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I was looking for a loan to pay off multiple credit cards. Easily applied, and submitted my card information for payments to go directly to them. Got approval by the end of the day that I applied. The funds to my bank account were deposited 24 hours later, and the payments to my cards processed within a few days. Happy to pay down some higher interest cards and have 1 simple payment, a couple hundred less than I was making paying the cards individually.

This process was so easy, streamlined and I got the amount of loan, interest rate (much better than the credit cards I was paying off) I wanted and kept the monthly payment exactly where I needed it to be. The entire process from application to payoff of my cards, and the rest directly deposited into my account was ONLY 3 days. I emailed with customer service and they responded immediately to me. This was a wonderful experience start to finish. I set up for ACH monthly withdrawals and that reduced my interest rate a bit. Highly recommend using UPGRADE for your loan needs.

This was by far one of the most pleasant experiences I've had with lending. The process was easy and relatively hassle free. From picking my loan amount and terms to the completion of the the final review; each step was simple and transparent. The ability to see several loan options on one page with amounts, interest rates, and number of payments, made choosing the right loan easy. I also liked the fact that you are shown up front the amount paid in interest by the end of the term. I used Upgrade to consolidate all of my high intrest store cards to create one lower payment with an end date to look forward to. I can't recommend Upgrade enough.

I needed a quick and easy debt consolidation loan for my credit card debt. I applied and was approved the same day. Funds were in my bank account the next day. Other lenders would look at my credit card debt and deny my application even though the loan was to consolidate the credit card debt. Upgrade approved the loan with the stipulation that a certain amount go towards the credit card debt, which was the intent of the loan in the first place. Very quick and easy process! Would definitely recommend!

Upgrade pre-approved me really fast with my offers and the only main thing I had an issue with is trying to get picture of photo id in the spot where it tells you to launch camera. Had to take picture of id and send it by email. Confirmed and verified everything next business and said I would get a email within 1 to 4 days after final review to tell you if loan was completely approved and by next morning said I got email and by next day after that money was in my bank account. Took a total of 3 days and so far I'm really happy.

The process was quick and easy. My money was distributed within 24 to 48 hours to buy account and also Buy credit card. The only thing I would probably change is if the interest could be reduced if the loan could be paid off sooner. This is my second loan and I was a little disappointed when I couldn't get an interest reduction after paying off my first loan earlier than expected. I also feel the origination fees are high.

The process for application and uploading is very easy and straightforward. Service is friendly and quick! You can get multiple services from the same place. Everything is explained in a concise and easy to understand matter. Very easy to work with. Thanks for the help!

The thing I liked most about this loan was the qualifying process. Super easy and I didn't have to talk to anyone on the phone. All online and had my money the next business day after being approved. The interest rate was a bit high but expected with non perfect credit.

I was looking for the beat rate for cc payoff and you beat it hand down. Very easy to receive loan and pay off. Thank you! Other banks wanted over 12% because was considered a personal loan. I will stay with you after this is paid off.

Very impressed, provided documentation upon request, and super fast review and approval, highly recommended. Borrowed just enough as I needed to pay off CC then used it to actually pay them off, credit jumped 100 points positive. It’s amazing and I can’t be happier.