Is Avant legit?

After analyzing verified customer reviews, we can say that Avant is a legitimate provider of personal loans and credit cards, offering good options for those with lower credit scores who may not be approved by other lenders. However, it is important to note that those with better credit scores may be able to find lower rates elsewhere.

» MORE: About Avant

What Avant customers say

ConsumerAffairs readers highlighted the loan application process as a key point of satisfaction, including reader K. N. of Seward, Alaska, who said this about the process: “I had a quick and easy loan process with no hiccups. Yes, the interest rate is high but is on par with most of these personal loan companies.”

Atha of Hiram, Georgia, another ConsumerAffairs reader, added to the praise: “The application process was easy and quick. They rushed to assist my needs and the payments were just right. They are the best in professional quality service and do their best to answer each/any questions you may ask easily.”.

Others expressed poor experiences with customer service, including ConsumerAffairs reader Alicia of Raleigh, North Carolina, who had this to say: “The customer service is horrible. The agents are very smart mouth and sassy. Customers are not valued.”

Recent Avant reviews

• “When I first signed up for Avant I was a little leery but they have proven to be very professional and SECURE. If I had any questions or issue It was handled efficiently. I'm definitely staying with AVANT for Life because they really protect and notify me if there's fraudulent activity suspected.” — Veronica in Montebello, California
• “I started with 1000 credit limit, they randomly lowered it to 700, it’s frustrating as I have worked hard on my credit and getting higher lines of credit.” — Zach in Fort Worth, Texas
• “I couldn't believe it when I was approved by Avant, after so many creditors turned me down, they gave me a chance when no one else would to consolidate my credit and I am so very grateful. The interest rate was higher than I would like it but it's just more motivation to pay the debt off faster. The application process was quick and easy not even 30 minutes later and I was approved.” — Martyia in Pittsburgh, Pennsylvania

Is Avant a scam?

Avant is a legitimate personal loan and credit card provider in business since 2012. There are no known scam reports as of February 2023. However, in 2019, the Federal Trade Commission announced that more than $3.8 would be returned to Avant customers who were victims of deceptive and unfair practices.

Customers should always exercise caution when considering taking out a loan and should carefully read all details, including terms and conditions, before signing the loan agreement.

Compare Avant to other personal loan companies