
Network Capital Reviews
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About Network Capital
Network Capital (NMLS #11712) is an online direct mortgage lender available in 43 states. The company has borrower perks that stand out, like no lender fees and closing in as little as 15 business days. The company underwrites your purchase loan upfront — usually within 24 hours — so the seller can be confident the loan will close. Network Capital has been in business since 2002.
- Posts daily rates on its website
- Closings in as little as 15 days
- No lender fees for qualifying borrowers
- Not available in CT, GA, MA, MO, NH, NV and UT
- No mobile app
Network Capital Reviews
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Reviewed May 17, 2021
To be fair is easy in this case. I've worked 53 years, 45 of which as senior director in different fields (old data processing, construction & development, banks and financial entities, and international trading). Have hired, trained and, when unavoidable, fired people. Saw young professionals grow to reach excellence in their fields. Grant ** and Tracy ** excelled in every aspect of their short contact with me. The confidence that they instill in their clients turns into confidence in NetworkCapital. I'm sure that they deserve opportunities to grow and that they will not disappoint those who come to believe in their potential.
Reviewed May 14, 2021
Many thanks to Elmer ** and Angela **! They were both great to work with and we appreciate their attention to detail and their promptness. We appreciate their assistance at helping us secure a new loan and we are happy with our rates and our ability to refinance.
Reviewed May 13, 2021
I wanted to give a shoutout to both Mike F. and Melissa B. for the most expeditious and efficient refinance I have ever experienced. Mike helped get my information over to Melissa within hours of the application and, beginning to end, the process was completed/fully funded within 2 weeks. Again, it was an amazing experience and I will not hesitate to recommend friends & family to Network Capital and, specifically, to Mike and Melissa....thank you!!!
Reviewed May 12, 2021
We started the re-finance back in January and Janel ** was there every step of the way, helping answer my questions and explain everything in terms that we could understand. We had a complicated loan because we had a private 2nd who was very difficult to work with. After 4 months we were finally able to get the appraisal, it took much longer than normal because we live in a rural community and we don't have many options for appraisers. Melissa ** did a fantastic job finalizing the loan and we are very happy with our new loan. Thanks to their hard work we were finally able to close out the private 2nd and cut our term in half! It was definitely worth the hard work, even though it took longer than expected.
Reviewed May 12, 2021
Five stars to Christian ** and Amy **. These two have done an excellent job throughout the whole re-finance process. I want to thank them for their patience working with seniors like me, as we all know the pain of research, gathering documents, filling the countless forms, not to mention many phone calls back and forth. Christian is very polite and pleasant to talk to, Amy is very thorough, giving detail instruction for the closing process. Christian and Amy deserve a gold medals. Thank you for a job well done!
Reviewed May 11, 2021
Both Stephen and Tracy were great to work with. They answered all of my questions immediately. I would definitely recommend Network Capital to my friends and would recommend they ask to work with Stephen and Tracy. The whole process was quick and went very smoothly.
Reviewed May 8, 2021
Ivy ** from Network Capital has been extremely helpful to me in closing multiple loans. She has been timely in addressing any problems and always responds in short order. There was so much paperwork but she made it straightforward. I give her 10 out of 5 for professionalism and helpfulness and recommend her highly.
Reviewed May 7, 2021
I am very impressed with Network Capital on how fast they processed my 1st and 2nd mortgage refinance request and the professionalism of Stephanie ** and Amy ** in guiding me throughout the process. They treated me very welI, answered all my questions patiently and truthfully, and connected with me on a regular basis to let me know where we are in the process. Their customer engagement was impeccable and I had a great customer experience with them. Thank you Network Capital for a job well done in refinancing my mortgages and you bet, I will definitely recommend you to my friends. By the way, didn't I tell you that I got some cash out money too to help me renovate our kitchen, windows, and bathroom on top of combining my mortgages. This is awesome!
Reviewed May 5, 2021
My Name Is Emilio **/Julia **. For more than 18 months we been tried this Refinance process with other large Banks, we almost give up. But we have a friend recommended us this new corporation "Network Capital Funding Co," my surprise was they closed our loan in less than a month. We are very very happy with their work. I will recommend to any of my friends, family with no problems. All the team very responsible with the communication that we love it, was weekdays or weekends we got responded our emails of phone calls. We like to say thank you. Thank you.
Reviewed May 4, 2021
I’ve been hearing ads for Network Capital over the radio for months before I finally called and gave them a try. I believe we got the ball rolling around April 10th and closed about 15 days later. I couldn’t have asked for a smoother and more timely refinancing experience! Andrew was very polite, respectful, professional and helpful. If I had any questions/issues, he made sure to respond, whether it was via text or email (day or night), in a timely and informative manner. When it came to signing at closing, Vijaykumar was punctual, professional, polite, and COVID-safe. From start to close, I had a pleasantly smooth-sailing experience!
Reviewed May 3, 2021
Outstanding customer service and a great experience. Fast and accurate refinancing procedures. Never had the fast turnaround time for refinancing that we experienced with Network Capital. Would highly recommend to friends and family because of the great customer service. Tony
Reviewed May 3, 2021
Michael ** is an asset to your company. Absolutely exceptional service, A+ assertiveness, response, courteousness, his gentle and calm nature helped us through the process and put us at ease. Please make sure he's commended and rewarded for his work. Tonya was pretty great too!
Reviewed May 2, 2021
Overall I am happy with my refinances after James have taken over this account with Amy ** handling the paperwork for the closing part. Both have been very helpful and transparent with all questions and inquiries. Thanks again for all your hard work Amy and James.
Reviewed May 1, 2021
I want to recommend Network Capital and Kevin ** for the easiest refinance I ever did. Truly no cost, fee simple, 15 year refinance at an incredible rate in under 20 days. Trust Kevin and his team will make this simple and painless.
Reviewed April 30, 2021
I've refinanced tons of times and the process this year was a little bit different than before. They waived the appraisal this year, which I'm fine with. They were very fast. I was very happy. Delon was awesome. I'm 50 and I'm really computer stupid, and he helped me through the whole thing. Everything was great. The rates seemed very competitive.
Reviewed April 30, 2021
Stephanie ** and Amy ** are very helpful, fast, and accurate in processing my loan. It was a very smooth process and they answered my questions very quickly and explained the whole process. I would recommend their services to a friend who is looking to do something similar with their loans in the future.
Reviewed April 30, 2021
I had such a great experience working with Network Capital Funding, they made my refinance such a quick and easy process! I want to especially thank Eric ** and Madison ** for always taking the time to answer my questions and showing outstanding customer service. During the entire process they demonstrated to be very knowledgeable and professional.
Reviewed April 30, 2021
This was the best experience BY FAR dealing with a refinance. George ** was truly amazing, couldn't get refi through months ago and he followed back up with me and got my refi completed. He is so easy to work with and so gracious. Madison ** was just as great to work with and kept me updated throughout the process. And they were both genuinely happy for me when all was said and done, I explained what a difference this will make in my life. What great associates.
Reviewed April 28, 2021
My experience with Network Capital has been very pleasant. Very good communication, quick response to email and quick funding make this a company I would do business with again. Ivy ** and Alexander ** were both top notch! They were quick to help. Patient when I needed more time & help at each step along the way.
Reviewed April 28, 2021
I can not say enough about the way Julia ** helped in closing my loan. She was awesome. I know if I sell this house I will be getting back in touch with her. I give her more than 5 stars. She was awesomely awesome. The company should be more then glad to have a closer like Julia. I can not say enough to thank her.
Reviewed April 24, 2021
Elmer ** was helpful and sharp in closing my refinance loan. He keep his promise to close my transaction in less than 21 days and he was always available to answer any concern I had. Thank you Elmer ** and Mari ** for everything. Thank you Network Capital Funding.
Reviewed April 23, 2021
Stephanie ** and Shannon ** were both very pleasant to work with. They were intricately imperative to assisting us close our loan as well as getting things done. We couldn’t have done it without them. If we had to do everything again I would hope to have Stephanie and Shannon again.
Reviewed April 23, 2021
Jake ** and Sang ** waded through some very frustrating days, patiently, to help me close on a house that was for sale by owner and in another state - which left a lot to dig up. They managed to get through everything, including a slow insurance agent who frequently left things hanging.
Reviewed April 23, 2021
I liked Network Capital's rates. When I spoke to them, they were super helpful, and they did everything they could to get me what I needed. They were very detailed with the whole refinance process. I've been able to let people know that this was a great experience and I pushed some other family members and friends to refinance and render their home loans with Network Capital.
Reviewed April 22, 2021
Charles and Dayton are remarkable. They assisted and guided us through the whole process. They were informative and truly had our best interests at heart. The loan was processed and approved in record time without any hassles. We would highly recommend them!
Reviewed April 22, 2021
My husband and I applied for a second mortgage with our credit union, but the process was taking much longer than we had expected. Elmer ** of Network Capital approached us with an attractive offer to refinance. His enthusiasm, attentiveness, and helpful responses to our questions made the process smooth and easy. It took Network Capital only a couple of weeks to achieve what would have taken months with the credit union. Charles ** of Network Capital did an excellent job of getting everything processed and closed. Elmer and Charles went above and beyond what we had come to expect. We would recommend Network Capital to anyone we know who is thinking of refinancing their mortgage.
Reviewed April 21, 2021
Abigail ** reached out to me in response to my home loan refinance inquiry. I knew right from the start that if refinancing made sense, Ms. ** would guide and assist me with questions. I had many questions, all of which were answered in a more than timely fashion. Ms. ** is extremely knowledgeable and professional. She was able to really help us! Ms. ** was our contact during the closing phase. She is awesome. She is both professional and personable. She answered every question I had and that made me feel secure. The Notary Public assigned to the closing was very professional. He arrived on time. He called ahead to confirm. I couldn't have asked for more. This is the best and easiest closing I have ever had. You guys have an awesome team! Thank you.
Reviewed April 21, 2021
I wanted to thank Angela ** and Dana ** and Esther ** for helping me with 3 Loans. They kept me informed of each step and helped me complete all documents needed. They did everything in a timely manner and were friendly and very helpful.
Reviewed April 21, 2021
Worked with Andrew from Network Capital on my mortgage refinance and I was happy throughout the process of refinance. Andrew was super helpful and answered all of my questions. It was also impressive that Network Capital closes loan super quick - I was assigned a loan processor on the very next day I signed the rate lock agreement. The loan processor got to work right away, and kept me in the loop of all the developments on my closing. I did also shop for escrow and title companies and asked the processor to work with them. There was no hesitation here, which was great!
I'd like to say I did have competitive estimates from other well-known lenders, but I went with Network Capital because of their transparency, Andrew's patience to answer my questions, the processor's willingness to work with the escrow company of my choice and still getting things done super quick. I'd definitely recommend this company to anyone.
Reviewed April 20, 2021
Network Capital has blown me away with their speed in processing and closing on my house refinancing. Janel and Denae were fantastic communicators throughout the entire process! I will definitely be working with Network Capital again in the future. Great work team!
Reviewed April 20, 2021
I really wanted to highly recommend this company. This is the second time dealing with Network Capital. Carol R is a excellent banker. I closed in 10 day. This is remarkable. It was needed because of cov-19. It really saved my family lots of headache and emotional stress..
Reviewed April 20, 2021
My Experience with NetWork Capital was extremely satisfactory. Austin ** really put me on a trajectory to accomplish my goal once he took over my account from an former accountant who set things in place. I was pleased with his service and competence. He was connected with the other divisions to be really helpful.. Roderick **, my processor, is a star. I worked closely with him to reach the finish line. He is competent, knowledgeable fast and accurate. He assured I felt supported in every action and requirement. I want to request Roderick for my next loan service. Because pf these two gentlemen I would return to Network Capital to do business again. Based on the service received I will recommend your services and these two men to others.
Dr. Patricia Moore ** Suffolk, Virginia
Reviewed April 19, 2021
Austin, Sarah and the entire team at Network Capital were there for us throughout the entire process. I have worked with Network Capital many times over the years and always come back because they just know how to set up the proper vehicle, streamline it through underwriting and close it fast.
Reviewed April 16, 2021
The refinance for our home was absolutely painless and quick. We were so pleased with the instant responses to our questions. James ** and Janel ** were so friendly and helpful. Every encounter was so pleasant. We didn’t even have to leave the house. The signing of our documents was done in our own home. I would highly recommend Network Capital.
Reviewed April 15, 2021
Carly ** and Janel ** were excellent to work with. The process of refinancing our home was simple and smooth, and they were very thorough in taking care of their end of the refinance, leaving no details unaddressed. I would definitely recommend this lender.
Reviewed April 15, 2021
I did a refinance with Network Capital Funding a few months ago. The application process was very efficient and all could be done online. The specialist I worked with was very good about disclosures about exactly how much the loan could save over our existing loan. He was proactive and he wanted to give me weekly updates. That was kind of a new thing for a loan process and he was really good about doing that and kept us in the loop as to how everything was progressing.
I requested a closing date after January 1st, and everyone was accommodating. The only thing that was a little disappointing was that the cost of the home appraisal came in at the high end of the estimate. Also, given the loan had a very low loan to value ratio, and a recent appraisal from within the past year, it seemed excessive that we had to pay another $700 for another appraisal. But other than that, everything was great. The points and fees were reasonable, given the low rate. When I crunched the numbers, it was still saving us money. For the most part, it pretty much delivered on the promises and I'm happy with my loan, so that's all good.
Reviewed April 14, 2021
Kamel ** and Ryan ** worked tirelessly to help me refinance my investment properties. I have a very complicated file, (LLC transfers, multiple owners, varied revenue streams, etc. etc.) but they funded both loans and did an amazing job! I got a great loan and am extremely happy. Would recommend to everyone!
Updated review: May 20, 2021
Working with Jacob ** and the Network Capital team was a great experience. Jacob ** worked tirelessly and was always in my corner. From the moment I spoke to Jacob until the loan funded took 76 days. I highly recommend Jacob ** and Network Capital Funding Corp. After the loan funded, there was an issue with Network Capital's escrow company, Solidifi, to obtain my refund. Solidifi didn't attempt to coordinate with my previous servicer to see if they paid the property taxes (so the property taxes were paid twice) and Solidifi paid the property taxes to the wrong county. At first, Solidifi told me to chase my money or wait 8 months until the county figured out the mistake (ha!) but then after the right person at Network Capital worked with Solidifi, Solidifi decided to chase their money and refunded my money. Network Capital Funding has assured me that they are now using Solidifi minimally.
Original Review: April 14, 2021
I brought cash at closing after receiving assurances that I would get my money back from the previous lender. The previous lender paid the property taxes. Unfortunately, Network Capital's escrow company, SOLIDIFI, without coordinating with my previous servicer, allegedly also paid the property taxes, possibly to the wrong county. Orange County Tax Assessor said that they only received the previous servicer's property taxes but not from Network Capital or SOLIDIFI. I've called SOLIDIFI and NETWORK CAPITAL and emailed them and they told me that it's up to me to chase my money even though there's no record of payment from them. SOLIDIFI and NETWORK CAPITAL FUNDING are now ignoring my emails and I'm out $3,500.00 for an indefinite amount of time plus I am caught in massive red tape.
Reviewed April 14, 2021
The loan officer I worked with, Dominic, was exceptional. He was the first person I talked to and then I talked to a couple of other lenders in-between. Then, I circled back to Dominic. He was very professional, didn't harbor any ill will that I was shopping it, made his best offer and it was better than anybody else's. He handled it well. I felt most confident dealing with him. He was very good. The reps were also available when I needed them. If I placed an email or a call, I got a reply back from my representative. Then, the final person that took me the last mile seemed to be on top of things.
Reviewed April 13, 2021
Michael was knowledgeable and professional. He explained my options and took me through the process smoothly. I was able to lock in a desirable rate quickly. I asked Michael to continue communicating with me throughout the underwriting process, which he did. Very good experience. Susana ** was my loan processor. Again, she was very easy to work with. She was responsive to my emails and got the job done. From the first phone call with Michael to funding the new mortgage was 18 days, which makes my life easy. Time is a precious commodity right now, where I am in life. My experience with Network Capital was a good example of a service experience designed for busy professionals like myself. Thank you.
Reviewed April 13, 2021
We did two refinances, our primary home and our rental, and the customer service did very well. They were very helpful and always in touch.
Reviewed April 12, 2021
In my 50 years of buying and selling homes, getting financing and refinancing; I can honestly say I have never had a better experience than working with Denae **, mortgage banker for Network Capital Funding. Denae was efficient, very knowledgeable, helpful and always cheerful. Then towards the end, Sang **, closing processor, joined us and also portrayed those qualities. These two made my refinance a very pleasant experience.
Reviewed April 12, 2021
We got our mortgage refinanced with the help of Michael ** and Angela **. Michael is where we started. He was always accessible and answered any questions I had with easy to understand answers. Angela ** held my hand through the entire process. She never made me feel that she was too busy. I know her plate is full, and I could not have asked for better service. Let me also mention Dana ** fast turnaround times when she asked my husband and I for additional information. She got the necessary data back into the process so that Angela could 'keep it moving'. Thank you all again.
SP
Reviewed April 12, 2021
Jake was the most helpful at Network Capital. Overall the team did great, but our biggest kudos will go to Jake. Not only was he the most knowledgeable, but really took in consideration our family and treated us like one. He was very informative and always helped wherever we needed something even though his "process" was done. Thank you for the swiftness of the transaction and the hardworking and dedication you provided us! Jake we are very happy with everything! Best regards, from the ** Family.
Reviewed April 12, 2021
The gentleman I talked to initially was Jeffrey. He may have been a little inexperienced. But overall, he did a good job. I did a lot of business with him. Sometimes, when he have to give me to somebody else, I wouldn't get very good answer. There was a lot of running around. I was trying to find out what if somebody was gonna close, or how long it was gonna be, and I never could get an answer out of them. But Jeffrey worked his rear end off. He called me back when he said he would call me back. A lot of people don't. I was satisfied with him. But the rest of them, I wasn't real happy. I had to go to a hire supervisor.
Reviewed April 11, 2021
The application process was very quick. It took about two weeks from start to finish. They were able to answer all questions. Within a day of submitting a question, we got answers. The interest rate that we got was extremely competitive. It was on the lower end of those available. So we were happy with that. The people that we talked to actually got back with us if they made a commitment. Though most of the communication was online. So there were only a few phone calls. But overall, this process was the smoothest we've ever done. So it worked out well.
Reviewed April 10, 2021
Network Capital was able to do it in a quick manner. I worked with Gavin who was no nonsense. Just direct. He was in communication with me until it got to the part where he passed me over to Julian who was the processor. I gave them everything they asked for, they did what they said they were gonna do, and got the job done. I got what I asked for and what they promised.
Reviewed April 10, 2021
Amy ** and Tran ** made our process so easy. They were so accommodating and explained the entire process so well. They worked long hours until we got the deal we wanted. Made us feel as family in very professional way. I would recommend both to our friends and family.
Reviewed April 9, 2021
Michael ** and Hazel ** were outstanding refinancing my mortgage. Michael is highly professional and a real gentleman. It was a pleasure working with him. And Hazel did a terrific job and was very patient with me on the nitty gritty details. Kudos to both!
Reviewed April 9, 2021
The application process was fine. The loan officer was a nice guy. My experience was all right until the very end. It was a little complicated at the end. They originally had the best deal and then the number changed a little bit and I couldn’t get an answer. I was already two months into the process. The only reason the numbers changed at the end is so that they could make more money and it would be a little more profitable.
Reviewed April 8, 2021
Staff were very friendly and explained all steps of the process. We were kept informed of the progress with phone calls and emails. Most helpful in this process was Madison ** and Giovanni **. They kept on top of getting the appraisal report, documents prepared, and arranging a notary to come all the way out to our rural property.
Reviewed April 8, 2021
The process took a long time and it was complicated. I refinanced three properties. Network Capital is moving too fast. The employees are all working at home, and I'm sure they get paid by the deal because they're working 12 and 15-hour days. They had crisis going on all over the place, sometimes it was very hard to get attention of the closer, the processors. I just found it sometimes very frustrating to work with them. But it got done so they’re very busy. I would recommend them.
Reviewed April 7, 2021
Special thanks to Kay ** & Mari **. Kay ** has been very helpful and nice. Whenever I asked a question and he will get back with me very quick. Because his professional service, I referred my friend Vicky to him and Vicky's loan should close soon. Mari ** she's very friendly and knows her job well. I enjoy working with her. Because of her fast and quick response, my loan was able to close much sooner than expected. Thanks for their hard work.
Reviewed April 5, 2021
I had great and speedy service with Madison **, and Joshua **. Thanks for the help in this matter. AS with my previous loans it was problem free and as promised! Thanks again in this matter, and I will be sure to use them in the future.
Reviewed April 5, 2021
In the beginning, it was complicated. The first person I spoke to was giving me different plans. He said, “If you buy points, you can get this much, this rate.” But he didn't really explain how buying points really worked. I emailed him. I said, “Never mind. Forget about it.” Then another fellow called me back and he explained it to me clearly. Then it made sense. I like the rate that I got. It was about 1.5 points below. He explained to me why I didn't qualify for the advertised rate on the billboard. But purchasing the points brought it down pretty close to the advertised price. So it worked for me.
Reviewed April 4, 2021
The appraisal people had to go back three times. They didn’t tell us what they needed to go back for the second time till three weeks later. It did eat up a lot of time waiting to get that right. I ended up having to pay an extra month on my previous loan because the refinancing wasn't handled in the timeframe it was supposed to. The rate and terms I got were what I agreed on and we went over it numerous times. If it wasn’t for the appraisal, everything would have been smoother than a car sale.
The Network Capital rep, Zachary, did his job but once he got to hand me off to other people, I was handled a little differently. I got used to that good customer clientele that Zachary provided. I ended up having to go back to Zachary a few times because the loan officer wouldn't return my calls and wasn't keeping me updated with information, especially due to the lack of time dealing with the appraiser. I also ended up having to talk to a manager to get some information because not only the appraiser had to go back two extra times and then charged my card without even telling me when Network Capital said that they were going to cover, which eventually they did.
Reviewed April 3, 2021
I had a regular refinancing with Network Capital. I just called them and they did all the work. There was a period of time where nothing happened but everything went pretty smoothly. The process was as good as I expected. The rep talked about a friends and family plan and he said that after the refinance and the new year, he would give me an even lower rate. That part, I still never understood what that was about and even my friend who did the jumbo loan didn't understand it.
Reviewed April 2, 2021
I worked on this refinance with Vespan **. He provided excellent and timely support. I would gladly recommend him to others. Network Capital's refinance was the fastest I have experienced. It is very pleasing to get this settled quickly and efficiently.
Reviewed April 2, 2021
The service I received from Mr. L ** was a great experience. Process of the loan went well and quickly the information was provided and I’LL be glad to do business with Mr. ** and Network Capital Funding Corporation again. I’LL be Glad to referral my friends and family to network capital for a loan or refinance.
Reviewed April 2, 2021
I want to inform Network Capital Corporation about the outstanding work that Mr. Grant ** did for me toward refinancing the above property. He was very professional, articulate and possessed a wealth of human relation skills. May I share how Mr. Grant navigated his strengths and worked with me, a senior, who was reluctant to trust him as well as not wanting to relinquish pertinent information. First, Mr. Grant was very informal. He assured me that he was going to make me feel comfortable with the entire process. I told him I was not a computer person and doing business of this magnitude online and signing documents was not easy for me. Finally, he taught me with confidence how to fill out forms, sign and email documents. What an awesome instructor. Kudos to him. I feel he is worthy of special recognition (monetary) because of his interpersonal skills, his professionalism, and very knowledgeable in all components of the refinancing process.
Reviewed April 2, 2021
Tania **
Reviewed April 2, 2021
Network Capital cold called me and their timing was perfect. Most people I talked to were always interested in me trying to borrow against my equity and all I wanted was just a simple refi at a lower rate. Talking to the Network Capital rep, he understood my needs and helped me get there. I knew that it would take a little bit of work to get my loan done. The process took a little extra time. There were a couple of factors. One is that our house sits on an acre in a quarter of land, and it’s an oddity in the area we live here in Seattle. It’s hard to get an appropriate appraisal. Also a few years ago, I had some IRS debts. Network Capital was willing to put in the work to get me approved and to help me get out of an FHA mortgage. They did that and exceeded my expectations.
Reviewed April 1, 2021
The entire process was so easy. Kamel help me out in each & every step. He was very quick to answer me all my question. I would highly recommend the company & Kamel. I accomplish what I was looking for.
Reviewed April 1, 2021
Jordan is a huge value to your firm. Done this many many times. Best experience ever. They dont get better than this MAN. WILL REFER CLIENTS. Cant say enough on how easy and How much I enjoyed working with this agent. Will send customers your way.
Reviewed April 1, 2021
Kamel did a fantastic job with our mortgage refinance. He was extremely professional and very patient answering all of our questions. The whole refinance went exactly as he said it would. We could not be more pleased with the excellent service he provided.
Reviewed April 1, 2021
I was in the process of refinancing and they switched over loans from one lender to Network Capital. Network Capita actually made it really simple and quick. I just wanted a lower rate and they said that since they already had my paperwork, they would take it. It was an easy transaction on my part. But they did not pay my home insurance policy and their excuse was that they hadn't received the bill. So I just paid the insurance in full. Now, I have to deal with Network Capital to get my refund back from them because they let my home insurance lapse. Other than that, I love their website and the way they do everything.
Reviewed March 31, 2021
Mary and Dayton both really know their subject and provided prompt customer service when it comes to refinancing the loan for my investment property. This is the second time I am refinancing the loan with Network Capital. Both the times I am satisfied with their service.
Reviewed March 31, 2021
With Christopher ** and Mari ** I could not ask for more helpful or supportive agents to guide me through the loan process. They are 5 star workers but if I could I would give them 100 on a scale from 1 to 10.
Reviewed March 31, 2021
I had a great experience with Network Capital. Everyone I worked with - Gabriel **, Charles ** and Glenn ** the notary - were great. Everything was clearly explained, they were easy to reach and responded to my questions promptly. They took much of the stress out of refinancing. Sincere thanks to all.
Reviewed March 31, 2021
I got the referral from a friend of mine. He had a positive experience. I was shopping anyway for lenders, and that was how I came to know about Network Capital. I told them what I was getting from the market from other lenders, and they outbid everybody in that sector. The rate that I got was super competitive, and it was a no-brainer. The agent that I worked with, Ardy, was fantastic. He told me what to expect and what I needed to do, and it was exactly the same way that he explained it to me. It was hazard-free and straightforward. Network Capital specializes in a certain amount of loan. They’re a stronghold, and they're doing a good job at it.
Reviewed March 30, 2021
I used Network Capital for a refinance. I refinanced both of my properties. The process was so easy. I got the phone number. I called them. When I called, a loan officer by the name of Joel picked up the phone, then I told them what I was interested to do. I told him what exactly I wanted, so he immediately took the application over the phone. Then, he asked me documents that I needed. I scanned them. They were all friendly. Not only Joel, but also the processor, Ryan. And it was easy for me than going to any other standard banks. The bureaucracy, the delay, the frustration, I never saw those with Network Capital.
I told Joel once, after we've finished everything, I'm gonna recommend anybody that I know to go to Network Capital. Number one, their interest rate is so low. They offered me 2.50, 30-year fixed. But what I did was I paid some points and I reduced it to 2.25. Number two, the loan processing is so easy. I was very happy about it. The first property took 45 days. The second one took 30 days. I finished everything else. It's amazing. Network Capital's service is great.
Reviewed March 29, 2021
Chris ** and Alejandra ** were awesome, and worked hard at getting us refinanced. Your process and team far exceed any other mortgage company I have dealt with in my 64 years, and you are to be commended for have such professional and exceptional employees. My wife and I could not be happier with the team we had working our case.
Reviewed March 29, 2021
I wanted to do a cash-out mortgage to do a home remodel. Even though I have been with my mortgage company for decades, I decided to do some research as to what is out there. Most lenders I removed from my list right away for one reason or another. It was down to Network Capital and my current lender. My current lender's terms were good, but Network Capital surprisingly came back with a better rate and lower closing costs. I told my lender I was going with Network Capital and they wanted to see Network Capital's estimate. They then beat it with even lower closing costs and a lower interest rate. I also had a trust to deal with that would incur a cost. I went back and forth between the two for a while and my current lender was eventually the lowest.
So, why did I end up going with Network Capital? Both companies had great representatives and truly fought for my business. However, Network Capital had the better response time. Juan ** was always available to answer my emails and calls and no question was a dumb one. Customer service has always been my first priority with any company I do business with and Juan ** provided excellent customer service for Network Capital. I highly recommend asking for him by name.
The loan processor, Joseph ** was equally responsive. I could not get a hold of my current lender's loan processor to ask any questions. The final deciding factor was the time it would take to process my loan. Joseph told me it would take 2 weeks and my current lender said not sooner than 60 days. I really didn't believe it would take 2 weeks, but I figured it would definitely be sooner than 60 days so I went with Network Capital. In exactly 2 weeks, I had my funds. The entire process was the easiest I've ever had to go through. I highly recommend Juan ** and Joseph ** from Network Capital for your mortgage needs.
Reviewed March 29, 2021
We recently worked with Wendy ** and had an amazing experience. We had some issues with our refinance and she helped solve it all! She was very responsive and helped us straighten out all the confusion. I would definitely want to work with her again!
Reviewed March 29, 2021
Derek and Janel were very responsive to my emails and questions. I had a rate locked in less than seven hours from my initial inquiry. There were a couple of brief hiccups that Janel handed excellently, by advocating on my behalf. Overall very satisfied with the experience.
Reviewed March 29, 2021
I was straightforward with Chris about my knowledge and experience with shopping around in general. But he probably treats everyone the same. But he understood that there was a trust factor that I would immediately pull out if I felt I couldn't trust Network Capital. There was one issue with the person Chris referred me to. But I know how to reach out and go back to other people, so I was able to go back to Chris. But there was an issue with sending my payment in and some other documents that were being requested and I wasn't informed that the person that Chris had referred me to had been let go. She was no longer the point of contact. That ball got dropped. Other than that, when a red flag showed up for me, Chris ironed it out.
Reviewed March 28, 2021
Because of the reviews that Network Capital had, I went with them. The loan officer was very nice and patient. I asked her a lot of questions because my husband also asked about different things and she answered all of them. She worked with me through email because of the time I was at work. Everything was good. The rates and terms are much better than what we had.
Reviewed March 27, 2021
Network Capital had an advertisement on a real estate radio station and they said that they were a direct lender so there were no extra fees involved. That is what prompted me to call to begin with. I had a mortgage with another company. I got a quote from them but it wasn't much different than what they were charging me all the rest of the time. When I called for this, it was substantially a better pricing, not only the interest rate but also the fees involved. By the time I added everything up, it was very good value. The rep was very easy to talk to. He got all the answers and was so responsible. Everything I asked for, he found out. Also, the seller was fast. She got me all the information that I required. And they saved me money.
Reviewed March 26, 2021
UPDATED 3/31/2021: Network Capital is the company to work with if you are looking for home refi. Our loan got approved in less than a month with the coordination and managing by a tandem of Phuong ** and Jordan **. It was the best experienced I have had in getting refinanced. I've spoken to several different lenders, one of them was the Loan Depot. It took them 7 months to do the paperwork and still no results. What a nightmare!! I highly recommend Network Capital.
ORIGINAL REVIEW: At that time Jordan **, a loan officer was so insisted on getting all these documents for this loan. I was a little impatient to get it organized. But he was so persistent that in the end it was well worth it. We closed the loan finally. He's done an awesome job!!
Reviewed March 26, 2021
2- No out of packet
3- No huge increase in the actual mortgage because of the refinancing cost.
They delivered what it was promised. And, the closing was easy and fast. And, very accommodating due to the COVID situation. A friend of my recommended me Capital Network and I have already recommended it to two of my friends. Thank you so much Ian and Hazel, keep the great job!
Reviewed March 26, 2021
A friend referred me to Network Capital. They had competitive rates. The rep took care of everything. I was very pleased. It was easy, professional, and I recommend Network Capital to other people.
Reviewed March 25, 2021
Fabulous customer service! The refi was super-easy. The team was great at clarifying content and expedient in all their replies to all my questions. I never felt pressured to make a decision that I was not ready to make. They even arranged for a notary to come to my home. She was well - equipped to answer our questions, as well.
Reviewed March 25, 2021
I refinanced my rental property in Colorado and was assisted through this process by Jake ** He was very easy to work with, very informative and proactive. He always got back to me right away and it all went extremely well. I'd also like to recognize Robert ** who finalized it all at the end. Between Jake and Robert, I would highly recommend them and Network Capital. Thank you!
Reviewed March 24, 2021
I am very pleased with Network Capital, and the two agents I worked with. Donovan ** was very helpful when I first contacted him, and he guided me through a couple scenarios for a refinance. Susana ** was also extremely helpful in assisting me when I needed to provide documents. She walked me through several issues, was patient, and knowledgeable. She also kept me fully informed during the whole process. Thank you to both of you!
Reviewed March 23, 2021
I have financed with Network Capital on at least 5 loans. On most of these I have worked with Shane ** and Janel **. The performance, follow through and overall attention to detail have been fantastic. I most recently refinanced to a rate of 2.65 % and am very glad I did it prior increase in rates. The same team worked with my daughter saving her significantly over a not very competitive offer from her existing lender. I want to give my sincere thanks to Network Capital for developing such great dedicated talent in Shane and Janel who seemingly work around the clock. Thanks also to Sean ** for leading a great team and for listening to me over the years. I will continue to work with Network Capital and will recommend and refer business when I can.
Reviewed March 19, 2021
Great value, personalized service, and a respectful and engaged team. Jordan ** and AnoukSimone ** are amazing and a credit to your business. The level of knowledge and ability to personalize my loan while addressing all questions and issues along with a quick closing are all appreciated.
Reviewed March 19, 2021
Jide was vary responsive in helping me find different options that best suited me. Once I picked my personal option he then transferred me to Janel. That's when things change. I had numerous different issues with three different banks. Holding up my potential loan offer from Network Capital. I was working with other loan companies that ended up giving up due to the confusion of my three accounts. Janel went by far above and beyond her job description to take care of me. Someone 3000 miles away she'll never meet in Baltimore. Making me feel like family. I highly recommend this professional duo to assist you in taking care of your family's home financial needs.
Reviewed March 17, 2021
Network Capital and Jake ** came into my decision process late in the game. I had been looking for awhile and had more emails from more lenders than I could shake a stick at. I was going from conventional to VA (3 1/8% to 2.25%). Jake was patient and professional (I was in the approval process for a waiver of the VA fee) and surprised me with a 90 day lock at 2.25%. Turned out we didn't need that much time but rates began climbing within days of my lock. Couldn't be more pleased with the end result as well as the process. Jake and company were always available for questions and explanations which earned them my business. Thumbs up start to finish.
Reviewed March 17, 2021
My experience with Network Capital was nothing short of spectacular. From the application to the closing everything ran smoothly and quickly. My Mortgage Banker, Vespan ** was very responsive and answered all my questions to make my refinance process easy and efficient. My loan processor Jennifer was also a pleasure to work with. If you are considering using Network Capital and are skeptical don't be. Reach out to Vespan and I am sure you will have the same experience I did.
Reviewed March 17, 2021
Madison was great during our refinance. She was very accessible for questions. She was prompt with her responses. Emanuel was also professional and patient with process. I would recommend them to help with your loan. Thank you for your help.
Reviewed March 13, 2021
Tran and Charles did a terrific job on my refinance. Anytime I needed them for anything I could count on them. I would recommend them to anyone I know looking for a loan or refinance. I had told my family on the great loan I got and how fast it was. When they're ready they are calling them first.
Reviewed March 10, 2021
For some time now I listened to a mortgage radio show. Finally decided a month ago to call. David ** was so easy to work with and walked me thru the entire process with ease. My refinance was so easy and I closed in under a month!
Reviewed March 10, 2021
JAKE gave great customer service, always being available and calling me regularly, and helping me navigate my way through a new experience. Even though I could have shopped around more, I just felt I was in the right hands with Jake and Network Capital!
Reviewed March 10, 2021
Great company to work with. Knowledgeable, friendly and helpful in helping us understand the process. Always answered our questions no matter how often we wanted clarification. Thankful for their patience and enjoyed their personalities. Both James and Charles were always available with open communication and a readiness to help!
Reviewed March 9, 2021
This was, by far, the best experience I've had with a loan. Tighe ** was very helpful with application process. He was knowledgeable and quick to respond to questions. Julia ** quickly responded to my technical questions and was very professional and knowledgeable. I would highly recommend Network Capital.
Reviewed March 7, 2021
Both Janel ** and Amy ** were great. Easy to contact and always helpful. They were also very knowledgeable. This was a very quick process. I will recommend Network Capital financing to my friends and to my family.
Reviewed March 5, 2021
Alan came in after a disastrous situation with another company. He brought the mortgage to funding, kept me informed, and gave me a tremendous person to work with (Pat **) that kept everything progressing until completion. Alan worked to get me the best terms that were available and worked with Pat till it closed.
Reviewed March 5, 2021
I recently completed a refinance of my primary mortgage through Network Capital Funding. It was a pleasure to work with Michael ** and Angela **. They made the process quick and painless and were able to get me an excellent interest rate.
Reviewed March 5, 2021
We recently worked with Jake ** on our refinance of our existing home. He was very professional, friendly, customer oriented, and represented his company extremely well. What Jake ** promised us from the beginning is exactly what he delivered to close the loan. There were no unwanted surprises during the entire process. He kept us informed of things as they were being addressed and walked us through the process as needed. The financing rate that he offered us was highly competitive with other institutions.
Jake was attentive to our requests and our needs throughout the process and was extremely detailed oriented. We were very pleased with him from start to finish. Everything worked out in a timely manner with this refinance without any needless stress and hassle thanks to Jake **. We recommend him to anyone who wants an honest, hardworking young man who knows his career field in mortgage banking. Jake is the type of person you can trust to get the job done and trust is a high priority to us when it comes to important business matters.
Reviewed March 4, 2021
I dealt with two young ladies that tried to help me their best. Patricia and Mari. You can't get a better loan officer. I'm sure I will give them more business in the future. Your bosses should be very proud to have you!
Reviewed March 4, 2021
From our first phone call Stephanie ** did a great job presenting what Network Capital had to offer us. After researching the company we decide to refinance thru Network Capital. Stephanie and Angela ** did an excellent job and stayed connected until after closing. We were very satisfied with the whole process.
Reviewed March 4, 2021
Working with Nicholas ** has been very good. He was a pleasure to work with. He was ready to answer all my questions or get the information each time I had a problem with the paperwork or anything I wanted to know.
Reviewed March 3, 2021
We have dealt with Jordan ** from Network Capital for a while and he has been extremely helpful when we refinanced our Condo. He has been wonderful to work with and we would call on him again to help us.
Reviewed March 3, 2021
This is my 3rd refi with Network Capital. Each time I have found my transaction representatives (Helen L, Ian J, Mario R, Dianne in servicing) to be honest, very helpful, knowledgeable, patient, and effective and RESPONSIVE. Despite my having had 3 loans with this company, each occurrence was a little different and I had many different questions and concerns each time. Ian and Mario always responded timely with top notch information and guidance that was proven trustworthy. Places like Quicken and Rocket loans were filled with low life mortgage loan officers that made me cringe with repulsion each time I spoke to them.
Network is competitive with their rates, transparent and even accommodated special and unique requests that I made. It is hard to find lender staff that provide top level of customer service that I received from Ian, Mario, Dianne, and Helen. The reps, Mario and Ian, never got rude with me when I had a question or concern. They instead, greeted me in a friendly and respectful manner each time and answered in plain English. No gimmicks. Dianne was so helpful and kind. All of these people made the whole process outstanding. Mario even made himself available while I was going through the closing, in case I had to call with a question during the signing. Ian has a nice way of communicating his expertise with loans and math that makes it easier to decide whether to do the loan or not or what the cost benefits are. Helen is a leader like no other, devoted to delivering on the smallest details to enhance the customer experience.
I appreciate the work on my behalf and am glad to know such a company that invests to truly earn my business. It is rare to find a company that still keeps quality and excellent customer service and competitive loans at the top of their mission year after year. I hope they can keep these items a priority because such aspects will take them higher and higher into industry success. Thanks very much again everyone..
Reviewed March 3, 2021
Grant ** and Courtney ** were phenomenal in facilitating what was a seamless process. Answered all my questions to my satisfaction. Guided me through the process. Providing documents through your portal was a breeze. Electronic signatures were amazing. Such a different experience than previous loan applications. When I hear your "Network Capital" on the radio now I think great thoughts and hope that others will be served by your great team! Thanks Grant and Courtney!
Reviewed March 2, 2021
Everything was normal. It took more time but because of the situation we are going thru. Had no communication issues with nobody, they always give me the right answer to all my questions. I won't have any problem recommending this company.
Reviewed Feb. 28, 2021
With the professional assistance of Ms. Patricia ** and Ms. Angela **, I was able to navigate successfully the stormy seas of the refinance process. As many times as I wanted to give up, as many times they egged me on. Through a thousand document reviews, telephone interviews, faxes and what have you? They stuck by me. Always calm, always patient and very considerate. I could never have done this without true professionals as these two wonderful ladies. Not only can I recommend your company to friends, I already have. Sincerely, Oladapo **.
Reviewed Feb. 27, 2021
I want to provide a positive review for my experience at Network Capital Funding because I had a positive experience with the people I met at Network Capital Funding. First off, I met Zachary through one of his clients and from the beginning, Zachary was able to provide constant updates and an explanation of the refinancing process. Everything went smoothly as Zachary kept me informed and answered any questions I had.
Communication was key. Naturally, once he passed me onto Angela for the next phase of the refinancing process, I was worried since I appreciated his responsiveness. My worries were ill-founded, because Angela was great to work with as well. She kept me updated on the process even though she was incredibly busy. The whole process from beginning to end worried me since it was my first time refinancing, but Zachary and Angela were confidence inspiring as they led me through what was necessary. Thank you so much for providing such a great team to work with. My family and I really appreciate everything.
Reviewed Feb. 27, 2021
It started with Rhett ** and ended with Angela **. These two are great to work with. Angela made everything quick and easy. She called me once to introduce herself and explain the process three days later she called and said "what time would you like to sign your loan documents!!!" It was so fast I kinda can't believe it's over...
Reviewed Feb. 26, 2021
Working with Austin ** was fantastic. The process was quick and efficient!! He was always available when I had questions. He did a great job of explaining the steps and putting my mind at ease that my decision to refinance with you all was the right one. It was fantastic that the notary came to my house and we fill out all the paperwork right at my kitchen table.
Reviewed Feb. 25, 2021
I would like to thank Joshua ** and Mari ** for their outstanding work and excellent customer service!!! The process was well coordinated and very easy. We will definitely consider working with this team if need any other loans or refinancing. THANK YOU!!!
Reviewed Feb. 25, 2021
This has been the easiest loan process we have ever had. Our loan broker, Kamel ** was honest and professional, and worked hard to make sure that we were given outstanding service. Our loan processor, Janel ** was also excellent. She was pleasant, professional went out of her way to make sure that everything was done exactly right. Outstanding company that did outstanding work.
Reviewed Feb. 23, 2021
We worked with Kyle ** and Rachel ** at Network Capital. They were the most professional people we have ever worked with and we have worked with different companies before. They were so efficient and fast and our refi closed in 2 1/2 weeks. We highly recommend these two if you want a swift and smooth refi. They communicated with us every step of the way! Excellent service! Thank you!
Reviewed Feb. 23, 2021
My experience was the best, again!!! Last time I did a refi with cash out but I knew I should get the best rate before they went back up, after I made it through the 6 month wait. With Carly ** and Mari ** both working with me, got it done with no inconvenience to me...they are the best! Thank you for employing such great and apparently happy workers that make your customers happy as well!
Reviewed Feb. 22, 2021
Thanks to all at Network Capital for a quick and easy refinance! I had been thinking about refinancing for a while and happened to get a cold call from Andrew **, Senior Mortgage Banker. He explained various options and rates clearly as well as the process. Working late into the evening electronically exchanging documents we were able to lock in a rate that was equal to the best I had found elsewhere and that I was very happy with. The fact that Network Capital does not charge an origination fee and was able to waive the appraisal made the decision to refinance easy.
The closing process was turned over to Wendy **, Closing Processor, who also did a stellar job in coordinating the close. She arranged for electronic receipt of required closing documents as well as sending a closing agent to my home for required document signatures. Both Wendy and Andrew were a pleasure to work with. They both worked very hard to make sure the process was efficient and timely....I would get emails from them late into the evening showing their commitment to complete the refinance quickly. I received the first call from Andrew on a Friday afternoon and the loan was funded 16 days later on Monday morning...that was fast!! Without hesitation I would recommend Network Capital including Andrew ** and Wendy **.
Reviewed Feb. 22, 2021
I worked with Victor M. and Andra E. to refinance my home loan in July through Network Capital Funding and the experience couldn't be better. I got my home refinanced without issue. Then 6 months later, as promised, Victor called me back to see about refinancing again because the rates had improved. And for my second refinance with them, there were no lender fees involved. Both Victor and Andrea were great to work with and I'll certainly do business with them again if I ever have another mortgage need.
Reviewed Feb. 22, 2021
My point of contact was Raul ** and he was instrumental in ensuring that my loan closed in less than 2 weeks. Janel ** the processor was responsive and quickly processed the closing documents to ensure a smooth close. I highly recommend Network Capital and will inform my colleagues.
Reviewed Feb. 21, 2021
Network Capital was recommended to me by a colleague for home refinancing, and I can see why. Their staff was quick, courteous, and *most important* attentive. As a customer, the most important thing to me is to feel valued, and with Network Capital, I always did from start to finish. The best thing was that I had the direct phone numbers of those working my loan, and even if I missed them they always returned my phone calls almost immediately. Thanks Network Capital!
Reviewed Feb. 18, 2021
The refinancing process with Network Capital was an amazing experience. Every single employee who was involved in our re-finance from the beginning to the closing was very knowledgeable and professional. They were available to answer all our questions any time of the day despite the time difference between the East and West Coast. I highly recommend this company!
Reviewed Feb. 18, 2021
Our experience with Network Capital was by far the best we have had in going through a loan/ refinance. The level of personal attention and willingness to work with us and help us through this process was exceptional. I had serious doubts our loan would go through and through Esther’s professional and customer care we breezed through this process with very little stress. All I can say is Thank you so many times for making this happen.
Reviewed Feb. 17, 2021
Never heard of Network Capital, but when checked into the history and reviews I could not find any problems. Glad I decided to refi with them. Excellent experience. Would recommend to everyone. This company is very responsive and does everything properly and keeps you informed step by step.
Reviewed Feb. 16, 2021
Checked several lenders, best rate, fast closing. Very uneventful, ask for Austin S. Straightforward no nonsense! Many friends are still waiting an eternity to close and are close to giving up. It just doesn’t need to be that hard! Just do it now before things change!
Reviewed Feb. 16, 2021
Adiba/ Ivy, Thank You both for a quick streamline refinance process and making me feel comfortable through the whole process. Thank you for always responding to all my question very quickly and keeping me updated. I would recommend to friends and family.
Reviewed Feb. 14, 2021
Jordan ** and Janel ** were wonderful to work with as they guided me through my mortgage refinance. They answered all of my questions and alleviated my initial concerns. They guided me through each step of the process without making me feel pressured. The whole process took only a few weeks, which amazed me. I enthusiastically recommend Network Capital and congratulate them on these two excellent associates.
Reviewed Feb. 11, 2021
Just completed my 11th re-fi with Network Capital and the Ian ** team came through again handling a personal home and a rental property at the same time for convenience. Even arranged for closing in our vacation location. As always, professional follow through all the way through the process. Great service start to finish, and shows their customer focus by initiating rinse-and-repeat iterations as soon as market conditions shift to allow another beneficial bite at the apple. (Only complaint is that their marketing arm in Florida cannot seem to check their list of current clients before making yet another "cold" call. This especially sad because they have been re-re-re-re-re-re-informed just how such behavior impacts the reputation of the entire company.)
Reviewed Feb. 10, 2021
David ** was great- he always answered us in a timely manner- he was professional and so efficient- we had a problem with closing that was very frustrating- but David picked up the ball and saw it through till the end- I have recommended him to more of my friends- if all customer service people were like David thing would go so much more smoothly- thanks again and he needs the best KUDOS
Reviewed Feb. 10, 2021
Donovan and Amy were very helpful in getting our loan refinanced. Donovan started the process and was so helpful at getting us started and helped us navigate the Email. Amy did so also. They returned our phone calls in a timely manner. Everything went smoothly.
Reviewed Feb. 9, 2021
Jake did an excellent job of setting up (with the help of Hazel) to facilitate my loan. It was great working with Jake as he lead me through the process. Each member of the team was very helpful and I'm really looking forward to a lesser monthly payment to the bank.
Reviewed Feb. 8, 2021
Janel & Christopher were efficient, reliable and excellent to work with. Highest standard of professionalism and knowledgeable during the whole process which was speedy, completed in about 3 weeks. I would have no hesitation in recommending network capital to any family and friends! In fact, I already have!
Reviewed Feb. 6, 2021
Thanks to Christopher ** and Janel ** my refinance was a breeze and met all of my expectations and had a solution for any circumstance I was up against! Thank you to the Network Capital Team I now have a lower interest rate and a lower mortgage payment!
Reviewed Feb. 6, 2021
The experience I had with Network Capital was the most amazing experience I have ever had with a refi. Got me the lowest rate by far of anyone I had previously talked to, and closed it all within 9 days....what???? Incredible. Will for sure share this with anyone in the market for loan support! Chris was amazing, kept me updated every step of the way! I never questioned what needed to happen next.
Reviewed Feb. 5, 2021
Janel ** and Chris ** were a dream team come true. I had attempted to work with many other companies in the past to refinance our home and always came up against the block wall despite 800+ FICO and significant assets not to mention the endless paperwork to complete. Janel and Chris not only got five loans approved but with competitive rates, great service and a minimum of work on my part. I couldn’t be more pleased with the cheerful can do service they gave to us.
Reviewed Feb. 4, 2021
This company made my refinancing very stress free and easy. They did most all the work that they could do other than sign for me. Lol, Very impressed and my agent Ulises was on top of all my things and was available well after my closing.
Reviewed Feb. 3, 2021
We closed our loan at the beginning of December 2020. I wanted to take this opportunity to bring it to Network Capital's attention on what a wonderful employee they have in Grant **. He is everything a mortgage banker should be and more! We were starting a refi with our existing mortgage company when our friends started a refi with Grant. They recommended for us to contact Grant at Network Capital since they were very happy with his level of service. So we did even though we never heard of the company.
He was available for every little question and concern we had. More importantly, he personally kept us informed of all progress. Since the last quarter of 2020 was an extremely busy time for the mortgage industry, I can't express how much it meant to us to have Grant's dedication, professionalism, and caring. If all mortgage workers were like Grant, clients would find the process stress free and feel like they were cared about as a person, not just cattle in the herd. If ever I need another loan, I'm going to check with Grant first, no matter which company he works for. Thanks Grant! Network Capital was extremely easy to work with as an online mortgage company. Every employee we dealt with was professional and knowledgeable. The signing of the closing docs was done from the convenience of our own table with the travelling notary they sent. Amazing!
Reviewed Jan. 30, 2021
We are very pleased with how Janel and Joel handled the refinance process, very professional, the process went very smooth and quick. I will definitely recommend Joel and Janel to anyone interested getting a loan.
Reviewed Jan. 30, 2021
I am very proud that I could do the house loan with some of the nicest and best Network Capital workers. They helped me a lot with everything I needed and they were really nice and really kind with me. I am very proud that I got to work with them. Thank you.
Reviewed Jan. 30, 2021
Ryan ** was very accommodating and always available to answer our concerns. I called different companies and we didn't get the service we had with Ryan. It was even an awesome experience when Janel James took over. She was always available to answer questions/ concerns and very efficient. She was very polite and professional. They made this experience easy. I already recommended Network Capital to 2 persons. Great job and thank you.
Reviewed Jan. 29, 2021
Working with Corey B. at Network Capital to refinance my home loan was fast and easy. I would highly recommend using Network Capital they had great rates, paperwork was done online, and they came to our home for a quick and easy close.
Reviewed Jan. 29, 2021
The Loan officer (Kendra) was great! She was always there to answer questions quickly. I dropped 1 star because the closing process was a little confused. Multiple miscommunications about when the notary would be at my home. This was probably due to the strange COVID circumstances, but it was still a bit frustrating. Overall - Network Capital was great to work with!
Reviewed Jan. 28, 2021
Corey ** and his team did an outstanding job with my home refinance. He was so patient explaining my options and then actually completed the entire process from application to signing on just one week! Unbelievable! Whenever there was a question or any holdup in the process, Corey was always available to facilitate a solution. Great work. I love Network Capital!
Reviewed Jan. 28, 2021
Janel ** and Philip ** were both courteous and efficient in dealing our home loan. I appreciated it very much. They were very professional and easy to converse with whenever I had questions about the loan. They were always punctual with returning messages, phone calls etc.
Reviewed Jan. 27, 2021
Five stars for the excellent service I received from Austin ** at Network Capital. He was thorough, prompt and a true professional. I contacted NC on a Saturday night after hearing the radio commercial. From that point, I was able to complete the refinance in less than three weeks. Thank you!
Reviewed Jan. 27, 2021
Over the course of refinancing my home, I contacted eight different mortgage brokers. Four of the national brokers and four of the regional brokers. The mortgage rates and closing costs varied widely. I ended up refinancing my mortgage with Jake ** at Network Capital (**). Jake is very professional, and he handled my mortgage application and documentation with precision. Jake was able to save me 22% off my original home mortgage.
After all my documentation was complete, Jake handed me over to Sang **, the Network Capital closing processor. Sang explained the process of submitting my loan application to the Network Capital underwriters. Sang gave me a work schedule to get my mortgage application approved by the Network Capital underwriters and Sang kept his schedule and his word. At the appointed date and time, a Notary appeared at my home and after signing a stack of papers my mortgage was finalized. My mortgage refinancing turned out to be a very pleasant and rewarding experience. I recommend Jake ** to anyone that is planning to buy a new home or refinance their existing mortgage.
Reviewed Jan. 27, 2021
My experience working with Network Capital was an extremely positive one from start to finish. I would definitely recommend Network Capital to anyone interested in refinancing their home. It was a totally pleasant experience especially when working with Austin **, Senior Mortgage Banker. He was very professional and prompt with responding to any questions or concerns that I had during the entire process. Even once everything was turned over to the underwriting department, I was always kept informed of what was going on and the process was smooth and flawless! I worked with Sang ** (closing processor III) for that! He was also very professional and good to deal with. My hesitation and skepticism of applying for a refi were quickly resolved upon talking with Austin ** after the very first correspondence we had. Again, as stated above, I would DEFINTELY recommend Network Capital!
Reviewed Jan. 27, 2021
We last refinanced around 8 months ago looking for a cheaper interest rate. The best that was out there was 3.5%. We had a horrible experience with the brokerage firm we decided on at that time. I was listening to the radio one day and heard an advertisement for Network Capital and decided to give them call. I spoke with Ian ** and he was extremely knowledgeable, helpful, and thoroughly explained the interest rates. Ian stuck to his word and always called back and kept in contact when he said he would. I never had trouble reaching him.
Ian helped us achieve an amazing interest rate that saved us a few hundred dollars a month! We also loved working with Julia ** as well. She made the whole process very easy and also made sure to keep in touch with us throughout the process. Our experience with Network Capital was night and day compared to the firm we went with about 8 months ago. Would definitely recommend Network Capital to anyone looking to refinance their home!
Reviewed Jan. 26, 2021
Network Capital were a pleasure to work with - Esther ** and Sang ** were extremely professional - answering questions quickly and with clarity and the whole refinance took 60 days from the first phone conversation (despite my overseas travel plans).
Reviewed Jan. 25, 2021
My refinancing experience with Network Capital was a very positive one. First of all, the team I was working with, Clark ** and Wendy ** were always available either through email or phone for me to contact with questions or concerns. They were able to get the loan refinanced despite the fact that the process started around the holidays. It took less than 45 days to close and that is because they were very clear with me about the paperwork they needed and everything else to close this deal in a timely manner. Everything ran smoothly and the company's rate was the lowest around and the charges were minimal. I would highly recommend Network Capital to refinance your mortgage.
Reviewed Jan. 22, 2021
I recently refinanced my mortgage through Network Capital with the exceptional assistance of Ryan **. He was consistent, and patient through-out the process. At times when I became frustrated and wanted to cancel the whole process, he would be calming and explained the benefit of a lower interest rate. He was excellent, I feel. I would not hesitate to recommend him and Network Capital to others.
Reviewed Jan. 20, 2021
David was Very easy to deal with. He communicates so very well. He was very responsive when I had questions. He explained everything that was going on and what I could expect. I have Never had such a smooth transaction. Thank you David for being so professional and knowledgeable.
Ruth **
Reviewed Jan. 20, 2021
I recently refinanced through Capital Network. Both Grant ** and Gyasi ** did an outstanding job of funding the loan. All the way from application process through signing closing documents they kept me updated and did what they told at the outset. I recommend these folks for their efficiency and concern for burdensome paperwork.
Reviewed Jan. 19, 2021
Overall, I had a good experience with Network Capital in processing my refi. I had lots of questions, and the agents were responsive and had answers. What they said was what happened. I would recommend their services to anyone needing to refinance.
Reviewed Jan. 16, 2021
Jonathan ** was knowledgeable, courteous, prompt and everything went so smoothly. I have never had an experience like it. From our first phone call to the pass off to the closing assistant, seamless! What can I say, GREAT! He was also just a gem of a guy!
Reviewed Jan. 15, 2021
Ryan **, is an extraordinary agent. We had done business with them before. He reached out to us during this time to lower interest rate and he guaranteed to us excellent service. I would highly refer him to our family and friends. Don't let this person get away. Good asset. Thank you Ryan.
Reviewed Jan. 15, 2021
Mr. ** and his team were a pleasure to deal with, always professional and courteous. I would recommend your services to my friends and family. There isn't much more I can say except that this company appears to have good folks working for them.
Reviewed Jan. 15, 2021
Wonderful job thru the entire process from day 1. Great communication. Would recommend Network Capital to all my friends. 5 star review. Maybe I will use you again as interest rates keep tumbling. Thank you! Great company to deal with!
Reviewed Jan. 14, 2021
This is my SECOND experience working with Network Capital to refinance my VA mortgage -- As with the first, the second was essentially seamless and stress-free -- Ryan ** was in constant contact throughout, and delivered the type of professionalism that is truly exceptional - Thanks so much to Ryan!!
Reviewed Jan. 6, 2021
David ** did an excellent job with my home refinancing. He was very easy to talk with and he explained everything I needed to know concerning the refinance. I will definitely recommend him in the future if anyone I know wishes to refinance.
Reviewed Jan. 6, 2021
Austin helped me with my investment property refi. Though my loan amount was very small, only $110k, he was still very happy to help me to get a much lower rate than my current loan so I can save some money. He is very honest, straightforward, responsive, and let me know what he can do and can't do. He was able to close refi for me quickly. I will for sure work with him again on my primary residence refi if the rate is getting better.
Reviewed Jan. 1, 2021
We recently refinance and had the best service received from Jake **. We are encouraging our friends and relatives to do the same and wish they will have the same great experience like us. We received phone calls and emails every time there is an update necessary to make. He was vey professional in his dealings and great customer service. He represented the company well. Thank you for the opportunity and till next time.
Reviewed Dec. 31, 2020
Very happy with Network Capital for refinancing my loan. Ariel was extremely patient, polite and professional. Janel, kept me in the loop throughout the loan process and was very knowledgeable as well as courteous and professional. I highly recommend this team. Thank you both, Janel and Ariel!
Reviewed Dec. 31, 2020
Janel and Phil were both efficient and professional. It was a pleasure working with them. They were always available when we called instead of getting a recorded message. Very happy with our experience. Janel worked hard to get a couple of items through underwriting which in turn caused less work for us.
Reviewed Dec. 30, 2020
To whom it may concern:
My experience with Network Capital has been exemplary. Patrick ** and Janel ** have been extremely informative and helpful through the whole refinance process. Because of them this was the easiest refinance that I have ever done. Many thanks to both of them for their expert care and service.
Reviewed Dec. 28, 2020
Alonzo was very professional and helpful in our refinance. He was there from the start until closing. I feel that he is very professional & competent in what he does. I appreciated working with him. I would recommend him to a friend. Again thank you.
Reviewed Dec. 21, 2020
If you want to refinance your home, this is the company to call. My representative, Austin ** is THE ULTIMATE BEST! I called and called, because I was fighting and he was fighting to get this loan approved. Austin was relentless and his customer service was a 100 percent professional at all times. Give him a raise, because I know I was a pest.
Reviewed Dec. 17, 2020
I was very happy and satisfied with the outcome. Lower Rate, efficiency, and help out with my retirement life. Thanks so much to Kendra. You are the best. I sure will refer you to anyone who wants to get a loan.
Reviewed Dec. 15, 2020
Where do I start? This was my worst experience with any brokerage/lending firm. Initially, they advertised a 2.25% rate but as the progress started they came back with a sloppy answer being "the rate is no longer available." Almost 21 days into the refinance, I had not heard back from anyone, so I decided to check in, and the excuse I received was our systems were overwhelmed, and it caused internal IT issues. Towards the end of the process, the notary was scheduled, and I took time away from work to attend the signature and closure. They dropped the ball and didn't make the deadline. I asked for some sort of concession and the response I received back was less than pity - "Well. The company doesn't need the business given the time and era we're in."
Almost 50 days later, we closed, and I decided to check with the previous lender for a paid in full balance statement. To my surprise, no payment had been made, and I had to again reach out on the status. I was transparent with them and mentioned that I would be leaving a bad review. Thread w/ CAUTION. Update - I spoke with Baron ** (he reached out to me and requested a call back), who made this experience worse. He tried explaining and padding that the entire mortgage industry is going through a burden of applications and is basically overwhelmed.
I called Navy Federal, and they gave me the opposite saying "We will get your loan funded in 21 days." I explained to Baron that my review was left on my experience with Network Capital and their associated vendors. As the conversation carried, he offered a gift card for the removal of the online feedback left. It felt as he if was trying to buy me off, and I explained to him that this was left onto the principle of them not having the vendor relationships they should have with all companies they work and nothing personal Overused expression towards Adelle. Adelle - you were great and helped me through the process, but Network Capital should care for their clients as they provide referrals and some become repetitive customers.
Reviewed Dec. 14, 2020
I have worked with Network funding on my second refinancing loan. My loan officer Ms.Esther J** handled my loan application properly and timely manner. Initially, I was a little hesitant to go with the promises given. But at the end of the loan process, all the commitments were met. I want to thank Esther personally and would recommend Network Capital to my friends.
Reviewed Dec. 12, 2020
Esther ** was great, she expedited everything to get my refinancing underway on the 1st day I called— She explained my options that day and was always available for my questions with answers and updates.
Reviewed Dec. 7, 2020
Best service I have ever dealt with. These people were very informative, kept me posted all the way through the process. Guided me step by step whenever needed. And just an all around pleasure to work with. (I had a gentleman name David). =]
Reviewed Dec. 4, 2020
Nicholas ** and Mario ** were very professional and articulated process very clearly. They dealt with various system and process issues with positive attitudes, teamwork and professionalism. Thank you.
Reviewed Dec. 4, 2020
Ryan ** awesome to work with. He was very attentive to our needs. He always answered our phone calls and text within a reasonable amount of time and made himself available when needed. I would highly recommend Ryan ** and Network Capital. They made it a very easy and smooth transaction.
Reviewed Dec. 4, 2020
12/4/20. I was given excellent service by all members at Network Capital Funding. My Mtg Loan Officer Ms. Kendra ** kept me well informed In the Mg Refi process and also I want to thank Ms. Mari ** in underwriting for helping the process run smoothly.
Reviewed Dec. 3, 2020
Have been trying to refinance for a while and I heard about Network Capital on the radio, called in and within hours Anthony ** had a loan presented to me and locked in on the same day! Definitely the easiest refinance I've done.
Reviewed Dec. 3, 2020
Kendra was very helpful and responsive. She make sure she answered all of our questions while being respectful and professional in the process. We did not expect refinancing through online would this much easy but she made the whole process easy and fun. We highly recommend Network Capital and her service.
Reviewed Dec. 3, 2020
I recently completed a refinance of my home mortgage with Network Capital. Adrena ** made this process seem effortless. I am not very knowledgeable about these things, so I was pleased to have someone walk me through every step, explaining everything thoroughly. Even though I know how busy Network Capital is now working on so many mortgages at once, I always felt like my refinance was a priority. Adrena is the reason I chose Network Capital, and the reason I would refer any friend who needs this service.
Reviewed Nov. 30, 2020
Network Capital was very easy to work with and did an excellent job with communicating with me throughout the whole process. Jonathon ** was a pleasure to work with from start to finish. Responded to emails quickly and answered all my questions that I had in a timely manner. I recommend Network Capital and Jonathon the next time you're thinking about doing a refi on your home or getting a home loan for a new home. Thanks. Tim
Reviewed Nov. 27, 2020
Ryan ** and his team did an amazing job helping me refinance my 30-year fixed loan at 2.25% with very few closing costs. Ryan was very helpful & always kept me informed about the process. Thanks so much! I wouldn't hesitate to refinance with Network Capital again in the future.
Reviewed Nov. 26, 2020
This is an excellent company to deal with. They are honest and responsive with information. Costs are reasonable and they are upfront about everything. The process is quick and you can do most of remotely. I would highly recommend anyone looking to refinance or obtain a new loan to reach out to this company. You cant go wrong.
Reviewed Nov. 25, 2020
I want to thank both individuals (Esther ** & Mari **) for handling my loan and personal questions related to the ReFi for my Mortgage of my Condo. They were both professional and helpful even when they were busy with other clients. I will definitely recommend their services to my friends.
Updated review: Nov. 25, 2020
Company is working with me to get the issue resolved.
Original Review: Nov. 24, 2020
I started my refinance of my mortgage with Network Capital and opened escrow on July 23rd 2020. My previous lender (Amerihome) gave my new lender (Network Capital) a payoff amount, which included pay off through August. I signed all documents with the notary on August 13th, escrow should have closed with in the next few business days. Network Capital had explained they were inundated with high volume of refinances. Because Network Capital has incompetent people working for them, Amerihome did not receive and accept pay off until September 11th, 2020. They (Amerihome) penalized me by giving me a late payment (August 2020), and now refuse to rectify it.
This absolutely had nothing to do with me or any negligence on my part. I have provided them with all notarized documents with dates as well as emails from my new lender(Network Capital) stating it was their fault for not processing the paperwork in a timely fashion and they (Network Capital) instructing me not to make my August 1st payment. I am demanding they work with Amerihome and remove the negative credit inquiry, as the delayed payment was the fault of Network Capital and incompetent employees. This has significantly impacted my credit negatively and now dramatically causing financial hardship for my family. It is also jeopardizing my security clearance, as I am a United States Sailor.
Updated review: Feb. 19, 2021
I've been in touch with the folks at Network Capital and they have resolved all of my issues to my satisfaction. I'm revising my review to 5 stars, will definitely do business with them again!
Original Review: Nov. 24, 2020
The first time I used Network Capital several years ago the experience was smooth and I had no issues. This time around it took an extremely long time to close (straight refi - no cash out) and I had multiple problems. Network Capital picked one of the busiest refi times to update their CRM software which led to a 2 week standstill - nothing got done. I started the loan process on Sept. 25th and did not close until November 14th. So much for the "10-15 day close" Network Capital constantly advertises on the radio.
Once I started receiving closing documents for review I noticed my county of residence was listed incorrectly. Notified the loan officer and underwriter of the error multiple times but it was still not corrected the day of closing. I also asked for a hybrid closing and the email with the documents never arrived day of closing so I had to sign everything with the notary. Not happy with the choice of their closing company either, the person that came to my house didn't seem to care. I'll be looking elsewhere next time I purchase or refi a home.
Reviewed Nov. 24, 2020
In my recent effort to exploit the current favorable mortgage rates, I answered a Network Capital ad for refinancing and was very fortunate to be served by Mr. Nicholas Adam **. From the very start Mr. ** was very positive, patient, informative, and above all, HONEST. Moreover, he is very organized, thorough and totally professional, as well as, responsive and very pleasant to work with. Overall, Mr. ** provided us an outstanding customer service to secure a refinance for our primary residence in Virginia, and we look forward to working with him again for re-fi of another home.
Reviewed Nov. 23, 2020
My sincere gratitude to the following Network Capital Employees.
(1) Tylan **
(2) Jake **
Processing / Escrow team(1 Craigneisha **
(2) David **
5 Star is inadequate to express my Gratitude to these employees. They made the refinancing my 2/ Loans smooth and worthwhile from beginning to end. I truly consider them FAMILY. I will always remember how they cared...that I was satisfied at every step.
Reviewed Nov. 20, 2020
I can't imagine a better loan officer than Jonathan **. He was always pleasant and informative and patiently listened to our concerns and answered all our questions. Jonathan responded to all emails and phone calls the same day and spent considerable time customizing our loan to our particular situation. I feel fortunate to have had Jonathan and his assistant Anouk ** handle our loan and highly recommend both.
Reviewed Nov. 20, 2020
Ryan ** was instrumental on getting my loan refinanced after some initial problems with another person that was handling the paperwork. He got everything back on track and kept me informed of the progress of my application to refinance.
Reviewed Nov. 17, 2020
My loan Officer was the best, I really appreciate all her help refinancing my house, she was very helpful and always there for me to answer my questions. The whole process was fast. I got the best interest rate compared to my previous loan, the lenders fee were very low.
Reviewed Nov. 12, 2020
Five Star review for excellent services in loan organization, support and managing client expectations to Dodje **. It was a pleasure to work with Dodje on my loan. Dodje truly did his best to go above and beyond for my loan and provided me with best possible mortgage loan customer experience. For me to get a mortgage was pretty confusing process especially when I do not see a person or company on other side and Dodje was always a step ahead of any of my questions and concerns and walked me thru all process flawlessly. Great job Dodje! Now I can refer all my colleagues to you when they need a loan.
Reviewed Nov. 8, 2020
Network Capital made my refi process easy and smooth and I got a great rate! Johnathan and Ruby were very helpful along the way answering any questions or concerns that I had. I would highly recommend Network Capital to anyone looking to refinance their home right now.
Reviewed Nov. 6, 2020
Network Capital seemed to be easy to work with in regards of getting my deal done n a timely manner. Process is simple the paperwork seemed minimal and the guidance through it all was excellent. They helped to bring the interest rate down to where I needed it and it got through some other concerns with ease. I would highly recommend their services.
Reviewed Oct. 28, 2020
I just refinanced my mortgage for a great rate. Jonathan ** was my loan officer and he was a pleasure to work with. I'd do it again in the future if rates dropped significantly lower, but I cannot imagine that!
Reviewed Oct. 13, 2020
My refi went very smooth. I was very impressed with how fast Krista ** and Ryan ** returned with an answer to my questions. My new rate was 2.375 and I’m very happy with the rate. I highly recommend Network Capital. Thank you. Jill
Reviewed Oct. 10, 2020
Six months ago we refinanced our home with Angelo ** at Network Capital. We had a very good experience. Angelo paid careful attention to our needs and professionally tailored a refinance loan at a very attractive interest rate. He was patient and answered all of questions as he guided us through the application process. We've been so pleased that we are refinancing again with Angelo.
Reviewed Oct. 6, 2020
Krista ** stayed in touch with me through the entire process - even after hours. She continued to follow-up with any delays in processing, probably caused by the COVID crisis, and never left me hanging. She was respectful of my work and home situation, and made every effort to keep the process simple. I would absolutely recommend this company, and Krista specifically.
Reviewed Oct. 3, 2020
My Loan Officer Kyle ** and Closing Officer Hazel ** are very efficient, polite, warm to their clients and are very professional in carry out their duties. They patiently helped me through the confusing process; and guided me through that mountain of paperworks which was even more confusing and intimidating. I am greatly appreciate Kyle ** and Hazel ** for their help. Thank you Network Capital.
Reviewed Oct. 3, 2020
Very pleased with the refinance through Network Capital and my agent Johnathan **. Found Johnathan to be both professional and easy to deal with. Was honest from the start give me accurate loan numbers, and helped me in getting the best refinance rate for what I needed.
Reviewed Oct. 1, 2020
I just refinanced my home with Network Capital and at first it didn't look like I was going to be able to do it because my debt was so great. But Krista ** and Angela ** worked tirelessly to make it work. With my new refinance, my credit score jumped 39 points the next week. Great job, ladies!
Reviewed Oct. 1, 2020
Capital Network is a direct lender, my experience with them was really great. From start to finish everything was smooth. My mortgage banker, Dodge ** was transparent from the beginning. He answered all my questions and was responding to my all email and calls right away. He was professional and you will feel at ease at the same time because he was very accommodating. If you are looking for a hassle free refinance, I definitely recommend Capital Network.
Reviewed Sept. 30, 2020
Jonathan & Davina Got us the refinance I thought was never going to happen. We were stuck in an adjustable 5 year arm and no one seemed to be willing to touch it. They were able to find a deal that would work for us and helped get us out of a financial bind we had been slowly sinking in to for the last few years. Thanks Again!
Reviewed Sept. 30, 2020
I was very pleased with the whole process with National Capital. Kendra ** and Ryan ** were both super and very helpful in answering all my questions and getting me to the finish line. Thank you for the great experience. I would definitely recommend to my friends and family.
Reviewed Sept. 30, 2020
I highly recommend using Jonathan **! He helped me with all of my questions and concerns throughout. We tried to refinance with a company we have used before and got pushed off for months. I call Jonathan after a friend recommended him. We were done the process in a few weeks. It was great!!!
Network Capital Company Information
- Company Name:
- Network Capital
- Company Type:
- Private
- Year Founded:
- 2002
- Formerly Named:
- Network Capital Funding Corporation
- Address:
- 7700 Irvine Center Drive, 3rd Floor
- City:
- Irvine
- State/Province:
- CA
- Postal Code:
- 92618
- Country:
- United States
- Fax:
- 8667596008
- Website:
- www.NetworkCapital.net
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