Reach Financial Reviews

I was directed to Reach through another debt consolidation company. While talking to the representative from Reach, he assured me that both of my creditors would be taken care of with the loan that I would be receiving. Two creditors is all that I have, totalling about 25k. As we talked more, he got information from me and informed me of my monthly payment and the total months that I would be paying if I did the consolidation. I told him everything sounded good and I would like to go ahead with the loan. He started sending me different papers to sign and the loan quickly was approved at a pretty high interest rate of 28%. I thought that it was rather high considering my credit score was around 750, but went forward with it anyways. I thought paying one creditor would be better than two.

Customer service is in India, where a man (when I questioned whether it was necessary to do the loan at all) shamed me, blamed me for the debt because I am a woman, and asked if it was fair to my husband to not do this loan. Then, they wouldn't give us the interest rate before us signing, which ended up being almost 26%. I regret working with this company, 100%. I also suspect they have an unethical relationship with National Debt Relief - just based on how all the sudden it was impossible to get more than 18% debt reduction after we signed for the consolidation loan. Just don't. I don't know where these good reviews come from because there is no way.

I found this company through a credit score site that preapproved me with my credit score and was amazed how fast everything went through..I was hesitant at first in going through this company until I researched it more and seen a lot of good reviews. Thank you Reach for helping me!

Having Reach Financial consolidate your loans into one, which was initially what I wanted to do, was a blessing. And with the low price, it was very nice. It was a no-brainer. The application process was very simple and the reps were very helpful and flexible. They told me what the process was and it took 90 days for everything to transfer over to Reach Financial. But it was immediate. There wasn't much for me to do. What they said would happen, happened. The reps were very transparent, clear, knowledgeable and personable. If I had a question, they answered it. If they didn't know, they got someone who did. It was a very pleasant experience.

I like the rates with Reach Financial. It was also easy to understand how to fill the application out.

A lot of the application was done electronically. So, once everything got submitted, I received a noticed that really outlined the summary as well as some of the information that they would be leveraging. Also, the customization was user-friendly to where I could select how I wanted to distribute different resources. Once I was ready, I was able to execute digitally and everything was smooth. But I wanted to have additional funds allocated and the information that I was given was that it was just not available at the time. I would have liked a little bit more clarification on how I could have additional resources approved because if I wanted to revisit that, I could absolutely do that as opposed to having a hard line in the sand saying, "No, this is what it is."

I was going through National Debt Relief and they said I had done so well, making on-time payments and it was a good opportunity for me to get the debt settled a lot faster with a loan through Reach Financial. I had a few questions and the rep answered all of them. I didn't initiate this myself so, I was a little unsure. But he went through everything with me and was very patient. So, the application process was easy and the customer service was great. The turnaround was a day or two before I got the first settlement and that was fast. Five days later, I got another one. So, Reach appears to settle quickly. I haven't got my first payment through them yet and they said it might be slightly higher than what I'm paying but somewhat comparable. At least the settlements are done and it's not putting me so much in the hole where I'm going backwards of having to pay so much money. It's been a great experience so far.

They were very informative, helpful, and kind. They were pretty good. Reach settled our debt.

I was pleased with the application process. That didn’t take long at all. Their customer support is great. I called and said, “I don’t want to send my bank account again to somebody that I don't even know who it's gonna be.” The rep went through it and told me they have all the information. That was very helpful. It’s awesome the way they take care of business. They sent the stuff off and paid it off. Now I’m just gonna pay them. I’m happy.

I did a debt consolidation and the application process was very fast and smooth. Once the debt consolidation was paid, I received information again from Reach with regard to the payment. Everything was agreed at the time of the contract and I knew every step before it happened. They notify me when it's going to be due and when it’s been automatically paid. Then, every time I call, I get the responses. I'm paying Reach off now and I still have seven more months. I would recommend them if people want to liquidate and put everything in one payment and get it done as soon as possible.