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ClearPath Lending

ClearPath Lending
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ClearPath Lending

 4.8/5 (253 ratings)
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  • 4 stars
  • 3 stars
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  • 1 stars
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ClearPath Lending

About ClearPath Lending

ClearPath Lending offers fixed-rate and adjustable-rate home loans. Fixed-rate loans have an interest rate that never changes and are a popular option for people who plan to stay in their homes for a long time and want to lock in the interest rate. With an adjustable-rate loan, the interest rate is fixed for a short time and then fluctuates with the national rate indexes.

ClearPath Lending NMLS #936436

www.nmlsconsumeraccess.org

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Pros

  • Online tools to estimate loan costs
  • Work with a loan officer
  • Prequalify in 15 minutes

Cons

  • Rate information not available online
  • Not available in all states

Bottom Line

ClearPath Lending is a nationwide mortgage lender that specializes in conventional and FHA loans. Borrowers are connected with individual mortgage lenders to make borrowing and refinancing easier.

ClearPath Lending Reviews

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Page 2 Reviews 5 - 35
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 4, 2022

ClearPath Lending took over everything. The rep gave me step-by-step on where we were at. And he followed up every time they completed a milestone. He would call me, “Hey, this just went through. We're just waiting on this now.” And he would say, “I'll keep you posted.” That was cool because I was made aware where we were at. And he let me know that it's not just another guy checking a box. He actually took care of my project. It was seamless. Also, the rates were low. I would use ClearPath again.

ClearPath Lending response

Thank you for reviewing ClearPath Lending! Welcome to the ClearPath family!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 3, 2022

ClearPath Lending was there for me. I had a question, I called, they would answer it. They worked with me and they were patient. My experience was easy, fast and good.

ClearPath Lending response

Thank you for reviewing ClearPath Lending! Welcome to the ClearPath family!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 2, 2022

I preferred ClearPath over the other company I checked because of the way they broke things down and didn't really sugarcoat it. They told me what is available to me and how we can go about it. I worked with Travis and he's a straight shooter. Also, he was timely with getting us the document knowing that I pretty much had a busy schedule and he didn’t rush through everything. If anybody I know is gonna go through the same process as I was, I would have them work with Travis.

ClearPath Lending response

Thank you for reviewing ClearPath Lending! Welcome to the ClearPath family!

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Customer increased Rating by 2 stars!
Verified Reviewer
Resolution response: Jan. 7, 2022

Updated from a 1 to a 3 because the company addressed the issue, but I was already closing on a new loan with a different vendor so that could not be "fixed". ClearPath quickly and decisively resolve my concern. As I noted in my original post, they are very well reviewed in several places, so I did not expect the issue I had. Based on ClearPath's response, I would try them again and RECOMMEND you try them also.

Original review: Jan. 1, 2022

I got a mailer in December (actually every month last year) from ClearPath Lending with a promised 1.75% refinance rate (VA loan). I called, and talked to Ciara ** who sounded very professional and helpful. Between her approach and the number of good ratings online about ClearPath, I thought I'd be going with them for sure. But she never called back with the quote, nor responded to my email or voicemail trying to find out what was happening. My loan is super-easy--50% property equity, great credit score and income, VA IRRL program with no appraisal or inspections needed. I'll be closing on my refi with another company, Allegiance Home Lending, next week in under two weeks, that's how easy this was. I get more mailings from them than any other lender, but when it came time to deliver, they were no help at all. Make sure you are working with other lenders to have a backup plan.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 1, 2022

The lending process was easy and streamlined. I didn't have to go out and do much. They sent every note to my house.

ClearPath Lending response

Thank you for reviewing ClearPath Lending! Welcome to the ClearPath family!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 31, 2021

I used ClearPath before and I enjoyed the experience I had. This time, they had certain fees that were waived for returning customers, and like last time, things went smoothly. They answered all my questions along the way, and it has worked out just the way I wanted to and about the timeframe I was looking at. The rate was higher than I wanted, but because it's a cash-out refinance, I understood that. It's also temporary ‘cause I'm going to do a VA streamline refinance towards the end of the year and lower the rate. For all the debt I had, it's good. It worked out very well.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 30, 2021

The process was good, and the reps explained everything. They also sent me the packet in the mail with all the information, and I got it.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 29, 2021

I experienced all the perks of using ClearPath. They were prompt and they explained everything in detail. They went above and beyond to make me knowledgeable about the loan. Also, someone always kept in contact with me about how the loan was being processed. I knew every step that went towards getting it approved and everything was done in a timely manner. I have had a few loans, but with this one, everything was simple. If I had to use ClearPath again or refer them to anybody, I would because they did everything.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 28, 2021

I wanted some info about the process and the guy I worked with was not pushy at all. I appreciated that. The guy was super nice and just told me my options. Once I decided, "Yeah, let's go forward," then we dug in a little more and it was the easiest process ever. I would do it again in a heartbeat. I got a decent interest rate when I first bought the house, but I have a VA loan and my credit was greater than I thought it was. I qualified for the 1.75 and that was very unheard of. It was something I couldn't pass up.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 27, 2021

I had no problems during the application process. I talked to a gentleman and he didn't lie to me like some of the others. He told me straight up what it was gonna be like and I understood what he was talking about. He said about how long it would take and I went along with it because he was right. Also, he kept in touch with me and called me every two or three days telling me everything was okay.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 26, 2021

The gentleman I worked with, Ben, was super knowledgeable and made everything work. He was the account executive that I initially spoke with. He was on top of all the things, knew the process, and immediately coached and educated us on it. He was up front on all of it. He also got us a better rate than I saw in some other areas. There was a 2.75, and he got us to 2.25, which was good. We make our first payment in February.

My friend connected me with somebody else, and he's got a better rate, but the most important thing was Ben had a better process and education of what was going on. He was a consummate account executive. He outlined a lot of what was gonna happen and how to put it together, and anytime we had a question, he was on it even late in the day. I liked working with him. Everybody I spoke with at ClearPath was helpful as well. If you called, you got directed to answers right away, whether it's emails or phone calls. Everything from end to end was really good, and it's straight up good business practice as well as great selling and information.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Dec. 25, 2021

I was getting a bunch of letters in the mail to go over refinancing for my mortgage and ClearPath gave the best option among the offers. Their rep called me and we talked for two days. I gave him everything that he was going to need in order to resubmit a new offer. As soon as it got approved or he got a callback, he called me back. We were able to set it up and I didn't have to do anything. He called me once or twice a week to keep me updated on the status when it was submitted, approved, and then the old mortgage was paid off. Now we got this new one set up. It was extremely easy.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 24, 2021

The rep who helped me was very fine and the communication was very good. They stayed in contact with me, stayed right on top of everything, and they were very energetic. I was pleased to work with them.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 23, 2021

The rep I worked with stayed in constant contact. When there was a problem, he contacted me right away and let me know. We were able to text message and email back and forth. That's how we signed the documents. The online process was very easy and very smooth and they were responsive. Then, the fellow came from the title company right to the house here and we signed the papers.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 22, 2021

The rep was very professional, nice and did a great job. The rates were the best I got, and the loan processing and closing was very good. It was the smoothest one I ever did, and it was the shortest amount of time. I would definitely tell my friends about ClearPath if they ask me.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 21, 2021

The rep I worked with was very polite and was very quick doing everything. I've been through ClearPath's refinance a few times before and it was very satisfactory and everything went smooth. The communication by phone call and email was great too. Overall, ClearPath came through on everything, and everybody that was involved contacted me. It was an enjoyable experience. It wasn't a struggle and a battle like some of the refinance companies.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 16, 2021

I've been shopping around and I didn't like any of the other companies that I was dealing with. The rep from ClearPath called me and it was the best deal I've had. I didn't want my payments to be high. It was lower like I wanted. I appreciate everything he did for me. It's just that I haven't gotten a letter or the bill to make my first payment in January yet. But I'm happy and pleased with how ClearPath helped me.

ClearPath Lending response

Thank you for reviewing ClearPath Lending. We appreciate your feedback and look forward to working with you in the future!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 13, 2021

Communication was great, and the people were wonderful to work with. They called at least every other day and kept us updated, and they even sent someone to our house for the signing. We never had to leave the house.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Dec. 10, 2021

ClearPath's application process is a lot simpler than some of the others. I was familiar with the paperwork. If we could get the lawyers out of the business, it would be okay. But ClearPath doesn't do that. Their customer service gave me everything I needed to know, except for a statement for the first month's payment. I get a little nervous when it gets past the 15th of the month. I wish they could get somebody to get me the statement here before it is due so that I could get the payment in the mail.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 9, 2021

It's good that the process was as fast as my loan officer said it was gonna be. So, I'm well pleased about it. My loan officer was very helpful and he always contacted me. In every process, he updated me to where my paper was or if anything else was needed to be done. He was always informative in everything. I liked what ClearPath said the rate was gonna be and what I was expecting. I'm satisfied.

ClearPath Lending response

Thank you for reviewing ClearPath Lending. We appreciate all your positive feedback and want to thank you for being a part of the ClearPath family!

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Rated with 5 stars
Verified Reviewer
Original review: Dec. 8, 2021

After contacting several refinance companies I went with ClearPath Lending. Their agent, Jose **, has a none presure approach. He is knowledgeable and suggests several ways that you can proceed that work with your needs. Once you decide what to do, he stays with it till you finish. Even follows up after closing.

ClearPath Lending response

Thank you for reviewing ClearPath Lending. We appreciate all of your positive feedback and want to welcome you to the ClearPath family!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 8, 2021

Working with ClearPath was very smooth and they're very helpful. I worked with Chris. I would definitely recommend him in the future. Overall, doing the refinance with Clearpath seemed like a better opportunity to lower my interest rate and my payment at the same time.

ClearPath Lending response

Thank you reviewing ClearPath Lending! Welcome to the ClearPath Lending!

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Dec. 7, 2021

ClearPath Lending gave me the best rate they could this time around because this is my second time refinancing with them. Their rep had answered all my questions and he was very helpful. He told me I'd save some money and he explained how I'd save some money because the loan would have been a lot higher if it would have been a quarter percentage point higher. He broke it down to me and I made an educated decision of it. After this, I can pay my house off hopefully within the next few years.

ClearPath Lending response

Thank you for reviewing ClearPath Lending. We are happy to be of Service to you! Thank you for being a part of the ClearPath family.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 6, 2021

ClearPath was outstanding. They've been sending me flyers, and they gave me the best interest rate. I enjoyed working with them. I'm free now. I have nothing to worry about.

ClearPath Lending response

Thank you reviewing ClearPath Lending! Welcome to the ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 5, 2021

ClearPath's rep has good communication and he got me through every step and told me what to do. I really enjoyed talking to him and he did a lot of following-up. He was good. Due to the fact that I had a VA loan and it was streamlined, I didn't have to go through a lot of paperwork. I just made sure I kept up with my payment for the last six months on everything. I liked that I didn't have to go through any paperwork, I didn't need any appraiser and the process was real easy and simple.

ClearPath Lending response

Thank you for reviewing ClearPath Lending. We appreciate all of your positive feedback and want to welcome you to the ClearPath family!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 4, 2021

The guy that I talked to was friendly. He helped me through everything and the interest rate looked good. Step-by-step, the rep was there and he let me know what's going on. He would say, "Hey, this is when the guy's gonna be here. This is when we expect them to close. This is when we're gonna close." There was no waiting. He was right on top of things the whole time. Definitely go through ClearPath to do your loan. This is the fourth time that I've refinanced my house. And this was the fastest and easiest way to do it.

ClearPath Lending response

Thank you for reviewing ClearPath Lending. We appreciate all your positive feedback and want to thank you for being a part of the ClearPath family!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 3, 2021

I spoke with Queenie, their rep. At the time when I did the refi, my boss was interested in refi-ing but he wanted to cash out and ClearPath wasn't doing it at the time. So, when Queenie called, I said, "I'd love to refi again, but you guys aren't doing cashout and that's what I want to do." She said, "Oh, no, we are now." So, that's why I said, "Great. Let's do it."

I added some income. Since we previously did a refi, they had all our information. I got everything done and emailed another rep, Kristin, a few times. Everything went great.

ClearPath Lending response

Thank you for reviewing ClearPath Lending. We are happy to be of Service to you! Thank you for being a part of the ClearPath family.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 2, 2021

Ben, the rep I dealt with, was very clear and made it easy for us. The process took two weeks from beginning to end. It was a good experience with ClearPath but they should lower their interest.

ClearPath Lending response

Thank you for reviewing ClearPath Lending!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 1, 2021

I was happy with what ClearPath offered and once I contacted their rep, she was on it. I didn't have to worry about anything. She asked for some information, I gave it to her, and she ran with the rest of it. She made it go through quick. Next thing you know, I'm signing and done.

ClearPath Lending response

Thank you for reviewing ClearPath Lending! Welcome to the ClearPath family!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 30, 2021

I was set up with the reps that came out to the house for the signing and that went very, very well. Everything was clear. I wasn't confused about anything. Everything was precise and they did a very, very exceptional job professionally and I really commend ClearPath.

ClearPath Lending response

Thank you for reviewing ClearPath Lending. We appreciate all your positive feedback and want to thank you for being a part of the ClearPath family!

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ClearPath Lending Company Information

Social media:
Company Name:
ClearPath Lending NMLS # 936436
Company Type:
Public
Address:
15615 Alton Parkway Suite 300
City:
Irvine
State/Province:
CA
Postal Code:
92618
Country:
United States
Fax:
(855) 866-7284
Website:
clearpathlending.com