Upgrade

I am happy with the experience. The process went quick and I like how Upgrade help you pay for the credit cards. I understand that there is a fee deducted from the loan. But the only problem is that the fee is high! Upgrade should look at this and reduce the fee amount. It takes you from the amount you apply for to a lower amount. Which is too much depending on how much you wanna borrow.

I received several loan offers from different financial institutions. I found Upgrade to have the best offer even though it didn't cover the full balance of my credit card debt, it covered most of it. I was able to set up the monthly payment amount that I requested and when my loan was approved I was able to select the monthly payment date that was convenient for me.

The granting of the relocation loan which is abetting my relocation has been a great help for me at a difficult time. I will always be grateful to you relative to this granting. The reference for this loan was obtained through Credit Karma. That said, having underestimated the moving cost, I had applied for an additional loan which was not approved. Again, I had applied on the basis of Credit karma information suggesting a positive result. If I recall correctly, when I initially applied, seeking $28.000, it seems to me you were offering up to $33,000.00.

I was looking to consolidate some credit card debt that I had accumulated over the pandemic, and would receive offers from Upgrade in the mail from time to time. After doing about a month's worth of research on a couple of different companies, I decided to go with Upgrade due to a few different reviews on multiple sites from people who had used them, as well as their high rating on NerdWallet.

I am moving cross country so in addition to downsizing in physical things I wanted my finances in order as well. I have previously received unsecured loans from Prosper and my credit union. I wanted a new choice so I read a comparative review on Nerd Wallet and chose Upgrade. The process was very fast. Other than the two visual forms of identification (Gov ID and current photo) I received a phone call due to my fraud alert to protect myself. I was approved the same day. I will admit that was much different than Prosper, which took a few days due to the loan being an investment that is funded by one or multiple people. The purpose of my loan was credit card consolidation of two cards. I chose to receive direct payment to the creditors.

Everything went smooth and fast, the application was easy to fill out, the approval was fast and the funds deposited. Everything was explained clearly and there were no hidden fees or sudden changes to the original approval. Everything was secure which made me feel confident. GOOD SERVICE.

I asked for help and Upgrade made it happen. I filled out the application and had my answer right away. No stress or waiting. I would recommend giving them a try! Upgrade was there for me when I needed them.

Upgrade finance was efficient, very helpful, quick reply. Upgrade is a good company! It only took 4 business days to receive my money, the interest rate on my loan is very good and the terms of my loan are good. Thank you Upgrade.

Super easy interface, straightforward service. I would recommend Upgrade to a friend looking to better their credit wisdom/health. Upgrade has helped me tremendously get my credit back on track and has helped me better understand where I can improve my credit utilization to boost my score and attain my goals!

In June 2022, I opened an account (debit and credit cards) with Upgrade because they had a $400 welcome bonus with the requirement of using the debit card 3 times in a certain number of weeks. Nobody informed me that I had to use my credit card at least once to qualify for the bonus. And believe me, if someone had told me I would have used it not once but multiple times because I went on a road trip for 5 weeks across US and Canada in the summer. And no, I didn't read the requirements online because I trusted the Upgrade employee on the phone.