Liberty Lending Group Reviews

If you have high credit card balances but also have good credit, do not use Liberty Lending Group to consolidate your credit cards. They negotiate with the creditors and only pay a percentage of the balance. This will hurt your credit for a short time. I am making my payments on time and my credit is good, I was just looking to consolidate to one payment instead of 5. I would not want to hurt my credit to get to one payment. I would only suggest it if your credit is suffering and you are not able to make your payments.

Fast approval process, funded right after income was verified, Liberty was fast and my rep was great, everyone I spoke with was very helpful, paid off many accounts and had a great experience with them.

Responded to an offer that was received for a preapproved “personal loan”. Contacted Liberty Lending Group and was advised that a Debt Consolidation Loan was all that I would qualify for. They offered me a loan in the amount needed to pay off all my credit card debt. However, they don’t pay the cards off in the full amount. They settle the debt with the card company for a lesser amount. The credit card company can then issue you a 1099 for the difference which means you have to pay tax on that amount as “income” when you file your taxes at the end of the year. It also causes a negative credit report in your credit file for settling the debt. So you’re paying Liberty the full amount of your card debt, then getting whacked with additional taxes for the settled debt amount all while taking a hit to your credit rating. No thanks. Be aware of what type of loan they offer you.

Liberty lending group delivers on promises. I called from the mailer notice they sent me and was able to get funded at the exact rate they advertised, I'm extremely happy with how smooth the process was and really excited to be saving on the crazy interest rates I was paying before!

This company was misleading, presumptuous, and condescending. I requested a personal loan and they changed the entire the loan, making it something I did not want. When I explained this to "Jake", he became condescending and argumentative. He told me I had no choice and this was best. Also stated that we would need to close out all credit cards, when this was not the reason I contacted Liberty Lending. He tried to mislead me with semantics and was eager to close the deal, but not meet my needs. His raised voice, false assumptions, and demeaning tone reminded me why I avoid these fraudulent lending companies to begin with.

I was in a situation that I thought I was never going to get out of when I got my loan offer in the mail from Liberty. It was all due to a job transition to Florida, I had endless expenses associated with my move and I took a pay cut in the beginning, I was having trouble keeping up with my minimum monthly payments when I got my consolidation loan from Liberty. They consolidated all my credit card debt and now I am saving every single month, when I couldn't have needed it more than I need it now, I'm forever thankful I made the call to them.

Great company, extremely helpful and tentative throughout the entire process, would highly recommend to all, I got a consolidation loan and then I referred my girlfriend to consolidate her debt with them and they approved her quickly and sent me a gift card for the referral without me even asking! I had my balances on my credit cards become extremely high as a result of being out of work because of an injury that I suffered not too long ago.

I was able to get the funds needed to consolidate my credit cards and a personal loan, had some funds left over to do a little bit of home remodeling! Liberty Lending was tentative to all my needs and questions. The process was fast and simple! Highly recommend!

Went through Liberty to consolidate my credit cards and a Lending Club personal loan. My interest rates on all my accounts were ridiculous. I was approved for a lower interest and I'm saving $484 a month after the process, extremely grateful!

Satisfied with the service this company provided me, Eric was very professional throughout the process. He explained the terms very well. My cards are paid. I'm excited for my credit to get better and I'm saving money every month with my new payment.

I had racked up so much credit card debt because I had a job transition, I didn't know what to do with all the debt I incurred except for keeping up with the minimum payments only. Then I got a letter from Liberty. They were extremely helpful and understanding from the moment I contacted them. They helped me consolidate and save a ton interest, I am extremely grateful!

I consolidated my debt with a loan from liberty lending group and I'm saving hundreds of dollars on my monthly payment. My interest rate is lower than what I had. I qualified for a 10.9%, wish I got a little better rate, but it's still a good savings. My goal is to increase my payments on months I can and pay this loan off faster. Feeling back on track with my finances.

I contacted Liberty Lending group when I got a loan offer that came in the mail just after we moved to Phoenix. The move costed us a lot more than we expected between renovations, furniture and everything else we needed to get done. I called Liberty to consolidate all the debts we racked up associated with our move and they were extremely helpful! I'm getting my debts paid off now at a lower interest and finally feel like things are back under control!

I am so thankful I made the call to Liberty! They helped me clear out so much debt that I felt I was drowning in. I recently moved to Miami and had so many expenses associated with the move and job transitioning, I needed to use my credit cards, the interest rates were outrageous, then I called Liberty and they saved my situation!

Every team member at this company I spoke with was very kind and responsive. Very impressed with the staff. They got me approved and worked very hard to satisfy all my requests. This is the second time I took a personal loan, and I had a better experience this time around compared to the last company I dealt with. I would call this company again in the future.

I received a letter in the mail for a loan offer for Liberty Lending Group and I called and spoke with Frank and he was a straight shooter. I was very hesitant at first and told him I would call him back. I saved his number and called him a few days later and proceeded forward with the application. He called me after underwriting reviewed my file and asked me to submit some income documents online. I did, had the funds pay off my creditors 3 days later. Great efficient service.

Liberty Lending Group is simply the BEST! They listened to my situation and explained every single option I have, they were not pushy at all and I was able to get my financial situation under control after I faced extremely tough times. I would highly recommend them to anyone.

Christina ** was such a pleasure to deal with, she was so educated about the process and was filled with great energy. You can tell the experience was there because of how quick and flush everything went. I would recommend this company to anyone who is looking for a personal loan to consolidate debt.

Liberty has been great. I received a $35k consolidation loan 2 days after calling. The staff was kind and very friendly. They were clear about everything throughout the process. Worked with Erick, thumbs up.

The staff at Liberty was extremely helpful and the process for my loan was extremely simple, got funded pretty quickly and dealt with Megan. I would recommend them to anyone looking to save money on their interest rates.

The process to consolidate my debts with Liberty was easy and quick. They explained thoroughly the benefits of my personal loan going to my credit cards and creditors directly vs being funded directly to me. Would recommend to anyone needing lower rates.

Anthony ** was very helpful throughout this process. I was very impressed with how patient he was with me, I waited weeks before actually taking the offer and he didn't pressure me at all, he kindly followed up with me to make sure my situation doesn't get worse. Overall impressed with the service. My interest rate was a tad bit higher than what I expected but I'm still in a lot better situation now than I was before. I'm happy I took the loan and happy I had the chance to work with Anthony. Thanks again!

I received a loan offer in the mail to consolidate high-interest credit cards. The personal loan went smooth. I worked with Frank who was easy going and not pushy at all, got funded 1 day after submitting my income docs.

Liberty's personal loan has been such a blessing! I got approved rather quickly and to my surprise at a better interest rate than I was offered at lending club. I Liberty a big thank you and my representative Kevin was great.

From start to finish Liberty was extremely helpful and professional. They helped walk me through the repayment terms and were transparent about the interest rate and all. I would recommend Liberty to anyone, solid company.

I'm very happy I called and reached Kristina. She was very patient with me and really took her time while I figured out what I wanted to do for myself. I had all of my questions answered very clearly. She continued to follow up with me to make sure I got everything taken care of. I feel comfortable with this company especially knowing my file is in the right hands, thanks for everything Kristina. :)

I got the money a couple days after I applied, I promised the agent I spoke with that I would leave a good review if he got the funds to me same week and here I am. I would have gave a 5 star if my interest rate was a little lower but it still works for me, thanks!

I would highly recommend Liberty Lending Group. I received my loan offer in the mail and had the funds in my account 2 days later, I was able to consolidate some debts and now saving $288 on interest per month.

I called about my loan offer in the mail. From the moment I spoke to the representative until I received the funds they were courteous and respectful. They walked me through all my options and were patient as I made my decision a few days later. Would recommend Liberty to anyone

I originally called for a loan to consolidate my credit cards. My credit wasn't that good so I ended up not getting approved. They transferred me to a company that helped me enroll into a program that is now paying off my debts and my credit is slowly getting better.

The thing that impressed me the most was how fast I got my money. My rep was very patient, I probably asked him 1000 questions while we were going over the terms since this is my first time taking a personal loan. He remained very professional with me. Thanks.

I was able to get qualified for my loan very quickly, received the funds quick. I would highly recommend Liberty Lending Group to anyone in need of paying lower interest on their debt. Thank you Liberty.

From the time I received the Liberty check in the mail to funding was 3 days. I called in and they quickly went through the application process and transferred me over the funding department, overall happy with experience.

The reps I spoke with were courteous and polite, they went over my loan offer with patience as I had a million questions. I ended up qualifying for a little less than what was offered through one of their lending partner, paid off my car.

The loan terms are great, the APR is OK, saving money overall on interest. Friendly customer service staff. Would recommend anyone to Liberty. They helped me consolidate my debt and improve my credit score.

I didn't get approved for the loan through Liberty Lending (as I thought I wouldn't) yet the representative I spoke with was very courteous in letting me know the other options available to me. When I called I was already a few months behind on my monthly payments and they told me about their debt settlement consolidation program. At first I was hesitant, yet signed up a few months ago and just got my first settlement today. I was impressed I was able to settle that quickly, still wish I qualified for the actual pre-approval they sent me.

I called Liberty Lending Group a bit skeptical of the rate they were advertising. When I call I spoke to representative that was very friendly and explained the rate isn't set in stone. I ended up applying and qualifying for a rate 1.19% higher than they originally offered. I'm saving $144 a month on interest with one payment to Liberty now.

Very impressed with this company. They keep me smiling while I deal with them because the staff is truly amazing. Not to mention I got approved for a personal loan at a really reasonable interest rate. I would deal with this company again if I had to and I would recommend this company to my friends.

I got funded which is great since everyone else was denying me but my payment was higher than what I thought it would be. Either way I was able to finally pay off my credit cards and I now have only 1 payment and they don't penalize me for paying extra. This is my first personal loan and I had a good experience so far.

I'm a happy customer. The rep I spoke with was very helpful and attentive to my needs. I got my loan a few days after the application was submitted. Very easy process, happy I made the call. Highly recommend this company for a personal loan.

The company was very understanding to my situation when it comes to the reason why I needed to take out a loan to consolidate all my debts, I just wish they could approve you for more than what was originally offered, it seems like they weren't flexible on that in my case.

Got funded with a decent interest rate and was able to pay off my credit cards and get in line to be out of debt faster and saving more money now. I'm happy with the results. Thank you guys for everything. I will be sending some friends to get a loan. Please help them.

I got the money three days after my first call. My credit is not outstanding but it's decent. I was impressed with the simple process and my rep, Travis really took care of me. Thank you for walking me through the process and explaining the terms to me.

Im all smiles after dealing with Liberty Lending Group. I got a loan from them very quickly. My interests rate was higher than what was on the ad I got to my house but its still a lot better than what I was paying on my credit cards. Probably one of the best moves I've made with my finances.

Nothing but good things to say about these guys. They turned a negative into a positive. My credit card debt was making my credit worse at first. I got approved for $25k at 9.4%. I paid off all 7 of my credit cards and now I don't have so many revolving debts on my credit report. Overall happy I made this call. I never used to believe in paying off debt with a loan but it all makes sense now that I'm saving money and my credit is getting better. Thank you.

I would highly recommend this company for a personal loan. Approved in 24 hours and funds were available for use in less than 5 days. I cleared up all my credit card debt and now I have a lower payment, lower interest rate, and a higher credit score. Thank you so much Liberty Lending Group, amazing!

I had an outstanding experience with Liberty Lending Group! The application process was easy and super fast. I qualified for a $25,000 loan with a 10.3% APR. My credit score was at a 680 when I applied. The money was deposited into my account in 2 days. I was able to pay off all my high-interest credit cards, and I'm now able to save close to $200 a month and over $7500 in interest charges by paying it off in five years. The terms were explained to me very clearly prior to signing and my account was set up right away with my first payment scheduled on the date I wanted. Overall, I'm very pleased with what I was able to achieve with Liberty Lending Group, I would definitely recommend them to anyone for a personal loan.