
ClearPath Lending Reviews
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About ClearPath Lending
ClearPath Lending (NMLS #936436) is a lender offering home purchase and refinance loans. You can use the portal on its website to upload documents, see your loan info and monitor your application.
In 2020, the Consumer Financial Protection Bureau penalized ClearPath Lending for inadequate disclosures and misleading and deceptive statements in its ads for VA loans. The company was ordered to pay a civil penalty.
Visit www.clearpathlending.com- Specializes in refinancing VA loans
- Loan application tracking
- Loyalty program
- Application process isn't entirely online
- Not available in all states
ClearPath Lending Reviews
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Reviewed Oct. 25, 2022
Working with ClearPath went very well. It's a good company to use. They were efficient and they answered a lot of questions. I did the whole thing with the representative and it went very smoothly. Uploading documents was very easy.
Reviewed Oct. 16, 2022
Our experience with them went smoothly. They were patient. I did the paperwork. They helped me do it to make sure it was all completed with no problem. The rep I worked with treated me right. She was patient enough to make sure that all my questions are answered and I got the best deal.
Reviewed Oct. 15, 2022
I had a good experience with ClearPath. They were very knowledgeable about the whole process. They answered all my questions and were really nice.
Reviewed Oct. 14, 2022
They were very honest and trustworthy. They answered every question I had and were very available when I needed answers.
Reviewed Oct. 13, 2022
Our experience with ClearPath went well. The reps were good. But they could have done more verbal communication. They relied so heavily on text messages and email.
Reviewed Oct. 12, 2022
I first applied to buy my house in 2017. I filled out the application, and we had some struggles with the process being that I live out in the country and I'm on a shared well. I had to have a well inspection twice because the first time it didn't pass. So I had to put an RO system in. The agent, Steven, was always there for me when I needed a question answered. Steven and the other rep did a very good job. The only thing that I have a problem with ClearPath is for the amount of money that those agents make, I ended up doing most of the work. I should have gotten paid the commission for all the work I had to do.
Whenever the agents needed something, rather than them going to get it, they call me. I ended up having to get all these reports and the financials and pay for the water tests, which are things that I don't think that I should have ended up having to pay for. It happened again this time when I refinanced my house just two months ago. Also, it was about a two-week delay from the time I was supposed to close till the time I actually closed. Still, working with ClearPath made life easier. I'm 73 years old, and this is the first house that I've ever bought. I got my house bought and that was the most important thing.
Thank you for sharing your refinance experience working with Steven. Welcome to the ClearPath family!
Reviewed Oct. 11, 2022
ClearPath has always been good to me. Communication is really good. The rate's a little higher than I wanted but that's what's happening with the economy right now. Other than that, the terms are good and they're easy to get along with. They do what they say.
We appreciate your review and we welcome you to the ClearPath family!
Reviewed Oct. 9, 2022
ClearPath's reps were good and the process wasn't that long. It took about a month or so and I was happy with them.
We appreciate your feedback about your recent refinance experience working with our team. We look forward to assisting you with your future financial needs.
Reviewed Oct. 8, 2022
We got a 30-year fixed loan from ClearPath and they made it very easy, even when it came to using the computer, which I'm not good with. They talked us through it, and they were very polite and helpful. They were also constantly available. The young man I worked with even gave me his direct number where I could reach him if I had any questions. And so did the young lady so that I didn't have to go through the recording and go from one person to another or have to sit on a wait line. They made it very convenient for me and they answered any questions that I had. And we got through everything in a very reasonable amount of time. We wanted to make sure that we got it done so that I didn't have to make a mortgage payment in October and it was done with minimal amount of frustration on anybody's part.
We are so pleased to hear that your refinance experience was easy. We value your business and welcome you to the ClearPath family!
Reviewed Oct. 7, 2022
I refinanced a couple of years ago and this year, I did a cash-out refinance. I contacted the person that helped me last and then everything was through the phone or by email. ClearPath was easy to work with and they were always willing to work with me with whatever questions I have.
Reviewed Oct. 6, 2022
The reps explained everything I needed to do in detail during the application process with ClearPath. It was simple and easy.
We appreciate your review and we welcome you to the ClearPath family!
Reviewed Oct. 5, 2022
Refinancing with ClearPath was very easy and efficient. It took less than 10 days from application to approval. The rep we worked with was very positive and good. I was impressed with his responsiveness and knowledge of the trends. There were some support staff too that were getting things from the team sent via email. Emails were very quick. Working with ClearPath has enhanced my life. It has made a significant impact on our ability to refi and get good rates at a good deal. We're finishing the last-minute details where we are locked in the rate before they raise.
We are elated to hear that your refinance process was easy and efficient. Thank you for valuable feedback and welcome to the ClearPath family!
Reviewed Oct. 4, 2022
I've been dealing with ClearPath for four years since I first purchased my home. Each time that I dealt with them, I never had a problem. It was fantastic and the rep was great.
We are so pleased to hear that you are happy with your Loyalty benefits and the service you receive working with our team, here at ClearPath. Thank you for your review and we look forward to working with you again soon!
Reviewed Oct. 3, 2022
Things went very well. They were good people who always kept in contact with me and helped me with the process. My rep talked to me as opposed to just emailing and going through a machine. We actually had a conversation. I got what I wanted and we paid off a lot of debt.
Thank you for your review about your recent experience working with our team. We value your feedback and welcome you to the ClearPath family!
Reviewed Oct. 2, 2022
They gave me the best deal I could get with no lender fees. Uploading documents was easy. Go with them.
Thank you for your recommendation of our services and your feedback about your latest refinance experience. We look forward to assisting you with your financial goals in the future!
Reviewed Oct. 1, 2022
My experience with them was very good. I did a refi and everything was fine. I was always well-informed. I'm not really happy with the rates but I knew they had gone up. Other than that, I was very happy with ClearPath.
We thank you for your review and welcome you to the ClearPath family.
Reviewed Sept. 30, 2022
The person I dealt with was very adequate about what they did. They stayed in touch with me with all that was going on. They were very polite people. ClearPath is a good company to go with.
Thank you for your review about your recent experience working with ClearPath. We value your business and welcome you to the ClearPath family!
Reviewed Sept. 29, 2022
When I first got with ClearPath, they were able to get our mortgage down. Everything I did with them was good. They are very informative and they go over everything. We did this last refinance and I wasn't scared to go with them because I had prior experience with them. When I was doing my closing and I had questions, I was able to call my rep Joe. He cleared everything up and without any discrepancies. He was very kind and he told me not to hesitate to reach out if I had any questions. I recommend ClearPath.
Thank you for sharing your refinance experience working with Joe. Welcome to the ClearPath family!
Reviewed Sept. 28, 2022
My rep Chris kept me up to speed with the whole process. If I had questions, I called him. He gave me his work cell phone so even during his son's practices, he picked up. Everything was pretty quick. The rate was competitive and it was 0.25 less. Definitely go with ClearPath, especially with Chris.
Reviewed Sept. 27, 2022
After the process, it was a mass amount of emails and stuff on top of it. It's crazy, overwhelming and annoying. Other than that, the rep's communication was fine.
Thank you for your review.
Reviewed Sept. 26, 2022
They told me the process would be 45 days but it was a lot less than that. It went a lot faster than I thought it would. Everything was just flowing.
So glad to hear your refinance was quicker than expected. Thank you for your feedback.
Reviewed Sept. 11, 2022
I've used ClearPath a lot of times. They got the process done quickly. I was satisfied with the process. But I wish they would keep the loan. They pass it. They couldn't keep it. Other than that, ClearPath always treated me fairly.
We are so pleased that you continue to utilize our services, as a Loyalty Member. We thank you for sharing your most recent experience with us – we look forward to working with you again!
Reviewed Aug. 28, 2022
Their options outweighed the other people that I was going to. The rep was very gentle and understanding. He didn't keep me waiting around. He was very responsive.
Reviewed Aug. 27, 2022
I went through ClearPath again because the last time I did, it was pretty good. After the first time, everything went so smoothly with them. They notified me about everything and what was going on. So it's pretty good.
Reviewed Aug. 23, 2022
I worked with ClearPath Lending in the past. That experience was fantastic, so I figured the next one, there was no other choice but them. Because we had worked together in the past, it took minutes. I love that I worked with Nathan again. He was part of my team during the first refinance. The door of communication was open. He kept me abreast of everything that was going on. Even when I wasn't expecting a call from him, he would call, let me know what was going on. So, I appreciated that. I felt heard, well advised, and in control of the situation at all times.
Reviewed Aug. 16, 2022
I did a VA refi IRRRL and a VA mortgage with ClearPath Lending. When I started working with the agent, he was awesome. He was a hardworking guy. I've already told a number of people about him. I worked with them for a long time, from October of last year until we closed about a month ago. We ended up not getting the first property and getting a different property. But I liked how well the rep communicated with me. They did a great job. We had interest rates rising. This was a challenging project and we pulled it off. It went well. So, I was happy with the whole process.
Reviewed Aug. 15, 2022
I've been with ClearPath Lending for a long time. I refinanced the house through them. And when I was getting ready to sell my house and buy another one, I just went with them since they were already my lender. It was easy.
Reviewed Aug. 14, 2022
ClearPath Lending gave me what they said they would. The rep helped me a lot. I was surprised that the process worked that good. Go with them.
Reviewed Aug. 13, 2022
One of ClearPath Lending's team members reached out and said, “You know, since you're a veteran, you can refinance up to twice a year.” We were looked at everything, and he helped me with it. And just continued working with them. He held my hand throughout the process. They made it easy and explained everything well. With COVID, they probably lost our original guy that we worked with who was awesome. And the next team was awesome too. They’re professional and kind. They took their time with me, which I appreciated. And if for some reason my husband wasn't present when they could talk that if he had any questions, I'd explain it. They would say, “If he has any questions, have him call back.” They made it so easy to do a refinance. So whenever it was time to refi, we would use them again.
They kept to our rate often because we did a cash out refi. So it’s different than the standard refi. And with rates going up, they were able to keep at what it was versus raising it, which was good. They went over a couple of different scenarios, if we do it this way or another way. And it still saves us almost $3,000 a month once you cashed out and pay off whatever else.
Reviewed Aug. 12, 2022
Henry, the rep from ClearPath, walked me through the whole process all the way through to the end. He was outstanding. He was very patient and informative, and broke it down in several different ways. He gave me a couple of different options and told me his opinion. It was a little bit more money upfront, but in the long run, it was gonna save me money. The application process was simple. Henry said he was gonna send me an email and it was going to have everything in order that I need. When I get that stuff together, I should send it to him and we would move on to the next step. We did everything in small increments. So, it didn't seem like you had this big mountain to climb. He was responsive. If I sent a text or did something like that, he called me back. Or if he didn't answer the phone, he was usually in touch with me fairly quick.
The closing process was smooth and it was a few bucks cheaper when the lady showed up, which was better. Henry followed up and said that he wanted to touch base with the final numbers. His numbers matched and he explained why. He wanted to make sure that I knew what the final numbers were and I said that I had it off the paperwork, and we discussed it. One of the initial questions that I asked was how long the process was going to take and I was given the timeline. It was a little bit shorter than what the rep said it was going to take. The experience I had with the people that worked with me were the best. They delivered what they said they were going to deliver. In today's world, you can't ask for more than that.
Thank you for sharing your recent experience working with Henry. We are excited to hear you were able to save money during the process. We look forward to working with you again soon!
Reviewed Aug. 11, 2022
We worked with ClearPath before. We went with them again because their process was clear, concise and precise. Everybody was also friendly. Whatever they needed, they would call me immediately and tell me what they needed. Or they tried to get everything on their own if I wasn't able to get it. The rate could have been better, but it's good for what we were needing it for. They also offer you competitive rates if you’ve worked with them before with their loyalty program. I would recommend them.
Thank you for your review as a Loyalty Member. We are pleased that you have had another good experience with us and have recommended our services. Thank you and welcome to the ClearPath family!
Reviewed Aug. 10, 2022
We refinanced with ClearPath and the process was fairly easy. It was hard to conduct business when you work Monday through Friday from 8:00 to 5:00. But the reps were very professional.
Thank you for your review!
Reviewed Aug. 9, 2022
I've been talking to several people and Steven called me. He asked why I didn’t use ClearPath again and what we wanted to do. I said that we wanted a cash-out and that the last appraisal we got was dreadful. The woman didn't know what she was doing. It came in 215 and our house is worth way more than that. Now it’s been six months and we wanted to try to get some cash-out. He asked if he could make a proposal and I said yes. He wasn't pushy and I liked that. I would have liked to have kept our 2% rate but it wasn't Stephen’s fault. The rates were going up. But our appraisal came in at 284 so I like that. ClearPath is a great company to work with. We talked to three people during the process and they were wonderful. They always returned call and messages, which was very important to me. It was an outstanding experience with ClearPath.
Thank you for your recent review and sharing how we were able to get you closer to where you wanted to be with your refinance. We appreciate our Loyalty Members and are grateful you gave us the opportunity to earn your business again!
Reviewed Aug. 8, 2022
I got through the application process with ClearPath okay. I should have said more and I didn't. I didn't know how that was gonna work through but I’m cool with it. I'll take what I got.
Thank you for your feedback.
Reviewed Aug. 7, 2022
The mortgage process with ClearPath was very easy and Chris or Robert was very helpful with any questions I had.
Thank you for your recent review working with Chris and Robert. We value your business and welcome you to the ClearPath family.
Reviewed Aug. 6, 2022
I liked ClearPath’s service. The process was as smooth as you could possibly imagine. They cater to veterans anyhow so it was a no-brainer. The rep would call me or I could call them. Instead of getting a voicemail, they'd always answer the phone and I never had to talk to a computer. ClearPath is a very professional organization. And if I have to deal with somebody in the future, I would definitely deal with them.
We are so grateful to hear about your recent experience. Thank you for your recommendation of our services and welcome to the ClearPath family!
Reviewed Aug. 5, 2022
The experience with ClearPath was great as well as the communication. The loan officer was fantastic and there were no headaches. ClearPath is the best that I've seen.
Thank you for your review. We welcome you to the family and look forward to working with you in the future!
Reviewed Aug. 4, 2022
ClearPath’s process was smooth, fast, honest and easy. The reps were very professional and friendly. It was all a great experience and ClearPath got me a better rate than everybody else could. They're the ones to go with. I recommend them highly.
Thank you for your recommendation and your recent review of our services. We truly value your business and welcome you to the ClearPath family!
Reviewed Aug. 3, 2022
The application process was smooth and easygoing, and I had no problems at all. I strongly recommend ClearPath. They're quick, efficient and honest. If there is something that comes up, they contact you and work you right on through it. So, it's not a problem to begin with.
We are so pleased to hear about your experience working with our team. We look forward to working with you again!
Reviewed Aug. 2, 2022
The ClearPath rep we worked with was really helpful. He would keep us updated. Eventually, he had to go take care of something else, so he passed us up to somebody else. But she wasn't as communicative as the first person. I also thought that we were discussing something more about closing costs closer to 10,000, which caught us off guard when we were signing the paperwork, asking me for nearly $20,000 for a closing cost. So, that threw a hiccup in it. But I'm happy with what I got. I wish that it would have been a lower closing cost from the get-go and kept my original APR percentage. But unfortunately, it is what it is. We had to redo the paperwork, which put a delay in a lot of things. But, overall, the experience was decent.
Glad to hear that you had a decent experience working with us. We value your business and welcome you to the ClearPath family!
Reviewed Aug. 1, 2022
During my application at ClearPath, there were a lot of hoops to jump through and it took about a couple of months. But sometimes I'd have to get stuff to get it together to send to them. They were also always very patient and helpful in explaining what they needed.
Thank you for review!
Reviewed July 31, 2022
I was with ClearPath and then I went to another one. But now I’m back to ClearPath. I have the same guy working with me, Steve. There was a snafu in the whole process because it was supposed to be a certain rate that he tried to lock in, but then the rate got unlocked somehow, and it went up. So, the application took a little longer. But he was good.
Thank for your review working with Steven.
Reviewed July 30, 2022
The application process at ClearPath was easy. I had some hurdles to get over, but it went well. Everybody was amazing through the whole process. They kept me up-to-date and went through all the documents that I needed.
Thank you for sharing your experience with our team. We value your business and welcome you to the ClearPath family!
Reviewed July 29, 2022
I did a refinance with ClearPath and the process was smooth and quick because they already had my information on file. I worked with Steve and he checked in at least once a week to give me an update on what was going on. They didn't require much information from me other than tax forms.
Thank you for your review of our services. We are pleased to hear that the process was smooth and quick. It was a pleasure working with you again.
Reviewed July 28, 2022
Henry, the guy that works for ClearPath down there in California, did a lot of work for me and helped me get through the process. I was impressed with the way he could talk to you like you're a person and not just an object. He laid everything out on the line. He told me what I had to do and I did it, and he did whatever he told me he was going to do. He kept his word all the way through the whole process. He wasn't trying to lead me off on some quick pitch and he was mainly the reason why I stuck with ClearPath through the process. He made it easy for me and got me the best deal he could.
Thank you for sharing how great it was to work with Henry! We truly value your business and welcome you to the family!
Reviewed July 20, 2022
House refinancing was a new experience for me and with the changing processes, procedures and qualifications, the experience could have been bad. Mr. Jose ** a member of ClearPath lending made the process a lot less complicated than it could have been. He was very knowledgeable about the interest rates, closing, inspections and putting me in touch with the right people to get the process started and completed. He kept me apprised of developments as they came along and without it, I would not have been able to complete the refinancing. I give him and ClearPath lending a five-star rating for professionalism and attention to detail, and I give my thanks for all the work that you are doing for homeowners. Arthur
Thank you for your review about working with Jose and our processes here at ClearPath. We are so happy to hear that you had a wonderful experience. We welcome you to the ClearPath family and look forward to working with you again!
Reviewed July 18, 2022
They did everything they said they'd do. The loan officer I worked with was great. He walked me through everything.
Thank you for your review of your recent refinance experience working with our team. We welcome you to the ClearPath family and look forward to working with you again.
Reviewed July 17, 2022
The application at ClearPath was a simple process. They got in touch with me every so often whenever they needed something or they let me know every few days how the process was going until it was completed. The rate and terms were good.
Glad to hear you experienced a simple process with great terms and rates. We value your feedback and welcome you to the ClearPath family!
Reviewed July 16, 2022
I’ve used ClearPath twice and they've been very communicative. If I had a question, they responded in timely manner. The only thing was I thought I was talking to two different people because one email had a nickname and one email had a real name. But I was talking to the same person. I don’t like the home loan refinance process generally but as far as ClearPath doing what they were supposed to do, they hit the bar. I wasn’t surprised by anything. When they gave me the numbers, I looked at them, had a question and they made the appropriate adjustment.
Thank you for your thorough review of your experience working with our team. We truly value your feedback and look forward to working with you again in the future!
Reviewed July 15, 2022
Jo, our server, was a superman and their process was very improved. I was happy with my experience with ClearPath. It took them a while, but they got it done right.
Thank you for recognizing Joe during your refinance. We truly appreciate your feedback and we welcome you to the ClearPath family!
Reviewed July 14, 2022
When I worked with them a year ago, I appreciated how professional they were. This last time, I was already with Freedom Mortgage and I called ClearPath. I said I'm having issues with Freedom and that I've been waiting a month and that they were dragging their feet. My rep said, “Don't worry about it. I got it. I'll take care of it.” In three days, the ball was just about finished bouncing. Go for ClearPath. They treated me right.
We are elated you that as a loyalty member you had another quick refinance. Thank you for your feedback and welcome to the ClearPath family!
Reviewed July 9, 2022
I did a cash-out refinance with ClearPath. I went with them because they were the most forthcoming with the most information. The application process was pretty smooth going and straightforward. I had done a refinance before so I already knew how to find all my digital documents. That part was easy-going. The only thing that was a little iffy was right towards the end of the closing process, the underwriters kept coming back with needing one more thing. I turn around and get it right back to them the same day. I wouldn't hear anything for a day or two then they go they need one more thing.
The other thing was we had to have a second termite inspection done because there was a miscommunication on a couple of the outbuildings that I had. The appraiser added those into the value of the house as opposed to not. They're not inhabitable buildings as they're just hay sheds. But in order for the underwriting to go through, we had to have the exterminators come back out and termite inspect those buildings. It was two or three things right there that last week before closing.
Eventually, we closed. The only issue I've had is that since the closing, my cash in hand was direct deposited but they were supposed to cut me a check for my auto loan to pay that off. For whatever reason, that check got sent to my Realtor instead of to me. I actually got a notice from my insurance company yesterday for a notification of cancellation for nonpayment because the title company decideded to send it snail mail and uncertified. the insurance company has not received the check yet. My rep at ClearPath was saying, "It says the check was received back on the 29th." I talked to my insurance company and they have no record of receiving any check from them, let alone that check number. How did ClearPath have it as "received"? There have been a few little clerical issues as far as dotting the i's and crossing the t's.
For the most part, I just called my rep, Cameron, and he was great. He answered about every time I called. If not, he usually got back to me within an hour. The few times that he didn't pick up were if it was late in the day. He got back to me first thing the next morning. If it was before mid-afternoon, he always got back to me that same day. If I asked him a question and he didn't know, he'd tell me he didn't know and he'd get back to me. He wouldn't try to tell me what I want to hear or push through and play like doom and gloom. This was another reason why I went with ClearPath. There was alos another person named Martin and he was the senior processor that was above Cameron. I only had two or three communications with him. It was short and concise. He's just not the most conversational guy on the planet.
With the rates and terms I got from ClearPath, I'm not crazy about them. But rates are up for everybody right now. At least with me being a veteran and having my VA home loan, I can do a streamline refinance for that in six months if the rates go down. I'm not too terribly worried about it but it was a little disheartening to see my rate double. I was down to 2.3 and now I'm at 5.65.
Thank for sharing your experience with us. We are happy to hear that as a Loyaltly member you had another good experience. We look forward to working with you again!
Reviewed July 8, 2022
Clearpath Lending is really great. It was really quick the first time I ever talked to them, and I like the people. I don't know anybody down there, but I'd like to meet them. They have really been nice with us. Sometimes, I had a question that I couldn't quite understand and they were just right there to answer it. As soon as I call them up, it's like I always knew this person. Clearpath did fine with the process too, and there wasn't anything long about it. When you're playing with that kind of money, you wanna take it easy and make sure all the numbers are right.
Thank you for sharing your refinance experience working with our team. We value your business and look forward to working with you again in the future.
Reviewed July 7, 2022
The experience was better than I thought it was gonna be. The first guy was good but he went away. I got hooked up with another guy named Luke who was good, too. There was a lot of paperwork I had to give them. The interest rate was 3.75 but after I had the inspection on the house for the termites, they raised it to 4.25.
Thank you for your feedback about working with Luke. We value your business and welcome you to the ClearPath family!
Reviewed July 5, 2022
My experience with them has been easy-peasy. The rep was extremely courteous. They took care of me like they always do.
Thank you for sharing your refinance experience working with our team. We look forward to working with you again!
Reviewed July 4, 2022
Working with the, they definitely were above and beyond what the other lender was in terms of experience and understanding the process. Even through the entire process, they were on point. I didn't get rid of the other lender until we got to the appraisal. So I kept them both moving until I got the appraisal back. And then the appraisal was the breaking point for me in terms of how they were going to work with us on the transaction. My rep Ron was fantastic. He was very responsive and he went above and beyond to make sure we knew what was going on and with getting us the best rate and the best terms. I will definitely use them in the future for any refinance, no doubt.
Thank you for sharing your fantastic refinance experience working with Ron. We welcome you to the ClearPath family and look forward to working with you again.
Reviewed July 3, 2022
Communication was really good and the application process was simple.
Thank you for your feedback!
Reviewed July 2, 2022
Working with ClearPath was good, and this is my second time with them. The process was pretty quick and easy, and they kept in touch with me every step of the way. I'd tell friends to go for it.
We are pleased to hear, as a loyalty member, you have had another quick and easy experience. Thank you for the recommendation of our services and welcome to the ClerPath family!
Reviewed July 1, 2022
The reps were very accommodating. They knew it was urgent for us to get the refinance and we were taken care of very well. ClearPath Lending is very good. I'm a repeat applicant for four times.
Thank you for your feedback and welcome to the ClearPath family!
Reviewed June 30, 2022
I completed everything with the refi, and it was seamless. It was also quicker than I thought it would take, and the communication was good. I had ClearPath previously through the first mortgage when I moved here to Ave Maria, and I don't mind the new rate and terms because most of my debt was paid off, like my cars. It's a higher rate than what I had before, but I've had my money freed up. So, I'm paying lower now with everything. ClearPath is a good company, and I would, in the future, work with them again.
We thank you for sharing you recent refinance experience with us. We value your business and look forward to working with you in the future!
Reviewed June 29, 2022
The reps seemed to be quite quick, relative to people I dealt with in the past, and I was satisfied with the rate and terms. I knew the rates were moving up. All in all, ClearPath did a good job for me.
Thank you for your feedback and welcome to the ClearPath family!
Reviewed June 23, 2022
I had a wonderful experience working with ClearPath. They were a great team. I definitely would recommend them. I worked with them before, and they were very VA-friendly. So, I prefer to work with them. The application was very easy. They had most of my things on file already, and I just had to update a couple of W-2s and a pay stub or two. It went very smoothly. My loan rep, Steven, is awesome. I've worked with him before and he is awesome. He is very timely, informative and helpful. Whenever he needed anything, he would easily get an email to me, and we would be able to get those done within like 48 hours.
We thank you for sharing your wonderful refinance experience working with Steven and your recommendation of our services. We welcome you to the Clearpath family and look forward to working with you again soon!
Reviewed June 16, 2022
ClearPath had a good offer. I also used them the last time for my first experience. I feel good about the rate and terms. I would recommend ClearPath.
Thank you for sharing your experience working with us. We especially are thankful that you have decided to utilize the benefits of the Loyalty Program. Thank you for your recommendation and welcome to the ClearPath family.
Reviewed June 15, 2022
I was working with another company and received thru the mail an advertisement regarding exactly what I had in Mind. I called late afternoon (ET) and talked with one of the most up-front and what appeared to be an honest person. Steven got the ball rolling, I think I even surprised him by having all the information he needed in his office the next morning. Stefanie, Steven Assistant, was so helpful. She was on top of her game with me. (By the way, I had never met or talked with either one.) It was like I had known them for a long time. Everything went smoothly throughout the process. These two folks just took care of business and cared for their client. Sorry guys I know I called many times, but worry is my nature. Thank You.
We thank you for your priceless feedback about your recent experience working with Steven and Stephanie. We truly value your business and welcome you to the ClearPath family!
Reviewed June 11, 2022
ClearPath was right up-front and very professional. They were concerned about the relationship they have with their customers. When they take information, they explain to you why they're asking you for the information they're asking you for. They have a good professional approach to their business. My loan officer was very, very courteous, and very professional. He dealt with issues that he dealt with, and he didn't venture off into other things. He told me what he needed and why he needed it. When I or my wife would send it to him, he would give us a courtesy call back and let us know that he got it or ClearPath got it. He represents the company he works for. His personal attitude towards his job is really very, very, very good.
ClearPath made refinancing very simple and pleasurable. There was no stress on it. They worked with you. They told you what you could do and this is what was happening. So it was pretty good relationship. ClearPath Lending is a very good organization, I look forward to working with them in the future. If I have friends or family that are looking to buy a house or refinance, I would highly recommend them to contact ClearPath.
Thank you for such valuable feedback about your recent refinance experience working with our professional team. We value your feedback and look forward to working with you again!
Reviewed June 10, 2022
Everything went smoothly. It was a quick and smooth transaction. The application was easy and the loan officer was very helpful. The rate and terms were good.
We are happy that you had a smooth refinance experience and decided to share about it! We thank you for the feedback and welcome you to the ClearPath family!
Reviewed June 9, 2022
The first two times I used ClearPath, the experience was good. This last time was a little rocky though. The first couple of times is just a straight refi and the last time around, it was a cashout refi, which apparently is totally different. When I queried about it, they explained it to me. When it came to pan off the stuff for the cashout part, everything dragged real slow. I'm certain they went as fast as they could, but the payoff was 41,000 and it was paid down so much. I only get a statement once a year from these clowns, but they apply the interest to the loan yearly and not monthly. ClearPath got the payoff statement. Then, instead of wiring the money to the people, they wrote out checks to the people and mailed them to me. Why would they mail them to me? I had to turn around and mail them to the people.
I gotta call them and check on this. By the time they received the check, the yearly interest got applied. Now, I still owe them three grand. So, I'm a little miffed about that. As far as my loan officer, I was talking to him regularly. ClearPath has always taken care of me and they worked on things as quickly as they could. I didn't have to go through a house inspection for the first two refis, but because it was a cashout refi, I had to do a house inspection and there was a problem with the paint job. I had to get the place painted. There was a storm last year that took off my carport and my back porch and my roof and took out three quarters of my fence. All that work was completed with the exception of painting. The place had to be painted and that took another month. So, it dragged out. Finally, it got re-inspected. They called me back and said, "Okay, you're good to go."
Reviewed June 8, 2022
I like ClearPath. They're good. I like their service. My loan officer is a sweetheart. She was based in Big Island, so we talked a lot about Hawaii.
Thank you for sharing your refinance experience with us. We value your feedback and welcome you to the ClearPath family!
Reviewed June 2, 2022
The process from start to finish was really good, Mrs **. Kept me updated on every step and all changes. I couldn’t ask for a better home buying experience, the team was able to use my loyalty benefits which helped a lot. Thank you all for being so transparent and communicative.
We're elated to hear you had a smooth loyalty purchase experience! Thank you for sharing your feedback and we look forward to working with you again!
Reviewed May 30, 2022
The rep explained everything very thoroughly to where I understood it. If I had a question, he immediately got back to me. He made sure that I was comfortable with everything and that we were understanding everything that was going on. The refinance process was extremely easy. ClearPath was very caring and if I had a question or a concern, they were on top of it right away. When they said they were going to make it as fast as possible, they weren't kidding.
We thank you for sharing how easy and fast your refinance process went working with our team. We truly value your business and welcome you to the ClearPath family!
Reviewed May 29, 2022
Everything was great. They were very patient and very transparent on the process. The rate that they gave me was considerably lower than what my current company was offering me.
We are excited to hear you had a great refinance experience working with our team here at ClearPath. We look forward to working with you again!
Reviewed May 28, 2022
I was actually speaking with another mortgagor to get a refinance and already going through the process with them. But Ash called me and informed me that he would give me a better deal and he would take care of the rest of the stuff if I was willing to move with ClearPath. So I gave him a chance and within a day or two, he called back and gave me a better deal. When I initially moved on with ClearPath, Ash only asked for a couple of documents and he got the ball rolling. I didn't feel stressed out because he took care of me when it came to the whole refinance stuff. The system that ClearPath has is easier for clients to go through.
Ash helped me and he made the experience more comfortable and easier for me. It made the whole experience more streamlined when it came to what was expected and he never rushed me. He really communicated with me a lot. If I had any other questions, he would answer them quickly, and he would get back on my emails and phone calls. I've paid some huge debts off and I'm standing in a pretty good position right now.
So glad to hear that we were able to get you terms that were more beneficial for you and make the refinance process stress free. We thank you for your feedback and welcome you to the ClearPath family!
Reviewed May 26, 2022
My experience with ClearPath has been excellent. Up to now, everything has been taken care of and the payment comes the 1st of July.
Thank you for sharing your experience working with ClearPath. We value your business and look forward to working with you in the future.
Reviewed May 25, 2022
I got signed up with ClearPath by Steve. He is a magical guy. He was there for me, he answered every phone call, he chased down every question that I had, and we eventually changed the finance on our home and took $20,000 out to paint the place. He's a nice guy. He's fun. He's available. I must have called him 10 times a day some days.
As far as the new rate and terms, we had to do some reverse thinking. They added $300,000 to our mortgage even though we only took out $21,000. So, we're still trying to deal with that. Another thing that was kind of iffy was they said they would give us payment from our escrow. So, they sent us $1,000 and we had $3,000 in escrow from somebody. Also, they said that we would have two months of no mortgage payments, and that didn't work out. For the first one, somebody took out the mortgage payment, though we did get the second one free. So, that's bittersweet but good. The experience has been good, and we've been able to do some things around the house that we've been wanting to do.
Thank you for your honest feedback about your experience working with Steven and our team. We value your business and look forward to working with you again, in the future!
Reviewed May 20, 2022
Mr. ** and his staff treated me with respect. I was kept informed of each step. The information was clear and concise and I understood the language of the loan process. I received courteous, professional, and consistent information from beginning to end. Thank all of you who worked on this loan on my behalf.
We thank you for your valuable feedback about your refinance process. We value your business and look forward to working with you again.
Reviewed May 20, 2022
The process was smooth. The rate I thought would've been a little lower, but I was told that was the lowest they could go.
Thank you for sharing your smooth refinance process with us. We value your feedback and look forward to working with you in the future.
Reviewed May 12, 2022
Tabrizi, the rep I initially spoke with was very helpful. There were a few things with the application process that were a bit exasperating because the underwriters they were using couldn't read English. I explain something to them and they wanted more proof of everything. One thing they wanted was my Civil Service Retirement. But they don't give out letters like that. It's written on a statement that I get once a year when they show me what my pay is going to be. Big kudos to Nancy the gal who was helping me get my paperwork together. She was exasperated as I was. But we got through that and everything else was fine. Nancy was courteous and helpful. She's excellent at what she does. We've had a very good experience with the program.
Thank you for sharing your experience working with Mr. Tabrizi and Nancy. We are pleased to hear that you they were both very helpful to you during this process. We value your feedback and welcome you to the ClearPath family!
Reviewed May 11, 2022
This is our third experience refinancing with ClearPath Lending! All individuals involved throughout the lending and closing process have been honest and accurate with their information. The process was smooth and expeditious. We are pleased! Thank you ClearPath!
Thank you for being a loyalty member and sharing your feedback. We look forward to a continued relationship with you!
Reviewed May 11, 2022
The process was super quick and easy. I spoke to somebody over the phone and they explained everything. They did a credit report to see what debt I had and let me know what the monthly cost would be. It took a month but that was on my end because I had to get an inspection. They had great communication and got back to me on the same day as my emails or phone calls, usually, within the hour. They were awesome.
The terms were also good. I was really confused at the beginning but they were able to lock in my rate before everything went up. So, that was nice. I was able to save in the long run quite a bit of money going the route they chose instead of the one I thought I needed to go. I've never had such a good experience with a lender before. They covered the whole process and I never had questions left unanswered.
Glad to hear you had a super quick and easy refinance working with our team. We thank you for sharing your valuable feedback and welcome you to the ClearPath family!
Reviewed May 10, 2022
The application process was really quick, and the rep, Omar, was fantastic. He went through everything and worked really good with us. He worked to try to get us the lowest rate that we could get. He was really on the ball and I have no complaints about him. I was able to pay off all of my debts and that was very satisfying. It wasn't a lot of money, but when you pay 100 here and there, it adds up. This way, everything was really consolidated and I appreciated Omar suggesting that we get more money to pay our debts off, which we did.
Glad to hear that you had a quick refinance process working with Omar. We thank you for your feedback and welcome you to the ClearPath family!
Reviewed May 9, 2022
Everything was smooth. The reps were fantastic. I'm a happy customer and I'd go back to them again.
Thank you for sharing your feedback about your smooth refinance process. We value your business and look forward to working with you again.
Reviewed May 8, 2022
I've gone with ClearPath before and when it came time to refinance, they reached out to me. Their reps were very good. The rate on the VA loan that I got was fair. The process did seem to take a little longer than usual, but everyone did a fine job.
Thank you for being a Loyalty member and sharing your feedback with us! We value your business and look forward to working with you again in the future!
Reviewed May 7, 2022
I refinanced my house the first time with ClearPath and it was a good experience. I did it again and my experience was excellent. The reps were very communicative and clear. Each person is given a portal. The login instructions are very simple and the layout of the portal is very easy so uploading documents and seeing the progress of the loan was very straightforward. ClearPath is fair. They give you a good deal and they're willing to work with your situation. They were better than the other company that I went with. I was very happy.
Thank you for sharing your feedback as a Loyalty member. We are pleased to hear that this second time was even better! We value your business and feedback. We look forward to working with you again, in the future!
Reviewed May 6, 2022
ClearPath had a rewards program that I thought was good. I also had them before and they are not hard to get in touch with. I got cheated on my value a little bit though. Some of the houses in here are going for quite a bit but I got the lowest end of it. It should have been more than what it was. Sometimes, paperwork gets messed up and I had to resend it. But otherwise, it went through smoothly. They were nice people. They called me when they needed things and I got it to them.
Glad you experienced a smooth process working with our team, for a second time. We truly value your feedback and look forward to working with you again as a continued Loyalty member.
Reviewed May 5, 2022
I've used ClearPath three times and they are relatively easy to work with. Everybody stays on top of everything. They communicate with me very well and there are no hidden agenda. They contacted me right away and provided me with what I needed, and this made the process easier. The rate is better than what I was getting from somebody else.
We are so pleased to hear that as a Loyalty member you have always had good experiences and you enjoy working with our team. We thank you for sharing your valuable feedback and look forward to continuing to working with you in the years to come!
Reviewed April 30, 2022
I always work with ClearPath for all my refinancing. They're wonderful. If I had any questions, they were always answered promptly. I stopped and they said no question is a dumb question. They explained everything where I understood it. We got through the process real quick. It was very explanatory. I really like ClearPath. My loan officer always explained things to me. He checked on me a few times to make sure everything was going smoothly, and if I needed to do another refinance, and what options I wanted to take and what was best for me, and not what was best for him. So I like that. The process only took a week because I work with the same person. So all of the paperwork was already there. Everything went so smoothly. It was really nice.
Thank you for sharing such valuable feedback about your experience working with our team. We truly value your feedback, especially since you are a Loyalty member!
Reviewed April 29, 2022
The refinance that I got through ClearPath was a lot better than me going through somebody else. They told me what they were doing for veterans because I'm a veteran. I enjoyed talking with them and they explained everything to me. They stayed in touch with me all the way through, even when they passed me off to another guy during the closing. Zack stayed with me and then he took me to a guy named Mark. Then Mark put me off to this other guy. But Zack stayed in contact with me all the way through. Then I got with this lady named Tara and she stayed with me until everything closed and I got my money. So the money got to its destination till everything was paid off. Then she called me a week after that. So I'm very satisfied with ClearPath. The communication was phenomenal. Everything went smooth sailing for us.
We are pleased to hear that you had experience working with Zack, Mark, and Tara. We truly value your feedback and welcome you to the ClearPath family!
Reviewed April 28, 2022
The whole process was painless. I've never had a loan that was that easy. Steven's attitude, professionalism, and the way he handled his clients impressed me. I'll never go with anybody else.
Happy to hear about your easy refinance working with Steven. We value your business and welcome you to the ClearPath family.
Reviewed April 27, 2022
We did a refinance and took some equity money out, and the application process was good. It was easy to contact the people and get information, and it seemed like the process went without a lot of glitches. They were helpful in trying to get the information from us and had the electronic things set up. That made it easy with DocuSign. Also, the rep Anthony was knowledgeable and he made a real good effort to move things along quickly. He wasn't the only person we dealt with, but he was our primary contact.
Thank you for your sharing your experience with Anthony. We value your business and look forward to working with you again!
Reviewed April 26, 2022
Clearpath was awesome. They're great people that will take care of you and the rate is way better than other people were trying to offer me. Helena, my loan officer, communicated with me through the process. She kept me informed of everything and let me know my options. She was also my original loan officer when I purchased my home.
Glad to hear that you think our team is awesome. We especially thank you for recognizing Helena and her efforts throughout the process. We value your feedback and welcome you to the ClearPath family!
Reviewed April 25, 2022
ClearPath's representatives were really professional and they did a good job. I got a VA loan and the rates weren't so great, but it suited my need at the time. Overall, it was a great experience. Whenever I and my wife had questions, they were there to help us with anything that we needed.
Thank you for sharing your refinance experience working with our team. We value your business and welcome you to the Clearpath family!
Reviewed April 24, 2022
Everything with ClearPath was pretty smooth. It didn't seem like it took very long. Communication was very good. Every time I needed to talk to somebody, they got right back to me and they kept me in the loop the whole time. I like the rate and terms a lot. It was a little difficult getting everything that was requested of me for the mortgage on my mobile home, but other than that, it wasn't bad. The lady showed up for the signing of all the papers, and everything went well.
Thank you for sharing your refinance experience with us. We value your business and look forward to working with you in the future!
Reviewed April 23, 2022
I would recommend ClearPath especially to people who have never been through the process. Your first time is the hardest but if you're with someone that explains everything, the first time is made easier and you learn a lot. With ClearPath, there were not the surprises that there were the first time I refinanced which was like get you to the point of sending in all the information then they tell you to do this and that. That didn't happen with ClearPath. They stayed ahead. The process is made easier when you know what what's required. Being that I'm retired military, it helped me to get where I wanted to get.
Thank you for sharing your experience working us. We are so pleased to hear that you had an easy refinance process. We value your business and look forward to working with you again in the future!
Reviewed April 22, 2022
The representative I worked with was excellent. I was extremely satisfied. The only thing that happened was there was one check that I thought we were gonna take care of in the payout that didn't get taken care of. But it was too little, too late and I just let it be.
We are so excited that you that you had an excellent experience and are satisfied with the outcome of your refinance. We value your business and welcome you to the ClearPath family!
Reviewed April 18, 2022
My loan officer was great. He sat and listened to my concerns. Anytime I needed something, he had a solution, and that's important to me. I wish my monthly payments were lower, but at least I got a loan.
Thank you for your valuable feedback about your refinance process working with our team. We look forward to working with you again in the future!
Reviewed April 17, 2022
This was the best experience I've had in my adult life of buying or refinancing homes. Since I am legally blind and it was afar, ClearPath explained everything. They taught me how to take photos and send it to them by cell phone, and also to get copies of insurance papers or whatever they needed. Vito was my loan officer and he was above and beyond. He was the most professional person I ever worked with. There were a lot of things that I'd never experienced on the computer and he would teach me how to do it step-by-step. He never made me feel bad about anything. He was so reassuring. It took him longer to get the funding. But I was approved within two weeks.
Vito gave me options and suggested I take some money out of my equity. He helped me tremendously. But the rates are a little high for a VA loan. We have very little income but we have a lot of expenditures. So that's why my interest is a little bit higher than most people. But Vito said he would call me back in about seven months. I'll refinance if necessary to get a better rate.
We are so thankful to hear that this refinance process was the best experience you have had. We truly value your business and welcome you to the ClearPath family!
Reviewed April 16, 2022
ClearPath was very responsive and kept me up-to-date on the progress. I was very impressed with that and pleased with the way everything went.
We thank you for sharing your refinance experience working with our team. We value your business and look forward to working with you again.
Reviewed April 15, 2022
They gave me a good price a couple of years ago. In my recent divorce, they called me and asked if I wanna try and see if I could lower my rate again. And I said, “Why not?” So, they gave me a deal for being a loyal member. They've been great. Their rep Quine gave me a loan processor and every other week, they'd call to update me or ask if I needed anything. I'm in the military community and they've asked how they could do a refinance. I've given them Quine's name and said, “I've had nothing but good reviews here.”
Thank you for recognizing Quine and for your valuable feedback about your refinance process. We are happy to hear that you were able to use your Loyalty member benefits and thank you for choosing ClearPath.
Reviewed April 14, 2022
ClearPath was one that was most straightforward and their process was simple. I was probably a difficult customer ‘cause I work for the military and was going to be out of the country during the process. But they kept it very easy for me. All the way from Thailand, I was able to do all my paperwork and set up the closing for when I returned. The rep was very helpful and was with me the whole step of the way. I've already recommended a couple of people to ClearPath.
Thank you for sharing your simple refinance experience working with us. We value your business and welcome you to the ClearPath family!
Reviewed April 13, 2022
This was our 2nd time using ClearPath Lending and just like last time, the process was smooth and the entire team was great to work with! From our loan officer, Quine, to her processor, Hetal, to Cameron they kept in contact and kept us up to date through the entire transaction. Thanks again!
Thank you for sharing your feedback about your smooth refinance process working with Quine. We value your business and welcome you back to the ClearPath family!
Reviewed April 13, 2022
The process fell behind because the inspector that came out here got sick and was bedridden real bad with it. He was three weeks behind so we fell behind on our loan by three weeks, but it still all worked out. It all came out in the wash. Also, the appraiser knew what he was doing. I walked around with him and he explained everything. Then, he went ahead and gave the thumbs up on everything.
Thank you for your feedback. We value your business and welcome you to the ClearPath family!
Reviewed April 12, 2022
I’ve refinanced a couple of times and used ClearPath before. They kept in touch and put me on a good customer standing list. The girls that did the legwork got right back to me quickly and were very responsive. I'd use ClearPath again. I had a problem with them though. They couldn't get the title off the title company. We were supposed to close and it went on and on. It was supposed to take a month but it took two months longer than we had forecasted.
We value your feedback, especially being a Loyalty member. We are happy to hear that you had another good experience. We value your business and look forward to working with you again in the future!
Reviewed April 11, 2022
The people I work with ClearPath have always been top of their game, helpful and able to get things done. I'm impressed with them. We had some issues the first time on this last go around, which was why I got pushed to so much longer than it was supposed to. But that was taken care of and they were able to work through it.
We are so pleased to hear that you are impressed with each transaction you have had with us. We value your business and look forward to working with you again.
Reviewed April 10, 2022
It was good with the reps at ClearPath.
Thank you for sharing your experience. We value you business and welcome you to the ClearPath family!
Reviewed April 9, 2022
I used ClearPath a couple of years ago. Victoria was one of the reps that worked with me this time but Jim and I met each other seven years ago when he did my first loan. I was a little skittish on what he was trying to do because I was in a fixed loan. He told me, "You need to try to look at this ARM loan." We talked about some options and he sent me some paperwork. I had a friend of mine that's an attorney take a look at it and he said, "You'd be a fool not to do this because they're gonna lower your interest rate down to 2.37% from 3.75%." The most important thing was ClearPath told me that they could only raise it a point at the most from what my actual existing interest rate was set at which was 2.37.
I was concerned with the way the housing market crashed a couple of years back in 2012 when they started doing all these ARM loans, and everybody's interest rate went up to 8%, 9%. Jim said, "We can't do that to you, not under this type of loan." Lucky for me, this area was covid hit on the year that my loan was due to mature out of that ARM factor. Instead of my interest rate going up, it went down for the following year. I went from 2.37 down to 2.1 for that sixth year. That's good as far as saving money, but it's bad when it comes time for the refinance because no mortgage company is gonna touch you. They'd say, "We can't touch you because you're too low already." I told them I was not concerned with interest rate. I know the interest rates are itching to crawl back up as soon as the pandemic's over and I don't want to be caught in a 5%, 6% interest rate.
I had talked to this other company and lost Jim's number. One day, Jim called me and we started talking. But the problem was I had a problem. I had gotten involved in a little carpentry accident and cut the tip of my thumb. I wound up going to the hospital about a year before this. What ended up happening was they sent me a medical bill within two weeks and told me I owed them $1,500. This went on for about six months and every time they had sent me a bill, it'd be lesser and lesser. The final bill I got a year and a half later was $118 I had to pay. I called TRICARE and they said they settled the rest of it.
I thought they had taken care of it but Jim said he couldn't do anything until it got clear. I had to wait for a couple of months for my credit score to get back up. I waited until after Christmas. During this time, Jim called me and I told him what was going on. He helped me get that cleared up and my credit score immediately went up 6, 7. We talked about what we wanted to do. The only thing I didn't like was when they did my payoffs. They sent me the checks in the mail through overnight express and I had to send them out. But ClearPath was great. They've done everything they said they were gonna do and it happened in the time they said it was gonna happen. They kept me well-informed. There were no surprises. It was perfect and I've never done business that perfect. It was smoother this time than it was the time before.
Thank you for sharing your experience working with Victoria and Jim. We are so pleased to hear that as a Loyalty member you have had another great experience and getting a great rate! We welcome you to the ClearPath family and look forward to working with you again!
Reviewed April 8, 2022
ClearPath is a great company to work with. I look forward to working with them in my future refinancing. I would recommend anyone to use them. They are great people and easy to work with and they are quick with any questions you have.
Thank you for sharing your quick and easy experience working with us. We value your business and very much look forward to working with you again, in the future! Thank you for your recommendation and welcome to the ClearPath family!
Reviewed April 8, 2022
I love ClearPath and my rep, Omar. I've had him from the beginning. He was inaccessible for a short period of time but I was able to deal with his boss who was awesome. I got frustrated with the delay because you have to do this and that and wait, but that's not anything that Omar did. Every time I called, I got a response. They're awesome people. Everyone is so personable and they put the customer first. It was almost never could I call Omar and speak with him right away. I'd have to leave a message and have him call back. But even right then, in his message, he says, "If you have not heard back from me in 24 hours, please feel free to call my boss." Not many people do that.
Thank you for sharing your experience working with Omar. Since you have worked with us several times we truly value your feedback.
Reviewed April 7, 2022
Everything is time-consuming. Everybody needs certain papers. But the rep did his job very well. I liked his follow-up, easy access to him, and he would call back. When ClearPath told me what they needed, I submitted it online. Whatever they said would happen, happened. They did a great job.
Thank you for your detailed review about your experience working with our team here at ClearPath. We value your business and look forward to working with you again in the future!
Reviewed April 6, 2022
I've worked with ClearPath a couple of times now and I've had no problems with them. Everything went smooth and the rep I worked with, Nick, is very good. The rep who did the closing was new and she was asking all kinds of questions and there were delays. Nick sent me a gift card because it took longer than it should. I would recommend him to anybody.
Thank you for sharing your experience as a Loyalty member. We are so pleased to hear that you enjoy a smooth process, working with Nick. We thank you for your business and welcome you again to the ClearPath family!
Reviewed April 5, 2022
We refinanced last year and when we refinanced again this year, we went back. After researching all the other companies around here, we decided ClearPath was still the best. Although there were a couple of hiccups that were kind of annoying.
Thank you for choosing ClearPath again to assist you with your refinance. As a Loyalty member, we truly value your feedback and we look forward to working with you again.
Reviewed April 4, 2022
The communication throughout the process was pretty good and my experience was pretty smooth. There were a couple of little hiccups, but for the most part, it was perfectly great.
Thank you for sharing your refinance experience with us. We value your feedback. We look forward to working with you in the future!
Reviewed April 3, 2022
We talked a good two weeks before I made any decision and they seem to be pretty on the ball. All of the reps I spoke with were great and they impressed me. They answered all my paranoid questions and answered them within 24 hours at any time. Whenever I would send an email, they would return it within an hour or two. It's been really pleasant.
We are very pleased to hear about your pleasant and responsive refinance process working with our team. We value your business and look forward to working with you again in the future!
Reviewed April 2, 2022
This is the fourth time I used ClearPath Lending. It seemed to work out the other times, so I just called them back. And they all use Freedom Mortgage. Everything went pretty much as planned. It was effortless. Because I've done it with them several times, they had a lot of my information already. So, that makes it easy versus starting over.
We really value your feedback, especially as a Loyalty member. We are so pleased to hear that even your fourth time was effortless. We appreciate your business and welcome you again to the ClearPath family!
Reviewed April 1, 2022
I sent ClearPath Lending what they needed and we talked back and forth. I got the information they needed and got it sent to them. It was smooth.
Thank you for sharing your smooth refinance experience working with ClearPath. We value your business and look forward to working with you again, in the future.
Reviewed March 31, 2022
ClearPath has always got me the best deal in a refinance. They keep you up to date from start to finish. They have worked with me through several finances and have always come through. They're a great company to work with.
Thank you for your feedback. We are so pleased to hear that as a Loyalty member you have had several great experiences. We value your business and welcome you again to the ClearPath family!
Reviewed March 31, 2022
When I first started talking to ClearPath, I called Freedom Mortgage but they couldn't match what ClearPath gave me, even though the loan would go back to them. So, it was a good rate. It's higher than what I paid. But I rolled in dead, and now I have an affordable mortgage payment and I'm sure I'll be able to refinance at some point for a lower rate. It's my second close with ClearPath Lending. They send communications all the time. Probably too many communications. But as long as somebody communicates, I'm happy. Quinnie was the one that called me. Although, last time, I worked with a guy named Robert, and there was a guy that worked on Quinnie's team that was great. Very responsive. Had a good experience.
As a loyalty member we are pleased to hear about another smooth experience you had working with our team. We value your business and look forward to working with you again, in the future. Welcome back to the ClearPath family!
Reviewed March 30, 2022
ClearPath Lending explained everything to me step by step. They were very considerate. They let me know what to do, how to do it, and who to go to for information. They gave me a rate that I wanted for a long time. And they really helped me out with it.
We are pleased to hear that you understood the process every step of the way. Thank you for sharing your refinance experience and welcome to the ClearPath family! We look forward to working with you in the future.
Reviewed March 29, 2022
When I called and talked to ClearPath, they always gave me an answer and if they didn't give an answer, I'd have it within an hour or so. Also, the rep I worked with was very informative.
Thank you for sharing your experience working with our team here at ClearPath. We are thankful for your business and welcome you to the ClearPath family!
Reviewed March 28, 2022
Michael ** and Christine ** made the process of refinancing my house and debt consolidation so easy I'm telling everyone about the experience. No need for more details, but if I tell friends and family about it, that says it all. Thanks for saving me and saving my house!
Thank you for sharing your how easy Michael and Christine made your refinance process. We thank you for your valuable feedback and we hope to work with you in the future.
Reviewed March 24, 2022
Anthony and Kristin did all they were able to do to get us a low rate and terms we asked for. A true dynamic duo. We were completely through the entire process, closed, funded and payoffs in hand in less than 30 days.
Thank you for sharing your 30 day refinance experience working with Anthony and Kristin. We value your business and welcome you to the ClearPath family!
Reviewed March 21, 2022
One call to get the loan started. A little unresponsive at first, but it seemed like once they knew I was serious about re-financing they were VERY responsive. A lot of hoops to jump through to process the loan. Overall very satisfied and would recommend.
Thank you for your valuable feedback and recommendation of our services. We value your business and welcome you to the ClearPath family!
Reviewed March 21, 2022
Nathan and his team did a wonderful job with our refinance. Painless and there to help out anytime. It went faster than expected when we went to close. They scheduled it to our time. Everyone we talked to was very helpful and respectful.
We value your feedback about the wonderful job Nathan did assisting you with a fast and timely refinance. Thank you for sharing and we look forward to working with you in the future.
Reviewed March 18, 2022
I did a cash out refinance with Clear Path Lending and was treated with respect. The process didn't take long at all and they kept me up to date with the whole process. My overall experience with Clear Path was hassle free and definitely without a headache
Thank you for sharing your hassle and headache free experience working with our team here at ClearPath. We value your business and look forward to working with you in the future.
Reviewed March 15, 2022
This is my second great experience with ClearPath Lending regarding Mortgage Re-Finance. Starting with the Agent who took and processed (my over-the-phone application), and all the way to the final Funding Department it was a stressless endeavor. The whole process took no time to be finalized. The communication between the parties involved was all the time with a clear understanding of the process, any doc or information needed was delivered expeditiously. ClearPath Lending promised and delivered. Thank you for your attention to detail and the right business attitude toward the customer, doing so the consumer faith always will support you. Thank you to the whole staff that worked diligently within my request.
Daniel
We are pleased to hear, as a Loyalty member, you have experienced another great refinance process with our team. Thank you for sharing such valuable feedback with us and welcome back to the ClearPath family!
Reviewed March 14, 2022
I was given options on rates and costs before I asked. This was the first time someone took the time to explain why rates and costs for loans vary. Although I had an idea how this works I needed to ask very little as ALL THE INFORMATION was put out upfront. Clear Path is an appropriate name as they made the decision very easy.
Thank you so much for sharing experience regarding your refinance. We not only value your business but also your feedback. We want to welcome to the ClearPath family!
Reviewed March 14, 2022
Any questions or concerns I had were answered in a timely manner. All departments I dealt with were very personal. Shawn was extremely helpful assisting me with the endless paperwork. I would suggest Clear Path Lending to anyone looking to refinance.
Thank you for your valuable feedback about your refinance experience. We value your business and welcome you to the ClearPath family!
Reviewed March 12, 2022
Amazing people, easy to work with and always honest. We are so happy knowing Clearpath has our backs. This is our second time working on a loan with Clearpath and both times we always felt comfortable. I know that anytime I do not feel comfy, I cancel the deal. With Clearpath I am happy to say, second time and going.
Thank you for sharing the details of your second experience working with our team. We are pleased to hear as a Loyalty member, you had the same comfortable experience as the first. We value your business and welcome you again to the ClearPath family!
Reviewed Feb. 1, 2022
Dominic, the rep I worked with, was good. The application process was easy then at the end, there was somebody that came to the house and had me sign all the paperwork. I’ll recommend ClearPath Lending.
We are pleased to hear you are impressed with the experience you had working with Nathan. We thank you for your valuable feedback and welcome you to the ClearPath family!
Reviewed Jan. 20, 2022
The rep did what he said he was going to do, and he was excellent. The process went smooth too.
We are pleased to hear you are impressed with the experience you had working with Nathan. We thank you for your valuable feedback and welcome you to the ClearPath family!
Reviewed Jan. 19, 2022
I talked to ClearPath Lending over a six-month period, and Nathan, the gentleman I worked with, was first class. He broke everything down and provided specific details. He was incredible and whoever is at the C suite level of ClearPath needs to know who he is because he's that good. I was very impressed. Also, the financial application was smooth, but the lien slowed things down.
The house was new and we had a couple of liens to build a fence and a pool installation. I also had solar panels, which were taken care of. All these things have county liens that I didn't know about and it would have been good if ClearPath would have initially asked a pre-qualifying question to say, "Hey, do you have any outstanding construction-related events, things that you're doing that could inhibit the ability to get your loan?" Or they could have said, "Hey, do you have any liens against your home?" I would inject that in the initial conversation to see if ClearPath can help get over that because other homeowners might run into the same issue.
Because we were putting a fence in, the county that I live in had a lien against my home and I couldn't go forward with the application process until that lien was lifted, i.e. the fence was paid. With my pool loan, I was at the end of my pool construction and I only had a bit left to pay. I expedited my need to pay off the pool a month early. If that didn't occur or if I was halfway through the process, I couldn't have refinanced, and I didn't know that. I would have been really upset that I would have gone through all this process and they're like, "Oh, you've got a lien because of your pool. Sorry, we can't do it unless you pay your pool off." Apart from that, I'd strongly encourage people to go through ClearPath.
We appreciate your feedback and welcome you to the ClearPath family!
Reviewed Jan. 18, 2022
ClearPath Lending kept in contact, since it was a long-drawn-out process. They checked in by email often and made it as pain free as it could be. The entire experience was easier than I imagined it would be from start to finish and they were all super great, professional and helpful. I would recommend them to anybody.
We are pleased to hear you had a good experience working with our team. We appreciate your recommendation and welcome you to the ClearPath family!
Reviewed Jan. 17, 2022
Everything was good. The refinance process was done by phone or online, and it went smoothly.
Thank you for your valuable feedback and welcome to the ClearPath family!
Reviewed Jan. 15, 2022
Everything went really smoothly. Their application process was very professional. It couldn't have been better. My rep Joe always returned my calls. He kept me up to date on every move. His assistant was professional also. I never had to wait to talk to him.
Thank you for reviewing ClearPath Lending! Welcome to the ClearPath family!
Reviewed Jan. 6, 2022
I was impressed with ClearPath Lending seeming to be honest, which they were, and helping me out, saying things like, "If you need me, call me with no problem.” They were super people, they knew their jobs and everything worked out great. It was easy to the point where I could understand everything. Plus the process was good for the people that own the homes and refinancing. I had two loan officers and they were very educated and everything worked out fine. They were upfront and made me feel comfortable. They made sure they gave me all the information that I needed to know. So overall, it's an A. I appreciate everything that ClearPath did for me, and I would recommend them.
Thank you for reviewing ClearPath Lending! Welcome to the ClearPath family!
Reviewed Jan. 5, 2022
Having refinanced a mortgage seven or eight times I have to say that this was, by far, the easiest, hassle free refinance ever! There was much less paperwork than I have previously experienced. I got the rate advertised and we even closed a few days earlier than scheduled. Unfortunately, having obtained such a great interest rate, I’m sorry to say that I will probably not have the pleasure of working with ClearPath again.
Thank you for reviewing ClearPath Lending!
Reviewed Jan. 5, 2022
The loan process was quick and easy. It took a week, and the rate was low.
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Reviewed Jan. 4, 2022
ClearPath Lending took over everything. The rep gave me step-by-step on where we were at. And he followed up every time they completed a milestone. He would call me, “Hey, this just went through. We're just waiting on this now.” And he would say, “I'll keep you posted.” That was cool because I was made aware where we were at. And he let me know that it's not just another guy checking a box. He actually took care of my project. It was seamless. Also, the rates were low. I would use ClearPath again.
Thank you for reviewing ClearPath Lending! Welcome to the ClearPath family!
Reviewed Jan. 3, 2022
ClearPath Lending was there for me. I had a question, I called, they would answer it. They worked with me and they were patient. My experience was easy, fast and good.
Thank you for reviewing ClearPath Lending! Welcome to the ClearPath family!
Reviewed Jan. 2, 2022
I preferred ClearPath over the other company I checked because of the way they broke things down and didn't really sugarcoat it. They told me what is available to me and how we can go about it. I worked with Travis and he's a straight shooter. Also, he was timely with getting us the document knowing that I pretty much had a busy schedule and he didn’t rush through everything. If anybody I know is gonna go through the same process as I was, I would have them work with Travis.
Thank you for reviewing ClearPath Lending! Welcome to the ClearPath family!
Updated review: Jan. 7, 2022
Updated from a 1 to a 3 because the company addressed the issue, but I was already closing on a new loan with a different vendor so that could not be "fixed". ClearPath quickly and decisively resolve my concern. As I noted in my original post, they are very well reviewed in several places, so I did not expect the issue I had. Based on ClearPath's response, I would try them again and RECOMMEND you try them also.
Original Review: Jan. 1, 2022
I got a mailer in December (actually every month last year) from ClearPath Lending with a promised 1.75% refinance rate (VA loan). I called, and talked to Ciara ** who sounded very professional and helpful. Between her approach and the number of good ratings online about ClearPath, I thought I'd be going with them for sure. But she never called back with the quote, nor responded to my email or voicemail trying to find out what was happening. My loan is super-easy--50% property equity, great credit score and income, VA IRRL program with no appraisal or inspections needed. I'll be closing on my refi with another company, Allegiance Home Lending, next week in under two weeks, that's how easy this was. I get more mailings from them than any other lender, but when it came time to deliver, they were no help at all. Make sure you are working with other lenders to have a backup plan.
Thank you for reviewing ClearPath Lending!
Reviewed Jan. 1, 2022
The lending process was easy and streamlined. I didn't have to go out and do much. They sent every note to my house.
Thank you for reviewing ClearPath Lending! Welcome to the ClearPath family!
Reviewed Dec. 31, 2021
I used ClearPath before and I enjoyed the experience I had. This time, they had certain fees that were waived for returning customers, and like last time, things went smoothly. They answered all my questions along the way, and it has worked out just the way I wanted to and about the timeframe I was looking at. The rate was higher than I wanted, but because it's a cash-out refinance, I understood that. It's also temporary ‘cause I'm going to do a VA streamline refinance towards the end of the year and lower the rate. For all the debt I had, it's good. It worked out very well.
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Reviewed Dec. 30, 2021
The process was good, and the reps explained everything. They also sent me the packet in the mail with all the information, and I got it.
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Reviewed Dec. 29, 2021
I experienced all the perks of using ClearPath. They were prompt and they explained everything in detail. They went above and beyond to make me knowledgeable about the loan. Also, someone always kept in contact with me about how the loan was being processed. I knew every step that went towards getting it approved and everything was done in a timely manner. I have had a few loans, but with this one, everything was simple. If I had to use ClearPath again or refer them to anybody, I would because they did everything.
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Reviewed Dec. 28, 2021
I wanted some info about the process and the guy I worked with was not pushy at all. I appreciated that. The guy was super nice and just told me my options. Once I decided, "Yeah, let's go forward," then we dug in a little more and it was the easiest process ever. I would do it again in a heartbeat. I got a decent interest rate when I first bought the house, but I have a VA loan and my credit was greater than I thought it was. I qualified for the 1.75 and that was very unheard of. It was something I couldn't pass up.
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Reviewed Dec. 27, 2021
I had no problems during the application process. I talked to a gentleman and he didn't lie to me like some of the others. He told me straight up what it was gonna be like and I understood what he was talking about. He said about how long it would take and I went along with it because he was right. Also, he kept in touch with me and called me every two or three days telling me everything was okay.
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Reviewed Dec. 26, 2021
The gentleman I worked with, Ben, was super knowledgeable and made everything work. He was the account executive that I initially spoke with. He was on top of all the things, knew the process, and immediately coached and educated us on it. He was up front on all of it. He also got us a better rate than I saw in some other areas. There was a 2.75, and he got us to 2.25, which was good. We make our first payment in February.
My friend connected me with somebody else, and he's got a better rate, but the most important thing was Ben had a better process and education of what was going on. He was a consummate account executive. He outlined a lot of what was gonna happen and how to put it together, and anytime we had a question, he was on it even late in the day. I liked working with him. Everybody I spoke with at ClearPath was helpful as well. If you called, you got directed to answers right away, whether it's emails or phone calls. Everything from end to end was really good, and it's straight up good business practice as well as great selling and information.
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Reviewed Dec. 25, 2021
I was getting a bunch of letters in the mail to go over refinancing for my mortgage and ClearPath gave the best option among the offers. Their rep called me and we talked for two days. I gave him everything that he was going to need in order to resubmit a new offer. As soon as it got approved or he got a callback, he called me back. We were able to set it up and I didn't have to do anything. He called me once or twice a week to keep me updated on the status when it was submitted, approved, and then the old mortgage was paid off. Now we got this new one set up. It was extremely easy.
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Reviewed Dec. 24, 2021
The rep who helped me was very fine and the communication was very good. They stayed in contact with me, stayed right on top of everything, and they were very energetic. I was pleased to work with them.
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Reviewed Dec. 23, 2021
The rep I worked with stayed in constant contact. When there was a problem, he contacted me right away and let me know. We were able to text message and email back and forth. That's how we signed the documents. The online process was very easy and very smooth and they were responsive. Then, the fellow came from the title company right to the house here and we signed the papers.
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ClearPath Lending Company Information
- Company Name:
- ClearPath Lending NMLS # 936436
- Company Type:
- Public
- Address:
- 15615 Alton Parkway Suite 300
- City:
- Irvine
- State/Province:
- CA
- Postal Code:
- 92618
- Country:
- United States
- Fax:
- (855) 866-7284
- Website:
- www.clearpathlending.com
