Best Egg

Best Egg had the best rates for my credit history for a long term loan that wouldn't kill me with monthly payments. The lending process was straightforward. I was very pleased with it. It would have been great if the approval was a day earlier. But I understand that they have to verify all the information, and that didn't take them long. And I understand that's done during business hours. But it was easy once they verified my income. And everything that was available that I needed was on their website. They contacted me a few times, and it was just to verify what I put on there, but I understood that to be part of the process. I was happy with that, because if it had been just online, that leaves it open for fraud. I had a couple of immediate expenses to cover and Best Egg helped me not incur the wrong kind of debt.

As a current LendingClub customer (trying to become former), I am glad I gave Best Egg a shot. They're no nonsense, and straightforward. I felt like I didn't have to ask questions about the process, or second guess anything. If anything was needed to verify my identity or information during the approval process, they were very quick to reach out. I think from the time that I applied to the time that I saw the money in my checking account, it was 4-5 calendar days (because of the weekend). Most of that time was waiting for the funds to appear in my bank account - i.e. had nothing to do with Best Egg.

I was trying to pay off a personal loan with an interest rate that was quite high. I reached out to Best Egg to see if they could improve upon the interest rate, and not only was the interest rate substantially lower, but it also lowered the payment. So, I was able to get out from a 29.5% loan to somewhere around 13%. The whole process took me less than 35 minutes. That was extraordinarily fast and easy. The lady I spoke to was very to the point and very explanatory about what the rate and payment would be. They showed me the loan and when the due date was gonna be for the payment. I asked, "Hey, is there any possible way that you can change this due date?" She was like, "No problem. I got you." It was a seamless, professional, and easy experience that I've never experienced with a loan before ever. She didn't give me a hard time about it.

Best Egg had the lowest interest rates. Their application process was easy and took no time. I started it online and then I called and finished it up with a representative from Best Egg. Their reps were very helpful and knowledgeable about the product that they were dealing with and interested in what my needs were. I had an option of getting more than what I was looking for. They enlightened me on that, but I only had a certain amount I was interested in. They coached me through everything and told me about the process and what it was gonna take. Then the next day, I had the money in my account. I was very satisfied. Working with Best Egg, the opportunity was there to help me manage something I wanted to do. It helped me make up my mind on doing what I needed to do and keep from doing something else.

So happy I found Best Egg online originally. I first contacted them in November 2022 to set up a personal loan for a small home improvement project. I have been just VERY IMPRESSED OVERALL with Best Egg.

I was able to postpone a payment easily via their website and a customer service call. They make it easy to manage your account and there are never any surprises. Obtaining the loan was also easy when I first applied.

The process at Best Egg was good. It was easily done and taken care of. Their rate was also reasonable. I would recommend it.

From day one my experience have always been met, and the representatives uphold their professionalism, so with that being said I owe much gratitude to Best Egg company for allowing me the opportunity to do business with. Thank you so much.

The process to apply for a loan was easy. And the funds were available in my account within a few days. Best Egg did everything they said they were going to do. The funds they provided met all of my needs.

The Best Egg loan application was simple, automated, and processed quickly. I would recommend Best Egg to friends and family. The loan amount and terms are very reasonable. The loan dashboard and features make it easy to manage the loan. Auto-Pay makes it easy to set it and forget it until payoff.