Reach Financial Reviews

Did not tell me the interest amount when signing up for the loan. I felt pressured to go through with the loan, to secure my payments from National Debt Relief, and the interest rate was not mentioned. I believed I was getting a good deal, they marketed it to me as if it would shorten the length of time I'd be paying off, but it actually lengthened it- making me owe significantly more money. I also struggle with payments taking days to process. I always pre-pay, so I can know if there will be an issue with payments, but that did not protect me. They didn't process my early payment until the day after the actual due date, leaving me with a late charge that I'm struggling to figure out how to pay, since my attempted payment prepaid for my next one, it did not credit to my overdue amount, and making a separate payment will take multiple days, which will lead me to a late fee. I am very angry and cannot recommend this server.

Please Stay Clear. They work with National Debt Relief. If you are with National Debt Relief - Stay with them - even if you are called to go with Reach. The interests rates are high and when I would have been done with National Debt Relief in 2 more years - I fell for the trap and now I'm stuck paying Reach for 6 more years. I cried when I realized that I feel into this trap. National Debt Relief worked with them to get my debt paid off early, yes, but now when I would have been debt free in 2 years (staying with National Debt Relief). I now won't be debt free for 6 more years. Sad - racket - PLEASE Don't accept an offer with this company - Stay with National Debt Relief or any company - STAY CLEAR - no matter how good it sounds.

I would give 0 stars if I could. They do not offer negotiable rates. They act like they are doing you a favor. In the end I paid almost twice my debt because of the horrible interest rates they stick you with. They act like your friend, but are far from it.

Reach Financial has extremely high APR rate in comparison to anyone else. So when you show around for a loan, please keep this in mind. Their website does not offer a way to contact or reach out to a representative if you need help, you can only make payments there and see payment history, there is nothing else stored as far as information, or your Loan details you might want to look at. I had to do a search to get customer support numbers.

All of our credit card balances were paid off by National Debt Relief by refinancing them in September 2024, at a lower annual percentage rate through Reach Financial, and overall, I am quite pleased. We are paying $137.72, which we are paying twice per month. However, one can accelerate reimbursing Reach Financial either by making higher payments or by paying the entire payoff amount. Again, we are quite pleased, and therefore we give this rating at least four (4) stars.

At first it easy and immense help. And a huge relief. But by now I have been paying for more than 10 years. At $361 each month I could have bought a corvette cash by now. I have no way of knowing how much longer they intend to continue auto pay withdrawals. This is insane. Worse of all you can't talk to anyone at Reach Financial.

Reach Financial was very helpful to establish a loan to finish paying debt settlement. Reach Financial worked together with the debt relief company I was working with. They listened to my concerns and questions. Offered options that would best fit my financial situation. There was a pre-approval. There was a discussion on what was to be offered. Reach Financial is available by a phone call or email. The response is within 48 hours. Received a final document of the loan and responsibility. Very easy to discuss issues. Once the loan is approved, I have the ability to change the pay dates, increase the payment or make additional payments. Would recommend Reach Financial to friends and family.

As a client of Reach I encountered an issue where I was quite dissatisfied. The next day I received a call from Kyle who took care of the issue immediately. He gave me the time and attention. I was pleased. Great customer service.

Wouldn't recommend. My opinion this is an unhealthy alliance between National Debt Relief and this overpriced lender. If you're in debt management and cannot make payments, seek an attorney's advice instead of this lender. Don't give into the pressure sale of this lipstick on a pig. First of all, the interest rate offered was terrible and worse than my current lender or cc companies. Second, they basically showed on paper that I was restarting my payment plan structure with longer terms vs what I was currently. Third the payments were higher than what I'm currently paying.

No good. They want your birth certificate and passport. I don’t travel. I love my country. I told them to withdraw the application and I’ll take my business elsewhere. I’m working getting the hard inquiries remove from this fraudulent company.