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Mr. Cooper Reviews

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About Mr. Cooper

Mr. Cooper is a nonbank mortgage lender and the primary brand of Nationstar Mortgage LLC (NMLS #2119). The company offers conventional and government-backed loans for home purchases and refinancing. It publishes daily rate information online and provides tools to help borrowers estimate affordability, monthly payments and potential refinance savings. Mr. Cooper operates nationwide and is licensed in all 50 states, Washington, D.C., and several U.S. territories, including Guam, Puerto Rico and the U.S. Virgin Islands. The lender primarily delivers a digital-first experience, with support available online and by phone.

Visit www.mrcooper.com
Pros
  • Online pre-qualification tool takes minutes
  • Online loan tracking
  • On-time closing guarantee
  • Pays local moving costs in some areas
Cons
  • No physical branch locations
  • No USDA loans

Mr. Cooper Reviews

Over 10k reviews since 2012

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    How do I know I can trust these reviews about Mr. Cooper?
    • 4,967,499 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 25 Reviews 3380 - 3530
    Verified purchase
    StaffLoan Process

    Reviewed Nov. 15, 2018

    The team that worked with us on our Refi was very helpful and made the process easy. Mr. Cooper made us aware of every step of the Refi. Every time we need to provide a document they made submitting it easy. Great experience.

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    Verified purchase
    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Nov. 15, 2018

    Bart ** and Linh ** were excellent to work with. Their knowledge was amazing and their communication skills were reassuring and sensitive to needs of the customer. I did share a concern with them my issues with the online closing company in Clearwater, Florida. The representative named Kyle, who phoned me was rude and almost threatening with his remarks. Saying if the form was not signed I could lose the loan. The local notary I worked with was most gracious and knowledgable.

    There was a IRS tax release form that we both failed to note the signature line in the middle of the page. The notary and I met within an hour of Kyle's call to me in which Kyle indicated she was not cooperating with him to correct the issue. I phoned Kyle back to let him know the form had been signed. He was not receptive to my suggestion on how to possibly prevent this in the future. He was still rude and not customer friendly. I would hope this was an isolated situation. Thanks again for Bart and Linh's customer concern.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 15, 2018

    I’ve dealt with Mr. Cooper in the past and I like them. I wanted to do some property improvements and I talked to Jay about refinancing. I've also dealt with him before in a prior loan. He was very professional and gave me all the facts really quickly. He gave fast service. He gave me really good and pretty easy guidance during the refinancing. It was a good experience and now I'm improving my house like I wanted to.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 15, 2018

    Our loan advisor was extremely helpful and stayed on top of our loan. She made sure all the paperwork was completed and processed. She made sure every step was completed. We were very happy with Mr Cooper and happy we kept our loan with them.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 15, 2018

    The customer service was excellent, everyone I dealt with was very courteous and knowledge. I am happy about the service I received. I will recommend Mr Cooper to anyone looking to purchase or refinance their home. I closed in four weeks. All my paperwork was done online. That really speed thing up. The customer representative who worked with us deserve a (10). He was very cooperative and helpful and very patient with us.

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    Verified purchase
    Loan Process

    Reviewed Nov. 15, 2018

    I am very pleased with Mr. Cooper and all of the associates I had the pleasure of dealing with. They all made my first refinance experience so easy and painless.

    I was worried that it would take much longer than it actually did. Thanks to Mr. Cooper I am not only refinanced, but debt free as well, thanks to rolling my credit card debt into my new loan amount. I couldn't be happier!

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Nov. 14, 2018

    Mr. Cooper provided exceptional customer service throughout the entire process, always keeping us informed. The loan process was about as seamless as it could be and I would highly recommend them to anyone else who needs a new home or refinance loan.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 14, 2018

    I had Aaron to help me with the refinancing with Mr. Cooper. He was very professional and always on top of everything. Mr. Cooper was very good and they're top of the line. I had an excellent experience and I feel like I’m in a better financial decision now.

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    Verified purchase
    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Nov. 14, 2018

    I have nothing but positive things to say about Mr. Cooper. I needed to make some improvements to my house. I then worked with Kevin who was wonderful. He walked me right through the process. He made it so very easy. It took no time at all to upload my documents. In addition, he told me what to pay and what to wait on. It worked out beautifully. Since refinancing my mortgage, I would be able to add a bathroom to my house. Overall, Mr. Cooper has customer service reps who are very professional and responsive as far as the email and checking in on me to see if I needed anything. In this day and age, that’s about the best you can get.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 13, 2018

    Very friendly & professional service when I refinanced my home. I couldn't really ask for it to go better. Much easier than the local bank when originally bought the house. I recommend Mr. Cooper for your mortgage needs! Give them a try if you have not already. Even if you aren't local to them.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Nov. 13, 2018

    I recently did a refi with Mr. Cooper. It was a great experience from beginning to end. It started with Rodney getting me ready for the application process. This included helping me improve my credit score to get into a better loan than I would originally been approved for. Then Nathan was extremely helpful once the application processed started. He walked me through every step all the way to closing. Will and have recommended to friends because of my experience.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 13, 2018

    I was very please with the help I received from Mr. Cooper during my refinancing of my home. Everyone was very professional and pleasant to me. I do appreciate their help, and thank you for this opportunity to tell how great they were.

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    Verified purchase
    Loan Process

    Reviewed Nov. 13, 2018

    I am very pleased with the timing and the open contact with loan officers. (John **, Jennifer **). I was kept in contact through the whole press. I was also pleased with the closing. The timing was about 30 days.

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    Verified purchase
    Loan Process

    Reviewed Nov. 13, 2018

    I was looking to do some home improvement around here and I knew I had a lot of equity in the house. I thought I’d take just a little bit and spruce up the place a little bit. So I got in touch with Mr. Cooper and told them what I wanted to do, and then I got some numbers. I let it go for a little bit then I went back and got in contact with them again. Carlos got things rolling along and then turned me over to another guy. They kept me informed all the way through, and everything was spectacular. I signed up for their automatic withdrawal on my checking account. But I had to cancel that one and I re-signed up for the new one. My experience with Mr. Cooper was a lot smoother. The guy had my phone number, he called me or he sent me an email, and I answered it. If there was something that needed to be online signed, I did, and sent it back to him.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Nov. 13, 2018

    We finally took the steps to get all of our bills consolidated by using our home equity to our advantage. From the first phone call to the closing in our dining room... the refinance was quick and our loan officers were very helpful and friendly. We would definitely recommend Mr. Cooper to our friends and family.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Nov. 13, 2018

    Everyone I worked with were professionals. They explained each step of the way. The loan was completed within a month. I would refer all my family to use Mr Cooper. I really liked using them. Computer to sign the paperwork and then forward it to the staff. Everything is done electronically.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 12, 2018

    Was excellent. Everyone from the start to the finish did a great job. Kept me informed along the way and made it simple. Gathering the docs was easy and they made it easy to send the documents. The review process was quick and efficient and everyone was very kind.

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    Verified purchase
    Loan Process

    Reviewed Nov. 12, 2018

    After refinancing with Mr. Cooper and not having even making my first payment, I received notice my escrow is SHORT almost $3000. This is something I cannot afford and would have never refinanced knowing this. There obviously is an error and I am having a VERY hard time getting it corrected. Since this is an investment property, my county is required to pay the taxes once a year. Kim ** insured me via e-mail that was done. Please look into research ticket# ** with a due date of November 20th, 2018.

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    Kalie

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Nov. 12, 2018

    Within the past few weeks, I had contacted Mr. Cooper with a question. The answer led to the rep asking me if they could help us with a refi to which I said, I didn't think so. Well, I was wrong. Our loan was refi'd within 10 days from start to completion gaining us over $600 every month. That was incredible as my husband had retired last December. We were really grateful that rep went above and beyond what was necessary that day.

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    Verified purchase
    Loan Process

    Reviewed Nov. 12, 2018

    The process was a little confusing at the beginning but after my questions and concerns were taken care of it went a bit better. Had issues with the IRS that I myself took care of but it ended up being handled properly after I brought it to everyone's attention.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 12, 2018

    Joshua and Gloria are awesome. Friendly, kind, caring and get the job done. Kept us posted all the way, answered all my silly questions, made the process very easy. Other than what I wanted out of the house did exactly what I needed done.

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    Verified purchase
    StaffTransparency

    Reviewed Nov. 12, 2018

    From the very start, I was listened to, given options, and walked through everything I needed to know. I was always informed of the next steps beforehand so I was prepared. Their commitment to keeping in contact with me was amazing. And I closed 20 days earlier than was projected. Very satisfied.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Nov. 12, 2018

    Everybody at Mr. Cooper was great with me. They knew all the info I needed, and the process went quickly too. There were no hassles. If I had any question, I would call and they would answer right away. Through Mr. Cooper, I was able to get out of a lot of debt. I’m really satisfied with them.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Nov. 12, 2018

    My experience with Mr. Cooper was great. We wanted to remodel within our condo and since we’ve already had history with Nationstar and knew the process from previous refi, working with them made the transition easy. We just made the call to get the refi process started and things went great - all the paperwork, back and forth, emails to fill out. Any question we had was answered quickly, professionally and they left no doubt on how whatever situation was gonna turn out. In this particular experience, closing with them was smoother than ice. Since doing the refi, we were able to pay off some lingering debts and we are now actively working with two or three individuals on getting quotes for the remodel. I’d highly recommend Mr. Cooper to any of my family, friends or anybody looking for a good mortgage company.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaffLoan ProcessTransparency

    Reviewed Nov. 11, 2018

    Mr. Cooper is my mortgage company and they kept acquiring old mortgage. I was happy with everything they had done for me. The app worked well and the representatives were excellent. They answered every question that I needed to know and helped me understand everything. They communicated and got everything done quick and fast. It was great how they handled everything. Since refinancing, they helped me pay off all my debt and it's a great feeling. I would suggest Mr. Cooper to others.

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    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed Nov. 11, 2018

    We thought they were very good. Excellent communication. Fair rate and refinancing expenses. Closed earlier than expected and that was good for us. Excellent at arranging payoff for our home equity loan and combining 2 loans into one mortgage. Their selected appraiser was professional but valued our home at less than current market value.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 10, 2018

    Everyone that worked on my loan was nice and was helpful. Keith ** and Eric **. I appreciate your help. I would recommend these two to anyone who applies for a loan. I had to do some leg work myself but it was worth it in the end. But if it wasn't for these two guys I would have been lost. Thanks again for all your help.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 10, 2018

    I did a re-finance with Mr. Cooper. I could not believe how smooth the process went. Their staff was great (Scott ** and Lashaia **) were on top of everything. A few of my friends have been in contact with Mr. Cooper to re-finance.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 10, 2018

    Karynn ** was very patient with me as several times I was ready to toss in the towel due to all the paperwork. I felt as this Company had my original loan and I was only refi-ing for a moderate amount that all the paperwork was just TOO MUCH! If I had know, I would not have done it! That's why I say Karynn ** was very helpful.

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    Verified purchase
    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Nov. 10, 2018

    Hello - constant emails and phone calls to multiple people who were assigned to my closing. I almost backed out a number of times because the communication was so poor. Would never recommend Mr. Cooper. Had to elevate my dragging closing to a manager, who simply passed me back to the same incompetent people I was dealing with right along.

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    LaQuinte

    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Nov. 10, 2018

    I had refinanced my mortgage a year and a half ago and ended up with Mr. Cooper. I was talking to them about a problem that I had, and the woman that I was talking to told me that I had the opportunity to refinance if I wanted to consolidate my bills. They sent me the electronic documents so that I could sign it all, and everything was done electronically. I had all the information that I needed that I could download and send to them, and it was a very smooth transition. Each step of the way if I had a question, I could email them and they would answer that question for me. Everything works perfect. The process took a little bit over a month. It went very fast and I was very impressed with it. Hopefully, it's gonna let me retire soon as I what I had planned on, because now that I had consolidated my bills and those are all taken care of, my mortgage is not going up. I would recommend Mr. Cooper to anybody.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Nov. 10, 2018

    I was feeling a little stressed, and I received plenty of emails from Mr. Cooper that convinced me to do refinance. They were already my mortgage company, but if I didn’t get the response that I did when I inquired - from the gentleman who answered the phone to the woman who continued and carried it through - I wouldn’t have stayed with them. Both Cassandra and Joshua were great and wonderful. They were on the ball calling me back and they answered questions. Since refinancing, I have a little more breathing room. I wasn’t expecting a lot so I was really thrilled. I would recommend Mr. Cooper.

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    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed Nov. 9, 2018

    Pleasure to work with representatives of Mr. Cooper. Everything was explained thoroughly. I never had to wait for a response. Whenever I had questions they immediately answered my calls and or emails. I have to call out 2 amazing representatives. Kevin ** and Keith **. I recommend this company to friends and family who are looking to purchase a new home or refinance.

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    Verified purchase
    Loan Process

    Reviewed Nov. 9, 2018

    Jeremiah and Josh were both great to work with. They were in constant contact so I was always informed as to where we were in the process. Everything was processed efficiently and smoothly. This was the best refinance process I have experienced to date. I had a bit of hesitation initially not dealing with a local company but that was not an issue. It actually was a better experience than the times I have worked with local banks.

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    StaffLoan ProcessRates

    Reviewed Nov. 9, 2018

    Two days after my normal monthly loan payment was processed, I made a very large principal payment. I was very deliberate stated 'THIS IS A PRINCIPAL ONLY PAYMENT'. When the payment was posted, monthly interest was deducted and the remainder was applied to principal. Mr. Cooper's loan processor took two interest payments for in the same month! I review my statement online, saw the attempted THEFT, called Mr. Cooper, and had them correct the error. It is not a coincidence that lending institutions always make mistakes in their favor! I would give Mr. Cooper 1 star for this deliberate deception/attempted THEFT, but their staff was polite, so two stars...

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 9, 2018

    I purchased a central heating and air conditioning system two years ago and I’ve been paying out for two years but not getting anywhere because of the interest. I knew I have quite a bit of equity in my home so much that I could pay the thing off, so I reached out to Mr. Cooper to do the refi. I was a customer of Nationstar Mortgage, so they have a lot my information already and it made it more simple for me. I had a wonderful experience with Mr. Cooper. I worked with both David and Eddie and I told them at the end of the process that I couldn’t believe how simple it was. I’ve applauded them both. I’ve refinanced in the past with different companies and those times were never as fluid as my experience with Mr. Cooper. The process was normally a nightmare but with Mr. Cooper, it was marvelous and very well done.

    I was also very pleased with the guidance I received from them. They gave me my options, answered my questions, and it went very well. As I was chatting with David, he suggested that I take care of a high interest credit card that I also had. So I wiped that out and now, I’m in a very nice position as far as not having those extra payments. If you're considering Mr. Cooper for a refinance, do it. You’ll be very happy.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 8, 2018

    Mr. Cooper had my mortgage. Then, I did a refinance with them because I needed to pay some credit cards off. During the refinancing process, their reps would call and email me. They were very knowledgeable, helpful, and I didn’t have any problems with them. In the end, I was able to pay off some debts which was why I did it in the first place. Also, my APR dropped not much but my note went up.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 8, 2018

    I had my loan with somebody else and Mr. Cooper bought the loan. I refinanced it with Mr. Cooper since I already had a relationship with them, and they could do it easier and cheaper. The first fellow I talked to was Richard and he was really, really good. Then I had somebody else who I don’t think was as good, but got it done. We didn’t get some information from her, and we had to go back to Richard to get some few things cleared up. But it was nothing major. We went ahead and did the deal. She didn’t seem to be as experienced as he did. Mr. Cooper also had a notary come to the house and go through all the paperwork when we signed it, and that was excellent. He was great. The whole process was straight-up.

    One thing that I was a little bit upset about was when we first signed up for this, they told us we would be able to skip two payments, November and December. When it got right on down to it, we are only able to skip one payment. That was troubling to me. We did this so we could pay off a bunch of debt with a lower percentage rate. That extra month was gonna give me another leg up, with that $2,000, to pay off a bunch of more stuff, but now I don’t have that ability. But we had already gone through all the hassle of doing it that it doesn’t really matter if they skip a payment. It isn’t like they’re not getting their money, because it just shifts it two months, and that was a irritation to me. It almost felt like they told me what I wanted to hear to get me signed up.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Nov. 7, 2018

    From the moment I called Mr. Cooper to refinance I was treated with the utmost respect and professionalism. The entire process went so smooth. I can’t say enough great things about Mr. Cooper. They really treated us great. They are the best.

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    Verified purchase
    Staff

    Reviewed Nov. 7, 2018

    It was an almost perfect experience until we got to the end where my credit cards were overpaid and I had to wait almost a month for reimbursements because the updated statements I sent were not taken into consideration. Both officers were very helpful otherwise.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRatesTransparency

    Reviewed Nov. 7, 2018

    I've had a loan with Mr. Cooper for quite a few years and I refinanced the latest loan I had with them. The representatives were really awesome. We did a cash-out refi and I've paid off all my bills with it. I had some credit cards that had some high-interest rates and the representative helped me calculate what all I should pay off. There was a couple of options that we could do and she walked me through all of the steps and helped me figure out, which loans and credit cards I needed to pay off first.

    The rep and I talked a lot, and the process went really fast. We closed in less than a month from start to finish. The rep got the paperwork back and forth really quickly. Everything could not have gone more smoothly. I'm completely debt-free now. And so, I'm saving a lot in monthly payments and in interest. So, now, I only have my two health payments and a vehicle payment. It's been amazing. I'd definitely put other people in contact with Mr. Cooper. I've already told a couple of people about how smooth my experience went.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 7, 2018

    I had my first mortgage with Nationstar then Mr. Cooper took over. My wife and I were going over our finances and then thought it would be best to refinance the two houses. The Mr. Cooper representatives were great and they answered all the questions we needed answered. We received very adequate guidance during the refinancing as they gave me all the information I needed. Now, I pay less per month. Mr. Cooper does an adequate job in refinancing and I recommend them.

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    Customer Service

    Reviewed Nov. 6, 2018

    This is the worst mortgage company I have dealt with. Customer service is horrible and several times have provided the wrong information. Would not recommend this company at all. I’ll will refinance my mortgage with another company so I don’t have to deal with the incompetence of this company.

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    Mr. Cooper
    Response from Mr. Cooper
    Thank you for your submission. This case has been forwarded for review and resolution.
    A team member will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    LaQuinte

    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 6, 2018

    I am very impressed by Nationstar. They are an excellent mortgage company and I chose to stay with them for my refinance. Excellent customer service. They know how to treat their customers. Thumbs Up all the way around!!! They have created a new brand called MR Cooper and have trained their staff very effectively. This is how a mortgage company should act as the customer comes first always!!!

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    Verified purchase
    Customer ServiceOnline & AppTransparency

    Reviewed Nov. 6, 2018

    Mr. Cooper made our refinance as easy as possible. Discounts for return customers which is nice. They make it so you can track your loan from start to finish and upload files easy from their website. For the most part, communication was good. Enjoy working with them as our mortgage company.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 6, 2018

    Very easy to work with. They came to me to do all the work. It took just a few days. I was very surprised how fast they did it. I will talk to a lot of people how fast and simple and easy they made it for me. Thank you.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Nov. 6, 2018

    Mr. Cooper was a pleasure to work with when refinancing my mortgage. Prompt courteous service, very quick response to any questions. I had and just a plain satisfying experience with them. Closing was quick and easy. Actually came to my home to finalize this refinance. Didn't even have to the comfort of my house.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 6, 2018

    We wanted to pay down some debt and do some upgrades to the house. We did a refinance and went with Mr. Cooper as we already had a loan with them. It would be easier to go with who we already have. Everybody was very helpful. The initial woman that I spoke to was very descriptive and let me know how the whole process was gonna work. Then I worked with Angelique and we worked very well together and got everything that we needed together. It was a smooth process. We went over what was best for my husband and I. It was very helpful and they didn't hold anything back. Everything that I needed and all the descriptions of everything was perfect.

    With the cash we took, we paid off everything, even our two car loans. So, I put the down payment to build a privacy fence. We're getting the house painted and also have some money left in the bank. We're very happy. My score wasn't as high as what we thought it was so we still ended up having to go with FHA. But we're gonna pay it for a year. And then we are gonna do another refi with Mr. Cooper so we can get rid of the mortgage insurance. We are very grateful for the help that Mr. Cooper gave us and I will recommend them to friends and colleagues in the future.

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    Verified purchase

    Reviewed Nov. 6, 2018

    I had Citibank then all of a sudden, they must have sold the mortgage to Mr. Cooper, so it was transferred over. Mr. Cooper was fine, and they seem to stay on top of everything. The guidance was good. The one thing that I don’t understand, and it’s really not a big deal, is that the first gentleman that I talked to told me that once my mortgage was completed, I wouldn’t have to pay for one of the months. The October one was due on November 1 and I paid that so I figured I probably won’t get another one until mid-December for January 1. About a week and a half before I normally get my mortgage statement, I got one that was due on December 1 already so I'm wondering where my free month is. But since refinancing with them, I was able to pay off my credit cards. I had a huge doctor bill that I had to put on one of my credit cards and I was able to pay that off.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Nov. 5, 2018

    I already had a mortgage through Mr. Cooper and I've never had any problems with them. I refinanced and decided to try with them first, and everything worked out. It was a very quick and easy process. We handled everything on the computer and it was wonderful. From beginning to end, the process was about three weeks. Their reps were very professional and helpful. They kept in touch with me every other day, and they answered all of my questions professionally and thoroughly. They did a really good job.

    I had already made up my mind what I wanted to do and how I wanted to handle it. I told that to the reps at Mr. Cooper and they gave me what I wanted. I would not have refinanced if I had had any other option. My house is close to 50 years old and the air conditioner tore up. It was a large sum of money to replace the unit, and I needed cash. Refinancing was the best option for me. I had six years left to pay on this mortgage and it's out to 10 now. I was paying 7.5% interest and I didn't do anything about it mainly because I wanted to get it paid off. I didn't want to refinance but when I was forced to, my interest rate went way down. So, my house payment went down about $200 a month and that was great.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Nov. 5, 2018

    I’m a widow and I live on my social security, and I have 11 grandchildren. I called Mr. Cooper to see if they have a program where I could skip a payment and add along at the end until I’ve had some extra money for Christmas. The rep I talked to checked and he said, “I think we can help you.” And he was the one that came up with refinancing, to make my payments lower and make it easier for me year-round, not just at Christmas.

    The people at Mr. Cooper have been very nice, very helpful, and considerate to me, and they wanted to get things done as quickly as possible so that I can have the extra cash at Christmastime, which was wonderful. The whole thing took a couple of weeks. I had to find my husband’s death certificate, which had been put away for so long. I also had to send them copies of bank statements, but the process went very smoothly. They called me several times to tell me, “We’re doing the best we can. As soon as you get that to us, that’s all we need, and you’ll be ready and we can sign.” It was very easy.

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    Punctuality & SpeedStaffEase of UseLoan ProcessRates

    Reviewed Nov. 4, 2018

    I had a previous mortgage with Mr. Cooper and I didn't have any issues with them. I went with a refi and wanted to go with the same company. I didn't like the fact that other loans were being sold back and forth and I was told that Mr. Cooper doesn't sell. I also like how Mr. Cooper's website was really easy to navigate. During the refinance, the guidance was good. I knew what was the next step the whole time and I was updated if there was anything that was further needed. I started it mid-September and I closed the first week of October. It was really quick. TJ was very friendly. He was knowledgeable and he answered all the questions that I had. And he's very laid-back and had a down-to-earth personality. Kate was also the same way. She was very easy to deal with and very knowledgeable.

    I like the fact that the lady that came to do the closing documents was able to meet me pretty much anywhere I wanted. I thought that was very convenient versus taking time off of work to go to a site to sign papers. She was able to come to my house at 8:00 p.m., a time that I never expected anyone to be available. The interest rate was actually higher since the market right now is higher. But from refinancing, I was able to get my ex-husband's name off the house I was awarded after the divorce.

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    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Nov. 4, 2018

    Knowing that the rates were down from when we first purchased the house, we decided to refinance. We had Nationstar and it changed over to Mr. Cooper. The refinancing procedure was really simple and easy ‘cause we could do it right on the computer with just a click and it went through really quickly. We talked to our rep over the phone and on the computer, and we received straightforward guidance. Since we refinanced, our mortgage payments became lower. We're really pleased with Mr. Cooper right now.

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    Staff

    Reviewed Nov. 3, 2018

    I was with Nationstar and my old mortgage was refinanced by Mr. Cooper. I have a lot of properties and I wasn't allowed to change my mortgage plan or refinance alone. Mr. Cooper has allowed that and worked on many approvals. I had to open an online account with them and I checked paperless which was a mistake. I have to track them! So, I don't want them paperless as I want to have them in my little hands and I'm trying to fix that.

    The representatives who helped during the refinance were awesome. Not everyone understands issues that are involved when someone has so many properties. It's very complicated but they understood the issues. Matt and Caroline were very good and I knew what I needed to have. I'm also gonna bring them another loan from outside and see how they'd do on that.

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    StaffLoan ProcessRatesTransparency

    Reviewed Nov. 3, 2018

    I had some equity on the current house that I had with Mr. Cooper, so I refinanced to pull some equity out. They were professional and helpful, and their guidance was good. They walked me through the process and it was pretty painless. The actual interest rate wasn’t as good though. It went from 2.9% to 4.1%, but, since refinancing with Mr. Cooper, I have more cash in my bank. My experience with this company was good, overall.

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    StaffLoan Process

    Reviewed Nov. 2, 2018

    My loan was almost paid off, so Mr. Cooper called about refinancing it. The professionals were very helpful during the whole process. It was pretty smooth. The guidance given to me was fine. The only problem that I had with the whole thing was they didn’t include my insurance in the final thing -- hey had included the taxes but not the insurance. Nevertheless, all my credit cards have been paid off, so that is good. I had a good experience with them.

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    StaffRates

    Reviewed Nov. 2, 2018

    I was looking at mortgage rates. I want to do some things around the house and see if there's a possibility of pulling some funds out to do those things. I had a mortgage through another institution and it was sold to Nationstar, and then Nationstar changed their name to Mr. Cooper. They were a bit convenient and looking at research, their rates were comparable. Their reps were very responsive, polite and informative. I felt good about how they guided me through it. I knew what to expect, they went step-by-step and it was a smooth transition. I would recommend Mr. Cooper.

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    StaffLoan Process

    Reviewed Nov. 1, 2018

    We called our mortgage holder, Mr. Cooper, for a refi because that was all we knew about. Then the representative suggested that we put the balance of the car and the furniture store in there as well. But we were flying blind. We didn’t know anything so we accepted whatever he said. But then I got to thinking if he could have given us more options. Somebody had also failed to get the current balance of our car loan and it caused a lot of unnecessary upset for two older people. When we went through the process, we were in over our heads with all this stuff that had to be done through the internet. But we managed and they were very helpful. They wanted us to take mortgage insurance though. We’re not going to and yet we keep getting all these papers. I’ve got about two dozen now. But overall, the experience was very good. My husband and I enjoyed it very much.

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    Customer ServiceStaff

    Reviewed Nov. 1, 2018

    My original loan was with Mr. Cooper and they had called me several times, asking if I wanted to refinance. I've had a good experience with them so far, so I decided to go with them. They were easy to talk to, professional, courteous and they seemed to lead me in the right direction. Working with Mr. Cooper resulted in a slightly lower payment and I was able to reduce some debts.

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    Punctuality & SpeedLoan Process

    Reviewed Oct. 31, 2018

    From start to finish, the Mortgage Professional and Loan Processor, made this experience quick and easy. No pressure and all my questions were quickly and professionally addressed. At no time did I feel "lost" or "confused". The online loan tracker tool let me know exactly what paperwork needed to be submitted and when the paperwork was approved or further details were necessary. Highly recommend Mr. Cooper for any mortgage/refinancing needs.

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    Customer ServiceStaffTransparency

    Reviewed Oct. 31, 2018

    From the moment I called Mr. Cooper I received nothing but excellent customer service. Paul my mortgage professional was so helpful and great in getting my paperwork started. Then I went on to the next step which was with Duke who was my loan closing coordinator. Duke was great and went above and beyond with his customer service. He always got back to me right away whenever I had to leave a message. He also whenever had any questions about any paperwork he always explained to me everything in detail which was very helpful for me. I would definitely request Duke and Paul again to help me with any refinancing. Again they were extremely helpful. Thank you Mr. Cooper for having fantastic employees. I will be sure to tell all my family and friends about my great experience with your company.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 31, 2018

    I did refinancing before with Wells Fargo and they sucked. When I did it with Mr. Cooper, they were very quick and their people knew what they were doing. The Mr. Cooper rep that I dealt with was outstanding. She was on point and she knew what she was doing. She got things moving along quite well. There was a gentleman that I dealt with before her and he was pretty good also. He was the one that picked up the whole ball when we first discussed it. I did everything through the computer and it was efficient and quick. I’ve refinanced in the past, and getting all that paperwork up and faxing it and sending it back and forth took a long time.

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    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Oct. 31, 2018

    We had a mortgage on our house with Nationstar, a loan for $50,000, and an equity line of credit of $80,000 with Citibank. We wanted to roll all that over into one loan and since Mr. Cooper bought our mortgage and they had all the information on us, we went with them. Their rep suggested we put all three loans into our existing mortgage and it would save us $500 a month, which is pretty good. So, our mortgage became bigger, it absorbed some of our other ones, and it lowered our payments.

    During the loan process, they called us right away and were on it. But we had to jump through hoops to get this loan. They also wanted us to contact Social Security to get our Social Security numbers, even if they had that info already. They even wanted a copy of our original Social Security cards but we don’t have them. We’re old and we memorized Social Security numbers when we were 18 years old which was the way of life when you went to college. Then we had to get an appraisal on our house even if they have all info on it since they held our mortgage. And they kept wanting all these other information.

    Other than that, the man who did our settlement hadn’t looked at the papers at all before he came to us. He was reading everything for the first time in front of us and it took him an hour and a half to finish everything. I'm 66 and this is my third refinance in my lifetime. In all the other ones, we were done in 45 minutes to an hour max because there are a lot of papers to sign. But with the guy from Mr. Cooper, I had to get two shots of Tequila to get through it. And most people would have you sign on the papers, then flip it over to the next, and would go home to do their own signing and stamping. But this guy had us sign on them, then he signed them right then and there and put a stamp on them.

    And as soon as Mr. Cooper got our money, things got screwed up. When we went to settlement, the gentleman had a piece of paper which was for our equity line with Citibank and he asked if we wanted to close it. We were very clear with them on what to do with that equity line of credit. We write checks on that and we told them to pay off the money we owed, but not to close the account. We said that not once, not twice, but three times. But in the end, they closed it and we're very upset. We called Citibank and they confirmed that it was closed and that there was a $1,000 early termination fee.

    So, we called back our contact person at Mr. Cooper who called us every other day when he was trying to get our money. But as soon as that went through, we’ve been calling twice to complain and we've left messages, but no one has returned our call and it’s been a week now. We did not give them permission to close that account and I’m not paying the $1,000 early termination fee. Mr. Cooper sucks. I understand that people can make a mistake, but they have to make it right for their customers and return their phone calls. They need to open our account again and that's their responsibility. I'm very dissatisfied with them and I would tell others not to use them.

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    LaQuinte

    Verified purchase
    StaffLoan Process

    Reviewed Oct. 30, 2018

    Mr. Cooper bought the finance company that I had before, and my experience with them has been excellent. The reps were cooperative, pleasant and easy to work with. The whole process was completed in less than a month.

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    StaffLoan Process

    Reviewed Oct. 30, 2018

    Mr. Cooper took over my mortgage and they wanted to refi. They kept calling me and asking me. It was heavy marketing but the refinance sounded like a good idea to me. Their rep Gary was helpful and answered all of my questions. The process was done in a timely manner and since refinancing, I've had the benefit of consolidating my debt. Mr. Cooper did a good job and I would do business with them again.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 30, 2018

    Mr. Cooper was sending our letters about refinancing. I needed to do some debt reconsolidation so I called them, and we found a plan that worked. The niceness of their people stood out, and they were informative and they made the process easy. Everything was smooth and easy. Their professionalism impressed me and it was easy to talk to people. They don’t make you feel like you’re an idiot when you’re asking questions. Other than my house and car, I’m now debt-free.

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    Customer ServiceStaff

    Reviewed Oct. 29, 2018

    I originally had GMAC as my mortgage company, then they changed me to OCWEN. Ocwen then sold my mortgage to Nationstar and now it's under Mr. Cooper. It's a nightmare! I went through a Chapter 13 bankruptcy and was told that Mr. Cooper was going to work on me so I could save my home. I did my trial payments for the remodification, then was told NOT to make another payment until I got my modification. Stupid me listened to them, and now I am floundering in foreclosure. I was NEVER able to get through to my particular caseworker at Mr. Cooper, I wonder if he even exists!

    When I called, they'd tell me that they had sent all of the paperwork to my attorney. Calls to my attorney ended with them telling me they had never received anything and that I should have gotten it. I didn't. The last call to Mr. Cooper informed me that I had not responded to their remod offer. I NEVER RECEIVED any offer or anything else from them! Now I need to try to get them to reconsider and work WITH me on getting a mortgage I can afford.

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    Kalie

    Verified purchase
    StaffLoan Process

    Reviewed Oct. 29, 2018

    I wanted to be able to take equity out to fix up my home because now, I have multiple sclerosis and I need different things. I decided to refinance and the reps I dealt with at Mr. Cooper were nice, knowledgeable, and guided me the right way. It was a pleasure to work with them. They made the process simple and very easy for me. Since the refi, I've had my kitchen renovated to make it easier for me and I've had my backyard made in such a way that I would have easier access to it. Mr. Cooper treated me well and they are a really good mortgage company.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 29, 2018

    I was with Nationstar before, then Mr. Cooper contacted me many times about refinancing the mortgage on my house. They came up with the HARP loan plan and their reps called and told me that they could lower my rates, so I thought of taking advantage of it. I told them I would get back with them and I contacted them after I talked to my wife. They helped me step by step to show me what could be done. When I refinanced once before, people came to my house. This was totally different since it was done over the phone and also online with emails. The process was a lot faster than it was before, although it was not so much easier.

    Since refinancing my loan with them, I saved a month’s payment and I’ve gotten back a little money on the final closing. Other than that, the refi is gonna be helping me out with a lower payment. One rep was very cordial and professional when he contacted me the first time and the closing officer was very professional too. I was very satisfied with Mr. Cooper. Contact them if you're in the market for getting a house and look them up if you're having your loan refinanced. Give them a call and see what they can do.

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    Customer ServiceLoan Process

    Reviewed Oct. 28, 2018

    I am a real estate agent and have a residence for sale that is part of an estate. We have a buyer and should have closed 3 weeks ago but Mr Cooper will not send in their pay off demand, nor will they even talk with the administrator of the estate or the estate attorney. The estate has had to pay for loan extensions for the buyer due to Mr Cooper's lack of response. The loan may now fall through due to this delay. I would not recommend using this company and if they are servicing your loan, refinance through another bank or mortgage company and pay them off (if you can get them to respond with a payoff demand that is).

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    Mr. Cooper
    Response from Mr. Cooper
    I am unable to locate the account number associated with the property
    Please contact me to discuss your concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    Kalie

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Oct. 28, 2018

    The first Mr. Cooper rep that I talked to wouldn’t even talk to me about refinancing. He hung up in my ear. But the next reps I talked to got everything all lined out and got what I wanted. They were very helpful and I was very happy with them. One of them was Brad and I was impressed with how diligently he worked on the refinancing.

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    StaffLoan Process

    Reviewed Oct. 28, 2018

    Mr. Cooper does a good job and I would definitely recommend them. They are very thorough and they can help you out if you're in a bad situation or if you want to try to get some money out of your home to either remodel or to pay off some debt. I had a loan with them and I refinanced to remodel. I felt that they were willing to help and give us information. They told us things that would help us, things that would benefit us by the type of loan and what we were gonna get out of it. We were communicating and they pretty much kept up on things. When they asked me for information, I would send it to them as I got it. I did it via email or text through the phone. Since getting the loan, I've paid off all my credit cards and then remodeled my kitchen. And it's still cutting my payment where I can afford it.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 27, 2018

    We had quite a bit of equity in our house so we decided to use it and refinance to pay some stuff off and get a clean start. We initially tried a different provider but we didn't get through the whole process. It seemed like it was not gonna be an enjoyable experience. So we stopped and went with Mr. Cooper, which was who had my mortgage to begin with. And they did a really good job. I kinda knew what we wanted and what we needed but they also did excellently in giving us guidance. They were also good to return calls or emails and they kept us informed of the process and where we were at. So I was pleased. It was a good experience and our financial situation is better now.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 27, 2018

    Mr. Cooper called me and they wanted to know if I wanted to refinance and I said no. But when I replaced my air conditioner and furnace 'cause it had gone bad, I said that maybe I could use some help. However, during the refinancing with Mr. Cooper, I wouldn’t call the reps professional. I had gotten a loan through my bank to pay off the air conditioner and the furnace, which was $4,000. I wasn’t sure of the value of my home and that was the whole thing that I was concerned with. I also had $1,500 left on my car loan and I thought that we would go ahead and pay that off.

    When the real estate failure came in, I knew I lost 57% of the value of my home so I wasn’t sure I had enough equity in the house to do this. So, Mr. Cooper said they would send somebody out to do an estimate on the home. That way I would know how much funds are available. Somebody came and the estimate came in much higher than we thought. I was gonna pay off a bit of my VISA which was about $7,100. And the rep said that there was much more money available to me if I wished it. I told him that my wife had a high VISA which was over $20,000. And he said that they could take care of that too.

    Out of the five things that Mr. Cooper promised me, they only did two of them right and the other three were totally screwed up. The rep said I could have the $20,000 but then, I came to find out that I could only get $19,300. I don’t know how this got messed up, but somehow they put that in my account and my bank charged me a transfer fee. It’s only $15, which was minor. But still, if I had been told, I would have had them do it a different way. They paid all this other stuff and I wasn’t charged a wire transfer fee, but for the $19,300, I was not happy with the whole transaction. My wife actually owed $21,000 something, and I wasn’t able to pay that off totally.

    With the $700 shortage in paying off my wife’s VISA, I wouldn’t have done that if I couldn’t pay the whole thing off. And the reason of the people at Mr. Cooper was that they're giving me this refinance and I don’t have to pay the month of August. My house payment is $700. So, they said that I could take that $700 that I was going to pay on our home loan and put it with the $19,300. It would get me $20,000. However, I had other things prepared for that ‘cause I knew that I didn’t have a first payment due until September 1st.

    The people at Mr. Cooper said they were gonna pay off the loan to my bank for the air conditioner and furnace. That was done right. But with the car loan, instead of Mr. Cooper paying it off, they mailed me a check made out to the people, which was Capital One, who I had my car loan through. And Mr. Cooper made it up for $581 more than I needed to pay it off. I called Mr. Cooper and asked the rep, “What the heck can I do?” He said that I can mail in the check and then Capital One will mail me back the amount I overpaid. And the same thing on the VISA. They sent me a check for $7,400, which was $300 higher, although that's no big deal. I can handle that part of it.

    The people at Mr. Cooper were very nice. I talked to one gentleman and one lady during all of this. And they were very courteous and were trying to be very helpful, but they didn’t do their job. They could’ve been a bit more informative, ‘cause they’re saying they’re gonna pay off a loan. I’m assuming they’re paying off a loan, not send me a check and have me pay off the loan. I guess it’s the same thing, but it’s different. Especially when the amount is way off. They misrepresented what they were gonna do. If they had told me, “Oh, I’m gonna send you a check and then you forward the check onto somebody else,” I would have verified the amount. I would think they would’ve called for a payoff amount. Apparently, they didn’t. I'm dissatisfied with my experience with Mr. Cooper.

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    Kalie

    Customer ServiceTransparency

    Reviewed Oct. 26, 2018

    Dwayne ** was straightforward and quick to answer any questions that we had. I wanted a clear and concise exchange. He delivered. We refinanced for a better rate and lesser monthly payment...

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    Reviewed Oct. 26, 2018

    I was already using Mr. Cooper for my mortgage but we could use some upgrades on the house and a few things. The reps, Becky and Miranda, were both extremely wonderful, very easy to talk to and amazing. Other than that, everyone was great. With the refinance, I had some breathing room financially.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 25, 2018

    I have two accounts with Nationstar. One account I have had on a condo in Florida for a decade. Once my family moved to Florida, we kept the condo and bought house about an hour away (the condo was closer to the beach). I wanted to do a home equity on the condo to pay off some bills and do some work on the condo. I called Nationstar (Mr. Cooper). I was talked into refinancing - the person failed to disclose that they do not do home equity loans on second homes. The rep said everything would be done quick - in fact he stated this would be the easiest loan I ever applied for. I called on a Fri and they were going to have an inspection on Mon. I sent all of the paperwork by Sat. By Tues, I had not heard anything. I left several messages and emails.

    Finally, a week later, I was told the loan was too small and they would not let it go through. This was when I found out that they do not do home equity loans. The Rep then told me to TAKE THE LOAN TO ANOTHER BANK - and even suggested Bank of American or Wells Fargo. I called and complained and was told that it would be reported and to expect to be contacted by a supervisor. A month has gone by and I have not been contacted. I am now looking to take both loans to another bank - customer loyalty does not mean anything.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 25, 2018

    I already had a mortgage and I wanted to get out earlier and lower my rate a little bit. Then, Mr. Cooper bought the loan. So, we ended up not saving too much, but a little bit, and a couple of years earlier than my other one. The mortgage professionals we dealt with were very helpful and they were very professional in what they do. I was also impressed with how quickly they respond. I pretty much knew what I wanted, and they just answered my questions and showed what product they had that would fit my needs. They got a system already figured out and they know what works. The timeframe is pretty convenient, too. They are serious and they are not in the business of misleading people like some other companies. They tell you the truth and they honor what they say. I’m satisfied.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 25, 2018

    My original loan got sold to Mr. Cooper at some point from a previous bank and Mr. Cooper called me promising me there would be almost no paperwork, so I refied. However, it turned out to be the usual song and dance, so I was not impressed. The paperwork was the same as if you are buying a new house. If they would have told me upfront that all this was necessary, I might feel a whole lot different, but I was told upfront that all this was so easy. Almost every day, they were saying, “We got to have this. And we got to have something else. And we got to have something else.” I got two jobs. I do multiple things and I got some property, so they got to have proof of this and proof of that, and it was a pain in the butt.

    The original application didn’t take very long, but once it went into the underwriter, the underwriter was on the phone with me every other day wanting something else, or they lost something and I had to resend a couple of things. At one point, I had to tell the rep to cut the attitude because he said, “You got to give me this and this got to be right away.” I said that I’m the customer and that he called me in the first place. I didn’t come to them looking to refinance in the first place. They called me and promised me all the easy refi, and then they wanted all the other stuff.

    I was going from an old computer to a newer computer and I had to scan all the stuff and send them to the rep. I wasn’t set up with my new one yet and my old one wasn’t hooked to email yet, so it was annoying. They need to give us a list of everything that we need up front, so we will know what we are getting into instead of promising it is so easy but then it is not. I would tell my friends to run if they ask me about Mr. Cooper.

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    LaQuinte

    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Oct. 24, 2018

    I had a second mortgage with a high interest rate and since I had some equity, I decided to consolidate the two. I had my mortgage with Citibank which got sold to Mr. Cooper and I figured that Mr. Cooper is the one I'm dealing with, so I thought of having them the first crack at it. The customer service was also excellent that I decided to stick with them. Since I knew what I wanted to do, I was just looking for somebody to help me along in that process and Mr. Cooper's reps did an excellent job. They were very helpful, upfront, timely and responsive. I've refinanced and bought housing before, but this definitely has been the easiest and most pleasant experience I've had. Also now, I don’t have to pay that home equity loan.

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    Customer ServiceStaff

    Reviewed Oct. 23, 2018

    I’m retired, so I’ve been taking money out of my 401K for vacations. But I was doing some home remodeling and I needed some extra money for that. I wanted to take some money out of the house on the equity and I refinanced with Mr. Cooper. The person that I worked with was very communicative, kept in touch, and did a good job. Plus, if I would call and the person wasn’t available, they called back in a timely fashion and I appreciated that. They seemed well-informed and gave me accurate information. They also seemed to be very professional in their manner and they met my needs. They send informative emails as well and I liked that. So overall, I was very satisfied and I would recommend Mr. Cooper.

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    Customer ServiceStaffTransparency

    Reviewed Oct. 23, 2018

    We have known about the company since they were Nationstar. My mom wanted to update her 66-yo house, and the Mr. Cooper mortgage professionals were very good. They kept in contact always, mostly over the phone, email and fax through the internet. If my mom had any questions, someone always called back. The guidance given was very good for mom -- she’s 88 years old. We've got peace of mind since refinancing the loan with them, and if the paperwork wasn’t understandable, they will explain it. If they couldn’t explain it, someone else would call. My mom is very satisfied and I am, too. Do the research, but go to Mr. Cooper first.

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    Staff

    Reviewed Oct. 22, 2018

    Nationstar Mortgage is a servicer (debt collector). This company has charged us "fees", "corporate advances", "late fees", "inspection fees", "legal fees" etc.This company started foreclosure without giving the 30 day notice required. This company has produced false documents & forged my signature on the mortgage. When asked who the owner of the alleged loan is, we were told Fannie ** owns the loan. There is no document to support that information, there is no trust recorded in the land records. Their employee executed an assignment of mortgage from another company to Nationstar AFTER the foreclosure complaint was filed with the court.

    The employee of the attorney executed a certification of possession of original note, which is ludicrous because the attorney's employee was not present at the signing of the original note in 1994 and the note is undated endorsed in blank with a facsimile signature by a person using the title "attorney in fact" and there is no power of attorney. This company forged and produced falsified documents to try to steal our home of 24 years. There is no loan. Nationstar is not the mortgagee. This company is crooked.

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    StaffRatesTransparency

    Reviewed Oct. 22, 2018

    One time, I had some high interest credit cards that I wanted to consolidate and get paid off. I ended up with Mr. Cooper. Initially, I was looking to keep my interest rate the way it was but drop it to 15 and have a payment that was something I could manage. However, based on what was going on in the market, that wasn't doable so I ended up with a 20-year set up with them.

    Still, their reps explained everything and according to them it was the only option to keep the payment where I needed it to be. They were very clear and concise. Also, they were very responsive to the questions that I presented to them and answered those to the best of their knowledge. Others should not be skittish just because this company's name is not familiar. I've never heard of Mr. Cooper but I would go for it.

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    StaffLoan Process

    Reviewed Oct. 21, 2018

    My experience with Mr. Cooper started out weird, but it got good. The representative came through for me. My American Express was due each month but initially they did not understand that I had extended payments that I could do during my travels. So once we got through all that, it went smooth. I got a seven-year plan to retire but I wanted to retire early so I wanted to get rid of some debts and refinanced. I got rid of that debt, and now it's just a matter of working on my six-year plan.

    Also I lost my temper a couple of times when there was a misunderstanding over the credit card debt I had at that point. They were saying that I needed to show them statements and all this information on my credit cards. I told them it was none of their business and that was personal. I just had to show them I pay triple each month to keep it down. But other than that, it was fine. The process finished sooner than they thought by a week once we got all that worked through. There was also one broker out of California and he was excellent. He understood where I was coming from.

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    Punctuality & SpeedStaffRates

    Reviewed Oct. 21, 2018

    I had a CitiMortgage loan that was bought by Mr. Cooper. I needed to refinance and I decided to try them first before I look for somebody else. I needed money to put the payment down on a new house that I'm buying. Mr. Cooper's reps helped me out with everything very quickly. They were great. The only thing is I was too excited to get the mortgage, so I didn't shop around. Then I found out that their interest was a little higher than I was supposed to get. I could get it at 4.6 or 4.8, but I came out to 5.6. But besides that, everything went fine and I got the money so I can buy the house I wanted.

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    StaffRates

    Reviewed Oct. 20, 2018

    I had my house financed through Mr. Cooper. I had a 7% loan and I wanted to refinance to get a lower rate. Everybody at Mr. Cooper was friendly and courteous and the reps that worked with me during the financing were very thorough. They helped me with all the paperwork that they needed and going over the contract. I’ve checked several others mortgage companies and they got me the lowest interest rate. I got a 15-year note instead of a 30 and I was able to reduce my note by almost $100 a month.

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    StaffLoan Process

    Reviewed Oct. 19, 2018

    I decided to consolidate and I already had an experience with Mr. Cooper so they bought my loan out from before. I had fantastic interactions with the representatives and they made the process very smooth. They went through everything and they were right there if I had a question. They were also very professional and easy to deal with. Now, I have peace of mind.

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    StaffLoan Process

    Reviewed Oct. 19, 2018

    Citibank transferred my mortgage over to Mr. Cooper and when I inquired about refinancing, their reps were always nice. Our interaction with them was very good and they were courteous about it all. They answered all my questions and I felt encouraged with their guidance. I was nervous about trying to get a loan for the roof and I wasn't sure I could do it that way which turned out to be better for my finances than going through another loan company. Now that I got a loan and I paid off the roofing company, my mortgage will be a little higher but not a lot. I was happy with Mr. Cooper.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 18, 2018

    Pleasant and courteous to speak with. Nearing the closing, there was miscommunication. I was reassured that my closing would be the next day, that one outstanding document would be sent by Mr. Cooper. Closing was not the following day. I never received an apology via phone or email for the delay. Telephone calls were not returned.

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    Customer ServiceStaffLoan ProcessRates

    Reviewed Oct. 18, 2018

    I received a flyer from Mr. Cooper that said I would go for a cash-out refi so they acquired my previous loan from CitMortgage. I've worked in the financial services industry for over 30 days and I cannot be more impressed with Mr. Cooper's staff's friendliness and knowledge from the first to my last phone call. I was also impressed with the process for getting the application documents to them, their responsiveness and timeliness. They were absolutely first-class professionals. I combined the first and second mortgage into one and saved significantly on the interest rate. I was able to do a little bit of cash-out to help finance some college class. So, I benefited tremendously from Mr. Cooper. I would highly recommend their services.

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    Customer ServiceLoan Process

    Reviewed Oct. 17, 2018

    I had hoped these guys would have been better than the others but they are not. Sold my loan to another company right in the middle of attempting to refinance. (It's crazy the number of letters and phone calls you get urging you to refinance and then when you do they pull a sneaky). Got a letter from the new mortgage owner. No notification from Mr. Cooper except when I sign on I get the message that my loan has been transferred. I would stay far away from these idiots!

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Oct. 17, 2018

    Mr. Cooper bought out our existing mortgage and we had a second that we wanted to wrap together. We thought that since they already had our loan, it'd probably be an easier process through them. I had a late call and even though it wasn’t the typical business hour, they accommodated everything I needed and got back to me right away. It was a smooth transaction and the process didn’t seem long at all. We've refinanced in the past before and this was painless. All in all, I was very happy with the whole experience and looking back, I'd do it again.

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    StaffLoan Process

    Reviewed Oct. 17, 2018

    With our son in college, we refinanced our old mortgage with Mr. Cooper to pay off our debts. They were our mortgage company already and their representative was fantastic. He was very helpful, knowledgeable, thorough, and thoughtful. If you're thinking about Mr. Cooper, go with them.

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    Customer ServiceLoan Process

    Reviewed Oct. 16, 2018

    Mr. Cooper has had my loan now for some time and I have had good experience with them so far. I recently had my house re-appraised in efforts to get my PMI removed. I was told to submit it and I did. I called to get the status of my request and I was told it was denied. No one ever called me to tell me or anything. I would not have known if I had not called. If I had known that the new appraisal had to show "significant improvement to structure", I would have asked him to put that on the appraisal, since we renovated it a year and a half ago. Now I'm out $500 for an appraisal that cannot be used. Also, my appraisal will expire, according to Mr. Cooper's standards, 2 days before my 2 year period of my loan, in which I could use that appraisal without showing "significant improvements". My house just appraised for $71,000 more than what I owe...remove my PMI. Not impressed.

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    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Oct. 16, 2018

    My experience with Mr. Cooper was excellent and I would recommend them. My loan was given to them and it was transferred back to them last year. Since, I already had my loan with them, I hadn’t had any problems with them. I did a refinance and my dealings with their representatives were excellent. Lloyd and Dan were very professional and they have knowledge of what they were talking about. . If I had a question, they answered it. And if I called and I didn’t get them, they would call me back. They told me everything that will take place from the beginning to the end. I was very comfortable working with the rep who gave me different options to look at. I went with the best interest rate. And he did give me different options that I could look at, but I liked the option that he gave me best, the first one. The entire process took 21 days, so it was fast. I got good benefits since refinancing as I have started remodeling my home.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 15, 2018

    I needed to take care of some outstanding debt and I also wanted to make some repairs. When I talked to Mr. Cooper about refinancing, the salesperson was very courteous and friendly. He answered my questions and provided all the information I wanted in the beginning. But when he finally transferred it over to a finance person, which was the second step, I was not getting information like I needed.

    I was getting to a point where I almost did not go through with it. But I ended up going back to the first person. He took care of all the issues that I had and made sure that it was followed through. He went beyond and he was what kept me with Mr. Cooper. I wish that the other steps provided the same level of communication as the first salesperson. They also had an issue with the debt to asset ratio but they moved forward and found a way to work around it. I really didn’t want a 30-year loan but that’s what it ended up to be. Overall, I'm very satisfied with Mr. Cooper.

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    Customer ServicePunctuality & SpeedTransparency

    Reviewed Oct. 13, 2018

    We were very unhappy with our experiences. We was frustrated the whole time. Contract clearly had closing date. We was force to live in hotels for two week. Furniture on truck. Phone calls not returned. Had to explain every pennies on bank account. Will never use Mr. Cooper again.

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    Customer ServiceStaff

    Reviewed Oct. 13, 2018

    Mr. Cooper took over my mortgage from Citibank. I called them to refinance when I had to have some money to do some repairs on my home and I liked the person that I talked to. The guy’s name was Craig and he was wonderful, so I stayed with them. They were patient, very professional, and very courteous. They were also exceptionally knowledgeable, stayed on top of things, and kept me informed which I am very appreciative of. Other than that, the guidance they gave me was good and because of the mortgage, I got a chance to do the stuff that I wanted to do with my house. I would really recommend Mr. Cooper.

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    Customer ServicePunctuality & SpeedStaffLoan ProcessRatesTransparency

    Reviewed Oct. 12, 2018

    I have had my house for 20 years next month. In that time I've never taken out a second mortgage. I am currently paying nearly double the prime interest rate. After the loss of 3 jobs due to layoff and sales of businesses, I filed bankruptcy 18 years ago and excluded the house. It's been a beast rebuilding my credit. Since this time, my mortgage has been sold or changed to another a number of times. First it was First Tennessee, then it was First Horizon, then Nationstar and now Mr. Cooper. With all that said, I attempted to refinance my house early this year, prompted by a letter from Mr. Cooper encouraging me to do so. My first attempt, they noticed there were a couple of over 30 days that needed to clear then I could try it again. August, they suggested. So August roles around I tried again, well, this time my FICO had dropped a few points which made me not able to do it at this time.

    Mr. Cooper's guy advised me to pay off some debt and reach back to them in a couple of months. I dipped into my 401k to pay off/down a few credit cards. I came back and was told, the credit score was still a little high, to wait a little longer. Now I return October 1st, they pull my credit, numbers look good, let's proceed. Ran everything, made it to underwriting, and given a closing date of October 15th. I'm beside myself with excitement. Then... I get a message from Mr. Cooper's guy, need a call ASAP. Seems that FHA doesn't want to back the loan because I have an over 30 day within the last 24 months... 2 years!!! Seriously?

    Now, when I say over 30 day, that means (admittedly btw by Mr. Cooper) that a payment is made on the 30th, but doesn't necessarily get processed or applied until the 31st or the 1st, depending on the month of course!! But they have no way of doing anything about that. Oh, need I say this is after they've ordered and received an appraisal on my house for $485 that I am going to be stuck with paying. Seems to me that all the rest should have been done prior to that!! I took off 2 days of vacation to spruce up the house and a half day to be there for the appraiser which returned with the estimate I guessed, then just to be told by Mr. Cooper "Too bad... Can't help you" for the most part.

    I mean, Mr. Cooper's girl that I spoke with was so sarcastic and pious describing to me that I could probably get a hardship modification. Seriously. I have 2/3rds available equity in my house and I can't use any of it, because they marked me as paying late when I paid in the month. Oh, I didn't mention that ever since Nationstar took over, they've NOT reported to any of the credit reporting agencies. NOT ONE! Maybe my credit rating would be a bit better if they'd report. Maybe it wouldn't be my word against theirs with 30 day lates.

    Oh, they've known about it not showing up. It's been mentioned a number of times by me, but does anyone do anything. NOPE! American Dream is supposed to be home ownership. I call it an American nightmare right now. Now I just want to sell and rent rather than deal with this company. The only reason they have a star checked above is because it wouldn't let me go any further down and still submit a review.

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    Customer ServiceStaffTransparency

    Reviewed Oct. 12, 2018

    Last June, on a Friday, I made an online mortgage payment and scheduled it for the following Monday. On Monday I checked by bank account and didn't see the payment as pending. Fine, it takes time for the payment to clear. So I went to MrCooper.com to see if the payment was pending. It wasn't. There was no indication I had even made the payment. So I tried again.

    The next day I looked at my checking account and saw two mortgage payments to Mr. Cooper. I called the mortgage company and explained what happened, and a friendly associate called my bank. The three of us worked it out. My bank canceled one of the payments and waived the fee, and Mr. Cooper canceled one of payments. So far so good. But a week later I received a letter notifying that owed Mr. Cooper $20 for an NSF fee. I called and got nowhere. I emailed and got nowhere. So I wrote a letter and mailed it. Sometime later Mr. Cooper sent me a letter saying the fee would be waived. That was in July. Last week the $20 fee turned up again. It's from last June. The crack research team is all over it. Just three more business days to go.

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    Punctuality & SpeedStaffTransparency

    Reviewed Oct. 12, 2018

    If you're were looking into Mr. Cooper, go ahead with them. I refinanced with them and their reps were very good and very clear. I was able to understand exactly what was happening. They were also very informative and I was able to make a decision quickly. I liked what they did and because of them, now my bills are easier to keep up with. It was one big payment versus a lot of different payments.

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    Punctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Oct. 11, 2018

    We looked at what kind of a position we were in financially and we figured that it was a smart time to take care of some things with the house. We looked at City Bank and we get a lot of mail with regards to refinancing so, we looked at a few but we went with the company that currently holds our mortgage. The interaction with Mr. Cooper’s reps was very smooth and they were very quick and thorough. Once they started to talk to me, I realized that it was the right company to go with. I could tell the person that I had spoken with has done it before so, they just led me down the path of what we needed to do.

    Since refinancing with Mr. Cooper, we had work done on the wall and we got a washer and dryer. There were some other things that we were doing to pick up the house. There are also a few other things that we have been considering such as a second place or getting a condo closer to our daughter and I would probably go with Mr. Cooper to pick up a second mortgage, if ever we're gonna go that route. It was a good experience and I would recommend them. It’s a very easy organization to deal with and they were very transparent with everything.

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    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Oct. 10, 2018

    I was wanting some money to do some home repairs and Mr. Cooper bought out the loan I had with CitiMortgage. The representatives were very good and they walked me through everything, so I was very pleased with them. I call one of their guys quite frequently, and then we send emails back and forth to each other. We stayed in touch. He knew everything I had to do, and I pretty much had everything together before it went to the final step. Refinancing my loan with Mr. Cooper has helped me in getting some repairs done to my house. I'd highly recommend them.

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    Customer ServiceStaff

    Reviewed Oct. 9, 2018

    Mr. Cooper owns my loan since three years ago. I wanted to consolidate on debt that I had. They told me my options and we picked the one that we liked the best. The agent that was helping me, was always calling me and letting me know what was going on every time. When things were getting a little behind, she would call me and let me know about everything. Mr. Cooper is a great company and I would recommend them.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 8, 2018

    I have a current loan through USAA that gets serviced by Nationstar DBA Mr. Cooper. I have had to call into the customer service number several times over the last 6 months. While their reps seem to be very helpful and courteous over the phone, nothing in the background ever gets done correctly. After my divorce, I've requested to have the ex removed from my loan via assumption or release of liability. I've sent in repeated paperwork to have this done, called in, told that everything is as it should be and he is off the loan, just to find out later that he's still on there. I call back, they say they don't see my paperwork...so...I do it all over again. Call back when nothing has materialized, hear again over the phone that everything is fine, then I get a paper from USAA saying they still need the paperwork to process the request.

    The left hand does NOT know what the right is doing. THEN, I pay for my mortgage over the phone, they took it out of the wrong checking account from USAA and charged me a late fee. USAA sees the error and sends a note to remove it from the Nationstar side. Nationstar over the phone says - we apologize, it'll be off later today. Fast forward two months of this late fee being on here still month after month. I'm BEYOND frustrated that USAA chose this company to deal with. I have literally spent about 5-6 hours total calling in, waiting on hold, being on three-way with USAA and Nationstar to resolve the issues and I have YET to have them done after all this wasted time! If it wasn't for the rate I got 5 years ago, I would be more than DONE with them both and go elsewhere.

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    Mr. Cooper
    Response from Mr. Cooper
    I am unable to locate the account number associated with the property
    Please contact me to discuss your concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    Kalie

    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 8, 2018

    They changed their name from Nationstar to Mr. Cooper (a ridiculous name)? Google Nationstar and you will see part of the reason they changed their name and the rest of the reason to use Mr. Cooper's name is to make you think you are dealing with a person who cares. It takes more than a name change... It takes actual service by employees who actually care. I have yet to find that. I have been calling them since July 2018 and it is now October 2018 and nothing has been resolved. They don't do the research they say they are going to do, they don't return phone calls, my loan is now in default, thru no fault of mine. They do not have accurate records of debits and credits.

    For the past several months they have shown 3 credits on my account and 2 debits each month for the past several months, with no explanation. They have shown triple payments applying one payment to principal only and one payment to the loan due. My loan was transferred from Citi, where I had no problems, was on autopay so payments were not late. My last conversation was with a supervisor, Robert who assured me that he understood what the problem was, he would get back to me on Monday. I called him every day of that week, he returned my call on Thursday at 4:55 and according to his schedule that he gave me he was off on Thursday at 5. I called him again on Friday. An entire week, again, with nothing done. This, of course, will affect my credit. They care??? Of course they do, they changed their name to Mr. Cooper. This has been a very frustrating experience.

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    LaQuinte

    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaffEase of UseLoan Process

    Reviewed Oct. 8, 2018

    Mr. Cooper purchased our original mortgage, then we refinanced to redo our kitchen. Their website is fantastic and it was super easy to navigate. We've been through some other refinances in the past that have been nightmares, but our interactions with the mortgage professionals of Mr. Cooper were pretty good. The only thing, though, that could be improved upon was that sometimes they seemed to be in a hurry. One of the mortgage professionals that we dealt with was perfect. She knew exactly what she was doing and gave us the right guidance. She was very informative and kept us up-to-date. She called us regularly to tell us what they still needed or were not able to get, or to call our insurance company as they were not responding. She was always a little rushed though. When I asked a question, she was frustrated because it seemed like she needed to get on with something else, but she always answered and she was on top of everything.

    The process went smoothly and quickly, and we were very appreciative. We were most surprised at what our house was appraised for and we were pleased with that. It did not lower our house payment but we were able to keep it around the same as what we had before.That was where Mr. Cooper was very helpful. We were able to do that because the mortgage professional gave us multiple options of what we could do. Our original loan was a 15-year mortgage and we took it back out to 30 years to get the payments to stay the same. I would definitely recommend Mr. Cooper and tell people to give them a shot.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 7, 2018

    I had a prior loan modification with Nationstar Mortgage in which my payment was under $870.00 a month. After 1 1/2 years, the escrow department ran their "tax analysis" and calculated only half of my taxes, claiming that my taxes increased by over $1600.00 a year. In actuality, they only increased by $353.00. In addition, the escrow department claimed that I was short and that my new payment would be over $1100.00 a month. I returned to work from a layoff and had to take a substantial pay cut just to get working again. If I could afford a high monthly mortgage payment, I wouldn't have needed a loan modification in the first place!

    Enter Mr. Cooper, as I had went through this ordeal with the incompetent staff at Nationstar, explaining their error for over a year, Mr. Cooper was no better and did nothing to correct their wrong. I once again entered into a loan modification and the dedicated loan specialist served no purpose as she never called, nor informed me of the status my modification. Mr. Cooper kept asking for documentation a piece at a time instead of stating that all was needed at once. I was informed do not send in payment until the modification was complete by one party, then advised by another to submit payment when the modification could not be completed within 2 weeks.

    As I went online to make a payment I was not able to do such. In calling, no one could advise me as to why the screen was blanked out. It is my belief that Mr. Cooper is procrastinating in this process in order to foreclose on my home and waiting until the last minute to spring this information on me. Why else would they keep asking for trivial information for over a month on information that I never had to provide before? They may change their name, but they can't change their unscrupulous business practices that has Nationstar written all over it!! If I could I would have not given ANY STARS!!!

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    Kalie

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Oct. 7, 2018

    Mortgage Refinance - Staff showed no concern for questions raised during the process and only moved the process along to suit their own agenda. After the initial conversation when they were trying to lure my business, they were only concerned about doing things their way -- even when it was proven to them that their way was incorrect.

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    LaQuinte

    Verified purchase
    StaffLoan Process

    Reviewed Oct. 7, 2018

    Mr. Cooper bought my loan from CitiMortgage. They sent me a notice saying that I'm qualified for a refinance and asked if I wanted to take advantage of it. Their reps were all very professional. They gave me some numbers and I said, “That’s good, we’ll go for it.” But when we got transferred to somebody else there was some issue with some numbers. I called back my mortgage guy and he said, “We’ll take care of that.” And within a few days of that contact, everything went through like it’s supposed to. The refinance process was straightforward. It was done about a month and a day which was at the timeframe that I needed it done. Since I started refinancing my loan with them, I've experienced lower payment.

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    StaffLoan Process

    Reviewed Oct. 6, 2018

    Mr. Cooper is absolutely great. They bought our loan on our house and everything was great. At that time, our house got damaged from the high winds and so I had to deal with the insurance company and make sure everything was fine with Mr. Cooper. Since refinancing with them, we don’t have to pay out $1,000 every month on our credit card. Our payment was upped just a little bit with Mr. Cooper, but I can handle that. Their guidance was great and their reps were fine. We were very satisfied. Mr. Cooper is trustworthy, and I don’t feel like I’ve been taken for granted.

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    Customer ServiceStaffTransparency

    Reviewed Oct. 5, 2018

    Mortgage payments have been made as required, and the statements they've been sending reflects this. My attorney has all my payment history and records as well. Then all of a sudden, Mr. Cooper sends me a statement showing I am a month delinquent beginning Sep 2018. When I made my payment in Sep, I asked about the so-called, "delinquency" and the representative stated it was a timing-issue; that is, the statement was supposedly sent out before my payment was made. This of course was not true since the statement was dated 20 September, but the payment was done via telephone on 10 Sep. Anyways, she assured me it was not an issue. Then today, 4 Oct 2018, I receive a new statement from Mr. Cooper and it was still showing a month behind. So I again questioned the error with a lady named Kimberly (assuming that was even her real name) from Arizona in the bankruptcy department.

    Kimberly claims I have not been "caught up" since 2016 when they purchased my mortgage from Bank of America. I of course informed her that this is an error. While it was true that I fell a month behind during the loan-transition from BoA to Nationstar (due to neither department wanting to accept payment), I made every effort to get caught up on my mortgage, and that I did having made 2 large payments. Then in 2017 I was taken to court where I had to pay a month plus attorney fees, and that I did, which was completed in April 2018. And all has been great since then. That is until Sept 2018 when I see that they are at it again. I am very familiar with what Mr. Cooper (aka Nationstar) is up to.

    I know they want my house so that they can liquidate the asset in a short sell, make a quick buck, and stiff me with the balance; this won't happen of course. I asked Kimberly how she can explain all Aug and prior statements not reflecting a delinquency. Her answer was a glitch was in the system, and that the system used for statements is not the same as the system SHE uses. That of course is not my problem, and is a clear sign that she is lying through her teeth. My attorney has been contacted, and this will not be the end of it. Seems Nationstar (aka Mr. Cooper) continues to illegally steal peoples homes. But thankfully I am quite knowledgeable of their tactics. I have the statements to prove I am right, and I have a complete history of my mortgage payments WITH confirmation numbers. This might turn out to be fun after all...Fannie Mae (aka Nationstar) is not going to get away with another home theft.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 5, 2018

    Our loan was transferred to Mr. Cooper last year then we refinanced as we wanted to redo the house and our payment changed. We had few issues though during the refinancing as the numbers were wrong and I had to point things out to the mortgage professional. He fixed it the first time then it went to approval and to loan and I let him know again that the numbers halfway through were fine. Then, they were not matching anymore. He blamed the underwriter for not putting the numbers correctly and said that he fixed it. I emailed him right after I got it and told him that two of them were still wrong.

    It was an easy fix and I did not understand why they couldn't fix it. Everything on the credit port gave them the numbers that it should've been. But they took certain numbers from other amounts and put them on the wrong places and left them. I spent half an hour on the phone once pointing out every number where it belongs. It was right on the credit report and they just had to look at the report and transfer the numbers into the correct spot. I didn't want to mess around with it anymore so, we ended up closing the loan. It was too much money on two payments and I'm waiting to be refunded of $1,400 from one company and $407 from the other company. Because of what we went through, we wouldn’t tell anybody to use Mr. Cooper.

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    Staff

    Reviewed Oct. 4, 2018

    Ms Sandy ** has been very helpful, courteous and simply wonderful to work with, understanding me, and very patient with me. Please reward her with many kudos. Thank you. PS... I highly recommend her when dealing with mortgages or housing. If I were hiring someone for a position of grest customer service, Sandy would be my first choice.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Oct. 4, 2018

    We started the refinancing process in around late August-early September. We provided all of our info promptly. No matter what we have Shane **, he asked for more. Sometimes he asked for duplicate info and kept pulling GAP credit reports almost daily. We were told we would close middle of September by Brandon **. And then it was October 3rd. Shane again pulled a credit report and then denied our loan. DENIED. We have an immaculate record for paying mortgages, utilities, car notes, cell phone bills on time without EVER missing ONE payment. My husband started a new job making $5 more an hour and yet they STILL DENIED. This company is a JOKE! They will constantly ask for more and more and more until you no longer want to deal with them. This was the biggest mistake I have ever made. I will never use them again. Please take your time, money and energy to a company who really wants to help. This place doesn’t care about its customers.

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    Mr. Cooper
    Response from Mr. Cooper
    I am unable to locate the account number associated with the property
    Please contact me to discuss your concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    Kalie

    Verified purchase
    Customer ServiceStaffLoan ProcessRatesTransparency

    Reviewed Oct. 4, 2018

    Mr. Cooper took over my CitiMortgage account, and then I worked with them on a refinance. Dealing with their reps went great and they provided a lot of information. Whenever I had questions, they were available to answer. Nadia was able to walk me through whenever I was confused about something. She was able to explain or tell me exactly what I need. She worked with me really well. Though the application and underwriting was a long, stressful process, everybody involved was very patient and was working with me to get everything. It was a really good experience. We still have about 23 years left on the old mortgage, and it's gonna feel good to get that accelerated now and have it done in 15 years. Also, we were paying a lot of interest charges for a credit card and with another home equity loan that we need to pay off. So just having those paid off is gonna save us money.

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    Customer ServiceStaffLoan ProcessRates

    Reviewed Oct. 3, 2018

    One of the worst customer service experiences I have ever had, my loan processor keeps being replaced from person to person, there is no hand-off internally and it is like starting the process all over again every time. So far there have been three different people acting as loan processors and there is still no progress. When calling the loan processors, most likely you will get their voicemail telling you to call their manager if you do not hear back within 24 hours. Well the manager never gets back to you either and the number for the "manager's manager" does not work or appears to be disconnected. They all keep blaming their underwriting division for all delays. I believe this is just a way to charge additional money every time they miss the deadline for the rate lock. This loan should have been closed weeks ago.

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    Mr. Cooper
    Response from Mr. Cooper
    I am unable to locate the account number associated with the property
    Please contact me to discuss your concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    LaQuinte

    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Oct. 3, 2018

    I needed to pay off some high credit cards. I refinanced with Mr. Cooper and it was a very good experience with their reps. They walked me through everything really good and they explained everything really well. Since refinancing, I have more money at my disposal.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 2, 2018

    Every employee was extremely helpful. Made the refinance enjoyable. Thank you. I would recommend Mr Cooper to anyone for home loans or refinance. They were timely on getting all information that was needed emailed to me. Was a great experience.

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    Reviewed Oct. 2, 2018

    Mr. Cooper took over our mortgage company from CitiMortgage. We had a over $9K in our escrow account with CitiMortgage and when Mr. Cooper took over they reimbursed us the amount so it was used to pay large credit card bills. Our Mortgage payment was always paid within the grace period. Just received a notice yesterday that we are $9K short for escrow. We have until Nov. 1 to pay the shortage and if we don't our mortgage payment will have an increase of $1,700. They give you 1 month to try and come up with the money. There would be no possible way we could afford the new mortgage payment. I absolutely thought I would never have to worry about losing our house but now I can say that I am.

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you

    Kalie

    Verified purchase
    StaffRates

    Reviewed Oct. 2, 2018

    Mr. Cooper had the low interest rate that we were looking for. It wasn't as low as we wanted though. Our interactions with their reps were totally perfect, but we were about to close and they said that we can't close. We had to wait another whole month. They should've known about the rules. It worked out fine though and we didn't have to pay for the house for two months. We're very satisfied with Mr. Cooper.

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    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Oct. 1, 2018

    Most people only care about the interest rate. Hey, I'm like that too. But keep in mind that if you run into problems, Mr. Cooper can be a pain to deal with. We had a substantial loss due to water damage. Mr. Cooper insisted that that insurance check go to them and that they would dole out the funds. Probably they wanted to be sure the money was spent fixing the house and not taken by us for a lavish vacation or something.

    The problem we ran into: We paid our contractor money as a deposit. We also bought materials. Mr. Cooper insisted on putting the contractor's name on every check and wanted receipts for everything. Our contractor did not want his name on the check--that was between us and the insurance company. He didn't want confusing records that could trigger tax problems. He didn't want to go with us to the bank each time to co-sign so we could deposit the money (we have 2 bank accounts and both banks insisted such a check would need to be signed in the presence of a teller).

    Eventually we just paid off the loan. We were told that since Mr. Cooper no longer had any claim on the house, our insurance money would be returned to us right away. That was not correct. Once we paid off the loan we were told the insurance money was considered part of the "overage" for our payoff. It would take about 20 business days (about a month) to get paid.

    We had emptied our bank acct to pay off the loan, we had paid big sums up front for materials and labor and now they wanted to hold our money even though the insurance money was ours. They did not stand behind the employees who had promised us our money would be returned promptly. I have no problems with the mechanics of the loan. As long as you pay them on time, there's no problem (why would there be?). But if you stray off that path into some other situation, beware!

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    LaQuinte

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Oct. 1, 2018

    Overall very satisfied with the loan re-finance process. The individual assigned to my re-fi was very responsive and available, until the loan was completed. There was subsequent confusion concerning the inclusion of Home Insurance premiums in the escrow account. The insurance company billed me directly advising that the mortgage company advised them it was my responsibility. I attempted to contact the individual who was assigned during the approval process and never received any response. I finally just paid the premium to the insurance company.

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    Verified purchase
    Customer ServiceLoan ProcessTransparency

    Reviewed Oct. 1, 2018

    We had a Mr.Cooper mortgage on our previous home. One thing that stood out to me was that they did not sell your loan, they continued to service it themselves. Our new mortgage process was very smooth, almost perfect. From the pre-approval all the way through closing, they were there to support us every step of the way. Jerry provided great customer service simplifying and explaining each step of the process. Kept us in the loop with emails regarding all important updates and checked on us with phone calls periodically to make sure that we understood the process. I would recommend giving Mr. Cooper a try with your nest mortgage.

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    Verified purchase
    Loan ProcessTransparency

    Reviewed Oct. 1, 2018

    Mr. Cooper had purchased/acquired our mortgage, so when we decided we were interested in making a move we reached out to them to see if we could get pre-qualified for a new home loan. Everything went very smoothly from pre-qual through offer acceptance, through closing and after. We are happy with the service we received and the continuous updates and contact/follow up to keep the process on track.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 1, 2018

    Mr Cooper gave me the best mortgage experience that I've had. They purchased my previous mortgage and I refinanced with them. Their reps were great and it was easy to correspond with them via email. That was a nice change since it was hard for me to do everything over the phone. The guidance they gave me was also good and working with them gave me the ability to get out of my credit card debt much quicker.

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    Customer ServiceStaffRates

    Reviewed Sept. 30, 2018

    I inquired about refinancing my old mortgage to lower the interest rate. When I first called Mr. Cooper, the manner in which they replied to the questions that I asked were satisfactory so I went with them. They were sincere in wanting to help and the guidance I received was excellent. Since refinancing, I have experienced a lower payment and a lower interest rate. Mr. Cooper was very helpful, knowledgeable, and truthful.

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    Customer Service

    Reviewed Sept. 30, 2018

    For more than a year now (since Sept 2017) I have called, emailed, faxed repeatedly and uploaded my insurance info multiple times to their web page... and still CANNOT GET ESCROW ACCOUNTS ESTABLISHED for PAYMENT of INSURANCE PREMIUMS for my two properties! TOTALLY DISGUSTED! If I won the lottery, I'd pay off both loans and be DONE with this sham of a company.

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account numbers associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    Kalie

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Sept. 29, 2018

    From the beginning to the end Mr. Cooper was there for my husband and I doing the refinancing of our home. They were there to answer all of our questions and concerns in a timely matter. I would highly recommend Mr. Cooper! Best experience ever!

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    Verified purchase
    StaffLoan ProcessRatesTransparency

    Reviewed Sept. 29, 2018

    My mortgage interest rate, which was 9.7, was too high and ridiculous. I tried one time to get my mortgage refinanced but at that time, they couldn’t do it because of my credit score. But I got it done now. The representative communicated my paperwork, what I needed, and what to do. Then he came back. We filled out the paperwork when we closed. There was also a lady I dealt with in the beginning and she was very nice. I was dealing with Mr. Cooper for a long time and they have been nice and straight on with me. The guidance when I refinanced was good and my monthly payment is lesser now.

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    Customer ServiceStaffLoan ProcessRates

    Reviewed Sept. 29, 2018

    My interest rates were almost 8% so I looked into a refinance and went with Mr. Cooper. I've had them for many years and I'm comfortable with them. They were really good. The mortgage was in my name, not my husband's, because we just got married a couple of years ago. He’s a veteran and they made the VA loan pretty easy to do. My interest rate is almost five points lower. We did a shorter term of 15 years. It jumped the payment up like 100 bucks because the rate went down so far. They were on the ball. They got back to me in a timely manner and made everything pretty easy.

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    StaffLoan Process

    Reviewed Sept. 28, 2018

    My rep Myron ** was awesome! He was patient and diligent through every step of the process. Couldn't say enough good things about the process. The online portal was a great resource and I loved being able to check on the progress. I only wish the portal updated more accurately as to what stage we were in and what had been received. Otherwise, awesome!

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    Verified purchase
    Customer Service

    Reviewed Sept. 28, 2018

    After 5 years of having my mortgage transfer unvoluntarily between companies it landed with Mr. Cooper and a I haven't been happier. While discussing escrow analysis and PMI cancellation on one particular call we looked into refinancing with the company and as a result of their suggestions saved over 200k in interest while shaving 10 years off our length and end up paying a similar amount to what we were currently paying. I never considered the option they presented until they said it. Mr. Cooper genuinely looks out for their customers not themselves.

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    StaffLoan Process

    Reviewed Sept. 28, 2018

    My bank had sold my loan to Mr. Cooper a couple of years ago. For a long time I’ve been meaning to refinance my old mortgage because my mortgage was at seven and a half percent. I should have done it years ago but I’m single and not really comfortable with financial people. Going with Mr. Cooper was convenient for me because they already had my loan. The person who contacted me made me very comfortable. Bob, their mortgage professional, was great. He kept on top of things and kept me informed. I didn’t feel he was pushing his product. Mr. Cooper made me feel confident that I was doing better. Having confidence and being comfortable with the provider is a lot more important than a couple of dollars sometimes. They seem to make everything easy and the closing was great. My experience with Mr. Cooper was great. My mortgage payments have been reduced to over $400 a month which is nice.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Sept. 28, 2018

    Mr. Cooper did everything they could to make my experience as easy as possible. I wanted to refinance because I'm 66 years old and I would be almost 90 before my loan is paid off. I only talked to two people from Mr. Cooper, and they were wonderful. They were very helpful and very cooperative. I was out of town and didn’t have all the information that they needed, and they waited for me to call the people that I could get the information from. The refinance went pretty quickly. It usually takes about 30 days for a mortgage to go through and the refinance was done within that time limit. I’m a Realtor, so I’ve worked with other mortgage companies. We did everything by emails, text or phone calls, and everything went as smoothly as I could expect it to be. I would recommend Mr. Cooper to my clients.

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    StaffLoan Process

    Reviewed Sept. 27, 2018

    From the start to the finish, Mr. Cooper and the staff was very help and made the whole process go as very smoothly. We closed our loan two weeks early. I would recommend Mr. Cooper to all my friends. I look forward to the upcoming years of service.

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    Verified purchase
    Customer ServiceStaffLoan ProcessRatesTransparency

    Reviewed Sept. 27, 2018

    We had a mortgage with Nationstar then we wanted to refinance for a lower interest rate and get some cash back so that we could do some of the things around the house that we needed to do. We did that with Mr. Cooper and we had a really good experience with them. Their reps were very professional, friendly, and efficient. Everybody we talked to was nice and very knowledgeable. We looked into refinancing a little before and we talked to other mortgage companies, but Mr. Cooper made it very simple for us and everything was very easy with them. We talked to their rep, Rich, in the beginning and he explained it all so well to us that I felt like I knew exactly what was gonna happen. Plus, he followed it up with emails. Then, somebody else came and helped with the end-results of it and he was very nice and helpful, too.

    Mr. Cooper outlined everything that we needed to know and more. Since refinancing our loan with them, we've had peace of mind and a lower interest rate, so our monthly mortgage payment became less. Also, I have a hard time walking to places and they sent a notary here so that we could sign the papers here, and that was very helpful. Mr. Cooper is a very good company and we were highly satisfied with them.

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    Customer ServiceStaffLoan Process

    Reviewed Sept. 27, 2018

    The refinancing application at Mr. Cooper was a little tough because I have an older home, but their reps helped me through it. They were quick to call back and take care of things. Overall, working with them has been good.

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    Verified purchase
    StaffLoan Process

    Reviewed Sept. 26, 2018

    I was extremely satisfied with my experience of refinancing my home. Without leaving my home, I was able to perform all requirements needed for this transaction. I was impressed that a representative came to my home for the closing. I would like to thank each and everyone that helped in the process. I'm very happy. Thank you.

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    Punctuality & Speed

    Reviewed Sept. 26, 2018

    We were trying to get a new mortgage and found out that Mr. Cooper/Nationstar had reported us late every month since we were granted a one month "forbearance" after hurricane Harvey. We missed September 2017 payment (as agreed) then had to pay mortgage + 1/3 for the next three months which was a disaster in itself. Then to be reported late every month for the entire next year!

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    LaQuinte

    Verified purchase
    StaffLoan Process

    Reviewed Sept. 26, 2018

    From start to finish, our re-finance was handled with professionalism and care. Our loan processor, Jorge **, was top notch, he stayed in constant contact with us to help make the process as smooth as possible. We were treated with respect and everyone we came in contact with, starting with Nina **, Mortgage Specialist, then Mr. ** all the way to the appraisal company that came to our house. The opportunity we were presented with to lock in at a acceptable rate and to help get our finances under control was more than we expected. I would absolutely recommend Mr. Cooper to my friends and family. Thank you.

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    Punctuality & SpeedStaffTransparency

    Reviewed Sept. 26, 2018

    My experience was extremely easy, the agent I worked with always kept me up to date on all deadlines. Any questions I had were answered timely. I was given a closing date and my loan was closed before then... It was a pleasure working with Mr. Cooper.

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    Punctuality & SpeedLoan Process

    Reviewed Sept. 26, 2018

    Total nightmare to deal with. Disorganized and unhelpful. Terrible stressful experience. Almost lost the purchase of the home because of the untimely delays by Mr. Cooper. Would never use them again. Gave them all the info they needed and it always seem to be an issue with something. They were famous for saying, "ok now you have to get back in line for the underwriter to review". Then after the process was almost done they explained that another bank was doing the loan and the underwriter would have to review the loan to issue final approval. Ending up settling on new house two weeks late because of the nonsense. From reading online they had to rebrand to Mr. Cooper from Nationstar because of all the negativity from poor business practices.

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    Mr. Cooper
    Response from Mr. Cooper
    I have located the account number associated with the property and will begin my research immediately.
    I will reach out to you within 5 business days with the results and resolution to your concern.
    Please do not hesitate to contact me if you have any questions or concerns. You can reach me by dialing 1.888.509.2432.
    Thank you.

    Kalie

    Verified purchase
    StaffTransparency

    Reviewed Sept. 26, 2018

    We had a very low rate so we wanted to get a fixed rate, and we went with Mr. Cooper since I previously had a loan with them. They were very professional and helpful. Any information that I needed, they were able to give it to me and I had no problems reaching them whenever I had something explained to me. Everything was perfect.

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    Customer ServiceStaffLoan Process

    Reviewed Sept. 26, 2018

    Mr. Cooper kept me informed. They let me know what would happen and through phone calls and emails, I was able to understand what was happening. I did a refinance before and I noticed that there was more customer service with Mr. Cooper than previously. They were very attentive in calling and making sure that I understood what was happening now and what would happen next. They stayed in touch all the way and that was helpful and it was a relatively short process. I achieved a lower payment and a shorter term which are the objectives for a refi. I would encourage you to follow through and if you find Mr. Cooper to be competitive, then go for it.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Sept. 25, 2018

    Obtaining approval for our conventional home loan was very easy with our Excellent credit history, it's what followed after. We were given 3 different closing dates each time having the date canceled by Mr. Cooper. According to our loan officers Scott ** and Paula **, it was due to the Underwriters! Our title company was also very upset with the fact that Mr. Cooper could never send them a Good Closing doc. On the 3rd try or maybe it was 5th who's knows anymore, I received 4 closing docs in one day. Finally I received a call from the title company asking me to come Now, as they had a Good Doc.

    At Closing they even screwed up by not sending the correct amount of monies to the title company which only meant another delay in getting the keys for our new home. It was a nightmare that would not end. We thought that using the same mortgage lender that we had used previously, that there would be no problems, we were WRONG! Mr. Cooper has reached out to me regarding this unfortunate problem and has offered to pick up the additional cost of our extended hotel stay, and other additional expenses. I will be responding to Mr.Cooper, but right now I am still unpacking and dealing with a very ill husband.

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    Punctuality & SpeedStaffLoan ProcessRatesTransparency

    Reviewed Sept. 25, 2018

    I refinanced my old mortgage with Mr. Cooper and everything went wonderfully. The reps kept me up to date on everything and if there was anything that needed to be done, they would send me the paperwork and I would send it right back to them. They were quick at doing everything that they had to do and needed me to do. I enjoyed a lower interest rate and everybody that I dealt with was great.

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    Customer ServiceStaffLoan Process

    Reviewed Sept. 25, 2018

    I started out with Freddie Mac years ago but they went under during the bad times and it was taken over by some company that was managing the account. Then Mr. Cooper got it. When Nationstar finally picked up a big block of Freddie Mac loans, everything fell in place where I could refi. When you're coming out of a bankruptcy, not many people will even talk to you about it, but since Mr. Cooper already had my paperwork on file and I was established with them, I reached out to them. They were very upfront with the cost. I had some out-of-pocket expenses, which was no surprise, but I got exactly what I was asking for. I was pleasantly surprised.

    My customer service experience with Mr. Cooper was excellent. I have nothing but good things to say of the loan officer I dealt with, and Karen, the closer, was excellent. Her attitude was fabulous. She stayed on top of stuff and was really sharp. I'm a retired homicide detective so I don’t give out accolades very often about how people do their job, but I was very impressed with Karen's knowledge and her toughness. She really stayed on task and I really felt like I had someone in my corner. It made me feel really good.

    We had some issues going in where we had filed a bankruptcy five and a half years ago and it was over with, and Karen discovered that my attorney’s office never filed the proper paperwork so we could proceed with the mortgage. So when I contacted my attorney’s office, it caught them with their pants down that they had not filed the proper paperwork that they needed to do, and Karen was the one who pointed that out. I also got the paperwork in the mail that said my other mortgage was satisfied and totally paid off, and on October 1, I'd make my first payment on my new mortgage.

    I get concerned, however, when I'm getting all this bogus stuff in the mail like it is from Mr. Cooper and I know it's not. I even had something that said, “Mr. Cooper,” and then it had my name under it. It is an insurance company that’s trying to play themselves off as Mr. Cooper to get me to write a policy for the amount of my mortgage. I have no problem doing that but I would rather go through Mr. Cooper. I tried to be loyal. So I wanna call Mr. Cooper about getting an insurance policy that would pay my mortgage off if anything happens to me. I'm 62, my wife is 66 and we've got a 15-year note, but we're accelerating the payments drastically to pay the loan off. Overall, my experience with Mr. Cooper was really good from start to finish. I'd recommend them in a minute.

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    Punctuality & SpeedTransparency

    Reviewed Sept. 24, 2018

    Mr. Cooper was very transparent during the entire process of refinancing. They answered any and ask questions within reasonable timeframe. Matter of fact when they answered it not only was in a timely manner with assurance! If I didn't understand or want further explantion, it was given wiithout hesitation.

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    Mr. Cooper Company Information

    Company Name:
    Mr. Cooper
    Company Type:
    Public
    Address:
    8950 Cypress Waters Blvd
    City:
    Dallas
    State/Province:
    TX
    Postal Code:
    75019
    Country:
    United States
    Website:
    www.mrcooper.com