Upgrade Reviews

I had a loan with them before, and did make repayments on the loan swiftly, to keep my credit score above average, If I ever needed a loan again. They had most of my information from loan before, and so with little effort on my part the loan was approved, instantly. The funds reached my bank in a day, maybe a little longer, not by much. I always pay on time, and payments are never late and this sure helps you next time. Their customer service is above average, helpful and dedicated to fast track your loan as much as they can. Do not have to wait long, so if you need money right away, maybe this would be the right path for you. It was for me.

During and after the Pandemic I was out of work for some time and living off my credit cards. After a couple of years of steady and timely payments, I was not making any headway on the debt itself, just paying interest month after month. I needed help! Upgrade provided me with an debt consolidation loan that was easy to obtain online and finalize quickly. They made direct payments to my credit cards and provided me affordable monthly payment and a great rate that was better than my credit cards. Now there is a light at the end of the tunnel and I will be debt free in 4 years and my credit rating has gone up significantly! Thank you Upgrade!

I was referred to Upgrade by Experian. I was a little leery at first. Never heard of Upgrade. When I read the great reviews I decided to give them a chance. Great decision on my part. I requested the loan amount - saw the low interest rate and I was in. I had the funds in my account within a week. Went very smooth. I will definitely recommend them and will use them again (If I need to). Thank you Upgrade!!!

I applied for a 2500 loan to enroll in a coaching class. Upgrade took my information and the money was deposited in my bank account within 24 hours to pay for the course. I was shocked to have such quick response. I would recommend them to anyone. Thank you for the opportunity to support me starting a coaching business for registered nurses who are "burnout" at the bedside and are considering leaving the healthcare business. I am coaching registered nurses to transition their current skills into another healthcare position. There are tons of needs in the healthcare industry and tons of alternative jobs and we do not need nurses leaving the industry as we already have a major shortage in healthcare for workers.

I got an email from Experian soliciting me to pay off my debt with a loan. I’ve been denied debt consolidation loans in the past so I was skeptical. Upgrade had the best fees and interest so I decided to see what they could do. Wow, did I get a great rate! I even shipped it to my credit union to see if they would beat it and they didn’t! I was shocked. The process was easy. Customer service was friendly. I’m so happy I did this. If you’re worried about your debt and looking for a consolidation loan, give them a try!

I would highly recommend. It was so easy to do online, and I received the loan quickly. Able to directly pay on credit cards by Upgrade a plus. I have used them before, and it is always a good experience.

I've consolidated bills using an Upgrade loan, I believe this is my third time. The loan application process is simple and straightforward. The loan application, this time, though, a person called to verify my information, and they never did that before. But I rather that inconvenience than for someone else to be getting the loan in my name.

I've had an excellent experience with Upgrade. I've received two personal loans as well as a credit line that have supported both my personal and business needs. The process was smooth, efficient, and transparent. Their customer service has been responsive and helpful every step of the way. Highly recommend Upgrade for anyone seeking reliable financial solutions.

Wanted to payoff credit cards and smaller loans. This let me do that with lower interest rate and lower payments. Process was easy to follow, just wish the funding fee wasn't so high. Thank you for saving me money.

They put my mind at rest immediately responding to my application, and they are transparent and honest. There was hardly any wait time. They seem professional and efficient and I would recommend them to anyone.