NetCredit Reviews

It was early in the morning. Very stressed. I told the Lord, I needed a miracle. I saw Net Credit.Com on a commercial. First time I had seen it. I felt that God was telling me, there's your answer. I'm not very smart on computers. But, I grabbed my coffee and said, ok, I can do this. And I did it. I got the loan I seriously needed. I was so proud of myself. I a totally did it by myself. I praise God for this Miracle. And, I thank Net Credit for trusting me. I won't let let them down. Thank you for being there for me.

My experience with NetCredit has been very positive. The application process is simple and straightforward. After the credit check, you enter your eligible bank account information for direct deposit and automatic repayments. The funds are deposited into your account very quickly, and the scheduled payment is automatically withdrawn on the due date, making the process convenient and hassle free. One of the biggest advantages is that responsible repayment can help improve your credit score. It also provides quick access to cash when you need it most, which can be a huge help during unexpected financial situations. Overall, NetCredit is fast, convenient, and easy to use. If you need access to funds and can manage the repayments responsibly, they can be a reliable option.

Hello, I was sitting in the dentist office, a new dentist, first time there. I was just googling everything! I came across NetCredit. I had no idea what it was. But something struck my eye, so I started reading it. I believe the first thing was lines of credit. So having no dental insurance, and being on Medicare, it said something like lines of credit fast. Flexible, etc. Needless to say I needed the money for the dentist. I had already paid him $1500. So I was still waiting to go back and, and the girls and manager at this office are fantastic, I decided to fill the application out. It’s said up to $10,000. So I applied for $4000.

Netcredit honestly saved me from financial debt I ran into not being to cover my everyday bills and some of my mortgage. I was very skeptical at first with even giving them my information because of scams but I let go of fear and took a leap of faith and I'm so glad I did. I got the amount I needed to pay my bills and a little extra just in case funds to put aside. This would be my first official time using them so I haven't made a payment as of yet but with how they break it down for you it's worth it!!!! I took a line of credit in case I ever need it again. As I pay it down the more money goes back into my account. So if you're on the fence like I was but are really in need of some type of funds immediately then go for it!!!! BTW the my funds were deposited into my bank account just like promised on their site. I hope this helps someone scared to do it!

Having borrowed from several loan companies in the past I can honestly say NetCredit is by far the most reasonable company of those I’ve been dealing with as far as the low monthly payments. My reason for signing with NetCredit is the extremely low monthly payments for the loan amount. I’m 68 years old and am on a fixed income and dealing with these super high interest rates is kind of a bad thing to do but I sell on eBay and have been able to pay off my loans faster than most people could do thank goodness for that. But NetCredit even though the interest rate is extremely high I was able to pay one 800.00 loan within a month and saved thousands.

I have never applied for a loan with this company. I mean never but they run my credit which caused my credit score to drop 5 points. I have filed a police report and wrote them a letter. For over a week, I’ve heard nothing. This is ridiculous; they can pull someone’s credit without verifying it’s the person applying for credit.

NetCredit is a wonderful loan company, effective and effortless!

You guys are awesome. This is my 2nd loan, and I got it the same day. With no issues. I needed it for some house repairs. Thank you!

Application process was a little hairy but once I talked to customer service things went very smoothly. Received funds next day.

Easy to use when I had to get help; they were very nice.

Easy and great experience. The process was clear and fast funding

I received a professional and quick service. The process took not longer than 20 minutes.

Everyone was very friendly and efficient, great experience.

Quick and easy process! I would definitely recommend their services to others.

My experience was excellent, I did not think I would have got approved but it happened and I am absolutely thankful and grateful .

Very good to work with and got cash fast very easy to apply for this

Net Credit is amazing! It’s an easy and convenient way to help build your credit score. Depending on your financial situation, you may be able to access your funds right away or within 24 hours.

Smooth and on point. Much needed. Came when I needed it most.

The process was simple and quick. I would recommend it.

Phenomenal work. I’m just super grateful. I got approved quickly and it was a generous amount, way more than what I expected and I’m just super super grateful.

The process was very quick once I got everything in.

The effectiveness of the speed and quality in which the transaction took place was very satisfactory. Also, the security measures taken were very well taken care of.

Your rates are extremely high, but under the circumstances needing it right away.

Awesome, will tell friends about it. They helped me

Was quick and easy to apply, and got the money quickly.

Great company! I would recommend to everyone. I don't know what else to say.

Excellent service and very fast and easy. Good interest.

I called in with two concerns, the young lady I spoke with was SO kind and professional. I hope I get her every time I have to call.

It was fast but the percentage rate is a little high. I guess because of credit score.

This was an unbelievable approval. I am so grateful to be given an opportunity to rebuild my credit. Very precise details to follow and exact date response. I will rate this a 5 star. Credit issues please contact this group. Highly recommend.

Your customer service is absolutely outstanding. The your people are awesome. I look forward to continuing our customer service relationship. In the meantime I’ll be referring my friends and family to your company.

The process was simple. I had the money in my account later that day. The only thing was that, they are not very clear on how much I have to pay a month. When I look at the chart it said, that my monthly payment would be $130.00 a month but when I spoke to a representative, he said that I would be paying $180.00 a month so I'm a little confuse on that part. I know it's an expensive loan but I needed some money before I have surgery.

The process was well beyond easy!! I definitely had my doubts starting off but after it was all done I was actually impressed at how simple and fast everything was. Would definitely recommend everyone try them out even if you have your doubts because it will be worth it. No hassle. Fill out a simple application and I was approved within the hour. My bank was the longest waiting period, which was a couple of hours.

Applied for loan and received the money promptly same day. Application process was prompt and complete. Appreciate the help given by Netcredit!! Recommend to family and friends and I was able to take care of an immediate finance need within hours after I applied

It was an awesome experience. I was a little leery, so I didn’t apply for all I needed. Wish I had asked for $600 more, and I may still reapply since it was available. You were punctual, and I have trust now. Will definitely recommend you.

Everyone that I have talked with Personalities were nice, very patient and knowledgeable. I appreciate everyone respectfulness and the dignity each one has shown to me. This loan was a lifesaver and I cannot express enough how grateful I am for your service.

From start to finish NetCredit has been the best experience in getting the help that I needed. Above and beyond expected and true to everything they have said to date. The application is an easy process, and I receive money quickly, which helped me out tremendously and very thankful to NetCredit.

I took a shot. And it paid off. Trying to rebuild my credit after a divorce, bankruptcy, and having to file for disability, numerous surgeries and you guys gave me a chance. Thank you. I do hope others who may read this and are building their credit will try. Netcredit truly is credit for the people. Don't fool yourself. You'll pay a high interest with bad credit but if you truly are rebuilding yourself, NetCredit just might give you a shot. Thank you very much.

Easy apply process, fast review and decision. So far appears to be easy to manage the account. A downloaded app would be primo, but this appears manageable. Since I need to be long winded in order to get the website to allow me to actually submit this review I’ll bore you with other trivia.

It's August 2026.If you really need it, try it, I did and got it in 2 days. And also, if you are approved, just know they're taking out $60, it depends on how much you got, they take out a fee, so let's say you wanted 800 and they give it to you, you're only going to get 730. Now it depends on your bank. It might take a couple days for your bank, but the money goes right to your account in two days.