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Cinch Home Services Reviews

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Edited by: Liz Bingler
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About Cinch Home Services

Cinch Home Services is a home warranty company that’s been in business for over 45 years. It offers three types of plans and different service fee options for flexible pricing. It also offers a 180-day workmanship guarantee and coverage for unknown preexisting conditions and mechanical failure due to rust and corrosion damage.

Visit www.cinchhomeservices.com
Pros
  • Offers three combination plans
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Service fees of up to $150
  • No systems-only or appliance-only plan

Cinch Home Services Reviews

Over 10k reviews since 2014

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    How do I know I can trust these reviews about Cinch Home Services?
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    Page 3 Reviews 75 - 225
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    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed July 24, 2026

    Complete fraudsters and crooks. Have sewage backing up in my basement, they sent out a plumber and all he did was look at it and say it must be backed up at the street, which is outside my house and not covered by warranty. I called the county to make sure the sewer line was clear from my house to the street. They came out and did that. Then when I called them back to say the line is clear outside my house and the problem is inside the house they made me gather emails, a signed letter on county letterhead saying they cleared the lines to the street, and sent them pictures of sewage overflowing and backed up in my basement. They ended upholding their denial when I sent them all the proof that the backup was in the house and not outside the house. Meanwhile we are going on a week of having standing sewage in our basement. Home warranty companies will do anything to avoid spending their money. They are in breach of contract and I will be pursuing legal action.

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    Response from Cinch Home Services

    Thank you for bringing this matter to our attention. We sincerely regret the frustration and inconvenience you've experienced, especially given the nature of the plumbing issue and the conditions you've described.

    We take concerns like yours seriously and would like the opportunity to review the situation further. A member of our team will be reaching out directly to discuss your experience, review the claim details, and address any outstanding concerns.

    We appreciate your feedback and the opportunity to look into this matter further.

    TechPricePunctuality & SpeedStaff

    Reviewed July 23, 2026

    So, I'm guessing that Cinch Home Service out bought Sears. When contacting Sears, we are connected to Cinch. Cinch has to be the most unprofessional, unreasonable and disorganised business for home repairs. Without having to write a long exhausting bad experience about Sears, I'm telling anyone who's thinking using this business, RUN. This company is good for dihshornining their contract especially after you pay your deductible and start texting generated AI message that stereotype my neighbourhood by keep rescheduling our ?appointments out

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for sharing your feedback. We sincerely apologize for the multiple appointment reschedules and for the frustration and dissatisfaction this experience has caused. After reviewing your comments, we were able to locate your account and recent claim.

    We understand how important timely and reliable service is, and we regret that your experience did not meet your expectations. A specialist will be reaching out to you directly to review your concerns, discuss the handling of your claim, and work toward a resolution.

    We appreciate you bringing this matter to our attention and the opportunity to address your concerns.

    Profile pic of the author.
    TechPricePunctuality & SpeedMaintenance

    Reviewed July 23, 2026

    I have had the premium Cinch Home Warranty plan since February 2021. I find there is a disconnect between the company and it's contracted repair companies. The most recent was for a dishwasher repair. Because I haven't had good luck with the contractors they use, I checked the company they scheduled and I found that their business license was REVOKED in the state they were registered in!!! Also, as a warning, if a part is replaced under the plan, and it fails outside Cinch's warranty window, they will charge another $150 deductible for the repair, even if the part is STILL UNDER the manufacture's warranty. I will be shopping for another warranty company when this plan expires. One in which I can choose my own repair company.

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    Response from Cinch Home Services

    Thank you for sharing your experience. We regret to hear about your concerns and understand your frustration. Cinch requires all of our service providers to maintain active business licensing and insurance in accordance with our network requirements, and we take any concerns regarding a provider's credentials seriously.

    We are currently reviewing the details of your claim and the concerns you've raised regarding the assigned service provider. A member of our team will investigate this matter thoroughly to ensure it is addressed appropriately.

    We appreciate your feedback, as it helps us improve our processes and service experience.

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedStaff

    Reviewed July 22, 2026

    I bought a house and chose Cinch for the home warranty that was required. Submitting claims has been fast and fairly easy. I do everything online, and they send texts indicating what is going on. Then, the service people come out. Sometimes, they call. There may have been one call with the last service I had between the serviceman coming out to investigate and them actually doing the work, but that was just to inform me what was occurring.

    The technicians that Cinch has sent out have been good, and I have had positive experiences both times I used the warranty. The first time I used Cinch, which was for the AC, I used them as a second opinion. Blue Dot from the first group wanted to replace my whole AC unit. But from what the people from Cinch told me, it didn’t need that. That was four years ago and the AC is still working to this day. There was some minor confusion with costs for the replacement, but it ended up getting explained. Overall, my experience has been pleasant, but some repairs can still be pricey even with a home warranty.

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for sharing your experience. We're pleased to hear that submitting claims online has been simple and convenient, and that you've had positive experiences with the service professionals assigned to your home. It's especially rewarding to know that a previous A/C diagnosis helped you avoid an unnecessary system replacement and that your unit is still running well years later.

    We also appreciate your candid feedback regarding repair costs and the occasional confusion around coverage and replacement options. Home repairs can be complex, and we strive to provide clear communication throughout the process so customers can make informed decisions.

    Thank you for choosing Cinch and for taking the time to share your balanced perspective. We're glad we've been able to assist you when needed and appreciate the trust you've placed in us.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsMaintenanceStaff

    Reviewed July 21, 2026

    I had a very disappointing experience with Cinch Home Warranty. Their customer service was unprofessional, slow to respond, and unhelpful throughout the entire process. The repair work that was performed by Murray's plumbing was poor quality, and the issue was not fixed correctly the first time. Despite multiple calls and follow-ups, they failed to ensure the job was completed properly or to stand behind the service provided. I paid for a home warranty expecting peace of mind, but instead I experienced delays, frustration, and unresolved problems. I would not recommend Cinch Home Warranty to anyone looking for reliable customer service or quality repairs.

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    Response from Cinch Home Services

    We are sorry to hear that your experience did not meet your expectations. We understand how frustrating it can be when a home repair issue remains unresolved. Our records indicate that your concerns were reviewed and the claim decision was based on the findings provided during the service visit. While we regret your disappointment with the outcome, we appreciate you taking the time to share your feedback, which helps us evaluate and improve our service experience.

    Verified purchase
    TechSales & MarketingOnline & AppStaff

    Reviewed July 21, 2026

    When I place claims with Cinch, I do it through the app or the website unless I have a complicated question. Dealing with the technicians has generally been positive, but sometimes it requires multiple visits for whatever reason. I’ve had my dishwasher repaired multiple times. In my most recent claim involving a microwave oven, it was replaced instead of repaired. It was nice to have the option of what the replacement would look like or if I wanna do any upgrades at my own expense. The technicians have all been very friendly and professional. For whatever reason, in this recent claim, the installers were different than the normal tech.

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    Response from Cinch Home Services

    Thank you for sharing your experience as a Cinch customer. We're glad to hear that filing claims through our app and website has been convenient and that you've had positive interactions with the technicians who have assisted you over the years.

    We're also pleased that your recent microwave claim resulted in a replacement that met your needs and that you appreciated having options to customize your replacement. While some repairs can require multiple visits depending on the diagnosis and parts availability, it's wonderful to know that the service professionals you've worked with have been friendly and professional throughout the process.

    Thank you for your feedback and for trusting Cinch with your home warranty needs. We appreciate your continued support!

    Verified purchase
    Customer ServiceTechPriceStaff

    Reviewed July 20, 2026

    I had a good first two experiences with Cinch. When I did a request to service, I got a contractor and they followed up. But I'm getting ready to leave Cinch. I've done four claims and out of that four times, I've had to change service providers twice. The service providers didn't follow up once I put the request to get service, so I had to end up getting another company. That was for my garbage disposal. I had to get somebody else for my dishwasher as well. When I called up for the third one and told Cinch I hadn't heard from the service provider, the rep was debating with me telling me to give them a chance. I didn't like the customer service at that time. Plus, their deductibles have gone up high. It was reasonable in the beginning, but it's going up extremely high to me, especially when I don't use it that often.

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    Tech

    Reviewed July 19, 2026

    I've been a Cinch Home Services member for years. Submitting claims has been easy. Also, the techs do everything.

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    Response from Cinch Home Services

    There's no better compliment than earning a customer's trust over time. We're glad your service requests have been easy to submit and that the technicians have delivered the support you expected when repairs were needed.

    Verified purchase
    Customer ServiceTechStaffNetwork Quality

    Reviewed July 18, 2026

    I've had Cinch since I moved in my home. I usually do my claims online then they give me a call. It doesn't take too long for their contractors to come out. They do in a day or two depending on what the service is, and I've had good experiences with them. However, I don't understand some of the reps very well whenever I need to call them.

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    Response from Cinch Home Services

    Thank you for being a Cinch customer and for sharing your experience. We're pleased to hear that filing claims online has been convenient and that you've had positive experiences with the service professionals assigned to your claims. It's great to know that your service requests have been addressed promptly and efficiently.

    We also appreciate your feedback regarding phone interactions with some of our representatives. We understand how important clear communication is and will share your comments with our team as we continue to improve the customer experience.

    Thank you for your trust in Cinch and for taking the time to provide your feedback.

    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed July 17, 2026

    Right after we hooked up with Cinch, the very next day or two, the microwave died. That worked out well. A guy came. The microwave was replaced. It was like a piece of cake. We did another claim on the downstairs unit. It quit. The claim part was easy. With the person getting there, there wasn't a good communication with whoever they referred the first time. When we followed up, they did somebody else and then it was taken care of. So, I guess the first just wasn't as good as the microwave guy. Overall, it was amazing. It saved us because it was only $200 per thing, which would have been way more than that. We sold our house, so I don't have Cinch anymore but I would recommend it.

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    Response from Cinch Home Services

    Thank you for sharing your experience. We're glad to hear that your claims were resolved successfully and that your coverage helped save you money when unexpected breakdowns occurred. It's especially great to know that the microwave replacement process was smooth and hassle-free.

    We also appreciate your honest feedback regarding the communication challenges you experienced with the A/C claim. While we're pleased the issue was ultimately resolved, we understand how important timely communication and reliable service are throughout the process.

    Thank you for giving Cinch the opportunity to serve you. We're honored by your recommendation and wish you all the best in your new home!

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBilling

    Reviewed July 15, 2026

    I bought my house in November and I was told that I could get Cinch warranty home service when I bought the house. I wanted to make sure the house was covered, being a brand-new house. Cinch had really good reviews prior to moving in. So, I decided to stick with them. So far, submitting a claim has been great. It hasn't been very hard. I log in and then I'll call. Customer service is pretty quick with it. I make the $200 payment and it all goes pretty fast.

    The last technician has been pretty good. He worked on the hot water heater. He was quick. He came in and changed out the valves and got everything working. The hot water was working again. So, that was great. But not everybody has been as great as the last guy that worked on my hot water heater. One guy came out and it seemed like he was a little lost, or maybe he was overwhelmed by the process, or just didn't have what he needed to fix it. So, he left, and then I didn't hear anything back.

    I wasn't able to get the HVAC installed into the house through Cinch. I did have to pay out of pocket and buy a new HVAC, but they were able to cover some of the costs by cutting me a check. That's been helpful. So far, Cinch has been good. They're meeting my expectations. It's especially good if you're buying a brand-new home to definitely have a warranty under Cinch because you don't know what problems might come up. But their sales and marketing could be a lot better. Before this, I never really heard too much about Cinch.

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    Customer ServiceCoverageTechMaintenanceStaff

    Reviewed July 14, 2026

    This is the worst company I ever dealt with!! I have a service warranty, which I pay $82,00 per month. To open a service call requires a $100.00 fee. I called them on June 1st because my AC was not working. They made many excuses why the repair order was not fulfilled. On July 14th the service technician came to repair unit, but he said I must first pay $509.00 plus for parts that were not covered on the warranty. What a rip off! What the point in having a service contract?

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    Response from Cinch Home Services

    Amnie,

    We're sorry to hear about your experience and understand your frustration with the delays and unexpected costs associated with your air conditioning claim. We have located your account and are currently reviewing the details of your claim to better understand the circumstances surrounding the service and coverage provided.

    A member of our team will be reaching out to you directly to discuss your concerns, answer any questions regarding your warranty coverage, and work toward a resolution. Thank you for bringing this matter to our attention. Brooklyn

    Verified purchase
    Customer ServiceTechStaffTransparencyCommunication

    Reviewed July 11, 2026

    We've been with Cinch for a while, when they were still another company, and then it changed over to them. Back in 2022, I had an oven and a gas stove that I’d made multiple claims on and it was a horrible experience. The techs came out multiple times and I had no oven for about nine months. There was no communication and I had to send an email up the chain of command. Ultimately, I had both of my appliances replaced. But since that experience, it has been a lot better.

    There was one service provider that came out but the number on file being sent to the email was different from the actual phone number. So, Cinch should make sure the provider's phone numbers are updated, because I kept on calling but I could not reach the person. I wound up calling Cinch and they had a number on file, which they didn’t provide to the customer. But for the most part, the communication is great. I love the text messages or the calls. It's easy to call to get service providers changed. Plus, the techs who've come out were very courteous and professional.

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    Response from Cinch Home Services

    Juanita, Thank you for being a long-time customer and for taking the time to share your experience. We're pleased to hear that your recent service experiences have been much better and that you've found our communication, provider reassignment process, and service technicians to be courteous and professional.

    We also appreciate your honest feedback regarding the provider contact information. We understand how frustrating it can be when the phone number provided is not current, and we will share your comments with the appropriate team for review. Accurate provider information is important to ensuring a smooth service experience.

    Thank you for recognizing the improvements we've made since your 2022 claim experience. We value your continued trust in Cinch and look forward to serving you in the future. - Brooklyn

    Customer ServiceTechMaintenanceStaffTransparency

    Reviewed July 10, 2026

    Very dissatisfied with Cinch home warranty. My AC unit stopped working and a technician came out on Monday and submitted what was wrong to them. As I live in Texas, every day this week has been over 100 degrees so I called on Tuesday (the technician told me to follow up with them daily) to check how long it would take to review. I was told 24-48 hours which is fine. I called on Wednesday to check again and no update. I called on Thursday and no update. I called on Friday and no update. This is 4 business days with no update regarding something as important as AC during Summer in Texas. I am very unhappy with this Cinch but I already paid them for the year :(

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    Response from Cinch Home Services

    Aden, We're sorry to hear about your experience and understand how frustrating it is to be without air conditioning during the Texas summer. We recognize that timely communication is especially important when temperatures exceed 100 degrees, and we regret that you did not receive the updates you expected while your claim was under review.

    Our goal is to review diagnosed failures as quickly as possible; however, we understand that this does not lessen the inconvenience of waiting for information regarding your repair. We apologize for the lack of updates and the frustration this caused after multiple follow-up calls.

    We appreciate the opportunity to address your concerns. We have located your account and will have a specialist contact you directly to review your claim and provide a status update.

    Thank you for bringing this matter to our attention. We value your business and look forward to assisting you further. – Brooklyn

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    Customer ServiceRefunds & Payouts

    Reviewed July 9, 2026

    They signed my wife up for a electronics warranty she didn't authorize. Gave us the complete run around about refunding the money they took. Thieves! Customer service was totally in on it.......

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    Response from Cinch Home Services

    We're sorry for any confusion regarding this coverage. After reviewing your concerns, we located the warranty enrollment, processed the cancellation, and submitted a refund of the premium paid.

    A specialist from our team will be reaching out to you directly to discuss the cancellation and refund in greater detail and answer any remaining questions you may have. We appreciate you bringing this matter to our attention and value the opportunity to address your concerns.

    Thank you for your patience and understanding. Sincerely, Brooklyn

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    CoverageTechPrice

    Reviewed July 9, 2026

    Two bad experiences. The first was an issue w the stove. 11 times they came out and couldn't repair it. Had to argue and demand a replacement. It took 5 months with no stove. Now dealing with a fridge and they identified the iss ue as the compressor and said it's under kenmore warranty for parts and wont repair. Told me to work thru kenmore. I already paid the yearly fees and the 100 to determine the problem. Now kenmore wants to charge again to determine the problem.

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    Response from Cinch Home Services

    We're sorry to learn of your experience and understand your frustration regarding both your stove and refrigerator claims.

    We have reviewed your concerns and would like the opportunity to take a closer look at the refrigerator claim. Based on the information currently available, the issue was identified as involving a component covered under the manufacturer's warranty. However, we understand your concerns regarding the repair process and the expenses you've incurred.

    To ensure your concerns are fully addressed, we will review the claim in detail to determine how we may be able to assist and will follow up with you directly regarding our findings and any available next steps.

    Customer ServiceContract & TermsCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffHonesty & TransparencyCoverage Limits

    Reviewed July 5, 2026

    I called in a service on May 7th due to an issue I had with my air conditioning unit last July. Cinch services scheduled a service call with B and J air and heating. B and J came out and informed me that my stems where the freon is inserted were bad. B and J claim he repaired the stems. I was charged 750.00 for freon because Cinch only pays for 5 or 10 dollars of 100 dollars per pound of freon. I thought the unit was repaired. I also found out the the warranty work is only good for 6 months. So from July in the summer to January while using heat I had no idea my freon was still running out because of a hole in the evaporator coil. Well in April of the next year 2026 when the temperature started heating up again I didn't have freon to cool the house. I contacted CINCH home services, paid the 150 dollar service fee but I told them I did not want B and J coming back to my home. I explained why. B and J lied on the report provided to CInch and stated that B and J checked my evaporator coil on the outside and inside unit in the attic. B and J never stepped foot in my house. So, I can't figure out how he ended up in the attic. I was with him the entire time. B and J lied on the report. My main concern was how did I spend 750 dollars on freon and within the warranty period all the freon leaked out. One of the supervisors from CINCH sent me an email of what was provided to CINCH from B and J. I asked CINCH for another company. They stated in my area that they only have two Air conditioning and heating companies and the other company is Kapital City Heating And Air. I contacted Kapital City on Friday evening and wa given an appointment for service the following Monday at 0800 a.m. By the way I took a day off work to get my air conditioning serviced. I waited on Kapital City until 10:30 a.m. Kapital City didn't call. Their phone went directly to voicemail and the mailbox was full. I couldn't reach anyone. I contacted CINCH and CINCH told me to be patient that Kapital City was probably finishing up a job and I should be patient. I was very patient. I didn't get any service that day. Kapital City gave me a phone call around 7:30 p.m.explaining that he was sorry for missing the appointment and wanted to know if he could do the repair the following day. I phoned CINCH again, on Tuesday and they said since the y only have two air and heating companies in my area that I could find my own company and have the repairs completed and the would reimburse me. I received a CINCH service job checklist. I received two quotes to ensure both companies I was planning to hire said the issue was the same, which was the evaporator coil. I hired Airprt Heating and Cooling and they did an outstanding job The Airport Heating technician sat at my table and filled out all tge information on the CINCH form required. I took a picture of the bad evaporator coil and the service technician got the serial # and model # of the repaired units upstairs in the attic and the iutside unit. In other words the directions weren't clear. The CINCH required form ask for one thing and an email ask for something totally different. CINCH has a link for correspondence and email which I used to provide all documents for reimbursement. I called CINCH the following day and they said they didn't receive the documentation and had no way of checking. I also sent the documentation to the original customer service representative. I called CINCH a week later and they had my claim but they required additional information that wasn't on the original CINCH form. They wanted to know if oil was on the floor in the attic? If the fens and bends were damaged and etc. Im not an air conditioning and heating professional, so I have no clue. On Tuesday 30 June 2026, I decided to call and ask questions about canceling my service such as if I cancel my service is my claim still pending and etc.? I was transferred to customer service and since I had been getting incorrect information I started asking direct questions and not just believing what I was told. I asked to speak to a supervisor without success. I waited for a supervisor for 25 plus minutes without the original rep saying that the supervisor was busy and he would be with me shortly. He just left me on hold the entire time. I hung up and called back and spoke to another customer service representative and she couldn't understand why I had gone through so much. I found out later on that the supervisor tried to call me back while I was on the phone with the other CINCH representaive. I was told that because I called in to inquire about canceling my service with CINCH and the supervisor couldn't reach me its Cinch' policy to cancel the agreement. CINCH isn't a good company. No one has the same training in customer service and they just transfer you from one rep to the other. So now my service agreement is canceled and I can't get reimbursed my 1713.00 owed to me. I wouldn't recommend this company to anyone. I was authorized to find a company of my choice. I asked several times if I hire a company would there be an issue getting reimbursed? I was told no several times. Now there's an issue. This company is getting over on their customers and hoping that they will just go away.

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    Response from Cinch Home Services

    Anthony, Thank you for sharing your feedback. We understand how frustrating this experience has been and appreciate you bringing these concerns to our attention. We have located your account and are currently reviewing the details surrounding the service requests, contractor assignments, reimbursement submission, and the communication you received throughout the process. We recognize the inconvenience caused by missed appointments, delays, and any confusion regarding claim requirements or policy status. Our team will be reaching out directly to discuss your concerns and review the matter further. We value the opportunity to address your experience and appreciate your patience as we complete our review. Sincerely, Angela

    Customer ServiceTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffFollow-Through

    Reviewed July 4, 2026

    Had an air conditioning tech come and diagnose my ac unit as it was leaking inside the house. He checked the unit in the attic and said yes it's leaking. He the checked the outside unit and stated the outside unit was also leaking. He said the capacitor was broken and preventing the compressor from shutting down and I needed a new compressor and capacitor. I had an appointment for the following week for the maintenance. I received an email that the technician was here, however no one showed. Then had email stating job was completed. I tried to contact Sears and Cinch just to be told by the automated phone service that no representative was available at that number. I scheduled for a return service for the job and had to pay for a second diagnostic for the same problem, however no one showed again. I got the same notification technician was on site and got an email showing parts and labor. It was the same technician that was supposed to show the first time. The technician also wrote that the supervisor advised closing the job. Why did they charge parts and labor when they didn't show? I got a separate company to come out and I was told the unit is fine that the drain line was plugged, after he unplugged the drain line everything is working as advertised. When Sears called about the job I let them know that no one showed and I was going to call a company I could trust.

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    Response from Cinch Home Services

    Hi Lew, Thank you for bringing this to our attention. We understand your concerns regarding the service experience, appointment notifications, diagnosis provided, and communications surrounding this claim. We have reviewed the account and are currently looking into the circumstances you described, including the appointment history and service documentation. A member of our team will be following up directly to discuss the matter further. We appreciate the opportunity to review your experience and address your concerns. Sincerely, Angela

    Customer ServicePunctuality & SpeedStaff

    Reviewed July 3, 2026

    Have been waiting for 5 weeks for my refrigerator to be repaired, Have been calling the call center to escalate and no results. They keep saying they are waiting for their team member to respond. **

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    Response from Cinch Home Services

    Ali, Thank you for bringing this to our attention. We understand how frustrating it is to be without a refrigerator for an extended period of time, especially when you've made multiple attempts to obtain updates and assistance. Our team is actively looking into the matter and will follow up directly to discuss the status and next steps. We appreciate your patience and the opportunity to address your concerns. Sincerely, Angela

    Verified purchase
    TechPricePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed July 3, 2026

    Cinch Home Services was included with our home purchase in ’23 and we've continued it since. It's like any home warranty. They wanna put band-aids instead of fixing the problem. if there's a problem, the techs will come out and do the very minimal thing. They look for any possible way to not have to pay for something. Ordering parts is difficult and I have to wait. We had a refrigerator that we had to get parts for. Cinch sent the guy out to diagnose it, and then he ordered parts. But they never came. It took about a month before it got fixed.

    One thing I don't like about Cinch is that they seem to charge a deductible per appliance. If I'm having a problem with my refrigerator and also with my washer and dryer, even though they're all appliances and they send out the same appliance guy, they want to charge me two deductibles, which is ridiculous. With other home warranty companies, if you have a refrigerator, dishwasher, and microwave all giving you trouble, you pay one deductible, and the techs come out and fix all three. Cinch is a catastrophic plan that is better than nothing, but be prepared to still pay quite a bit on repairs. People should look around and see if there's a better company out there.

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    Response from Cinch Home Services

    Thank you for sharing your experience and for choosing to continue your coverage with us since your home purchase. We appreciate your feedback and understand your concerns regarding repair timelines, parts availability, and service fees.

    We recognize that waiting for parts and repairs—especially for essential appliances like a refrigerator—can be frustrating. While parts availability is often dependent on manufacturer and supplier inventory, we understand the impact these delays can have on homeowners and are continually working to improve the service experience.

    Regarding service fees, they are assessed per covered trade/service request in accordance with the terms of the home protection plan. We understand that different home warranty companies may structure their coverage and service fees differently, and we appreciate your perspective on this aspect of the program.

    Thank you again for taking the time to provide your feedback. Customer insights help us identify opportunities for improvement and better serve our homeowners.

    Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenanceStaffHonesty & Transparency

    Reviewed July 1, 2026

    What a joke. What in thought would be an easy warranty company has turned into a cluster. Fixing air conditioner is easy. I can call someone out and just pay for it within 1 day. Going through cinch is a process and they lie. I heard 24 to 48hrs, then I hear someone will be out tomorrow to fit it but the actual technician hasnt even gotten the ok to do anything and then I hear oh they are reviewing it so a other 24 to 48hrs to fix it. If you're wondering if its worth it....no. Save up money monthly to fix problems that may come up. Soooo frustrated!

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    Response from Cinch Home Services

    Kayla, Thank you for sharing your feedback. We're sorry to hear that your recent claim experience has been frustrating and did not meet your expectations. We understand how important air conditioning service is, especially when you're waiting for updates and repairs to move forward. We have located your claim information and would like the opportunity to review the concerns you've raised regarding communication, service timing, and claim handling. A member of our team will be reaching out directly to discuss your experience and see how we can assist. Sincerely, Angela

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    Customer ServicePricePunctuality & SpeedBilling

    Reviewed July 1, 2026

    Cinch has left our family without AC for 2.5 months (and counting) in the summer heat, with 3 small children in the house. We have called dozens of time, sent multiple emails, paid our monthly payments and deductible…and they refuse to escalate the situation. We’ve had to take weeks off work now with the combined days we’ve spent waiting on repair companies that do not show or drop the case after their visit. And yet each time we reach out to cinch their only resolution is to start over with another company. We are at a complete loss on what to do to get this resolved and so frustrated with our experience.

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    Response from Cinch Home Services

    We’re truly sorry to hear about your experience and can understand how stressful this situation must be. This is not the experience we want for any of our customers. Delays, missed appointments, and lack of follow-up are not acceptable, and we regret the frustration and disruption this has caused your family. We take concerns like this seriously, particularly when service has been ongoing for an extended period without resolution. We’ve identified your account and are escalating this for immediate review. A member of our team will be reaching out directly to help move this forward and work toward a resolution as quickly as possible. Sincerely, Angela

    CoverageTechPriceRefunds & PayoutsTransparency

    Reviewed June 30, 2026

    Cinch Home Services denied most of the labor reimbursement for my AC repair even though the manufacturer warranty covered only the part. I paid $806 out of pocket. Cinch offered $187.50 and refused to provide any contract section supporting their decision. Their contract states they are secondary coverage, yet they did not cover the portion not covered by the manufacturer. Their refusal to cite contract language and reliance on internal cost caps raises concerns about transparency and fair business practices.

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    Response from Cinch Home Services

    Marc, Thank you for your feedback. We’re sorry to hear about your experience and understand your frustration regarding the reimbursement decision. Our plans are designed to coordinate with manufacturer warranties, and coverage is based on the specific terms and limitations outlined in the agreement, including how labor and parts are handled. That said, we recognize the importance of clear communication, especially when it comes to claim outcomes and contract details. We’ve located your information and a member of our team will be reaching out directly to review your claim and go over the decision in more detail. We’d like the opportunity to address your concerns and ensure everything was handled appropriately. Sincerely, Angela

    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffTimeliness

    Reviewed June 26, 2026

    If you are thinking of using this company, RUN. If you have not signed up with them, RUN. If you even come close to hearing their name, RUN. I signed up with this fraud company a few years back when I was walking at Sam's Club and didn't know that they are nothing but a fraudulent and crooks warranty company. They don't cover parts without making you pay a bigger portion, saying "this is not a covered part."

    My problem started on thursday night, June 18th, when I discovered that my AC is not working. I immediately filed the claim and waited till next day to get someone to come out and take a look at it to discover that it's a compressor that needs to be replaced. I called more than 5 times during the week to find out, what the holdup was and they keep telling me to wait until they locate a compressor. I had two toddlers in my household and temperature outside was above 91 degrees. People work for this company are nothing but rude, and they don't care about customers. Today, June 25th, I finally got an email saying that they located a compressor which was ordered and it will take a few days to receive, they told me that I have to pay over $1600 for a freon, because they don't cover more than $10 per pound for freon. I immediately started yelling at them because freon does not cost ten dollars per pound, especially if it's R22, which is more than a $140 per pound. The customer service guy, Aaron proceeded to interrupt me and tell me that this is not a covered item, and I have to pay out of pocket more than $1600. I told them that I will not pay that and I will take it up with his superior and he refused to transfer me to anyone to speak to and told me to email a case manager.
    And just to add insult to injury, they refuse to accommodate me with a hotel reimbursement since "thus is not covered by my contract." They expect me and my family to stay hike with a temperature exceeds 95 degrees.

    I've been a customer with other warranty companies in the past and I was never treated this badly in my entire life. I will contact every government authority and take it up with my attorney to see what my rights are.

    If you have this company and waiting to be screwed, cancel and go with a reputable company. After a week, I still have no service or part for my AC in a hot summer.

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    Response from Cinch Home Services

    We’re very sorry for the experience you’ve had and understand how difficult this situation has been. Being without AC while waiting on parts and next steps can be incredibly frustrating, and we sincerely regret the delays and the concerns you’ve raised. We also understand your concerns related to refrigerant costs and coverage, and we’re taking a closer look to ensure everything has been handled appropriately in line with your agreement. We are reviewing this further and will be following up directly to discuss your options and work toward a resolution as quickly as possible. We appreciate your patience while we work to move this forward. Sincerely, Angela

    Customer ServiceCoverageRefunds & PayoutsMaintenanceStaff

    Reviewed June 24, 2026

    Cinch home warrenty consistantly finds reasons to not cover claims to the fullest. Every single appliance that I had them come and care for under my warranty, they found loopholes as to why many of the parts were not covered. They also give you monthly option but fail to tell you if you are not satisfied with them due to them not paying for the repairs or replacement after you use them, you then have to continue to pay for the entire year of service. They also use employees that barely speak English so you have a very difficult time trying to get them to understand what your issue is.

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    Response from Cinch Home Services
    Hi Brenda, We’re sorry to hear about your experience and any frustration or misunderstanding regarding your coverage. We truly value you as a long-time member and appreciate you sharing this feedback.

    Our goal is always to be transparent about what is covered under the agreement, and we regret if that was not your experience. We would like the opportunity to review your concerns in more detail. Our team will be looking into this matter and will follow up with you personally to better understand what happened and work toward a resolution.

    Customer ServiceTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffRatesTransparencyWait Time

    Reviewed June 18, 2026

    Updated on 06/19/2026: After getting a notice from Amanda to respond to a private message I did and provided the information requested. Then nothing no call, no text just crickets. I checked the status of my service request today and nothing has changed. There is an abundance of plumbers in Wichita Falls so I don’t understand the delay. There inability to assign this request is concerning because what if I was an emergency repair and got this kind of attention. I am going to cancel with Cinch and go with a Top rated warranty company that a co worker uses and he has had speedy response to his needs in time of need. They may say I am hasty but when I pay for a service I expect service not excuses.

    Original Review: This is my second time using Cinch and the service has definitely diminished. I am now into day 2 since reporting my issue I need repaired. Upon checking today they have not assigned a company to do the repair. I think this is very poor on their part. My question is, are they looking for the cheapest plumber they can find or do they not have a nation wide network of technicians as they claim. I am waiting until Monday and if they have not done their job I will cancel the request, demand refund for up front deductible, then cancel

    my contract and seek service from another company that is rated the best by consumer guidelines.

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    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed June 18, 2026

    I am extremely disappointed with Cinch Home Services and the way my warranty claim has been handled. My AC has been down for quite some time in Phoenix, where temperatures are around 110 degrees. This is not a minor inconvenience — there is a family living in the home with a four-month-old baby, and I have repeatedly communicated the urgency and seriousness of the situation.

    Despite this, Cinch has continued to delay the resolution and leave me exposed to thousands of dollars in costs that should not be falling on me when I have a home warranty in place. The most recent issue is the air handler, which needs to be replaced. I received a message showing a $5,200 total cost, with Cinch covering only around $2,000, leaving me responsible for roughly $3,000 out of pocket.

    That is unacceptable. I have maintained a home warranty and have been a loyal customer for quite some time across multiple properties. I expected Cinch to handle this claim promptly and fairly, especially given the dangerous heat conditions and the young family living in the home.

    To make matters worse, I personally called the same provider Cinch had used for this unit only a few weeks ago, and he quoted the job at approximately $4,000 to $5,000, exactly in line with the HVAC company who diagnosed the unit and provided a recent estimate to me.

    This entire process has been frustrating, stressful, and unfair. Cinch has had every opportunity to resolve this quickly, especially given the health and safety concerns inside the home, but instead the situation has dragged on while the family continues to suffer in extreme Phoenix heat.

    I am asking Cinch to take immediate action: approve the necessary replacement, honor the warranty coverage I paid for, reimburse me for any unfair out-of-pocket costs, and resolve this claim without further delay. Customers pay for a home warranty so they are protected in exactly this type of situation. Cinch needs to do the right thing and make this right immediately.

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    Customer ServiceTechPunctuality & SpeedRefunds & PayoutsStaff

    Reviewed June 17, 2026

    am waiting for an other 48 hrs. for you to find a company to repair/replace hot water heater !!
    Was told on 6- The 15 to wait 48 hrs. to hear back from cinch, which they again failed to do !! Have had similar issues with cinch in past, as I have been a customer for several years. Do not know is agents I speak to care or even understand English very well. Am so ed up with your poor service as keep telling me to wait 48 hrs. to receive a call back from Cinch. I have already paid the $150.00 deductable with no idea when you will resolve this issue. need you to resolve this issue as it will be further delayed as you can never seem to get service provider in my area to do business with you ??!!!. The confirmation number for this claim is **, and you have my info on file. Desperately trying to get the service I pay for and have paid for for many years.

    Will await your response as we are without hot water in our home. Thank you

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    Response from Cinch Home Services
    Ross - We’re very sorry to hear about your experience and understand how frustrating it is to be without hot water—especially after already waiting and trying to get updates. This is certainly not the level of service we aim to provide, and we apologize for the repeated delays and lack of communication.

    We’ve located your account and claim, and a Resolution Specialist will be reaching out to you as soon as possible to assist and help move this forward. We appreciate your patience and the time you’ve been with us, and we’re committed to getting this addressed for you.

    Verified purchase
    CoverageTechSales & MarketingPriceOnline & AppRefunds & Payouts

    Reviewed June 17, 2026

    When we bought the house, the previous owners gave us a year of warranty with Cinch and we just kept it going. I submit claims through the app and it’s been great. They have my address and I give them the serial number and the model of the piece of equipment. I recently used the warranty for the microwave. The screen works, you can see the time and the thing in the middle would turn the heating element. But what heats it went bad and wouldn’t heat anything. The techs came and had the part installed in less than ten minutes. Everything’s good now.

    My mom has American Home Shield, and she hates it. She has to pay a percentage, whether it's a dryer, washing machine, or anything else. If it requires a new one, she has to come up with 30%. She was surprised when I told her I only paid my deductible for my microwave because that microwave is expensive. I paid my deductible to get the dryer fixed when the heating element went bad, and they came and fixed it. She says she needs to change over and I keep telling her to, and that I’ve had zero problems with Cinch.

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    Response from Cinch Home Services
    Arran, thank you for sharing such a detailed experience! We’re glad to hear the claim process through the app has been smooth and that your microwave repair was handled quickly and efficiently. It’s great to know our service made things easy, from diagnosis to repair.

    We also appreciate you highlighting the value of your coverage—knowing what to expect with your deductible can make a big difference. We’re happy to have earned your trust and are here whenever you need us. Should your mom decide to switch, we'd be happy to assist her too!

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    Punctuality & Speed

    Reviewed June 13, 2026

    Currently we have been without AC for over a month. They only use Sears Home Services and they take forever to schedule and didn’t show up when scheduled

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    Response from Cinch Home Services

    Julie, We’re truly sorry to hear about your experience and understand how frustrating it must be to be without AC for this long, especially with delays and missed appointments. This is not the level of service we strive to provide. We would appreciate the opportunity to review your situation and help escalate a resolution as quickly as possible. A member of our team will be reaching out to you directly to further address your concerns and assist. Sincerely, Angela

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    Customer ServiceTechRefunds & PayoutsStaffTransparencyCoverage Limits

    Reviewed June 12, 2026

    I out in a service order with Cinch on May 28, 2026. The service technician for the service provider came out on May 29, 2026. Several parts needed to be ordered, so I paid for those parts on June 1, 2026..

    I received an email from Cinch on Jun 3, 2026, stating the parts were ordered and would be delivered to my service provider on June 5, 2026 and that Cinch would keep me updated on the process.

    On June 10, 2026 I emailed Cinch to ask for a update and since I didnt receive an answer, I contacted my technician via their cell phone on June 11, 2026, because Cinch had a wrong number for my service provider.

    The technician and I talked on June 11, 2026, at 141pm. They said tgey had contacted Cinch as was told that the part would be delivered NLT 2pm on June 11, 2026 by Amazon.

    The technician texted me at 634am on June 12, 2026 notifying me that the part had still not come in.

    I called Cinch and asked for a supervisor. The supervisor, "Ray," stated that the part was delivered on June 5, 2026 but, but he couldn't tell me the address, when I confronted him about what they told the technician he said he would call the technician.

    I explained to Ray that I needed my clothes washed for work in the next 5 hours and that, because of the location of the service provider they gave me which is located over 80 miles away and on a good day, not a Friday, travel 1 way takes over an hour, on a Friday (today), it can take up to 3 hours. I explained to Ray because of my job, I CAN NOT call in on the weekends and that I make OVER $400 just on Friday night, which I won't make if I cant get to work tonight and if I cant get to work tonight, I will be fired.

    Instead of Cinch allowing the service provider to order all the parts needed, they force the service provider to order the parts through them. If the service provider had been able to order the parts themselves, the part would have been in on June 5, 2026. Now, the parts ordered are missing and I will have to call in to work and be fired.

    Cinch DID NOT keep myself or my technician informed of anything. Cinch couldn't even tell me the tracking number for my order.

    I am a disabled veteran who is taking care of my disabled veteran mother and to have to put out this extra money ($150 just for the service and $180 for the parts) put us in a bind. No laundry businesses are out by my location and with me working a 12 hour overnight shift, I can't go without sleep prior to work.

    The communications with Cinch Customer Service is horrific, to say the least. The monthly amount I pay, $109, plus the additional $150 and the $180, that's $439, already more than I clear in 1 night, makes the situation worse.

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    Response from Cinch Home Services

    DeAnna, We’re very sorry for the frustration and disruption you’ve experienced, especially given the urgency of your situation. This is not the level of communication or follow-through we aim to provide, and we understand how concerning these delays have been.

    At this time, your claim is actively under review, and a member of our Resolution Specialist team has already been assigned to your case. They are working to fully reconcile the part order status, address the communication gaps, and move your repair toward a resolution as quickly as possible.

    We recognize the importance of timely updates and clear coordination, and we regret that this has not been your experience. Our team will be in contact with you directly to provide updates and next steps.

    Please know we are committed to getting this resolved for you and appreciate your patience as we work through this matter. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceTechPunctuality & SpeedRefunds & PayoutsStaff

    Reviewed June 12, 2026

    I like how quickly Cinch responded to my calls. I had some issues with my heating as soon as I moved in from the people who renovated the home. Cinch was able to get someone requested and sent out within a day or two. So, it was very fast service. They also picked really quality people to come work on my home. The contractor was fantastic. They were very knowledgeable. They were very frank about what was going on with my system, instead of dancing around the issue. So, now I trust the HVAC team that I have working on the house. That was really nice.

    We had a secondary follow-up claim. We found that there were more things wrong with my HVAC than we had initially thought. It was not the fault of Cinch or the people they sent out. We just didn't realize there was more going on to my system. When we dispatched it a second time, I liked that we were able to keep it under that first bit of warranty because they knew we were still having the same issue. We just hadn't found the full set of solutions. So, they were able to redispatch my person. We were able to figure out the secondary issue that was still causing what was happening to go wrong with my HVAC system. I appreciated very much how quickly Cinch was able to handle my cases and that they also checked back up on me afterwards. But they could improve on making sure I know what my options are and have access to making sure I'm paid up online. That was a little tricky for me to figure out, but I needed to get it figured out.

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    Response from Cinch Home Services
    Brandy, Thank you for sharing your experience! We’re glad to hear your heating issue was addressed quickly and that the contractor provided clear, knowledgeable service you could trust.

    We also appreciate your understanding with the follow-up visit and are happy we could continue working toward a full resolution. Your feedback about account access and visibility into options is helpful, and we’ll keep it in mind as we improve. Thanks again for choosing Cinch!

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    Customer ServiceStaff

    Reviewed June 11, 2026

    Withy a doubt this is the absolute worst company. Customer service outsourced to Asia and the reps are patronizing and annoying and ultimately fail to resolve issues.

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    Response from Cinch Home Services

    Sherry, We’re sorry to hear about your experience and understand how frustrating it can be when your concerns aren’t resolved the way you expect. That’s not the level of service we strive to provide.

    Please know that we’ve already assigned a member of our Priority Resolution Team to your case. They will be working closely with you to review your concerns and assist with your claim needs to help move things toward a resolution.

    We appreciate you bringing this to our attention and the opportunity to make this right.

    Sincerely, Brooklyn

    Verified purchase
    Customer Service

    Reviewed June 11, 2026

    I've had Cinch Home Services for three years. It was part of the home warranty when I bought the house, and I renewed it for peace of mind. I submit claims by phone, and it goes smoothly. The only time I've had to use Cinch was when my washer broke down. I was tremendously grateful because I got a new washer out of the deal. By the time everything was said and done, it took a month to get the washer.

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    Response from Cinch Home Services

    Marilyn, Thank you for being a loyal Cinch customer. We’re delighted to hear your satisfaction with our service and your new washer outcome. We understand the wait wasn't ideal and continuously work to enhance timelines for exceptional service moving forward. Your insights are truly valued as they help us strive forward.

    Maintenance

    Reviewed June 10, 2026

    Our owner uses Cinch Home Services in Phoenix, AZ.
    Our A/C motor went out last week with a 9 month old. We still haven’t received the part to fix and haven’t been approved to get it done ASAP because of another “working unit” which is upstairs and in overdrive because it won’t get cool below 80 degrees.
    We haven’t been able to use our kitchen since kitchen it raises the heat 5-7 degrees.

    And now the other unit is running so much that it’s starting to get low and easing the heat upstairs as well.

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    Response from Cinch Home Services

    Michelle, We're sorry to hear about the delay and inconvenience you are experiencing with repairing your A/C unit. The comfort of all family members, including your young child, is essential to us. Your situation with the part delivery decision is concerning, and we are escalating this to ensure swift action. We're committed to addressing both your unit's issues and the inefficient coverage process. We have located your account and will assign a resolution specialist to follow up with you directly. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceTechPunctuality & SpeedNetwork Quality

    Reviewed June 10, 2026

    I've had no problems with Cinch Home Services until recently. I don't like to do submit claims online. I like to talk to a person. But I usually have not had any problem submitting claims. I recently had a range hood issue. The first company never got back with me, and they never came to see what was wrong with it. They had asked me what was going on with it. I explained it to them, and I took pictures of it. They were supposed to order parts. But the day they were supposed to come to install it, they never showed up. And when I tried to contact them that day, they said they were running late, and that was 2:30 in the afternoon. I never heard from them after that. So, I called Cinch, and they had another company come out to do it. It has been going on six weeks, and I still haven't got the ranch hood fixed. I'm not blaming Cinch. I'm blaming their contractor. But other claims were handled very quickly and efficiently. This last one is just a chore to get done.

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    Response from Cinch Home Services

    Ronald, We appreciate you taking the time to share your experience and are glad to hear that your previous claims have been handled quickly and efficiently. At the same time, we’re sorry to hear about the delays and communication issues you encountered with your recent range hood claim. This is certainly not the experience we want for our customers, and we understand how frustrating it can be when a repair drags on longer than expected. We have located your information, and a member of our team will be reaching out directly to discuss your claim and work toward getting this resolved as quickly as possible. Thank you again for your feedback—we value the opportunity to address your concerns. Sincerely, Angela

    Verified purchase
    Claims HandlingTechStaff

    Reviewed June 10, 2026

    Cinch was recommended to me by my Realtor, and they said they were great. I signed up, and my experience with them has been great so far. Submitting a claim has been very easy. Cinch has been easy to deal with. The repairman took care of everything, and there were no issues. I'd recommend Cinch.

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    Response from Cinch Home Services

    Joseph, Thank you for sharing your experience with us! We're delighted to hear that our claims process has been seamless and that the repairman was able to address your issue efficiently. We appreciate your recommendation and look forward to continuing to meet your home warranty needs. Sincerely, Brooklyn

    Profile pic of the author.

    Reviewed June 9, 2026

    Cinch home warranty company is without a doubt the worst experience I have had with any warranty company. They don’t communicate with you and their 3rd party repair company in San Antonio Tx is worse.

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    Response from Cinch Home Services

    Hi Ozzie,

    We’re truly sorry to hear about your experience and understand how frustrating the lack of communication has been, especially with your recent service.

    We’ve located your account and want to assure you that our team is actively working toward a resolution. A specialist is reviewing your case and will be in touch to address your concerns and provide updates.

    Thank you for bringing this to our attention, we appreciate the opportunity to make this right.

    Sincerely, Brooklyn

    Verified purchase
    TechPunctuality & SpeedStaffTransparency

    Reviewed June 9, 2026

    I've been with Cinch ever since I purchased the home, which was in January of this year. So far, it's been okay. I wish things would get hastened a little bit more. Currently, my home is without any central air due to the HVAC not really working. And when that happened, I had to put in a ticket for someone to come out and check it.

    Then, the technician checked it, and the ticket was closed out. But the technician had conversed with me that the whole thing would, more than likely, based on looking at it and researching it, that it would need to be replaced, but then I had to go around and open up another ticket. That could be a bit exhausting to have to continuously open up tickets for things. But right now, I have two young boys and I'm not quite thrilled that I've been going without any central air for a little over a month now just to get something to get that HVAC replaced. Because that HVAC came with the home.

    And unfortunately for me, I guess whoever the previous owners were did not maintain that HVAC properly. So I'm left with this now, and in this situation, with the AC in the window, and my poor boys have fans in their rooms. At this point, I'm still waiting to hear back from Cinch with an update. This is my first experience with them in having to have something resolved. Even though the tickets are a bit tedious, I appreciate them because that provides a track record of things that have been taken care of or looked into. Their organizational skills keep it organized and structured.

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    Response from Cinch Home Services

    Tasheda, Thank you for sharing your experience and for choosing Cinch after your home purchase, we truly appreciate your feedback.

    We’re very sorry to hear about the challenges you’ve experienced with your air conditioning, especially while caring for your young boys during this time. We understand how difficult and uncomfortable it can be to be without central air for an extended period, and we regret the delays and inconvenience this has caused.

    We also recognize your frustration with having to open multiple tickets, and we appreciate your patience as the process moves forward. While our system is designed to keep everything documented and organized, we understand how repetitive it can feel when you’re dealing with the same issue.

    Please know that we are actively looking into your air conditioning claim and working to gather the necessary information to move things toward a resolution as quickly as possible. Our goal is to ensure you receive a timely and appropriate outcome.

    We truly appreciate your understanding and the opportunity to make this right. - Brooklyn

    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedMaintenanceStaff

    Reviewed June 9, 2026

    No matter what you get, Sears comes out, in general, which normally is not a problem. They've been great on things like appliances. I had an issue last year with the heating and air. But what I had after a while of going round and around with Sears Heating & Air, I finally asked for a different contractor. Cinch did send me a different contractor, who fixed the problem instantly.

    I had no heat from November to February on my downstairs unit. And they came out 12 times and could not figure it out, couldn't get on the same page. It had nothing to do with Cinch. It had to do with the local Sears. I called and asked for a supervisor and explained what was going on, and asked for a different contractor. And they did, in fact, send me a different contractor. The frustrating part was when the new contractor came out. He pulled a hose off with his finger and put his thumb on it. The unit fired right up.

    He said, "Ah, the pressure regulator's bad.” He went to his truck, put it on. It was done in five minutes. I had no heat for four months, but it literally took him $9-part and five minutes to fix it with appropriate tech. So, frustrating. But again, it wasn’t really Cinch’s fault. Luckily, it was just my downstairs unit. I had heat upstairs. But something so simple, the guy fixed it so fast. But again, that was really on Sears' thing. Cinch sends me the people who are supposed to be able to fix it. Unfortunately, my local Sears HVAC guys are not that good. Luck of the draw.

    I don't know that I blame Cinch for that as much as Sears. They’re kind of all one and the same, but when I did call and ask for something different, they did send me something different. We got it resolved, and I haven't had a problem since. So, I'm trying not to blame Cinch for the fact that some incompetent worker showed up with a company you would think is good, like Sears. All of my other work that Sears has done, like on my dishwasher, has been amazing. They come, they get the parts, they fix it. Boom, no problems. This was the one time that I had an issue. But like I said, when I did talk to somebody higher up, they did what I asked and sent me a different company, and that resolved the issue immediately. So, good on Cinch for fixing it. Sucks that it took that long. But part of that was me being nice and not wanting to complain.

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    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & SpeedRefunds & PayoutsStaffRatesCommunication

    Reviewed June 8, 2026

    I was with Cinch for five years and the only two claims I’ve ever submitted went fairly well. The claims people did their job and asked questions. But for the first claim, there was a bit of confusion on my end. It seemed like online was the more streamlined, and the telephone service piece was a little bit disconnected. It needed to be a little more beefed up or user-friendly. The first claim was for a garbage disposal replacement and the people were out fairly quickly and had a friendly voice and tone. So, it was good. The tech that came out was great. He was clean and friendly. He was able to quickly do the job. He showed me where and how the garbage disposal was gonna be hooked up and even improved the line from the dishwasher to the garbage disposal.

    I’ve had Cinch for several years but I just cancelled or paused it, because in the last three years, I've noticed an increase in the yearly subscription. And then I've noticed that for replacement items, everything seemed to be decreasing. In the risk versus benefit type of scenario, I spent $800 to maybe only get $1000 back. It didn't seem to weigh in my favor. I’d rather, at that point, just keep the $800 and wait to see if something happened. With water, I’ve had a few things happen in the past that I handled out of pocket, like a door leak and other structural issues.

    I had a hot water tank issue, and I realized it was water again and I needed to get it fixed. I quickly had it remediated and taken care of, and then afterward, I realized I had a home warranty. I did not go through Cinch and the whole process solidified my decision to give the home warranty to friends or anyone who has that benefit, because maybe they can get it at a better rate. Home warranties often get a bad rap for wanting to deny everything, and they could have easily denied my claim because I didn’t go through a preferred vendor. I had also bought a unit that was a bit of an upgrade and not like-for-like.

    There were a lot of reasons they could have denied it. I didn’t have the serial number, and there was some back and forth about getting the serial number from the old unit, but it had already been thrown away and I had no idea what it was. Even with those issues, it ended up being a very positive experience. Being a recurring customer over the years, I’d want to see Cinch drop the rate instead. The bell curve for that didn’t meet my needs financially from a homeownership perspective. If there was something with more customer value, that probably would have kept me in the loop a little longer.

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    Response from Cinch Home Services

    Michael, Thank you for sharing your experience and for being a Cinch customer for five years, we truly appreciate your loyalty and thoughtful feedback.

    We’re glad to hear that your claims experience overall went well and that the service providers you worked with were professional, friendly, and efficient. It’s great to know the garbage disposal repair left a positive impression and that the technician went the extra mile during the visit.

    At the same time, we understand your concerns regarding the online versus phone experience and the rising cost of coverage compared to the perceived value. Your feedback on pricing and coverage balance is important, and we recognize how those factors play a significant role in your decision to continue a plan.

    We also appreciate you highlighting your hot water tank experience. Even with challenges like missing information and work completed outside of the preferred network, we’re glad we could still provide a positive outcome, that’s the level of flexibility and support we aim to deliver.

    Thank you again for your honest insights. They help us identify opportunities to improve both our customer experience and the value we provide. We’re grateful you’ve recommended home warranties to others and hope to have the opportunity to serve you again in the future. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceClaims HandlingTechStaff

    Reviewed June 8, 2026

    I started with TotalProtect and it’s been about 20 years that I’ve been with Cinch. Submitting a claim has been good. I just call and tell them my problem. I’ve been getting very good quality from the contractors. I had three claims going all at once at around the same time. One for the washing machine, another for my stove and I had an electrical problem wherein parts of my plug went out. The techs examined the situation and took care of the issues. They worked together. The only thing was that the delivery people didn’t connect the stove replacement and Cinch promised to pay me $100 to get my own electrician to come out and connect it. But I never got the check. Still, Cinch is very good and conscientious about taking care of your situation.

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    Response from Cinch Home Services

    Annie, Thank you for being with us for 20 years and sharing your recent experience. We're delighted you've experienced quality service from our contractors and that the claims process has been smooth. We apologize for not receiving the promised reimbursement for the stove installation. Please contact us so we can resolve this promptly. We appreciate your loyalty and look forward to continuing to meet your home protection needs. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechOnline & AppStaff

    Reviewed June 8, 2026

    The home warranty with Cinch was included in the purchase of my home and based on my experience, I have peace of mind and I see value. Submitting a claim was simple. It was just a few clicks on their website and a tech was sent out within the first couple of days. But nothing was found. It’s our range and it’s acting up so I kept track of the symptoms of what it was doing and sent it to the tech through email. I called and he said he never got it. It was in his junk folder, so he didn’t really look. He came out a second time and then it was determined that it needed two parts and that was the last I heard from him. He has been unresponsive and hard to get a hold of. We're a little over a month on the claim. I’ve reached out to Cinch and they could see that one part was delivered, but I’m not sure they had information on the second part. I’ve reached out two or three times to the technician on the claim, and I still haven’t heard back.

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    Response from Cinch Home Services

    Melody, Thank you for sharing your experience, we’re glad to hear you’ve found value in your coverage and that submitting the claim was easy, but we’re very sorry for the delays and lack of communication you’ve encountered with the technician.

    We understand how frustrating it is to be waiting on updates, especially after parts have already been ordered. This is not the level of follow-through we expect, and we appreciate you bringing it to our attention.

    A member of our team will be reaching out to you directly to review your claim, help coordinate next steps, and ensure your repair moves forward as quickly as possible. We’re committed to getting this resolved for you. Sincerely, Brooklyn

    Verified purchase
    TechStaff

    Reviewed June 7, 2026

    Our claims experience with Cinch was easy and straightforward and we got it done. All in all, it was good. The technician was professional.

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    Response from Cinch Home Services

    Austin, Thank you for your positive feedback! We're delighted to hear that your claims experience with Cinch was easy and that you received professional service from the technician. Your satisfaction is important to us, and we look forward to being your trusted home service partner! Sincerely, Brooklyn

    Verified purchase
    Customer ServiceTech

    Reviewed June 7, 2026

    I purchased an older home, which had an older air conditioning unit, and I didn't know if it was going to last the time that I was in the house or not. So, I got Cinch. I've submitted claims both online and over the phone, and it was easy. The techs were fine and I didn’t have any problems with their work.

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    Response from Cinch Home Services

    Karen, Thank you for your positive feedback! We're delighted to hear you found our claim process straightforward and effective. It's our goal always to provide efficient solutions for your home care needs, and it's great to know our technicians met your expectations. We appreciate your choice to rely on Cinch and look forward to the ongoing service of your home warranty. Sincerely, Brooklyn

    Verified purchase
    TechPriceStaff

    Reviewed June 7, 2026

    It's very fortunate that I have the warranty. My dryer and dishwasher broke down, so a contractor came and fixed them for me with deductible. They are very knowledgeable and respectful. It's very professional. The technicians are very skilled as well. They are on time. They communicate well, like when they will arrive.

    It took some time to get the parts, but some parts were maybe from out of the country. But Cinch Home Services is good at rescheduling based on the parts availability. It's above my expectation. I would recommend Cinch to friends if they're buying a house. I will continue to renew it. It's easier to have people find those technicians instead of me trying to find one, especially in this place where you don't have a lot of technicians around. They drove far from other parts of Iowa to here.

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    Response from Cinch Home Services

    Shu, We're thrilled to hear about your positive experience with Cinch Home Services. It’s great to know that our knowledgeable technicians provided timely and professional service, and we're glad that the repair exceeded your expectations despite the parts delay. We appreciate your recommendation and look forward to continuing to serve your home warranty needs. Thank you for sharing your feedback and for choosing us. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffRates

    Reviewed June 6, 2026

    I got Cinch when I bought the home. I've had it since November, and I have no complaints with the service. We're happy with the response rate and how the process went. It was fast. The contractor was excellent.

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    Response from Cinch Home Services

    Mike, Thank you for sharing your positive experience with Cinch. We're delighted to know that our response rate and process met your expectations and that our contractors provided excellent service. We're committed to maintaining a high standard of service and are glad we could assist you to your satisfaction. We appreciate your feedback! Sincerely, Brooklyn

    Verified purchase
    TechStaff

    Reviewed June 6, 2026

    The air conditioner would not turn off and it iced over on the unit. We submitted the claim to Cinch online and it was easy. Sean, the guy who repaired our air conditioner, was terrific and very pleasant. He knocked each time he had to come in and out of the house. He didn't just barge in. He told us everything that was going on and he did it so that we could understand it. He was very respectful and professional. We would love to have him come back if we ever need him again. And I would recommend sending the same technician out to everybody. He was excellent.

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    Response from Cinch Home Services

    Linda, Thank you for sharing your positive experience with Cinch Home Services! We're glad you found the claims process user-friendly and that Sean provided exemplary service during your air conditioner repair. We aim to deliver respectful and professional service to all our customers. We're thrilled to know he exceeded your expectations and appreciate your recommendation. We look forward to continuing to meet your needs in the future. Sincerely, Brooklyn

    Verified purchase
    TechStaff

    Reviewed June 6, 2026

    Cinch Home Services used to be a different company when I first bought my house in July of 2011. They took care of everything that broke in my house. Submitting claims has been good. I liked the guys Cinch sent out. They did a good job. Real professional.

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    Response from Cinch Home Services

    Gary, Thank you for sharing your experiences since 2011. It's wonderful to hear that your claims process has been smooth and our technicians have left a positive impression with their professionalism. We're glad to provide you with trusted service throughout the years. We look forward to continuing to serve you and helping with any home warranty needs! Sincerely, Brooklyn

    Verified purchase
    Customer ServiceContract & TermsCoverageTechPricePunctuality & SpeedMaintenanceStaff

    Reviewed June 5, 2026

    Cinch came with the house when I bought it and it’s been five years since then. I've had many claims over the years and calling them in is easy enough, although the automated system can be a pain to get to the right spot. Once I get to somebody, they tell me how much it costs, I pay that, and then they continue. I've had work done on the dryer, microwave, convection oven, stove, air conditioning, furnace, pool pump, dishwasher, refrigerator, and electrical too. The electrical people couldn't figure out the problem and said there was nothing they could do. But the guys for the furnace, the dishwasher and the dryer were good. There were a couple of other ones who said they didn't have anybody in our area because we're out in the middle of nowhere. So, it still cost me the money to make the claim, but nobody ever came out to fix anything. So, I didn't like that part.

    Cinch would rather repair something 50 times before they replace it. Because if they do, people would tend not to renew the warranty on it because they got a brand-new one. I've had the same thing repaired over and over. I called them to get the dryer fixed and it cost me 200 bucks to get a $7.80 part fixed. One time, the dishwasher guy came out and it cost me 150 bucks. He ordered electrical parts and a new pump, and two weeks later, the parts came in. He showed up and said it was just the wires disconnected. He should have looked at it the first time. He then said I could keep the pump and he was taking the electrical parts. Then he said it was all done. I said the dishwasher was still not cleaning right. He said it should. So we jacked with it for a little bit and water started running out on the floor. It was still not right and he started to take the pump off. He never put the stuff back together when he left, and it leaked all over the floor.

    He also told me that if it takes more than 30 minutes, he wouldn’t do it. I took the dishwasher out and had it sitting on the floor for him. I ended up replacing the pump myself. It leaks, but we’re living with it right now because the dishwasher was $1,000 and I'm not replacing it yet. It went okay and he was a nice guy. At the same time that he was there working on everything, my dryer went out for the third time. He said he didn’t do dryers but he looked at it and said the problem was the fuse. He put a new fuse in and gave it to me for free. And the dryer worked great.

    About four or five years ago, right after we moved in, a tech came out to work on my furnace. I have two units in the house, and he red-tagged the upstairs gas furnace and condemned it, saying I couldn't use it anymore and I need to get a new one. I put a claim on it, and Cinch sent a guy out. He said the burners weren't cracked, so he was going to try to fix them and get them working. I told him the previous technician had condemned it, and now he was saying he could repair it. He explained that they weren't going to replace it and would only do repairs on it. I said okay and let him repair it. He put foil tape on it and said it was the best he could do. I asked why not just replace it and he said Cinch won’t do it. It’s their policy and they’re only going to keep repairing it. He has seen them throw thousands of dollars at something that only cost 500 bucks, which was what we were doing to the gas furnace.

    He fixed the gas furnace enough. He jury-rigged it so that it works. But now, it's not red-tagged anymore and I can heat up the upstairs in my house. Cinch replaced the condenser unit outside, but wouldn't do anything to the furnace on the inside. Then the circuit board went bad on the main unit and the tech fixed it. I said it was 30 years old and they would only repair it. And I told them to do it.

    We keep paying Cinch to get stuff fixed. Because we had a power surge here and it burned up my pool pump, my double oven, my stove, and my convection oven. The tech tried to repair the refrigerator but he couldn't get it done. So, Cinch sent us a check to replace it. I'll still recommend Cinch to people because they at least get stuff repaired and we're out in the middle of nowhere. My experience has been a little bit above average. They seem like a nice company that tries to get the stuff done. If it wasn't for the warranty, I'd have ended up buying a lot of things new. I always recommend having a home warranty with a house.

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    Response from Cinch Home Services

    Charlie, Thank you for taking the time to share such a detailed review and for being with Cinch for the past five years, we truly value your loyalty and your honest feedback.

    It’s great to hear that you’ve had positive experiences with several of our service providers and that your coverage has helped with multiple repairs over the years. At the same time, we understand your frustration with certain service experiences, delays in locating providers in your area, and situations where repairs didn’t meet expectations. That’s not the level of consistency we aim to deliver, and your feedback highlights important areas where we can improve.

    We also appreciate you sharing your perspective on the repair versus replacement process. Our goal is always to follow the terms of the plan while providing the most practical resolution, but we recognize how repeated repairs or service issues can feel frustrating, especially when dealing with older equipment.

    Your comments regarding the dishwasher service and provider communication are especially concerning, and we would welcome the opportunity to review that experience further to ensure it’s properly addressed.

    Thank you again for your candid feedback and for continuing to recommend having a home warranty. We’re glad to hear your overall experience has been above average, and we remain committed to improving and providing you with a better experience moving forward. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceRefunds & PayoutsMaintenanceBillingCoverage Limits

    Reviewed June 5, 2026

    I had an issue with our refrigerator and submitting the claim to Cinch was pretty easy. I just submitted it online. The only mixup was that there was a $100 co-pay and they went ahead and took the co-pay out on a credit card. But when the guy showed up to do the work, he said I owed $100 co-pay. Then he called and got it straightened out. So it was no problem. He knew what the problem was right away and fixed the refrigerator. He checked to make sure payment went through and then he left. He did the work in a timely manner and kept everything as clean as he could. He did a good job. That's the only time I used Cinch and it went real smooth.

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    Response from Cinch Home Services

    Jeff, Thank you for sharing your experience with Cinch. We're pleased you found the online claim submission simple and that the technician resolved the refrigerator issue smoothly. We're sorry for the initial payment mix-up, but I'm glad it was quickly settled. We aim to deliver a seamless experience and appreciate your positive feedback. We look forward to serving you for any future needs. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceCoverageTechPrice

    Reviewed June 5, 2026

    I've been protected with Cinch Home Services for the last three years. It's good coverage. It was cheaper than the one that I had when I first bought the house. I've only submitted one claim. I called them. It was easy. Cinch did good service that one time that they sent out a contrcator. Also, the contractor was great.

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    Response from Cinch Home Services

    Judith, We're delighted to hear about your positive three-year experience with Cinch Home Services. It's great that you found the coverage cost-effective and submitting a claim hassle-free. We're thrilled to know that the contractor met your expectations as well. Thank you for your continued trust; we’re dedicated to ensuring you remain satisfied with your coverage. Sincerely, Brooklyn

    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingTransparencyFollow-ThroughCoverage Limits

    Reviewed June 4, 2026

    Updated on 06/16/2026: Cinch still has not resolved our claim. I spoke with their representative Wendy to try to get a resolution and she requested we send a receipt for the purchased coil. When I tried to call her back and speak with her again about the issue, she didn’t answer my calls or return my call from the message I left. Its been a week bow going on two weeks. No call back and no follow up. We ended up having pay for a new unit out of pocket because they refused to return our calls and replace our unit. I read another review where the customer said he had replaced the coil and the unit is shorting and he still haven't heard back from them. The exact same situation happened to us and we too have a small child at home. I suggest anyone leaning towards purchasing a warranty for this company, please read the reviews and save your money and time. They will only patch things but when it’s time to replace them, they will find a loop hole and deny the claim. Also, ask them about their silent buyout policy that they aren’t straight forward about. If they send you a check to replace the part because its taking them forever to get the part, they consider this a buyout. Be aware of this company. We have been with them for over 15 yrs and been in our house for 20 yrs and when our unit failed, they denied the replacement. We have given them in the 15 yrs we have been with them enough money to cover 2 new units. Also, if you have a old AC unit and they no longer make that model, don’t allow them to replace the coil that mismatches the unit. Your unit still will not work. The unit must match the coil in order for it to work. They will be quick to want to replace the coil knowing that the whole system need to be replaced especially if its an older unit. Learn from our ordeal and other experiences. Read the reviews about all the hassle people are getting when it comes to replacing their AC units.

    Original Review: We started having issues with our AC unit last year towards the end of summer. Cinch sent their repair company Sears out to look at, and he said he couldn't find anything wrong with it. The service company put refrigerant in it, and we had to pay them out of pocket being that Cinch only pays $10 per pound. That lasted out through the summer. Here we are again approaching the summer and in April it went out again. Cinch sent another company to look at, and they were just as incompetent. Then they sent a 3rd guy out and he was phenomenal and he stated that the unit needed to be replaced. He put in the diagnosis, and they sent him back out here to seal a possible leak and add more refrigerant that we had to pay for again and it went back out. They sent him back out to take more photos to confirm his diagnosis of us needing a new unit and Cinch denied the claim stating that it was not covered under our plan which is not true. In our plan, it specifically states that if the AC can't be fixed, they will replace it up to $10,000. They even advertise this to customers as a selling point. We have a 6yr old son and we have been without AC for 2 months now and we live in Mississippi where temps are already in the 90's. The reason people purchase home warranty's is to cover cost in case their appliances or ac goes out and need to be replaced being that it can be costly. They are definitely false advertising what they will cover and its not right because people work too hard for their money to just throw it away. We have been with Cinch for about 15 yrs and have never missed a payment but when its time for them to do what they say they would do, they denied us. This is right or fair to my family to have to sit in this Mississippi heat without AC and have a small child at home because they refuse to commit to what they say they would cover. I am planning on reporting them to our state attorney general's office as well as the better business bureau.

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    Response from Cinch Home Services

    Tyrone, We’re sorry to hear about the challenges you’ve experienced with your AC system, especially given the impact on your family.

    Upon review of your claim, payment was issued in April to address the failed component; however, our records indicate that the component was not replaced following that payment. This has contributed to the continued issues with the system.

    A resolution specialist will be contacting you directly to review your claim and provide a detailed explanation of the coverage and next steps.

    We appreciate your long-standing history with us and thank you for bringing this matter to our attention.

    Sincerely, Brooklyn

    Profile pic of the author.
    Customer ServiceCoverageTechPunctuality & SpeedRefunds & PayoutsMaintenanceStaffCommunication

    Reviewed June 4, 2026

    I pay for this home warranty service with the expectation that covered appliances will be repaired when service is needed. Unfortunately, my experience has been extremely frustrating. On every scheduled appointment, someone was home and available, yet I was repeatedly told that the technician reported that no one was home.
    No calls, texts, or other attempts were made to contact us before these claims were made. On one occasion, my front door was even open while someone was home. These inaccurate reports caused repeated delays and forced us to reschedule multiple times.

    As a paying customer, I expect the company and its contractors to show up, accurately document appointments, and complete the repairs I am paying for. Instead, I spent weeks dealing with missed appointments and poor communication. I cannot recommend this company based on my experience.

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    Response from Cinch Home Services

    Laverne, We’re very sorry to hear about your experience and the repeated inconvenience this has caused.

    We understand how frustrating it must be to take time out of your day for scheduled appointments, only to be told no one was home, especially when that was not the case. This is not the level of service we expect from our technicians or service partners, and we sincerely regret the delays and miscommunication you encountered.

    Your feedback is important, and we will ensure it is shared with the appropriate teams for review. A resolution specialist will be reaching out to you directly to further discuss your experience and assist with moving your claim forward.

    Thank you for bringing this to our attention.

    Sincerely, Brooklyn

    Verified purchase
    Claims HandlingTechMaintenance

    Reviewed June 4, 2026

    We bought the house in 12/25 and we’ve had Cinch since then. When I filed a claim, the techs came and did what they had to do, and fixed the problem. I will recommend Cinch to a friend.

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    Response from Cinch Home Services

    Sheldon, Thank you for making Cinch your choice for home protection and for recommending us to your friends. We are pleased that our service technicians provided the needed remedy to your satisfaction. Your positive experience with our offerings is deeply valued. We're here for any future needs. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedMaintenanceStaffCoverage Limits

    Reviewed June 4, 2026

    The customer service with Cinch is great. The only thing is the one time I wanted to get my refrigerator fixed, they said it was going to take over a week. I couldn't wait for that. I had to call somebody else up to get it fixed immediately. Also, when I had my refrigerator fixed a month ago, the guy that came over here and fixed it didn't have the part. He said it was going to take a week to fix the dishwasher. I ended up going down and ordering the part at the appliance parts store down here. I got it in three days, and then he came back four days later and installed it. So, I ended up paying $30 for a part and paid $200 for the service. I actually ended up paying 25 bucks of my own money to get it done. Other than that, the guy that was here the last time was very nice, fantastic, very friendly and very polite.

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    Response from Cinch Home Services

    George, Thank you for sharing your experience, we’re glad to hear you’ve found our customer service team to be helpful and that your most recent technician left a positive impression.

    We do understand how important timely repairs are, especially for essential appliances like your refrigerator. While parts availability and scheduling timelines can sometimes impact the overall repair process, we recognize how frustrating delays can be and appreciate your patience in working through those challenges.

    Thank you again for your feedback and for being a valued Cinch customer.

    Sincerely, Brooklyn

    Verified purchase
    Claims HandlingTechStaff

    Reviewed June 4, 2026

    The claims process with Cinch is easy. It does take a few days, but to what I've experienced, it's fine within a week. I've had a technician come out and they had to send another one out because it wasn't solved yet. We closed out the first issue because there was a product to be ordered, which took a while. Once it came in, they came and installed it but the unit conked off within a few days. So, they had to come back again.

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    Response from Cinch Home Services

    John, Thank you for sharing your experience with Cinch. We're glad to hear the claims process has been generally smooth for you. We apologize for the inconvenience of needing multiple technician visits before fully resolving your issue. Your feedback helps us improve our service and we’re striving to offer swift and effective solutions. If you require any further assistance, please feel free to reach out. We appreciate your patience and understanding. Sincerely, Brooklyn

    Sales & Marketing

    Reviewed June 3, 2026

    DO NOT BUY CINCH WARRANTY / HOME SERVICES!! This is a scam company as you can see by the many, many, horrible reviews on Better Business Bureau.

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    Response from Cinch Home Services

    Jodie, We’re sorry to hear about your experience and appreciate you sharing your feedback. If there are any specific concerns you’d like to discuss, please feel free to send us a private message. Our team will be glad to review and follow up with you directly. Respectfully, Angela

    Verified purchase
    Claims HandlingTechStaff

    Reviewed June 3, 2026

    I've had Cinch for two years, since I bought the property. Their claims process is good. It's an easy process. The technicians are really good as well. I'd recommend Cinch.

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    Cinch Home Services
    Response from Cinch Home Services

    Jennifer, Thank you for being a valued member of Cinch Home Services! We're delighted to hear that you've found our claims process straightforward and that our technicians have consistently met your expectations. We appreciate your recommendation and look forward to continuing to serve your home protection needs. Sincerely, Brooklyn

    Verified purchase
    Claims HandlingCoverageTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed June 3, 2026

    The previous owners had bought the home warranty with Cinch when we bought the house and we just have to pay for the deductible. $100 is decent. I usually submit a claim online and it is easy. We get a text saying a company is scheduled to come out on this day, and then it gives me the company name. Usually, it says that someone will be in contact me, and a day or two later, I'll get a text from that company. Anytime I have a question, Cinch is very quick to answer.

    The guy who came out to do our water said it wasn’t leaking. But when my husband came home, it was still leaking. The guy was supposed to come out but he never did. We waited two more weeks and he came back out and said it wasn't leaking. It's not dripping as badly as it used to. It's still wet, but not terrible. Cinch is not that expensive. Our dryer went out quickly after we moved in and instead of having to buy a new one, someone came and fixed it for $100. So, Cinch costs a big chunk of money in the beginning, but it can save you a lot of money down the road.

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    Response from Cinch Home Services

    Madison, Thank you for sharing your experience with us. We’re pleased to hear that filing claims online was generally easy and that you've benefited from our services, like getting your dryer fixed. We're sorry to hear about the recurring issue with the water leak and your service experience there. We're committed to resolving issues promptly and encouraging reliable service from our partners. Please feel free to reach out if you need additional assistance, and we appreciate your feedback and patience. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedStaff

    Reviewed June 3, 2026

    I've used Cinch in different properties for three years. Filing a claim has been great. Everything's good with their claims reps. The quality of work done by their techs has been very good. Most of the technicians have had really good communication skills. They quickly assess the problem and fix it.

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    Cinch Home Services
    Response from Cinch Home Services

    Lori, Thank you for sharing your wonderful experience with Cinch Home Services! We're thrilled to hear that filing claims has been smooth and that our technicians provided high-quality work with great communication. We're committed to maintaining the level of service you praise. Your continued support over the years is genuinely appreciated! Thank you for choosing us. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedMaintenanceStaffResolution

    Reviewed June 2, 2026

    I've had mixed experiences with Cinch. One call was quick, easy, and the repair was made. In another call, they sent somebody out who couldn't fix the issue and I've had no action on it since then. So, I found the original installer of what I was trying to fix and he came and fixed it for free. Overall, all these types of things are the same. You got to jump through a bunch of hoops to get something resolved, but I get it. Everybody's got to protect the dollar. Calling in and getting a response from Cinch is pretty good.

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    Cinch Home Services
    Response from Cinch Home Services

    Dennis, Thank you for sharing your thoughts on your experiences with Cinch. We're glad to hear that the call leading to a speedy repair was satisfactory, though sorry about the issue that was unresolved initially. Your efforts to resolve it independently show your initiative, and we apologize for any inconvenience caused. When it comes to communicating efficiently and protecting everyone's interests, we’re continuously working to make the experience as pleasant as possible. Your feedback is vital, and we're always here to support and improve your service. Sincerely, Brooklyn

    Verified purchase
    Contract & TermsTechOnline & AppMaintenanceStaff

    Reviewed June 2, 2026

    Cinch Home Services was in the agreement to buy the house. It was recommended by the real estate agent. We've been with it for three years. We recently used it. It was seamless. Everything worked well. I had an appliance break and I submitted it on the website. It was easy. The tech showed up on time, and knocked it out. He took less than an hour.

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    Response from Cinch Home Services

    Rod, Thank you for sharing your positive experience with Cinch Home Services. We're thrilled to hear that everything from the seamless submission on our website to the timely and efficient service from the technician felt easy. Providing prompt and reliable assistance for your home is always our goal. We appreciate your continued trust over the past three years. Thank you for your feedback and for choosing us for your home warranty needs! Sincerely, Brooklyn

    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedMaintenanceStaff

    Reviewed June 2, 2026

    I’m pretty happy with Cinch, and I would definitely recommend them. Our real estate agent got them for us when we bought the house in December, and it's easy to contact them through a phone call or online. We recently used them for the first time because in our clothes washer, there was a little flood in it and it stopped working. Filing the claim was a pretty smooth process. I just called and talked to a representative. She asked me to describe the problem then connected me to a technician.

    I had the name of the technician, the name of the company and the phone number. I was able to talk to the technician right after the call with the Cinch rep. We went back and forth for a couple days to reschedule but I had all the information I needed to be able to communicate with the technician. The communication was not very difficult. About four days later, the technician came out. He was very knowledgeable and friendly. He took care of the clothes washer and fixed it within an hour. Once he did the repairs, he tested it out to make sure that it was working properly. It was a very smooth and professional experience.

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    Response from Cinch Home Services

    Hi Carlos,

    Thank you so much for sharing your experience, we’re thrilled to hear that your first claim went so smoothly!

    It means a lot to know you’ve been with us since December and that your first time using your coverage was a positive one. We’re glad the claims process was easy to navigate and that you were able to quickly connect with a knowledgeable technician who resolved your washer issue efficiently.

    Providing clear communication and dependable service is exactly what we strive for, so it’s wonderful to hear everything came together for you. We truly appreciate your recommendation and look forward to being here whenever you need us in the future.

    Sincerely, Brooklyn

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    Customer ServiceTechPriceStaffTransparencyCommunicationResolutionHonesty & Transparency

    Reviewed June 1, 2026

    Updated on 06/08/2026: I sent a message on June 1 requesting assistance and an update on my claim, and to date nothing has been resolved. I submitted my air conditioning claim on May 24, and I have now been without air conditioning for more than two weeks with no resolution, no clear timeline, and no meaningful assistance from Cinch.

    The lack of urgency and communication has been extremely concerning. I am currently pregnant, and I also have a young child with respiratory issues. Despite the health and safety concerns associated with being without air conditioning for an extended period, Cinch has failed to provide a timely solution or demonstrate any concern for the impact this situation is having on my family.

    A representative, Linette, was assigned to my claim, but she has not been helpful in moving the claim toward resolution. My phone calls have gone unanswered, updates have been limited and repetitive, and my requests for management contact information or escalation to someone with decision-making authority have not been addressed. I continue to receive requests for patience rather than concrete actions to resolve the claim.

    At this point, I feel that Cinch has failed to meet its obligations under the warranty contract and has not handled my claim in a reasonable or timely manner. I am seeking immediate action to resolve my claim and accountability for the prolonged delays and poor communication that have left my family without a functioning air conditioning system for weeks.

    Updated on 06/05/2026: They responded days ago saying they would do something about my complaint that has been going for 2 weeks now without air and nothing has still gotten resolved and I was notified tonight that they can’t find the parts and are evaluating what they are going to do next! After 2 weeks you would think it would be whatever it is that needs to get a customer their air fixed but no they don’t care at all about their customers.

    Original Review: Worst warranty company i would not recommend to anyone. It has been a week without air and they continue to promise and lie about all processes. I have spent more money to this company than it would have been buying a new unit and they can careless about their customers or their well being.

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    Response from Cinch Home Services

    Jessica, We’re truly sorry to hear about your experience and understand how frustrating it is to be without air conditioning, especially after the delays and concerns you’ve described. This is not the level of service we strive to provide, and we recognize the impact this situation has had on you.

    We are assigning a resolution specialist to review your claim in detail and ensure it is being handled appropriately. Our goal is to work toward a resolution as quickly as possible and provide you with the support you need.

    Thank you for bringing this to our attention. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceTechRefunds & PayoutsStaff

    Reviewed June 1, 2026

    The Realtor gave me the warranty from Cinch when I bought my home in February. But with the value that it is, I'll probably pay for it again and keep it once it runs out for the year. I called to place a claim and it was very simple. The reps were very good and I was very satisfied with the tech’s quality of work. Overall, I love Cinch.

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    Response from Cinch Home Services

    Chris, We're delighted to hear about your positive experience with Cinch Home Services! It's fantastic to know that submitting a claim was simple, and our team provided excellent service. We appreciate you sharing your feedback and look forward to continuing to provide the best home warranty service possible. Thank you for choosing to spend another year with Cinch! Sincerely, Brooklyn

    Verified purchase
    Customer ServiceMaintenance

    Reviewed June 1, 2026

    Cinch was recommended to me and it seemed good. I signed up with them this February and the customer service was great. I had an air conditioning guy come over to check my air conditioning unit. He filled it with freon for me and there wasn't any other issues. He cleaned it, so it should be good for a while. I've had good experiences so far.

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    Response from Cinch Home Services

    John, Thank you for taking the time to share your experience with Cinch Home Services. We are pleased to hear that you have enjoyed the customer service and that your air conditioning unit was addressed promptly and efficiently. Your satisfaction is very important to us, and we are glad that your experiences have been positive. We look forward to continuing to meet your home warranty needs. Thank you for choosing Cinch! Sincerely, Brooklyn

    Verified purchase
    Customer ServiceClaims HandlingTechStaff

    Reviewed June 1, 2026

    Submitting a claim to Cinch online is hard to do. Sometimes, it's difficult to find out information about the equipment you have and they want a serial number and those kind of information. When you pull it up, it asks you what kind of air conditioning system you have. And if you don't know, it's hard to choose the right one. It wants serial numbers and you got to go out to the unit and try to find it. So, the process of opening a ticket is very convoluted. It'd be easier to talk to somebody on the phone for stuff like that. Once I get the claim in, it's very fairly simple.

    I've had technicians out here four times and they've all been great. So, the technicians that they've been sending have been easy to work with and they do a great job. Some have gone above and beyond. One guy was here until 9:00 at night. I couldn't believe it. I'm very happy with the technicians they were using. As far as the quality of the work that's performed, it's band-aiding for the most part, but it works. It gets you going. The latest time someone came out, it was a lot quicker than the time before it. I called and it took two weeks for them to get out, too. That was a pain in the butt. It was a heating issue. Luckily, I have two furnaces, but the other one was doing double duty trying to keep up.

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    Response from Cinch Home Services

    Thank you for your thorough feedback, Troy. We understand the online claim process could be easier and want to let you know that we do have 24-hour customer service by phone if you'd prefer to place your claim by phone. The specific phone number for your plan is listed on the terms and conditions of your agreement. We’re glad to hear you’ve had excellent experiences with our technicians, and their dedication is something we're proud of. We apologize for the occasional delays in scheduling; we're working to improve this. Your feedback is invaluable as we refine our services. Thank you for trusting Cinch with your home needs. ✅

    Verified purchase
    TechStaff

    Reviewed May 31, 2026

    To submit claims with Cinch, I go online and click the buttons. I have general knowledge where to find the information that they're asking for, whether it be part numbers or stock numbers, and it works fairly decent for me. My wife is having an issue with it, but I wouldn't because of my experience dealing with the piece of equipment that we ended up getting fixed. So, it was fairly easy.

    I have never had any issues with the technicians that come out for repairs at all. Every last one that has come out has been very helpful and at they were explaining things. Everyone always does a great job. Once they come in, take care of business, and walk out that door. I am very happy with the services that have been provided.

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    Response from Cinch Home Services

    Jauan, Thank you for choosing Cinch Home Services and sharing your experience. We're thrilled to hear that our claims process has been straightforward for you, and the technicians have consistently met your expectations. It's wonderful that they've been helpful and informative. We apologize for any difficulties your wife faced and encourage her to reach out for any additional support she might need. Thank you for your feedback, and we look forward to continuing to support your home warranty needs. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedStaffRates

    Reviewed May 31, 2026

    Cinch and one or two others were recommended to us, and it seemed Cinch had the best coverage for the price and deductible. We signed up with them and so far, so good. However, I had to call several times to get them to change the contact information from my wife to me, ‘cause my wife works with patients all day, and she was having to forward the communications to me. Also, there was a little bit of confusion with our call about a dishwasher. We had to get an appliance guy then a plumber. Then we were about to get an electrician, just for what I thought would be a simple dishwasher problem. But it finally got resolved and it was covered. We paid the deductible to the appliance guy and for the plumber. There were two different deductibles, but it still saved us money. After the fix, the dishwasher seems to be working really well.

    Other than the communication issue, for the money, Cinch has the best thing going. I'd recommend them. I was told when we first got the house that there was an app, but the only app I found seemed to be for the service people. It didn't seem to be for the homeowner. But I prefer talking to people, and I was able to get through to one after I dove through the automated menu. I like the fact that I am able to get somebody. The first time, they had scheduled somebody that didn't service my area. I called back to Cinch, and that person put me on hold then assigned somebody new. They called them themselves while I was hanging on the line and they verified they service the area. That made me feel better knowing they took their time to do that.

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    Response from Cinch Home Services

    Joshua, Thank you for sharing your detailed experience with Cinch. We're delighted to know that, despite a few communication challenges, you found our coverage valuable and the resolution of your dishwasher issue satisfactory. We appreciate your feedback on our service and app, and your understanding when things didn't go as planned. It's great to hear you would recommend us, and we'll keep striving to improve your experience. Thanks again for choosing Cinch! Sincerely, Brooklyn

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPriceMaintenanceStaff

    Reviewed May 31, 2026

    I submitted a claim to Cinch over the phone and it was easy. The representatives were polite and did what they needed to do. The only issue I had was when I got the dishwasher. Once it got there, I was told the techs were not going to install it and that GE was supposed to install it. In the end, neither one installed it, and I had to get somebody else to do it. Cinch gave me back $150 toward the installation, but it cost more than that. I had a deductible of $150 and then had to pay another $100 to have it installed. The technician was good. He looked right at the refrigerator and performed different things on it to see if it would work and whether there were real problems. But there were too many things going on with the refrigerator, so Cinch decided it was going to cost more to fix it than to buy a new one. Overall, it was a good experience too. I've been with Cinch for 20-some years and people should sign up for it.

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    Response from Cinch Home Services

    Joanna, Thank you for your longstanding trust in Cinch Home Services. We're delighted to know the claim submission was straightforward and our reps helpful. We apologize for the installation issues with your dishwasher. We have noted your concern and aim to improve our installation process. Your experience with our technician showcases our commitment to quality service. Thank you for sharing your thoughts and recommending us to others. We're here to support you going forward. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceClaims HandlingTechStaff

    Reviewed May 30, 2026

    I just purchased the warranty with Cinch in January, but I’ve submitted a claim. I did it over the phone and the rep who helped me was good. The techs were very good and knowledgeable, and they explained everything.

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    Response from Cinch Home Services

    Linetta, Thank you for sharing your positive experience after purchasing a warranty with Cinch. We're delighted to hear that both our representative and the techs provided knowledgeable and effective service while addressing your claim. We appreciate your decision to trust us for your home protection needs, and we're committed to ensuring continued high-quality service. If there's anything else we can assist you with, please feel free to contact us. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceClaims HandlingTechPriceStaffRates

    Reviewed May 30, 2026

    When we purchased our home, Cinch was the existing home warranty that we inherited. We've been using them for six years now and submitting a claim has been very easy. Most of the time, I do it online. My wife has also submitted one where she's done it over the phone. The contractors are able to come out within a week. They've been very helpful, kind and courteous while they are in our home. Cinch has made everything relatively painless for us. Their price is fair too.

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    Response from Cinch Home Services

    Robert, Thank you for sharing your positive experience with Cinch Home Services. We're pleased to hear that both submitting claims and scheduling service have been seamless for you. We're glad our contractors are friendly and prompt, helping to make the whole process stress-free. We appreciate your loyalty and are committed to continuing to provide you with reliable service and fair pricing. Thank you for trusting Cinch with your home's protection needs! Sincerely, Brooklyn

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed May 30, 2026

    I started out by calling when I file a claim and would talk to a person, but I go online now. That's very easy. I fill out the information and they get in touch with me. I get an email with the company's name and usually when they're gonna show up. I've had Cinch for over 10 years, and I haven't had any problems with any of the companies that they have recommended. Cinch covers pretty much everything. They will repair my appliances without me paying the max to get it done. I also like that I don't have to wait long for someone to get in touch with me to come out to do a repair. A home warranty is a good idea to have if you own a home. However, the additional funds that you have to pay for a contractor to come out is a little high sometimes.

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    Response from Cinch Home Services

    Alfred, Thank you for sharing your longstanding positive experience with Cinch. We're thrilled the online claim process has been convenient for you and that our service partners have met your repair needs promptly. We understand the costs mentioned can be steep, and your feedback is invaluable. We're committed to continuously enhancing our services, and we appreciate you being a valued member for over 10 years. Sincerely, Brooklyn

    Customer ServiceTechPricePunctuality & SpeedMaintenanceBilling

    Reviewed May 29, 2026

    I have had this service for a while and am so disappointed in their customer service. I have been waiting almost 3 months for my dishwasher to be repaired for a broken part. They use AI to call you. They have scheduled and rescheduled my tech appointment 6 times already. I plan to cancel this; believe me, it's not worth the monthly bill. Can't believe this is in one of the top home warranties listed; not on my list. So beware!

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    Response from Cinch Home Services

    Tina, We’re sorry to hear about your experience and understand how frustrating delays and repeated rescheduling can be—especially over this length of time. This is not the level of service we aim to provide. Your feedback regarding communication and appointment handling is taken seriously, and we’d like to review what’s caused these delays and help move things forward. We've located your account, and a member of our team will follow up with you directly to further address your concerns. Sincerely, Angela

    Verified purchase
    Customer ServiceCoverageTechPriceBillingTimeliness

    Reviewed May 29, 2026

    I've been with Cinch even when it was HMS. I've been with the home warranty company for at least 12 years. Our very first warranty expense was with our first home purchase back in 1999 and it was part of our home purchase. We had a good experience then. After that, we built a brand-new home and we didn't really take the home warranty out on that just because we didn't feel like it made sense because everything was brand-new. When we purchased an older home in 2014 was when we decided to revisit the home warranty because we had a positive experience with the home warranty previously and because it makes sense financially. It's easier for us to pay a smaller monthly payment versus having to come up with thousands of dollars for the potential.

    Our experience with Cinch so far has all been positive. They're easy to communicate with, it's easy to file claims, and they have positive contractors. I've called in to submit claims. Now, the call-in process is a little bit more lengthy and cumbersome. The last couple of claims, I've submitted them online and that's a lot quicker and easier. They normally text you or email you with the contractor's name and say that they'll be contacting you within a certain time period, and then they provide the phone number to call if they don't reach out.

    The most recent repair issue we had was on a garbage disposal. They replaced it same day. The contractor came with the item. He said that he keeps certain things on his supply truck. I guess the garbage disposal was one of those. Overall, having Cinch is worth the monthly payment to make sure that we're protected to avoid large expenses.

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    Response from Cinch Home Services

    Jennifer, Thank you for your many years of trust and for continuing to choose Cinch. It means a lot to know the coverage has provided lasting value and peace of mind over time. We’re glad your recent service experience delivered when it mattered—we truly appreciate your continued support. Sincerely, Angela

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    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed May 29, 2026

    Hi, in the past I had Choice and American Best. They were great. With Cinch im in the 12th day of waiting for service to my diswasher. They have schedule 3 appts with 2 different providers and they been "no shows". No follow ups or anything. I will not recommend this company at all. I called and email. No follow ups from them to me.

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    Response from Cinch Home Services

    Hi Elga,

    We’re very sorry to hear about your experience, especially the delays and missed appointments. We understand how frustrating it must be to go without service for this long and not receive timely follow-up.

    We’ve located your dishwasher claim and recognize that it needs immediate attention. A resolution specialist will be reaching out to you directly to discuss your concerns and work toward getting your repair back on track as quickly as possible.

    Thank you for bringing this to our attention, we appreciate the opportunity to address this for you.

    Sincerely, Brooklyn

    Verified purchase
    CoverageTechMaintenanceStaff

    Reviewed May 29, 2026

    I enjoy being with Cinch. Someone came out to fix my refrigerator. They could not fix it, so I had to get another refrigerator. Cinch helped with the replacement. I appreciate them doing that. If they couldn't fix it, they gave me the money to purchase another one.

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    Response from Cinch Home Services

    Sarah, Thank you for sharing your positive experience with us. We're delighted that Cinch helped facilitate the replacement of your refrigerator efficiently. We strive to support our customers through a seamless process, ensuring satisfaction when something can't be repaired. We appreciate your trust in our services and look forward to continued service excellence! Sincerely, Brooklyn

    Verified purchase
    TechPricePunctuality & SpeedOnline & AppStaffTransparency

    Reviewed May 29, 2026

    I've had a good experience with Cinch Home Services. It's a useful thing to have. It has satisfied our needs. I find it to be expensive. The cost now is 70 bucks a month, and you pay the deductible. We haven't had to use it much because we bought the house as a reno. But it's worth keeping. Now that Cinch updated how to submit claims, the experience is fine. I do everything on the website. The online experience makes it a bit easier, except you have to chase down serial numbers, depending on what appliance you're using. I haven't in the last few years had to interact with the claims representative much. They relay my issue directly to the provider, and I work with the provider. The last tech who came resolved the issue quickly.

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    Response from Cinch Home Services

    Thomas, Thank you for sharing your experience with us. We're pleased to know that Cinch Home Services has met your needs. Your feedback on the claim submission and service process is valuable, particularly your insights about using our website to manage your claims. We understand tracking serial numbers can be an additional task, and appreciate your input. Please feel free to reach out anytime with suggestions or further needs and we are always here to assist. Thank you for choosing Cinch Home Services. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed May 28, 2026

    I've had some problems with my air conditioner leaking underneath the unit. The first time the guy came out, he didn't see it, but he said, "I know it's not this or this." Then I called him out again, and he came out, and he said, "Oh, Cinch won't cover this. Cinch won't cover that.” But he went ahead and put the claim through. I haven't heard anything from Cinch telling me they won't cover it. There is some more water under there, so I'm keeping an eye on it right now.

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    Response from Cinch Home Services

    Hi Melanie, Thank you for sharing your experience, we appreciate your patience while this issue has been looked into. We understand how concerning it can be to continue seeing water under your air conditioning unit, especially after multiple visits.

    Our team has attempted to reach you and left a voicemail, as we’d like to confirm that everything is now functioning properly following your claim and address any remaining concerns. Ensuring your system is working as it should is very important to us.

    Please feel free to return our call at your convenience so we can assist further and make sure this is fully resolved for you. Thank you again for bringing this to our attention. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaff

    Reviewed May 28, 2026

    My experience submitting a claim with Cinch has not been very good. They want a deposit of $150, whereas other companies only charge 100. I've had experiences where the people that they sent out couldn't do anything, and I paid the $150 to have them send out, and then still had to call a company on my own and pay for it, that could do the job. I had to fight to get the 150 bucks back. No matter who I call, it all goes to Indonesia somewhere. And if I call the home office, all the numbers that I have for the home office also go to the same overseas answering service. And they won't even talk to you until you pay. Even if you try to discuss it, they’ll say, “I can't do anything until you give me 150 bucks.” With all the crap that's going on, I'm close to changing to somebody who has representatives in the United States, so that I can contact somebody and discuss it with them.

    I just filed a claim for an air conditioner, and they said, “We can't find anybody to send out, so you'll have to call somebody in. Here's all the paperwork you got to fill out, and we're going to do it.” I understand it's their business. They want to make sure that it's legitimate. I got up at 6 o'clock this morning ‘cause the air conditioner guy came over to look at it to see what he has to do to fix the rest of it, and can't come back until tomorrow or Monday to do it. But they want a complete estimate of everything that needs to be done, and the cost. And what all the service people said was, “They don't want to pay what it's worth. They don't want to pay what we should get paid.” They didn't like it.

    I called customer service ‘cause we had a kitchen drain that was plugged. It means we can't run the dishwasher, we can't wash the dishes, and it took a week to get it done. But that was the one that they sent somebody from Lansing to fix it, and I'm in the Grand Rapids, Michigan area.

    When the drain was plugged for a week, and I called them, it should have been covered. They gave me 950 bucks back after a month. But that was because I was pissed off and said, “I'm getting that money back one way or the other.” So, I just kept calling the corporate office and left messages on the customer service phone. They finally gave me the money back, but I still paid 450 bucks to have the drain fixed, ‘cause my wife had to go to a laundry room to wash dishes. I'm sick of their customer service. I'm sick of them not being able to get back to you. They just have to have better customer service.

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    Response from Cinch Home Services

    Steven, We’re sorry to hear about your experience and appreciate you taking the time to share such detailed feedback. We understand how frustrating it can be to encounter delays, have difficulty reaching support, and feel like your concerns aren’t being addressed promptly. That’s not the experience we want for our customers.

    We’d also like to clarify that the service fee is a standard part of initiating a claim, and in situations where a contractor is unavailable in the area, customers may be provided the option to use their own provider with prior approval so the repair can move forward. That said, we recognize your concerns regarding communication, scheduling, and the overall claims process, and we take that feedback seriously.

    We’d like to review your experience more closely and address any outstanding concerns. We have located your account, and a member of our team will reach out directly so we can work toward a better resolution.

    Sincerely,

    Angela

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedStaff

    Reviewed May 28, 2026

    To submit a claim, it's difficult because you get sent to a call center in a foreign land. But once you're assigned to whomever, you'll have a case manager who seems to be stateside and that's pretty good. So submitting a claim is a little dicey. It's almost easier to just do it online and wait for your case manager to phone you.

    I had a claim recently for a toilet and the tech was good. He came in, totally knew what was going on, and fixed things pretty quickly. I've worked with him before. The person that I'm currently working with seems pretty okay. He's polite. There's also a little bit of a language barrier with him. That shouldn't matter. But sometimes when you're talking about complicated things, things could get lost in the translation. I'm on week three of not having a washing machine. I don't understand the huge cost of the deductibles, and then there are all kinds of sneaky things. I understand that Cinch has to diagnose and order because washing machines are so computerized and things. So I'm not totally unreasonable.

    For years, we had a wonderful experience with a heating and plumbing company. They unfortunately went out of business during the pandemic. We knew them by first name because we were always having to call. Last year, we had something with our AC and the guy said that they didn't cover it and just left. So overall, the contractors are fine. Some just appear to be more competent or more customer service-friendly than others. But I know that I'm dealing with the warranty after 22 years. I know that it's not going to be smooth from start to finish.

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    TechStaffRates

    Reviewed May 27, 2026

    Do not waste your money. Only interested in helping if you try to cancel your contract. Unresponsive and do not care about service. Had them for 5 years, and it was a hassle every time. I finally wised up and canceled the renewal. Don't get suckered in on the con.

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    Response from Cinch Home Services

    Hi Cliff,

    We’re truly sorry to hear this has been your experience and appreciate you taking the time to share your feedback. We especially want to thank you for being with us for the past six years, we don’t take that loyalty lightly, and it’s disappointing to hear we’ve fallen short of your expectations.

    We’ve located your account and see that you currently have an active air conditioning claim that needs attention. Our team is actively reviewing the details, and a resolution specialist will be reaching out to you directly to address your concerns and help move your claim forward as quickly as possible.

    We understand how frustrating this situation has been and genuinely appreciate the opportunity to step in and work toward a better experience for you.

    Sincerely, Brooklyn

    Verified purchase
    Customer ServiceClaims HandlingTechPriceStaffRatesValue

    Reviewed May 27, 2026

    Cinch Home Services was called something else and it changed to Cinch. They had the best value for the money at the time. I started out at 49.99. Now it's $30 more yearly. I submitted a claim online and it was simple. Somebody called me within 24 hours. He was nice and knowledgeable. Everything was good. The tech fixed some things I didn't even know were going on. Duct work had fallen off the air handler. He fixed all of that and my AC is ice cold in the house now. I was grateful that he got me up and running and I didn't have to pay more money. I recommended Cinch for my wife's house and she's now a Cinch subscriber. My wife got it and she liked it after I told her how easy it was. She had one service that they told her they would fix something and they had her paying the whole price. That's why she moved on over to Cinch after she saw my experience.

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    Response from Cinch Home Services

    Alfred, Thank you for sharing your experience and for trusting us with both your home and your recommendation. It’s great to hear everything came together smoothly and that the service delivered real value when it mattered. We truly appreciate your continued support! Sincerely, Angela

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedOnline & AppMaintenanceStaffRates

    Reviewed May 27, 2026

    We wanted to be protected for our appliances and to have something that gives us the comfort of having insurance. And if something goes bad, we can call and get it repaired. We signed up with Cinch and we've been a customer for 15-plus years. I submit my claims online and they have all the options on there where you select the issue that you're having, then you submit the ticket and they'll assign you a contractor. After that, the contractor reaches out to you with the date and time, then they take care of whatever your problem is once you schedule the date.

    We recently had two gentlemen come out for the AC. First, a person came out and looked at the equipment, then sent back a report to Cinch and they decided on what needed to be done next. My AC was 20-some years old, so they decided to replace it. Once they told me that that was the case, they told me to schedule with the team that came out originally. They said that once I scheduled a time, they'd come out and replace the equipment. These guys came out in a couple of hours. They took out the whole system and put on a new system and it was up and running. We had no issues at all, thankfully, so far.

    I like that it's very easy to submit a case with Cinch. Their website is very user-friendly and it's to the point. It doesn't have too much information which could be overwhelming for some people sometimes. I work in IT, so I'm fine with it. But my parents, they can easily go in there and find what they need to find. Also, I never really have to call or be on hold for anything like that. When I have to speak to them for special issues, I call them and they've been very helpful. But other than that, I like the fact that I can just do everything online and they immediately send text messages confirming that the appointment's been set. So far, the warranty covers a lot of appliances and some that I didn't even expect. So I like that, too. At one point, the price was 100 bucks per call. Now, it's 150. Nobody likes that, but with all the hardware and all the prices going up, it's fine.

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    Customer ServiceTechStaffEase of Use

    Reviewed May 27, 2026

    I had a problem with my HVAC. I made a claim to Cinch to get it fixed. It was an easy one. The website was easy to use. I did call a claim representative. Using the website, I couldn't get someone who was readily available. So, when I called in, the agent I spoke to was able to connect with someone who was readily available. She was very helpful. The technician was also good. He communicated well. Everything went well.

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    Response from Cinch Home Services

    Ismaila, Thank you for sharing your positive experience with Cinch Home Services! We're delighted to know you found the website user-friendly and that our representative was able to efficiently assist you. Communication and service quality are very important to us, and it’s great to hear everything went smoothly. Your feedback motivates us to keep improving our service. We look forward to assisting you with future home protection needs. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedStaff

    Reviewed May 26, 2026

    Cinch has good customer service. 14 years ago, they were HMS then they changed their name. However, not all technicians have been positive. I'm dealing with some situation right now with my AC. This is the fifth visit but my AC is still not fixed. The motor was out. A guy came and diagnosed it. I know they wouldn't fix it on the first day. On the second visit, the guy came to my house, took a picture, and said I wasn't home. But I was home. I actually watched him drive off.

    On the third visit, he came and put the motor in. However, even though the fan was working, it wasn't cooling. He didn't check. He didn't do all the proper procedures. Once he put the motor in, he should have made sure the unit was working, which came to visit number four where somebody came and was saying we didn't have any freon. I'm waiting on them now for the fifth visit to see where the leak is. I started the process in April but it's now June and I still don't have an AC unit. But I don't blame Cinch. In fact, I would recommend them. It's not their fault, it's the contractors they're doing business with.

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    Response from Cinch Home Services

    Hi Tawana,

    Thank you for your continued loyalty over the years and for taking the time to share your experience—we truly appreciate your recommendation and your patience throughout this process.

    We’re very sorry to hear about the repeated service visits and the frustration this situation has caused. This is not the level of service we expect, and we understand how important it is to have your AC working, especially after multiple appointments.

    We have located your air conditioning claim, and a member of our team will be reaching out to you shortly to confirm the current status and ensure everything is fully completed. Our goal is to make sure your system is operating properly and that your concerns are fully addressed.

    Thank you again for bringing this to our attention, we’re here to help.

    Sincerely, Brooklyn

    Verified purchase
    CoverageTechPriceStaffBillingRates

    Reviewed May 26, 2026

    I'm not always good with the contractor that Cinch sends. That doesn't work all the time. You have to look into who they're going to be sending you. One time, I had to get a water heater and ran into difficulties. The person that they sent me was fine, but he had me go through a whole lot of other things that I didn't need. He was trying to run up a bill which was several thousands so I just went to somebody else and got that done for nowhere near that much.

    But other than that, the system works well. I pay a deductible and everything is handled. On top of that, I have a regular price that I pay every month. That hasn't been unreasonable for anything that I've gotten. This last issue with the air conditioner, I got that taken care of within a couple of weeks. They needed parts, and when the parts came in, another repairman came right in and fixed it right away.

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    Response from Cinch Home Services

    Carlton, Thank you for your detailed feedback regarding your experience with Cinch. We're sorry to hear about the difficulties faced with the contractor for your water heater, and we appreciate your patience. We're committed to addressing this, so if similar circumstances arise, please let us know and we'll ensure a satisfactory resolution. It's gratifying that overall, the system and process around payments and repairs have met your satisfaction. We value your insights as they help us improve our service. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceTechMaintenanceStaff

    Reviewed May 26, 2026

    Cinch is a good company. The homeowner before me used them. I just continued to use their service and I've been with them for two and a half years. Recently, when we had a storm and my sump pump stopped working, they sent someone out. It was a pretty easy job. I was able to reach them. They put me in contact with the technician. It was efficient. Their representatives were considerate. I was in a panic because we had received a lot of rain and the water was starting to back up. So, they saved me before the water could damage the basement. I would definitely recommend Cinch. I haven't had any issues working with them. Communication is good. They show up on time.

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    Response from Cinch Home Services

    Florence, Thank you for your continued trust over the past few years—we really appreciate it. We’re glad we could be there when it mattered most and help bring some peace of mind during a stressful situation. It means a lot to know you’ve had a consistent and positive experience with us. Thank you for your recommendation. Sincerely, Angela

    Customer ServiceClaims HandlingTechRefunds & PayoutsStaff

    Reviewed May 25, 2026

    Worst home warranty company I've ever dealt with. I'm a real estate agent and have worked with many warranty companies over the years, and none have been as disappointing as Cinch Home Warranty. I filed a claim, paid the fee, and they never sent a technician. Instead, they told me to find and pay for my own. After submitting the first technician's report, they requested additional information. The technician returned and provided everything, yet Cinch still asked for even more-forcing me to hire and pay for a second technician. After all that, they denied the claim and stopped responding entirely. I do not recommen V; company to anyone.

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    Customer ServiceClaims HandlingTechPriceMaintenanceStaffRates

    Reviewed May 25, 2026

    Once our home warranty that came with the mortgage was over, we went to Cinch. Filing a claim with them is easy. You just do it online. The technicians have been pretty good. However, I had some problems with them at one time. Our dryer was not working and it could not be fixed. They gave us a hard time about that until they finally offered to give us a small portion. Once I complained on Better Business Bureau and Consumer Affairs, they went ahead and gave us the price that they should have given us to replace our dryer. That took several weeks to get resolved.

    There was one other problem, and when I was trying to resolve that, I went through speaking to many different people and, all of a sudden, the line would go dead. I would call them back and I'd apologize because I didn't want them to think I was hanging up on them, but it kept happening enough I got a little bit suspicious. I saw in other reviews where they were doing the same thing to them as well. But lately, it's been fine. The people are always pretty nice, except for that one instance. There were so many of them at that one time that were not good.

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    Response from Cinch Home Services

    Marie, Thank you for taking the time to share your experience and for giving Cinch a try after your initial warranty ended. We’re glad to hear that the claims process has been easy to use and that you’ve had positive experiences with many of our technicians.

    That said, we’re truly sorry for the frustrations you encountered, particularly with your dryer claim and the time it took to reach a resolution. We understand how delays and having to escalate concerns can be upsetting, and that’s not the experience we aim to provide. We’re also concerned to hear about the difficulty you had reaching support and the repeated call disruptions, this is certainly not intentional and not reflective of the level of service we strive for.

    We appreciate your honesty in recognizing improvements more recently, and we’re committed to continuing to provide more consistent, reliable support moving forward. Your feedback is incredibly valuable and helps us identify where we need to do better.

    Thank you again for sharing your experience.

    Sincerely, Brooklyn

    Verified purchase
    Claims HandlingTechStaff

    Reviewed May 25, 2026

    The claims process with Cinch is fairly easy. The reps as well as the technicians they send out have been good. Recently, we had to deal with an issue with our microwave. Nothing was wrong with the microwave, it was just something we didn't know about it. The technician told us about it and was very informative.

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    Response from Cinch Home Services

    Anthony, Thank you for your feedback—we’re glad your experience was positive and informative. We appreciate you choosing Cinch! Sincerely, Angela

    Customer ServiceCoverage

    Reviewed May 24, 2026

    If I could leave negative stars, it would still be too high. We had them for over 9 years with no major claims. As soon as the AC broke, they took two weeks to even send someone. When we fixed it ourselves, they refused to cover it. Their customer service was the absolute worst. It’s not bad enough that they farm their calls out to Bangladesh, but they are the absolute rudest people I’ve ever dealt with. When I finally had enough and tried to cancel my subscription, their customer service people hung up on me several times instead of canceling my service. NEVER DEAL WITH THIS COMPANY.

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    Claims HandlingCoverageTechPunctuality & SpeedMaintenanceStaff

    Reviewed May 24, 2026

    Submitting a claim to Cinch is slow as hell and frustrating, but they get it done. I usually let the technicians in and point them at the thing with issue, and they fix it. Sometimes, they show up and then they need to order a part, and then come back. They explain the issue and the solution well. I understand what they're doing. It's just the timeline. It shouldn't take three weeks to fix a dishwasher. I live in an area where there's a lot of people, but Cinch can never find a technician to do things. So, that's the biggest issue I have with them. This is a whole city, there are thousands and thousands homes, and yet they can't find somebody quickly to repair things.

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    Response from Cinch Home Services

    We apologize for the delays and inconvenience you've faced with our claim process. While it's good to hear that once engaged, the technicians resolved your issues well, the timeliness of these services is crucial, and we're concerned about your feedback regarding finding technicians and the long repair times. I'll ensure this feedback is reviewed by our team actively looking to improve our timelines and neighborhood responsiveness. Thank you for making sure we deliver the truly efficient service you expect.

    Verified purchase
    Customer ServiceTechPricePunctuality & SpeedMaintenanceStaff

    Reviewed May 24, 2026

    The most recent repair situation was for a garbage disposal was not working. It was making noise when you turned on, but it was not performing properly. I just go to Cinch Home Services' website and submit claims that way. It's very easy. I usually get a message from a generic number that will tell me that the heating company said, "XYZ will be in touch with you to schedule an appointment." That XYZ calls me to schedule the appointment. It wasn't good for two or three years prior with the contractors. Cinch would send a contractor out and it was the same one. The contractor looked at the job and didn't know exactly what he was doing or what to do. But it has gotten better this year.

    It used to be $100 with the deductible for each call, and it was 125. Now, it's 150. It keeps rising. I am happy that it has the last two years remained 150 for service calls for someone to come out. I understand with cost of living. I am pleased at this time with Cinch and the service that I received from them. It has been reliable as far as issues that I've needed resolved around the home when it comes to repairs of appliances and overall upkeep of the house.

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    Response from Cinch Home Services

    Frank, Thank you for sharing your experience and for recognizing the improvements you’ve seen over time. We know consistency matters, and it’s great to hear your recent service has met expectations. We appreciate your continued trust and are glad we’ve been able to support your home repair needs. Sincerely, Angela

    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffWait Time

    Reviewed May 24, 2026

    If a home warranty is not offered, inquire about it because it'll help you when that time comes. I've had Cinch Home since 1999 when they were still called HMS Home Warranty, and my experiences with them have always gone very well and smooth. They have met my expectations and more and I haven't had a problem in all the claims I've made. In the beginning, I was using the phone to submit my claims. But in the last five to eight years, I've been doing it online. The techs who have come out were very professional and the last one explained to me exactly what the issue was. Then he gave me a time estimate on the part order and kept me informed during that waiting period. I liked his whole demeanor and how he explained the preventive measure going forth.

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    Response from Cinch Home Services

    Eric, Thank you so much for your incredible loyalty and for sharing your experience with us!

    We’re honored to have earned your trust since 1999, and it’s wonderful to hear that your experiences, from your early days with HMS to now with Cinch, have been consistently smooth and dependable. It’s especially great to know that both our claims process and online tools have made things more convenient for you over the years.

    We’re also glad to hear your recent technician provided clear communication, kept you informed, and shared helpful preventative guidance. That level of professionalism and transparency is exactly what we strive for.

    We truly appreciate your continued support and look forward to being here for you whenever you need us! Sincerely, Brooklyn

    Verified purchase
    Customer ServiceTechPunctuality & SpeedMaintenanceStaff

    Reviewed May 23, 2026

    I call Cinch Home and make appointments to get something fixed or looked over. I do it with their automated system, but once in a while, if I have other questions, I push the button to talk to a representative. Sometimes the contractors don't have the right parts, so they have to order the parts and come back a few days later. But that's just an inconvenience you got to deal with because they don't have any idea what's broken. Overall, it's a good service and I never had a problem with them.

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    Response from Cinch Home Services

    William, Thank you for sharing your experience with Cinch Home Services. We're pleased to hear that setting up appointments through our automated system has been convenient for you. We understand the occasional challenges of part availability and appreciate your patience when follow-up visits are needed. It's wonderful to know that, overall, you find our service reliable. We are committed to continually improving our service and look forward to assisting you with any future home needs. - Brooklyn

    Verified purchase
    Claims HandlingTechStaff

    Reviewed May 23, 2026

    Cinch was recommended when I purchased the property and it’s been four and a half years since I got the home warranty. The claims process is easy and the reps do a good job. The techs are professional.

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    Response from Cinch Home Services

    Candice, We're thrilled to hear you were recommended to Cinch and have found the service satisfactory over the past four and a half years. It's wonderful that you’ve had positive experiences with our easy claims process and professional technicians. Your trust means a lot to us, and we’re grateful for your kind feedback. Thank you for choosing Cinch for your home warranty needs! Sincerely, Brooklyn

    Verified purchase
    Customer ServiceCoverageTechSales & MarketingPriceOnline & App

    Reviewed May 23, 2026

    I had a good experience when I talked to a customer service person about renewing with Cinch. It's been more than five years since I started the warranty and I've only had to use it one time. It was cool. I set up the service on the app for an AC issue and the tech fixed it. The deductible was $200. It wasn’t too bad because it could’ve been a worse issue.

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    Response from Cinch Home Services

    Lawrence, We really appreciate you sticking with us and taking a moment to share this. It means a lot to know things worked out when it mattered most. Thanks for being part of Cinch—we’re glad to have you with us! Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedStaffRatesTimeliness

    Reviewed May 22, 2026

    I've had my Cinch home warranty in place for three years and the experience has been great. Submitting a claim is easy, but I know more than most consumers because I'm an agent and I deal with this all the time. I had to do one, and I tried online, but it wouldn't let me enter "ice maker" for the refrigerator. So I had to call Cinch. The guy came out the next day and fixed my ice maker, and it's working awesome. For my other claim on plumbing, the tech came out within a few days. It was quick. The techs have been professional, trustworthy and reliable. I’d use Cinch again. The price is more expensive than it used to be and what other people get. But I trust Cinch over some other home warranty companies because they don't have limits on certain things like other ones do, and because I know more and have researched them.

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    Response from Cinch Home Services

    Lisa, Thank you for sharing your positive experiences with Cinch Home Services. We're delighted to hear submitting claims has been effortless and our technicians have performed professionally. It's beneficial to have industry insights, and we're pleased our services meet your expectations even as pricing changes. Your trust in our unlimited benefits compared to others means a lot. We appreciate your continued trust and loyal support. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceTechPunctuality & SpeedRefunds & Payouts

    Reviewed May 22, 2026

    I called Cinch Home Services to set up a service request. Usually, a contractor calls me within one day, sets it up and it's very smooth and quick. The contractor came out and replaced our garbage disposal. They set the appointment and called half an hour before they got here. It went very smoothly. They had parts available. I only had to pay a co-pay of $100. I didn't pay for the initial contract. It was very good. We've used Cinch twice since we moved in. Do it.

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    Response from Cinch Home Services

    Nancy, Thanks for the great feedback! We’re glad your service experience was smooth and efficient, and we look forward to being there for you again when you need us! Sincerely, Angela

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaffBillingRates

    Reviewed May 22, 2026

    I've been with Cinch for almost 15 years. It used to be really good, and it's been going downhill consecutively every year. My bill's been going up higher and higher as well. When I signed almost 14 years ago, they were supposed to be $45 a month permanently, and it's $80 a month now. They sold the company and it changed hands. I said, “Look, whenever I signed the contract almost 14 years ago, it was $40. You are not able to change said contract without me signing a new contract. The guy started laughing, and he said, “Yeah, we've been changing your contract every month for the last 10 years. It's not just you, it's everybody that we have under us. We've just raised the price on everybody.” So, they've been changing the contract without legally changing it.

    I was supposed to get a phone call from a manager, Emmanuel, and that was a year and a half ago. I'm still waiting for them to come fix my water heater on the exact same phone call a year and a half ago. I've called since then, and they had someone come redo my washing machine. That got taken care of really quickly, and the guys that they brought in were awesome. They had one come out, looked at everything, ordered the parts, and another guy came in a few days later and put everything in for me. I've dealt with that company several times through the years.

    Cinch has been a pain for me, but I have family members that have worked with other companies through the years, and so far, I'm the only person that has gotten stuff taken care of. So, I still recommend Cinch to people, but at the same time I've had to force their hand to get things fixed. They've come in and said, “No, we're not doing it. No, we're not doing it.” It's in my contract that states I'm paying them to take care of it. If they can't find somebody to do it, I can find somebody to do it, and they're paying the bill regardless of what happens. They are required by contract to pay the bill for whatever needs to be taken care of and fixed. I know they didn't want to pay for an AC. They didn't want to pay for a washer or dishwasher or plumbing. So, everything that I've had done, they fought me on it, except for the washing machine that they just repaired. That's the only thing that they haven't fought back on.

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    Response from Cinch Home Services

    Thank you for sharing your detailed feedback and for your loyalty over the past 15 years, we truly appreciate your long history with us. We’re very sorry to hear about the frustration you’ve experienced with pricing, service delays, and communication, as this is not the level of experience we strive to provide.

    We’d also like to clarify that Cinch is the same company you originally enrolled with. While we have rebranded over the years to bring all of our offerings under one unified name, your coverage has remained with the same organization. We regret any misunderstanding this may have caused and understand how changes over time can feel unclear or frustrating.

    We sincerely apologize for the concerns you raised regarding billing increases and how that was communicated, as well as the missed follow-up from a manager and the delay with your water heater. That is not the experience we want for our customers. At the same time, we’re glad to hear your recent washing machine repair was handled efficiently and that the technicians provided excellent service we appreciate you recognizing their efforts.

    We understand how important it is to feel supported and confident in your coverage, and we regret that you’ve had to advocate so strongly to get certain issues addressed. That’s not the experience we want for you.

    We’d truly appreciate the opportunity to take a closer look at your account and work toward a resolution. We will have a dedicated specialist contact you to address your concerns.

    Thank you again for your feedback and for continuing to recommend Cinch, we’re committed to improving your experience moving forward. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedStaff

    Reviewed May 21, 2026

    When I bought my condo, the people gave me insurance for a year, and they chose Cinch. The home warranty company has been very helpful, and they've been very accommodating whenever I've wanted a specific provider. So, it's worked really well and usually, the customer service is good. It's very quick and efficient. Only one time I had the automatic recording. I wanted to talk to a specific agent, and it kept on going on the loop, but I finally got someone to talk to.

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    Response from Cinch Home Services
    Silvia, thank you so much for sharing your experience! We’re glad to hear Cinch has been helpful and accommodating, especially when it comes to working with your preferred providers. It’s great to know you’ve found our service quick and efficient overall.

    We appreciate your feedback about the phone experience as well—that’s helpful insight, and we’re always looking for ways to improve. Thanks again for choosing Cinch!

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedOnline & AppStaffResolutionFollow-Through

    Reviewed May 21, 2026

    Submitting a claim online to Cinch is easy. Their online form is pretty simple. I felt like if I ever needed to talk to a person, that was a problem, because there are people who don't speak English generally or their English is poor. I've had numerous claims with Cinch and had talked to several reps. Their accents are really thick and hard to understand. So, it makes communication very difficult. All the technicians that we've had have been great. We've had our dishwasher replaced. We've had our dryer repaired. We've had our washing machine replaced. We've had our heating and air conditioning system serviced since August. So, everybody was great.

    In terms of good things, I've had to escalate my claims twice because their base level customer service could not help me. And the person in the escalation department was extremely helpful. His name is Wayne. He was beyond outstanding. He got us what we needed quickly and efficiently, and was very thorough in following through and following up. I wish the service would be like that instead of having to go to an escalation before I got good service. We've had a lot of claims, and Cinch covered everything and fixed everything we needed. So, overall, it was a great experience.

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    Response from Cinch Home Services

    Sue, Thank you for sharing your experience with Cinch. We're glad to hear our online claims process is straightforward and that our technicians have effectively serviced and replaced your appliances. We also appreciate your feedback regarding communication challenges. We're dedicated to enhancing our overall service experience to ensure consistency. It’s great to know that the escalation team addressed your needs efficiently. We appreciate your ongoing trust and satisfaction with Cinch. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceTechStaff

    Reviewed May 21, 2026

    I just got with Cinch in the middle of February when I bought my house. The customer service was good and the technician was great. The only thing is, the first time I called, it was for a plumbing issue. I called on a Monday and Cinch couldn’t send anybody out until Friday. So, if it were a bad plumbing issue, that would have been a problem.

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    Customer ServiceCoverageTechPrice

    Reviewed May 20, 2026

    I just bought my house less than a year ago, and Cinch was included for the first year. The seller had to provide the warranty, and they had Cinch. My Realtor suggested it because he had found it to be a very reliable policy. I've only made one claim. I gave the information, and then somebody called me and then told me who I could call to come out and look at things, and then I did that. The person who came out was great. It was a problem with my ice maker initially. He was digging around, and he found out that there had been something leaking, and it collected in the bottom drawer of the freezer. It was 30 pounds of solid brick of ice.

    He said, "I can't even pick it up and get it out of there because it's too heavy. So, when it thaws, then if you plug it in and it works, great. If it doesn't, I'll come back out." We thawed it out, and we plugged it in, and we're crazy about it. Everything's worked great. I had to pay a $100 deductible, and he ended up showing us how to deal with the ice maker properly. So, it came with a tutorial. I just renewed my contract for another year. I haven't had anything go wrong, but I know from the policy that it would pretty much cover everything.

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    Response from Cinch Home Services

    Denise, We are delighted to hear that your experience with Cinch has been so positive, especially in resolving your ice maker issue. It's great that the technician not only addressed the problem but also provided a helpful tutorial. Thank you for choosing to renew with us for another year. We look forward to continuing to meet your home warranty needs. Thank you for sharing your experience! Sincerely, Brooklyn

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaffRates

    Reviewed May 20, 2026

    Cinch has done a very good job of making things very easy for me to tackle. Everybody that has been to my house has been very professional and very polite. They've done a wonderful job, explained everything to me, and cleaned up. Everything's always taken care of. I've been very satisfied with the price, especially with the latest claim, I didn't have to pay anything out. I would tell others to give Cinch a call and talk to them. I've found everything very easy. I just call if I have a problem. Recently, I called for my air conditioning unit that didn't work last month. I told them what was happening, and they said, "Well, we'll get somebody to call you locally for you." The company that had come and fixed my air conditioning called me before I got off the phone with Cinch. That's how fast it was. I was very impressed with that.

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    Response from Cinch Home Services

    Jacklin, We really appreciate you taking the time to share this. It’s great to know the process has been easy and that the service you’ve received—from scheduling to the work completed—has met your expectations. We’re glad your recent claim was handled so quickly, too. Thanks again for your support and for recommending us! Sincerely, Angela

    Verified purchase
    Customer ServiceTechSales & MarketingPriceStaffRatesCoverage Limits

    Reviewed May 20, 2026

    I’ve been with Cinch for quite a few years and at some points, the customer service has not been great. I was trying to get some things done with some of my appliances, and when it came to my washer and dryer, the rep told me that if it wasn't stacked, I had to file two different claims and be charged two different deductibles. The customer service was fine, but it was just what I had to do as far as the dual application. One tech tried to tell me that I needed to change all my piping and that they would be able to do it for me at a discounted rate. They also told me that water lines were gas lines, which I knew was false because I have done some plumbing myself. It was like the company was trying to pad their own pockets.

    I've had some good experiences with Cinch but some of the people who came to my home would tell me that certain work needed to be done and that things had to be brought up to code. When I asked what they meant, because everything was already at code, they would say the piping needed to be redone. I told them I would just do it myself. I understand they were trying to generate business for themselves, but some would give me their card and suggest they could do the work without me having to call the warranty company again. I didn't understand why I would do that when everything was being handled through the warranty company and they were supposed to be working for the warranty company.

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    Response from Cinch Home Services

    Theodore, We appreciate your honest feedback and for being a long-time customer. We're sorry for the challenges you faced with the dual claims process and miscommunication from our technician. Your experience in understanding different pipework is acknowledged, and suggestions about following the warranty procedure are essential. We're looking into enhancing these aspects and ensuring contractors adhere to correct practices. Your observations spur important improvements, and we’re committed to enhancing our service process. Thank you for sharing your experiences. Sincerely, Brooklyn

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    Verified purchase
    Contract & TermsClaims HandlingCoverageTechPunctuality & SpeedRefunds & PayoutsStaffTransparencyResolutionHonesty & Transparency

    Reviewed May 19, 2026

    Cinch Home Services is one of the most inconsistent and misleading warranty companies I’ve ever dealt with.

    My service contract clearly lists the item I needed repaired as covered. There is no ambiguity in the contract language. Despite that, multiple Cinch representatives insisted the item “wasn’t covered,” yet not a single one could point to any clause in the contract to support their claim. Every time I asked for written proof of the exclusion, they avoided the question or changed the subject.

    After pushing the issue, an escalation representative finally reviewed the contract and approved my claim, confirming that the item was covered exactly as written. Two business days later, Cinch abruptly canceled the approved service request with a generic explanation that had nothing to do with the actual contract terms. They still refused to cite any specific language that would override the coverage they had already acknowledged.

    This pattern — verbal denials with no documentation, contradictory explanations, an approval followed by a sudden cancellation, and a complete refusal to reference the contract they expect customers to follow — shows a company that does not operate in good faith.

    It feels like Cinch’s strategy is simple: deny first, hope the customer gives up, and only acknowledge the contract when pressed. Even then, they look for a way to reverse the approval.

    I’ve paid premiums expecting Cinch to honor the agreement. Instead, I got a runaround, conflicting answers, and a cancellation that directly contradicted their own written contract.

    If you’re considering Cinch, read every word of your contract — because they won’t. And be prepared to fight for coverage they claim to provide.

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    Cinch Home Services
    Response from Cinch Home Services

    Hi Anthony,

    We’re truly sorry to hear how frustrating this experience has been and appreciate you taking the time to share such detailed feedback. We understand how important it is for coverage decisions to feel clear, consistent, and aligned with the contract, and we regret that this was not your experience.

    While your agreement does list certain plumbing items as covered, all items are subject to the General Exclusions and Limitations within the contract. In this case, the item in question falls outside the covered perimeter of the home, which is why the claim was ultimately not eligible for coverage. We recognize that this may not have been clearly explained during your earlier interactions, and we sincerely apologize for the conflicting information you received along the way.

    We also understand your frustration regarding the approval that was later reversed. This inconsistency does not reflect the level of service we strive to provide, and we regret the confusion it caused. Your feedback is being taken seriously and will be used to improve how we communicate coverage determinations moving forward.

    As previously addressed, the service request was canceled prior to any work being performed, and your deductible was refunded in full. While we are unable to override the contract terms in this instance, we do want to ensure you feel heard and supported.

    If you would like to discuss your concerns further, we would welcome the opportunity to speak with you directly. Sincerely, Brooklyn

    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceWait Time

    Reviewed May 19, 2026

    ⭐ 1/5 — Two years of failed repairs, weeks-long delays, and zero accountability

    I've been a Cinch Home Services customer for two years, and my experience has been deeply disappointing on every measure that matters: repair quality, response time, communication, and accountability.

    **Last year:** My AC blower fan failed. It took 3 different contractors and 3–5 weeks to get it working again. Each handoff between vendors meant restarting the diagnosis from scratch.

    **This year:** My AC stopped working again. The first contractor diagnosed a leaking evaporator coil. After a 3-week wait, it was replaced — and Cinch charged me $1,050 out of pocket with vague justifications for what should be a covered repair. The unit worked for a couple of hours before failing again. The same contractor returned and is now saying the compressor is shorting. I'm still waiting on a resolution.

    Meanwhile, it is 100°F outside. I have young children and elderly parents in the house. When I call to escalate, I get automated phone trees and an outsourced call center where no one has authority to actually do anything. Requests for urgency are met with scripted responses. No case manager, no ownership, no callbacks.

    The core problem isn't a single bad repair — it's a system that seems designed to delay, deflect, and minimize payouts:

    • Repairs that don't last (same system, two failures in two years)
    • 3–5 week wait times during a heat emergency
    • Unexpected out-of-pocket charges on supposedly covered claims
    • Zero meaningful customer service — only robotic IVR and offshore scripts

    • No accountability when contractors fail to fix the problem

    A home warranty is supposed to provide peace of mind. Cinch has provided the opposite. I would strongly encourage anyone considering this company to read recent reviews carefully and consider alternatives, especially if you live somewhere with weather extremes where AC and heating aren't optional.

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    Cinch Home Services
    Response from Cinch Home Services

    Joby, We’re truly sorry to hear about your experience and the frustration this situation has caused, especially given the extreme heat and the needs of your household. This is certainly not the level of service we aim to provide, and we understand how concerning these repeated issues and delays have been.

    After reviewing your account, we have located your claim and can confirm that your situation is currently under review. We recognize the challenges you’ve faced with multiple service visits, extended timelines, and ongoing system concerns. Situations involving complex HVAC systems and sequential component failures can require multiple diagnostics to fully identify and resolve the root cause; however, we understand how difficult and inconvenient this process has been for you.

    Your feedback regarding communication, delays, and out-of-pocket costs is taken seriously. We want to assure you that your case is being actively worked, and we are committed to ensuring that the appropriate next steps are taken in accordance with your warranty agreement.

    We will be contacting you directly to bring this matter to a resolution as quickly as possible. Your concerns are important to us, and we appreciate the opportunity to address them. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceTechPriceRefunds & PayoutsNetwork Quality

    Reviewed May 19, 2026

    We bought the house on October 7, 2025 and the Realtor picked one company. But the deductible was too high and I told her it was crappy. She then picked Cinch. I call them directly when submitting claims, and it’s easy. In my first claim with them, we had 12 lights with ballasts and they were all going bad. Cinch denied the request and I made an appeal. The electric company said that they would remove those and then just rewire the lights, which was a lot cheaper, and Cinch approved it. The electric company, AJ Electric, was great.

    My second issue was with my Bosch dishwasher, and Sears Home Repair Service came out and put a new control panel in. But that didn't work. Then, the tech did the door latch and didn't even plug it in correctly. The whole thing won't even work. Cinch called and told me that the job was completed, and I called them. They told me to hire my own appliance guy, which I did. And Cinch reimbursed me the $160. It took the guy from Minnesota Appliance Repair right here in North Branch a whole five minutes to repair and everything works. Then, he told me the control panel wasn’t even bad. It was the door latch all along.

    I'm probably going to get another home warranty. Because Cinch uses Sears Home Repair, I don’t think I would want to renew with them. Sears is a joke for what they put me through. I was without a dishwasher for almost three weeks. I'm having second thoughts because I would only renew because of some of the appliances. The only ones would be the microwave and refrigerator, washer, dryer, stove, dishwasher, and garbage disposal. Everything works fine. The water heater, water softener, furnace, and air conditioner are less than two years old. But I still would like to get another home warranty.

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    Cinch Home Services
    Response from Cinch Home Services

    Thank you for taking the time to share your experience—we appreciate your detailed feedback.

    We’re glad to hear that submitting claims has been easy and that your initial electrical concern was able to be resolved with an approved alternative, as well as your positive experience with the service provider. It’s also good to know reimbursement for your dishwasher repair was processed and that the issue is now fully resolved.

    We do understand your concerns regarding the service experience with the assigned provider and the delay in getting your dishwasher back up and running. Feedback like this is important, as we continuously work to evaluate our network and improve the overall customer experience.

    We truly appreciate you giving Cinch the opportunity to support your home, and thank you again for your thoughtful review. Sincerely, Angela

    Verified purchase
    Customer ServiceTechPriceStaffHonesty & Transparency

    Reviewed May 18, 2026

    I’ve done two claims with Cinch so far, and it’s been a very good experience. The technicians were very good. One technician wanted me to give him a review. However, they said a $200 deductible, but that's a $200 deductible for every appliance there is. That's very misleading. But that’s the only issue we had with them. Their customer service has been very good and very on top of it.

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    Cinch Home Services
    Response from Cinch Home Services
    Kenneth, thank you for sharing your experience! We’re glad to hear both of your claims went well and that our technicians and customer service team have taken good care of you.
    We also appreciate your feedback regarding the deductible. We understand how that could feel confusing, and your input is valuable as we continue working to improve clarity for our customers.

    Thanks again for taking the time to share your thoughts—we’re happy to have you with us!

    Verified purchase
    Customer ServiceCoveragePriceStaffRates

    Reviewed May 17, 2026

    I started with Cinch's predecessor company when I initially bought my home. The policy was gifted to me for the first year, then I renewed it. It’s been about two years now and during the initial years, I had to call for service requests, but with technology, it’s all done online. It’s seamless. I appreciate the convenience when something happens.

    Cinch Home Services is worth the value in having that security. They're very responsive, professional and they have always sent some quality repair people. I never have to worry about them finding someone able to help with things. However, the monthly rate has increased almost annually or at least biannually. The deductible has increased as well and I get economy, but I've had other subscriptions that don't increase the rate.

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    Cinch Home Services
    Response from Cinch Home Services
    Perneita - Thank you for sharing your experience! We’re so glad to hear you’ve found the online claims process seamless and convenient, and that our team has consistently been responsive, professional, and able to connect you with quality repair technicians. Providing that peace of mind is exactly what we aim for.
    We also appreciate your honest feedback regarding pricing and deductible changes. We understand how increases can be frustrating, and your input is important as we continue to evaluate how we deliver value to our customers.

    Thanks again for taking the time to share your thoughts—we’re glad to have you with us!

    Verified purchase
    CoverageTechMaintenanceStaff

    Reviewed May 16, 2026

    I bought a house that came with the Cinch services. I've had the home warranty for five years and it's been a positive experience. I submit claims online and the reps as well as the service have been good. My dryer wasn't working, and they came out to fix it. It took them a couple times, but they kept coming and it's fixed correctly now.

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    Cinch Home Services
    Response from Cinch Home Services
    Kimberly, Thank you for sharing your experience and for being with Cinch over the years! We’re so glad to hear that submitting claims online has been convenient and that both our representatives and service providers have taken good care of you.

    We also appreciate your patience with the dryer repair—we’re happy to know the team stayed committed and got it fixed properly. Thanks again for your feedback and for choosing Cinch!

    Verified purchase
    Staff

    Reviewed May 15, 2026

    My experience with Cinch has been excellent. I had them my whole time living in my house, and every claim I had, I was always pleased with them. They always showed up as well.

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    Cinch Home Services
    Response from Cinch Home Services

    Roberta, thank you for your kind words and for being a long-time customer! We’re thrilled to hear you’ve had such a consistently positive experience and that our team has been reliable and there when you needed us. We truly appreciate your trust and support!

    Profile pic of the author.
    Customer ServiceContract & TermsCoveragePriceMaintenanceStaffRatesCommunication

    Reviewed May 14, 2026

    I would rate it lower if I could . My Samsung refrigerator , 3 years old stopped working May 1 2026 and I called them that day . The repair service they selected took 5/days to arrive was there 20 min and diagnosed the problem as Freon leak .
    He stated they are not allowed to repair it as it would void the Samsung warrantee.
    He reported it to Cinch . I called cinch daily to get them to send a repair person and they kept telling me that dispatch had the orders but couldn’t get anybody . On May 13 I logged onto account and cinch cancelled the search and never notified me . I was assigned a customer service rep who then told me I had to have Samsung repair the refrigerator as it was under warrantee . Som I called Samsung and they are charging me $140 for a callout charge . Inghen received an email from cinch from the same agent assigned that they were going to send some one out to fix .

    I have no idea what to do as it changes every day . This has cost me $260 and nothing done or resolved in 14 days . Utterly ridiculous .

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    Cinch Home Services
    Response from Cinch Home Services

    Mike, We’re very sorry to hear about your experience and understand how frustrating this situation has been, especially with the delays and conflicting information. Coverage for certain components may involve coordination with the manufacturer when an active warranty is present, which can impact how service is completed. That said, we understand the importance of clear and consistent communication throughout the process. A member of our team will be reaching out to you directly to review your claim, address your concerns, and work toward a resolution. Sincerely, Angela

    Verified purchase
    Customer ServiceContract & TermsCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed May 14, 2026

    Cinch is like my backup landlord. With them, I don't have to worry about stuff. I make my monthly payment, and I know that if problems were to hit the fan, I've got them to help me out. I don't have to have that backup so much in cash, but I've got that support. So, I'd rather chunk away at it on a monthly fee than nothing and I'm not going to fish around for contractors on my own. They're going to send me somebody that they believe is reputable. Then, I'm looking at $150 deductible. In the scheme of things, they replaced our air conditioning and furnace unit for us. I don't know how much that would have cost, but at the time, because the deductible has risen, that cost me $120 out of my pocket, and that's huge. So I like the financial safety that Cinch provides.

    We got a one year contract with them with the purchase of my home and I just continued their services. I have them for five years now. When you have a claim, you can submit it online or call their 1-800 number. I like to talk to a human personally, and the process is super easy and super fast. But I've learned with dealing with them that if someone comes out and I'm not happy with that, it's a quick phone call for me where I tell Cinch about it, ask them to have a different contractor come, and they're really quick to get me somebody else out.

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    Cinch Home Services
    Response from Cinch Home Services
    Jennica, thank you for such a thoughtful and detailed review! We’re so glad to hear Cinch has provided you with that added sense of security and peace of mind—knowing you have support when something goes wrong is exactly what we aim to deliver.
    It’s great to hear you’ve found the claims process easy and flexible, and that our team has been responsive when you’ve needed a different contractor. We also appreciate you highlighting the value of that financial protection, especially with major repairs like your HVAC system.

    Thank you again for your continued trust over the years—we’re happy to have you with us!

    Verified purchase
    CoverageTechPriceMaintenanceStaff

    Reviewed May 14, 2026

    Through Cinch, I can get things repaired at a reasonable cost. I have them for six years now. I like their professionalism and that it doesn't take long for them to get someone out to take care of things. The last contractor I had was really good and I had some that I kind of questioned. Recently, the oven stopped working and the techs that Cinch sent out fixed it. It took about a day because they had to go back and get parts. Since the repair, it has been working perfectly. All in all the warranty is worth it and I'd recommend Cinch to my family and friends.

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    Cinch Home Services
    Response from Cinch Home Services

    We appreciate your loyalty to Cinch over the past six years. It's great to hear about the positive experiences you've had with our service—and we're particularly pleased the recent oven repair met your expectations. Your recommendation is invaluable, and we’re continuously working to ensure consistently excellent service every time. Thank you for choosing Cinch for your home warranty needs.

    Profile pic of the author.
    Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaff

    Reviewed May 13, 2026

    I feel that this company is a ripping their customers off. I have paid thousands of dollars for membership over the years and have only used them a few times, with at least two of their referrals providing unsatisfactory services. I called the company yesterday because my hot water line had broken and water was gushing over the floor. The representative informed me that the deposit had increased to $150 without any prior notice and that a plumber would call me the following day to schedule services. However, I called a plumber myself and was charged $125 for the entire job. The company also is requiring me to pay $150 for each kitchen appliance or $300 to repair my dishwasher and stove in the kitchen, while the previous deposit covered all of the kitchen appliances. To say the least, I am totally disappointed in Cinch Home Warranty.

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    Cinch Home Services
    Response from Cinch Home Services

    Norma, We're sorry to hear you feel this way. Please be assured that we strive to be clear and upfront about any pricing changes, and service fees and coverage details, including any updates, which are outlined in renewal materials such as your declaration page. Each service request is processed as a separate claim, with applicable fees based on the terms of the agreement.

    We also understand your concerns regarding the service experience you received. A member of our team will be reaching out to you directly to further review your concerns and answer any questions you may have. Sincerely, Angela

    Verified purchase
    Customer ServiceContract & TermsCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed May 13, 2026

    The service with Cinch was included in the contract when we bought our home two years ago. The process is easy. But they can improve their guidelines and customer service. It’s counterintuitive. I had an issue with them when I had a plumbing issue and they didn't follow protocol, which cost me $1,000, versus it costing me $200. It was a Sunday call, and they said they couldn't help me until Monday. But it was urgent. When I later called to make sure that my money was refunded, I found out they could have opened an emergency ticket. Then it was later denied. It’s been taken care of partially. But the other part was that they said it was not covered because the plumber we used, since we had no choice, marked it as grease buildup, which was not what it was. It was normal wear and tear. But going back and forth about it, I didn’t have time for it. I was dissatisfied with that call but the other calls I've had have been okay.

    I've recommended Cinch to family members. They know about what had happened on the one ticket. But Cinch has been useful with everything else. I had a sump pump go out and I had it replaced right away. It was the same with my pool pump and pool filter. I’ve not had any issues in any calls. I called them two weeks after I moved in because my air conditioner failed.

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    Cinch Home Services
    Response from Cinch Home Services
    Shannon, thank you for taking the time to share your experience. We’re glad to hear that overall you’ve found value in the coverage and that many of your claims—like your sump pump and pool equipment—were handled quickly and smoothly.
    We’re very sorry, however, to hear about the frustration surrounding your plumbing issue. We understand how upsetting it must have been to face an urgent situation, incur unexpected costs, and later learn there may have been other options available. Your feedback about emergency handling, communication, and claim determination is appreciated and will be shared with the appropriate teams for review.

    We truly value your continued trust and your willingness to recommend us, and we’re glad many of your experiences have been positive. Thank you again for your honest feedback—it helps us continue to improve.

    Verified purchase
    Claims HandlingTechPunctuality & SpeedOnline & AppStaff

    Reviewed May 12, 2026

    We bought a home and our Cinch Home warranty was included with the purchase. We recently submitted a claim and it was really easy using their website. They handled everything great. Also, the techs who came out were very helpful and it was easy to schedule the service with them. They did a great job, too.

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    Cinch Home Services
    Response from Cinch Home Services

    Noah, Thank you for sharing your experience! We’re so glad to hear that getting started with your Cinch Home warranty was easy and that submitting your claim through our website was a smooth process. It’s great to know our team handled everything well and that the service technicians were helpful and easy to work with. We truly appreciate your feedback and are happy we could provide a positive experience! – Brooklyn

    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed May 11, 2026

    Cinch has been good to me and my experience with them has been great. People should get the warranty from them. The reps are very professional, even the ones when I called in. I only had the repair people come out twice for plumbing problems, and they were there on time.

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    Cinch Home Services
    Response from Cinch Home Services

    Michael, thank you for your kind words and recommendation! We’re thrilled to hear you’ve had such a great experience and that our team has been professional and reliable when you’ve needed service. We truly appreciate you taking the time to share your feedback and are glad to have you with us!

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffRatesTransparency

    Reviewed May 10, 2026

    I'm a realtor. And I encourage people to buy the Cinch Warranty, because I've been a customer for 12 years. Using Cinch has been a very good experience. Recently, I've run into a little something, but it wasn't Cinch. It was the service person. But that's a different story.

    We had a call-in because our ice maker quit working on our refrigerator. They got me a service repair, that little system, got that set up for the service guy to come out. He came out and checked the ice maker and found that it needed to have a new one installed, because the other one couldn't be repaired. So, he ordered a new one.

    Their system for staying in touch, keeping you informed, was definitely adequate. So, then he brought the new one out and put it in. He worked on it for a long time ‘cause it's not an easy part to put in. He said, “This should work within 24 hours. It takes a while for ice to be made.” He said, “If it doesn't, let me know.” It didn't. And it's never made ice. He said he would turn the report into Cinch because, “You're gonna have to get a new refrigerator.” Because this particular model with this particular ice maker was notorious for not being repairable, though sometimes it was.

    And the unfortunate thing about this is not a Cinch problem, but the repairman has not turned the report in after being out here for over a month ago. And until he turns the report in and reports to Cinch whatever paperwork they need so that they can take me to the next step, we won't have it yet and that's frustrating. But that's not a Cinch problem. That's the service guy.

    But they need a Plan B if the service people don't do their paperwork, ‘cause, obviously, the paperwork is something he doesn't want to do, for whatever reason. They need a Plan B when they can't get the report, so we can move to the next step. Because if this were a faulty refrigerator or an air conditioner, going for over a month, and still not getting the replacement, is not what I booked up for. But that's something they've got to figure out.

    They called me and talked to me, which was really nice, because they can improve their phone tree. Their phone tree is a little bit frustrating. And as a realtor, I don't want my customers frustrated with a warranty that they've purchased or gotten from a seller. Their phone tree makes it hard to get to a person. And there's a limit to what phone trees are good for. When you don't get someone to talk through an issue that's not on the phone tree, “Push this button, and you can get to this,” it's very hard to get to a live person. Most people are not tenacious enough to keep pressing to get to a live person.

    But I was getting a text for a little bit, an email update, and they just started calling me. They told me what the issue is. They're still trying to get the guy to turn the report in so we can move on, but we don't have it yet.

    There was another customer of mine who has a Cinch Warranty. This was her air conditioner. And she had to wait a month for them to come out. That's too long, at this time of the year, to come out to figure out what it needed. She said, “Finally, they came.” And then they were gonna come back in a week and bring the motor out, ‘cause the air conditioner needed a new fan motor. That's not a complicated repair.

    And instead of a week, he put her off until the 9th of June. And it's hot and muggy. He's a Sears repair person, but she's getting pushed to the back of the line because she's a warranty person, not a customer off the street. I'm not crazy about that at all.

    If you're gonna have people come out to fulfill the repair, they shouldn't be feeling like they're second-class citizens. And it really was discouraging to her. On top of the fact that we're trying to get her house on the market, so we wanna make sure everything's in good shape. And she's got a Cinch Warranty on her new property that she's purchased. So, it's not like she wouldn't use Cinch.

    But those are things that could be polished up. They could be a lot better. And Cinch is big enough to make them better. But every time I talk to a Cinch person, they're really very good. I like that, because customer service in my industry and their industry is critical. You have to feel like you're being heard and taken care of. If the company is gonna be fabulous, that's where it starts. 

    I also don't think the price is too bad, considering they do cover a lot of things. And it's understandable. Nothing's cheap these days, and everything has gone up. For what you get, I like it. It's a lot of money, but it's a lot more money to not have it.

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    Cinch Home Services
    Response from Cinch Home Services

    Hi Vicky, Thank you for your continued loyalty over the past 12 years and for recommending Cinch to your clients. We truly appreciate your trust and partnership.

    We’re glad to hear you’ve had positive experiences overall, but we sincerely apologize for the delays you’ve described. You’re absolutely right—waiting on a service provider to submit documentation should not prevent progress on your claim. This is not the experience we want for you or your clients.

    Our team would like to personally step in and ensure this matter—and any outstanding concerns for you or your clients—are fully addressed. We will be reaching out via private message to request claim details and contact information so we can prioritize these issues and work toward a timely resolution.

    We also appreciate your feedback regarding service delays and accessibility through our phone system. Your insights are valuable and have been shared internally as we continue working to improve both our service network and customer experience.

    Thank you again for your honest and thoughtful feedback. We look forward to connecting with you and making this right. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPriceRefunds & PayoutsStaff

    Reviewed May 9, 2026

    I'm a realtor and our company recommends Cinch to their clients. I also have them in my home and I've been very happy with their service. I've been with them for a couple years and I've used them a couple of times. The communication and the timing are very good. When I need to submit a claim, I call the number on the card and it's very easy. Recently, the AC's parts were replaced and it was super easy to do. But I had to go through a technician that Cinch recommended. I also had a big out of pocket, which I feel like if we had a choice of technicians, I could have gotten it a little cheaper for both of us. So, maybe Cinch could allow the client to pick a vendor that they have used before. Other than that, I love their customer service as well as their follow-up.

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    Cinch Home Services
    Response from Cinch Home Services

    Dora, Thank you so much for your continued support and for trusting Cinch both personally and in your work as a realtor—we truly appreciate it!

    It’s great to know our team has been able to deliver the level of service you expect.

    We also appreciate your feedback regarding contractor selection and out-of-pocket costs. Insights like yours are incredibly valuable as we continuously look for ways to improve the customer experience.

    Thanks again for your recommendation and for being a valued Cinch customer! Sincerely, Angela

    Verified purchase
    Customer ServiceCoverageTechMaintenance

    Reviewed May 8, 2026

    I purchased a policy when I bought my home. I have now attempted to use the service 3 times and all 3 times, the repair was not made. It appears to me that only sub-par contractors are signed up with Cinch. I have asked twice now for a phone call to talk through what is needed and how the contractors are not handling the issues and no one has called me. I specifically asked for a phone number to the contractor they assigned and they told me that they do not have a phone number, they only message. They agreed to message the contractor to call me, but then the contractor only messaged me. It is impossible to get anything done through messages and AI responses.

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    Cinch Home Services
    Response from Cinch Home Services
    Jennifer, We’re sorry to hear about your frustration and appreciate you taking the time to share your experience. Our goal is always to provide clear communication and timely service.
    Regarding your most recent claim, our records show that multiple attempts have been made to reach you by phone and email so we could discuss your concerns and next steps, but we have not yet been successful in connecting. We understand how important it is to speak directly with someone, and our team will attempt to reach you again to review the situation and address your concerns.

    We look forward to connecting with you so we can discuss your claim, review the service experience, and determine how we may assist further. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPriceRates

    Reviewed May 8, 2026

    It’s easy to submit a claim with Cinch. They give you the email and number of who's coming. And then you talk to the person. I just got a hot water tank done. But when the guy did the heat, he told me, "You need a new furnace." That furnace was there before I was in. The tech came out three times. The man kept saying I needed something else. I guess he didn't know what I needed. I told Cinch I didn't want him anymore. They sent a new tech, and he fixed my heat. Yesterday, the air was on. As long as I call them and they send somebody out, I don't have a problem with them. They don't have a problem taking my money out every month on my account as well. Cinch has been good. When I talk to somebody, they get right on it. They also have a good price. I would recommend them.

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    Cinch Home Services
    Response from Cinch Home Services
    Vanessa, thank you for sharing your experience! We’re glad to hear the claims process has been easy to navigate and that our team has been responsive when you’ve needed help.
    We also appreciate you pointing out your experience with the technicians—it's great that we were able to send a different provider who resolved the issue and got your heat working. That kind of follow-through is important to us.

    Thanks again for your feedback and recommendation—we’re happy to have you with us!

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    Customer ServiceStaff

    Reviewed May 7, 2026

    I purchased a home that included a warranty from Cinch. What a poorly operated company! For two months, I called and spoke to four representatives and three supervisors, only to be told by the last representative my ticket had been closed. Issues has not been resolved and I keep getting the run around.

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    Cinch Home Services
    Response from Cinch Home Services

    Roderick, We're truly sorry for the inconvenience you've experienced with your warranty service. Your frustration at the lack of resolution is completely understandable. Please allow us the opportunity to look deeply into your case to resolve these issues adequately. I've forwarded your feedback for internal review so we can refine our process. A specialist will reach out directly to provide the attention this matter requires. We appreciate your patience. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedMaintenanceStaffBillingResolutionTimeliness

    Reviewed May 7, 2026

    I've been a Cinch customer almost eight years now and they've always taken care of everything I needed. I pay monthly and I like that it's monthly. The claims reps have been very professional too. Most recently, I had two claims right next to each other. One was for plumbing and the other was for our air conditioning unit. I've done both of them online and the process was self-explanatory. In regards to the plumbing claim, the person that was supposed to come out and fix it never called me. I tried to call the number that Cinch gave me to the person, and it was AI. They didn't answer their phone or leave any way to call me back.

    I got ahold of somebody at Cinch, and she was nice enough. She very quickly found somebody that was able to come out the very next day to fix the issue and that person was absolutely wonderful. He got the job done very quickly, and was in and out, and very professional. I was thankful that Cinch was able to find somebody to come out the next day, 'cause my tub was not turning off the water at all. It kept pouring out the faucet, leaking everywhere, and I couldn't let that go for a whole week and not be fixed. I didn't want a sky-high water bill.

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    Response from Cinch Home Services
    Angela - Thank you for being a loyal customer for so many years and for sharing such a detailed experience! We’re so glad to hear that you’ve consistently found value in the coverage, the ease of submitting claims online, and the professionalism of our representatives.
    We’re especially pleased that when the initial plumbing contractor didn’t meet expectations, our team was able to step in quickly and arrange for a next-day service with a technician who resolved the issue efficiently. We understand how urgent that situation was and are glad we could help prevent further inconvenience.

    We also appreciate your feedback about the initial communication challenges—it’s helpful as we continue working to improve the overall experience. Thanks again for your continued trust and for choosing Cinch!

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffRates

    Reviewed May 6, 2026

    One of my friends told me about Cinch. I had a couple of companies and the services were terrible with one company because the only thing they did was paid a little money, but they had me doing almost everything. I had to get the people to come and do everything and had to go through the company. In the two years that I've been with Cinch, one of the experiences that I didn't understand was with a company that came to look at my stove. They came and looked at the stove, but they didn't reply back to me on what they were going to do if they couldn’t find a part. What had happened was, after a couple of months later, the contract had ran out with them for replacing the stove.

    The only thing that Cinch said was they would give me a certain amount based on the price of that. It ran out, so I ended up paying another $1,000 to get my stove unit put in. I took the blame for some of that but on the same token, the company that they had working did not come back to me. I didn't make sure that I understood the process exactly, and Cinch is getting companies that are not that educated or even have the degree to work on some of the equipment. The guy that came in had no idea about working on the stove. They need to know what they’re doing.

    Right now, they had to put in a dryer, and the company that they had said that they could not get the part because the dryer was older. Two days later, Cinch called me and said, “Look, here. We going to be replacing the washer,” and I just signed off on it, and within two days, I have a washer, so it was great. Overall, Cinch is 100% different from the other companies I had. it's night and day. The only thing with this company is that I had to call them one to two times.

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    Response from Cinch Home Services

    Michael, Thank you for taking the time to share your experience. We appreciate your honest feedback and are glad to hear that Cinch has been a positive and helpful resource overall, especially compared to prior companies you’ve worked with. We’re also pleased that your recent washer replacement was resolved quickly and smoothly. Your comments about communication and provider experience are important to us and help us continue improving. Thank you for choosing Cinch! Sincerely, Angela

    Profile pic of the author.
    PricePunctuality & Speed

    Reviewed May 5, 2026

    You will wait at least 3-4 days to have your AC or your Fridge fixed! I'm curious how most people in Florida can wait that long?? Then after the same fridge repair person came multiple times and said he'd recommended replacement they still messaged me parts may be in within a week?? I have been with Cinch for multiple years and the service has continued to go down. I would say save your money for a repair and avoid them at all costs!

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    Response from Cinch Home Services
    Amanda, we’re really sorry to hear about your recent experience and understand how frustrating those delays must be—especially when it involves essential appliances like your AC and refrigerator. We were able to locate your account, and a Resolution Specialist will be reaching out to you directly to review what’s happened and provide personal assistance. Our goal is to address your concerns and help bring this to a better resolution.

    We appreciate you bringing this to our attention.

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedStaff

    Reviewed May 5, 2026

    We purchased a new home and the seller covered part of the home warranty from Cinch. It’s been less than a month since we’ve had it, and if I need to submit a claim, I can call them or do it online. The process was easy. The rep asked detailed questions and sent someone out right away. I like that they were very quick to respond, and the contractor came out quickly and got the job done. Cinch was reliable.

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    Response from Cinch Home Services

    Sau - Thank you for sharing your experience! We’re so glad the process was easy from the start and that you were able to get help quickly when needed. It’s great to hear our team provided prompt service and connected you with a contractor who got the job done right. We appreciate your feedback and are happy to have you with Cinch! - Amanda

    Verified purchase
    Customer ServiceTechPricePunctuality & SpeedStaffTimeliness

    Reviewed May 5, 2026

    A few weeks ago, the first person Cinch sent me was inept and said he'd be back the next day, but I never heard from him. In the old days, they were available on weekends, but now they're not. I couldn't get anything accomplished till Monday so I went the whole weekend having to use a commode because I couldn't climb stairs to get to the other bathrooms, not to mention the fact I was terrified of using the bathrooms because the one downstairs had overflowed.

    Cinch had assured me someone would be there between 6:00 and 9:00 because it was medically necessary. But the repairman didn't even get here till after 10 o'clock on a Friday night. At the time, I was in a wheelchair and confined to the first floor. I told him it had been fine then it started gurgling and erupted like a little volcano. Luckily, a friend of mine was here having lunch with me, and she took it upon herself. She cleaned up the whole thing and scrubbed the floors 'cause it went out into the hallway from the bathroom. I told the repairman not to flush unless he knew it was clear. He gave it a poke with a snake a couple of times then flushed. It went everywhere. He dried the floor, used up a couple of rolls of paper toweling to do so, and said, "It's in your main line. I can't do that. Someone else has to come back tomorrow," and he left.

    The very next day, they assured me that they were having somebody come out that day. But nobody came out till Monday. It was also a fight to get someone out here on Monday. A repairman came out, looked at everything and said he needed an extra hand. He left and came back with the guy a couple hours later, and they did everything. However, when they left, my brother came out and asked me, "Do you know what it looks like in there? There's brown all over the walls." My brother spent about five hours scrubbing the walls and molding and floors.

    The representatives at Cinch are very nice people. They tried their best, but their hands were tied. It's hard to find people in this area who are willing to do work. I don't live in the boondocks. I'm in the middle of suburbia right off a main highway. About a year ago, I had a problem with my heating, and that's serviced by PSE&G. I called them to come and they said it was my venting that needed to be taken care of right now which they don't do. I called Cinch and told them exactly what it was that needed to be done. They sent me somebody who looked at it and said they don't do that. Meanwhile, I had paid the $150 deductible. He went to his truck, came back and told me he could do it for me for this amount of money after hours. He wanted to do it under the table. That did not sit well with me.

    I am not completely happy with Cinch. The deductibles have gone up in the last 10 years. When I first started, it was $50. But I've heard that the other companies are just as bad. I figured better the devil I know than the devil I don't.

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    Response from Cinch Home Services
    Allan, we’re very sorry for the experience you described and understand how difficult that situation must have been.

    We’ve located your account, and a Resolution Specialist will be reaching out to you directly to discuss your concerns and assist further. We appreciate you bringing this to our attention.

    Verified purchase
    PriceStaffRates

    Reviewed May 4, 2026

    I have some negative things with Cinch but for the most part, my experience with them has been positive. They're pretty helpful and I'm satisfied with the price.

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    Response from Cinch Home Services

    Roxanne, Thank you for your feedback. We’re happy to hear that, overall, your experience has been positive and that you’re satisfied with the value our service provides. Your input helps us continue to improve. Sincerely, Angela

    Verified purchase
    Customer ServiceCoverageTechStaff

    Reviewed May 3, 2026

    Cinch has been great. Allstate told me about them and I've had them for over 15 years now. I've never had a problem with them. I do my claims over the phone and the technicians are always good. I've used Cinch for a dishwasher, a refrigerator, a washing machine and a dryer, and I've always had great service with them. The washing machine kept on having a problem so they replaced it. I would highly recommend Cinch. I am always happy with their service.

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    Response from Cinch Home Services

    Fred, Thank you for sharing such kind feedback. We’re honored by your long‑term trust and are glad to hear that your experiences with our representatives and service providers have consistently met your expectations. It’s great to know we’ve been able to support you across multiple appliances and deliver reliable service when you’ve needed it. We truly appreciate your recommendation and your continued confidence in our services. Sincerely, Angela

    Verified purchase
    TechStaff

    Reviewed May 2, 2026

    Cinch has been pretty good. I've been using them for about 3 years now and the reps have been good as well. A technician usually comes out in two days after I put a claim in, and they've been good too.

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    Response from Cinch Home Services

    Ronnie, Thank you for sharing your experience with Cinch Home Services. We're thrilled to hear you've been satisfied with our team and services for the past three years. Ensuring timely and effective support through reliable technician visits is very important to us. We hope to continue providing the high level of service you expect and deserve. Sincerely, Brooklyn

    Verified purchase
    Customer ServiceTechPricePunctuality & SpeedStaff

    Reviewed May 1, 2026

    I'm a Realtor, and I'm offering Cinch to clients. I wanted to see what it's like and signed up as well. When I had some drainage issue, Cinch sent me someone from five minutes away. A guy came within the first day or so and he was an excellent person that I've referred him out to other clients. That experience was quite good. Then I thought I had another issue, and I asked for him to be sent. I paid the deductible, but there was no issue. But again, he was quick.

    I have a 98-year-old father-in-law living with me, and he has incontinence, so we use the washer every single day. When I had an issue with it, it took over a week to even get a response. The company was based out of Florida, and they have reps all over the place. They had a rep from Brooklyn, New York, which is over an hour and a half away. At the end, he finally showed up, looked at it, and had to order parts. That took another week and a half. They got the job done, but the experience was really bad. I live in West Orange, New Jersey and Cinch should try to use more local people.

    I have all these warranties, like with PSE&G, which is a utility company, and I'm paying way over $150 easy a month. They fix things, and they are quick, but they don't replace things. At this point, I'm debating what's the smarter way to go. I'm paying Cinch and I'm also paying PSE&G until I figure out how I'm going to stay.

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    Response from Cinch Home Services
    Thank you for sharing your detailed experience, Gloria—we truly appreciate both your support as a Realtor and your honest feedback. We’re glad to hear your initial service experiences went well, but we understand how frustrating the delay with your washer repair must have been, especially given your household needs.
    We were able to locate your account, and a Resolution Specialist will be reaching out to you directly to review your concerns and help work toward a smoother path forward. Your feedback about utilizing more local service providers is important, and we’ll be sure to share it appropriately.

    We appreciate you giving us the opportunity to make things right.

    Verified purchase
    Staff

    Reviewed April 30, 2026

    I'm a baby boomer, and I'm not into all this automatic stuff. I like to talk to people but I don't talk to anybody at Cinch and I don't like that. But on the other note, it works and that's how life is now. Nobody talks to human beings anymore. The last time I used Cinch was a couple of months ago. I used them for a washer that went down, and it was two or three days, and everything got taken care of. The job got done. A lot of friends of mine take care of stuff at their home on their own but I don't believe in that. I believe in letting the professionals take care of them. If my air conditioner goes down, I got people to come work on that. I have friends that tell me they could do that but when I go over their house, they still got to work on this and that.

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    Response from Cinch Home Services

    Wilbur, Thank you for taking the time to share your experience and perspective. We truly appreciate your thoughtful feedback and are glad to hear that when you needed service, the process worked smoothly and your washer issue was resolved quickly. We understand the value of speaking directly with someone, and your comments are important to us. A member of our team will be reaching out to connect with you personally. Thank you for trusting Cinch to help take care of your home. Sincerely, Angela

    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedRefunds & PayoutsStaffBillingTimeliness

    Reviewed April 29, 2026

    I'm pleased with Cinch. It was the previous owner's warranty coverage and it was transferred over to me four years ago, and I took over the payment. I don’t care for submitting the claim online because there’s no collaboration on availability. The reps call it in as a ticket and then you get a call from someone who tells you when they can come out.

    In my experience with my microwave, I wasn't impressed with the company. They came out, did an assessment, and said something needed to be replaced. Originally, they told me that it qualified based on age for complete replacement, and when the company came out, they said it was not gonna be replaced. I already paid my $200 and we just needed to replace a simple part. So, I had to wait for another week. That company gave no flexibility or choice. They said they can only see us on this day between these four hours. But in my most recent claim related to my air conditioner, the gentleman was very collaborative and communicated what the issue was. He was very helpful and friendly.

    When you call in and directly talk to someone, they are very customer service-oriented, friendly and helpful. I had an issue and Sears couldn't come out to address my air conditioner for two weeks. It was hot at this part of the year and I couldn’t deal without our air conditioning, and they said they would find another provider that could come out to me within the next day or two. And I appreciate that. Overall, the service is good. Cinch just has a few issues that they need to address, which include availability as well as the list of providers for certain services.

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    Response from Cinch Home Services

    Nikki, Thank you for taking the time to share your experience and for continuing with Cinch over the years. We appreciate your thoughtful feedback and are glad to hear that our representatives and service providers delivered responsive, collaborative service—especially with your recent air conditioning claim. We also value your comments regarding scheduling, provider availability, and the claims process, as they help us identify areas where we can continue to improve. Overall, we’re pleased to know the coverage has been helpful and appreciate the opportunity to support your home. Sincerely, Angela

    Verified purchase
    TechMaintenanceStaff

    Reviewed April 28, 2026

    The warranty with Cinch was added to our home purchase by the seller when we bought the place my son lives in. It's been a little less than a year since then. The first claim took a while because there was some uncertainty about the availability of a replacement part. There was some disconnect when we were going back and forth between the repair people and Cinch. Eventually, the part was found and the unit was fixed, but the service could be improved. I've used Cinch three times, so it's absolutely been helpful for us and the contractors have been great. In our recent claim for the dryer, the techs showed up on time and explained things well. They got what needed to be ordered and got it fixed. The dryer is working perfectly. I love the value of the service, which has been a benefit, and people should consider getting it.

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    Response from Cinch Home Services

    Paul, Thank you for your review and for taking the time to share your experience. We’re pleased to hear our contractors provided great service and that your recent dryer repair went smoothly. We appreciate your feedback and the opportunity to continue improving. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTechStaff

    Reviewed April 27, 2026

    I’ve had Cinch since January of 2005 and submitting a claim has been relatively painless. I prefer to call and speak with a representative. But everything is pushing to have the claim submitted online. Like everything else, Cinch is switching over to a web-based service. Other than that, it's been fine. Most times, the techs can resolve the issue. When they first come out, sometimes parts have to be ordered. But it's been a good experience with them.

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    Verified purchase
    Claims HandlingTech

    Reviewed April 26, 2026

    I've been with Cinch for two years now and submitting a claim has been easy. I do it online and usually, the tech's out in 48 hours. Cinch is a good thing to have.

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    Cinch Home Services
    Response from Cinch Home Services

    Julie, We appreciate you taking the time to share your experience. It’s great to hear that filing claims has been straightforward and that service has been timely. Thank you for trusting Cinch with your home. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & SpeedOnline & AppStaff

    Reviewed April 26, 2026

    Cinch was part of the negotiation when I was buying a house and it’s been a couple of years since I’ve been using the service. Setting up a claim was nice and it was a great experience. I just followed what was on the website after logging in. I was given information on who the contractor would be and their phone number to contact them if needed. I had AC issues and the techs changed the capacitor and the fan in the motor. Cinch is great. Filing a claim is easy and finding local people to help you out is quick.

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    Response from Cinch Home Services

    Jayson, Thank you for sharing your experience with us. We aim to provide a simple and straightforward claims process for our customers, and it’s great to know we’ve met that goal. We appreciate your feedback and are glad we could assist with your A/C service. Sincerely, Angela

    Verified purchase
    Claims HandlingTechMaintenance

    Reviewed April 25, 2026

    We just bought a house that came with the Cinch warranty and when I had to file a claim, it was easy. Working with the techs was extremely good and everything has been very good since the repair.

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    Response from Cinch Home Services

    David, Thank you for taking the time to share your experience. We’re glad to hear that filing your claim was easy and that our technicians provided excellent service. We appreciate your feedback and are pleased everything has gone smoothly since the repair. We look forward to being there for you again when you need us! Sincerely, Angela

    Verified purchase
    Customer ServiceTechPunctuality & SpeedMaintenanceFollow-ThroughNetwork Quality

    Reviewed April 25, 2026

    Cinch's customer service has been fine. It's just their contractor sucks. I had a problem with my furnace. And they used Sears contractors. The Sears contractors had to get a liaison. It got so bad that they had to make sure they had a liaison stay in the middle of this because the contractor was not doing their job. They sent out three different contractors. Never got the part. After that, the liaison had to stay in the middle of it to make sure the job got through. But that was the only thing that made the whole thing easy, 'cause they got involved because it had gotten so bad.

    The contractors that they used were horrible. But then they finally got somebody who came in there who knew what they were doing and fixed the problem with my furnace. ‘Cause a blower had gone, and I went almost two months with no heat. That happened right around Thanksgiving, and I did not get that resolved until the end of December, just before I left to go out of the country, and it was fixed.

    They need to interview their contractors. Because a lot of times, people are not going to look at the company that they got their services from. Even though they may be doing their job, the contractors they have out there that they got are not following through. I'm sitting at home all day, waiting for them to show up, and they canceled the appointment.

    If I'm calling and complaining about this situation, then they need to figure this out. It shouldn't wait until we can get to almost two to three weeks into this process, and they then decide they're going to step in and figure this whole thing out. It should have been happening once I kept calling. The biggest thing that they also need to improve on is our calling system. They use too much AI. I'm one of those old schools. I want to speak to a live person. Don't keep bouncing me to AI to assist me when I need to speak to a live person to try to rectify the problem. They need to find a better way to actually talk to their customers.

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    Response from Cinch Home Services

    Wil, thank you for sharing your experience—we’re sorry for the frustration this caused, especially with the delays and contractor issues during such an extended period without heat. We’ve located your account, and a Resolution Specialist will be reaching out to you personally to review your concerns and provide assistance. Your feedback regarding our contractor network and communication process is important, and we appreciate you bringing it to our attention.

    Verified purchase
    Customer ServiceTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffCoverage Limits

    Reviewed April 24, 2026

    My Realtor told me he uses Cinch and I called the lady and set the warranty up. I paid in full and moved into my new home. I've had a dishwasher since I came out and the door is wibby jibby on it, and it wasn’t drying right. I put a load in, and the bottom arm that swings around at the bottom came off. The dishwasher needed to be replaced and it’s disgusting. It’s below builder grade and it was used. Cinch sent a representative and told me to put the arm back on and that I just need to use the rinse agents again to get it to dry. Then he walked out the door. When I took the cap off to put the rinse aid in, it was full of what looked like gunk in there. I had to take a knife and chisel it out. I tried putting the rinse aid in and it wouldn’t go in. I used vinegar and did everything. I called Cinch back and they are working on getting that fixed. They refunded my deductible. They put it on a recall, and I don’t know what that means, but we’ll figure that out later.

    My stove went out last Monday and I put in a request online. Then on Tuesday, I called Cinch. My range is still not working. I had to turn the breaker off on my range. Cinch sent the service provider information but on Thursday, I had not been contacted about when the repair guys were coming. I called Cinch back and they were upset about that. I had to call my sales rep back, and she got me in touch with a regional person who said they were gonna get it fixed. But when I called again today, I couldn't get in touch with the service provider they sent me. Cinch tried too and couldn’t get in touch with them. They tried other people but they couldn’t get here till Thursday. I don't have a stove at all. I should not have to make 25 phone calls in a day to try to get my oven fixed when I have a warranty company. I shouldn't have to find a provider and pay out of pocket, and maybe they will reimburse me. I've never had a warranty company, so I don't know.

    I was given a contact person to call but I haven’t been able to reach my sales rep. I spent about 45 minutes on the phone trying to find out what was going on. Cinch was trying to be helpful, but there was no urgency in the process, and I was told someone could be sent out by Thursday. When I threw a fit, I was told I could use an alternate service provider, but I would need to pay for it and then get reimbursed. I am out $100, a service call fee, and I am still out an oven. It has already been a week, and I am being asked to wait until Thursday.

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    Response from Cinch Home Services
    Thank you for sharing your experience—we’re sorry for the frustration you’ve faced, especially with multiple appliances and delays. We’re glad the dishwasher concern is being addressed, but understand how challenging it’s been to get timely service for your range.
    We strive to move claims forward as quickly as possible, and we regret the inconvenience caused by provider availability and communication issues. Your feedback is important, and we’d like to ensure your claim continues progressing toward resolution.

    We located your account and will have a resolution specialist look into this and reach out to help! - Amanda

    Verified purchase
    CoverageTechSales & MarketingPricePunctuality & SpeedStaffRates

    Reviewed April 24, 2026

    I've been with Cinch Home long enough for some discounts. Submitting claims with them has been quick and I get pretty good people. Sometimes, it's people that are familiar to me. I can also request for them easily. The quality of the service I received has been good. Pretty much the technicians that I have had were true professionals and knowledgeable. But the price is constantly going up and I don't use them that often to warrant an increase. Other than that, the coverage has been good.

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    Response from Cinch Home Services

    Daron, We appreciate your loyalty to Cinch and are glad to hear you’ve had positive experiences with our technicians and claims process. It’s great to know the service quality has been consistent, and we value your feedback regarding pricing as we continue working to support our customers. Thank you for being part of the Cinch family. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPriceRefunds & PayoutsStaffRates

    Reviewed April 23, 2026

    I typically call Cinch to submit a claim and the process is very hard, but the response is immediate. I wish that sometimes I could speak to a human being. It’s very difficult to reach a human now with AI and before, it was just recordings. But the techs were awesome, professional and fixed everything, except for one person. He was the same one who came back and ultimately fixed it, but it was an odd experience. Still, I’ve been with Cinch for 10 years and one odd experience out of many years is not a bad thing. I just got a new AC unit put in, which Cinch covered, but they don’t cover wires, pans and other parts needed to make the unit work. I had to pay for those separately, which was ridiculous. Price-wise, I wish it were cheaper.

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    Response from Cinch Home Services

    Jeannie, We truly appreciate your thoughtful feedback and your long‑standing relationship with Cinch. It’s great to hear that our technicians delivered professional service and were able to resolve your concerns. We also value your perspective on communication and coverage, as it helps us identify opportunities to improve. Thank you for choosing Cinch over the years. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTechStaff

    Reviewed April 23, 2026

    I have a good experience with Cinch. They have good contractors, and the service is very nice and good. When I submitted a claim, I did everything by phone. The reps were good and very nice to us.

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    Cinch Home Services
    Response from Cinch Home Services

    Aziz, We appreciate you sharing your experience with Cinch. It’s great to hear that our representatives provided friendly support and that our contractors delivered quality service. Thank you for your kind feedback. Sincerely, Angela

    Verified purchase
    Customer ServiceCoverageTechPriceRefunds & PayoutsStaffRatesCoverage Limits

    Reviewed April 22, 2026

    The techs came and had to refill the Freon, which was expensive. They told me Cinch can cover up to 10 bucks only. I had to pay 350 to Cinch and 160 to the techs. The pricing felt very high given what I had to pay out of pocket. But I wanted them to do it because they had been there before and they know the system. Every time I had issues and needed service to be done, I called them and they did it. The air conditioner was working, but the weather didn’t help me confirm if it was working completely. It was hot for a day or two, so I was able to see it, but not to the extent where it was very hot. I’m in California and I’ll be going back in May when the weather heats up. I paid the money on Friday last week. Cinch called me saying they had sent the invoice, so I called them and told them I would like to make sure it’s working well. I was told it’s not a problem in case it doesn’t cool as well as it should.

    I initially asked for Cinch Home and there was confusion about whether they were properly listed and which service provider would be assigned. I called a few times and was told they were listed and getting orders. But for some reason, Cinch Home was not very helpful and they had to talk to someone else to make sure that they were able to send the same service provider.

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    Response from Cinch Home Services
    Jay - Thank you for sharing your experience—we understand your concerns regarding the out-of-pocket costs and the confusion around service provider coordination.

    We’ve located your account and will have a Resolution Specialist review the details of your claim, including the charges and service experience. They will follow up with you directly to help provide clarity and support moving forward.

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechStaff

    Reviewed April 22, 2026

    For the most part, Cinch Home has been pretty good. I have them for about five and a half years, and my experience with their claims process has been a mixed bag. Getting a hold of them to initially process the claim is fairly easy and it's more difficult sometimes getting the tech out here. The issue is their communication. Today, a tech was supposed to come out, and the original person that they were going to send out wasn't able to accept the job. But no one contacted me to tell me that. They usually reach out to me thru text and email, unless they run into something. Today, they called. But it was at 10 am when the guy was supposed to be here anytime between 8:00 and 4:00, and I had already rearranged my day.

    Other than that. most of the techs who have come out before have been great and there's only one that I wasn't thrilled with. He refused to do the job and told me to contact someone outside of Cinch to come. I called Cinch back and they sent out another tech who fixed it. We've also had no complaints with the quality of the work of the techs. They've been super friendly and helpful. It's just that sometimes, the communication is a little lacking on Cinch’s side, and I don't know if that's because of their operating hours aligning with when they send out techs.

    Thanks for your vote!
    Cinch Home Services
    Response from Cinch Home Services

    Christy, We truly appreciate your thoughtful review and your many years with Cinch. It’s great to hear that our technicians have consistently provided friendly, high‑quality service. We also value your feedback regarding communication and scheduling, as it helps us identify opportunities to improve the overall service experience. Thank you for your continued support. Sincerely, Angela

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Ste. 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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