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NewDay USA Reviews

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About NewDay USA

For more than 20 years, NewDay USA has provided VA-guaranteed home loans and refinancing options to residents of 43 states. The company prioritizes relationships with veterans and their families and strives to create a positive financial experience with each customer.

Visit www.newdayusa.com
Pros
  • Flexible loan terms
  • Offers refinancing services
  • Connects veterans with mortgage experts
Cons
  • No online applications
  • Not available in all states

NewDay USA Reviews

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    2 featured reviews
    How do I know I can trust these reviews about NewDay USA (NMLS #1043)?
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    Page 9 Reviews 975 - 1125
    Verified purchase
    StaffLoan Process

    Reviewed Jan. 26, 2021

    I have been through a number of mortgage processes both new and refi. This is one of the few where the representative, Dawit **, knew what he was doing, He was knowledgeable, courteous and patient as we struggled with the online signing. We went from loan application to closing in less than three weeks. Very impressed.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 25, 2021

    At my age, I've gone through at least 8 mortgage applications. My experience with Newday USA was by far the easiest and fastest. From initial contact to closing in less than 2 weeks. Unbelievable! I really appreciated the fact that I only had to deal with one individual throughout the the application process. This individual was very knowledgeable and professional during the entire process; returned phone calls promptly and answered any concerns which I had. I highly recommend any veteran who is thinking about refinancing to contact Newday USA. You will not regret it.

    Jos **, Col. (USA retired)

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed Jan. 25, 2021

    Great experience, smooth, easy and fast. We secured a great rate and are pleased with our decision. I am a 14 year veteran and appreciate this opportunity to save money! We are 100% pleased with our experience with your company.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 25, 2021

    NewDay saved me a bunch of money again! Thank you very much. They called me and asked me if I wanted to refi my mortgage and 3 week later it was done. No cost to me just savings, if you are eligible for a VA loan I would highly suggest that you look into them. Very professional and easy to work with. Nigel ** is the man that worked with me. Bottom line, they saved me over $300 a month. Thanks again!!!

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    Verified purchase
    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Jan. 25, 2021

    Super easy dealing with Austin and saving money. Process was seamless. Thank you. I appreciate the follow up and the simple process that they have. Saved me .75% and about 300 per month. Will cover any costs and 18 months and pay for itself in no time.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Jan. 25, 2021

    Everything went smooth and fast. Nick kept me informed of the ongoing process at all times. I'm happy with the decision to go with New Day USA for my VA loan refinance. At today's rates it was an easy decision to refinance. I would recommend people to look at the historic low interest rates.

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    Verified purchase
    Staff

    Reviewed Jan. 23, 2021

    Dylan ** and entire staff want above and beyond to ensure a smooth transition with our mortgage. We thank You all from Len & Sue **. We encourage everyone to consider New Day for your mortgage needs. Very professional staff.

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    Verified purchase
    PriceStaffLoan Process

    Reviewed Jan. 23, 2021

    Easy to do business with. Agent was very knowledgeable. Very courteous. Should the opportunity arise I will recommend New Day USA. There are a few things I would add, make sure client is aware of all the costs associated with the loan; no matter if VA or other entity.

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    Verified purchase
    Staff

    Reviewed Jan. 23, 2021

    I worked with Kyle on my refinance and although I was very nervous about all the steps, Kyle was very professional and helped me understand what exactly I needed in order for the refinance to happen. From start to finish it was closed in about 5 weeks!

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 22, 2021

    New Day USA was what we have needed for quite a while. Being a little skeptic, our loan officer was very knowledgeable about our needs and very polite. He guided us every step of the way. We are very please at the results. I am planning on recommending New Day USA to a family member to see if he can get the Financial help like we did. Thank you for peace of mind!

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    Verified purchase
    Staff

    Reviewed Jan. 22, 2021

    Daniel ** was very helpful with the refinancing of our house. He was very knowledgeable and kept us informed every step of the way. He is a great asset to your company. Process was very easy. Thank you for support of veterans.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 19, 2021

    The process of getting a home loan with NewDay USA has been easy and Jake ** was most helpful and informed with every step in the procedure. Mr. ** understanding of the loan procedures and application timeline made applying better and smoother.

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    Verified purchase
    Staff

    Reviewed Jan. 19, 2021

    Refinancing with New Day was a great experience. Brianna ** was very professional and helpful throughout the entire process. I would highly recommend other veterans us New Day USA for their mortgage needs. My financial goals for the refinance were met.

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    Verified purchase

    Reviewed Jan. 18, 2021

    I don't appreciate being asked to prove my financials every other day. Multiple times to multiple people. How do you prove what's going to happen in the future? I was asked to do that too. I guess the deal was done in the end. Thank you.

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    NewDay USA
    Response from NewDay USA

    Hello Mr. Vasbinder,

    Thank you for your review. Although we may try to request all necessary documents during the application call, sometimes additional documents may be requested to strengthen your loan. We apologize for the inconvenience. Thank you for choosing NewDay USA.

    Verified purchase
    Staff

    Reviewed Jan. 18, 2021

    I am very happy with the quality of service I received from Brian **. He did an excellent job. He set a good expectation, and was very responsive to all of my questions. I highly recommend your organization. I would recommend NewDay to all veterans if looking at refinancing options.

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    Verified purchase
    Staff

    Reviewed Jan. 16, 2021

    NewDay USA has been fantastic in handling two Re-Fi's for me during the past 10 months. They were very helpful and cooperative in explaining the process and kept me posted as to the progress of the process. I would recommend them to anyone considering a Re-Fi.

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    Verified purchase
    Loan Process

    Reviewed Jan. 15, 2021

    Very pleased with the handling of my loan. Carlton ** and Dyer ** did a great job of handling by loan and I would recommend New Day USA to all my veteran friends. Very satisfied. I was also impressed by closing earlier than the original date.

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    Verified purchase
    Customer ServiceStaffBillingRates

    Reviewed Jan. 15, 2021

    Because our home was about 8 months old, I assumed there was no point in responding to all the refi offers I was getting in the mail. But one day we decided to check it out. Glad we did! NewDay was able to drop our monthly mortgage payment by $300, and our interest rate from 3.5% to 2.25%. The process was very sure, swift, and smooth. Thanks to Jeremy for an amazing refi experience!

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 15, 2021

    I had a very good experience with my Refinance, Rob ** was knowledgeable about your product and was able to answer my questions and we were able to close my loan in about three weeks. I'm very pleased that I made the call, thank you for your help. I have already recommended New Day to several of my vet friends. Thanks again.

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    Verified purchase
    StaffTransparencyCommunication

    Reviewed Jan. 14, 2021

    My Refi went very smooth and Ian was awesome in assisting me and kept me updated every step of the way. Thank you for saving me money! I would recommend this service to anyone who qualifies. Very satisfied and highly recommend Newday for refinancing as they are very professional and handle the whole process from start to finish!

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    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed Jan. 12, 2021

    The VA Loan process was short and to the point. My New Day Representative walk me through the entire process and provide the best customer service that I have ever seen in the home buying process. New Day went up and beyond to make sure that I was tracking on everything during the process. They definitely have the customer best interest at the forefront. Totally awesome and super friendly experience.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 11, 2021

    Every step was easy to accomplish, every one I had contact with was very knowledgeable and helpful. Closing was quick and easy, enjoyed the ability to a lot of the signatures on line. Documentation on loan approval was a matter of scanning and sending.

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    Verified purchase
    Rates

    Reviewed Jan. 11, 2021

    Ashley kept me well informed throughout the whole process and with “e-sign” made the paper more bearable. Everything thing about the refinance of my mortgage went very smoothly and I would recommend NewDay to any veteran interested in a lower rate.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 11, 2021

    Corrinne was exceptional from the first phone call to the final call letting us know that we had funded. She kept in constant contact with us and guided us through the entire process in a professional and friendly manner. I have already recommended both Corrinne and NewDay to both of our veteran sons.

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    Verified purchase
    StaffRates

    Reviewed Jan. 8, 2021

    We are very happy with the service we have gotten since we refi with New Day and got us a awesome rate and dropped our monthly mortgage! Our lend was very helpful through the whole process! I will definitely recommend New Day to our friends!

    Thank you,

    Mike

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    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Jan. 8, 2021

    As a former US Veteran and combat pilot with 165 fighter jet missions in Vietnam, I decided to take advantage of my VA benefits and on November 9th 2020. I contacted NewDay USA Financial and spoke with Mr. Kyle Timothy ** (Account Executive MLO NMLS # ** Company NMLS # **). After a short time my wife and I were preapproved for a home loan and started the home purchasing process. Throughout the process, I was very impressed with Kyle. His attention to detail, his explanations of the various documents and most importantly his personal phone contact with me on nearly a daily basis, enhanced my confidence in Kyle and the entire NewDay process and company. In short the loan experience thanks to Kyle exceeded my expectations!

    This is not to say there weren’t a few setbacks namely finding out late in the process the water well needed to be tested; Then I had to have the water well retested after failing the first test, which passed the second time after water treatment. Or because of the well issue, having to postpone the home closing date 1 week and receiving the final closing costs late in the day before we closed the following day on December 17th 2020.

    These issues were not directly related to Kyle but to another person working at NewDay. I was very upset to learn of these last minute water test requirements. The required test should have been communicated to me much sooner in the process but was “forgotten” and the final closing costs should have been provided to the Title Company and then communicated to me a week prior to close. Instead I had to “hound dog” and email repeatedly, the person responsible at New Day. Making matters worse and no fault of NewDay, I had to drive 200 miles round trip, to my bank to perform a wire transfer to the title company the day of the close! All because of the lack of attention of one particular NewDay employee in getting the final closing costs sent on a timely manner.

    Notwithstanding I “Vented” my concerns in a most vigorous way over the phone to Kyle and he apologized on behalf of New Day and at length calmed me down. That being said, I want to commend Kyle for his personal and professional assistance to smooth out the above issues and again thanks to Kyle, the rest of the process went very well, we closed ahead of schedule and we will be in our new home for Christmas!

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    Verified purchase
    Sales & MarketingPriceRefunds & Payouts

    Reviewed Jan. 7, 2021

    I had to pay out of pocket 93 dollars for a termite inspection when you advertise no out of pocket cost. I was asked to get documents that I feel your company should have been able to get causing me a lot of running around. The job got done so I am happy about that but it was costly.

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    Verified purchase
    Staff

    Reviewed Jan. 6, 2021

    Refinancing my home with New Day was a pleasant, courteous, friendly and polite experience with attention to details. Working with people that care makes all the difference. I had a great experience and would recommend New Day to all veterans starting a mortgage or refinancing.

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    Verified purchase
    Staff

    Reviewed Jan. 6, 2021

    The whole experience was amazing, my Processing agent Cory was awesome and expedited the process. I would and will recommend New Day to anyone of my friends who qualify. I see your commercials all the time and this is what actually got me to start the refinance process. Cory in my eyes went above and beyond to make sure the process was smooth. Thank you.

    Douglas I. **

    MSG, USA Retired

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 6, 2021

    Great Customer Service. Justin was very professional and polite. He was very knowledgeable and explained everything to us step by step. He always communicated with us all the time by phone and by email. He is a Great Asset to have.

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    Verified purchase
    Sales & MarketingStaff

    Reviewed Jan. 5, 2021

    New Day refi specialist were simply wrong every step in our simple and straightforward refi. The specialist provided inaccurate information numerous times and caused my wife and I several unnecessary challenges. We had to take control and follow a trust but verify approach when we expected far better service. Our experience was in no way what was expected based on New Day advertising. Very disappointed!

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    NewDay USA
    Response from NewDay USA

    Hello Mr. Cowart,

    Thank you for your feedback, we regret to hear that your experience was not to your satisfaction. Our goal is to support customer service to all veterans, and with this comment we felt short of this goal. We will discuss this with you loan officer. Thank you for your feedback.

    Verified purchase
    CoveragePricePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Jan. 5, 2021

    Overall my experience with New Day was good. I did have a couple of problems that I consider were due to a lack of training. First my loan application started Nov. 2019. I was hospitalized with covid during most of April, so that caused some delays on my part as well as system wide. I had a termite inspection performed along with the appraisal insp., before covid, I consider the person who performed the appraisal was neither ethical or professional. He claimed he had purchased several similar homes in this area and claimed to be an expert. He squawked a lead based paint on the trim of the detached garage. It was built in 2004. No detached garages were built with the homes constructed in 1967. So much for his expertise.

    He also squawked a leaking hot water heater fittings and piping. There was some minor surfaced corrosion that I did not remove when I eliminated the leak 6 years earlier. The fittings and piping were bone dry at the time of his inspection. The 3 homes in the adjacent area that he selected were all appraised lower that the selling price of this home by up to $20,000. The subsequent reappraisal was for $47,000 more than the selling price. The end result was that with all the delays, I had to have a termite redone.

    New Day personnel should advise loan applicants to wait until the appraisal and repairs are completed due to the 90 day expiration on termite inspections. The last item is the closing costs. I was informed that the closing costs would be covered by increasing the loan percentage rate a couple of tenths to cover the amount required. I was then told during the final week before closing, which happened to be Christmas week, that I would need to come up with approximately $1,500. Fortunately the reappraisal of $150,000 allowed the loan to be increased to cover the additional closing costs. Buying a home is at best a frustrating experience. I just think it could have been little smoother. Thank you and your organization for helping veterans.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 5, 2021

    Rep was giving of his time, respectful, knowledgeable and overall a joy to work with. These folks know how to treat veterans and I appreciate that. Closing was quick and simple with no surprises at my kitchen table. Great experience, highly recommend.

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed Jan. 5, 2021

    The key to my 5 star rating was the outstanding service we received from Brianna ** who was the Newday contact during this process. She was so helpful and kept me calm during some issues that popped up. I have had other VA loans over the years since my active duty days and always had issues that sometimes could not be resolved. In this process they happened and were resolved. A minor water damage issue in the patio and carport showed up during the termite inspection, not the appraisal, but the no termites report, what the heck, I got it fixed. And I will never understand why the underwriter needed my 30 year old divorce decree from 1990 that of course I could not locate, and my ex being overseas for the past 20 years and who I have had zero contact with was an issue.

    Brianna made contact with the CA county where this happened and after 3 weeks of back and forth with them I got it resolved. In my opinion Brianna was the reason (and the fact I worked 47 years for the US govt) and knew sometimes things work differently that I did not get frustrated and go to Rocket Mortgage or someone else. In my opinion this lady is the type of person I would want working for me, if she is typical of the type of person they have working there with customers, keep up the good work.

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    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed Jan. 5, 2021

    I would like to thank Craig ** for his help with me refinancing my mortgage. He explained everything and walked me through the whole process. He always called to keep me up to date with the process. He was very professional.

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    Verified purchase
    Punctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed Jan. 5, 2021

    Awesome experience we had with New Day. The Loan officer was very professional and courteous. The process was easy, fact based, and moved along quickly. We lowered our interest rate and will save over $200 on our monthly mortgage payment. It was a Win Win for us. I would highly recommend New Day to anyone! Thanks.

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    Verified purchase
    Loan ProcessRatesTransparency

    Reviewed Jan. 5, 2021

    After speaking with a few VA refinance companies about a possible VA refinance, I settled on NewDay USA because NewDay was able to streamline my refinance without the extensive paperwork required by other companies. As a surviving military spouse, collecting these up to date documentation from the correct government agencies can take weeks. Instead, I was able to close on my new, lower-rate loan in a matter of weeks!

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    Verified purchase
    Staff

    Reviewed Jan. 4, 2021

    The representatives I communicated with were very knowledgeable, helpful, and professional in the way they provided information and answered my questions. The process was carried out in a timely and efficient manner. The notary who brought the paperwork to my home for signing was also professional and helpful.

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    Verified purchase
    Staff

    Reviewed Jan. 4, 2021

    Was easy to work with. Trever was great to work with. Was very helpful when you had a question. Everything went like clock work. Would recommend your company to anyone that is looking to refinance their house. Thank you for everything.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 4, 2021

    New Day USA was phenomenal, the service was excellent. I was very happy with how quickly the whole process went. Everything happened like clockwork and when they said it would. I would absolutely recommend to a friend. Nigel and Dave were professional and personable in their approach.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 4, 2021

    Cody ** was my loan officer. We started the refinance process on 12/03/20 and the loan was completed and closed on 12/23/2020. Cody was very professional and efficient during the loan process and kept me fully informed during the loan process.

    Paul **

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    Verified purchase
    StaffTransparency

    Reviewed Jan. 4, 2021

    Working with New Day USA was a very easy process. The online site was user-friendly and my rep was in contact often providing me with updates on the timeline. I ended up closing sooner than the expected date. I liked the fact that I had one rep who worked with me so I knew who to contact if there were any issues (which there were not).

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed Jan. 4, 2021

    I received timely and accurate financial information regarding my refinance options. The process was smooth and very professional. NewDay met my expectations and provided excellent interest rates and loan terms. I will recommend NewDay Financial to my other friends who are veterans.

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    Verified purchase
    Customer Service

    Reviewed Jan. 4, 2021

    Ricardo was the nicest person on the phone I have ever talked with. He made my experience great. It was so easy working with him I thought this can’t be real. But it was. He kept me informed throughout the process. Thanks to him and New Day.

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    Verified purchase
    Staff

    Reviewed Jan. 4, 2021

    Refi process was outstanding. Mr. Cody ** was easy to work with. He was always courteous, knowledgeable and on time. New Day did exactly what you said you would do! That alone is a rarity in these times. It proves the point that, you can get anything in life you want, if you just help enough other people get what they want [Zig] Oohrah!

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    Verified purchase
    Staff

    Reviewed Jan. 4, 2021

    This is mine and my wife's second refinancing of the mortgage of our home through New Day. On this and on the previous refinance, the agents we dealt with were timely, accurate and kept us informed. They were consistently helpful and patient while answering questions. I recommend New Day without any reservation!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 4, 2021

    The service provided to me was great. Any questions I had were quickly answered as well as guidance. The whole process was handled in a professional and I was treated with the utmost respect. Thanks Newday. I'm a very satisfied and happy customer.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 4, 2021

    Very fast from start to finish. Your team members kept me informed as each step progressed and there were no problems along the way. Very professional in all aspects. Thank you Admiral for your service and serving in your current capacity. X AG2 USN

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    Verified purchase

    Reviewed Jan. 4, 2021

    I can say overall I am very happy with the way the people and your company has done in my refinancing of my home. Paperwork was mail or fax to me in a very timely matter. I would tell anyone that would ask me, that you are a good company to do business with. Thank you and Joe for all the worked in making this happy.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 4, 2021

    My loan officer/coordinator (Daniel **) was the best and most efficient that I have ever worked with and I have probably done 20 home loans in my life. We closed in just 18 days from the start date. He answered all of my questions immediately and provided multiple paths for communications. I heard Admiral Lynch speak at the Leesburg Veterans Day celebration and his speech made me comfortable with New Day. I applied immediately thereafter.

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    Verified purchase
    Contract & Terms

    Reviewed Jan. 4, 2021

    We have been pleased with this experience which was simple, straightforward and easy to execute. Even though we were in another state for closure, the arrangements were flexible and met our needs. Having gone through several mortgages and a few streamlines over the year I have found this experience to be the best. Thank you.

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    Verified purchase
    StaffRates

    Reviewed Jan. 4, 2021

    I think all is well but I haven’t received any word or documents since notary was here. Mr. ** was patient and very helpful in the process. I sincerely appreciate all of the help provided. As a Vietnam era veteran now retired the much better interest rate is a big help. Thank you for the program via New Day USA.

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    Verified purchase
    Punctuality & SpeedStaffRates

    Reviewed Jan. 4, 2021

    The process was very easy and the interest rate was excellent. My entire experience was quick and easy. The folks with whom I dealt were very competent and knowledgeable. The closing was quicker than expected and the person with the financial papers came to my house for the signing. It was quite convenient.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 4, 2021

    I had a great experience. I recommend your organization to any veteran looking to buy or refinance. The process was stress-free and my broker was amazing. From the beginning, I was please with how the communication went. If I had a question the broker was there to answer me and guide me through the process.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Dec. 31, 2020

    The process was quick and efficient (The loan was close in two weeks). My initial close date was January 7 but with Mr. ** working hard on this loan we was able to close it much sooner than expected. Mr. ** was very detailed in explaining the process and always reminded us if we had any question that we needed answering later just give him a call. He was very professional with us.

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    Verified purchase
    StaffRates

    Reviewed Dec. 30, 2020

    My experience with NewDayUSA was very professional, courteous and accurate. I was notified of an available lower interest rate, and it should be taken advantage of and let's refinance. All paperwork was reviewed, questions answered and all the rest was (in nautical terms) smooth sailing. This is the first time with NewDayUSA. I would highly recommend them to a friend. Thank you very much.

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    Customer ServicePriceStaffLoan ProcessRates

    Reviewed Dec. 30, 2020

    First of all, I have a credit score of 770.. I contacted NewDay because of their commitment to veterans. That said, our loan administrator for NewDay originally quoted me a 2.75% Interest loan giving all the facts and documents.. When I received the package for review, my interest rate not only increased to 3.79, but there was originating fees of $3,583 and 2% points of $7,166. These amounts where not originally disclosed when I submitted my application.. NewDay brags about no closing costs to veterans, but as you can see, they are misguiding the public. When I confronted the loan officer with these questions, no reasonable response was given. Needless to say, I went with another lender at a much better rate and no origination fees or points..

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    NewDay USA
    Response from NewDay USA

    Hello Mr. Scott,

    Thank you for your review. If you would like to discuss this with a manager, please contact us at customerservice@newdayusa.com. Thank you for choosing NewDay USA.

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Dec. 30, 2020

    A wonderful experience from the first phone call to when we closed on our refinancing of our VA mortgage. Great experience. Joseph Rosati Assistant Vice President ‑ Loan Origination was absolutely awesome to work with. Thank you for your support for our veterans.

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    Verified purchase
    Customer ServicePunctuality & SpeedRates

    Reviewed Dec. 29, 2020

    We wanted to refinance our mortgage (which was 3.875%) to a lower rate. We contacted New Day and received a rate of 2.25%. I was so relieved to speak to a well-spoken man without a foreign accent at New Day’s call center. I am retired from the military and have a severe hearing loss. The man, Brendan **, spoke clearly and went into great detail concerning our options. He called frequently to keep us informed on the new mortgage. We started the mortgage process around early to mid-November and closed on December 18.

    Jesse & Janie

    Cleveland, Alabama

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Dec. 29, 2020

    This was the easiest refinance ever. I had absolutely zero problems and it was fast and easy. Most of the transactions was either email or on the phone. The Notary came to my house to finalize the paperwork. I highly recommend NewDay.

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    Verified purchase
    Staff

    Reviewed Dec. 29, 2020

    Agent was professional and efficient throughout the process. Very easy to work with and minimal unexpected delays. Each step was explained or when an adjustment was needed, it did not come as a surprise. Agent was always respectful and courteous. I would recommend NewDay to other veterans.

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    Verified purchase
    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Dec. 29, 2020

    I have never been treated with as much respect and kept as well informed in any financial transaction as I have been with this refinance. Your representative, Allison **, was absolutely a pleasure to work with. She telephoned daily to give us an update on the status of the loan and to see if we had any questions regarding the procedure. The timeline from start to finish was amazing. Allie is the BEST!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 29, 2020

    Very, very happy with our experience. I am quite likely the exception but I would have preferred more communication via e-mail vice phone calls; helps me stay better organized and remember details better. That said, very happy and satisfied. Thank you.

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    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed Dec. 29, 2020

    Everybody was so professional and helpful. This is the second time we used the same Executive Associate to process our loan. Enjoyed talking with him and her to get my loan done. Would use them again and again. We were going to go with another company when Matt called and convince us to go with him. It didn't take much to convince us. Glad to refinance with the lowest interest rate.

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    Staff

    Reviewed Dec. 29, 2020

    I was very impressed with New day. It was a simple process in my mortgage refinancing. Robert ** the New Day representative was very professional, and easy to work with on my mortgage refinancing. I wished every veteran with a mortgage over 3 would contact New Day like I did. Thanks New Day for your help.

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    Customer ServiceStaffBillingLoan ProcessCommunication

    Reviewed Dec. 29, 2020

    I contacted New Day on Monday (7 December) about refinancing my home. The agent on the phone was very helpful and guided me through the loan process. She keep me informed and was very responsive to my questions and needs. I had daily contact with the her and was able to close on 19 December. I am now saving $200 a month on my mortgage payment.

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    Customer ServiceStaff

    Reviewed Dec. 28, 2020

    Hayden ** was a great help. He was courteous, kind, considerate and answered all my questions and emails with minimal delay. He's a keeper! Two critiques I have: 1: messages and paperwork regarding stopping my refi when in fact it was due to Yavapai county overload and getting my home out of the trust. I suggest all auto-generated messages first go through the agent for release since he would know the situation. 2: Mail and email keep coming suggesting I refi with New Day DURING the process and AFTER closing! Please include better filtering of mail and email. My inbox is full enough. All things considered, I have already recommended New Day USA to a veteran and they are running with you! Keep up the good work.

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    Punctuality & SpeedRefunds & Payouts

    Reviewed Dec. 28, 2020

    Still further, I am also still waiting for a refund of nearly $3,000.00 from AMC Settlement Services for what was described as required escrow for taxes that were paid on 11-30-20 by my prior lender, Wells Fargo Home Mortgage. It is completely unacceptable to be waiting over a month after closing with NewDay for funds to be returned to me!! As a USMC Infantry veteran, DAV, American Legion and Marine Corps League member, I can't tell you how dissatisfied I am with this entire process. I truly wish that I never, ever undertook this process with New Day!

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    Response from NewDay USA

    Hello Mr. Brian,

    A manager will be reaching out to discuss your concerns within 7-10 business days. If you do not hear back from a manager, please reach out to customerservice@newdayusa.com. Thank you for your patience, and we look forward to speaking with you.

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    Billing

    Reviewed Dec. 28, 2020

    Working with David ** was great! He was on top of his game! The ease, service, no hassle refi could not be beaten. Best, and most hassle free refi I ever had, I would recommend everyone to work with your company. My payment went down $188! All at my house with leaving the kitchen table, unbelievable! Thanks!

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    Rates

    Reviewed Dec. 28, 2020

    New Day got a a lower interest rate. It was so easy! They stayed in close contact throughout the process. They even arranged to have closing at our own kitchen table. I highly recommend New Day. They exceeded our expectations.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 28, 2020

    We requested information about a VA REFI and we’re contacted by Matthew **. He was professional and listened to our questions and delivered answers super quick. All the paperwork he sent was exactly what we talked about on the phone. The second best thing is that we never left our house. We everything done online the process is super quick. Everything went smooth and we and super happy to now be with New Day. Thank again Matthew.

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    Staff

    Reviewed Dec. 28, 2020

    Newday USA was an absolute pleasure to work with. Michael and Zack were very informative and helpful. I highly recommend them. They went out of their way to answer our questions and walked us through every step of the way.

    Doug

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    Customer ServiceStaffLoan Process

    Reviewed Dec. 28, 2020

    Process was surprisingly painless and unexpected. Prativa ** was more than helpful. She was accurate in her information, answered all our questions and genuinely cared we got the best possible result. Carole and I did not seek you out but responded to an email advising Carole she was preapproved for a mortgage loan. We responded out of curiosity and wound up getting the loan. Thank you...

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    Reviewed Dec. 28, 2020

    One thing you could do to improve would be to cross reference your mass mailing list against veterans who have completed or are in the process of refinancing.

    After I had signed off on my intent to proceed, I continued to receive offers from New Day in the mail. So far I have thrown out about 4 or 5. Multiply this times the number of other Veterans and you have probably several thousand wasted. Regards, TG.

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    Customer ServiceStaffRates

    Reviewed Dec. 22, 2020

    New Day has met and exceeded my expectations on the refinancing of my home. They were there from start to finish. They made everything so easy. The account representative followed up through the entire process. My interest rate is good and also my savings on my mortgage.

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    Customer ServiceStaff

    Reviewed Dec. 22, 2020

    Closing a refi in this format was a new experience for me. Have closed on refis and new homes, but always sitting in an office with a rep. Having said that, some of the steps involving signatures and returning electronically became a bit blurry during some of the stages. Likely my fault, however the reps might want to inquire your clients experience levels on the closings. Then proceed with the process with the knowledge of your customer’s expertise. Overall your processors were excellent to work with and followed up with me for questions and satisfaction. C Paul **

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    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 21, 2020

    The help and working with Colby ** was exceptional. Never before have we experienced such a smooth and quick loan approval and closing process. I highly recommend any veteran use NewDay for initial VA loan or refinance. They won’t be disappointed.

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    StaffRates

    Reviewed Dec. 21, 2020

    I have been Pleasantly Satisfied with the Service that New Day USA has provided for me. I just recently Refinanced with a much lower rate with New Day. I want to personally give Kudos to Liam **. He was more than helpful with assisting and getting things accomplished during the Mortgage process. You have an Outstanding Employee in Liam. Thank the whole team for great service.

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    StaffLoan ProcessHonesty & Transparency

    Reviewed Dec. 18, 2020

    Great professional experience, helpful and through. I would recommend to all veterans and their families. They stand behind their promises and commitment to get my loan. Now in this world of promises that go nowhere and other promises that are impossible to complete. New Day was honest and fair in their estimation of my loan and finished it the same.

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    StaffRates

    Reviewed Dec. 18, 2020

    Working with our New Day Representative, Angelo **, was one of the easiest things I've ever done. We refinanced our home, got a great interest rate, saved hundreds of dollars a month and were able to close in less than a month. Thank you for taking care of the VETs!

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    Staff

    Reviewed Dec. 16, 2020

    I had the pleasure of dealing with Asher my agent for your company. His attentiveness to all of my questions and needs were top shelf! I plan on passing the word of this great experience to all I come in contact with.

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    Punctuality & SpeedOnline & AppStaff

    Reviewed Dec. 16, 2020

    Ashley ** was a pleasure to work with. She was very good at explaining things and was very helpful with all the online forms that had to be addressed. The whole process was quite speedy. Was not overly pleased with the notary public that completed our paperwork but they may just have been a personality thing.

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    Customer Service

    Reviewed Dec. 15, 2020

    We were pleased with the service that was extended to us. Jeremy ** was always willing to answer our questions and made sure he returned our calls and replied to our emails on a timely basis. I would recommend NewDay USA to friends or family if they are looking to refinance their home or for a first time purchase.

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    Customer ServiceBilling

    Reviewed Dec. 15, 2020

    Incident #1: All closing papers lost after closing. Identity jeopardized and second closing necessitated.
    Incident #2: Mortgage sold to another company before first mortgage payment paid to New Day USA.

    Incident #3: Property taxes escrow fouled up to point that well over an hour spent by telephone with new mortgage holder. Problem still not totally resolved. This is how New Day USA treats veterans!

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    NewDay USA
    Response from NewDay USA

    Hello Mr. Joel,

    A manager will be reaching out to discuss your concerns. If you don’t hear from a manager in the next 48 hours, please reach out to customerservice@newdayusa.com. Thank you for your patience, and we look forward to speaking with you.

    Verified purchase
    Staff

    Reviewed Dec. 15, 2020

    The service I received from Alec ** was absolutely outstanding!! It only took about 1-2 days to approved mortgage. He coordinated closely with the Real Estate Agents, so everything worked smoothly, no problems. It took about two weeks from start to finish and buy house....

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    Punctuality & SpeedStaffRates

    Reviewed Dec. 14, 2020

    My experience with New Day's agent was professional and handled very quickly. I am happy with the new interest rate and it was all handled in a timely fashion. I would recommend New Day to my veteran friends. I have nothing else to say.

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    Customer ServiceTransparency

    Reviewed Dec. 14, 2020

    From the initial phone call to the final signing, it was effortless! They called weekly,, with updates and told you, the next step. I refinanced, twice with another company before this one. It was a complete hassle. They were very pushy. (Nothing like refinancing for your house, at 10pm at a chicken plant parking lot!) I wish I would have found you guys, first! Thank you!

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    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Dec. 13, 2020

    Admiral Lynch: You have an invaluable asset to your company. He is a professional, tactful and very knowlegeable on loan processing. He is courteous and respectful. Very helpful and stay on top of any updates and calls me regularly on the progress of my loan refinance. His outstanding customer service is beyond reproach. Leilani and I are totally satisfied with the service we received from (him) NewDay Financial LLC. I will strongly recommend your company to my fellow veterans who seeks loan or refinance on their home. This account executive is Alexander **. Alex- thank you very much for your exceptional customer service. You are one of a kind. Good luck and Mahalo Nui Loa!

    Ernie

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    Staff

    Reviewed Dec. 12, 2020

    Admiral Lynch Sir, I thank you for the opportunity provided me to complete a transaction that will benefit myself & family for years to come. I would like to especially acknowledge your agent Andrew ** for conducting a flawless, professional, trustworthy and friendly process. I told him up front that I would prefer to deal with a company locally as I am thousands of miles away from personal interactions. He performed above expectations especially dealing with me long distance, electronically as opposed to face to face. Every chance I get I will recommend NewDay USA and Andrew **.

    Aloha,

    Earl

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    Staff

    Reviewed Dec. 11, 2020

    Rob gets an "Olympic Gold Medal" for helping us with the refinance of our home in Neodesha, Kansas. Your final closing team was also super with the transaction. I was shocked when the closing was set up in just a few days. Your e-sign feature for submitting paperwork was painless.

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    StaffLoan Process

    Reviewed Dec. 11, 2020

    I want to personally thank Ben ** for walking my wife and I through this streamline process with New Day. His patience and willingness to help families (like mine) save money is noteworthy. I filled out this survey to New Day in hopes that the Admiral just might hear about the excellent work being done on a daily basis. I intend to boast about Ben and his team. He cares, he takes his work seriously, and it shows in his results. If you’re a veteran who hasn’t explored the many benefits of streamlining your VA loan, then get off your duff and find someone like Ben ** to get you started! Thanks again and Happy Holidays! Streamlining our home mortgage this year was truly a great gift. Perhaps, the best Christmas present we could hope to give ourselves.

    Sincerely,

    The ** Family

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    Reviewed Dec. 11, 2020

    Our experience with New Day was a hair of greatness. Jay kept us informed of everything that was going on. You need more like him. Closed in the fastest way possible. Have recommend New Day to our neighbor.

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    Customer ServiceStaffRates

    Reviewed Dec. 11, 2020

    All contact has been professional and friendly, from, the first phone call to closing. We went from an interest rate of 4.5 to 2.5 in the blink of an eye. I would recommend NewDay USA to anyone that is looking for the fastest and easiest refi I have ever seen.

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    Loan Process

    Reviewed Dec. 10, 2020

    This process was not entered into lightly as we had a home loan and after moving around for 23 yrs in the military we were battle weary about forms and documents, people getting into our accounts again. New Day took the trepidations away. Joshua, our account manager and the whole team at New Day made this a seamless transition from our existing loan to one we can actually live with and rely on. So everybody get on board. These guys are great. From actually explaining the terms and paperwork and making that old paper shuffle way easy won me over. They handled the contacts and payoff for the old lender without a hitch. I didn’t even have to talk to them. What a great experience this has been for my wife and I.

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    Staff

    Reviewed Dec. 10, 2020

    I would HIGHLY recommend NewDay USA to other veterans. Basil **, our Customer Associate was extremely professional & PATIENT with us during this process. He was very clear on his guidance & instructions. We very much appreciated all of his efforts to get answers to the questions we had. Overall, this was really for the most part an effortless process. Thank you VERY much NewDay USA. Tim & Leticia

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 9, 2020

    This entire refinancing, from initial contact to final notarized signatures appointment was handled exceptionally by Ms. **! She was quick to respond to all of our questions! She was timely with sending us documents & outstanding with all communications. There is no doubt because of her efficiency & expertise, this entire process went smoothly! A true professional and a huge asset to the NewDayUSA Team!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 9, 2020

    Our experience with NewDay has been great. Our agent was extremely knowledgeable and responsive to our questions. Additional, he provided great customer service. The process was very fast and smooth. We are glad with our choices to use NewDay to refinance.

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    Customer ServiceRefunds & PayoutsStaffBillingLoan Process

    Reviewed Dec. 8, 2020

    We had a few hiccups in the loan process. My original loan officer was "reassigned" and because of that, progress on my loan was delayed by almost a month. Contact with loan officer was infrequent and many times I would receive mail or email changes after discussing with my loan officer that was mistimed. My new loan officer was very helpful (Jesse), but it was frustrating during the delay. Currently awaiting my payment information so that I can make sure to pay my mortgage on the 1st of January.

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    Customer ServiceStaffLoan Process

    Reviewed Dec. 3, 2020

    Jake ** handled my application and was always very helpful and respectful responding to my questions and helping me thru the process for my loan. Phone calls were always returned in a timely manner and questions answered to my satisfaction.

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    Customer ServiceStaffLoan Process

    Reviewed Dec. 3, 2020

    Refinance my house. I was very happy with the service and I did refer a friend who got a loan too. My loan officer was very attentive to my needs. He was there whenever I called. I'm very happy and I plan on telling any veteran that I know.

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    Staff

    Reviewed Dec. 3, 2020

    This is the 2nd time we have refinanced with New Day USA. You guys are great and taking care of us active duty & veterans. Best regards to everyone I dealt with on this refinance. I would do it again.

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    Punctuality & SpeedOnline & AppStaffLoan Process

    Reviewed Dec. 3, 2020

    First time using this company. A friend and fellow veteran refinanced her home a couple of months ago and told me she had a great experience so I decided to give it a try. At the end of October 2020 I reached out to this company and spoke to Mr. Mike **. Mr. ** was professional and knowledgeable and explained the refinancing process thoroughly so I decided to start the process of refinancing my home. The refinancing process was fast, smooth, flawless and exactly as Mr. ** explained it to me. Their website and loan application was very user-friendly. I closed on the refinancing loan last week at my home with a loan processor/notary who followed all COVID-19 protocols. I highly recommend this company to all veterans. They understand and are responsive to our needs.

    Mr. T

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    Customer ServiceStaffLoan Process

    Reviewed Dec. 3, 2020

    Most of my dealings were with an agent named Ricardo **. He was friendly and when anything was needed from me or that I needed to review he was always on top of it. He would e-mail, call, or text about once a week just to let me know how things were going with my loan. When we were ready to go to closing he called and walked me through the process so I wouldn't get blindsided by anything. This was the first time for me that getting a mortgage was actually a pleasant experience. BZ to Ricardo and New Day.

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    MaintenanceStaff

    Reviewed Dec. 3, 2020

    I have recommended a friend but of course that is up to him. The process seemed a little drawn out, but I understand in this day & age you cannot do anything on a handshake. I trust you I'm old school. Which means I hope you never break that trust!!

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    PriceStaff

    Reviewed Dec. 3, 2020

    This was the most professional group of people I have ever worked with! Jena ** is worth her weight in gold! She and Abigail ** are amazing! Even my Real Estate agent were complimenting them. Everything was easy and my home purchase went without a hitch! I'm telling every Veteran I know to use NewDay USA!

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    Customer ServiceStaffBillingLoan ProcessRates

    Reviewed Dec. 2, 2020

    Ben ** was our go-to person through the whole process, He was very professional and efficient and kept us posted through the whole process. Excellent customer service with Ben! I would recommend New Day to any Veteran! Saving us 260.00 a month on our payment and was able to get a 2.25% rate for our new loan.

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    Staff

    Reviewed Dec. 2, 2020

    I was impressed with the determination of NewDay to win my business. The person I worked with was nothing but polite, professional and displayed a high degree of flexibility to work with me. Even though at one point I said that another lender had offered a better deal, New Day was able to better the other lender's offer.

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    Rates

    Reviewed Dec. 2, 2020

    This was our 2nd refinance with Newday. It went very smooth. I was very pleased with our Account Executive. During our review process, the interest rate went down and he made sure to re-do our documents to get the lower rate. His effort was very much appreciated.

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    Staff

    Reviewed Dec. 2, 2020

    Had a very knowledgeable rep taking care of the process. Keeping touch with me at all times to make sure everything was going as smooth as possible during this important process for myself and my family in these trying times we live in.

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    PriceStaff

    Reviewed Dec. 2, 2020

    Excellent service throughout by everyone. The only negative was the cost of the refinance. Some of the other companies researched had lower cost. I was hoping the service we would experience through your company would offset our concern about the extra cost. In the end, we are very happy with our experience.

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    Customer Service

    Reviewed Dec. 2, 2020

    First class man who put up with our computer ignorance and walked us through this refi. Explained everything clearly and is a complete gentleman. I would recommend him to anyone anytime including any family member. Thank you, Richard ** USN 63-68, Swift Boats Vietnam, 67-68.

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    Staff

    Reviewed Dec. 2, 2020

    Everything appears to be okay but it took so very long going through the checking me out. I think this may be because of co-vid *19 or just the state of New Jersey. Your agent Mr. Basil ** was patient with me and was quite helpful with his understanding. However, I do not want to go through this again.

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    Punctuality & Speed

    Reviewed Dec. 2, 2020

    Best service I have ever seen by a finance company. Corinne Lan ** made the experience a pleasure with the ease and speed in which she handled the process. Less than two weeks start to finish. Best experience ever as a veteran I have had to date.

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    Punctuality & SpeedStaff

    Reviewed Dec. 2, 2020

    Was a good experience and fast to compare. The agent Nicholas ** made feel good in dealing with my need. The notary service was a great experience and knowledge in doing her job. l was confused for a moment but Mr. Nick clear my confusion.

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    Customer ServiceStaffRates

    Reviewed Dec. 2, 2020

    I would recommend this company to anyone. My service and experience was excellent. Process did take very long at all. If anyone is interested in refinancing their house please try this company before you go anywhere else. You cannot go wrong with this company. They look for the best rates for you and your family. Give “USA” a call you will be glad you did.

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    Customer ServiceStaff

    Reviewed Dec. 2, 2020

    Process was surprisingly easy from the first call to the closing!! Would definitely recommend NewDay! Our contact, Nick, was extremely knowledgeable and very nice to work with. He is an asset to the company!! Again, thanks for making this an easy process without stress!!

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    Staff

    Reviewed Dec. 2, 2020

    NewDay provided a professional and pleasant experience. The agent kept me informed as the process evolved and everything was completed ahead of time. Using the website to sign documents is simple and easy. Overall excellent service. Thank you for your assistance.

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    Sales & MarketingStaffBillingFollow-Through

    Reviewed Dec. 1, 2020

    Our NewDay USA refinancing of our home was both efficient and expedient! Our Account Executive Jacob ** was just Phenomenal; as he remained Professional & Personable keeping the process smooth from start to finish! Plus, just as promised from NewDay's advertisements we will save over $3,000 annually in Mortgage payments! Thank you "NewDay" for watching out for Veterans...

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    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 1, 2020

    The NEW DAY process was streamlined and efficient. My loan representative, Ian, contacted us every few days to ensure the process was going smooth and provide status on our loan processing. We closed on time and in the comfort of our home. The notary was about an hour late, but the close was fast, taking about 30 minutes. I would definitely recommend NEW DAY USA!

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    Customer ServiceStaffTransparency

    Reviewed Dec. 1, 2020

    My husband and I are extremely happy with our experience with NewDay. Xavier was our rep and he was on top of the process the entire way. He called with updates nearly every day. The date for our closing went smoothly, and was done in a timely fashion. Job well done!!!

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    Customer ServiceStaff

    Reviewed Dec. 1, 2020

    This was the best experience I had dealing with New Day USA. The worker I had his name is Daniel ** was terrific. He told me if there is a problem he will take care of it. He was right. He took care of everything. I didn't have one problem. Everything went smooth. I told a friend about NewDay USA. He wanted a phone number. He said he will call Monday. Again thank you!

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    Punctuality & SpeedStaff

    Reviewed Dec. 1, 2020

    The whole refinance experience with New Day USA was so quick and easy. I had no idea that the entire process (except for the final signing with a notary) could be done online! This was quite a pleasant experience and Jeremy ** was so very nice and helpful. He walked me through every step! I would highly recommend New Day to any Veteran!

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    Punctuality & SpeedStaffRates

    Reviewed Dec. 1, 2020

    The process is a bit involved via internet, but it can be done. My case manager was very diligent and thorough and worked around my internet inabilities. I was patient and waited for my best rate. My advice is compare rates and pick a reputable company, like NewDayUSA.

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    Customer ServiceLoan ProcessRates

    Reviewed Dec. 1, 2020

    I obtained my VA loan about 3 years ago, from a lending company at 4% rate. For several months, I had been receiving offers to ReFinance at 2.25% from banks all over the Country. I decided to ask my current lender what they could do, their best was 3.5%. I also had several offers from NewDay, so decided to call them. I was told that NewDay could refi at 2.25%, so I said OK, and started the process. It was done completely by phone and email. The process was short and sweet, closing was at my home on Nov 30, by Notary sent by NewDay.

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    Staff

    Reviewed Nov. 30, 2020

    I was helped from start to finish. My agent kept me informed at every step of the process. I would suggest New Day USA to any veteran thinking of refinancing a mortgage, or even starting a first mortgage. They can’t do better.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Nov. 30, 2020

    It was fast and very efficient. Our loan manager was terrific. We have never had so much help with forms, phone numbers and navigating the computer before. Joe was sending things faster than I could read them. We would definitely recommended you to other Vets.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Nov. 30, 2020

    Worked with Nick **. OUTSTANDING service and a great representative of the company!! On top of everything, quick to respond, answered questions, and resolved problems. Have had many loans and refis. This was the smoothest and least stressful. Keep your eye on him for a management position!! A very valuable employee!! Ron

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    Staff

    Reviewed Nov. 30, 2020

    It was a good experience since our situation different. My husband is in a assisted living home so we did all the paperwork by hand instead of the computer. I would take the papers to him to review and sign. Allie ** was very patient with me when I got frustrated ????

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    Staff

    Reviewed Nov. 30, 2020

    I have to say without a doubt I would recommend New Day to anyone. If you are looking for a very supportive team of professionals in the home buying arena. New Day is the place to go. Very professional and checking with you constantly to ensure you are having the best experience. Even long distance my experience was five star. They even connected me with an absolutely wonderful realtor locally who was always on point. Thank you New Day!

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    StaffRates

    Reviewed Nov. 30, 2020

    Excellent! Professional and proficient! Your rep was all this and knew his job! I appreciated the timeline, organization of the E-process and having the title service come to my house, especially with the Covid situation as it is. This new mortgage rate will help manage my pay down immensely! Thank you!

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    Staff

    Reviewed Nov. 30, 2020

    Wonderful experience. Annie ** was great to work with. Professional, detailed and polite. She made the experience easy and pleasant for me and was an advocate for me and you. This was my second reference with New Day and this was the quickest and less stressful.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 30, 2020

    Andrea ** was very professional and courteous. The process was easy, painless and fast. This refi went stress free compared to the original home loan. New Day USA requested the appropriate inspections and notary appointments. Once again kudos to Andrea **. Thank You, Andrea and New Day USA, Kelvin **.

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    Customer ServiceLoan ProcessRates

    Reviewed Nov. 30, 2020

    There were a couple of hiccups and definitely not the smoothest refi I have done, but everything in the end turned out okay. The first person I dealt with did not seem to want to do the refinance and he actually terminated the application (I didn't know that until Andrew had called and asked why I had stopped the process, which I told Andrew that I did not; I just never heard back from, I think his name was Hakeem). I had figured Newday wasn't interested in doing a refi for me. Andrew did finish it...not as smooth as the VA refinance I had done a couple of times with Quicken Loans, but was still able to get done.

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    RatesTransparency

    Reviewed Nov. 30, 2020

    Felt like our rate could have been lower. We were getting offers for a rate of 2.25 but when I ask about a lower rate, I was told that 2.75 was the best they could do. No explanation as why. My husband wanted to go with New Day because they catered to veterans but I feel like they could have done better on the rate.

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    StaffRates

    Reviewed Nov. 30, 2020

    The process to refi my home was very simple. Our Newday associate was very patient and within a matter of a few days, we were able to close the deal. Newday treated us like fellow veterans- I felt the care and compassion. Oh, and I love my new rate!

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    Customer ServicePunctuality & SpeedStaffRatesTimeliness

    Reviewed Nov. 30, 2020

    Fast, flawless, and friendly. Could not believe how easy this was. Just one simple phone call and that was it. I was contacted, asked for some information and that was it. Then they called me back the same day and said this is what the rate would be and if I wanted to lock it in.

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    Verified purchase
    Staff

    Reviewed Nov. 30, 2020

    My experience with NewDay was very professional. I was guided through the process step by step and would recommend NewDay USA to all Veterans. All documents was explained to me in detail. I felt very comfortable through the entire experience.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Nov. 30, 2020

    NewDay USA provided quick and error-free processing for my VA refinancing. Loan Officer Elliott ** provided constant updates on the status of my loan, and is to be commended for his motivation and consciousness. I was mightily impressed with his attention to customer service.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 30, 2020

    I have been referring my fellow veterans to this program. I cannot believe how Mr. ** is a very informative compassionate person who made the whole process smooth as can be!!! I could not believe the transaction was handled fast with no problems...Closing was earlier than discussed at the beginning another check in the box. I can go on and on...Believe me I am telling all my fellow veterans about New Day!!!

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Nov. 30, 2020

    Easy and quick loan process. Customer Rep very helpful. Did not have to leave home to close the loan. Was kept informed throughout the process. Excellent rate and reduced number of years on my loan. Ease of completing paperwork online from home.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan Process

    Reviewed Nov. 30, 2020

    The Agent (Phillip Bradley **) that serviced my loan was terrific. He promptly responded to all my questions and was extremely helpful. If possible, give him a raise. If you can do it now, I would appreciate you emailing me the Website that I can access to set up an automatic payment from my bank for my monthly mortgage payment. If the loan # is different than the one on my closing document, please email me that also.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan ProcessTransparency

    Reviewed Nov. 30, 2020

    The loan process was great even though we ran into title problems but not NewDay's fault. Anthony was fast and efficient at clearing the issue up... He kept me up to date on everything and always returned my calls. Would definitely 100 percent recommend.

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed Nov. 24, 2020

    Everyone has published a 2.25 interest and I trusted New Day enough to choose them. However the rate was 2.65 and I'm not sure why. The process did proceed quickly and the closing was simple. I presume the payoff was made but have not received confirmation.

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    Verified purchase
    CoveragePunctuality & SpeedStaff

    Reviewed Nov. 23, 2020

    From beginning to end, it was the best experience imaginable in large part because of your agent, Benjamin **. He was personable, knowledgeable, diligent, and responsive. He is a great issue solver and he insured that everything happened on time. He answered our many questions and always got back to us quickly. I have, and will continue to, recommend your company as the best in the business!

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    Verified purchase
    Staff

    Reviewed Nov. 23, 2020

    Joshua ** was our NewDay USA representative and proved to be a very personable and knowledgeable guide for my wife and I throughout the process. I have passed my positive feelings about your NewDay USA staff to a number of our family members and neighbors. A salute to you and your staff Admiral!

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    Staff

    Reviewed Nov. 23, 2020

    My agent was great and as I'm not very good on computers he went out of his way to get me the papers I needed to sign and always answered my questions. So far I'm very happy. The service he offered was great and the closing went great.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Nov. 20, 2020

    Amanda was very friendly and helped get the loan closed in a timely manner. She kept me informed of any issues and helped to resolve them quickly. I would recommend NewDay to anybody and as for me if in the future I need another loan I will call NewDay.

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    Verified purchase
    PriceRefunds & PayoutsStaffBillingRatesHonesty & Transparency

    Reviewed Nov. 20, 2020

    From my initial contact with NewDay rep Robert ** until closing was literally less than 30 days. I was able to reduce my interest rate by a full percentage point, leading to a much smaller payment, and I did so with no out of pocket cost to me. Rob was professional and helpful through out the process, and I can honestly say this was the easiest mortgage experience I've ever had.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaffLoan ProcessTimeliness

    Reviewed Nov. 19, 2020

    Let me start by stating, this has been the most difficult process I've ever experienced and can't in good faith recommend NewDay to any of my family or friends in the future. Here's a few items (not in any particular order) I experienced that did not go well:

    1) My Loan Specialist (Reece **) was “NEVER” available by telephone along the way. I would call his desk number and/or cell number but “NEVER” once did I ever speak with him on my initial call. I’m the type of person who believes communication goes both ways. I would always have to leave a message and/or email and eventually receive a call sometimes several hours later or the next day.

    2) My solar was to be included in the home loan and instructions were sent from the solar company to New Day on specific cost and wiring instructions. After signing all the closing documents, it was discovered New Day did not include the $350 recording fee in addition to the purchase of the solar panels. Therefore, in order to not have the loan be short funded, I had to wire the $350 out of pocket to the solar company to prevent this from happening.

    3) We started this loan process on August 31st, 2020 and I can’t even count the times the closing date changed. I was initially informed we would close at the beginning of Oct, but that did not happen. Again, I was informed we would close at the end of Oct, but that did not happen. This became very frustrating, as I did not know when we would close. I was informed we were waiting on the processors, etc.

    4) I received a payoff check directly for the solar payoff from the title company, when in fact it should have been wired to the solar company directly. I had to attempt to reach the title company and explain what happened, and they put a stop on the check. The next day they wired the funding to the solar company.

    5) I felt throughout this process I was doing a good majority of the leg work, but yet was paying New Day for the loan. As an example, I was informed that if I want to speed up the process, I should contact my bank and get payoff letters. I did, as I wanted to put all this behind me, and ended up paying another $60 out of pocket. Additionally, I was told the same thing with the solar cost, requiring me to get the information. Isn’t that what I paid New Day to do for me?

    6) I received a call from the New Day processing that they need to speak with my bank and me on the line to verify payoff’s. No problem the first time, but I actually ended up doing it multiple times for the same information.

    I’m going to leave this here; this wasn’t a pleasant experience and I would never want to go through this again. If you would like to discuss, please feel free to call me at **. Thank you for your time! Ray **.

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    NewDay USA
    Response from NewDay USA

    Hello Mr. Raphael

    Thank you for choosing NewDay USA. We apologize for the delay with your loan. Our goal is to provide superior customer service, based on your comments, we felt short of this goal.

    Thank you for your feedback.

    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffLoan Process

    Reviewed Nov. 19, 2020

    The process started off a little slow as I initially stopped the loan as I had not heard of NewDay USA and switched to another lender. After they really screwed up big time I came back to NewDay USA and was pleased with how it went with the exception of keeping me in the loop. When you don't have somebody local and you are dealing with an entity you don't really know, it is hard to see what is happening. My contact Jesse James ** responded to me very well when I left messages which helped me through everything.

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    NewDay USA Company Information

    Social media:
    Company Name:
    NewDay USA (NMLS #1043)
    Year Founded:
    2002
    Address:
    360 South Rosemary Avenue Ste. 1900
    City:
    West Palm Beach
    State/Province:
    FL
    Postal Code:
    33401
    Country:
    United States
    Website:
    www.newdayusa.com

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