity to assist you. We appreciate your membership and look forward to serving you in the future.
Reviewed Aug. 12, 2026
I had an oven that malfunctioned and started a fire because of poor electrical wiring and Cinch refused to cover it because they said they don't cover accidents that are caused by fire. They used the clause in their policy that says if there is a tornado, hurricane, house fire, or flooding from a monsoon, and the damage was caused by fire or water, they don't cover it. But the damage to the oven wasn't caused by a fire in the house. The unit itself started on fire and I'm lucky my whole house didn't burn down. So, it was a problem with the oven. They should have covered it and they didn't. It took two months of trying to work with them. They initially said they were gonna cover it, and then they escalated it. They turned around and denied it in the end. I gave $100, and they wouldn't give me the $100 back.
One girl was very nice. So, she'll give them the edge. But when I escalated this all the way up, the nine other people I talked to just kept saying that their clause states they don't have to fix anything including or involved in fire damage. I kept reiterating that it is not fire damage that is the problem, but the oven. So, they were terrible. I also had an issue with a water softener and Cinch sent a company to look at it. They replaced it because it was broken. The company that came out was amazing. I would recommend them a million times over again. The tech was knowledgeable, quick and efficient. So, my experience with Cinch has been 50-50.
I'm appreciative that they replaced my $800 water softener. But with the oven, it’s the principle of the matter that they didn't cover that. I had a traumatic experience with Cinch and tried to deal with 20 different people who weren't helpful at all. So, I have an off-putting feeling towards them, still. The warranty came with the purchase of the house and I've been protected for about eight months. People considering them should proceed with caution. Cinch is working for themselves and to benefit themselves. They're not working to protect you as the customer.
Thank you for taking the time to share your experience. While we're pleased to hear you were satisfied with the service received on your water softener claim, we're sorry to learn that the outcome of your range claim did not meet your expectations. We understand your frustration and appreciate your feedback, as it helps us identify opportunities to improve the customer experience.
Reviewed Aug. 11, 2026
I've been with Cinch for 14 months, and so far, I've experienced kind, quick and courteous service. I do my claims online. It's pretty easy. I get the name of whoever is coming out, their address, the phone number, and their website. The contractors are of good quality. Most recently, my AC unit upstairs was not pumping out cold air, and they got a guy out there, and he told us that we needed to change the air filter that was in the attic, and to clean it periodically when the seasons change. He did it for us, and then showed us how to do it. Overall, I like the affordability of Cinch and the speed of when the contractors can come out. The only thing I don't like is I have to pay the deductible for each item.
Thank you for being a valued Cinch customer and for sharing your experience. We're delighted to hear that you've found our online claims process easy to use and that you've received kind, prompt, and courteous service. It's great to know your technician was able to resolve the issue with your AC unit while also taking the time to explain proper maintenance and show you how to care for the filter moving forward. We appreciate your feedback regarding service fees and are grateful for your recognition of our affordability, quality contractors, and quick response times. Thank you for choosing Cinch!
Reviewed Aug. 11, 2026
I was having an issue with my refrigerator. It was leaking and freezing inside the refrigerator. It was a defrost issue. Cinch has been really nice. They made an appointment right away. When it keeps happening, they schedule a new appointment and fix a new thing. The techs have come out four times. This last time the tech was out was just a couple of days ago, and it does seem like there's no problem. But it was frustrating, and there was a lack of communication. But the tech was very quiet, accommodating, and very professional. Also, the Cinch reps were very helpful when I submitted the claim. They also answer their phone right away, and they're friendly. It's been a good experience with Cinch.
Thank you for sharing your experience. We appreciate your patience throughout the repair process and understand how frustrating it can be when an issue requires multiple visits to resolve. We're pleased to hear that our representatives were helpful, easy to reach, and that the technician provided professional and accommodating service. Thank you for choosing Cinch, and we're glad to know things appear to be working properly now. If you ever need assistance in the future, we're here to help.
Reviewed Aug. 10, 2026
I’m honestly tired of calling and getting the same excuses over and over. It feels like they’re just giving me the runaround and hoping I’ll give up.
Very frustrating experience. I definitely would not use this company.
Thank you for sharing your experience. We sincerely apologize for the extended delay and frustration you've encountered while waiting for your claim to be resolved. We understand how disappointing it is to receive repeated assurances without seeing progress, especially after several months.
We have located your account and are currently reviewing the details of your claim. A Resolution Specialist will be reaching out to you directly to discuss your concerns, provide an update, and work toward a resolution as quickly as possible.
We appreciate your patience and the opportunity to address this matter. Thank you for bringing your concerns to our attention.
Reviewed Aug. 7, 2026
Mid-July, my washing machine wasn't working properly. Cinch sent a repairman who determined there was a short in the wiring.
PLUGGED POWER BACK INTO UNIT, UNIT STARTED TO MAKE ARCHING SOUNDS AND SMOKE STARTED TO SEEP FROM UNIT, UNIT WOULD
NOT POWER ON. I DON'T RECOMMEND FURTHER REPAIR IN OLD UNIT FOR SAFETY REASONS."
It is now August 7th.
I have called Cinch about 20 times. Three different reps have told me that the washer will be replaced, but each one says something slightly different and each one is apparently either not updating their system to report what we discussed, or is simply incorrect. Because each time I talk to new rep, that new rep says that a new washer hasn't yet been authorized.
When I check my Cinch account online, it says only that I should make an appointment to have the repair person return and try again to fix it. He's already sent in his report that it isn't safe to do so.
When calling Cinch, I've been disconnected multiple times while on hold, and the automated system glitches out with garbles or silence so it's impossible to even know what number to press for a particular problem. I've tried texting and emailing, but it seems that no one reads texts or emails at Cinch.
I finally got a Cinch rep to call back today but she said she couldn't hear me and hung up on me. I called back using a different phone. A different Cinch rep claimed to be unable to hear me and hung up. So, this is either a tactic they use when they can't/won't answer a customer's question, or their phones don't work. But when I called back a third time and pretended to be a prospect rather than a customer, the call went through just fine.
Transferred to customer service and again, got disconnected.
I don't know when or if they will replace my washer but they were sure quick to take my money for the repair's deductible.
Meanwhile, my AC also malfunctioned a couple weeks ago, and Cinch told me they didn't have a contractor and to get my own. It was a simple repair and as instructed, I sent Cinch all the documents they requested within 24 hours of the service call (I actually sent those the same day). Cinch has not reimbursed me for the service call nor given me any information on why there is a delay or when I will be paid.
Home warranty companies all have pretty bad reputations. I've used two others and dropped them due to slow response times. Cinch actually sends contractors quickly, but won't pay out and won't replace what it promises to replace. And when you try to get answers, you get stuck in AI voice system hell, are eventually transferred to an agent who, from the uniform accents of all the agents I've spoken to (lots) sound like they're based in India or Pakistan. They are (when you aren't disconnected first) quite polite but never solve the problem.
That's worse than being slow with the initial call. I therefore nominate Cinch for worst ever.
Thank you for sharing your experience. We sincerely apologize for the frustration and inconvenience you've encountered regarding your washer claim, HVAC reimbursement, and attempts to obtain updates.
After further review, we were able to locate additional information related to your account. We understand your concerns and want to ensure they receive the attention they deserve. A Resolution Specialist will be reaching out to you directly to review the details of your claims, address your concerns, and provide any available updates.
We appreciate your patience and the opportunity to work toward a resolution.
Reviewed Aug. 6, 2026
Cinch Home Services is the WORST service that I have ever had. I bought mine from a representative selling it in Sam's Club. He told me everything that I wanted to hear. When I put in a claim about three to four years after having the service, they took over two (2) months to try to resolve the issue. Then they came back and denied my claim.
Another thing was trying to get to a live agent was like digging for gold in Arkansas. I was bounced from one place to another by the AI Bot. The live representative seemed afraid to tell the customer the truth, and kept apologizing without actually giving me an answer to what I had called for.
I would not recommend Cinch Home Services to anyone because they misrepresented themselvs and I could never trust them
Thank you for sharing your experience. We sincerely apologize for the frustration and disappointment caused by the handling of your claim and the outcome of our review. We understand how upsetting it can be to wait for a resolution only to learn that a claim has been denied.
We also regret the difficulty you experienced when trying to reach a live representative and understand the importance of receiving clear communication and timely updates throughout the claims process. While coverage decisions are based on the terms and conditions of the home protection agreement and the specific product conditions reported during diagnosis, we recognize that this does not lessen your frustration with the experience.
Your feedback regarding both the claims process and customer service has been shared internally for review. We appreciate you taking the time to provide your perspective and are sorry we did not meet your expectations.

Updated review: Aug. 14, 2026
I want to thank Glen ** for resolving my claim with Sears Cinch Home Services, he was very professional and responded immediately to solve my claim.
Original Review: Aug. 6, 2026
Worst experience not proffesionalI would not recommend Cinch Home Warranty services. In May 2026 I placed a call for my jet tub pump. They sent the only plumbing business that has a contract with cinch Ikmar plumbing they couldn’t figure it out. The next day I received a call from Cinch, saying I had to find a company my self and get the pump fixed, I did exactly that. When I sent diagnostic, estimate and paid invoice they keep making up excuses to not pay me back, they keep giving me the runaround asking for the same paper work every time. Cinch is a scam made me contract a plumber had my own pump fixed and now they denied me payment.
Thank you for sharing your feedback. We sincerely apologize for the frustration and inconvenience you've experienced throughout this process. We understand how disappointing it can be when a claim does not progress as expected, especially after the time and expense you've incurred to address the issue.
We have located your account and have arranged for a Resolution Specialist to review your concerns in detail. They will be reaching out to you directly to discuss the history of the claim, address the reimbursement concerns you raised, and provide any available next steps. We appreciate you bringing this matter to our attention and look forward to the opportunity to assist further.
Reviewed Aug. 5, 2026
Refuses to assign another Air Conditioner Company that is not an hour away (EMS Home services)...EMS has been disrespectful, rude, takes money from the elderly and still has not fixed an issue after 3 weeks. ...a 76 year old grandmother/retired school teacher deserves better than to sit in a 95 degree house when Cinch won't help her get a different A/C 3rd party company that will help her.
Thank you for sharing your concerns. We sincerely apologize for the frustration and inconvenience this situation has caused. We understand how difficult it is to be without air conditioning, especially during periods of extreme heat, and we appreciate the opportunity to address your feedback.
Our team has been in direct contact with you regarding this matter and is actively working toward a resolution. We are thoroughly reviewing the service experience, including the concerns raised about the assigned service provider, repair recommendations, and associated costs. We understand the importance of ensuring our customers feel respected and supported throughout the claims process.
Please know that your concerns have been escalated, and we remain committed to working with you to reach an appropriate resolution.
Reviewed Aug. 5, 2026
The funny thing is on their outmoded answer they don’t even an option to cancel the working request and I have to try many different ways to speak to a customer service. They asked me why you want to cancel and I told them because you couldn’t find me a provider can fix the problem in a reasonable time, but they kept arguing that they are still looking for a provider even after I told them I brought someone and fixed the problem. Finally it took me more than 30 minutes to cancel the request and the will refund my visit charge ($120) within 3-5 business days.
Thank you for sharing your experience. We understand how frustrating it can be when you're dealing with an air conditioning issue during hot weather and are unable to obtain service as quickly as expected. We also apologize for the difficulty you experienced when trying to cancel your service request.
We appreciate your feedback regarding provider availability and the cancellation process. Your comments help us identify areas where we can improve the customer experience. We're glad you were able to have your system repaired and that your service fee refund was processed.
If there is anything further we can assist with, please send a private message with your full property address and the phone number associated with your account. We'd be happy to review your concerns further.
Reviewed Aug. 4, 2026
Don’t waste your time or money with this company, we had total protect for years and had our AC fixed a couple of times very smoothly and quickly, 2 weeks ago I called as our ac was making a funny noise and after assuring me they were a professional company who hired professional technicians I paid my $150 deductible so they could give me an appointment. They gave me a appointment 2 weeks out, I called the contractor every day and managed to bring it 4 days closer, a week after the initial call it stopped working completely and it was a Sunday so nobody could help us, the Monday morning we got an appointment for Wednesday, the technician actually came out on Tuesday and immediately filed his report, we are now 7 days since the report was filed and they haven’t passed the repair yet , I live in Arizona it is August we actually have a severe heat warning and my house is currently 97 degrees and they do not care. This is a unit that is serviced every year.We have called multiple times every day and nothing changes, they are going backwards and forwards with the technicians over the fact that Cinch said they are asking for too many hours in the repair time,this is a company they picked not one we picked as we were not allowed to, you would think they would trust the people they hire. Our situation has so they say been classed an emergency which I totally agree with, but apparently they don’t know what an emergency is. I’m guessing if this was the winter and someones heat went out in a state where it was very cold, they would probably be treated the same way, I did find that we have emergency accommodation up to the amount of $1200 but that is with a entirely different insurance company and we have to stay in said accommodation and then maybe we can be reimbursed after we have put the claim in and they decide, my next port of call will be the BBB. Just to clarify my air has been completely out for 9 days it’s August in Arizona with a severe heat warning and my house is currently 96 degrees and this company simply does not care and good luck trying to talk to anyone in authority, it’s almost as if they are part of some secret service and are not allowed to talk to their customers
We understand how frustrating it is to be without air conditioning during extreme summer temperatures, especially after experiencing delays throughout the service process. We sincerely apologize for the inconvenience and discomfort this situation has caused.
Our goal is always to process claims as quickly as possible while ensuring we have the information needed to support the recommended repair. We recognize that this claim has taken longer than expected, and we understand your concerns regarding communication and the time it has taken to reach a resolution.
We've located your claim and are currently reviewing the matter. A member of our team will reach out directly to discuss your concerns and provide an update.
Thank you for bringing this to our attention. We appreciate the opportunity to address your experience.
Reviewed Aug. 1, 2026
I purchased a home warranty for one reason: peace of mind. Unfortunately, my experience with Cinch Home Warranty was the exact opposite. Ultimately, I canceled my plan.
When my claim was assigned to Act Services, the process quickly became frustrating. The contractor repeatedly failed to communicate, changed appointments without notifying me, and caused me to miss valuable time from work. Instead of stepping in to resolve the situation, Cinch essentially left me to deal with the contractor on my own.
The most disappointing part was Cinch’s response. I was informed they would not intervene because the contractor had already ordered parts. From my perspective, that shouldn’t relieve a home warranty company of its responsibility to ensure its customers receive timely, professional service. If a contractor in their network fails to communicate or perform appropriately, I believe Cinch should be willing to take corrective action rather than simply referring the customer back to the same contractor.
By the end of this experience, I had lost approximately $3,200 in income due to repeated scheduling issues and time away from work. While those losses were caused by the contractor’s actions, I believe Cinch shares responsibility because it selected the contractor and declined to provide a meaningful solution when the problems became apparent.
After five years as a paying customer, I have cancelled my Cinch Home Warranty subscription. I no longer have confidence that the company will stand behind its service or advocate for its customers when problems arise.
As an active duty military service member, reliability and accountability are especially important to me. Based on this experience, I intend to share my concerns with base housing and consumer resource offices so other service members can make informed decisions and be aware of the issues I encountered.
A home warranty is only as good as the companies it sends into your home and the support it provides when something goes wrong. Cinch failed on both counts.
Based on my experience, I cannot recommend Cinch Home Warranty.
Thank you for sharing your feedback. We regret to hear that your experience did not meet your expectations. We understand how frustrating it can be when service delays, scheduling issues, and communication challenges impact your daily life and work obligations.
Cinch works closely with our service network to facilitate covered repairs, and we recognize the concerns you've raised regarding your service provider's responsiveness and the overall claims experience. Providing reliable service and support throughout the repair process is important to us, and we're sorry to hear you have not felt supported during this claim.
We have reviewed your concerns and would welcome the opportunity to discuss them further. A member of our team will be reaching out directly to review your experience in greater detail and address any remaining questions.
Reviewed Aug. 1, 2026
We started out with HMS 15 years ago. They changed their name to Cinch. Their reps have been very nice and helpful. You just go online and submit a claim. It's easy. We’ve had several claims. They were good. The most recent one was the HVAC guy, and he was top-notch. He was the best I've seen. He was right on top of it. He did everything he could to help us. He did everything, because we had extenuating circumstances with our situation. He went above and beyond to try to help get it fixed.
We had an issue where Cinch didn't wanna cover something. That was their fault that it was broken to begin with.They authorized a replacement of part of the HVAC system years ago. We were having problems with the system because that part that they put in was not compatible with the rest of it, which we would have no way of knowing. They said, "That's not our problem. That's a problem with whoever fixed it last summer.” “But that was you guys. You all did that.” And they said, "We can't fix it.” But once we got to a higher up and they understood what was going on, they came back and approved the repair. The replacement was fair. I can understand why they refused at first, because it was a repair that they made years ago before, that they didn't have record of anymore. But once they went back and found out that they were the ones who authorized that repair, they fixed it.
Fifteen years of membership is something we don't take for granted, and we're grateful you've continued to place your trust in us throughout that time. It's especially wonderful to hear that your recent HVAC technician made such a strong impression. Going above and beyond for homeowners, particularly during challenging situations, is exactly the kind of service we hope to provide.
We also appreciate you sharing the details of your HVAC repair experience. While we're sorry the process required additional review, we're glad the situation was thoroughly investigated and that the team ultimately reached a fair resolution once the history of the prior repair was confirmed. Your balanced perspective and long-term loyalty mean a great deal to us.
Thank you for being a valued Cinch customer and for taking the time to share your story.
Reviewed July 31, 2026
Reported my heat pump failure in mid-June. Took them a week to dispatch a Sears tech to look at it. He pronounced the system dead with a failed compressor and coolant leak but Sears could not repair it. Another provider was assigned by Cinch for repair. After calling, he came out to get model information from the system. Then...nothing. The provider said he was awaiting information from Cinch. Cinch said they were waiting information from the provider. Three weeks into the case, Cinch admitted that they did not have a provider and sent me documents and instructions allowing me to hire my own provider. I hired a well-respected local company to repeat the analysis. They confirmed the leak but did not find fault with the compressor. However, due to the age, 16 year, and condition, the system was passed its expected life and not cost-effective to repair. Partial system replacement was not possible because the refrigerant is no longer used in new systems. I send the results back to Cinch with the analysis invoice and system replacement estimate. However, because I felt the estimate was too high, I did solicit two other bids, one of which I accepted. Now I receive email from Cinch that they need more information before they can proceed. Information that was not specified in the instructions they sent, meter readings, photographs, etc. I already paid a company $422 to answer questions from Cinch and now they want more. I argued with them that they should have received that information from they own provide, Sears, the first time, and Sears should return to finish the job. The response was "Once the job is assigned to an outside provider, the original information from Sears is disregarded". We're now five weeks into the process. Fortunately, the company which contracted to replace the system, installed temporary window air conditioners so we could move out of the basement. They sent a tech out to gather the information Cinch demanded (for the third time). Finally, after 5 1/2 weeks, a new system is installed. The next day, Cinch comes through with their generous offer: $350. Not even what I paid for the analysis. Their reasoning is that the system could by fixed by inserting a stop-leak substance, which, according to online searches is a highly dubious, short-term solution, with a low success rate. I'll be filing complaints with as many rating and regulatory agencies as I can find, as well as with Sam's Club, where I bought the policy.
Thank you for taking the time to share your experience. We understand how frustrating it can be to experience delays and communication challenges during a major HVAC claim, especially during the summer months when reliable cooling is essential. Our goal is always to provide timely service and clear guidance throughout the claims process, and we regret that your experience did not meet those expectations.
We take your concerns seriously and would like the opportunity to review the handling of your claim in greater detail. A member of our team will be reaching out directly to discuss your concerns and ensure they are thoroughly reviewed.

Reviewed July 31, 2026
SCAMMERS WITH HORRIBLE CUSTOMER SERVICE! Do not seek coverage from this company. We’ve been waiting for our subzero refrigerator repair or replacement for over 8 months and they continue to give us the runaround.
Thank you for sharing your feedback. We sincerely apologize for the extensive delay and understand how frustrating it must be to be without a resolution for your Sub-Zero refrigerator after so many months. This is not the experience we want for our customers.
We have forwarded your concerns for immediate review, and a specialist will thoroughly evaluate your claim and current status. A member of our team will follow up to discuss the next steps and work toward a resolution as quickly as possible.
Thank you for bringing this to our attention. We appreciate the opportunity to address your concerns.
Reviewed July 30, 2026
My experience with Cinch has been great. I've been with them for eight years. As far as submitting a claim, I call or I make a online request and they give me a call back with the individuals that’ll be coming out to do the service and give me the time frame. Then they handle it. With the latest claim that I could recall, I had to call back because the service provider that they sent out messed up something else that was not supposed to be. So, I spoke to their rep. They work somewhere, and I barely could understand them.
The interaction with the technician was fine. It's just they wanted to say that they weren't responsible for the error that they made in replacing the garbage disposal. They knocked out the power to the dishwasher and they wanted to say that it was already that way, but that was incorrect. So, I contacted the representative for Cinch, and there was a language barrier of sorts. So, they told me to contact the company. The company ended up sending someone else to make the repairs.
Thank you for your loyalty over the past eight years and for taking the time to share your experience. We're pleased to hear that the claims process has generally been smooth and that you found it easy to request service and schedule appointments.
We do apologize for the frustration you experienced with your recent claim. We understand how concerning it can be when an issue arises after a repair, and we're sorry for any communication challenges you encountered while seeking assistance. We're glad the service provider ultimately returned and completed the necessary repairs. Your feedback is valuable and helps us identify opportunities to improve both our service and customer experience.
Thank you for choosing Cinch Home Services. We appreciate your continued trust and support.
Reviewed July 29, 2026
Updated on 07/30/2026: So, I need to correct myself, the monthly payment amount is actually $75.00 and thank goodness. But today the plumber came at a little after 8am. He did not look happy to be here. He also failed to state he did not speak much English. So, while trying to show him everything thing, he heard 1 thing then rushed out of my house, came back in with his phone and a messaged made from Google translate that said we needed a professional plumber and he was not one. Then he left again and brought me the yellow job completed slip without my signature and left. The Right guys plumbing and heating have not answered the phone for myself or Cinch and have also not closed out the work order. I explained exactly what was going on over the phone on the weekend to the right guys and they never said this was something they couldn't do. This man who is not a plumber made sure to offer services he was incapable of providing just so he could leave. The man I spoke to over the phone at cinch was very helpful and I told him what I thought about his company, how they treat their costumers. And while its not his fault, I wanted him to express how difficult its been this whole week being home with an autistic child and being a disabled person myself. There are tons of plumbers who will respond in 24 or less and cinch insisted on using a company that made us wait a week and then ran out on us because he couldn't speak English, and didn't want to work.
Original Review: I have been dealing with Cinch since 2025. We have a home that a family member left to us in a will and trust. Every time we call and set up a work request for things that are urgent like A/C when it is 100 degrees outside, the stove which was leaking gas, and now a serious plumbing issue, they send us to a provider that makes an appointment that is a week out. When the service technician gets here they are never equipped to fix the problem that day they always have to order parts and we are without working air, stove and I am sure this time without working plumbing for another week. Everywhere we look there is 24 hour response HVAC plumbers but the one Cinch sends us to can't get out here for 5 days. We pay $165.00 a month foebthis service and $150.00 for each repair request and we can't even get a quicker response time. Unbelievable! If you can find another home warranty I definitely will not be using this one after we sell this home.
Thank you for sharing your experience. We understand how frustrating it can be when service is needed for essential home systems and repairs cannot be completed as quickly as expected. Delays related to appointment availability, part procurement, and follow-up repairs can be especially difficult when they impact your comfort and daily routine.
We have reviewed your feedback and would like the opportunity to take another look at your concerns. Our team will follow up directly regarding your account to review the service history and current plumbing claim, as well as address any questions about the service process and provider scheduling.
We appreciate you bringing these concerns to our attention and will work to ensure your feedback is thoroughly reviewed.

Reviewed July 29, 2026
DO NOT every use Cinch. I have been without air conditioning for more than a year and they have not fixed it. They even charged me thousands of dollars to fix it and then refused to refund me when we realized it wasn't actually fixed due to a part being installed incorrectly. Every service company that comes out here says it needs to be replaced, but they refuse to pay for it. This is a criminal company that profits off of defrauding customers.
Thank you for sharing your feedback. We are sorry to hear about your experience and understand your frustration with the length of time this matter has remained unresolved.
Our records confirm a dedicated case manager has reviewed your concerns, discussed the available options under your home protection agreement, and provided the outcome of that review. While we recognize this is not the resolution you were hoping for, we can assure you that your situation was thoroughly evaluated.
We regret the inconvenience and disappointment this experience has caused and appreciate the opportunity to have reviewed your concerns.
Reviewed July 28, 2026
On 8/14/26 I submitted a service request for my stove and a service provider was assigned to the request. The reason that we submitted the request originally was because our stove was smoking and created a burning electrical smell making it unsafe to use.
The technician from the service provider came out to our home and starting taking apart our stove (banging things around in the process). They then called me over and tried to explain that they didn’t break anything. They said that they think the smell was coming from the fan and then said they will file a report. Upon trying to reassemble our stove they explained that it was broken and we were left with the cooktop now separated from the front panel making it further unsafe to use while not fixing the original issue either.
I reached out to Cinch immediately to document the interaction and was told the situation was being escalated. They also informed me that I should contact the service provider to report the damage, which I did.
Over the weekend I received an automated message that my service order was complete. I called this morning and was informed that the service provider reported that there were no issues with the stove and no damage was done so my request was closed out.
The Cinch representative informed me that Cinch has no liability and would not assist. This is completely unacceptable as a paying customer to be treated this way when their contracted service provider further broke our item covered under our warranty with Cinch.
Thank you for bringing this to our attention. We sincerely apologize for the frustration and concern this situation has caused. After reviewing your feedback, we were able to locate your account, and an Executive Claims Specialist has been assigned to personally review your claim and address the concerns you've raised regarding both the service experience and the handling of your service request. The specialist will conduct a thorough review and contact you directly to discuss the findings and next steps. We appreciate the opportunity to investigate this matter further and work toward a resolution.

Reviewed July 27, 2026
I purchased a Cinch Electronics Protection Plan in June 2026 based on the coverage information provided during the sales process. Unfortunately, when I filed a claim, I discovered that the agreement contains conflicting information.
The agreement has three different sections describing covered items:
In the section titled "This Agreement covers the item(s) listed below:", several products, including my Home Theater System, are not listed.In another section titled "Covered Products", those same products are listed as covered.
A third section, "Eligible Products," also lists Monitors and Televisions, even though they are missing from the "This Agreement covers the item(s) listed below" section.
Because of these inconsistencies, my claim was sent to a third-party administrator, who denied coverage for my Home Theater System, Monitors, and Televisions, stating they were not included in my agreement.
The most frustrating part has been the customer service. Every time I contact Cinch, I receive a different explanation. Cinch representatives tell me that the third-party administrator is responsible for claim decisions, while the third-party administrator tells me that Cinch is responsible because Cinch created the agreement. As a customer, I am being passed back and forth with no one taking ownership or providing a resolution.
I purchased this protection plan in good faith based on the coverage advertised. If the agreement contains contradictory terms, that should not become the customer's problem. Cinch should honor the coverage that was represented at the time of purchase or provide a corrected agreement that clearly identifies all covered products.
I hope Cinch reviews its sales agreements, improves communication with its third-party administrators, and treats customers fairly instead of making them navigate conflicting information and shifting responsibility.
We regret the frustration and confusion you've experienced regarding your protection plan coverage and claim. Our goal is to ensure customers receive clear information and responsive support, and we understand your concerns when different explanations are provided throughout the process.
We have your information and will review the details of your account, agreement, and claim history. A member of our team will reach out directly to discuss our findings and next steps. We appreciate you taking the time to share your feedback.

Reviewed July 24, 2026
I have had Cinch for 6 years. Used them periodically and never had any issues. HVAC, garbage disposal, washing machine. The last issue was a drip from house water shut off valve. Simple enough, failing part needed replacing. They initially approved the repair and called technician back and said they couldn't cover entire $450 charge and I would have to pay $150 on top of $150 deductible. When I called to complain they read page 16 and subsection 1000 about modifications not covered. The tech replaced a failing part!!!! He did have to add a 3 inch piece of PVC after taking failed part off. Whatever, ...its always the small print. I will be changing companies primarily because Cinch premiums are really expensive and this experience didn't help retain me.
Thank you for sharing your feedback. We're sorry to hear your recent claim experience left you disappointed.
We understand your frustration regarding the additional charges associated with the repair. While some costs required to complete a repair may not be eligible for coverage under the home warranty agreement, we recognize that unexpected expenses can be frustrating and can impact your overall experience.
We appreciate your long-standing membership and regret that this situation has affected your confidence in our service. A member of our team will be reaching out directly to discuss your concerns and review the claim in greater detail.

Reviewed July 24, 2026
Complete fraudsters and crooks. Have sewage backing up in my basement, they sent out a plumber and all he did was look at it and say it must be backed up at the street, which is outside my house and not covered by warranty. I called the county to make sure the sewer line was clear from my house to the street. They came out and did that. Then when I called them back to say the line is clear outside my house and the problem is inside the house they made me gather emails, a signed letter on county letterhead saying they cleared the lines to the street, and sent them pictures of sewage overflowing and backed up in my basement. They ended upholding their denial when I sent them all the proof that the backup was in the house and not outside the house. Meanwhile we are going on a week of having standing sewage in our basement. Home warranty companies will do anything to avoid spending their money. They are in breach of contract and I will be pursuing legal action.
Thank you for bringing this matter to our attention. We sincerely regret the frustration and inconvenience you've experienced, especially given the nature of the plumbing issue and the conditions you've described.
We take concerns like yours seriously and would like the opportunity to review the situation further. A member of our team will be reaching out directly to discuss your experience, review the claim details, and address any outstanding concerns.
We appreciate your feedback and the opportunity to look into this matter further.
Reviewed July 23, 2026
So, I'm guessing that Cinch Home Service out bought Sears. When contacting Sears, we are connected to Cinch. Cinch has to be the most unprofessional, unreasonable and disorganised business for home repairs. Without having to write a long exhausting bad experience about Sears, I'm telling anyone who's thinking using this business, RUN. This company is good for dihshornining their contract especially after you pay your deductible and start texting generated AI message that stereotype my neighbourhood by keep rescheduling our ?appointments out
Thank you for sharing your feedback. We sincerely apologize for the multiple appointment reschedules and for the frustration and dissatisfaction this experience has caused. After reviewing your comments, we were able to locate your account and recent claim.
We understand how important timely and reliable service is, and we regret that your experience did not meet your expectations. A specialist will be reaching out to you directly to review your concerns, discuss the handling of your claim, and work toward a resolution.
We appreciate you bringing this matter to our attention and the opportunity to address your concerns.

Reviewed July 23, 2026
I have had the premium Cinch Home Warranty plan since February 2021. I find there is a disconnect between the company and it's contracted repair companies. The most recent was for a dishwasher repair. Because I haven't had good luck with the contractors they use, I checked the company they scheduled and I found that their business license was REVOKED in the state they were registered in!!! Also, as a warning, if a part is replaced under the plan, and it fails outside Cinch's warranty window, they will charge another $150 deductible for the repair, even if the part is STILL UNDER the manufacture's warranty. I will be shopping for another warranty company when this plan expires. One in which I can choose my own repair company.
Thank you for sharing your experience. We regret to hear about your concerns and understand your frustration. Cinch requires all of our service providers to maintain active business licensing and insurance in accordance with our network requirements, and we take any concerns regarding a provider's credentials seriously.
We are currently reviewing the details of your claim and the concerns you've raised regarding the assigned service provider. A member of our team will investigate this matter thoroughly to ensure it is addressed appropriately.
We appreciate your feedback, as it helps us improve our processes and service experience.
Reviewed July 22, 2026
I bought a house and chose Cinch for the home warranty that was required. Submitting claims has been fast and fairly easy. I do everything online, and they send texts indicating what is going on. Then, the service people come out. Sometimes, they call. There may have been one call with the last service I had between the serviceman coming out to investigate and them actually doing the work, but that was just to inform me what was occurring.
The technicians that Cinch has sent out have been good, and I have had positive experiences both times I used the warranty. The first time I used Cinch, which was for the AC, I used them as a second opinion. Blue Dot from the first group wanted to replace my whole AC unit. But from what the people from Cinch told me, it didn’t need that. That was four years ago and the AC is still working to this day. There was some minor confusion with costs for the replacement, but it ended up getting explained. Overall, my experience has been pleasant, but some repairs can still be pricey even with a home warranty.
Thank you for sharing your experience. We're pleased to hear that submitting claims online has been simple and convenient, and that you've had positive experiences with the service professionals assigned to your home. It's especially rewarding to know that a previous A/C diagnosis helped you avoid an unnecessary system replacement and that your unit is still running well years later.
We also appreciate your candid feedback regarding repair costs and the occasional confusion around coverage and replacement options. Home repairs can be complex, and we strive to provide clear communication throughout the process so customers can make informed decisions.
Thank you for choosing Cinch and for taking the time to share your balanced perspective. We're glad we've been able to assist you when needed and appreciate the trust you've placed in us.

Reviewed July 21, 2026
I had a very disappointing experience with Cinch Home Warranty. Their customer service was unprofessional, slow to respond, and unhelpful throughout the entire process. The repair work that was performed by Murray's plumbing was poor quality, and the issue was not fixed correctly the first time. Despite multiple calls and follow-ups, they failed to ensure the job was completed properly or to stand behind the service provided. I paid for a home warranty expecting peace of mind, but instead I experienced delays, frustration, and unresolved problems. I would not recommend Cinch Home Warranty to anyone looking for reliable customer service or quality repairs.
We are sorry to hear that your experience did not meet your expectations. We understand how frustrating it can be when a home repair issue remains unresolved. Our records indicate that your concerns were reviewed and the claim decision was based on the findings provided during the service visit. While we regret your disappointment with the outcome, we appreciate you taking the time to share your feedback, which helps us evaluate and improve our service experience.
Reviewed July 21, 2026
When I place claims with Cinch, I do it through the app or the website unless I have a complicated question. Dealing with the technicians has generally been positive, but sometimes it requires multiple visits for whatever reason. I’ve had my dishwasher repaired multiple times. In my most recent claim involving a microwave oven, it was replaced instead of repaired. It was nice to have the option of what the replacement would look like or if I wanna do any upgrades at my own expense. The technicians have all been very friendly and professional. For whatever reason, in this recent claim, the installers were different than the normal tech.
Thank you for sharing your experience as a Cinch customer. We're glad to hear that filing claims through our app and website has been convenient and that you've had positive interactions with the technicians who have assisted you over the years.
We're also pleased that your recent microwave claim resulted in a replacement that met your needs and that you appreciated having options to customize your replacement. While some repairs can require multiple visits depending on the diagnosis and parts availability, it's wonderful to know that the service professionals you've worked with have been friendly and professional throughout the process.
Thank you for your feedback and for trusting Cinch with your home warranty needs. We appreciate your continued support!
Reviewed July 20, 2026
I had a good first two experiences with Cinch. When I did a request to service, I got a contractor and they followed up. But I'm getting ready to leave Cinch. I've done four claims and out of that four times, I've had to change service providers twice. The service providers didn't follow up once I put the request to get service, so I had to end up getting another company. That was for my garbage disposal. I had to get somebody else for my dishwasher as well. When I called up for the third one and told Cinch I hadn't heard from the service provider, the rep was debating with me telling me to give them a chance. I didn't like the customer service at that time. Plus, their deductibles have gone up high. It was reasonable in the beginning, but it's going up extremely high to me, especially when I don't use it that often.
Reviewed July 19, 2026
I've been a Cinch Home Services member for years. Submitting claims has been easy. Also, the techs do everything.
There's no better compliment than earning a customer's trust over time. We're glad your service requests have been easy to submit and that the technicians have delivered the support you expected when repairs were needed.
Reviewed July 18, 2026
I've had Cinch since I moved in my home. I usually do my claims online then they give me a call. It doesn't take too long for their contractors to come out. They do in a day or two depending on what the service is, and I've had good experiences with them. However, I don't understand some of the reps very well whenever I need to call them.
Thank you for being a Cinch customer and for sharing your experience. We're pleased to hear that filing claims online has been convenient and that you've had positive experiences with the service professionals assigned to your claims. It's great to know that your service requests have been addressed promptly and efficiently.
We also appreciate your feedback regarding phone interactions with some of our representatives. We understand how important clear communication is and will share your comments with our team as we continue to improve the customer experience.
Thank you for your trust in Cinch and for taking the time to provide your feedback.
Reviewed July 17, 2026
Right after we hooked up with Cinch, the very next day or two, the microwave died. That worked out well. A guy came. The microwave was replaced. It was like a piece of cake. We did another claim on the downstairs unit. It quit. The claim part was easy. With the person getting there, there wasn't a good communication with whoever they referred the first time. When we followed up, they did somebody else and then it was taken care of. So, I guess the first just wasn't as good as the microwave guy. Overall, it was amazing. It saved us because it was only $200 per thing, which would have been way more than that. We sold our house, so I don't have Cinch anymore but I would recommend it.
Thank you for sharing your experience. We're glad to hear that your claims were resolved successfully and that your coverage helped save you money when unexpected breakdowns occurred. It's especially great to know that the microwave replacement process was smooth and hassle-free.
We also appreciate your honest feedback regarding the communication challenges you experienced with the A/C claim. While we're pleased the issue was ultimately resolved, we understand how important timely communication and reliable service are throughout the process.
Thank you for giving Cinch the opportunity to serve you. We're honored by your recommendation and wish you all the best in your new home!
Reviewed July 15, 2026
I bought my house in November and I was told that I could get Cinch warranty home service when I bought the house. I wanted to make sure the house was covered, being a brand-new house. Cinch had really good reviews prior to moving in. So, I decided to stick with them. So far, submitting a claim has been great. It hasn't been very hard. I log in and then I'll call. Customer service is pretty quick with it. I make the $200 payment and it all goes pretty fast.
The last technician has been pretty good. He worked on the hot water heater. He was quick. He came in and changed out the valves and got everything working. The hot water was working again. So, that was great. But not everybody has been as great as the last guy that worked on my hot water heater. One guy came out and it seemed like he was a little lost, or maybe he was overwhelmed by the process, or just didn't have what he needed to fix it. So, he left, and then I didn't hear anything back.
I wasn't able to get the HVAC installed into the house through Cinch. I did have to pay out of pocket and buy a new HVAC, but they were able to cover some of the costs by cutting me a check. That's been helpful. So far, Cinch has been good. They're meeting my expectations. It's especially good if you're buying a brand-new home to definitely have a warranty under Cinch because you don't know what problems might come up. But their sales and marketing could be a lot better. Before this, I never really heard too much about Cinch.
Reviewed July 14, 2026
This is the worst company I ever dealt with!! I have a service warranty, which I pay $82,00 per month. To open a service call requires a $100.00 fee. I called them on June 1st because my AC was not working. They made many excuses why the repair order was not fulfilled. On July 14th the service technician came to repair unit, but he said I must first pay $509.00 plus for parts that were not covered on the warranty. What a rip off! What the point in having a service contract?
Amnie,
We're sorry to hear about your experience and understand your frustration with the delays and unexpected costs associated with your air conditioning claim. We have located your account and are currently reviewing the details of your claim to better understand the circumstances surrounding the service and coverage provided.
A member of our team will be reaching out to you directly to discuss your concerns, answer any questions regarding your warranty coverage, and work toward a resolution. Thank you for bringing this matter to our attention. Brooklyn
Reviewed July 11, 2026
We've been with Cinch for a while, when they were still another company, and then it changed over to them. Back in 2022, I had an oven and a gas stove that I’d made multiple claims on and it was a horrible experience. The techs came out multiple times and I had no oven for about nine months. There was no communication and I had to send an email up the chain of command. Ultimately, I had both of my appliances replaced. But since that experience, it has been a lot better.
There was one service provider that came out but the number on file being sent to the email was different from the actual phone number. So, Cinch should make sure the provider's phone numbers are updated, because I kept on calling but I could not reach the person. I wound up calling Cinch and they had a number on file, which they didn’t provide to the customer. But for the most part, the communication is great. I love the text messages or the calls. It's easy to call to get service providers changed. Plus, the techs who've come out were very courteous and professional.
Juanita, Thank you for being a long-time customer and for taking the time to share your experience. We're pleased to hear that your recent service experiences have been much better and that you've found our communication, provider reassignment process, and service technicians to be courteous and professional.
We also appreciate your honest feedback regarding the provider contact information. We understand how frustrating it can be when the phone number provided is not current, and we will share your comments with the appropriate team for review. Accurate provider information is important to ensuring a smooth service experience.
Thank you for recognizing the improvements we've made since your 2022 claim experience. We value your continued trust in Cinch and look forward to serving you in the future. - Brooklyn
Reviewed July 10, 2026
Very dissatisfied with Cinch home warranty. My AC unit stopped working and a technician came out on Monday and submitted what was wrong to them. As I live in Texas, every day this week has been over 100 degrees so I called on Tuesday (the technician told me to follow up with them daily) to check how long it would take to review. I was told 24-48 hours which is fine. I called on Wednesday to check again and no update. I called on Thursday and no update. I called on Friday and no update. This is 4 business days with no update regarding something as important as AC during Summer in Texas. I am very unhappy with this Cinch but I already paid them for the year :(
Aden, We're sorry to hear about your experience and understand how frustrating it is to be without air conditioning during the Texas summer. We recognize that timely communication is especially important when temperatures exceed 100 degrees, and we regret that you did not receive the updates you expected while your claim was under review.
Our goal is to review diagnosed failures as quickly as possible; however, we understand that this does not lessen the inconvenience of waiting for information regarding your repair. We apologize for the lack of updates and the frustration this caused after multiple follow-up calls.
We appreciate the opportunity to address your concerns. We have located your account and will have a specialist contact you directly to review your claim and provide a status update.
Thank you for bringing this matter to our attention. We value your business and look forward to assisting you further. – Brooklyn

Reviewed July 9, 2026
They signed my wife up for a electronics warranty she didn't authorize. Gave us the complete run around about refunding the money they took. Thieves! Customer service was totally in on it.......
We're sorry for any confusion regarding this coverage. After reviewing your concerns, we located the warranty enrollment, processed the cancellation, and submitted a refund of the premium paid.
A specialist from our team will be reaching out to you directly to discuss the cancellation and refund in greater detail and answer any remaining questions you may have. We appreciate you bringing this matter to our attention and value the opportunity to address your concerns.
Thank you for your patience and understanding. Sincerely, Brooklyn

Reviewed July 9, 2026
Two bad experiences. The first was an issue w the stove. 11 times they came out and couldn't repair it. Had to argue and demand a replacement. It took 5 months with no stove. Now dealing with a fridge and they identified the iss ue as the compressor and said it's under kenmore warranty for parts and wont repair. Told me to work thru kenmore. I already paid the yearly fees and the 100 to determine the problem. Now kenmore wants to charge again to determine the problem.
We're sorry to learn of your experience and understand your frustration regarding both your stove and refrigerator claims.
We have reviewed your concerns and would like the opportunity to take a closer look at the refrigerator claim. Based on the information currently available, the issue was identified as involving a component covered under the manufacturer's warranty. However, we understand your concerns regarding the repair process and the expenses you've incurred.
To ensure your concerns are fully addressed, we will review the claim in detail to determine how we may be able to assist and will follow up with you directly regarding our findings and any available next steps.
Reviewed July 5, 2026
I called in a service on May 7th due to an issue I had with my air conditioning unit last July. Cinch services scheduled a service call with B and J air and heating. B and J came out and informed me that my stems where the freon is inserted were bad. B and J claim he repaired the stems. I was charged 750.00 for freon because Cinch only pays for 5 or 10 dollars of 100 dollars per pound of freon. I thought the unit was repaired. I also found out the the warranty work is only good for 6 months. So from July in the summer to January while using heat I had no idea my freon was still running out because of a hole in the evaporator coil. Well in April of the next year 2026 when the temperature started heating up again I didn't have freon to cool the house. I contacted CINCH home services, paid the 150 dollar service fee but I told them I did not want B and J coming back to my home. I explained why. B and J lied on the report provided to CInch and stated that B and J checked my evaporator coil on the outside and inside unit in the attic. B and J never stepped foot in my house. So, I can't figure out how he ended up in the attic. I was with him the entire time. B and J lied on the report. My main concern was how did I spend 750 dollars on freon and within the warranty period all the freon leaked out. One of the supervisors from CINCH sent me an email of what was provided to CINCH from B and J. I asked CINCH for another company. They stated in my area that they only have two Air conditioning and heating companies and the other company is Kapital City Heating And Air. I contacted Kapital City on Friday evening and wa given an appointment for service the following Monday at 0800 a.m. By the way I took a day off work to get my air conditioning serviced. I waited on Kapital City until 10:30 a.m. Kapital City didn't call. Their phone went directly to voicemail and the mailbox was full. I couldn't reach anyone. I contacted CINCH and CINCH told me to be patient that Kapital City was probably finishing up a job and I should be patient. I was very patient. I didn't get any service that day. Kapital City gave me a phone call around 7:30 p.m.explaining that he was sorry for missing the appointment and wanted to know if he could do the repair the following day. I phoned CINCH again, on Tuesday and they said since the y only have two air and heating companies in my area that I could find my own company and have the repairs completed and the would reimburse me. I received a CINCH service job checklist. I received two quotes to ensure both companies I was planning to hire said the issue was the same, which was the evaporator coil. I hired Airprt Heating and Cooling and they did an outstanding job The Airport Heating technician sat at my table and filled out all tge information on the CINCH form required. I took a picture of the bad evaporator coil and the service technician got the serial # and model # of the repaired units upstairs in the attic and the iutside unit. In other words the directions weren't clear. The CINCH required form ask for one thing and an email ask for something totally different. CINCH has a link for correspondence and email which I used to provide all documents for reimbursement. I called CINCH the following day and they said they didn't receive the documentation and had no way of checking. I also sent the documentation to the original customer service representative. I called CINCH a week later and they had my claim but they required additional information that wasn't on the original CINCH form. They wanted to know if oil was on the floor in the attic? If the fens and bends were damaged and etc. Im not an air conditioning and heating professional, so I have no clue. On Tuesday 30 June 2026, I decided to call and ask questions about canceling my service such as if I cancel my service is my claim still pending and etc.? I was transferred to customer service and since I had been getting incorrect information I started asking direct questions and not just believing what I was told. I asked to speak to a supervisor without success. I waited for a supervisor for 25 plus minutes without the original rep saying that the supervisor was busy and he would be with me shortly. He just left me on hold the entire time. I hung up and called back and spoke to another customer service representative and she couldn't understand why I had gone through so much. I found out later on that the supervisor tried to call me back while I was on the phone with the other CINCH representaive. I was told that because I called in to inquire about canceling my service with CINCH and the supervisor couldn't reach me its Cinch' policy to cancel the agreement. CINCH isn't a good company. No one has the same training in customer service and they just transfer you from one rep to the other. So now my service agreement is canceled and I can't get reimbursed my 1713.00 owed to me. I wouldn't recommend this company to anyone. I was authorized to find a company of my choice. I asked several times if I hire a company would there be an issue getting reimbursed? I was told no several times. Now there's an issue. This company is getting over on their customers and hoping that they will just go away.
Anthony, Thank you for sharing your feedback. We understand how frustrating this experience has been and appreciate you bringing these concerns to our attention. We have located your account and are currently reviewing the details surrounding the service requests, contractor assignments, reimbursement submission, and the communication you received throughout the process. We recognize the inconvenience caused by missed appointments, delays, and any confusion regarding claim requirements or policy status. Our team will be reaching out directly to discuss your concerns and review the matter further. We value the opportunity to address your experience and appreciate your patience as we complete our review. Sincerely, Angela
Reviewed July 4, 2026
Had an air conditioning tech come and diagnose my ac unit as it was leaking inside the house. He checked the unit in the attic and said yes it's leaking. He the checked the outside unit and stated the outside unit was also leaking. He said the capacitor was broken and preventing the compressor from shutting down and I needed a new compressor and capacitor. I had an appointment for the following week for the maintenance. I received an email that the technician was here, however no one showed. Then had email stating job was completed. I tried to contact Sears and Cinch just to be told by the automated phone service that no representative was available at that number. I scheduled for a return service for the job and had to pay for a second diagnostic for the same problem, however no one showed again. I got the same notification technician was on site and got an email showing parts and labor. It was the same technician that was supposed to show the first time. The technician also wrote that the supervisor advised closing the job. Why did they charge parts and labor when they didn't show? I got a separate company to come out and I was told the unit is fine that the drain line was plugged, after he unplugged the drain line everything is working as advertised. When Sears called about the job I let them know that no one showed and I was going to call a company I could trust.
Hi Lew, Thank you for bringing this to our attention. We understand your concerns regarding the service experience, appointment notifications, diagnosis provided, and communications surrounding this claim. We have reviewed the account and are currently looking into the circumstances you described, including the appointment history and service documentation. A member of our team will be following up directly to discuss the matter further. We appreciate the opportunity to review your experience and address your concerns. Sincerely, Angela
Reviewed July 3, 2026
Have been waiting for 5 weeks for my refrigerator to be repaired, Have been calling the call center to escalate and no results. They keep saying they are waiting for their team member to respond. **
Ali, Thank you for bringing this to our attention. We understand how frustrating it is to be without a refrigerator for an extended period of time, especially when you've made multiple attempts to obtain updates and assistance. Our team is actively looking into the matter and will follow up directly to discuss the status and next steps. We appreciate your patience and the opportunity to address your concerns. Sincerely, Angela
Reviewed July 3, 2026
Cinch Home Services was included with our home purchase in ’23 and we've continued it since. It's like any home warranty. They wanna put band-aids instead of fixing the problem. if there's a problem, the techs will come out and do the very minimal thing. They look for any possible way to not have to pay for something. Ordering parts is difficult and I have to wait. We had a refrigerator that we had to get parts for. Cinch sent the guy out to diagnose it, and then he ordered parts. But they never came. It took about a month before it got fixed.
One thing I don't like about Cinch is that they seem to charge a deductible per appliance. If I'm having a problem with my refrigerator and also with my washer and dryer, even though they're all appliances and they send out the same appliance guy, they want to charge me two deductibles, which is ridiculous. With other home warranty companies, if you have a refrigerator, dishwasher, and microwave all giving you trouble, you pay one deductible, and the techs come out and fix all three. Cinch is a catastrophic plan that is better than nothing, but be prepared to still pay quite a bit on repairs. People should look around and see if there's a better company out there.
Thank you for sharing your experience and for choosing to continue your coverage with us since your home purchase. We appreciate your feedback and understand your concerns regarding repair timelines, parts availability, and service fees.
We recognize that waiting for parts and repairs—especially for essential appliances like a refrigerator—can be frustrating. While parts availability is often dependent on manufacturer and supplier inventory, we understand the impact these delays can have on homeowners and are continually working to improve the service experience.
Regarding service fees, they are assessed per covered trade/service request in accordance with the terms of the home protection plan. We understand that different home warranty companies may structure their coverage and service fees differently, and we appreciate your perspective on this aspect of the program.
Thank you again for taking the time to provide your feedback. Customer insights help us identify opportunities for improvement and better serve our homeowners.
Reviewed July 1, 2026
What a joke. What in thought would be an easy warranty company has turned into a cluster. Fixing air conditioner is easy. I can call someone out and just pay for it within 1 day. Going through cinch is a process and they lie. I heard 24 to 48hrs, then I hear someone will be out tomorrow to fit it but the actual technician hasnt even gotten the ok to do anything and then I hear oh they are reviewing it so a other 24 to 48hrs to fix it. If you're wondering if its worth it....no. Save up money monthly to fix problems that may come up. Soooo frustrated!
Kayla, Thank you for sharing your feedback. We're sorry to hear that your recent claim experience has been frustrating and did not meet your expectations. We understand how important air conditioning service is, especially when you're waiting for updates and repairs to move forward. We have located your claim information and would like the opportunity to review the concerns you've raised regarding communication, service timing, and claim handling. A member of our team will be reaching out directly to discuss your experience and see how we can assist. Sincerely, Angela

Reviewed July 1, 2026
Cinch has left our family without AC for 2.5 months (and counting) in the summer heat, with 3 small children in the house. We have called dozens of time, sent multiple emails, paid our monthly payments and deductible…and they refuse to escalate the situation. We’ve had to take weeks off work now with the combined days we’ve spent waiting on repair companies that do not show or drop the case after their visit. And yet each time we reach out to cinch their only resolution is to start over with another company. We are at a complete loss on what to do to get this resolved and so frustrated with our experience.
We’re truly sorry to hear about your experience and can understand how stressful this situation must be. This is not the experience we want for any of our customers. Delays, missed appointments, and lack of follow-up are not acceptable, and we regret the frustration and disruption this has caused your family. We take concerns like this seriously, particularly when service has been ongoing for an extended period without resolution. We’ve identified your account and are escalating this for immediate review. A member of our team will be reaching out directly to help move this forward and work toward a resolution as quickly as possible. Sincerely, Angela
Reviewed June 30, 2026
Cinch Home Services denied most of the labor reimbursement for my AC repair even though the manufacturer warranty covered only the part. I paid $806 out of pocket. Cinch offered $187.50 and refused to provide any contract section supporting their decision. Their contract states they are secondary coverage, yet they did not cover the portion not covered by the manufacturer. Their refusal to cite contract language and reliance on internal cost caps raises concerns about transparency and fair business practices.
Marc, Thank you for your feedback. We’re sorry to hear about your experience and understand your frustration regarding the reimbursement decision. Our plans are designed to coordinate with manufacturer warranties, and coverage is based on the specific terms and limitations outlined in the agreement, including how labor and parts are handled. That said, we recognize the importance of clear communication, especially when it comes to claim outcomes and contract details. We’ve located your information and a member of our team will be reaching out directly to review your claim and go over the decision in more detail. We’d like the opportunity to address your concerns and ensure everything was handled appropriately. Sincerely, Angela
Reviewed June 26, 2026
If you are thinking of using this company, RUN. If you have not signed up with them, RUN. If you even come close to hearing their name, RUN. I signed up with this fraud company a few years back when I was walking at Sam's Club and didn't know that they are nothing but a fraudulent and crooks warranty company. They don't cover parts without making you pay a bigger portion, saying "this is not a covered part."
And just to add insult to injury, they refuse to accommodate me with a hotel reimbursement since "thus is not covered by my contract." They expect me and my family to stay hike with a temperature exceeds 95 degrees.
I've been a customer with other warranty companies in the past and I was never treated this badly in my entire life. I will contact every government authority and take it up with my attorney to see what my rights are.
If you have this company and waiting to be screwed, cancel and go with a reputable company. After a week, I still have no service or part for my AC in a hot summer.
We’re very sorry for the experience you’ve had and understand how difficult this situation has been. Being without AC while waiting on parts and next steps can be incredibly frustrating, and we sincerely regret the delays and the concerns you’ve raised. We also understand your concerns related to refrigerant costs and coverage, and we’re taking a closer look to ensure everything has been handled appropriately in line with your agreement. We are reviewing this further and will be following up directly to discuss your options and work toward a resolution as quickly as possible. We appreciate your patience while we work to move this forward. Sincerely, Angela
Reviewed June 24, 2026
Cinch home warrenty consistantly finds reasons to not cover claims to the fullest. Every single appliance that I had them come and care for under my warranty, they found loopholes as to why many of the parts were not covered. They also give you monthly option but fail to tell you if you are not satisfied with them due to them not paying for the repairs or replacement after you use them, you then have to continue to pay for the entire year of service. They also use employees that barely speak English so you have a very difficult time trying to get them to understand what your issue is.
Our goal is always to be transparent about what is covered under the agreement, and we regret if that was not your experience. We would like the opportunity to review your concerns in more detail. Our team will be looking into this matter and will follow up with you personally to better understand what happened and work toward a resolution.
Reviewed June 18, 2026
Updated on 06/19/2026: After getting a notice from Amanda to respond to a private message I did and provided the information requested. Then nothing no call, no text just crickets. I checked the status of my service request today and nothing has changed. There is an abundance of plumbers in Wichita Falls so I don’t understand the delay. There inability to assign this request is concerning because what if I was an emergency repair and got this kind of attention. I am going to cancel with Cinch and go with a Top rated warranty company that a co worker uses and he has had speedy response to his needs in time of need. They may say I am hasty but when I pay for a service I expect service not excuses.
my contract and seek service from another company that is rated the best by consumer guidelines.
Reviewed June 18, 2026
I am extremely disappointed with Cinch Home Services and the way my warranty claim has been handled. My AC has been down for quite some time in Phoenix, where temperatures are around 110 degrees. This is not a minor inconvenience — there is a family living in the home with a four-month-old baby, and I have repeatedly communicated the urgency and seriousness of the situation.
Despite this, Cinch has continued to delay the resolution and leave me exposed to thousands of dollars in costs that should not be falling on me when I have a home warranty in place. The most recent issue is the air handler, which needs to be replaced. I received a message showing a $5,200 total cost, with Cinch covering only around $2,000, leaving me responsible for roughly $3,000 out of pocket.
That is unacceptable. I have maintained a home warranty and have been a loyal customer for quite some time across multiple properties. I expected Cinch to handle this claim promptly and fairly, especially given the dangerous heat conditions and the young family living in the home.
To make matters worse, I personally called the same provider Cinch had used for this unit only a few weeks ago, and he quoted the job at approximately $4,000 to $5,000, exactly in line with the HVAC company who diagnosed the unit and provided a recent estimate to me.
This entire process has been frustrating, stressful, and unfair. Cinch has had every opportunity to resolve this quickly, especially given the health and safety concerns inside the home, but instead the situation has dragged on while the family continues to suffer in extreme Phoenix heat.
I am asking Cinch to take immediate action: approve the necessary replacement, honor the warranty coverage I paid for, reimburse me for any unfair out-of-pocket costs, and resolve this claim without further delay. Customers pay for a home warranty so they are protected in exactly this type of situation. Cinch needs to do the right thing and make this right immediately.
Reviewed June 17, 2026
Will await your response as we are without hot water in our home. Thank you
We’ve located your account and claim, and a Resolution Specialist will be reaching out to you as soon as possible to assist and help move this forward. We appreciate your patience and the time you’ve been with us, and we’re committed to getting this addressed for you.
Reviewed June 17, 2026
When we bought the house, the previous owners gave us a year of warranty with Cinch and we just kept it going. I submit claims through the app and it’s been great. They have my address and I give them the serial number and the model of the piece of equipment. I recently used the warranty for the microwave. The screen works, you can see the time and the thing in the middle would turn the heating element. But what heats it went bad and wouldn’t heat anything. The techs came and had the part installed in less than ten minutes. Everything’s good now.
My mom has American Home Shield, and she hates it. She has to pay a percentage, whether it's a dryer, washing machine, or anything else. If it requires a new one, she has to come up with 30%. She was surprised when I told her I only paid my deductible for my microwave because that microwave is expensive. I paid my deductible to get the dryer fixed when the heating element went bad, and they came and fixed it. She says she needs to change over and I keep telling her to, and that I’ve had zero problems with Cinch.
We also appreciate you highlighting the value of your coverage—knowing what to expect with your deductible can make a big difference. We’re happy to have earned your trust and are here whenever you need us. Should your mom decide to switch, we'd be happy to assist her too!

Reviewed June 13, 2026
Currently we have been without AC for over a month. They only use Sears Home Services and they take forever to schedule and didn’t show up when scheduled
Julie, We’re truly sorry to hear about your experience and understand how frustrating it must be to be without AC for this long, especially with delays and missed appointments. This is not the level of service we strive to provide. We would appreciate the opportunity to review your situation and help escalate a resolution as quickly as possible. A member of our team will be reaching out to you directly to further address your concerns and assist. Sincerely, Angela

Reviewed June 12, 2026
I out in a service order with Cinch on May 28, 2026. The service technician for the service provider came out on May 29, 2026. Several parts needed to be ordered, so I paid for those parts on June 1, 2026..
I received an email from Cinch on Jun 3, 2026, stating the parts were ordered and would be delivered to my service provider on June 5, 2026 and that Cinch would keep me updated on the process.
On June 10, 2026 I emailed Cinch to ask for a update and since I didnt receive an answer, I contacted my technician via their cell phone on June 11, 2026, because Cinch had a wrong number for my service provider.
The technician and I talked on June 11, 2026, at 141pm. They said tgey had contacted Cinch as was told that the part would be delivered NLT 2pm on June 11, 2026 by Amazon.
The technician texted me at 634am on June 12, 2026 notifying me that the part had still not come in.
I called Cinch and asked for a supervisor. The supervisor, "Ray," stated that the part was delivered on June 5, 2026 but, but he couldn't tell me the address, when I confronted him about what they told the technician he said he would call the technician.
I explained to Ray that I needed my clothes washed for work in the next 5 hours and that, because of the location of the service provider they gave me which is located over 80 miles away and on a good day, not a Friday, travel 1 way takes over an hour, on a Friday (today), it can take up to 3 hours. I explained to Ray because of my job, I CAN NOT call in on the weekends and that I make OVER $400 just on Friday night, which I won't make if I cant get to work tonight and if I cant get to work tonight, I will be fired.
Instead of Cinch allowing the service provider to order all the parts needed, they force the service provider to order the parts through them. If the service provider had been able to order the parts themselves, the part would have been in on June 5, 2026. Now, the parts ordered are missing and I will have to call in to work and be fired.
Cinch DID NOT keep myself or my technician informed of anything. Cinch couldn't even tell me the tracking number for my order.
I am a disabled veteran who is taking care of my disabled veteran mother and to have to put out this extra money ($150 just for the service and $180 for the parts) put us in a bind. No laundry businesses are out by my location and with me working a 12 hour overnight shift, I can't go without sleep prior to work.
The communications with Cinch Customer Service is horrific, to say the least. The monthly amount I pay, $109, plus the additional $150 and the $180, that's $439, already more than I clear in 1 night, makes the situation worse.
DeAnna, We’re very sorry for the frustration and disruption you’ve experienced, especially given the urgency of your situation. This is not the level of communication or follow-through we aim to provide, and we understand how concerning these delays have been.
At this time, your claim is actively under review, and a member of our Resolution Specialist team has already been assigned to your case. They are working to fully reconcile the part order status, address the communication gaps, and move your repair toward a resolution as quickly as possible.
We recognize the importance of timely updates and clear coordination, and we regret that this has not been your experience. Our team will be in contact with you directly to provide updates and next steps.
Please know we are committed to getting this resolved for you and appreciate your patience as we work through this matter. Sincerely, Brooklyn
Reviewed June 12, 2026
I like how quickly Cinch responded to my calls. I had some issues with my heating as soon as I moved in from the people who renovated the home. Cinch was able to get someone requested and sent out within a day or two. So, it was very fast service. They also picked really quality people to come work on my home. The contractor was fantastic. They were very knowledgeable. They were very frank about what was going on with my system, instead of dancing around the issue. So, now I trust the HVAC team that I have working on the house. That was really nice.
We had a secondary follow-up claim. We found that there were more things wrong with my HVAC than we had initially thought. It was not the fault of Cinch or the people they sent out. We just didn't realize there was more going on to my system. When we dispatched it a second time, I liked that we were able to keep it under that first bit of warranty because they knew we were still having the same issue. We just hadn't found the full set of solutions. So, they were able to redispatch my person. We were able to figure out the secondary issue that was still causing what was happening to go wrong with my HVAC system. I appreciated very much how quickly Cinch was able to handle my cases and that they also checked back up on me afterwards. But they could improve on making sure I know what my options are and have access to making sure I'm paid up online. That was a little tricky for me to figure out, but I needed to get it figured out.
We also appreciate your understanding with the follow-up visit and are happy we could continue working toward a full resolution. Your feedback about account access and visibility into options is helpful, and we’ll keep it in mind as we improve. Thanks again for choosing Cinch!

Reviewed June 11, 2026
Withy a doubt this is the absolute worst company. Customer service outsourced to Asia and the reps are patronizing and annoying and ultimately fail to resolve issues.
Sherry, We’re sorry to hear about your experience and understand how frustrating it can be when your concerns aren’t resolved the way you expect. That’s not the level of service we strive to provide.
Please know that we’ve already assigned a member of our Priority Resolution Team to your case. They will be working closely with you to review your concerns and assist with your claim needs to help move things toward a resolution.
We appreciate you bringing this to our attention and the opportunity to make this right.
Sincerely, Brooklyn
Reviewed June 11, 2026
I've had Cinch Home Services for three years. It was part of the home warranty when I bought the house, and I renewed it for peace of mind. I submit claims by phone, and it goes smoothly. The only time I've had to use Cinch was when my washer broke down. I was tremendously grateful because I got a new washer out of the deal. By the time everything was said and done, it took a month to get the washer.
Marilyn, Thank you for being a loyal Cinch customer. We’re delighted to hear your satisfaction with our service and your new washer outcome. We understand the wait wasn't ideal and continuously work to enhance timelines for exceptional service moving forward. Your insights are truly valued as they help us strive forward.
Reviewed June 10, 2026
We haven’t been able to use our kitchen since kitchen it raises the heat 5-7 degrees.
And now the other unit is running so much that it’s starting to get low and easing the heat upstairs as well.
Michelle, We're sorry to hear about the delay and inconvenience you are experiencing with repairing your A/C unit. The comfort of all family members, including your young child, is essential to us. Your situation with the part delivery decision is concerning, and we are escalating this to ensure swift action. We're committed to addressing both your unit's issues and the inefficient coverage process. We have located your account and will assign a resolution specialist to follow up with you directly. Sincerely, Brooklyn
Reviewed June 10, 2026
I've had no problems with Cinch Home Services until recently. I don't like to do submit claims online. I like to talk to a person. But I usually have not had any problem submitting claims. I recently had a range hood issue. The first company never got back with me, and they never came to see what was wrong with it. They had asked me what was going on with it. I explained it to them, and I took pictures of it. They were supposed to order parts. But the day they were supposed to come to install it, they never showed up. And when I tried to contact them that day, they said they were running late, and that was 2:30 in the afternoon. I never heard from them after that. So, I called Cinch, and they had another company come out to do it. It has been going on six weeks, and I still haven't got the ranch hood fixed. I'm not blaming Cinch. I'm blaming their contractor. But other claims were handled very quickly and efficiently. This last one is just a chore to get done.
Ronald, We appreciate you taking the time to share your experience and are glad to hear that your previous claims have been handled quickly and efficiently. At the same time, we’re sorry to hear about the delays and communication issues you encountered with your recent range hood claim. This is certainly not the experience we want for our customers, and we understand how frustrating it can be when a repair drags on longer than expected. We have located your information, and a member of our team will be reaching out directly to discuss your claim and work toward getting this resolved as quickly as possible. Thank you again for your feedback—we value the opportunity to address your concerns. Sincerely, Angela
Reviewed June 10, 2026
Cinch was recommended to me by my Realtor, and they said they were great. I signed up, and my experience with them has been great so far. Submitting a claim has been very easy. Cinch has been easy to deal with. The repairman took care of everything, and there were no issues. I'd recommend Cinch.
Joseph, Thank you for sharing your experience with us! We're delighted to hear that our claims process has been seamless and that the repairman was able to address your issue efficiently. We appreciate your recommendation and look forward to continuing to meet your home warranty needs. Sincerely, Brooklyn

Reviewed June 9, 2026
Cinch home warranty company is without a doubt the worst experience I have had with any warranty company. They don’t communicate with you and their 3rd party repair company in San Antonio Tx is worse.
Hi Ozzie,
We’re truly sorry to hear about your experience and understand how frustrating the lack of communication has been, especially with your recent service.
We’ve located your account and want to assure you that our team is actively working toward a resolution. A specialist is reviewing your case and will be in touch to address your concerns and provide updates.
Thank you for bringing this to our attention, we appreciate the opportunity to make this right.
Sincerely, Brooklyn
Reviewed June 9, 2026
I've been with Cinch ever since I purchased the home, which was in January of this year. So far, it's been okay. I wish things would get hastened a little bit more. Currently, my home is without any central air due to the HVAC not really working. And when that happened, I had to put in a ticket for someone to come out and check it.
Then, the technician checked it, and the ticket was closed out. But the technician had conversed with me that the whole thing would, more than likely, based on looking at it and researching it, that it would need to be replaced, but then I had to go around and open up another ticket. That could be a bit exhausting to have to continuously open up tickets for things. But right now, I have two young boys and I'm not quite thrilled that I've been going without any central air for a little over a month now just to get something to get that HVAC replaced. Because that HVAC came with the home.
And unfortunately for me, I guess whoever the previous owners were did not maintain that HVAC properly. So I'm left with this now, and in this situation, with the AC in the window, and my poor boys have fans in their rooms. At this point, I'm still waiting to hear back from Cinch with an update. This is my first experience with them in having to have something resolved. Even though the tickets are a bit tedious, I appreciate them because that provides a track record of things that have been taken care of or looked into. Their organizational skills keep it organized and structured.
Tasheda, Thank you for sharing your experience and for choosing Cinch after your home purchase, we truly appreciate your feedback.
We’re very sorry to hear about the challenges you’ve experienced with your air conditioning, especially while caring for your young boys during this time. We understand how difficult and uncomfortable it can be to be without central air for an extended period, and we regret the delays and inconvenience this has caused.We also recognize your frustration with having to open multiple tickets, and we appreciate your patience as the process moves forward. While our system is designed to keep everything documented and organized, we understand how repetitive it can feel when you’re dealing with the same issue.
Please know that we are actively looking into your air conditioning claim and working to gather the necessary information to move things toward a resolution as quickly as possible. Our goal is to ensure you receive a timely and appropriate outcome.
We truly appreciate your understanding and the opportunity to make this right. - Brooklyn
Reviewed June 9, 2026
No matter what you get, Sears comes out, in general, which normally is not a problem. They've been great on things like appliances. I had an issue last year with the heating and air. But what I had after a while of going round and around with Sears Heating & Air, I finally asked for a different contractor. Cinch did send me a different contractor, who fixed the problem instantly.
I had no heat from November to February on my downstairs unit. And they came out 12 times and could not figure it out, couldn't get on the same page. It had nothing to do with Cinch. It had to do with the local Sears. I called and asked for a supervisor and explained what was going on, and asked for a different contractor. And they did, in fact, send me a different contractor. The frustrating part was when the new contractor came out. He pulled a hose off with his finger and put his thumb on it. The unit fired right up.
He said, "Ah, the pressure regulator's bad.” He went to his truck, put it on. It was done in five minutes. I had no heat for four months, but it literally took him $9-part and five minutes to fix it with appropriate tech. So, frustrating. But again, it wasn’t really Cinch’s fault. Luckily, it was just my downstairs unit. I had heat upstairs. But something so simple, the guy fixed it so fast. But again, that was really on Sears' thing. Cinch sends me the people who are supposed to be able to fix it. Unfortunately, my local Sears HVAC guys are not that good. Luck of the draw.
I don't know that I blame Cinch for that as much as Sears. They’re kind of all one and the same, but when I did call and ask for something different, they did send me something different. We got it resolved, and I haven't had a problem since. So, I'm trying not to blame Cinch for the fact that some incompetent worker showed up with a company you would think is good, like Sears. All of my other work that Sears has done, like on my dishwasher, has been amazing. They come, they get the parts, they fix it. Boom, no problems. This was the one time that I had an issue. But like I said, when I did talk to somebody higher up, they did what I asked and sent me a different company, and that resolved the issue immediately. So, good on Cinch for fixing it. Sucks that it took that long. But part of that was me being nice and not wanting to complain.
Reviewed June 8, 2026
The home warranty with Cinch was included in the purchase of my home and based on my experience, I have peace of mind and I see value. Submitting a claim was simple. It was just a few clicks on their website and a tech was sent out within the first couple of days. But nothing was found. It’s our range and it’s acting up so I kept track of the symptoms of what it was doing and sent it to the tech through email. I called and he said he never got it. It was in his junk folder, so he didn’t really look. He came out a second time and then it was determined that it needed two parts and that was the last I heard from him. He has been unresponsive and hard to get a hold of. We're a little over a month on the claim. I’ve reached out to Cinch and they could see that one part was delivered, but I’m not sure they had information on the second part. I’ve reached out two or three times to the technician on the claim, and I still haven’t heard back.
Melody, Thank you for sharing your experience, we’re glad to hear you’ve found value in your coverage and that submitting the claim was easy, but we’re very sorry for the delays and lack of communication you’ve encountered with the technician.
We understand how frustrating it is to be waiting on updates, especially after parts have already been ordered. This is not the level of follow-through we expect, and we appreciate you bringing it to our attention.A member of our team will be reaching out to you directly to review your claim, help coordinate next steps, and ensure your repair moves forward as quickly as possible. We’re committed to getting this resolved for you. Sincerely, Brooklyn
Reviewed June 8, 2026
I started with TotalProtect and it’s been about 20 years that I’ve been with Cinch. Submitting a claim has been good. I just call and tell them my problem. I’ve been getting very good quality from the contractors. I had three claims going all at once at around the same time. One for the washing machine, another for my stove and I had an electrical problem wherein parts of my plug went out. The techs examined the situation and took care of the issues. They worked together. The only thing was that the delivery people didn’t connect the stove replacement and Cinch promised to pay me $100 to get my own electrician to come out and connect it. But I never got the check. Still, Cinch is very good and conscientious about taking care of your situation.
Annie, Thank you for being with us for 20 years and sharing your recent experience. We're delighted you've experienced quality service from our contractors and that the claims process has been smooth. We apologize for not receiving the promised reimbursement for the stove installation. Please contact us so we can resolve this promptly. We appreciate your loyalty and look forward to continuing to meet your home protection needs. Sincerely, Brooklyn
Reviewed June 8, 2026
I was with Cinch for five years and the only two claims I’ve ever submitted went fairly well. The claims people did their job and asked questions. But for the first claim, there was a bit of confusion on my end. It seemed like online was the more streamlined, and the telephone service piece was a little bit disconnected. It needed to be a little more beefed up or user-friendly. The first claim was for a garbage disposal replacement and the people were out fairly quickly and had a friendly voice and tone. So, it was good. The tech that came out was great. He was clean and friendly. He was able to quickly do the job. He showed me where and how the garbage disposal was gonna be hooked up and even improved the line from the dishwasher to the garbage disposal.
I’ve had Cinch for several years but I just cancelled or paused it, because in the last three years, I've noticed an increase in the yearly subscription. And then I've noticed that for replacement items, everything seemed to be decreasing. In the risk versus benefit type of scenario, I spent $800 to maybe only get $1000 back. It didn't seem to weigh in my favor. I’d rather, at that point, just keep the $800 and wait to see if something happened. With water, I’ve had a few things happen in the past that I handled out of pocket, like a door leak and other structural issues.
I had a hot water tank issue, and I realized it was water again and I needed to get it fixed. I quickly had it remediated and taken care of, and then afterward, I realized I had a home warranty. I did not go through Cinch and the whole process solidified my decision to give the home warranty to friends or anyone who has that benefit, because maybe they can get it at a better rate. Home warranties often get a bad rap for wanting to deny everything, and they could have easily denied my claim because I didn’t go through a preferred vendor. I had also bought a unit that was a bit of an upgrade and not like-for-like.
There were a lot of reasons they could have denied it. I didn’t have the serial number, and there was some back and forth about getting the serial number from the old unit, but it had already been thrown away and I had no idea what it was. Even with those issues, it ended up being a very positive experience. Being a recurring customer over the years, I’d want to see Cinch drop the rate instead. The bell curve for that didn’t meet my needs financially from a homeownership perspective. If there was something with more customer value, that probably would have kept me in the loop a little longer.
Michael, Thank you for sharing your experience and for being a Cinch customer for five years, we truly appreciate your loyalty and thoughtful feedback.
We’re glad to hear that your claims experience overall went well and that the service providers you worked with were professional, friendly, and efficient. It’s great to know the garbage disposal repair left a positive impression and that the technician went the extra mile during the visit.
At the same time, we understand your concerns regarding the online versus phone experience and the rising cost of coverage compared to the perceived value. Your feedback on pricing and coverage balance is important, and we recognize how those factors play a significant role in your decision to continue a plan.
We also appreciate you highlighting your hot water tank experience. Even with challenges like missing information and work completed outside of the preferred network, we’re glad we could still provide a positive outcome, that’s the level of flexibility and support we aim to deliver.
Thank you again for your honest insights. They help us identify opportunities to improve both our customer experience and the value we provide. We’re grateful you’ve recommended home warranties to others and hope to have the opportunity to serve you again in the future. Sincerely, Brooklyn
Reviewed June 7, 2026
It took some time to get the parts, but some parts were maybe from out of the country. But Cinch Home Services is good at rescheduling based on the parts availability. It's above my expectation. I would recommend Cinch to friends if they're buying a house. I will continue to renew it. It's easier to have people find those technicians instead of me trying to find one, especially in this place where you don't have a lot of technicians around. They drove far from other parts of Iowa to here.
Shu, We're thrilled to hear about your positive experience with Cinch Home Services. It’s great to know that our knowledgeable technicians provided timely and professional service, and we're glad that the repair exceeded your expectations despite the parts delay. We appreciate your recommendation and look forward to continuing to serve your home warranty needs. Thank you for sharing your feedback and for choosing us. Sincerely, Brooklyn
Reviewed June 7, 2026
Our claims experience with Cinch was easy and straightforward and we got it done. All in all, it was good. The technician was professional.
Austin, Thank you for your positive feedback! We're delighted to hear that your claims experience with Cinch was easy and that you received professional service from the technician. Your satisfaction is important to us, and we look forward to being your trusted home service partner! Sincerely, Brooklyn
Reviewed June 7, 2026
I purchased an older home, which had an older air conditioning unit, and I didn't know if it was going to last the time that I was in the house or not. So, I got Cinch. I've submitted claims both online and over the phone, and it was easy. The techs were fine and I didn’t have any problems with their work.
Karen, Thank you for your positive feedback! We're delighted to hear you found our claim process straightforward and effective. It's our goal always to provide efficient solutions for your home care needs, and it's great to know our technicians met your expectations. We appreciate your choice to rely on Cinch and look forward to the ongoing service of your home warranty. Sincerely, Brooklyn
Reviewed June 6, 2026
The air conditioner would not turn off and it iced over on the unit. We submitted the claim to Cinch online and it was easy. Sean, the guy who repaired our air conditioner, was terrific and very pleasant. He knocked each time he had to come in and out of the house. He didn't just barge in. He told us everything that was going on and he did it so that we could understand it. He was very respectful and professional. We would love to have him come back if we ever need him again. And I would recommend sending the same technician out to everybody. He was excellent.
Linda, Thank you for sharing your positive experience with Cinch Home Services! We're glad you found the claims process user-friendly and that Sean provided exemplary service during your air conditioner repair. We aim to deliver respectful and professional service to all our customers. We're thrilled to know he exceeded your expectations and appreciate your recommendation. We look forward to continuing to meet your needs in the future. Sincerely, Brooklyn
Reviewed June 6, 2026
Cinch Home Services used to be a different company when I first bought my house in July of 2011. They took care of everything that broke in my house. Submitting claims has been good. I liked the guys Cinch sent out. They did a good job. Real professional.
Gary, Thank you for sharing your experiences since 2011. It's wonderful to hear that your claims process has been smooth and our technicians have left a positive impression with their professionalism. We're glad to provide you with trusted service throughout the years. We look forward to continuing to serve you and helping with any home warranty needs! Sincerely, Brooklyn
Reviewed June 6, 2026
I got Cinch when I bought the home. I've had it since November, and I have no complaints with the service. We're happy with the response rate and how the process went. It was fast. The contractor was excellent.
Mike, Thank you for sharing your positive experience with Cinch. We're delighted to know that our response rate and process met your expectations and that our contractors provided excellent service. We're committed to maintaining a high standard of service and are glad we could assist you to your satisfaction. We appreciate your feedback! Sincerely, Brooklyn
Reviewed June 5, 2026
Cinch came with the house when I bought it and it’s been five years since then. I've had many claims over the years and calling them in is easy enough, although the automated system can be a pain to get to the right spot. Once I get to somebody, they tell me how much it costs, I pay that, and then they continue. I've had work done on the dryer, microwave, convection oven, stove, air conditioning, furnace, pool pump, dishwasher, refrigerator, and electrical too. The electrical people couldn't figure out the problem and said there was nothing they could do. But the guys for the furnace, the dishwasher and the dryer were good. There were a couple of other ones who said they didn't have anybody in our area because we're out in the middle of nowhere. So, it still cost me the money to make the claim, but nobody ever came out to fix anything. So, I didn't like that part.
Cinch would rather repair something 50 times before they replace it. Because if they do, people would tend not to renew the warranty on it because they got a brand-new one. I've had the same thing repaired over and over. I called them to get the dryer fixed and it cost me 200 bucks to get a $7.80 part fixed. One time, the dishwasher guy came out and it cost me 150 bucks. He ordered electrical parts and a new pump, and two weeks later, the parts came in. He showed up and said it was just the wires disconnected. He should have looked at it the first time. He then said I could keep the pump and he was taking the electrical parts. Then he said it was all done. I said the dishwasher was still not cleaning right. He said it should. So we jacked with it for a little bit and water started running out on the floor. It was still not right and he started to take the pump off. He never put the stuff back together when he left, and it leaked all over the floor.
He also told me that if it takes more than 30 minutes, he wouldn’t do it. I took the dishwasher out and had it sitting on the floor for him. I ended up replacing the pump myself. It leaks, but we’re living with it right now because the dishwasher was $1,000 and I'm not replacing it yet. It went okay and he was a nice guy. At the same time that he was there working on everything, my dryer went out for the third time. He said he didn’t do dryers but he looked at it and said the problem was the fuse. He put a new fuse in and gave it to me for free. And the dryer worked great.
About four or five years ago, right after we moved in, a tech came out to work on my furnace. I have two units in the house, and he red-tagged the upstairs gas furnace and condemned it, saying I couldn't use it anymore and I need to get a new one. I put a claim on it, and Cinch sent a guy out. He said the burners weren't cracked, so he was going to try to fix them and get them working. I told him the previous technician had condemned it, and now he was saying he could repair it. He explained that they weren't going to replace it and would only do repairs on it. I said okay and let him repair it. He put foil tape on it and said it was the best he could do. I asked why not just replace it and he said Cinch won’t do it. It’s their policy and they’re only going to keep repairing it. He has seen them throw thousands of dollars at something that only cost 500 bucks, which was what we were doing to the gas furnace.
He fixed the gas furnace enough. He jury-rigged it so that it works. But now, it's not red-tagged anymore and I can heat up the upstairs in my house. Cinch replaced the condenser unit outside, but wouldn't do anything to the furnace on the inside. Then the circuit board went bad on the main unit and the tech fixed it. I said it was 30 years old and they would only repair it. And I told them to do it.
We keep paying Cinch to get stuff fixed. Because we had a power surge here and it burned up my pool pump, my double oven, my stove, and my convection oven. The tech tried to repair the refrigerator but he couldn't get it done. So, Cinch sent us a check to replace it. I'll still recommend Cinch to people because they at least get stuff repaired and we're out in the middle of nowhere. My experience has been a little bit above average. They seem like a nice company that tries to get the stuff done. If it wasn't for the warranty, I'd have ended up buying a lot of things new. I always recommend having a home warranty with a house.
Charlie, Thank you for taking the time to share such a detailed review and for being with Cinch for the past five years, we truly value your loyalty and your honest feedback.
It’s great to hear that you’ve had positive experiences with several of our service providers and that your coverage has helped with multiple repairs over the years. At the same time, we understand your frustration with certain service experiences, delays in locating providers in your area, and situations where repairs didn’t meet expectations. That’s not the level of consistency we aim to deliver, and your feedback highlights important areas where we can improve.
We also appreciate you sharing your perspective on the repair versus replacement process. Our goal is always to follow the terms of the plan while providing the most practical resolution, but we recognize how repeated repairs or service issues can feel frustrating, especially when dealing with older equipment.
Your comments regarding the dishwasher service and provider communication are especially concerning, and we would welcome the opportunity to review that experience further to ensure it’s properly addressed.
Thank you again for your candid feedback and for continuing to recommend having a home warranty. We’re glad to hear your overall experience has been above average, and we remain committed to improving and providing you with a better experience moving forward. Sincerely, Brooklyn
Reviewed June 5, 2026
I had an issue with our refrigerator and submitting the claim to Cinch was pretty easy. I just submitted it online. The only mixup was that there was a $100 co-pay and they went ahead and took the co-pay out on a credit card. But when the guy showed up to do the work, he said I owed $100 co-pay. Then he called and got it straightened out. So it was no problem. He knew what the problem was right away and fixed the refrigerator. He checked to make sure payment went through and then he left. He did the work in a timely manner and kept everything as clean as he could. He did a good job. That's the only time I used Cinch and it went real smooth.
Jeff, Thank you for sharing your experience with Cinch. We're pleased you found the online claim submission simple and that the technician resolved the refrigerator issue smoothly. We're sorry for the initial payment mix-up, but I'm glad it was quickly settled. We aim to deliver a seamless experience and appreciate your positive feedback. We look forward to serving you for any future needs. Sincerely, Brooklyn
Reviewed June 5, 2026
I've been protected with Cinch Home Services for the last three years. It's good coverage. It was cheaper than the one that I had when I first bought the house. I've only submitted one claim. I called them. It was easy. Cinch did good service that one time that they sent out a contrcator. Also, the contractor was great.
Judith, We're delighted to hear about your positive three-year experience with Cinch Home Services. It's great that you found the coverage cost-effective and submitting a claim hassle-free. We're thrilled to know that the contractor met your expectations as well. Thank you for your continued trust; we’re dedicated to ensuring you remain satisfied with your coverage. Sincerely, Brooklyn
Reviewed June 4, 2026
Updated on 06/16/2026: Cinch still has not resolved our claim. I spoke with their representative Wendy to try to get a resolution and she requested we send a receipt for the purchased coil. When I tried to call her back and speak with her again about the issue, she didn’t answer my calls or return my call from the message I left. Its been a week bow going on two weeks. No call back and no follow up. We ended up having pay for a new unit out of pocket because they refused to return our calls and replace our unit. I read another review where the customer said he had replaced the coil and the unit is shorting and he still haven't heard back from them. The exact same situation happened to us and we too have a small child at home. I suggest anyone leaning towards purchasing a warranty for this company, please read the reviews and save your money and time. They will only patch things but when it’s time to replace them, they will find a loop hole and deny the claim. Also, ask them about their silent buyout policy that they aren’t straight forward about. If they send you a check to replace the part because its taking them forever to get the part, they consider this a buyout. Be aware of this company. We have been with them for over 15 yrs and been in our house for 20 yrs and when our unit failed, they denied the replacement. We have given them in the 15 yrs we have been with them enough money to cover 2 new units. Also, if you have a old AC unit and they no longer make that model, don’t allow them to replace the coil that mismatches the unit. Your unit still will not work. The unit must match the coil in order for it to work. They will be quick to want to replace the coil knowing that the whole system need to be replaced especially if its an older unit. Learn from our ordeal and other experiences. Read the reviews about all the hassle people are getting when it comes to replacing their AC units.
Original Review: We started having issues with our AC unit last year towards the end of summer. Cinch sent their repair company Sears out to look at, and he said he couldn't find anything wrong with it. The service company put refrigerant in it, and we had to pay them out of pocket being that Cinch only pays $10 per pound. That lasted out through the summer. Here we are again approaching the summer and in April it went out again. Cinch sent another company to look at, and they were just as incompetent. Then they sent a 3rd guy out and he was phenomenal and he stated that the unit needed to be replaced. He put in the diagnosis, and they sent him back out here to seal a possible leak and add more refrigerant that we had to pay for again and it went back out. They sent him back out to take more photos to confirm his diagnosis of us needing a new unit and Cinch denied the claim stating that it was not covered under our plan which is not true. In our plan, it specifically states that if the AC can't be fixed, they will replace it up to $10,000. They even advertise this to customers as a selling point. We have a 6yr old son and we have been without AC for 2 months now and we live in Mississippi where temps are already in the 90's. The reason people purchase home warranty's is to cover cost in case their appliances or ac goes out and need to be replaced being that it can be costly. They are definitely false advertising what they will cover and its not right because people work too hard for their money to just throw it away. We have been with Cinch for about 15 yrs and have never missed a payment but when its time for them to do what they say they would do, they denied us. This is right or fair to my family to have to sit in this Mississippi heat without AC and have a small child at home because they refuse to commit to what they say they would cover. I am planning on reporting them to our state attorney general's office as well as the better business bureau.
Tyrone, We’re sorry to hear about the challenges you’ve experienced with your AC system, especially given the impact on your family.
Upon review of your claim, payment was issued in April to address the failed component; however, our records indicate that the component was not replaced following that payment. This has contributed to the continued issues with the system.
A resolution specialist will be contacting you directly to review your claim and provide a detailed explanation of the coverage and next steps.
We appreciate your long-standing history with us and thank you for bringing this matter to our attention.
Sincerely, Brooklyn

Reviewed June 4, 2026
As a paying customer, I expect the company and its contractors to show up, accurately document appointments, and complete the repairs I am paying for. Instead, I spent weeks dealing with missed appointments and poor communication. I cannot recommend this company based on my experience.
Laverne, We’re very sorry to hear about your experience and the repeated inconvenience this has caused.
We understand how frustrating it must be to take time out of your day for scheduled appointments, only to be told no one was home, especially when that was not the case. This is not the level of service we expect from our technicians or service partners, and we sincerely regret the delays and miscommunication you encountered.
Your feedback is important, and we will ensure it is shared with the appropriate teams for review. A resolution specialist will be reaching out to you directly to further discuss your experience and assist with moving your claim forward.
Thank you for bringing this to our attention.
Sincerely, Brooklyn
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