Network Capital Reviews

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Edited by: Tammy Burns

About Network Capital

Network Capital (NMLS #11712) is an online direct mortgage lender available in 43 states. The company has borrower perks that stand out, like no lender fees and closing in as little as 15 business days. The company underwrites your purchase loan upfront — usually within 24 hours — so the seller can be confident the loan will close. Network Capital has been in business since 2002.

Pros
  • Posts daily rates on its website
  • Closings in as little as 15 days
  • No lender fees for qualifying borrowers
Cons
  • Not available in CT, GA, MA, MO, NH, NV and UT
  • No mobile app

Network Capital Reviews

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    Page 4 Reviews 240 - 440
    Verified purchase
    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Jan. 28, 2022

    Jake ** made my refinancing quick, easy and he never tried to influence my decisions. He answered my questions quickly and replied immediately to any questions I had. There were no surprises at any time, his quotes were accurate and never changed. This has not been the case when I have purchased or refinanced previously. He is an asset to your company. I will recommend him and your company to anyone I know who needs help with their mortgages.

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    Verified purchase
    PriceStaffLoan Process

    Reviewed Jan. 28, 2022

    I was, initially, doing the refinance with another company. I decided to test the waters with Network Capital, so I forwarded my application. Their representative was able to fill out my application using the same information so I didn’t have to do double the work and then gave me estimates and quotes that I analyzed. The term was better for me. It went up to the loan officer for processing. It was a simple process. It helped that I was younger and the team that was working with me was a little bit younger. We're all in our 30s, so made connecting a little bit easier.

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    Verified purchase

    Reviewed Jan. 27, 2022

    The process was easy and wasn't very long. I got good service.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 25, 2022

    The team I worked with was fantastic! Mario ** and Nicholas ** did an amazing job in getting my loan closed, and overcame challenges with professionalism and expert industry knowledge. They made the process much easier than other lenders I have worked with and Network Capital will be my "go-to" lender when recommending to others. Great people make a great company and this is the case here!

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    Verified purchase
    Loan ProcessRates

    Reviewed Jan. 25, 2022

    This is my second time to do a refinance with Network Capital, and both times they beat their competition and both times they were much more accommodating than other lenders with whom I dealt. They met requests I made to customize my loan as I wished it to be as well as doing so without making me feel pressured. I felt they truly considered my best interests to get the best loan possible. I'll use them a third time should such a future opportunity develop.

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    Verified purchase
    Staff

    Reviewed Jan. 24, 2022

    I Would like recommend to a friend. I received excellent service and information from Ivy **. My husband also received a lot of help from Ivy. Thank you Ivy for all your time and information.

    Alma **

    Gabriel **

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    Verified purchase
    Customer ServiceRates

    Reviewed Jan. 23, 2022

    Their process was great. We started discussing around in July and it took a month to get it closed. I also didn't have to go anywhere. Everything was on the internet or on the phone. They even made someone come to sign all the final papers. It was the most seamless way to do it. I also like the rate and term. It's better than the previous one, that's why I went for it. Nobody has been able to beat it so far. I'm happy about that.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 22, 2022

    I have to truly say from start to finish Trung ** was more than helpful in assisting me in the refinancing of my home. He dealt with the VA which is a very time consuming process in a timely manner and with the utmost determination I have ever seen in a loan officer. I cannot say enough about his work ethics. I would recommend him to anyone looking for a loan!!! Keep up the good work Trung!! I will miss our "daily" conversations, lol!!

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    Verified purchase
    Customer ServicePriceStaffBillingLoan ProcessRates

    Reviewed Jan. 22, 2022

    Original PennyMac loan number **. I shopped around looking for a finance company I thought I could work with, After talking with Jake, I now I found the right one. I told Jake what I wanted to do and that I was sensitive about loan cost and interest rates. Jack took care of me. If I had a questions or found a bump in the road, I would call Jake and he would take care of it. Angela ** and Oliva ** were the two very capable that took care of the details and leg work. Both very valuable assists. Angela would gently remind me when I would fall behind on my end of the deal, Thank you all. If I had it to do over, I would come right back to you. Bill

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 21, 2022

    It gives me a great pleasure to do business with Mario ** with Network Capital. Excellent customer service, always following up, and delivering on his promise. Can't say enough, what a great experience and highly recommend Mario and Nicholas **. -Thank you very much!

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    Verified purchase
    Punctuality & SpeedStaffBillingRates

    Reviewed Jan. 20, 2022

    Davina was very helpful, understanding, very responsive, kind, and worked quickly to get my refinance completed with a decent rate and was still able to get my monthly payment lowered as well. She explained everything in detail when I had questions, and made sure I understood each step in the process. She was the best!!!

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    Verified purchase

    Reviewed Jan. 20, 2022

    We haven't got some of the paperwork from who Network Capital paid off but so far, everything is good. We got what we needed. I would consider Network Capital any day of the week. Working with them was much easier and simpler compared to what I had to go through with my last refinance with Chase.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 19, 2022

    I want to thank Rhett ** and Ivy ** with Network Capital who processed my loan in a fast, easy and stress free manner, they were very helpful, addressed all my concerns and answered all my questions. I would definitely recommend them. They made a great team.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Jan. 19, 2022

    I would like to personally Thank Darlene ** My Loan Processor for the wonderful service she provided me during my refinancing process. She always followed up on any questions I had. She explained everything throughout the process and made sure she did everything in her power to get the Job done. She made my experience smooth. Thanks again.

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    Verified purchase
    Staff

    Reviewed Jan. 19, 2022

    Network Capital came through in a big way! Efficient, thorough, relentless in their desire to provide 5 star service. They earned my business and I have no intention of going anywhere else for my real estate financing needs. Jessica ** and Ivy ** were amazing! Made the process so seamless. I recommend without reservation!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Jan. 19, 2022

    I wasn't initially very interested on getting a refinance cashout but after talking to the rep, Christine, she offered a very good option for me. She made it simple for me and explained to me what I needed to do and what it meant. I was thrilled that she called me before the other guy did. She was pretty fast. As soon as I emailed her, she was right on and addressed my concerns. I didn't want to get my credit pulled until I was 100% sure that it was going to be something that could happen. She was so helpful and assuring that if it wasn't something that she could get done, she wasn't even going to pull my credit. Network Capital did what they needed to do. I was hoping for a better rate but I understood that it was a refinance cashout rather than just a refinance. I was still okay with what I got especially because they helped me out to save a lot of interest on other debts that I had.

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    Verified purchase
    Staff

    Reviewed Jan. 18, 2022

    Amy & Kendra were timely and on point with my refinance. Have dealt with many mortgage companies with lackluster results. Not so this time. I have already referred an employee of mine - Josh ** - and hope he receives the same excellent results.

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    Verified purchase
    Customer ServiceStaffRates

    Reviewed Jan. 14, 2022

    They were good. They were there when I needed them. When I asked questions, they were able to come back and answer them. I felt very comfortable working with them. The process of obtaining a mortgage was easy. It took a couple of weeks to get things ready. The rate was also fantastic. The rep I worked with was fantastic, too. He was very personable and he returned calls. I would definitely recommend somebody using Network Capital. Whatever they said they're gonna do, they did.

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed Jan. 13, 2022

    Network Capital Funding was efficient and timely. And they handled things very professionally and closed it when they said they would. The loan officer was very precise on what he was doing. I had particular concerns about something and he worked them all out. I got a 30-year loan and it was 3.25% interest. Everything went great. I was very pleased.

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    Verified purchase
    CoveragePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Jan. 7, 2022

    Great. Complicated initial VA loan on historic home. All remote. Documents uploaded via Camscanner except one that required original signatures and FedEx delivery. Principals Nick ** and Darlene **, both were available and helpful. Bottom lines are:

    1. best rate reduction of 3 lenders
    2. speed of process

    3. additional cash at closing after covering additional debts recorded on credit score report.

    All the above being said, preparation of all documentation of taxes, insurance, VA eligibility and proof of income needs to be complete.

    John

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Jan. 6, 2022

    We could not be happier with our refinance through Network Capital. Jessica & Amy were amazing to work with and never gave up helping us get a huge rate reduction on our home loan. As two self employed people with our own LLC we were turned away by other lenders but Network Capital made it work and we have a huge savings each month. They were very creative in figuring out ways to get us refinanced. Their process was very fast and efficient since they are broker and underwriter all in one. We really appreciate all the help. Couldn't be happier.

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    Verified purchase
    Staff

    Reviewed Jan. 5, 2022

    Overall had a great experience. Process went smoothly. Everyone I interacted with was professional and explained thing well. Special kudos to Davina **. She kept me informed, patient when explaining things and when I asked questions, and I never felt judged. Thank you.

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    Verified purchase
    Staff

    Reviewed Jan. 5, 2022

    I am very happy that I worked with Network Capital re-fi my first mortgage. I can highly recommend this company. Special thanks to Riyadh **. He was always available, always courteous and correct - he helped me with all my refinancing problems immediately. Ivy ** and Felipe ** also did a very good job refinancing my home. Network Capital can be proud to have such employees.

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    Verified purchase
    PricePunctuality & SpeedStaffBillingResolution

    Reviewed Jan. 4, 2022

    Contacted NetWorkCapital and eventually hooked up with Mario **. Explained to him that we had a modified mortgage in 2008 and filed for bankruptcy around the same time. Mr. ** said, "Not a problem, I can get you refinanced" and explained the company likes to do it within 15 days or so and I said, "Sounds great. Let’s do this." From that point on Mario was completely committed to help us get refinanced, Ran into big hurdles, which did not slow him down! One was trying to get rid of our balloon payment that was coming up. Found out that we had a lien on the house with a second mortgage that was supposed to have been charged off we were told!

    Mario explained in detail what had to be involved and took the challenge to resolve the problem. Mr. Mario ** is extremely knowledgeable, caring and very helpful. He walked us through the process with no hesitation! Because of his persistence, he accomplished our refi in record time! We look forward to working with him in the future. We will highly recommend him to family & friends.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 4, 2022

    Working with Sarah was a great experience, also Dylan out of Miami, two other companies promised they could do it, they failed and I was holding two appraisals at 500 dollars a piece. Dylan and Sarah made it happen fast and painless, I know of a few other people that have had the same problem, I will be forwarding Sarah's and Dylan's information along. I also want to include Jill ** in this, she was also great to work with! Thank you Sarah, Jill and Dylan!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 3, 2022

    Mr. Riyadh ** Was very polite and knowledgeable about the whole process. Above all he listens to my concerns and finds a way to meet my need. At the end of it all everything went well and completed at due time. I am very impressed with his attitude and continuous follow up.

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    Verified purchase
    Staff

    Reviewed Dec. 17, 2021

    I am very happy with my last refinance and I will recommend Michael ** if one of my friends wants to refinance their home. Thank you Michael ** for all your help. Also all the personnel at Capital Funding are very helpful and professional. Thank you again.

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    Verified purchase
    Customer ServiceSales & MarketingPricePunctuality & SpeedStaffLoan ProcessRatesFollow-Through

    Reviewed Dec. 16, 2021

    I used Network Capital twice and I like the speed that they offer. I also like their persistence. There was a customer appreciation special and I took advantage of that. My understanding of the customer appreciation special was from what I heard on the radio show and through some other advertisements. I didn't realize that it was going to be as expensive as it was the second time around in terms of charges. It was a little difficult because we have a jumbo loan.

    The other thing was there was a period of time when I had refinanced with Network Capital and expressed an interest in going for a lower rate. I got calls from all over the country from different Network Capital bankers who apparently didn't know that other Network Capital bankers were calling me all over the place. The left hand didn't know what the right hand was doing. There was a little bit of confusion and we were going over the same ground over and over again. But I got a nice low rate on a 30-year fixed term that I'm glad I was able to get. I'm also very happy with the follow through. I do recommend Network Capital when I get the chance.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 16, 2021

    I am very pleased with the speed in which my refinance was completed. Stephen ** did a great job and was very persistent and persuasive that I needed to refinance with Network Capital. Angela ** Is a great asset to your company, answered all my questions in a fast and friendly manner. I am very pleased with Network Capital.

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    Verified purchase
    Punctuality & SpeedStaffRatesCommunication

    Reviewed Dec. 16, 2021

    Jake was fast, efficient, dependable the best service and very reliable in keeping me informed on his progress with my account. I would give him highest rating and will recommend him to others who ask for my mortgage agent. File # **

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    Verified purchase

    Reviewed Dec. 14, 2021

    Riyahd was so attentive and on top of every step of the process. I really appreciate that he checked in periodically throughout the process just to touch base. Our refi went so smoothly because of Riyahd and Susy. We would highly recommend both of them and Network Capital.

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    Staff

    Reviewed Dec. 9, 2021

    I want give thanks to Ulises ** and Deanna ** for all the support in getting our refinancing done. After receiving no support or help from previous lenders. Ulises from Network Capital reached out and was willing to help even after I told him my previous experience with those other lenders. I really appreciated the amount of effort he and his team put into helping me and my family. I recommend Network Capital to anyone and especially to my service members. Thanks again Ulises and team. Sincerely Sascha **.

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    Verified purchase
    StaffLoan Process

    Reviewed Dec. 4, 2021

    The loan officer knew his stuff because he did it in three weeks. He was very easy to get ahold of. I've refinanced before, and this was the best experience I had. I was working with somebody in the beginning, but they were all over the place. They couldn't give me a direct answer on what they could and couldn't do.

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    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffBilling

    Reviewed Dec. 2, 2021

    The process was very quick and easy. I worked with a couple of different people and they were all wonderful. Megan was very helpful and patient. However, yesterday, I got something in the mail about some company that is going to be handling my payments. But I heard from Network Capital and was told what to do about my payments for Network Capital so I'm a little confused. Other than that, I'm very happy. The terms were better than that of my previous mortgage so it made refinancing worthwhile.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 1, 2021

    I had a great experience with this company. My loan processor, Darlene, was extremely knowledgeable, courteous and helpful. She kept me apprised of each step needed to complete my loan. It was a quick and easy process. Very pleased with the outcome!

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    Verified purchase
    Customer ServiceStaffBillingLoan ProcessTransparencyTimeliness

    Reviewed Dec. 1, 2021

    I made a phone call to Network Capital and it was probably the best phone call I made. I work in finance myself and wish our process was as smooth as how Network Capital made it seem. The process with Network Capital was a lot easier than anticipated. Ken was the gentleman I spoke to originally then I got pushed off to Tracy who was the loan officer. I liked the clear communication and transparency with them. They told me how the process was gonna go. Me being in the industry, I was a little hesitant and said there was no way it was gonna be that easy but what they said was true.

    The only hiccup was they were gonna pay off my existing mortgage with the funds from the refi. I kept checking my balance to make sure everything was paid but for some reason, they didn't get the payment. It was still outstanding after about three weeks. I called my mortgage company to find out what was going on. They said the money was sent, but they sent it back because it wasn't enough. I called Tracy to let her know. She apologized and it was paid the next day. Network Capital is what I'm referring people to going forward.

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    Verified purchase
    Rates

    Reviewed Nov. 30, 2021

    Network Capital contacted me and I had a good feeling about it. When I talked to Jessica, she was awesome and the process went as smooth as it could. The rate wasn't exactly what I was thinking up, but it turned out to be a very good deal for us. We were happy with it. If I had to do any more work with my house or my rental house, I'd definitely contact them again.

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    Verified purchase
    Staff

    Reviewed Nov. 24, 2021

    Y'all guided me thru the tech world when I'm very limited in it. You provided an education experience and got me out of a bad situation as well. I thank you soooo much...I look forward to doing business with you during the upcoming years.

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    Verified purchase
    Sales & MarketingPunctuality & SpeedStaffSales Tactics

    Reviewed Nov. 23, 2021

    I would like to say that the whole refinance experience was excellent. It was very easy and quick. Riyadh ** did an awesome job walking me through the process of filling out papers. Sang ** was also exceptionally helpful and made the process so simple. There was no high pressure sales. Thank you for a great experience.

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    Customer ServiceStaff

    Reviewed Nov. 23, 2021

    I want to take the time to thank Michael ** for calling us and telling us about the program. He explained the benefit of refinancing our home and what we will gain from this action. I told him I did not want to go through this again because we got swindled at the beginning of the COVID 19 pandemic by another company. I was not trying to hear what he had to tell me. He began to talk with me about life issues and I began to open up with him. My wife still did not have any trust in him at all so he called her and talked with her until she felt good about our options. He answered all of our questions. Michael was so helpful thru the entire process and we were able to refinance our home and pay off our other debts with the equity in our home. Thank you Michael ** for your help.

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    Verified purchase
    Customer ServiceStaffBilling

    Reviewed Nov. 19, 2021

    Somebody contacted me and said that Network Capital could help me. He had patience and he was willing to assist with all the technical stuff, computer programs, and signatures that had to be done. As an old, ignorant person, I appreciate that. Everybody that helped out did a good job and I was able to pay off some bills and breathe easy.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Nov. 18, 2021

    I applied for a loan with Network Capital. Janel ** and Amy ** handled the loan application and all of the follow-up very efficiently. They were on top of all of the documents and any other required documents needed from my wife and I.

    Thank you so much,

    Robin **

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    Verified purchase
    StaffBillingRates

    Reviewed Nov. 18, 2021

    Really appreciate the way Jake ** and Derek ** helped make the process really seamless for me and to provide me with the rate that I wanted with a plan to even improve it for me after 6 months of on time payments. Thanks so much for helping me.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 17, 2021

    I would like to thank Riyadh and Tonya for their service provided to me in procuring a refinance on my mortgage through Network Capital. They were very professional and kept me informed all along the way. While we had a few issues regarding documents requested, they were very efficient handling everything. I highly recommend this company and the best thing about them was, they went above and beyond to work with me and get my loan finalized in a very short amount of time. I have tried to work with other companies that were a complete nightmare and I never got anywhere. The process ended up being a total waste of my time. Riyadh really fought for me through any and all obstacles to be sure my refinance was completed.

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    Verified purchase
    StaffRates

    Reviewed Nov. 15, 2021

    Network Capital Funding satisfied all of my requirements for the refinance that was why I went with them again. The application process was smooth, short, and to the point. All my questions were answered satisfactorily. I liked their professionalism and willingness to meet my requirements. If the rates drop again and Network Capital wants to contact me again in the future, I have no hesitation about working on a new refinance.

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    Staff

    Reviewed Nov. 11, 2021

    Working with Network Capital to refinance my home was a great decision. I worked with Sheena ** who was wonderful. She was with me every step of the way making the whole process easy. We closed within two weeks. I would definitely recommend this company to others for their professionalism and courteous behavior throughout the whole process.

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    Verified purchase
    Staff

    Reviewed Nov. 11, 2021

    Professional and very friendly. I will let all my relatives and friends know how good your service is. Paul ** and Angela ** did very good job and gave me lot of help. I am really appreciate what they did for me.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 11, 2021

    There’s a lot of paperwork that was involved with Network Capital during the process but everything fell into place. Whenever I had any questions, Chris, the rep, was right there to help me. If he couldn't answer a question, he got with somebody and called me back right away. So, it was good. I was happy with everything.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 10, 2021

    Definitely, the best mortgage company I've ever used. It took them less than six weeks to close seven loans with superior results. Would recommend to all my associates. I incurred significate difficulties with prior closing with other firms but did not experience anything like that with Network Capital. They were beyond professional.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedRates

    Reviewed Nov. 9, 2021

    I was comparing 3 Lenders and your team was on top of everything, quick response time, full disclosures, great advice and more. I have purchased and refinance many homes and this has been the easiest and best pricing! Thank you.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 8, 2021

    Madysen ** and Darlene ** both helped me to make a very fast and easy loan. There were no problems, everything went very smoothly and quickly. They are both very personable and friendly people! I would recommend them to my family and friends.

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    Verified purchase
    StaffRatesHonesty & Transparency

    Reviewed Nov. 4, 2021

    We worked with Michael on our refi and he was honest and respectful. He was very informative and answered every single one of our questions. He helped us a lot in more ways than one. Also, we are very pleased with the rates and terms. It's cut more than half.

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    Verified purchase
    Customer ServiceStaffEase of Use

    Reviewed Nov. 2, 2021

    Riyadah and Amy were very professional and sincerely nice to work with. Communication was awesome and the web portal was easy to use to upload documents. Totally recommend Network Capital. Thanks for the easy refi for one busy person!!!

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    Verified purchase
    Loan Process

    Reviewed Oct. 29, 2021

    I had the please of working with Network Capital to refinance my loan. It was the fastest process I have ever been through...2 weeks - start to finish... It was so streamlined... I wonder why it takes everyone else SOOO LONG. These guys get it done... Highly recommend them.

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    Verified purchase
    StaffLoan Process

    Reviewed Oct. 29, 2021

    Angela ** and Shane ** handled our ReFi mortgage loan, and they were thorough, efficient, and more than helpful every step of the way. Everything was done expeditiously, but not rushed. Extremely happy with these guys and Network Capital! Got exactly what we wanted!

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    Verified purchase
    Staff

    Reviewed Oct. 28, 2021

    I have done many transactions over the years. This was the easiest, fastest, and most efficient refinance I have ever completed. Jake and Davina were thorough, responsive, and very efficient. I would definitely recommend and return for future business. Thank you!

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    Verified purchase
    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Oct. 28, 2021

    Great explanation and follow up. Loan officer Jake really kept on top of the communication process. We especially enjoyed the front end digital application and document submission procedures. We recommend Network Capital as your go to company for your mortgage financing needs.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 28, 2021

    Fast and professional experience. The back and forth communication really helped me understand the process. I really appreciate the care to detail that was given for my loan experience. Ivy and Rhett are the best! Thank you both.

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    Thomas increased rating by 2 stars.
    Customer ServiceStaffBillingLoan Process
    After a positive interaction with Network Capital, Thomas increased their star rating.

    Reviewed Oct. 28, 2021

    I was contacted by Network for a loan. The gentleman took my information, he contacted me a few times. The last time he said if they could not help me I would not be contacted by him again. So after 3 weeks, I heard nothing until another gentleman called me from the same company. He said he had reviewed my file and he thought he could help me get an FHA streamline loan. Then after contacting me several times he said the underwriter had said my place no longer qualified for an FHA streamline. I told him that was odd that another company said once qualified it could be streamlined. I even sent him something from the internet saying it could be. I did not hear anymore from him but did get a couple of calls from other states that they operate in and I told them I had already been contacted by Network and they could not help me.

    In the meantime, the other company has processed my streamline loan and I actually do go to closing tomorrow so it worked at out for me with another company. Then the guy from Network called me back after a couple of weeks of not hearing anything. I told him because of what he told me his underwriter had told him said that my FHA loan could not be streamlined that I had gone with the other company. He said that underwriter had left the company, I just oh well too bad. I had told him before that once I got the streamline and got a few bills caught up I would contact him for a regular loan, but after being dealt with in such a manner I would never deal with Network again.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Oct. 27, 2021

    I got a call from Humberto, the rep, and we hit it off on the phone. I had a feeling about him and I was impressed with his personality. He was exuberant though when I gave him my situation, he said it was iffy. But he did it anyway and he couldn't do enough for me. People should ask for Humberto because he'll investigate thoroughly. He wasn’t sure but I wound up getting a VA and FHA loan mixed together. I have bad credit and he got me this loan, and it went smoothly. I have no complaints whatsoever and whoever is interested in refinancing their home, I'll send them to Humberto. The total process took about three weeks because there were some snags on my part. But it all went quickly.

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    Verified purchase
    Punctuality & SpeedStaffBillingLoan Process

    Reviewed Oct. 26, 2021

    They changed the agents a month and a half in the process. I started out with one guy, but then he gave up. They sent me over to another guy and that's one of the main reasons I stuck with Network Capital. I was the victim of the COVID shut down and I deferred my loan. They didn't tell me that once I deferred, to get back going is a really complicated process. I wouldn't have done it. If you defer your loan for more than six months, then you have to pay the original loan company an additional four months before they even modify the loan to the new structure. They don't tell you that.

    The process was painful, but the agent was patient. If it wasn't for him, I would not have refinanced with Network Capital. But the other thing is, I have tried to reach out to them after the fact and that has been challenging. I have not been able to get ahold of the agent again. I thought after I refinanced it, that I would have one month prior to having to pay the next mortgage statement and the loan funded. Two weeks later, I had to make the payment. I didn't understand that. I want to talk to him about that.

    But he was patient and persistent. He was the go-between between myself and the underwriters. The underwriters were a pain. We gave them everything they wanted but then they wanted something else. This was a four-month process. Then the month changed. Since the month had changed, they wanted something else. I'm not exactly sure why it took so long to go four months to do this process. In the end, I almost gave up. Because the original loan company was offering me the same deal and it closed in three weeks.

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    TechPunctuality & SpeedStaff

    Reviewed Oct. 25, 2021

    Great group to work with. Freaky fast and always kind and professional. Thanks to you all!! I had to do very little. They took control and had me do what was needed, which wasn't much and title company came to my house for signing.

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    StaffLoan Process

    Reviewed Oct. 23, 2021

    Michael ** and Amy ** did amazing job in processing my loan. They helped me in procuring documents and/or preparing all the information needed to expedite the job. I will recommend both of them to any applicant. They did splendid job. Thank you.

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    Punctuality & SpeedStaff

    Reviewed Oct. 22, 2021

    Zihao ** (Chris) and Davina ** have been very helpful to me. They were very patient with me with their clear answers to my many questions. Also, they were responsible and got things done promptly. Much appreciated! This refinance experience was much better than my last refinance with Network Capital which was terrible. Thank you for your Customer Appreciation Program.

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    Customer ServiceStaff

    Reviewed Oct. 18, 2021

    Excellent customer service, very friendly and helpful, I asked a lot of questions, never made me feel like I was a bother. I would highly recommend Network Capital to friends and family. Many thanks to both Angela ** and Christopher **.

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    Contract & TermsPriceStaff

    Reviewed Oct. 15, 2021

    I was very pleased with Network Capital. They didn't need a lot of information and they were reasonably rapid in developing. They also gave me an excellent offer. It only cost me about $400 'cause a lot of the cash I gave went into an escrow account for taxes. They did a great job.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 15, 2021

    I want to give special thanks in behalf of my brothers and I to Darlene ** and Jacob ** for understanding our efforts to be able to keep our family house, that our father built. Mr. Jacob stuck by me all the way, explaining every detail when dealing with the enclosures forms. We even talked on the phone for 1 hour and he was very patience and he explained every step of the way in details and I just can't thank him enough. Darlene **, our loan officer, very pleasant person to talk to on the phone, very helpful explaining any documents she needed and when there was a issue with enclosures sent to my email, Darlene was very quick resolving the issues. All in all they both did a very outstanding job during this process. Now my brothers and I can finally breathe a little bit and relax. Network Capital should be very proud to have Jacob ** and Darlene ** on their team as they were very knowledgeable during the whole process. Once again I thank them both.

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    Loan Process

    Reviewed Oct. 13, 2021

    Network Capital completed funding my cash out refi and paying off my existing loan in less than three weeks and with a minimum of hassle. Jake ** and LouAnn were on top of things every step of the way! Very happy with Network Capital.

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    Punctuality & SpeedStaff

    Reviewed Oct. 7, 2021

    I'm so much thankful for the great team that works quickly, accurately and very professionally! Everything went smooth and easy. I would definitely recommend to others and wish you guys the best! Thank you very much for taking care of everything Justin and Mari!

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    Customer ServiceCoverageStaffLoan ProcessRates

    Reviewed Oct. 4, 2021

    I enjoyed working with Network Capital very much. They made it very easy. When the process started, they explained what was going to happen step by step. They stayed one little step ahead of everything that was necessary and things went through very smoothly. My loan rep was great. We even did a follow-up with him after the fact to make sure everything was cool and he assured us it was. I also felt really good about the rate and terms I got.

    There was one snafu and Network Capital jumped on it right away. It really wasn't their fault. I got a letter from insurance saying my insurance premium hadn’t been paid. Apparently, the check had been cut on plenty of time and the problem was with the insurance company posting it. I also had one hang-up and Network Capital is not gonna be able to do anything about it. I talked them up to my family and one of my daughters wanted to use them. But she lives in Wisconsin and it didn’t work. Other than that, Network Capital couldn’t have been nicer.

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    Customer ServicePunctuality & SpeedStaffBillingRatesHonesty & Transparency

    Reviewed Oct. 3, 2021

    I talked to somebody at Network Capital and they weren't that helpful. But somehow, I got in the system. They called me a day later and offered me a rate that was amazing. But I had already started the process with Quicken. Network Capital sent me proof that they were gonna give that rate and it was apples to apples and not messing with the numbers on the back end. They were really honest.

    So, I went to Quicken and said that I wasn't gonna refi with them. The process with Network Capital was great. They have the online portal and I uploaded my documents easily. I did it twice because I originally did the refinance earlier this year but then the rates dropped again. They called me and said, "The rates dropped again. Do you want to do another refi?" And so, I ended up doing the process again and they made it completely painless. The first refinance was fast, the second one was even faster. They told me that my first mortgage payment had to be by check and they said they received it. The only problem is that I cannot get them to cash that check.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 2, 2021

    Very happy with the overall service. Got a competitive deal to refinance and a quick closing process. The only downside is the lack of an online experience to handle the process electronically to be able to login and see the status of the process and upload necessary document through a portal. Everything was handled through email, but the team was very helpful and very responsive.

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    Punctuality & SpeedLoan Process

    Reviewed Oct. 2, 2021

    Compared to getting a loan, the process was easy. It was convenient and really fast. I just had to run around and get the requested documents. In a matter of 12 days, everything was done. They communicated with me.

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    Rates

    Reviewed Oct. 1, 2021

    In the beginning we went with Wells Fargo but the interest was sky-high. Then, we went with Network Capital Funding and the interest was better. When we tried it, they approved us. The process took about a month and the paperwork went smoothly.

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    Customer ServicePunctuality & SpeedLoan ProcessFollow-Through

    Reviewed Sept. 30, 2021

    I worked with Amy ** a closing processor at Network Capital. The Closing process was very easy. Amy was very accessible during the closing process. Communication between us was open and impactful in regard to refinancing my home. After the initial approval. I closed on my home in a week. It was done expeditiously and with respect. Amy followed through quickly on the payouts of my initial loan and my car. Thank you very much Amy.

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    Reviewed Sept. 30, 2021

    I don't usually write reviews but I was very satisfied with working with Jake ** and Davina ** on our new mortgage. They both made the process go smoothly, they communicated clearly what they needed to get us approved, and they had our new mortgage in place in 2-3 weeks. I am saving over $300/month! Thank you!

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    Customer ServiceStaffLoan ProcessHonesty & Transparency

    Reviewed Sept. 30, 2021

    I wish to highly recommend Network Capital Funding if you are in the market for a home loan or refi. Jorge and Amy were both very honest, knowledgeable, personable and professional in assisting me in the refi of my home which was funded and closed in a matter of weeks. All was done by phone and online. Absolutely no pressure, every process was clearly explained. Go Network Capital Funding!!!

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    Punctuality & SpeedStaffLoan Process

    Reviewed Sept. 30, 2021

    Davina is an exceptional employee with your company! She is very thorough, prompt and professional! She made the loan process so much easier and less stressful by providing us with actions that needed to be taken. Thanks again Davina! You are awesome! 5 stars! From Marsie ** and Bryant **

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    TechPricePunctuality & SpeedRates

    Reviewed Sept. 30, 2021

    Another mortgage provider had better service, better rates and they were more detailed in explaining and answering my questions. However, Network Capital was able to match the rate and beat some of the closing costs. The process was quick. From the moment I signed the initial contract through closing, everything was very seamless and it happened in record time. There were no issues along the way.

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    Staff

    Reviewed Sept. 29, 2021

    I am so grateful that I came across Torin **, and Ivy ** on "Network Capital" for my Refinancing. They were most excellent in their "public relation" skills. Very friendly, casual, yet confirming with business sense. They were respectful of my work hours, and I had a remarkable time in closing! I am ready to recommend friends, family, as well as bring any future business to them. Thank you, Torin and Ivy. You were a great team!

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    Customer ServiceStaffFollow-Through

    Reviewed Sept. 28, 2021

    I could not express how amaze I am with Network Capital. I received a call back as soon as my requested was submitted online, from Alexander **. He was thorough from beginning to end. Always returned my call and kept me informed of every detail during the process. Angela ** and Nohelia **, what a team! The closing processor team, they took care of every detail making sure the process was completed as promise from the beginning to end. Their open communication was the key to making my refinance happen. I had dealt with other companies and given up on my refinance, but I am so glad that I was able to work with this example of a team! If you are looking for the best mortgage team look no further.

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    Reviewed Sept. 26, 2021

    I recently closed a refinance with Network Capital, I couldn't have been happier with the service from both Chris ** and Ivy ** who made the whole process completely easy and problem free. I would definitely recommend Network Capital to anyone who is looking to refinance. Martin

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    StaffLoan Process

    Reviewed Sept. 24, 2021

    Michael ** and Mari ** are highly trained professionals. They work seamlessly and thoroughly with us every step of the loan process and provide materials in a timely fashion. I recommend them highly. If we need anything they are always there to help and direct.

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    Punctuality & SpeedLoan Process

    Reviewed Sept. 22, 2021

    My wife and I just closed on a wonderful, quick, easy and beneficial refinance of our mortgage. Torin ** of Network Capital went beyond to ensure that we were getting the best options for our needs. Our Loan Processor, Rankin ** also provided exceptional service throughout the review and closing process. I would definitely recommend Network Capital to anyone looking for a Loan or Refinance.

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    Punctuality & SpeedStaff

    Reviewed Sept. 21, 2021

    I want to Thank Dayten and Mari for being so awesome, every conversation we had they were very polite. tTey took their time to explain everything I needed to know. They were very patient with me and I really appreciate the two of them for that so thank you very much for everything you did, God bless.

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    StaffRates

    Reviewed Sept. 21, 2021

    I'm very grateful to both of them. Tighe has made my hopes in getting a low interest/APR on my mortgage refinance application a reality. Mari has been very helpful in going through the process of getting approval for the financing. These two has gone above and beyond in their jobs.

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    StaffLoan Process

    Reviewed Sept. 18, 2021

    Everything went smoothly with Network Capital. In record time, we were able to close. Mario, the loan officer I worked with, was exceptional. There was another loan officer I worked with too, Janel. She was very responsive. It was a really good experience. I've mentioned Network Capital to a few friends.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Sept. 16, 2021

    I refinanced with Network Capital for a California home loan in early September. The closing processor Ivy ** and senior banker Derek were not only perfectly professional, but also very friendly, energetic, and kind to work with. I am grateful for the services they have provided, and highly recommend them for helping meet your loan needs.

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    StaffLoan Process

    Reviewed Sept. 16, 2021

    High complements to Angela ** and Marc ** for all their help in the completion of the refinancing of the loan. We found them very thorough. They were in close contact in keeping in contact as to the progress of the completion of the refinancing of the loan. We appreciate them doing that. We would recommend them to our friends.

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    Customer ServiceStaff

    Reviewed Sept. 16, 2021

    I would like to express my sincere appreciation and thanks to both Mr. Bryant ** and Ms. Tonya ** for their invaluable assistance in aiding me to secure refinancing for my property. Both displayed exceptional courtesy and patience in guiding me through the refinance process. I posed many questions during the origination and closing aspects. Each time both displayed poise and professionalism in responding. I am glad I chose Network Capital due to the superb efforts of both these individuals.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 15, 2021

    It was the history of my years of efficient and courteous service from Network Capital that prompted me to respond to a mailed invitation to consider refinancing. I was not disappointed, Network Capital again delivered; Steven ** and Amy ** were Outstanding in their efforts and results; treading through my working schedule in ways that I doubt other firms would be capable of doing. I would recommend Network Capital to anyone with a challenging refinancing situation.

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    Staff

    Reviewed Sept. 14, 2021

    I appreciate the work that Bryant ** and Gyasi ** did in see that I was able to refinance my home in Sarasota, Florida. I spoke with many companies that as soon as I said I had a Reverse Mortgage they were through talking! Bryant and Gyasi always treated me with dignity and respect. They guided me thru the paperwork I needed, which I appreciated! I didn’t feel alone in this process, I felt like they had my back!

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    Punctuality & SpeedStaffLoan Process

    Reviewed Sept. 14, 2021

    This was the easiest refinance I have ever done. Amy **, in particular, was very helpful and always answered all my questions quickly. The loan was finished in about two weeks and there were no problems whatsoever. I would highly recommend Network Capital to everyone looking to refinance or anyone needing a mortgage.

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    Punctuality & SpeedStaff

    Reviewed Sept. 9, 2021

    It was a pleasure working with Network Capital. Anthony ** and Mari ** were both expert, fast, clear, and efficient. Every contact had a clear purpose, and they were always direct, professional, and friendly. In addition, they were pro-active... Always appreciated! Bravo and thank you!

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    Rates

    Reviewed Sept. 5, 2021

    The application process at Network Capital was very simple and easy. The whole thing was wrapped up in two weeks. Everything they told me, happened. There was no hiccup anywhere. I got a better rate, too.

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    Punctuality & SpeedStaffRates

    Reviewed Sept. 4, 2021

    The process went great and fast. The rep I worked with was also very helpful and the rates were good, too.

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    PricePunctuality & SpeedRates

    Reviewed Sept. 3, 2021

    Network Capital made the best rate with the lowest fees. I like that the terms were in alignment with the other quotes I was getting. Everything went fine with our experience. It was a seamless process and was also fairly quick.

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    Customer Service

    Reviewed Sept. 2, 2021

    I’m very thankful for Toby ** and Mari **, that stayed with me all the way to the end with the same kindness of the first phone call. Words cannot describe how they treat me, like someone in their family. I had some stones on my path and they showed me the way to get done! I wish all the best to both of them and I will definitely be working with them in a future again…

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    StaffLoan Process

    Reviewed Sept. 2, 2021

    It was wonderful working with our agents Michael ** and Mari ** throughout the process. They were very informative, helpful and responsive at any time of the day. They were always ready to offer their expertise and advice. They were there at every step of the way to ensure that we have everything prepared and ready for the signing of the loan.

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    Sales & MarketingStaff

    Reviewed Sept. 1, 2021

    I would like to commend Jake ** on a great job he did on my refinancing. Outstanding service with very little paperwork. He was very attentive and kept me apprised of all events regarding refinancing. I have recommended this sales agent to my friends.

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    Staff

    Reviewed Aug. 31, 2021

    I was very impressed with the diligence of my agent, Jake **. My income circumstances were unusual and I feel he went beyond the norm to assist me with the qualifications for this refinance. I feel he represented your company very well.

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    Staff

    Reviewed Aug. 27, 2021

    He is very professional. Treat his customers right to the point clear and accurate. And then atención one of the best. Keep going Jake. I very happy have you make business with you. Network Capital is the easy way and professional to refinance.

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    Customer ServiceStaffLoan Process

    Reviewed Aug. 26, 2021

    Dear Sir/Madam,

    I received an absolutely great customer service from mortgage loan officer Emily ** and mortgage closing processor Angela **. Based on their outstanding professional qualities and I will recommend Network Capital Funding to my friends and family.

    Best regards,

    Georges

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    Customer ServicePricePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Aug. 26, 2021

    We recently refinanced our mortgage with Maryem ** at Network Capital. At the start of the process, we locked in an exceptional rate with near zero closing costs. Maryem then guided us through every subsequent step and ensured things ran smoothly. When the appraiser had a scheduling conflict, she followed up daily until we were back on track. If you are in the market for a home loan, we’d recommend Maryem without hesitation!

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    StaffLoan ProcessHonesty & Transparency

    Reviewed Aug. 25, 2021

    Jake ** was the first person I spoke to when I started the process of refinancing my home. He was very informative. He went over loan options and what would be the best loan for our refinance situation. We really appreciate him for his honest option. We couldn't have been more happier with our experience.

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    Punctuality & SpeedStaff

    Reviewed Aug. 23, 2021

    Davina and Jake are two of the best people I have ever worked with on a mortgage. Things were done quickly, professionally and with NO issues or problems. What a great experience and I had two of the best mortgage people I’ve ever met. Give these two a thumbs up and a coffee for their AMAZING customer care and service.

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    Customer ServiceLoan ProcessRates

    Reviewed Aug. 21, 2021

    It was the BEST loan experience I have ever had and I have had tons of them. Dayten ** opened and closed my refi in 15 days. I am in the real estate industry and that is unheard of. He got me a cash out 15 year refi on my home for $550,000 at 2.5% fixed. I could have gotten a 1.75% rate if I didn't want to pay off my second so it was considered a cash out.. Thank you Dayten for delivering what you said you could do and I am sorry for having doubted you. Give him a call and you will be glad you did. **

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    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 20, 2021

    Ivy ** and Ryan ** did an awesome job throughout my loan process. Ryan was very convincing in his delivery of the actual numbers and long term benefits of a 20 year refinance. Ivy stayed connected throughout the loan completion process through document signing. She was as prompt and thorough in answering all my questions.

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    StaffLoan Process

    Reviewed Aug. 19, 2021

    Ivy was my loan processor and I must say she stuck by me throughout the process. I wanted to give up but she remained calm and supportive. She helped me to get to closing even when I doubted. She was the best to have works with. Thank you!

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    PriceStaffLoan ProcessRates

    Reviewed Aug. 19, 2021

    My loan with NetworkCapital was completed today. It was the best experience I have ever had with a refinance. Bryant ** and Ivy ** made it so easy. Bryant found the lowest interest rate and cost than I had been offered from other companies. They were always available to answer questions & help.

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    Staff

    Reviewed Aug. 18, 2021

    I just wanted to thank the Network Capital team for a smooth and professional refinance of our home mortgage. Dayten ** and Ivy ** took great care of us and kept us fully informed all along the way. They were both pleasant and professional and great to deal with. Thanks for a great job, well done!

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    TechStaff

    Reviewed Aug. 18, 2021

    Thank you for everything that you too did for me. You walked me through the whole process!! Thank you again!! You guys helped me when I had another company that was not as compliant! I would definitely recommend you again.

    Stacielynn

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    Staff

    Reviewed Aug. 17, 2021

    We are very happy with the team, worked out really good. My case is somewhat special, as we are at difference location. The team explained process clearly and give us accurate instruction! Thank you all and best wishes.

    ** family.

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    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Aug. 17, 2021

    I really like working with this team. It was quick, easy and efficient working with Jordan **, Sarah ** @ Network Capital Funding Corporation. Excellent attention to detail, a great rate, and exceptional customer service. They kept me involved every step of the way. Highly recommend them.

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    StaffLoan Process

    Reviewed Aug. 16, 2021

    These two ladies are my angel's Lenora ** did as much as she could and when she had nowhere else to turn she handled the ball to Angela **, who didn't stop until our deal was closed. Give this lady a raise. My loan was difficult and I got so many no's before Network Capital I had lost faith. But Angela was kind, patient, thorough, detailed, and knowledgeable. She explained everything. There was not a question I had she couldn't immediately answer. I will be referring all my friends in family to her. You will be my go to Mortgage Guru from here on out. If I could give her 10 stars I would :).

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    Punctuality & SpeedStaffTransparencyCommunication

    Reviewed Aug. 16, 2021

    This was the easiest home transaction I’ve ever had. Charles and Kevin were the best to work with. They kept me updated on what was happening throughout the whole process. They were kind and thorough and fast! I would definitely use this company again.

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    Staff

    Reviewed Aug. 13, 2021

    Highly recommended. Sally ** is very very helpful and professional! We close the refinance process within a very short period of time. I highly recommend Sally ** and Network Capital to anyone who needs refinance service! They are the best.

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    Customer ServicePricePunctuality & SpeedStaffRatesHonesty & Transparency

    Reviewed Aug. 13, 2021

    I would like to take a moment to say what a great job Ulises and his team did for us. He was extremely thorough with everything; he took all the time needed to explain all the steps and processes that had to be done and more importantly keep us informed as each benchmark was completed. He was very honest and up front about everything and there were no hidden fees or additional costs that were added late in the process. His company provided the lowest cost and the best rates of the many companies I looked at. He was always pleasant and easy to talk to, no matter how many questions I had for him and was never in a rush to finish the call. In closing I would highly recommend Ulises and Network Capital to anyone that is looking to refi their home, very professional and quick. Our refi was done in about 12 days start to finish! Sincerely, Terry **

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    StaffLoan ProcessTransparency

    Reviewed Aug. 12, 2021

    I had a excellent loan processor Amy **. She keep me updated of my loan status and made it very clear and easy to understand the loan process. Everything was smooth and stress-free. It was great working with you. Thank you.

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    PricePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 12, 2021

    Jordan ** did a wonderful job with my refinance! He was personable, respectful, and did not bash other companies! I will use them again and definitely refer him to family and friends. There were no closing costs and I actually got money back. A fast and seamless transaction!

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    StaffTransparency

    Reviewed Aug. 10, 2021

    What a wonderful team to work with. They explained everything in a way that was easy to understand, always available for questions, open, transparent, and reliable through the whole process. Amazing people, so grateful to have them on my side.

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    Punctuality & SpeedStaff

    Reviewed Aug. 5, 2021

    Mr. Carlo ** and Mrs. Jenelle ** both were professional in their job both answered my questions and set my mind at ease. I was surprised how fast it took in a short period of time to refinance and get my paperwork all in order. Thank you.

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    StaffLoan Process

    Reviewed Aug. 4, 2021

    Sonny ** is a senior mortgage banker with Network Capital funding, his professionalism deserves this rave review. He was super knowledgeable and efficient! He was completely on top of things and constantly communicating the whole way through my loan process. I couldn't be more happy or satisfied. I recommend Sonny, he was by far the best I've ever worked with and I look forward to working with him on any of my mortgage loan needs in the future.

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    Punctuality & Speed

    Reviewed Aug. 3, 2021

    5 star review without hesitation for both Sarah ** & Jose **! My requests were respected & I was able to obtain my goals in a very satisfying time frame. They both afforded me the utmost respect & were very accommodating with my busy work schedule.

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    Contract & TermsPrice

    Reviewed Aug. 3, 2021

    I’m always leery of doing a refi cause they always tell me it won’t take long and the last one took about 3 months and around $1000. Of my money only to have them tell me at the last min it didn’t go thru. With your company it was the fastest time ever and it didn’t cost me a cent. Thank you. Andrew and Ivy. Just disappointed that my son's name wasn’t added to the title.

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    Punctuality & SpeedStaff

    Reviewed Aug. 3, 2021

    I refinanced with Network Capital Funding. I got lucky in connecting with Jake **. He held my hand throughout the refinance process. Extremely patient. Answered all my inquiries and was available 24/7. He kept his promises and got me an offer that I am happy with. I do recommend this Company. They are fast and wanted my business. I couldn’t asked for more. Thanks Jake!!!

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    Punctuality & SpeedLoan Process

    Reviewed Aug. 2, 2021

    Network Capital was a wonderfully easy process. Had been turned down a couple times before. Our loan wasn’t an easy one to process but Roxanne and a Ivy were champions in getting the loan processed and approved! And very quickly too! They both need a raise!

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    Staff

    Reviewed July 31, 2021

    Mari and Michael are top notch! Very knowledgeable and patient and helpful. The first time I talked to Michael, I instantly felt at ease. He was so friendly and knowledgeable and definitely knows and understands his stuff. I’ve talked to at least 6 people to refi my house last year. They’re nothing compared to Michael. He was so patient with me and help me understand everything. I highly recommend him to anyone.

    Mari was equally knowledgeable and understanding. She kept me informed of everything that I needed to know. If I had questions, she’s always available to answer them. She tells me in advance what I needed to do and what documents to check and bring with me. I highly recommend her to anyone. Both are super accommodating and super friendly. I believe I got the best people working on my behalf. I’m so happy they were able to help me out with my refi. I look forward to working with them again in the future.

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    Customer ServiceTechStaff

    Reviewed July 30, 2021

    The team at Network Capital John and Mari did what my current mortgage provider couldn't do. The refinance went great and I am extremely happy. I recommended Network Capital to everyone. Thank you for all your hard work. If you're in the market for a a home or refinance do yourself a favor and use Network Capital.

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    StaffRates

    Reviewed July 30, 2021

    I worked with Michael ** and Charles ** at Network Capital to purchase a condo as a first-time homebuyer and new Miami resident. I went through 3 other lenders before finally settling on Network, and their performance was above and beyond. Michael and Charles were on top of everything as they helped me navigate the many potential pitfalls in getting a new condo, and were very responsive and always on my side to get me the best rate and complete all requirements. Those guys were phenomenal and I wouldn’t hesitate to work with them in the future!

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    StaffHonesty & Transparency

    Reviewed July 29, 2021

    Network Capital has come through for me and my family. I am very thankful for Oswaldo **'s professionalism and honest assistance with the mortgage process from the beginning to the end. In the moments of apprehension Oswaldo was there to provide proper guidance and patience to ensure each phase of the refinance was done correctly. Oswaldo has such a passion for his job it showed through his service, I am grateful for Network Capital and Oswaldo ** spearheading the whole process.

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    Customer ServiceStaff

    Reviewed July 29, 2021

    David ** was amazing to work with from start to finish. Even though he was not the underwriter or processor, he remained in touch and available every step of the way. He explained how things would flow in the beginning and it was just as he said. Any questions, he always had or got us the answers. His response time was amazing!! 10++++ of 10 score for David. Vu was our processor and was also excellent. Thank you!

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    StaffRatesHonesty & Transparency

    Reviewed July 28, 2021

    Jake ** was amazing, knowledgeable, and honest. The process was so seamless, and he certainly had a huge hand in making it so. I am extremely satisfied and would recommend Jake and Network Capital to anyone interested in refinancing. Thanks so much Jake!

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    StaffLoan Process

    Reviewed July 27, 2021

    Jessica ** and Both Angela ** were excellent, experienced, informative, expedient and the best loan officers I've ever dealt with in all my years of buying and selling property. They were also kind, delightful and helpful in helping me through some of the complicated computer issues.

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    Loan Process

    Reviewed July 25, 2021

    It was a struggle to meet the requirements to get this loan approved and just when we thought it would not go through Ivy ** was there to assist and work with management to complete the process and get approved/closed. Great job Ivy!

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    Customer ServicePunctuality & SpeedStaffRates

    Reviewed July 24, 2021

    Network Capital's application process was seamless, flawless and very quick. The two individuals I worked with were very friendly, very cordial, made sure that I was aware in terms of what was going on, in terms of the process. Just made the process very enjoyable. I had to click in my mind in terms of who I was talking with. Because we did a refi on our home in February and then, we started this process in June, to pull some money out of the house in order to do some renovations. They were very mindful of that. The process was great.

    The rates and terms were fine and basically, the communication was, in six months, if I wanted to try to bring it down lower, we can look at that in regards to that. So, even with that type of information, they made sure that I was very aware of the process and what I could do in order to continue financing what it is that I want to do for my home and my family. So that meant a lot.

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    Staff

    Reviewed July 23, 2021

    Marcos ** and Janel ** did a fabulous job getting my refi done. It was done expediently and painlessly. They took care of everything for us. It was a great experience and I highly recommend this company and both Marco's and Janel very highly.

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    Customer ServicePunctuality & SpeedRates

    Reviewed July 22, 2021

    I refinanced my current mortgage for a new mortgage, shorter-term lesser interest rate. Network Capital working with James David ** and Janel ** was a pleasant experience. They were both efficient, result oriented and fast to determine eligibility and to answer all my questions. Communication as great! I highly recommend using Network Capital.

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    PriceStaffLoan ProcessRatesTransparency

    Reviewed July 21, 2021

    Amy ** and Michael ** were very helpful with every step of the process. The information they provided me about the loan amount, interest rates, and closing costs was accurate and there were no unexpected outcomes. They kept me up to date on the progress of my refinance.

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    Reviewed July 21, 2021

    I own many properties. I’ve been through the refi process at least 10 times in the last 20 years. I have never had as pleasant an experience as this time! Truly a pleasure! Fastest I’ve ever done with the lease complications. I would recommend NETWORK CAPITAL to anyone and everyone who is looking to refinance or obtain a mortgage.

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    Punctuality & SpeedStaff

    Reviewed July 20, 2021

    Ivy ** and Michael ** were so professional, accessible and thorough throughout the process of refinancing. This was a very smooth and quick which was an encouragement for me. I am happy they were the ones I got to work with.

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    Customer ServiceCoveragePricePunctuality & SpeedMaintenanceResolution

    Reviewed July 18, 2021

    We had previously refinanced with Network Capital and had a great experience, but the last two times have ended up in disaster. Our second refi with them ended up with a gross miscalculation of our property taxes and insurance. At the time we thought it was a mistake and they were quick to refinance us without cost to fix the issue (after I wrote to the VP via LinkedIn messenger). This Spring, however, we tried them again and it happened again. So do your own math, triple-check their figures and get competitive bids. It isn't worth the hassle of redoing a mortgage because a junior "banker" is desperate to close with you.

    The last time was so egregious that when we asked to speak to a supervisor, the banker became belligerent and insulting. The supervisor promised he was handling it and would personally work our deal. I told him to bring his best offer and I would consider it, but would also be getting competitive bids. He never called back. I think you see what really happened. They were being knowingly deceptive. We ended up refinancing through a local broker and fellow veteran with a great experience that was handled very quickly and with the same process that Network Capital claimed to offer. Never again. Buyer beware.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed July 17, 2021

    Angela and Rnett did a awesome job handling my refinance loan. The quick response on any questions was very much appreciated. I would recommend my family and friends to work with the both of them. Thank you so much and been a pleasure working with Network Capital.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 16, 2021

    Angela and Carrie they both worked for my refinance. Carrie has worked for my account for months. She didn’t give up and carried on to work with me to get best solution for my refinance. Angela handled my account at final stages. She responded my questions very quickly. Both of them were very professional.

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    Staff

    Reviewed July 16, 2021

    Julia ** was very professional, helpful, thoughtful, courteous, and efficient. I am very satisfied and happy I had the pleasure to have her help and assistance in getting refinanced. I would recommend you ask for this beautiful young lady for her help if you can. THANK YOU JULIA.

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    StaffLoan ProcessRates

    Reviewed July 15, 2021

    The loan officer was very communicative and I was more than comfortable working with him. I got a new rate and it is mid-range.

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    Punctuality & Speed

    Reviewed July 14, 2021

    Ivy ** and Stephen ** are hands down the best at what they do. They made this process easier than anything I've done. They accommodated my crazy schedule and made this so easy to get me where I needed to be. I will forever be grateful

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    StaffLoan Process

    Reviewed July 9, 2021

    I started with a simple loan refinance with Justin ** and ended up needing extra money for home repair and finished up with Mari ** who both were friendly and helpful. The only problem was faxing info. I had problems. Had to step outside my home to fax paperwork and after the 7th time it finally went through with Justin’s fax number. But the process was good. Thanks.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed July 7, 2021

    Replied promptly to all questions. Good connection between customer and staff, title company, etc. Time-frame was adequate in finalizing loan. Angela ** helped facilitate the loan in prompt manner and was good liaison between other persons as well. James ** was very knowledgeable and sped process along. Nohelia ** was helpful also in funding and completion of process.

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    PriceRefunds & PayoutsStaff

    Reviewed July 6, 2021

    Justin ** and his team who assisted me with my refinance process were the utmost professional and courteous people I have worked with to date. I would gladly recommend them to anyone who is thinking of refinancing their home. They were able to save me quite a bit of money by eliminating some charges that I shouldn't have been paying for in the first place, and being straightforward with everything they did. A+ for Justin ** and his team at Network Capital.

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    StaffBilling

    Reviewed July 2, 2021

    Network Capital helped me refinance, lower my bills, and knocked five years off my mortgage. They were good people to work with.

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    StaffLoan Process

    Reviewed July 1, 2021

    Network Capital, specifically Jessica and Angela did a great job on a loan for my mother. They were competitive on terms, closed the loan on the promised timeline, and were very responsive on last minute issues. I would highly recommend Network Capital, Jessica and Angela!

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    Staff

    Reviewed July 1, 2021

    I would like to commend Tracy ** and Christopher ** for their professionalism during this process. Their patience is much appreciated. For not their professionalism Cindi and I would have more than likely used another financial institution.. I would also like to commend the notary for her job well done.

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    StaffRates

    Reviewed July 1, 2021

    Being self-employed, it's difficult to find an agent that can get things done, and Network Capital did. They got it done in a month. I missed out on about a tenth of a point [0.1] in the rate but that was okay. Everything ran smoothly and I was happy with the outcome.

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    Punctuality & SpeedStaff

    Reviewed June 30, 2021

    Excellent service and very courteous. Also very quick on closing! Never had a mortgage company as quick as NetWorkCapital. Would highly recommend to friends. This is the 2nd time I’ve used NetWorkCapital and plan on using them again in the near future.

    Sincerely

    William

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    Customer ServiceLoan Process

    Reviewed June 30, 2021

    We are very happy when Bryant ** contacted us and was able to make our refinance process easy and efficient. He was able to work well with us and had awesome communication and customer service skills. Mary ** made the final process of our loan closing simple and stress free as well.

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    Customer ServiceTechPriceRates

    Reviewed June 30, 2021

    I was already working with another provider and they were taking a lot of time. When I called Network Capital, instantly, they quoted me a good rate. Everything was processed within a couple of weeks and I was very pleased with their service. I was also quite happy with the new rate I got. I would highly recommend them.

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    Customer ServiceStaff

    Reviewed June 29, 2021

    I whole heartily recommend Network Capital for any and all home financing. We refinanced and it was a very professional experience. From Alex to Mari ** the agents were extremely helpful, professional and courteous. The money we are saving is definitely help us to pay our home off in far less time. The entire process only took several weeks, and we will and already have recommended Network Capital to family and friends. Do yourself a favor and call them, see for yourself???❤

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    StaffHonesty & Transparency

    Reviewed June 29, 2021

    I really want to thank Jake ** for his guidance and understanding during the refinance process. Jake's honesty, commitment and knowledge of the whole process made me feel very safe about my decision. I would highly recommend him to my family and friends.

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    Loan Process

    Reviewed June 29, 2021

    Jacob went the extra mile to save me the most and fought the everything that I wanted on the loan like no escrow account. Also Vu the closing processor did everything in his power to get the deal done. Had a great experience!

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    Rates

    Reviewed June 29, 2021

    With Network Capital, I could believe the person that I spoke with. The terms and the rate were satisfactory to me. A lower rate would be better though.

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    Reviewed June 28, 2021

    I had the pleasure to work with Andrew ** and Adriana ** who were great communicators and made my refinance super easy. Both kept me apprised in each step. Great company to work with. I would definitely recommend Network Capital to my friends.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed June 28, 2021

    Network Capital was friendly, fast and competent! Both Gabriela and Mari were fantastic! After trying with another loan company for going on six months we called Network Capital and were so glad we did! They helped us refinance two properties in less than 2 weeks! Highly recommend!

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    Customer ServiceStaffLoan Process

    Reviewed June 25, 2021

    Sebastian ** contacted me and through our Q&A conversation, he gave me all the reasons to say "Yes" to his proposal. He was very knowledgeable and professional. I submitted the requested information and in 2 days my loan was approved. Then I was contacted by my loan officer, Amy **, to go over the details of my loan. From the time Sebastian ** called me to my closing date was 10 days. Both Sebastian and Amy did a stellar job from beginning until the end. Fantastic job Sebastian and Amy. I would recommend Network Capital Funding Corporation to all my friends who are considering refinancing their mortgage.

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    CoverageTechSales & Marketing

    Reviewed June 23, 2021

    I could have gave you 5 stars if I haven't been flooded with mail from third party vendors trying to sell me more insurance and other like items. They always come in envelopes with your name on mentioned and look very official, and send second letters in red with warnings that my account is or could be compromised. I don't know if you sell my name and info to third party vendors, but it's not appreciated.

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    Punctuality & Speed

    Reviewed June 22, 2021

    I was very pleased with the work of Spencer ** & Amy ** during our refinance. It went very quickly with few problems and we were able to close within 2 weeks from the start of the refi. Network Capital was easy to deal with and did a lot to get the best deal for us. 5 Stars!

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    Loan Process

    Reviewed June 22, 2021

    Thanks to Felipe ** and Mari ** for a good job!! I am grateful for all the hard work and dedication that went into getting my loan and I will be forever grateful. It is a dream come true to have these two fine people on my home mortgage.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 21, 2021

    This is the second time we have refinanced with Network Capital. Both times, Angela ** handled the final documentation, obtained the payoff information, scheduled the closing, etc. and as usual, I had lots of questions. She is extremely patient and knowledgeable. Shane was my initial contact and he also was quite easygoing and quick to respond when I had difficulties with the computers or inquired about the figures/documents he sent. These folks work incredibly hard for their clients, and answer texts and emails almost immediately! I have a lot of anxiety when it comes to things I don't totally understand that involve $$$, but I believe that these folks actually believe in doing the right thing by their clients.

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    Customer ServiceStaff

    Reviewed June 18, 2021

    I reluctantly followed my sister’s advice and contacted Josh at Network Capital to inquire about a refi. I had been denied before so I doubted a good outcome. My first contact was with Josh ** and he stayed with me through the whole process. Usually refinancing is a PITA (you figure that out) but this one was a breeze! Usually the person at the other end of the phone asks for the same information over and over. Not Josh! Very thorough! On top of it! He did his job to perfection and the process was timely and pain free!! Thank you again Josh and team for making this easy and helping me in years to come. I can’t convey how grateful I am!!?? (to Josh)

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    StaffTransparencyFollow-Through

    Reviewed June 17, 2021

    Michael ** is very professional and patience. He has shown good follow through giving explanations and information in areas that I had questions. He has put my mind at ease that what I am saving, that it is win win for both of us. When I had gotten excited or upset he stayed very calm and was able to ease my mind with sound explanation of my issues. I would highly recommend him and his company to others.

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    Customer ServicePunctuality & SpeedRatesHonesty & Transparency

    Reviewed June 17, 2021

    I was in the middle of a refinance with another lender when Michael ** called me. He asked if he could try to beat the offer I was given. He was so fast and honest with me I went with him instead. I got a better rate and he did in one day what I had done in 3 weeks with the other company. I definitely recommend Network Capital and Michael.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 17, 2021

    Everybody that I worked with at Network Capital Funding was great, but the underwriters were barbaric. They don't respond to anybody. You never know where you are. They just stop talking. I understand this is very common, but twice, I was scheduled for closing, and they were like, “Yeah. We need another copy of this. And this one wasn't centered quite the way we like.” The morning of, they canceled my closing twice. The only reason I stuck with them is because the processors that I had working for me were great. One of them, Courtney, pulled victory from the jaws of defeat. I was more than willing to quit. The underwriter guys made it so horrible that I could not recommend Network Capital Funding to anyone. In fact, I was telling the people that work there, “You gotta go find a different place because you're good, and you shouldn't be held back by them. You gotta have support. And without support, what is the point? You’re just wasting your time.”

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 16, 2021

    The process with Network Capital Funding went smoothly and quickly, and I liked that. It was all mostly done on the phone and they sent me emails. Because of my condition, that was easier for me to handle. If I had any questions, I would call them or they would call me. The rep was informative and answered my questions if I had any.

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    Punctuality & SpeedBillingLoan Process

    Reviewed June 16, 2021

    I am so grateful that I chose Network Capital to refinance my mortgage. Special gratitude to Ian ** and Jessica **. The process was fast and easy. They were able to structure my loan by combining my first and second mortgage. My loan was closed in two weeks. My monthly payment drastically dropped. I would highly recommend their service. Thank you so much.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 15, 2021

    Network Capital took over the mortgage that we already had with someone else. The application process went very well. They worked really hard for us. I was very impressed with their diligence all over. It's a little confusing with phrase and things, but I was very impressed with all the staff. They were very responsive and very quick to get back to me. If things were delayed, it wasn't because they were taking their time to respond to my calls. They were right on the money. Things took a little while because there was such a backlog of things going on at that time, but it was not unreasonable.

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    StaffLoan ProcessRates

    Reviewed June 14, 2021

    Everything went fine with Network Capital Funding. My loan officer was great. He was very responsive, thorough and he explained everything. I was happy with the terms. I was with the Rocket, and their rates were a lot higher.

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    Punctuality & SpeedStaffLoan Process

    Reviewed June 9, 2021

    Emily ** started my loan process and took care of everything. She was very easy to talk with or deal with. At the point that you get handed over to the next person handling the processing I dealt with Amy **. Again, fantastic personality. Took care of everything and I was refinanced in no time at all. I can't believe how fast and smooth it was.

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    Staff

    Reviewed June 9, 2021

    Derek ** and Mari ** were an absolute pleasure to work with; they were extremely knowledgeable, patient and efficient during this process! It was a pleasure doing business with them, and I’ll be certain to recommend them to all of my family and friends.

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    Staff

    Reviewed June 9, 2021

    Thank you to Amy and Jeremy for the work they put in to making my experience of refinancing my mortgage possible. They were professional and very patient with me throughout the process. I would gladly recommend Network Capital Funding Corporation to everyone.

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    Customer ServiceStaffLoan Process

    Reviewed June 4, 2021

    This young lady is AMAZING!!!! She is professional, competent, and the most knowledgeable mortgage professional I have ever encountered. She came in right at the final hour when we were ready to cancel the three loans we had with another less qualified processor. We went through three loan officers, so they were no help. Angela, called me on Monday and I was closed by Friday.

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    StaffLoan Process

    Reviewed June 4, 2021

    I've been meaning to write this review for a while. I've dealt with many different institutions regarding home loans, refinance and much more. Lenora was excellent to work with. When dealing with other third parties Lenora made me feel as we were the team. This is rare from my previous experiences. Highly recommend her. She was accurate with her knowledge base, was very easy to interact with and most important got the job done that I was looking for!

    Cheers,

    Bret

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    Customer ServiceCoveragePunctuality & SpeedStaffLoan Process

    Reviewed June 3, 2021

    My experience with Network Capital has been nothing short of amazing. Jacob **, Senior Mortgage Banker and Mario **, Loan Processor, were both extremely professional and delivered the highest quality customer service experience. Refinancing can be a daunting task and process, especially when you have four co-applicants, some lenders will not even give you the time of day, they do not want to take the time to fill out an application that big, but Jacob ** took the time to understand my situation and worked with me. Both Jacob ** and Mario made it extremely easy and turned the entire process into a great experience all the way through for me and my family.

    Mario ** was always polite, efficient, and timely. He always returned my calls promptly and was very patient. His communication was always top-notch. He would always ask me if I had any questions, and my answer was always "No, you once again covered everything and answered them all". I highly recommend Jacob ** and Mario ** as a team for your next refinance, both were exceptional to work with. This has been by far my best refinance experience ever.

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    PriceStaffLoan ProcessRatesTransparencyCommunicationResolution

    Reviewed June 3, 2021

    I got a 30-year loan program from Network Capital and the application was very simple. It took less than three weeks. The rep was very communicative, efficient and kept me updated on every step of the process. He was very responsive in addressing the issues and questions. The experience could not have been better. I had gotten quotes from other lenders and by far, Network Capital surpass. At the time, the rates were the best that I could get. I would highly recommend them.

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    CoverageStaffLoan Process

    Reviewed June 2, 2021

    The closing processor, Lenora **, did an exemplary job on bringing the loan to a close. She worked through the difficulties between the HELOC subordination issues with underwriting and all worked out. Though I have issues with the underwriting and why it took so long to get authorization to close, I am ultimately satisfied with the result, though it should not have taken 13 weeks and 3 loan officers to get it done.

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    Customer ServicePunctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed June 2, 2021

    My mother-in-law got a 30-year conventional loan from Network Capital Funding and everything was done online, until we came down to the closing. When they arranged for a notary for the signing of all of the docs, that was done. The loan was funded and she took some money out to pay off a credit card that had gotten a little high. Everything was wrapped up very easily. No paper had to be filled out and FedExed. We filled in the blanks and hit submit. The process took around 30 days and the initial agent was very accommodating. But once we got more into the nitty-gritty with the underwriters, they weren't as fun to work with.

    After the loan was closed, the credit card balance was paid off and it was to be funded, the experience got a little sketchy. The communication wasn't as complete and thorough, so it would leave you with questions. They couldn't seem to get her payments right as to when they were to start, where they were to go to and whether it was an autopay or not. It took us three attempts before it was finally dialed-in. The process was fine until got to the autopay and the deduction over her first payments. They were supposed to just start taking it from her bank account and yet, we were getting calls and letters regarding a late payment because they failed to set it up correctly.

    When we had concerns, we would call in, based on the documents that we had received, to specific 888 numbers. For customer service or specific questions, it was multiple numbers in different offices, whether they were in California or elsewhere. So, you weren't always sure if you were calling the right department and sometimes, you weren't. But eventually, we got it all ironed out. After we were done with the first person, we were trying to hand it off to another department. Each time we had to deal with them, we dealt with a different representative but with the account number, they were able to pull things right up and whoever you spoke to last, there were notes in the system about that conversation. So it worked fine. The rates and the terms of the mortgage were excellent. Even though we were unhappy with the payment process, everything else was terrific. The experience with Network Capital Funding was overall very good.

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    Punctuality & SpeedStaff

    Reviewed June 1, 2021

    The process went very well and was very thorough and quick, I appreciated their attention to detail and assistance the entire time. They were very quick to answer any of my questions anytime I had one. Ian ** and Madison ** assisted me. Thank you.

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    Loan ProcessRates

    Reviewed May 29, 2021

    Madison worked diligently to get my loan funded in 1 month. And I also got a great rate to go with the great service. We had a few hiccups on my side of the deal and she worked on it until we got it done..

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    Staff

    Reviewed May 28, 2021

    I refinanced my mortgage and Madison and Stephen did a job well done. Also the underwriter who came to the house was very professional and courteous. She also took the time to come out 2 days to make sure the paperwork was done right and sufficient. Thank you all for helping me thru the process. Frank **

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    Customer ServiceStaffTransparencyResolution

    Reviewed May 28, 2021

    Updated on 10/03/2021: I am so pleased how Charles ** has helped me with the documents I needed. I was done with them last July; however, when I called to ask for help. He called me back right away to address the issue. Kudos to you, Mr. **, for your accommodation.

    Original Review: Mr. Carlos ** helped me at the beginning of my house refinancing. However, Mr. Charles ** was so patient in resolving the issue with my former lender. It took us more or less two hours to solve the issue despite being tossed from one person to another several time. I can reach out to him easily and accommodating though I am full of questions and clarifications during the process. I can feel the genuineness of helping his client. Thank you.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 27, 2021

    I Had a great experience refinancing my house with Network Capital. Dominic ** was instrumental in getting my business. He was patient and worked out all the numbers with me. He provided quick and helpful responses to all the scenarios I threw his way. It also helped quite a bit that he was true to his word of matching any deal other lenders would offer me. Madison ** was also very helpful and helped make the whole process a very smooth experience. I will definitely recommend Network Capital as well as Dominic and Madison to anyone who is looking to refinance their home. I know how refinancing can be a pain with many lenders contacting you and offering different deals. At the very least, save yourself a lot of hassles and stress by starting with Network Capital. You will find that you won't need to talk to anyone else after that. Try it!

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    Staff

    Reviewed May 27, 2021

    Excellent Service Refinancing Our House with Network Capital. We will recommend them to anyone who is Refinancing their Home in the future. If we need to refinance in the future, we will contact Network Capital in the future.

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    Staff

    Reviewed May 26, 2021

    Andrew and Amy were very pleasant and seemed to know their job. I was very pleased with their attention they gave me. They kept me up on what was going on all thru the process. I would recommend them to anyone who needs this kind of support.

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    Customer ServicePunctuality & SpeedRates

    Reviewed May 24, 2021

    I cannot express how impressed I was with Denae ** and the rest of the Network Capital team. I was talking to bank that had the mortgage, they were not offering best rate and still wanted an appraisal. I was frustrated. Then Network Capital called. I had talked to them some months prior but held up on refi to let a credit issue resolve. From date of call on a Thursday, to signing settlement documents took less than a week! Dense was quickly able to get waiver of Appraisal requirement. I usually do not take time to do these reviews, but Network Capital did such an awesome job I took the time.

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    StaffLoan ProcessHonesty & Transparency

    Reviewed May 23, 2021

    Juan and Amy were amazing, the process was almost too easy! NETWORK CAPITAL was honest, fair, and did not overpromise. Delivered on everything that was discussed. The entire process took minimal effort on my end, and the team had a real sense of urgency with processing my loan.

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    Customer ServiceStaffLoan Process

    Reviewed May 21, 2021

    I would like to thank Loan Officer Sebastian ** and Loan Processor Madison ** for the amazing services they provided me in refinancing my home. Not only did they personally treated me like one of them but they also help me save my home. I was recommended to this company by a friend of mine and man they did not disappoint. The customer service from Sebastian and Madison was above and beyond. Truly grateful for the help and guidance throughout this difficult process, I shopped around and Network Capital by far was the better one. If I have to do it again, I’ll look no further.

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    Verified purchase
    PricePunctuality & SpeedRates

    Reviewed May 20, 2021

    Jake ** contacted me on April 13th based on my previous experience with Network Capital. Jake was prepared with all of the necessary knowledge and information to allow me to see the advantage of refinancing. He was able to offer a great rate and fast turnaround. We actually closed on April 29th! That must be a record! High energy. Great rate. Low cost.

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    Customer ServiceSales & MarketingPunctuality & SpeedMaintenanceRates

    Reviewed May 20, 2021

    Suppose you called them by listening to their radio ad. Please make sure you ask for the fine prints, terms, and conditions. Even if you do so, there is no guarantee you will get what they say or write to you. Be aware. What they say is not what they do. It is unfortunate to see companies like the Network Capital. In my case, they promised a rate and term in writing as well as over by phone. They pulled my credit (unnecessary hard pull and waste of my time submitting all the required documents to them) only to turn around say their Net Tangible Benefit (whatever it means to them) is not working out.

    The other thing I heard is, the market has moved since then. Hence, they can't move forward despite having pristine credit and meeting all the criteria. I lost the opportunity to refinance at the lowest rate while I was waiting for the Network Capital to sort this out, and since then, someone from that company keeps reaching out by phone asking me to remove the negative review. It has been a nuisance.

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    Verified purchase
    Punctuality & Speed

    Reviewed May 20, 2021

    I'd like to appreciate Tamara ** and Tracy ** for their teamwork. It was a great experience having my home refinance with them. I got a great, pleased, and quick process! I would recommended them to my relatives, friends, and co-workers.

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    Customer ServiceStaff

    Reviewed May 19, 2021

    After contacting multiple mortgage companies and jumping thru all the hoops they require, only to be told there was one lame excuse after another why they wouldn't give us a refi, I found Network Capital Funding and got the pleasure to connect with Torin **, Yes he started out with the familiar words, 'Yes we can help you, no problem!' Problem was HE WAS GOOD TO HIS WORD, did everything needed, went above and beyond and we just funded today.

    Everything was simple (if you have all of your needed info/paperwork in order), no issues, easy to work with and Torin was there every step of the way, NO passing you along to the next person, even when we were moved up the ladder, Torin was still there and always at the ready to explain or investigate when there was a hitch.

    I cannot stress enough how pleasant it was to deal with Network Capital Funding and so fortunate to have Torin as our point person. Don't know if when you call Network Capital Funding, you can ask for a particular person, but if it is possible, ask for Torin **.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed May 18, 2021

    Jordan ** was Great! He was able to think/work outside the box in order to get my refinance pushed through. The closing process was quick and efficient. LouEllen ** was my Closing Processor. She was great at keeping me updated throughout the closing process and was a pleasure to work with. The only negative that caused Network Capital to get 4 stars instead of 5, was their Boiler Room type marketing. I had previously started a refinance that they were not able to do. Due to this, my contact info was released to their team of...let's just say Extremely Zealous "Senior Loan Advisors". I would get calls multiple times a day asking to let them work with me. This continued even after I was deep into working with Jordan and after more than one of them said they were removing my contact information from their list. In summary; Jordan and LouEllen were Great! The Boiler Room Tactics were Very Annoying and Intrusive. Gerry H. Garden Grove, Ca

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    Network Capital Company Information

    Company Name:
    Network Capital
    Company Type:
    Private
    Year Founded:
    2002
    Formerly Named:
    Network Capital Funding Corporation
    Address:
    7700 Irvine Center Drive, 3rd Floor
    City:
    Irvine
    State/Province:
    CA
    Postal Code:
    92618
    Country:
    United States
    Fax:
    8667596008
    Website:
    www.NetworkCapital.net

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