
Network Capital Reviews
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About Network Capital
Network Capital (NMLS #11712) is an online direct mortgage lender available in 43 states. The company has borrower perks that stand out, like no lender fees and closing in as little as 15 business days. The company underwrites your purchase loan upfront — usually within 24 hours — so the seller can be confident the loan will close. Network Capital has been in business since 2002.
Visit www.networkcapital.com- Posts daily rates on its website
- Closings in as little as 15 days
- No lender fees for qualifying borrowers
- Not available in CT, GA, MA, MO, NH, NV and UT
- No mobile app
Network Capital Reviews
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Reviewed July 20, 2021
Ivy ** and Michael ** were so professional, accessible and thorough throughout the process of refinancing. This was a very smooth and quick which was an encouragement for me. I am happy they were the ones I got to work with.
Reviewed July 18, 2021
We had previously refinanced with Network Capital and had a great experience, but the last two times have ended up in disaster. Our second refi with them ended up with a gross miscalculation of our property taxes and insurance. At the time we thought it was a mistake and they were quick to refinance us without cost to fix the issue (after I wrote to the VP via LinkedIn messenger). This Spring, however, we tried them again and it happened again. So do your own math, triple-check their figures and get competitive bids. It isn't worth the hassle of redoing a mortgage because a junior "banker" is desperate to close with you.
The last time was so egregious that when we asked to speak to a supervisor, the banker became belligerent and insulting. The supervisor promised he was handling it and would personally work our deal. I told him to bring his best offer and I would consider it, but would also be getting competitive bids. He never called back. I think you see what really happened. They were being knowingly deceptive. We ended up refinancing through a local broker and fellow veteran with a great experience that was handled very quickly and with the same process that Network Capital claimed to offer. Never again. Buyer beware.
Reviewed July 17, 2021
Angela and Rnett did a awesome job handling my refinance loan. The quick response on any questions was very much appreciated. I would recommend my family and friends to work with the both of them. Thank you so much and been a pleasure working with Network Capital.
Reviewed July 16, 2021
Angela and Carrie they both worked for my refinance. Carrie has worked for my account for months. She didn’t give up and carried on to work with me to get best solution for my refinance. Angela handled my account at final stages. She responded my questions very quickly. Both of them were very professional.
Reviewed July 16, 2021
Julia ** was very professional, helpful, thoughtful, courteous, and efficient. I am very satisfied and happy I had the pleasure to have her help and assistance in getting refinanced. I would recommend you ask for this beautiful young lady for her help if you can. THANK YOU JULIA.
Reviewed July 15, 2021
The loan officer was very communicative and I was more than comfortable working with him. I got a new rate and it is mid-range.
Reviewed July 14, 2021
Ivy ** and Stephen ** are hands down the best at what they do. They made this process easier than anything I've done. They accommodated my crazy schedule and made this so easy to get me where I needed to be. I will forever be grateful
Reviewed July 9, 2021
I started with a simple loan refinance with Justin ** and ended up needing extra money for home repair and finished up with Mari ** who both were friendly and helpful. The only problem was faxing info. I had problems. Had to step outside my home to fax paperwork and after the 7th time it finally went through with Justin’s fax number. But the process was good. Thanks.
Reviewed July 7, 2021
Replied promptly to all questions. Good connection between customer and staff, title company, etc. Time-frame was adequate in finalizing loan. Angela ** helped facilitate the loan in prompt manner and was good liaison between other persons as well. James ** was very knowledgeable and sped process along. Nohelia ** was helpful also in funding and completion of process.
Reviewed July 6, 2021
Justin ** and his team who assisted me with my refinance process were the utmost professional and courteous people I have worked with to date. I would gladly recommend them to anyone who is thinking of refinancing their home. They were able to save me quite a bit of money by eliminating some charges that I shouldn't have been paying for in the first place, and being straightforward with everything they did. A+ for Justin ** and his team at Network Capital.
Reviewed July 2, 2021
Network Capital helped me refinance, lower my bills, and knocked five years off my mortgage. They were good people to work with.
Reviewed July 1, 2021
Network Capital, specifically Jessica and Angela did a great job on a loan for my mother. They were competitive on terms, closed the loan on the promised timeline, and were very responsive on last minute issues. I would highly recommend Network Capital, Jessica and Angela!
Reviewed July 1, 2021
I would like to commend Tracy ** and Christopher ** for their professionalism during this process. Their patience is much appreciated. For not their professionalism Cindi and I would have more than likely used another financial institution.. I would also like to commend the notary for her job well done.
Reviewed July 1, 2021
Being self-employed, it's difficult to find an agent that can get things done, and Network Capital did. They got it done in a month. I missed out on about a tenth of a point [0.1] in the rate but that was okay. Everything ran smoothly and I was happy with the outcome.
Reviewed June 30, 2021
Excellent service and very courteous. Also very quick on closing! Never had a mortgage company as quick as NetWorkCapital. Would highly recommend to friends. This is the 2nd time I’ve used NetWorkCapital and plan on using them again in the near future.
William
Reviewed June 30, 2021
We are very happy when Bryant ** contacted us and was able to make our refinance process easy and efficient. He was able to work well with us and had awesome communication and customer service skills. Mary ** made the final process of our loan closing simple and stress free as well.
Reviewed June 30, 2021
I was already working with another provider and they were taking a lot of time. When I called Network Capital, instantly, they quoted me a good rate. Everything was processed within a couple of weeks and I was very pleased with their service. I was also quite happy with the new rate I got. I would highly recommend them.
Reviewed June 29, 2021
I whole heartily recommend Network Capital for any and all home financing. We refinanced and it was a very professional experience. From Alex to Mari ** the agents were extremely helpful, professional and courteous. The money we are saving is definitely help us to pay our home off in far less time. The entire process only took several weeks, and we will and already have recommended Network Capital to family and friends. Do yourself a favor and call them, see for yourself???❤
Reviewed June 29, 2021
I really want to thank Jake ** for his guidance and understanding during the refinance process. Jake's honesty, commitment and knowledge of the whole process made me feel very safe about my decision. I would highly recommend him to my family and friends.
Reviewed June 29, 2021
Jacob went the extra mile to save me the most and fought the everything that I wanted on the loan like no escrow account. Also Vu the closing processor did everything in his power to get the deal done. Had a great experience!
Reviewed June 29, 2021
With Network Capital, I could believe the person that I spoke with. The terms and the rate were satisfactory to me. A lower rate would be better though.
Reviewed June 28, 2021
I had the pleasure to work with Andrew ** and Adriana ** who were great communicators and made my refinance super easy. Both kept me apprised in each step. Great company to work with. I would definitely recommend Network Capital to my friends.
Reviewed June 28, 2021
Network Capital was friendly, fast and competent! Both Gabriela and Mari were fantastic! After trying with another loan company for going on six months we called Network Capital and were so glad we did! They helped us refinance two properties in less than 2 weeks! Highly recommend!
Reviewed June 25, 2021
Sebastian ** contacted me and through our Q&A conversation, he gave me all the reasons to say "Yes" to his proposal. He was very knowledgeable and professional. I submitted the requested information and in 2 days my loan was approved. Then I was contacted by my loan officer, Amy **, to go over the details of my loan. From the time Sebastian ** called me to my closing date was 10 days. Both Sebastian and Amy did a stellar job from beginning until the end. Fantastic job Sebastian and Amy. I would recommend Network Capital Funding Corporation to all my friends who are considering refinancing their mortgage.
Reviewed June 23, 2021
I could have gave you 5 stars if I haven't been flooded with mail from third party vendors trying to sell me more insurance and other like items. They always come in envelopes with your name on mentioned and look very official, and send second letters in red with warnings that my account is or could be compromised. I don't know if you sell my name and info to third party vendors, but it's not appreciated.
Reviewed June 22, 2021
I was very pleased with the work of Spencer ** & Amy ** during our refinance. It went very quickly with few problems and we were able to close within 2 weeks from the start of the refi. Network Capital was easy to deal with and did a lot to get the best deal for us. 5 Stars!
Reviewed June 22, 2021
Thanks to Felipe ** and Mari ** for a good job!! I am grateful for all the hard work and dedication that went into getting my loan and I will be forever grateful. It is a dream come true to have these two fine people on my home mortgage.
Reviewed June 21, 2021
This is the second time we have refinanced with Network Capital. Both times, Angela ** handled the final documentation, obtained the payoff information, scheduled the closing, etc. and as usual, I had lots of questions. She is extremely patient and knowledgeable. Shane was my initial contact and he also was quite easygoing and quick to respond when I had difficulties with the computers or inquired about the figures/documents he sent. These folks work incredibly hard for their clients, and answer texts and emails almost immediately! I have a lot of anxiety when it comes to things I don't totally understand that involve $$$, but I believe that these folks actually believe in doing the right thing by their clients.
Reviewed June 18, 2021
I reluctantly followed my sister’s advice and contacted Josh at Network Capital to inquire about a refi. I had been denied before so I doubted a good outcome. My first contact was with Josh ** and he stayed with me through the whole process. Usually refinancing is a PITA (you figure that out) but this one was a breeze! Usually the person at the other end of the phone asks for the same information over and over. Not Josh! Very thorough! On top of it! He did his job to perfection and the process was timely and pain free!! Thank you again Josh and team for making this easy and helping me in years to come. I can’t convey how grateful I am!!?? (to Josh)
Reviewed June 17, 2021
Michael ** is very professional and patience. He has shown good follow through giving explanations and information in areas that I had questions. He has put my mind at ease that what I am saving, that it is win win for both of us. When I had gotten excited or upset he stayed very calm and was able to ease my mind with sound explanation of my issues. I would highly recommend him and his company to others.
Reviewed June 17, 2021
I was in the middle of a refinance with another lender when Michael ** called me. He asked if he could try to beat the offer I was given. He was so fast and honest with me I went with him instead. I got a better rate and he did in one day what I had done in 3 weeks with the other company. I definitely recommend Network Capital and Michael.
Reviewed June 17, 2021
Everybody that I worked with at Network Capital Funding was great, but the underwriters were barbaric. They don't respond to anybody. You never know where you are. They just stop talking. I understand this is very common, but twice, I was scheduled for closing, and they were like, “Yeah. We need another copy of this. And this one wasn't centered quite the way we like.” The morning of, they canceled my closing twice. The only reason I stuck with them is because the processors that I had working for me were great. One of them, Courtney, pulled victory from the jaws of defeat. I was more than willing to quit. The underwriter guys made it so horrible that I could not recommend Network Capital Funding to anyone. In fact, I was telling the people that work there, “You gotta go find a different place because you're good, and you shouldn't be held back by them. You gotta have support. And without support, what is the point? You’re just wasting your time.”
Reviewed June 16, 2021
The process with Network Capital Funding went smoothly and quickly, and I liked that. It was all mostly done on the phone and they sent me emails. Because of my condition, that was easier for me to handle. If I had any questions, I would call them or they would call me. The rep was informative and answered my questions if I had any.
Reviewed June 16, 2021
I am so grateful that I chose Network Capital to refinance my mortgage. Special gratitude to Ian ** and Jessica **. The process was fast and easy. They were able to structure my loan by combining my first and second mortgage. My loan was closed in two weeks. My monthly payment drastically dropped. I would highly recommend their service. Thank you so much.
Reviewed June 15, 2021
Network Capital took over the mortgage that we already had with someone else. The application process went very well. They worked really hard for us. I was very impressed with their diligence all over. It's a little confusing with phrase and things, but I was very impressed with all the staff. They were very responsive and very quick to get back to me. If things were delayed, it wasn't because they were taking their time to respond to my calls. They were right on the money. Things took a little while because there was such a backlog of things going on at that time, but it was not unreasonable.
Reviewed June 14, 2021
Everything went fine with Network Capital Funding. My loan officer was great. He was very responsive, thorough and he explained everything. I was happy with the terms. I was with the Rocket, and their rates were a lot higher.
Reviewed June 9, 2021
Emily ** started my loan process and took care of everything. She was very easy to talk with or deal with. At the point that you get handed over to the next person handling the processing I dealt with Amy **. Again, fantastic personality. Took care of everything and I was refinanced in no time at all. I can't believe how fast and smooth it was.
Reviewed June 9, 2021
Derek ** and Mari ** were an absolute pleasure to work with; they were extremely knowledgeable, patient and efficient during this process! It was a pleasure doing business with them, and I’ll be certain to recommend them to all of my family and friends.
Reviewed June 9, 2021
Thank you to Amy and Jeremy for the work they put in to making my experience of refinancing my mortgage possible. They were professional and very patient with me throughout the process. I would gladly recommend Network Capital Funding Corporation to everyone.
Reviewed June 4, 2021
This young lady is AMAZING!!!! She is professional, competent, and the most knowledgeable mortgage professional I have ever encountered. She came in right at the final hour when we were ready to cancel the three loans we had with another less qualified processor. We went through three loan officers, so they were no help. Angela, called me on Monday and I was closed by Friday.
Reviewed June 4, 2021
I've been meaning to write this review for a while. I've dealt with many different institutions regarding home loans, refinance and much more. Lenora was excellent to work with. When dealing with other third parties Lenora made me feel as we were the team. This is rare from my previous experiences. Highly recommend her. She was accurate with her knowledge base, was very easy to interact with and most important got the job done that I was looking for!
Bret
Reviewed June 3, 2021
My experience with Network Capital has been nothing short of amazing. Jacob **, Senior Mortgage Banker and Mario **, Loan Processor, were both extremely professional and delivered the highest quality customer service experience. Refinancing can be a daunting task and process, especially when you have four co-applicants, some lenders will not even give you the time of day, they do not want to take the time to fill out an application that big, but Jacob ** took the time to understand my situation and worked with me. Both Jacob ** and Mario made it extremely easy and turned the entire process into a great experience all the way through for me and my family.
Mario ** was always polite, efficient, and timely. He always returned my calls promptly and was very patient. His communication was always top-notch. He would always ask me if I had any questions, and my answer was always "No, you once again covered everything and answered them all". I highly recommend Jacob ** and Mario ** as a team for your next refinance, both were exceptional to work with. This has been by far my best refinance experience ever.
Reviewed June 3, 2021
I got a 30-year loan program from Network Capital and the application was very simple. It took less than three weeks. The rep was very communicative, efficient and kept me updated on every step of the process. He was very responsive in addressing the issues and questions. The experience could not have been better. I had gotten quotes from other lenders and by far, Network Capital surpass. At the time, the rates were the best that I could get. I would highly recommend them.
Reviewed June 2, 2021
The closing processor, Lenora **, did an exemplary job on bringing the loan to a close. She worked through the difficulties between the HELOC subordination issues with underwriting and all worked out. Though I have issues with the underwriting and why it took so long to get authorization to close, I am ultimately satisfied with the result, though it should not have taken 13 weeks and 3 loan officers to get it done.
Reviewed June 2, 2021
My mother-in-law got a 30-year conventional loan from Network Capital Funding and everything was done online, until we came down to the closing. When they arranged for a notary for the signing of all of the docs, that was done. The loan was funded and she took some money out to pay off a credit card that had gotten a little high. Everything was wrapped up very easily. No paper had to be filled out and FedExed. We filled in the blanks and hit submit. The process took around 30 days and the initial agent was very accommodating. But once we got more into the nitty-gritty with the underwriters, they weren't as fun to work with.
After the loan was closed, the credit card balance was paid off and it was to be funded, the experience got a little sketchy. The communication wasn't as complete and thorough, so it would leave you with questions. They couldn't seem to get her payments right as to when they were to start, where they were to go to and whether it was an autopay or not. It took us three attempts before it was finally dialed-in. The process was fine until got to the autopay and the deduction over her first payments. They were supposed to just start taking it from her bank account and yet, we were getting calls and letters regarding a late payment because they failed to set it up correctly.
When we had concerns, we would call in, based on the documents that we had received, to specific 888 numbers. For customer service or specific questions, it was multiple numbers in different offices, whether they were in California or elsewhere. So, you weren't always sure if you were calling the right department and sometimes, you weren't. But eventually, we got it all ironed out. After we were done with the first person, we were trying to hand it off to another department. Each time we had to deal with them, we dealt with a different representative but with the account number, they were able to pull things right up and whoever you spoke to last, there were notes in the system about that conversation. So it worked fine. The rates and the terms of the mortgage were excellent. Even though we were unhappy with the payment process, everything else was terrific. The experience with Network Capital Funding was overall very good.
Reviewed June 1, 2021
The process went very well and was very thorough and quick, I appreciated their attention to detail and assistance the entire time. They were very quick to answer any of my questions anytime I had one. Ian ** and Madison ** assisted me. Thank you.
Reviewed May 29, 2021
Madison worked diligently to get my loan funded in 1 month. And I also got a great rate to go with the great service. We had a few hiccups on my side of the deal and she worked on it until we got it done..
Reviewed May 28, 2021
I refinanced my mortgage and Madison and Stephen did a job well done. Also the underwriter who came to the house was very professional and courteous. She also took the time to come out 2 days to make sure the paperwork was done right and sufficient. Thank you all for helping me thru the process. Frank **
Reviewed May 28, 2021
Updated on 10/03/2021: I am so pleased how Charles ** has helped me with the documents I needed. I was done with them last July; however, when I called to ask for help. He called me back right away to address the issue. Kudos to you, Mr. **, for your accommodation.
Original Review: Mr. Carlos ** helped me at the beginning of my house refinancing. However, Mr. Charles ** was so patient in resolving the issue with my former lender. It took us more or less two hours to solve the issue despite being tossed from one person to another several time. I can reach out to him easily and accommodating though I am full of questions and clarifications during the process. I can feel the genuineness of helping his client. Thank you.
Reviewed May 27, 2021
I Had a great experience refinancing my house with Network Capital. Dominic ** was instrumental in getting my business. He was patient and worked out all the numbers with me. He provided quick and helpful responses to all the scenarios I threw his way. It also helped quite a bit that he was true to his word of matching any deal other lenders would offer me. Madison ** was also very helpful and helped make the whole process a very smooth experience. I will definitely recommend Network Capital as well as Dominic and Madison to anyone who is looking to refinance their home. I know how refinancing can be a pain with many lenders contacting you and offering different deals. At the very least, save yourself a lot of hassles and stress by starting with Network Capital. You will find that you won't need to talk to anyone else after that. Try it!
Reviewed May 27, 2021
Excellent Service Refinancing Our House with Network Capital. We will recommend them to anyone who is Refinancing their Home in the future. If we need to refinance in the future, we will contact Network Capital in the future.
Reviewed May 26, 2021
Andrew and Amy were very pleasant and seemed to know their job. I was very pleased with their attention they gave me. They kept me up on what was going on all thru the process. I would recommend them to anyone who needs this kind of support.
Reviewed May 24, 2021
I cannot express how impressed I was with Denae ** and the rest of the Network Capital team. I was talking to bank that had the mortgage, they were not offering best rate and still wanted an appraisal. I was frustrated. Then Network Capital called. I had talked to them some months prior but held up on refi to let a credit issue resolve. From date of call on a Thursday, to signing settlement documents took less than a week! Dense was quickly able to get waiver of Appraisal requirement. I usually do not take time to do these reviews, but Network Capital did such an awesome job I took the time.
Reviewed May 23, 2021
Juan and Amy were amazing, the process was almost too easy! NETWORK CAPITAL was honest, fair, and did not overpromise. Delivered on everything that was discussed. The entire process took minimal effort on my end, and the team had a real sense of urgency with processing my loan.
Reviewed May 21, 2021
I would like to thank Loan Officer Sebastian ** and Loan Processor Madison ** for the amazing services they provided me in refinancing my home. Not only did they personally treated me like one of them but they also help me save my home. I was recommended to this company by a friend of mine and man they did not disappoint. The customer service from Sebastian and Madison was above and beyond. Truly grateful for the help and guidance throughout this difficult process, I shopped around and Network Capital by far was the better one. If I have to do it again, I’ll look no further.
Reviewed May 20, 2021
Jake ** contacted me on April 13th based on my previous experience with Network Capital. Jake was prepared with all of the necessary knowledge and information to allow me to see the advantage of refinancing. He was able to offer a great rate and fast turnaround. We actually closed on April 29th! That must be a record! High energy. Great rate. Low cost.
Reviewed May 20, 2021
Suppose you called them by listening to their radio ad. Please make sure you ask for the fine prints, terms, and conditions. Even if you do so, there is no guarantee you will get what they say or write to you. Be aware. What they say is not what they do. It is unfortunate to see companies like the Network Capital. In my case, they promised a rate and term in writing as well as over by phone. They pulled my credit (unnecessary hard pull and waste of my time submitting all the required documents to them) only to turn around say their Net Tangible Benefit (whatever it means to them) is not working out.
The other thing I heard is, the market has moved since then. Hence, they can't move forward despite having pristine credit and meeting all the criteria. I lost the opportunity to refinance at the lowest rate while I was waiting for the Network Capital to sort this out, and since then, someone from that company keeps reaching out by phone asking me to remove the negative review. It has been a nuisance.
Reviewed May 20, 2021
I'd like to appreciate Tamara ** and Tracy ** for their teamwork. It was a great experience having my home refinance with them. I got a great, pleased, and quick process! I would recommended them to my relatives, friends, and co-workers.
Reviewed May 19, 2021
After contacting multiple mortgage companies and jumping thru all the hoops they require, only to be told there was one lame excuse after another why they wouldn't give us a refi, I found Network Capital Funding and got the pleasure to connect with Torin **, Yes he started out with the familiar words, 'Yes we can help you, no problem!' Problem was HE WAS GOOD TO HIS WORD, did everything needed, went above and beyond and we just funded today.
Everything was simple (if you have all of your needed info/paperwork in order), no issues, easy to work with and Torin was there every step of the way, NO passing you along to the next person, even when we were moved up the ladder, Torin was still there and always at the ready to explain or investigate when there was a hitch.
I cannot stress enough how pleasant it was to deal with Network Capital Funding and so fortunate to have Torin as our point person. Don't know if when you call Network Capital Funding, you can ask for a particular person, but if it is possible, ask for Torin **.
Reviewed May 18, 2021
Jordan ** was Great! He was able to think/work outside the box in order to get my refinance pushed through. The closing process was quick and efficient. LouEllen ** was my Closing Processor. She was great at keeping me updated throughout the closing process and was a pleasure to work with. The only negative that caused Network Capital to get 4 stars instead of 5, was their Boiler Room type marketing. I had previously started a refinance that they were not able to do. Due to this, my contact info was released to their team of...let's just say Extremely Zealous "Senior Loan Advisors". I would get calls multiple times a day asking to let them work with me. This continued even after I was deep into working with Jordan and after more than one of them said they were removing my contact information from their list. In summary; Jordan and LouEllen were Great! The Boiler Room Tactics were Very Annoying and Intrusive. Gerry H. Garden Grove, Ca
Reviewed May 17, 2021
To be fair is easy in this case. I've worked 53 years, 45 of which as senior director in different fields (old data processing, construction & development, banks and financial entities, and international trading). Have hired, trained and, when unavoidable, fired people. Saw young professionals grow to reach excellence in their fields. Grant ** and Tracy ** excelled in every aspect of their short contact with me. The confidence that they instill in their clients turns into confidence in NetworkCapital. I'm sure that they deserve opportunities to grow and that they will not disappoint those who come to believe in their potential.
Reviewed May 14, 2021
Many thanks to Elmer ** and Angela **! They were both great to work with and we appreciate their attention to detail and their promptness. We appreciate their assistance at helping us secure a new loan and we are happy with our rates and our ability to refinance.
Reviewed May 13, 2021
I wanted to give a shoutout to both Mike F. and Melissa B. for the most expeditious and efficient refinance I have ever experienced. Mike helped get my information over to Melissa within hours of the application and, beginning to end, the process was completed/fully funded within 2 weeks. Again, it was an amazing experience and I will not hesitate to recommend friends & family to Network Capital and, specifically, to Mike and Melissa....thank you!!!
Reviewed May 12, 2021
We started the re-finance back in January and Janel ** was there every step of the way, helping answer my questions and explain everything in terms that we could understand. We had a complicated loan because we had a private 2nd who was very difficult to work with. After 4 months we were finally able to get the appraisal, it took much longer than normal because we live in a rural community and we don't have many options for appraisers. Melissa ** did a fantastic job finalizing the loan and we are very happy with our new loan. Thanks to their hard work we were finally able to close out the private 2nd and cut our term in half! It was definitely worth the hard work, even though it took longer than expected.
Reviewed May 12, 2021
Five stars to Christian ** and Amy **. These two have done an excellent job throughout the whole re-finance process. I want to thank them for their patience working with seniors like me, as we all know the pain of research, gathering documents, filling the countless forms, not to mention many phone calls back and forth. Christian is very polite and pleasant to talk to, Amy is very thorough, giving detail instruction for the closing process. Christian and Amy deserve a gold medals. Thank you for a job well done!
Reviewed May 11, 2021
Both Stephen and Tracy were great to work with. They answered all of my questions immediately. I would definitely recommend Network Capital to my friends and would recommend they ask to work with Stephen and Tracy. The whole process was quick and went very smoothly.
Reviewed May 8, 2021
Ivy ** from Network Capital has been extremely helpful to me in closing multiple loans. She has been timely in addressing any problems and always responds in short order. There was so much paperwork but she made it straightforward. I give her 10 out of 5 for professionalism and helpfulness and recommend her highly.
Reviewed May 7, 2021
I am very impressed with Network Capital on how fast they processed my 1st and 2nd mortgage refinance request and the professionalism of Stephanie ** and Amy ** in guiding me throughout the process. They treated me very welI, answered all my questions patiently and truthfully, and connected with me on a regular basis to let me know where we are in the process. Their customer engagement was impeccable and I had a great customer experience with them. Thank you Network Capital for a job well done in refinancing my mortgages and you bet, I will definitely recommend you to my friends. By the way, didn't I tell you that I got some cash out money too to help me renovate our kitchen, windows, and bathroom on top of combining my mortgages. This is awesome!
Reviewed May 5, 2021
My Name Is Emilio **/Julia **. For more than 18 months we been tried this Refinance process with other large Banks, we almost give up. But we have a friend recommended us this new corporation "Network Capital Funding Co," my surprise was they closed our loan in less than a month. We are very very happy with their work. I will recommend to any of my friends, family with no problems. All the team very responsible with the communication that we love it, was weekdays or weekends we got responded our emails of phone calls. We like to say thank you. Thank you.
Reviewed May 4, 2021
I’ve been hearing ads for Network Capital over the radio for months before I finally called and gave them a try. I believe we got the ball rolling around April 10th and closed about 15 days later. I couldn’t have asked for a smoother and more timely refinancing experience! Andrew was very polite, respectful, professional and helpful. If I had any questions/issues, he made sure to respond, whether it was via text or email (day or night), in a timely and informative manner. When it came to signing at closing, Vijaykumar was punctual, professional, polite, and COVID-safe. From start to close, I had a pleasantly smooth-sailing experience!
Reviewed May 3, 2021
Outstanding customer service and a great experience. Fast and accurate refinancing procedures. Never had the fast turnaround time for refinancing that we experienced with Network Capital. Would highly recommend to friends and family because of the great customer service. Tony
Reviewed May 3, 2021
Michael ** is an asset to your company. Absolutely exceptional service, A+ assertiveness, response, courteousness, his gentle and calm nature helped us through the process and put us at ease. Please make sure he's commended and rewarded for his work. Tonya was pretty great too!
Reviewed May 2, 2021
Overall I am happy with my refinances after James have taken over this account with Amy ** handling the paperwork for the closing part. Both have been very helpful and transparent with all questions and inquiries. Thanks again for all your hard work Amy and James.
Reviewed May 1, 2021
I want to recommend Network Capital and Kevin ** for the easiest refinance I ever did. Truly no cost, fee simple, 15 year refinance at an incredible rate in under 20 days. Trust Kevin and his team will make this simple and painless.
Reviewed April 30, 2021
I've refinanced tons of times and the process this year was a little bit different than before. They waived the appraisal this year, which I'm fine with. They were very fast. I was very happy. Delon was awesome. I'm 50 and I'm really computer stupid, and he helped me through the whole thing. Everything was great. The rates seemed very competitive.
Reviewed April 30, 2021
Stephanie ** and Amy ** are very helpful, fast, and accurate in processing my loan. It was a very smooth process and they answered my questions very quickly and explained the whole process. I would recommend their services to a friend who is looking to do something similar with their loans in the future.
Reviewed April 30, 2021
I had such a great experience working with Network Capital Funding, they made my refinance such a quick and easy process! I want to especially thank Eric ** and Madison ** for always taking the time to answer my questions and showing outstanding customer service. During the entire process they demonstrated to be very knowledgeable and professional.
Reviewed April 30, 2021
This was the best experience BY FAR dealing with a refinance. George ** was truly amazing, couldn't get refi through months ago and he followed back up with me and got my refi completed. He is so easy to work with and so gracious. Madison ** was just as great to work with and kept me updated throughout the process. And they were both genuinely happy for me when all was said and done, I explained what a difference this will make in my life. What great associates.
Reviewed April 28, 2021
My experience with Network Capital has been very pleasant. Very good communication, quick response to email and quick funding make this a company I would do business with again. Ivy ** and Alexander ** were both top notch! They were quick to help. Patient when I needed more time & help at each step along the way.
Reviewed April 28, 2021
I can not say enough about the way Julia ** helped in closing my loan. She was awesome. I know if I sell this house I will be getting back in touch with her. I give her more than 5 stars. She was awesomely awesome. The company should be more then glad to have a closer like Julia. I can not say enough to thank her.
Reviewed April 24, 2021
Elmer ** was helpful and sharp in closing my refinance loan. He keep his promise to close my transaction in less than 21 days and he was always available to answer any concern I had. Thank you Elmer ** and Mari ** for everything. Thank you Network Capital Funding.
Reviewed April 23, 2021
Stephanie ** and Shannon ** were both very pleasant to work with. They were intricately imperative to assisting us close our loan as well as getting things done. We couldn’t have done it without them. If we had to do everything again I would hope to have Stephanie and Shannon again.
Reviewed April 23, 2021
Jake ** and Sang ** waded through some very frustrating days, patiently, to help me close on a house that was for sale by owner and in another state - which left a lot to dig up. They managed to get through everything, including a slow insurance agent who frequently left things hanging.
Reviewed April 23, 2021
I liked Network Capital's rates. When I spoke to them, they were super helpful, and they did everything they could to get me what I needed. They were very detailed with the whole refinance process. I've been able to let people know that this was a great experience and I pushed some other family members and friends to refinance and render their home loans with Network Capital.
Reviewed April 22, 2021
Charles and Dayton are remarkable. They assisted and guided us through the whole process. They were informative and truly had our best interests at heart. The loan was processed and approved in record time without any hassles. We would highly recommend them!
Reviewed April 22, 2021
My husband and I applied for a second mortgage with our credit union, but the process was taking much longer than we had expected. Elmer ** of Network Capital approached us with an attractive offer to refinance. His enthusiasm, attentiveness, and helpful responses to our questions made the process smooth and easy. It took Network Capital only a couple of weeks to achieve what would have taken months with the credit union. Charles ** of Network Capital did an excellent job of getting everything processed and closed. Elmer and Charles went above and beyond what we had come to expect. We would recommend Network Capital to anyone we know who is thinking of refinancing their mortgage.
Reviewed April 21, 2021
Abigail ** reached out to me in response to my home loan refinance inquiry. I knew right from the start that if refinancing made sense, Ms. ** would guide and assist me with questions. I had many questions, all of which were answered in a more than timely fashion. Ms. ** is extremely knowledgeable and professional. She was able to really help us! Ms. ** was our contact during the closing phase. She is awesome. She is both professional and personable. She answered every question I had and that made me feel secure. The Notary Public assigned to the closing was very professional. He arrived on time. He called ahead to confirm. I couldn't have asked for more. This is the best and easiest closing I have ever had. You guys have an awesome team! Thank you.
Reviewed April 21, 2021
I wanted to thank Angela ** and Dana ** and Esther ** for helping me with 3 Loans. They kept me informed of each step and helped me complete all documents needed. They did everything in a timely manner and were friendly and very helpful.
Reviewed April 21, 2021
Worked with Andrew from Network Capital on my mortgage refinance and I was happy throughout the process of refinance. Andrew was super helpful and answered all of my questions. It was also impressive that Network Capital closes loan super quick - I was assigned a loan processor on the very next day I signed the rate lock agreement. The loan processor got to work right away, and kept me in the loop of all the developments on my closing. I did also shop for escrow and title companies and asked the processor to work with them. There was no hesitation here, which was great!
I'd like to say I did have competitive estimates from other well-known lenders, but I went with Network Capital because of their transparency, Andrew's patience to answer my questions, the processor's willingness to work with the escrow company of my choice and still getting things done super quick. I'd definitely recommend this company to anyone.
Reviewed April 20, 2021
Network Capital has blown me away with their speed in processing and closing on my house refinancing. Janel and Denae were fantastic communicators throughout the entire process! I will definitely be working with Network Capital again in the future. Great work team!
Reviewed April 20, 2021
I really wanted to highly recommend this company. This is the second time dealing with Network Capital. Carol R is a excellent banker. I closed in 10 day. This is remarkable. It was needed because of cov-19. It really saved my family lots of headache and emotional stress..
Reviewed April 20, 2021
My Experience with NetWork Capital was extremely satisfactory. Austin ** really put me on a trajectory to accomplish my goal once he took over my account from an former accountant who set things in place. I was pleased with his service and competence. He was connected with the other divisions to be really helpful.. Roderick **, my processor, is a star. I worked closely with him to reach the finish line. He is competent, knowledgeable fast and accurate. He assured I felt supported in every action and requirement. I want to request Roderick for my next loan service. Because pf these two gentlemen I would return to Network Capital to do business again. Based on the service received I will recommend your services and these two men to others.
Dr. Patricia Moore ** Suffolk, Virginia
Reviewed April 19, 2021
Austin, Sarah and the entire team at Network Capital were there for us throughout the entire process. I have worked with Network Capital many times over the years and always come back because they just know how to set up the proper vehicle, streamline it through underwriting and close it fast.
Reviewed April 16, 2021
The refinance for our home was absolutely painless and quick. We were so pleased with the instant responses to our questions. James ** and Janel ** were so friendly and helpful. Every encounter was so pleasant. We didn’t even have to leave the house. The signing of our documents was done in our own home. I would highly recommend Network Capital.
Reviewed April 15, 2021
Carly ** and Janel ** were excellent to work with. The process of refinancing our home was simple and smooth, and they were very thorough in taking care of their end of the refinance, leaving no details unaddressed. I would definitely recommend this lender.
Reviewed April 15, 2021
I did a refinance with Network Capital Funding a few months ago. The application process was very efficient and all could be done online. The specialist I worked with was very good about disclosures about exactly how much the loan could save over our existing loan. He was proactive and he wanted to give me weekly updates. That was kind of a new thing for a loan process and he was really good about doing that and kept us in the loop as to how everything was progressing.
I requested a closing date after January 1st, and everyone was accommodating. The only thing that was a little disappointing was that the cost of the home appraisal came in at the high end of the estimate. Also, given the loan had a very low loan to value ratio, and a recent appraisal from within the past year, it seemed excessive that we had to pay another $700 for another appraisal. But other than that, everything was great. The points and fees were reasonable, given the low rate. When I crunched the numbers, it was still saving us money. For the most part, it pretty much delivered on the promises and I'm happy with my loan, so that's all good.
Reviewed April 14, 2021
Kamel ** and Ryan ** worked tirelessly to help me refinance my investment properties. I have a very complicated file, (LLC transfers, multiple owners, varied revenue streams, etc. etc.) but they funded both loans and did an amazing job! I got a great loan and am extremely happy. Would recommend to everyone!
Updated review: May 20, 2021
Working with Jacob ** and the Network Capital team was a great experience. Jacob ** worked tirelessly and was always in my corner. From the moment I spoke to Jacob until the loan funded took 76 days. I highly recommend Jacob ** and Network Capital Funding Corp. After the loan funded, there was an issue with Network Capital's escrow company, Solidifi, to obtain my refund. Solidifi didn't attempt to coordinate with my previous servicer to see if they paid the property taxes (so the property taxes were paid twice) and Solidifi paid the property taxes to the wrong county. At first, Solidifi told me to chase my money or wait 8 months until the county figured out the mistake (ha!) but then after the right person at Network Capital worked with Solidifi, Solidifi decided to chase their money and refunded my money. Network Capital Funding has assured me that they are now using Solidifi minimally.
Original Review: April 14, 2021
I brought cash at closing after receiving assurances that I would get my money back from the previous lender. The previous lender paid the property taxes. Unfortunately, Network Capital's escrow company, SOLIDIFI, without coordinating with my previous servicer, allegedly also paid the property taxes, possibly to the wrong county. Orange County Tax Assessor said that they only received the previous servicer's property taxes but not from Network Capital or SOLIDIFI. I've called SOLIDIFI and NETWORK CAPITAL and emailed them and they told me that it's up to me to chase my money even though there's no record of payment from them. SOLIDIFI and NETWORK CAPITAL FUNDING are now ignoring my emails and I'm out $3,500.00 for an indefinite amount of time plus I am caught in massive red tape.
Reviewed April 14, 2021
The loan officer I worked with, Dominic, was exceptional. He was the first person I talked to and then I talked to a couple of other lenders in-between. Then, I circled back to Dominic. He was very professional, didn't harbor any ill will that I was shopping it, made his best offer and it was better than anybody else's. He handled it well. I felt most confident dealing with him. He was very good. The reps were also available when I needed them. If I placed an email or a call, I got a reply back from my representative. Then, the final person that took me the last mile seemed to be on top of things.
Reviewed April 13, 2021
Michael was knowledgeable and professional. He explained my options and took me through the process smoothly. I was able to lock in a desirable rate quickly. I asked Michael to continue communicating with me throughout the underwriting process, which he did. Very good experience. Susana ** was my loan processor. Again, she was very easy to work with. She was responsive to my emails and got the job done. From the first phone call with Michael to funding the new mortgage was 18 days, which makes my life easy. Time is a precious commodity right now, where I am in life. My experience with Network Capital was a good example of a service experience designed for busy professionals like myself. Thank you.
Reviewed April 13, 2021
We did two refinances, our primary home and our rental, and the customer service did very well. They were very helpful and always in touch.
Reviewed April 12, 2021
In my 50 years of buying and selling homes, getting financing and refinancing; I can honestly say I have never had a better experience than working with Denae **, mortgage banker for Network Capital Funding. Denae was efficient, very knowledgeable, helpful and always cheerful. Then towards the end, Sang **, closing processor, joined us and also portrayed those qualities. These two made my refinance a very pleasant experience.
Reviewed April 12, 2021
We got our mortgage refinanced with the help of Michael ** and Angela **. Michael is where we started. He was always accessible and answered any questions I had with easy to understand answers. Angela ** held my hand through the entire process. She never made me feel that she was too busy. I know her plate is full, and I could not have asked for better service. Let me also mention Dana ** fast turnaround times when she asked my husband and I for additional information. She got the necessary data back into the process so that Angela could 'keep it moving'. Thank you all again.
SP
Reviewed April 12, 2021
Jake was the most helpful at Network Capital. Overall the team did great, but our biggest kudos will go to Jake. Not only was he the most knowledgeable, but really took in consideration our family and treated us like one. He was very informative and always helped wherever we needed something even though his "process" was done. Thank you for the swiftness of the transaction and the hardworking and dedication you provided us! Jake we are very happy with everything! Best regards, from the ** Family.
Reviewed April 12, 2021
The gentleman I talked to initially was Jeffrey. He may have been a little inexperienced. But overall, he did a good job. I did a lot of business with him. Sometimes, when he have to give me to somebody else, I wouldn't get very good answer. There was a lot of running around. I was trying to find out what if somebody was gonna close, or how long it was gonna be, and I never could get an answer out of them. But Jeffrey worked his rear end off. He called me back when he said he would call me back. A lot of people don't. I was satisfied with him. But the rest of them, I wasn't real happy. I had to go to a hire supervisor.
Reviewed April 11, 2021
The application process was very quick. It took about two weeks from start to finish. They were able to answer all questions. Within a day of submitting a question, we got answers. The interest rate that we got was extremely competitive. It was on the lower end of those available. So we were happy with that. The people that we talked to actually got back with us if they made a commitment. Though most of the communication was online. So there were only a few phone calls. But overall, this process was the smoothest we've ever done. So it worked out well.
Reviewed April 10, 2021
Network Capital was able to do it in a quick manner. I worked with Gavin who was no nonsense. Just direct. He was in communication with me until it got to the part where he passed me over to Julian who was the processor. I gave them everything they asked for, they did what they said they were gonna do, and got the job done. I got what I asked for and what they promised.
Reviewed April 10, 2021
Amy ** and Tran ** made our process so easy. They were so accommodating and explained the entire process so well. They worked long hours until we got the deal we wanted. Made us feel as family in very professional way. I would recommend both to our friends and family.
Reviewed April 9, 2021
Michael ** and Hazel ** were outstanding refinancing my mortgage. Michael is highly professional and a real gentleman. It was a pleasure working with him. And Hazel did a terrific job and was very patient with me on the nitty gritty details. Kudos to both!
Reviewed April 9, 2021
The application process was fine. The loan officer was a nice guy. My experience was all right until the very end. It was a little complicated at the end. They originally had the best deal and then the number changed a little bit and I couldn’t get an answer. I was already two months into the process. The only reason the numbers changed at the end is so that they could make more money and it would be a little more profitable.
Reviewed April 8, 2021
Staff were very friendly and explained all steps of the process. We were kept informed of the progress with phone calls and emails. Most helpful in this process was Madison ** and Giovanni **. They kept on top of getting the appraisal report, documents prepared, and arranging a notary to come all the way out to our rural property.
Reviewed April 8, 2021
The process took a long time and it was complicated. I refinanced three properties. Network Capital is moving too fast. The employees are all working at home, and I'm sure they get paid by the deal because they're working 12 and 15-hour days. They had crisis going on all over the place, sometimes it was very hard to get attention of the closer, the processors. I just found it sometimes very frustrating to work with them. But it got done so they’re very busy. I would recommend them.
Reviewed April 7, 2021
Special thanks to Kay ** & Mari **. Kay ** has been very helpful and nice. Whenever I asked a question and he will get back with me very quick. Because his professional service, I referred my friend Vicky to him and Vicky's loan should close soon. Mari ** she's very friendly and knows her job well. I enjoy working with her. Because of her fast and quick response, my loan was able to close much sooner than expected. Thanks for their hard work.
Reviewed April 5, 2021
I had great and speedy service with Madison **, and Joshua **. Thanks for the help in this matter. AS with my previous loans it was problem free and as promised! Thanks again in this matter, and I will be sure to use them in the future.
Reviewed April 5, 2021
In the beginning, it was complicated. The first person I spoke to was giving me different plans. He said, “If you buy points, you can get this much, this rate.” But he didn't really explain how buying points really worked. I emailed him. I said, “Never mind. Forget about it.” Then another fellow called me back and he explained it to me clearly. Then it made sense. I like the rate that I got. It was about 1.5 points below. He explained to me why I didn't qualify for the advertised rate on the billboard. But purchasing the points brought it down pretty close to the advertised price. So it worked for me.
Reviewed April 4, 2021
The appraisal people had to go back three times. They didn’t tell us what they needed to go back for the second time till three weeks later. It did eat up a lot of time waiting to get that right. I ended up having to pay an extra month on my previous loan because the refinancing wasn't handled in the timeframe it was supposed to. The rate and terms I got were what I agreed on and we went over it numerous times. If it wasn’t for the appraisal, everything would have been smoother than a car sale.
The Network Capital rep, Zachary, did his job but once he got to hand me off to other people, I was handled a little differently. I got used to that good customer clientele that Zachary provided. I ended up having to go back to Zachary a few times because the loan officer wouldn't return my calls and wasn't keeping me updated with information, especially due to the lack of time dealing with the appraiser. I also ended up having to talk to a manager to get some information because not only the appraiser had to go back two extra times and then charged my card without even telling me when Network Capital said that they were going to cover, which eventually they did.
Reviewed April 3, 2021
I had a regular refinancing with Network Capital. I just called them and they did all the work. There was a period of time where nothing happened but everything went pretty smoothly. The process was as good as I expected. The rep talked about a friends and family plan and he said that after the refinance and the new year, he would give me an even lower rate. That part, I still never understood what that was about and even my friend who did the jumbo loan didn't understand it.
Reviewed April 2, 2021
I worked on this refinance with Vespan **. He provided excellent and timely support. I would gladly recommend him to others. Network Capital's refinance was the fastest I have experienced. It is very pleasing to get this settled quickly and efficiently.
Reviewed April 2, 2021
The service I received from Mr. L ** was a great experience. Process of the loan went well and quickly the information was provided and I’LL be glad to do business with Mr. ** and Network Capital Funding Corporation again. I’LL be Glad to referral my friends and family to network capital for a loan or refinance.
Reviewed April 2, 2021
I want to inform Network Capital Corporation about the outstanding work that Mr. Grant ** did for me toward refinancing the above property. He was very professional, articulate and possessed a wealth of human relation skills. May I share how Mr. Grant navigated his strengths and worked with me, a senior, who was reluctant to trust him as well as not wanting to relinquish pertinent information. First, Mr. Grant was very informal. He assured me that he was going to make me feel comfortable with the entire process. I told him I was not a computer person and doing business of this magnitude online and signing documents was not easy for me. Finally, he taught me with confidence how to fill out forms, sign and email documents. What an awesome instructor. Kudos to him. I feel he is worthy of special recognition (monetary) because of his interpersonal skills, his professionalism, and very knowledgeable in all components of the refinancing process.
Reviewed April 2, 2021
Tania **
Reviewed April 2, 2021
Network Capital cold called me and their timing was perfect. Most people I talked to were always interested in me trying to borrow against my equity and all I wanted was just a simple refi at a lower rate. Talking to the Network Capital rep, he understood my needs and helped me get there. I knew that it would take a little bit of work to get my loan done. The process took a little extra time. There were a couple of factors. One is that our house sits on an acre in a quarter of land, and it’s an oddity in the area we live here in Seattle. It’s hard to get an appropriate appraisal. Also a few years ago, I had some IRS debts. Network Capital was willing to put in the work to get me approved and to help me get out of an FHA mortgage. They did that and exceeded my expectations.
Reviewed April 1, 2021
The entire process was so easy. Kamel help me out in each & every step. He was very quick to answer me all my question. I would highly recommend the company & Kamel. I accomplish what I was looking for.
Reviewed April 1, 2021
Jordan is a huge value to your firm. Done this many many times. Best experience ever. They dont get better than this MAN. WILL REFER CLIENTS. Cant say enough on how easy and How much I enjoyed working with this agent. Will send customers your way.
Reviewed April 1, 2021
Kamel did a fantastic job with our mortgage refinance. He was extremely professional and very patient answering all of our questions. The whole refinance went exactly as he said it would. We could not be more pleased with the excellent service he provided.
Reviewed April 1, 2021
I was in the process of refinancing and they switched over loans from one lender to Network Capital. Network Capita actually made it really simple and quick. I just wanted a lower rate and they said that since they already had my paperwork, they would take it. It was an easy transaction on my part. But they did not pay my home insurance policy and their excuse was that they hadn't received the bill. So I just paid the insurance in full. Now, I have to deal with Network Capital to get my refund back from them because they let my home insurance lapse. Other than that, I love their website and the way they do everything.
Reviewed March 31, 2021
Mary and Dayton both really know their subject and provided prompt customer service when it comes to refinancing the loan for my investment property. This is the second time I am refinancing the loan with Network Capital. Both the times I am satisfied with their service.
Reviewed March 31, 2021
With Christopher ** and Mari ** I could not ask for more helpful or supportive agents to guide me through the loan process. They are 5 star workers but if I could I would give them 100 on a scale from 1 to 10.
Reviewed March 31, 2021
I had a great experience with Network Capital. Everyone I worked with - Gabriel **, Charles ** and Glenn ** the notary - were great. Everything was clearly explained, they were easy to reach and responded to my questions promptly. They took much of the stress out of refinancing. Sincere thanks to all.
Reviewed March 31, 2021
I got the referral from a friend of mine. He had a positive experience. I was shopping anyway for lenders, and that was how I came to know about Network Capital. I told them what I was getting from the market from other lenders, and they outbid everybody in that sector. The rate that I got was super competitive, and it was a no-brainer. The agent that I worked with, Ardy, was fantastic. He told me what to expect and what I needed to do, and it was exactly the same way that he explained it to me. It was hazard-free and straightforward. Network Capital specializes in a certain amount of loan. They’re a stronghold, and they're doing a good job at it.
Reviewed March 30, 2021
I used Network Capital for a refinance. I refinanced both of my properties. The process was so easy. I got the phone number. I called them. When I called, a loan officer by the name of Joel picked up the phone, then I told them what I was interested to do. I told him what exactly I wanted, so he immediately took the application over the phone. Then, he asked me documents that I needed. I scanned them. They were all friendly. Not only Joel, but also the processor, Ryan. And it was easy for me than going to any other standard banks. The bureaucracy, the delay, the frustration, I never saw those with Network Capital.
I told Joel once, after we've finished everything, I'm gonna recommend anybody that I know to go to Network Capital. Number one, their interest rate is so low. They offered me 2.50, 30-year fixed. But what I did was I paid some points and I reduced it to 2.25. Number two, the loan processing is so easy. I was very happy about it. The first property took 45 days. The second one took 30 days. I finished everything else. It's amazing. Network Capital's service is great.
Reviewed March 29, 2021
Chris ** and Alejandra ** were awesome, and worked hard at getting us refinanced. Your process and team far exceed any other mortgage company I have dealt with in my 64 years, and you are to be commended for have such professional and exceptional employees. My wife and I could not be happier with the team we had working our case.
Reviewed March 29, 2021
I wanted to do a cash-out mortgage to do a home remodel. Even though I have been with my mortgage company for decades, I decided to do some research as to what is out there. Most lenders I removed from my list right away for one reason or another. It was down to Network Capital and my current lender. My current lender's terms were good, but Network Capital surprisingly came back with a better rate and lower closing costs. I told my lender I was going with Network Capital and they wanted to see Network Capital's estimate. They then beat it with even lower closing costs and a lower interest rate. I also had a trust to deal with that would incur a cost. I went back and forth between the two for a while and my current lender was eventually the lowest.
So, why did I end up going with Network Capital? Both companies had great representatives and truly fought for my business. However, Network Capital had the better response time. Juan ** was always available to answer my emails and calls and no question was a dumb one. Customer service has always been my first priority with any company I do business with and Juan ** provided excellent customer service for Network Capital. I highly recommend asking for him by name.
The loan processor, Joseph ** was equally responsive. I could not get a hold of my current lender's loan processor to ask any questions. The final deciding factor was the time it would take to process my loan. Joseph told me it would take 2 weeks and my current lender said not sooner than 60 days. I really didn't believe it would take 2 weeks, but I figured it would definitely be sooner than 60 days so I went with Network Capital. In exactly 2 weeks, I had my funds. The entire process was the easiest I've ever had to go through. I highly recommend Juan ** and Joseph ** from Network Capital for your mortgage needs.
Reviewed March 29, 2021
We recently worked with Wendy ** and had an amazing experience. We had some issues with our refinance and she helped solve it all! She was very responsive and helped us straighten out all the confusion. I would definitely want to work with her again!
Reviewed March 29, 2021
Derek and Janel were very responsive to my emails and questions. I had a rate locked in less than seven hours from my initial inquiry. There were a couple of brief hiccups that Janel handed excellently, by advocating on my behalf. Overall very satisfied with the experience.
Reviewed March 29, 2021
I was straightforward with Chris about my knowledge and experience with shopping around in general. But he probably treats everyone the same. But he understood that there was a trust factor that I would immediately pull out if I felt I couldn't trust Network Capital. There was one issue with the person Chris referred me to. But I know how to reach out and go back to other people, so I was able to go back to Chris. But there was an issue with sending my payment in and some other documents that were being requested and I wasn't informed that the person that Chris had referred me to had been let go. She was no longer the point of contact. That ball got dropped. Other than that, when a red flag showed up for me, Chris ironed it out.
Reviewed March 28, 2021
Because of the reviews that Network Capital had, I went with them. The loan officer was very nice and patient. I asked her a lot of questions because my husband also asked about different things and she answered all of them. She worked with me through email because of the time I was at work. Everything was good. The rates and terms are much better than what we had.
Reviewed March 27, 2021
Network Capital had an advertisement on a real estate radio station and they said that they were a direct lender so there were no extra fees involved. That is what prompted me to call to begin with. I had a mortgage with another company. I got a quote from them but it wasn't much different than what they were charging me all the rest of the time. When I called for this, it was substantially a better pricing, not only the interest rate but also the fees involved. By the time I added everything up, it was very good value. The rep was very easy to talk to. He got all the answers and was so responsible. Everything I asked for, he found out. Also, the seller was fast. She got me all the information that I required. And they saved me money.
Reviewed March 26, 2021
UPDATED 3/31/2021: Network Capital is the company to work with if you are looking for home refi. Our loan got approved in less than a month with the coordination and managing by a tandem of Phuong ** and Jordan **. It was the best experienced I have had in getting refinanced. I've spoken to several different lenders, one of them was the Loan Depot. It took them 7 months to do the paperwork and still no results. What a nightmare!! I highly recommend Network Capital.
ORIGINAL REVIEW: At that time Jordan **, a loan officer was so insisted on getting all these documents for this loan. I was a little impatient to get it organized. But he was so persistent that in the end it was well worth it. We closed the loan finally. He's done an awesome job!!
Reviewed March 26, 2021
2- No out of packet
3- No huge increase in the actual mortgage because of the refinancing cost.
They delivered what it was promised. And, the closing was easy and fast. And, very accommodating due to the COVID situation. A friend of my recommended me Capital Network and I have already recommended it to two of my friends. Thank you so much Ian and Hazel, keep the great job!
Reviewed March 26, 2021
A friend referred me to Network Capital. They had competitive rates. The rep took care of everything. I was very pleased. It was easy, professional, and I recommend Network Capital to other people.
Reviewed March 25, 2021
Fabulous customer service! The refi was super-easy. The team was great at clarifying content and expedient in all their replies to all my questions. I never felt pressured to make a decision that I was not ready to make. They even arranged for a notary to come to my home. She was well - equipped to answer our questions, as well.
Reviewed March 25, 2021
I refinanced my rental property in Colorado and was assisted through this process by Jake ** He was very easy to work with, very informative and proactive. He always got back to me right away and it all went extremely well. I'd also like to recognize Robert ** who finalized it all at the end. Between Jake and Robert, I would highly recommend them and Network Capital. Thank you!
Reviewed March 24, 2021
I am very pleased with Network Capital, and the two agents I worked with. Donovan ** was very helpful when I first contacted him, and he guided me through a couple scenarios for a refinance. Susana ** was also extremely helpful in assisting me when I needed to provide documents. She walked me through several issues, was patient, and knowledgeable. She also kept me fully informed during the whole process. Thank you to both of you!
Reviewed March 23, 2021
I have financed with Network Capital on at least 5 loans. On most of these I have worked with Shane ** and Janel **. The performance, follow through and overall attention to detail have been fantastic. I most recently refinanced to a rate of 2.65 % and am very glad I did it prior increase in rates. The same team worked with my daughter saving her significantly over a not very competitive offer from her existing lender. I want to give my sincere thanks to Network Capital for developing such great dedicated talent in Shane and Janel who seemingly work around the clock. Thanks also to Sean ** for leading a great team and for listening to me over the years. I will continue to work with Network Capital and will recommend and refer business when I can.
Reviewed March 19, 2021
Great value, personalized service, and a respectful and engaged team. Jordan ** and AnoukSimone ** are amazing and a credit to your business. The level of knowledge and ability to personalize my loan while addressing all questions and issues along with a quick closing are all appreciated.
Reviewed March 19, 2021
Jide was vary responsive in helping me find different options that best suited me. Once I picked my personal option he then transferred me to Janel. That's when things change. I had numerous different issues with three different banks. Holding up my potential loan offer from Network Capital. I was working with other loan companies that ended up giving up due to the confusion of my three accounts. Janel went by far above and beyond her job description to take care of me. Someone 3000 miles away she'll never meet in Baltimore. Making me feel like family. I highly recommend this professional duo to assist you in taking care of your family's home financial needs.
Reviewed March 17, 2021
Network Capital and Jake ** came into my decision process late in the game. I had been looking for awhile and had more emails from more lenders than I could shake a stick at. I was going from conventional to VA (3 1/8% to 2.25%). Jake was patient and professional (I was in the approval process for a waiver of the VA fee) and surprised me with a 90 day lock at 2.25%. Turned out we didn't need that much time but rates began climbing within days of my lock. Couldn't be more pleased with the end result as well as the process. Jake and company were always available for questions and explanations which earned them my business. Thumbs up start to finish.
Reviewed March 17, 2021
My experience with Network Capital was nothing short of spectacular. From the application to the closing everything ran smoothly and quickly. My Mortgage Banker, Vespan ** was very responsive and answered all my questions to make my refinance process easy and efficient. My loan processor Jennifer was also a pleasure to work with. If you are considering using Network Capital and are skeptical don't be. Reach out to Vespan and I am sure you will have the same experience I did.
Reviewed March 17, 2021
Madison was great during our refinance. She was very accessible for questions. She was prompt with her responses. Emanuel was also professional and patient with process. I would recommend them to help with your loan. Thank you for your help.
Network Capital Company Information
- Company Name:
- Network Capital
- Company Type:
- Private
- Year Founded:
- 2002
- Formerly Named:
- Network Capital Funding Corporation
- Address:
- 7700 Irvine Center Drive, 3rd Floor
- City:
- Irvine
- State/Province:
- CA
- Postal Code:
- 92618
- Country:
- United States
- Fax:
- 8667596008
- Website:
- www.networkcapital.com
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