Best Egg Reviews

I have existing loan with them, now they offer a new loan, I declined at first time, because they have very high interest and they have a fee for 20% in advance, so I have an emergency problem with a car, so I have to accept this loan, and when I was ready they put new request to get my loan, that don't happen before, I call to get answers, spoke with different people, they talk me no problem just send proof of your bank, I went to my bank, send all, lose time, and at the end they said, they need something also, I call again, they said they going to scale my loan, and at the end, nothing happened. They just apologized for wrong information, and wrong answers for the loan department, and canceled my application. They took advantage with people that need the money, terrible 🤦.

Please read. I’m posting so others do not have to experience what happened to me. Their mistake is preventing me from obtaining my mortgage loan. Best Egg Continuously failed to report my PAID IN FULL credit card balance. They received payment for my entire credit card balance on 11/25/25. Despite claiming to report every 30 days they have failed to report the $0.00 balance. I spent over 4 hours in the course of 5 phone calls speaking to Diego, Alfonzo, Jose’, Miguel and another employee who hung up on me for requesting a supervisor. They told me someone will call me back. After never receiving a call back I called again and pleaded to get in touch with a “supervisor” whose name is Chris. Again he could not answer why they failed to report. He told me the “customer response team” would call me. After explaining I had been expecting a call for days he told me that the “response team” would not respond to him either.

Advertise refer a friend and get a gift card, followed all requirements and got nothing but a runaround with countless calls and emails with excuses and false promises, once paid off will never use again.

I responded to a "preselected" offer in the mail. It said I could see the rate I would get without impacting my credit score. I never saw any rate, it went right into the application and I did not get approved. It didn't say if a lower amount would be possible....I'm a little frustrated to be honest.

I am filing this regulatory complaint regarding unlawful, deceptive, and discriminatory lending practices by Best Egg in connection with my loan application for $35,000, which was stated as “Congratulations — You’re Approved” before the company reversed course and imposed unreasonable and arbitrary documentation requirements.

What a joke, gave them all the documents they requested then they tell me they couldn't identify my identity. Stay away from Best Egg, they just waste your time, customer service is the worst I have ever seen. I believe it's just a scam to get your information.

I just can't believe how wonderful this company is. They treated me like a human, not a sack of garbage. My financial institution treated me as if I had a CONTAGIOUS disease. I've got a 745 credit score and I was turned down. I have no payment on my home or vehicles just credit card debt. I consolidated the debt and now have a very low interest rate compared to the credit cards at 28.99% about 75% less with Best Egg. Everyone very professional and truly had my interest in mind. I recommend this company to anyone that needs to pay off debt

I have had a loan with Best Egg for now almost going on 2 years paying off a high interest loan that I took out and my credit was not the greatest at the time when I took the loan out and now my credit has improved greatly and I had applied for another loan with best egg and they denied me telling me all kinds of foolishness which I don't understand. My credit was not great when I first got the loan. Now my credit is great and you deny me the loan. I would never recommend best egg to anyone Because they're a waste of time. Before you get along with them think about it and read the reviews. I really don't understand how best egg is still in business operating because they're not even helping their customers at all.

Up until July I would have given them 5 stars. My property management company used them. I'm not really sure what the qualifications are to qualify. You just apply and they pay your whole rent. And you make payments to them throughout the month and they're really great at working with you when you fall behind. However, in July they did a "system wide cancelation" of inactive accounts but didn't notify account holders that their account had been canceled. Left us without a way to pay rent for August. They've been difficult to get a hold of and accept no responsibility for their failure to notify people. Be wary.

Getting the loan from Best Egg was a positive experience for me. The rate was reasonable, the process was easy and I got the money in a few days’ time.

The application process had been very simple. We ended up calling on the phone together because he drives trucks over the road, and we normally use my number for contact. It was just so that they were aware that it was okay to speak to me in regards to the account. They were very nice and professional. No problems, no attitudes, no issues. They explained everything thoroughly and were really straightforward. They seemed very helpful.

The application process didn’t take long at all. I did everything on my phone, and it was fairly easy. I’m not good with phones, and my kids usually help me, but I was able to do it online by myself. Overall, I had a good experience with Best Egg.

I was looking to make a major purchase, and Best Egg happened to come up when they do a monthly report about whether your score went up or down and what could affect it. The offer was there right at the time that I happened to be looking for a major purchase. I had to put in my birthday, the last four of my social, and agreed to a couple of things on there. After five minutes, I was approved. Next thing I know, the money was in my account. It was quick and easy. I have cleaned up most of my credit debt and had just paid off my truck and several major credit cards. I wanted to add to my credit mix, and they said that would help improve my score.

The process with obtaining a personal loan with Best Egg is quick and easy and completely online. The service was better than expected and probably better than average. The negative is they’re a predatory lender and charge higher than average rates and fees. I never missed a payment and after several years they offered me another loan at the same 20+% interest rate as my last loan and that’s with a 715 FICO today. They prey on people. On top of that they never leave you alone, always calling me and I’ve never been late on a payment. They call trying to up sell another product or if you inquire about something online on their website they watching and stalking you. I asked not to be called and they were good with that but a month or two later they come back, they always come back!

My sister has business with Best Egg and told me about them. Their customer service was very good. It was easy and quick. They charged me in my account. It's a direct discount of the payment.

I just started with Best Egg and so far, so good. I applied online and it was easy. I've only had one payment, so far and the second one's coming up. They draft the payment. Everything has been very easy.

I know Best Egg is good. The whole process took two days. Except for them telling you the extra fee and the interest and what not, they're okay. The online tools are okay, too.

The lending process with Best Egg was very quick, simple and efficient. The application process was easy. I'm pretty tech savvy, so it was very self-explanatory, intuitive, easy and simple to follow as far as the information that was being requested. I reached out to Best Egg the next day.

A friend told me he had a good experience with Best Egg and when I got a loan from them, it was quicker than any other process I've ever gone through in the past. The reps were very professional and usually have the answer to my questions or they would find out quickly for me. They’re an excellent company when it comes to overall service.

Best Egg's loan process was a little confusing at the beginning, but when I spoke with a representative, he explained things clearly. There was one thing that he did not explain to me though. I took 2500, but I noticed that on top of that, I would accumulate extra money every week. Other than that, the communication was clear and good.

Best Egg was a great help. I had looked at another company for a loan and they denied me, which I couldn't understand why. And Best Egg was one of the recommendations I got. Their lending process was extremely quick and easy. The application was very simple, I had no issues. I got approved for a personal loan within that day via email. I once had to speak to customer support and she was extremely helpful. If you need a loan, try them.

I was in a bit of a pickle. My wife had to have surgery done and I was falling behind on some things. We went through bankruptcy a couple years ago, which is off the record now, but it is still on my mark for credit for a couple more years. So, I needed money to just get my head above water for right now, and found Best Egg to have the biggest amount for my approval for getting a personal loan.

I saw their offer through the Credit Karma app. The process is easy and simple, and it’s been very simple to talk to anybody I talked to. The service is good.

The application process with Best Egg wasn't too bad. The whole process took about an hour. I have a setup for automatic payment. So, the payments just go out.

Best Egg offers easy financing and my experience with them was unreal. I discovered them thru Credit Karma and when I applied, the process was simple and took 25 minutes to finish. I would recommend them to a friend.

I knew about Best Egg a long time ago. And I have two loans with them. The application process was okay. I did it mostly online. And it only took a couple of days from start to finish. I just didn't understand why they came up with a bad report on me when I tried to get a couple of extensions, since my credit is good.

I got a loan through Best Egg because, at the time, even though the interest rate was not good, they were the only ones that were offering me. So, I didn’t have any other choice but to try them. The application process was quick and easy. It wasn’t stressful. And the loan specialist was good. I didn’t have any hassle. I didn’t have any problem at all. And what I like is that they take the payment from your account right away every month, so you don’t have to think about the fees. But I just wish they had a better interest rate.

From what I read on Credit Karma, it was supposed to be easy since they already had my information and it really was. Best egg is one of the easiest loans I’ve ever done. Everything was done online. I put in what I was looking for and waited for an approval and got it within a minute after submitting the information.

It's been a very great experience wit Best Egg. I would recommend them to anyone. If your credit is good, you shouldn't have any problems with the application process and getting what you need, and it should work for you. I needed money, I was able to get it immediately, and as a result, I was able to get the things I wanted at the time.

The loan from Best Egg helped me clear up a couple of bills. The application process wasn’t bad. They requested my information, and four days later, they granted me the loan. There was a small issue with the way my name was spelled, but I pointed out that they already had my license and everything they needed. They reviewed it and took care of it.

The application process was easy and super fast. It took 5 minutes. It's still a high-interest rate. But with what I was expecting, it is what it is. I had the money the next day. Then they do automatic payments and that's easy. It's been nice.

I got Best Egg so I could pay off my credit card debts. I did a personal loan, but I was not happy with rate and terms because it was 17.9%. But I took it since it was better than the credit card. I did the process online and it took less than three minutes. It was very pleasant and easy.

I used Best Egg for a loan and everything went well. I got a credit card from them, then I redid my loan again. It was a personal loan. I would have wanted the rate to be a little bit less than what it was, but at the time, the money was needed, so I went with that one.

My application with Best Egg was very straightforward, very simple, and user-friendly. I researched other companies but I got a quick response from Best Egg. It was an unsecured loan and said, "Hey, this is what we can offer you."

I applied for a personal loan through Best Egg, and it was very easy. The rate and terms are all right. Overall, it was a good experience.

I saw on Credit Karma that Best Egg had the rate and the monthly payment for the amount of the loan that I was asking for. Application surprisingly took only a short amount of time before I was approved. And I was really shocked that they approved me because there were some things on my credit that I was not and was working on. And the payments that I have to make aren’t as high as I expected, so it’s manageable. I’m pretty satisfied with Best Egg.

I heard about Best Egg through Credit Karma. I decided to go through them because of the interest rate. I did it over the phone and it was very easy and didn’t take long at all. I just had to send a few documents and it was done. For my credit rating, the rate and terms was good.

When I went through Best Egg, I was shocked at how fast it happened. I’ve never gotten a loan that fast. They already had the information they needed, so I didn’t have to go through the long process like I did with other loans. I was impressed that I was able to get the funds by the next business day. They said it will be two business days. I didn’t have to wait too long.

STAY AWAY! We used Best Egg Flex Rent. They have caused a massive financial mess for me and my wife! They didn't withdraw the 2nd monthly payment from our account, which had more than enough money. The deduction was never attempted, according to our bank. We were never notified there was an issue. They are very good about telling you your rent payments are coming due, etc., but not in this case. They never notified us that there was an issue. Our next month's rent comes due, and they tell us on the day it's due, they can't pay the rent because we did not cover the second payment of the prior month! So now we have to pay the full rent and the balance of the second payment from the prior month!

Deceptive credit card company. I applied and was approved for a no annual credit card about three years ago suddenly, this month they had an update to their contract and decided that they were gonna move forward with an annual fee in my case. I had to cancel the credit card, which can definitely affect my credit score but if I initially knew there was an annual fee with this credit card I would’ve never applied for it.