Liberty Lending Group Reviews

Just got a flyer telling me I was prequalified for a loan of up to 45k. Called them. Pulled a soft credit check. Then i came on here and read the reviews. And I remember one time another company did the same thing. They want you to cancel your credit cards and stop making payment for like six months. I told the polite gentleman I have seen this movie before. He hung up. Steer clear people.

They are a scam. They are rotten people who are interested in stealing your money. They stole $500 from me while I thought I was getting a loan for $2000 to help with my rent after heart surgery. I am hurt by trusting Liberty.

I thought the loan was to help pay off credit card balance but because they charge so much interest, instead of paying the loan off in a couple of years, it’s going to take me 6 to 7 years to pay it off.

I believe that this company is very sketchy. First I filled out my application online like you would imagine that is how you're supposed to do as is with any other company. Then a day or so later I get a email stating that I'm approved for the exact amount that I applied for, not one of those emails saying you're approved for up to a certain amount so I clicked on the link and stating signing all the documents still seems normal. So I wait 3 or 4 business days nothing in my account. So I call them, they say no that was just to tell a person what it is like if they get approved but it has no mention of that anywhere and they never tried to contact me.

They suck. They are scammers will get all your personal bank information and won't give you a dime. Pus they are scammers. Please do not go into debt using them. They are polite frauds. Do not let them access your bank account find some money another way like for instance do a possible loan. They are good and reasonable. Not all these hidden ridiculous fees and they work with you. Spot Loan also ok but they charge ridiculous outrageous fees like fubu get 300 you'll pay 2000. People wake up find a 2nd job. Do something else. Have yard sale anything but get these loans especially Liberty and Spot Loan. They are robbing folks and leaving us in a lifetime debt. So people think before you jump.

If you are unsure of this loan and in doubt DO NOT COMPLETE THE APPLICATION. I'm very disappointed with the service I received in regards to this loan. I realized that that APR is very high and I no longer wanted the loan even though I was approved. They told me it's nothing that they can do even though the loan was in the process of sending out the payments to my credit cards WHICH AREN'T PAID YET BY THEM. I only did the loan because I was convinced by a debt specialist from National Debt Relief that it's the best option for me but most of my credit has 0.0 APR for 18 months so had time to pay my cards off without being charged interest. There should be an option for people who no longer want the loan because things happen and to say that you have to take a loan you no longer need is unheard of. Now I'm stuck with this unnecessary loan.

I was referred to Liberty Lending by Nat'l Debt Relief. I was denied after they did an initial credit check and the reasons given for the denial were NOT on my credit records:

The application process with Liberty was fairly easy and they made my payment the 15th which was perfect since I get paid on that date. They said that I should just jump online and pay it. But I didn’t know that I had to go online two days before that date and when I did, they wouldn't let me make the payment. It made me go two days ahead. It was my first payment and I was freaking out. They told me not to worry about it but that’s not what I am and I do worry about it. It was only for two days but last month, I went online on the 13th and scheduled my payment for the 15th.

I went with Liberty after talking with the loan counselor. He was very knowledgeable and able to answer my questions. We talked about a few different options. He was a good guy. The application and underwriting process worked out fine. It was very easy, very smooth and very straightforward. It took four days from start to finish.

I came to this site before I called them, because, among other things, I didn't really trust anyone who doesn't accept their applications online. I got a flyer telling me I was "pre-approved," for a loan, in the amount of 45K, and showed a low-interest rate of 5.49%. I called them, and they did a soft pull on my credit report. The next day, they called me and said I was approved, just not for a "traditional," loan. They were marketing one of those "debt consolidation," scams, where they tell you to stop making all of your payments, pay them an up-front fee, and a monthly payment. Then they will try to work with your creditors. I told them no way, I was not interested, and that I did not appreciate the bait and switch.