
Mr. Cooper Reviews
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About Mr. Cooper
Mr. Cooper is a nonbank mortgage lender and the primary brand of Nationstar Mortgage LLC (NMLS #2119). The company offers conventional and government-backed loans for home purchases and refinancing. It publishes daily rate information online and provides tools to help borrowers estimate affordability, monthly payments and potential refinance savings. Mr. Cooper operates nationwide and is licensed in all 50 states, Washington, D.C., and several U.S. territories, including Guam, Puerto Rico and the U.S. Virgin Islands. The lender primarily delivers a digital-first experience, with support available online and by phone.
Visit www.mrcooper.com- Online pre-qualification tool takes minutes
- Online loan tracking
- On-time closing guarantee
- Pays local moving costs in some areas
- No physical branch locations
- No USDA loans
Mr. Cooper Reviews
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Reviewed May 16, 2018
I would like to thank Sarah ** and Angi ** working with me in getting my two loans put into one with a better payment and interest rate. They were very good at helping me understand what I was getting into and the cost. I would recommend them both to someone that might want to refinance or buy.
Reviewed May 16, 2018
I refinanced my old mortgage with Mr. Cooper to get the equity of the house so I could fix and remodel it. Everything was streamlined, very quick and done through email and then some phone call. And the DocuSign was very convenient and very efficient. You can process the mortgage on your tablet or your phone, conveniently at your house. You don’t have to travel to the office or meet up with anybody. The whole process took a month or so. I finally got money to remodel and I’m doing it right now.
Reviewed May 15, 2018
I have been approved for the short sale program for my house that I currently have a mortgage through Mr. Cooper. I have had an approved offer at Mr. Cooper for the past 42 days. I cannot get a response as to what the hold up is. I have sent 3 e-mails last week to my account specialist who told me 2 weeks ago that she works closely with the short sale department, and she could get an answer for me. My question last week, 3 times was, how are things going, and I cannot get a response. Mr. Cooper has been great about calling me if my payment isn't in on time. They are able to call my cell phone, my wife's cell phone, they can e-mail me without a problem it seems. However, when I have a question for them, I cannot get an answer... Frustrated at this point and just hoping for some meaningful communication.
Reviewed May 15, 2018
Needed to refinance my home and decided what my current mortgage holder could do for me. Process couldn't have gone any smoother! Dwayne **, loan officer, got right on it and explained everything so I knew exactly what my options were and what to expect. Lauren ** was fantastic in getting the paperwork to me and being sure I knew what the next step would be. Never felt like I was just another number. Would recommend them and Mr. Cooper to anyone looking to refinance their home. Best experience ever.
Reviewed May 15, 2018
We were trying to see if we could reduce our interest rate and our monthly payments, thus our decision to refinance. We did that with Mr. Cooper and everything went smoothly. We received everything they sent us and everybody was very helpful in answering our questions. Our rep was very professional, nice and polite. She always called to make sure we understood everything and if there were any changes, she called us promptly to let us know. With the refinance, we were able to pay off some debt that we had.
Reviewed May 15, 2018
Mr. Cooper's services have been outstanding. I refinanced the first time because the rates were going down. The second time, we were working on buying a house and we wanted to turn this one into traditional so I could use my VA to buy the house. The appraiser took 3 1/2 weeks to do the appraisal, but every experience I've had with Mr. Cooper has been phenomenal.

Reviewed May 14, 2018
Well after trying to contact Mr. Cooper for about a month now: on house at **; and talk with many reps there, they only got half the job done. I have tried working with them on many occasion to have these trees removed, branches still falling into my yard. NOW whoever the owners are, or investor they pretty much say, "** we don't care about your house or yard." They are some clowns. Last month they tried to kill my daughter. Yes they did. This month they going try again when these trees not cut and removed. I have been calling and been getting the runaround. They think I am stupid, that I will just fall for anything.
This company because they got money they think they can just F over people. ALL I ask is to removed these trees but they are pissing on me. They think I am a fool. Company like this can't be trusted unless you take action. IF contacted some t.v. show that exposes company like this and the NAACP, Investigator control or IF I cut the trees myself which I am close to doing I would be wrong. BUT I have tried to work with them, YES they cut some but they need to remove all. SO I say this, "LET it fall on my house or vehicle you will have a problem." So MCS and Mr. Cooper wants to ignore me, I should say party on. And if the tree fall onto your house I would not be wrong. TRUST ME. You are some killers, KILLERS and KILLERS. KEEP saying to me **. Keep trying to feed me anything. It's not going to work. I am not a fool. Don't play me like one...
Updated on 05/16/2018: Not Good: Well I done talk with Patricia about my concerns of the trees. From the tone of her voice it's telling me she don't care who can give a hoot. And the owner she is work for don't care. I am not trying make hell break loose but from the sound of Patricia and the owner they wants the challenge. I wish I could talk to the owner but I guess he is afraid too. So he/she hire someone else to do their dirty work. What a gangster. Come talk to me. Patricia made it perfectly clear as far as the trees so what. And the owner if he/she was big and bad why they don't come and talk to me? Thank you Patricia for taking me to the field. Let the owner he/she can call me Anytime.
Reviewed May 14, 2018
From first contact with Elliott ** to the final closing of the loan was a very positive experience. I was well informed all the time. Esther **, Loan Processor, was very pleasant and helpful. Hats off to both these wonderful persons.
Reviewed May 14, 2018
Mr. Cooper was great. They stayed on top of everything and kept me informed, and I was really pleased. It was the best experience that I have ever had.
Reviewed May 13, 2018
I wanted to get a better rate and consolidate some bills. I dealt with Dustin who was a professional from Mr. Cooper. He was very good and responsive. He would call back when I would place a call to him or sent him an email with answers to my questions. But the loan processor that I got was horrible. Her name was Lynn and I would never want to deal with her again. She didn't return calls timely to me. There are things that she was asking for that she was telling me that somebody else wanted that really didn't make sense. I was explaining things to her and she constantly talked over me and I was getting sick of it. When I couldn't get answers from Lynn, I would refer back to Dustin and he would go out of his way to try to figure something for me. Lynn may need training in being more responsive to people. Other than that, I'm saving money since I've refinanced my loan.
Reviewed May 13, 2018
I already had a mortgage with Mr. Cooper when it used to be Nationstar. I dropped PMI so I decided to refinance. I already had an estimate from another company and I presented it to Mr. Cooper’s mortgage professionals and they said they could beat the estimate. And the other company couldn't so it went from there. It took a few weeks for the refinance process. It came a long way since Nationstar with a mobile app so that's been helpful. Their team was good and personable. But they could probably stay in touch a little bit more after leaving the person. There was one point in time where I felt like “Where are we at in this process? When is closing happening?" But when I got back to my original loan guy, he was able to get in touch with the other people and got it figured out. So maybe during each step, have the reps reach out to the customer and keep them updated.
Reviewed May 12, 2018
We were in a position where we wanted to do some cosmetic type of things for the house, so we started looking to see what our options were, and also maybe get some of the equity out of our house ‘cause we know the markets have gone up since we bought our house. Mr. Cooper took over our loan so we started getting communications from them. Anytime we had questions and reached out to someone, we always got a very timely response. They made the process very easy. We definitely had all of our options, and we didn’t feel like there was maybe something else out there that we weren’t taking advantage of that would make more sense for us. We haven’t made a payment yet, but getting some of the equity out and at our closing, we have been able to use that to upgrade some of our appliances and do things like that.
Reviewed May 11, 2018
I found the refinancing process easy, with the exception of having go through the disclosure process too many times - not sure why so many times if already done once. Other than that the process was timely and within the expected time I wanted to complete the refinance. I would have also preferred a better rate :).
Reviewed May 11, 2018
My mortgage was transferred from HSBC to Nationstar to "Friendly, happy, local Mr. Cooper!!" I was going thru a very difficult process, as my husband had just passed away unexpectedly & tragically, 10 months after my Mom passed away. When they first contacted me, they needed some paperwork from the condo board where I live. Then I received a 2nd request. Now, I know the info they wanted was sent by the woman at my condo because she sent me a confirmation of the fax. I received a letter which appeared to be a third request. It was the same exact letter but the info they wanted now was on my private condo insurance, but it wasn't clearly spelled out. So, Mr. Cooper took it upon themselves to buy a $350. condo ins. plan which raised my mortgage and screwed with my escrow, NOT TO MENTION THAT I DID NOT NEED IT!!
IT TOOK 5 PHONE CALLS AND I DO NOT KNOW HOW MANY MESSAGES TO HAVE THAT FIXED. THEN... despite the fact that they were told that my husband passed away, and I filled out an affiliation form, I got my taxes with my husband's name and SS#. I had to request them in mine, but when I did.. they refused to take my husband's name off, so my bill & tax documents have my name and THE ESTATE OF... I have explained numerous times that the house is mine (as the co-borrower) & NOT PART OF MY HUSBAND'S ESTATE. SO FAR I HAVE GOTTEN NOWHERE WITH GETTING HIS NAME OFF THE DOCUMENTS. I have gotten documents with the complete wrong mortgage ID #.
No one at the company, even the supervisor, could figure out that one out (???). ALSO... I have NEVER PAID this account late, except when I buried my mother (10 months prior to my husband's death). BUT.. they insisted on calling me on the 10th until I threatened them. Now I get letters sent out on the 10th, by the time I receive them, the bill is paid. They must love wasting money. I have owned 2 houses in my life, my mortgages have been bought and sold many times.. I HAVE NEVER, EVER HAD A MORE PATHETIC, MORONIC BUNCH OF PEOPLE HANDLING ONE OF MY BIGGEST ASSETS.
I would give them a minus star if I could. Do NOT under any circumstances, allow this company to hold the mortgage to your home... you will REGRET IT!! IF THIS BY CHANCE SPURS THEM TO CONTACT ME, THEY BETTER HAVE FIGURED OUT THAT The Estate of... should be taken off my paperwork, as I am now the sole owner of this house!
Reviewed May 11, 2018
I had an account with Nationstar and then they became Mr. Cooper. They contacted me and asked me, I asked a few questions, and then we refinanced our old mortgage. I tend to stay with relationships as long as they're good to me. There was a hiccup here and there and Mr. Cooper took care of it. The rep was professional. I was a bit hesitant 'coz I wanna get my mortgage paid off. The rep discussed different options and came upon one that would be much more beneficial and would get me paid off faster if I stick to my plan by paying off all those high credit cards. I've been slowly doing that as we went along and we got the credit card debts all gone now. So, as long as I can keep my wife from using the credit cards, we will be just fine. I would recommend Mr. Cooper. Since the overall payment is down, refinancing our loan with Mr. Cooper makes life a bit easier when emergencies come up.
Reviewed May 10, 2018
I had a large insurance claim due to water damage. Mr. Cooper is hold on to my money until all of the work is done. I am floating about $20,000 that I have paid to contractors while they wait until my property is inspected (which I get to pay for). They don't care about their customer. They are another nameless, faceless bureaucracy.
Reviewed May 10, 2018
I have to say I have been hesitant about refinancing my mortgage for many reasons. The people at Mr. Cooper (Nationstar) were super! It went very smoothly and our refinancing was done in under 2 weeks (about 10 days). We are now saving money every month and couldn't be happier.
Reviewed May 10, 2018
I had a very good interaction with Mr. Cooper's rep during my refinance. They kept in touch with me if I needed something. So I’m very happy. I had a good experience with Mr. Cooper, overall.
Reviewed May 9, 2018
I had gone to Greenlight for a loan then Nationstar acquired them. I found that right after we closed the loan with Greenlight. We had that loan with Nationstar for years then the company had a name change to Mr. Cooper. Everybody at Mr. Cooper has been friendly and hands-on and got everything done quickly. I would recommend them.
Reviewed May 8, 2018
I applied for Mr. Cooper to refinance our home. I have submitted all the paperwork and they said that it was approved and then all of a sudden they kept on calling me and told us that they need more paperwork. So we spent over $80 sending them the paperwork then after they receive that they said they will give me an appraisal. So we spend another $495 on the appraisal and then all sudden they said they ran into more problems and I have said, "Can you give me my money back on the appraisal?" They that they couldn't because it wasn't refundable and now I'm alone wasn't approved. They sent more problems. I talk to Joe ** on this matter and he said again that was approved but they were waiting for more paperwork. It's been over a month now so I told him, "Just forget it. I want to cancel my loan."
Reviewed May 8, 2018
Do whatever you can to not work with this company! Our home loan was sold to them and ever since we have had nothing but issues. We are in the process of doing everything we can to get our mortgage refinanced with another lender. After doing my research into this company I discovered they have had a class action lawsuit in which they were ordered to pay $12.1 million. I also found 7231 bad reviews online about this company and how corrupt they are. We have been trying to get to the bottom of all these issues but have had no resolution or help with any of their employees or managers. They will increase your mortgage payment, not notify you and then apply late fees without any notification. They will then take your mortgage payments and apply them to the late fees so that you are not current in your payments. We are filing complaints against Mr. Cooper with the BBB and the Attorney General's office.
Reviewed May 8, 2018
Our refinancing experience with Mr. Cooper was fine for the most part. My interaction with the reps was fine too. It's what you would expect from people who are doing their job and working for a mortgage company. However, there was a mistake that was made at one point. They misfiled some of the paperwork and that had to be filed 12 days in advance to the closing so that set us back. Nevertheless, the refi went through and I was able to accomplish the things that were the goals for the refinance.
Reviewed May 7, 2018
I am currently a Mr. Cooper customer. I wanted to refinance my home and inquired with several different banks. After my investigations I found Mr. Cooper to have the best rates for the requirements I had. I dealt with Cindy and Isaac from the start right through the final steps. They were both very professional and provided all the information I needed. They also kept me well informed of the process and responded to all my inquires. The process was very fast and everything went better than I had planned. I would recommend Mr. Cooper and both Cindy and Isaac for any of your mortgage requirements.
Reviewed May 7, 2018
We’re pretty happy with Mr. Cooper. We had a home remodeled and for the most part, refinancing was pretty normal. The reps are fairly friendly. They laid out two or three options we had. I already had an idea of what we wanted, so we fit the one that was close and matched that.
Reviewed May 6, 2018
I've been with Nationstar a long time. I inquired about refinancing my old mortgage as I was just about to open a business, and stayed with them for the convenience and since I already had my loan with them. I look at it as kind of my money invested in my own home. I figured I had made the right choices in the past and Nationstar made this possible. They're very swift, on point and I was very satisfied.
Reviewed May 6, 2018
I wanted to make some home improvements and see what I could do. I contacted Mr. Cooper as I had my original loan with Nationstar and everything worked out. The reps were very good. They stayed in touch with me and kept me abreast of where everything was, how it was progressing and what I needed to do. So, they made it very easy. Everything was clear, concise and to the point. They were very helpful. They gave me the money to make the home improvements that I’m in the process of making.
Reviewed May 5, 2018
Our loan got bought out by Mr. Cooper and we are refinancing through them since we haven't had any issues with them in the past. Also, it's easy. The Mr. Cooper representatives are very prompt and they have answers right away whenever I have a question. Plus, they would call me back right away, follow up promptly, and they are very knowledgeable and patient. My experience has been great.
Reviewed May 4, 2018
I've never dealt with so many incompetent individuals within one company before. They are not paying my property taxes out of my escrow. The money is there. I'm on my 6th escalation to get them paid to avoid paying them myself or the consequence of tax auction. Needless to say, I did not select this mortgage company. They are absolutely awful. Take a higher interest rate and find a better company. HELL, even Wells Fargo never made any mistakes before this.
Reviewed May 4, 2018
The reps were awesome. I had talked to one man and then the guy who I worked with all the time was wonderful. He kept me informed of everything. He also explained everything ahead so there was no surprise. He answered all my silly questions even the ones that I repeated. He was so kind and if something was gonna be delayed, he was right on the phone telling me about it. I told my friends that if they are going to refinance or need a new house mortgage company, I recommend Mr. Cooper. The refinancing I did with them was the smoothest thing I have ever went through.
Reviewed May 4, 2018
I finally had some equity and wanted to do a few things around the house, so before the interest rates went up, I wanted to do a refi. When I got a letter from Mr. Cooper, it all seemed like it fell in line. They seemed like they know what they were doing, so I gave it a try. If I went out and shopped the market, I wasn't gonna get anything better anyway, so I went with the flow. Their reps were very professional and friendly. They got back to me right away with any questions and if there was any problem trying to get documents to them, they worked with me on it. It was very efficient and it worked out well. Since refinancing my loan with Mr. Cooper, I had a couple of credit cards paid off and got a washer and dryer.
Reviewed May 3, 2018
They refuse to allow FHA assumption because they do no follow FHA guidelines. FHA assumption is one of the simplest of loans to transfer property ownership. Mr. Cooper's assumption manager David ** misquotes the FICO score requirements as 620 when the requirement as per FHA is 500 when meeting equity requirements. Mr Cooper is required to follow FHA guidelines as per FHA. Mr Cooper has fought the assumption at every turn initially not allowing an assumption package stating the loan was not assumable. Mr Cooper has now dragged this out for over six months fighting all the way. They keep saying they will do a new mortgage but continue to deny the assumption. Mr. Cooper and David ** are in direct violation of HUD and FHA.
Reviewed May 3, 2018
I'd been thinking about refinancing and I got a call on a Saturday morning from a man named David. He asked if I was considering refinancing and I told him that I would like to, but I have a second mortgage. He said that they could make it work for me. Mr. Cooper’s representatives, both David and Robin, were wonderful. They kept me up-to-date, answered all my questions and everything went very smoothly. They were very professional and wanted to help me to be able to do what I needed to do and they certainly did. They're perfect with everything that my budget allows. I was very pleased with everything and I would certainly recommend Mr. Cooper.
Reviewed May 2, 2018
I have been trying to get in contact with my “dedicated loan specialist” since January. I have been calling her, leaving messages and still haven’t returned my calls and everyone I speak with gives me different information every time, I have been calling for help since hurricane Irma and I call once a week and still no help just the run around. Mr. Cooper has very poor customer service.
Reviewed May 2, 2018
We wanted to refinance and lower the amount of years that we had as it felt like it was time and our mortgage was already with Nationstar until they switched to Mr. Cooper. Their reps were wonderful. I sat and talked to the first one for a little over an hour to see about starting the process and he did really good. Everything was easy and went through well.
Reviewed May 2, 2018
I was consolidating some debt and also getting some money for our home improvement. I had a loan that was transferred over to Nationstar, then it went to Mr. Cooper. I called in and talked to a representative about interest rates. The rep walked me through the process and then we went from there. Everything went very smoothly. I had to call back to check on my escrow thing but overall, it was good and it was my first online experience.
Reviewed May 1, 2018
Our mortgage was sold to Nationstar mid 2016. At the time we had owed around 9k. My old company was bought out and I received 11k. Immediately transferred The money only to later find out that our loan have been sold from Bank of America to Nationstar. When we got documentation from Nationstar we were shown to be behind 9k. When I reached out to Nationstar they told me to apply for a loan modification. This was September 2016. Unfortunately I was laid off from my job October 2016. I called in to let Nationstar know and was quickly coached not to mention it fearing I would lose the modification I've been approved for. Needless to say May 2017 we were a few months behind. I got a loan modification package quickly submitted the documents only to have them request more documents.
The middle of June 2017 our local sheriff quietly brought us foreclosure notice. We were stressed out. I called in and was told again they needed more documentation. This went on from June to August them requesting more and more documents. Finally around the middle of August 2017 I called one morning, as usual, to get a status on the modification. I was told I was approved for a loan modification and my package would be mailed out within the next two weeks, the representative went as far as to give me the estimates of my new monthly payment. Needless to say my wife and I were relieved. We paid some bills with the money we had saved and look for the package.
About a week after that call I received a letter in the mail telling me I have been approved for a forbearance plan. But the forbearance was for twice the amount of my normal mortgage payment? I called in, and was immediately transferred to someone in the customer service department who informed me I didn't qualify for a loan modification, he also refused to look up the details and when is far to tell me that I shouldn't be living there if I can't afford it and that I didn't even have a forbearance plan? I got off the phone that day destroyed. We have three children and although we had some issues with our finances we were at Nationstar beckon call for anything they needed even if it was the same document they ask for the week before. So then the fight began.
I started calling to figure out why my loan modification was gone. I took notes every day of the phone calls in the details. Some days it was like I've never would get a real answer and some days I would be lucky enough to get with a representative who would try to find out. Finally somebody track down the notes on my account verifying of the verbal loan modification from August. She gave me customer service email. I submitted along documentation asking them to review only to be informed a week later that it must be a physical copy. I got in touch with my local housing and unfortunately received little to no help at all. I would receive loan modification packets and quickly send in the information only to be told I didn't qualify for a loan modification.
Some Representatives informed me I had an FHA loan. I spent a few days contacting FHA only to find out it was not an FHA loan. Some days I was told I did not qualify because I had recently had a modification. So I went back through my modification of 2016. The document never mentioned only being able to do one loan modification. In fact I discovered that I had a Department of Agriculture loan which qualified to have more than one loan modification. I wrote letters. I contacted different departments and was consistently told different things finally to be told I needed to register a complaint.
In 2017 I was contacted by customer service and informed that my account was being reconsidered for a loan modification and that I needed to send them some documents to finish out the process. Again my wife and I were excited after a long battle. A week later we were informed that we no longer qualify for a loan modification? And to top that off I was being told that there was no more forbearance plan. And as far as the letter I had submitted I received a reply which had all of Nationstar replies without any of my input. But it was clear that whoever did the report did not research the notes in my account. The beginning of October I randomly logged into my Mr. Cooper account to find that I was in Step 2 of the 4 required for a loan modification. I called and asked to which they said they needed the documentation when I questioned being the nine previously they told me something must have changed.
I can't even begin to explain to you but all of this took on my family and I. Anyways, turned out we were denied for that loan modification that we never applied for but the for parents' plan magically appeared up on my account again. We were forced to sign a paper that doubled our mortgage $3,100 a month. This began in November and we paid through February. Only to find out that we were late and our payment had posted on the 3rd or 4th of the month instead of the first. Which meant, our forbearance plan was canceled. I cannot even begin to tell you how many hours I've dedicated to answering all of their questions having them lie to me and having no power to do anything about it. I never threatened to sue or get an attorney etc.
So here we are May 1st 2018 and I'm in the middle of having to send pay stubs that I sent last week with a foreclosure date of May 19th. The sad part is May 2017 we owed about $7,000 and Nationstar quickly said I qualify for a loan modification. I can't help but think if they had been honest with me at that moment we could have sucked it up borrowed the money from my parents and would have been in good standing. But I believed them, I believe when they told me I qualified, I believe when they told me they only needed a few documents, I believed when they told me I was approved in August of 2017 for a loan modification. But here we are here later facing us suppose it foreclosure and I have nothing I can do about it. Whatever happens to us, I know this is long but I wouldn't want anyone else to go through this.
Reviewed May 1, 2018
I’ve already been using Mr. Cooper since I was with Nationstar. The service was excellent in every way and it was the easiest refinance I ever did.
Reviewed April 30, 2018
I refinanced and I have never experienced anything so easy! I received some refinancing information in the mail and email and decided to call to discuss. The original persona I contacted was very friendly, listened to my concerns and was extremely helpful. I then decided to refinance and the loan offer was just a dream to work with. She talked to me and emailed me every bit of information needed. The closing of the refinance took less than 30 days and was a great experience.
Reviewed April 30, 2018
I had a Mr. Cooper mortgage previously, so I knew the company. I went with them quite a while ago because of the rate. This time, I wanted to refinance my old mortgage at a lower rate and get equity money out of it. The rep that I spoke with originally was very nice and knowledgeable, and she set me up with the mortgage specialist. The mortgage professionals were very timely with their calls. When they needed something, they asked for it, and I gave it to them right away. They did what they said they were gonna do. I was happy with the entire process which was easy enough. Everything was fine and went smoothly. I have a house and Mr. Cooper gave me money, and I paid it back.
Reviewed April 29, 2018
Refinancing my mortgage with Mr. Cooper was the best way to go. During refinancing, everything went smoothly and all right. However, I took the equity out of my home to pay off some pretty large bills. Instead of just giving us equity and then letting us pay off the bills, they sent different checks to me after a week and then I sent those checks out to the people who pay the bill. So, all and all, I had a couple of more equity and stuff off of me. I do not know why they did that, but I feel I'm paying a half. Other than that, I got the refinance to really have the home improvement loans. Everything was approved and it was a good deal. I did not get the best rate, but I can live with that for a while.
Reviewed April 28, 2018
Bank of America told me that my mortgage with them had been sent to some other company and I would have to deal with them. I wound up at Nationstar, which Mr. Cooper was called at that time. Then I wanted to lower the mortgage I was paying every month through refinancing. And although Mr. Cooper was providing good service and was responsive, I did my due diligence and looked around. But I wasn’t that impressed, so I went ahead and had Mr. Cooper do it for me. And since it was in-house they cut out some fees that others would have charged because I would have been a new customer.
They had different loan officers that would come into play on the stages of the refinance and each one of them was responsive whenever I had questions. Also, they emailed the documents that could be digitally signed off with VeriSign without having to go somewhere and have a packet of documents signed. Also, it’s very easy to download information on their website, whether it's an escrow account or taxes or the IRS documents for submitting my income tax. Overall, I was pleased with Mr. Cooper.
Reviewed April 28, 2018
I made a 100 dollar payment. Mr. Cooper receipt showed I made the 100 payment. My bank confirmed the payment amount was 100. However, Mr. Cooper only gave me an $87.52 extra principal payment. Where did the rest of my money GO? This is not the only time or instant I have had with Mr Cooper. I currently give Mr. Cooper a negative 5 if I could. Mr. Cooper told me that since I had already tried to do a refinance with someone else I would not be penalized with another inquiry on my credit score. This was bad information and I was penalized with another inquiry which I have to suffer with until that inquiry drops off. Would I recommend Mr. Cooper? Never.
Reviewed April 27, 2018
We did a cash out Refi to do home improvements. The loan officer, J ** and processor, Stephanie ** were awesome. They responded to every call and answered every question, we closed within 30 days! Highly satisfied and will recommend!
Reviewed April 27, 2018
We contacted Mr. Cooper about a mortgage refinance. They worked with us and kept us informed throughout the process. When we had questions they answered them right away. Closing was set at a convenient location for us. Thank you Mr. Cooper.
Reviewed April 27, 2018
We had our mortgage transfer from Citi to Nationstar (or a month) to Mr. Cooper. We thought what a cool name. But that is all to the coolness. We always paid on time. One of our payment went to a banking cracks. I had proof of that I paid but nobody could help me. I talked to 6 different representatives. Everyone assured me that the next statement time my problem would be resolved. I asked if this will hurt my credit. They said NO. More than 6 months later someone was able to help me but my Pristine credit went down because they report me to credit companies. I called twice about that and was sent to nonexistent emails or person I was talking to didn’t see a problem. Stay away from that fancy, cool name. There is no service there and you can make it your job to solve something with them.
Reviewed April 27, 2018
Mr. Cooper bought our loan from another company. It was one of those bundling deals where whoever had our loan sold it off to somebody else. Our house is 15 years old and we wanted to do some remodeling. We had some equity in the house and it was okay to do a second mortgage or refinance, so we did it. We contacted Mr. Cooper and they had the best rate, and they already had our note on our house. Our interactions with the reps have been excellent. They've been very good, easy to work with, and upfront. When they told me that they were gonna do something, they did it. Mr. Cooper was competitive on rates and they got us the rate that we wanted. I would tell friends that they're great people to work with and we're very pleased with them.
Reviewed April 27, 2018
The first person I talked to at Mr. Copper was so nice. His name was Sam and he went out of his way for me. But then, the lady I spoke to wasn't so nice. She called in the evening and I took care of my mother during that time. She told me that they’ve been calling me and it was like she accused me of not answering the phone and she was implying that I was trying to slow down the process. I didn't like that. I told her that I was taking care of my 90-year-old mother, and I couldn't always answer the phone. But she didn't want to accept that, so I didn't care for her. Somebody needs to teach her some customer service skills. But then, the guy who came out to do the closing was exceptionally nice.
Reviewed April 26, 2018
There was a personnel change in the middle of our transaction that for a short time was confusing. However, it was soon cleared up with a call to Ashley and the process continued nicely through to the end. The personal money sent to us after paying off the two bills was a nice surprise.
Reviewed April 26, 2018
I contacted Mr. Cooper about refinancing my home to get cash out in order to pay off credit card debts. Mr. Jason ** helped us with this process and then Mr. ** finished the process with my husband and I. They were very prompt and courteous in everything that they did. The process was explained to us and it went exactly as they described it. The process was very quick and easy. I would highly recommend Mr. Cooper for financing or refinancing for your home. Thank you Mr. ** and Mr. **!
Reviewed April 26, 2018
I have a current mortgage through Mr. Cooper. I need to get an ex-wife off of the loan and I wanted a lower payment so I refinanced through them again. It was seamless and easier to go to the same company. Their reps were excellent! They went the extra mile to assure me that it'd be an easy process. They were thorough with good personal service. My payment now is $500 lower. So, it's a good feeling. Overall, Mr. Cooper is good and they have smooth process. If I had to refi again, I'd do the same thing. I wouldn't even shop.
Reviewed April 26, 2018
I fell behind of my mortgage by 5 months. So I called them about making 1 lump payment to reinstate the mortgage and they don't want your money. I believe this company would rather have the house. I owed a past due amount of $10,146. So I figured there would be late fees to go on that. I was guessing maybe $1-2K, not even close. We called and they want an additional $8,300 for late fees and lawyer fees. Can someone tell me if this is legal for them to do. How can anyone get caught up when they bend you over and add thousands on to a loan. I would love to sue them for screwing people over. I have had multiple homes and mortgages with different companies and "Mr. Cooper" is a complete joke and a rip off company. My wife, 2 kids, and myself are probably going to lose our house because I can’t come up with an additional $8k. Thank you Mr. Cooper.
Reviewed April 25, 2018
I spent 4 months on the phone almost everyday talking to your team of supervisors & representatives, on phone, and also via emails. You guys took me for a royal ride, by causing me severe frustration and pain. All I got after 4 months of struggle was a pathetic letter of sorry from Lovett **. The supervisors Tyrian **, Jonathan ** and Elijah ** were all unhelpful in resolving the case. Additionally, I had spoken to hundreds of representatives, and no one helped me. Finally, after I sent my case to the Consumer Financial Protection Bureau, it got resolved in 4 days. They never compensated me for all the troubles that I had gone through, and the money that I had spent. I would give them a zero star.
Reviewed April 25, 2018
My mortgage company went from Nationstar to Mr. Cooper because Mr. Cooper bought them out. I went for the refinance through Mr. Cooper and since I was with them, it was much easier. The professionals were outstanding and the refinancing was very smooth. They called me every step of the way and made sure everything was taken care of. Everybody made it so easy and friendly.
Reviewed April 25, 2018
We had a loan with the original company and we wanted to get a refinance to consolidate stuff and retire out. We stuck with Mr. Cooper as it was convenient. After I did some research, Mr. Cooper was known as the biggest loan company in the country that wasn't actually a bank. It was a good choice and we are very happy with them. Dealing with their reps was very easy and to the point. We received step-by-step guidance. We receive good hospitality and they are good people to deal with. They did exactly what they said they were gonna do, there was no confusement and it was a pleasure. If you're gonna refinance your house, go through Mr. Cooper because they explain everything very well and they help you get through it.
Reviewed April 24, 2018
My loan was with Nationstar and it got transferred to Mr. Cooper. It was a good transition. I was already with them so it was easier just to stay and refi with them. They have a low-interest rate and their reps were great. The guidance I received from them was good as well. I would tell a friend that Mr. Cooper is a good company.
Reviewed April 23, 2018
On balance it was a good experience. By its nature, it's rather protracted, which I understand. There is a good bit of handing off from person to person which is somewhat confusing, and you're not always sure how close you are to the finish line, but I always was able to get timely answers and clarifications from your team and they were always ready to help.
Reviewed April 23, 2018
It all began when I called up Mr.Cooper to get some other information. I changed insurance companies for my home insurance. I called to ask on my Mr.Cooper loan and if it had been settled that they were getting that information and that they would be covering my homeowner's insurance. Then I had this letter that talked about TARP and I said to Ricardo, “What is this anyway?”
I had a wonderful experience refinancing my house. Ricardo was kind and fantastic. I’m 82 years old and I’m not very familiar with doing things on my phone. It’s all too much for me. I started to fill out the form on my phone but it was so long, I gave up. But he helped me and walked me through it so patiently. It was very easy, but it took a long time. I ended up having my home refinanced and it only took about two and a half hours. After he did all the beginning work, he transferred me to his assistant Elvis, who was a processor. Elvis was also very good. My daughter was a manager at Western Title. When I told her about it her jaw dropped and she said, “What?” She looked all the figures over and said that it was very good and within the price range of what they would’ve charged at Western Title. I would recommend Mr. Cooper.
Reviewed April 23, 2018
I had a mortgage with Citicorp and all of a sudden I got a letter that they were changing to Mr. Cooper. I had surgery two years ago and the surgery eliminated one of my jobs. I was getting less money so I had to refinance so I could pay a lower monthly fee. And since Mr. Cooper had my mortgage, I tried with them first and they said they would do that for me. I got my first statement from them and my first payment will be on the 5th of next month. Ever since they took over my mortgage, they take out my monthly payment out of the bank.
But every once in a while, I get a letter from them too that they're not able to negotiate the automatic payment which they are doing over the time they took my mortgage so I don't know how to go about it now. I filled out an authorization form they sent me to deduct my payments from my bank. When I sent it in, I didn't send a voided check and I did it and sent back the check but I didn't hear anything since then. I am waiting for them to tell me if they received it and what the situation is. And it's been a week since I mailed it out to them. For the short time I have Mr. Cooper, I had more problems with them and it's a big difference because I never had all these problems with Citibank. I'm not satisfied with them 100%, but it's not at a point where I wouldn't deal with them anymore.
Reviewed April 22, 2018
I had a CD Mortgage and I had to refinance it because my wife passed away in November and I had to take her off the mortgage. I saw Mr. Cooper on TV and I called them and they helped me. I spoke to a gentleman who was very nice and the guidance was good. So far, the refinancing is working very well and I'm very satisfied with it because I don't have to worry about anything anymore.
Reviewed April 21, 2018
There was a loan officer named Lee from Mr. Cooper and he overcharged me on my loan, which cost me to wait until the preapproval expired to reapply for my refinance because I was uncomfortable working with him. I told him that I got this approval from this other place and I asked why their rate and fees were so high being that it was a HARP program and it was a government program. I know everybody has to earn money and I know they have these kinds of fees, but it was astronomical. The other experience that I had was extremely delighted. This other young man was extremely kind and he was a gentleman. He was a pleasure to work with.

Patricia Owens
Reviewed April 21, 2018
I have had Mr. Cooper, originally named Nationstar, for five years and I've had good service. I kept getting phone calls from everybody, asking if I wanted to refinance and saying that I can get rid of my PMI. I was interested and curious, so I followed that route. At first, I dealt with another company and I thought that they sounded too good to be true and that was what it ended up being. And there was one of those things where I had to keep looking for them. Finally, my husband said, "Why are you going through all this? Just go back to Mr. Cooper and see if they could help us." And, bang, that was the solution. Unfortunately, I wasn't able to get rid of the PMI, but I was able to pay off several debts, which was helpful.
My interactions with their reps were very professionally done. They took care of the important steps in an appropriate manner and I faxed them the documents they needed. It was a quick and fast process. They gave sound information, especially based on the market and I knew that that was my best choice. They have a very good staff and I found the whole experience to be rewarding. When I called, boom, they would turn around and call me back immediately. I'd hear from them within 24 hours.
By being able to pay several debts, I've been able to get my finances in order. Now I feel like we have a good system. My husband's paycheck doesn't go directly towards paying the mortgage and we're ahead of the game now, which really relieved a lot of the stress I was going through. I recommended them to my daughter and she talked to somebody. But in her situation, she needs to wait a couple of years longer so that the neighborhood catches up with her home or her home catches up with the neighborhood. I'd tell friends that if they want to get something done right away and in a professional manner, I would recommend going with Mr. Cooper.
Reviewed April 20, 2018
I was conned into accepting a modification offer. After making all of my modified payments for 10 months instead of the contracted 4 months, Nationstar, who has since changed names to Mr. Cooper to distance themselves from their bad conduct, chose not to honor the modification, then sent letters saying I was in default for the entire 10 months I was paying the lowered payments the signed contract legally allowed me to, put me into foreclosure if I didn't come up with the difference which was tens of thousands and took my house away. Don't let the name fool you, they're a big bank who will lie and not honor their word and steal your house the first chance they can. If they did it to me then you're not any different. If you don't want to gamble on losing your home, finance elsewhere.
On my current home, Bank of America sold my loan to Nationstar, now Mr. Cooper and I make sure I decline any offers they have - bait and switch. Once they got you hooked on any payment lower they'll turn around not offer, default and take your house away. More recently last month my interest rate adjusted up, increasing my payment nearly $200 - a big hardship. They won't help unless I refinance into a whole new loan which is not something I am willing to risk, and as soon as my credit is good enough I will refinance with another company so I can have peace of mind my home will be safe from stealing again, considering they didn't honor the terms and I was a little guy who couldn't afford to take a big company to court for justice.
Reviewed April 20, 2018
Mr. Cooper used to be Nationstar. I did my mortgage and Mr. Cooper bought it. I refinanced and went through with them again. They called me about the VA rate reduction and it made sense. A guy gave me the information about it and I was interested. He put me in touch with a loan processor. I maybe spoke to them thrice. A week and a half later, I was signing my paperwork. It was really quick. The loan amount went down a little bit. Everything was straightforward and the people were helpful. They were clear and provided the information, the expectation, and what was gonna happen. I’d recommend Mr. Cooper.
Reviewed April 19, 2018
The people that helped me were very friendly and knowledgeable. They helped me all through the process. They answered all my questions and came up with some that I should've asked. I would recommend them to anyone I know that are looking for a loan.
Reviewed April 19, 2018
I've been with Nationstar for 12 years and then Mr. Cooper took over. I needed to take someone off the title of an investment property so I refinanced my mortgage. The people at Mr. Cooper were fantastic and courteous. They went over what it took to get it done -- the interest rates, the payments, and the benefits of doing either a cashout or just a straight refinance. They responded within hours if not minutes and got the job done quickly like they said they would. It couldn't have been a better experience. Also, the fees were normal and the rates were good. I've recommended Mr. Cooper.
Reviewed April 19, 2018
My mortgage was bought by Mr. Cooper then they called me and offered me a refinance option and I accepted it. They offered me a minimum out of pocket closing cost and 0.5% off of my percentage rate, which absolutely saved me about $300 a month. So that really helped reduce my bills because my house payment is high. Their expertise and professionalism was pretty good overall. Zach, the guy that called me and continued to process my information led me to believe though that I was gonna have no out of pocket closing cost. Then he came back and told me that I needed to have $4,500 to come to the table with. So it left a bad taste in my mouth because he misled me from the get-go. But he and I had spoken about that as it was just a misunderstanding so it was all good. I understood what happened and he did too. Other than that the guidance provided was great.
Reviewed April 18, 2018
A few months ago my husband who is a veteran refinanced our house and we were told that we were going to be given a good interest rate which was 3.2 which we were happy with but when I saw the closing costs I said absolutely no way because it was $16,000 and I said, "This is outrageous". People that aren't veterans get cheaper closing costs. We dealt with Anthony **. He assured us that we would not be paying $16000 that would be getting $8,000 back that was in our escrow. In fact he would even give us an extra $500 for Christmas gift and we sign the papers the very next day believing him. We never got $8000 back or the 500.00 gift.
My husband got $2,000 back and that was it. My lawyer's overlooking all of this paperwork. We're going to file a civil suit for his license but be very careful dealing with this company. I've never had a mortgage company do this to us in all the years we've had mortgage. In fact our lawyer is looking into filing a complaint with the veterans.
Reviewed April 18, 2018
I had a wonderful and professional experience with the Refinance Process and the representative (Shaun) who handled the process. Now fast forward to inquiring about reinstating the mortgage accelerator to the refinance and the left hand doesn't know what the right hand is doing! I had a horrible experience getting information and found myself being transferred back-and-forth, and being disconnected and put on hold for up to 20 minutes without any success or answers to my inquiry. If customer service and the Mortgage Accelerator depts. had the knowledge the refinance representative has I would NOT be disappointed!
Reviewed April 18, 2018
I was mortgaged with Citibank and got transferred over to Mr. Cooper. I did a refinance because we needed to get some flooring done. The reps were great and very nice. They answered all my questions. They helped me with everything so it was easy and there were no issues. It was a pleasant experience and everything stayed the same. I have a really low-interest rate and we got the equity out and did the refinancing. We were at 12 and a half years owed on our house and so we only opted to 15. I would tell others to definitely go with Mr. Cooper.
Reviewed April 17, 2018
I had a standard 30 year loan, taken over by Nationstar after BOA sold my loan. In September in Florida we had big trouble with Hurricane Irma. I proactively called “Mr. Cooper” & they OFFERED a “Hurricane Forbearance” program. They told me they would put the next three payments on the back of my loan, and I could start payments again on the third month. Two months into this “program”, I got a pre-foreclosure notice from them. Apparently the “Hurricane Forbearance” program was not followed through on their end, and now I had to make 3 additional payments to correct the deficit, which I did. Well today I received a “loan modification” package from them (?).
So, my loan which I’ve paid for 10 years has now been reset to 40 years. At more than the original loan we took out ten years ago. My ten years of equity are apparently wiped out & now I will have to pay Mr. Cooper nearly 10K more than the original loan just to keep my home, and my payments will now last until I am 94. Wow. I am a veteran of the US Army & a college graduate professional- I never thought a bunch of crooks at a faceless bank would be able to steal my home, my equity, my security...is this even America anymore? I don’t even know where to turn at this point. I am humbled by this extremely embarrassing experience & at age 54 apparently about to be homeless, with all the money I paid for ten years essentially wiped out? Any advice? I need someone to tell me there’s another option.
Reviewed April 17, 2018
The reps at Mr. Cooper were very on point. I'm the type of person that doesn't have a lot of time so I don't like wasting it and it seemed like they didn't either. I was trying to get a lower interest rate and though I didn't get it as low as I wanted, everything worked out because they explained to me a couple of loans I had that if I got consolidated, it would still help me out. They answered all of my questions and were very professional. So far, everything is doing quite well, and if I had to do it again, I would use them.
Reviewed April 17, 2018
I refinanced with Mr. Cooper and had a very good experience plus, their reps were helpful. I was really scared to do it and I don’t have a spouse or somebody that I share the mortgage with so I tried to think of everything to ask. The people I spoke with were very patient and took all the time I needed. I got a lower interest rate as well as a lower payment. I have an escrow account that collects the money for the property taxes so that always makes my payment look bigger than it is but I don't have to worry about it.
When I set up my account through my bank to send my payment, I only sent a dollar just to make sure it gets to the right place because once, I sent a lot more money than that, it didn't go to the right place and it took a couple of weeks to get that money back. After I could see that it definitely made the connections there, I sent the rest of the payment. I received an email afterwards saying that that dollar was being held since it was a partial payment. But I called and checked, and they put that dollar with the rest of my payment, and everything was taken care of. I had tried to do this refi a few months before and with unemployment, I had bankruptcy so payments didn't look all paid. It took longer to be able to qualify for this but I'm very happy that I was able to do what I wanted to do.
Reviewed April 16, 2018
I began in October with a request for a partial release. The release was issued incorrectly at first and the bank needed to notify HUD for additional releases which they did not. Seven months later and I am still trying to have Mr. Cooper reach out to HUD for the releases. I barely can speak to a person in that department, the people I talk to do not know what to do and I have to speak to an attorney but that attorney is only available one day a week. Have not heard from them either.
Reviewed April 16, 2018
At that time refinancing my old mortgage was a good time for me and the rates were good. Also, I wanted to lock my interest. I had my interest open and it was about to expire this year. Then I went with Mr. Cooper the first time they called and they were excellent. They were very helpful and they answered all my questions.
Reviewed April 15, 2018
Mr. Cooper is a great company to deal with. I was in an FHA loan and I wanted to get out of it so I refinanced through a conventional. It was well-handled by Mr. Cooper and they were very efficient. The application process was straightforward and easy. It took a couple of months which was actually pretty quick. And I didn’t have to do much either. Ron explained everything and then when it went over to the underwriter, the girl who did that was really good too. The two people I was dealing with were constantly in contact with me. If there were any questions, they called me and they returned my calls promptly with any issues I had. They were very good. I had a great experience with Mr. Cooper so I would recommend them. The lower rate has also helped me on my mortgage payment.
Reviewed April 15, 2018
The process went well and quickly, I was kept up to date throughout the process. The loan officer and the mortgage rep both were very informative and thorough. The ability to sign electronically streamlined the process. I would recommend Mr. Cooper to anyone.
Reviewed April 15, 2018
I’m 46 and I was trying to pay my house in less time and get a better rate. When I called Mr. Cooper, I noticed it would be easier to refinance with them. Their reps were really professional and I received everything on time. They explained everything to me and I discussed a few things with them, and they gave me the correct answers. I would recommend Mr. Cooper.
Reviewed April 14, 2018
We had our mortgage at first with Bank of America. It was sold immediately to Nationstar in 2011. I was laid off from my job in March 2014. I contacted Nationstar and told them that I needed a Loan Modification. They said they gave one and it was more than my original payment. We continued to talk with them to no avail. In 2016 they started foreclosure proceedings and we contacted a company called The Westwood Legal who said they could help us not to be foreclosed on. They charged us $3,500.
In June 2017, we received an Assignment of Mortgage/Deed of Trust from West Holdings and Acquisitions that said we needed to go get our signature notarized and file with our county clerk's office. Then they said we needed to start making payments to them of $982.72 month beginning in July 2017. We did everything they asked thinking this was a legitimate company and then in January 10, 2018 our house was sold.
We contacted Nationstar to no avail and explained that we had been scammed and they pretended they were going to help us, but they did absolutely nothing to help us matter of fact we are now homeless and an Arab has been allowed to move in our house and at this time I am not sure if he has really closed on the property. He did not close within the 30 days listed on The Master Commissioner site and yet if it had been us, we would have had to forfeit our down payment. Seems that this company may been in on the scam we have experienced. You may ask what Nationstar can do to help, well, get my home back and provide me with monetary damages from the suffering our family is experiencing from no home and being in a motel.
We worked with Ong ** who supposedly was working for us and she did absolutely nothing. She turned us over to a Jared ** with HH Law and he did nothing for us but work for the purchaser and we feel that we should be allowed to have our home back or a better one at the expense of Nationstar. We are in the process of getting legal representation and will file a formal suit against all parties involved in this illegal transaction. If we understand correctly the title is clouded and the purchaser can't get a clear title anyway. We would ask your immediate attention to this matter as we are homeless and cannot find suitable housing.
By the way just so you know my wife and daughter are both disabled and this is really unfair that two disabled people have been thrown out of their home to let an ** and his family move in. Where is justice for the Americans in the USA? Do we just have to give our belongings to anyone from another country now that wants it. By the way it is speculated that this man that purchased the home is working with West H & A and that he may even sell the home and that he bought it for $90,000 more than what was owing on it. Very unlikely that Jerad ** even ask him to take a settlement since we were scammed. All involved should lose their jobs immediately. I expect housing at the expense of Nationstar within 5 business days. We want our home back ASAP.
Reviewed April 14, 2018
We had just finished up the bankruptcy and so we wanted a better rate. Mr. Cooper offered to refinance our old mortgage and now, we have a better interest rate.
Reviewed April 13, 2018
Very satisfied with the loan process from Starla ** who took the loan info to Bhret ** who completed it. However not really happy with the young lady who came to our home for the signing and completion of the loan. She didn't leave a copy of our loan papers and I have had to go back to Mr. ** to get info on how to get these papers. I have not received them yet but have info on who to call to get them.
Reviewed April 13, 2018
Too many times things were on my closing disclosure that I either had to dispute or have explained to me. One of the first things I was told at the beginning of the loan process is that "my appraisal fee would be taken care of" something to that effect. To me, that means that you will be paying it, period, and that I wouldn't have to pay the appraisal fee. The fact that I had to reimburse you for the appraisal was never mentioned during the first conversation. Typical salesperson jargon. "Hey, we will pay your appraisal fee". Yes you paid for it but I have to reimburse you for it. BS!
I was quoted a rate based on 80% loan-to-value. My appraisal came in where the loan was exactly 80% loan-to-value. Later I was told the loan costs would be an additional $4000-$5000 because I was over 75% loan to value. WTF! That was never mentioned until later. The loan manager was able to get a waiver, like it was a big favor for me. BS! Typical bait and switch. Get me into the process and give me the bad news later!
Reviewed April 13, 2018
Mr. Cooper bought my mortgage from Bank of America and I inquired about refinancing due to the increased value of the house and I also wanted to get a cash out. The interactions with the reps at Mr. Cooper were great and they did a good job. It was a speedy process and since refinancing my loan, I got more money in my bank account. I would tell others to give them a shot as it worked well for me and the experience was simple. I've had my account with them for a long time and I just stayed with them.
Reviewed April 13, 2018
I was with Nationstar and when it was bought up by Mr. Cooper, my mortgage got sold to them. I then called Mr. Cooper about another issue and they connected me to a refinancing specialist. His name was Jessie and he was wonderful. I told him that we don't need to go any further because I have no work for almost five years. But he insisted that we look into refinancing my old mortgage, so we did and he was able to make it happen. Jessie explained to me that if I do nothing different than what I was doing before, I can have it paid off in six years. That was encouraging to me.
However, I have been getting information from mortgage protection groups that they want to sell me a mortgage insurance. What bothered me is it says the lender Nationstar has the amount I loaned But it didn't have my name on it. And I've been in this house almost 13 years and I've never received any mail to this name. I've opened a call with Mr. Cooper thinking that there might have been some kind of data breach since I don't know who this person is because my Nationstar and my minimal loan and my address and it's not my name. Mr. Cooper told me it would take up to 15 business days so I'm hoping that they'll find some kind of resolution because it now makes me question if I did the right thing of refinancing. I worked hard to keep my credit not working and if this screws it up, I will not be a happy customer. Other than that, the process at Mr. Cooper was easy.
Reviewed April 12, 2018
I recently had my mortgage transferred from Citibank to Nationstar. I was trying to refi with Citi but after more than 2 months and nearly 50 pages of faxed documentation I gave up when they wanted an open ended check for $500.00 to cover the estimated cost of translating a document from Germany. I politely told them what to do with the refi request. Was delighted to hear that Nationstar had taken over my Mortgage. Was more delighted to hear that all the minimum paperwork was done by E-Mail in about two or three weeks. Thank You Mr. Cooper... I look forward to a long and happy relationship... What's your stock symbol???
Reviewed April 12, 2018
I've been with Nationstar for a number of years. I refinanced one time and Mr. Cooper bought the loan. Their reps were great and really helpful. Refinancing with them gave me peace of mind, plus, I paid off a number of high interest things. I'd recommend them.
Reviewed April 11, 2018
Mr. Cooper purchased my loan from CitiMortgage in Nov of 2017. Ever since it’s been one nightmare after another. When you call they don't listen to your problems, they just have excuses. They are rude also. They change your loan after saying nothing will change at all. They don't care about you at all.
Reviewed April 11, 2018
This company is very professional and everyone is friendly and helpful. I recently refinanced my mortgage and it was a fairly easy process with the help of two very competent members at the mortgage department. I would recommend Mr. Cooper to all my friends.
Reviewed April 11, 2018
This was a refinance with Mr. Cooper. I was assured that there would be much less paperwork - and I guess there was. But some of what was required was utterly ridiculous - like a letter from me and from my employer explaining why my salary is higher this year than it was last year. However, everyone was friendly and nice, the appraiser was very good, and it was more pleasant than other experiences in the past in obtaining mortgages.
Reviewed April 11, 2018
We have had a horrible experience with Mr. Cooper. We've had ongoing issues because of a mistake that they made, and no one can seem to fix it. I am now on my SEVENTH request to get this mistake taken care of and everyone tells me a different story, followed by the same promise that it will be taken care of. Our "dedicated loan specialist" never returns emails or phone calls - and is never there when we call. Nothing but frustration with this company!
Reviewed April 11, 2018
The whole process was simple and easy. The Mr. Cooper representatives on the phone to the notary that came to our house to sign all the documents were complete professionals, very knowledgeable and even helped me in a tough situation to get get the assistance I needed to help me out. Highly recommend Mr. Cooper for your Home Loan, Refinance Needs!!
Reviewed April 11, 2018
I just refinanced my mortgage with Mr. Cooper and was very pleased with the entire process and the fixed interest rate that I secured. The service that I received was excellent from start to finish. It was a pleasure and a comforting feeling in dealing with everyone at Mr. Cooper. I would highly recommend a friend!
Reviewed April 11, 2018
Even Nationstar Mortgage/Mr. Cooper was my Mortgage holder for 5.75%. They agreed to refinance me for only 3.82%. Not me chasing them, they kept me updated all the time, explained me all the documents that I need, going thru some problems with a very old agreement that I had with a tenant they made sure to help me have the problem solved professional and legally, especially Karynn ** was very helpful. She never forgot to tell me that I may be recorded, and Steve ** that called me personal for any request I had, explaining me why he can't do it and gave me the solution how to do it, if it was doable.
Reviewed April 11, 2018
Mr. Cooper was my mortgage company and I went through there first to see if I could get something that would work for me. When I was speaking to the rep, Jeff, he really gave me some great options. Then he gave me some time to think about it and it all worked out nicely. The guidance I received for my refinancing was excellent. Jeff told me thoroughly about each option and did a 15-20-25-30. He gave me the best interest rate and I had some education from him about things that I didn’t even realized I didn’t know and which I also looked up after the fact, which he talked me through to do. So, it was really a great experience.
Reviewed April 10, 2018
Thank you for all the help and excellent service Ryan and Winston gave us during this Refinance process. They were always there to answer any of our questions and gave us prompt responses and assistance whenever we needed it. I will gladly recommend them to our friends should they also need to refinance their homes.
Reviewed April 10, 2018
I would like to commend Maria ** and Dan ** for their outstanding performance during my refinance a couple of weeks ago. Their expertise made the process go very smoothly for me. They both thoroughly explained each step of the refinance and answered every question that I had during the process. If I am in need of any mortgage need, I certainly would come back to work with Maria and Dan again. And, I definitely would recommend both of them to my friends and family for any mortgage need. The service was splendid!
Reviewed April 10, 2018
I had good experience with Mr. Cooper with my mortgage so when it was time to refinance, we also went with them. Their reps were easy to reach and very professional. They answered every question and were very thorough when discussing our refi options. It was a smooth experience going through the process and they made it very quick. We applied and had the funding within two and a half weeks, which is amazing. Now, we have lower monthly payments and we're able to renovate our house, which was the purpose of the refi. It was really helpful and things just couldn't have gone better. Mr. Cooper has been honest, reliable and efficient, and I would recommend them.
Reviewed April 9, 2018
I fell behind after husband got laid off, looked at my statement they gave me a total that needed paid. I called to see if and how I can wire money to them, holy crap he told me almost 2000.00 more I owe. When I ask him what these charges are all about he stuttered! WTH is going on. I said I had to the 17 to pay this month (April) I just wanted to get caught up. Well Jeff told me, "NO I needed it all." I told him to take my home because every time I look at statement then call it's more! And I'm not talking just 35.00 late fee.
Reviewed April 9, 2018
Mr. Cooper bought our contract from Bank of America and there were letters laying around about refinancing so I called the number. We had good experience with Mr. Cooper's reps and there wasn't any pressure when we talked to them. It was, "Here's what we've got," and would explain it all, but never really applied pressure. There was a lot of options for the refi and we decided to go with the one that was presented to us. They helped us understand what was going on and also made it clear what had to be done. We were on an accelerated claim, and with the refi, we went off of that. We're towards the mortgage payment and the time as well as interest were decreased.
Reviewed April 8, 2018
Mr. Cooper bought my mortgage a few years back. I was with the same company I was financing through before then I refinanced through Mr. Cooper. I had a 5.5% interest and I wanted to get that lower with the lower rates that were out there, and one of my requirements before I would refinance is to get out of the 30-year loan. I didn't want to do another 30. I wanted to have a lower interest in the payments being about the same and have it be a 15 or 20-year loan, and Mr. Cooper was able to do that.
They offered me a good deal. A lot others couldn't give me what I was asking for and Mr. Cooper was one of those that were able to. And the fact that we already had a good rapport and a good working relationship there already, I went ahead with them. Their mortgage professionals were very on time and everything was great. It was really a good experience on refinancing. The guidance I received was very effective. They were very helpful, and very understanding and accommodating of what I was looking for. I've been contemplating for the last couple of years and researching, and they were very understanding about what I wanted and didn't try to point me in a different direction.
The best experience that's gonna come out of it will be the fact that it saved me five years off of the loan. It was a really good experience and the people that I worked with were very accommodating. And they came through with what they told me they could do. I didn't have them coming back and trying to change anything, which I've experienced with other companies before. They're very professional and very good at what they do.
Reviewed April 8, 2018
Mr. Cooper called me and my they were really professional. Everything was great. The entire process for the refinance took weeks. I got some money out of it and I was able to pay off the thing I was doing with the remodel. I'd tell others to go with them.
Reviewed April 7, 2018
I was with Nationstar Mortgage. This year, it steamed off of taxes and the tax law changed. I couldn’t deduct my PMI Mortgage Insurance and I was irritated by that so I called Mr. Cooper and told them that I wanted to refinance and knock some points off and get a lower payment but get rid of the PMI Mortgage Insurance. Mr. Cooper was able to accommodate that and got me down to full point and that’s where we're at. Also, they were able to do it in-house. If they couldn’t, I was going to reach out to other lenders and see what somebody else could do.
Mr. Cooper’s mortgage professionals have been fantastic. They were very patient and they kept in the loop with everything that was going on. If I had any questions, I would call and they would immediately know exactly who I was and answered the questions. I’m calling a big company out of the blue who didn’t know me and somehow they programmed my phone into their system so it came up as, "Hey, this is your client and he's calling." When we were discussing the refinancing options, it was easy and fairly streamlined. If I had any questions about some things I didn’t understand, the rep would back up and do more in-depth communication with me about what the terminology means.
Mr. Cooper moved as quickly as they could. And because it was a program in-house, I didn’t have to pay closing fees. They incorporated that on their end. The fee landed during the months when I should have been making a mortgage payment but they said, “No.” And because of the process on their end, they were okay with it. So, for the last two months, I haven't made a payment. It helped us because we took a trip right after the final papers were done and that money went to fun time. It was a flawless, smooth and easy experience refinancing with Mr. Cooper. I expected a lot more stress over it but there were none. I would tell friends asking not to judge its name.
Reviewed April 6, 2018
When I bought the house, I was with CountryWide, then it was Nationwide, then it was Mr. Cooper. I called them because my home computer had gotten hacked into and I had to close all my accounts and to have the house payment withdrawal continue. I had to get a new checking account to get the automatic withdrawal out. While I was talking to their rep, she noticed that my interest rate was high and I ended up refinancing. The whole process was a pretty positive experience from beginning to end. Everybody was helpful. Working with Mr. Cooper helped lower my house payments. My interest rate was 6.5% and I got it down to 4.6% and the whole transition went fine.
Reviewed April 5, 2018
We had a home equity loan and we wanted to bring that and our old mortgage together. The refinance went very easily. It was all done online and it was very easy to navigate through the system. The refi reduced the monthly amount that we had to pay out between the two, so that was good. The only thing that we had to follow up with was on the payout to get everything paid off on. But once we reached out to Mr. Cooper and said that we haven’t received the text, they issued it right away. Also, we invoiced on a bi-monthly payment but that didn’t transfer. It stayed in place when we went from the Citi to Mr. Cooper. We had to reset that off when we refinanced but we didn’t realize that so we made our first payment directly to Mr. Cooper. But we’ve got a number now and we know what we need to do.
Reviewed April 4, 2018
Hurricane Irma passed over our area. There was a lot of work that had to be done. I was told that the mortgage companies offered "Disaster Forbearance" programs. Mr. Cooper did. They told me that I didn't have to pay my mortgage for 3 - 6 months. And that afterward a repayment plan would be worked out. I was then told that the " lender" has not approved the forbearance program and that I had to pay the WHOLE amount or apply for a new loan modification. I was over the period of 6 months, when I wanted to start paying my loan, told I should wait. I was given different stories about repayment and the program. Now I am paying an exorbitant amount each month to pay back this "help" because I don't want the interest rate on my mortgage to go up (as it surely will). The service was horrible, filled with lies, and half truths... STAY AWAY FROM MR. COOPER!!!
Reviewed April 4, 2018
I was with Nationstar, then I got a letter saying that they were changing their name and Nationstar switched over to Mr. Cooper. The transition was pretty smooth and there wasn’t a whole lot that changed, and I’m happy because I didn’t have to do anything extra. During my refinancing process, their professionals were really good, particularly Dominique, and my interactions with them were great. Everything was good with the cost in relation to the quality of service that I got.
Reviewed April 4, 2018
I’ve got a million emails from Mr. Cooper and I ignored them all thinking it was some junk. It did not sound like a mortgage company and I didn’t know who Mr. Cooper is so it must be spam. But I was already a Nationstar customer before they tricked me and changed it to Mr. Cooper. There were some home improvements I needed to do and I knew the value had gone up so I inquired about refinancing my old mortgage. I looked at a couple of other companies but Mr. Cooper was the best in what they offered such as the interest.
Dealing with their mortgage professionals was very straightforward. Signing online and all that made it easy. I only had to go down for an in-person thing and everything was pretty good and I didn’t have any issues. Everyone was very professional and the guidance when we discussed the options was excellent. Everything was laid out well and they answered all the questions. It was a very easy process, they made it very simple and gave me all the information I needed so, it went well. If someone asks me about Mr. Cooper, I will tell them that everything has been smooth and I’ve had good luck with them.
Reviewed April 3, 2018
When Citibank sold our mortgage to Mr. Cooper, I set up an account online and set up auto debit just as I did with CB. The first three payments were taken out on the due date, but then it stopped for some reason without communication. I discovered this after 3 months went by and paid the back payments that were never paid automatically. Now my credit has taken a BIG hit because of this, I'm SO pissed off at these jerks, not one email or phone message left alerting me to what was going on.
Reviewed April 3, 2018
Highly disappointed with this company and the customer service. Also I'm being incorrectly charged for a service I did not ask for after my loan was bought by this company. At this point it would be worth it to apply for refinancing through another company just to not have to deal with Mr. Cooper.
Updated review: April 9, 2018
Mr. Cooper agent contacted me and offered me a resolution that worked better for me.
Original Review: April 3, 2018
I was looking to refinance my home and stumbled across Mr. Cooper agent. He said I don't have to pay any closing costs, no inspection needed since I had my loan 3 years earlier and said my payment is going to be $1675 a month which is about $300 less than my previous mortgage, I was extremely happy with the deal but I had some doubts, so I insisted to get a confirmation that my mortgage is not going up unless my taxes are increased and I was assured that and I jumped on it. A year later, Two months ago, I get a letter from Mr. Cooper stating that I was behind on my escrow and I was obligated to pay an extra $612 a MONTH on my mortgage.
They said that they didn't add the right taxes to my escrow when they did my loan which was almost $4000 and my taxes was increased so now I'm stuck with paying $612 a month extra for one year and after that my mortgage will be almost $2000 a month. So before I refinance, my mortgage was almost the same and so basically I went through the whole refinancing process for NOTHING! So now I'm paying so much more because they promised me much less mortgage and they screwed up my escrow, not sure if it was on purpose so I can refinance with them or it was an accident, either way I was screwed.
Reviewed April 3, 2018
Our payment with Mr. Cooper is lower and the refi we had with them was good. We had a ton of equity and we were able to pay off a few vehicles and a college loan. And when we went for a refinance, everything was great.
Reviewed April 2, 2018
I had a loan from Bank of America and they sold it to Nationstar and I’ve been with them since they switched to Mr. Cooper. I tried to refinance and there have been a couple of times that I’ve gotten it right down to closing and they stopped it for some weird reason. I don’t trust them. This last time though, everything was done within a week and the guidance was a lot better. My first payment is going to be this month but I was waiting with my breath thinking they’re going to screw it up somewhere. I’m not really happy with it, and I wouldn’t recommend them to anybody.
Reviewed April 1, 2018
Mr. Cooper, took over the home loan that I had with NationStar about a year and a half ago. The transition was very smooth and detailed clearly. I recently applied to refinance my home loan March 2 and when I tell you I'm closing April 2. It's just unbelievable! Everything was Smooth. At first, I thought I would have to worry about the UW process but that too was a "no worry" process. I am so happy to have worked with Solina & Kat! You gals did a wonderful job and I so much Appreciate you gals. Keep up the good work!
Reviewed April 1, 2018
Mr. Cooper bought out my old mortgage from Citibank. I wanted lower payments and since it's normally easier to refinance with the current mortgage company, I went with them. For a remote operation, my interactions with their mortgage agents were very good. Everybody that contacted me back and forth was readily available. Even though I stuck with somebody that would be easy, their customer service was exceptional. Moreover, the guidance I received was very straightforward, informative and sympathetic. I just sent in my first payment. I didn’t refinance for a whole lot of money and I didn’t draw any money out of equity, I just lowered my monthly payment and stretched it out across multiple years. Although nothing's perfect, Mr. Cooper was as close to perfect as you can get.
Reviewed March 31, 2018
Mr. Cooper misreported my credit info to bureau. I have called and emailed them multiple times. They have same response every time, "We are working on it..." Issue haven't been resolved since three months. This is a worst company to deal with.
Reviewed March 30, 2018
We had Mr. Cooper before and we refinanced our old mortgage with them to get all of our debt paid off, and also to cash out some money. Their mortgage professionals are good and fast. The guy I spoke with was great and not pushy at all. It took three weeks for everything to finish. Moreover, the guidance I received was good.
Reviewed March 29, 2018
You'd think that the refinancing process would be more complex, but based on my experience with Mr. Cooper, it's not. It was pretty clean, fast, and easy. And it took two weeks from start to finish. Their rep treated me good and she helped me. Plus, my interest is really good now. So all in all, my experience with them was great. I'd also recommend them.
Reviewed March 29, 2018
My original mortgage was with Citibank. Mr. Cooper purchased the loan and although I have sent in proof of insurance at least three times I am being charged for an escrow account. I have spoken with Mr. Cooper representatives four times and each time they promised to correct the error. My credit score has plummeted from 864 to 654. I am now attempting to seek legal action to make Mr. Cooper take action and correct the error.
Reviewed March 29, 2018
For quite some time, I had been thinking about refinancing my existing mortgage with Nationstar. Then Mr. Cooper beeped. They sent me emails and I returned one of their calls. Our interaction was very good but they passed me from person to person and I think there could have been a little bit more explanation on who they were turning me over to and what that person was responsible for. A full overview of the process would have been nice. That way, I would have known where I was headed and what path I was taking. Also, Anthony didn’t inform me on how I should sign. When I had to sign the final papers 50-something times, everything had to be something a.k.a. something. But my neighbor had to go to the office to sign and one of the extra services Mr. Cooper provided to me was that they sent the notary to me. That was nice. Now that I've refinanced, the term of my loan and the amount of interest that I’m paying would be decreasing in the long run.
Reviewed March 28, 2018
The Mr. Cooper staff was very helpful, knowledgeable, courteous and fast when it came to refinancing our property. Being able to do it online and with them sending an attorney to our house for the closing made it so easy and convenient.
Reviewed March 28, 2018
Asked for a payoff quote the week before we sold the house. After a week when we sold the house we're still waiting for the quote. Now they've apologized but want us to pay the interest to the end of the month when we didn't even own the house to the end of the money the month and asked for the quote almost a week and a half before the end of the month. I don't even want to get into what questions they asked me when I proposed a deed-in-lieu. I'm done.
Reviewed March 28, 2018
The refi process with Mr. Cooper is the best that I have had. It was fast, clearly planned out, and easy with the digital signatures. The appraisal was set up and ready to go before the other company that I was considering.
Reviewed March 28, 2018
I have the AARP and I wanted to do the same or less interest rate so I inquired about refinancing. I was with Nationstar and continued with them as Mr. Cooper for my mortgage. The girl, who is one of their mortgage professionals, was good. She showed me how much I would pay and everything is just okay. The person who discussed my options the first time was good. But I had a complaint about the closing. It was too high. Before I paid $184 and now it's $179 so I only got $5 less.
Reviewed March 27, 2018
They were very helpful with all my questions and very professional with their return calls and follow-up, if I ever need another loan I would think of Mr. Cooper first, I was with another bank which I called first and they took a week to call me back and wanted me to jump through a lot hoops. Needless to say I never called them back.
Reviewed March 27, 2018
From the first call with Tom ** to final closing, it was the easiest refi we had ever experienced. From Tom we were passed to Angie ** to process. Both of these people were courteous and extremely professional. We will recommend Mr. Cooper at every available opportunity.
Reviewed March 27, 2018
I called Mr. Cooper to refinance my existing loans (2) and after a series of questions and discussion with a loan rep, I was approved! The process from that point on went very smoothly. I am very happy that they were able to help me & would definitely refer them!
Reviewed March 27, 2018
Casey and Julliane did a great job handling my loan process. It was completed in a timely manner. They worked great together processing my loan. Both of them kept me informed during the whole process of the loan. Great employees. They both are outstanding representatives of your company.
Reviewed March 27, 2018
I am delighted that my mortgage was transferred to Mr. Cooper. I am also very pleased at the service by all who made it possible to refinance.The mortgage and financial representatives explained fully the steps and process. And special thanks for securing appointment for notary coming to my residence.
Reviewed March 27, 2018
Nationstar (Now Mr. Cooper) somehow became the servicer of my mortgage. I set payments up on automatic bill pay at my bank. The first payment was made and somehow the next 3 payments apparently did not make it to Nationstar. No notice was received via mail, email or phone calls that they had not received my payments but I did receive over 85 email in less than 3 months on unrelated subject. About 3 months afterward the payment issue was resolved, I received 3 letters on the same day telling me that they had not received my payments for that period. Somebody must have forgotten to mail the letters.
As a result, my credit score has gone from about 830 to 580 because they immediately reported to the credit bureau. I tried to communicate with Mr. Cooper on this with no successful outcome. I had never made a late payment on any account prior to this. It upset me very much when everything I receive something from them or look them up on the internet they talk about great service. Ask me, their service is the worst. They used the email address that I provided them for my mortgage to send me crap and garbage that I had no interest in. So many email that I actually stopped reading them and they mostly all talked about Mr. Cooper's great service.
Reviewed March 27, 2018
I had one mortgage company and they bought Mr. Cooper. Mr. Cooper offered competitive rates and the interactions I had with their professionals were good. I refinanced and went back and forth between companies. Originally, they did not offer me a rate that I was looking for, but when I told them that I was going to go to another company they dropped the rate to keep me as a customer. Also, I had an adjustable remortgage. Mr. Cooper could have contacted me sooner before it adjusted rather than have it adjust. They could've offered me something. That would have been nice. Even so, I'd tell others that Mr. Cooper is a competitive mortgage company. They're very friendly and I really like talking to some of them.
Reviewed March 27, 2018
We were in the market for doing some remodeling in our house so we were looking for options, and we went with Mr. Cooper. I had already had them as a mortgage company when they were still Nationstar, and then they changed their name. I called them up and I spoke with the loan officer. They were very reasonable and easy to deal with so I stayed with them. They were very nice and the loan officer guy that I spoke with initially was very knowledgeable and he directed me very quickly through the process so it was painless. They were very good and the rates were good. They were very tech-savvy so it was easy to get documents back and forth. It was a quick process and there were no surprises. Right off the bat, the rep told me everything to be expected and it worked out exactly the way he had said. We took out lower payoff years.
Reviewed March 26, 2018
I had been with Citibank for years and we wanted to pay off our high credit cards bills. I inquired about refinancing my old mortgage and the people from Mr. Cooper who worked with me did a great job. I had no problems with them, particularly Kevin. I was really pleased with how everything went and now we don't have to pay high credit card bills.
Reviewed March 25, 2018
From the beginning dealing with TJ ** to Anecia ** it was an unbelievable smooth transition. You have an excellent team. And the most important was I could always talk to them when needed. And I definitely will refer Mr. Cooper. Thank you so much.
Reviewed March 25, 2018
I was paying high rates with other people and they didn’t want to work with me on that. I had to reduce the rate and Mr. Cooper sent me something in the mail that said they might be able to bring my rate down, so I gave them a try. The people there were good, but they didn't do anything creative. It was a business and they just did what they had to do to make a buck. But they did a good job and I got my rate reduced. Everything was wonderful and went smoothly. But even though the rates went down to some ridiculous number, I still didn’t like it because I still went through that hard time trying pay. So I'm looking for another lender that could do more than one piece of property and bring the rates further down. Other than that, Mr. Cooper is a more knowledgeable and flexible company, and I'd probably recommend them to a friend.
Reviewed March 24, 2018
Going through a refinance with Mr. Cooper is very easy. We were trying to sell our home and we needed to refinance it to have more money to get it ready for a resale. Mr. Cooper was very helpful and flexible about when and where to meet. The meeting was supposed to take an hour or so but it was quicker than we thought and it went really well. The lady was very helpful and she was very good. With Mr. Cooper, we have lower payments. Also, it's very easy to go online and to make my payment every month, which is a really positive thing. And they also don't charge for it, while other companies do.
Reviewed March 23, 2018
I've had Nationstar for 20 years. They contact me weekly and bombard me with offers. Since I was already financed with them, I made it easier by inquiring about refinancing to get my ex-husband's name off my loan. My interactions with their professionals were great and I had no problems at all. They did their job like they were supposed to. Though I suffered from the refinance and I now have a higher payment, that's not Nationstar's fault.
Reviewed March 22, 2018
I work in the mortgage industry and I don’t want my personal business at my work. I decided to go where my current mortgage was and Mr. Cooper was my original lender. I contacted them about refinancing. The loan officer whom I dealt with was fine and the appraiser was very nice. I gave the loan officer all the information upfront, but it wasn’t relayed to the processor.
I'm a processor as well and the processor was okay but very argumentative when I know there are things out there that could have been done. There was a pushback. She couldn’t answer things and she had to go to the loan officer, which was fine but the loan officer didn’t call back. I had to deal with the process myself and took my matters into my own hand and did it. Mr. Cooper could be improved if it has better communication. I understand that because I am in the business and know the answers to things but it would be very frustrating for somebody who doesn’t know.
Reviewed March 22, 2018
Mr. Cooper called me back when they were Nationstar. Due to high rates, I chose to work with them to lower my payments. Choosing them felt really good. They gave me a better rate. My loan manager as well as the professionals at Mr. Cooper worked fast and answered all my questions. With all the bills we need to settle, refinancing has helped with our daycare costs. Now, I don't have to worry about trying to figure out all of that. Mr. Cooper is our favorite company.
Reviewed March 21, 2018
Refinancing with Mr. Cooper was easy. Everything was done over the phone and our interaction with them was quick and professional. The guidance we received from them was perfect. The process took about a week and everything went so quick. I got better terms and I don’t have to pay on my second now.
Reviewed March 20, 2018
I owe this egregious bunch exactly $293.22 in principle and they won't take a payment! Imagine usurers that won't take your money! They have their website set up so you can't pay off your mortgage without paying an additional fee that is NOT IN THE ORIGINAL CONTRACT!!!. I even agreed to pay that fee and they have not responded! Do not do business with Mr. Cooper unless you have a large supply of Vaseline!
Reviewed March 20, 2018
I had my mortgage sold to Mr. Cooper (Morningstar) mortgage in August. They have lost one payment I mailed on the 6th of the month. It's due the 16th and charged me $150.00 and then charged me after I paid online and put a stop payment on the original check. They tried to deposit it and charged a NSF fee. I have overdraft protection on my checking account and have never in 25 years paid a NSF charge until I got transferred to them. They are the most inept company I have ever had to deal with and I have had several mortgages for 30 years. Look up their ratings on the BBB and you will get a good idea of how they treat customers.
Reviewed March 20, 2018
I had a good experience with Mr. Cooper. I wanted to do home improvements and refinancing with Mr. Cooper was convenient. Everything went smoothly and that was why I stayed loyal to this company.
Reviewed March 20, 2018
I had tried to refinance with CitiMortgage. However, I didn't have a good experience doing that with them and everything seemed to fall into place with Mr. Cooper so I went with them. Mr. Cooper bought my mortgage from CITICORP. The professional there and I were like friends. Working with him was really easy and I felt like I knew him all my life. Since refinancing my loan, I have kept the same basic payment that I had before they increased since my insurance had gone up. So, that brought my payment back down to what it had been before with only a slight increase. Also, that chopped off a little over three years of mortgage time. All of Mr. Cooper's personnel deserve a pat on the back. Teresa ** and the rest of the crew were great. I got my refinance done in a month. In that same amount of time, it didn't go anywhere with CitiMortgage. Citi called, but there was always some kind of roadblock. Mr. Cooper got it through everything and got it done.
Reviewed March 19, 2018
Superior experience! Outstanding, courteous customer service! Isaac ** & Kelly ** are efficient & professional, yet so easy to talk to & work with. They kept me informed, returned calls promptly, and explained things well. My refi was completed quickly. I highly recommend Mr. Cooper without reservation! Extremely satisfied... Thank you!
Reviewed March 19, 2018
I had a mortgage with Nationstar Mortgage before they switched over to Mr. Cooper. I liked them before and I didn't have any issues with them nor any concerns around my house. So, I felt more comfortable that we refinanced with Mr. Cooper than with anyone else. Their reps were very professional. They made sure that they addressed the situation for any concerns. They also explained everything to me detail by detail on what they were going to do. They gave me all the information that they needed and beyond so I was very impressed with that. Any time I called and had a question about something, if the rep didn’t answer that call, he will make sure he called me back within a 10 to 15-minute timeframe. I had all my documentation regarding the refinance sent through emails and I had e-signed them. I'd recommend Mr. Cooper to anyone.
Reviewed March 19, 2018
We are totally broke and on Social Security. My husband is disabled and it has really been a hard time. Mr. Cooper is our mortgage company and I got a letter in the mail from them asking if we would refinance. We did and their reps were great. Mr. Cooper advertises on TV now that they can save people $500 a month. We saved $140 but we're old, so I understand that. We're not going to live until 95 to pay off a mortgage. With Mr. Cooper, we didn’t have to pay our mortgage for two months.
Reviewed March 18, 2018
Mr. Cooper was recommended to us by our realtor when we moved here from Illinois. We had an offer for mortgage refinance mailed to us and the timing was right so we went on with it. We did a lot of the process by computer and everything went very smoothly. The reps answered our questions and we answered theirs. I would recommend Mr. Cooper. They are a reliable source for financing.
Reviewed March 18, 2018
I will have to say everyone that worked with me and my husband through this refinancing was great. They walked us through all of the paperwork. Anything I didn't understand, they do the time to explain. They also treated me with respect, returned call quickly.
Reviewed March 18, 2018
I was with Nationstar Mortgage and I decided to stay with them when they switched over to Mr. Cooper. When I first inquired from them, they got back to me within a day or so. I asked them about refinancing my mortgage because of some factors such as a tax credit. My interactions with the mortgage professionals were pretty good. A lot of our communication was through email, but there was no problem. Also, the guidance that I received was pretty good and they had instructions that I could understand. Since refinancing my loan, my payments are a little lower now. Mr. Cooper is pretty good and I haven't had a problem with them yet.
Reviewed March 18, 2018
I refinanced so I could pay off a couple of bills, and Mr. Cooper took over my mortgage from Citibank. The reps were good, and the process was pretty straightforward. But I was having a little difficulty with one person, and I’m hesitant to use the word “language barrier”. It was just a little awkward, but I have no complaints about the outcome. Jeffrey was the guy that I dealt with the most and he was great. I’m still waiting for one check, but other than that, my experience with Mr. Cooper is so far, so good. I’d recommend Mr. Cooper to a friend.
Reviewed March 17, 2018
I must say that this refinance was a great experience. It was painless quick and left me feeling completely satisfied. Everyone I dealt with was extremely professional. I must say that if I had to do it all over again or recommend a friend I would say Mr. Cooper is the one to go to.
Mr. Cooper Company Information
- Company Name:
- Mr. Cooper
- Company Type:
- Public
- Address:
- 8950 Cypress Waters Blvd
- City:
- Dallas
- State/Province:
- TX
- Postal Code:
- 75019
- Country:
- United States
- Website:
- www.mrcooper.com
