Best Egg

As a current LendingClub customer (trying to become former), I am glad I gave Best Egg a shot. They're no nonsense, and straightforward. I felt like I didn't have to ask questions about the process, or second guess anything. If anything was needed to verify my identity or information during the approval process, they were very quick to reach out. I think from the time that I applied to the time that I saw the money in my checking account, it was 4-5 calendar days (because of the weekend). Most of that time was waiting for the funds to appear in my bank account - i.e. had nothing to do with Best Egg.

I was trying to pay off a personal loan with an interest rate that was quite high. I reached out to Best Egg to see if they could improve upon the interest rate, and not only was the interest rate substantially lower, but it also lowered the payment. So, I was able to get out from a 29.5% loan to somewhere around 13%. The whole process took me less than 35 minutes. That was extraordinarily fast and easy. The lady I spoke to was very to the point and very explanatory about what the rate and payment would be. They showed me the loan and when the due date was gonna be for the payment. I asked, "Hey, is there any possible way that you can change this due date?" She was like, "No problem. I got you." It was a seamless, professional, and easy experience that I've never experienced with a loan before ever. She didn't give me a hard time about it.

Best Egg had the lowest interest rates. Their application process was easy and took no time. I started it online and then I called and finished it up with a representative from Best Egg. Their reps were very helpful and knowledgeable about the product that they were dealing with and interested in what my needs were. I had an option of getting more than what I was looking for. They enlightened me on that, but I only had a certain amount I was interested in. They coached me through everything and told me about the process and what it was gonna take. Then the next day, I had the money in my account. I was very satisfied. Working with Best Egg, the opportunity was there to help me manage something I wanted to do. It helped me make up my mind on doing what I needed to do and keep from doing something else.

So happy I found Best Egg online originally. I first contacted them in November 2022 to set up a personal loan for a small home improvement project. I have been just VERY IMPRESSED OVERALL with Best Egg.

I got a personal loan from Best Egg. The process was simple. However, there was an issue afterward. After the loan was funded, I wanted to set up my account stuff. But the system still wasn't recognizing something within my account. What got a little bit confusing was when I was trying to log back in, it kept telling me that if I wanted to continue my application. But I already got my loan funded. So I had to call customer service and they were very helpful. They did, however, direct me to a different area where it wasn't very clear for me to have noticed that I could have clicked on to continue my setup profile. When it comes to completing stuff sometimes through the phone, our phones get a little distorted, versus an actual laptop. But we got it worked out. The rep that helped me was very nice.

Best Egg had the best interest. I did a personal loan with them and the process was straightforward and easy. Within 10 minutes, I knew whether I had it or not. I received an email stating, "Sign this and money will be in your account in 24 hours." They said I could call if I had any questions but I didn't as the process was pretty cut and dry. The terms were the same as everybody else's so that was fair. Overall, it was fast, easy, and I would do it again if I had to. I would definitely get their quote because they were the cheapest for me. This loan helped me to pay off some debt and do a big remodel.

I had a general question about my account. The young lady Angelo was able to assist me with accuracy and professionalism. She was very caring, and sensitive to my inquiries. She was amazing. I just wish every company that I call was able to assist me the way she did it.

Best Egg's rates looked better than other lenders for the amount of money that I was looking to borrow. And they had a large selection in how I could go about repayment, which I liked. I filled out the information online and received an answer very quickly. It was much simpler than I expected. I was very happy with the whole situation. The only thing that I was surprised by was the date that they had originally told me my billing with my automatic payment would start was changed by the time it happened. They mentioned that it would begin on the 25th of the month, but it was changed to the beginning of the month. Other than that, working with Best Egg made it easier for me to plan a vacation this summer by paying down my credit cards and improving my credit score.

I was previously turned down for a similar loan from Upstart after I just paid off a loan from them in half the time with no late payments, which makes no sense. Best Egg not only gave me the loan instead this time, but they gave me a better rate. I am very please. Thank you very much.

It was easy to apply at Best Egg. The application process was the shortest I've ever had to deal with. The loan was in my account the next day. The experience with these people was really good. They were willing to help. I recommend them to anybody.