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Mr. Cooper Reviews

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About Mr. Cooper

Mr. Cooper is a nonbank mortgage lender and the primary brand of Nationstar Mortgage LLC (NMLS #2119). The company offers conventional and government-backed loans for home purchases and refinancing. It publishes daily rate information online and provides tools to help borrowers estimate affordability, monthly payments and potential refinance savings. Mr. Cooper operates nationwide and is licensed in all 50 states, Washington, D.C., and several U.S. territories, including Guam, Puerto Rico and the U.S. Virgin Islands. The lender primarily delivers a digital-first experience, with support available online and by phone.

Visit www.mrcooper.com
Pros
  • Online pre-qualification tool takes minutes
  • Online loan tracking
  • On-time closing guarantee
  • Pays local moving costs in some areas
Cons
  • No physical branch locations
  • No USDA loans

Mr. Cooper Reviews

Over 10k reviews since 2012

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    How do I know I can trust these reviews about Mr. Cooper?
    • 4,967,499 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 8 Reviews 830 - 980
    Verified purchase
    Sales & MarketingPunctuality & SpeedOnline & AppStaffEase of UseTransparency

    Reviewed Nov. 20, 2021

    Associate was helpful and knowledgeable. Refinance moved quickly and I am very happy with Mr. Cooper and would highly recommend them. Streamline refinance on the app is the best way to go. Keeps you up to date and is user friendly.

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    Verified purchase
    Staff

    Reviewed Nov. 20, 2021

    We've been doing business with Mr. Cooper before. The agent was very attentive to our needs and what we're talking about. He was great. I had no issues with anybody with Mr. Cooper. The online systems worked very well.

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    Verified purchase
    StaffRates

    Reviewed Nov. 19, 2021

    This refinance was simplest and easiest we've ever done. Total time from I contacted Mr. Cooper to closing was 2 weeks. Several agents involved with this process, but it was seamless transaction. Their rates were great as well. I recommend to anyone.

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    Verified purchase
    StaffBilling

    Reviewed Nov. 19, 2021

    Mr. Cooper's rep, Edgar, was extremely helpful. We got a lower payment and the guidance we received regarding our refinance was great, too.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Nov. 18, 2021

    The people that I had contact with were great. They were knowledgeable, friendly and quick to respond to any questions or inquiries that I had about my loan. The process was easy and did not take long to process. I would recommend this company to anyone.

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    Verified purchase
    Customer ServiceStaffLoan ProcessRatesTimeliness

    Reviewed Nov. 18, 2021

    My original loan officer, Eric, was awesome. This is my third time doing a refinance situation with Eric and every time, this young man is extremely responsive. He's very knowledgeable. I find him a real serious asset to the company. On the day of closing, I ran into a bit of a snafu where my closing documents did not coincide with what the notary had. It was a Friday evening at dinnertime, so people should be closing down shop and starting their weekends. I reached out to the loan processor and Eric, the loan officer, and he responded to me within minutes and was able to walk me through, on the phone, the rest of the loan closing process. I really appreciate doing business with Eric. He follows up. Should I choose to refinance it anywhere in the near future, he'd be where I go to again. I am happy with the rates I got with Mr. Cooper.

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    Verified purchase
    Staff

    Reviewed Nov. 17, 2021

    Mr. Cooper was very nice and helpful, and the refinance didn't take very long. We closed it within three weeks. We were satisfied.

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    Verified purchase

    Reviewed Nov. 16, 2021

    Everything with the people from Mr. Cooper was smooth and to my satisfaction. It was convenient working with them.

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    Verified purchase

    Reviewed Nov. 15, 2021

    I have always been taught if you don't have anything nice to say don't say anything at all. Therefore I won't say anything regarding my recent transaction with Mr. Cooper. If I had known what I know now I would not have gone through this company.

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    Verified purchase
    Staff

    Reviewed Nov. 15, 2021

    Barbara ** and Edward ** were extremely helpful in getting our refinance done. It was handled with professionalism and expediency that was very much appreciated. They made the process easy and comfortable. I would gladly recommend Mr. Cooper to anyone looking into financing or refinancing their mortgage.

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    Verified purchase
    Customer ServiceLoan ProcessTimeliness

    Reviewed Nov. 15, 2021

    We've been using Mr. Cooper for some time, and everything was fine. The loan process took a month. It was off and on because at the time, we were in the hospital with my daughter. So, we were not responding right away on all of the, "You have to sign this. You have to write this." It was taking time for us to prepare everything. So, the process could have been less than a month.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 14, 2021

    This loan was great, we did everything as requested and the time it took was great. We would do it again if need be. The agents helped us doing what had be to done. We are not computer savvy so all help was great, hence Keona **, and Christina **, and many more pros.

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    Verified purchase
    Customer ServicePriceStaffLoan ProcessRatesTransparency

    Reviewed Nov. 14, 2021

    Mortgage originator Alexandra ** could not answer my questions from the beginning. Had to talk to her manager to get correct answers. Richelle ** - loan processor was friendly but also unable to answer all questions I had in a timely manner. Once the loan closed I've received 4-5 emails from Mr. Cooper saying my closing documents had changed. But no detail on WHAT has changed. HOW DO YOU CHANGE CLOSING DOCUMENTS AFTER CLOSING WITHOUT DETAILING THE UPDATES TO THE BORROWER???

    Have been trying to get answers to WHAT has changed for almost 2 weeks now and canNOT get an answer, callbacks, etc. That's completely unacceptable to change things AFTER closing without detailing the changes? PLUS - I received 2 separate checks totaling OVER $500. When I put calls in to Paul ** and Richelle ** I got a voicemail AND an email saying "this might be or it's probably" this or that. Is that an acceptable answer for anyone? Luckily I have mortgage experience and was able to keep up with everything on my own or else there could have been bigger issues. Overall I cannot say I'm happy with my experience. I am happy with the rate and closing costs which was my primary concern. But with Mr. Cooper - a company who seems to tout customer service satisfaction at every turn I was not terribly impressed.

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    Mr. Cooper
    Response from Mr. Cooper
    I appreciate you informing us of your experience. It is my goal to make every attempt to resolve your concerns to the best of my ability. I will follow up privately with a resolution to your concerns.
    Kalie Ezenwa

    Community Manager

    You are welcome to call our escalations line at 888-509-2432. Since it's a small team, we are here Monday - Friday from 8 am - 5 pm CST. If there's something I can assist you with, I'm happy to help - you can email me at Social.Media@Mrcooper.com. Thanks!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 14, 2021

    Great job. I have a very busy work schedule and cannot always answer phone but the people at Mr. Cooper were very understanding and stayed with me. Great team. Everything went very smooth. Thanks to all for making it all come together.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 14, 2021

    What a fantastic experience with Cooper representative. Fast, respectful and knowledgeable. A lot of teamwork that makes the flow of the work run like a well oiled machine. Each representative not only understood their specific field, but had the knowledge that overlapped into each team member's field. Through the process, you always knew there was someone right alongside of you to help even on the smallest detail.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 14, 2021

    Mr. Cooper's organization helped me and my hubby refinance our home. Everyone that we dealt with was professional, except one person who tried to steal the closing process and ultimately commission from Jason who was helping us all along...it was terrible having to experience this. We stood up for Jason to ensure that our case was directed to him so that he would get the commission that he worked for. Again although the process ended the way we had expected it to, it would've been nice to know how many "hands" or people would be involved. We heard from like 4 different people, representative of each step in the process. It would've been nice to know what was coming next each time.

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    Verified purchase
    Rates

    Reviewed Nov. 14, 2021

    We had our original mortgage with Mr. Cooper. We refinanced through them and got a better rate. We had no issues.

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    Verified purchase
    Customer ServiceRates

    Reviewed Nov. 13, 2021

    My Refi experience with Mr. Cooper was very good. They held my mortgage and suggested a refi to get a better rate. They were easy to work with and communication was regular and clear. The whole process was positive and went very smoothly.

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    Verified purchase
    Staff

    Reviewed Nov. 13, 2021

    Our Processor, Katie **, was VERY thorough! On top of every little detail! Nothing happened with the process that we didnt know about, and we were informed of everything we needed to do on our end, was explained in detail and why it was needed. A snag in our clear title was easily cleared up because Katie was able to provide every detail of the snag. Thank you for the opportunity.

    Laura

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    Verified purchase
    Customer ServicePunctuality & SpeedBillingLoan Process

    Reviewed Nov. 13, 2021

    I contacted Mr Cooper about a refinance. While making my payment one day. Got a call back later that day from Joe **. He & I discussed my options & came up with a refinance that fit my needs. The process was simple with the loan tracker. Uploading my documents as I found them & as needed was very convenient. Overall very happy with the whole experience.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 13, 2021

    Very easy and friendly. Everything was a great and easy experience. It was also very fast and timely. Could not of done everything without all you nice people. Thanks very much. Everyone was great and easy and helpful. Could not ask for better people to work with on everything. Great company.

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    Verified purchase
    Customer Service

    Reviewed Nov. 13, 2021

    I have always had a great experience with Mr. Cooper especially when I have questions as a first time home owner. The refinance process was also a lot easier than I thought. Please keep up the great customer service. Thank you.

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    Verified purchase
    Staff

    Reviewed Nov. 13, 2021

    Fantastic experience refinancing with Mr. Cooper/Nationstar. I couldn’t be happier with the process and service from start to close. Good Job! Bob was amazing and friendly. I give the whole group we worked with 10 out of 10!!!

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 13, 2021

    My loan officer, Krystal **, was outstanding! Knowledgeable and had a great personality. She did a great job explaining next steps. I would use her again as my mortgage loan officer. She made the entire experience a positive experience. Without her I would not have refinanced with Mr. Cooper.

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    Verified purchase
    PriceBillingLoan Process

    Reviewed Nov. 13, 2021

    Current policy to send a payment by check mailed to me made out to creditor for me to mail to creditor is undoubtedly costing customer unnecessarily and making Loan Star and Mr. Cooper money by delaying payoff by one month is a stifling stressful policy.

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    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed Nov. 13, 2021

    I called to check finance rates, by the end of the call, the refinance had already started. Within three weeks we were signing our new loan. It was the easiest house loan ever! Everyone was polite and helpful. We are telling everyone about Mr. Cooper. They are the most approachable best mortgage we have ever had, they helped us save thousands on our home loan.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaffEase of Use

    Reviewed Nov. 13, 2021

    Mr. Cooper has been nothing but great. All the employees assigned to my refinance were really easy to contact. They answered any questions I had, no matter how miniscule. The website is super user friendly. It shows you exactly where your money is going. No need to wait for the yearly report. I recommend Mr. Cooper to all my friends.

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    Verified purchase
    Rates

    Reviewed Nov. 13, 2021

    Mr. Cooper purchased my mortgage. Now, I refinanced because of the low interest rate. Everything was great. I have no complaints.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffBillingLoan ProcessRates

    Reviewed Nov. 12, 2021

    Mr. Cooper bought our old loan a couple years ago. One time we got a paper in the mail about our taxes. It always comes out in the escrow. I called Mr. Cooper and Daniel answered the phone and he checked on it and told me to disregard it. They pay that and it comes out the 1st of November. I started to hang up and he said to wait a minute as I qualify for refinancing and that they've been sending me things in the mail about it. I told him that we don't want to refinance. Then he said, "How would you like to get rid of your old loan and pay off a couple of your other bills?" And I thought, "Yeah, right." He kept talking and talking and the next thing we knew, we were refinancing. He got me in touch with a mortgage professional and that was just within the week.

    The mortgage professional called me on the phone. He was very polite and he was excited about being able to help us and mostly how to get rid of my two charge cards. I was panicking, I hate bills and our other refinance that we had with United Community Bank. We got rid of that and we got rid of the two charge cards, so that's three payments that I don't have to pay. Our new house payment went up from 610 to 754 'cause we have been very blessed. I was already paying that plus the refinance fee. Now it's added on my house payment. It's not just going to interest, it's going to principal, so I've been so excited. I love all three people that we had contact with. I'm telling people about Mr. Cooper.

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    Verified purchase
    StaffRates

    Reviewed Nov. 11, 2021

    Mr. Cooper could give me a real good percentage. I dropped it down over 5% of my interest and then from 16 years to 10 years, I have it all paid off. As far as the process, I'm not much of a computer man, and everything went by electronics but we got through it okay. Everyone I talked to was great. They answered all my questions, and they were very helpful. I'm feeling very satisfied.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 10, 2021

    Great experience. Both Tom and Jeanna were very professional yet friendly. Always returned calls promptly and explained things thoroughly. The whole process went very smoothly and was earlier than anticipated. I would definitely recommend Mr. Cooper as a mortgage lender.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 10, 2021

    We refinanced our home and our mortgage was sold to Mr. Cooper. My experience was great. The process was easy. It was right around 30 days from start to finish by the time we closed. The loan officer did a great job and was very easy to work with.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan ProcessRates

    Reviewed Nov. 9, 2021

    What mortgage company calls you and tells you they want to save you money? You can pay less per month and have the loan paid off quicker said Jesse, our loan consultant. And that is exactly what happened. We are paying about $300 less a month and will have the loan paid off 3 years faster with the refinancing. Also, loan processor Bhret, was great. He kept us informed and the process took about 10 days. We closed very quick to ensure we got the best rate. We love Mr. Cooper!!!

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    Verified purchase

    Reviewed Nov. 9, 2021

    I'm happy with Mr. Cooper. It’s been so long when I went with them but as I recall, the sign- up process went smoothly and it was great dealing with the reps. I recently refinanced with them within the last month.

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    Verified purchase
    Customer ServiceTransparency

    Reviewed Nov. 8, 2021

    I worked with two gentlemen and it was a quite pleasant experience. They made sure to keep me updated throughout the entire process, with email, texts, I would get an email or a phone call every time the refinance process went to the next step.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 8, 2021

    I'm so glad that I talked to Dante ** to refinance my mortgage, he was very efficient and help a lot, same as Jiry **. The process was quick and they are nice and friendly, glad the Mr Cooper has such a good employees. Thanks for all your hard work.

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    Verified purchase
    Staff

    Reviewed Nov. 8, 2021

    My experience was fantastic. The people who facilitated the refinance were excellent. Their knowledge and professionalism was a comfort going through this process. The attorney at closing was pleasant, friendly and knowledgeable. The total experience was streamlined and easy. Utilizing the website made things even easier.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 8, 2021

    From beginning to end I had excellent customer service & exceptional processing time from start to finish. All of my questions & concerns handled swiftly and correctly. Did not occur any problems or setbacks. Smooth sailing & rewarding. I Love Mr. Cooper.

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    Verified purchase
    Refunds & PayoutsStaffBillingRates

    Reviewed Nov. 8, 2021

    My mortgage was first assigned to Mr Cooper when I was having trouble paying my mortgage due to a divorce. I had learned not to expect much from debt collection services, and anticipated that Mr. Cooper would be similarly difficult. On the contrary, however, my entire experience with the company has been outstanding. I refinanced with them a few years ago, and it was an easy and smooth experience. When I lost my job because of Covid, they were fantastic about allowing me to take a hiatus on paying my mortgage, and I have just finished another refinance that net me some money for needed repairs, as well as reducing my interest rate and my monthly payment. I have really been impressed by the people that I have spoken with at the company and am happy to have them as my mortgage holder.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 8, 2021

    My mortgage refinance experience with Mr. Cooper was awesome. The loan representatives were patient, helpful, and proactive. Plus things were going so well, I actually forgot that I was in the process of refinancing because the representatives at Mr. Cooper were doing all the work. I couldn't be happier.

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    Verified purchase
    StaffRates

    Reviewed Nov. 8, 2021

    The reps I worked with were all great. They first told me it would close in 45 days but it was 18 days. I lowered my interest rate by about 3%. I was very satisfied with Mr. Cooper.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 7, 2021

    We just closed our refinance with Dang at Mr. Cooper. He was amazing. He answer all of our questions and provided us with The best customer service he could provide. I would recommend Mr. Cooper to anyone is looking to buy a home or refinance their existing. Thank you for all your help. Really appreciate it.

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    Verified purchase
    Staff

    Reviewed Nov. 7, 2021

    It was the smoothest and fastest refi I have ever done. Very seamless. Jessie and Camille were very helpful and kept me well informed at all stages. Everything was completed online except the final signing and a Notary was sent to my home. Thank you Mr. Cooper.

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    Verified purchase
    BillingLoan ProcessRates

    Reviewed Nov. 7, 2021

    I had a great experience. I got the necessary adjustments without extending my loan and was very happy with all steps of the process. My interest was lowered enough that even decreasing the loan a few years my payments were still reduced.

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    Verified purchase
    Staff

    Reviewed Nov. 7, 2021

    Everybody I talked to was very good. They were all very helpful and very patient with me and I appreciated that.

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    Verified purchase
    Sales & MarketingPriceStaffRates

    Reviewed Nov. 6, 2021

    Working with Mr. Cooper is effortless and efficient. I work full time, while keeping a household together. I have refinanced twice now and they have done amazing work! Their mobile app is my saving grace for keeping up with my mortgage, keeping tabs on my area for pricing, and keeping me organized. I am grateful to be their customer and I highly recommend their company!

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    Verified purchase
    Staff

    Reviewed Nov. 6, 2021

    Mr. Cooper has always, helped me to keep everything going right, even with the pandemic going on. Thank you so much, for your help. Ronald **. All the guys, and gals, have always helped me, regardless of the situation. I feel like I can always, depend on help from them. Thanks for your help.

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    Verified purchase

    Reviewed Nov. 6, 2021

    Refinance was dissatisfying as we were told that we were getting a certain amount of cashback and it was $4000 less than what we were told. When I addressed it I was ignored. Every effort is made to get someone to refinance and then when you get us to buy in it is a bad experience. If I refinance again I will not use Mr. Cooper!

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    Mr. Cooper
    Response from Mr. Cooper
    I appreciate you informing us of your experience. It is my goal to make every attempt to resolve your concerns to the best of my ability. I will follow up privately with a resolution to your concerns.
    Kalie Ezenwa

    Community Manager

    You are welcome to call our escalations line at 888-509-2432. Since it's a small team, we are here Monday - Friday from 8 am - 5 pm CST. If there's something I can assist you with, I'm happy to help - you can email me at Social.Media@Mrcooper.com. Thanks!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 6, 2021

    Lucy and Lynn were prompt and excellent. Process was easy. Everything was timely. Emails and calls were addressed promptly. Have been with Mr. Cooper for years and plan to continue. All went well without a hitch. Keep up the good work.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 6, 2021

    Worked with Luis ** and he was very polite and helpful. I had problems on my end getting him everything as we have a new copier/scanner, but we did manage to get it done. Very fast and efficient. All in all, very easy and good experience.

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    Verified purchase
    Staff

    Reviewed Nov. 6, 2021

    Mr. Cooper's refinance department did a wonderful job in getting my refinance done. Caleb is a great asset to your company and showed a great deal of professionalism and patience in making sure that everything was done correctly and in order.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 6, 2021

    Olivia ** was outstanding! She communicated well and kept us informed throughout the refi process. She is very friendly and customer service oriented. Great job! Would definitely refer a friend to Mr. Cooper and Olivia **. Thank you very much.

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Nov. 6, 2021

    The underwriting process with Mr. Cooper took about two weeks and the communication was smooth and easy. The reps answered all my questions when I had them and volunteered information that I didn't know enough to ask.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 5, 2021

    The process with Mr. Cooper took about 12 days and it went extremely well. The reps David and Aaron, and all the people I worked with were most efficient and excellent. I called them my friends. I was very thorough with my questions and they had answers as if they had anticipated them.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 4, 2021

    Everything with my whole refi that I did with Mr. Cooper on my roof has been super easy. All the people were friendly and tolerated all of my questions. They answered my questions, explained things to me and kept me in line with continuous emails, so that I could read for myself and have a copy for myself of everything that was ongoing. I always knew exactly what was gonna happen and when it was gonna happen. I’ve given Mr. Cooper's name out to several people that are in the process of also having to do this whole roofing thing that's going on with everyone, especially in my area. I told them they should contact Mr. Cooper and talk to them about doing their financing. It has been great with Mr. Cooper. I have no headaches, nothing was upsetting and nothing that I was in the dark about nor I got angry about. It's been perfect and it couldn’t have been better.

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    Verified purchase
    StaffBillingRates

    Reviewed Nov. 3, 2021

    Mr. Cooper contacted me saying that we were eligible and connected me to a mortgage professional who discussed all the details. By refinancing, we have a lower interest and it's for less amount of time. Our payment even dropped a few dollars. It was a wonderful experience. Everything was great and I couldn't have asked for it to go better or smoother. I would do it again in a heartbeat.

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    Verified purchase
    PriceStaffBilling

    Reviewed Nov. 2, 2021

    The rep I talked to was very nice and helpful. The refinancing process went very well. I've now got money in my savings account, which is handy. My car is paid off. The one bill that I had was paid off. I will have more money on a monthly basis that I didn't have before. My experience with them was very good.

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    Customer ServiceContract & TermsPriceOnline & AppMaintenanceStaffBilling

    Reviewed Nov. 1, 2021

    Their website does not work correctly when you try to do principal only payments, or when you edit your auto payment. That would not be too much of a problem if they were able to fix their issues over the phone. In fact they do, but they charge you a fee for making the payment over the phone, even if you tell them that the reason you are doing that is because the website did not process your settings correctly. Even more, the representative will try to convince you there is nothing wrong in the website. A shame.

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    Verified purchase
    Loan Process

    Reviewed Nov. 1, 2021

    They were wonderful about the whole thing. They talked me through the whole thing and they were really great people to deal with. Refinancing my loan with them is gonna save me a little bit. I would really recommend anybody to deal with Mr. Cooper.

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    Verified purchase
    Staff

    Reviewed Oct. 31, 2021

    My experience with their rep was good. I was also able to do everything online so it was easy.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Oct. 30, 2021

    The first time I tried to refinance, it was very poor. I would have seen that to be different because at that time, the interest rates were much lower. When I called Mr. Cooper to get my information on refinancing, they put me with a guy in Dallas and he sounded like he had just returned from a late night at the bar and he was waking up from a drunk sleep. I quit the process because of the way the guy sounded. I tried to call him back with more information that he was needing for my husband. But he never called me back.

    I counted that as a blessing because I wasn't even sure that I was giving my information to a reliable employee. But then, this last time I've called back to refinance, it was perfect. It went smoothly. They were very informative. The very first person that I talked to was very knowledgeable and he was not pushy. He was very factual and informative and I appreciated that. After I found out my current interest rate and what I've applied for this time, I thought, "If I could have gotten this done months ago, when I initially tried to, then it would have been much better."

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    Verified purchase
    Customer ServicePricePunctuality & SpeedBilling

    Reviewed Oct. 29, 2021

    I was wondering about some of the different programs, and I wanted to get it from Mr. Cooper themselves. I called them. The guy said they're doing this fast track refinance thing. He said, "It'll lower your payment a couple $100." He was great. I was a little leery at first of the hidden costs and I had a lot of questions. He walked me through all of it. So, I was really comfortable of what I was doing. The refinance did drop my payment down a quarter of a point. As long as the program is still in effect, they told me, "Wait six months and start the whole process all over." I'll make another $25,000 off the end of the mortgage and drop me down in complete half point end of the year.

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    Verified purchase
    Customer Service

    Reviewed Oct. 29, 2021

    The process with Mr. Cooper took a little while to begin and they had me turned down with the first time through. Then, a different person called me and they got it through. It would have been easier if they told me what I needed to begin with instead of coming up with something else at the end. They didn’t know what my total situation was and they didn't ask either. I gave them the information that they asked for and then, they needed a little bit more after they got it. So, they didn't have quite enough information, to begin with. I had to go down to either UPS or the fax store down there three different times to fax stuff to them. But I didn’t have any problems with Mr. Cooper and everything went through fine.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 28, 2021

    I refinanced once before with Mr. Cooper. I was in need of money, so I called them again. The refinance process was very simple. The first rep I dealt with was fantastic. The second one stepped right in and took over.

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    Verified purchase
    Rates

    Reviewed Oct. 27, 2021

    I'm happy with them. They've reached out to me about refinancing to get better rates.

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    Reviewed Oct. 26, 2021

    Everything went fine with Mr. Cooper and Jacob was very good.

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    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Oct. 26, 2021

    The rep who worked with me during the refinancing, Jody, was very courteous, professional, very knowledgeable, and very helpful. Any time I would call him, he would answer me promptly and he was able to fulfill my refinancing needs. He put all the options on the table and I was free to choose which one was comfortable for me. Whatever they told me was what I received. I have reduced the life of my loan and I'm gonna save some money in the long run because I was able to get a lower interest rate than what I was paying.

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    Customer ServiceSales & MarketingPriceOnline & AppRates

    Reviewed Oct. 25, 2021

    The refinance went very smoothly. We got online and started the process that way. A gentleman then called us back and Mary finished up with us. Everything was over the phone or on the app and everything went really well. I got pretty decent rates. It wasn't the cheapest but I felt that if you're with Mr. Cooper, it was worth it.

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    Punctuality & SpeedStaff

    Reviewed Oct. 25, 2021

    The refinancing process with Mr. Cooper was quick and easy. The rep was wonderful and everything went smoothly. I'm very satisfied.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 23, 2021

    I had a great experience working with Jay ** and Casey **. Casey was in touch with me on a regular basis and returned calls immediately. So pleasant to work with. The whole process was fast and easy being able to everything online.

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    Punctuality & SpeedStaffBilling

    Reviewed Oct. 21, 2021

    I am being reported as delinquent when I did all I was supposed to do when I tried out the forbearance option you were offering. I am being reported as 30 day delinquent with the credit agencies. I need your company's help in removing the false late payment reporting and your company is dragging their feet in clearing this issue up. I am so dissatisfied with Mr. Cooper.

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    Mr. Cooper
    Response from Mr. Cooper
    I appreciate you informing us of your experience. It is my goal to make every attempt to resolve your concerns to the best of my ability. I will follow up privately with a resolution to your concerns.
    Kalie Ezenwa

    Community Manager

    You are welcome to call our escalations line at 888-509-2432. Since it's a small team, we are here Monday - Friday from 8 am - 5 pm CST. If there's something I can assist you with, I'm happy to help - you can email me at Social.Media@Mrcooper.com. Thanks!

    Verified purchase
    Loan ProcessRates

    Reviewed Oct. 21, 2021

    Mr. Cooper bought my loan and they lowered my interest rate by 1.5%. I was thinking at the beginning that I didn't wanna deal with this right now, but it ended up being pretty easy. I didn't have to do much on my end, so that made me happy.

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    Customer ServicePricePunctuality & SpeedBillingLoan ProcessRates

    Reviewed Oct. 20, 2021

    Refi'd before-no problems-everything was as initially stated. Refi-man who took my info never called back, never checked with me, never answered numerous calls-finally, found someone two months later who said that man had been fired; asked why didn't replacement call me. Refi'd again same info-lower interest rate, one month's regular payment then a free month - charged 700 extra at last minute-LOAN COSTS- never refi'ing with you again.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 20, 2021

    We are very pleased with the handling of our new home loan. The loan was handled in a very professional manner. Everything was completed according to schedule. We will recommend your services to friends and family. Thank you to all the team members involved. Greetings.

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    Loan Process

    Reviewed Oct. 20, 2021

    I had a mortgage with Bank of America, before Mr Cooper acquired the loan somehow. During the Pandemic I took the option offered of a Forbearance Period with Mr. Cooper. Nine (9) days prior to the end of the approved Forbearance Period, I discovered a lock box had been drilled into my home with a view to preventing my access. I requested it be removed and my home repaired - but they continue to refuse to do that. At the end of the Forbearance Period, I provided instructions to continue with the loan repayments. These requests have been ignored. I've since been reading a lot in relation to the way Mr Cooper operates to feel the need to warn others.

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    Mr. Cooper
    Response from Mr. Cooper
    I appreciate you informing us of your experience. It is my goal to make every attempt to resolve your concerns to the best of my ability. I will follow up privately with a resolution to your concerns.
    Kalie Ezenwa

    Community Manager

    You are welcome to call our escalations line at 888-509-2432. Since it's a small team, we are here Monday - Friday from 8 am - 5 pm CST. If there's something I can assist you with, I'm happy to help - you can email me at Social.Media@Mrcooper.com. Thanks!

    Verified purchase
    StaffTransparency

    Reviewed Oct. 20, 2021

    Alia kept us up to date. And from the time she indicated that something would happen, it happened. Even the person that did the appraisal indicated that Mr. Cooper was so organized. Everything got done. It was amazing.

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    Staff

    Reviewed Oct. 19, 2021

    I couldn’t have asked for anything more from all the fantastic people who I encountered! The whole process was painless, especially the convenience of uploading all the documents and being able to sign digitally! Your system and your people are terrific!

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Oct. 19, 2021

    Mr. Cooper got the ball rolling and had my application go on quickly. They were able to pull our credit. Joseph, the rep, was very professional. He took the application right away and asked the right questions. I work in the same industry, so I knew what he was talking about when he asked. Also, the processor always responded to our questions and answered all of them quickly. However, I don't like the new application and I wish our appraised value was higher. I purchased homes before, and this was a straightforward experience.

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    Loan ProcessRates

    Reviewed Oct. 18, 2021

    I contacted Mr. Cooper, who I already had my mortgage with. I was interested in taking advantage of the lower rates plus I wanted to shorten the term of my loan. I was able to drop from 5% to 2.5% and from 30 years (3 years paid) to a 15 year. I was also able to complete, all the way to funding within 2-1/2 weeks. Awesome!

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    Reviewed Oct. 18, 2021

    I cannot be more thankful to Jonathan ** and Eddie ** for handling our situation in such a positive manner. The experience was the best I've had ever...never felt like I was asking too many questions or seem to bother them like so many people in that field tend to do. The outcome was a life changing event and I have them to thank for it. Thank you guys, you're the best!

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    Verified purchase
    Loan Process

    Reviewed Oct. 18, 2021

    I recently refinanced my home loan with Mr. Cooper. I am grateful to have connected with Matthew **. As the loan consultant, Matthew answered all of my questions and made the process so seamless! He never made me think that I was asking too many questions (and I asked a lot of them). Also, Tamika assisted with the documentation process and she was also wonderful. I am very happy with this process!

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 18, 2021

    Both loan specialists we worked with were amazing. They were easy to contact, answered all my questions big or small, and worked very well together to have the whole process run smoothly. They returned calls promptly and the whole process was quick and painless.

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    Verified purchase
    StaffLoan Process

    Reviewed Oct. 18, 2021

    The Mr cooper team made my refinancing simple and easy to close. Angelina ** is the best loan officer, she explained and took the time to walk me through. My loan close in exactly one month. I am super happy with the loan.

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    Staff

    Reviewed Oct. 18, 2021

    We were pleased with professionalism of Mr. Cooper. Being a current customer, we knew their track record. We were very happy with the entire process, from start to finish. For those looking assistance in a re-fi, we will point them in the direction of Mr. Cooper.

    Regards,

    Dave & Trish

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    Staff

    Reviewed Oct. 18, 2021

    This refinance was handled in an extremely professional manner. Both of your representatives that I dealt with Zachary ** and Tanya were extremely efficient and a complete pleasure to deal with on this matter. Information was gathered proficiently and with the use of docu sign made this process so easy to commence. Timelines given were accurate. I have nothing negative to stay about this entire experience.

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    Customer ServiceCoverageOnline & AppStaffLoan ProcessTransparency

    Reviewed Oct. 18, 2021

    I've had four other houses in my life and home loans. So, I was a little apprehensive because I didn't want to go through refinancing again because it’s such a pain. But after I called and spoke with the loan representative, they have a way of activating a loan site and it tells you what paperwork they need. So, you don't even have to contact them. I wanted the mortgage to go through obviously, so twice a day, I checked on the website to see what paperwork they needed and it was so easy and nice. I was very impressed at how well the explanations were and how much the reps helped me through it and made it painless considering I'm borrowing as much money as I did.

    The application and underwriting process was done over the phone. We had to sign some stuff and then at closing, we had to sign. But underwriting was great and everybody from the very beginning was very helpful and professional. The reason I refinanced was because we wanted to remodel our downstairs bathroom so I'm starting that project and because of that, I'll probably be able to rent out the lower part of our house possibly. But even if I don't, that bottom bathroom needed updating and the refinancing made it so easy to do.

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    Verified purchase
    Customer ServicePunctuality & SpeedBillingEase of UseLoan Process

    Reviewed Oct. 17, 2021

    Initial contact with loan person was wonderful. Once transitioned to mortgage processor, went downhill, would not return calls or emails. Finally requested a new processor, then process smoothed out. After refinance processed, called to ask a question, was asked to not hold and would keep place in queue and would call right back. Right back was 3 hours later. I finally called back on my own and received my answer. Web site for payments is not intuitive and needs some work as well.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 17, 2021

    ** and ** were very helpful and gave great customer service and expedited my two loans efficiently. Whenever I had questions or concerns they were there to answer and helped me to understand everything that was going on. Appreciate these two guys!!

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    Verified purchase
    Customer Service

    Reviewed Oct. 17, 2021

    I could write a book! Mortgaged processor ignored my calls. The title company was THE WORST! Rude and nasty. Almost kicked her out of my home, and when I complained-I wanted the deed to be written up a certain way, it took 2 months to get the paperwork and I’m so not sure I can use it to get it recorded.

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    Mr. Cooper
    Response from Mr. Cooper
    I appreciate you informing us of your experience. It is my goal to make every attempt to resolve your concerns to the best of my ability. I will follow up privately with a resolution to your concerns.
    Kalie Ezenwa

    Community Manager

    You are welcome to call our escalations line at 888-509-2432. Since it's a small team, we are here Monday - Friday from 8 am - 5 pm CST. If there's something I can assist you with, I'm happy to help - you can email me at Social.Media@Mrcooper.com. Thanks!

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 17, 2021

    The refinance process. Went very smoothly. My contact people Selina G. And Haiyen ** were very efficient. They stay on top of everything that needed to be completed on my side with professionalism and with great communication skills! Thank you for a non stress process on a timely basis!

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    Customer ServiceStaffBilling

    Reviewed Oct. 17, 2021

    Our Experience, past and present with Mr. Cooper has been fantastic. We are very satisfied with the customer service with Mr. Cooper!! They were very helpful, understanding and patient. The process was smooth and worked out so well for our new payment.

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    StaffRates

    Reviewed Oct. 17, 2021

    I recently remortgaged my home to take advantage of the much lower interest rates. Everyone I had contact with were knowledgeable, professional and assisted me with every detail. Brad ** and Thuy ** were a pleasure to meet and work with to accomplish my refinance. As an older person, they both walked me through the computer programs, making the process so simple, compared to years past! Thank you!

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    Punctuality & SpeedStaffBilling

    Reviewed Oct. 17, 2021

    The agent was always responsive and helpful; however, the process took way too long. We close over 30 days late. Although this was out of the control of your agent. It still isn't 100% complete as a required payment to a debit has not yet been recorded, that is over $6000 not accounted for.

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    Verified purchase
    StaffBillingLoan Process

    Reviewed Oct. 17, 2021

    Mr. Cooper did a great job in the refi of my home. They were responsible and knowledgeable.. It is not their fault that the paperwork is unbelievable, but they did their best to walk me through the process. I had another loan with them and I was very pleased. They have a great website so you can monitor your loan payments and reserves.

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    StaffRates

    Reviewed Oct. 17, 2021

    Dealing with the rep from Mr. Cooper was very good, straightforward, professional and easy to understand. My husband did most of the negotiations but I was around. We closed within two weeks of beginning the process and we were very pleased with the rate and terms. We're telling our friends and family that we're very happy with the service.

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    Verified purchase
    Loan ProcessRates

    Reviewed Oct. 16, 2021

    Needed to make some changes in our home loan and Mr. Cooper was awesome. So glad we chose to stay with them. Got such a great rate and everyone was so great to work with. We even were thrilled with the notary they send…she deserves compliments also.

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    Verified purchase
    Staff

    Reviewed Oct. 16, 2021

    I have been s customer of Mr. Cooper for a few years & have enjoyed doing business with them which is why I decided to refinance with them. I greatly appreciate the assistance, direction, & guidance of their staff who helped me throughout the entire process. They were informed in all aspects of the refi process, responsive to my questions and concerns, and they kept me aware of matters I needed to address. Throughout the entire process they were professional & courteous, Their sense of business & customer relations was great.

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    PriceStaffRates

    Reviewed Oct. 16, 2021

    I asked some questions from the rep from Mr. Cooper and I was given some answers. I got a formal quote and then, we moved forward. The process was as expected and it didn’t take that long. The rate and terms were as we wanted. It could’ve been a bit less expensive but it is what it is.

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    Staff

    Reviewed Oct. 15, 2021

    Refinancing with Mr. Cooper was smooth and easy. It took a total of four weeks and it was an excellent experience with the reps.

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    Staff

    Reviewed Oct. 14, 2021

    Mr. Cooper team was great. The team was friendly, outgoing and stayed in contact with you throughout the whole long process and made it a great less stress feeling. It was a pleasure working with the team. I want to thank Mr. Cooper team for all the hard work and will recommend them to anyone I know who is looking to purchase a home.

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    Verified purchase
    Rates

    Reviewed Oct. 14, 2021

    Kevin did really good. He answered all my questions and handled business. Mr. Cooper did a great job and got me a good rate and made it easy.

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    Customer ServicePunctuality & SpeedLoan ProcessTimeliness

    Reviewed Oct. 13, 2021

    You don't have choices when your mortgage company selling your loan to another company. You are certainly at very bad luck if this company is Mr. Copper. For twice this year, they missed two Escrow disbursements. The emails sent to the company got no responses. Phone calls have been put on waiting forever. The issues have not be resolved.

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    Mr. Cooper
    Response from Mr. Cooper

    Hello, Yong!

    We are very sorry that you were not satisfied with our service. We put great importance on the quality of our services and the satisfaction of our customers and would like the opportunity to investigate your feedback further. Please give us a call at 888.509.2432, we are available M-F, 8 am to 5 pm CST, and would be happy to help.

    Thanks!

    LaQuinte Proby
    Community Manager

    888.509.2432

    Verified purchase
    Customer ServiceCoverageRefunds & PayoutsStaffRatesTransparency

    Reviewed Oct. 13, 2021

    There have been many frustrations along the way with my newly transferred and with my now updated mortgage but the people I talked to (Max and Justin, in particular) were very patient and helpful! Initially, there was a mistake in the transfer of my mortgage from another company to Nationstar (who bought them out) sending me messages that this house was not insured. After contacting my insurance agent, I thought it was all settled but then I had to pay it again... and then it was refunded when it was discovered that it had already been paid by the previous mortgage company.

    When I changed my mortgage plan within Mr. Cooper to pay less interest, I was flabbergasted how many hoops I had to jump through, paperwork to be done, obtaining information that should have already been part of the record from the mortgage that I already had with Mr. Cooper. Nonetheless, it has worked out well with the help of Max **, who I just called again to ask about the miscellaneous checks I received (and didn't receive) in the mail today.

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    Customer ServiceRates

    Reviewed Oct. 13, 2021

    Mr. Cooper currently had a mortgage on my house and I gave them a call after I started seeking to get a rate reduction and talk to other brokers. From the time we talked till we got it done was three to five weeks and my new rate is fine.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 12, 2021

    So quick and painless!! Everyone we worked with was wonderful. So professional and both sides of the mortgage were done so quickly. I would recommend to anyone. We even hit a snafu with hurricane IDA and the mortgage was still closed by the end of the month. They were awesome.

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    Verified purchase
    Customer ServiceStaffBillingLoan ProcessRates

    Reviewed Oct. 12, 2021

    I've been with Mr. Cooper these years and everything had been great. They had low rates and I asked to see if I was qualified for a refinance. I wanted to clear up some debt so I could have one deal. I started with Chris then I was juggled around. The ball was dropped once I left the Chris who started the loan and I was turned over to some person named Alicia who was the loan officer. She just kept on pushing me around and out the door and back telling me to give her this and that. I told her she had everything she needed and it was still taking all that time.

    On the whole, it was just an awful process and this one became a mess. In the process of getting refinanced, I was digging a hole for myself. I never went over 30 days in refinancing. This one with Mr. Cooper took four months to get refinanced and nobody could tell me why until the last day. My August payment was due and I called. The lady on the phone asked me if I wanted to pay that day. I said, "No. I want to know where and what is going on that I started a refinance four months ago, and I still haven't gotten refinanced." The lady got me to the right place. They got me back to Chris and he had to do all the work all over again. I was told some paperwork was missing, but I told them that I got a confirmation for every piece of paper I faxed. When I asked what really happened that it was taking so long, I was told that things just got in different hands so it's been a lot.

    With the refinance done, a benefit is not having the other two big bills that I was paying. It saved me about $500 a month out-of-pocket money. I had been very satisfied with Mr. Cooper up until doing this refinance. When you get started in a refinance, see if you're going to be working with just one or two particular people throughout, not four or five different people then swung around. In my case, about every three weeks I would call and they put me with this person and that person. The very last person that I worked with was awesome and she got the job done. Even though she was working from home and her baby was playing, that was not even a problem.

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    Transparency

    Reviewed Oct. 11, 2021

    Everything about my transaction was smooth and easy. I was constantly kept up to date and notified about what was needed to keep the process going. Mr. Cooper was very efficient and doing the refi was a breeze. I would definitely recommend them!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 11, 2021

    I recently refinanced my mortgage with Mr. Cooper. It was a good experience. I was already a Mr. Cooper customer. The process was quick and simple. The Mr. Cooper employees were friendly and helpful. I definitely recommend Mr. Cooper. Thanks!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 11, 2021

    From the very first contact through the closing this was a comfortable and simple experience due I think in part to your agents and processors who were friendly, accommodating and efficient. Mr. Jeffrey ** was extremely helpful and knowledgeable, got us started and explained everything clearly and concisely. Mr. Kyler ** was our processor who was with us through closing and was also very accommodating and had quite a nice demeanor. Both individuals should be commended for their exceptional customer service and their willingness to field any and all questions put to them. My compliments to both and to Mr. Cooper for the ease of my refinance process.

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    Verified purchase
    Staff

    Reviewed Oct. 11, 2021

    I received outstanding service from start to finish with my recent re-fi. The Mr. Cooper team was professional, thorough, expeditious and great to work with. I would highly recommend Mr Cooper to anyone from a first time buyer or someone buying investment property.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 11, 2021

    I had Nationstar when I bought my house 15-plus years ago and they have always been great with me. When Mr. Cooper bought them out or they merged, I just stuck with them. They helped me out during the COVID issues. I was looking at cut down to a 15-year mortgage and one of the gentlemen called me about a refi. It was the first home that I bought where everything was online and phone calls. They gave me the little check box on what I needed to get everything started. That was very simple, easy to read, and easy to follow. They walked me through downloading all my papers, downloading all the information that I needed to get to them, from tax forms to my payroll, the whole nine yards.

    Being a pastor and kind of self-employed, it is very difficult trying to get all that figured out, the different ones, signing, because I don't get a check every week, I get more like a housing thing. They worked everything with me and were wonderful. During closing, they came to my house. I've already told two people about Mr. Cooper.

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    StaffRates

    Reviewed Oct. 10, 2021

    We were not looking forward to the paperwork that usually goes along with a refinance, but decided that it was time to take advantage of lower rates. Jordan and Michael made the process easy. Everything was explained well and they were both very professional. We would highly recommend Mr Cooper.

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    Customer ServiceStaffTransparency

    Reviewed Oct. 10, 2021

    Max and Lucie were very great and friendly during my refinance process. They explained everything and answered all questions I had. They called to check in and to update me along the process. Everything went smoothly and the process was simple. I didn’t have to provide a huge amount of documents like some of the other companies request. I am happy with the overall process.

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    Verified purchase
    Customer ServicePunctuality & SpeedResolution

    Reviewed Oct. 10, 2021

    Process was very easy and quick. There were a few issues but they were resolved quickly. For example, the notary showed up on the wrong date and I didn’t even know that a notary was coming or what the person's name was. A call to Mr. Cooper and they corrected the issue. Letting me know who and when the person was supposed to arrive.

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    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Oct. 10, 2021

    It's rare in this day and age to find a company that can combine incompetence, slow response times, dishonesty and a total lack of accountability into their business operations, but Mr. Cooper has somehow managed to excel at all four of these. I recommend them to everyone who is looking for a soul crushing and time wasting experience.

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    Mr. Cooper
    Response from Mr. Cooper

    Hello, Jon!

    We are very sorry that you were not satisfied with our service. We put great importance on the quality of our services and the satisfaction of our customers and would like the opportunity to investigate your feedback further. Please give us a call at 888.509.2432, we are available M-F, 8 am to 5 pm CST, and would be happy to help.

    Thanks!

    LaQuinte Proby
    Community Manager

    888.509.2432

    Verified purchase
    PriceStaffBillingRates

    Reviewed Oct. 10, 2021

    We've had a good experience with Mr. Cooper. We refinanced and the rep was good to work with. I liked him. Refinancing has helped lower our interest rate and it also lowered our payment a little bit. We were hoping we would be able to get a little more money out, but we couldn’t.

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    Customer ServicePunctuality & SpeedRates

    Reviewed Oct. 9, 2021

    Very easy. Good communication with reps. Quick process. Would like to have accomplished a lower rate. I feel like they were limited in their scope to find other rates. Otherwise, it was nice to stay with original company. Not a fan of the company name (DBA).

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    Staff

    Reviewed Oct. 9, 2021

    Ken and Jennifer were very nice in helping me through the process. It was nice working with both of them. l would recommend the company and the two of them to friends and family needing mortgage. Thank you and all the best.

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    Customer ServicePricePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 9, 2021

    I tried refinancing with another company and was very unhappy and upset. I called back Michael ** and he immediately got my application submitted and I was on my way to refinancing. Mr. ** was always available for my calls and guidance. Then Lance **, along with Mr. **, was in charge of getting my loan approved thru the underwriters. Both these people made this process very quick and exactly what I was looking forward. I would definitely recommend Mr. Cooper and these gentlemen to anyone that is looking to finance or refinance. They are both an asset to any company.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Oct. 9, 2021

    Everything was great. All questions were answered and we are extremely happy with the speed with which our loan was processed. All parties were very reachable. The entire process was so easy that I regret not having done it sooner.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Oct. 9, 2021

    We already had a preexisting loan with Mr. Cooper. Their customer support is very good. It was very quick and very easy working with them. If we ever get this one paid off, we’d consider using them again. The overall experience was very good. We were able to close within two weeks and that was a surprise to us. We were able to overall save money with a lower interest rate and less years paying on it.

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    StaffRates

    Reviewed Oct. 8, 2021

    I'd recommend Mr. Cooper. Working with them helps with the interest rates.

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    Verified purchase
    Transparency

    Reviewed Oct. 7, 2021

    Everything was very easy. They kept us updated on the progress and the whole experience, so we knew what to expect.

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    StaffBilling

    Reviewed Oct. 6, 2021

    We did the refinance and it was very easy. The application process was very fluid. The rep was very cordial, polite, and knowledgeable. Once we got going, the process was pretty straightforward and we ended up where we hypothesized with where we wanted to be. So, as far as something that can be daunting and if you don't understand it, it was very, very palatable, and very understandable. The immediate benefit of the refinance is we haven't made our first mortgage payment yet. We're gonna anticipate that we're gonna see some relief on our exposure monthly and that we'll also see an increase in being able to pay down the principal.

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    Customer ServiceCoverageStaffBilling

    Reviewed Oct. 6, 2021

    We had two people for the mortgage and if we had questions, we sent it through email, and they got back to us. However, I got seven mailings from its insurance group, within three days, all asking me to check into covering for life insurance for the new mortgage I got, and every one of them came from a different office with a different return address. I even got a postcard the day before yesterday asking me to look into it. All of them had different ID numbers on them. I called, following the postcard I got, and the number that I kept putting in would not go through. I finally dug one up on one of the envelopes I got and they said they would call right back. Well, they didn't call, so I just shredded everything that they sent me. It was very confusing. We still haven’t received all the information on our mortgage, other than the fact that we're good, and that our first payment is due in November.

    Also, it's kind of alarming when I suddenly get those. It's almost like, "Is this real?" Especially since the numbers wouldn't let me go through, then the one number that I got through said they'd call right back, and they never did. With everything that’s going on in today's world, there's either a problem or there is a big communication gap between the different offices out of the different parts of the country for Mr. Cooper and they need to get that straightened out because it's disturbing.

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    Verified purchase

    Reviewed Oct. 5, 2021

    The process took so long. I started in April and we didn't sign until September. I was very dissatisfied. I was already a customer, and to be denied because of information they didn't get wasn’t a pleasant feeling. But the people at Mr. Cooper were nice. They answered the questions I had.

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    Mr. Cooper
    Response from Mr. Cooper

    Hello, Frankie!

    We are very sorry that you were not satisfied with our service. We put great importance on the quality of our services and the satisfaction of our customers and would like the opportunity to investigate your feedback further. Please give us a call at 888.509.2432, we are available M-F, 8 am to 5 pm CST, and would be happy to help.

    Thanks!

    LaQuinte Proby

    Community Manager

    888.509.2432

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed Oct. 4, 2021

    My experience with Mr. Cooper was amazing. Angela, the person that I spoke with, was amazing. Without her, I probably would not have gone through the process. They were able to take it down from a 7.5% interest to 2.5% only because we've got an old farmhouse that we've been remodeling for years and didn't realize we didn't have to have an appraisal because there are certain things that we still want to get done with the house before we have it appraised. She was able to drop our payment by about $450 a month.

    We talked on the phone quite a few times and several emails. She was on top of it. When it came time to closing though, the person that was supposed to close our loan wasn't available. We had somebody else step in. They didn't get the paperwork, so we weren't going to be able to close on time. I reached out to both Angela and to Ashia, who was the second person we were dealing with. And Angela was able to get everything coordinated where we were able to close about an hour and a half later than our scheduled time.

    However, in the beginning, the few items they told me that they needed for us to start the loan, I got to them. But then we got into a glitch with my insurance company. Mr. Cooper contacted them four times and had not gotten a response. All I had to do was call the office and get the insurance paperwork that they needed. So had I known that in the beginning, I could have had it and that could've sped up the process.

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    Verified purchase
    Customer ServiceTransparency

    Reviewed Oct. 3, 2021

    I worked with Shannon and she was really good at keeping me up to date on where things were. She had good follow-up.

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    Verified purchase
    Customer ServiceBilling

    Reviewed Oct. 2, 2021

    All communications were very well done via phone and email. It was nice being able to do everything online up until the closing paper. Everything was great. My payments were lowered and everyone I talked to was very nice.

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    Verified purchase
    Rates

    Reviewed Oct. 1, 2021

    I got a lower interest rate, which was good. The service has been really fine.

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    Verified purchase
    Customer ServiceCoverageStaffBillingRates

    Reviewed Sept. 30, 2021

    Mr. Cooper bought my old mortgage, and then they called me saying that if I could refinance with them, they could do this interest rate at closing. It sounded good so I agreed. The only thing I was disappointed with was that we picked what I was going to do for the refinance, and the rep said that I won't have to make my mortgage payment that month and that I would just have to bring X amount to closing. That X amount was around $1,000 more than I thought it was going to be and so I was a little bummed about that. But it was not the gal's fault, it was probably whoever underwriting it. Overall, I had a great experience.

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    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed Sept. 29, 2021

    I've had a loan with Mr. Cooper for a lot of years. Then the interest rates were going down. Mr. Cooper didn't go down as low as I thought it would, but that was okay. The first person that I spoke with was very thoughtful, intelligent, and told me everything I wanted to know. However, I had a major problem with the second person that started to take the information. If it wasn't for the first rep, I would have cut the thing off because that second person really frustrated me on a lot of reasons. She should not be doing that type of work, she needed training, and Mr. Cooper did not give her enough and proper training. When I called her, she answered me back. Her voice was fine and she was cooperative. But she didn't know what she was doing and she made me very uncomfortable. I had to go back to the first rep a number of times.

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    Verified purchase
    Customer ServicePunctuality & SpeedBillingRates

    Reviewed Sept. 28, 2021

    We had our house financed through Mr. Cooper and the younger gentleman that I contacted in Dallas was good. He responded to my questions and issues that I had. Later on, when we were going to have the person come in and have us sign all the papers, there was a mix-up in that and they had to call someone else to come in. But we survived that too. That was no big deal and Mr. Cooper handled everything the way they could. But I got something in the mail the other day that said that Mr. Cooper sold me out to another finance company and I wonder what’s going on. I just sent my first October payment to them today because they told me to continue paying them until something happened.

    I was shocked because I’ve been with Mr. Cooper since they took over the prior guy who owned the place. We made our payments on time because we got a good credit rating. We went through all the refinancing through them and then, they sold us off. I was blindsided. I had no idea at all because we were dealing with them and we were satisfied, and all of a sudden, they were gone. That was a bad experience.

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    Mr. Cooper
    Response from Mr. Cooper
    I appreciate you informing us of your experience. It is my goal to make every attempt to resolve your concerns to the best of my ability. I will follow up privately with a resolution to your concerns.
    Kalie Ezenwa

    Community Manager

    You are welcome to call our escalations line at 888-509-2432. Since it's a small team, we are here Monday - Friday from 8 am - 5 pm CST. If there's something I can assist you with, I'm happy to help - you can email me at Social.Media@Mrcooper.com. Thanks!

    Customer ServiceCoverageStaffBillingRates

    Reviewed Sept. 22, 2021

    My account was sold to Nationstar from Bank of America! Been with mortgage company for years. It is one thing after another. First foremost been harassed by customer service during 2013-2015. Misappropriate my payments. Customer service worst ever!! Will never suggest this company!! Workers are disrespectable when calls are placed. My home insurance cancelled. No one informed me. Got a letter saying if I did not get new insurance they will be forced to put me in a company with high rates and if I did not get my own this is how it is going to be!! Just plain disrespectful rude even on documents. I only communicate via email messages secondary to this awful unprofessional company. Really Horrible. I hope they do not remove my review!! Cancelled my mortgage insurance without notice. Overcharging fees.

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    Verified purchase
    Refunds & PayoutsStaffBilling

    Reviewed Sept. 20, 2021

    The application process with Mr. Cooper was very good and it didn’t take long. Since refinancing, I got my new car paid for and the credit cards are just about paid off. My experience with Mr. Cooper was professional and I’m very satisfied.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Sept. 19, 2021

    Mr. Cooper made the loan process easy and their loan officers are friendly. They were able to answer my questions but they didn't make it super complicated for me to understand the process. My rep Kristen was on top of things and she made sure the process went smoothly. She would either email me or call me when they needed something. She was willing to go through different options with me at the beginning of the process and offered me options that I wasn't even thinking about. She really helped guide me through what was best for me and my family. One of the things I liked about working with Mr. Cooper is that they were very to the point. I didn't have to sit and go through a bunch of ** to get what I was looking for.

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    Verified purchase
    Contract & TermsStaffTransparency

    Reviewed Sept. 18, 2021

    I must say, I had a great experience refinancing our home. Ashleigh was my first contact and she helped run numbers to help us figure out our best options. Then Matt was our next person who kept us updated on the progress. He made arrangements to have the appraiser come out and have a notary bring our documents to us for closing. It was great! Everyone was very nice and answered all our questions.

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    Verified purchase
    Staff

    Reviewed Sept. 18, 2021

    From application to closing, it took a couple of weeks which wasn't bad at all. My rep answered all my questions and the process went pretty smoothly.

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    Verified purchase
    Staff

    Reviewed Sept. 17, 2021

    It was a great pleasure to deal with Mr. Cooper. Their team is great. Everybody who helped me, they were fabulous.

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    Verified purchase
    PriceBilling

    Reviewed Sept. 16, 2021

    Being with Mr. Cooper has been good. Since refinancing with them, we got our payment a little cheaper.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 15, 2021

    My refinance was very went very well. The team was very knowledgeable and quick to respond to any question or concern I had. Wonderful customer service skills from everybody I had the pleasure of communicating with. Thank you for your patience and for being so well trained.

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    Verified purchase
    Staff

    Reviewed Sept. 15, 2021

    This review is for Anna ** and Leo **. My case was turned over to them after Mr. ** and his manager were doing a terrible job. Anna ** was amazing to work with. I give her a solid 10 all the way around. Same for Mr. **. Anna was always responsive. She explained everything well, and on several occasions she went above and beyond. Truly exceptional service! Mr. ** was great also.

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    Verified purchase
    StaffEase of Use

    Reviewed Sept. 15, 2021

    Mr. Cooper's team went above and beyond to help me, guide me, and make my process easy to navigate and understand. Too often, I see the concept of 'customer satisfaction' being used as a standard goal by organizations. The goal should actually be customer delight. Customers should be more than just satisfied, but actually happy and proud to do business with a company. Mr. Cooper clearly understands that concept.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffRates

    Reviewed Sept. 15, 2021

    The communication, follow up and timeframe with Mr. Cooper were great. However, I was under the impression until the day of closing, when the lady was at our house, that the rate was the rate based off of the equity in our house. But in review of the closing costs, it broke it down, and we paid for it to get to that point. It was 900 and something dollars which the gentleman that I worked with could have sent in the beginning. I saw it, but that wasn't communicated clear enough. Other than that negative piece, they were fast and responsive when I had questions. It was probably one of the easiest refi’s we’ve had.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 14, 2021

    I have never worked with a better company. Your staff, from the first phone call to the day of closing was wonderful. They have been well trained in dealing with the customer and making sure everything is done. I have already handed out your number to many people. Keep up the good work and thank you.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 14, 2021

    I didn't have to do leave my home. Everything was done by computer or by phone and the closing was completed in my home. I am so pleased with the accuracy and the professionalism that every member of the team showed. I would recommend Mr. Cooper to anyone that wants a headache free Re-Fi. Thanks Mr. Cooper.

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    Customer ServiceCoveragePriceMaintenanceStaffRates

    Reviewed Sept. 14, 2021

    Our mortgage was transferred to Mr. Cooper right after a refinance. Our insurance (home and flood) was paid at closing, but our regular renewal date was about 8 weeks after we closed. I didn't want the premiums to get paid again for this year out of our escrow, so I contacted Mr. Cooper as soon as I could. I did everything they told me in terms of getting the documentation they needed to show it had already paid and was verbally assured by someone in the Mr. Cooper insurance department that it would not be double-paid. Both premiums did in fact get paid a second time, leaving my escrow with a negative balance.

    I called to see what Mr. Cooper would do to fix their mistake and the answer was that it was my problem to fix. They "value me very much as a customer" but wouldn't actually do anything to back up that statement. I understand that mistakes happen, but I contacted them on 3 separate occasions to make sure this particular mistake wouldn't happen, and then when the mistake DID happen they showed no interest in fixing it. Look elsewhere for your mortgage needs.

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    Mr. Cooper
    Response from Mr. Cooper
    I appreciate you informing us of your experience. It is my goal to make every attempt to resolve your concerns to the best of my ability. I will follow up privately with a resolution to your concerns.
    Kalie Ezenwa

    Community Manager

    You are welcome to call our escalations line at 888-509-2432. Since it's a small team, we are here Monday - Friday from 8 am - 5 pm CST. If there's something I can assist you with, I'm happy to help - you can email me at Social.Media@Mrcooper.com. Thanks!

    Verified purchase
    StaffLoan Process

    Reviewed Sept. 14, 2021

    Gary was one that took the first information from me and then Jamie did the second part of the loan. Both of them were professional. They went out of their way to explain things and I ask a lot of questions. They really are went into detail whenever I had an issue were or I wanted to ask them I change my amount which made more work for them and I really appreciated it. Really good guys.

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    Verified purchase
    PriceStaffRates

    Reviewed Sept. 14, 2021

    The experience with Mr. Cooper was like buying a car. They say one price, and when you go sign, it’s a whole different price. I talked to the rep about the situation and he said he couldn't do anything about it. I don’t think I will use them again.

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    Mr. Cooper
    Response from Mr. Cooper

    Good afternoon, Leonardo

    It's disheartening to read that your experience with Mr.Cooper was not positive. This is not the impression we want to leave you with. When you have a moment, please follow up with me directly.

    Respectfully,

    LaQuinte' Proby
    Community Manager

    888-509-2432

    Verified purchase
    Staff

    Reviewed Sept. 13, 2021

    Excellent customer interface with dedicated professional support. Very knowledgeable team! Throughout the entire process felt confident with all the information and the guidance provided by the Cooper team. Special thanks to Avery ** and May ** who handled the process with great care and help get me to the finish line. You guys really made the difference.

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    Mr. Cooper Company Information

    Company Name:
    Mr. Cooper
    Company Type:
    Public
    Address:
    8950 Cypress Waters Blvd
    City:
    Dallas
    State/Province:
    TX
    Postal Code:
    75019
    Country:
    United States
    Website:
    www.mrcooper.com